HomeMy WebLinkAbout04-4387FEDERMAN AND PHELAN, LLP
By: FRANK FEDL'RMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400 ATTORNEY FOR PLAINTIFF
PHILADELPHIA, PA 19103
(215) 563-7000
THE PROVIDENTC BANK, COURT OF COMMON PLEAS
F/K/A PROVIDENT SAVINGS BANK
830 BERGEN AVENUE CNII. DNISION
P.O. BOX 17, NJ 07302
JERSEY CITY, N:f 07012 TERM
Plaintiff f ~ ~7~'
NO.O~{ - N,~7 ~la~C, /ER.?'v
v.
CUMBERLAND COUNTY
SCOTT A. LEHMAN
DENISE D. LEHMAN
35 ROXBURY ROAD
NEWVILLE, PA 17241
Defendant(s)
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIl2ING A LAWYER.
IF YOU CANNOT AFFORD TO HIlZE A LAWYER, THIS OFFICE MAYBE ABLE
TO PROVIDE YOU WTI'H INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 98534
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO 50 IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
File #: 98534
Plaintiff is
THE PROVIDENT BANK, F/K/A PROVIDENT SAVINGS BANK
830 BERGEN AVENUE
P.O. BOX 17, NJ 07302
JERSEY CITY, NJ 07012
2. The name(s) and last known address(es) of the Defendant(s) are:
SCOTT A. LEHMAN
DENISE D. LEHMAN
35 ROXBURY ROAD
NEWVILLE, PA 17241
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 01/20/1995 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to FIRST UNITED MORTGAGE SERVICES, INC. which
mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in
Mortgage Book No. 7249, Page 421. By Assignment of Mortgage recorded 9/27/95 the
mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of
Mortgage Book No. 504, Page 1046.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 05/01/2004 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 98534
6. The following amounts are due on the mortgage:
Principal Balance $74,709.23
Interest 2,878.60
04/01/2004 through 08/26/2004
(Per Diem $19.45)
Attorney's Fees 1,250.00
Cumulative Late Chazges 328.70
01/20/1995 to 08/26/2004
Cost of Suit and Title Seazch 550.00
Subtotal $ 79,716.53
Escrow
Credit - 813.69
Deficit 0.00
Subtotal $- 813.69
TOTAL $ 78,902.84
The attorney's fees set forth above aze in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attomey's fees will be
charged.
8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 78,902.84, together with interest from 08/26/2004 at the rate of $19.45 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
FEDERMA~~N,D.~PsHoEL~A' N, L P
By: /s/Ffancis S. Hallman
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 98534
ALL THAT CE2TAlN trnct of /und wiUi d~c iurproveorents thereon erected situate irr
Lower Merlin TUwrtslrip, Ciaaberltind Catutry, Pennsylvanitr, Lorurdrd oral dvscriGrd iu
accordance wid: a survey made by 77tourar Alvln Neff, Registered Surveyor. on July 2, 1965,
~ets fol[o+vr:
IIGGlNNWG ut art iron pin on the nordrerr Ilse of Prurrsylvania Kouic No. 997 ut ctirner-
aflund now orforurerly ofPlurry L- ChesYnur,• rirrnce along sold Iand ao+v ut-frnncrly ojHarry
L. Chrstnu[, Nardt 13 degrees 2I ntinures We}c, u distuttce of 433- 24 f¢et !a m1 tron pin-irt,(inc
of Land now or formerly of Merle Lehnurn; dunce nloug said Iwrd aow ar jurnrarly rf A1cr4tr
Lehman, Narrh o"4 degrees IS nri..rrtrs Enst. `a distance of 2S.2ofcet ra cu, iron pbr,- thence stI/I
along said lint of land now orfornrerly of Merle L.elrman, Nor[!c 64 degrees !S rrtiturtes East.
a dlstunce of 838 jest to a spike Irr nc~ career !!ne of Tuwriship toad No. -112; drence~ ulrixg dtr.
cutler Itn~ afsald Tu+vnshlp fiaad Na. -f12, South !I degrees 30atinrrtrs G<ut, a distunrr uf3JS
frtr to a spike in Are corner of land now orf<,r~ncrly ojEd+vurcl B. Ickes: dterrcc r+lorrg siti~inc
of laatl naw orfurnrrrfy of Edward U. Irkrs and through Penrrsylvarria Rarer No. 997, Sotrdr 61
degrees IS minutes West, a distance of 849.30 feet to a paint in Peanrylvania Route No. 997,-
t/rence Notylt 18 degrees 3Z minutes West, a disuarce aj 13.90fcer ro mr Iron pin an t/re northern
litre of Peartsylvarria ltoutc Na- 997,• tluncc alang the norThcrrt lint ofsnid Penns7dvuniu Kaute
No. 997, South 63 degrees 28 minutrs West, a rlisarace ajZ7.6Sjrct m rut iron pia, dre place
of BEGINNING
CONTAIN/NC 7.402 acrrs antt hnviag thercaa erected a one and one-/tnlf story,
ukuniaum sidlrtg d+velliag lraw•c-
RF_ING thr..crmrc prenrsec which Rnhcr7 1. Gilaararr, !r. and Marcia A. Calaman,
hasGarrd and +vif~, !r)' d«!r rlccr! rlntr'd Srptenrhrr I, /98R ntrd recorded in Ctanbcrlnnd County
Decd Book 'N", Vohanc 33, Page 1194, granted and cunvcyr-d utuo Lorrua (i. Mnrlin, 1,+ratunr
I+crein-
PREMISES BEING: 35 ROBBURY ROAD
VERIFICATION
FRANCIS S. HALLINAN, ESQUII2E hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa. R. C. P. 1024 (c ), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, it is counsel's intention to substitute a
verification from Plaintiff as soon as it is received by counsel.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.
C. S. Sec. 4904 relating to unsworn falsifications to authorities.
~~~ ~ ~~
Francis S. Hallinan, Esquire
Attorney for Plaintiff
DATE: O/2~/~L~
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SHERIFF'S RETURN - REGULAR
CASE NO: 2004-04387 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDENT BANK THE
VS
LEHMAN SCOTT A ET AL
DAVID MCKINNEY
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
LEHMAN SCOTT A
the
DEFENDANT at 1621:00 HOURS, on the 1st day of September, 2004
at 35 ROXBURY ROAD
NEWVILLE, PA 17241
SCOTT A LEHMAN
by handing to
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 10.36
Affidavit .00
Surcharge 10.00
.00
38.36
Sworn and Subscribed to before
me this 7 ~ day of
~.(h9~/ A.D.
Q. ~:e~. ,
Prothonotary
So Answers:
R. Thomas Kline
09/02/2004
FEDERMAN & PHELAN
By : ~ ii!%%~~ ,
Deputy Sheriff/y'Y l/
SHERIFF'S RETURN - REGULAR
CASE NO: 2004-04387 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDENT BANK THE
VS
LEHMAN SCOTT A ET AL
DAVID MCKINNEY
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
LEHMAN DENISE D
the
DEFENDANT at 1621:00 HOURS, on the 1st day of September, 2004
at 35 ROXBURY ROAD
NEWVILLE, PA 17241
by handing to
SCOTT A LEHMAN, HUSBAND
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this 7 `~ day of
< ~ 'Prothono~ta~ ~'
So Answers:
R. Thomas Kline
09/02/2004
FEDERMAN & PHELAN
Deputy Sheriff
PHELAN'HALLINAN & SCHMIEG, LLP
Suite 1400, One Penn Center at Suburban Station
1617 John F. Kennedy Blvd.
Philadelphia, PA 19103-1814
(215)563-7000
THE PROVIDENT BANK,
F/K/A PROVIDENT SAVINGS BANK
Plaintiff
Vs.
SCOTT A. LEHMAN
DENISE D. LEHMAN
Defendant(s)
No. 04-4387-CNII,
STIA(:FSTTnN nF RFCnRD (HAl\~i
RFc PARAC:RAPH #i nF THE CnMPT,ATNT TN MORTT~ACF. Ff1RFrT,nSTiRF
FRANK FEDERMAN, ESQUIItE, attorney for the Plaintiff, hereby certifies that, to the best of his
knowledge, information and belief that the information in paragraph #3 of the Complaint in Mortgage Foreclosure
is:
On 01/20/95 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter
described to FIRST IJNITED MORTGAGE SERVICES, INC. which mortgage is recorded in the Office
of the Recorder of CUMBERLAND County, in Mortgage Book No. 1249, Page 421. By Assignment of
Mortgage recorded 09/27/95 the mortgage was assigned to PLAINTIFF which Assignment is recorded
in Assignment of Mortgage Book No. 504, page 1046.
Kindly change the information on the docket.
Date: January 14, 2005
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
_~~ ~ >~~'
Lawrence T. Phelan, Esq.
:Francis S. Hallinan, Esq.
1Daniel G. Schmieg, Esq.
Attorneys for Plaintiff
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7 PHELAN HALLINAN £~ SCHMIEG, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id No. 62205
161% JFK Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000 Attorney for Plaintiff
THE PROVIDENT BANK,
F/IC/A PROVIDENT SAVINGS BANK
Plaintiff Court of Common Pleas
CUMBERLAND County
vs. No. 04-4387
SCOTT A. LEHMAN
DENISE D. LEHMAN
Defendant(s)
PRAECIPE TO WITHDRAW COMPLAINT WITHOUT PRETUDICE
AND DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly withdraw the complaint filed in the instant matter, without prejudice, and mark
this case discontinued and ended, upon payment of your costs only.
Date Lawrence T. Phelan, Esq.
Francis S. Hallinan, Esq.
Daniel G. Schmieg, Esq.
Attorneys for Plaintiff
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