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HomeMy WebLinkAbout11-8132 LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 123 S. Broad Street Suite 1660 Philadelphia, PA 19309-1003 (215) 928-1400 OUR FILE NO. 385763 I CERTIFY THE TO BE A TRUE COPY O ORIGINAL FILED I FIN ASE PLAINTIFF Attorney for Plaintiff CUMBERLAND COUNTY CAPITAL ONE BANK 4851 COX ROAD GLEN ALLEN, VA 23060 VS. PING LI 635 ERFORD RD CAMP HILL PA 17011 COURT OF COMMON PLEAS CIVIL DIVISION TERM. No. I I- ? (3a Civil CIVIL ACTION "NOTICE 'You haw bow sued In oonat, 9 you with to deAnd against tM oW. ant forth h the Iotlowing pages, you rnwt tabs action attar tNs complaint and notion am served, by w*vdN as personally g In wOtg wMh ft Oour t Vow deftneas or ob aftwney and tilin andons to the Claims set 116M agaI I you. You we wamed tint If you tad to do to tta Omani may Pn mmW without you and a Iudgnart navy be on- Wed against you by the omA wWvwA further notice for any mon- ey Clmimad in da conVimint or for any other Claim or relief mqusat- ad by the PhWtiM You nwy Iona moray or property or Conn rigtts knportari to you. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFCIt LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD STREET CARLISLE PA, 17013 800-990-9108 f' r c , ti J r c 4J f f _r` lts { 'i ' "AVISO 'Le han dmendedo n utted en h oorta. Si uatad quiws dafw?darsa de 1 - de nandas expwatme an hs Ptak" siguhrtas, ustad tiaras vairie (M dim de phzo al MW do Is ft" do is deem da y In nodRCSOidn. Ham fsfbs aawtar urw comparencia escrih o on persona o con un abogado y enbepar a Is oorte on bmw eami an debnsas o am objaraioraa a In dwnandas on Contra de au Persons. Sea avisado qua 41 ua1 no w dethnda, Is oorte tonwri msdidaa y Pravda con ituar In dwrwnda on raonba sup ain previo evho o nratiRgrai6n. Ademim, Is rararte puade decidir a favor del denandarte y requiwe qua united cuffo s Con todas ha Wavitimm de eah danwnda. Uatad punch pwdar dinam o an propiadades u oboe derechos importw*m Para Uaiad. `LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI No TIENE ABOGADO O SI NO TIENE EL DINERO SUMENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELItPONO A LA OFICINA CUYA DIREcci6N SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. ?5)- ?k 1+ jg9C) (? g ea, a(*Z9 I CIVIL ACTION 1. Plaintiff CAPITAL ONE BANK is a business entity securing or collecting debts, with offices located at: 4851 COX ROAD, GLEN ALLEN, VA 23060. 2. Defendant(s) YING LI is/are individual(s) residing at: 635 ERFORD RD, CAMP HILL, PA 17011. 3. Upon application by Defendant(s) a Credit/Revolving Charge Account was established for Defendant(s), which was assigned account number 4003442668863726. 4. Defendant(s) subsequently utilized the aforesaid account to make various purchases and/or receieve cash advances, thereby incurring payment obligations to Plaintiff and/or Plaintiff's predecessor in interest. 5. Defendant(s) defaulted by failing to adhere to repayment terms and in accordance therewith, the entire remaining balance became due and immediately payable. 6. As a consequence of the foregoing there is presently due and owing to Plaintiff by Defendant(s) the following amounts (see Exhibit "A"): Unpaid Balance: $15,935.50 Interest: $3,964.47 TOTAL DUE: $19,899.97 7. Despite repeated demand by Plaintiff, Defendant(s) has/have failed and refused to pay the aforesaid sum. WHEREFORE, Plaintiff demands that judgment be entered against Defendant(s) in favor of Plaintiff in the amount of $19,899.97 together with interest and costs. LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: Attorney for Plaintiff 'o aced t;'on R'M:a trt:::3a a 'e r--tcf, Fr-=u P-t c'ra'r !'1 t'.'-It a ti'_a rt Si't'°- ?_ - Data of Birth I- r a t ?6 Rome phone r?M„ at „?,rn t w,mm T 7, 7 tS 3? 5 --$ 0, 0 0 0 t Align-Y, chid support OF separate maintenance income need not be reveated if you do not choose to have it considered as a basis for repaying this ban. Current B:,siness R--le Orcupatial -7 -7 43, CS-T E•rrai Adiress Offer Expires August 24, 2006 Sign ??o.atF3?c".?C"a"EEtDt'9'T.? ^2^tC,?'eit ZT&R3??CC:?tt?C?'" "?1`BFC;'? ri 8 3$ Arbitratm You are authorized to check my credit and employment history, w Here SMum ,j?%JAU Data 011- - I Ying U Please see the enclosed Important Disclosures for rate, fee and other cost information. 1897 'y s? a a i ? i._ 0009632086960177 001 001 L Ying Li 3 Sycamore Ct Enola, PA 17025-2082 almsecrussxt and <ttango name and address if necessary. FINANCE Previous Balance Payments B Credits CHARGE Transactions New Balance Minimum Payment Due Date $86.86 - $86.86 + $0.00 + $95.18 = $95.18 $10.00 Dec. 07, 2006 Oct 12, 2006 - Nov. 07, 2006 Page 1 of 1 Visa Platinum Account Rewards Sunmafy 400344266886.3726 Previous available balance: 732 Earned this period: 96 Your Account Information (reeeds eansecwnsposted during an teas cycle) TOTAL CREDIT LINE $15,000.00 Available Balance' 828 TOTAL AVAILABLE CREDIT $14,904.82 CREDIT LINE FOR CASH $7,500.00 payments. Credits & Adiustrnents , AVAILABLE CREDIT FOR CASH $7,500.00 1 06 NO PAYMENT $86.86 Transactions Finance Charges (Please see reverse for important information) 2 16OCT OCEAN HARBOR RESTAURAN PHILADELPHIA PA $21.60 Balancerate Periodic Corte Erg FlNANCE a li d t t 3 28OCT SPENCER GIFTS #114PHILADELPHIAPA $26.74 4 05 NOV EIGHT pp e o ra e A R CHARGE N EIGHT SUPERMRKET HARRISBURG PA $46.84 Purchases $0.00 0.000009'. 0.00% $0.00 Cash $0.00 0.05521% D 20.15% $0.00 ANNUAL PERCENTAGE RATE applied this period: 0.00% At Your Service t-800.965.7070 To call Cudomer Relations or to report a Joel or Bolen card: Send payments to: Capital One Be* P.O. Bar 70M - Charlotte, NC 28272-0884 Send inquiries to: Capital Ore P.O. Box 30285 Sae Lake City, UT 84130-0285 For more information on your Rewards: Visit: www.capsabne.oomimlesrewaras Call: 1-800-2263001 6056 506 1 7 7 061107 PAGE 1 of 1 OIBC6056 PLEASE RETURN PORTION BELOW WITH PAYMENT 0 4003442668863726 07 0095180086860010008 New Balance Minimum Payment Due Date C$95.18 $10.00 Dec. 07, 2006 PLEASE PAY AT LEAST THIS AMOUNT Amount Enclosed \I Capital One Bank rlnnlrrllrrlrnlrrrll P.O. Bole 70884 Charlotte, NC 28272-0864 LrIrILrLrrLllrrrlrrLlllr.rLrLlrrlrrirrllrrLrlrrl6rrll Account Number: 4003-4426-6886-3726 Please print address or phone number changes below using blue or black ink. Address Home Phone Alternate Phone E-mail address 9 e1031266116374460e MAIL ID NUMBER YIN6 LT 3 SYCAMORE CT TM1 ?,a ENOLA, PA 17025-2062--"`---- ntlllurll?uurlrlr?r?nrlrlllurln?nrlnlllnnrllrllnr Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. 500126-047 Imagine having an extra $15,000 To apply for your personal loan, just call 1-800-369-9212 today. Offer expires: 12/24/07 0009887-15938120204708 472688 FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $1,389.98 - $1,389.98 + C$0.00 + $0.00 = C$0.00 $0.00 Nov. 07, 2007 Sep. 14, 2007 - Oct. 13, 2007 Page 1 of 1 Visa Platinum Account 4003.442648861726 Your Account Information TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $15,000.00 CREDIT LINE FOR CASH $7,500.00 AVAILABLE CREDIT FOR CASH $7,500.00 Finance Charges (Please see reverse forknportant information) Balance rate Periodic Cwe$ondng FINANCE applied to rate APR CHARGE Purchases 50.00 0.04060% D 17.74% $0.00 Cash 50.00 0.05384%1 D 19.65%: $0.00 ANNUAL PERCENTAGE RATE applied Mis period: 0.00% At Your Service 1-800.9557070 To cal Cuakmer Relations or to report a lost or stolen card: Send payments to: Capital One Bank P.O. Brno 708M - Charlo8e, NC 29272-0881 Send inquiries to: Caplet One P.O. Box 30285 -Sal Lake City, UT 94130-0286 For more information on your Rewards: VIM: www.captetme. ards Cal: 1-800-228-3001 Have a quesion about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.raoitalone.comldimites Rewards Summa Previous available balance: 3,59 Earned this period: 0 (reflects aarlaections pooled during INS bilm cycle) Available Balance: 3,557 Payments, Credits & Adiustments 1 26SEP PAYMENT 5138996 6056 506 1 07 13 071013 PAGE 1 of 3 OIDM6056 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W W W.CAPITALONE.COM TO MAKE YOUR PAYMENT 014LINE 0 4003442668863726 13 0000001389980000002 New Balance Minimum Payment Due Date C$0.00 3 $0.00 Nov. 07, 2007 PLEASE PAY AT LEAST THIS AMOUNT Amount Enclosed Capital one Bank P.O. Box 70884 1111111111111111111111 Charlotte. NC 28272-0864 11111111111111/11111111111111111111111111111111111111111111111 Account Number: 4003-4426-6886-3726 Please print address or phone number changes below using blue or black ink. Address Home Phone Alternate Phone E-mail address @ #9028766116374484# MAIL ID NUMBER YING LI Trxn-r ?, y ?, 635 ERFORD RD caep hill, PA 17011-1123 - i 11111111111111111111111111111111111111111111111111111111111111 Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. 500016 Need a home loan? A car loan? A savings account? A personal loan? Financing for braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of products and services and to manage your account online. Lary FMC LENDER Capital One' does credit cards-and then some! Caplla- M- wlsat's in your wallet? Previous Balance $71.50 - Payments & Credits $71.50 + FINANCE CHARGE $0.00 + Transactions New Balance Minimum Payment Due hate $219.08 = $219.08 $15.00 Dec. O8, 2008 Oct. 14, 2008 - Nov. 13, 2008 Page 1 of 1 0?. Visa Platinum Account 4ooy4as.sses sl2s CN / 7 l Your Account Information O t 8tf e REWARDS' TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $14,780.92 CREDIT LINE FOR CASH $7,500.00 AVAILABLE CREDIT FOR CASH $7,500,00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponcing FINANCE applied to rate APR CHARGE Purchases $0.00 0.03970% D 14.49% $0.00 Cash $0.00 0.04493% U 16.40% $0.00 ANNUAL PERCENTAGE RATE appaed thk period: 0.76 At Yow Service - Go to ww eca ixlabra x m m marega yo r mown,, or Cat 1-800-9557070 to report a lost or sbbn cad or speak b c stomer Relations Pay OWW at nw_wv .caoilebne wm ar mat you. payme t to: CWW Ore Be * (USA), NA. - P.O. Bar 71083 • CTarbtle, NC 28272-1083 ® Send Inquiries to: Captal Ow P.O. Box 30285 • Sal Lake City, UT 84130-0285 ® Manage your Rewards online by visiting or Cat 1-000-22&3001 ® Have a question about a charge on your statement? Please refer to the Brling Rights Summary on tie back of your statement err visit www.caoitalone.com7diauules NFAY W AT (FAST THIS AMW NT Rewards Summa Previous available balance: 5,303 Earned this period: 219 (ralbds transectiorrs posted during this biMng gcla) Available Balance: 5,522 Payments. Credits HTr Adlustments 1 30 OCT PAYMENT - $7150_ Transactions 2 11 OCT CHARLOTTE RUSSE 253 CAMP HILL PA $37.98 3 Ot NOV SEARS ROEBUCK 2624 CAMP HILL PA $10.12 4 01 NOV LITTLE SAIGON FOOD MARKET HNJRG PA $29.25 5 08 NOV A EAGLE OUTFTROD001917 CAMP HILL PA $36.75 6 08 NOV OLD NAVY 15348 CAMP HILL PA $6000 7 08 NOV CHARLOTTE RUSSE 253 CAMP HILL PA $44.98 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 0219080071500015005 Cw"(rw Account Number. 4003-4426-6886-3726 tend a hand. Save the land Due Date New Balance Minimum Payment Amount Enclosed . Manage your account online today- Dec. 08, 200 $219.08 $15.00 ?? it's fast, easy and secure. J le Pay online anytime-no more checks, stamps or clutter. PLEASE PAY AT LEAST THIS AMOUNT ® Moving? Change your address online or on the back. ® Help save the planet--Go paperless. # 90 31 9 6 61 1 6 3 7 4 4 8 5 # Sign up at vvww.capitalone.com. YING LI 635 ERFORD RD Capital one Bank (USA), N.A. carp hill, PA 17011-1123 P.O. Box 73063 11?rIlr?I?IIII!r1..II"??I??rlrlrr.l??111"1?!I?I1??1?'I????It"1 Charlotte, NC 26272-1063 II????I.111..1111'II'll!?Illr.?IIIIIrr??rlrll?'llr'l?!1!!II'!II? Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. .1 7Ttfir, nrt r'1__-.--.--__ 7 C ---? 500012 what's in your wallet? IT'S STILL NOT TOO LATE. YING LI Your account is unusable. Please pay the amount due on your statement by the due date. Remember we're here to help! Let's work together to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. © 2009 Crspiul Onr i rspixa(Onr i; rs fedr ally nyittrrrd rrvirr mark. All rrKfi# rru>vrr(. FINANCE Previous Balance Payments 8 Credits CHARGE - Transactions New Balance Minimum Payment Due Date ------------- $14,853.40 - $0.00 + $279.25 + $78.00 l= $15,210.65 $2,506.00 Dec. 08, 2009 ---- ---- Oct. 14, 2009 - Nov. 13, 2009 Page 1 of 1 Visa Platinum Account 4003.442586B8.3728 ?!Ha i r / Your Account Information ss e ? • REWARDT TOTAL CREDIT LINE $15,000,00 TOTAL AVAILABLE CREDIT $0,00 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $0,00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $6,375.36 0.04904% D 17.90% $95.92 Cash $8,621.46 0.05622% 0 24.90% $182.33 ANNUAL PERCENTAGE RATE applied this period: 22.34% 124*1 At Your Servke - Go to yv_tamftelre oom to manage your a couni, or Cat I-M-855-7070 to report a bsl or stolen cad or speak b cask men Rekeons 0 Pay Online at www.cadtabre com or roil your payment to: Capital Ore Bank (LISA), N.A. • P.O. Batt 71083 • Charbue, NC 28272.1083 A Send Inquiries to: Capial Ow P.O. Box 30285 - Sat I"oty, UT 841300285 ® Manage your Rewards online by visiting a Cat t-000-22&3001 ® Have a question about a charge on your statement? Please refer to the Biling Rights Summary on the back of your statement or visit www caoitalone com/disoules PLEASE PAY AT LEAST THIS AMOUNT You're behind by five payments. If you continue to miss payments your account is at risk of being charged off. Please dons let this happen. If you're feeling overwhelmed, call us at 1.8(10.955.5600. Well work with you to resolve This matter. Rewards Summary Previous available balance i 15 741 Earned th s period: , 0 (ralleds Iransectims pmW "ig this tiling cyc6) Available Balance : 15,741 Payments. Credits S Adjustments Transactions 1 07 NOV PAST DUE FEE $3900 2 13 Nov OVERLIMIT FEE NOV 13.200-0 $3800 Your account has gone over its credit limit. To avoid additional overimit fees, you should pay more than the lnmum Payment. Please pay enough to bring your account balance below your credit limit immadialely, and make sure your account balarrce remains below your credit limit Please be sure the amount you pay accounts for any future purchases, fees, and finance charges. You were assessed a past due fee because your minimum payment was not racmed by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWw.CAPrTALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 0000004305532506005 Account Number: 4003-4426-6886-3726 Due Date New Balance Minimum Payment Amount Enclosed Dec. 08, 2009) $15,210.65 $2,506.00 PLEASE PAY AT LEAST THIS AMOUNT #9031866116374487# YING LI 635 ERFORD RD caep hill, PA 17011-1123 hlh?rlrlllrlUnnl?nNllnlll?rlllllmlllPrIIIIlrpgnlrl GO PAPERLESS! 4& The trees will thank you. IT Sign up at www.capitalone.com Capital One Bank (USA), N.A.'`- P.O. Box 71063-?>--u Charlotte, NC 26272-1063 1111111'III"11111'II'lllllll,.llllll"II'l'lll°II"IIIIIIII'llll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Need a home loan? A car loan? A savings account? A personal loan? Financing for braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of products and services and to manage your account online. MEMBER .w? FDIC LENDER Cap~ %7W- in your wallet? FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date C::$$21 9.08 ?- $219.08 + $0.00 + $111.76 = $111.76 $15.00 D Jan. 07, 2009 Nov. 14, 2008 - Dec. 13, 2008 Page 1 of 1 Visa Platinum Account 40034428.5886.3728 AAM H l Your Account Information C ! ass r: REWARDS TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $14,888.24 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $750000 MM nw AT LEAST TM Al"NT Rewards Summa Pravious available balance 5.522 Earned [his period (telbols hen- m Posted duirg this filing cycl:) 112 Available Balance: 5,634 Payments, Credits & Adjustments 1 26 NOV PAYMENT $219.06- 'Finance Charges (Please see reverse for important information) Transactions Balance rate Periodic Corresponding FINANCE 2 22 NOV BOSCOVS 00000125 CAMP HILL PA $79.93 applied to rate APR CHARGE 3 26 NOV ORIENTAL FOOD MARKET LEMOYNE PA $31.83 Purchases $0.00 0.03833% D 13.99% $0.00 Cash $0.00 0.04356% D 15.90% $0.00 ANNUAL PERCEKrAGE RATE applied this perod: 0.00% JMJ At Your Service . Go to wew.mi abre.oom to ma aga ym account, or Cat 18(10-9557070lomW a bet or slow cad a speek b Customer Relwons 0 Pay Ordine at www.cavtabne Wm a Mai you, payment b: Capital One Bank (USA), NA • P.D. Boa 71083 • charbaer, NC 26272-1083 A Send Inquiries to: Capital Ow P.O. Box 30285 • Sat Law Cty. UT 84130-0265 ® Manage your Rewards online by visiting a Cat 1-000-228-3001 ® Have a question about a charge on your statement? Please refer to the Bung Rights Summary on the back of your statement or visit www.caoitalone.oorn disciules PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT 0NUNE. 1 4003442668863726 13 0111760219080015007 Account Number. 4003-4426-6886-3726 Lend a hand. Save the land Due Date New Balance Minimum Payment Amount Enclosed . Manage your account online today- Jan. 07, 2009 $111.76 $15.00 ) it's fast, easy and secure. 8 Pay online anytime-no more checks, stamps or clutter. PLEASE PAY AT LEAST THISAMOUNT © Moving? Change your address online or on the back. ® Help save the planet --Go paperless. #9034966116374482# O Sign up atw -capitalone.com. YING LI 635 ERFORD RD Capital One Bank (USA), N.A. carp hill, PA 17011-1123 P.O. Box 71083 11'111111'I'11iI'111'111r?11111i.11111111111rr1111""'I'III'I111 Charlotte, NC 28272-1083 1111111'III"IIIII'if'1111111??111111"11'l'111'11"11111111'1111 Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. Capital One' does credit cards-and then some! 500016 Need a home loan? A car loan? A savings account? A personal loan? Financing for braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of products and services and to manage your account online. MEMBER FDIC LENDER Capital One' does credit cards-and then some! CajatM e- whst's in your wallet? Previous Balance Payments & Credits FINANCE CHARGE Transactions New Batance Minim P $111.76 - $111.76 + $0.00 + $4,305.53 = um ayment Due Date $4 305 53 $43 00 Feb 07 200 , . . . , 9 Dec. 14, 2008 - Jan. 13, 2009 Page 1 of 1 Visa Platinum Account 100344258886.3726 Y CMD/?355?@ our Account Information REWARDS TOTAL CREDIT LINE $15000.00 TOTAL AVAILABLE CREDIT $10,694.47 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $7,500.00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $0.00 0.03627% D 13.24% $0.00 Cash $0.00 004151%0 15.15% $0.00 ANNUAL PERCENTAGE RATE applied tl16 period: O.OOX Alti O At Your Service • Go to y4my.cmita6re mm to manage you amount, or Cal 1-OW-9557070 b report a bat or sbbn card or speak to customer Relations Pay online at vam ceoilabne corn or mall your payment to: Capital One Bank (USA), N.A. • P.O. Box 71083 • Cherbtle, NC 28272-1083 A Send Inquiries m: Capilel Ow P.O. Boa 30285 • Sal Lake City, UT 84130-0285 ® Manage your Reeeards online by visiting orCas 1-800-228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement a visit www.capdalone_com/dsoUtes .Y. NIASE ner AT UAA THIS A14m1NT Rewards Summary Previous available balance: 5.634 Earned this period: 4,306 (rathcls transactions posted dung this billng uycb) Available Balance: 9,940 Payments. Credits & Adlustments 1 29 DEC PAYMENT $1117& Transactions 2 13 DEC WM SUPERCENTER MECHANICSBURG PA $8871 3 13 DEC THE CHILDRENS PLACE #1631 CAMP HILL PA $58.50 4 13 DEC LITTLE SAIGON FOOD MARKET HARRISBURG PA $79.96 5 17 DEC CATHAYPACA11609134584878 NEW YORK NY $143500 TK#: 1608134584878 PSGR: UU2HILING.MS ORIG: XAA, DEST: XAO CARRIER: CX SVC: Y 6 17 DEC CATHAYPACA11608134594879 NEW YORK NY $1,435.00 TK#: 1608134584879 PSGR: LIIDEYI4G.MS ORIG: XAA, DEST: XAO CARRIER- CX SVC: Y 7 27 DEC BEST BUY 00014787 MECHANICSBURG PA $95399 8 27 DEC CIRCUIT CITY SS #3720 MECHANICSBURG PA $754.36 9 08 JAN HO WAH RESTAURANT LEMOYNE PA $001 PLEASE RETURN PORTION BELOW WTFH PAYMENT OR LOG ONTO WWW.CAPNALIDNE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 4305530111760043004 Account Number: 4003-4426-6886-3726 Lend a hand. Save the land Due Date New Balance Minimum Payment Amount Enclosed . Manage your account online today- Feb. 07, 2009 $4,305.53 $43.00 it's fast, easy and secure. Q Pay online anytime-no more checks, stamps or clutter. PLEASE PAY AT LEAST THIS AMOUNT © Moving? Change your address online or on the back. ® Help save the planet--Go paperless. #9001466116374482# ® Sign up at www.capitalone.com. YING LI 635 ERFORD RD Capital Ono Bank (USA), N.A. camp hill, PA 17011-1123 P.O. Box 71083 ?'I"!I!?lul!rat!11!Illr!rI1?rIrI??Lu4!I?!!1?11141!rr?l?lr!II Charlotte, NC 26272-1083 II!!!!lall lr,llll!'II'II!!Illr,!!1111"!1,1.!!!'11"? ?!II!1!'!I I! Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. 500016 Need a home loan? A car loan? A savings account? A personal loan? Financing for braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of products and services and to manage your account online. MEMBER ER as FM LENDER D Capital One' does credit cards-and then some! Capita what's in your wallet? Previous Balance $4,305.53 - Payments & Credits $4,305.53 + FINANCE CHARGE $0.00 D, Transactions New Balance Minimum Payment Due Date $0.00 $0.00 =$0.00 Mar. 10, 2009 Jan. 14, 2009 - Feb. 13, 2009 Page 1 of 1 ?• Visa Platinum Account 4003442648663726 IA r Your Account Information ?! ?\ •• REWARDS TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $15,000.00 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $7 500 00 FLEW ntf AT LAST TWi AMU Rewards Summa Previous available balance: 9,940 Earned this period: 0 (rafbcls transactions posted during this biling cycb) Available Balance: 9,940 Payments. Credits b Adjustments -J 1 24 JAN PAYMENT $4.305.53- Finance Charges (Please see reverse for important information) Balance rate Periodic Coiresporicing FINANCE applied to rate APR CHARGE Purchases $0.00 0.03627% D 1324% $0.00 Cash $0.00 0.04151% D 15.15% $0.00 ANNUAL PERCENTAGE RATE applied tltk period: 0.00% O At Your Service • Go b msw.caobbne.oom to mamga y. scoounl, or Cat 1400-955.7070 to report a lost or stabs card or speak to CAjoirw Relations ® Pay Onikw at www.caotlebne.Min or Mal your peynmm to. Cal)dal One Be* (USA), NA. • P.O. Box 71083 • Chabae, NC 28272-1083 A Send Inquiries to: Capital Ow P. 0. Box 30285 • Sat Lake City, UT 84130.0285 AIIIIIIIII, Manage your Rewards online by visiling ar Cat 14W-2283001 ® Have a quesW a about a charge on your statement? Please refer to the Biling Rights Summary on the hack of your statement or visit www,capiti)lom.comldspules PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPfTALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 0000004305530000000 Cale Account Number. 4003-4426-6886-3726 D tend a hand. Save the land ue Date New Balance Minimum Payment Amount Enclosed . Manage your account online today- Mar. 10, 0,2 $0.00 $0.00 L? it's fast, easy and secure. e Pay online anytime-no more checks, stamps or CILIter. PLEASE PAY AT LEAST THIS AMOUNT © Moving? Change your address online or on the back. ® Help save the planet--Go paperless. #9004566116374486# Q Sign up at wv,-capitatone.com. YIN6 LI 635 ERFORD RD camp hill, PA 17011-1123 Capital Ona Bank (USA), N.A. P.O. Box 710x3 11 Charlotte, NC 26272-1063 IIIIIII'III'•II11!'11'lllllll 111111•'II'1'111 'l1"IIII?III'll11 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. t,_4 --- - _U A Q 10 O • Spread too thin? Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One' balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. Ready to transfer? See reverse to learn how. Call s-8oo-955-7070. 00000) C 500258 Previous Balance Payments & Credits FINANCE Transactions New Balance CHARGE Minimum Payment Due Date $0.00 $0.00 + , $352.32 + $13,302_13 -( $13,654.45 $263.00 ) Jul. 08, 200 May. 14, 2009 - Jun. 13, 2009 Page 1 of 2 Visa Platinum Account 40034426.aBBS-3i26 Your Account Information ?REw ARDS TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $1,345.55 CREDIT LINE FOR CASH $7,500.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $0.00 0.049914% 0 17.90% $0.00 Cash $6,020.43 0.06822% D 24.90% $127.32 ANNUAL PERCENTAGE RATE applied this period: 55.13% At Your Service • Go lo urn Axapilehe oom to marage your account, QO or Cat 14M955-70701D retort a bet or stolen card or speak b ousio r Reiaa r ® Pay online at wew.caoiiebne com or mat ymr payrnam io: Capnah One Banc (t15A). N.A. • P. 0. Orn 71083 • Charbtle, NC 28'172-1083 A Send Inquiries to: Captah Ow P.O. Box 30285 • Sat Lake (Sty, UT 84130.0285 ® Manage your Rewards online by visiting a Cat 1-B00-n6-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caNtalone.com/ les Rewards Summa PLEASE PAY AT LEAST THIS AM W M Previous available balance 9,940 Earned this period- 5,801 (retlads transactions pxcled "irv this lxbv cycle) Available Balance : 15,741 Pay ments, Credits & Adiustments Transactions 1 19 MAY ASIANA AIRL 9888115656201 ELKINS PARK PA $68700 TK# 9888115656201 PSGR: LUDEYING MS ORIG: XAA, DEST. XAO CARRIER OZ SVC: Y 2 19 MAY ASIANA AIRL 98881 15656202 ELKINS PARK PA $887.00 TK#-9886115656202 PSGR: LIU/ZHIUNG MRS ORIG: XAA, DEST: XAO CARRIER. OZ SVC: Y 3 20 MAY WM SUPERCENTER MECHAFIICSBURG PA $224.95 4 21 MAY M 8 T BANK 6123 LEMOYNE PA $7,500.00 5 22 MAY CASH FRONT END FEE FINANCE CHARGE $225.00 6 23 MAY BEST BUY 00014787 MECHANICSBURG PA $317.95 7 25 MAY WM SUPERCENTER MECHANICSBURG PA $274.42 8 25 MAY WM SUPERCENTER MECHANICSBURG PA $24.16 9 25 MAY NORDSTROM #0622 TOWNSON MD $9964 10 25 MAY BEBESTORES 9141 TOWSON MD $73.14 11 25 MAY COACH 00019513 TOWSON MD $14626 12 25 MAY GAP KIDS #8929 TOWSON MD $18.27 13 25 MAY VICTORIA'S SECRET 0497 TOWSON MD $61.46 14 26 MAY CHUNG MAY CHINE PHILADELPHIA PA $250.63 15 26 MAY CHUNG MAY CHIME PHILADELPHIA PA $19.75 16 26 MAY JFK T4 MAIN DF #1208 JAMAICA NY $12100 17 26 MAY KHMER ANGKOR JEWELRY INC PHILADELPHIA PA $674.10 18 26 MAY KHMER ANGKOR JEWELRY INC PHILADELPHIA PA $600.36 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPfTALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 0000004305530263002 ?"aagtta ?. Account Number. 4003-4426-6886-3726 Lend a hand. Save the land Due Date New Balance Minimum Payment Amount Enclosed Jul. 08, 2009 $13,654.45 $263.00 ?C J . Manage your account online today- it's fast, easy and secure. ???----------? ----?--------- ---.--..J Q Pay online anytime-no more checks, stamps or rlccter. PLEASE PAY AT LEAST THIS AMOUNT Moving) Change your address online or on the back. ® Help save the planet--Go paperless. #9016566116374482# Sign up at www.capitalone.com. YING L1 635 ERPORD RD Capital One Bank (USA), N.A. caap hill, PA 17011-1323 P.O. Box 71083 I"111111111111111r111r111rlllrllrlrlrlclllr11111r1'11'1111111111 Charlotte, NC 26272-1063 1111111'111" it 111'11'1t11111rr111111"11'1'111'11"11111111'1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ray-runs,..---., n • Get the growth and convenience of saving money online • FDIC deposit insurance increased to $250,000 (through 12/31/09) • Convenient 24/7 account access MEMBER FDIC www.capitalonedirect.com snnw FINANCE Previous Balance Payments & Credits _CHARGE Transactions New Balance Minimum Pa_ yment Due Date $0.00_ -? $0.00 + ?- $352.32 +$13,302.13 113,654.45 00 11 (\Jul. 08, 2009 J Visa Platinum Account 4003-"264886.3726 Your Account Information TOTAL CREDIT LINE TOTAL AVAILABLE CREDIT CREDIT LINE FOR CASH AVAILABLE CREDIT FOR CASH $15,000.00 $1,345.55 $7,500.00 $0.00 PLEASE PAY AT LEAST THIS AMOUNT Transactions (continued 19 26 MAY OCEAN HARBOR RESTAURAN PHILADELPHIA PA $27.00 20 26 MAY EZ MOBILE PHILADELPHIA PA 370600 21 26 MAY PUMA JAMAICA NY $4500 22 26 MAY ASIANA AIRL 9684530219201 NEW YORK CA 3150.00 Want a smarter way to save your money'? At Capital One Direct Banking, our accounts are online - so we pass the savings on to you with higher interesl than Iradilional branch tanks. And all of our savings options are backed by the security of FDIC insurance. Learn more at capita onedrect.com. Why open a Direct Banking account? Because it's online, we offer higher rates than traditional branch banks do on many accounts. WOODS wises in you, waet7 It could happen to anyone. Make sure you pay the amount YING LI due on your statement as soon as possible. WHOOPS! Keeping your credit in good standing can do a lot more than you think. ; GOOD CREDIT = GOOD CREDIT REFERENCES Vou"re behind • BETTER INTEREST RATES b (good credit could mean lower interest rates) y I payment. IMPROVED CHANCES TO GET APPROVED FOR LOANS (when you want to buy a home or new car) 0 2009 Capital One. C.rrpiral One is a federally reprered mmice mark. AU rights reserved FINANCE Previous Balance Payments & Credits CHARGE _ Transactions New Balance NNtimwn Payment Due Date $13,654.45 $248.40 + $39.00 J=( 13,941.85 $689.00 AL1g. 07, 200 -- - ---- --- _ _ _- - _ -- ---- ---) ';-__ ----- Jun. 14, 2009 -Jul. 13, 2009 Page 1 of 1 PRASE PAY AT UAA THIS AmouwT Visa Platinum Account 4003.44264688x.3726 Your Account Information ? REWARDS' TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT 31,058.15 CREDIT LINE FOR CASH $7,500.00 AVAILABLE CREDIT FOR CASH $0.00 (Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $5,851.38 0.04904% D 17.90% $86.09 Cash $7,930.47 0.06822% D 24.90% $162.31 ANNUAL PERCENTAGE RATE applied this period: 21.83Y. You're behind by one payment. Remember that paying the minimum payment by the due date keeps your account current. So make sure you send in the minimum payment to keep your account current. Rewards Summa Previous available balance: 15,741 Earned this period: 0 (retlacts IranswbDns posled dr.tg this Barg cycle) Available Balance: 15,741 Payments, Credits & Adjustments Transactions 1 08 JUL PAST DUE FEE $39.00 AT-h At Your Service - Go to www.caottabne.com to m You were assessed a past due fee because your minimum payment was not received by the due date. To saga your eoonvm, avoid this fee in the future, we recommend that you allow at least 7 business - or Car tA00-9557070 to repot a bat or sMtlart card on speak b Cusbmer Y days for your minimum Relations payment to reach Capital One. 0 Pay Online at www.cxitabie.wm a mail your payment io: COW One Bark (USA), NA • P.O. Box 71083 • Charblle, NC 28272-1083 A Send Inquiries to: Capial Orw P.O. Box 39285 • Sal Lake City UL 8, 41 00285 ® Manage your Rewards online by visiting or Cal 1-800-228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.cacitalate.com/dsoutes PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAMALONt.COM TO MME YOUR PAYMENT ONLINE. 1 4003442668863726 13 0000004305530689008 caw V_ Account Number: 4003-4426-6886-3726 Lend a hand. Save the land. Due Date New Balance _. Minimum Payment Amount Enclosed Manage your account online today- ; -- ? - - - Aug 07, 2009 _$13941.85 $689.00 it's fast, easy and secure. 0 Pay online anytime-no more checks, stamps or clutter. -- ---? PLEASE PAY AT LEAST THISAMOUNT Q Moving? Change your address online or on the back. ® Help save the planet---Go papMess. #9019566116374489# Q Sign up at www.capitalone.com. YT NG LI 635 ERPORD RD Capital One Bank (USA), N.A. camp hill, PA 17011-1123 P.O. Box 71083 III 'Il' I if 11111' 111 "" IIIII Charlotte, NC 28272-1083 11'Illl"II"11111"I'Il'Illlllllllrl I II I I IILr I I I VIII! 'I ^n II' chit Iln I"II' 'III' h'llhlhl'Inl T.-,-.,.,. ,..? Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. le Capi what's In your wallet? YING LI LET'S TALK - WE'RE HERE TO HELP. Sometimes unexpected expenses keep you from making your credit card payments. We understand. At Capital One® we're here to help you keep your credit on track. Give us a call. Here are 3 easy ways to make a payment: • Give one of our associates a call at 1.800.955.6600. • Mail us the amount due on your statement. • If you have Internet access, you can make a payment securely online by logging on to www.capitalone.com. Q 2009 Capital One. Capiwl One is a federally reetnered servire mark. All rights reserved FINANCE Previous Balance Payments lL Credits CHARGE _ Transactions New Balance Minimum Payment Due Date ( $13,941.85 - $0.00 + ( $262.15 ?+ $39.00 = $14,243.00 $1,132.00 ) (Sep. 07, 2009 _ _ ?- - ---- _ ---- --------? C------ ??--------- --- Jul. 14, 2009 -Aug. 13, 2009 Page 1 of 1 Visa Platinum Account 400344264M 3726 Your Account Information RIEWARDS' TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $757.00 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $0,00 PLEASE PAY AT LEAST TH6 AMOuw You're behind by two payments. Lars fast. It youlre having financial difficulties and can't make your minimum payment - we want to help. Let's work together to find a solution. "Important Notice" Under the terms we previously disclosed to you, your account is now eligible for an increase in Annual Percentage Rates (APRs) effective immediately. However, Capital one has elected not to raise your APRs at this time. Please be advised that if you fail to keep your account in good standing, Capital One reserves the right to raise your APRs in the future. Rewards Summarv Finance Charges (Please see reverse for important information) Balance rate Periodic Coirespondrtg FINANCE applied to rate APR CHARGE Purchases $5,979.06 0.04904% 0 17.90% $90.91 Cash $0,097.17 0.06822% D 24.90% $171.24 ANNUAL PERCENTAGE RATE applied this period: 22.35% O At Your Service • Goa www.cepilebna.eom a menage your account, or Cat 1-000-9557070 a report a lost or Sklan Card or speak a Customer nalatians Previous available balance 15,741 Earned this period: 0 (relbcts Iransactio s poded during this bilig cycb) Available Balance: 15,741 Payments, Credits & Adjustments Transactions 1 07 AUG PAST DUE FEE $39 .100 ® Pay Online at www.caoitebmwat cr mail your payment a: Capital One Bark (USA), NA • P.O. Box 71083 • Charlotte, NC You were assessed a past due fee because your minimum payment was not received by the due dale. To 28272-1083 avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum Send Inquiries to: payment to reach Capital One. A Capital Orr P. C. Box 30285 • Sal Lake City UT 8, 41 00285 ® Manage your Rewards online by visiting a Cat 1-000-71&3001 ® Have a question about a charge on your statement? Please refer to the Biting Rights Summary on the back of your statement or visit www.caatalone.comJdrsoutes PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPNALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 0000004305531132009 CRO Account Number. 4003-4426-6886-3726 Lend a hand. Save the land Due Date New Balance Minimum Payment Amount Enclosed -- - . Manage your account online today- Sep. 07, 2009 $14,243.00 ) ( $1,132.00 1 1 t i's fast, easy and secure. ---------- Pay online anytime-no more checks, stamps or clu;te,. PLEASE PAYAT LEASI TH15 AMOUNT ® Moving? Change your address online or on the back. ® Help save the planet --Go paperless. #9022666116374482# 0 Sign up at www.capitalone.com. YING LI 635 ERFORD RD Capital One Bank (USA), N.A. Camp hill, PA 17011-1123 P.O. Box 71083 I'Illl'I'lll'1111'1111'11111'1111"'flllllllllll'Illll'lll'1lllll Charlotte, NC 28272-1083 Illllll'III"II III'II'llllllle 111111"ll'I'lll'll"llllllll'llll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. capital - what's in your warletT YING LI MAKE A PAYMENT. AND TAKE CONTROL "" OF YOUR CREDIT WITH CAPITAL ONE? Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our &g check by phone service or speak to an associate by calling 1.800.955.6600. Q 2009 Capital One. Capital One is a frderallr nmemd senace mark. A& rights reserved FINANCE Previous Balance Payments & Credits CHARGE E Transactions New Balance Minimum Payment Due Date L$14,243.00 - $0.00 + ?. `$276.53 )+? $39.00 1=( $14,558.53 $1,593.00 - J) [Oct_O , 2009 ----J -------------- Aug. 14, 2009 - Sep. 14, 2009 Page 1 of 1 Visa Platinum Account 40034426.6686.3728 Your Account Information ? REWARDV TOTAL CREDIT LINE $15.000.00 TOTAL AVAILABLE CREDIT $441.47 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $0,00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $6,113.17 0.04904%0 17.90% $95.93 Cash $0,273.01 0.06822% D 24.90% $180.60 ANNUAL PERCENTAGE RATE applied this period: 23.07% At Your Service • Go io wwacenitabrwoom to manage your aou unl. or Cat 1400-955-7070 b report a bet or stolen card or speak to customer Rewd Pay Online at www.wcifabwoom or met your payment Im Capital One Bank (USA), NA. • P.O. Box 71083 - Cnarbtle, NC 28272-1083 ® SenrllrpWrfasto: Caplal Ow P.O. Box 30285 • Sat Lake city, UT 84130-0285 ® Manage your Rewards online by visiting arCat 1-000-2283001 is Have a question about a charge on your statement? Please refer to the Sitting Rights Summary on the back of your statement or visit www caoitalone com/disoutes PULSE PAY AT UAST THIS AMOUNT Youre behind by three payments. But you can bring your account current by paying the minknum payment amount on your statement. If you re having financial difficulties and you re feeling overwhelmed - we want to help. Give one of our assoaales a call at 1.800.9M.%M. You'd be surprised what we can do together to work this out. Rewards Summa Previous available balance: 15,741 Earned this period: 0 (reflects Iransactims posted dumg this biting cycle) Available Balance. 15,741 Paymenis, Credits & Adiustments Transactions 1 07 SEP PAST DUE FEE $39.00 Youwere assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you stow at last 7 business days for your minimum payment to reach Capital One. Important change to your Rewards travel redemptions beginning February 2010 A booking fee may apply when you call our Rewards Center to book travel using your rewards. However, you can still book travel online for free at www.capitalone.com. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 4003442668863726 13 0000004305531593001 Account Number. 4003-4426-6886-3726 Due Date New Balance Minimum Payment Amount Enclosed Oct. 09, 2009 $14,558_53 $1,593.00 J? ?- --- ---- J PLEASE PAY AT LEAST -J THIS AMOUNT #9025866116374485# YING LI 635 ERFORD RD carp hill, PA 17011-3123 IIIIII?rrIIII??IIIIIrII?lllltllllllrlllllllrrl??Irllllrll??llrlr GO GREEN. SAVE GREEN! Pay online and save money on stamps. Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 26272-3083 111111(?111??11111?11?1111111„Illllr?ll?l?lll?ll??llllllll?llll Please make checks payable to Capital One Bank (USA), NA, and mail with this coupon in the enclosed envelope. CmWia what's in your wallet? YING LI TAKE CONTROL OF YOUR CAPITAL ONV 500°" ACCOUNT AND KEEP IT FROM BEING PERMANENTLY UNUSABLE. We're here to help. You can regain your charging privileges and bring your account back into good standing by paying the amount due on your statement. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. 0 2009 (Capita! One. (.Capital One if a fcd molly rvgirtered sennce mark. AV si86n served FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due flats ---- $14,558.53 )- $0.00 + $255.87 +( $39.00 ?=x$14,853.40 $2,036.00 Nov. 072 ---- J Sep. 15, 2009 - Oct. 13, 2009 Page 1 of 1 Visa Platinum Account 4003.4428.8886.3728 Your Account Information ? REWARDS' TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $146,60 CREDIT LINE FOR CASH $7,500,00 AVAILABLE CREDIT FOR CASH $0.00 finance charges (Please see reverse for important information) Balance rate Periodic Correspondrig FINANCE applied to rate APR CHARGE Purchases $6,241.50 0.04c,04% D 17.90% $88.76 Cash $8,446.86 0.06822% 0 24.90% $167.11 ANNUAL PERCENTAGE RATE applied this period: 20.90% (ya At Your Service . Go ki E .rapitehe.min to mange your account. `7 or Cat I-W-955-7070» region a bat or SIDW card ar speak b GLsbrw Redtirns ® Pay ordNro at uww.cedtebrn mm or mail your payment b: Capital One Banc (LISA), N.A. • P.O. Bar 71083 • Cbarbtle, NC 28272-1083 A Send Inquiries to: Ceplal One, P.O. Box 30285 • Sal Lake City, UT 84130-0285 ® Manage your Rewards online by visiting or Cat tA00-22&3001 ® Have a question about a charge on your statement? Please refer to the Biting Rights Summary on the back of your statement or visit www.cacitalone.comldispules PLEASE PAY AT LEAK THIS AMOUNT Yollre behind by four payments. But you can still bring your account current by paying the minimum payment amount on your statement. Need W Give us a cal at 1.800.955.6900. Well work together to find a solution. Rewards Summary Previous available balance: 15,741 Eamed this period: 0 (reti,cls Iransaciare posted during this ding cyc6) Available Balance: 15,741 Payments, Credits & Adjustments Transactions 1 09 OCT PAST DUE FEE $3900 You were assessed a past due fee because your minimum payment was not reclred by the due date. To avoid this fee in the future, we recommend that you alow al least 7 business days for your minimum payment to reach Capilel One. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPFTALONE.COM TO MAKE YOUR PAYMENT ONIINE. 1 4003442668863726 13 0000004305532036004 Account Number. 4003-4426-6886-3726 - Due Date New Balance Minimum Payment Amount Enclosed Nov 07, 2009 J $14,853.40 ) $2,036.00 PLEASE PAY AT LEAST THIS AMOUNT 1Y9028766116374484# YING LI 635 ERFORD RD camp hill, PA 17011-1123 "IIII'I'IIII'111r111111I11"11111'IIIIIIIIIIIII"llllllll'Ill'Il BE SAFE! Your trash could be an identity thiePs . gold. Manage your account online and end the paper trail. Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 28272-1063 ulllhvll??nllhlrlllliiir?Ilu4^II?I?III?II°Ilhlhlrhll - _ -.- _. _. Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. coi,?Jta - what's in your wallet] YING LI IT'S TIME TO TAKE CONTROL OF 500013 YOUR DEBT. WE'RE HERE TO HELP. Even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? Please contact us to find a solution that's right for you. You can make a payment with our ee check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due en your statement by the due cate to eliminate the risk of being charged off. 0 2W9 C.apual One. Capmd Du it a federal!) ,Tq Wed -via mark. All righn "sen+ed FINANCE Previous Balance Payments & Credits CHARGE Transactions _ New Balance Minimum Payment Due Date $15,210_65 -C-$0.00 +$276.51 J+r--$78-00 - = V5,565_16$2,977.00 (Jan. 07. 2010 Nov. 14, 2009 - Dec. 13, 2009 Page 1 of 1 Visa Platinum Account 400344264M.3726 j Your Account Information ARps ?REw TOTAL CREDIT LINE $15,000.00 TOTAL AVAILABLE CREDIT $0,00 CREDIT LINE FOR CASH $7,500.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $6,548.94 0.04904% D 17.90% $%.35 Cash $8,802.66 0.06822% D 24.90% $180.16 ANNUAL PERCENTAGE RATE applied this period: 21.61% O At Your Servke • Go to wAscauaebna oom to ma age your acounl, or Cat IMO-SW7070 to MPOrt a bs1 a stobn cad or speak to (1lstomer Relations 0 Pay 01311110 at www.cautabne.com or mail yar payment b: Capital One Bali( (USA), NA. • P.O. Box 71063. Charbtte, NC 28272-1083 A Send Inquiries Do: Capital Ow P.O. Box 30285 - Sal Lake City, UT 84130-0285 ® Manage your Rewards online by visiting a Cat 1SO-22&3001 ® Have a question about a charge on your smtement4 Please refer to the Billing Rights Summary on the back of your statement or visit www.caipitalom.com/disputes PLEASE PAY AT IEAST THIS AMOUNT You're behind by six payments. If we charge off your account due to late or missed payments, finance charges will continue to accrue. Act now to prevent this from happening. Please pay the minimum payment amount on your statement or give us a car at 1.800.955.6600. We're here to help. Take control of your credil with Capital One. Rewards Summa Previous available balance. 15,741 Earned this period. 0 041801s ITMIN Ctkm5 posted dtaky Be; bung cycle) Available Balance: 15,741 Payments, Credits & Adjustments Transactions 1 08 DEC PAST DUE FEE $3900 2 12 DEC OVERLIMIT FEE DEC 12, 2009 $3900 Your account has gone over As credit limit. To avoid additional overimit fees, you should pay more than the Minimum Payment. Please pay emUgh to bring your account balance below your credit limit immediately, and make sure your account balance remains below your credit limit. Please be sure the amount you pay accounts for arty fulure purchases, fees, and finance charges. You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. PLEASE RETURN PORTM BELOW WITH PAYMENT OR LOG ON TO WWW.CAPFTALONE.COM TO MAKE YOUR PAYMENT ONUNE. C -;I MW - 1 4003442668863726 13 0000004305532977005 Account Number. 4003-4426-6886-3726 Due Date New Balance Minimum Payment Amount Enclosed Jan. 07_2010 $15,565.16 l $2,977.00 J J PLEASE PAY AT LEASr THIS AMOUNT 1!903476611637448611 YING L1 635 ERFORD RD carp hill, PA 17011-1123 IIIlnrlr11111111111^unlhlPh llrlllllllllunhl°Illlrlrrl ORGANIZATION MADE EASY. Forget the filing. Manage your account online and simplify your life. Sign up at www.capitalone.com Capital Ono Bank (USA), N.A. P.O. Box 73083 Charlotte, NC 28272-3063 uIIIP?dlrrnhhh hII10??lhlh^U hlll ll llhfhl,If l } Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. OT Take control of your finances today. Call 1-800-258-9319 to get up-to-date information about your account and make payments. It's not too late. Call now to get started. Page 1 of 1 1.600-251-9319 www.capitalone.com/solutions Dec 17 Mar. 16, 2011 VISA PLATINUM 4003-4426-6886.3726 IMPORTANT ACCOUNT UPDATES NEW BALANCE PAYMENT DUE DUE DATE Your NO balance is due. Any payment you make will reduce your balance and help pay off your deN faster. The amount you owe may $19,789.35 $18,789.35 Past Due offer I you* entered into a separate payment agreement. Available Credit: 50.00 Previous Balance Payments and Credits Fees Interest Charged New Balance 518,215.68 ) - $0.00 + 50.00 + 5573.67 - 518 789.35 TO NSACTIONS-___ -- PAYMENTS, CREDITS & ADJUSTMENTS FOR PING LI 83726 FEES Total Fees This Period $o.DD Total Fees This Year $0.00 INTEREST CHARGED 1 16 JAN INTEREST CHARGE 5197.60 2 16 FEB INTEREST CHARGE 5197.60 3 16 MAR INTEREST CHARGE S178,47 Total Interest This Penod S573.67 Total Interest This Year 5573.67 Help is Available. Just pick up the phone. Call 1-800-258-9319 and a specially trained agent will he happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on vnur account. T of Balance Annual Percentage Balance Subject Type Rate (APR) to Interest Rate Interest Charge Interest Bearing 1 14.600% 1 $15,935.28 1 5573.67 1 4003442668863726 16 0000000000000000000 Account Number: 4003-4426-6886-3726 Due Date New Balance Amount Enclosed ( Past Due , ( $18,789.35 l YING LI 635 ERFORD RD CAMP HILL, PA 17011-1123 Manage your account online. AQ Visit www.capitalone,comilsolutions to manage your account online. Have informaton at your fingertips 2417 without picking up the phone. Capital One Bank (USA), N.A. P.O. BOX 71063 CHARLOTTE, NC 2&272-10&3 '11111'1.4, 1111.1 llllllllll'LI'1'I1111 "'111'1'1"II'Il'111111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. (1 Take control of our y finances today. Call 1-800-258-9319 to get up-to-date information about your account and make payments. It's not too late. Call now to get started. Page I of 1 I-M-256-9319 www.capitalone.cOrtt/solutions Mar. 17 -Jun, 16, 2011 VISA PLATINUM 4003-4416.6886.3726 IMPORTANT ACCOUNT UPDATES NEW BALANCE PAYMENT DUE DUE DATE Your tub balance is due. Any payment you make w3R reduce your balance and help payoff your debt faller. The amount you owe may $19,375.77 $19,375.77 Past Due differ Y You've entered into a separate payment agreement. Available Credit: 50.00 Previous Balance Payments and Credits Fees Interest Charged New Balance 518,78935 - $0.00 + S0.DO + 5586.42 J = I 519,375.77 TRANSACTIONS PAYMENTS, CREDITS d ADJUSTMENTS FOR YING U #3726 FEES Total Fees This Period $0.00 Total Fees This Year $0.00 INTEREST CHARGED 1 16APR INTEREST CHARGE 5197.60 2 16 MAY INTEREST CHARGE S191,22 3 16 JUN INTEREST CHARGE 5197.60 Total Interest This Period 5586.41 Total Interest This Year S1,1 60.D9 Help is Available. Just pick up the phone. Call 1-800-256-9319 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. T of Balance Annual Percentage Balance Subject T? Rate (APR) to Interest Rate Interest Charge Interest Bearing I 14.600/0 1 S15,93533 5586.42 1 4003442668863726 16 0000000000000000000 Rr--;""` Account Number: 4003-4426-6886-3726 Due Date New Balance Amount Enclosed Past Due $19,375.77 J YING LI 635 ERFORD RD CAMP HILL, PA 37031-1123 Manage your account online. A;a Visit www.capitalone.coin/solutions to manage your account online. Have information at your 9ngertips 24/7 without picking up the phone. Capital One Bank (USA), N.A. P.O. BOX 71063 CHARLOTTE, NC 26272-1083 rlllll.Ly'I1ll.llllllllllllrl.ly,lllll„rill°I,IrrIIJLllyll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 1 CYCLE # 13 CAPITAL ONE CYCLE FACSIMILE REPORT 12/14/2009 - 01/13/2010 PAGE 8590 ACCT-ID: 02668863726 CARD# 4003442668863726 STMT-TYPE: ENGLISH REWARDS: Y FEE-FOR-BALANCE: N PREV-BAL: $15,565.16 PAYMENT&CREDITS: $0.00 FINANCE CHRGS: $292.34 TRANSACTIONS: $78.00 NEW-BALANCE: $15,935.50 MINIMUM PAYMENT: $3,467.00 LATE FEE: $39.00 DUE-DATE: 02082010 CREDIT-LIMIT: 15000 CREDIT-AVL: 0.00 CASH-LIMIT: 7500 CASH-AVL: 0.00 OVERALL-APR: 22,323 . TPC : VP HOLD: 000 CLOSE-DATE: OOB: N MISS-ADDR: N WATCH: WO CRDT-REV: PD OL: 01 PD: 07 CTC IND: INS: PC: 0000000001 ARCH: N REASON: 00 HARDCOPY: 04 NEW: N EBPP: N SERVICE-OWNER: 000022 SAC-PGM: CLOSE: CHARGED-OFF: XFER: FRAUD: BK-HOLD: N BANKRUPTCY: N CHARGEOFF: N LEGAL: N FRAUD: N TRANSFER: N CTC-CHG-IND: PROBE-IDS: LINE: DELQ: OVLM: AUTH: REIS: PROD: PRIC: USR1: USR2: USR3: MESSAGE-IDS: PAST-DUE: INSURANCE: TRIAD M1: TRIAD M2: TRIAD M3: XFR: TBAL C/I BALANCE AMOUNT RATE CORR APR FINANCE CHARGE YING LI Purchases 0001 01 6,727.21 00.0490400 0017.900000000 102.27 635 ERFORD RD Cash 0002 01 8,987.68 00.0682200 0024.900000000 190.07 camp hill PA 17011112335 USA TRANSACTION DATA TRANDATE REFERENCE NUMBER MERCHANT DESCRIPTION TRANS-AMOUNT POSTDATE C/D FC CARD NUMBER 01072010 PAST DUE FEE 39.00 01072010 D N4003442668863726 01132010 OVERLIMIT FEE JAN 13, 201 0 39.00 01132010 D N4003442668863726 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - t r 1 i- q k_ 7 k_.s CAPITAL ONE BANK (USA), N.A., Plaintiff, V. YING LI Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: 0 %1 q //I l L Ava Tucker N00000034147281 872040308 A088 HAYT, HAYT & LANDAU -TI LAW OFFICES OF HAYT, HAYT & LANDAU, LLC. aut By: Arthur Lashin, Esqui %,rney for Plaintiff Identification No. 23425 ISYL 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400 CUMBERLAND COUNTY OUR FILE NO: 385763 COURT OF COMMON PLEAS CIVIL DIVISION No. 11-8132 CIVIL PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONTARY: You are requested to reinstate the complaint filed in the above captioned matter. LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: ARTHUR LASHIN 23425 Attorney for Plaintiff Cis) C L}1-171 y l S PA a-)ysYs SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ????titt? Q? 4aar;l?rr? gd Jody S Smith Chief Deputy Richard W Stewart Solicitor MY -4 P. 0. C I C( M $ERLAtdD 0;.'Iijt PENNSYLVANI f '0 3 d- Capital One Bank (U.S.A.) N.A. Case Number vs. 2012-8132 Ying Li SHERIFF'S RETURN OF SERVICE 05/02/2012 Ronny R. Anderson, Sheriff, w o being duly sworn according to law, states that he made a diligent search and inquiry for the within nam d defendant to wit: Ying Li, but was unable to locate him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Ying Li. Request for service at 6 Sycamore Court, Enola, Pennsylvania 17025 does not exist. SHERIFF COST: $48.00 May 02, 2012 :C Cou ul.c ('- SO ANSWERS, ??a _? RON R ANDERSON, SHERIFF