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HomeMy WebLinkAbout11-7476Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 ' r Portfolio Recovery Associates, LLC 1°?1 = 140 Corporate Blvd. ' J, tE,:_fi? ?- . Norfolk, VA 23502 . TELE: 1-866-428-8102 FAX: 757-518-0860 Cou\"' Attorneys for Plaintiff X11 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY 140 Corporate Blvd. Norfolk, VA 23502 ASSOCIATES, LLC No. \1--)4-1L0 b m v. MICHELLE LASHESKI Plaintiff 2535 PHEASANT DR MECHANICSBURG PA 17055 Defendant NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 DIS 0,P& %. 4a - ao Pct a This communication is from a debt collector and is an attempt to collect a debt. ClcIt- l'1 D (O4 Any information obtained will be used for that purpose. 2- ^ C013 Q Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. : Norfolk, VA 23502 : Plaintiff No. V. MICHELLE LASHESKI 2535 PHEASANT DR MECHANICSBURG PA 17055 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This c<rninuini.cation is froin a debt collector and is an attempt to c,:llect a debt. Any inforination obtained ??-all be tiled foi- that purpose, Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. MICHELLE LASHESKI 2535 PHEASANT DR MECHANICSBURG PA 17055 Defendant COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant MICHELLE LASHESKI, is an adult individual with last known address of 2535 PHEASANT DR, MECHANICSBURG PA 17055. It is averred that Defendant was indebted to GE MONEY BANK, F.S.B. / SAMS CLUB on September 13, 2002 with account number ************5349 (hereafter referred to as "Account") A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. Ibis conimunication .is from a debt collecior inn is en attempt to collect j dclit. jiv info rtnation obtained will be tt€.cc{ for that purpose, Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on May 2, 2010. Plaintiff is the purchaser, assignee and/or successor in interest GE MONEY BANK, F.S.B. / SAMS CLUB and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $1,056.23. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, MICHELLE LASHESKI, in the amount of $1,056.23, plus costs of this action and any other relief as the Court deems just a r sonable. Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 10-95387 This cormacanication is f roan a debt collec for and is an ,.attemp? to colle 't a debit. Any information obtained will be tised fOr tlKat laUrpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Cdstina Patterson hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date : SEP 0 9 701-?11 By: Cristina Patterson Custodian of Records 10-95387 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************5349 MICHELLE LASHESKI Account Holder: MICHELLE LASHESKI 2535 PHEASANT DR MECHANICSBURG PA 17055 Consumer Account Issuer: Assignee: Account Number: Date Account Opened: Date of Last Payment: Date of Charge Off. Balance at Purchase: Purchase Date: Product Code: PVT GE MONEY BANK, F.S.B. / SAMS CLUB Portfolio Recovery Associates, LLC ************5349 September 13, 2002 May 2, 2010 December 7, 2010 $1,056.23 December 30, 2010 Balance at Charge-Off: $1,056.23 Less Payments: $.00 Balance Due: $1,056.23 10-95387 GECK00 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Cdstina Patterson depose, affirm and state as follows: Custodian of Records, for Portfolio Recovery Associates, LLC hereby I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from GE MONEY BANK, F.S.B. / SAMS CLUB ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on December 30, 2010. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from MICHELLE LASHESKI ("Debtor") to the Account Seller the sum of $1,056.23 with the respect to account number (************5349), as of December 7, 2010 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $1,056.23 as due and owing as of the date of this affidavit. o folio Re very socia , LLC BY: , Custodian of Records Subscribed and sworn to before me on Notaryblic of 2011 10-95387 This conimunic otion is frotn a debt collector and is an attempt to co lle ct a debt, AnY inforrnalioii_ obtained will be used for that purpose, Online account access. Always available, Always easy. With your Sam's Club" Credit account, you can enjoy the convenience of online account management at home or anywhere you have computer access. Register your account today at SamsCiub.com/credit and you can: * Check your balance • And much more! * Pay your bill Sam's Clulf Credit MICHELLE LASHESKI Account Nunhe Summary of Account ActfvKy Previous Balance - Other Credits $1,056.23 $1,05623 New Balance $0.00 Credit Limit $3,000.00 Available Credit $0.00 Cash Advance/Quick Cash Limit $200.00 Available Cash $O,DO Statement Closing Date 1210712010 Days in Billing Cycle 28 Visit us at samsdub.comlcredit i 5349 Member Service, 1-800-568-0162 Summary Payment Information New Balance $0.00 Minimum Payment This Period $298.00 Amount Past Due $0.00 Total Minimum Payment Due $298.00 Payment Due Date 12/1012010 Late Payment Warning:if we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 Tran Date Post Date Reference Number Description of Transaction or Credit 12107 12107 F92770OP500999990 CHARGE OFF ACCOUNT-PRINCIPALS 12107 12/07 F92770OP50099 999 0 CHARGE OFF ACCOUNT *FINANCE CHARGES* FEES TOTAL FEES FOR THIS PERIOD INTEREST CHARGED 12107 12107 INTEREST CHARGE ON PURCHASES ...12/07 12107 INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST FOR THIS PERIOD 2010 Totals Year-To-Date Total Fees Charged in 2010 $144.97 Total Interest Charged in 2010 $113.55 The year to date information shown on this statement reflects a partial year, starting from the time the information first appeared on your billing statement Anwunt ($782.74) ($273.49) $0.00 $0.00 PAYMENT nl IF RY 5 P M (FT) nN TMY Dt IF nATF NOTICE: We may Convert your payment Into an electronic debiL Sea reverse side for details, Billing Rights and other Important Information. 6709 ABH 1 5 7 101207 Z D PAGE 1 of 3 9277 4000 V093 01CC6709 Detach and mail this portion with your check. Do not include any correspondence with your check. -I Account Num 5349 Total li immum Amount Past Due Payment Payment Due Due Date I $•? I $0.00 1 12/10/2010 W.00 swewr.i.?ol. Payment Enclosed: Please use ? ? ? ? ? a ? ? blue or black ft. 11111111I 1111i??ieIpptI 1 l 1 New address or email? Print changes an back. MICHELLE LASHESKI 2535 PHEASANT DR MECHANICSBURG PA 17055.5877 Make Payment to: SAWS CLUB/GEMB PO BOX 530942 ATLANTA, GA 30353-0942 CustomarServicaguestioni For account information, please call the teH free number on the front of this statement. Unlessyour name is listed on this statement, your access to information on the account maybe limited, You may also mail questions (but not payments) lo: P.O. Box 961064, El Paso, TX 79996.1064. Please includeyouracooumt number on any correspondence you send to us. Payments: Send paymentsto theaddress listed on the remit portion of this statement orpay online. Nofke:See below foryourBilling lgtdsavdo0nerimpWait information. Telephonin aboulbill'mgarors will notpreserveyour rights under federal law. To preserve your rights, pleasewrile tocurBikg Inquiries Address, PO Box 981401, EI Paso TX 79996-1401. Purchases, returns, and payments made just prior to billing date may not appear untif next month's statement. When you provide a check as payment, you authorize us either to use information from yaucheck to make a one-time electronic fund transferfrom your account or to process the payment as a check transaction, When we use information from your check to make an electronic hnd transfer, funds maybe withdrawn from youraccount as soon as the same day we receive your ppaayymmerd, and yyoaun will not receive your check back from your financial institution. You may choose not to have your payment contacted electronics 1?yr sanding your peym nt nth the payment stub in your own envelope - not tM endmil window envelops, addressed to: P.O. Box966097, Orlando, FL 3289600?7and not the PymentIddresa What To Do If You Think tbu Find A Mistake On Your Statement It you think there is an error on your statement, write to us at: GE Money Bank PO. Box 981401, EI Paso, TX 79998.1401 In your Wer, give us the following information. • Accountinforrratan: Your name and account number. Dollar amount The dollar amount of the suspected error • Description of Problem: If you thinkthlere is an error on your bill, descritiewhal you believe iswmrg andwhyyou balm It is a mistake. You must contact us within 60 days after the error appeared on your statement You must notily us of any potential errors in writing. You may cap us. but 0 you do we are not required to investigate any potential errors and you may haveto paythe amount in question. White we investigate whether or not there has been an error, the following aretrue: • We cannot try to collect the amount in question, or report you as delinquent on that amount, • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pp1aythe amount in question oraay interestorofherfees related told amount. • While You do not have to pay the amount in question, you are responsible forthe remainder of yourbalance. • Means pply any unpaid amourd against your credit limp. Your Rights if You Are DRssaHsNed With Your Credlf Card Purchases If you are dissatisfied with the goods or services that you have purchased with yourcredit card, andyou havetded in gold faith to correc the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must betrue: 1. The purchase must have been made in your home state or within 100 riles of your current mailing address, and the purchase price must have been more than W. (Nob: Neither of these are necessary if your urchase was based on an advertisement we mailed to you, or if we own Plre company Ihat soil you lhegoods aservices.) 2 You must have used your credit card for the purchase. Purchases made with In adva ices from an ATM or with a check that accesses your credit card account dondqualify. 3. You mist not yet have fully paid for the purchase. f ail of the criteria above are met and you are still dissatisfied with the purchase, contact us in wrifing at: GE Money Bank P.O. Box 961401, El Paso, TX 79996-1401 While we' te, the sane rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that pent, 0 we think you owe an amount and you do not pay ??m ? yauasPsymuod A6ou1 PaymsrMs: You mry pray more than tip total kNnimuroFaynwntst arytima Payments recetred after 5.U0 PM (ET) on any day will be credged as of the nod day. CCrack to your Pccoult may be aye0 up to five days if payment (a) is riot received at the Payment Address, (b is not made in U.S. dollars drawn on a U.S. financial institulton located in the U.S., (c) is rid accompanied by the remittance coupon attached to your statement, (d) contains more than one payment or remittance coupon, (e) Is not mcehed in the remittance envelops provided sesmaaanaaarspureoamornf;ori sleMaedwith other conditions or limitations I'Diaputed Prrtsl, must be mailed or del vered to us at P0. Box 981401, Ell Paso, TX7gW814O1 Credits To YourAceount: An amount shown in parenthesis orpreoeded a minus (-) sign is a credl oraedit balance unlessotherwlse indicated . raditswill l be applied loyourprevicts balance immediately upon receipt, butwigndsais anyrequiredpa ntthatmaybedue. CredhReloortsMdACCamt nformation:Ityoubelieve that wehave reported inaccurate information about you to a consumer reporting agency, pieeee comae us at P0. Bax 981400, El Paso, TX 79996.1400. In doing so, please idaniy the inaccurate information andtell uswty you believe ft's incorrect. If you have a copy of the crew report that includes the inaccurate information, please include a copy of that report. We may report information about your account to credit bureaus. Late payments, mussed payments, or other defaults on your account may be re flected in yourcredil report. Balance ttokNerwitCharge CakWation iNtlrod EDBakencemediodo., We figure the ideest charge an your accent by applying the periodic rate to the 'deny balance' of your account for each day in the billing cycle. We then add the interest to the daily balance. To get the'daiN balance'we takethe beginning balance of Yaxaccou teach day (whk:ln includes unpaid interest), add any new charges and applicable fees. and sublr ict any payments or credits. This gees us the deny balance, dally balance o less than zero will be treated as zem. A separate car balance will be calculated for each balance type on r account The balance(s) shown in the Interest Charges section of the statement is the sum of Ihedaily balances foreach day inthe billing cycledivided by thenumberof days in the billing cycle Method 2M (Average Daily Balance Including current transactions): We figure the interest charge on )your accxxsul by applying the periodic rate to the 'average of balance ofyeurascount. Togellhe'average daily balance' we take the beginning balance of your account each day which includes any unpaid interest charges from the previous bili rig cycle, add arty, new charges, and applicable lees and subtract any payments or credits This gores us the deny balance. Then, we add up all the daily balances for the billing c Ie and divide the total by the number of days in the billing cycle. This ylves us the 'average daily balance,' which is the balance shown in the Interest Charges section of this statement. Any average daily balance of leas than zero will be treated as zero. A separate average daily balance will be calculated for each balar"pe on your account. Method 31111 (Average Daily Balance excluding current transactions): We figure the Interest charge on Your accaaR by applying the perfodlc rate to the"averagedailybalanceofyouraccount. Togefthe'average daily balance' we take the beginning ce of youraccounl each day which includes any unpaid interaal charrggeesa from the previous billing ?leandaddapplicaablefess,andsuhlradallyzinentsorcredls. We do rot add in am new charoas. This ohms ins Ma nailer haunrn They this statement. Ar treated as zero. A Method S IAVarsge Daly Balance oxcluding current transactions and unpaid Interssi chariiii We fill the interest charge on your account by apTlying the periodic raletothe'averagedallryybalance olfguraaarnt Tcgetthe'average dairy balance' we take tine beginning balance of your account each day, add applicable fees and subtract arty pyme . credits and unpaid interest charges from the previous billing cycle. We do rat add in any new charges. This gores us the daffy balance. Than we add up all the daily balances for the Mining cycle and divide the totai by the number of d in the billing cycle. This gives usthe'averagedaiybalanoe,'which says the balance shown in the Interest Charges section of this statement ::Large daily balance of less than zero win be treated as zero . A separate ave y daily balance will be calculated for each balance type Balance Including current transactions We figure theTnteiest chhi on your account by dipglv,rg the periodic rate tothe'averagedeny beance ofyouraccount. To"getthe'average daih balance' we take the beginning bales ceof your account each day, ad any new charges andvppfcable fees and subtract any paymar is credits and unpaid nterest charges from the previous bigk?qq cycle. Tnis gives us the deny balance. Then, we add up allthedat bafawasforthe hills g cycle and dividethetdal by the numberofdys nthe billing cycle This gives us Ihe'average cagy balance,' is the balance ssthcaiwmn in the Interest Charges section of the statement. Any average dally balance of less than zero will be treated as zero. A separate average daily balencewill be calculated breach balance "on youracco nt. Bankruptcy Notice: If you file bankruptcy you must send us notice, includli account number and all informa0on related to the proceeding to the blowing address: GE Money Bahr, Attn: Bankruptcy Dept., P0. Born 103104, Roswell, GA 30076, Your account is owned and serviced by GE Money Bark. Nearing kmpalred., TDD users ran 1-800444-1732. 01 CC6709 - 3 - 0612411010 This is an allempt to collect a debt and any information obtained will be used lor that purpose. 'By providing atelephore numberonyouraccotamt, you consent to GE Money Bank and any otherownerorservicerof youraccou t conducting you about you account, including using any contad information or cell phone numbers you provide, and you consentlothe useof any aubmatlc telephone dialing system andloran artificial orprerecorded wiz when contacting you, even if you are charged for the call underyourphone plan. For changes of address, phone numberandior email, please check the box and prim the changes below. Name Street Address City , State, ? Zip Plane N E-mail Hone Phone S Business Phone 0 'Cell 9 or other phone It we Email Address can use to contact you By providing your email address, you agree to receive email communications about you account and also give permission for us to share your email address to Sam's Club. OValues -M Exclusively for Sam's Club Plus` Members, eValues are additional discounts and offers loaded right on your Membership card, Visit samselub.eom/evalues to see how much more you can save. Interest Charge Calculation Your Annual Percentage Rate (APR)s the annual interest rate on your account. ANNUAL Balance Type of Balance Expiration PERCENTAGE Subject to Interest Charge Balance Date RATE Interest Rate Method Current Transactions Regular Purchases WA 29.15% (v) $0.00 $000 2D Cash Advances / Quick Cash WA 29.15%(v) $0.00 $0.00 2D Transactions on or before 0612512010 Regular Purchases WA 29.15% (v) $0.00 $0.00 2D (v) = variable rate 6709 ASK 1 5 7 101207 2 D PAGE 2 of 3 9277 4000 V093 OICC6709 • 0 BILL of SALE PRA Fresh - December 2010 GE Money Bank For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated the 10'' day of June, 2010 by and between General Electric Capital Corporation, a Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit Services Inc, a Delaware corporation (collectively "Seller") and Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on December 19, 2010, and as further described in the Agreement. GE Money By: Title: CFO Retailer Credit Services Inc By: Title: President General Electric Capital Corporation By: Title: Vice President Pis 11) 1P z C74EC K 0 0 • • ?I GE Money Bank BILL of SALE PRA Fresh - December 2010 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated the 10`h day of June, 2010 by and between General Electric Capital Corporation, a Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit Services Inc, a Delaware corporation (collectively "Seller") and Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on December 19, 2010, and as further described in the Agreement. GE Money Bank By: Title: CFO Retailer Credit Services Inc By: Title: President General Electric Ca-itavlmoj By: )MI Title: idmt 1 P G t .i 2 G4 cKoo DavidD. Oue/7 OfficeProthonotag of - _/ f�^ /�°*`��~y%[7tn�y /`�/�6 County, ~' —.�" ---_y'_'-_ KirkS. So fionage, ESQ Solicitor ORDER OF TERMINATION OF COURT CASES CIVIL TERM AND NOW THIS 28T DAY OFOCTOBER, 2014, AFTER MAILING NOTICE OF INTENTIONTO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH RARI.P.230I One Courthouse Square 0 SuitedDD � BYTHE COURT, DAVID D. BUELL PROTHONOTARY �rrisie, (P.A 0 Thonx717240-6195 Tax717240-6573