HomeMy WebLinkAbout11-7318Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502 : No. - 7318 ?V! T&Tn
Plaintiff
F t
V. ='
ALICIA J MALLAR
417 ORCHARD LN rv
MECHANICSBURG PA 17055
Defendant i Lry
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NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. Ypu may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
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Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorne s for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
V.
Plaintiff No.
ALICIA J MALLAR
417 ORCHARD IN
MECHANICSBURG PA 17055
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta
Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y
archivando por escrito con la Corte sus defensas o obejciones a ]as demandas puestas en esate contra
usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede
ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por
cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros
derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
?rnrartrrri mica is from 1 1c=t , ? o11csk,t{rr end s?' an taucTlIN to olluct is debt,
Any ir'f`,. mi , „? , . ;,cd ?a?iLl h?, t'cd 6'r° 1-1aa€ -U:1,
, ,
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
ALICIA J MALLAR
417 ORCHARD IN
MECHANICSBURG PA 17055
Defendant
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
2. Defendant ALICIA J MALLAR, is an adult individual with last known address of 417 ORCHARD
IN, MECHANICSBURG PA 17055.
It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / METRIS on May 17,
2000 with account number ************2806 (hereafter referred to as "Account'"). A copy of the
account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the
Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's
incurred charges on the Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
ntar 7c:< tzz?tt rent x1 ctc:Ot C')1JCCt0t Ind i?, W1 ACI)II)t tf ;11eet a debt.
?t ittf } t?.?ticrf ??b(a ittec e s.ll h€? tt?ed 01 01'a pi
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 27, 2009.
8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. /
METRIS and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is
attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$4,775.35.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse
to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the
Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, ALICIA J MALLAR, in the amount of $4,775.35, plus costs of this
action and any other relief as the Court deems just and sonable.
Robert N. M'olas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
10-90078
l Il(:, C1OMITtf,IM 7tioll i4 front a deN co llcc.or and i,? an jtttutq)t clel.)t.
:'finv in.1:ontration i+tairtcccl will be € s,,,f #i#<tlml
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Yvette M. Stephen hereby states that he/she is authorized to take this verification on behalf of said
Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and
correct to the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unswom falsification to authorities.
Date : AUG 26 2011
By:
*Ve e .
en
Custodian of Records
10-90078
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************2806
ALICIA J MALLAR
Account Holder:
ALICIA J MALLAR
417 ORCHARD LN
MECHANICSBURG PA 17055
Consumer Account Product Code: MC
Issuer: HSBC BANK NEVADA, N.A. / METRIS
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************2806
Date Account Opened: May 17, 2000
Date of Last Payment: September 27, 2009
Date of Charge Off. May 31, 2010
Balance at Purchase: $4,775.35
Purchase Date: November 23, 2010
Balance at Charge-Off: $4,775.35
Less Payments: $.00
Balance Due: $4,775.35
10-90078
HSBJ71
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Yvette M. Stephen Custodian of Records, for Portfolio Recovery Associates LLC
depose, affirm and state as follows: hereby
1 • I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the o '
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. Th1'p 1 c es and aff based upon my personal knowledge of Account Assignee's
record keeping system and my review of Account Assignee's
is
idavi records, including a review of the business records transferred to Account Assignee from HSBC BANK NEVADA
METRIS ("Account Seller'), which have become a part of and have integrated into Account Assignee's business ecor
in the ordinary course of business. , N.A. /
records,
3. According to the business records, which are maintained in the ordinary course of business, the account
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on November 23, 2010. Further, the and all
Assignee
has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has ? e retained no Account further interest
in said account or the proceeds thereof, for any purpose whatsoever. ttlement,
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in th
course of business by the Account Assignee, there was due and payable from ALICIA J MALLAR ("Debtor" to the
Account Seller the sum of $4,775.35 with the respect to account number the ordinary
there being no known un-credited (************2806 )
payments , counterclaims or offsets against the said debt as of, the date of he sale. with
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $4,775.35 as due and owing as oft edat
this affidavit. e of
Portfolio Recovery Associates, LLC
Custodian of Records
Subscribed and sworn to before me on
of , 2011
Notary Public
10-90078
debt e ollectOr alld 7. 'i'l attend t to
t?c?llet t a ;?i.? 1? t.
Any ? , b(ailled ?,?°s 11 l)e ???cd f6f, t1)?J, but po e.
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
C.??utr of ?aat?br??Tr1G
i-ILEL C 1,1w
j7 THE Pr?i P?[;3'# ; a is
-[111 OCT -3 Ala! 9: 51
Richard W Stewart
Solicitor
CUMBERLAN t-OU TY
?'EA SY! VA?,„lA
Portfolio Recovery Associates, LLC
vs.
Alicia J. Mallar
Case Number
2011-7318
SHERIFF'S RETURN OF SERVICE
09/27/2011 05:44 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on
September 27, 2011 at 1744 hours, he served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: Alicia J. Mallar, by making known unto Jared Mallar, Son of Defendant at
417 Orchard Lane,. Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the
same time handing to him personally the said true and correct copy of the same.
SHERIFF COST: $38.00
September 28, 2011
RYAN BURGETT, DE
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CAuitySillte Shea, f. T e!eeseft. 6r,;
David' D. Buell"
Offic~�'/�'`��~y3(7�nrn
e / the �.--'~ ~~._y
/�n6 County, •
- ��-- ---/—_---
ORDER OF TERMINATION OF COURT CASES
'~rk-. --.-o` _~Q
Solicitor
CIVIL TERM
AND NOW THIS 28' DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square 0Juite100 e Cartiste, TA 0 (Phone 717240-6195 717240-6573