HomeMy WebLinkAbout11-7153Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
j- E P OTIHONOTAR'i
IN I I S E 0 15 Ilei I I. 10
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
V.
JACK WRIGHT
839 PENNSYLVANIA AVE
LEMOYNE PA 17043
Defendant
NOTICE
No. `I- l 1 s S OVI, You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
aM?- ?ga.cbpd aN?
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd. ;
Norfolk, VA 23502
Plaintiff No.
V.
JACK WRIGHT
839 PENNSYLVANIA AVE
LEMOYNE PA 17043
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta
Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y
archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra
usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede
ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por
cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros
derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
I his c ontintinication is f'vnxi a debt collec°tot, and is all allempt tc3 collec! a zic:bt.
nv intbrnzation obtained will be w-ed 100- dint purpose,
Robert N. Polas, Jr., Esquire PA Bar # 201259
Came Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
JACK WRIGHT
839 PENNSYLVANIA AVE
LEMOYNE PA 17043
Defendant
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
Defendant JACK WRIGHT, is an adult individual with last known address of 839
PENNSYLVANIA AVE, LEMOYNE PA 17043.
It is averred that Defendant was indebted to GE MONEY BANK, F.S.B. / CARE CREDIT on
January 22, 2008 with account number ************2040 (hereafter referred to as "Account"). A
copy of the account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
I his c°onaminicatioxt is fz°om a dobt collector waci is an atttempi to collect a &N,
Am,, infortnacioci obtained will be Li,,e(i for that purpose:.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on March 5, 2010.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE MONEY BANK, F.S.B. /
CARE CREDIT and Plaintiff is now the holder of the Account. A true and correct copy of the
affidavit is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$2,940.81.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, JACK WRIGHT, in the amount of $2,940.81, plus costs of this action
and any other relief as the Court deems just and
Robdrt N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
10-89720
"[ his communication is 1-rocn a debt collector and is an attempt to collect a debt,
Any information obtained will be used for that purpose,
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Chela Wise hereby states that he/she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date : 2 20 By:
-C-
Custodian of Records
10-89720
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************2040
JACK WRIGHT
Account Holder:
JACK WRIGHT
839 PENNSYLVANIA AVE
LEMOYNE PA 17043
Consumer Account Product Code: PVT
Issuer: GE MONEY BANK, F.S.B. / CARE CREDIT
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************2040
Date Account Opened: January 22, 2008
Date of Last Payment: March 5, 2010
Date of Charge Off: October 13, 2010
Balance at Purchase: $2,940.81
Purchase Date: October 26, 2010
Balance at Charge-Off: $2,940.81
Less Payments: $.00
Balance Due: $2,940.81
10-89720
GESJ44
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Chela Wise , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit
is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account
Assignee's records, including a review of the business records transferred to Account Assignee from GE MONEY
BANK, F.S.B. / CARE CREDIT ("Account Seller"), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on October 26, 2010. Further, the Account Assignee
has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from JACK WRIGHT ("Debtor") to the
Account Seller the sum of $2,940.81 with the respect to account number (******"""2040), as of October 13, 2010
with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $2,940.81 as due and owing as of the date
of this affidavit.
Portfolio Recovery Associates, LLC
?t.
By: Chela Wise Custodian of Records
Subsc *bed and sworn to before me on A?-
of , 2011
Not Pu is
q10-89720
r
r
441ry ...?
Margie Camper Snoody
mo^wea to of Virginia
9 My commission Expires y2 2956
015
'Chi, con mm)ication as from a debt collector and is art attempt to cofle,-[ a deNb
AnY ini ,, ,,, ,- , =btained -will be used for that purpose,
1 8664 201 31 2 GE Card Services 0 0908 a.m. 10-29-2010 212
EXHIBIT A
BILL OF SALE
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Purchase Agreement),
dated as of October 19, 2010 by and between GE Capital Corp. (collectively "Seller") and
Portfolio Recovery Associates, LLC ("Buyer', Seller hereby transfers, sells, conveys, grants,
and delivers to Buyer, its successors and assigns, without recourse except as set forth in the
Purchase Agreement, to the extent of its ownership, the Receivables as set forth in the
Notification Files (as defined in the Purchase Agreement), delivered by Seller to Buyer on each
Transfer Date, and as further described in the Purchase Agreement.
GE Capital Corp.
By:
Title: 1//0
Date: 7
Cut-off Date
i
10/19/10
GE5J4*
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
?,??~~v?tr of ?urrtbr?????d
OPc!CE -T TkE `i-ERIFF
t^- , If°?? Ir
1"jI I SEI' 26 PM 2: 23
PENNSYLI/AVIA
Portfolio Recovery Associates, LLC I
vs.
Jack Wright
Case Number
2011-7153
SHERIFF'S RETURN OF SERVICE
09/19/2011 08:02 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on September
19, 2011 at 2002 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Jack Wright, by making known unto himself personally, at 839 Pennsylvania Avenue,
Lemoyne, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to him
personally the said true and correct copy of the same.
SHERIFF COST: $44.00
September 22, 2011
DE S FRY, DEP
SO ANSWERS,
RON R ANDERSON, SHERIFF
(0) CountySulte Shenff, Teleos, tt. Ir;;
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION- LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 11-7153 CV
V.
(Z- �S
JACK WRIGHT -T-3 ' Z:
839 PENNSYLVANIA AVE
LEMOYNE PA 17043
Defendant
PRAECIPE TO SETTLE DISCONTINUE AND END = :
PLEASE MARK THE ABOVE-CAPTIONED ACTION AS SETTLED, = F
DISCONTINUED AND ENDED.
Res ct itted,
7
R rt . Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
10-89720
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK,VA 23502
Plaintiff No. 11-7153 CV
V.
JACK WRIGHT
839 PENNSYLVANIA AVE
LEMOYNE PA 17043
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Settle
Discontinue and End up JACK WRIGHT by First Class Mail, Postage Pre-Paid, a copy thereof on this
Aday of , 2014, to:
JACK WRIGHT 839 PENNSYLV EMO 7043
obert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
10-89720
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for this purpose.