HomeMy WebLinkAbout11-7533Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC FICF
140 Corporate Blvd. T,, r i 0 N 0 T
Norfolk, VA 23502
TELE: 1-866-428-8102
4 QIC -v PM 2' 6
FAX: 757-518-0860
Attorneys for Plaintiff CU"'TERLk"' COIJ
y'.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
V.
JESSICA A EVANS
718 LONGS GAP RD
CARLISLE PA 17013
Defendant
NOTICE
A.'01(-.1; -3 6?it
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V,
JESSICA A EVANS
718 LONGS GAP RD
CARLISLE PA 17013
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta
Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y
archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra
usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede
ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por
cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros
derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
1`his coninumicaticon is from a debt c« llecwr and is W1 atte[npt W 00llect i1 debt,
piny information obtained will lie ik, eed f Or Ihat purpose,
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
JESSICA A EVANS
718 LONGS GAP RD
CARLISLE PA 17013
Defendant
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
2. Defendant JESSICA A EVANS, is an adult individual with last known address of 718 LONGS
GAP RD, CARLISLE PA 17013.
It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / HHB/ US WEST on
November 6, 2007 with account number ************1538 (hereafter referred to as "Account").
A copy of the account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
1'l.tis ?x¢ntniunic ttion is from a debt collector and is an attc inpt to collect a dept.
Any inforination obtained will b ttsed fist- that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on January 31, 2009.
8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. /
HHB/ US WEST and Plaintiff is now the holder of the Account. A true and correct copy of the
affidavit is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$996.87.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, JESSICA A EVANS, in the amount of $996.87, plus costs of this action
and any other relief as the Court deems just and reasona e.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
10-92861
This communication is from a debt collector and is an attempt to co lest a debt.
Ajiv information obtained will be uses{ for 613t pUrpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Chgla Wise hereby states that he/she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date : Sej`mter +kj0 2c k\ By: C' f .lAti
Chela Wise
Custodian of Records
10-92861
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************1538
JESSICA A EVANS
Account Holder:
JESSICA A EVANS
718 LONGS GAP RD
CARLISLE PA 17013
Consumer Account
Issuer:
Assignee:
Account Number:
Date Account Opened:
Date of Last Payment:
Date of Charge Off:
Balance at Purchase:
Purchase Date:
Product Code: VISA
HSBC BANK NEVADA, N.A. / HHB/ US WEST
Portfolio Recovery Associates, LLC
************1538
November 6, 2007
January 31, 2009
September 30, 2009
$996.87
March 23, 2010
Balance at Charge-Off: $996.87
Less Payments: $.00
Balance Due: $996.87
10-92861
HSBH67
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Chela Wise , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit
is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account
Assignee's records, including a review of the business records transferred to Account Assignee from HSBC BANK
NEVADA, N.A. / HHB/ US WEST ("Account Seller"), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on March 23, 2010. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from JESSICA A EVANS ("Debtor") to
the Account Seller the sum of $996.87 with the respect to account number (************1538), as of September 30,
2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the
sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $996.87 as due and owing as of the date of
this affidavit.
Portfolio Recovery Associates, LLC
By: Chela Wise , Custodian of Records
Subscribed and sworn to before me on tQ of 2011
ov? ,.
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M17
Not Public
10-92861
c)
1 hiy comintttticatioi) is from a debt collector and is aat otten)pt to collect a &bl.
Any informatioaa obiaittzd uill lie used ibr that puq)ose.
.40
0
BILL OF SALE
HSBC CARD SERVICES (III) INC. (f/k/a HOUSEHOLD CARD SERVICES INC.)
("Seller'), for value received and pursuant to the terms and conditions of the Receivables
Purchase Agreement ("Agreement') dated October 26, 2009 between Seller and HSBC CARD
SERVICES (IIn INC. and Portfolio Recovery Associates, LLC, ("Purchaser'), does hereby sell,
assign and convey to Purchaser, its successor and assigns, all right, title and interest of Seller in
and to those certain Purchased Receivables (as defined in the Agreement) listed on the attached
Exhibit A (Sale File.), without recourse and without representation of, or warranty of,
collectibility, or otherwise, except to the extent provided for within the Agreement.
EXECUTED this 20 day of March, 2010.
HSBC CARD SERVICES (111) INC.
By:L
Name: Susan Solomon
Title: Vice President-Assistant Secretary
HSBC BANK NEVADA N.A.
By:
Name: Susan Solomon
Title: Senior Vice President
AbV
IIof 0, Li ?& n
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny RAnderson ?c
Sheriff ytiir oC Culutirr'
Jody S Smith 0 01- T C 0 A." j F'
Chief Deputy
?????
Richard W Stewart ?. IAISER?' i' ?? ?`?T 0- Yl T. N, Solicitor
F i..6 'kE : cclF { E.11 v;v {
Portfolio Recovery Associates, LLC Case Number
vs. 2011-7533
Jessica Ann Evans
SHERIFF'S RETURN OF SERVICE
10/18/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Jessica Ann Evans, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Jessica
Ann Evans. Request for service at 718 Longs Gap Road, Carlisle, Pennsylvania 17013 the Defendant
was not found. Deptuies were advised, Jessica Ann Evans moved last year. However, The Carlisle
Postmaster is still delivering her mail to this address.
SHERIFF COST: $39.00
October 18, 2011
SO ANSWERS,
a "
('? Z' W, -
RON R ANDERSON, SHERIFF
c: GourrySuite Shen*t, Telecsott, inc.
HLED-OFFICE
Carrie A. Brown, Esquire O TH;'&E PROTHONOTARY
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259 2012 FEB _ 7 AM I I , 08
Portfolio Recovery Associates, LLC
140 Corporate Blvd. CUMBERLAND COUNTY
Norfolk, VA 23502 PENNSYLVANIA
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 11-7533 CIVIL TERM
V.
JESSICA A EVANS
718 LONGS GAP RD
CARLISLE PA 17013
Defendant
PRAECIPE TO SETTLE DISCONTINUE AND END
PLEASE MARK THE ABOVE-CAPTIONED ACTION AS SETTLED,
DISCONTINUED AND ENDED.
Respectfully-Submitted,
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
10-92861
This letter is, from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502 :
Plaintiff No. 11-7533 CIVIL TERM
V.
JESSICA A EVANS :
718 LONGS GAP RD
CARLISLE PA 17013
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Settle Discontinue and End upon JESSICA A EVANS, by First Class
Mail, Postage Pre-Paid, a copy thereof on this -6- day of Pr6
,
2012, to:
Date:
10-92861
JESSICA A EVANS
718 LONGS GAP RD, CARLISLE PA 17013
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.