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Home My WebLink About11-68774)-O r 1;L THONO TA SEP _2 4M f0. 50 CUMBERLAND COUNTY PENNSYLVANIA McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID #74770 MARISA J. COHEN, ESQUIRE - ID # 87830 KEVIN T. MCQUAIL, ESQUIRE - ID # 307169 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Deutsche Bank National Trust Company as Trustee for MSAC 2007-SEA 1 4708 Mercantile Drive Fort Worth, Texas 76137 V. Joy D. Gipe 144 3rd Street Enola, Pennsylvania 17025 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number ,?, ?$11 CA)q*k\ CIVIL ACTION/MORTGAGE FORECLOSURE Q(A}'61,2.00 Pd °1 (? X1,4 I s 3 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 (800) 990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Deutsche Bank National Trust Company as Trustee for MSAC 2007-SEA 1, duly organized and doing business at the above-captioned address. 2. The Defendant is Joy D. Gipe, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 144 3rd Street, Enola, Pennsylvania 17025. 3. On February 6, 2007, Ronald E. Gipe, Sr. and Joy D. Gipe made, executed and delivered a mortgage upon the premises hereinafter described to Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1982, Page 4796, such Mortgage being incorporated herein by reference by virtue of Rule 1019(g) Pa. R. C. P. 4. The aforesaid mortgage was thereafter assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC to Deutsche Bank National Trust Company as Trustee for MSAC 2007-SEA 1, by assignment which will be duly recorded in the office of the recorder for Cumberland County. 5. On April 15, 2011, Ronald E. Gipe, Sr. departed this life, leaving title vested solely in the name of Joy D. Gipe by operation of law. 6. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 144 3rd Street, Enola, Pennsylvania 17025. 7. The mortgage is in default because monthly payments of principal and interest upon said mortgage due December 1, 2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 8. The following amounts are due on the mortgage: Principal Balance $ 130,251.57 Interest through June 22, 2011 $ 5,530.17 (Plus $23.64 per diem thereafter) Attorney's Fee $ 1,250.00 Late Charges $ 261.66 Recoverable Balance $ 524.10 Escrow Advance $ 379.07 Suspense Balance $ -194.56 GRAND TOTAL $ 138,002.01 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands in rem Judgment against the Defendant in the sum of $13 8,002.0 1, together with interest at the rate of $23.64 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. . McCABE, WEISBERG AND CONWAY,P.C. BY: V d Andrew L. Markowitz, Esquire Attorney for Plaintiff VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, and are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY,P.C. BY: / ' Andrew L. Mark witz, Esquire Attorney for Plaintiff Deutsche Bank National Trust Company as Trustee for MSAC 2007-SEA 1 v. Joy D. Gipe TITLE SEARCH REPORT Legal Description ALL that certain piece or parcel of land situate in the Borough of West Fairview, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the west side of Third Street, said point being at a distance of 70.63 feet measured in a southerly direction from State Street; thence along Third Street South no degrees 45 minutes West 200.65 feet to a stake; thence South 88 degrees 44 minutes West 35.63 feet to a point on Pennsylvania State Highway; thence along State Highway North 23 degrees 01 minute West 108.71 feet to a point; thence along said State Highway North 27 degrees 11 minutes West 100 feet to a stake; thence along lands now or formerly of Lillian M. Fenical, North 84 degrees 26 minutes East 129 feet to a point, the place of BEGINNING. Being the same property acquired by Ronald E. Gipe, Sr. and Joy D. Gipe, by Deed recorded 04/16/1973, of record in Deed Book C25, Page 391, in the Office of the Recorder of Cumberland County, Pennsylvania. Taxes Parcel No.: 45-17-1044-185 Assessment: 152,700.00 Payment of all taxes, charges or assessments levied and assessed against the subject premises, which are due and payable. NOTE: please contact the necessary taxing authorities to obtain tax certifications for the status of current and prior taxes. If this is a sale, also contact the necessary authorities for water, sewer and municipal lien letters (as well as any other certificates, permits, etc. as required by the locality/municipality) to ascertain any amounts due/payable prior to closing. Additional Taxes Page: Exhi?bit ?? it A David (D. Oueff theProthonotary /�rnf�0�[)fnv�/ Office of �'~... ~~._/Clan berrand County, Tennsyrvania ^"-'v~'~——n`--"_ Solicitor its J� CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PARI.P.Z3OI BY THE COURT, DAVID D. BUELL PROTHONOTARY One o_ -'o -use Square Suite200 Cardste, TA (Phone 717240-6195 Ta:(717240-658