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HomeMy WebLinkAbout11-7318Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 : No. - 7318 ?V! T&Tn Plaintiff F t V. =' ALICIA J MALLAR 417 ORCHARD LN rv MECHANICSBURG PA 17055 Defendant i Lry '.; 71 -? NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. Ypu may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 0 +ga.0o pQ Ar%f C' 931 tv3 E# a 5oas Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorne s for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 V. Plaintiff No. ALICIA J MALLAR 417 ORCHARD IN MECHANICSBURG PA 17055 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a ]as demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 ?rnrartrrri mica is from 1 1c=t , ? o11csk,t{rr end s?' an taucTlIN to olluct is debt, Any ir'f`,. mi , „? , . ;,cd ?a?iLl h?, t'cd 6'r° 1-1aa€ -U:1, , , Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. ALICIA J MALLAR 417 ORCHARD IN MECHANICSBURG PA 17055 Defendant COMPLAINT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant ALICIA J MALLAR, is an adult individual with last known address of 417 ORCHARD IN, MECHANICSBURG PA 17055. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / METRIS on May 17, 2000 with account number ************2806 (hereafter referred to as "Account'"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. ntar 7c:< tzz?tt rent x1 ctc:Ot C')1JCCt0t Ind i?, W1 ACI)II)t tf ;11eet a debt. ?t ittf } t?.?ticrf ??b(a ittec e s.ll h€? tt?ed 01 01'a pi 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on September 27, 2009. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. / METRIS and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $4,775.35. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, ALICIA J MALLAR, in the amount of $4,775.35, plus costs of this action and any other relief as the Court deems just and sonable. Robert N. M'olas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 10-90078 l Il(:, C1OMITtf,IM 7tioll i4 front a deN co llcc.or and i,? an jtttutq)t clel.)t. :'finv in.1:ontration i+tairtcccl will be € s,,,f #i#<tlml VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Yvette M. Stephen hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unswom falsification to authorities. Date : AUG 26 2011 By: *Ve e . en Custodian of Records 10-90078 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************2806 ALICIA J MALLAR Account Holder: ALICIA J MALLAR 417 ORCHARD LN MECHANICSBURG PA 17055 Consumer Account Product Code: MC Issuer: HSBC BANK NEVADA, N.A. / METRIS Assignee: Portfolio Recovery Associates, LLC Account Number: ************2806 Date Account Opened: May 17, 2000 Date of Last Payment: September 27, 2009 Date of Charge Off. May 31, 2010 Balance at Purchase: $4,775.35 Purchase Date: November 23, 2010 Balance at Charge-Off: $4,775.35 Less Payments: $.00 Balance Due: $4,775.35 10-90078 HSBJ71 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Yvette M. Stephen Custodian of Records, for Portfolio Recovery Associates LLC depose, affirm and state as follows: hereby 1 • I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the o ' practices, as well as the books and records of Account Assignee with respect to the matters stated herein. Th1'p 1 c es and aff based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's is idavi records, including a review of the business records transferred to Account Assignee from HSBC BANK NEVADA METRIS ("Account Seller'), which have become a part of and have integrated into Account Assignee's business ecor in the ordinary course of business. , N.A. / records, 3. According to the business records, which are maintained in the ordinary course of business, the account proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on November 23, 2010. Further, the and all Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has ? e retained no Account further interest in said account or the proceeds thereof, for any purpose whatsoever. ttlement, 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in th course of business by the Account Assignee, there was due and payable from ALICIA J MALLAR ("Debtor" to the Account Seller the sum of $4,775.35 with the respect to account number the ordinary there being no known un-credited (************2806 ) payments , counterclaims or offsets against the said debt as of, the date of he sale. with 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $4,775.35 as due and owing as oft edat this affidavit. e of Portfolio Recovery Associates, LLC Custodian of Records Subscribed and sworn to before me on of , 2011 Notary Public 10-90078 debt e ollectOr alld 7. 'i'l attend t to t?c?llet t a ;?i.? 1? t. Any ? , b(ailled ?,?°s 11 l)e ???cd f6f, t1)?J, but po e. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy C.??utr of ?aat?br??Tr1G i-ILEL C 1,1w j7 THE Pr?i P?[;3'# ; a is -[111 OCT -3 Ala! 9: 51 Richard W Stewart Solicitor CUMBERLAN t-OU TY ?'EA SY! VA?,„lA Portfolio Recovery Associates, LLC vs. Alicia J. Mallar Case Number 2011-7318 SHERIFF'S RETURN OF SERVICE 09/27/2011 05:44 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on September 27, 2011 at 1744 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Alicia J. Mallar, by making known unto Jared Mallar, Son of Defendant at 417 Orchard Lane,. Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $38.00 September 28, 2011 RYAN BURGETT, DE SO ANSWERS, RON R ANDERSON, SHERIFF (c) CAuitySillte Shea, f. T e!eeseft. 6r,; David' D. Buell" Offic~�'/�'`��~y3(7�nrn e / the �.--'~ ~~._y /�n6 County, • - ��-- ---/—_--- ORDER OF TERMINATION OF COURT CASES '~rk-. --.-o` _~Q Solicitor CIVIL TERM AND NOW THIS 28' DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square 0Juite100 e Cartiste, TA 0 (Phone 717240-6195 717240-6573