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HomeMy WebLinkAbout01-3324VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 PARK LAW ASSOCIATES, P.C. 25 East State Street P.O. Box 1779 Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COF~ON PLEAS FIRST SELECT, INC. Plaintiff VS. ERIC K MASSEY Defendant NO. O[- .~.9 t/ CiO[ ~--~_~ NOTICE YOU have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 THIS IS AN ATTemPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALERIE ROSENBLUTH PARK ATTORNEY I.D. % 72094 PARK LAW ASSOCIATES, P.C. 25 EAST STATE STREET, P.O. BOX 1779 DOYLESTOWN, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF ACT%:4168100013220965 CUMBERLAND COURTY COURT OF C0~MON PLEAS FIRST SELECT, INC. 4460 ROSEWOOD DRIVE PLEASANTON, CA 94588 PLAINTIFF VS ERIC K MASSEY 154 S HANOVER ST CARLISLE, PA 17013-3418 DEFENDANT NO. ~/- 33~¥ ~ ~ CIVIL %CTION 1. The Plaintiff, First Select,'Inc. is a Delaware corporation organized and existing under the laws of the State of Delaware with its principal place of business at 4460 Rosewood Drive, Pleasanton, CA 94588. Plaintiff is the owner of this account, which is the subject matter of this action. 2. The Defendant, ERIC K MASSEY , is an individual who resides at 154 S HANOVER ST CAP, LISLE, PA 17013-3418, 3. The Defendant is indebted to Plaintiff on the credit account by virtue of charges or cash advances incurred by the Defendant or authorized by the Defendant on a credit card or line of credit, bearing account number 4168100013220965. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 4. The terms of said account are stated in the documentation attached hereto as Exhibit "A". 5. The Defendant has failed to pay the amount owed in accordance with the Account Agreement and has failed to pay the outstanding debt as agreed. 6. The Defendant is indebted to the Plaintiff in the amount of $6,618.24 as of 01/11/2001, plus pre-judgment contractual interest at the rate of 16.40% per annum, less payments made. 7. In accordance with the documentation attached as Exhibit "A," Plaintiff is entitled to reasonable attorney's fees, and Plaintiff will incur attorney's fees in the amount of $1,125.00. WHEREFORE, Plaintiff demands that judgment be rendered in favor of the Plaintiff, FIRST SELECT, INC. and against the Defendant in the amount of $6,618.24, plus pre-judgment interest at the contractual rate of 16.40% per annum from 01/11/2001 until the date of the judgment herein, plus reasonable attorney's fees in the amount of $1,125.00, less payments made, plus costs and any other such relief as this Court deems reasonable and just. COD~T II 8. Plaintiff hereby incorporates paragraphs 1 through 7 above as though set forth in full. 9. The Defendant received a monetary benefit, which was in fact appreciated by the Defendant. 10. The Defendant accepted the benefits. 11. By virtue of the circumstances surrounding the request for funds made, the Defendant knowingly requested the funds at issue and/or knowingly and voluntarily accepted the benefits bestowed. 12. It would be inequitable for this Court to allow the Defendant THIS IS AN ATTE~PT TO COLLECT A DEBT. ANY INFOP. MATION OBTAINED WILL BE USED FOR THAT PURPOSE. to retain the benefits of the funds or to be unjustly enriched at the expense of the Plaintiff or allow the Defendant to retain the value of the funds at issue without repaying the Plaintiff the value of same. WHEREFORE, Plaintiff demands that Judgment be rendered in favor of the Plaintiff, First Select, Inc. and against the Defendant in the amount of $6,618.24, plus pre-judgment interest at the contractual rate of 16.40% per annum from 01/11/2001 until the date of the judgment herein, plus reasonable attorney's fees in the amount of $1,125.00, less payments made, plus costs and any other such relief as this Court deems reasonable and just. PARK LAW ASSOCIATES, P.C. BY:~~~~L~H" PARK, ESQUIRE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUP~OSE. VERIFICATION I, HSATHER K00RE IAN , declare that: I am a Designated Agent of FIRST SELECT, INC., the Plaintiff in this action, and I am duly authorized to make this verification on its behalf. I have read the foregoing complaint and know the contents thereof; that the same is true of my own knowledge, except as to those matters stated on information and belief and, as to those matters, I believe them to be true. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. I declare under penalty of perjur~ that the foregoing are true and correct. , ~ Date Designated Agent '-vHIBIT IMPOR. TA.N'~ L£GAL .N'OT~C£ ,,ivev '0 days actor you receive this letter to dispute the validly; of the debt or :my part of.a.. [f you do not dispute the validil F~ed.era! I.aw = s.. ou .~ ..... ....... ,,~ we will assume that the debt ts' valid..I~ you disuutc the neut. or any pan of ii, in writing--t: ~venti.catlOn) ot me q~ot.. Ann qt,~ml__n.?_....~;,,Vthat [nt'6rmauo. too ff we ~io receive a timely wri~n notice, all efforts to collect this debt will be suspended until we mini any requtrea ~mormauon to vuu. ACCOUNT Credit Reponino_. l~vou fail ro fulfill the terms o£vour credk Your FIRST UNION account has he. eh .truns~_,err~d to F,i_~r? S.e_[e_~__ obligation, a nega2ive 8redit report reflecting on voui' cre~t record Your FERST UNION account was ctose,~ at the nme o~ was cr~xs,cr may oe submitt~ to a credit reporting agency.. Ih order to dispute and will therefore continue to ~ cloud. This Account .~!Feament anx; informauon we are reporung abo.u.t yo~ur Acco..ufld~,.vou ~l~S.~ write to us at the £ollowmg addi~: First ',elect. v.~. =ox vtu ,con'as ~e terms, that govern ~ o,_~.. F,t, rst Se,,lect .a,,ccount tree, A, ccour~,.t ). I,.n this Agreemen. f. you and ,.v..o.% ,m_e~ eac.n,,~_,r, son Pteasanton. Califorma who is title ret pa.vmant qn me ^~ount. we, _°ur, .an~2 ~o,, Shariug Information. We may share information with our -- mean First Select or Am asstgnees., ueca..use .your ~cco. u. nr~t t~s'a~llm~.~ incl.din~ without !,m.=.on. t'ro,n~an .~auoani Bank trans~rred to as. you are now 9bhgated to repay w.e ~.ccou~3, ana yrovtmun )~an)r t-towever, you may wnte to us at any nme instead of FIRST 'UNION. [f me ACcount~was 9penea as a jqln,t~ mstructmo_ us not to slmre crectit mxormatton ,.,nm our acCOan[, we may act oi1. the lastrllctlons o! any joint account itota~r. YOUR BII.,LING RIGHTS - KEEP THIS .NOTIC~ FOR FUTURE USE Pavments/Finunce Charges. As long as you have a baiance 9ufstonding on your Account. finance cha/ges are calculated as This notice cq.n.~ias impanant.' .mfo_rma..d~.,a,~utyour dghm and tollaws: our respoasibtht~as under the vm£ ~remt ~tiilng Act. To figure the fi ,ngncc charges for each .billing .c~dcle, we~:_mul_.fi_ply.~th.e Notif), Us in Case of Error~ or Questions About Your Bill average .daily balance on your account oy a .,a~_ [y ~n_,o~ r~:Z-~ If you think .your bill is, ..v~o, nc, or i/you need more int0._r~t ~n daily I~UOdiC rate we a_pp'ly, ts .vow_Account s ~"m?ua~,,r~_reenms~ about an entry on y~_!~t' mit. wll. t~ It.s, .~n a_ .s~a. ra_t.e sneer. Rate divided bv 365. t ne Amium rereentage mtn vnu o~ f..ott,o.wing a_ .dc~...: F,i,,rs~. Select, P.u. t~ox ~)tu,~,gt?.a~,.,n_to__n_t ..... caiculnted .as.._di, sotosed in ~ur most recent FI~T b~tO~ account t. aiiforma, ~)a'~oo. ,write m us ~ soon as po~tm.e,:_ w~ e_~..~,,t ter~ns (the "OrigiRal Terms L., If yo~ Origi, .n~l~e ~rt~?..,__o_r_=o=v.i.'=.'ded for from you no later than 60 days arter,we..sent .',on ,m~ ,nm om ,o' di~erent Annum rereentage..t~tas to oe appueg..ro m~, ~.?_,,_west whicli the error or problem app .ea~.a. ~ou can ~tepuone as, out compgnants.o..fyour outstan_ ding balance, ,we w,~u~__a_ppjy_ _m=e_,t_o ~ doing so will not preserve your rights, sucli Annual rercentoge ~,~te on your enttre ontstanma8 u~um~,.~. In the letter, give us the fo[lowing: We may accept late or pagi. 'al payments, or ~v-ments marked "paid in m"o . m . ed oth ' resUi o=, Uiout lo. sing our -- Your ,ume and Acco.. t number. collect all umounts.owmg n.B. de.r ,dki._'.s Agreement, ~O~orm~vi~_ -- The dollar amount ot the suspected egor ........ Select to [a.v your account ov oemtmg )'our ctmcran§ o . . . ,= -- A description of th~ error uno ~ exptanagon. account. 1-['t~ Select will fi.r~t verLt7 }'.our.ide.n.. ti~ anii .e.l.iglb~_'[~',:_t'_o.r why you behove there ts an error, tr you neeu more mturm~muu, this service. You ma.v revoxe ),our an~onzauon oy wnung [o rtt~t desL"~be the item you are not sure ab6ut- Select Customer Sarv~ce. Your Ri~.ts nnd Our Responsibilities After We Receive Your Written ~-~ otice Fees. We w~Jl charte your Account a fcc for each b[llinK.cycle within which your .....,-~../.'ount is. de. linq.u.ent (late,.,c .ha~._g_e1.~ .a~..o,~un.t We must acknowledge your l.e. tter within ~0 days, unles}?e have, of the lare cnar-g.e var oe as.msctosea m your ~Jngma-t -=¥u.~ ~' u" corrected the error b~ men. ,W,i.fllin 9.0 ,da. ,v,s. we m_us~_ _e.~m,eLc_° wn'ee-' maximum [a.~ c. narge, l~.nmt'~ed by. the law of your state or the error or exolaln why we oetmve me.m- ~vas corr~r. ~.tt=r residence, wmcncver As Lower. rec"i','e your le't~.cr, we cannot try to correct or re .P.9. rt vou as we will Ac. co_unt a roe for c.h delinqu m as to uny amount yon incl (rerornan cnetac coarse! t nc amount ot me returneu ~.~, ,.,,,,,~ c.har~cs. We can apply any. unpa4a arqount a_g~.._.ns,.t:?_o.?._?.un ....... ' ' ' .v, lmBxn wtll be as disclosed An your On,hal. Terms, o$ the ma~ , ~ ou-d9 nqt have to pay any .cj.uc,st~,pne~ .amount ~wm!_e ',?_tar.~.- tl!.vesagatmg, but you ale sail oou=~atea to pay tire pa.v..~ ux mr re.mm, cd chec~c .char~ .i~-'rmtttcl b.v the law or your state m that are rtot tn qucsaon. To pro,: ded i., yo, Odsi., Te=s w.e find that we have . de a sme on your bill, :'o,, will oo . have to pa',' any fina.~ce charge related to any que.saonoo · ,:~no~t~t ~ermitted b.v. apghcable taw, m aomuon to ~vour. _o.o.!.~_~2~ ~e~"~s the outstandingoalance on your Account. plus ime~.~..~,~,, ...... we did not' make a rmstake, you ma[ have to pay nnan~,e char=es, disclosed .herein, we may alsp charge you rot .a~.y co~c,.,.,.u,,,~ .... ~ and you will have to ~ up the rmssed.p, aymc, nts on _mc ...... we incur, including ~.u.t n. ct hnurect to re .asp .na?e atto mc..vJ, Sot~es ana the°Ucs~i°nedamount amount.you owe. InAndeither thc case,date wethat wi~$tt Asse'n~a_u.e. yo..Ul~ ypu, .re.ua ~a~,miE=,~ton~. court costs. If your ungmal Tarm~. provmgu rot ~m aw__ar_~.~.~ thc amou.~t wc think you.owe, we may report you as, aeu~nv,q~e io herein shall a..pp.[y rectprccally to th~ prevmhng party An any lay, stat However, if our e.,~pl..a.~.uon aces not s,3.~sly, you ana you . ._, arising out o! t.ms Agreement. as wit. Mn 10 devs telling as that you st4ti reluse J.o..pa.v.. w~e masr ~.~ Noo-Walver of Certnin Rights. We may delay or w.~,','e £cll you the name of unyonc ~i,e reportedyd.u~to_. We .mu, s,t te~! cn. forcemear of any provision of this Agriemcn't without losing our anv6ne we reoort you to that the matter nas oe,.n semeo eetx eon u: right to enforce it br any other provision [arer. when if 5na.ll'v is. If we do not.follow these rules. ':~ cann. o.,t. · collect the first $50 ct' the quesaoned amount oven u your oiL[ 'a~ App[icable Law, Severabillrv. Assignment. No matter where you live, this A,,reement and your' Account are governed bv federal law correct. and by thc law of the state desig'q~..ted as the apollcabli aw ia yourSpecial Rule for Credit Curd Purchases Orimfl,~l Terms. If YOur O.riDEa[.. T.erma did not c.oEtaln ~ '. _ _ applicable laworm,'~s[on, men tins Agreemant ano..-,ot~ ...,.cc.o. unt mr If you have aorobiem with the qualiv/' of ,,oods and sot'does that. ,,ovem?r by federal law and the law ofveur state m resmenc,, vo'u purchasedwith your FIRST b.~'lON g .re~t curd ~d ~:oo ~his A=ree'mem is a final expression of the a~.eemem beV, veen you in ,,ood faith to correct the problem wtm me merc.:mt, you?a: ,,, and us and ma',' not be contr~[J, cred bv cvidenc, of any nlleged dralha~ to pay thc remaining amount due on thc goods .or scv,'tcc, s.. agre~ h provision of this agr~emcar is held to'he invalid or There are [avo limitations to this.right: (a} .you must nave mao. e con. fi ~ cable iow. and the mst of thc provtslon in me wtthin 00 rhilcs of your current mailing ad.d?ess: and Lb) .thc Aoreemem v;'fll sull he enforceable. We. mav transfer or ass[g.n. ~ur purcbnse price must'have been more hah $.~0 These hmita[IOnS statement with the stat~ s S¢cret'~r',' of Sthte. Custonlcr Set'vice. For ,,eneral questions regarding your First l-~.~.~-924-200d For qt ~t¥ =lssur:lnce pi ~oscs aqd Io tmpro.?-~.. SHERIFF'S RETURN - NOT FOUND CASE NO: 2001-03324 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FIRST SELECT INC VS MASSEY ERIC K R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT MASSEY ERIC K but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , , NOT FOUND , as to the within named DEFENDANT , MASSEY ERIC K UNABLE TO SERVE PRIOR TO EXPIRATION. Sheriff's Costs: So "'~ answe~r,~: ....-? Docketing 18.00 ' ~" Service 6.50 ~~-_~ Not Found 5.00 R. tThomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 39.50 PARK LAW ASSOCIATES 07/06/2001 Sworn and subscribed to before me this ~ day of ~ HEREBY CER11FY THAT THE WiTHiN I$ ATR~E AND CORRECT COPY OF 11~E ORIGINAL ON RLE ~T R~IEY FOR pL/dNT~Ft~-- 11 _l I -, VAUERIE ROS mLUT ESOUI TRUE COPY FROM RECORD P~K ~W ~SOCIATES, P.C. 25 East State Street P.O. Box 1779 Doyleeto~, PA 18901 (215) 348-5200 A~O~Y FOR P~I~IFF ~~ ~Y CO~T OF ~ON P~ FIRST SELE~, INC. Plaintiff VS. NOTI~ YOU ~ve been sued in Court. If ~u wish to defend against the claims set forth in the following pages, ~u must take action within twenty (20) ~ys after ~his Complaint ~d Notice are se~ed, ~ entering a written a~ear~ce perso~lly or atto~ey ~d filing in writing with :he Court ~ur defenses or objections to the claims set forth against ~u. You are wa~ed t~t if you fail ~o do so, the case ~y proceed wi:hour you ~d a jud~ent ~y be entered against ~u by the Court without fur:her notice for ~y money claimed in the C~lain: or for other claims or relief re~ested by the Plaintiff. You ~y lose money or property or other rights imports: to you. YOU SHO~ T~ ~IS P~ER ~ YO~ ~ AT ONCE. IF YOU DO NOT ~ A ~ER OR ~ ~ 0~, ~ ~, OR TELEPHONE ~E OFFICE SET FOR~ BE~W ~ FI~ O~ ~ YOU ~ GET LE~ ~LP. ~E~ ~Y ~ ~SOCIATI~ 2 LIB~ A~ ~ISLE, PA 17013 (717)249-3166 (800) 990-9108 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFO,NATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALERIE ROSENBLUTH PAtaK ATTORNEY I.D. # 72094 PARK LAW ASSOCIATES, P.C. 25 EAST STATE STREET, P.O. BOX 1779 DOYLESTOWN, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF ACT#:4168100013220965 CUMBERLAND COUNT"f COU~T OF CO~N FIP~T SELECT, INC. 4460 ROSEWOOD DRIVE PLEASANTON, CA 94588 PLAINTIFF VS ERIC K MASSEY 154 S HANOVER ST CARLISLE, PA 17013-3418 DEFENDANT i NO. CIVIL A. CTION 1. The Plaintiff, First Select, i Inc. is a Delaware corporation organized and existing under the laws of the State of Delaware with its principal place of business at 4460 Rosewood Drive, Pleasanton, CA 94588. Plaintiff is the owner of this account, which is the subject matter of this action. 2. The Defe~_~_~nt, ERIC K MASSEY , is an individual who resides at 154 S HANOVER ST CAI~LISLE, PA 17013-3418, 3. The Defe~nt is indebted to Plaintiff on the credit account by virtue of charges or cash advances incurred by the Defendant or authorized by the Defendant on a credit card or line of credit, bearing account number 4168100013220965. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUP. POSE. 4. The terms of said account are stated in the documentation attached hereto as Exhibit 'A". 5. The Defendant has failed to pay the amount owed in accordance with the Account Agreement and has failed to pay the outstanding debt as agreed. 6J The Defendant is indebted to the Plaintiff in the amount of $6,618.24 as of 01/11/2001, plus pre-Judgment contractual interest at the rate of 16.40% per annum, less payments made. 7. In accordance with the documentation attached as Exhibit "A," Plaintiff is entitled to reasonable attorney's fees, and Plaintiff will incur attorney's fees in the amount of $1,125.00. WHEREFORE, Plaintiff demands that judgment be rendered in favor of the Plaintiff, FIP~gT SELECT, INC. and against the Defendant in the amount of $6,618.24, plus pre-judgment interest at the contractual rate of 16.40% per annum from 01/11/2001 until the date of the judgment herein, plus reasonable attorney's fees in the amount of $1,125.00, less payments made, plus costs and any other such relief as this Court deems reasonable and just. COURT II 8. Plaintiff hereby incorporates paragraphs I through 7 above as though set forth in full. 9. The DeferMent received a monetary benefit, which was in fact appreciated by the Defendant. 10. The Defendant accepted the benefits. 11. By virtue of the circumstances surrounding the request for funds made, the Defendant knowingly requested the funds at issue and/or knowingly and voluntarily accepted the benefits bestowed. 12. It would be inequitable for this Court to allow the Defendant THIS IS AN ATTEM~T TO COLLECT A DEBT. ANY INPOBMATION OBTAINED WILL BE USED FOR THAT PUI~POSE. to retain the benefits of the funds or to be unjustly enriched at the expense of the Plaintiff or allow the Defendant to retain the value of the funds at issue without repaying the Plaintiff the value of same. WHEREFORE, Plaintiff demands that Judgment be rendered in favor of the Plaintiff, First Select, Inc. and against the Defendant in the amount of $6,618.24, plus pre-judgment interest at the contractual rate of 16.40% per annum from 01/11/2001 until the date of the judgment herein, plus reasonable attorney,s fees in the amount of $1,i25.00, les~ payments made, plus costs and any other such relief as this Court deems reasonable and just. PAI~K LAW ASSOCIATES, P.C. BY: VALERIE ROSENBLUTH PAI~K, ESQUIRE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUI~ THAT WH STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFOrMATiON OBTAINED WILL BE USED FOR THAT P~RPOSE. VE~XFICATION I, HEATHER K00 EMA I , declare that: I am a Designated A~ent of FIRST SELECT, INC., the Plaintiff in this action, and I am duly authorized to make this verification on its behalf. I have read the foregoing complaint and know the contents thereof; that the same is true of my own knowledge, except as to those matters stated on information and belief and, as to those matters, I believe them to be true. I under~tand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. I declare under penalty of perjury that the foregoing are true and correct. Date Designated A~ent Fed~rnl law ~iv~ you 30 ~'s ~er you ~e~e ~is [~ner to dispFte t~e ~a~i~' of ~e debt o~ny ~ o~i[. ~ you do not ~spute the valid al. p debt. or ~?~ of it~n ~t ~edod w~ w~ll ~e mat tne oe~t ts v~ld..~vou ~spute ~ ~eot. or ~y pan ali ~Lng qs ~n~e t9 ~t ~ffqc~,on or befgre ~ J0~ ~v ~llowmg ~e ~te you ~ce~v~ ~s le~er~ wtll ob~n and ~h Lven~uon) otme neut. ~a a. ~n me ~e ~n~, you ~qu~t in ~ffn= ~e ~e ~ ad~ of the on,naiVelY; ~r~ z~m ~ ~nt ~tor) ~ ~11 ~sh ~u ~ ~t i~o~uon t~ ff~do ~ceive a ~[v ~n no~g~:::~;- ~eot will ~ ~n~d ~1 we ~1 =v ~d i~o~fion to you. ' ...... ~u,= ~o co,e= tins ACCOb~T AG~E~b'T Xo= g~T ~ON ~co=t ~ b~n ~e~d to Fim Se~ct. ~:~o~a~. ff~ml to ~LI ~ te~ o~yo= ~it =~ ~T ~ON agent wM clo~d az ~e ~ of ~s ~er uuu~uuo~ a ~gau~ ~.t ~n.~=~Ung on your c~t record ~ mu ~zo~ conUnue to ~ closed. ~s A~o~t A~ement ~y.~ mb~ to a ~t ~m~g agent. Ca o~r to ~sputo ~m to = aL~ ~llo~ng,~s: Fi~t Sel~t. P.O. Box 910~, ~u~t[), ~ ~ ~emenL you" ~d %o=" ~ ~aoe~u y~to~ ~o~a 94=oo. . ~ ~ ~u am now ooti~ to ~ay me ~t to = ~l~at~ I~[~RE. ~OUt ~m~m~on. ~um~ Hauoml Ba~ ~ of ~T ~ON. ff ~e ~count w= o~u~ = a Joint a~ y~m~ · '~. ~o~r. you ~v ~te to ~ at any nme ~o~L we m~v ~ on ~ i~cuo~ of~ joint ~co~l holder, m~un= ~ ROE [o S~ C~{ 1~o~gt~Q~ ~ Paymen~in~ce Cha~ ~ long ~ you have R ~P YOUR aILL~O mo~S- ~ T~ a~ZCE roe Iwu~ UsE To fi~. ~ ~ c~s ~r ~ch ~ing ~le, ~. m~pl~ No~fy Us in C~e of E~ or Qu~io~ About Your Bill ~ ~ ~ ~pqg ~ ~ ~o~t's ~.~nm~ ~ ~u ~ ~ b~ ~.~a~ or ~u ~d ~ i~on ~ (~ -~n~ Te~"k N~ Te~ o~d for ~a o~ 9~5~. ~Wn~ m ~ ~ s~n ~ ~bl~ We ~mnt ~P~ge.~ ~o ~ a~p~o ~n~ ~.~p ~ ~a~r tho~ 60 ~ ~ ~ sent you ~ ~n~.~y~ ~ ~, ~ ~ a~y ~ ~o~ T~n me ~r or ~1~ a~ You~ t~ ~, but W~ ~ IR~ o~ ~ pa~en~, or ~ ~ '~d ~ ~e le~r, ~ ~ ~ ~Uo~: m.~ qr ~a ~ o~~ ~o~ ~o~ o~ g~ to ~ Yo~ ~ ~ ~t n~. ~o~1~ ~1 ~o~.~ ~r ~ R~e~L. ~ou my ~ ~ ~ ~e do~ ~o~t of ~ ~ e~or. 3el~ to ~ y~ A~o~t ~ ~O~ng yo~ c~ ~ ~ ~ A ~p~on.of ~ ~r ~d ~ ~a~o~ ff~ible, of ~t.. r ~l~ m~ tim ~ yo~ iden~ ~d eli~b~ for ~ gpu ~e me~ a ~ ~r. ~u ~a mom ~om~o~ ~ ~. Yo~ ~o~ yo~ au~o~m~on~ ~ to ~t ~ ~ ~mm you ~ not ~ ~ut. ~ei~ ~o~ ~e~. ~9ur ~OU ~d ~r ~poustbilifies ~er We ~ceive Your F~ W~.~ c~ ~ ~t a ~e for ~ b~ie W~ ~o~ce ~gm.wm~ ~ ~o~t ~.~l~nt (la~c~).~ ~o~t m~ ~am c~e ~ ~ ~ ~osea m ~ vn~ ~e~ or ~ We m~ ~ow~ ~ ~.~ 30 ~, ~.~ ha~ ~ IR~ ~.~ ~ ~ law of ~ m~ of ?~ ~ e~r ~ ~n. wt~ vu ~, ~ m~ e~r ~ae~e, wmcn~r ~ lower. ~ q~r or e~l~ why ~ beU~ ~ bill ~ ~ ~m ~ t~r, ~ ~o: ~ to coll~t or ~o~ ~u ~e ~ll g~ yg~ ~o~t a ~ br ~ch ~d ~ent ch~ ~n~.~ ~ ~y ~o~t you ~u~o~/ncl~g t~c~). ~o~tof~ci~c~ g~. wp~.a~y~~o~ta~.~tt~ mu ne ~ ~c~ m y~ ufi~ Te~, or ~ ~m ~ ~ a9 ~t m~ m pay ~y.~a ~t wm~e ~ ~ . To ~ e~ntp~dpO ~ yo~ O~ Te~ ~d to ~e ~ent N we ~d ~t we ~vc m~ a ~e on vo~ bill, ~u ~1 not ~ 9u~n~ce on.~ ~u pl~ in~ ~ f~ ~ we.ma no~.~ a ~, yo~ mag m~e td ~y ~ce ch~, ~l~ea ~e~ ~ ~ ~o c~ge you mr ~ co~ccfion qo~s ~a yPu ~l ~vc to m~ up me ~ Raymen~ on ~ · we ~, ~J~ng ~u~ qot li~te~o m~na~ie ano~'s f~s ~d qu~on~ ~o~t. ~ ei~ ~e, ~ ~u ~nd ~u a mtement ~o~:s [~ ~ c~ co~, tach p~sion ~ ~o~med ~ ~o~tm°~t ~Uwe ~°~' ~o~,~e ~ mv~t~ponit ~ d~.vou ~NY°U~e~q~ni. f~ too~. ~s~ng out az ~ a~nt. ~ m~n 10 ~ys ~lling ~ ~t ~u s~l ri~.ta ~, N~o-W~ver ~f CeriSe ~ghta..We ~ ~lav or We ~'one ~e ~n you to ~ you que~on ye~ ml~ :~a we m~ c~9~emegt o~ ~y p~sion az ~s A~eem~l ~mout long o~ teu you me~ of ~vop~ ~ ~ned gou (o. We m~ tell n~[ to c~o~e ~t or ~y o~er p~sion later. · ~n~ we m~n you to ~t ~e manet ~ ~cn se~ed w,en ff fin~y is.' ~we ~ not.~llow ~ ~ ~ ~ot collect ~e ~st $~0 of ~e quemou~ ~o~t e~n ~ yo~ bill was Applicable Law, Severabilltv. Aui~meuL No ~er whe~ ~u li~, ~s A~cmcnt ~ yo~A~o~t ~ g~'em~ ~ ~de~ [aw co~t. ~ ~ ~ raw or ~ m~ d~t~ ~ ~e apolicable ~w in ~ ~n~n~.l~s. ~ Og~ Tc~ ~d nbl canon ~ ' Speci~ ~le for Credit Curd ~h~ appz~came law o~'~s]on, ~en ~s A~e~n[ ~ v~ Acco~: ~ ~you ~?~ ap~lem ~ ~e q~ of ~ ~d ~ices ~t i~ed by ~e~ law ~ ~e law ofvo~ ~m of ~si~e. ~s A!~men~ ~s a fi~ e~t~sion o~ ~nt be~v~n ~u m go~ i~ to co~t. the nmhlem ~a~ ~e m~h~L ~u ~v ~ ~d ~v not ~ ~n~cted ~ evidence of ~v aleged d~ ~fe to pay ~e mmmm ~t duc on ~e g~ or agr~ment. ~h pw~sion of t~s a~ment is held t~ inv~id or lne~ ~ ~ Ii~ta~o right: (~) you m~t ~e~o~able. you ~d we will co~i~r ~t provision m~ to pu~ha~ in vo~ home state or, · not wi~n ~ ho~ state. co~b~ m apDlicable law ~d ~e ~t oi ~e omvision in ~e ~n 100 ~des of your ~nt ~iling a~ss' ~d lb) the Ai~ement ~][sdllbee~m~ble. We ~v ~nsfer or assign our pu~hase~nc~must'have~n more a~S~0. ~e imitations, fi~t to all or some at' vo~ payment. ~ s~ie law ~qm~ t~( ~'ou not apply ~'ezflter we or F[RST L~ION o~ or o~mie ~ciYe notice at' such in event to pw(ect thc p~r or ~e ' or we O~FIRST b~[ON mailed you [he ad~'enisement for the prawn , ~l~ne.. w~ may g~e Zou such no:lee by []lm~ a [I~I~CI~ Or ~5'lCeS. sta(e~nent w~th t[~e s(at~ s Secreta~' of S~ate. Customer Sen'ice. For eeneraI ~uestions reo.lrdin,~ your F rs[ Selec~ i~o~nt, olease ca~ our [o1[- ~c scni~' ~um~r (-88~-9_1-_0~)~. For qualiw assurance pu~s~s, and to npro~e cui[omer ~n'icc :lnd sccun~'. [eJephon~ carls (o or l~o[n our o[l~c~s III;17 ~ IItOIIJiofRd Or rccorddd. VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 PARK LAW ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215 348-5200) ATTORNEY FOR PLAINTIFF CUMBEI~LAND COURT OF CO~ON PLEA~ FIRST SELECT, INC. Plaintiff VS. ERIC K MASSEY Defendant NO. 01-3324 PRA~CiPE TO WITHDI~AWWITHOUT PRE~umI~ TO THE PROTHONOTARY: Kindly Withdraw the above captioned matter without prejudice upon payment of your costs. PARK LAW ASSOCIATES P.C. VALERIE ROSENBLUTH PARK, ESQ.