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HomeMy WebLinkAbout03-0432IN RE: KLC., Minor Child IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Orphans' Court Division Case No. PETITION FOR THE APPOINTMENT OF A GUARDIAN OF THE ESTATE OF A MINOR UNDER THE AGE OF 14 YEARS IN ACCORDANCE WITH 20 PA. C.S.A. §5111 AND FOR THE INVESTMENT OF A PORTION OF THE FUNDS INTO A SECTION 529 COLLEGE SAVINGS ACCOUNT TO THE HONORABLE, THE JUDGES OF THE SAID COURT: Petitioner, Linda L. Cunningham ("Petitioner"), is the mother of Kristen Leigh Cunningham, a minor, who was born on September 19, 1994, and resides at 170 Ridge Drive, Carlisle, Cumberland County, Pennsylvania, with the Petitioner. 2. Kevin R. Cunningham, the minor's father, died on February 3, 2003. A guardian of the minor's estate is necessary because the minor is named as a 50% beneficiary of the proceeds of an insurance policy maintained on the life of Kevin R. Cunningham, said interest being in the face amount of One Hundred Twenty-Five Thousand Dollars ($125,000.00). The proposed co-guardians of the minor's estate are Petitioner, the minor's mother, who resides at 170 Ridge Drive, Carlisle, Cumberland County, Pennsylvania, and Robin L. Cunningham, the minor's paternal aunt, who is 46 years of age and resides at 120 Meadowbrook Drive, NoAh Plainfield, New Jersey, the minor's closest living relative other than Petitioner. The proposed co-guardians have no interest adverse to the minor. The Consent of the proposed co-guardian is attached hereto as Exhibit "A". The minor's estate is composed of the minor's interest in the above- mentioned insurance policy, the proceeds from which are currently being held by the Office of Servicemembers' Group Life Insurance (OSGLI) pending the appointment of a guardian for the minor's estate. The estimated gross annual income from the proceeds of the insurance policy is $6,250.00. o 10. Petitioner, as natural parent for the minor, has retained Robert Hervey of the firm of Weiken and Associates, Camp Hill, Pennsylvania, as financial consultant for the minor's estate. After consulting with the financial advisor, it has been determined that the placement of a portion of the insurance proceeds in a college plan pursuant to Section 529 of the IRS Code, to be held in the name of a trust established in the name of and for the sole benefit of the minor, is in the best interest of the minor. Initially, Petitioner plans to invest up to Fifty Thousand Dollars ($50,000.00) in a Section 529 College Plan. Petitioner requests that the posting of security under 20 Pa. C.S.A. §5103 and 5122 be waived. WHEREFORE, Petitioner respectfully requests that this Court appoint Petitioner, Linda L. Cunningham, and Robin L. Cunningham as co-guardians of the Estate of Kristen Leigh Cunningham, a minor, and to authorize them to invest, initially, up to $50,000.00 of the proceeds of the life insurance policy payable to the minor in a Section 529 College Plan in the name of and for the sole benefit of the minor, in lieu of entry of security in accordance with 20 Pa. C.S.A. §§5103 and 5122. Dated: May 22 ,2003 F:\dbw\Estates\Petition for Guardian of Minor's Assetss.doc Respectfully submitted, David R. Getz, Esquire/ Attorney ID No. 34838 WIX, WENGER & WEIDNER 508 North Second Street P.O. Box 845 Harrisburg, PA 17108-0845 (717) 234-4182 CONSENT OF CO-GUARDIAN I, Robin L. Cunningham, accept notice of the foregoing Petition for the Appointment of a Guardian of the Estate of Kristen Leigh Cunningham, a minor, and consent thereto. I further state: That I am a citizen of the United States and am able to speak, read, and write the English language; and (2) That I am not the fiduciary or officer or employee of a corporate fiduciary of an estate in which the minor has an interest, nor am I the surety or an officer or an employee of the corporate surety of such a fiduciary; and (3) I have no interest adverse to the minor. .,Robin L. Cunningham COUNTY OF On the /'/-/day of ,/'~c~, , 2003, before me, a Notary Public, personally appeared Robin L. Ounningha~, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and notarial seal. No;[-ary Publi~--/ ~ - My Oommis~'(Expires: (SEAL) I Notaria Seal ! Whitney A Willier, Notary Public I Camp Hill Boro Cumberland County I My Commission Expires June 20, 2006 EXHIBIT "A" VERIFICATION I, Linda L. Cunningham, Petitioner, have read the foregoing document and hereby affirm and verify that it is true and correct to the best of my personal knowledge, information and belief. I verify that all of the statements made in the foregoing are true and correct and that false statements made therein may subject me to the penalties of 18 Pa. C.S.A. §4904, relating to unsworn falsification to authorities. Linda L. Cunningham j' - Dated: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Orphans' Court Division IN RE: KLC, Minor Child CASE NO. PETITION FOR THE APPOINTMENT OF A GUARDIAN OF THE ESTATE OF A MINOR UNDER THE AGE OF 14 YEARS IN ACCORDANCE WITH 20 Pa. C.S.A. 5111 AND FOR THE INVESTMENT OF A PORTION OF THE FUNDS INTO A SECTION COLLEGE SAVINGS PLAN WIX, WENGER g WEIDNER ATTORNEYS AT LAW .508 NORTH SECOND STREET POST OFFICE BOX 84.5 HARRISBURG, PENNSYLV,~.NIA 17108-08~5 (717) 234-4182 TELECOPIER. (7171 234-4224 IN RE: KLC., Minor Child IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Orphans' Court Division ORDER AND NOW, this ,~day of ~~, 2003, upon consideration of the Petition for the Appointment of a Guardian of the Estate of a Minor Under the Age of 14 years in accordance with 20 Pa. C.S.A. §5111 and for the Investment of a portion of the funds into a Section 529 College Savings Account, it is hereby ORDERED and DECREED that: Linda L. Cunningham and Robin L. Cunningham are hereby appointed as co-guardians of the Estate of Kristen L. Cunningham, a minor. In lieu of the posting of security, the co-guardians are authorized and directed to invest, initially, up to Fifty Thousand Dollars ($50,000.00) of the minor's funds into a Section 529 College Savings Plan established for the sole benefit of the minor. No withdrawals can be made from said account until the minor attains majority, except as authorized by a prior order of this Court. The guardian is directed to file an inventory within ninety (90) days of the date of this Order, in accordance with the provisions of 20 Pa. C.S.A. §5142. No additional assets are to be received by the guardian without further Order of this Court. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Orphans' Court Division IN RE: : : ESTATE OF KLC, Minor Child CASE NO. 21-03-0432 INVENTORY AND NOW COME Linda J. Cunningham and Robin L. Cunningham, the duly appointed co-guardians of the Estate of Kristen L. Cunningham, a minor child, and file the following Inventory pursuant to 20 Pa. C.S.A. §5142: Insurance Proceeds payable to the minor from the Office of Servicemembers' Group Life Insurance $126,080.27 Pursuant to this Court's Order dated May 30, 2003, the Co-Guardians have placed $50,000.00 of said insurance proceeds into a Section 529 College Savings Plan established for the sole benefit of the minor. A copy of the statement from American Funds evidencing the establishment and funding of the Section 529 College Savings Plan is attached hereto. A copy of the statement from American Funds evidencing the receipt and deposit of the remainder of the funds ($76,080.27) in a guardianship account is also attached hereto. Respectfully submitted, Linda J. Cunningham, Co-Guardian' Dated: August(~, 2003 F:\dbw\Estates\Minor Estate - Inventory of Guardian.doc By: SI~t~ PAGE ATTA~ Robin L. Cunningham, Co-Guardian _.FROM : MOUNTZ JEWELERS, CAMP HILL PHDNE NO. ~: Aug. 26 2003 Oi:iOPM PJ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Orphans' Coud Division IN RE: ESTATE OF KLC, Minor Child CASE NO. 21-03-0432 INVENTORY AND NOW COME Linda J. Cunningham and Robin L. Cunningham, the duly appointed co-guardians of the Estate of Kristen L. Cunningham, a minor child, and file the following Inventory pursuant tO 20 Pa. C.S.A. §5142: Insurance Proceeds payable to the minor from the Office of Servicemembers' Group Life Insurance $126,080.27 Pursuant to this Court's Order dated May 30, 2003, the Co-Guardians have placed $50,000.00 of said insurance proceeds into a Section 529 College Savings Plan established for the sole benefit of the minor. A copy of the statement from American Funds evidencing the establishment and funding of the Section 529 College Savings Plan is attached hereto. A copy of the statement from American Funds evidencing the receipt and deposit of the remainder of the funds ($76,080.27) in a guardianship account is also attached hereto. Respectfully submitted, o/ Dated: August e'w_), 2003 F:~lbw\Estate$\Minor Estate - Inventory of Guardian.doc SIGNATURE PACE ATTACm~ By: LT~J. Cunningham, Co-Guardian R~bin'C. Cunningham, Cb-~'uardian COMMONWEALTH OF PENNSYLVANIA COUNTY OF ~ SS. On the,~ ay of August, 2003, before me, a Notary Public, personally appeared Linda L. Cunningham, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purpose therein contained. IN WITNESS WHEREOF, I hereunto set my hand and notarial seal. My Commis 'o~xpires: [ Notadal Seal [ Whitney A. WIIIier, Notary Public [ Camp Hil/Boro, Cumberland County [ My Commission Expires June 20, 2006 STATE OF cou,T, o, 2 SS. On the~_~..~day of August, 2003, before me, a Notary Public, personally appeared Robin L. Cunningham, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purpose therein contained. IN WITNESS WHEREOF, I hereunto set my hand and notarial seal. NOTARY PAGE ATTACN~ Notary Public My Commission Expires: FROM ' MOUNTZ JEWELERS, CAMP HILL PHOHE NO. : Aug. 26 2005 Oi:llPM P4 COMMONWEALTH OF PENNSYLVANIA SS. COLiN-I'¥ OF DAUPHIN On the~_~ day of August, 2003, before me, a Notary Public, personally appeared Linda L. Cunningham, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purpose therein contained. IN WITNESS WHEREOF, I hereunto set my hand and notadal seal. NOTARY PAGE ATTACi:IED Notary Public My Commission Expires: STATE OF '~/~u~'~ "~' ~ :~ ¢ 7 ' ' SS. COUNTY OF ' On the~¢day of August, 2003, before me, a Notary Public, personally appeared Robin L. Cunnin--gham, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purpose therein contained. IN WITNESS WHEREOF. I hereunto set my hand and notarial seat. Notary Public My Commission Expires: NANCy VIERNO American FundsTM CollegeAmericaTM New Account Application Type of account Please type or print carefully. Please select only one type of account. [] [] Individual UGMA/UTMA (funded with proceeds from an UGMA/UTMA) -- Enter the name of the adult custodian and the child on the Name line. (For example, "John Doe, custodian for Robert Doe. ") Please use the child's Social Security number and indicate the state of origin. The state of origin of the UGMA/UTMA will default to the state of residence of the owner, unless indicated oti~erwise. Transfers from UGMA/UTMA accounts create significant legal and tax consideration and may be restricted by your financial adviser's firm. We urge you to consult the Program Description and your adviser before making such a transfer. Trust -- Enter the name of the trustee authorized to act on behalf of the trust and the name and date of the trust on the Name line. Trust owners should refer to the Program Description: Other entity --please specify: Account owner Beneficiary The Account Owner is the individual or entity establishing and controlling a CollegeAmerica Account. Social Security ortaxpayer ID number ~..~.~' ~"~ "-~ ~-$q"' / /~ / If you are not a U.S. citizen, please indicate: The country of citizenship Residence address t-t o '~.q¢ ('~ ~" City Cc. ¢ {.,'~ (..,. Statet0~ ZIP Mailing address Date of birth Oc:~ month/day/year and passport number Daytime phone (31'7) (if different from residence address) City State ZIP - If the Account Owner above is a minor, print the name of the parent/guardian authorized to act on the Account and sign in Sectionl.,,~,._14. (Do not complete for UGMA/UTMAs.)/., :__! ('~'-~\/ First name MI_ Last The beneficiary is the person on whose behalf the Account is opened and who is entitled to receive its benefits.' First name ~"'~'~ ~,Jr'¢ ~, MI Social Security number :)_.t ~' ~ '~ ~'- 5- -~ ~ if the beneficiary is not a U.S. citizen, please indicate: The country of citizenship L Last Date of birth O~ / I~ / month/day/year and passport number Successor owner The successor owner will become the owner of the Account in the event the Account Owner dies or beComes legally incompetent. The successor owner cannot be the same person as the Account Owner. (Not applicable to corporate and trust accounts.) First name L, ,~.e, MI (''' Last Social Security number ~ (~ ~(,~ ~ ~ American FundsTM CollegeAmericaSM New Account Application Financial adviser This section must be completed by a registered represen ta tive. Existing Virginia 529 account Transfer or rollover from an education savings program Complete .th. is section if you are funding tbis .. Account with proceeds from another education savings program. Share class selection Please choose one. We authorize American Funds Service Company to act as our agent for this Account and agree to notify American Funds Service Company of purchases made under a Statement of Intention or Rights of Accumulatior We guarantee the signature in Section 14. gisl;ered repre. A.ent~tive N'~m-"~ (exactly as it apl~e~rs on firr~'s registration) /gc:g'7 / Branch number Rep number Brokerage account number (if applicable) Phone ~ -- ~_  ______~j..~ress of office s~er¥icing acgqu~nt · Cit~ ~ ' · State , ZIP Broker-dealer firm .2, ' Name (as it appears on selli~B~up aBreement) jess of home ~e Dealer's authorized signature Check here if you have an existing account in another Virginia 529 plan (Virginia Prepaid Education' ProgramTM or Virginia Education Savings TrustSM). I am funding this Account with proceeds from (che~:k all boxes that apply): [] Another Virginia 529 plan [] Virginia Prepaid Education Program [] Virginia Education Savings Trust [] Another Section 529 qualified tuition program [] A C0yerdell Education Savings Account (formerly called an Educa~tion IRA) [] Qualified U.S. savings bonds · Please provide the appropriate documentation showing the earnings portion of any rollover/transfer (refer to the Program Description for further information). I understand that if I do not provide this documentation, the entire amount will be treated as earnings in 'computing the earnings portion of any subsequent withdraWal fi0m the Account. Jf you make a later contribution to this Account that is a rollover/transfer from another Section 529 qualified tuition program, a Coverdell Education Savings Account or qualified U.S. savings bonds, you must also provide appropriate documentation, showing the earnings portion of that rollover/transfer. Please consult your financial adviser before choosing a share class. [~ Class 529-A Shares have an initial sales charge of up to 5.75% that declines as the amount invested increases, as described in fund prospectuses. -[] Class 529-B Shares do not have an initial sales charge, ,but.have.. expenses that are about 0.80% a year higher than Class 529-A shares. They have a contingent deferred sales charge of up to 5% on shares sold within six years and may not be appropriate for accounts with beneficiaries attending college within six years. Class 529-B shares convert to 529-A shares after eight years. They are available for purchases of $100,000 or less. [] Class 529-C Shares do not have an initial sales charge, but have expenses that are about 0.80% a year higher than Class 529-A shares and a 1% contingent deferred sales charge on shares sold within one year. Class 529-C shares are available for purchases of $500,000 or less. American FundsTM Fund selection The minimum initial purchase requirement is $250 per fund or Sl,O00 for The Cash Managem'ent Trust of America. A one-time $I0 setup fee will be deducted from your Account. CollegeAmericaTM New Account Application The minimum initial purchase is $250 per fund unless otherwise indicated. If no fund is indicated, investments will be made into The Cash Management Trust of America Class 529-A shares. '¢ I have enclosed a check for $ ~'o~ ~ o'o Please make payable to CollegeAmerica. [] I have requeste~t a direct transfer or rollover from another education savings program. : American Funds U.S. growth funds OR AMCAP Fund® ................................... $ % The Growth Fund of America® ......................... $ % The New Economy Fund® ............................ $ % International growth funds EuroPacific Growth Fund* ............................ $ % New Perspective Fund® ............................. $ % New World Fund'" . ................................ $ % SMALLCAP World Fund® ............................ $ % Growth-and-income funds American Mutual Fund* ............................. $ -A-%" % Capital World Growth and Income Fund'" ' $ '~-~' % Fundamental InvestorsTM . ............................ $ ~--~- % The Investment Company of America® ................... $ ~ ~'- % Washington Mutual Investors Fund'" . .................... $ % Equity-income funds Capital Income Builder® ......................... · .... $ % The Income Fund of America® ......................... $ % Balanced fund American Balanced Fund® ........................... $ % Bond funds. American High-Income Trust'M . . . i ..................... $ ' % The Bond Fund of America'" . ......................... $ % Capital World Bond Fund® ........................... $ % Intermediate Bond Fund of America® .................... $ % U.S. Government Securities Funds" . ..................... $ % Money market fund The Cash Management Trust of America** ................. $ % Total .......................................... $ 100 % · Class 529-B and Class 529-C of The Cash Management Trust of America are not available for direct investments; see prospectus for details. American Funds C011egeAmerica New Account Application 10 ¸11 Reducing the sales charge on Class 529-A shares See the fund prospectus for sales charge breakpoints. Automatic investment plan Complete this section if you want to make investments through automatic withdrawals from your bank account. Rights of Accumulation (cumulative discount) [] I or my spouse or children under age 21 own shares of more than one fund in American Funds, which may entitle me to a reduced sales charge. The Social Security numbers on those accounts are: Statement of Intention (SOl) [] I plan to invest over a 13-month period in one or more American Fu~nds accounts. The aggregate amount will be at least: [] $25,000 [] $50,000 [] $100,000 ~ $250,000 [] $500,000 [] $750,000 [] $1,000,000 If I do not invest the intended amount within 13 months, the sales charge will be adjusted. [] I am already investing under an existing Statement of Intention. Investments in Class A, 529-A, B, 529-B, C, and 529-C shares and American Legacy® variable annuities apply toward the completion of a Class 529-A share SOl; however, purchases in The Cash Management Trust of America, The ~Tax-Exempt Money Fund .of America® and The-U.S. Treasury Money Fund of America® do not apply toward a Class 529-A share SOl or Rights of Accumulation (cumulative discount). I would like to establish an automatic investment plan. I agree to reimburse American Funds Service Compan5 (AFS) and/or American Funds Distributors, Inc. (AFD) for any expenses or losses they may incur in connection with my Account, including any caused by my bank's failure to act in accordance with my request. If my bank makes an erroneous payment or fails to make a payment after shares are purchased on my behalf, any such purchase may be canceled and I hereby authorize redemptions and/or deductions from my Account for that purpose. Fund Dollar amount per fund ($50 minimum) 12 No electronic exChanges or redemptions Please draft: [] monthly OR [] Jan [] Feb [] [] during these months (check all that apply): Mar [] Apr [] May [] Jun [] Jul [] Aug [] Sep [] Oct [] Nov [] Dec B. Please debit my account(s) on the following day(s) of the month: __ C. [] Effective immediately OR [] Begin in the month of Please tape an unsigned voided check (for checking accounts) or a savings account deposit slip in Section 15. A signature guarantee is required if none of the names on the bank account is the name of the CollegeAmerica Account Owner. See Section 16. You can exchange and sell (redeem) shares by telephone and online unless you decline those options below. Online exchanges and redemptions are not yet available. Exchanges: [] I do not want the telephone and website exchange option as described in the prospectus. Redemptions: [] I do not want the telephone and website redemption option as described in the prospectus. The maximum redemption by telephone and website is $75,000 a day. Calls may be recorded or monitored for verification, recordkeeping and quality-assurance purposes. American FundsTM CollegeAmericasM New Account Application Purchasing and selling shares electronically Purchase Optional. A signature guarantee may [] be necessary. [] See Section i6. Maximums per day per shareholder: Purchase: $100,000 Redemption: $75,000 Please tape a voided check or savings account deposit slip to Section 15. Please link my CollegeAmerica Account(s) and bank account(s) so I can perform the following transactions by telephone and online at americanfunds.com (online redemptions and exchanges not yet available). Your election will apply to all your fund holdings, unless you specify otherwise. Sell Both All holdings OR Fund (Attach a separate sheet if necessary.) YOU may purchase or sell (redeem) shares 24 hours a day by calling American FundsLine® at 800/325-3590 or visiting our website at americanfunds.com (online redemptions and exchanges not yet available). Requests received after 4 P.m. Eastern'time will be 'transacted at the next business day's closing price. Your bank account should be debited or credited within three business days after the transaction day. If you have opted to make purchases by telephone or online: · I authorize American Funds Service Company (AFS) to secure payments from the bank account(s) identified in Section 15 when such request is made via telephone, fax, online or any other means utiiizing telecommunications lines by any person with my Account information. I authorize the bank to accept any debit from my bank account without responsibility for its accuracy. · I understand that amounts invested through this option may not be redeemed for 10 business days. · I understand I may not redeem through this option for '10 business days following the establishment of new bank account instructions on the Account. · I understand that this authorization may be terminated by me at any time by telephone or written notification to AFS. The termination request will be effective as soon as AFS has had reasonable time to act upon it. 4 Signature of College- America Account Owner I hereby establish a CollegeAmerica Account with the Virginia College Savings Plan through American Funds and: (1) acknowledge that I have received, read'and agree to the terms set forth in the CollegeAmerica Program Description, the prospectus(es) of the fund(s) selected in Section 9 and this application, as these documents may be modified from time to time; (2) authorize the instructions set forth in this application; (3) consent to the $10 setup fee specified in Section 9 and the annual Account maintenance fee (currently $10) specified in the Program Description; (4) agree to the conditions of the electronic exchange authorization unless I have checked the boxes in Section 12, and agree to electronic purchasing and selling authorizations if I have checked the boxes in Section 13; (5) understand that amounts invested electronically may not be redeemed for 10 business days; (6) agree to hold harmless and indemnify the Virginia College Savings Plan; American Funds Service Company, any of its affiliates or mutual funds managed by such affiliates; and each of their respective directors, trustees, officers, employees and agents from any losses, expenses, costs, or liability(including attorney fees) that may be incurred in connection with these application instructions or the exercise of the telephone and website purchase, exchange and/or redemption privileges; (7) understand that if American Funds Service Company does not employ reasonable procedures to confirm that the instructions received from any person with appropriate Account information are genuine, it may be liable for losses due to unauthorized or fraudulent instructions;. (8) agree to hold harmless and indemnify the Virginia College Savings Plan; American Funds Service Company, any of its affiliates or mutual funds managed by such affiliates; and each of their respective directors, trustees, officers, employees and agents from any losses, expenses, costs, or liability (including attorney fees) that may be incurred in connection with the establishment of an Account with a minor Account Owner, to the extent applicable; (9) authorize the registered representative assigned to my Account to have access to my Account and to act on my behalf with respect to my Account; and (10/} certify that I, the Beneficiary designated in Section3 and the Suc.ces. Aor Owner designated in Section 4 are either ,//AJ.S~. citgzens t~regal re~ide~fts, r"'"~//" ! /'/'/ / -- -- - ' 5 15 American Fundd CollegeAmericaS New Account Application Please tape: [] Unsigned, voided check for checking account OR [] Deposit slip for savings account 6 Signature guarantee 1. If you are establishing an automatic investment plan (Section 11) or electronic purchases (Section 13), and the CollegeAmerica Account Owner is not listed on the bank account, the bank account owner's signature(s) must be guaranteed. 2. If you are establishing electronic redemptions (Section 13) and none of the names on the CollegeAmerica Account is listed on the bank account, the signature in Section 14 must be guaranteed. X X Bank account owner's signature Bank account owner's signature The above signature(s) must be guaranteed by a bank, savings association, credit union, a member firm of a domestic stock exchange or the National Association of Securities Dealers, Inc, that is an eligible guarantor institution. A notary public is not an acceptable guarantor. The guarantee must be in the form of a stamp or a typewritten or handwritten guarantee that is accompanied by a raised corporate seal. GUARANTOR: Affix signature guarantee stamp here GUARANTOR: Affix signature guarantee stamp here 7 Service centers Use this map to - determine where to mail this application. (If you live outside the U.S., please marl to the Western Service Center.) WESTERN SERVICE CENTER American Funds Service Company RO. Box 25029 Santa Aha, CA 92799-5029 WEST CENTRAL SERVICE CENTER American Funds Service Company RO, Box 659419 San Antonio, TX 78265-9419 EAST CENTRAL SERVICE CENTER American Funds Service Company RO. Box 6273 indianapolis, IN 46206-6273 Call toll-free from anywhere in the united States, 8 a.m. to 8 p.m. Eastern time, 800/421-0180. Visit our website at americanfunds.com. EASTERN SERVICE CENTER American Funds Service Company RO. Box 2713 Norfolk, VA 23501-2713 The Capital Group Companies American F.,unds Capital Research and Management Capital Bank and Trust Capital International Capital Guardian "O]'?O0~,c~SP,?II' ~_-O~,&~,oo2r~?~: &~,O].L,?2S].L, SOC~ll, N(.)I INLi CliAIN LINK WATERMARK - HOLD TO ¢~IGHT-FO VERIFY WATERMARF. 30506GENERIC BI,. The secerity features listed below, as wet~ es those mot exceed it;dustr¥ Security._F~_alures E__v dence 9f~frau_.__dulent attempt m~y include: MicroPrint Lice + Small type in line appears as dolled line photocopied. MicroPmlt Line must ~ead "ORIGINAL DOCUMENT" Hold Io light 1o verify watermark ® Padlock FEDERAL RESER\IP BOAF4D C)F GOvIERf'tOaS REG. CC American Funds PO Box 2713 Norfolk VA 23501-2713 MML INVESTORS SERVICES, INC. C/O W SHORE OFFICE CTR 214 SENATE AVE STE 303 CAMP HILL PA 17011-2336 Dealer copy of New Account Confirmation July 28, 2003 Shareholder VCS P/COLLEGEAMER I CA LINDA L CUNNINGHAM GDN KRISTEN L CUNNINGHAM OWNER FBO KRISTEN L CUNNINGHAM 170 RIDGE DR CARLISLE PA 17013-9711 Rep name HERVEY Rep number 122971 Dealer/branch number 255/037 Welcome to the American Funds family! We are delighted to have you as a new investor. Please carefully review this statement to make sure your account is set up correctly. If you did not receive a prospectus from your financial adviser, please contact your financial adviser, download one from our website or call us. For account changes, please notify your financial adviser or call us at 800/421-0180. Answers atyourfingertips. The enclosed Welcome brochure will answer many of your questions about investing with us. We invite you to read it over and keep it for future reference. For more account information · Personal assistance - 8 a.m. to 8 p.m. Eastern time M-F For any questions or concerns about your account, please call Shareholder Services 800/421-0180, ext. 529 · Sales and marketing information American Funds Dealer Services 800/421-9900, ext. 4 · Automated information and services American FundsLine ® 800/325-3590 Website - americanfunds.com Transactions Dealer compensation on this transaction $250.00 Shares this Trade date Description Dollar amount Share price transaction Share balance 07/>'8/03 Contribution f $12,500.00 $22.64 552. 120 552. 120 A bout your purchase Account information Fu nd information Personal information Fund Fund number Account number Share class Type of fund American Mutual Fund-529A 1003 69074745 529A Growth and income Social Security orTax ID # 215-43-5535 This is ~he only time we'll confirm this information, so please keep this document 529 Plan infomnation Beneficiary SSN 215-43-5535 Beneficiary date of birth September 19, 1994 Successor owner Linda L Cunningham Distribution options Dividends Must be reinvested Capital gains Must be reinvested 00524~687 529 0000000 American Funds PO Box 2713 NorFolk VA 23501-2713 MML INVESTORS SERVICES, INC. C/O W SHORE OFFICE CTR 214 SENATE AVE STE 303 CAMP HILL PA 17011-2336 · Dealer copy of New Account Confirmation July 28, 2003 Shareholder VCSP/COLLEGEAMERICA LINDA L CUNNINGHAM GDN KRtSTEN L CUNNINGHAM OWNER FBO KRISTEN L CUNNINGHAM 170 RIDGE DR CARLISLE PA 17013-9711 Rep name HERVEY Rep number 122971 Dealer/branch number 255/037 Welcome to the American Funds family! We are delighted to have you as a new investor. Please carefully review this statement to make sure your account is set up correctly. If you did not receive a prospectus from your financial adviser, pleas'e contact your financial adviser, download one from our website or call us. For account changes, please notify your financial adviser or call us at 800/421-0180. Answers atyourfingertips. The enclosed Welcome brochure will answer many of your questions about investing with us. We invite you to read it over and keep it for future reference. For more account information · Personal assistance -8 a.m. to 8 p.m. Eastern time M-F For any questions or concerns about your account, please call Shareholder Services 800/421-0180, ext. 529 · Sales and marketin§ information American Funds Dealer Services 800/421-9900, ext. 4 · Automated information and services American FundsLine '~' 800/325-3590 Website - americanfunds.com Transactions Dealer compensation on this transaction $250.00 Shares this Trade date Description Dollar amount Share price transaction Share balance 07/28/03 ~*~ nt ril~uti~'r~ 1' $12,500.00 $26.47 472. 233 472. 233 About your purchase t This purchase was made atthe $250,000 discount level and you paid a 2.50% sales charge. Account information Fund information Personal information Fund Fund number Account number Share class Type of fund The Investment Company of America-529A 1004 69074745 529A Growth and income Social Security orTax ID # 215-43-5535 This is the only dine we'll confirm this information, so please keep this document 529 Plan information Beneficiary SSN 215-43-5535 Beneficiary date of birth September 19, 1994 Successor owner Linda L Cunningham Distribution options Dividends Must be reinvested Capital gains Must be reinvested 005246887 529 0000000 American Funds PO Box 2713 Norfolk VA 23501-2713 MML INVESTORS SERVICES, INC. C/O W SHORE OFFICE.CTR 214 SENATE AVE STE 303 CAMP HILL PA 17011-2336 Dealer copy of New Account Confirmation July 28, 2003 Shareholder VCSP/COLLEGEAMERICA LINDA L CUNNINGHAM GDN KRISTEN L CUNNINGHAM OWNER FBO KRISTEN L CUNNINGHAM 170 RIDGE DR CARL. I. SLE PA 17013-9711 Rep name HERVEY Rep number 122971 Dealer/branch number 255/037 Welcome to the American Funds family! We are delighted to have you as a new investor. Please carefully review this statement to make sure your account is set up correctly. If you did not receive a prospectus from your financial adviser, please contactyour financial adviser, download one from our website or call us. For account changes, please notify your financial adviser or call us at 800/421-0180. Answers atyour fingertips. The enclosed Welcome brochure will answer many of your questions about investing with us. We invite you to read it over and keep it for future reference. For more account information · Personal assistance - 8 a.m. to 8 p.m. Eastern time M-F For any questions or concerns about your account, please call Shareholder Services 800/421-0180, ext. 529 · Sales and marketing information American Funds Dealer Services 800/421-9900, ext. 4 · Automated information and services American FundsLine ® 800/325-3590 Website - americanfunds.com Transactions Dealer compensation on this transaction $250.00 Shares this Trade date Description Doflar amount Share price transaction Share balance ...... ................i ............ .......... ............................. .......................... About your purchase Account information Fund information Personal information Fund Fund number Account number Share class Type of fund Fundamental Investors-529A 1010 69074745 529A Growth and income Social Security or Tax ID # 215-43-5535 This is the only time we'll confirm this information, so please keep this document 529 Plan information Beneficiary SSN 215-43-5535 Beneficiary date of birth September 19, 1994 Successor owner Linda L Cunningham Distribution options Dividends Must be reinvested Capital gains Must be reinvested 005246687 529 0000000 American Funds PO Box 2713 Norfolk VA 23501-2713 MML INVESTORS SERVICES, INC. C/O W SHORE OFFICE CTR 214 SENATE AVE STE 303 CAMP HILL PA 17011-2336 Dealer copy of New Account Confirmation July 28, 2003 Shareholder VCSP/COLLEGEAMERI CA LINDA L CUNNINGHAM GDN KRISTEN L CUNNINGHAM OWNER FBO KRISTEN L CUNNINGHAM 170 RIDGE DR CARLISLE PA 170'13-9711 Rep name HERVEY Rep number 122971 Dealer/branch number 255/037 Welcome to the American Funds family! We are delighted to have you as a new investor. Please carefully review this statement to make sure your account is set up correctly. If you did not receive a prospectus from your financial adviser, please contact your financial adviser, download one from our website or call us. For account changes, please notify your financial adviser or call us at 800/421-0180. Answers at your fingertips. The enclosed Welcome brochure will answer many of your questions about investing with us. We inviteyou to read it aver and keep it for future reference. For more account information · Personal assistance - 8 a.m. to 8 p.m. Eastern time M-F For any questions or concerns about your account, please call Shareholder Services 800/421-0180, ext. 529 · Sales and marketing information American Funds Dealer Services 800/421-9900, ext. 4 · Automated information and services American FundsLine ',-' 800/325-3590 Website - americanfunds.com Transactions Dealer compensation on this transaction $250.00 Shares this Trade date Description Doflar amount Share price transaction Share balance 07/Z8/03 Contribution t $12,500.00 $25.82 484. 121 484. 121 A bout you r purchase Account information Fu nd infomnation Personal information Fund Fund number Account number Share class Type of fund Capital World Growth and Income-529A 1033 69074745 529A Growth and income Social Security orTax ID # 215-43-5535 This is the only time we'll confirm this information, so please keep this documen~ 529 Plan information Ben eficia ry SSN 215-43-5535 Beneficiarg date of birth September 19, 1994 Successor owner Linda L Cunningham Distribution options Dividends Must be reinvested Capital gains Must be reinvested 005246687 529 0000000 If you have any OFFICE OF SERVICEMEMBERS' questions about GROUP LIFE INSURANCE this claim, please contact 290 W. MT PLEASANT AVE L I VI NGSTON 800-419-1473 DAVID R GETZ ATTORNEY AT LAW PO BOX 845 HARRISBURG Group Life Insurance Explanation of Benefit U (1 OF 1 ) NJ 07039-9390 Date JUL 25, 2003 CNTRL# 32000 CLAIM# 10435535 CHECK# 0170039738 PA 17108-0845 ~NSURFD:KEVIN R CUNNINGHAM PAYTO: LINDA L & ROBIN L CUNNINGHAM AS CO- DESCRIPTION AMOUNT FROM TO DEATH BENEFIT 75,370.01 I CALC SETTLEMENT INT 710.26 BENEF~TAMOUNT 75,370.01 PLUS ADJUSTMENTS 710. 26 76,080.27 LESS DEDUCTIONS 0 . 0 0 CHECK AMOUNT 76, 080. 27 gc: DAVID R GETZ ATTORNEY AT LAW PO BOX 845 HARRISBURG PA 17108-0845 2C: ENCLOSED IS OUR PAYMENT COVERING COMPLETE SETTLEMENT OF THE BENEFITS PAYABLE. OFFICE OF SERVICEMEMBERS' GROUP LIFE INSURANCE 290 W. Mt Pleasant Ave. Livingston, NJ 07039-9390 Date: JUL 25, 2003 Please Cash Within 18o Days 017OO39738 62-26 7Z51-09 Pay to the order of * * ** SEVE~:~iii!i~!~i~i~i~i~ii~HOUSAND ............. E I GHT¥ DOLLARS AND 27 CENTS* * * * 3,, i:i:i:i:i:i:i:::~: .-'.'-'. i~ii~ii~i~ii~i!:[:~:!:~:i:!:i:i:i:i:i:ii~!iiii~iiiiiiii: W! LM! NGTON, DE Control#: Insured: GUARDIANS OF THE ES:~A'~E:'::':'b~:': KRIi~ZN n CUNNINGHAM, A MINOR FOR DEPOSIi~i:i:i:iONLY * * * ii:iii.i.::! iii:i: $ 76,080.27 THIS IS NOT A CHECK NEGOTIABLE Orphans' Court Division IN RE: ESTATE OF KLC, Minor Child CASE NO. 21-03-0432 INVETORY WIX, WENGER g WEIDNER ATTORNEYS AT LAW -508 NORTH -SECOND STREET POST OFFICE BOX 84`5 HARRISBURG, PENNS'r'L%'?~NIA 17108-084`5 {717} 234-418~ TELECOPIER {717} 234-42;~4