HomeMy WebLinkAbout01-3381IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA
Plaintiff,
VS.
RONALD E. BLYSTONE, a/k/a
RONALD D. BLYSTONE,
Defendant.
TO DEFENDANT
You are hereby notified to plead
to the ENCLOSED COMPLAINT WITHIN
TWENT~DAY~FR~ SERVICE HEREOF
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE ADDRESS
OF THE PLAINTIFF IS:
539 SOUTH FOURTH AVENUE
LOUISVILLE KY 40202
AND THE DEFENDANT IS:
1438 BRIDGE STREET
NEW CUMBERLA~~
CERTIFICATE OF LOCATION
I HEREBY CERTIFY THAT THE LOCATION OF
THE REAL ESTATE AFFECTED BY THIS LIEN IS
BOROUGH OF NEW CUMBERLAND
CIVIL DIVISION
NO.:
TYPE OF PLEADING
CIVIL ACTION - COMPLAINT
IN MORTGAGE FORECLOSURE
FILED ON BEHALF OF PLAINTIFF:
PNC MORTGAGE CORP. OF AMERICA
COUNSEL OF RECORD FOR THIS PARTY:
Brian B. Dutton, Esquire
Pa. I.D. # 81953
GRENEN & BIRSIC,
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA
Plaintiff,
VS.
RONALD E. BLYSTONE, aJk/a
RONALD D. BLYSTONE,
De~ndant.
CIVIL DIVISION
NO.:
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claim set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail
to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
Cumberland County Courthouse
4th Floor
I Courthouse Square
Carlisle, PA 17013-3387
(717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA
Plaintiff,
VS.
RONALD E. BLYSTONE, a/k/a
RONALD D. BLYSTONE,
CIVIL DIVISION
NO.: ol- .3~1 ~!
De~ndant.
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
PNC Mortgage Corp. of America, by its attorneys, Grenen & Birsic, P.C., files this
Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is PNC Mortgage Corp. of America, which has a principal place of
business at .539 South 4th Avenue, Louisville, Kentucky 40202 and is authorized to do business
in the Commonwealth of Pennsylvania.
2. The Defendant, Ronald E. Blystone a/k/a Ronald D. Blystone, is an individual
residing in the Commonwealth of Pennsylvania whose last known address is 1438 Bridge
Street, New Cumberland, PA 17070.
3. On or about December 5, 1996, Defendant executed a Fixed/Adjustable Rate Note
("Note") in favor of Plaintiff in the original principal amount of $88,000.00. A true and correct
copy of said Note is marked Exhibit "A", attached hereto and made a part hereof.
4. On or about December 5, 1996, as security for payment of the aforesaid Note,
Defendant made, executed and delivered to Plaintiff a Mortgage in the original principal
amount of $88,000.00 on the premises hereinafter described, said Mortgage being recorded
in the Office of the Recorder of Deeds of Cumber[and County on December 11, 1996 in
Mortgage Book Volume 1355 Page 1057. A true and correct copy of said Mortgage containing
a description of the premises subject to said Mortgage is marked Exhibit "B", attached hereto
and made a part hereof.
5. Defendant is the record and real owner of the aforesaid mortgaged premises.
6. Defendant is in default under the terms of the aforesaid Mortgage and Note for, inter
alia, failure to pay the monthly installments of principal and interest when due. Defendant
is due for the July, 2000 payment.
7. On or about October 9, 2000, Defendant was mailed combined Act 91 and Act 6
Notices, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91
of 1983 and Act 6 of 1974, 41 P.S. §101, et seq.
8. The amount due and owing Plaintiff by Defendant is as follows:
Principal $ 85,044.96
Interest through 04/30/01 $ 5,643.29
Late Charges through 04/30/01 $ 322.90
Escrow Deficiency through 04/30/01 $ 718.37
Attorney's fees $ 800.00
Title Search, Foreclosure and
Execution Costs $ 2,500.00
TOTAL $ 95,029.52
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due
of $95,029.52 with interest thereon at the rate of $18.66 per diem (as may change from time
to time in accordance with the terms of the aforesaid Note) from April 30, 2001, and
additional late charges, additional reasonable and actually incurred attorney's fees, plus costs
(including increases in escrow deficiency) and for foreclosure and sale of the mortgaged
premises.
GRENEN & BIRSIC, P.C.
Brian B. Dutton, [squire
PAID# 81953
Attorneys for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
EXHIBIT "A"
" FIXED/AI31JI STABLE RATE NOTE
(I Year Treast~ry lade~Rate C,ps) LEROER'S I: 09-Z4-1ZOTI
THIS NOTE PROVIDES FOR A CHANGE IN MY FIXED INTEREST RATE TO AN ADJUSTABLE
INTFr.~EST RATE. THIS NOTE LIMITS TH~ AblOLJNT MY ADJUSTABI1= I~$T EATE
CAN CHANGE AT ANYONE TIME ANO THE MAXIMUM RATE I MU~T PAY,
OECENOER 5. 1995 CANP HILL , PENNSYLVANIA
1438 ER IDGE STREET. NE# CUNRERLAND. PENNSYLVANIA 17070-1117
I. BORROWER'S PROMISE TO PAY
In return for a loa~n that I have received, I promise to pay U.S. $ 88. 000.00 ............... (this amount is called
"principal ·), plus interest, to the order of the Lender. The Lender is PRe NORTOA$£ C0RP. OF AH£RICA, AN 0RI0
I understand that the Lender may transfer this Note, The Lender or anyone who takes this Note by trarsfer and who i~
2. INTEREST
interest will be charged on unpaid principal until the full amount of pcincipei has been paid. I wilt pay interest at a
yearly rate of ............... R. 0000 5~. The inter~ rate I will pay may change in accordance witlx Section 4 of this
The interest rate required by this Section 2 and Section 4 of this Note is the rate I will pay both before and after any
default desccibed in Segtion ?(B) of this Note.
3. PAYMENTS
(A) Time and Plae, e of Paymente
I will pay principal and interest by making payments ever/month.
[will makemy monthlypaymentaonthefirstdayofeachmonthbeginnlngon JANUARY 1 , 1997
I will make these payments every month until I have paid all of the principal and interest and any other charges
described below that ! may owe under this Note. My monthly payments will ha applied to interest before principal, if.
on 0ECE#OER 1, 20Z§ , I still owe amounts under thin Note, I will pay those amounts in full on that
date, which is called the "Maturity Date.·
[ will make my monthly payments at 15 NORTH FAIRNAY DRIVE, VERNON HILLS. ILLINOIS 60081
or at a different place if required by the Note Holder.
(B) Amount of My Initial Monthly Payments
Each of my initial monthly payments will be in the amount of U.S. $ 645.71 ................ . This amount may
change.
(C) Monthly Payment C~angse
Changes in my mon~ldy payment will reflect changes in the unpaid principal of my loan and in the interest rate that
[ must pay. The Note HoMer will deter'mine my new interest rate and the changed amount of my monthly payment in
accordance with Section 4 of this Note,
4. AbJuSTABLE INTEREST RATE A~ONTHLY PAYMENT CIIANGF~
(A) Change D~t~
The initial fixed inter~ rate I w~li ~y will chan~ to ~n editable inte~ rate on the fi~ day of
0ECE~gEB , 2003 , an~ the adj~bt~ int~r~ rate [ will ~y m~y c~e on t~t day ev~y I~h
which my edjustabl~ io~r~t ca~ could chan~, ia ~l~ I "~an~
(B) Thc Indcl
BeginMn$ wit~ the fi~t ~ang~ Da~, my ad~ble inter~t n~e will ~ ~ on an Index. The "Index' ia thc
~kly avenge yield on Unit~ S~t~ Tr~u~ ~u~ti~ adj~t~ to a co~nt ma~rity of I year, ~ made available by
thc F~c~t R~rvc Board. Thc mo~ ~nt l~dcx fi~ availablo ~ of the ~t~ 4J day~ ~for~ each
If the Index is no lon~ avaflaMc, ~ Note Holder will cho~ a new indc~ that i$ ~
i~orma~on. Th~ No~ Holder ~ill $ve m~ notice of tMa choice.
(C} Cllc~l~tion of
............................. ~iat($} ( ................... Z.7500 %) to th~ Currem lnde~. Th~ Note
Holder will then round ~ ~lt of thla a~iQon ~ th~ n~r~ one'~th of one ~u~ ~int (0.1 ~ ). Sub~ to
· o limi~ $tat~ in ~ion 4(D) ~low, thin ~u~d~ amount will ~ my new in~r~t ~te until the ne~ Chan~ Date.
(D) Limits on In~eat R=to
The i nter~ ra~ I ~m ~ m ~y at the fire C~n~ ~te will not ~ g~t~ t~n ...............
~han ............... 3. 0000 ~. The~f~, my edj~ble int~ ca~ will never ~ i~ or d~
Change ~te by mor~ ~ two ~g~ ~ia~ (~0~) from tho ~t~ of inter~t I h~ve ~ ~ying for ~c ~n~ 12
m ont~. My in~ ra~ ~ill acv~ ~ ~ than ............... I 3.
(E} Eff~iw D=t~ of
My n~w inte~ r~t~ will ~omo eff~tiv~ on ~ch C~n~ ~. I ~ill ~y the amoun~ of my n~w mon~ly
c~n~ a~im
iF) Notice of
Tho Nora Hol~ will ~iv~ or m~l to m~ a noti~ of ~e c~g~ in my iMti~ fix~ in~
numar of a ~on who will ~wer ~y q~on I m~y hive ~iag tho noti~.
5. BORROWER'S RIG~ TO PREPAY
I ~w tho ti~t to ~o ~ym~ of ~i~ ~t ~ny time ~fo~ they ~ du~. A ~yment of ~inci~l o~y
known ~ a 'p~ym~t. W~ I m~ a p~ymont, I ~il[ te~l ~ Not~ Hold~ in writing t~t I am doing ~.
I may m~ · f~l ~ym~t or ~lal ~ym~ wtthout p~ymg ant p~ym~t ch~t~. ~o No~ Holder
~ill ~ ~l of my ~ym~ m ~ tho ararat of ~nci~l that I o~ under t~$ No~. If I mak~ a partial
following my ~i~ ~ym~t. ~wev~, any r~ion d~ to my ~i~ p~ym~t may ~ offer by
' 6. LOAN CHARG~
a~h Io~n c~ ~1 ~ ~ by ~e amount n~ to ~ ~e c~r~ ~ ~ ~rmi~ limit; ~nd (ii) any sums
~$ refund by r~ng ~ p~no~ [ ow~ ~ ~m No~ ~ by m~ng = dl~ ~ym~nt m m~. If
7, B~3RROWER'S FAILURE TO PAY ~EOUIRED (A) Late Charges for Overdue Payments
If the Note Holder has not received the full amount of any monthly payment by the end of FIFTEEN
calendar days after the date it is due, [ will pay a late charge to the Note Holder. The amount of the charge will be
................ §.0000 o~ of my ova-due payment of principal and interco. ! will pay this late charge promptly but
only once on each Ism payment.
(B~ Default
If I do not pay the full amouet of each monthly payment on the date ~t is clue, I will be in default.
(C) Notic~ of Default
If I am in clef suit, the Note Holder may ~'nd me a wti~en notice telling me that if I do not pay thc overdue amount
by a certain date, the Note Holder may require me to pay immediately the full amount of principal that ha~ not beeo
paid and all the interest that I owe on that amount. That date must be at least ~0 days after the date on which the notice
iS deliverecl or mai[ed to me.
(D) No Waiver By Note Holder
Even if, at a time when I am in default, the Note Holder doe~ not require me to pay immediately in full
described above, the Note Holder will still have the right to do so if I am in default at a later time.
(E) Payment of Note Holder's Costs and Expenses
If the Note Holder ha~ required me to pay immediately in full as described above, tho Note Holder will have the
right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by
a ppllcabie law. Those expenses include, for example, reasonable attorneys' fees.
given by delivering it or by mailing it by first cla.~ mail to me at the Property Addte~ above or at a different adorem if
Unless the Note Holder requi~a a different method, any notice that must he given to the Note Holder under this
Note will be given by mailing it by first cla~a mail to the Note Holder at the ~Iclresa ststud in Section 3(A) above or et a
different ~ddreas if I am given a notice of that different address.
9. OBLIGATIONS OF PER,SONS UNDER THIS NOTE
If more thee one person signs this Note, each person ia fully and personally obligated to keep all of the promises
made in this Note, including the promise to pay the full amount owed. Any pa~on who is a guarantor, surety or
endorser of this Note is also obligated to do the~ things. Any person who take~ over thesu obligations, including the
obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this
Note. The Note Holder may enforce its rights under this Note ageirm each person individually or agelna: sil of ua
together. This means that any one of ~a may be required to pay all of tho amounts owed under this Note.
10. WAIVERS
I and any other perenn who has obligations under this Note waive the righ~ of r~.~;atment and notice of dishonor.
"Presentment° means the right to require the Note Holder to demand payment of amounts due. 'Notice of dishonor'
means the right to tequlre the Note Holder ,~ give notice to other patenns that amounts due have nOt been paid.
I I. UNIFORM SECURED NOTE
This Note is a uniform instrument with limited variations in some juriadi~timts. In addition to the protections
given to the Note Hdidm' under this Note, a Mortgage. Deed of Trot or S~curity Deed (the 'Security Instrument'),
dated the same date as this Note, protects the Note Holder from possible Inssea that might result if I do not keep the
promi~ which I make in this Note. That $~urity huntument describes how and under what conditions I may be
required to make immediate payment in full of all amounts I owe under this Note. Some of those conditions are
described as follows:
UNDER THE TERMS STATED IN SECTION 4 ABOVE. UNIFORM COVENANT 17 OF THE SECURITY
INSTRUMENT IS DESCRIBED AS FOLLOWS:
Transfer of the Prol~.rty or a Beneficial Interest in Borrower. If all or any part of
the Property or any interest tn it is sold or ttan~erred (or if a beneficial inter?t in Rorrower
is sold or trantfferred'and Borrower is not a natural parson) without Lenders prior written
consent. Lender may, at its option, t.e~uire immediate payment in full of all sums secured by
this Security li~ttumen't. However, :his option shall not be e,erciaed by Lender if exercise is
pro~bited by federal law as of the date of this Security In~rumant.
If Lender exercl.s~ this option, Lender shall give Borrower notice of acceleration. The
notice shall provide a period of not less than 30 days from the date the notice is delivered or
mailed within which Borrower mu~t pay all sums secuo~l b~ this Security Instrument. If
Borrower fails to pay these sums prior to the expiration of th~s period, Leoder may invoke
any remedies permitted by this Security In~trumant without further notice or demand on
Borrower.
(B) WHEN MY INITIAL FIXED INTEREST RATE CHANGES TO AN AD.rUSTABLE INTEREST RATE
UNDER THE TERMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT 17 OF THE SECURITY
INSTRUMENT DES CRIBED IN 5EC'rlON I I (A) ABOVE SHALL THEN CEASE TO BE IN EFFEC'f. AND
UNIFORM COVENANT 17 OF THE SECURITY INSTRUMENT SHALL INSTEAD BE DESCRiBED AS
FOLLOWS:
Transfer of the Property or a Beneficial Interest in Borrower. If ail or any part of
the Property or any i~terest in it is sold or transferred (or if a beneficial interest in Borrower
is sold or tranderred an.d Borrower is not a tmtura[ per. n} ~rithout Lender's prior written
con~ent, Lender may, at :ts option, r~uire immediate payment in full of all sums secured by
this Security [na~trument. However, th~s option shall not be exemised by L~nder if exer~is~ is
prohibited by federal law a~ of the date of this Securit7 Instrument. Lender also shall not
exercise this option if: (a) Borrower causes to be submitted to L~tder information required
by Lender to evaluate the intended transferee as ii a new loan were be{ag made to the
transferee; and (la) Lender reasonably determines that Lender's a~:urity ~rill not be imFaired
by the loan a~snmption and that the risk of a breach of any covenant or agreement tn this
Sect:rity lrmtrume~t is a .cc. eptsble to Lender.
To the ex~eI~t pacmlrted by applicable law, Lender may charge a reasonable fee as a
condition to Lander's ~onsent to the loan ~sumption. Le~det also may require the trnna~eree
to sign an assumption sera. mast that is a~epteble to Lender and that obligates the tra~.~ree
to k~ep all the I~amiaea and agreements med~ in the Note and in this ~ecurity Instrument.
Borrower will continue to be obligated under the Note and this Security Instrument unless
L~nder releases Borrower in writil~g.
If Lender exercises the option to require immediate payment in full, L~nder shall give
Borrower notice of acceleration. The notice shall provide a period of not le~ than 30 days
from the date the notice ia dalivered or mailed within whichBoreower must pay all sums
secured by this Se~uf. ity Instrumant. If Borrower fails to pay the~e auras prior to the
expiration of this perlo~, Lender may invoke any remedies permitted by this Security
InstrUment without further notice or demand on Borrower.
w~ THE HAND(S) AND SEAL(S) OF THE UNDEI~IGNI~.
{. -Borrower
(Seal}
(Seal)
PAYTO THE ORDERS.
EXHIBIT "B"
ANO 6ETURN ~Oi
MORTGAGE CORP. OF AMERICA
PREPARED BY:
LORI TOTH
BETHEL PARK. PA I§lOZ
MORTGAGE
LENDER'S I 09-24-IZ271
TI'US MORTGAGE ('Securit7 Instrum=nt') is given on
RONALO O BLYSTONE
DECEMBER 5 . 1996 . The morigagor is
('Borrower'). This S~curity l~strument is gJve~ to PNC MORrBADE CORP. OF AMERICA
which is organized and existing under the laws of THE STATE OF OHIO . and whose
addres~is 75 NORTH FAIRWAY DRIVE, VERNON RILLS, ILLINOIS $0061
('I.~nd~'*). Borrower owe~ Lender the principal sum of
EIDRTY-EIGRT YROUSANO DOLLARS ~D ZERO CENTS .................................................................
............................. ~ ...............................................................................
Dollars (U.S. $ 88. 000.00 ............. ). This debt is evldenc~:l by Borrower's note dated the ~rne date m~ this Security
Instrument ("Note'), which provid~ for money payments, with the fu}! daht, if not Paid oariier, du~ and Payable on
RECERBER {. 2026 . This S~curity Inmu'um~m ~ures to Lunder: (mi th~ rapayme~t of the debt
evidenced by the Note, w{th interest, and all r~newals, ext*n.sioua and modlfi0ations of the Nots; (bi the payment of mil
other sums, wlth interest, adva~ under para~rmph 7 to prot~:t the s~-'urity of this S~-urity ln.mtrument; and (¢)
the p~rformance of Borrower's cov~aul~ and mgtcera~nu{ utid~' this Security Irmtrument and the Note. For this
purpo~, Borrow~ do~ h~ehy mo~p~, grmnt and convey to Lend~ the foliowillg d~rib~ property Iocamd in
CUMBERLAND County, Pennmy{vnnis:
which has the address of {438 RRIDGE STREET, NE6 CUMBERLAND
Pennsylvania 17070- l ! ? 7 ("Property Address" );
~,,~,, ,mmv,, ~- ,,,, ,/,,
· TOGk~I~HER WITH all the improv~lp~ now or hereafter erected on the property, an~easements,
· app~lr{enanc~, and fiztu~ now or he~rt el the pm~r~. All replacem~ and addltio~ shall~ ~ covered
BORROWER COVEN--S ~a~ Borrower is lawfully ~i~ o~ ehe ~ hereby convey~ and h~ the righ~ to
THIS SECUR~Y IHSTRUM~ ~mbln~ uniform covensn~ ~or national ~ and non-uniform ~venan~ with
UNIFORM GOVEN~S. ~rrow~ sad ~der ~venant and a~r~ ~ follow~
yearly leasehold ~ymen~ or ~und ~ on the P~, if ~y; (c} y~rty ha~a~ el pro~ [~uran~ premiums;
(d) yearly fl~d insu~nce premiums. If any; (e) y~rly moP,ge in~rance ~em~ums, If any; and (~) ~ny sums ~yable
a~ount under the f~a[ R~I ~le ~nlem~l P~ A~ of 1~4 M am~d~ ~mm time :o time, I2 U.S.C.
~tion ~01 et ~. ('R~PA'), unl~ anoth~ law t~t appH~ ~ the Fun~ ~ a I~r amour. I~ ~, Lender may,
independ~t r~ ~:e ~x reining ~ce ~ by ~r in ~on wi~ :his loan, u~ appli~ble law ~ovld~
~ the Fun~ held by ~nder e~ the amounm ~mlt~ m ~ held by applicable law, ~n~ ~11 a~unt to
any Fun~ held by Len~r. If. un~ ~aph 21, ~nd~ shall ~qui~ ot ~ll ~e P~y. ~r. ~or to the
acquisition or ~le o~ the Pro,ny, s~i a~ly any ~u~ held by ~der at ~e ~me o~ ~uisitlon or ~le ~ a ~it
agaln~ the sums ~u~ by ~ia ~ty l~m~t.
Bo~ower sh~l ~y ~ obligations in ~e m~ner provi~ in ~ph ~ or if ~t ~d in ~al mann~, ~rmwet
s~]] ~y them on ~me di~tly to ~e ~n ow~ ~yment. Bor~w~ shall p~mp~y f~ish ~ L~det all no~c~ o[
agre~ in writing to the ~ym~t o~ ~ o~igation ~cut~ by ~e lien in a m~n~ ~ep~bl~ ? ~nder; (b) con~ in
L~der su~ina~ng the [i~ m ~is ~ud~ ~um~L If ~ng~ ~t~mln~ that any ~ of the Pro~y is sub~t
to · lien which may s~gn priogt7 ov~ ~ ~u~ty l~ment, ~nd~ may ~ Bor~w~ a noti~ id~:i~ng ~e
lien· ~rrower sh~l ~ti~y the li~ ot ~e one or mo~ of the ac~o~ ~t fo~h a~ve wlt~n 10 ~ of the ~ving of
8oow::1.355 PA J.O
' 5. Haza'ed or Property I~surauce. Blither shall ke~p the improvement~ now existing or hcrier~cted on
~he Pro~rty insur~ again~ I~ by H~, ha~includ~ w~thin the ~crm "e~nded coverage' and an~er ha~r~,
including Ho~ or flowing, for w~ich Le~der r~uir~ i~uta~ce. Thin i~urance sh~l ~ maintain~ in :he amoun~
and for the ~Ho~ that Lender requir~. The i~urance ~r~er ~oviding the ~urance shaU ~ ch~n by ~or~wer
~ub~ct to ~nder's approval ~h~ch shall not ~ uor~nably withheld. If ~owe~ fails to main~n coverage
~tagraph 7.
All i~utance ~lici~ and ~newais shall ~ acceptable to ~nd~ and shall i~lu~ a ~an~ mo~gage c~a~.
Lender shall have the t~t to hold the ~lici~ and t~ewal~. If ~nder ~uir~, Bo~w~ s~ll promptly give
Lender ali t~eip~ of ~id p~miums and renewal no~. In the e~nt of 1o~, ~w~ shall give ~ompt notice ~o the
i~urance carrier and ~nd~. L~der may make pr~ of 1~ if not made p~mptly by Bo~wer.
Unl~ Lender and Bor~w~ otherwise a~ in writ ng, i~u~ce precis aha ~ app i~ to r~ralion or re r
appli~ to ~e ~ms ~ur~ by ~ia ~uri~ I~ment, wh~ther or not then due, with ~y ex~ ~id to Bo~wer.
~rmw~ a~ndo~ ~e Pmk. ot d~ not a~er wil~n 30 da~ a notice [~m ~nder lbat ~e i~uran~ carri~ hM
~n when the noti~ is ~v~.
U~I~ ~der and ~w~ olhe~i~ a~ in writing, any appli~fioa of p~ to ~aci~ s~ll not e~nd or
If und~ parag~ph 21 the Pro~y is a~ui~d by ~nd~, ~t~w~'s Hght ~ any i~umce ~lici~ and
r~u~ing [ro~ dama~ t~ the P~ny ~ior to ~he acqui~tlon s~ll ~ to ~nd~ to ~e emnt of the sums ~ur~
Lea~holds. ~rtower shall ~py, ~labliah, and ~ ~e P~ty ~ ~rrow~'s ~nci~l t~d~e within ~
cr~t~ by this S~ In~m~t or ~nder's ~u~t~ inlet, ~rmw~ shall ~ ~ in ~ault if ~tmw~, du~ng
I~rument is on a I~hold, ~tmwer s~ll ~m~y with all the ~ovisio~ of the 1~. If ~w~ a~uit~ f~ ti~e to
1355
· provided by an insurer approved by Leader ~ becomes available and is obtained. Borrows- shal~ pay the premiums
required to maintain mortgage insurance in affect, or to provide a Ions re.serve, until The requirement for mortgage
insurance ends in accordance with any written agreement between ]~orrower aiad Lender or applicable law.
9. [nsp~ctioll. Lender or its agent may makc r~asonable entries upon and inspections of the Property. Lender shall
give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection.
10. Condcmaatloa. The proceeds of any award ot claim for damages, direct or consequential, in connection with
any condemnation or other taking of any pact of the Property, or tot conveyance in lieu of condemnation, are hereby
assigned and shall be paid to Leader.
In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security
Instrument, whctbet or not then due, with any exce~ paid to Borrower. In the event of a partial taking of the Property in
which the fair market value of the Property immediately before the taking is ~lual to or greater than the amount of the
sums secured by this Security Instrument immediately before the ~aking, unless ~orrower and Lender otherwise agree
in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multlpIied by
the following fraction: (a) the total amount of the sums s~cured immediately befog the talcing, divided by (b) the fair
market value of the Property immediately before the taking. Any balance shall be paid to Bon'ower. In the event of a
partial taking of the Property in which the fair market value of the Property immediately before the taking is less than
the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing
or unless applicable law otherwise provides, the proceed~ shall be applied to the sums securer1 by this Security
instrument whether or not the sums ate then due.
If the Prope~y is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to
make an award or settle a claim foe damage~, Borrower fails to respond to Lender within 30 days after the date the
notice is given, Lender is authorized to collect and apply the proce~Ls, at its option, either to restoration or repair of the
Property or to the sums secured by this Security Instrument, whether or not then due.
Unless Lender and Borrower otherwis~ agree in writing, any application oi~ proceeds to principal shall not extend nc
postpone the due date of the monthly payments referred to in paragraphs I and 2 or change the amount of such
payments.
I1. Borrower Not Released; Forbearance By Lender Not a Waive£. E~ension of the time for payment or
modification of amortization of the sums secured by this Security Instrument granted by Le~der to any successor in
interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in
interest. Lender shall not be required to commence proceedings against any successor in interest of refuse to extend
time for payment or otherwise modify amortization of the ~ums secured by this Security Instrument by reason of any
demand made by the original Borrower or ]]on'ower's succesa0ts ia interest. Any forbearance by Lender in exercising
any right ot remedy shall not he a waiver of or preclude the exercise of any right or romedy.
12. Successors and Aaaiglts Bound; Joint and Several Liability; Co-algoer~. The covenants and agreements
of this Security Instrument shall bind and benefit the succ~aors and asalg~ls of Le~der end Borrower, s~bject to the
proviaiorts of paragraph 17. Borrower's covesants and agreements shall be join: sad several. Any Borrower who co-signs
this Security Instrument but does not execute the Note: (a) ia co-signing this Security instrument only to mortgage,
grant and convey ~het Borrower's interest in the Property under the terms of this Security lr~trument: (b) ia not
personally obligated to pay the sums secured by thla Security Instrument; and (c) agrees that Lender and any other
Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security
instrument or the Note without that Bol'rower's coD, sent.
13. Loan Charges. if the loan secured by this Security Instrument is sub.inet to a law which sets malimum loan
charges, and that law is finsliy intetptcted ~o that the interest ot other loan chetgre collected or to be collected in
connection with the [nan exceed the permitted fimits, them (a) any ~uch loan charge shall be rocluced by the amount
necessary to reduce the charge to the permitted limit; and (b) a~y sums already collected from Borrower which
exceeded permitted limits will be refunded to Borrower. [.ender may choose to malco this refund by reducing the
prin¢ipel owed under the Note or by making a direct payment to Borrower. If a refund reduces principal the reduction
will be treated as a partial prepayment without any prepayment charge under the Note.
14. Notices. Any notice to Borrower provided for in this Security [nsti-ument shall he given by delivering it or by
mailing it by first cJa~s mail unless applicable law requires t~e of another method. The notice s~ll be directed to the
Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by
first class mail to Leader's eddce~s stated herein or any other addrma Lender deslgoate~ by notice to Borrower. Any
notice provided for in this Security Instrument shell be deemed to have bee~ given to Borrower ot Lender' when given
u provided ia thin paragraph.
15. Goverz~iag La,t; Severabillty. This S~urity Instrument shall be governed by fede~ law and the law of the
jurisdiction in which the Property ia located. In the event that any provision or clause of this Sorority Instrument or the
Note conflicts with applicable law, such conflict shall not a~fect other provisions of this Security Instrument or the Note
which can be given effect without the con/licting provision. To this end the provisions of this Security [~strument and
the Note are declared to be severable.
,oo 13 55
16. Bor~'owet's Copy. 13o~rower shall ~etl one conformed copy of the Note and of this Securitl~'ument.
~nter~t in it is sol~ or tra~f~r~ (~ if a beneficial inter~t in ~wer ~ ~ld or tra~fert~ a~ Bo~ower is not
all sums ~cut~ by this ~u~ [~t~m~t. ~owev~, th~ option shall not ~ e=e~ by Len~ it exerci~ is
prohibit~ by f~c~l law ~ of the ~e of this S~u~ty l~t~m~t.
If Lender ex~i~ tb{s option, ~nd~ sh~l give ~rrowet noticeof acceleration. The notice s~ll pmvi~ a
any rem~i~ ~rmitted by this SecuN~ Instrument without fu~her notice or demand on ~rtower.
enforcement of this S~udty l~:~m~t di~ontin~ at any time ~ior to the earli~ of: (a) 5 days (or such other ~
this S~urlty I~um~nt; or (b) entry of a jud~ent enforcing this ~urity I~rum~t. ~ ~nditio~ a~ t~t
~owe~ (a} pays ~nder all sums which th~ would ~ d~ und~ :his S~utity I~rum~t ~d the Note ~ if no
acceleration had ~urt~; (b) cu~ any default of any oth~ coven~ or a~men~; (c) ~ys all ex~ incur~d in
· nforci~ ~is ~uri~ [~m~t, incl~ing, but not llmi~ ~, ~ble attorney' ~; ~ (g) ~k~ s~h ~ion as
~cr may r~nably requi~ to ~ ~t ~e li~ of this ~ I~m~t, ~d~'s ri~ in t~ P~y and
Do.owl's obligatlon ~ ~y the ~ma ~ut~ by this ~uti~ I~tmment shall ~ntinue ~chan~. U~n r~tat~m~t
by Borrower, ~is S~uNty [~ment ~d ~e obli~tlo~ ~ed he.by shall remain fully eff~ti~ ~ if no a~cl~tion
had occurr~. However, thla righl to rei~ta~ s~[I ~t a~ly in ~e ~ of a~deratlon under para.apb 17,
19. Sale of Note; Chanle of Lo~ Set~icer, The Note ~ a ~al inter~ in ~e No~ (~th~r wi~ this
(known ~ the "~an ~icer~) that ~11~ mon~y ~ymen~ due ~der the Note and t~s ~uN~ I~menL ~
al~ may ~ one or more chan~ of ~e ~n ~i~r unrelated to a ~le of ~e No~. If there is a chan~ of ~e Loan
The notice will al~ ~n~in any o:h~ infotmalion ~ by applicable law.
20. Hazardous Sebstsn~. Borrower sh~l not ca~ or ~rmit the ~n~, ~. dis~l, smra~, ~ ~1~ of
any Hazardo~ Su~tanc~ on or in the Pmk. ~wer s~ not ~, nor allow ~yone el~ to do, ~ng aff~ing
~r~wer s~l ~omptly ~ve L~der wri~ no,ce of ~y inv~tigatlon, claim, ~mand, lawsuit or oth~ action by
by Environmen~l ~w s~ ~e following su~ g~llne, k~e, oth~ flammable ot rode ~leum ~,
toxic p~ticid~ and h~cid~ volagle mlv~, ma~rlals ~n~ng ~t~ or formal~hyde, a~ m~o~ve
mate~als. ~ ~ in ~is ~a~ph ~, '~vltonm~l ~w" mm~ f~etd taws and laws of ~ ju~ion where the
NON'UNIFORM COV~A~. ~rrow~ and ~d~ fu~ ~v~snt ~d a~ ~ foUow~
21. Ac~leration; Remedies. Lender shall ~ noti~ to Bo~ower prior to ~celeration follo~inI
under para[rnph 17 unless nppli~ble la~ provid~ otherwise). Lender shall notify Botroe~ of. among oth~
thinls: (a} the default; (b} the action required in core the default: (c} when the default m~t ~ cured: and
Instrument, for~losure by judicial pr~eed~ and ~le of the Pro~rty. Lender shall further inf~m
not cured as specified. Lend~. at ils option, may r~uire immediate payment in full of nil sums secured by
pr~eedln~. Lender shall ~ enliiled to coll~ all ex.asea incurred ~ persein~ the reme~i~ provided in this
by applicable law.
22. Reldan. U~ ~ym~t of dl ~ms ~u~ by t~ ~ ~ment, this ~uti~ I~m~t and ~e ~m
convey~ ~all ~i~te and ~me void. A~t~ ~ch occu~, ~r ~11 ~ and ~y this ~u~
' 21. Waivers. Borrower, to the extenl~i~itted by applicable law, waive~ and releases any erl~ der~cts
. proceed~n~ to enfo~e th~s ~u~ty I~tru~and hereby wniv~ the ~efh o~ any ~nt or futures providing
for ~y of ex~ut~on, e~on o~ time. exemption f~m at~chment, le~ and ~le, and hero.read exemption.
24. ReJastatement Peri~. ~ow~'s t~me ~ re{n~ate p~d~ in para.apb 18 shall ~d to one hour prior
~ the corn men~ment of bidding at a ~iff's ~le or other ~]e pu~nt to ~is S~u~ty [~ttument.
25. Purchase Money Mo~gage. ~ any o~ the debt ~ by this Secu~ty Ink.meat is tent to Borrower
a~uire th[e ~ the P~, ~ia S~ I~rumant shaft ~ s pu~h~ money mortgage.
26. Interest Rite After Judgment. ~t~wet ag~ ~a~ the inter~t rate ~yable alter a j~gment is enter~ on
the Note or in an ~tion of me.gage for~l~ure shall ~ the rate ~ble f~m time to time und~ the Note.
27. Riders to this Security Instrument. If one or more ride~ a~ executed by Bot~w~ and r~ord~ ~ge~her
with this ~u~ In~m~t, ~e covenanm n~ a~m~ of ~ch s~h rider ~all ~ incot~t~ into and shall
amend and supplem~t the ~venan~ and agr~men~ of ~is S~u6W [mIrum~t ~ if the 6der(s) were a ~ of this
S~urity l~ttum~L {Ch~k appli~ble ~x(m)]
Adj~ble Rate Rider ~ Condom~nlum Rider ~ 1-4 Pamily Rider
G~d~t~ Paym~t Rid~ ~ ~an~ U~t ~velopment Rider ~ Biw~kly P~ymant Rid~
Ballon Rider ~ Ra~ Improvem~t Ri~ ~ S~nd Home
V.A, ~der ~ O~(s)
BY SIONINO BELOW, Bocrowet accepts and agrees to the terms and covenanm contained io this Security
(Se, t)
(Seal)
(Seal) (Seal)
, do hereby certify that the correc~
known to me (or satisfaetoriljr proven) to be
whoae name 1~ subscribed to the within instrument and acknowledged that Az.
executed the same for the purpoa~ bere/n contained.
/N ~ WHEREOF, I he~-unto ~et my hand
F I
/ ~~ I
the P~rs°n
(
First American Title Insurance Company
Commllmenl No. $~08~9
SCHEDULE C
Ln ~he O~ce ~oc ~he recordLng
~e (25) tee~ ~re or leis
oC la~d s~eefl (16) ~eet v~de
FIXED/ADJUSTABLE RATE RIDER
(1 Year Treasury Index - Rate Caps) I. ENOER'S I: 09-Z4-~2271
THIS FIX'ED/AD/US~YABLE RATE RID~ is made ~ 5tH gay of DECE~SE~
, and is in~r~t~ into and shall ~ d~m~ to amend and ~pplement the Mo~g~. ~d ~f
T~t or ~u~ty ~ (the "~u~ ~m~") of ~e ~me da~ ~ven by the unde~ (the
'~r~ee'} ~ ~ ~ow~'s Fix~Ad~ble ~ Note (~e 'Note'} to
PNC NORTGA~E CO~, OF AHERJCA. AN 0HI0 CORPORATION
(the '~der') o[ t~ ~me date ~d coving t~ ~ d~ iff :he ~ [utmm~t and
at: 1438 6R~DGE ST~ET. NE~ CUHSERLANO. PENNSYLVANZA 17070-1117
THE NOTE PROVIDES FOR A CHANGE IN THE BORROWER'S FIXED INTEREST
BAI'E TO AN ADJUSTABLE INTEREST RATE. THE NOTE LIMITS THE AMOUNT
THE BORROWF. R'S ADJUSTABLE INTEREST RATE CAN CHANC~ AT ANY ONE
TIME AND THE MAXIMUM RATE THE BORROWER MUST PAY.
ADDITIONAl, COVENANTS. In addition to the covenantS and agreementS made in the Security
4. ADJ'USTABLE INTEREST RATE AND MON'I'HLY PAYMENT CHANGES (A) Change Dates
~very 12th month thet?a, fter. The .date on ~hlch my initial fixed inte,reet rate c .l~l~ b,e~ to an ad?~ta bleintere~
(BI The Ind~z
13eginning with the first Change l~te, my adjustable interest rate will be baaed on an ~ndex. The ' Index' is
each Change Date is called tl~ "Current Index."
if the Index is no longee ava!lab e. the Note Holder will choose a new index tbet is based upon compaeable
[nforma tion. The Note Holdee wil I ~ ve me notice of this ~hoi¢c. {C} Calculation of Changea
Before each Chanb, e Dam, the Note Holder will calculate my new iatet~t rate by adding ..............
percentage point (0.125%}. Subject to the limits stated in ~ection 4(D) below, this rounded amount will be
Illill§lllJlllll
1355, £1064
(D) Limits on Interest Rate Chanles
The interest rate ! am ~equirecl to p~y st the fJcst Chan~e Date w~ll not ~ ~r than ......... 13.000~
d~re~ on any ~n~c ~an~e ~te by more than two ~ge ~in~ (2.0~) f~m the ta~ of
................ 13.00~ ~. (E} Effective Date of
(F} Notice of
~e nodce w~ll incl~e the amount of my mont~y ~yment, any information ~ui~ b~ law ~ ~ ~v~ me
UNIFOR~ COVENA~ 17 OF T~E SB~Y INSTRU~E~ SHALL BE IN EFFB~
FOLLOWS:
~f~w~ ie not a ~tu~ ~n) wi~out ~nder's pH~ ~tt~ ~ ~ may, at ~ opti~, ~i~
If L~t ex~i~ ~ op~on, ~d~ sh~l ~ve ~trow~ no~ceot acceleration. ~e ~ s~ll ~vi~
a ~ of not 1~ ~n ~ ~ys from ~ ~te t~ noti~ is d~iv~ or maiJ~ w~thln ~ch ~mw~ m~
this ~, ~n~ may in.kc ~y mm~i~ ~mit~ ~ ~is ~ ~m~t witho~ funh~
2. WHEN BORROWER'S IN.AL ~ED IN~R~T RA~ C~NG~ TO AN
ADJUSTABLE i~T ~TE ~DER THE T~S STA~D ~ SE~ON A ABOVE.
UNIFORM COVENA~ 17 OF THE SEC~ ~S~UME~ D~C~BED IN SE~ON BI
ABOVE SHALL THEN CEdE TO BE IN EFFE~, AND ~E PRO~IONS OF UNI~O~
COVENANT 17 OF T~ SEC~Y INS~UMENT S~LL BE AMENDED TO READ
FOLLOWS:
any inte~ in it is ~ld or ~ (or if a ~eficlal ~t~ in ~rmw~ ~ ~[d or ~ and
~ower ia ~t a ~l ~n) without ~ s ~ot wgn~ co~t, ~r may, st i~ o~ion ~ui~
exe~i~ by L~ if ~ is ~hi~ by f~ law u of ~e ~te of ~is ~ty I~mm~l.
al~ ~al[ not ~ ~a op~on tf: (a) ~rrow~ ca~ to ~ ~i~ m ~ i~ormagon ~ by
re~bly ~min~ ~t ~'s ~u~ty will not ~ im~ by ~e 1~ ~mp~on ~d ~t ~e
~ch of ~y ~v~t o~ a~m~l ~n ~s S~r!ty [~ument ~a ~ep~ble to ~n~. . ,
To ~e ~t ~m~t~ by ap~lcable law. ~ may c~r~ a ~na~e f~ ~ s ~tmn
~t m t~ l~n ~m~lon. ~r ~ may ~ulm ~ ~a~ to ~ an ~m~ a~ ~at is
and in ~b ~ud~ ~cum~ ~w~ will confln~ m ~ obli~ un~ ~e Note and ~s
oo :t355 a1065
If Lender exercise~ the option to require immediate i:~yme'~tt in full, Lend~' shall ~ve Bo,"rower notice
of acceleration. The notice shstl p~ovide a period of not I~ss than 30 days from the date the notice is delivcred
or mailed within .hich Borrower must p~y all sums secured by this Security lns~men:. If Borrower fails to
pay these sums prior to the expiration of this period, Lender may invoke any temedie~ permit~d by this
Security In.~,'u men t wlthou~ further notice oz' demand on Borrower.
BY SIGNING BELOW, Borrower accepts and agrees to the t~'ms and covenants contained in this
Fixed/Adjus~ble Ra~e Rid~.
eoox13 5 1066
Fana 3182 S/94
VERIFICATION
ADAM STYERS hereby states that he is ASSISTANT VICE-PRESIDENT of PNC
MORTGAGE CORP. OF AMERICA mortgage servicing agent for Plaintiff in this matter, that he
is authorized to take this Verification, and that the statements made in the foregoing Civil Action
in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief.
The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
DATE:
ASST. VICE PRESIDENT
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC MORTGAGE CORP of AMERICA,
Plaintiff, NO.: 01-3381-Civil
VS.
RONALD E. BLYSTONE ~a
RONALD D. BLYSTONE,
Defendant.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
PNC Mortgage Corp. of America, Plaintiffin the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following information was of record concerning the
real property of Ronald E. Blystone a/k/a Ronald D. Blystone located at 1438 Bridge Street, New
Cumberland, PA 17070 and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF RONALD E. BLYSTONE, A/K/A
RONALD D. BLYSTONE OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN NEW CUMBERLAND
BORO, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING BEING KNOWN AND NUMBERED AS 1438 BRIDGE STREET, NEW
CUMBERLAND, PA 17070. DBV 150, PAGE 441, AND PARCEL #26-23-0541-179.
1. The nmne and address of the owner or reputed owner:
Ronald E. Blystone a/k/a
Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
2. The name and address of the defendant in the judgment:
Ronald E. Blystone a/k/a
Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
3. The name and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
PNC Mortgage Corp. of America
[PLAINTIFF]
Commerce Bank, N.A.
100 Senate Avenue
P.O. Box 8599
Camp Hill, PA 17001
4. The name and address of the last record holder of every mortgage of record:
PNC Mortgage Corp, of America
[PLAINTIFF]
Patrick M. Smith
85 Carol Place
New Cumberland, PA 17070
Commerce Bank, N.A.
100 Senate Avenue
P.O. Box 8599
Camp Hill, PA 17001
5. The name and address of every other person who has any record lien on the property:
Domestic Relations Office
P.O. Box 320
Carlisle, PA 17013
PA Dept. Of Revenue
Bureau of Individual Taxes
Inheritance Tax Division
Dept. 280601
Harrisburg, PA 17128-0601
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
NONE
7. The name and address of every other person whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
NONE
I verify that the statements made in the Affidavit are true and correct to the best of my
personal knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities.
GRE.,.~ BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorney for Plaintiff
SWORN to and subscribed before
methis ~ dayof ~.~.~'( , 2001.
Notary Public
~,i '~"-, ¢~'~*-.~'ien Exl~ires June ;' ?C03 I
STATE OF PENNSYLVANIA, ~
COUNTY OF CUMBERLANDt ss.
Robert P Ziegler
............................................................................. Recorder of
Deeds in and for said County and State do'hereby certify that the Sheriff's Deed in which ................
Washington Mutual HoMe Koans Inc fk'a PNC Mtg
.................................................................................... is the grantee
. . 6th
the s~me ~vimg ~ sold to said grantee on the ............................................... day of
__o_I~_a__r_c_h. .............................. A. D., .: 02 ..... , under and by virtue of a writ ..............
Execution 10th
................................................ issued on the .....................................
day of Dec A.D., 01
............................... ~ out of the Court of Comman Pleas o~ mid County'aS of
Civil O1
.................................................................................. Term,: ......
3381 PNC Mtg Corp of AMerica
Number .............. , at the suit of ...............................................................
Ronald E Blystone aka Ronald D
................................... against .................................................... is
251 1380
duly reoorded in Sheriff's ~ Book No ............. , Page .............
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this _Lff__~_____ day
........ _ .......
PNC Mortgage Corp of America
VS
Ronald E. Blystone a/k/a Ronald D.
Blystone
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-3381 Civil Term
Douglas Donsen, Deputy Sheriff, who being duly sworn according to law, states
that on December 26, 2001 at 5:15 o'clock p.m., EST, he served a true copy of the within
Real Estate Writ, Notice and Description, in the above entitled action, upon one of the
within named defendants, to wit: Ronald E. Blystone a/1Ua Ronald D. Blystone, by
making known unto Ronald Blystone, at 1438 Bridge Street, New Cumberland,
Cumberland County, Pennsylvania, its contents and at the same time handing to him
personally the said true and attested copy of the same.
Dawn Kell, Deputy Sheriff, who being duly sworn according to law, states that on
January 07, 2002 at 1:24 o'clock P.M., E.S.T., she posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above entitled action, upon the
property of Ronald E. Blystone a/k/a Ronald D. Blystone located at 1438 Bridge Street,
New Cumberland, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Ronald E. Blystone a/k/a Ronald D. Blystone., by regular mail to his
last known address of 1438 Bridge Street, New Cumberland, PA 17070. This letter was
mailed under the date of January 23, 2002 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after
due and legal notice had been given according to law, exposed the within described
premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County,
Pennsylvania on March 6, 2002 at 10:00 o'clock A.M., EST. He sold the same for the
sum of $1.00 to Attorney Kristine Faust for Washington Mutual Home Loans, Inc., fgUa
PNC Mortgage attorney in fact for PNC Bank, N.A.. It being the highest bid and best
price received for the same, Washington Mutual Home Loans, Inc., f/k/a PNC Mortgage
attorney in fact for PNC Bank, N.A of 9451 Corbin Avenue, Northridge, CA 91324,
being the buyer in this execution paid Sheriff R. Thomas Kline the sum of $1,128.22, it
being costs.
Sheriff's Costs:
Docketing $30.00
Poundage 100.00
Advertising 15.00
Posting Handbills 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
Law Library .50
Prothonotary 1.00
Mileage 22.10
Certified Mail 1.12
Levy 15.00
Surcharge 20.00
Legal Search 200.00
Law Journal 311.90
Patriot News 279.90
Share of Bills 24.20
Distribution of Proceeds 25.00
Sheriff's Deed 27.50
$1128.22
Sworn and subscribed to before me
This /7 ~ day of ~
R. Thomas Kline, Sheriff
Real Estate Deputy
SCHEDULE OF DISTRIBUTION
SALE NO. 36
Date Filed: April 5, 2002
Writ No. 2001-3381 Civil Term
PNC Mortgage Corp of America
VS
Ronald E. Blystone a/k/a Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
Sale Date:
Buyer:
Bid Price:
March 6, 2002
Washington Mutual Home Loans, Inc., f/k/a
PNC Mortgage attorney in fact for PNC Bank, N.A.
$5,000.00
Real Debt: $97,310.71
Interest: 4,713.28
Writ Costs: 110.54
Total $102,134.53
DISTRIBUTION
Amount Collected: $1,128.22
Sheriff's Costs: 928.22
Legal Search 200.00
R. Thomas Kline
Sheriff
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. 36
Held Wednesday, March 6, 2002
Date: March 6, 2002
TAXES: Receipts for all taxes for the years 1999 to 2001 inclusive. Taxes for the current year
2002.
WATER RENT:
SEWER RENT
Company assumes no liability for private supply of water or sewer.
Receipts to be produced if services are lienable.
MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims.
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated ,2002, and recorded
,2002, in Cumberland County Deed Book , Page
RECITAL: BEING the same premises which Patrick M. Smith and Rim Made Smith, his wife,
by deed dated December 5, 1996 and recorded December 11, 1996 in the Office of the Recorder of
Deeds in and for Cumberland County at Carlisle Pennsylvania in Deed Book 150, Page 441
granted and conveyed to Ronald E. Blystone, single person.
OTHER EXCEPTIONS:
1. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of parties in possession, if any, other than the owner.
3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if required.
5. Public and private rights in the roadbed of Bridge Street, 15th Street and a 16 feet
wide unnamed street.
6. Conditions, easements and restrictions shown on or set forth on the Plan of Lots
known as Plan of Hillside recorded in Cumberland County Plan Book I, Page 75.
7. Mortgage in the amount of $88,000.00 given by Ronald E. Blystone to PNC
Mortgage Corporation of America dated December 5, 1996 recorded December 11, 1996 in
Mortgage Book 1355 Page 1057.
Complaint filed by PNC Mortgage Corporation of America as Plaintiff against
Ronald E. Blystone, also known as Ronald D. Blystone as Defendant on June 1,2001 in the Office
of the Prothonotary of Cumberland County to file number 2001-3381. Default judgment entered
July 20,2001 in the amount of $97,310.71.
8. Mortgage in the amount of $14,000.00 given by Ronald E. Blystone to Patrick M.
Smith dated December 6, 1996 and recorded December 16, 1996 in Mortgage Book 1356, Page
519.
9. Mortgage in the amount of $45,000.00 given by Ronald E. Blystone to Commerce
Bank, dated February 23, 1998 recorded March 4, 1998 in Mortgage Book 1435, Page 671.
10. Judgment in the amount of $811.99 entered by Raymond G. Bohn as Plaintiff
against Ronald E. Blystone as Defendant in the Office of the Prothonotary of Cumberland County
on June 12, 2001 to file number 2001-3623.
11. Federal tax lien in the amount of $29,404.23 entered by the U.S. Treasury
Department as Plaintiff against Ronald E. Blystone as Defendant in the Office of the Prothonotary
of Cumberland County on March 12, 2002 to file number 2002-1218.
12. Federal tax lien in the amount of $115,714.88 entered by the U.S. treasury
Department as Plaintiff against Ronald E. Blystone as Defendant in the Office of the Prothonotary
of Cumberland County on march 12, 2002 to file number 2002-1219.
13. Judgment in the amount of $51,151.93 entered by Commerce Bank/Harrisburg as
Plaintiff against Ronald D. Blystone as Defendant in the Office of the Prothonotary of Cumberland
County on September 22, 2000 to file number 2000-6464.
14.
premises.
Private rights in party wall forming a portion of the boundary for the subject
15. Satisfactory evidence to be produced that proper notice was given to the holders of
liens and encumbrances intended to be divested by subject Sheriff Sale.
16. Satisfactory evidence to be produced that the advertisement of the property for sale
is satisfactory in spite of the absence of any reference to the improvements on the subject property.
17. Real estate taxes accruing on and after July 1,2002 not yet due and payable.
It is to be noted that no search of Domestic Relations Records has been made to
determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any
search been made for environmental liens in Federal District Court.
CUMB~NLAND L,~ dOdm~A~
REAL ESTATE SALE NO. 36
Writ No. 2001-3381 Civil
PNC Mortgage Corp of America
VS.
Ronald E. Blystone a/k/a
Ronald D. Blystone
Atty.: Brian B. Dutton
LONG FORM DESCRIPTION
ALL that certain lot or parcel of
land situate in the Borough of New
Cumberland, County of Cumberland
and State of Pennsylvania, as shown
on the Plan of Lots known as Plan
of "Hillside,' as recorded in the Of-
fice for the Recording of Deeds in
and for Cumberland County. Penn-
sylvania, in Plan Book 1, Page 75,
and more particularly bounded and
described as follows, to wit:
BEGINNING at the southwest
corner of Bridge and Fifteenth
Streets, thence southwardly along
the western line of Bridge Street
twenty-five (25) feet more or less to
the northern line of property No.
1436 Bridge Street; thence west-
wardly along the northern line of
property No. 1436 Bridge Street and
through the center of a partition wall
dividing property No. 1436 Bridge
Street and property herein conveyed
one hundred fifty {150) feet to the
eastern line of a sixteen (16) feet
wide unnamed street; thence north-
wa~dly along the eastern line of said
sixteen (16) feet wide street
twenty-five {25) feet more or less to
the southem line of Fll~eenth Street;
thence in an eastwardly direction
along the southern line of Fil~teenth
Street one hundred fifty (150) feet
to the western line of Bridge Street,
the place of beginning.
BEING the northern half of Lot
No. i, Section "C" on said Plan of
"Hillside."
BEING the same premises which
Patrick M. Smith and RIta Marie
Smith, by Deed dated December 5,
1996 and recorded in the Office of
the Recorder of Deeds of Cumber-
land County on December 1 I, 1996,
at Deed Book Volume 150, Page
441, granted and conveyed unto
Ronald E. BIysinne.
Parcel No. 26-23-054I-I79.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC MORTGAGE CORP of AMERICA,
Plaintiff, NO.: 01-3381-Civil
VS.
RONALD E. BLYSTONE a]k/a
RONALD D. BLYSTONE,
Defendant.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
PNC Mortgage Corp. of America, Plaintiff in the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following information was of record concerning the
real property of Ronald E. Blystone a/k/a Ronald D. B lystone located at 1438 Bridge Street, New
Cumberland, PA 17070 and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF RONALD E. BLYSTONE, MI<UA
RONALD D. BLYSTONE OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN NEW CUMBERLAND
BORO, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING BEING KNOWN AND NUMBERED AS 1438 BRIDGE STREET, NEW
CUMBERLAND, PA 17070. DBV 150, PAGE 441, AND PARCEL #26-23-0541-179.
1. The name and address of the owner or reputed owner:
Ronald E. Blystone a/k/a
Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
2. The name and address of the defendant in the judgment:
Ronald E. Blystone aJk/a 1438 Bridge Street
Ronald D. Blystone New Camberland, PA 17070
3. The name and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
PNC Mortgage Corp. of America
Commerce Bank, N.A.
[PLAINTIFF]
100 Senate Avenue
P.O. Box 8599
Camp Hill, PA 17001
4. The name and address of the last record holder of every mortgage of record:
PNC Mortgage Corp. of America [PLAINTIFF]
Patrick M. Smith 85 Carol Place
New Cumberland, PA 17070
Commerce Bank, N.A. 100 Senate Avenue
P.O. Box 8599
Camp Hill, PA 17001
5. The name and address of every other person who has any record lien on the property:
Domestic Relations Office P.O. Box 320
Carlisle, PA 17013
PA Dept. Of Revenue Inheritance Tax Division
Bureau of Individual Taxes Dept. 280601
Harrisburg, PA 17128-0601
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
NONE
7. The name and address of every other person whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
NONE
I verify that the statements made in the Affidavit are true and correct to the best of my
personal knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities.
GRENE_N.a,.& BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorney for Plaintiff
SWORN to and subscribed before
methis ~rtl dayof
Notary Public
,2001.
f'~otariat Seal
aeb~.¢ca G. Blazina, Notary Pub',ia
F;~:sburgh, A eghe y County
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC MORTGAGE CORP of AMERICA,
Plaimiff,
VS.
RONALD E. BLYSTONE a/k/a
RONALD D. BLYSTONE,
TO:
NO.: 01-3381-Civil
Defendant.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
Ronald E. Blystone, a/k/a
Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
on March 6, 2002, at 10:00 A.M., the following described real estate, of which Ronald E. Blystone,
a/kJa Ronald D. Blystone is the owner or reputed owner:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF RONALD E. BLYSTONE, A/K/A
RONALD D. BLYSTONE OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN NEW CUMBERLAND
BORO, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING BEING KNOWN AND NUMBERED AS 1438 BRIDGE STREET, NEW
CUMBERLAND, PA 17070. DBV 150, PAGE 441, AND PARCEL #26-23-0541-179.
The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of
PNC Mortgage Corp. of America,
Plaintiff,
VS.
Ronald E. Blystone, a/k/a Ronald D. Blystone,
Defendant,
at Execution Number 01-3381-Civil in the amount of $102,023.99.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriffno later than thirty (30)
days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office
of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
This paper is a notice of the date and time of the sale of your property. It has been issued
because there is a judgment against you. It may cause your property to be held or taken to pay the
judgment. You may have legal rights to prevent your property from being taken. A lawyer can
advise you more specifically of these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
Two Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In
order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs,
a petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection,
you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and
Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition
with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time.
If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue
of whether the plaintiff has a valid claim to foreclose the mortgage or judgment.
You may also have the right to have the judgment stricken if the Sheriffhas not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before
twenty (20) days after service or in certain other events. To exercise this right you would have to
file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the
Sheriffs Sale if you can show a defect in the Writ of Execution of service or demonstrate any other
legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE
IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE
DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A
PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS
DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED
IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE
DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE
SHERIFF.
By:
GRENEN & BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP of AMERICA,
CIVIL DIVISION
Plaintiff,
NO.: 01-3381-Civil
VS.
RONALD E. BLYSTONE aJk/a
RONALD D. BLYSTONE,
Defendant.
LONG FORM DESCRIPTION
ALL that certain lot or parcel of land situate in the Borough of New Cumberland, County of
Cumberland and State of Pennsylvania, as shown on the Plan of Lots known as Plan of"Hillside,"
as recorded in the Office for the Recording of Deeds in and for Cumberland County, Pennsylvania,
in Plan Book 1, Page 75, and more particularly bounded and described as follows, to wit:
BEGINNING at the southwest comer of Bridge and Fifteenth Streets, thence southwardly along the
western line of Bridge Street twenty-five (25) feet more or less to the northern line of property No.
1436 Bridge Street; thence westwardly along the northern line of property No. 1436 Bridge Street
and through the center of a partition wall dividing property No. 1436 Bridge Street and property
herein conveyed one hundred fifty (150) feet to the eastern line of a sixteen (16) feet wide unnamed
street; thence northwardly along the eastern line of said sixteen (16) feet wide street twenty-five (25)
feet more or less to the southern line of Fifteenth Street; thence in an eastwardly direction along the
southern line of Fifteenth Street one hundred fifty (150) feet to the western line of Bridge Street, the
place of beginning.
BEING the northern half of Lot No. 1, Section "C" on said Plan of"Hillside."
BEING the same premises which Patrick M. Smith and Rita Marie Smith, by Deed dated December
5, 1996 and recorded in the Office of the Recorder of Deeds of Cumberland County on December
11, 1996, at Deed Book Volume 150, Page 441, granted and conveyed unto Ronald E. Blystone.
G~.R~/~N & BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
Parcel No. 26-23-0541-179
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF c~berland
To satisfy the debt interest and costs due
NO.
COUNTY:
M~rtgage Corp. of America
fr0m~onald E- Rlyq~nm a/k/~ Ronald D. Blystone
Ornh~r]snd, Pa. ]7070
01-3381 CIVIL ~J TEN
CIVIL ACTION- LAW
1438 Bridqe Street, New
(1) You are directedtolevyuponthe property oflhe defendant(s) andto sell
14~R Rr~d9~ Street. New C%~nberland, Pa. 17070
P_arcel 926-23-0541-179 Please see attached legal description
PLAINTIFF(S)
DEFENDANT(S)
(2) You are also directed to at~ach the property of the defendant(s) not levied upon in the possession of __
GARNISHEE(S) as follows:
and lo notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any properly of the defendant(s) or otherwise disposing
thereof;
(3) If p¢operly of the defendant(s) not levied upon an subject Io attachment is found in the possession of anyone other
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above
staled.
Amounl Due sq7,qlO.7l
from 7/10/01 to sale)
ldterest 4,713.28
A~y's C0mm
Atty Paid 11 r). 54
Plaintiff Paid
L.L. SO .50
Due Prothy
Other Costs
$1.00
Date: ]3¢,c~,rnh~ 10, 2001
REQUESTING PARTY:
Name Br4an B. L)utton
Address: 1 Gateway ¢¢nter, 9 West
P~b~gh. Pa. 15222
Attorney for: _~f
Telephone:_ (412) 281.7650
Supreme Court ID No. 81953
Curtis R. Long
Prothonotary, Civil Division
by: _~,~.~, . ~)-~. ~
Deputy
REAL ESTATE SALE No. '~
On December 11, 2001, the sheriff levied upon the
defendant's interest in the real property situated in
Borough of New Cumberland, Cumberland County, PA,
known and numbered as 1438 Bridge Street, New
Cumberland, and more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: December 11, 2001 By:
Real'state Deputy
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
:
COUNTY OF CUMBERLAND :
SS.
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JANUARY 25, FEBRUARY 1, 8, 2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are tree.
RF~L F~TA~t~ ~ NO. 36
Writ No. 2001-3381 Civil
pNC Mortgage Corp of America
Ronald E. Blystolle a/k/a
Ronald D. Blystone
Atty.: Brian B. Dutton
LONG FORM DESCRIPTION
ALL that certain lot or parcel of
land situate in the Borough of New
Cumberland. County of Cumberland
and State of Pennsylvania, as shown
on the Plan of L~ts known as plan
of 'Hillside," as recorded in the Of-
fice for the Recording of Deeds in
and for CumberLand County, Penn-
sylvania, in Plan Book 1. Page 75,
~n_d ~Tore particularl~ Ix!~nc!_.~
SWORN TO AND SUBSCRIBED before me this
8 day of FEBRUARY. 2002
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Michael Morrow being duly sworn according to law, deposes and says:
That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws
of the Commonwealth of Pennsylvania, with its principal office and place of bus[ness at 812 to 818 Market Street, in
the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 29th day(s) of January and the 5th and
12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to veTify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317. "~'~d b~ ~! ~ I '~I~/
PUBLICATION ..........................................................
COPY Sworn m uno sUt~scfl ,,,~;,4~.~ 22nd day ~Febr~2002 A.D.
/ No~flal~l // I/ ~ '/ / /
~~ ~ ~ NOTARY PUBLIC
Me.r, ~n~yNanla A~t~ ~ N~
~ ~y commission expires dune 6, 2002
~ CUMBERED ~U~ SHERIFFS OFFICE
~ OUMBER~D COU~ ~USE
~[~ CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates
Probating same Notary Fee(s)
Total
$ 278.40
$ 1.50
$ 279.9O
S~l~ll~Gat~esoothw~tc~a~EB~ P LI . , _
=~=~a~t~saea~Uy~ uoisners Heceipt for Advertising Cost
,_, :', ,~~ ....... ~. publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP.
OF AMERICA,
CIVIL DIVISION
Plaintiff,
NO.:01-3381 CIVIL
v8
RONALD E. BLYSTONE a/k/a
RONALD D. BLYSTONE,
Defendant.
TYPE OF PLEADING:
Pa. R.C.P. RULE 3129.2(c) (2)
LIENHOLDER AFFIDAVIT OF
SERVICE
FILED ON BEHALF
OF PLAINTIFF:
PNC MORTGAGE CORP.
OF AMERICA
SHERIFF'S SALE DATE:
March 06, 2002
COUNSEL OF RECORD
FOR THIS PARTY:
Kristine M. Faust, Esquire
Pa. I. D. #77991
GRENEN & BIRSIC, P.C.
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PNC MORTGAGE CORP. CIVIL DIVISION
OF AMERICA,
Plaintiff,
vs
RONALD E. BLYSTONE a/k/a
RONALD D. BLYSTONE,
NO.:01-3381 CIVIL
Defendant.
PENNSYLVANIA
Pa. R.C.P. RULE 3129.2(c) (2)
LIENHOLDER AFFIDAVIT OF SERVICE
I, Kristine M. Faust, Attorney for Plaintiff, PNC Mortgage Corp. of
America, being duly sworn according to law, deposes and makes the
following Affidavit regarding service of the notice of the sale of real
property on all persons named in Paragraphs 3 through 7 of Plaintiff's
Affidavit Pursuant to Rule 3129.1 as follows:
1. By letters dated December 10, 2001, undersigned counsel served
all persons (other than the Plaintiff) named in Paragraphs 3 through 7
of Plaintiff's Affidavit Pursuant to Rule 3129.1 with notices of the sale
of real property by ordinary mail at the respective addresses set forth
in the Affidavit Pursuant to Rule 3129.1. A true and correct copy of
said Affidavit Pursuant to Rule 3129.1 is marked Exhibit "A", attached
hereto, and made a part hereof.
Certificate of Mailing for each letter.
Certificates of Mailin~ and any letters,
marked collectively as Exhibit "B",
hereof.
Undersigned counsel obtained a U.S. Postal Service Form 3817
True and correct copies of the
if returned as of this date, are
attached hereto and made a part
I verify that the facts contained in this Affidavit are
correct based upon my personal knowledge,
true and
information and belief.
BY:
GRENEN & BIRSIC, P.C.
Kristine M. Faust, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
{412) 281-7650
Sworn to and subscribed before
EXHIBIT ~'A"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC MORTGAGE CORP of AMERICA,
Plaintiff, NO.: 01-3381-Civil
VS.
RONALD E. BLYSTONE a/k/a
RONALD D. BLYSTONE,
Defendant.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
PNC Mortgage Corp. of America, Plaintiff in the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following information was of record concerning the
real property of Ronald E. Blystone a/k/a Ronald D. Blystone located at 1438 Bridge Street, New
Cumberland, PA 17070 and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF RONALD E. BLYSTONE, A/K/A
RONALD D. BLYSTONE OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN NEW CUMBERLAND
BORO, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING BEING KNOWN AND NUMBERED AS 1438 BRIDGE STREET, NEW
CUMBERLAND, PA 17070. DBV 150, PAGE 441, AND PARCEL #26-23-0541-179.
1. The name and address of the owner or reputed owner:
Ronald E. Blystone a/k/a 1438 Bridge Street
Ronald D. Blystone New Cumberland, PA 1707'0
2. The name and address of the defendant in the judgment:
Ronald E. Blystone a/k/a 1438 Bridge Street
Ronald D. Blystone New Cumberland, PA 17070
3. The name and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
PNC Mortgage Corp. of America
Commerce Bank, N.A.
[PLAINTIFF]
100 Senate Avenue
P.O. Box 8599
Camp Hill, PA 17001
4. The name and address of the last record holder of every mortgage of record:
PNC Mortgage Corp. of America [PLAINTIFF]
Patrick M. Smith 85 Carol Place
New Cumberland, PA 17070
Commerce Bank, N.A. 100 Senate Avenue
P.O. Box 8599
Camp Hill, PA 17001
5. The name and address of every other person who has any record lien on the property:
Domestic Relations Office P.O. Box 320
Carlisle, PA 17013
PA Dept. Of Revenue Inheritance Tax Division
Bureau of Individual Taxes Dept. 280601
Harrisburg, PA 17128-0601
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
NONE
7. The name and address of every other person whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
NONE
I verify that the statements made in the Affidavit are true and correct to the best of my
personal knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities.
GRE..~ BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorney for Plaintiff
SWORN to and subscribed before
methis ~'¢'- dayof ~.~,~/)t~ ,2001.
Notary Public
Notarial Seal
Rebecca G. BJaziea, Notary Public
?;ttsbL, rgh, Allegheny C{~unty
~"!L ~??.?on Expires June
EXHIBIT "B"
Affix f~e here in stamps
U.S. POSTAL SERVICE CERTIFICATE OF MAILING o,~;~t.~'4~a;, iend
MAY EIE USED FOR DOMESTIC AND INTERNATIONAL MALL, DOES ~OT ~ek~ f~uui3.ent
PROVIDE FOR INSURANCE--POSTMASTER oat ~rt~rk. uire of
PS Form 3817, Mar. 1989
U.S. POSTAL SERVICE CERTIFICATE OF MAILING 'Fnet~r' ~ age !and
PROVIDE FOR INSURANCE--POSTMASTER
One piece of ordinary mail sddressed to: ,
PS Form 3817, Mar. 1989
U.S. POSTAL SERVICE CERTIFICATE OF MAILING Affixfe~her~inst~lmPs
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL DOES N''~ o~net~/~ge ~and
PROVIDE FOR INSURANCE--POSTMASTER ' ~ OSt ~. , ir~ of
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MAY BE USED FO;~ DOMESTIC N pstm~er f~ur~ent
PSFo~m 3817, Mar. 19~ ~
U.S. POSTAL SERVICE CERTIFICATE OF MAILING
MAY SE USED FOR DOMESTIC AND INTERNATrONAL MAIL, DOES NOT
Affix fe~ here ir~ stamps
met~ ' tage~and
PNC Mortgage Corp of America
VS
Ronald E. Blystone a/kJa Ronald D.
Blystone
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-3381 Civil Term
Douglas Donsen, Deputy Sheriff, who being duly sworn according to law, states
that on December 26, 2001 at 5:15 o'clock p.m., EST, he served a true copy of the within
Real Estate Writ, Notice and Description, in the above entitled action, upon one of the
within named defendants, to wit: Ronald E. Blystone a/k/a Ronald D. Blystone, by
making known unto Ronald Blystone, at 1438 Bridge Street, New Cumberland,
Cumberland County, Pennsylvania, its contents and at the same time handing to him
personally the said true and attested copy of the same.
Dawn Kell, Deputy Sheriff, who being duly sworn according to law, states that on
January 07, 2002 at 1:24 o'clock P.M., E.S.T., she posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above entitled action, upon the
property of Ronald E. Blystone a/k/a Ronald D. Blystone located at 1438 Bridge Street,
New Cumberland, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Ronald E. Blystone a/k/a Ronald D. BlYStone., by regular mail to his
last known address of 1438 Bridge Street, New Cumberland, PA 17070. This letter was
mailed under the date of January 23, 2002 and never returned to the Sheriff's Office.
Sworn and subscribed to before me
This __ day of
2002, A.D.
Prothonotary
R. Thomas Kline, Sheriff
Real Estate Deputy
SHERIFF'S RETURN -
CASE NO: 2001-03381 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PNC MORTGAGE CORP OF AMERICA
VS
BLYSTONE RONALD E ET AL
REGULAR
RICHARD SMITH ,
Cumberland County, Pennsylvania,
says, the within COMPLAINT - MORT FORE
BLYSTONE RONALD E A/K/A RONALD D. BLYSTONE
DEFENDANT , at 0017:25 HOURS, on the
at 1438 BRIDGE STREET
NEW CUMBERLAND, PA 17070
RONALD BLYSTONE
a true and attested copy of COMPLAINT
NOTICE
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
6th day of June , 2001
by handing to
- MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 10.54
Affidavit .00
Surcharge 10.00
.00
38.54
Sworn and Subscribed to before
me this .~?~ day of
~26~/ A.D.
honotary
So Answers:
06/07/2001
GRENENBy: & BI~
D~puty Sheriff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA,
Plaintiff,
VS.
RONALD E. BLYSTONE A/K/A
RONALD D. BLYSTONE,
Defendant.
I hereby certify that the address of the
Plaintiff is:
539 South 4th Avenue
Louisville, KY 40202
the last known address of Defendant is:
1438 Bridge Street
New Cumberland, PA 1 7070
CIVIL DIVISION
NO.: 01-3381-Civil Term
TYPE OF PLEADING:
PRAECIPE FOR DEFAULT JUDGMENT
(Mortgage Foreclosure)
FILED ON BEHALF OF PLAINTIFF:
PNC MORTGAGE CORP. OF AMERICA
COUNSEL OF RECORD FOR THIS
PARTY:
Brian B. Dutton, Esquire
Pa. I.D. #81953
GRENEN & BIRSIC, P.C.
1 Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
GRENEN & 81RSIC, P.C.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA,
Plaintiff,
VS,
RONALD E. BLYSTONE A/K/A
RONALD D. BLYSTONE,
DefendanL
CIVIL DIVISION
NO.: 01-3381-Civil Term
PRAECiPE FOR DEFAULT IUDGMENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned case in favor of Plaintiff and
against Defendant, Ronald E. Blystone a/k/a Ronald D. Blystone, in the amount of $97,310.71,
which is itemized as follows:
Principal
Interest to 7/10/01
Late Charges to 7/10/01
Escrow Deficiency to 7/10/01
Attorney Fees
Title Search, Foreclosure and
Execution Costs
$ 85,044.96
$ 6,971.40
$ 387.48
$ 1,606.87
$ 8O0.00
$ 2,500.00
TOTAl $ 97,310.71
with interest on the Principal sum at the rate of $18.66 per diem from July 10, 2001, and
additional late charges, plus costs (including increases in escrow deficiency) and for
foreclosure and sale of the mortgaged premises.
BY:
Brian B. Dutton, Esquire
P.A. ID# 81953
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA,
Plaintiff,
VS.
RONALD E. BLYSTONE A/K/A
RONALD D. BLYSTONE,
Defendant.
CIVIL DIVISION
NO.: 01-3381-Civil Term
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT UDGMENT
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and for said County and
Commonwealth, personally appeared Brian B. Dutton, attorney for and authorized
representative of Plaintiff who, being duly sworn according to law, deposes and says that the
Defendant is not in the military service of the United States of America to the best of bis
knowledge, information and belief and certifies that the Notice of Intent to take Default
Judgment was mailed in accordance with Pa. R.C.P. 237.1, as evidenced by the attached copy.
Sworn to and subscribed before me
this /~day of ~ ~)~_~,,~ , 2001.
Notary Public
Notarial Seal
Patricia A Townsend, Notary Public
Pitt~3urgh, AIIsgher]y County
My Comn'~ssion Expires June 2, 2003
Mernt3er, I;'ennsylvania ^s~ociation of Notaries
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP. OF AMERICA,
Plaintiff,
VS.
RONALD E. BLYSTONE AflK/A
RONALD D. BLYSTONE,
Defendant.
) CIVIL DIVISION
)
) NO.: 01-3381 - Civil Term
)
)
)
)
)
)
)
TO: Ronald E. Blystone a/k/a Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
DATE OF NOTICE: June 27, 2001
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU.
UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT
MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET
LEGAL HELP:
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
1-800-990-9108
By:
GRENEN & BIRSIC, P.C.
Brian B. Dutton, Esquire
Pa. I.D. # 81953
Attorneys for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP of AMERICA,
CIVIL DIVISION
Plaimiff,
NO.: 01-3381-Civil
VS.
RONALD E. BLYSTONE a/k]a
RONALD D. BLYSTONE,
Defendant.
LONG FORM DESCRIPTION
ALL that certain lot or parcel of land situate in the Borough of New Cumberland, County of
Cumberland and State of Pennsylvania, as shown on the Plan of Lots known as Plan of"Hillside,"
as recorded in the Office for the Recording of Deeds in and for Cumberland County, Pennsylvania,
in Plan Book 1, Page 75, and more particularly bounded and described as follows, to wit:
BEGINNING at the southwest comer of Bridge and Fifteenth Streets, thence southwardly along the
western line of Bridge Street twenty-five (25) feet more or less to the northern line of property No.
1436 Bridge Street; thence westwardly along the northern line of property No. 1436 Bridge Street
and through the center of a partition wall dividing property No. 1436 Bridge Street and property
herein conveyed one hundred fifty (150) feet to the eastern line of a sixteen (16) feet wide unnamed
street; thence northwardly along the eastern line of said sixteen (16) feet wide street twenty-five (25)
feet more or less to the southern line of Fifteenth Street; thence in an eastwardly direction along the
southern line of Fifteenth Street one hundred fifty (150) feet to the western line of Bridge Street, the
place of beginning.
BEING the northern half of Lot No. 1, Section "C" on said Plan of"Hillside."
BE1NG the same premises which Patrick M. Smith and Rita Marie Smith, by Deed dated December
5, 1996 and recorded in the Office of the Recorder of Deeds of Cumberland County on December
11, 1996, at Deed Book Volume 150, Page 441, granted and conveyed unto Ronald E. Blystone.
G~.~RE~N & BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
Parcel No. 26-23 -0541-179
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF RONALD E. BLYSTONE,
A/K/A RONALD D. BLYSTONE OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED 1N NEW
CUMBERLAND BORO, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED
THEREON A DWELLING BEING KNOWN AND NUMBERED AS 1438 BRIDGE STREET,
NEW CUMBERLAND, PA 17070. DBV 150, PAGE 441, AND PARCEL #26-23-0541-179.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC MORTGAGE CORP of AMERICA,
Plaimiff,
VS.
RONALD E. BLYSTONEaJk/a
RONALD D. BLYSTONE,
De~ndant.
TO:
NO.: 01-3381-Civil
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
Ronald E. Blystone, a/k/a
Ronald D. Blystone
1438 Bridge Street
New Cumberland, PA 17070
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
on March 6, 2002, at 10:00 A.M., the following described real estate, of which Ronald E. Blystone,
a/k/a Ronald D. Blystone is the owner or reputed owner:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF RONALD E. BLYSTONE, A/K/A
RONALD D. BLYSTONE OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN NEW CUMBERLAND
BORO, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING BEING KNOWN AND NUMBERED AS 1438 BRIDGE STREET, NEW
CUMBERLAND, PA 17070. DBV 150, PAGE 441, AND PARCEL #26-23-0541-179.
The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of
PNC Mortgage Corp. of America,
Plaintiff,
VS.
Ronald E. Blystone, a/kJa Ronald D. Blystone,
Defendant,
at Execution Number 01-3381-Civil in the mount of $102,023.99.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriffno later than thirty (30)
days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office
of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
This paper is a notice of the date and time of the sale of your property. It has been issued
because there is a judgment against you. It may cause your property to be held or taken to pay the
judgment. You may have legal rights to prevent your property from being taken. A lawyer can
advise you more specifically of these rights. If you wish to exemise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
Two Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In
order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs,
a petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection,
you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and
Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition
with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time.
If the judgment is opened the Sheriffs Sale would ordinarily be delayed pending a trial of the issue
of whether the plaintiff has a valid claim to foreclose the mortgage or judgment.
You may also have the right to have the judgment stricken if the Sheriffhas not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before
twenty (20) days after service or in certain other events. To exercise this right you would have to
file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the
Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other
legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE
IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE
DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A
PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS
DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED
IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE
DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE
SHERIFF.
By:
GRENEN & BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP of AMERICA,
CIVIL DIVISION
Plaintiff,
NO.: 01-3381-Civil
VS.
RONALD E. BLYSTONE a/k/a
RONALD D. BLYSTONE,
Defendant.
LONG FORM DESCRIPTION
ALL that certain lot or parcel of land situate in the Borough of New Cumberland, County of
Cumberland and State of Pennsylvania, as shown on the Plan of Lots known as Plan of "Hillside,"
as recorded in the Office for the Recording of Deeds in and for Cumberland County, Pennsylvania,
in Plan Book 1, Page 75, and more particularly bounded and described as follows, to wit:
BEGINNING at the southwest comer of Bridge and Fifteenth Streets, thence southwardly along the
western line of Bridge Street twenty-five (25) feet more or less to the northern line of property No.
1436 Bridge Street; thence westwardly along the northern line of property No. 1436 Bridge Street
and through the center of a partition wall dividing property No. 1436 Bridge Street and property
herein conveyed one hundred fifty (150) feet to the eastern line of a sixteen (16) feet wide unnamed
street; thence northwardly along the eastern line of said sixteen (16) feet wide street twenty-five (25)
feet more or less to the southern line of Fifteenth Street; thence in an eastwardly direction along the
southern line of Fifteenth Street one hundred fifty (150) feet to the western line of Bridge Street, the
place of beginning.
BEING the northern half of Lot No. 1, Section "C" on said Plan of"Hillside."
BEING the same premises which Patrick M. Smith and Rita Marie Smith, by Deed dated December
5, 1996 and recorded in the Office of the Recorder of Deeds of Cumberland County on December
11, 1996, at Deed Book Volume 150, Page 441, granted and conveyed unto Ronald E. Blystone.
G~RE.)~N & BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
Parcel No. 26-23 -0541-179
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Caption:
PNC Mortgage Corp. of America
vS.
Ronald E. Blystone a/k/a
Ronald D. Blystone
( ) Confessed Judgment
( ) Other
File No. 01-3381 civil
Amount Due $97,310.71
Interest $ 4,713.28
Atty's Comm
Costs
(from 7/10/01 to Sale
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
IssUe writ of execution in the above matter to the Sheriff of CUMBERLAND
for debt, interest and costs, upon the following described property of the defendant(s)
1438 Bridge Street, New Cumberland, PA 17070
Parcel #26-23-0541-179
County,
Please see attached legal description.
PRAECIPE FOR A'I'rACHMENT EXECUTION
Issue writ of attachment to the Sheriff of County, for debt, interest and
costs, as above, directing attachment against the above-named garnishee(s) for the following property (if reap
estate, supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
~ (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
[Date
defendant(s) described in the attached exhibit.
/~ - ~ - c~ / Signature:
Print Name:
Address:
Attorney for:
Telephone:
Supreme Court ID No.:
Brian B. Dutton
1 Gateway Center, 9 West
Pittsburgh, PA 15222
Plaintiff
(412) 281-7650
81953
(over)
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC MORTGAGE CORP of AMERICA,
CIVIL DIVISION
Plaintiff,
NO.: 01-3381 -Civil
VS.
RONALD E. BLYSTONE a/k/a
RONALD D. BLYSTONE,
Defendant.
LONG FORM DESCRIPTION
ALL that certain lot or parcel of land situate in the Borough of New Cumberland, County of
Cumberland and State of Pennsylvania, as shown on the Plan of Lots known as Plan of"Hillside,"
as recorded in the Office for the Recording of Deeds in and for Cumberland County, Pennsylvania,
in Plan Book 1, Page 75, and more particularly bounded and described as follows, to wit:
BEGINNiNG at the southwest comer of Bridge and Fifteenth Streets, thence southwardly along the
western line of Bridge Street twenty-five (25) feet more or less to the northern line of property No.
1436 Bridge Street; thence westwardly along the northern line of property No. 1436 Bridge Street
and through the center of a partition wall dividing property No. 1436 Bridge Street and property
herein conveyed one hundred fifty (150) feet to the eastern line of a sixteen (16) feet wide unnamed
street; thence northwardly along the eastern line of said sixteen (16) feet wide street twenty-five (25)
feet more or less to the southern line of Fifteenth Street; thence in an eastwardly direction along the
southern line of Fifteenth Street one hundred fifty (150) feet to the western line of Bridge Street, the
place of beginning.
BEiNG the northern half of Lot No. 1, Section "C" on said Plan of"Hillside."
BEING the same premises which Patrick M. Smith and Rim Marie Smith, by Deed dated December
5, 1996 and recorded in the Office of the Recorder of Deeds of Cumberland County on December
11, 1996, at Deed Book Volume 150, Page 441, granted and conveyed unto Ronald E. Blystone.
G,.RE/~N & BIRSIC, P.C.
Brian B. Dutton, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
Parcel No. 26-23-0541-179