HomeMy WebLinkAbout11-7013
F6LED-OFFIC-
OF THE PROTHIONOTAR
7011 SEP -9 PM 12: ?7
CUMBERLAND COUNTY
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
VS.
TRACY L SPADAFORE
Defendant
No: //--70/3 141a -Z le--tofv
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
09281279 C A Pit SJS
0
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C ? 1 olo5s7-?-
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
vs. Civil Action No
TRACY L SPADAFORE
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, DISCOVER BANK is a corporation with offices at 6500 NEW
ALBANY ROAD NEW ALBANY , OH 43054 .
2. Defendant is adult individual(s) residing at the address listed
below:
TRACY L SPADAFORE
115 MOUNTAIN VIEW DR
ENOLA, PA 17025
3. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXX5250 .
4. Defendant made use of said credit card and has a current balance
due of $13525.19 , as of May 31, 2011 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
6. Plaintiff is entitled to the addition of interest at the rate of
22.490% per annum on the unpaid balance from May 31, 2011 . A copy of
Plaintiff's STATEMENT is attached hereto, marked as Exhibit 11111 and
made a part hereof.
7. Plaintiff avers that the Agreement between the parties provides
that Defendant will pay Plaintiff's attorneys' fees.
8. Plaintiff avers that such attorneys' fees will amount to $125.00 .
9. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for Judgment in its favor and
against Defendant , TRACY L SPADAFORE INDIVIDUALLY , in the amount of
$13525.19 with interest at the rate of 22.490% per annum from May 31,
2011 plus attorneys' fees of $125.00 , and costs.
names
WELTM
436
Pitt
(41
FAX
092 1
WEINBERG & REIS CO., L.P.A.
e th Avenue, Suite 1400
r h, PA 15219
-7955
-338-7130
9 C A Pit SJS
This law firm is a debt collector attemV ing to collect this debt for
our client and any information obtained will be used for that purpose.
New Balance
DISCOVER $13,525.19
15 SDSN6A0f 0004054
TRACY SPADAFORE
115 MOUNTAIN VIEW DR
ENOLA PA 17025-1535
Account Number ending in 5250
Enter Amount Enclosed Below
$L
Please make check payable to Discover Card.
Minimumpgyymment due includes o ast due
amount of 52,540.00. Phone and internet
payments must be made by 5:00pm ET For same
day stirs
piired$f buying stamps? Go mobile! Make
payments from your phone with the Discover
app. It's fast and k's free. Download today at
hti p:/Avww. discover, com/apps
PO BOX 6103 11111111111111 111111111
CAROL STREAM IL 60197-6103 /1
Address, e-mail or telephone change?
Go to www.Dircover.com or print change in space above. K
000001986458694768116135251900000001352519
Discover More Card Account Summary
Account number ending in 5250
Previous Balance $13,525.19
Payments And Credits 0.00
Purchases + 0.00
Balance Transfers + 0.00
Cash Advances + 0.00
Fees Charged + 0.00
Interest Charged _ + 0.00
New Balance 13,525.19
See Interest Charge Calculation section following
transactions for detailed APR information
Credit Line $11.900.00
Credit Line Available $0.00
Cash Advance Credit Line $0.00
Cash Advance Credit Line Available $0,00
Anniversary Month
April
Opening Cashback Bonus Balance $ 0,00
New Cashback Bonus This Period + 0.00
Cashback Bonus Balance $ 0.00
To leorn more, log in ai www.Discover.com
3 Easy Ways to Contact Us
1 Access your account securely at www.Discover.com
2. Call 1.800-DISCOVER (1.800.347.2683)
Please have your Discover®card available.
3. Write to us at Discover, PO Box 30943,
Salt Lake City, UT 84130 (Not a payment address)
For payments, please send to address on remittance or
Discover PO Box 6103, Carol Stream, IL 60197-6103
For TDD (Telecommunications Device for the Deaf)
assistance, please call 1.800.347.7449
2011
DOGS 1 of 2
Payment Information
New Balance $13,525.19
Minimum Payment Due* $13,525.19
Payment Due Dote July 10, 2011
*Includes past due amount of $2,540.00
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay a late
fee of up to $35.00 and your purchase and balance transfer
APRs for new transactions may be increased up to the Penalty
APR of 27.49% variable.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will
take you longer to pay off your balance. For example:
if you moke no You. will pay -off ff- ANd',you will acid "
dditional cbargie : bolanco shown on up paying an ,
using this card and this statement 'in' estimated total of,
each month you pay about.
Only the minimum 15 years $13,525
payment
If you would like information about credit counseling services,
call 1-800-347,1121
Manage Your Account Online at www.Discover.com
• Access free online tools like Paydown Planner to create a plan
to ay down your balance, securely access statements, pay
bills online and easily track all transactions
• Make your money worth morel -find easy ways to earn
and redeem cash rewards
• NEW! Access your account securely through your
mobile phone
Transactions
9281279 Dates Post
Fees TOTAL FEES FOR THIS PERIOD
$ 0.00
Interest Charged TOTAL INTEREST FOR THIS PERIOD
$ 0.00
2011 Totals Year-to-Date
TOTAL FEES CHARGED IN 2011
TOTAL INTEREST CHARGED IN 2011
Minimum Payment Due
$13,525.19
Payment Due Date
July 10, 2011
$ 175.00
1,005.25
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION DISCOVER
DISCOVER It poysto TRACY SPADAFORE
Account number ending in 5250
page 2 of 2
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account
Current Billing Period: 12 days
TYPE OF BALANCE ANNUAL PERCENTAGE
RATE (APR) BALANCE SUBJECT TO
INTE INTEREST CHARGE
Purchases REST RATE
08/23/2010 and after 22.49% V $0 $0
08/22/2010 and prior 17.49% V $0 $0
Cash Advances 23.99% V $0 $0
V = Variable Rate
nua l-w imparTanr elromlanon
See your Cardmember Agreement Your Cardmember Agreement contains all the terms of your Account.
Lost or stolen cards. Report immediatelyl Call 1.800-347.2683,
What To Do If You Think You Find A Mistake On Your Statement
If you think there is an error on your statement, write to us at: Discover PO Box 30421 Salt Lake City, UT 8 4 1 3 0-042 1
In your letter give us the following information:
Account informaliom Your name and account number
Dollar amount: The dollar amount of the suspected error
• Description of Problem: If you think (here is an error on your bill, describe what you believe is wrong and why you believe
it is a mists cra
YOU must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors In wrifin . You may call us, but if you do we are not required to investigate any
potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error the following are true:
We cannot try to collect the amount in question, or report you as delinquent on that amount.
The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if
we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related
to that amount.
While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.
Your itiahts If You Are Dissatisfied With Your Credit Card Purchases
IF you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried
in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount
due on the purchase.
To use this right, all of the following must be true:
1 The purchase must have been made in your home state or within 100 miles of your current mailing address, and
the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was
based on an advertisement we mailed to you or if we own the company that sold you the goods or services.)
2. You must hove used your credit card for the purchase. Purchases made with cash advances From an ATM or with a
check that accesses your credit card account do not qualify.
3. You must not yet have fully paid for the purchase.
If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at:
Discover PO Box 30945, Salt Lake City, UT 84130.0945
invel e will te
stigation, we you decision, At that point, tf wamout as discussed e think you owe on abmount and you finish
not our
we
may report you as delinquent,
Payments. Send only your payment and the top portion of this statement in the envelope provided. Do not send cash. By
sending your check as described above,
cialyou authorize us to use information on your check to make an electronic Fund
transfer from your account at the finan institution indicated on your check or to process the payment as a check
transaction. If payment is processed as an electronic fund transfer, the transfer will be for the amount of the check. When we
use information from your check to make an electronic Fund transfer funds may be withdrawn from your account as soon as
the same day we receive your payment, and you will not receive your check back from your Financial institution.
The processing of your payment may be delayed if you send cash, correspondence or other items with your payment, if you
send the payment to anyy other address or if you use an envelope other than the one provided. Payments received in proper
form at our processing facility by 51PM local time on any day will be credited to your Account as of that day. Payments
received at our processing facility after 5PM local time will be credited to your Account as of the next day. IF you have
misplaced your envelope, send your payment to Discover, PO Box 6103 Carol Stream, IL 60 1 9 7-6 1 03. Please allow 7.10
days for delivery. If your payment is returned unpaid, we reserve the right to resubmit it as an electronic debit.
You can pay your scheduled monthly payment or a greater amount that does not exceed your remaining current account
balance over the telephone or you can setup automatic payments through a customer service representative by calling
1-800.347.2683. Automatic payments will be deducted on the payment due date unless you request a payment date that
occurs before your payment due date. If your scheduled payment date falls on a weekend or bank holiday, your payment will
be processed the business day prior to the weekend or bank holiday. In order to schedule monthly payments by telephone,
You will need this statement and your bank account information. You will be asked to provide the lost four (4) di its of the
social security number of the primary borrower By providing those numbers as your electronic signature, you will be
agreeing to this authorization to allow us and your bank to deduct each payment You authorize, in the amount selected by
you, From your bank account. You also authorize us to initiate debit or credit entries to your bank account, as a lieable, to
correct an error in the processing of such ent. You can cancel a scheduled payment by phone at F-800.3 4p7-2683 or
by mail at the correspondence address lis ed above; however we must receive notice at least three business days in advance
of the scheduled payment. If your payments may vary in amount, we will tell you on each monthly statement when your
Rf31Wl?S>f sy±?f?e made and how much it will be. You must ensure that sufficient funds are available in your bank account, and
aa11??NN??ifis At must comply with U.S. law. If your scheduled payment is not enough to cover the Total Amount Due as listed
on your monthly billing statement, you will be responsible for ping the difference. Your automatic payment amount may be
less than the amount indicated on the periodic statement basedaoyn credits or payments after the closing date.
If you enroll by phone in our automatic payment service, please fill-in the following blanks below and retain the authorization
for your records.
Amount: ? Full Pay ? Min Pay ? Min Pa + $
Bank Routing
Y
Bank Account #: Frequency:
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION DIS VER
Credit Reporting, We may report information about your Account to credit bureaus. Late payments, missed payments, or
other defaults on your Account may be reflected in your credit report. We normally report the status and payment history of
your Account to credit reporting agencies each month, If you believe that our report is inaccurate or incomplete, please write
us at the following address: Discover, PO Box 15316, Wilmington, DE 19850.5316. Please indicate your name, address,
home telephone number and Account number
Paying Interest; We begin to impose interest charges on a transaction, fee or interest charge from the day we add it to the
daily balance. We conhnue to impose interest charges until you pay the total amount you owe us. You can avoid paying
interest on Purchases as described below. However you cannot avoid paying interest on Balance Transfers or Cash
Advances.
How to Avoid Paying Interest on Purchases Grace Period"
you pai the Now Balance on your previous y statement by the Payment Due Date shown on that billing statement, we
will not impose interest charges on new Purchases, or any portion of a new Purchase, ppaaid by the Purchase Due Date on your
current billin
statem
t
P
h
g
en
. new
urc
ases are Purchases that first appear on the current billing statement
How We Apply Pa menu Ma Im act Your Grace Period
you o not pay your ew a ance in each month, ten, depending on the balance to which we apply your payment,
you may not get a grace period on new Purchases.
How We Calculate Interest Charges Daffy Balance Method (including current transactions): We calculate interest charges
each billing period by first figuring the "daily balance" for each Transaction Category. Transaction Categories include
standard Purchases, standard Cosh Advances and different
romotional b
l
h
l
p
a
ances, suc
as Ba
ance Transfers.
How We Figure the Daily Balance for Each Transaction Category
We stort with the beginning balance for each day. The inning balance for the first day of the billing period is
your balance on the last day of your previous billing period.
We add any interest charges accrued on the previous day's daily balance and any new transactions and fees. We
add any new transactions or fees as of the later of the Transaction Date or the first day of the billing period in
h
h
h n
w
ic
t
e transaction or fee posted to your Account.
We subtract any new credits and payments. y
We make other adjustments (including those adjustments required in the "Paying Interest" section).
How We Figure Your Total Interest Charges °g
We multiply the daily balance for each Transaction Category by its daily periodic rate. We do this for each day in
the billin pperiod. This gives us the interest char
es f
h T
g
or eac
ransaction Category. To get a daily periodic rate,
we divide the APR that applies to the Transaction Categor
b
365 N
x
y
y
.
We add up all the daily interest charges. The sum is the total interest charge for the billing period.
How We Include Fees
We add Balance Transfer Fees to the applicable Balance Transfer Transaction Category. We add Cash Advance
Fees to the applicable Cash Advance Transaction Category. We add all other fees to the standard Purchase
Transaction Category
.
Balance Su6ject to Interest Rate, Your statement shows a Balance Subject to Interest Rate. It shows this for each
transaction category. The Balance Subject to Interest Rate is the average of the daily balances during the billin
d
g
perio
.
For TO (Telecommunications Device for the Deaf) assistance, please call 1.800-347-7449.
Discover may monitor and/or record telephone calls between you and Discover representatives for quality assurance
purposes.
The Discover®card is issued by Discover Bank, Member FDIC RZNFE001
9281279
%du@snons. Visit www.Discover.com or
call 1 800-DISCOVER (1.800-347-2683). DISCOVER
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to
unsworn falsifications to authorities, that she is Natasha Szczy iel. Legal Placement Account Manager
(Name) (Title)
of DB Servicing Corporation successor to DFS Services LLC servicing agent for Discover Bank
(Company)
plaintiff herein, that she is duly authorized to make this Verification, and that the facts set forth in the
foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and
belief.
WWR# 9281279
Tracy L. Spadafore
6011002560245250
r,
IN THE COURT OF COMMON PLEA'S t? 1 t
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff:
vs.
TRACY L SPADAFORE
TO THE PROTHONTARY:
6
5
A 11
Civil Action No. 11-7013 CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
Kindly enter Judgment against the Defendant TRACY L SPADAFORE above
named, in the default of an Answer, in the amount of $14878.65 computed as
follows:
Amount claimed in Complaint $13525.19
Less payments / adjustments made $0.00
Interest on the remaining principal balance
from May 31, 2011 to October 26, 2011
@ the interest rate of 22.490% per annum $1228.46
Attorney's fees $125.00
TOTAL
$14878.65
I hereby certify that appropriate Notices of Default, as attached have
been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the
Notices.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By:
James C.
4
09281279 t A Pit SJS
Plaintiff's address is:
c/o WELTMAN, WEINBERG & REIS CO., L.P.A.,
436 Seventh Avenue, Suite 1400 Pittsburg /PA 15219
And that the last known address of the L1fendant is
TRACY L SPADAFORE
115 MOUNTAIN VIEW DR
ENOLA, PA 17025
N (go too/ /ft
C ? la'9 7S"b 8
A;Zecl
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
TRACY L SPADAFORE
Defendant
Case No. 11-70"3 CIVIL TERM
IMPORTANT NOTICE
TO:
TRACY L SPADAFORE
115 MOUNTAIN VIEW OR
ENOLA, PA. 17025
Date of Notice: t I
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A W91TTEN APPEARANCE PERSONALLY OR BY
ATTORNEY AND FILE IN WR!TiNG WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU, UNLESS YOU ACT WITHIN TEN GAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU rHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEFHONE THE OFFICE SET FORTH BELOW. 'THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A
:.AWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION
ABOUT AGENCIES THAT MAY OFFER LEGAL S*`RVICES TO EL!G:SLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSCCIAYION
32 SOUTH BEDFORD STREET
CARLISLE, PA. 17013
(717) 248-3166
WEL1M.A.-<, WEINBERG & REIS CO., L.P.A
Matthew Urban
P.A.I D.# 90963
'-VELTNIIAN, WEINBERG & REIN CO., L.P.A.
436 Seventh Avenue, 1400 Koppers Building
Pittsburgf. PA 15219
Phone: (412) 434-7955
(412) 333-7130
9281279 A PIT BS4
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
vs. Civil Action No. 11-7013 CIVIL TERM
NON-MILITARY AFFIDAVIT
TRACY L SPADAFORE
The undersigned is the duly authorized agent and/or attorney for the
Plaintiff in the within matter and states as follows:
Affiant states that the within Affidavit is made pursuant to and in
accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App.
521.
Affiant further states that based upon investigation it is the affiant's
belief that the Defendant , TRACY L SPADAFORE is not in military service.
Affiant further states that this belief is supported by the attached
certificate from the Defense Manpower Data Center (DMDC), which states that
the DMDC does not possess any information indicating that the below
individual is in the military service:
TRACY L SPADAFORE
115 MOUNTAIN VIEW DR
ENOLA, PA 17025
Affiant further states that the averments contained herein are true and
correct to the best of Affiant's knowledge, information and belief and that
these averments are made subject to the penalties of 18 Pa C.S.A. Section
4904 relating to unsworn falsification to authorities.
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Service Members Civil Relief Act
Page 1 of 2
Oct-31-2011 05:27:17
Last Name . First/Middle Begin Date Active Duty Status Active Duty End Date Service
Agency
SPADAFORE TRACY Based on the information you have furnished, the DMDC does not possess
any information indicating the individual status.
Upon searching the information databanks of the Department of'Def ense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Uniformed Services (Army, Navy, Marine Corps, Air force, NOAA, Public Health, and Coast
Guard):
AkV4. &0?
JA*4_ ,
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1690 Wilson Blue , Suite 400
Ar;in,.?ton, VA 22:09-2503
The Defense Manpowc Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DF,ERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§
50) 1 et se,, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, o: is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain furthe, verification of the person's status by contacting that person's Service via the
"defenselink.mil" URI.',tt'/i????v.defen..?clink.mil/fau "p1s, E't 0?)t l?f?.ht?nl. If you have evidence the
p
person is on active; duty and you fail to ob;.ain this additional ServK-c verification, punitive provisions of
the SCRA may be invoked against you See 501 USC App. §521(c).
If you obtain additional information about the person (e.g., an SSN, improved accuracy of D013, a
middle name), you can submit your request again at this Web site wid we will provide a new certificate
for ;hat query.
This response rcflects active duty status including date the individual was last on active duty, if it was
within ti,e pr-:;ceding 367 days. For historical information, please contact the Service SCRA points-of-
contr«t.
httnc-//w•wca di-ode ncd mi1/nnni/crrn/nnniennrt Jn 1 O/; 1 /?O1 1
Request for Military Status
Page 2 of-2
More information on ",=fictive Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a
period of more than 30 consecutive days. In the case of a member of the National Guard, includes
service under a call to active service authorized by the President or the Secretary of Defense for a period
of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national
emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR)
members must be.assigned against an authorized mobilization position in the unit they support. This
includes Navy TARS, Marine Corps ARs and Coast Guard RDAs. i\ctive Duty status also applies to a
Uniformed Service member who is an active duty commissioned oflicer of the U.S. Public Health
Service,or the National Oceanic and Atmospheric Administration (.',OAA Commissioned Corps) for a
period of more than" 0 consecutive days.
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active
duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate.
Many tirr!es orders are amended to extend the period of active dt.m , which would extend SCRA
protections. Persons seeking to rely on this website certif cation should check to make sure the orders on
which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report
for active duty or to be inducted, but who have not actually begun active duty or actually reported for
induction. The Last Date on Active Duty entry is important because a number of protections of SCRA
extend beyond the last dates of active duty.
Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights
gu:rar.teed to Ser-,ice members under the SCRA are protected.
WARNING: This certific?•.te vas provide( based on a name and SSN provided by the requester.
Providing an erroneous name or SSN will caus:: an erroneous certificate to be provided.
Report ?D:CCl3S2irN4IjF
htt»c•//xvwx:, drnd- nwi mil/a»»i/cc-ra/»r,nrPnnr (in 1(0 1 /?O 1 1
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
vs.
TRACY L SPADAFORE
Civil Action No. 11-7013 CIVIL TERM
NOTICE OF JUDGMENT OR ORDER
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
i?g Order of Judgment
You are hereby notified that the V711,//
was entered against you on (xx) Assumpsit Judgment in the amount of $14878.65 plus costs.
( ) Trespass Judgment in the amount of $ plus costs.
( ) If not satisfied within sixty (60) days, your motor vehicle
operator's license and/or registration will be suspended
by the Department of Transportation, Bureau of Traffic Safety,
Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
(xx) Default
( ) Verdict
( ) Arbitration
Prothonotary
By:
TRACY L SPADAFORE
115 MOUNTAIN VIEW DR
ENOLA, PA 17025
Plaintiff's address is:
c/o WELTMAN, WEINBERG & REIS CO., L.P.A.,
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955