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HomeMy WebLinkAbout11-7662FEESERS, INC. t/a FEESERS FOOD DISTRIBUTORS, Plaintiff V. MICHAEL V. SPADAFORE, Defendants : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA NO. : CIVIL ACTION - LAW CONFESSION OF JUDGMENT WHERE ACTION COMMENCED BY COMPLAINT Pursuant to the authority contained in the warrant of attorney, the copy of which is attached to the Complaint filed in this action, I appear for the Defendant and confess judgment favor of the Plaintiff and against Defendant as follows: ' a. Balance of principal: $10,621.63 b. Accrued unpaid interest through 9/22/2011 '7i at 18% per annum: $ 1,388.09 .? " - - -1 c. Late charges: $ 200.00 .° d. Attorney's commission of 10% as authorized = oar-' by the Note: 1220.97 TOTAL $13,430.69* :- *Plus the following amounts accruing after September 22, 2011: a. Interest at the rate specified by the Note, 18% per annum or $5.24 per diem starting September 23, 2011; b. Costs of suit; and c. Additional attorney's fees to the extent they exceed the amount set forth above. Respectfully submitted, LAW OFFICES OF MARKIAN R. SLOBODIAN By: -C-- 4 ,Olu Markian R. Slobodian, Esq. ID #41075 801 North Second Street Harrisburg, PA 17102 717/232/5180 ? P-7. SO ?? 2hS63? 00 hed lgglmol FEESERS, INC. t/a FEESERS FOOD DISTRIBUTORS, Plaintiff V. MICHAEL V. SPADAFORE, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND/ COUNTY, PENNSYLVANIA /lam 7?p6 L fit/ I L?f'YI :NO. : CIVIL ACTION - LAW COMPLAINT IN CONFESSION OF JUDGMENT NOW COMES, Plaintiff Feesers, Inc., t/a Feesers Food Distributors ("Feesers"), by its attorneys, The Law Offices of Markian R. Slobodian, and files this Complaint in Confession of judgment for money against Defendant, Michael V. Spadafore ("Spadafore") for the following reasons: 1. Plaintiff, Feesers, is a Pennsylvania corporation having its principal place of business at 5561 Grayson Road, Harrisburg, Dauphin County, Pennsylvania 17111. 2. Defendant Spadafore is an adult individual with a last known address of 115 Mountain View Drive, Enola, Cumberland County, PA 17025. THE PROMISSORY NOTE 3. On or about January 13, 2010, in connection with a certain extension of credit from Feesers, Defendant Spadafore made, executed, and delivered to Feesers a certain Promissory Note (the "Note") in the amount of $16,471.63 payable to Feesers through installments of $500 per month, due on or before the last day of each month, until paid in full. A true and correct copy of the Note is attached hereto and incorporated herein as Exhibit "A". 4. The Note further provides that in the event any installment of principal and interest were not paid when due, then Defendant would pay to Feesers a late charge of 5% of the amount past due. 5. The Note further provided that if Defendant should fail to pay any sum when due or in any other way default under the terms of the Note, then the entire unpaid balance of the Promissory Note, together with interest accrued thereon and all other sums due or owed by Defendant thereunder shall at Feesers' option and without notice to Defendant become due and payable immediately with interest at the rate of 18% per annum (the "Default Interest Rate") together with court costs and reasonable attorneys' fees for collection of not less then 10% of the balance owed. CONFESSION OF JUDGMENT 6. The Note authorizes Feesers to confess judgment against the Defendant for the entire principal balance owing to Feesers upon Defendant's default under the terms of the Note without further demand or notice. 7. The Note authorizes Feesers to confess judgment against Defendant "FOR THE AMOUNT FOR WHICH MAKER MAY BE OR BECOME LIABLE TO PAYEE UNDER THIS NOTE, WITH OR WITHOUT DEFAULT, PLUS REASONABLE ATTORNEY'S FEES OF NOT LESS THAN TEN PERCENT (10%) OF THE BALANCE OWED, WITH COSTS OF SUIT, RELEASE OF ERRORS, AND WITHOUT RIGHT OF APPEAL" 8. The Note has not been released, transferred, or assigned. 9. Judgment has not been entered against the Defendant on this Note in any jurisdiction. 10. This judgment is being entered in connection with a commercial transaction and is not being entered by confession against a natural person in connection with a consumer credit transaction. 2 DEFAULT 11. Defendant has defaulted on his obligation under the Note by failing to make the required payment for January 31, 2011 and thereafter, thereby making the entire principal balance immediately due and payable. 12. To date, the Defendant has failed and refused to pay the balance due, which failure and refusal constitutes a breach of terms of a Note. 13. The following amounts are now due and payable on the Note as of September 22, 2011: a. Balance of principal: $10,621.63 b. Accrued unpaid interest through 9/22/2011 at 18% per annum: $ 1,388.09 c. Late charges: $ 200.00 d. Attorney's commission of 10% as authorized by the Note: 1220.97 TOTAL $ 13,430.69* *Plus the following amounts accruing after September 22, 2011: a. Interest at the rate specified by the Note, 18% per annum or $5.24 per diem starting September 23, 2011; b. Costs of suit; and c. Additional attorney's fees to the extent they exceed the amount set forth above. WHEREFORE, Plaintiff Feesers, Inc. demands judgment against the Defendant in the amount of $13,430.69, plus costs of suit and the following amounts accruing after September 22, 2011: 1. Interest at the rate specified by the Note, 18% per annum or $5.24 per diem after September 22, 2011 to date of judgment; and 3 2. Interest at the contract rate of 18% per annum after the date of judgment, plus additional attorney's fees and costs, until Defendant's obligation is satisfied. Respectfully submitted, LAW OFFICES OF MARKIAN R. SLOBODIAN By: MARKIAN R. SLOBODIAN, ESQ. ID NO. 41075 801 North Second Street Harrisburg, PA 17102 Dated: 717/232-5180 Attorneys for Plaintiff, Feesers, Inc. EXHIBIT "A" PROMISSORY NOTE $ s s?jr Harrisburg, Pennsylv is Date: Me/ a FOR VALUE RECEIVED, ? dt J 7f'"L're-, residing at r j >. • (hereinafter the "Maker") unconditionally promises to pay to the ord r of Feesers, c. t/a Feesers Food Distributors with offices at 5561 Grayson Road, Harrisburg, Dauphin County, Pennsylvania 17111 ("Payee" or "Feesers") the sum of ,5-r e , -p 1- 4n C? ($ 4M plus interest at the rate of % per annum. Interest shall be calculated based on the outstanding principal balance on the basis of a 360 day year, but shall be charged for the actual number of days elapsed. Principal and interest shall be payable, in lawful money of the United States, at the office of the Payee designated above or such other place as the holder of this Note may designate, in the following manner: Commencing on the L j-day of -J An 201_-0 and continuing for the following ,,j months, Maker shall pay Feesers the sum of -F, - Dollars ($ 5"?JL9, ?' ) on or before the 14St day of each month. A final payment in the full amount of the entire outstanding balance of principal plus all interest accrued thereon and all other sums owed by Maker to Payee shall be due and payable on (hereinafter the "Maturity Date"). Each installment shall be applied first to the payment of accrued interest and then to the reduction of the principal sum. Maker shall have the privilege without premium, fee or penalty, at any time and from time to time, of prepaying this Note in whole or in part, provided that each prepayment shall be accompanied by accrued interest on the amount prepaid. Maker agrees that in the event any installment of principal or interest is not paid when due, Maker shall pay to Payee a late charge of five percent (5%) of the amount past due to cover the additional expense incident to such delinquency. This late charge provision shall not be construed to obligate Payee to accept any overdue installment nor to limit Payee's rights and remedies for Maker's default, as hereinafter set forth. If Maker shall fail to pay any sum when due or if Maker shall in any other way be in default hereunder or under this Note or if any certification, warranty or representation made or hereafter made by Maker to Payee should prove to be materially false, then the entire unpaid principal balance of this Note, together with interest accrued thereon and with all other sums due or owed by Maker hereunder shall at the option of Payee and without notice to Maker become due and payable immediately with interest (after such default and acceleration and until Maker's indebtedness to Payee is paid in full, including the period following entry of any judgment) at the rate of 18% per annum (the "Default Interest Rate"), together with Court costs and reasonable attorney's fees for collection of not less than ten percent (10%) of the balance owed, and payment of the same may be enforced and recovered by the entry of judgment on this Note and the issuance of execution thereon. MAKER HEREBY IRREVOCABLY AUTHORIZES AND EMPOWERS ANY ATTORNEY OF ANY COURT OF RECORD TO APPEAR FOR AND CONFESS JUDGMENT THEREIN AGAINST MAKER FOR THE AMOUNT FOR WHICH MAKER MAY BE OR BECOME LIABLE TO PAYEE UNDER THIS NOTE, WITH OR WITHOUT DEFAULT, PLUS REASONABLE ATTORNEY'S FEES OF NOT LESS THAN TEN PERCENT (10%) OF THE BALANCE OWED, WITH COSTS OF SUIT, RELEASE OF ERRORS, AND WITHOUT RIGHT OF APPEAL. MAKER WAIVES THE RIGHT TO ANY STAY OF EXECUTION AND THE BENEFIT OF ALL EXEMPTION LAWS NOW OR HEREAFTER IN EFFECT. EXECUTION MAY IMMEDIATELY BE ISSUED ON THE JUDGMENT, WITHOUT PRIOR NOTICE OR HEARING, TO GARNISH, LEVY OR ATTACH ANY PERSONAL PROPERTY OF MAKER. NO SINGLE EXERCISE OF THE FOREGOING WARRANT AND POWER TO CONFESS JUDGMENT SHALL BE DEEMED TO EXHAUST THE POWER, WHETHER OR NOT ANY SUCH EXERCISE SHALL BE HELD BY ANY COURT TO BE VALID, VOIDABLE, OR VOID, BUT THE POWER SHALL CONTINUE UNDIMINISHED AND MAY BE EXERCISED FROM TIME TO TIME AS OFTEN AS THE PAYEE SHALL ELECT, UNTIL ALL SUMS PAYABLE OR THAT MAY BECOME PAYABLE BY MAKER HAVE BEEN PAID IN FULL. Maker (and all endorsers, sureties and guarantors) waives the right to presentment for payment, demand, notice of demand, notice of non-payment or dishonor, protest and notice of protest of this Note, and all other notices in connection with the delivery, acceptance, performance, default, or enforcement of the payment of this Note; liability hereunder shall be unconditional and shall not be affected in any manner by any indulgence, extension of time, renewal, waiver or modification granted or consented to by Payee. Maker hereby consents to the exclusive jurisdiction and venue of the Court of Common Pleas of Dauphin County, Pennsylvania, and for the District Court for the Middle District of Pennsylvania, in any and all actions or proceedings arising hereunder or pursuant hereto, and irrevocably agrees to service of process by certified mail, return receipt requested, to the address for Maker set forth above or to such other address as Maker may direct by notice to Payee This instrument shall be construed according to and governed by the laws of the Commonwealth of Pennsylvania. MAKER HEREBY WAIVES THE RIGHT TO TRIAL BY JURY OF ANY MATTERS OR CONTROVERSIES ARISING HEREUNDER. The words "Payee" (or "Feesers") and "Maker" whenever occurring herein shall be deemed and construed to include the respective heirs, personal representatives, successors and assigns of Payee (or "Feesers") and Maker. The obligation of the persons named as Maker shall be joint and several. IN WITNESS WHEREOF, Maker has duly executed this Note under seal the day and year first above mentioned. WITNESS: By Print Name: C7n MAKER: By &?? K4W?? Print Name:/4CGK,4 -2- VERIFICATION Subject to the penalties of 18 U.S.C. § 4904, relating to unsworn falsification to authorities, I hereby certify that I am authorized to verify the foregoing Complaint and, further, that the facts set forth in the Complaint are true and correct to the best of my information and belief. JOHN TIGHE Executive Vice President and Chief Operating Officer FEESERS, INC. t/a FEESERS FOOD DISTRIBUTORS, Plaintiff V. MICHAEL V. SPADAFORE, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. //- -71%/f7 CIVIL ACTION - LAW CERTIFICATE OF RESIDENCE UNDER RULE 2951 I hereby certify that the precise residence and complete post office address of the Plaintiff, Feers, Inc. t/ a Feesers Food Distributors is 5561 Grayson Road, Harrisburg, Pennsylvania. I hereby certify that the precise residence and complete post office address of Defendant Michael V. Spadafore,115 Mountain View Drive, Enola, Cumberland County, PA 17025. LAW OFFICES OF MARKIAN R. SLOBODIAN By: Markian R. Slobodian, Esq. ID #41075 801 North Second Street Harrisburg, PA 17102 Dated: 717/232/5180 ' C) ice? 4 FEESERS, INC. t/a FEESERS FOOD DISTRIBUTORS, Plaintiff V. MICHAEL V. SPADAFORE, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. ??"" 7(O(Oo? CIU?G ???1 : CIVIL ACTION - LAW RULE 236 NOTICE OF ENTRY OF JUDGMENT WHERE JUDGMENT IS CONFESSED NOTICE OF DEBTOR'S RIGHTS TO: Michael V. Spadafore, Defendant // You are hereby notified that on to b 11 2011, judgment by confession was entered against you in the sum of $13,430.69, plus interest at the rate specified by the Notes, 18% per annum or $5.24 per diem starting September 23, 2011, plus attor e 's fees to 4? the extent they exceed $1,220.97. 0%, am,` DATE: /o/o/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OF CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 1-800-990-9108 I hereby certify that the following is the address of the Defendant(s) stated in the certificate of residence: Respectfully submitted, LAW OFFICES OF MARKIAN R. SLOBODIAN Markian R. Slobodian, Esq. ID #41075 801 North Second Street Harrisburg, PA 17102 717-232-5180 c) 2? ?Attorneys for Feesers, Inc. Dated: 1 A Michael V. Spadafore, Defendido/a Usted esta siendo notificado que el de del 2011, se anoto en contra suya un fallo por confesion en la suma de $13,430.69 en el caso mencionado en el epigrafe. FECHA: Protonotario USTED DEBE LLEVAR INMEDIATAMENTE ESTE DOCUMENTO A SU ABOGADO. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGARLE A UNO, LLAME A VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 1-800-990-9108 Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: 4 1r Abogado del Demandante FEESERS, INC. t/a FEESERS FOOD DISTRIBUTORS, Plaintiff V. MICHAEL. V. SPADAFORE, Defendant : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANJA F' C__ NO. 11-7662 Civil Term CIVIL ACTION - LAW -r- i * ;'' ?C5 -v 8-n ^ =CD gyp ? 1 C) PRAECIPE TO SATISFY JUDGMENT w' TO: THE PROTHONOTARY OF CUMBERLAND COUNTY. Please mark the judgment in the above-referenced action as SATISFIED. LAW OFFICES OF MARKIAN R. SLOBODIAN I/2' Dated: l ( 3c. \ MARKIAN R. SLOBODIAN, ESQ. I.D. No. 41075 801 North Second Street Harrisburg, PA 17102 (717) 232-5180 Attorneys for Plaintiff, Feesers, Inc. CERTIFICATE OF SERVICE I certify that I have, this date, served a true and correct copy of the foregoing Praecipe on the following individuals via first class mail, postage paid: Michael V. Spadafore 115 Mountain View Drive Enola, PA 17025 Craig A. Diehl, Esq. 3464 Trindle Road Camp Hill, PA 17011 ,A llvk,1?10111-de- AREN L. H CARRO L, Legal Secretary Dated: o ? • 3 (I I 1 -?-