HomeMy WebLinkAbout11-7950Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk VA 23502
TELE: 1-866-428-8102 1. lJ l., {
FAX: 757-518-0860
Attorneys for Plaintiff
LVIA01
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
V.
CHRISTINA L BARRICK
64 E MAIN ST
NEWVILLE PA 17241
Defendant
NOTICE
No. `I-) 95a
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
® d
This communication is from a debt collector and is an attempt to collect a debt. "" /OS '7 / Y
Any information obtained will be used for that purpose. t--''T ?? t 5
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502 :
Plaintiff No.
V.
CHRISTINA L BARRICK
64 E MAIN ST
NEWVILLE PA 17241
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta
Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y
archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra
usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede
ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por
cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros
derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FUADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
Ihis co ninninccatiott i,, front a debt collector and is an mtenipi to
Any inforniatioii obtained ti611 be used f'or that pin-pose,
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
CHRISTINA L BARRICK
64 E MAIN ST
NEWVILLE PA 17241
Defendant
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
2. Defendant CHRISTINA L BARRICK, is an adult individual with last known address of 64 E
MAIN ST, NEWVILLE PA 17241.
It is averred that Defendant was indebted to HSBC CARD SERVICES (III), INC. / HHB/ US
WEST on November 6, 2007 with account number ************8022 (hereafter referred to as
"Account"). A copy of the account history is attached here to and collectively marked as Exhibit
"A.11
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the
Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's
incurred charges on the Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
1 iti ;tar atctttii < tiota i,? bona as debi collector aami is wi attempt to collect as debt:.
Any iiii'o m ation obtained will he Used ti>c' III-,It prrrpose;.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 18, 2008.
8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC CARD SERVICES (111),
INC. / HHB/ US WEST and Plaintiff is now the holder of the Account. A true and correct copy of
the affidavit is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$993.43.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse
to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the
Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, CHRISTINA L BARRICK, in the amount of $993.43, plus costs of this
action and any other relief as the Court deems jus
10-94839
I hi, c orttatrnmication is frorn a debt. collector and is an attanlit to colicd a debt.
Any ial'onrration obtained will be used for that purpose,
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Tanya HollOW& hereby states that he/she is authorized to take this verification on behalf of said
Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and
correct to the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date : J 1 By:
Lany4labobeck
Custodian cords
10-94839
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************8022
CHRISTINA L BARRICK
Account Holder:
CHRISTINA L BARRICK
64 E MAIN ST
NEWVILLE PA 17241
Consumer Account Product Code: VISA
Issuer: HSBC CARD SERVICES (III), INC. / HHB/ US WEST
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************8022
Date Account Opened: November 6, 2007
Date of Last Payment: September 18, 2008
Date of Charge Off: April 30, 2009
Balance at Purchase: $993.43
Purchase Date: October 26, 2009
Balance at Charge-Off: $993.43
Less Payments: $.00
Balance Due: $993.43
10-94839
HSBG24
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, TBnya Hollenbeck , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is
based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's
records, including a review of the business records transferred to Account Assignee from HSBC CARD SERVICES (III),
INC. / HHB/ US WEST ("Account Seller"), which have become a part of and have integrated into Account Assignee's
business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on October 26, 2009. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary
course of business by the Account Assignee, there was due and payable from CHRISTINA L BARRICK ("Debtor") to the
Account Seller the sum of $993.43 with the respect to account number (************8022), as of April 30, 2009 with
there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $993.43 as due and owing as of the date of
this affidavit.
Portfolio Recovery Associates, LLC
V-? -On??u
By: , Custodian of Records
Subscribed sworn to before me on-3-?) of , 2011
N tary Public Rochelle Beyer
COR"Tionwealth of Virginia
10-94839 Notary Public
CO Mnission No. 7500443
M1' CorM iwn Expires 6/30/1015
Cris c:, is f ? f a debt collector and is an attempt to collect a debt.
o i= _ .l i f e used lor that purpose,
•
BILL OF SALE
HSBC CARD SERVICES (I1I) INC. (flk/a HOUSEHOLD CARD SERVICES INC.)
("Seller"), for value received and pursuant to the terms and conditions of the Receivables
Purchase Agreement ("Agreement") dated April 1, 2007 between Seller and HSBC CARD
SERVICES (III) INC. and Portfolio Recovery Associates, LLC, ("Purchaser'), does hereby sell,
assign and convey to Purchaser, its successor and assigns, all right, title and interest of Seller in
and to those certain Purchased Receivables (as defined in the Agreement) listed on the attached
Exhibit A (Sale File), without recourse and without representation of, or warranty of,
collectibility, or otherwise, except to the extent provided for within the Agreement.
EXECUTED this 28'x' day of October, 2009.
HSBC CARD SERVICES (III) INC.
By:
Name:_ Susan Solomon
Title: Vice President-Assistant Secretary
THE PROTHONOTARY
-or Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire 2012 FEB -1 AM 14 : O8
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
CUMBERLAND COUNTY
140 Corporate Blvd. PENNSYLVANIA
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 11-7950 CIVIL,
V.
CHRISTINA L BARRICK
64 E MAIN ST
NEWVILLE PA 17241
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfulj}-submitted,
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
10-94839
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD :
NORFOLK, VA 23502
Plaintiff No. 11-7950 CIVIL
V.
CHRISTINA L BARRICK
64 E MAIN ST
NEWVILLE PA 17241
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon CHRISTINA ? BARRICK, by Firs Class Mail,
Postage Pre-Paid, a copy thereof on this ? day of _ , 20/4to:
CHRISTINA L BARRICK
64 E MAIN ST, NEWVILLE PA 17241
Date:
10-94839
Carrie A. Brown, squire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
This letter is from a debt collector end is an attempt to collect a debt.
Any information obtained will be used for that purpose.