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HomeMy WebLinkAbout11-7442' PHELAN HALLINAN & SCHMIEG, LLP Allison F. Wells, Esq., Id. No.309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 280158 LOANCARE, A DIVISION OF FNF SERVICING, INC. 3637 SENTARA WAY SUITE 303 VIRGINIA BEACH, VA 23452 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM Plaintiff ll ff V. NO. DEAN P. HOFFMAN AXIA DEAN PAUL HOFFMAN CUMBERLAND COUNTY 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 Defendant CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #: 280158 = ' - } } ? .. C. l Q ? bgg.co col a ? k,t? 1115 ? Co ? V NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, (JO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 280158 Plaintiff is LOANCARE, A DIVISION OF FNF SERVICING, INC. 3637 SENTARA WAY SUITE 303 VIRGINIA BEACH, VA 23452 2. The name(s) and last known address(es) of the Defendant(s) are: DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 06/12/2009 DEAN P. HOFFMAN made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR LEND AMERICA which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Instrument No. 200922950. The PLAINTIFF is now the mortgagee and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 03/01/2011 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 280158 6. The following amounts are due on the mortgage as of 10/01/2011: Principal Balance $259,312.30 Interest $9,467.12 02/01/2011 through 10/01/2011 Late Charges $393.45 Escrow Deficit $670.99 TOTAL $269,843.86 7. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. The action does not come under Act 6 of 1974 because the original mortgage amount exceeds the dollar amount provided in the statute. WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $269,843.86, together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN HALLIN fills, Es wire Attorney for Plain i File #: 280158 LEGAL DESCRIPTION ALL THOSE CERTAIN tract or parcel of land premises, situate, lying and being in the township of Hampden in the county oil Cumberland and commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the north side of Golfriew drive at the dividing line between lots nos. 376 and 377 of the hereinafter mentioned plan, said point being 125.04 feet west of the intersection of Golfview drive and Kent drive; thence along the north side of Golfview drive north 79 degrees 33 minutes 40 seconds west a distance of 65.05 feet to a point; thence along the same by a curve to the left having a radius of 590.00 feet, an arc length of 33.95 feet to a point at lot no. 378; thence along lot no. 378 north 07 degrees 08 minutes 31 seconds east a distance of 162.67 feet to a point at :lands now or formerly of Hampden square Ltd.; thence along said laud now or formerly of Hampden Square Ltd. north 75 degrees 21 minutes 49 seconds east a distance of 37.57 feet to a point; thence along the same south 37 degrees 33 minutes 40 seconds east a distance of 100.00 feet to a point at lot no. 376; thence along lot no. 376 south 10 degrees 26 minutes 20 seconds west a distance of 110.44 feet to a point, the place of beginning. CONTAINING 15,717 square feet. PROPERTY ADDRESS: 3602 GOLFVIEW DRIVE, MECHANICSBURG, PA 17050-2216 PARCEL # 10-17-1037-099- File #: 280158 VERIFICATION The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by.Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. DATE: 7 r '.'Uf'13ERL ND Coli1j l F'EN SYLVANI: PHELAN HALLINAN & SCHMIEG, LLP BY: Joseph P. Schalk, Esquire Identification No.: 91656 Mario J. Hanyon, Esquire Identification No.: 203993 126 Locust Street Harrisburg, PA 17101 (215) 563-7000 Loan Care, a Division of FNF Servicing, Inc Plaintiff vs. Dean P. Hoffman a/k/a Dean Paul Hoffman Defendant Attorneys for Plaintiff COURT OF COMMON PLEAS Cumberland County CIVIL DIVISION No. 11-7442-CIVIL PLAINTIFF'S REPLY TO DEFENDANT'S NEW MATTER Plaintiff, Loan Care, a Division of FNF Servicing, Inc., by its attorney, Mario J. Hanyon, Esquire, hereby files the within Reply to New Matter of Defendant Dean P. Hoffman alk/a Dean Paul Hoffman and states as follows: Plaintiff incorporates herein by reference the averments of paragraphs one (1) through eight (8) of its Complaint as if set forth herein at length. 9. The averments of Defendant's affirmative defense in paragraph one (1) is denied. By way of further answer, the allegations set forth in paragraph one (1) does not serve as a defense to the foreclosure action. By way of further answer, Plaintiff's Complaint complies with the applicable Rules 280158 of Civil Procedure governing actions in mortgage foreclosure. 10. The averments of paragraph two (2) of Defendant's affirmative defense are denied. By way of further answer, the Plaintiff is in the process of formalizing an Assignment and is now the Mortgagee and under the law of Assignments, the Assignee stands in the same shoes as the Assignor. The Assignment does not confer the Assignee any greater rights than those possessed by the Assignor. Pennsylvania Higher Education Assistance v Debore, 67 Pa.Super 74, 416 A.2d 343, 344 (1979); U.S. Steel Homes Credit Corporation v South Shore Development Corporation, 277 Pa.Super 3808, 419 A.2d 785 (1980). Furthermore, the Superior Court has held that a party is not required to have an assignment recorded prior to filing a complaint in mortgage foreclosure. US Bank N.A. v. Mallory, 2009 Pa. Super. 182, 118 (2009). Therefore, the Plaintiff is the proper party and has standing to bring this suit for Defendant's failure to tender monthly payments. WHEREFORE, Plaintiff respectfully requests that the Court enter judgment in its favor and against Defendant as requested in Plaintiffs Complaint. Respectfully submitted, PHELAN HALLINAN & SCHMIEG, LLP Date: By; ra chalk, Esquire nyon, Esquire for Plaintiff 280158 VERIFICATION Joseph P. Schalk, Esquire, hereby states that he is the attorney for the Plaintiff in this action, that he is authorized to make this verification, and that the statements made in the foregoing Reply to New Matter are true and correct to the best of his information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsifications to authorities. Date: 16T'lI'm gy; PHELAN HALLINAN & SCHMIEG, LLP P chalk, Esquire J. 4anyon, Esquire ey for Plaintiff )cust Street Harrisburg, PA 17101 (215) 563-7000 280158 PHELAN HALLINAN & SCHMIEG, LLP BY: Mario J. Hanyon, Esquire Identification No.: 203993 126 Locust Street Harrisburg, PA 17101 (215) 563-7000 Loan Care, a Division of FNF Servicing, Inc Plaintiff vs. Dean P. Hoffinan a/k/a Dean Paul Hoffman Defendant Attorneys for Plaintiff COURT OF COMMON PLEAS Cumberland County CIVIL DIVISION No. 11-7442-CIVIL CERTIFICATION OF SERVICE I certify that a true and correct copy of Plaintiff s Reply to Defendant's New Matter was sent via first class mail to the person listed below on the date indicated: Dean Paul Hoffman, Pro Se 3602 Golfview Drive Mechanicsburg, PA 17050 Date: (61-L-1, [anyon, Esquire for Plaintiff 280158 PHELAN HALLINAN & SCHMIEG, LLP BY: COURTENAY R. DUNN, ESQUIRE Identification No. 206779 One Penn Center at Suburban Station 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 LOANCARE, A DIVISION OF FNF SERVICING, INC. 3637 SENTARA WAY SUITE 303 VIRGINIA BEACH, VA 23452 Plaintiff V. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 Defendant t"7 r+?a rn r- M M-- )>c7, C--) rr Attorney for Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION NO. 11-7442-CIVIL CUMBERLAND COUNTY PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Please substitute the attached, original Verification of Mary Lucy, Vice President for Loancare, a Division of FNF Servicing, Inc., servicing agent for Plaintiff for the Verification attached to Plaintiff's Complaint filed in the above matter on or about September 29, 2011. Date: t BY: c _ ourtenay R. Dunn, Esquire Attorney for Plaintiff PHS 280158 PHELAN HALLINAN & SCHMIEG, LLP BY: COURTENAY R. DUNN, ESQUIRE Identification No. 206779 One Penn Center at Suburban Station 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 LOANCARE, A DIVISION OF FNF SERVICING, INC. 3637 SENTARA WAY SUITE 303 VIRGINIA BEACH, VA 23452 Plaintiff V. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 Defendant Attorney for Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION NO. 11-7442-CIVIL CUMBERLAND COUNTY CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the foregoing Plaintiff's Praecipe to Substitute Verification was served by regular mail on the following parties on the date listed below: Dean P. Hoffinan, Pro Se 3602 Golfview Drive Mechanicsburg, PA 17050-2216 DATE: 7 (Yob Z."' BY: ourtenay R. Dunn, Esquire Attorney for Plaintiff PHS 280158 VERIFICATION rfl 6(N ?V , hereby states that he/she is ( of, LOANCARE, A DIVISION OF FNF SERVICING, INC., Plaintiff in this matter, that he/she is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: ??) I L ?' t -?-- File#: 280158 LT Name: HOFFMAN Name: ar, Title: LOANCARE, A DIVISION OF FNF SERVICING, INC. File #: 280158 PHELAN HALLINAN & SCHMIF4. ?I ,? l BY: JOSEPH P. SCHALK, ESQUI ,/ Identification No. 91656 }!,` 16ERLA D COUNT Attorney for Plaintiff 126 Locust Street ;yHSYLVANIA Harrisburg, PA 17101 (215) 563-7000 Loan Care, a Division of FNF Servicing, Inc. 3637 Sentara Way, Suite 303 Virginia Beach, VA 23452 Plaintiff VS. Dean P. Hoffman a/k/a Dean Paul Hoffman 3602 Golfview Drive Mechanicsburg, PA 17050 Defendant : Court of Common Pleas : Civil Division : Cumberland County : No. 11-7442-CIVIL MOTION FOR SUMMARY JUDGMENT Plaintiff respectfully requests that the Court enter an Order granting summary judgment in its favor in the above-captioned matter and in support thereof avers as follows: There are no material issues of fact in dispute. 2. Plaintiff is seeking only an in rem judgment in this mortgage foreclosure action. 3. Defendant, Dean P. Hoffman a/k/a Dean Paul Hoffman, has filed an Answer to the Complaint in which he has effectively admitted all of the allegations of the Complaint, as is further addressed in Plaintiffs attached Brief. 4. In his Answer, Defendant failed to deny the default, mortgage and Plaintiff s compliance with Act 6 of 1974, therefore he is deemed to have admitted these allegations of Plaintiff s Complaint. True and correct copies of Plaintiffs Mortgage Foreclosure Complaint, Defendant's Answer and New Matter, and Plaintiffs Reply to New Matter are attached hereto, incorporated herein by reference, and marked as Exhibits C, D and E, respectively. 5. In his Answer, Defendant generally denies paragraph six (6) of the Complaint Exhibit "A" \-L This lnstrumcnt 1'rcn:?rt?f si?: ?-WU, r Iel A( P,? /r 7 y 7 After Recording Return To; LEND AMERICA 520 BROADI OL - 016 ROAD, SUITE 100E MELVILLE, NEW YORK 11747 Loan Number: 20090295,40 Uniform Parcel Idenfilier Number: i Q - i 7 - ) C .? 7- 0? 7 Property Address: 3602 Gc1fv1-ew Drive Mechan-_csbu q, Pennwy.vani-a 1'7050 [Space Abcve This sire For Recorairg Dalai MORTGAGE MIN: 100286220090295400^ 1716 U --+,3b rt (1 t?5 Pq FHA CASE NO 441-9050'704-703 THIS NIORTGAG ("Security Instrument")is -ivcnon JUNE 12, 2009 The mortgagor is Dean P. Hof Oman SOLELY 360a Cvl71?t eLj ?(-,I e 1 cckQ? t r--r, bor9 t "Borrower"). This Security Instrument is viyen to.Aortgagc I'•iccuon ic Registration Systems, Inc. ("MFRS") as. Mortgagee, MERS is the nominee for tender, as hereinafter dcimcd, and Lender',, successors and assigns. ;VEERS is organized and existing under tLc laws of Delaware. and has a mailing addre;e off'. 0. Box 2026, Flint, MI 48501-?0_'6 and a street address of -,100 S.W 34th Avenue. Suite [01. Ocala. Fl_ 34474, tel. (8SS) 679-MERS. LEND AMERICA, A NEW YORK CDRP-)RATIt;N ("Lender") is organized and, existing under the law. o NEW YORK and has an address of 520 BROADIHOLLOW ROAD, SUITE 100E, MELVILLE, _'4EW YORK 11747 Borrower owes Lender the principal sum of TWO -HUNDRED SIX--Y-FIVE THOUSAND FIFTY- I HT AND 00/10C Doilors(U.S. S 265, 05fi . 00 ). This debt is cviucn"d by B01-1`0\10r'i nine darted the 1n11W CIOU: W, this S,:;:nrity Ir.strument ("Noi,:" } -,?hich provides for monthly paxmenis- with the full debt, it 1101 paid corder, due and p.r,able on JULY 1, 210 3 R FHA PENNSYLVANIA MORTGAGE- MERS PAMTGZ.FHA 11101:08 Page 1 of 10 DocMaoic a 800.649-1362 w w w docmagk. com i.,cr it 9nn099QFr1 . pano 1 of 9 This Security lnstrtr:;nent ,ccnres to Lender is the rcpaynictu of the dclht evidenced by the Nulc. „ith interest, and all renewals. extensions and n?nt'.iii aiiun nl't'nc• Noic- (b) tL, pavn,nw of all other sums, with inkiest, advanced under paragraph % to protect the security ofdti> Sei urity Imtrumcnt: and t cI the performance of Bot i mi or' s covenants and agrccincnts order this Security Instrument anti the Note. For this purpose, Borrower does hereby mortgage, grant and convey to HERS (solely a, namince fin Lender and Lcndcr', Sut'ce,,atrs and assigns) and to the successors and assigns of HERS the 1i0110wing dcsct'ibcd prol?ertti' located in C'ImberIand counly, Pennsylvania: SEE LEGAL ::ESGRIPTI'CN ATTACHED HERETO AND MADE A PART tIEREOF AS EXHIBIT "A" . which has the nddre, of 3602 Gcifview give .r rc ct] tf_ecttarlicsburg . Pciin,yh;tnia 17050 Prop crty Address"): [Zip Codcl TOGETHER WITH all the improycnerrs now of hercalier erected on the property, and Lill casements, appurtenances. and fivures nosy or hLreatler a part of tLe propcrty All replacements and additions shall also be covered by this Security lnstrument. All of tlic foregoing is referred to it: this Security instrument a, the "Property." Borrower understand; and aurces that \1P.RS holds only legal title to the interests granted by Borrnwci in this Security Instrument: but. if necessary to comply xilh lase or custom. VIERS tae, nommee for Lender and L mdcr's successors and assigns) has the right to exercise any or all o', those interest. includim,. but not limited to, th, i wht to foreclose and sell the Property: and to take any action rccluircd of' Lender ineiudinil. but not limited to, rclrisin= or canceling this Security Instrument. BORROW[ R COVENANTS that Bsirrn„.: i,' fully seised of the c,tatc hereby conveyed and has the right to mortgage, grant and conyev the Property and thFo the Property is tine ncuntbcred, except for encumhranc; s of record. Borrower warrants and ?yill clefend acneralh_? ih,: title to die Property :gain,( all claims and denuuxi<. it bject to any encumbrances 01' rectn•d. THIS SECURITY 1NSTRUNtFN'T cum'inns ttrtifortn rovcliaws roe national use and non-unitOrm covenants with limited variation, byjnrisdiction to constitute a ur.ilarn security insinuncttt covering real propcrt, UNIFORM COVENANTS, Burro ce and Lcn;ler cmcnant I;t1U ;i rce as follows: 1. Payment of Principal, interest end I.ate C.•hartie, Bmiokkcr shall pay when duc flip principal of and interest on, the Licht c, itlenced by the Note and laic diargcs duc undei the Note. 2. MonthlY Payment of Taxes, Insunutcc, and Other Charge(. Borrower shall inclm:lc n each monthly payment, togeii;er -.t ilh the principal and interest a, set forth in the Noic and any late charges, a inn (c,r (a) taxes and special asses s:nc„ts ievictl or to be Icyicd kluainst the Property, th) Icascholc payments or _round rents on the Property. and (c) premiums fur in:nrtncc rcyoired under Para graph- -. Ili any year in which tLc Lender must pay a mortgage insurance premium to the Secrcfary of I lousing and Urban ih:,e';opment ("Secretary"), of in any year in 11111111111111111111111111111111 Rill IIW119111MI1111NIIIMI111IIIYIIIIIIN 11111111111111 IN 11111 N llliI 08/29/2011 9:11 42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 2 of 1: which such prcnuunt would have been required it Lcndcr till held tho Security Instrument, each monthly payment shall also inchrdc either. (II a sun1 fur the annual mortgage msuriulcc prowourn to be paid by Lenten to the Secretary, or (ii) a monthly char c instead of a mort_,age in?urancc prcntiurtt if this Security Instrument is held h, the Secretary, in a reasonable amount to he delcrnuncd by the Secict;,rv. Except for the monthly --harge by the Secr ca a y, these items are called "Escrow Itema" and the sung paid to Lender arc called "Escrow Funds." Lender mav, at any time. collect and hold ,mounts tOr F.scro>a' Item; in an aggregate amount not to exceed the maximum amount that mny be required for Ron ow.r's escrow account under the Real Estate Settlement Procedures tray be amended Act of 1914. 1: li.S,C. `2601 et sec. and implementing regulations, 24 CFR Part 3500, as thv% from time totivic except that the cushion or rc:enepcrmittcd 1)yRESPA forunanticihilled disbursements or disbursements before the Borro%yci's payments ,1rc it%Miabic in the accwint may not be based -n-, amounts clue for the mortgage iwurancc premium If the aino.:n•t,, head by Lender for Escrov, licn:s ",weed the amount; ;,omitted to be held by 1?1iC1' i. Lender shall account to Borrower for the excess funds as required by RFSPA. 11 the amounts of funds held by. 1 :ndcr at any Hite are not suffi:icnt to pay the Escrow ltcros when tluc. I cncler may notity the Borrower and reC16i c 13 a rower to crake up the shortage as permitted by RFSPA. The Escrow F(:ads arc nledgcd as additi n:al security for all sum. Secured by this Sccurit} Instrument. If Borrower tenders to Lender the full paN runt of all Such Sumo. 130rrOUCr's account shall be credited %N ith the balance remaining for all instalhnettt item", (a), (h), a:rd tct ai:d t+n\ mortgage insurance premium instaltmcnt that Lender has not become obligated ro pay to the Secretary. and Lcndcr shall promptly refund any excess funds to Borrower. Immediately prior to a foreclosure sale of the 1'roperry or its acquisition by Lender, Borrower's account shall be credited with any halance remaining for all installments lot items (a), (ht. and (c). 3, Application of Payments. All payment: under paragraphs 1 and 2 shall be applied by i Cndcr as follows: FIRST, to the nmrtgao,, insurance pre,l16111) In he paid by Tender III the Secretary or to the monthly charge by the Secrcwry insred oC the nionthly mortumue insurance picniittm, SECOND, to any tares. special asses.,mcnto. Ic ascholt: pan mcnts or ground fetus, and fire. flood and other hazard insuran•:c pre nittm>. as required: THIRD, to interest due under the Note: FOUR"'1-i, to amortization or rhr princi,al of the \(Ilc: Lind FIFTH. to late charges due under the Note. 4. Fire, Flood and Other- Hazard Insurance. Borrower shall insure all improvements (in the Property, whether now in existence or sub-;equcntly erecrul. against any hazards. casualties, and eontingencic,, including fire. for which Lender requires insurance. Tilts insurance shall be maintained in the amounts and for the periods that Lender requires. Borrower shall also insure all improvements on the Property, whether no.c in existence or subsequently erected. against loss by Iloods to the c\ tent re(luirc(t by the Scc3-etary. All insurance ,hail he carried wish companies apprin ed by Lender. The arsons",,' pol.?.ics and any rcncn als shall ne held by Lender ;tnd shall include loss payable clauses in favor of. a'nr: in a k,rn acecptaLlc to. I.cttclct•. in the event of loos. Borrower shall "i\c !.en(lcr in,nadiatc nr•tiCe, he mail. Lender may make ;,mofo£ loss if not made promptly ', y Borrower. Lath u1s( rar,cc c,,:;t;,un% a-nc•crncd is hetvlw authorized and directed to make payment for such loss directly to Lcndcr. instead of to Berrkvker and it, l.cn(icr jointly. All or any part ol'the insurance proceeds may he applied by Lender, 31 it> Option, either !a) to the reduction of the indebtedness nn(ier the Note and this Security lost ur::cnt, first to any delin(Ittcm Snlounts ap')hCd in the order in Paragraph 3, and Iltctt to prepayment of principal. or (b) to the restoration, or repair of tdtc damaced Property, Ante application of the proceeds to the principai sHfli rot extend or postpone the due date of the monthly payments whi•-It are referred n, in paragraph 2, or FHA PENNSYLVANIA MORTGAGE- MERS ____ AacMagice- ,..•,, 800-6+9-1362 PAMTGZ.FF-A 1`iolf,08 Page 3of1,0 www.d(>cmagic.COM 1AUwi11ui11iwMiuiiu0 11 IN 11111111111111 111111N 1111ii1uiri ,, r, IEARr:PI er,m Mt nNtTV Inst.# 200922950 - Page 3 of 1. change the amount of such payments. Anv cNcc;s insutancc procecds o?cr al, arrount required to pad all outstanding indebtedness under the Note and this SecuritS Iltstruntetlt shall be ;mid to 1112 sooty legally entitled thee t, . In the event of forcclusure of this SccuIin IIt ;Tr lllnent or other Irartsf,:r of d:le to the Proper/. that extinguishes the indebtedness. all right. title and interest of lkn ruwCr in and to insurallCC policies in force shall pas\ to the purchaser. 5. Occupancy., Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shalt occupy, establish. and use the Property as Borrower's principal residcnre within sixty days after Gnc csccution of this Security ]nstn;malt (Or 4stthin sixty day, ora later sale ortranst:t of the Property) and shall continue to occupy the Propcrty as borrower's principal residence for at least one year otter the date of occupancy, unless Lender determlines that rvquircntcut will cause undue hardship for Borrower, or u,tless extenuating circumstanc-cs exist which are beyond Borrower's cunlrol, Borrower shall notify Lender of ony extenuating circumstances. Borrower shall not commit waste or destroy, damage or substantially change the Pi upcrty or allow the Property to deteriorate. rcasonahlc wear and tc.:- cxccptc(: Lcndcr may inspect the Property if the Property is vacant or abandoned or the loan is in default Lendet may take rca>onable action to protect and prescnc such vacant or abandoned Properly. Borrower shall also, he in default if Bonroucr, during the loan application pu,eess, gave materially false or inaccu atc infonr:acion or statcn%crit; to Lcndcr (or failed tc provide Lendcr wirit any material information) in connection with the loan evidenced by the Note, including, but not limited tn. representations concerning Borroucr's occupancy of the Proacrty as a principa! resiclenee. If this Security instrument is on a leasehold. Borrowct :hall comply tvrth tl. e pi of ,signs or the lease, tf Borrower acquires fee titc to the Property, the leasehold and fee Lille shall not br r-.crgec! unless I imdcr a,_rces to the merger in writing. 6. Condemnation. The pro,oCdS of iuic a"ard or Claim fnr rasna es. direct or consequenrim. in connection with any condemnation or other takin!+ of anc part of the Propcrty, or for conveyance in place of condemnation, are hereby assiuned and sl-all be paid to Lendcr u. the extent ol'lhe full amount of the indebtedness thus remains unpaid under the Notc and IL•is Security Inetrumcnt. Lender shall apply such proceeds to the reduction or the indebtedness under the NOtc and this Security Instrument, firs) to any delinquent ,unounts applied in the ord:r provided in paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal Oall not extend or postpone the due dale of the montL•ly F.avmcnrs. a hich arc referred to in paragraph 2, or char.,c Ilse amount of such payments. Any excess proceeds' over an anioura rc(ILIII-C(l to pay all uufsntn(ing indebtedness undo the Note and this Security lnstrunien! ;hall he paid to the cntz legally entitled thereuh. 7. Charges to Borrower and Protection of Lender's Rights in the Property. Borros+_r shall pay all governmental or 01111)16pal charges, fines :uhd ;mposiilons that are not included in paragraph 2 Borrower shall pay these obligations on time directly to the ahtity which is otived the payment. If failure to pay would adsersely affect Lender's interest in the Propcrty. upon Lendcr'c rcquea Borrower shall promptly furnish to Lender receipts evidencing these payments. if Borrower tails to make these payments or the paytl)etttS required by paragraph 2, or fails to perform any other covenants and a,,rccnicrits contained in this Security instrument. or there is a legal proceeding that may significantly affect Lender's right,, in the Property (such as a proceeding in bankruptcy. for condemnation or to :nforce laws or regulations;. (lien 1-ender may do algal pay what n Cr is necessary to protect the value of the Propcrty and Lender's rights in the PrcrpcrtY, including palmcr.t of Lacs- har.arl ir. uranc,: and oncQr it.-ms mentioned In paragraph 2. Any amounts disbursed by L,enLICI under till, paragraph shall hecomc an additional debt of (borrower and be sccttred by this SrCttriry lnsu t!ntcnt These amount; shall beat interest Frain. Hic date 0f disbursement at the Note rate, and at the option of! -ender shall h,, inmhcdiaicly (!tic and pavi blc Borrower shall promptly discharge arty lien s$ich has priority OVCI [III, Security [nstrumcnt unless Borrower: (a) agrees in writing to tlhc payment of the obligation secured hg the licit in a r.hanner acceptable to I.endcr; (b) contests in good faith The liCn bv, Or defCni:k agautst cnfO-Ccnter.t of the lie„ Ili. legal proceedings which in the Lender's FHA PENNSYLVANIA :`MORTGAGE - MERS DocMagic e- 8(0-649.:362 PAMTGZ.FHA 1 ti0?!06 Page .1 of 10 www.docmagic.corn IIIIrII?IYIIINIIHIIIMIIIIW?!IIIIIMFIWI?I?hIIIIINNII?NI?I?INtlI 08/2912011 9:11:42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 4 of 1; opinion opcretc ao prcycnl the enforecnlcm of the lien: or (c) secures from the holder of the licit an agreement satisfactorv to Lcndcr subordinating the lice to lhis Security instrument. If I.ender determines dial any part of the Property is =ubjcct to a lien which play attailt i clarity over this Sccuritr Instrument, Lender may gite Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions sct Comp above within 10 days of the 6-,-ing of notice. 8. Fees. Lcndcr may collect ices anti clwrveN :uathorizcd by the Secretary. 9. Grounds for ;Acceleration of Debt. (a) Default. Lender may. except os limited by rceul.uions issued by the Secretary in talc case of payment defauhs. rcq.:ire inmlediate payment in IWI of all sums secured hi this Security Instrument it'. (;) Borrower defaults by failing to hay in frill also nllmlhly payment required he this Security Instrument prior to or or: the due date of the nCX1 monthly payment, or (ii; Borrmt cr dc,:Iatlts by '::ai1 -g- (,a a ncri.-•d of thin) days, to perform am other obligations contained in this S".uritV Instrument. (b) Sale Without Credit Approval. Lcndcr shall. ifpermiucd i)y applicable law Oncltidmg ;cction 341(d) of the {.arn-St. Germain Depository institutions Act of 1982- 12 U.S.C. 1701j-3(d)) and with the prior appro`.:al of tic Secretary, require In1151ctllaic payment in hill of all ,Ilms secured by this Sccuriry Instrument if. iif All or part of the Property. or a bcn6ciai inacrest in a trust owning all or pan oflhe Property, is ,hill or otherwise tanslcrrCCi lather than by devi,e or descent). and nai The Property is not occupied by tie ^urchnwr or grani{e as his or her principal rc,idence, or the p".1-chaser or urantee doss so occupy the Properly. hk.t his or her credit has not hc,,n approved in ;ccoidatlcc with the requirements ofthe Sccrclary (c) No Waiver. lfcircumsuuaccs uccau that could permit Lends to require immediate p,rymcnt in full. but Lcndcr does rot rcgcirc such lilt n?ents. 1-miter do", not n:!itc it, rights with respect to <uh,,:qucnt events. (d) Regul'ations of Iil1D Secretary. In tllany circumstonot S rc_t!latioas issued by the Srcr,aary will limit Lendcr', right,, in the case of payn?cat defaults. to rCquirc immcdiatc payment in full and foreclose if not paid Tsai; Security hlscrv.nenl dncs nnl authorize ncc;acraliun car foreclosure ifnot pcrmmed by regulations of the S :rrctary. (e) .Nlnrtgage Not Insured. Borrower agrees that if' this Sec:arity Instrument and Cllr Note are not determined to be eligible For insurance under the National HoUSia?C Act within 60 DAY'S from ill,- (late ltcrcof- Lendcr nlay, it its option, regl?irc itmned6ic payment in full of all sums secured by this Sec.:rily Instrument. A written statement Of any authorized agent of the Secretary dulcas subsequent to 60 DAYS, from the dale hereof, dcchnima to insure this Secltrity Instrument and the Note, si ill he deemed conclusive , oot ,,f such incligibilvy \ntwithstanding the forc_toinu. this option may nor c c,,erciscd by Lcndcr Rhen the Unavailability Of ir;AaraOU is solely due to Lcndcr', Iai-ire to remit a ntor( lagc insurance nrcntiut?? to the SCLICMI V. 10. Reinstatement. Borrower has a right to be rcinstal:d if I.endcr llas required immediate payment in full because of Borrowci' V failure to pay an an?otula rluc tinder talc Note of this Security Instrument. This right applies even after forcclostnc proeee(lings arc instiwicd. To rcinstal.: tie Seclnat-, Instrument, Borrower shall tender in a lump sum all amounts required to bring Borrwxcr's account current inelnding. to the extent thry arc obligations of Borrower under 71)IS SeCUrity Instrument, foreclosure costs and reasonable .'Wd customary attorney: fee, and expenses properly associa-cd with the foreclosure prolccding. Upon rcir.statemcnr h) Borrower, this Scewity instrument and the obligations that it secures ,hall remain in effect as if Lcndcr had not required immediate p.ryment in full. However, Lend•_r is not rCLlnired to pornaif reinstatement it (i) Lcndcr has accepted rcmm,wtemcnt after the commencement O forcclPsUr,e t1McCCLtim?< ?+!Ihin mo years immcliiawl, hacceding the conuhcn:rmmnt of a current FHA PENNSYL'V'ANIA hIORTGAGF - MERS DoeMag+c 4' -'* acesa9-r76z PAMTG2.FHA , ;01108 Page 5of10 www.docmaglc.cont ??VNIWAI?IIVI?IR?NIII?&AI?YIIRNIMII??I??NY?I?I?I?WM .J8/2912011 9;11 42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 5 of 1 foreclosure proceeding, (ii) reinstatement \+01 preck,de t'urcclusurr On different grounds in iiic luture, or (iii) reinstatement will ackciscly affect the priority of the lien created by this Security Instrument. It. Borrower Not Released; Forbearance by Lender Not a Waieer. Extension of the tin.: of payment or modification ol'amortization of'( Ile sums secured 1>y this Security Instrument granted by Lender to :my successor in interest of Borrower shall not operate to relca;e the liability of the original Borrower or Borrowc:'s successors in interest. Lender shall not ^,c required to eommcncc proccrdings aoain,t anv uceessor in interest or refuse to extend time for payment or otherwise n indity amortizalion ol•the sums secured by dais Security lnstrumew by reason of any demand made by the original Borrow•cr or l3nr•rnwc1'; suCCCSSOrS in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of am° right or remedy. 12. Successors and Assigns Bound; Join' and Several Liability; Co-Signers. The covenants and agreements of this Security Instrument shall bind ant: hcneiit the successors and assigtu of Lender and Boi ro%N ei. subject to the provisions of paragraph 9(b). Borrower's cotenants and agreements shail be Joint and several. \n Rorrowcr who co-signs this Security 1nSawnent but does not eicculc the Note: (a) is co-signing this Seeurin Insntoltent only to mortgage, grant and ;onvey that Boirowci's ir:lerest in the Property under the terms of this Scrurits lnstrumenl. IN is not perscnalk obligaled to pay the sn n, secured h this Sceta ov tn,u unteni; and (c) agree, till Linder and any other Borrcu ci may agree to exier.d. inodify, forbear (it- mak•e in\ accommodations with regard io the terms of this Security htstrument or the Note wtlhout that Ronmxcr's consent. 13. Notices. Any notice to Rorrower pro\ ided for in this Sccurity Instrument shall be given h} delivering it or by mailing it hg first class mail unless applicable ]a\v requires use Of - anothcr method. The notice .<i-all be directed to the Properry Adeiress or anv other address Borrower designates by notice to Lender. Any mice t„ Lender shall be given by first class mail to Lender's address stated herein or any addre,s Lender designates by not.,v to Borrower. Any notice provided tier in this Security Instrument S1:a11 be deemed to have been given to Bon awcr of I ender when given as provic]cd in this paragraph. 14. Governing Law; Severability. This SCCUrity In>iruntcnt Shall he Governed by federal !aid and the law of the jurisdiction u. which the Property is located. It,, the scent that any provision or clause ofthi. Sccunty Instrument or the Note c:onflictS with applicable law, such cunllicl shrill ant affiect olltc:r nrovisions of this Security Instrument or the Note which can he given effect wilhtx+t the conflictntg provision. To this end the provision. w 'this Security Instrument and the Nate arc declared to be sererablc. 15. Borrower's Cope. Fiorruwci shall be;=ivcn one conformed copy of the Note and of this Sccurity Instrument. 16. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal. Storage, or relea;c of any Hazardous Substances On or in Use Property. Borrower shall not do. nor allow anyone the io do, anything affecting the Property that is in violation of any Enytrnnntental i.;tw The preceding two senicnCC, x11.01 not apply to the presence, itsc, or storage on the Propcrty of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residcntlal uscS and to maintenance of the Property. Borrower shall promptly give ixnder w riticn notice of any investigation, claim, demand. la+ sou <lr other action by any governincntal or rcoulator-_y arcncy or private parr; involving the Propery and any Ha/a dou, Substance or Environmental Lave of which Bon over has actual kno%% c. If Borrtw a Icurns, or is notified 1, am -ovcrnmental or regulatory author;;}. t]:at any removal or wrest rcrncdionon of am 113,,ordous Substances nll taint the Property is necessary. Borimcci shall promptly take all reccssaty Icirodial action, in accordance with l miioninental Law. As used i? this parauraph :0. "I tarnrdou tiuhst_mces" arc those sllnstances defined :i, tonic ur hazardous substances ;:y k1lirormental Law and the fnikrwinu substance.: gasoline, kerosene, other ii:rinmable or toxic petroleum products. toxic pesticides and herhicides, volatile so}ycnts. matci iai.scantaining asbc,nr> of lin nialdehyde, and radioact!vc material.. As used it,. rhi; pampoph 16.. "Gmironmental i.aw" means federal t:ny, rod laws ofthe jurisdiction where the Propcrty is pouted that refute to health, safety, or cm ironmental protectioii. PAMTGZ.FHA W01,'08 Pace 6 of 10 www.docmagk.com iBIII11IIFIIINwINMIIINIill II111IIIII11111111IIIIIMWN11111hHilIIIMI1WIIM1101ININII 08/29/2011 9:11 42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 6 of 1: NON-UNIFORM COVENANTS. Borrower and Lender further co%,:nant and agree as Ii611o\?s: 17, Assignment of Rents. Borrower unconditionally assign, and transfers to Lender all the iclit and revenues of the Property. Borrower authorizes Lender or Lender' t. agents to collect the rents and revenues roil hereby directs each tenant of the Property to pay the rents to Lcndcr or Lcndcr's agents. However, prior to Lender'S notice to Borrower of Bon cover's breach of any covenant or agreernem in the Security instrument, Borrower :hall collect and receive all rent: and revenues of the Propcrty as trustct for the benefit ol'i_cnder and Borrower. This assignment of rents cumsti'ures an absolute as ignmenl an(i not an assigmncnt liar sdditionoi ,ceurity only. If Lender rive. notice of breach to Borrm\cr. (a) Al rents recci\ed b% Borrower shall be field h. Borrower as trustee for benefit of L.endcr only. to be applied to the sums ,can- d by the Security tnstr umcnt; Ili) l.cnder shall he entitled to collect and receive all ul'the rents of the Property; and ±c) each tenant of the Propene :hall )lay all rents due and unpaid to Lender Or Lendca's agent >n Lcncfer's written dcnumd rn the tenant. Borrower has not executed any prior assigtenen' oaf the rents and has not and will not perform :rn? act that would prevent Lender from exercising its rights under thi, paragraph ' 7. Lender shall tact be required to enter upon. rake control ofot maintain the Property before of niter giving notice of breach to Borrower. Howeyer_ Lcndcr or a judicially appointed re; cic.r may do so at any time thr;-c is a breach. Any application of rents shall not cure or w.tiyc an_r default or invalidate Xl} Other right or remacih oI t-ender. This assignment of rent. of the Propcrt} shall tei ntinate when the debt secured by the Security Instrument is paid in till]. 18. Foreclosure Procedure. If Lender requires immediate payment in full under paragraph 9. Lender may foreclose this Security Instrument by judicial proceed'irip andior invoke anv other remedies permitted by applicable lat%. Ltrider shall be entitled to collect all expenses incurred in pursuing the rennedics provided or referred to in this paragraph 18, including;. but not limited to, aitorne}s' fees and costs of title evidence to the extent permitted by applicable laic. If the Lender's interest in this Security Instrument is held bY the Secretary, and the Secretary requires immediate pa}ment in full under paragraph 9, the Secretary may invoke the nonjudicial potyer of sale provided in the Sin-le Family Mortgage Foreclosure :Act of 1994 ("Act') (12 L'. S.C. 3751 et sec].) h? requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing; ]n the preceding; sentence shall deprive the Secretar% of any rights otherri ise available to a Lender under this paragraph 18 or applicable lacy. 19. Release. Lpon payment ol'ail sums sa;:urcd by this S curet, in>trunient, this Securit Instrument and the estate conyeved shall terminate and become uoid, Aber such occurrence. Lender shall discharge and satisfy this Security Lanstrumcnt. Borrov,,cr shall pay :uny recordation costs. Lender mna% charge Borrower n Iec ti)r releasing thi- Security insiniment. but only if tie Ice is pair to :bird parry r or :erviccs rendered and the cL;u in of the fee is permitted under applicable law. 20. Waivers. Borrower. W Une extent permitted by applicable lass. salves and releases am 1n01 Of defects in proceedings to cntiarcc this Sccurit' Instrument. and 3tcrebv svaiycs the bcnclit ofany present or luto c I:nrs providing for stay of execution, extcnsiou 01 tin•,c, cxcnnotion front attachnient. Ies.:and sale. and homestead cxcmption. 21. Reinstatement Period. Borrower's tinnc to reinstate provided in paragraph 10 shall extcnii to erne hour prior to the corer iencenient of bidding at a sheriffs sale or other ;ate purutanr to this Security Instnuncni. 22. Purchase Money Mortgage. Harty o' the debt secured by this SeLJrily Instrument is I-nn to Borrower to acquire title to the Property. this Sccurit} instrua,?nt shall be it nurcl,asc money mortgage. 23. Interest Rate After Judgment. Boninvcr aurce• that the interest rate payable after :a iud_nicni is entered on the Note m in ;m action of mortcagc lorcelosure shall inn the rate paVablc from time to lime under the Note. 1111111111 IN 111111111111111 1111111111111111121111111111 Rill Rill H ill 1111111111111111 -1 - 1h4PrQa Aran rni Aa7Y inst.# 200922950 - Pape 7 of 1: 34. Riders to this SecuritN Instrument. I one nr more riders are executed by Borrower ;i nl rrcurJed together with this Sccurite Instru:ncM, the cokrnants of etch Such rider shall he incorporated into mid A.a11 amend and supplement the covertil tts and agrccfltents of this Security Instrument as it the rider(s) were it hart or' this Security Instrument. [Check applic;iblc bosics)j. ? Condominium Rider C Graduated Payment Ridcr ? Growtm! I yuity Rider Punned Crit Development Rider ? Adjt:stablc Rate Rider ? Rehabilitation Loan Rider ? Nor,-Ou-ncr Oecupancy Rider ? Other [Specify] BY SIGNING BLU) . Borrower sccca,ts,u,d a,rces to the icrmu.ontaincd in pages I through, 10 of this Security Instrument and it) <u;y nl,r(s) executed bv Borro?kcr and recorded with it (Seal) Dean P. Hof`man -Borrower -Borrower - (Seal) -Borrower (S-11) -Bo -, ow•cr W ilness: (Seat) Borrower - (Seal) -Borrower PAMTGZ.FHA 11i01108 Page 8 of 10 www.docmapt.mm iill 11 iw111111111111111111111 U ill uxIWwi inert A 9nnO99QFn - part? R of 1 - - [Space Beiow This Line For Acknowledgment] Statc of PENNSYI,VAN _TA County of .,-u -,-,'??' hc[i?r:mc. _ Onths(ho 12th=day of ?T? 20C9 the undersigned officer, personally appeared Dean P. Ho-f fma_1 known to me ((li ,?ilisfactorily i)ro1'e11) to be 1hC pet',h1*) a w,c ]lalStCl l i, .n'e ,ubseribed to the -,thin instrument and acknowleaeed that heishc tlic) csccutcd the s:une For th;: hurpo.e; therein contained. In witness Mhereof. 1 hercunM set 01r hand and official >,?als. COMMONVNEALTH OF PENNSYLVANIA. LisaA Swi "'?':t+; 'Lit%tIC My .ornm..,,_ 'r. JkAY:J4.2 r t1...._j i; ber. Pennsylvan;a AssocRatic.;n u' Nata,ies (seal) FHA PENNSYLVANIA MORTGAGE - MFRS DocAfagic a eoo ca9-rJe2 PAMTGZ.FHA 1'!01108 Page 9 of 10 www.docmagk.com 111111111111111111111111111111111111111 IN 111111111111111111111 IN 111111 011111N 1111111111 0812912011 9 11 42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 9 of 1 t , rite of officer Certificate of Residence of Mortgagee The tmdet> gored hereby certifies that (i) he'shc i, the %1ni-waucc or the culy authorized anort,ey or agent of the Mortgagee named if) the within insuvnlent: and (ii) Mortgagee's preci,c residence is: 3300 S. W. 34th Avenue, Suite 101, Ocala, FL 24474, P. 0. Box 2026, Flint, Michigan 48501-2026 Witnc,s my hand this _ day' of Si n:uurc of Mortgage: or Mort ,t cc's Dily Authorized Nlionw\ or Aaent Tv,ckahring;uII,:of otluuyrc ,, Most agee'sDulyAtithorvcJ \uorneyorA.:ent FHA PENNSYLVANIA MORTGAGE - MFRS docMagrc e goo-E`y-raez PAMTGZ.Ff A V; 1:08 Page 13 of 10 www.docmagic.com 111111111111 IN 1111111111111111111111111111111111111111111 IN 11111111111111111111 08129/2011 9:11'42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 10 of 1 Loan Nur?ner: 2009029540 Date- JrJA'E 12, 2009 Property Addre": 3602. Go fview Dive Mechanicsburg, Pennsylvania 17050 EXHIBIT "A" LEGAL DESCRIPTION e,':- " ,=: Boo-649-7362 www.di>cmagic.com ri ineaGOi enin rnl IMTV insr # 200992950 • Paoe 11 of 1: Schedule A Description Title Number WOR17165PA Page 1 LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS ALL THAT CERTAIN PROPERTY SITUATED IN THE COUNTY OF CUMBERLAND, AND STATE OF PENNSYLVANIA AND BEING DESCRIBED IN A DEED DATED 07/1412003 AND RECORDED 07/16/2003 IN BOOK 258 PAGE 672 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, AND REFERENCED AS FOLLOWS: LEGAL DESCRIPTION: ALL THOSE CERTAIN TRACT OR PARCEL OF LAND PREMISES, SITUATE, LYING AND BEING IN THE TOWNSHIP OF HAMPDEN IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH SIDE OF GOLFRIEW DRIVE AT THE DIVIDING LINE BETWEEN LOTS NOS. 376 AND 3770F THE HEREINAFTER MENTIONED PLAN, SAID POINT BEING 125.04 FEET WEST OF THE INTERSECTION OF GOLFVIEW DRIVE AND KENT DRIVE; THENCE ALONG THE NORTH SIDE OF GOLFVIEW DRIVE NORTH 79 DEGREES 33 MINUTES 40 SECONDS WEST A DISTANCE OF 65.05 FEET TO A POINT; THENCE ALONG THE SAME BY A CURVE TO THE LEFT HAVING A RADIUS OF 590.00 FEET, AN ARC LENGTH OF 33.95 FEET TO A POINT AT LOT NO. 378; THENCE ALONG LOT NO. 378 NORTH 07 DEGREES 08 MINUTES 31 SECONDS EAST A DISTANCE OF 162.67 FEET TO A POINT AT :LANDS NOW OR FORMERLY OF HAMPDEN SQUARE LTD.; THENCE ALONG SAID LAUD NOW OR FORMERLY OF HAMPDEN SQUARE LTD. NORTH 75 DEGREES 21 MINUTES 49 SECONDS EAST A DISTANCE OF 37.57 FEET TO A POINT; THENCE ALONG THE SAME SOUTH 37 DEGREES 33 MINUTES 40 SECONDS EAST A DISTANCE OF 100.00 FEET TO A POINT AT LOT NO. 376; THENCE ALONG LOT NO. 376 SOUTH 10 DEGREES 26 MINUTES 20. SECONDS WEST A DISTANCE OF 110.44 FEET TO A POINT, THE PLACE OF BEGINNING. CONTAINING 15,717 SQUARE FEET. BEING LOT NO. 377, FINAL SUBDIVISION PLAN NO. 3; HAMPDEN SQUARE, SAID PLAN BEING RECORDED IN PLAN BOOK 43, PAGE 139, CUMBERLAND COUNTY. PARCEL NO. 10-17-1037-099 3/29/2"11 9:11:42 AM CUMBERLAND COUNTY Inst.# 200922950 - Page 12 of 1 0812912011 9:11:42 AM CUMBERLAND COUNTY 4nst.# 200922950 - Page 13 of 1: Exhibit "A-1" 7. f MIN: 100286220090295400 Loan Number: now NOTE FHA Case No. 441-9050704-703 JUNE.12, 2009 [Dare] Way] I tirare] 3602 Golfview Drive, Mechanicsburg, Pennsylvania 1`7[)50 I Propeny :addr-1 1. PARTIES "Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means LEND AMERICA, A NEW YORK CORPORATION and its successors and assigns. 2. BORROWER'S PROMISE TO PAY; INTEREST In return for a loan received from Lender, Borrower promises to pay the principal sum of TWO HUNDRED SIXTY-FIVE THOUSAND FIFTY-EIGHT AND 00/100 Dollars (U.S. S 265, 058.00 plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at the rate of FIVE AND 500/1000 percent ( 5.500 %) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, decd of trust or similar security instrument that is dated the same date as this Note and called the "Security Instrument." The Security Instrument protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the 1St day of each month beginning on AUGUST 1, 2009 . Any principal and interest remaining on the 1st day of JULY, 2039 will be due on that date, which is called the "Maturity Date." (B) Place Payment shall be made at PO BOX 986, NEWARK, NEW JERSEY 07184-0986 as Lender may designate in writing by notice to Borrower. of at su.•Ir other place (C) Amount Each monthly payment of principal and interest will be in the amount ofU.S. S 1,504.97 This amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to principal, interest and other items in the order described in the Security Instrument. (D) Allonge to this Note for Payment Adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. MULTISTATE - FHA FIXED RATE NOTE USFHA.NTE 05101/08 Page I of 3 D-Iftgke- ?-.: •= 800-646-1362 www.doomagie.cofn I Y? NIT IdII IIII ?? INI ?I NI NI?NI ?I III I? ?I NW VNI IIIN l1N 1111 (Check applicable box.) ? Growing Equity- Allonge ? Graduated Payment Ailonge ? Other jspecity]: 5. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by' regulations of the Secretary. If Borrower makes a partial prepayment, there will be no changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to those changes. 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a late charge in the amount of FOUR AND 000/1000 of the overdue amount of each payment. percent( 4.000 %) (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by regulations of the Secretary in the case of payment defaults. require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiting its rights in the event of any subsequent default. In many circumstances, regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this Note, "Secretary" means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of Costs and Expenses If Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including-reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall hear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "Presentment" means the right to require Lender to demand payment of amount. due. "Notice of Dishonor" means the right to require Lender to give notice to other persons that amounts due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the Property Address above or at a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by delivering it or by mailing it by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is an%en a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is it guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note. is also obligated to keep all of the promises made in MULTISTATE: FHA FIXED RATE NOTE USFHA.NTE 05/01108 Page 2 of 3 DOCaligle a- Z 800-649-1362 www.docmagie.co. 11 IN N 11111 if 111111111111111111 ill , 11 11111JI M 11111111111111111111 this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed under this Note. BY SIGNING BEL4 Borrowcr acceptyand agrees to the terms and covenants contained in this Note. (Seal) P - HO m -Borrower - (Seal) -Borrower _ (Seal) -Borrower - (Seal) -Borrower - (Seal) -Borrower _ (Seal) -Borrower (Siyn Original OnhJ MULTISTATE - FHA FIXED RATE NOTE DoeMagic K-: ^a•.w, 600-648.1362 USFHA.NTE 05/01108 Page 3 of 3 www.dDcmagic.com ?? II?I? IAN IIII ?? IIII ?I NI IIINNI NII NIN BSI hI NN??I?I III ?iII IIIN 1111 l?l ?; . AL -ONGE TO NOTE LOAN#: 2009029540 PROPERTY ADDRESS: 3602 Golfview Drive, Mechanicsburg, Pennsylvania 17050 PRINCIPAL BALANCE: $265,058.00 ALLONGE TO NOTE DATED: JUNE 12, 2009 INFAVOR OF: LEND AMERICA, A NEW YORK CORPORATION AND EXECUTED BY: Dean P. Hoffman PAY TO THE ORDER OF: at WITHOUT RECOURSE. LEND AMERICA, A NEW YORK CORPORATION BY 3W N LUCAS TITLE: VICE PRESIDENT ALLONGE TO NOTE ATN.LSR 11/24108 DOCM89%C C91'?: W 800.640-1362 www. doemsgk. com III?I IBINII ill 11111111111111.1111111111111111111111111 Exhibit "A-2" III Record 1st Q J ` X ASSIGNMENT OF MORTGAGE \ KNOW ALL MEN BY 'ITIRSE PRESENT'S that MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR LEND AMERICA, ITS SUCCESSORS AND ASSIGNS hereinafter Assignor the holder of the Mortgage hereinafter mentioned, for and in consideration of the sum of ONE DOLLAR ($1.00) lawful money unto it in hand paid by GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, "Assignee," the receipt whtmof Ts acknowledged, has granted, bargained, sold, assigned, transferred and set over unto the said Assignee, its successors and assigns, ALL THAT CERTAIN Indenture of Mortgage given and executed by DEAN P. HOFFMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR LEND AMERICA, ITS SUCCESSORS AND ASSIGNS, hearing the date 06112/2009, in the amount of $265,058.00, said Mortgage being recorded on 0710612009 in the County of CUMBERLAND, (commonwealth of Pennsylvania, in Mortgage Instrument No. 200922950, MIN: 100286"20090295400 HERS Phone#-1-888-679.6377. Being Known as Premises: 3602 GOLFVIEW DRIVE, MECHANICSBURG, PA 17050-2216 Parcel No: 10-17-1037-099- The transfer of the mortgage and accompanying rights was effective at the time the loan was sold and consideration passed to the Assignor. This assignment is solely intended to describe the instrument sold in a manner sufficient to put third parties on public notice of what has been sold. Together with all Rights, Remedies and incidents thereunto belonging. And all its Right, 'title, Interest, Property, Claim and Demand, in and to the same: TO HAVE, HOLD, RECEIVE AND TAKE, all and singular the hereditaments and premises granted and assigned, or mentioned and intended so to be, with the appurtenances unto Assignee, its successors and assigns, to and for its only proper use, benefit and behoof forever-, subject, nevertheless, to the equity of redemption of said Mortgagor in the said Indenture of Mortgage named, and his/her/their heirs and assigns therein. IN WI SS WH REOF, the said (signor has caused this document to be duly executed by its proper officers this L1111- day of , 201 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR LEND AMERICA, SUCCESSORS4 ASSIGrJS >r2 t?l,,ltJJ By. Sealed and Delivered Name: TRTS MCLANE in the presence of us; Title: VICE PRESIDENT State of VIRGINIA ss. City of VIRGINIA BEACH r't / on this doy of z0Ibefore me, the subscriber, personally appeared IRIS MCLANE, who acknowledged him herself to be the VICE PRESIDENT of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE: FOR LEND AMERICA, ITS SUCCESSORS AND ASSIGNS, and that helshe, as such VICE PRESIDENT,- being authorized to do so, executed the foregoing instrument for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my stamp/Seal: My Commission Expires: Public NOTARY PUBLIC REGISTRATION # 7069247 COMMONWEALTH Of VIRGINIA MY COMMISSION EXPIRES The precise address of the within named Assignee is: 550 121" St SW Potomac Center, South Towers Was Mgt I D?Zd 4. By: (For Assignee) After recording return to: Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Document Execution PHS # 280158 ALL THOSE CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Hampden in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows; BEGINNING at a point on the North side of Golfview Drive at the dividing line between Lots Nos. 376 and 377 of the hereinafter mentioned Plan, said point being 125.04 feet West of the intersection of Golfview Drive and Kent Drive; thence along the North side of Golfview Drive North 79 degrees 33 minutes 40 seconds West a distance of 65.05 feet to a point; thence along the same by a curve to the left having a radius of 590.00 feet, an are length of 33.95 feet to a point at Lot No. 378; thence along Lot No. 378 North 07 degrees 08 minutes 31 seconds East a distance of 162.67 feet to a point at lands now or formerly of Hampden Square Ltd.; thence along said land now or formerly of Hampden Square Ltd. North 75 degrees 21 minutes 49 seconds East a distance of 37.57 feet to a point; thence along the same South 37 degrees 33 minutes 40 seconds East a distance of 100.00 feet to a point at Lot No. 376; thence along Lot No. 376 South 10 degrees 26 minutes 20 seconds West a distance of 110.44 feet to a point, the place of BEGINNING. CONTAINING 15,717 square feet. BEING Lot No. 377, Final Subdivision Plan No. 3, Hampden Square, said Plan being recorded in Plan Book 43, page 139, Cumberland County. BEING THE SAME PREMISES which R. Jerome Frost, a/k/a Robert J. Frost and Annette M. Frost, husband and wife, by deed dated January 15, 2002 and recorded March 15, 2002 in Book 250, Page 3878 at the Cumberland County Recorder of Deeds Office, granted and conveyed unto Robert J. Frost and Annette M. Frost, husband and wife, Grantors herein. ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 201207311 Recorded On 3/13/2012 At 8:20:53 AM * Instrument Type - ASSIGNMENT OF MORTGAGE Invoice Number -103803 User ID - SW * Mortgagor - HOFFMAN, DEAN P * Mortgagee - GOVERNMENT NATIONAL MTG ASSOC * Customer - JAM TRANSFERS * FEES STATE WRIT TAX $0.50 STATE JCS/ACCESS TO $23.50 JUSTICE RECORDING FEES - $11.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 FEES COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $50.50 I Certify this to be recorded in Cumberland County PA ? RECORDER O4 D2DS * Total Pages - 3 Certification Page DO NOT DETACH This page is now part of this legal document. * - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. 1111111111111111111111111 Exhibit "A-3" 67 Record 2nd Q '??? ASSIGNMENT OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS that GOVERNMENT NATIONAL MORTGAGE ASSOCIATION hereinafter Assignor the holder of the Mortgage hereinafter mentioned, for and in consideration of the sum of ONE DOLLAR ($1.00) lawful money unto it in hand paid by LOANCARE, A DIVISION OF FNF SERVICING, INC., "Assignee," the receipt whereof is acknowledged, has granted, bargained, sold, assigned, transferred and set over unto the said Assignee, its successors and assigns, ALL THAT CERTAIN Indenture of Mortgage given and executed by DEAN P. HOFFMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR LEND AMERICA, bearing the date 06/12/2009, in the amount of $265,058.00, said Mortgage being recorded on 07/06/2009 in the County of CUMBERLAND, Commonwealth of Pennsylvania, in Mortgage Instrument No. 200922950. Being Known as Premises: 3602 GOLFVIEW DRIVE, MECHANICSBURG, PA 17050-2216 Parcel No: 10- 17-1037-099- The transfer of the mortgage and accompanying rights was effective at the time the loan was sold and consideration passed to the Assignor. This assignment is solely intended to describe the instrument sold in a manner sufficient to put third parties on public notice of what has been sold. Together with all Rights, Remedies and incidents thereunto belonging. And all its Right, Title, Interest, Property, Claim and Demand, in and to the same: TO HAVE, HOLD, RECEIVE AND TAKE, all and singular the hereditaments and premises granted and assigned, or mentioned and intended so to be, with the appurtenances unto Assignee, its successors and assigns, to and for its only proper use, benefit and behoof forever; subject, nevertheless, to the equity of redemption of said Mortgagor in the said Indenture of Mortgage named, and his/her/their heirs and assigns therein. IN SS WHEREOF, the s rd Assignor s caused these presents to be duly executed by its proper officers this V y of?x?_&, 20 tr GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, By: Loancare, a Division of FNF Servicing, Inc., As Attorney in Fact under a Limited Power of Attorney By -\--? -O- Scaled and Delivered Name: in the presence of us; Title: VICE PRESIDENT State of VIRGINIA ?0 (,e e- o ? YWre w ss. City of VIRGINIA BEACH : f ?/ , -On this ! day of 4? l6w?, 20//, before me, the subscriber, personally appeared -\X , who acknowledged him/herself to be the ASSISTANT SECRETARY for Loancare, a division of FNF Servicing, Inc., As Attorney in Fact under a Limited Power of Attorney for GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, and that he/she, as such VICE PRESIDENT, being authorized to do so, executed the foregoing instrument for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set myh an official seal 9 0?i Stamp/Seal: mory Public Zf .w,r. Z CHERYL L. PARKER NOTARY PUBLIC The precise address of the within named After recording return to: REGISTRATION # 7069247 Assignee is: Phelan Hallman & Schmieg, LLP COMMONWEALTH OF VIRGINIA 3637 SENTARA WAY 1617 JFK Boulevard, Suite 1400 MY COMMISSION EXPIRES VIR NIA BEAC 23452 One Penn Center Plaza Docu JUNE 30t 201 4 By:_ Philadelphia, PA 19103 PHS # 280158 (For Assignee) " ALL THOSE CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Hampden in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the North side of Golfview Drive at the dividing line between Lots Nos. 376 and 377 of the hereinafter mentioned Plan, said point being 125.04 feet West of the intersection of Golfview Drive and Kent Drive; thence along the North side of Golfview Drive North 79 degrees 33 minutes 40 seconds West a distance of 65.05 feet to a point; thence along the same by a curve to the left having a radius of 590.00 feet, an arc length of 33.95 feet to a point at Lot No. 378; thence along Lot No. 378 North 07 degrees 08 minutes 31 seconds East a distance of 162.67 feet to a point at lands now or formerly of Hampden Square Ltd.; thence along said land now or formerly of Hampden Square Ltd. North 75 degrees 21 minutes 49 seconds East a distance of 37.57 feet to a point; thence along the same South 37 degrees 33 minutes 40 seconds East a distance of 100.00 feet to a point at Lot No. 376; thence along Lot No. 376 South 10 degrees 26 minutes 20 seconds West a distance of 110.44 feet to a point, the place of BEGINNING. CONTAINING 15,717 square feet. BEING Lot No. 377, Final Subdivision Plan No. 3, Hampden Square, said Plan being recorded in Plan Book 43, page 139, Cumberland County. BEING THE SAME PREMISES which R. Jerome Frost, a/k/a Robert J. Frost and Annette M. Frost, husband and wife, by deed dated January 15, 2002 and recorded March 15, 2002 in Book 250, Page 3878 at the Cumberland County Recorder of Deeds Office, granted and conveyed unto Robert J. Frost and Annette M. Frost, husband and wife, Grantors herein. ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 201207313 Recorded On 3/13/2012 At 8:20:55 AM * Instrument Type - ASSIGNMENT OF MORTGAGE Invoice Number -103803 User ID - SW * Mortgagor - HOFFMAN, DEAN P * Mortgagee - GOVERNMENT NATIONAL MTG ASSOC * Customer - JAM TRANSFERS * FEES STATE WRIT TAX $0.50 STATE JCS/ACCESS TO $23.50 JUSTICE RECORDING FEES - $11.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 FEES COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $50.50 * Total Pages - 3 Certification Page DO NOT DETACH This page is now part of this legal document. I Certify this to be recorded in Cumberland County PA RECORDER O D EDS * - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. 1111111111111111111 Exhibit "B" Loan Care, a Division of FNF Servicing, Inc. 3637 Sentara Way Virginia Beach, VA 23452 Plaintiff VS. Dean P. Hoffman a/k/a Dean Paul Hoffman 3602 Golfview Drive Mechanicsburg, PA 17050 Defendant : Court of Common Pleas : Civil Division : Cumberland County : No. 11-7442-CIVIL PLAINTIFF S AFFIDAVIT IN SUPPORT OF ITS MOTION FOR SUMMARY JUDGMENT STATE OF V i rq n a, C?OF V(VQI la? ss. ) 1:4 C5 _, being duly sworn according to law, deposes and says: 1. I am employed in the capacity of V QSL-Rc 12-? at Loan Care, a Division of FNF Servicing, Inc., mortgage servicing agent for Plaintiff in the within matter. 2. In said capacity, I am familiar with the account that forms the basis of the instant foreclosure action and am authorized to give this Affidavit. I have reviewed the books, records, loan documents, and loan history pertaining to the Defendant s Residential Mortgage loan being serviced by Loan Care, a Division of FNF Servicing, Inc.. 4. All proper payments made by Defendant have been credited to Defendant s account. Defendant s mortgage payments due March 1, 2011 and each month thereafter are due and unpaid. 6. The amounts due on the mortgage were correctly stated in the Complaint as follows: Principal Balance $259,312.30 Interest $9,467.12 February 1, 2011 through October 1, 2011 (Per Diem $39.0745) Cumulative Late Charges $393.45 Escrow Deficit 670.99 TOTAL $269,843.86 7. Defendant has failed to reinstate the account or offer any reasonable solution to cure the arrears on the past due mortgage payments. Plaintiff provided Defendant with a Notice of Intention to Foreclose Mortgage, but Defendant did not take the necessary affirmative steps to avoid foreclosure. The subject mortgage is insured by the Federal Housing Administration. 10. Plaintiff continues to suffer unjust financial losses as it pays the taxes and insurance on the property as they become due to avoid a tax upset sale and/or loss to its collateral, all of which accrues to the benefit of Defendant and to the severe detriment of Plaintiff. 11. Plaintiff properly accelerated its mortgage to protect its interests. ol,? IAAl.r,(C" Name: -1C ,S Title: V Ice, Loan Care, a Division of FNF Servicing, Inc. On thic I % II day of ?eI4021060e" _ 2(l//_ before me a notarv public, the undersigned officer, personally appeared the above named person, known to me (or satisfactory proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she/he executed the same for the purposes therein contained. In witness hereof, I hereunto set my hand and official seal. ,/, Stamp/Seal: CHERYL L. -PARKER NOTARY REGISTRATION #PUBLIC 069247 COMMONWEALTH OF VIRGINIA 8040MMMISSION EXPIRES JUNE 30, 2014 Public File Name: Dean P. Hoffman a/k/a Dean Paul Exhibit "C" PHELAN HALLINAN & SCHMIEG, LLP Allison F. Wells, Esq., Id. No.309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 280158 LOANCARE, A DIVISION OF FNF SERVICING, INC. 3637 SENTARA WAY SUITE 303 VIRGINIA BEACH, VA 23452 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM V. Plaintiff NO I 1,- -1 14q2 e i m DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN CUMBERLAND COUNTY 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 Defendant CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE A e ue 41( aIi ?1 a1?a, t File #: 280158 ATTORNEY FOR PLAINTIFF PHELAN HALLINAN & SCHMIEG, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 280158 Plaintiff is LOANCARE, A DIVISION OF FNF SERVICING, INC. 3637 SENTARA WAY SUITE 303 VIRGINIA BEACH, VA 23452 2. The name(s) and last known address(es) of the Defendant(s) are: DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 06/12/2009 DEAN P. HOFFMAN made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR LEND AMERICA which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Instrument No. 200922950. The PLAINTIFF is now the mortgagee and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 03/01/2011 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. Pile #: 280158 6. The following amounts are due on the mortgage as of 10/01/2011: Principal Balance $259,312.30 Interest $9,467.12 02/01/2011 through 10/01/2011 Late Charges $393.45 Escrow Deficit 670.99 TOTAL $269,843.86 7. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. The action does not come under Act 6 of 1974 because the original mortgage amount exceeds the dollar amount provided in the statute. WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $269,843.86, together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN Cls, Es4uire Attorney for Plain File #: 280158 LEGAL DESCRIPTION ALL THOSE CERTAIN tract or parcel of land premises, situate, lying and being in the township of Hampden in the county of Cumberland and commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the north side of Golfriew drive at the dividing line between lots nos. 376 and 377 of the hereinafter mentioned plan, said point being 125.04 feet west of the intersection of Golfview drive and Kent drive; thence along the north side of Golfview drive north 79 degrees 33 minutes 40 seconds west a distance of 65.05 feet to a point; thence along the same by a curve to the left having a radius of 590.00 feet, an arc length of 33.95 feet to a point at lot no. 378; thence along lot no. 378 north 07 degrees 08 minutes 31 seconds east a distance of 162.67 feet to a point at :lands now or formerly of Hampden square Ltd.; thence along said laud now or formerly of Hampden Square Ltd. north 75 degrees 21 minutes 49 seconds east a distance of 37.57 feet to a point; thence along the same south 37 degrees 33 minutes 40 seconds east a distance of 100.00 feet to a point at lot no. 376; thence along lot no. 376 south 10 degrees 26 minutes 20 seconds west a distance of 110.44 feet to a point, the place of beginning. CONTAINING 15,717 square feet. PROPERTY ADDRESS: 3602 GOLFVIEW DRIVE, MECHANICSBURG, PA 17050-2216 PARCEL 9 10-17-1037-099- File #: 280158 VERIFICATION hereby states that he/she is qla- TrO-St of, LOANCARE, A DIVISION OF FNF SERVICING, INC., Plaintiff in this matter, that he/she is authorized to make this Verification, and verify that the statements made in. the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: t ? i --? - - File #: 280158 LT Name: HOFFMAN r-?N -?? ---' Nance: c-N lJ Ls _.3 Title: %, LOANCARE, A DIVISION OF FNF SERVICING, INC. File#: 280158 Exhibit "D" Dean P. Hoffman 3602 Golf View Drive Mechanicsburg, PA 17050 Defendant X59 A2K State of Pennsylvania Cumberland County Court of Common Pleas, Civil Division Loancare, a division of FNF Servicing, Inc., PLAINTIFF -v- Dean P. Hoffman, DEFENDANTS Docket Number: 11-7442 Civil ANSWER TO FORECLOSURE COMPLAINT Defendant, Dean P. Hoffman, answers Plaintiff s Complaint as follows: 1. Defendant admits to the following paragraphs of the Complaint: 2, 4 2. Defendant denies the following paragraphs of the Complaint: 6 3. Defendant lacks knowledge with regards to the following paragraphs of the Complaint: 1, 3, 5, 7,8 AFFIRMATIVE DEFENSES 1. Plaintiff fails to provide documented proof of the alleged mortgage default. 2. Plaintiff fails to provide documented evidence that it the current owner of this mortgage note and therefore lacks standing to sue. WHEREFORE, Defend gut, D P. Hoffman, request Judgment dismissing Plaintiffs Complaint and for-sac ther relief as ourt deems fit. Dean P. H"o - - Defendant 17-r-o Se DATED: October 4, 2011 Exhibit "E" PHELAN HALLINAN & SCHMIEG, LLP BY: Joseph P. Schalk, Esquire Identification No.: 91656 Mario J. Hanyon, Esquire Identification No.: 203993 126 Locust Street Harrisburg, PA 17101 (215) 563-7000 Loan Care, a Division of FNF Servicing, Inc Plaintiff VS. Attorneys for Plaintiff COURT OF COMNfOht:PLEAS Cumberland County`"' .y'-a CIVIL DIVISION t* e Dean P. Hoffman a/k/a Dean Paul Hoffman Defendant No. 11-7442-CIVIL PLAINTIFF'S REPLY TO DEFENDANT'S NEW MATTER Plaintiff, Loan Care, a Division of FNF Servicing, Inc., by its attorney, Mario J. Hanyon, Esquire, hereby files the within Reply to New Matter of Defendant Dean P. Hoffman a/k/a Dean Paul Hoffman and states as follows: Plaintiff incorporates herein by reference the averments of paragraphs one (1) through eight (8) of its Complaint as if set forth herein at length. 9. The averments of Defendant's affirmative defense in paragraph one (1) is denied. By way of further answer, the allegations set forth in paragraph one (1) does not serve as a defense to the foreclosure action. By way of further answer, Plaintiff s Complaint complies with the applicable Rules 280158 of Civil Procedure governing actions in mortgage foreclosure. 10. The averments of paragraph two (2) of Defendant's affirmative defense are denied. By way of further answer, the Plaintiff is in the process of formalizing an Assignment and is now the Mortgagee and under the law of Assignments, the Assignee stands in the same shoes as the Assignor. The Assignment does not confer the Assignee any greater rights than those possessed by the Assignor. Pennsylvania Higher Education Assistance v Debore, 67 Pa.Super 74, 416 A.2d 343, 344 (1979); U.S. ------- --------- __-.--- Steel Homes Credit Corporation v. South Shore Development Corporation, 277 Pa.Super 3808, 419 A.2d 785 (1980). Furthermore, the Superior Court has held that a party is not required to have an assignment recorded prior to filing a complaint in mortgage foreclosure. US Bank N.A. v. Mallory, 2009 Pa. Super. 182, ¶ 18 (2009). Therefore, the Plaintiff is the proper party and has standing to bring this suit for Defendant's failure to tender monthly payments. WHEREFORE, Plaintiff respectfully requests that the Court enter judgment in its favor and against Defendant as requested in Plaintiffs Complaint. Respectfully submitted, PHELAN HALLINAN & SCHMIEG, LLP Date: - By; [anyon, Esquire for Plaintiff 280158 VERIFICATION Joseph P. Schalk, Esquire, hereby states that he is the attorney for the Plaintiff in this action, that he is authorized to make this verification, and that the statements made in the foregoing Reply to New Matter are true and correct to the best of his information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unswom falsifications to authorities. PHELAN HALLINAN & SCHMIEG, LLP Date: _ j b BY: ?-' ?n?A 'r?- Z U ose h P Schalk. Esouire J. Hanyon, Esquire ey for Plaintiff >cust Street )urp-. PA 17101 (215) 563-7000 280158 ------PHELAN BY: Mario J. Hanyon, Esquire Identification No.: 203993 126 Locust Street Harrisburg, PA 17101 (215) 563-7000 Attorneys for Plaintiff Loan Care, a Division of FNF Servicing, Inc. Plaintiff COURT OF COMMON PLEAS Cumberland County CIVIL DIVISION vs. Dean P. Hoffman a/k/a Dean Paul Hoffman Defendant No. 11-7442-CIVIL CERTIFICATION OF SERVICE I certify that a true and correct copy of Plaintiff's Reply to Defendant's New Matter was sent via first class mail to the person listed below on the date indicated: Dean Paul Hoffman, Pro Se 3602 Golfview Drive Mechanicsburg, PA 17050 Date: 4 L [anyon, Esquire for Plaintiff 280158 Exhibit "F" Date: Mav 4, 2011 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on .your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you mac all the Pennsylvania Housing Finance Agency toll free at 1-800-342- 2397. {Persons with impaired hearing can call 717) 780-1869.) This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VIVENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDA ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARR UN PRESTAMO POR EL PROGRAMA LLAMDO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): PROPERTY ADDRESS: LOAN ACCT NO.: ORIGINAL LENDER: CURRENT LENDER/SERVICER: Dean P Hoffman 3602 Golfview Drive Mechanicsburg PA 17050 GNMA LoanCare HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATIONAS SOONAS POSSIBLE. IF YOU HAVE A MEETING WITHA COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE ANAPPLICA77ON WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILYPREVENTED FROMSTARTINGA FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE." YOU HAVE THE RIGHT TO FILEA HEMAPAPPLICATIONEVENBEYOND THESE TIME PERIODS. ALA TE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTINGA FORECLOSURE ACTION, BUT IF YOUR APPLICATIONIS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: THIS' COMMUNICATION IS FROM A DEBT COLLECTORAND IS AN ATTEMPTTO COLLECT A DEBT. ANY INFORM,ATIOIN'OBTAINED MAY BE USED:FOR THAT PURPOSE. IF VOLT ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, HE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION` PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. „(It you, have filed bankruptcy you can still apply for Emergency Mortgage. Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT -- The MORTGAGE debt held by the above lender on your property located at: 3602 Golfview Dr, Mechanicsburg PA 17050 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payments from 03-01-11 thru 05-04-11 (mos. At $/month) $5,901.48 (b) Late charges from 04-18-11 thru 05-04-11 (mos. at $/month) $78.69 (c) Other charges; Escrow, Inspec., NSF Checks $685.00(lnspections and Attorney Fees) (d) Other provisions of the mortgage obligation, if any TOTAL AMOUNT PAST DUE: 6,665.17 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 6,665.17 , PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to; LoanCare, a Division of FNF Servicing, Inc. 3637 Sentara Way Virginia Beach, VA 23452 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately four (4 to six (6) months from the date of this Notice. A notice of the actual date of the Sheriff s Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: LoanCare, a Division of FNF, Inc. Address: 3637 Sentara Way Virginia Beach, VA 23452 Phone Number: 1-800-909-9525 Fax Number: 1-757-466-2828 Contact Person: Shawn Middleton E-Mail Address: LC-lossmitigation@loancare.net EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may or _ may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: *TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. *TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. *TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) *TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. *TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. *TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:21 AM ADAMS County Mon Valley Unemployment Committee 1800 West Street Adams County interfaith Housing Authority 3rd Floor 40 E High Street Hcmestead, PA 15120 Gettysburg, PA 17325 412.462.9962 717.334.1518 Nazareth Housing Services American Red Cross - Hanover Chapter 301 Bellevue Road 529 Carlisle Street Pittsburgh, PA 15229 Hanover, PA 17331 412.931.6996 717, 637,3768 Neighborhood Housing Services, no. CCCS of Westem PA 710 5th Avenue 2000 Linglestown Road Suite 1000 Harrisburg, PA 17102 Pittsburgh, PA 15219 888.511.2227 412.281.9773 888.511.2227 Pennsylvania Housing Finance Agency Maranatha 2275 Swallow Hill Road 43 Philadeiphia Avenue Bldg 200 Waynesboro, PA 17268 Pittsburgh, PA 15220 717.762.3285 412.429.2842 ALLEGHENY County Urban League Of Pittsburgh Acorn of Allegheny County 610 Wood Street 5907 Penn Avenue Pittsburgh, PA 15222 Suite 300 412.227.4802 Pittsburgh, PA 15206 ARMSTRONG County 412,441.6551 Armstrong County Community Action Agency Action Housing, Inc • 124 Armsdale Road 425 6th Avenue Suite 211 Suite 950 Kittanning, PA 16201 Pittsburgh, PA 15219 724.548.3405 412.281.2102 800.792.2801 CCCS of Western PA Royal Remax Plaza CCCS of Western PA 917 A Logan Boulevard River Park Commons Altoona, PA •16602 2403 Sidney Street, Suite 400 888.511.2227 Pittsburgh; PA 15203 868.511.2227 888 51 1.2227 888.511.2227 Indiana Co. Community Action Program 827 Water Street Community Action Southwest Box 187 58 East Greene Street Indiana, PA 15701 Waynesburg, PA 15370 724.465.2557 724.852.2893 Fair Housing Partnership of Greater Pittsburgh, Inc 2840 Liberty Avenue Suite 205 Pittsburgh, PA 15222 412.391.2535 Garfield Jubilee Associates 5138 Penn Avenue Pittsburgh, PA 15224 41"-:665.5200 BEAVER County Action Housing; Inc 425 6th Avenue Suite 950 Pittsburgh, PA 16219 412.281.2102 800.792.2801 Pagel of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 81112008 10:08:21 AM CCCS of Western PA CCCS of Lehigh Valley 971 Third Street 36671 Crescent Court East Beaver, PA 15009 Whitehall, PA 18052 888.511.2227 61 0.821,4011 888.511.2227 800.837.9815 Housing Opportunities of Beaver County ; Community Action Committee 320 College Avenue of the Lehigh Valley unit 1 .1337 l=ast Fifth Street Beaver, PA 15009 Bethlehem, PA 18015 724.728.7511 510.691.5620 BEDFORD County Neighborhood Housing Services of Reading 213 N 5th Street CCCS of Western PA Suite 1030 Royal Remax Plaza Reading, PA 19601 917 A Logan Boulevard 610.372.8433 Altoona, PA 16602 ,888.511.2227 '08 511 2227 Schuylkill Community Action . . 225 N. Centre Street Pottsville, PA 17901 Tableland Services Inc, 570.622.1995 535 East Main Street Somerset, PA 15501 BLAIR County 814,445.9628 800.452.0148 Blair County Community Action Agency 2100 6th Avenue Suite 102 BERKS County PO Box 1833 Altoona, PA 16602 American Credit Counseling Institute 814,946,3651 9.37 North Hanover Street Pottstown, PA 19460 CCCS of Northeastern PA 888.212.6741 202 W. Hamilton Avenue 888.212.6741 State College, PA 16801 814.238.3668 American Credit Counseling Institute 800.922.9537 300 North Pottstown Pike Suite 210 CCCS of Western PA Exton, PA 19341 Royal Remax Plaza 888.212.6741 917 A Logan Boulevard 888,212,6741 Altoona, PA 16602 888.511.2227 American Financial Counseling Services 888.511.2227 2880 Bergey Road Suite 4 13RADFORD County Hatfield, PA 19440 267.228.7903 CCCS of Northeastern PA 411 Main Street American Financial Counseling Services Suite 104 906 Penn Avenue Stroudsburg, PA 18360 Wyomissing, PA 19610 570.420,8980 267,228.7903 800 922 9537 BO.b,490,3039 . . CCCS of Northeastern PA Budget Counseling Center 401 Laurel Street 247 North Fifth Street Pittston, PA 18640 Reading, PA 19601 570.602.2227 610.375.7856 600.922.2537 ,11k, aim+! Page 2 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 811/2008 10:08:22 AM The Trehab Center of Northeastern PA Sucks County Housing Group 1225 Main Street 470 Old Dublin Pike Honesdale, PA 18431 Doylestown, PA 18901 570.253,8941 866.866.0280 800, 982,4045 866.866.0280 The Trehab Center of Northeastern PA Bucks County Housing Group The Enterprise Center 515 West End Boulevard 703 S. Elmer Avenue Suite M.6 Quakertown, PA 18951 Sayre, PA 18840 866.866,0260 570.888.0412 866.866.0280 800.982.4045 Bucks County Housing Group 'BUCKS County 349 Durham Road Penncial, PA 19047 Acorn Housing Corporation 866.866.0280 846 North Broad Street 866.886.0280 Philadelphia, PA 18130 X,, 15.765 , .1221 Bucks County Housing Group 200 West Bridge Street American Credit Counseling Institute Morrisville, PA 19067 937 North Hanover Street 866.866.0280 Pottstown, PA 19460 866.866.0280 888.212.6741 888,212.6741 Bucks Count w- s' G American Credit Counseling Institute 530 West Street Road Suite 201 Warminster, PA 18974 215.444.9429 888,212.8741 American Credit Counseling Institute 300 North Pottstown Pike Suite 210 Exton, PA 19341 888,212,6741 888.212.6741 American Credit Counseling Institute 845 Coates Street Coatesville; PA 19320 888.212.6741 888.212.6741 American Financial Counseling Services 175 Trafford Avenue Suite One Wayne, PA 19087 267.228.7903 800:490.3039 American Financial Counseling Services 1917 Welsh Road Philadelphia, PA 19115 267.228.7903 r rt Y u rng coup 2324 Second Street Pike Sulte 17 Wrightstown, PA 18940 866.886.0280 866.866.0280 CCCS of Delaware Valley Catholic Social Services Building 7340 Jackson Street Philadelphia, PA 19136 215.563.5665 CCCS of Delaware valley 1608 Walnut Street 10th Floor Philadelphia, PA 19107 215.563.5665 CCCS of Delaware Valley 1230 New Rodgers Road Suite F1 Bristol, PA 19007 215.563, 5665 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, °A 18052 610.821.4011 800,837,9815 Credit Counseling Center 832 Second Street Pike Rlchboro, PA 18954 215.396.1880 Page 3 of 18 HENiAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:22 AM "Diversified Community Services Indiana Co. Community Action Program Dixon House 827 Water Street 1920 South 20th Street Box 187 Philadelphia, PA 19145 Indiana, PA 15701 215.336.3511 724.465.2657 FOB CDC Tableland Services Inc. 1201 West Olney Avenue 535 East Main Street Phlaldelphia, PA 19141 Somerset, PA 15501 215,549.8755 814.445.9628 8oo•452.0148 'Germantown Settlement 5538 Wayne Avenue The NORCAM Group 4ldg C 4200 Crawford Avenue Philadelphia, PA 19144 Suite 200 215.849.3104 Northern Cambria, PA 15714 814.948.4444 -RACE , 7'N. AllaghonyAvenue CAMERON County end FI Philadelphia, PA 19140 CCCS, of Weston PA 215.426.8025 The Franklin Center ! 524 Franklin Avenue Northwest Counseling Service Aliquippa, PA 15001 5001 North Broad Street 888.511.2227 Philadelphia, PA 19141 `888.511.2227 215,3247500 ! Northern Tier Community Action Corp, i Urban League of Philadelphia P•0. Box 389 1818 Market Street 135 West 4th Street 20th Floor Emporium, PA 15834 Philadelphia, PA 19103 814.485,1161 215.561.6070 CARBON County BUTLER County CCCS of Lehigh Valley Action Housing, Inc 3671 Crescent Court East 425 6th Avenue Whitehall, PA 18052 Suite 950 610.821.4011 Pittsburgh, PA 152'9 800.837.9815 412.281.2102 80'0,792.2801 CCCS of Northeastern PA I 401 Laurel Street CCCS of Western PA Pittston, PA 18640 Butler County Career Link Pullman Commerce Center 570.602.2227 112 Hollywood Drive 6D0.922.9537 Butler, PA 16001 888.511.2227 CCCS of Northeastern PA 886,511.2227 411 Main Street Suite 104 CAMBRIA County Stroudsburg, PA 18360 570.420.8980 CCCS of Western PA 800.922.9537 Royal Remax Plaza 9,,7,A Logan Boulevard Comm. on Econ Opportunity of Luzerne County Altoona, PA 16602 163 Amber lane 868.5111.2227 Wiikes,Barre, PA 18702 j 89u511.2227 570.826.0510 800.822.0359 Page 4 of 16 i HEMAP Consumer Credit Counseling Agencies Report last updated: 8/112008 10:08:23 AM ColmmunAyActlon Committee American Financial Counseling Services of the Lehigh Valley 2880 Bergey Road 1337 East Fifth Street Suite 4 Bethlehem, PA 18015 Hatfield, PA 19440 610.691.5620 267.228,7903 Schuylkill Community Action American Financial Counseling Services 225 N. Centre Street '175 Trafford Avenue Pottsville, PA 17901 Suite One I 570.622.1995 Wayne, PA 19087 CENTRE Cou t 267,228.7903 y n .800.490.3039 CCCS of Northeastern PA American Red Cross of Chester ,201 Basin Street ` 1729 Edgemont Avenue j 9uite 6 Chester, PA 19013 Williamsport, PA 17701 610.874.1484 570,323.6627 f [660.922.9537 APM lvkF 2147 North Sixth Street CCCS of Northeastern PA Philadelphia, PA 19122 202 W. Hamilton Avenue 215.235,6788 State College, PA 16801 814.238.3668 Budget Counseling Center 800.922,9537 247 North Fifth Street Reading, PA 19601 CCCS of Western PA 610,375.7866 Royal Remax Plaza 917 A Logan Boulevard Carroll Park Community Council, Inc, Altoona, PA 16602 5218 Master Street 888.511.2227 Philadelphia, PA 19131 888.511.2227 215,877.1157 Lycom.Clntn Co Comm fo Comm Action CCCS of Delaware Valley 2138 Lincoln Street 790 E. Market St, P.C. Box 3568 Suite 170, Marshall Building Williamsport, PA 17703 West Chester, PA 19382 570.326.0587 215.563,5665 CHESTER County Chester Community Improvement Project 412 Avenue of the States Acorn Housing Corporation PO Box 541 846 North Broad Street Chester, PA 19016 Phlladelphla, PA 19130 610,876.8663 215.765,',221 I DiversN`led Community Services j American Credit Counseling Institute Dixon House 21 South Church Street 1920 South 20th Street West Chester, PA 19380 Philadelphia, PA 19145 888.212.6741 215.336.3511 888.212.6741 FOB CDC Arerican Credlt Counseling Institute 1201 West Olney Avenue 843 Coates Street Phlaldelphla, PA 19141 Cdatesville. PA 19320 215.549,8755 888,212.6741 8881212.674' Germantown Settlement 5538 Wayne Avenue Bldg C 4 Philadelphia, PA 19144 215, 849.3104 Page 5 cf 18 HEMCAP I?onsurner Credit Counseling Agencies Report last updated: 81112008 10:08:23 AM 'RACE CCCS of Western PA 157 W. Allegheny Avenue Royal Remax Plaza 2nd FI 917 A Logan Boulevard Philadelphia, PA 19140 Altoona, PA 16602 215,426,8025 888.511.2227 888.511.2227 Housing Partnership of Chester County 41 West Lancaster Ave Indiana Co. Community Action Program Downingtown, PA 19335 827 Water Street 610.516,1522 Box 187 Indiana, PA 15701 Media Fellowship House 724.465.2657 302 South Jackson Street (Media, PA 19063 The NORCAM Group 610.565.0434 4200 Crawford Avenue Suite 200 ,Northwest Counseling Service 8601 North Broad Street Northern Cambria, PA 15714 Kiiladelphla, PA 19141 814.948,4444 215.324.7500 CLINTON County Phila Council For Community Advmnt CCCS of Northeastern PA 1 CC North 17th Street 201 Basin Street Suite 600 Suite 6 Philadelp'ia, PA 19103 Williamsport, PA 17701 215.567.7803 570.323,6627 800.930.4663 800.922.9537 Tabor Community Services, Inc. CCCS of Northeastern PA 308 E King Street 202 W. Hamilton Avenue Suite 1 State College, PA 16801 Lancaster, PA 17602 814.238.3668 717.397.5182 800.922, 9537 800.788.5062 Lycom.Cintn Co Comm to Comm Action Urban League of Philadelphia 2138 Lincoln Street 1818 Market Street P.O. Box 3568 20th Floor ' Williamsport, PA 17703 Phlladelphia, PA 19103 570.326,0587 215.561,6070 CLARION County CCCS of Western PA Butler County Career Link Pullman Commerce Center 112 Hollywood Drive Butler, PA 16001 888,511.2227 888,511.2227 CI.,EARFIELD County CCCS of Northeastern PA 202 W. Hamilton Avenue 3tka College, PA 16801 814.238.3668 800.922.9537 P-; COLUMBIA County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 CRAWFORD County Booker T. Washington Center 1720 Holland Street Erie, PA 16503 814.453.5744 CC CS of Western PA 4402 Peach Street Erie, PA 16509 888,511.2227 ext 108 888.511.2227 ext 108 Page 6 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 6!1/2008 10.08:24 AM Center for Family Services, Inc. Community Action Commission of Captlal Region 213 Center Street 1514 Derry Street Meadville, PA 16335 Harrisburg, PA 17104 814,337.8450 717,232,9757 Greater Erie Community Action Committee Loveship, Inc. 18 West 9TH Street 2320 North 5th Street Erie, PA 16501 Harrisburg, PA 17110 814.459.4581 717,232.2207 S,henango Valley Urban League, Inc, PHFA 601 Indiana Avenue 211 North Front Street Farrell, PA 16121 Harrisburg, PA 17110 724.981.5310 .717.780.3940 800.342.2397 St. Martin Center 701 Parade Street DELAWARE County Lila, PA 16503 81F4.452.6113 Acorn Housing Corporation 846 North Broad Street CUMBERLAND County Philadelphia, PA 19130 215.765.1221 Adams County Interfaith Housing Authority 40 E High Street Advocates for Financial Independence Gettysburg, PA 17325 202 East HlnkleyAvenue 717.334,1518 Ridley Park, PA 19078 215,389.2810 CCCS of Western PA 24.00 Linglestown Road American Credit Counseling Institute F arrisburg, PA 17102 175 Strafford Avenue 888.511.2227 Suite 1 888.511.2227 Wayne, PA 19087 610.971.2210 Community Action Commission of Captial Region 888.212.6741 1514 Derry Street Harrisburg, PA 17104 American Financial Counseling Services 717.232.9757 175 Trafford Avenue Suite One Loveship, Inc. Wayne, PA 19087 2320 North 5th Street 267.228.7903 Harrisburg, PA 17110 800.490.3039 717.232.2207 American Red Cross of Chester Maranatha ' 1729 Edgemont Avenue 43 ?hlladelphla Avenue Chester, PA 19013 Waynesboro, PA 17268 810.874,14 84 717.762.3285 APM PHFA 2147 North Sixth Street 211 North Front Street Philadelphia, PA 19122 Harrisburg, PA 17110 215.235.6788 717'780.3940 800.342.2397 Carroll Park Community Council, Inc. 5218 Master Street DAUPHIN County Philadelphia, PA 19131 CCCS of Western PA 215.877,1157 200V Jrglestown Road Harrsburg, PA 17102 88r11.2227 888.511.2227 Page 7 of 18 HEMAR Consumer Credit Counseling Agencies 'Report last updated: 81112008 10:08:24 AM CCCS of Delaware Valley Ph11a Council For Community Advmnt 1608 Walnut Street 100 North 17th Street 10th Floor suite 600 Philadelphia, PA 18107 Philadelphia, PA 19103 215.563.5665 215.567.7803 CCCS of Delaware Valley '800.930.4663 280 North Providence Road .Urban League of Philadelphia Media, PA 19063 1818 Market Street -2,15.563,5665 20th Floor Philadelphia, PA 19103 .CCCS of Delaware Valley 215.561.5070 .79C E. Market St. Suite 170, Marshall Building ELK County West Chester, PA 19382 15.563.5665 Northern Tier Community Action Corp, ?,,-,?'t ?u'?hester Community Improvement Project P.O. Box 389 135 W 412 Avenue of the States est 4th Street Emporium, PA 15834 PO BOX 541 814.486.1151 Chester, PA 19016 610.876.8663 ERIE COUnty Diversified Community Services Booker T. Washington Center Dixon House 1720 Holland Street 1920 South 20th Street Erie, PA 16503 Philadelphia, PA 19145 814.453.5744 2:1:5.336.3511 CCCS of Western PA FaB CDC 4402 Peach Street 1201 West Olney Avenue Erie, PA 16509 Phialdelphis, PA 19141 888.511.2227 ext 108 215,549.8755 888.511.2227 ext Germantown SefBement 108 5538 Wayne Avenue Greater Erie Community Action Committee Bldg C 18 West 9TH Street Philadelphla,'PA 19144 Erie, PA 16501 21.5.849.3104 814.459.4581 HACE St, Martin Center 167 W. Allegheny Avenue 1701 Parade Street 2nd F1 Erie, PA 16503 Philadelphia, PA 19140 814-452.6113 215.426.8025 Voices for Independence Housing Partnership of Chester County 1107 Payne Avenue 41 West Lancaster Ave Erie, PA 16503 Downingtown, PA 19335 814.874.0064 610.518.1522 600,838,9890 Media Fellowship House j FAYETTE County 302 South Jackson Street Media, PA 19063 Action Housing, Inc 61 6.565.0434 425 6th Avenue Suite 950 Norkhwest Counseling Service 5North Broad Street Pittsburgh, PA 15219 412.281.2102 PhTfadelphla, PA 19141 215.324.7500 800.792.2801 Page 8 of 1 8 HEMAP Consumer Credit Counseling Agencies Report last updated: 81112008 10:08:25 AM CCCS of Western PA Maranatha 1 North Gate Square 43 Philadelphia Avenue #2 Garden Center Drfve Waynesboro, PA 17268 Greensburg, PA 15601 717.762.3285 868.511.2227 888.511.2227 FULTON County Communlty Action Southwest CCCS of Western PA 58 East Greene Street Colonial Shopping Center VW aynesburg, PA 15370 970 S. George St 24.852.2893 7 York, PA 17403 ` 888.511,2227 ,Fayette Co, Community Action Agency, Inc. 888.511.2227 137 North Beeson Avenue Uniontown, PA 15401 Maranatha 24.437.6050 43 Philadelphia Avenue r,V,10.427INFC, y Waynesboro, PA 17268 t 717.762.3285 Tableland Services Inc. 535 East Main Street GREENE County Somerset, PA 15501 Action Housing, Inc 814.445.9628 425 6th Avenue 800.452,0148 Suite 950 FOREST County Pittsburgh, PA 15219 412.281.2102 Warren-Forest Counties Economic Opportunity Council -800.792.2801 1209 Pennsylvania Ave, West P.O. Box 547 CCCS of Western PA Warren, PA 16365 1 North Gate Square 814.726.2400 #2 Garden Center Drive Greensburg, PA 15601 FRANKLIN County 888,511.2227 888.511.2227 Adams County Interfaith Housing Authority 4C E Hfgh Street Community Action Southwest Gettysburg, PA 17325 58 East Greene Street 717.334.1518 Waynesburg, PA 15370 724.852,2893 American Red Cross - Hanover Chapter 529 Carlisle Street HUNTINGDON County Hanover, PA 17331 717.637.3768 CCCS of Northeastern PA 202 W. Hamilton Avenue CCCS of Western PA State College, PA 16801 2000 Linglestown Road 814.238.3668 Harrisburg, PA 17102 800.922.9537 888,511,2227 888.511.2227 CCCS of Western PA Royal Remax Plaza CCCS of Wastem PA 917 A Logan Boulevard Cofonfal Shopping Center Altoona, PA 16602 970 S. George St 868.511.2227 York, PA 17403 888.511.2227 888.511.2227 888„511.2227 C`gomuhlty Action Commission of Captiat Region 1514 Derry Street Harrisburg, PA 17104 717.232 9767 Page 9 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:25 AM INDIANA County United Neighborhood Centers of Northeastern PA 425 Alder Street COOS of Western PA Scranton, PA 18505 1 North Gate Square 57D.346.0759 #2 Garden Center Drive Greensburg, PA 15601 LANCASTER County 888,511,2227 888.511.2227 Base, Inc, 447 South Prince Street Indiana Co, Community Action Program Lancaster, PA 17603 ,827 Water Street 717.392.5467 Box 187 'Indlana, PA 15701 CCCS. of Lehigh Valley 724.465.2657 3671 Crescent Court East Whitehall, PA 18052 3&F°ERSON County 610.821.4011 IRV 800,837,9818 CCCS of Western PA Butler County Career Link Pullman Commerce Center CCCS of Western PA 112 Hollywood Drive Colonial Shopping Center Butler, PA 16001 970 S. George St 888,511.2227 York, PA 17403 888.511.2227 868.511.2227 888.511,2227 Indiana Co. Community Action Program 827 Water Street ;Opportunity inc. i Box 187 301 East Market Street Indiana, PA 15701 York, PA 17403 724.465.2657 717.424.3645 JUNIATA County Tabor Community Services, Inc. 308 E King Street CCCS of Northeastern PA Suite 1 I 202 W, Hamilton Avenue Lancaster, PA 17602 State College, PA 16801 717,397,5182 814.238.3668 800.788.5062 922.9537 800.922.9537 LAWRENCE County CCC8 of Western PA Royal Remax Plaza CCCS of Western PA 917A Logan Boulevard 312 Chestnut Street Altoona, PA 16602 Suite 227 888.511.2227 Meadville, PA 16335 888.511.2227 888.511.2227 888,511.2227 LACKAWANNA County Housing Opportunities of Beaver County Catholic Socla! Services 320 College Avenue Saint Catherine Manor Unit 1 5 Knox Road Beaver, PA 15009 S6'r'anton, PA 18505 724.728.75.11 570,.558.3019 Lawrence County Social Services, Inc. COOS of Northeastern PA PO Box 189 40,1,1-aurel Street 241 West Grant Street Pf",Jton, PA 18640 New Castle, PA 16103 51`602,2227 724,656.7258 800,922.9537 724.658.7664 Page 1 0 of 18 EMAP Consumer Credit Counseling Agencies ;Report last updated: 8/1 /2008 10:08:26 AM Shenango Valley Urban League, Inc. LYCOMING County 601 Indiana Avenue Farrell, PA 16121 CCCS of Northeastern PA 724,981.5310 401 Laurel Street Pittston, PA 18640 LEBANON County 570.602.2227 800.922.9537 Schuylkill Community Action '225 N. Centre Street CCCS of Northeastern PA Pottsville, PA 17901 201 Basin Street '570,622.1995 Suite 6 Williamsport, PA 17701 Tabor Community Services, Inc. 570.323.6627 308 E King Street 800.922.9537 i Suite 1 ht ncaster, PA 17602 1 i Lycom.Clntn Co Comm fo Comm Action 7.397,5182 2138 Lincoln Street 800,788,5062 P.O. Box 3568 Williamsport, PA 17703 LEHIGH County 570.326,0587 CCCS of Lehigh Valley MCKEAN County 3671 Crescent Court East Whitehall, PA 18052 Northern Tler Community Action Corp. 610.821 ,4811 P.O. Box 389 800,837.9615 135 West 4th Street Emporium, PA 15834 CommunltyAction Committee 814.486.1161 of1he Lehigh Valley 1337 East Flfth Street MERCER County Bethlehem, PA 18015 610.691.5620 CCCS of Western PA Butler County Career Link Pullman Commerce Center Schuylkill Community Action 112 Hollywood Drive 225 N. Centre Street Butler, PA 16001 Pottsville, PA 17901 888.511.2227 570,622.1.995 888,511,2227 LUZERNE County Shenango Valley Urban League, Inc. 501 Indlaria Avenue CCCS of Northeastern PA Farrell, PA 16121 401 Laurel Street 724,981.5310 Pittston, PA 18640 570.602.2227 MIFFLIN County 800.922.9537 CCCS of Northeastern PA Comm, on Econ Opportunity of Luzerne County 202 W. Hamilton Avenue 163 Amber Lane State College, PA 16801 WINes,Barre, PA 18702 576%26 0610 814.238.3658 . 800.922.9537 8QM22.0359 i S66bylkill Community Action CCCS of Western PA Royal Remax Plaza 225 N, Centre Street 917 A Logan Boulevard Pottsville, PA 17901 Altoona, PA 16602 57;17, 22.1995 888.511.2227 888,51'.2227 United Neighborhood Centers of Northeastern PA 425 Alder Street Scranton, PA 18505 570.346, 0759 Page 11 of 18 HENYAP Consumer Credit Counseling Agencies Report last updated:.811/2008 10:08:26 AM MONROE County American Credit Counseling Institute 845 Coates Street Catholic Social Services Coatesville, PA 19320 Saint Catherine Manor 888.212.6741 5 Knox Road 888.212.6741 Scranton, PA 185D5 570.558.3019 American Financial Counseling Services 175 Trafford Avenue CCCS of Northeastern PA Suite One 401 Laurel Street Wayne, PA 19087 Pittston, PA 18640 267.228.7903 570.602.2227 800.490,3039 800,922.9537 American Financial Counseling Services .rr'CS of Northeastern PA 1917 Welsh Road I Main Street Philadelphia, PA 19115 Suite 104 267,228.7903 Stroudsburg, PA 18360 570,420.8950 American Financial Counseling Services 800.922.9537 871 N Easton Road Glenside, PA 19038 Community Action Committee 267,2283903 of the Lehigh Valley 1337 East Fifth Street American Financial Counseling Services Bethlehem, PA 18015 2880 Bergey Road 6f0.691.5620 Suite 4 -Hatfield, PA 19440 MONTGOMERY County 267.226.7903 Acorn Housing Corporation American Financial Counseling Services 846 North Broad Street 405 West Germantown Pike Philadelphia, PA 19130 Norristown, PA 19403 215.765.1221 267.228.7903 American Credit Counseling Institute CCCS of Delaware Valley 937 North Hanover Street 1608 Walnut Street Pottstown, PA 19460 10th Floor 888,212,6741 Philadelphia, PA 19107 $86;212.6741 215.563.5665 American,Credit Counseling Institute CCCS of Delaware Valley 300 North Pottstown Pike 1777 Sentry Parkway West Suite 210 Suite 200 Exton, PA 19341 Blue Bell, PA 19422 888,212.6741 215,563,5665 888.212.6741 Chester Community improvement Project American Credit Counseling Instltute 412 Avenue of the States 628 Dekaib Street PO Box 541 Norristown, PA 19401 Chester, PA 19016 6,10.971.2210 610.876 8663 68x,212.6741 i Community Action Development Comm American Credit Counseling Institute CADCOM 530 West Street Road 113 E Main St Suite 201 Norristown. PA 19401 WIrminster, PA 18974 610.277.6363 .444.9429 NN- 2126741 Page 12 of 16 HEMAP Consumer Credit Counseling Agencies i Report East updated: 8/1i2008 10:08:27 AM Germantown Settlement CCCS of Northeastern PA 5538 Wayne Avenue 201 Basin Street Bldg C Suite 6 Philadelphia, PA 19144 Williamsport, PA 17701 215.849.3104 570, 323.6627 800.922.9537 l Housing Partnership of Chester County :4,1 West Lancaster Ave Schuylkill Commurilty Action Downingtown, PA 19335 225 N, Centre Street ;810,518,1522 Pottsville, PA 17901 i 570,622.1995 Media Fellowship House 302 South Jackson Street PERRY County Media, PA 19063 x'`]0.565.0434 CCCS of Western PA 2000 Linglestown Road Northwest Counseling Service Harrisburg, PA 17102 5001, North Broad Street 888.51'1,2227 Philadelphia, PA 19141 888.511.2227 215,324,7500 Community Action Commission of Captial Region Phila Council For Community Advmnt 1514 Derry Street 100 North '7th Street Harrisburg, PA 17104 S uite 600 717.232.9757 Philadelphia, PA 19103 215.667.7803 Loveship, Inc. 800.930.4663 2320 North 5th Street Harrisburg, PA 17110 MONTOUR County 717.2322207 CCCS of Northeastern PA Maranall 401 Laurel Street 43 Philadelphia Avenue Pittston, PA 18640 Waynesboro, PA 17268 570.602.2227 717.762.3265 '• 800.922.9537 PHILADELPHIA County NORTHAMPTON County Acorn Housing Corporation CCOS of Lehigh Valley 846 North Broad Street 3671 Crescent Court East Philadelphia, PA 19130 Whitehall, PA 18052 215.765.1221 610.$21.4011 800.837.9815 Advocates for Financial Independence 1806 South Broad Street Community Action Committee Suite 1 B of the Lehigh Valley Philadelphia, PA 19145 1337 East Fifth Street 215.389.2810 Bethlehem, PA 18015 61.691.5620 American Credit Counseling Institute 845 Coates Street NORTHUMBERLAND County Coatesville, PA 19320 888.212.6741 CCCS of Northeastern PA 888.212.6741 401 Laurel Street Pitlstcn, PA 18640 American Credit Counseling Institute 01l).602.2227 530 West Street Road (7.922.9537 Suite 201 l Warminster, PA 18974 215.444.9429 888.212.6741 Page 13 of 18 KEM P Consumer Credit Counseling Agencies Report last updated: 811/2008 10:08:27 AM American Financial, Counsel Ing Services Diversified Community Services 175 Trafford Avenue Dixon House Suite One 1920 South 20th Street Wayne, PA 19087 : Philadelphla, PA 19145 267.228.7903 215, 336,3511 800.490.3039 Esperanza gmerican Financial Counseling Services 4261 North 5th Street 19.17 Welsh Road Philadelphia, PA 19140 P.hiladeiphia, PA 19115 215,324.0746 267.2281903 FOB CDC APM 1201 West Olney Avenue 2147 North Sixth Street Phialdelphia, PA 19141 P;hJ1adelphia, PA 19122 215.549.8755 235,6788 Germantown Settlemert Carroll Park Community Council, Inc. 5538 Wayne Avenue 5218 Master Street Bldg C Philadelphia, PA 19131 Philadelphia, PA 19144 215.877.1157 215,849.3104 CCCS of Delaware Valley HACE 1608 Walnut Street 167 W, Allegheny Avenue 10th Floor grid FI Philadelphia, PA 19107 Philadelphia, PA 19140 215.563.5665 215.426.6025 C'C'CS of Delaware Valley Hispanic Alliance for Community Advancement One Cherry Hill 2740 North Front Street Suite 215 Philadelphia, PA 19133 Cherry Hill, PA 08002 215.667.8932 215,563.5665 Housing Association of Delaware Valley CCCS of Delaware Valley. 1500 Walnut Street Catholic Social Services Building Suite 601 7340 Jackson Street Philadelphla, PA 19102 Philadelphia, PA 19136 215,545.6010 21'$.563'.5665 Housing Association of Delaware Valley Centro Pedro Claver, Inc. 658 North Watts Street 627 West Erie Avenue Philadelphia, PA .19123 Philadelphia, PA 19140 215. 978.0224 215.227,711', Intercultural Family Services, Inc. Chester Community Improvement Project _ 4225 Chestnut Street 412 Avenue of the States Philadelphia, PA 19104 PO Box 541 215.386.1298 Chester, PA 19016 610;876.8653 Korean Community Development 5ervlces Center Can reso 6055 North 5th Street g Philadelphia, PA 19120 216 West Somerset Street 215.276.8830 Philadelphia, PA 19133 215,763.8870 liberty Resources 1jl Cr cif of Spanish Speaking Organization 714 Market Street Suite 100 705=09 North Franklin Street Philadelphia, PA 19106 Philadelphia, PA 19123 215.834.2000 215.527.3100 Page 14 of ".8 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/112008 10:08:28 AM Mt. Airy, USA PIKE County 6703 Germantown Avenue Suite 200 CCCS of Northeastern PA Philadelphia, PA 19119 401 Laurel Street 215.844.6021 Pittston, PA 18640 570.602.2227 New Kensington Community Development Corp 800.922.9537 2515 Frankford Avenue Philadelphia, PA 19125 CCCS of Northeastern PA . '215,427.0350 411 Main Street Suite 104 Northwest Counseling Service Stroudsburg, PA 18360 5001 North Broad Street 670.420.8980 ,Pmhiladelphia, PA 19141 800.922,9537 ¢115.324,7500 POTTER County Phila Council For Community Advmnt 100 North 17th Street Northern Tier Community Action Corp, Suite 600 P.O. Box 389 Philadelphia, PA 19103 135 West 4th Street 215.567.7803 Emporium, PA 15834 800.930.4663 814,486.1161 Philadelphia Senior Center SCHUYLKILL County 509 South Broad Street Budget Counseling Center Philadelphia, PA 19147 247 North Fifth Street 215,546.5879 Reading, PA 19601 South Phlla0elphla H.O,M.E.S. 610.375,7866 1444 Paint Breeze Avenue CCCS of Lehigh Valley Philadelphia, PA 19146 3671 Crescent Court East 215.334.4430 Whitehall, PA 18052. Southwest Community Development Corporation 610.821.4011 8328 Paschall Avenue 800,837.9815 Philadelphia, PA 19142 Comm. on Econ Opportunity of Luzerne County 215.729.0800 163 Amber Lane The Partnership CDC WiRes,Barre, PA 18702 40'20 Market Street 570.825.0510 Suite 100 800.822.0359 Philadelphia, PA 19104 Schuylkill Community Action 215.662.1612 225 N. Centre Street United Communities Southeast Philadelphia Pottsville, PA 17901 2029 South 8th Street 570.622.1995 Philadelphia, PA 19148 I SNYDER County 215.467.8700 CCCS of Western PA Urban League of Philadelphia 2000 Linglestown Road 1818 Market Street Harrisburg, PA 17102 20th Floor 888.511.2227 PhHadelphia, PA 19103 888.511.2227 215.561.6070 Community Action Commission of Captial Region West Oak Lane CDC 1514 Derry Street 6259 Limekiln Pike Harrisburg, PA 17104 t R,4adeiphla, PA 19141 717.232.9757 215,224.0880 Page 15 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 811/2008 10:08'28 AM SOMERSET County TiOGA County CCCS of Western PA CCCS of Northeastern PA 1 North Gate Square 401 Laurel Street 42 Garden Center Drive Poston, PA 18640 Greensburg; PA 15601 570.602.2227 888.511.2227 800.922,9537 888.511.2227 The Trehab Center of Northeastern PA Fayette Co. Community Action Agency, Inc. 144 E. East Avenue 1.37 North Beeson Avenue Wellsboro, PA 16901 Uniontown, PA 15401 570.724.5252 724.437,6050 800,982.4045 800.427.INF0 The Trehab Center of Northeastern PA 7t7 island Services Inc. 1225 Main Street 535 East Main Street Honesdale, PA 18431 Somerset, PA 15501 570.253.8941 614.445.9628 800.982,4045 800.452.0148 UNION County SULLIVAN County CCCS of Northeastern PA CCCS of Northeastern PA 401 Laurel Street 401 Laurel Street Pittston, PA 18640 Pittston, PA 18640 570.602.2227 570.6021227 800.922.9537 8P0.922.9537 CCCS of Northeastern PA The Trehab Center of Northeastern PA 201 Basin Street 1226 Main Street Suite 6 Honesdale, PA 18431 Williamsport, PA 17701 570,253.8941 570,323.6627 800.982,4045 800.922.9537 The Trehab Center of Northeastern PA CCCS of Western PA German Street Royal Remax Plaza P.O. Box 389 917 A Logan Boulevard Diiphore; PA 18614 Altoona, PA 16802 $70.928.9.667 888.511.2227 800.982.4045 888.61 1 .2227 SUSQUEHANNA County Lycom.Clntn Co Comm fo Comm Action 2138 Lincoln Street The Trehab Center of Northeastern PA P.C. Box 3568 10 Public Avenue Williamsport, PA 17703 PO Box 366 570.326.0587 Montrose, PA 18801 570,278.3338 VENANGO County 806.982.4045 CCCS of Western PA The Trehab Center of Northeastern PA Butler County Career Link Pullman Commerce Center 1225 Main Street 112 Hollywood Drive Honesdale, PA' 18431 Butler, PA 16001 570.253.8941 888,511.2227 8Q?k, 82.4045 888.511.2227 Center for Family Services, Inc. 213 Center Streel Meadville, PA 16335 814.337.8450 Page 16 of 18 HEMAP Consumer.Credit Counseling Agencies Report last updated: 8/1/2008 10:08:29 AM Greater Erie Community Action Committee Community Action Southwest 18 West 9TH Street 58 East Greene Street Erie, PA 16501 Waynesburg, PA 15370 814.459.4581 724.852.2893 I St. Martin Center Community Action Southwest 1701 Parade Street 160 West Beau Street I Erie, PA 16503 Suite 304 814.452.6113 Washington, PA 15301 724.225.9550 WARREN County Mon Valley Unemployment Committee Booker T, Washington Center 1800 West Street 1 720 Holland Street 3rd Floor , eiie, PA 16503 ? Homestead, PA 15120 O?4.453 5744 412,462.9962 CCCS of Western PA WAYNE County 4402 Peach Street Erie, PA 16509 Catholic Social Services 888.511.2227 ext Saint Catherine Manor 108 5 Knox Road 888.511,2227 ext Scranton, PA 18505 108 570.558.3019 Greater Erie Community Action Committee CCCS of Northeastern PA 18 West 9TH Street 411 Main Street Erle, PA 16501 Suite 104 814,459.4581 Stroudsburg, PA 18360 St. Martin Center 570,420.8980 1701 Parade Street 800,922.9537 Erie, PA 16503 CCCS of Northeastern PA 814.452.6113 401 Laurel Street Warren-Forest Counties Economic Opportunity Council Pittston, PA 18540 1209 Pennsylvania Ave, West 570.602.2227 P, 0, Box 547 800,922.9537 Warren, PA 16365 The Trehab Center of Northeastern PA 874.726.2400 1225 Main Street WASHINGTON County Honesdale, PA 18431 570.253.8941 Actitin Housing, Inc 800.982.4045 425 6th Avenue Suite 950 United Neighborhood Centers of Northeastern PA Pittsburgh, PA 15219 425 Alder Street 412.281.2102 Scranton, PA 18505 800.792.2801 570.346.0759 CCCS of Western PA WESTMORELAND County 1 North Gate Square Action Housing,.lnc #2 Garden Center Drive 425 6th Avenue Greensburg, PA 15601 Suite 950 888.5112227 Pittsburgh, PA ".5219 888.511.2227 412.281.2102 CCCS of Western PA 800792.2801 ' 411wt ?ast Chestnut Street WSWngton, PA 15301 888.511,2227 888,511,2227 Page 17 of 18 H'EMAP Consumer Credit Counseling Agencies Report last updated; 8/1/2008 10.0&29 AM CCCS of Western PA United Neighborhood Centers of Northeastern PA 1 North Gate Square 425 Alder Street #2 Garden Center Drive Scranton, PA 18505 Greensburg, PA 15601 570.345.0759 888.511.2227 886.511.2227 YORK County 'G"ommunityAction Southwest Adams County Interfaith Housing Authority 58 East Greene Street 40 E High Street Waynesburg, PA 15370 Gettysburg, PA 17325 724.852.2893 717, 3 34.1518 Indiana Co. Community Action Program Amarlcan Red Cross - Hanover Chapter 827 Water Street 529 Carlisle Street x 187 Hanover, PA 17331 tdiana, PA 15701 7'7,637.3768 724.485.2657 Base, inc. Mon Valley Unemployment Committee 447 South Prince Street 1800 West Street Lancaster, PA 17603 3rd Floor 717392.54.67 Homestead, PA 15120 000S of Western PA 412.462.9962 2000 Linglestown Road Tableland Services Inc, Harrisburg, PA 17102 535 East Main Street 888,511,2227 Somerset, PA 15501 888,511,2227 814.445.9628 CCCS of Western PA 800.452.0148 Colonial Shopping Center WYOMING County 970 S. George St York, PA 17403 Catholic Social Services 888.511.2227 Saint Catherine Manor 888.511.2227 5 Knox Road Scranton, PA 18505 Housing Alliance of York 570.558,3019 35 South Duke Street York, PA 17401 CCCS of Northeastern PA 717.854.1541 4,01 Laurel Street Fitt`ston, PA 18640 Opportunity lnc, 570.602.2227 301 East Market Street 800.922,9537 York, PA 17403 717.424, 3645 Comm. on Econ Opportunity of Luzerne County 163 Amber Lane Wilkes.Barre, PA 18702 570.826.0510 800,822.0359 T1 e67rehab Center of Northeastern PA 115 SR 92S T06khannock, PA 18657 57.0.836.8840 800:982.4045 The Trehab Carter of Northeastern PA 14MU Main Street H6;ajasdale, PA 18431 570.253.8941 800.982,4045 SENDER: COMPLETE THIS SECDON COPOPLETE TiIIS SECTION 0/'4 ¦ Complete items 1, 2, and 3. Also complete A. Signature item 4 if Restricted Delivery is desired. ? Agent ¦ Print your name and address on the reverse X ? Addressee so that we can return the card to you. B. Received by (Printed Name) C. Date of Delivery s Attach this card to the back of the mailpiece, or on the front if space permits. D. Is delivery address different from item 1? ? Yes 1. Article Addressed to: If YES, enter delivery address below: ? No DEAN P HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG PA 17050 3. Service Type ? Certified Mail ? Express Mail ? Registered ? Return Receipt for Merchandise ? Insured Mall ? C.O.D. 4. Restricted Delivery? (Extra Fee) ? Yes 2. Article Number 701,1, 0470 0000 2524 31,61, (Transfer from rom service /abed 1 PS Form 3811, February 2004 Domestic Return Receipt 102595-02-M-1540 a 911vilrill =-I all IN m m ru Ri Ltd 11) Postage $ ?...?..? r1J ru Certified Fee a GI E--3 O Return Receipt Fee Postmark CI O (Endorsement Required) Here E3 Restricted Delivery Fee ?.+..r? C3 (Endorsement Rr.r it-r+' _-r _-I- Total PDStag DEAN P HOFFMAN o ° 3602 GOLFVIEW DRIVE ---- -gent To. MECHANICSBURG PA 17050 - ° a ? ? Street, ?IpE No. N of PO fkax No. Girt' State, ZiPi rr 2006 oz F See Reverse for Instructfo, Exhibit "G" r-TTRTCIMF ACCOUNT ACTIVITY STATEMENT DATE 11/17/11 REQ BY SAE PAGE 1 DEAN P HOFFMAN THE ENCLOSED INFORMATION IS PROVIDED IN RESPONSE' 3602 GOLFVIEW DR TO YOUR RECENT REQUEST. WE HOPE YOU WILL FIND MECHANICSBURG PA 17050 THIS MATERIAL HELPFUL. CUSTOMER SERVICE DEPARTMENT' LOAN NUMBER: -------------------------- CURRENT ACCOUNT INFORMATION ----------------------- DATE TOTAL PRINCIPAL LOAN CURRENT PAYMENT PAYMENT & INTEREST INTEREST PRINCIPAL ESCROW DUE AMOUNT PAYMENT RATE BALANCE BALANCE 03-01-11 1,967.16 1,504.97 5.50000 259,312.30 880.57- ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE DATE DATE CODE DESCRIPTION OF TRANSACTION ------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------ 11-09-11 00-00 304 3,987.78- 0.00 0.00 0.00 3,987.78- RESTRICTED ESCROW 11-04-11 03-11 161 ESCROW ADVANCE 104.79 0.00 0.00 104.79 11-04-11 07-12 310 MORTGAGE INSURANCE DISBURSEMENT 104.79- 0.00 0.00 104.79- 880.57- NEW PRINCIPAL/ESCROW BALANCES 10-18-11 00-00 632 STATUTORY EXPENSES 125.00 0.00 0.00 0.00 10-18-11 00-00 632 STATUTORY EXPENSES 110.00 0.00 0.00 0.00 10-18-11 00-00 632 STATUTORY EXPENSES 100.00 0.00 0.00 0.00 10-18-11 00-00 632 STATUTORY EXPENSES 15.00 0.00 0.00 0.00 10-18-11 00-00 632 STATUTORY EXPENSES 92.00 0.00 0.00 0.00 10-18-11 00-00 630 ATTORNEY ADVANCES 650.00 0.00 0.00 0.00 10-05-11 03-11 161 ESCROW ADVANCE 104.79 0.00 0.00 104.79 10-05-11 07-12 310 MORTGAGE INSURANCE DISBURSEMENT 104.79- 0.00 0.00 104.79- 775.78- NEW PRINCIPAL/ESCROW BALANCES CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/17/11 REQ BY Y SAR 1 GE 2 DEAN P NUMBER: HOFFMAN LOAN NUMBER: : ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE DATE DATE CODE DESCRIPTION OF TRANSACTION --------------- TRANSACTION ------------------------------------------ PRIN. PAID/ ESCROW PAID/ -------- ---------------------- ----OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT -------------------- CODE/DESCRIPTION ---------------------- ._--------------- 10-05-11 00-00 ---------------------- 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 09-30-11 00-00 601 MISC. CORPORATE DISBURSEMENT 40.00 0.00 0.00 0.00 09-26-11 00-00 304 6,237.28- 0.00 0.00 0.00 6,237.28- RESTRICTED ESCROW 09-02-11 03-11 161 ESCROW ADVANCE 104.79 0.00 0.00 104.79 09-02-11 07-12 310 MORTGAGE INSURANCE DISBURSEMENT 104.79- 0.00 0.00 104.79- 670.99- NEW PRINCIPAL/ESCROW BALANCES 09-01-11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 08-18-11 00-00 631 PROPERTY PRESERVATION 55.00 0.00 0.00 0.00 08-16-11 03-11 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 08-10-11 03-11 161 ESCROW ADVANCE 566.20 0.00 0.00 566.20 08-10-11 08-11 315 SCHOOL TAX DISBURSEMENT 2,645.21- 0.00 0.00 2645.21- 566.20- NEW PRINCIPAL/ESCROW BALANCES 08-05-11 07-12 310 MORTGAGE INSURANCE DISBURSEMENT 104.79- 0.00 0.00 104.79- 2079.01 NEW PRINCIPAL/ESCROW BALANCES 08-05-11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 08-04-11 00-00 304 5,112.53- 0.00 0.00 0.00 5,112.53- RESTRICTED ESCROW 07-18-11 03-11 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 07-11-11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 07-05-11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 2183.80 NEW PRINCIPAL/ESCROW BALANCES CUSTOMER ACC LINT ACTIVITY STATEMENT DATE 11/17/11! REQ BY SAB PAGE 3. DEAN P HOFFMAN LOAN NUMBER: vmww ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE DATE DATE CODE DESCRIPTION OF TRANSACTION -------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------- 06-30-11 03-11 169 15,337.59 0.00 0.00 0.00 15,337.59 RESTRICTED ESCROW 06-28-11 07-11 351 HAZARD INSURANCE DISBURSEMENT 1,110.00- 0.00 0.00 1110.00- 2290.18 NEW PRINCIPAL/ESCROW BALANCES 06-16-11 03-11 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 06-03-11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 3400.18 NEW PRINCIPAL/ESCROW BALANCES 06-03-11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 05-16-11 03-11 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 05-05-11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 3506.56 NEW PRINCIPAL/ESCROW BALANCES 04-27--11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 04-18-11 03-11 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 04-12-11 04-11 313 CITY TAX DISBURSEMENT 694.33- 0.00 0.00 694.33- 3612.94 NEW PRINCIPAL/ESCROW BALANCES 04-05-11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 4307.27 NEW PRINCIPAL/ESCROW BALANCES 03-21-11 03-11 173 PAYMENT 0.00 0.00 0.00 0.00 78.69 1 LATE CHARGE 78.69- UNAPPLIED FUNDS 03-16-11 03-11 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 03-04-11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 4413.65 NEW PRINCIPAL/ESCROW BALANCES 03-02-11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/17/11 RFO BY SAR PAGE 4 DEAN P HOFFMAN LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE'. DATE DATE CODE DESCRIPTION OF TRANSACTION. ------------- TRANSACTION ----------------------- PRIN. PAID/ ------------ ESCROW PAID/ ------------------------------- ------------OTHER------------- AMOUNT BALANCE INTEREST ---------- BALANCE ------------ AMOUNT CODE/DESCRIPTION ------------------------------- ------------- A;?.-28-11 02- ------------- 11 173 PAYMENT 1,967.16 315.01 1,189.96 462.19 259,312.30 4520.03 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 01- 11 173 PAYMENT 1,967.16 313.57 1,191.40 462.19 259,627.31 4057.84 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 12- 10 173 PAYMENT 1,967.16 312.14 1,192.83 462.19 259,940.88 3595.65 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 11- 10 173 PAYMENT 1,967.16 310.72 1,194.25 462.19 260,253.02 3133.46 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 10- 10 173 PAYMENT 1,967.16 309.30 1,195.67 462.19 260,563.74 2671.27 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 09- 10 173 PAYMENT 1,967.16 307.89 1,197.08 462.19 260,873.04 2209.08 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 08- 10 173 PAYMENT 1,967.16 306.49 1,198.48 462.19 261,180.93 1746.89 NEW PRINCIPAL/ESCROW BALANCES 02-28-11 08- 10 173 PAYMENT 60.00 0.00 0.00 0.00 60.00 02-28-11 00- 00 745 CORP. ADVANCE ADJUSTMENT 60.00- 0.00 0.00 0.00 02-28-11 08- 10 173 PAYMENT 5.61 0.00 0.00 0.00 5.61 K ONE TIME DRAFT FEE 02-28-11 08- 10 173 PAYMENT 157.38 0.00 0.00 0.00 157.38 1 LATE CHARGE 02-28-11 08- 10 173 PAYMENT 78.69 0.00 0.00 0.00 78.69 UNAPPLIED FUNDS 02-24-11 00- 00 632 STATUTORY EXPENSES 325.00 0.00 0.00 0.00 02-24-11 00- 00 632 STATUTORY EXPENSES 110.00 0.00 0.00 0.00 02-24-11 00- 00 632 STATUTORY EXPENSES 10.00 0.00 0.00 0.00 C'TTBTOMFR AMOTTNT AC'TTUTTY STATEMENT nATF g i /'1 7 /'1 1 REQ BY SAB PAGE 5 DEAN P HOFFMAN LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE. DATE DATE CODE DESCRIPTION OF TRANSACTION ----------------------------------._--------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------- 02-24-11 00-00 630 ATTORNEY ADVANCES 200.00 0.00 0.00 0.00 02-04--11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 1284.70 NEW PRINCIPAL/ESCROW BALANCES 02-02-11 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 01-18-11 08-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 01-05-11 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 1391.08 NEW PRINCIPAL/ESCROW BALANCES 12-16-10 08-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 12-03-10 07--11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 1497.46 NEW PRINCIPAL/ESCROW BALANCES 12-02-10 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 11-29-10 08-10 173 PAYMENT 0.00 0.00 0.00 0.00 9.39 K ONE TIME DRAFT FEE 9.39- UNAPPLIED FUNDS 11-29-10 08-10 173 PAYMENT 0.00 0.00 0.00 0.00 15.00 2 NSF FEE 15.00- UNAPPLIED FUNDS 11-29-10 08-10 173 PAYMENT 0.00 0.00 0.00 0.00 78.69 1 LATE CHARGE 78.69- UNAPPLIED FUNDS 11-22-10 08-10 148 RETURNED CHECK REMOVAL 0.00 306.49- 1,198.48- 462.19- 15.00-K ONE TIME DRAFT FEE 261,487.42 1603.84 NEW PRINCIPAL/ESCROW BALANCES 11-22-10 09-10 148 RETURNED CHECK REMOVAL 0.00 307.89- 1,197.08- 462.19- 261,180.93 2066.03 NEW PRINCIPAL/ESCROW BALANCES 11-22-10 10-10 148 RETURNED CHECK REMOVAL 0.00 309.30- 1,195.67- 462.19- 260,873.04 2528.22 NEW PRINCIPAL/ESCROW BALANCES CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/17/11 PRO RY RAR PAGE C. DEAN P NUMBER: LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE' DATE DATE CODE DESCRIPTION OF TRANSACTION ------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------- 11-22-10 11-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 11-22-10 11-10 148 RETURNED CHECK REMOVAL 0.00 310.72- 1,194.25- 462.19- 260,563.74 2990.41 NEW PRINCIPAL/ESCROW BALANCES 11-19-10 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 11-15-10 11-10 173 PAYMENT 0.00 310.72 1,194.25 462.19 260,253.02 3452.60 NEW PRINCIPAL/ESCROW BALANCES 11-15-10 10-10 173 PAYMENT 0.00 309.30 1,195.67 462.19 260,563.74 2990.41 NEW PRINCIPAL/ESCROW BALANCES 11-15-10 09-10 173 PAYMENT 0.00 307.89 1,197.08 462.19 260,873.04 2528.22 NEW PRINCIPAL/ESCROW BALANCES 11-15-10 08-10 173 PAYMENT 7,883.64 306.49 1,198.48 462.19 15.00 K ONE TIME DRAFT FEE 261,180.93 2066.03 NEW PRINCIPAL/ESCROW BALANCES 11-05-10 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 1603.84 NEW PRINCIPAL/ESCROW BALANCES 10-21-10 08-10 173 PAYMENT 0.00 0.00 0.00 0.00 20.00 20.00- UNAPPLIED FUNDS 10-21-10 00-00 745 CORP. ADVANCE ADJUSTMENT 20.00- 0.00 0.00 0.00 10-21-10 08-10 173 PAYMENT 0.00 0.00 0.00 0.00 10-18-10 08 0.00 10-18-10 00 20.00 10-15-10 08 0.00 10 152 LATE CHA 0.00 00 631 PROPERTY 0.00 10 173 PAYMENT 0.00 2GE ASSESSMENT 0.00 0.00 PRESERVATION 0.00 0.00 0.00 0.00 78.69 1 LATE CHARGE 78.69- UNAPPLIED FUNDS 78.69-1 LATE CHARGE 80.00 * 80.00- UNAPPLIED FUNDS C TgTOM'RR ACCOUNT ACTIVITY gTATFMRNT DATE 11 11 11 1 REQ BY SAB PAGE 7 DEAN P HOFFMAN LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE' DATE DATE CODE DESCRIPTION OF TRANSACTION: ------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER------------ AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------ 10-15-10 00-00 745 CORP. ADVANCE ADJUSTMENT 80.00- 0.00 0.00 0.00 10-14-10 08-10 173 PAYMENT 517.84 0.00 0.00 0.00 236.07 1 LATE CHARGE 281.77 UNAPPLIED FUNDS 10-14-10 07-10 173 PAYMENT 1,982.16 305.09 1,199.88 462.19 15.00 K ONE TIME DRAFT FEE 261,487.42 1710.22 NEW PRINCIPAL/ESCROW BALANCES 10-05-10 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 1248.03 NEW PRINCIPAL/ESCROW BALANCES 09-16-10 07-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 09-15-10 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 09-03-10 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 1354.41 NEW PRINCIPAL/ESCROW BALANCES 08-18-10 08-10 311 CITY/COUNTY TAX DISBURSMENT 2,708.50- 0.00 0.00 2708.50- 1460.79 NEW PRINCIPAL/ESCROW BALANCES 08-16-10 07-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 08-05-10 07-11 310 MORTGAGE INSURANCE DISBURSEMENT 106.38- 0.00 0.00 106.38- 4169.29 NEW PRINCIPAL/ESCROW BALANCES 08-02-10 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 07-16-10 07-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 07-09-10 07-10 351 HAZARD INSURANCE DISBURSEMENT 1,029.00- 0.00 0.00 1029.00- 4275.67 NEW PRINCIPAL/ESCROW BALANCES 07-07-10 07-10 173 PAYMENT 157.38 0.00 0.00 0.00 157.38 1 LATE CHARGE 07-07-10 06-10 173 PAYMENT 0.00 303.70 1,201.27 462.19 261,792.51 5304.67 NEW PRINCIPAL/ESCROW BALANCES CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/17/11. REQ RY SAR PAGE DEAN P HOFFMAN LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE! DATE DATE CODE DESCRIPTION OF TRANSACTION' ------------------------------------------------------------------------------ TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER-------------' AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------- 07-07-10 05-10 173 PAYMENT 3,949.32 302.31 1,202.66 462.19 15.00 K ONE TIME DRAFT FEE 262,096.21 4842.48 NEW PRINCIPAL/ESCROW BALANCES 07-06-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 4380.29 NEW PRINCIPAL/ESCROW BALANCES 06-30-10 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 06-16-10 05-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 06-04-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 4488.17 NEW PRINCIPAL/ESCROW BALANCES 05-17-10 05-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 05-05-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 4596.05 NEW PRINCIPAL/ESCROW BALANCES 04-19-10 05-10 173 PAYMENT 78.69 0.00 0.00 0.00 78.69 1 LATE CHARGE 04-19-10 04-10 173 PAYMENT 1,982.16 300.93 1,204.04 462.19 15.00 K ONE TIME DRAFT FEE 262,398.52 4703.93 NEW PRINCIPAL/ESCROW BALANCES 04-16-10 04-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 04-08-10 04-10 313 CITY TAX DISBURSEMENT 744.63- 0.00 0.00 744.63- 4241.74 NEW PRINCIPAL/ESCROW BALANCES 04-05-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 4986.37 NEW PRINCIPAL/ESCROW BALANCES 03-31-10 04-10 173 PAYMENT 78.69 0.00 0.00 0.00 78.69 1 LATE CHARGE 03-31-10 03-10 173 PAYMENT 0.00 299.56 1,205.41 462.19 262,699.45 5094.25 NEW PRINCIPAL/ESCROW BALANCES CUSTOMER ACCOUNT ACTIVITY STATE'ME'NT DATR 11_/17/11 REQ BY SAB PAGE 9! DEAN P HOFFMAN LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE DATE DATE CODE DESCRIPTION OF TRANSACTION ------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------- 03-31-10 02-10 173 PAYMENT 3,949.32 298.19 1,206.78 462.19 15.00 K ONE TIME DRAFT FEE 262,999.01 4632.06 NEW PRINCIPAL/ESCROW BALANCES 03-31-10 00-00 631 PROPERTY PRESERVATION 20.00 0.00 0.00 0.00 03-16-10 02-10 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 03-05-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 4169.87 NEW PRINCIPAL/ESCROW BALANCES 02-05-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 4277.75 NEW PRINCIPAL/ESCROW BALANCES 01-20-10 02-10 173 PAYMENT 78.69 0.00 0.00 0.00 78.69 1 LATE CHARGE 01-20-10 01-10 173 PAYMENT 0.00 296.83 1,208.14 462.19 263,297.20 4385.63 NEW PRINCIPAL/ESCROW BALANCES 01-20-10 12-09 173 PAYMENT 3,949.32 295.48 1,209.49 462.19 15.00 K ONE TIME DRAFT FEE 263,594.03 3923.44 NEW PRINCIPAL/ESCROW BALANCES 01-05-10 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 3461.25 NEW PRINCIPAL/ESCROW BALANCES 12-16-09 12-09 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE 12-02-09 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 3569.13 NEW PRINCIPAL/ESCROW BALANCES 11-30-09 12-09 173 PAYMENT 78.69 0.00 0.00 0.00 78.69 1 LATE CHARGE 11-30-09 11-09 173 PAYMENT 1,979.16 294.13 1,210.84 462.19 12.00 W 263,889.51 3677.01 NEW PRINCIPAL/ESCROW BALANCES 11-16-09 11-09 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 78.69-1 LATE CHARGE REQ BY SAB CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/17/11 PACK In DEAN P HOFFMAN LOAN NUMBER: ACTIVITY FOR PERIOD 01/01/00 - 11/17/11 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE DATE DATE CODE DESCRIPTION OF TRANSACTION --------------- TRANSACTION --------------- PRIN. PAID/ ---------------------------- ESCROW PAID/ -------- ---------------------- ---- OTHER -------------. AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION 11-03-09 07-10 310 MORTGAGE INSURANCE DISBURSEMENT 107.88- 0.00 0.00 107.88- 3214.82 NEW PRINCIPAL/ESCROW BALANCES tr°'40 z PHELAN HALLINAN & SCHMIEG, LLP BY: JOSEPH P. SCHALK, ESQUIRE Identification No. 91656 126 Locust Street Harrisburg, PA 17101 (215) 563-7000 Loan Care, a Division of FNF Servicing, Inc. 3637 Sentara Way, Suite 303 Virginia Beach, VA 23452 Plaintiff VS. Dean P. Hoffman a/k/a Dean Paul Hoffman 3602 Golfview Drive Mechanicsburg, PA 17050 Defendant f 2` P74 I (U Attorney for Plaintiff : Court of Common Pleas : Civil Division : Cumberland County : No. 11-7442-CIVIL CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion for Summary Judgment and attached Exhibits were sent via first class mail to the person on the date listed below: Dean P. Hoffman A/K/A Dean Paul Hoffman 3602 Golfview Drive Mechanicsburg, PA 17050 Dean P. Hoffinan A/K/A Dean Paul Hoffman 3450 North Sourthport Avenue Chicago, IL 60657 Date: I By: Schalk, Esq for Plaintiff &0 ? C t °.y l i ?1tiw.i?i... o J e4 1 it ?• PRAECIPE FOR LISTING CASE FOR ARGUMENT l6 ; I I AN10 C0U. "!T.., TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. --------------------------------------------------------------------------------------------------------- Loan Care, a Division of FNF Servicing, Inc. Court of Common Pleas 3637 Sentara Way, Suite 303 Virginia Beach, VA 23452 Civil Division Plaintiff VS. : Cumberland County Dean P. Hoffman a/k/a Dean Paul Hoffman No. 11-7442-CIVIL 3602 Golfview Drive Mechanicsburg, PA 17050 Defendant 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): Plaintiff's Motion for Summary Judgment 2. Identify counsel who will argue case: (a) for plaintiff. Joseph P. Schalk, Esquire Address: 126 Locust Street Harrisburg, PA 17101 (b) for defendant: Dean P. Hoffman, pro se Address: 3602 Golf View Drive Mechanicsburg, PA 17050 3. I will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: July 13, 2012 Date: May 18, 2012 *Joep Schalk, Esquire for Plaintiff Aft */1.7SPd r a cr-A 1) q1 ugto V-4 a-7 5 (Q-?o LOANCARE, a Division of FNF IN THE COURT OF COMMON PLEAS OF Servicing, Inc., CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff CIVIL ACTION - LAW vs. NO. 11-7442 CIVIL DEAN P. HOFFMAN a/k/a DEAN PAUL HOFFMAN, Defendant IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE HESS, P.J., MASLAND AND PECK J J ORDER AND NOW, this 30. day of July, 2012, the Court being in receipt of correspondence from the parties and following careful review thereof, it is ORDERED AND DIRECTED that proceedings in this matter be stayed for a period of sixty (60) days from the date of this order to afford the defendant/borrower an opportunity to qualify for participation in court-supervised Conciliation Conference in accordance with the Notice of Residential Mortaas Foreclosure Diversion Program and Financial Worksheet attached hereto. BY THE COURT, i? Joseph P. Schalk, Esquire j? Andrew Marley, Esquire For the Plaintiff Dean P. Hoffman 3602 Golfview Drive Mechanicsburg, PA 17050 Attachments Form 1 and 2 Kevin . Hess, P. J. i C- i.3 ,j) 6.__ w `c o ,J{. 10? FORM 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. Plaintiff(s) Defendant(s) Civil NOTICE OF RESIDENTIAL MORTGAGE FORECLOS DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you mal be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with you lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliati( Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer comply a financial worksheet in the format attLched hereto, your lawyer will prepare and file a Request for Conciliati Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: Date [Signature of Counsel for Plaintiff) FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: Borrower name(s): Property Address: City: State:_ Zip: Is the property for sale? Yes ? No E] Listing date: _Price: $ _ Realtor Name: Realtor Phone: -.- Borrower Borrower Occupied? Yes F] No ? Mailing Address (if different): _ City: State: Zip: Phone Numbers: Home:_ Office: Cell: Other: Email: # of people in household: Mailing Address: City: Phone Numbers: Email: # of people in household: First Mortgage Lender: Type of Loan: Loan Number: _ Second Mortgage Lender: Type of Loan: _ Loan Number: Total Mortgage Payments Amount: $ Date of Last Payment: Primary Reason for Default: How long? Home: Cell: Office: Other: State: Zip: How long? Date You Closed Your Loan: Included Taxes & Insurance: If yes, provide names, location of court, case number & attorney: Assets Amount Owed: Value: Home: $ $ Other Real Estate: $ _ $ Retirement Funds: $ _ $ Investments: _ Checking: $ $ Savings: $ _ $ Other: $ _ $ Automobile #l: Model: Amount owed: Value: Automobile #2: Model: Amount owed: Value: Other transportation (automobiles, boats, motorevcles): Model: Year: Amount owed: Value Monthly Income Name of Employers: Year: Year: 2. Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: _ Co-Borrower Pay Days: _ Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage _ Food 2° Mortgage Utilities Car Payment(s) Condo/Nei h. Fees Auto Insurance _ Med. not covered Auto fuel/re airs Other prop. payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending M:one Da /Child Care/Tuit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes F1 No ? If yes, please provide the following information: Counseling Agency:_ Counselor: Phone (Office): --------- ----- Fax: - ----------- - Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ? No ? If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ? No ? If yes, please indicate the status of those negotiations: Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Servicing Company (Name): Contact: Phone: Phone: I/We, , authorize the above named to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to use the services provided by the above named _ Borrower Signature Co-Borrower Signature Date Date Please forward this document along with the following information to lender and lender's counsel: V Proof of income Past 2 bank statements VI Proof of any expected income for the last 45 days V Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation (hardship letter) ? Listing agreement (if property is currently on the market) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Loan Care,a Division of FNF Servicing,Inc. : Court of Common Pleas 3637 Sentara Way,Suite 303 n 1". Virginia Beach,VA 23452 : Civil Division c -E Plaintiff VS. : Cumberland County= - , v3r— I < Cn Dean P.Hoffman a/k/a Dean Paul Hoffman - No. 11-7442-CIVIL r- < 3602 GoNview Drive �C-' Mechanicsburg,PA 17050 Defendant ORDER AND NOW,this day of 2013 upon consideration of Plaintiffs Motion for Summary Judgment and Brief in Support thereof, and upon consideration of the Response, if any, filed by Defendant, the Court determines that Plaintiff is entitled to Summary Judgment as a matter of law,and it is hereby: ORDERED and DECREED that an in rem judgment is entered in favor of Plaintiff and against Defendant,Dean P. Hoffinan a/k/a Dean Paul Hoffman, for$269,843.86 plus interest from October 1, 2011 at the rate of$39.0745 per them and other costs and charges collectible under the mortgage,for foreclosure and sale of the mortgaged property. BY THE COURT: J. Ad til LOf t C/ V/ I re(I 5e 4�j tea I le a,' -b"an P. VII-113 #280158 PRAECIPE TO ENTER JUDGMENT PURSUANT TO COURT ORDER LOANCARE,A DIVISION OF FNF SERVICING,INC. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. NO.: 11-7442-CIVIL CUMBERLAND COUNTY DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) PRAECIPE TO ENTER THE JUDGMENT PURSUANT TO COURT ORDER To the Prothonotary: Kindly Enter the Judgment per the Court Order dated 04/05/2013 in favor of the Plaintiff and against DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN, defendant(s). As Set Forth in the Order $269,843.86 Phelan Hallinan,LLP Adam H. Davis,Esq.,Id. No.203034 Attorney for Plaintiff . h rn c-- OM -6 =P 1 CD C'S co �,.. 30 3UD ag1.563 V, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Loan Care,a Division of FNF Servicing,Inc. : Court of Common Pleas 3637 Sentara Way,Suite 303 Virginia Beach,VA 23452 : Civil Division Plaintiff a VS. : Cumberland County:j,-M= ;�b cn Dean P. Hoffman a/k/a Dean Paul Hoffman No. 11-7442-CIVIL C:) 3602 Golfview Drive Mechanicsburg,PA 17050 Defendant > ORDER AND NOW,this day of 2013 upon consideration of Plaintiffs Motion for Summary Judgment and Brief in Support thereof, and upon consideration of the Response, if any, filed by Defendant, the Court determines that Plaintiff is entitled to Summary Judgment as a matter of law,and it is hereby: ORDERED and DECREED that an in rem judgment is entered in favor of Plaintiff and against Defendant,Dean P. Hoffman a/k/a Dean Paul Hoffman, for$269,843.86 plus interest from October 1,2011 at the rate of$39.0745 per them and other costs and charges collectible under the mortgage,for foreclosure and sale of the mortgaged property. BY THE COURT: J. V/ -D. -Vhv� -5e,118r5, leill, Lot cc/ 71-)-TL /0,91hoo/ beat? V/1 3 #280158 PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 LOANCARE,A DIVISION OF FNF SERVICING,INC. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. NO.: 11-7442-CIVIL DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) CUMBERLAND COUNTY To the Prothonotary: Issue writ of execution in the above matter: Amount Due $269,843.86 Interest from 04/06/2013 to Date of Sale $6,742.72 ($44.36 per diem) TOTAL $276,586.58 Phelan Hallinan,LLP Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff t7 C= Note: Please attach description of property. :3 PHS#280158 r'n =:;o - _ ) �y t CD 0(01 CD ro �g Z_ << iq ? s It so f a a l�# 136 331 q 15v'? W,J G SSA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA LOANCARE,A DIVISION OF FNF SERVICING,INC. Plaintiff V. DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) PRAECIPE FOR WRIT OF EXECUTION (Mortgage Foreclosure) Filed: Address where papers may be served: /Y �/,—�1%��►i�� DEAN P.HOFFMAN Phelan Hallinan,LLP A/K/A DEAN PAUL HOFFMAN Adam H.Davis,Esq.,Id.No.203034 3602 GOLFVIEW DRIVE Attorney for Plaintiff MECHANICSBURG,PA 17050-2216 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 11-7442 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due LOANCARE,A DIVISION OF FNF SERVICING,INC. Plaintiff(s) From DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $269,843.86 L.L.: $.50 Interest FROM 4/6/2013 TO DATE OF SALE($44.36 PER DIEM)-$6,742.72 Atty's Comm: Due Prothy: $2.25 Atty Paid: $214.50 Other Costs: Plaintiff Paid: Date: 6/6/13 David D.Buell,Prothonot (Seal) Deputy REQUESTING PARTY: Name:ADAM H.DAVIS;ESQUIRE Address: PHELAN HALLINAN,LLP 1617 JFK BLVD.,SUITE 1400 ONE PENN CENTER PHILADELPHIA,PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 203034 LEGAL DESCRIPTION ALL THOSE CERTAIN tract or parcel of land and premises,situate,lying and being in the Township of Hampden in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: I BEGINNING at a point on the North side of Golfview Drive at the dividing line between Lots Nos. 376 and 377 of the hereinafter mentioned Plan, said point being 125.04 feet West of the intersection of Golfview Drive and Kent Drive; thence along the North side of Golfview Drive North 79 degrees 33 minutes 40 seconds West a distance of 65.05 feet to a point;thence along the same by a curve to the left having a radius of 590.00 feet, an arc length of 33.95 feet to a point at Lot No. 378;thence along Lot No. 378 North 07 degrees 08 minutes 31 seconds East a distance of 162.67 feet to a point at lands now or formerly of Hampden Square Ltd.; thence along said land now or formerly of Hampden Square Ltd. North 75 degrees 21 minutes 49-seconds East a distance of 37.57 feet to a point;thence along the same South 37 degrees 33 minutes 40 seconds East a distance of 100.00 feet to a point at Lot No. 376; thence along Lot No. 376 South 10 degrees 26 minutes 20 seconds West a distance of 110.44 feet to a point,the place of BEGINNING. CONTAINING 15,717 square feet. BEING Lot No. 377, Final Subdivision Plan No. 3,Hampden Square,said Plan being recorded in Plan Book 43, page 139, Cumberland County. TITLE TO SAID PREMISES IS VESTED.IN Dean P. Hoffman, single, by Deed from Robert J. Frost and Annette M. Frost,h/w, dated 0711412003, recorded 07116/2003 in Book 258,Page 672. PREMISES BEING: 3602 GOLFVIEEW DRIVE,MECHANICSBURG,PA 17050-2216 PARCEL NO. 10-17-1037099 PHELAN HALLINAN,LLP F I L E O-0 r F I C Attorneys for Plaintiff Adam H. Davis, Esq., Id. No.203034r '� PCT�IOh�O f1�rcY y 1617 JFK Boulevard, Suite 1400 2013 _ (( ; $ One Penn Center Plaza Philadelphia, PA 19103 CUMBERLAND COUNTY 215-563-7000 PENNSYLVANIA LOANCARE,A DIVISION OF FNF SERVICING,INC. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. NO.: 11-7442-CIVIL DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) CUMBERLAND COUNTY CERTIFICATION The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91. because: (X) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant ( ) Act 91 procedures have been fulfilled ( ) Act 91 is Not Applicable pursuant to Pa Bulletin, Doc No 11-1197, 41 Pa.B. 3943 This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. r By: Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff LUANCARE,A DIVISION OF FNF SERVICING, INC. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. NO.: 11-7442-CIVIL DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN, Defendant(s) CUMBERLAND COUNTY AFFIDAVIT PURSUANT TO RULE 3129.1 LOANCARE,A DIVISION OF FNF SERVICING,INC.,Plaintiff in the above action,by the undersigned attorney,sets forth as of the date the Ptaecipe for the Writ of Execution was filed,the following information concerning the real_property located at 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216. C, 1. Name and address of Owner(s)or reputes'..Owner(s): Name Address(if address cannot be reasonably ascertained, =-' please so indicate) n DEAN P.HOFFMAN 3602 GOLFVIEW DRIVE A/K/A DEAN PAUL HOFFMAN MECHANICSBURG,PA 17050-2216 C) 2. Name and address of Defendant(s)in the judgment: T� Name Address(if address cannot be reasonably ascertained,please so indicate) DEAN P.HOFFMAN 3602 GOLFVIEW DRIVE A/K/A DEAN PAUL HOFFMAN MECHANICSBURG,PA 17050-2216 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address(if address cannot be reasonably ascertained,please indicate) None. 4. Name and address of last recorded holder of every mortgage of record: Name Address(if address cannot be reasonably ascertained,please indicate) - MERS AS A NOMINEE FOR MICHIGAN P.O.BOX 2026 FIDELITY ACCEPTANCE CORP DBA FLINT,MI 48501-2026 FRANKLIN FUNDING MERS,INC. FRMLY 3300 SW 34TH AVE,STE 101 OCALA, FL 34474 AS OF 12/6/10,1901 E.VOORHEES STREET, SUITE C DANVILLE,IL 61834 MICHIGAN FIDELITY ACCEPTANCE CORP 100 HIGH TOWER BOULEVARD DBA FRANKLIN FUNDING SUITE 200 PITTSBURGH,PA 15205 MICHIGAN FIDELITY ACCEPTANCE CORP 25800 NORTHWESTERN HIGHWAY#875 DBA FRANKLIN FUNDING SOUTHFIELD,MI 48076 PHS #280158 MICHIGAN FIDELITY ACCEPTANCE CORP 25800 NORTHWESTERN HIGHWAY 4875 +` DBA FRANKLIN FUNDING SOUTHFIELD,MI 48076 ` C/O CHARLENE BUSSELAAR,VICE PRESIDENT MICHIGAN FIDELITY ACCEPTANCE CORP 520 BROADHOLLOW ROAD DBA FRANKLIN FUNDING SUITE 100E C/O LEND AMERICA MELVILLE,NY 11,747 . 5. Name and address of every other person who has any record lien on the property: Name Address(if address cannot be. reasonably ascertained,please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address(if address cannot be reasonably ascertained,please indicate) a; None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address(if address cannot be reasonably ascertained,please'indicate) TENANT/OCCUPANT 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 CUMBERLAND COUNTY COURT I COURTHOUSE SQUARE ADMINISTRATOR'S OFFICE ROOM 301 C/O CUSTODY CONCILIATION CARLISLE,PA 17013 DEPARTMENT ATTN:JACQUELINE M.VERNEY, ESQUIRE,CUSTODY CONCILIATOR PAULA HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 PAULA HOFFMAN 44 SOUTH HANOVER STREET . C/O CARUCOLI&ASSOCIATES,P.C. CARLISLE,PA 1.7013 ATTN:JACQUELINE M.VERNEY, ESQUIRE,CUSTODY CONCILIATOR PAULA HOFFMAN 4010 GLENFINNAN PLACE C/O SUSAN KAY CANDIELLO,ESQUIRE MECHANICSBURG,PA 17055 BANK OF AMERICA,N.A. 1800 TAPO CANYON ROAD MAIL ID#CA6-414-01-43 SIMI VALLEY,CA 93063-6712 BANK OF AMERICA,N.A. 100 NORTH TRYON STREET SUITE 170 CHARLOTTE,NC 28202 MERS AS A NOMINEE FOR BANK OF P.O.BOX 2026 AMERICA,N.A. FLINT,MI 48501-2026 DEAN P.HOFFMAN 3602 GOLFVIEW DRIVE A/K/A DEAN PAUL HOFFMAN,PRO SE MECHANICSBURG,PA 17050-2216 PHS #2801.58 DOMESTIC RELATIONS OF CUMBERLAND COUNTY 13 NORTH HANOVER STREET CARLISLE,PA 17013 COMMONWEALTH OF PENNSYLVANIA P.O.BOX 2675 DEPARTMENT OF WELFARE HARRISBURG,PA 17105. INTERNAL REVENUE SERVICE ADVISORY 1000 LIBERTY AVENUE ROOM 704 PITTSBURGH,PA 15222 U.S.DEPARTMENT OF JUSTICE 228 WALNUT STREET,SUITE 220 U.S.ATTORNEY FOR THE MIDDLE DISTRICT OF PA PO BOX 11754 FEDERAL BUILDING HARRISBURG,PA 17108-1754 I verify that the statements made in this affidavit are true and correct to the best of knowledge or information and belief. I understand-that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. my Personal F Date: By' Phelan Hallinan,LLP Adam H.Davis,Esq.,Id. No.203034 Attorney for Plaintiff PHELAN HALLINAN,LLP 1617 JFK Boulevard,Suite 1.400 One Penn Center Plaza,Philadelphia,PA 19103 215-563-7000 PHS #280158 LOANCARE,A DIVISION OF FNF SERVICING,INC. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION VS. NO.: 11-7441-CIVIL C_- r C-0 DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) CUMBERLANI1j%UTgy 00 -< NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Z-6 ri TO: DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT,BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house(real estate)at 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216 is scheduled to be sold at the Sheriff s Sale on 09/04/2013 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle,PA 17013 to enforce the court judgment of$269,843.86 obtained by LOANCARE,A DIVISION OF FNF SERVICING,INC.(the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with PaR.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared j to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty(30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless-exceptions (reasons why the proposed distribution is wrong) are filed with the-Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE,PA 17013 (717) 249-3166 (800)990-9108 t { s SHORT DESCRIPTION By virtue of a Writ of Execution No. 11-7442-CIVIL LOANCARE,A DIVISION OF FNF SERVICING,INC. V. DEAN P. HOFFMAN A/KIA DEAN PAUL HOFFMAN owner(s) of property situate in the TOWNSHIP OF HAMPDEN, CUMBERLAND County, Pennsylvania, being 3602 GOLFVIEW DRIVE MECHANICSBURG PA 17050-2216 Parcel No. 10-17-1037-099- (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING Judgment Amount: $269,843.86 Attorneys for Plaintiff Phelan Hallinan, LLP LEGAL DESCRIPTION ALL THOSE CERTAIN tract or parcel of land and premises, situate,lying and being in the Township of Hampden in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the North side of Golfview Drive at the dividing line between Lots Nos. 376 and 377 of the hereinafter mentioned Plan,said point being 125.04 feet West of the intersection of Golfview Drive and Kent Drive; thence along the North side of Golfview Drive North 79 degrees 33 minutes 40 seconds West a distance of 65.05 feet to a point;thence along the same by a curve to the left having a radius of 590.00 feet, an arc length of 33.95 feet to a point at Lot No. 378;thence along Lot No. 378 North 07 degrees 08 minutes 31 seconds East a distance of 1.62.67 feet to a point at lands now or formerly of Hampden Square Ltd.;thence along said land now or formerly of Hampden Square Ltd. North 75 degrees 21 minutes 49 seconds East a distance of 37.57 feet to a point; thence along*ihesame South 37 degrees 33 minutes 40 seconds East a distance of 100.00 feet to a point at Lot No. 376; thence along Lot No.376 South 10 degrees 26 minutes 20 seconds West a distance of 110.44 feet to a point,the place of BEGINNING. CONTAINING 15,717 square feet. BEING Lot No. 377,Final Subdivision Plan No. 3,Hampden Square,said Plan being recorded in Plan Book 43,page 139,Cumberland County. TITLE TO SAID PREMISES IS VESTED IN Dean P. Hoffman, single, by Deed from Robert J. Frost and Annette M. Frost, h/w, dated 07/14/2003,recorded 07/16/2003 in Book 258,Page 672. PREMISES BEING: 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216 PARCEL NO. 10-17-1037-099 AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY LOANCARE,A DIVISION OF FNF SERVICING,INC. PUS#284158 DEFENDANT SERVICE TEAM/bdi DEAN P.HOFFMAN A/K/A DEAN PAUL ROFFMAN COURT NO.:11-7442-CIVIL c: SERVE DEAN P.ROFFMAN AIK/A DEAN PAUL HOFFMAN AT: TYPE OF ACTION n , 3662 GOLFVIEW DRIVE XX Notice of Sheriff's Sale MECHANICSBURG,PA 17656-2216 SALE DATE: September 4,2613 -O x c—, t; ice"' SERVED Served nd made known to DEAN P.HOFFMAN A/IfJA DEAN PAUL HOFFMAN,Defendant on the of �- ' 20 at ' o'clock . CA M.,at �� P ,in the manner described below: Arri Defendant pJrsonally served. y. Adult family member with whom Defendant(s)resides). ' Relationship is Adult in charge of Defendant's residence who refused to give name or relationship. —Manager/Clerk of place of lodging in which Defendant(s)reside.0%. Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. _Other: Description.- Age t Height�_ Weight�Race�K�Sex M.Other I (�fV PC ,a competent adult,hereby verify that I personally handed a true and correct copy of the N of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. I understand that this statement is made subject to the penalties of 18 Pa.C.S. Sec.4904 relating to unworn falsification to authorities. DATE:_q-. 110 t� NAME: PRINTED NAME:WS"A (C-OPJ TITLE: mamas ALLIf rL NOT SERVED On the da of ,20 at o'clock_.M_,I, a competent adult hereby state that DeTendYant]ROT OUNDTbecause: _Vacant Does Not Exist Moved _Does Not Reside(Not Vacant) _No Answer on at LSi KA at _Service Refused Other. I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. BY: PRINTED NAME: ATTORNEY FOR PLAINTIFF Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1404 One Penn Center Plaza Philadelphia,PA 19143 (215)563-7000 RO 13 'J 12 31 PHELAN HALLINAN,LLP ttorne for Plaintiff Adam H. Davis,Esq.,Id. No.203034 CUt`iBER�SYLVAN 1 y 1617 JFK Boulevard,Suite 1400f One Penn Center Plaza Philadelphia,PA 19103 Adam.Davis @PhelanHallinan.com 215-563-7000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA LOANCARE,A DIVISION OF FNF SERVICING, CUMBERLAND COUNTY INC. Plaintiff, COURT OF COMMON PLEAS V. CIVIL DIVISION DEAN P.HOFFMAN A/K/A DEAN PAUL No.: 11-7442-CIVIL HOFFMAN Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.2 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY ) SS: As required by Pa. R.C.P. 3129.2(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named,at that address,set forth on the Affidavit and as amended if applicable.A copy of the Certificate of Mailing(Form 3817) and/or Certified Mail Return Receipt stamped by the U.S.Postal Service is attached hereto Exhibit"A". Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff Date: ! G IMPORTANT:NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. PH#773990 } 1 LOANCARE,A DIVISION OF FNF SERVICING,INC. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. NO.: 11-7442-CIVIL DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) CUMBERLAND COUNTY AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 LOANCARE,A DIVISION OF FNF SERVICING,INC.,Plaintiff in the above action,by the undersigned attorney,sets forth as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216. 1. Name and address of Owner(s)or reputed Owner(s): Name Address(if address cannot be reasonably ascertained, please so indicate) DEAN P.HOFFMAN A/K/A DEAN PAUL 3602 GOLFVIEW DRIVE,MECHANICSBURG, HOFFMAN PA 17050-2216 2. Name and address of Defendant(s)in the judgment: Name Address(if address cannot be reasonably ascertained,please so indicate) DEAN P.HOFFMAN A/K/A DEAN PAUL 3602 GOLFVIEW DRIVE HOFFMAN MECHANICSBURG,PA 17050-2216 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address(if address cannot be reasonably ascertained,please indicate) MIDLAND FUNDING LLC C/O WILLIAM T. WELTMAN WEINBERG&REIS MOLCZAN 1400 KOPPERS BUILDING PITTSBURGH,PA 15219 MIDLAND FUNDING,LLC. 8875 AERO DRIVE SUITE 200 SAN DIEGO,CA 92123 4. Name and address of last recorded holder of every mortgage of record: Name Address(if address cannot be reasonably ascertained,please indicate) MERS AS A NOMINEE FOR MICHIGAN P.O.BOX 2026 FIDELITY ACCEPTANCE CORP DBA FLINT,MI 48501-2026 FRANKLIN FUNDING MERS,INC. FRMLY 3300 SW 34TH AVE,STE 101 OCALA, FL 34474 AS OF 12/6/10,1901 E.VOORHEES STREET, SUITE C DANVILLE,IL 61834 PH#773990 MICHIGAN FIDELITY ACCEPTANCE CORP 100 HIGH TOWER BOULEVARD DBA FRANKLIN FUNDING SUITE 200 PITTSBURGH,PA 15205 MICHIGAN FIDELITY ACCEPTANCE CORP 25800 NORTHWESTERN HIGHWAY#875 DBA FRANKLIN FUNDING SOUTHFIELD,MI 48076 MICHIGAN FIDELITY ACCEPTANCE CORP 25800 NORTHWESTERN HIGHWAY#875 DBA FRANKLIN FUNDING C/O CHARLENE SOUTHFIELD,MI 48076 BUSSELAAR,VICE PRESIDENT MICHIGAN FIDELITY ACCEPTANCE CORP 520 BROADHOLLOW ROAD DBA FRANKLIN FUNDING C/O LEND SUITE 100E AMERICA MELVILLE,NY 11747 5. Name and address of every other person who has any record lien on the property: Name Address(if address cannot be reasonably ascertained,please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address(if address cannot be reasonably ascertained,please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address(if address cannot be reasonably ascertained,please indicate) TENANT/OCCUPANT 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 CUMBERLAND COUNTY COURT 1 COURTHOUSE SQUARE ADMINISTRATOR'S OFFICE C/O CUSTODY ROOM 301 CONCILIATION DEPARTMENT ATTN: CARLISLE,PA 17013 JACQUELINE M.VERNEY,ESQUIRE, CUSTODY CONCILIATOR PAULA HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 PAULA HOFFMAN C/O CARUCOLI& 44 SOUTH HANOVER STREET ASSOCIATES,P.C.ATTN:JACQUELINE M. CARLISLE,PA 17013 VERNEY,ESQUIRE,CUSTODY CONCILIATOR PAULA HOFFMAN C/O SUSAN KAY 4010 GLENFINNAN PLACE CANDIELLO,ESQUIRE MECHANICSBURG,PA 17055 BANK OF AMERICA,N.A. 1800 TAPO CANYON ROAD MAIL ID#CA6-914-01-43 SIMI VALLEY,CA 93063-6712 BANK OF AMERICA,N.A. 100 NORTH TRYON STREET SUITE 170 CHARLOTTE,NC 28202 PH#773990 MERS AS A NOMINEE FOR BANK OF P.O.BOX 2026 AMERICA,N.A. FLINT,MI 48501-2026 DEAN P.HOFFMAN A/K/A DEAN PAUL 3602 GOLFVIEW DRIVE HOFFMAN,PRO SE MECHANICSBURG,PA 17050-2216 DOMESTIC RELATIONS OF 13 NORTH HANOVER STREET CUMBERLAND COUNTY CARLISLE,PA 17013 COMMONWEALTH OF PENNSYLVANIA P.O.BOX 2675 DEPARTMENT OF WELFARE HARRISBURG,PA 17105 INTERNAL REVENUE SERVICE•ADVISORY 1000 LIBERTY AVENUE ROOM 704 PITTSBURGH,PA 15222 U.S.DEPARTMENT OF JUSTICE 228 WALNUT STREET,SUITE 220 U.S.ATTORNEY FOR THE MIDDLE PO BOX 11754 DISTRICT OF PA HARRISBURG,PA 17108-1754 FEDERAL BUILDING I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. e Date: 117 By: Phelan Hallinan,LLP Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff PHELAN HALLINAN,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza,Philadelphia,PA 19103 215-563-7000 PH#773990 • " cr fa Nam:and Phelan Nallinan,LLP " Address 1617 JFK Boulevard,Suite 1400 U N Of Sender One Pann Center Plan Philadclphig,PA 19103 AZ".CS-0910#12013 SAL£ A i Line Article Number ]Name of Addressee Strte and Post Office Address Postu e � I w+wr TENANTIOCCUPANT a+ sa.4s 3601 GOLI"VIEW DRIVE (_� a d5 MECHANICSBUR PA 17050-2216 R 2 wM s BANK OF AMERICA,N.A. $0.45 1800 TAPO CANYON ROAD MAIL ID#CA6.914-01-43 } SIM1 VALLEY CA 93063-6712 3 w«w« BANK OF AMERICA.N.A. $0.45 100 NORTH TRYON STREET SIIITF,170 CRA.RLOTTE NC 28201 4 w«rt CUMBERLAND COUNTY COURT ADMINTSTRATOR-S OFFICE CIO CUS'T'ODY CONCILIATION S0.4s tDEPARTMENT ATTN.JACQUELINE M.VERNEY,ES URF,CUSTODY CONCILIATOR 1 COURTHOUSESQUARIE ROOM 301 4 � T r yIyY CARLISLE PA 17013 5 *""« DEAN P.HOFFMAN AWA DEAN PAUL HOFFMAN,PRO SE $0.45 3602 GOLFVIEW DRIVE MECHANICSBUR PA 17050-2216 6 ***• MFRS AS A NOMINEE FOR RANK OF AMERICA,N.A. 40.45 P.O,BOX 2026 FLINT MI 48501-2026 7 w:.« MERS AS A NOMINEE FOR MICHIGAN FIDELITY ACCEPTANCE CORP DBA FRA44KLIIN FUNDING $0.45 P.O.BOX 2026 F'LIN'T' MT 48501-4016 8 "''; MERS,INC. $0.45 1901 E.VOORIIEES STREET,SUITE C DAlNVILI,F IL61M4 9 MICHIGAN FIDELITY ACCEPTANCE CORP DBA fRAr,'XLIN FUNDYNC 50,AS 100 HIGH TOWER AO'ULEVARD SUITE 200 PI'TTSB'URGH PA 15205 RE:DEAN P.HOFFMAN A/WA PAUL HOFFMAN(CUMBERLAND) PHS#250158/1021. Page I of 2 Writ'Fram Tout tturberof Teari Wwnbcr ofPiars ft tnaa+et,Per{Wife or lttt fail deckrsiton of utiut is sgtritedarsalt denrstc aed ftnekutiannt msjatarcd rtai'.,'Itte ega;ntvttt iadetatity frystte Pieerst.tstedDySetxfu krcetfeSs#PustOlFCe RCOtiYtttaEmpie}tei futhereeotstnctfato(neute tbbkdontnrttbunikr Sfa,tlQO =e rxPtcaSfHSOdtavtnrarraatuuttganloetttsr�eu. per pixe:ntdcta to�3{rdt of aSttOA00gzrtxtur+era.The rnainwta finder»try ryysitc m Cspttxc Maii titaetnndlsG k S9D0. 7h.naxurnmt i«deaniiy pya64 u SJSAQQ fe,naieiKre/twtl eerMwith apttoat i+euenx.Set Damertic 13«1 Ma<wa1 174fiC S9lJ tad 5421 for iitmuribrrc ofaewre -. Form 3877 Faesimile Nanaatxl Phelanllalliww3 LLP Address 1617 TFK Boulevard,Suite't 400 N Of Sender Ore Penn Center Plaza Philadt hia,PA 19103 /1LKI8(:J-09/04/Z013 SALE Ci Line Artic_Ic Numbcr Name of Addressee.Street.and Post Office Address Postage w rs i "*•* MICHIGAN FfDEL"1TY ACCEPTANCE CORP DBA FRANKLIN FUNDING $0.45 M 25800 NORTHWESTERN HIGHWAY#875 t SOUTHFI.F..Lri MI 48076 w 2 •**" MICHIGAN FIDELITY ACCEPTANCE CORP DBA FRANKLIN FUNDING CIO CHARLENIZ WAS •=-3t wo°o BUSSELAAR,'VICE PRESIDENT f• 25800 NORTHWESTERN HIGHWAY#875 s SOUTHFIELD M148076 MICHIGAN FIDELITY ACCEPTANCE CORP DBA FRANKLIN FUNDING CIO LEND AMERICA $0,45 520 BROADHOLLOW ROAD,SUITE IOOE MELVILLE NY 11747 4 k*** PAULA HOFFMAN $0.45 r 3602GOLFVIEW DRIVE f- MFCHANICSBCIRG PA 17050.2216 Ls, 5 ""`* PAULA HOFFMAN C/O CARUCOLI&ASSOCIATES,P.C.ATTN.-JACQUELINE M.VERNEY, WAS o ESQUIRE,CUSTODY CONCILIATOR t A;!t,+ 44 SOL t"1:1 HANOVER STREET CARLISLE,PA 17017 6 ""*" PAULA HOFFMAN C/O SUSAN KAY C.4NDIELLO,ESQUIRE $0.45 4010 GLENFINNAN PLACE iMECHANICSBURG,PA 17055 7 "*** Domestic Relations of $0.45 Cumberland County 13 North Hanover Street Carlisle PA 1.7013 8 """ Commonwealth of Pennsylvaula SOAS Department of Welfare,P.O.Box 2675 Harrisburg,PA 17105 9 k,lk* Internal Revenue Service Advisory $0.45 1000 Liberty Avenue Room 704 Pittsburgh,PA 15222 10 "*** U.S.Department ofJustice,U.S.Attorney for the Middle District of PA SOA5 Federal Building 228 Walnut Street,Suite 210,P.O.Box 11754 liarrisbur ,PA 17108-1754 Lj: RE.DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN(CUMBERLAND) PHS!1.280158/.1021 58.55 Page 2 of 2 Writ Team Total NurtrUcr of �Tool Nuatbera ftitm' Pouara�tu,Pa(Nam.of The rJl tleckTtinn of wine b tequ#d an dl dnmeet(c Ind imtrrutiotal mglrternd rea{i,7'le rntatrw'a'Itttctmiry payable Me"law by 1CKk+��� NCYtivtd at IWA O tft l(Cwt-V hnvio}-) for IM mdmmwlson of att ovalt5e tloC fs w kr lu"s moodaxwwm=Owtowtbn kwnm it S50AM per Pint W*-u e lhnk efSSfe,Ox)Pa tau —,The tnximum irdptnityPty"bL an tixrras Mrtt—h-4.k$SO), The terxinatro irldtemitvtunsbk ft f25:000 fot rcfisteted mai4 sera withupsbrol itaurutte 4e rutrcatic Mtn Martuat 19005913 and S121 fur limUtiom 31`cowmpe. Form 3877 Facsimile Nafne elld Plicllin Mom,LLP Address 1,617)YK Boulevard,Suite 1400 h Of Sender One Penn Center Plaza k7 c Philadelphia, PA 19103 A7k1JSG-09104/2013SAI.F., ^� Line Article Number IVsasa of Addrrswe Strec and Post Office Address Postage 0 MIDLAND FUNDING LLC CIO WILLIAM M MOLCZAN 50.46 0 WELTMAN WEINBERG&AEIS 140]COPPERS BUILDING �40 o IffrMOURGH,PA 15219 MIDLAND FUNDING,LLC. SOA6 ON AEAO DRIVE 0 $uITE 220 BAN NEGO CA 92123 -J>90MEAN P.NOFFMAN AWA DICAN PAUL HOFFMAN(CUMBERLAND) PH it 77349011026 T0.92 - Fftelotl -45 Da 7oul Number of ToeY 1AWLcro!'tkces Poarmaet,Pat(Nance of Te all&CL3111013 efvatoe is rtgwedon all domestic W hrxmnlonal teyiicnd assn,Twrr} Viaua 13aad by&nd« a«.:..d w Rae off_ lk"& *Gmp4:+e) fa dr—owbvrtioa ofr ptlsblr docuumus udw s Mail docwnn«neawuotia�n l9 piece sub'ect b 1 Unit 035)0,000 per ot>corttdee,The rraxixatre inlrnrdry•payable ce l=�Irec{ p 'lle arxiwum Frdttudtr p1Y+b"a&StS,U00.fir mpsuted mail,xrt with op'Foni ixslpsrce! # t�. Kv1a1 S9i)ttl SYLl forhmWitun oft _ .' ty ,.�, Form 3877 Facsimile i PH#773990 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff r. 1 4 4{ cvitot r ri n ±3 i rj Jody S Smith r'44 PV # 1 t': Chief Deputy LLi3 P C'� 27 AM 9' nv rt Richard W Stewart FF CE PTE r ERIFF ,U l r r, a; i C C LIY Y PENNSYLVANIA LoanCare, A Division of FNF Servicing Inc vs. Case Number Dean P. Hoffman a/k/a Dean Paul Hoffman 2011-7442 SHERIFF'S RETURN OF SERVICE 06/25/2013 06:17 PM - Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 3602 Golfview Drive, Hampden -Township, Mechancisburg, PA 17050, Cumberland County. 06/25/2013 06:17 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Dean P. Hoffman a/k/a Dean Paul Hoffman at 3602 Golfview Drive, Hampden Township, Mechanicsburg, PA 17050, Cumberland County. 09/03/2013 As directed by Joseph Schalk, Attorney for the Plaintiff, Sheriffs Sale Continued to 12/4/2013 11/22/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $727.11 SO ANSWERS, November 25, 2013 RONNK ANDERSON, SHERIFF a• ,s" 42, O# y d--3 ,1► a9c7W . .Faun ySuite: I-.eft:Tel esofl Inc. LOANCARE, A DIVISION OF FNF SERVICING, INC. • COURT OF COMMON PLEAS Plaintiff • • CIVIL DIVISION v. • • NO.: 11-7442-CIVIL DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN • Defendant(s) • CUMBERLAND COUNTY AFFIDAVIT PURSUANT TO RULE 3129.1 LOANCARE,A DIVISION OF FNF SERVICING,INC.,Plaintiff in the above action,by the undersigned attorney,sets forth as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216. 1. Name and address of Owner(s)or reputed.Owner(s): Name Address(if address cannot be reasonably ascertained, please so indicate) DEAN P.HOFFMAN 3602 GOLFVIEW DRIVE A/K/A DEAN PAUL HOFFMAN MECHANICSBURG,PA 17050-2216 2. Name and address of Defendant(s)in the judgment: Name Address(if address cannot be reasonably ascertained,please so indicate) DEAN P.HOFFMAN 3602 GOLFVIEW DRIVE A/K/A DEAN PAUL HOFFMAN MECHANICSBURG,PA 17050-2216 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address(if address cannot be reasonably ascertained,please indicate) None. 4. Name and address of last recorded holder of every mortgage of record: Name Address(if address cannot be reasonably ascertained,please indicate) MERS AS A NOMINEE FOR MICHIGAN P.O.BOX 2026 FIDELITY ACCEPTANCE CORP DBA FLINT,MI 48501-2026 FRANKLIN FUNDING MERS,INC. FRMLY 3300 SW 34TH AVE,STE 101 OCALA, FL 34474 AS OF 12/6/10, 1901 E.VOORHEES STREET, SUITE C DANVILLE,IL 61834 MICHIGAN FIDELITY ACCEPTANCE CORP 100 HIGH TOWER BOULEVARD DBA FRANKLIN FUNDING SUITE 200 PITTSBURGH,PA 15205 MICHIGAN FIDELITY ACCEPTANCE CORP 25800 NORTHWESTERN HIGHWAY#875 DBA FRANKLIN FUNDING SOUTHFIELD,MI 48076 PHS #280158 MICHIGAN FIDELITY ACCEPTANCE CORP 25800 NORTHWESTERN HIGHWAY#875 DBA FRANKLIN FUNDING SOUTHFIELD,MI 48076 C/O CHARLENE BUSSELAAR,VICE PRESIDENT MICHIGAN FIDELITY ACCEPTANCE CORP 520 BROADHOLLOW ROAD DBA FRANKLIN FUNDING SUITE 100E C/O LEND AMERICA MELVILLE,NY 11747 5. Name and address of every other person who has any record lien on the property: Name Address(if address cannot be reasonably ascertained,please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address(if address cannot be reasonably ascertained,please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address(if address cannot be reasonably ascertained,please indicate) TENANT/OCCUPANT 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 CUMBERLAND COUNTY COURT 1 COURTHOUSE SQUARE ADMINISTRATOR'S OFFICE ROOM 301 C/O CUSTODY CONCILIATION CARLISLE,PA 17013 DEPARTMENT ATTN:JACQUELINE M.VERNEY, ESQUIRE,CUSTODY CONCILIATOR PAULA HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG,PA 17050-2216 PAULA HOFFMAN 44 SOUTH HANOVER STREET C/O CARUCOLI&ASSOCIATES,P.C. CARLISLE,PA 17013 ATTN:JACQUELINE M.VERNEY, ESQUIRE,CUSTODY CONCILIATOR PAULA HOFFMAN 4010 GLENFINNAN PLACE C/O SUSAN KAY CANDIELLO,ESQUIRE MECHANICSBURG,PA 17055 BANK OF AMERICA,N.A. 1800 TAPO CANYON ROAD MAIL ID#CA6-914-01-43 SIMI VALLEY,CA 93063-6712 BANK OF AMERICA,N.A. 100 NORTH TRYON STREET SUITE 170 CHARLOTTE,NC 28202 MERS AS A NOMINEE FOR BANK OF P.O.BOX 2026 AMERICA,N.A. FLINT,MI 48501-2026 DEAN P.HOFFMAN 3602 GOLFVIEW DRIVE A/K/A DEAN PAUL HOFFMAN,PRO SE MECHANICSBURG,PA 17050-2216 PHS #280158 V DOMESTIC RELATIONS OF 13 NORTH HANOVER STREET CUMBERLAND CO,UNTY CARLISLE,PA 17013 COMMONWEALTH OF PENNSYLVANIA P.O.BOX 2675 DEPARTMENT OF WELFARE HARRISBURG,PA 17105 INTERNAL REVENUE SERVICE ADVISORY 1000 LIBERTY AVENUE ROOM 704 PITTSBURGH,PA 15222 U.S.DEPARTMENT OF JUSTICE 228 WALNUT STREET,SUITE 220 U.S.ATTORNEY FOR THE MIDDLE PO BOX 11754 DISTRICT OF PA HARRISBURG,PA 17108-1754 FEDERAL BUILDING I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Date: V f / / By: C° /1411412"11--Phelan Hallinan,LLP Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff PHELAN HALLINAN,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza,Philadelphia,PA 19103 215-563-7000 PBS #280158 fo LOANCARE, A DIVISION OF FNF SERVICING, INC. : COURT OF COMMON PLEAS • Plaintiff : CIVIL DIVISION vs. : NO.: 11-7442-CIVIL DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) : CUMBERLAND COUNTY NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANICSBURG, PA 17050-2216 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT,BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house(real estate) at 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216 is scheduled to be sold at the Sheriff's Sale on 09/04/2013 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle,PA 17013 to enforce the court judgment of$269,843.86 obtained by LOANCARE,A DIVISION OF FNF SERVICING,INC. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. • 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless--exceptions (reasons why the proposed distribution is wrong) are filed with the-Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 r' - SHORT DESCRIPTION By virtue of a Writ of Execution No. 11-7442-CIVIL LOANCARE,A DIVISION OF FNF SERVICING, INC. v. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN owner(s) of property situate in the TOWNSHIP OF HAMPDEN, CUMBERLAND County, Pennsylvania, being 3602 GOLFVIEW DRIVE,MECHANICSBURG, PA 17050-2216 Parcel No. 10-17-1037-099- (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING Judgment Amount: $269,843.86 Attorneys for Plaintiff Phelan Hallinan, LLP i • • LEGAL DESCRIPTION ALL THOSE CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Hampden in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the North side of Golfview Drive at the dividing line between Lots Nos. 376 and 377 of the hereinafter mentioned Plan, said point being 125.04 feet West of the intersection of Golfview Drive and Kent Drive; thence along the North side of Golfview Drive North 79 degrees 33 minutes 40 seconds West a distance of 65.05 feet to a point; thence along the same by a curve to the left having a radius of 590.00 feet, an arc length of 33.95 feet to a point at Lot No. 378; thence along Lot No. 378 North 07 degrees 08 minutes 31 seconds East a distance of 162.67 feet to a point at lands now or formerly of Hampden Square Ltd.; thence along said land now or formerly of Hampden Square Ltd. North 75 degrees 21 minutes 49 seconds East a distance of 37.57 feet to a point; thence along the same South 37 degrees 33 minutes 40 seconds East a distance of 100.00 feet to a point at Lot No. 376; thence along Lot No. 376 South 10 degrees 26 minutes 20 seconds West a distance of 110.44 feet to a point,the place of BEGINNING. CONTAINING 15,717 square feet. BEING Lot No. 377, Final Subdivision Plan No. 3,Hampden Square, said Plan being recorded in Plan Book 43, page 139, Cumberland County. TITLE TO SAID PREMISES IS VESTED IN Dean P. Hoffman, single, by Deed from Robert J. Frost and Annette M. Frost, h/w, dated 07/14/2003, recorded 07/16/2003 in Book 258, Page 672. PREMISES BEING: 3602 GOLFVIEW DRIVE,MECHANICSBURG,PA 17050-2216 PARCEL NO. 10-17-1037-099 WRIT OF EXECUTION and/or ATTACHMENT " COMMONWEALTH OF PENNSYLVANIA) NO. 11-7442 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due LOANCARE,A DIVISION OF FNF SERVICING,INC. Plaintiff(s) From DEAN P.HOFFMAN A/K/A DEAN PAUL HOFFMAN (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $269,843.86 L.L.: $.50 Interest FROM 4/6/2013 TO DATE OF SALE($44.36 PER DIEM)-$6,742.72 Atty's Comm: Due Prothy:$2.25 Atty Paid: $214.50 Other Costs: Plaintiff Paid: Date: 6/6/13 David D. Bue 1,Prothonotary (Seal) Deputy REQUESTING PARTY: Name: ADAM H.DAVIS,ESQUIRE Address:PHELAN HALLINAN,LLP 1617 JFK BLVD.,SUITE 1400 ONE PENN CENTER PHILADELPHIA,PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 203034 LIE COPY F In TT ROM RECORD stiF�mony whereof. I here unto set my hand and the s a;of said Cou at Carlisle, Pa. This day of —, 20 5 Fr [�orot�r, • LXII 30 CUMBERLAND LAW JOURNAL 07/26/13 2011-7442 Civil Term LOANCARE,A Division of FNF Servicing,Inc. vs. DEAN P. HOFFMAN a/k/a DEAN PAUL HOFFMAN Atty.:Joseph Schalk By virtue of a Writ of Execution No. 11-7442-CIVIL, LOANCARE, A DIVISION OF FNF SERVICING, INC. v. DEAN P. HOFFMAN a/k/a DEAN PAUL HOFFMAN owner(s) of property situate in the TOWNSHIP OF HAMPDEN, CUMBERLAND County, Pennsylvania, being 3602 GOLFVIEW DRIVE, MECHANICS- BURG,PA 17050-2216. Parcel No. 10-17-1037-099. Improvements thereon:RESIDEN- TIAL DWELLING. Judgment Amount:$269,843.86. 60 • • PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz_: July 26,August 2 and August 9, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. mil, sa Marie Coyne, Eitor SWORN TO AND SUBSCRIBED before me this 9 da of August, 2013 �..�,I � Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY' My Commission Expires Apr 28,2014 The Patriot-News Co. e atriotXews Mechanicsburg, PA 17050 Inquiries - 717-255-8213 Now you know CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael J. Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 1900 Patriot Drive, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. 2A42 Civil Tenn This ad ran on the date(s)shown below: • LOANCARE,A Division of FNF Servicing,Inc. 07/28/13 vs. DEAN P.HOFFMAN A/K/A DEAN 08/04/13 PAUL HOFFMAN AY Joseph Schalk 08/11/13 By virtue of a Writ of Execution No. 11-7442-CIVIL LOANCARE, A DIVISION OF FNF SERVICING,INC. V. Swor to _ d ubsc ibed •efore me this 3 da of August, 2013 A.D. DEAN P.HOFFMAN A/K/A DEAN PAUL � 9 HOFFMAN °wells) xi TOWNSHIP .property F HAMPDEN, r1�.a ■1 • - (I CUMBERLAND _°Qtly, Pennsylvania, . ary P blic 3602- GOLFVIEW DRIVE, MECHANICSBURG,PA 17050-2216Parce1 No.10-174037-099 - (Acreage'ozStrcet address) Ctai� 10,WE LTH r `t=V;s SYLVANIA _ is thereon: RESIDENTIAL -- ..-- 1 lotar�al Seat Judgment Amount:$269,843.86 I Holty t.ytnn 4Varfet,Notdri Pub9ic MWast fnr�ton Twp,,Daunhsn County �o"?missfan expires Dec.12,2016 MEMBER,PEN1tSYt VANIA ASSOCIATION OF NOTARIES Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 E PRO 'HONO Q J 4 '1.. 2014 AUG 27 NI 9: 58 CUMB RLANQ P NNSYLVANINNTY Attorney For Plaintiff LOANCARE, A DIVISION OF FNF SERVICING, INC. Plaintiff v. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 11 -7442 -CIVIL PRAECIPE FOR VOLUNTARY SUBSTITUTION OF PARTY PLAINTIFF PURSUANT TO Pa.R.C.P., 2352 TO THE PROTHONOTARY: Kindly substitute SELENE FINANCE, LP as successor Plaintiff for the originally named Plaintiff. Date: The material facts on which the right of succession and substitution are based as follows: SELENE FINANCE, LP is the current holder of the mortgage by virtue of that certain Assignment of Mortgage, which Assignment has been executed and sent for recording in CUMBERLAND County on or about 08/04/2014. Kindly amend the information on the docket accordi gly. PH # 773990 By: A_✓r: Kenya : •at , Esq., Id. No.203664 Attorney for Plaintiff 00,\661 SOp Cu it/vs907i Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney For Plaintiff LOANCARE, A DIVISION OF FNF SERVICING, INC. Plaintiff v. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 11 -7442 -CIVIL PRAECIPE TO MARK JUDGMENT TO USE PLAINTIFF TO THE PROTHONOTARY: Please mark the judgment in the above -captioned matter to the use of SELENE FINANCE, LP, located 9990 Richmond Ave., Suite 400 South, Houston, TX 77042 Date: d205//1 PH # 773990 PHELAN HALLINAN, LLP By: Kenya Bates 'Esq., Id. No.203664 Attorney for Plaintiff Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney For Plaintiff LOANCARE, A DIVISION OF FNF SERVICING, INC. Plaintiff v. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 11 -7442 -CIVIL ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter my appearance on behalf of SELENE FINANCE, LP. Date: d•S1/, PH # 773990 PHELAN HALLINAN, LLP By: Kenya Bate (Esq., Id. No.203664 Attorney for Plaintiff Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney For Plaintiff LOANCARE, A DIVISION OF FNF SERVICING, INC. Plaintiff v. DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 11 -7442 -CIVIL CERTIFICATION OF SERVICE I hereby certify that true and correct copies of the foregoing Plaintiffs Praecipe to Mark Judgment to SELENE FINANCE, LP, Substitution of Party Plaintiff and Entry of Appearance were served by regular mail on the person(s) on the date listed below: DEAN P. HOFFMAN A/K/A DEAN PAUL HOFFMAN 3602 GOLFVIEW DRIVE MECHANNICSBURG, PA 17050-2216 Date: exai PHELAN HALLINAN, LLP By: Kenya Bates, Esq., Id. No.203664 Attorney for Plaintiff