HomeMy WebLinkAbout11-8190SKLAR - MARKIND
By: Andrew Sklar
I.D. No. 65332
102 Browning Lane
Building B, Suite 1
Cherry Hill, NJ 08003
File No.: H1014341
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
EQUABLE ASCENT FINANCIAL, LLC
Plaintiff
: No. (1 - SNO
0,1vilTem
TERM
VS.
DONNA R GETTEL
Defendant
: CIVIL ACTION
NOTICE
n
,._ . co
3 c:.
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone: 717-249-3166
0
aa. oo Pa AI-H
& ! SDI(o
e C2&(0 53,7
Andrew Sklar, Esquire (ID#65332)
Sklar - Markind
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616-8710
FILE NO.: H1014341
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
EQUABLE ASCENT FINANCIAL, LLC I
I No.
Plaintiff(s)
I Term
I
V.
CIVIL ACTION
DONNA R GETTEL
7111 ROXBURY RD I COMPLAINT
SHIPPENSBURG PA 17257
I
Defendant(s)
Chase Bank USA, N.A (WAMU) is a corporation engaged in the business of providing consumer
credit.
2. Defendant herein is DONNA R GETTEL , an adult individual, currently residing at 7111
ROXBURY RD, SHIPPENSBURG PA 17257.
Chase Bank USA, N.A (WAMU) provided consumer credit to the defendant through a Chase
Bank USA, N.A (WAMU) credit card.
4. Defendant agreed to pay for the charges incurred on this credit card as they were billed by Chase
Bank USA, N.A (WAMU).
Defendant is currently in default under the terms of the credit agreement with Chase Bank USA,
N.A (WAMU).
The plaintiff, EQUABLE ASCENT FINANCIAL, LLC , purchased the credit card/loan
account owed by the defendant(s) to Chase Bank USA, N.A (WAMU).
7. At the time of default, defendant is indebted to Plaintiff in the amount of $12,319.24. (A true
and correct copy of the credit card statements are attached hereto as"Schedule"A" and made a
part hereof.)
Although demand has been made upon the defendant(s) for payment of the balance of
$12,319.24 the defendant(s) has failed and refused to pay same.
WHEREFORE, plaintiff demands judgment against the defendant(s) in the amount of
$12,319.24 together with lawful interest, attorney fees and costs of this action
SKLAR - MARKIND
Andrew Sklar, Esquire
Attorney for Plaintiff
(ID#65332)
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616-8710
Dated: ???? `?
Exhibit A
' Payment Due Date New Balance Past Due Amount Minimum Payment
03/22111 $12,319.24 $1,699.00 52,356.110
Account number: 8115
M aka your check payable to.
Chase Card Services.
Please write amount enclosed.
New address or e-mail? Pnnt on back.
99102 BEx Z 06811 D
DONNA GE IIEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 191188-5153
CHASE ® Manage your account online: Additional contact Inform anon
w .chase.comlcreditcards convenlendy located on reverse side
ACCOUNT SUMMARY
Account Number: 115
Previous Balance $11,985.11
Fees Charged +$25.00
Interest Charged +5309.13
New Balance $12,319.24
Opening/Closirg Date 01126/11 -02/25r11
Total Credit Line $11,000
Available Credit $D
Cash Access Line $2,200
Available for Cash $0
PAYMENT INFORMATION
New Balance $12,319.24
Payment Due Dale 03122!11
Minimum Payment Due $2,356.00
Late Payment Warning: If we do not receive your minimum
payment by the data listed above, you may have to pay a late fee of
up to $35.00 and your APR's will be subject to Increase to a
maximum Penalty APR of 29.991%.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and it will take
you longer to payoff your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement In total of..,
each month you about,.
pay...
Only the minimum 36 years $42,800
payment
$525 3 years $16,914
(Savings=$23,666)
If you would like Information about credit counseling services, call
1-668-797-2885.
Important Message: You Are OveriMt!
Your statement balance exceeds your credit line, You should make a payment that includes the ovedlmk amount to bring the
balance under your credit line.
This account Is dosed and no longer available for use. If you have a balance remaining on the account, please continue to make
monthly payments by the due date. Thank you.
FLEXIBLE REWARDS SUMMARY 7771
Previous Points Balance 0 Thank you for using the credit card that earns
Points Earned on Purchases This Period 0 rewards that can be used for !revel, gift cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 0 earn points by using your Flexible Rewards
credit card for everyday purchases like
groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card eams 1 point for every $1 you spend on purchases, Earn up to an additional 10 points
while shopping online through www.chase.conl/rewardsplus. Add authorized users, and sign up to have your monthly bilk charged
to your card, loo. Why not get rewards for all those purchases too? It's that simple. Simply go chase,corn/rewards to choose your
rewardtoday! Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTPAW
Date of
Transaction Merchant Name or Transaction Description $ Amount
u2r27 i ?; rC 1-[ ?L-
I i , J A I . 17EES FOR THIS PERIOD 'a ]D
2? i--1iKL;HAjE iNRHEST CHARGE 3
TOTAL INTEREST FOR THIS PERIOD
$309,13
This Statement Is a Facsimile - Not an original
0000001 FI &33x35 D 12 000 N Z 25 11102,25 Page 10 2 06588 MAMA 89132 06510000120088915201
X 8060
Address Change Request
Please provide Information below only If the address Information on front Is Incorrect.
Street Address: -----------_-------------
city -----------------
State: -- Zip: ----- ----
Home Phone: --- --- - - - - Work Phone:
E-mail Address, ----------------------------
To service and manage any of your account(s), we, our representatives, JPMorgan Chase
representallves, and/or affiliates, may contact you at any telephone number you provide to us. Please
refer to your Cardmember Agreement for additional details about the use of your personal information
and/or visit our wells" shown below 1. provide us with additional contact information.
L
To contact us regarding your account:
elephone:
In U.S. 1-8011945-2000 ' `JU
_ u
Espanol 1-888448.3308
TDD 1-800.955.8060 Bend Inqulrtes to, Mail payments to: Visit Our Website:
Pay by phone 1-800436-7958 P.O. Box 15298 P.O. Box 15153 www.chase.com/crediteards
Outside U.S. call collect Wllminglon, DE 19850-5298 Wllmington, DE 198865153
1-302-594-8200
tNormailoo AbMI YMt Austld
Crediting of P"mb: Yc; may draw paymwats by any of Via optkm Arced b kny.
Thou amour of your pay:rNm stoup ha al kart yMr mmxraum Cayman title. flay-twit
In U.S. dolbrs and dram or payable Ill ugh a U.S. f eaeclal twthuti or the U. S.
branch of a foreign firre ctal InsthdiM.
You may make pryanerAS by r#WW U.S. nrF. Send your payment to the Payment
address sown on this a m%"& Yew pa'n'ts, by OWN Imsl oohwly with me
ilalfwalms ml this Swami Do rat sold cash WIA# your Account! number on
your check be m i odr Payments must be accompanied by tho Paylnawt aotean
III flat mnebpe pmNdsd e"i out address vitiob Nrrosgh tae eawebpe wbdlow; liar
enxkM cannot aeMall, more awn .. telexed or mam: ad Cram can be no
stapler paper cops, tape or corrupornomw Indded with you ayraN. II your
payment is In xcodena ooh ow payment ksbnstkns and b owd...1461. so us
on enyrky DyS.00 P.m, bill0me al our p,ymept amresson INS slalwem,we will
credit the pyymesol to your AeMUm # or mat dog. N yow payment b h aaamone
wnh our payments mean homix but is me* available to re east 5:00 p.m total time
at The "too address ah pit "laflent. we w1 crg* s to your Acaount x of
the, haul cwumdar dry.
You may Intake payments NadrMKallyltruugh our waosNe shown op ads slatmanl.
If we mase your completed mquat rn err wea9b by 6 p.na Enmesh TmA wa.1
f redft tioa paymer as of fled day. a we reeeNa your iegneal mfrs, 5 p.m. Eastern
Time, wa oil ou dil your nymxd not tie r:ax1 nlaiday, If yore laa city a fines
data in you equate we will andel par pggmw it as at 1tkY day.
For all dlNr pr/Ineeds a for any pay ment Weaboe,fix wMcA you do not follow 0ur
nymam Immmitlae, ..Mn d yw pay.-,* my be delayed for up to 5 days.
Mums Mlofmden RaprlM to CmM letup We army mpat Irportion about
your Aoownt to trade burnous Late ayrwds mimed payments or other defaults
on your ACCaMi m1y ba rlauTd m your erode tear. I f you Ininkwe mYl rponad
Imrcn:mN kegmeWarto a V60 element, YOU maylhlth Ua at ma InduIdes address
shown on fhk dalsowA.
To sarvlea aim ilbee/s AIyM Tout Aisoolgi) We. our rpfew ntom. JPbleryan
Chia repranraWes, andtat dfolars, may cooled you at any telephone number
you provide to us. Pease new Ic YOU -.or rJR bff Agreement lot KMIOMi dmalls
.bad tie use of your personal kicrnwadcn.
Nolte Allot Electrode Clever Commict Ini par pay by ohack you aNlcrbe
us Otter to ae bdo madM from yew Vann to onse a oM-6M ollactrand hand
trtnder frMr you sdeOUmi "to goods de payment is a Cl ick irarreaalblr With
w'e use Whometbn from your neck t0'nake an allate,te rural trXeter, hods may
be w th limmilrom yoursocei x town a. the avow day we raptes your payment,
ad you will not mount yaw check but Iron your Ivarxiat simulation, Call Its
Cnslumen Sthii number on he dammed it you haw gearem rna ii.4dronic
claw:koolleeun or or notwantyour pey!mhes dolei ebd:enkeli
clesdaenal Pai nmlr. Any Winders Cieck S dlNrform of Paymo altal yousae
+IS Ipr boa (hol+ the nil baenot dte tlw is mrrked'mid an h'.I'.' orcorae+e asarvi
notation.. a that you rRNrwke lwlwr In not sallsfaMOn of a d1li ari
hart be sent k Cad Swwipa, P0. &a 15013, wAiniagmn, DE 19/6060 4g. We
reset. ad our rinds rgarco g these payments 1 m is dermared mom a Io
valid dispute on a any much a6xk is raomhmd at ary clhwr address, wa may accapt
the Mud and you will ail awn any mmemlky? rwtnyel. we may (dras to accept
wry such payment by rdr vdr ttb you, rill Qxhmg l or dedmpkg a. Al other
paymerda drat you make crowd Je .ell m the rsgrdo: Paymad sod.. shown on
like eteWiNra.
Anus! R#nmM Notkr: If your Aiii Agawrwv Itx our; ah-I membership fee
ardtor sbhlpr charge fort ismot orawi$Wv of your xcows, I will be Wlad wh
year or in monthly or aurlxlyiablhrwkt. ThIs!amordiwrthago ws owed whslhw
or not you use your AcoouN, aM you pros to pay them when billed, The annual
tee and chi w men-rdTasdeDb taaw you misty in ttbt you afth to class yroa
:"will will* X days or we blhg cycle {wl:khty to leas) ailm we glories the
sUdemall on which the mill tire or M?apa Is Wo and a1 se are thro you pay
:.It.* in'a. 11 you Ca 1N. for a chirps shed more ono than
your outstanding
aruNRy arc,!. a a naorhH sxvke dupe ypI oil rat owe ik bar lillad chorpe;
however, qtr boed drargn are mrrdardlt b aim nnnai Da pant x pw1 d avkg
Vou, Glrslardlg Walter In Arm. Your payfnmm dfk annual lea w charge does not
shad cur mgrs b seed yew lewaar aradk Ind yourrahl la make trarcmlbna on
yaJr AcaunL If pow Awoud is dosed by you a da war owl cwlnre to lerpose tlN
annual to and/or olmge used par pay, your Outstanding baance in full and terminate
your Account rNetlomitp.
Ctkubfkh d Itbnn salad (a 1OK al Ralf To 591 yew pmlxk Inumt
charges tq each bi*V gale when a dtyy psrkdc rare(.) applies, w use the rely
bakrae raelhed (klciuding arrwd Immovable). To figure your penodc In rmot
charges for each Mlirg cycle ohm a hby period. ratsp) apple. we ass the
average defy boWae mdrvd Uuchding "real trbaa underi For an oelsaron of
e than, method, m Newshors dhow a partrokr lastock throe calculation an your
statement, Piston Call ovs at IN ted ire camamm set*$ phone uuneer listed shoo.
We cai orris trereml Macges, Je(ng the ap9ikobim perkAb rates shown
on this statement, shei 1. or% resume !e.g., balance Other. oMCics and
,.If upson. shacks (',hack Lransadtn:'y, xh quaes, tubnes bansb,s, cash
adwncm promotional balance or amid,&. adWfS!rsl True clacal s may
oetmm dNorent oataWrin with the sae Parodic rte. Varkb4 raps wis wry
wth tk marked hand on the Prime Fah for such lrOo OM"gd M your Account
AgremeN) them k a mlrMmlm ememet clvrged SI.SO (W mph amour dnwibad
in four "is Agrnnnad) In arty btyrg cyfe in 44 you owe am path&
lowest charges and a transaction fm for each balance Irmi mh whoa ce, or
deck transaction, in the amours stated in yav Aopeulx Agreement, as h lay be
wh enbd. Them .. Weig tmaxebn b. of 3% of the OS doles a. bard of any
formal trmaMal (match ameue( dmcdaed In yaur Acoount Apmemord),
Now to Avoid peolog Mine" bs Poicks :bye bean xsmdr g Perlodk amwsd
charges onalcomamibur ha, or interest Marys hemthedale a boddedao yorwili
babrax until year Account Is cold m to$, an described In yew Account Agnemer.
Your due dam will be a minbruen of 71 drys tuddi uw dean of n0 bMW lick.
You ran avoid penkdk interest ehwgee at near puchwmt wnar iky we rest bided
to a elsewhere as dummi below. bar fhb dome not as* to bakraa oanste s.
ash *Mmm brw.rdraftWamss, if you teceiw am rer nenday, aduammt fhat
InclAae new puchaox and claim a payanam trial we realye by IN data ano time Ne
Mthnmi Payment Is due for that datemem., am wt 1 rut prangs periodic irt.reat on
any portion of iboo new purchases ate( wo abocale moll paymmt In, so long is 1)
your current star~ also she" that yea reposed layout or the wading be were
for your platform rumors statement by the data ad @n Ins AlKnerfln PaNINrF was
due OR 2) that the wrong WbMe for you previous memhS statement was axe. I
you have a babna order than a purdun extends and list balance rarriew a how
pwhoAc Interest hard, you into ad be ebb to amid perbill nest dlaryne on new
involves, a you do not pay your l teraw in Out each month, Wow we generally
alkale panmatr first to the balance well the novel pwtodb emreal lea.
What To Do aYM Thbk TM Find A MbYW On Year gbrMmd
It you Inkt there is an error an your aalalmn, also W m on a upanle shoat
at cslorner Servos, P0. Pea 75209 Wknbuglaa DE 19SO-5299. You may also
mrs+ us on lho :cob at Of-. wpm
in your 1111x, give us the following khorrn Ikm
• Account irdormmkn: Ya:r came Md Aavuit number
• Dollar amour. Their dollar amount of the -pecled enure
• Description of Problem: II you f rile alert s w+ .,,or or your bat, describe
what you barb. is wrong and why you bell- a It it mistake.
You mutt conte,x w wimin 60 days after the carer oPpearep an your ylatemwrt.
You into notify us of any pderid arms sr wrAin'g cr cn:^,e wife u dase.cc?a. You
may all as, old If you do we we not ngrwed to i eda
mde any pebmbf cords and
you may have to paylk amour in Wortbm.
WNk ant thestgatewhdher are col there nes been. am error tW IAwnng am true:
• We comet try to cdleel the amelm in ateshior. or livo!1 you Ira All oquehd on
that wnou rt
• TIN charge In b i esdon may ramae on your shim. ant, axe are, -ay cominuo
to Charge vou Ina mat our that amount. &1.3 wa defmlam tilt we made a
mistake. you will I. have to pay the amount al durGion Or a,N interest a
Other fees related to that .mama.
• While yet do not hove to pay At amount in oieifo,? you are responrble for
the imnainderd year believes.
• We can apply alw Would amount Vvi ye'Jn loot OW
Your RIQW d Tog AN /bsalhlled Who Toot CM69 Card Pwann
If you are dissatisfied with the goods or mervuws ihatya ha. Nexaz d with ymr
add ad; and you hewtded n piled train b anecttkprabb?m with Inn merchant,
you may haw the right not to aythe rmalmnp amount am" Nile wurehaa.
to use tub clad, an m led tdkvinp mom rim tow:
1. The Purchase meld have pawn mots In your home stare a within loo miles
of your otlhenl miring address, and low purchase site also No been
more than $50. !Mm.. Neither of than we industry If your prrChaatwae
based on so advertisement we mated to you. reed 1 we awe the ampeq: that
cow you the goods a *Nke.)
2. You mull have red your cttCA dad tar Ire numerous . pdche"j nude with
ash ad.ices from M ATM or ykh a,feek d.al accesses pour crOt cad
Acorrud do not welfy,
3. You mist not ymi mine fully at for ttic because
It d1 of tlN addl. about am Ihot and yep are st7 diseatisfled well IW p:mhase,
mlxam us in wrhirg or customer Servte, P.O, Fox 15299 Wilmtglmr, DE
19111,10 A or on the web at cfom.com.
White w. Inwedlpafe, it. carne rose Ouphy re U. di p,W thwm as wacuiQd
.bow. After we finish our Investigation, we Will tell you curdaolekn, AI the(Wild, if
we think you owe on amount and yov d0 natpay we rn.y report yards dslbquent.
Milt 1187m g
Statement D=00 2/2 111
Account Nu5 1115
Page 2 of 2
Total fees charged In 2011 $50.00
Total interest &arced In 2011 $609.84
Year-to-date totals refled all charges minus any refunds
applied to your account.
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 29.99%(v) $12,137.22 $309.13 $0.00
Cash Advances 29.99% (v) $0.00 $0.00 $0.00
Balance Transfer 29.99% (v) $0.00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Account section forthe Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other important Information, as applicable,
This Statement Is a Facsimile - Not an original
X 0066601 FI533336 0 12 000 N Z 25 11/0226 Page 2 of 2 05586 MAMA 89132 06610000120006913202
Payment Due Date New Balance Past Due Amount Minimum Payment
OT122111 $11,985.11 $1,454.00 $1,899.00
Account nurnber:oLlmilow 8115
. Make your chock payable to.,
s F- Chan Card Services.
Please write amount enclosed.
New address or a-mai? Print on back.
48422 aEX Z 02511 0
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
CHASE O Manage your amount online: Additional contact Information
w .chase.com/creditcard s conveniently located on reverse side
ACCOUNT SUMMARY
Account Number:6111011MI11111115
Previous Balance $11,659.40
Fees Charged +$25.00
Interest Charged +$300.71
New Balance $11,985.11
Opening/Closing Date 12126/10 - 01125/11
Total Credit Line $11,000
Available Credit $0
Cash Access Line $2,200
Available for Cash $0
PAYMENT INFORMATION
New Balance $11,985.11
Payment Due Date 02/22(11
Minimum Payment Due $1,899.00
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay a late fee of
up to $35.00 and your APR's will be sub)ect to Increase to a
maximum Penally APR of 29.99°/6.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and it will take
you longer to payoff your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an eattmaled
using this card and this statement in total of...
each month you about.,
pay...
Only the minimum 36 years $41,455
payment
$511 3 years $18,401
(Savings=$23,054)
If you would like Information about credit counseling services, call
1-866-797-2885,
Important Message: You Are Overlimll
Your statement balance exceeds your credit tine. You should make a payment that Includes the overiimh amount to bring the
balance under your credit line.
This account is closed and no longer available for use. If you have a balance remaining on the account, please continue to make
monthly payments by the due date. Thank you.
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 0 Thank you for using the credit card that eams
Points Earned on Purchases This Period 0 rewards that can be used far travel, girl cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 0 earn points by using your Flexible Rewards
credit card for everyday purchases like
groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card same 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.corn/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not get rewards for all those purchases too? Its that simple. Simply go chase.comhewards to choose your
reward todayl Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOU NT ACT11I
Date of
Transaction Merchant Name or Transaction Description $ Amount
,. _ u - ..
?
?
01/2:+ 1,1
IFrFF ..,ip
I U I AL I-EES FUR I HIS F'EHIUD 525. W
a -N k i?: xx v a- -,
01125 PUHUHASE INIEHESI GHARUE 30011
TOTAL INTEREST FOR THIS PERIOD $300.71
This Statement Is a Facsimile - Not an original
0000001 FIS3333B D 5 000 N Z 26 11101/25 Pagel oft 05898 MA MA 46422 0251 0000D500046422M
X 0050
Address Change Request
Please prods Information below only If the address Information on front is Incorrect
Street Address: -------------------------
city . ------------------
Stale -- Zip', ----- ---
Home Phone: --- --- - - - - Work Phone: --- --- ----
E-mail Address: ----------------------------
To service and manage any of your account(s), we, our representatives, JPMorgan Chase
representatives, and/or affilates, may contact you at any telephone number you provide to us. Please
refer to your Cardmember Agreement for additional details about the use of your personal Information
L and/or visit our weballe shown below to provide us with additional contad information.
To contact us regarding your account:
e ono:
s.?J In U.S. 1-806!)45-2000 '
Espanol 1-888-448-3308
TDO 1-800955.8060
Pay by phone 1-800438-7958
Outside U.S. call collect Send Inquiries to: Mall Pa
yments to: Malt Ourwabsks:
P.O. Box 15298 P.O. Box 15153 w.yw.chase.com/credltcards
Wilmington, DE 19850-5298 Wilmington, DE 198865153
1-302-594-8200
IMOM WOS About Your Aeaewt
Ceadkp el FayMatk: you may nabknyameres by any M tie omms reed blow.
The amount of your Daynorlt doMd me at least your onham! PAYmot due, pay."
in U.S. dollars ..it dram or payable fli-gh a U.S, fiwOC'al to thal a the U. S.
branch A a foregnOmramalal hsthgt.
You my mule paranda by mWhr U.S. mat. Send your payment to to Prymenat
adorns Newn on ibis mwmiiL Your panments by MAN must coney with the
indrolons w this sratewnl. Do net wit cash. WnAe ran Account amber on
your of eok ou money ordr Paymms rt:at a acmrmwniaa by IN PaYm-.t aourun
in tie emebpe proaked with our address Yatble through ter emabpe window; to
envebpe nor contain more e!u< cur Perim or coupon; and den can be no
strikes, Paper oiler, tape or cor "Prdence ksNtled with Yom Payment. It your
paymet Is In accordance with our paynert hadri4ow wed k made available to us
on ahyday byS 90 P.m, brat pone N oaf Parr-MSOddessontts 9e1ement, W6*19
credit to payment 10 was Account a of that pay It your, payment is In eecer an e
veldt our pryrwnt asble hone but is mada ewkeNe to u9 alter &OD P.M. Iota lilts
at to PoWMma address en Ole sNtmem, we will onset 11 to your Accourt as of
the real G-Aandar dry.
You may make payments tubalson#afly blMQh our "wk slaw non pas sseRW
If we rowive your acmpW W repent pa cu vreDlla by 6 p.na. Eastern TMs, wawit
crack yea Permit is or that day. I we Holes you nMW filer 5 D.m. ElMrn
The, wo will orumii you imi mwd asp the r,axl alaadarday, N YOU ability a lour.
date h1 you requesl yes wit MM Vag Paymmt as at that day.
For all other pa'rlsnntsorforay 'new rypeaboesfwwhkA you do olloblw our alkwate paywUmS first to the balance was, to hfgAKl Periodic
Payment Instructions, stand of Blow Payments may be dekytd for lp to 5 days. WWA IS Oa a You Thlot Your FInd A OeWrt Oft Yaw Shbwad
APOUaI hostesses Ml/else fur crow Nnsw: we may row Idamatbn about
Ili Aooount to crtdd Milano. LM pay,-a.ea: mi.W eaynenta or other calculate
on yon Account may pa neaW Nn your erupt reDOR- it you tbft we luau MPOVW
insrxure einfomnibnto a 000 b-,"M YOV may will octal to Inquidw nXi re49
shmur onihk ditaerll.
TO SetvNN end Wtege MYN You Atwsegsl: We. ow naewmasyes. JPAaof9sn
Chase rWmanndras, md!m ehtui e, may contact you at wry, telephone nlmnbar,
you provkk to ut. Peas refer I. your Cerdmanbw Agreemad la iddi fore) "ails
.tout the use Of your personal hdo.Wk..
N?DM@ Abet" Eesbeot Oak Coewwlee WW YOU Pay by cheek you autbrce
mac skim to we INamado , from your -NO to mere a PMlkat ebetnnic hind
transfer nom your account orb process IN permits is a thecktranact on. When
we Uw knbxmalbn horn you Chace to make an, abetnnic Iund teeter, funds may
be whhdawnfrom your apaelol aso- at flat ern day we naive your Perini
and YOU Will not scene you Meek tact tfcm your ftfflFgjal institution- Cal bar
(AMIDwr Simulate nunher on this MatmerA :I you tome proadae abort ekdronic
c1,,4 colecison or do rot rrantyou! 110"ifls Dclielad 0dronaaay.
Can01MW Psynsetk Any paymned check or aleatorm of thyrwmt that You ssud
n9 forces ten to eel ba!eltx our alter ywrked'Pald In rut ermetabt 6sMU.r
million .. or that you oswraaet tender h hill SatKtidnrn of a daputW anoami..
mars) he ant b card Servbes, PC. B,. 15049, VJan.ingbn, DE IMSO.5049. We
ri a- alt our dots regarding these barrush, le.p., 1 it Is dehemerad theca is no
valid d6eble or 1 am Such .Neck is mourned at am' Nter oddrms, are may tuapt
the chi ll and YOU W alit dao arty IMlllakV M$Wb} fib may Mall to aatept
any sob payment by od rnhg t to you, wt aashbg t Or dafmyhg h. At other
prrro.rk that you make ehonud oil art to the ,O"W PaymaMt address eleven on
ties statmmM.
ham[ Koff" NOlltt: If yam A-ut Alin-en lass m annul nembastdP fie
arcUasMlkrdudeta bewnw oraveia a+flyof yam agora, h wNbe bl@edwch
yearwinmond4 Or itumerlytratalleaea. TN.:vra ,u hing-owed whslfve
or not you use your Amos, and you %ree to pay them when billed. file annual
tee end emerge re non-reft"be Was you roll a tM you wish to dead your
accoW within 30 days or cot bNtmg cyea Iwhbmever is INS) NIM we provide the
statement on mutt the am" lee or Orange, Is listed and A the same Uml you pay
your outstanding Wit" In full tI you 0 110s. nor a drrge Plead more client than
annually such 86 a monthly service charge. you wit W. rare to last bOad charge:
ha,vever. Prior allied ahardn art o-Imodmk and must a paid as pull tl paying
your e.eSlmdlrg banes M rasp. yDlr payrwm of IN 3m4ai be Or dirge does rut
affad cur rights W lose jour Actcmrt well to time racier iVt k make tran adio ll on
your 4-aft. If your Aaounl a creed by you a' ue: we Olt ooNinue Ili Moose to
annual Ise and/or charge urod for pay )l" bcMtarding hahnoa in full and ermine
your Aocourlt 1e!o-lab.
Calcaetw N OsIsn $eblaci to lmbm( tale: To figure your proa c Initmost
ceget for each MNmg cycle paten a daily pwkwjk minis) aril we use the duly
bounce method lhekidbig commel InwWirey. To trine Vow berhadic liberal
chupw tar -h billing cycne whoa . -they Paidc nalso) spokes. we lie the
awrade daily balance mrlaod 11190,dffl Cuffmt tmnsaoiO,x), For 0 explanation of
sltM a questions abut a portttkW haver rlalge ciauktidn On your
statement, plow Pull us Nee tog free iu,NWnatr wrwn Pelt wrraer listed abort.
We okaae PO"C htaaM operas, Anil fur apo v" Pollock- new shown
On the slatament wpratdy Ir "Cal lobos bskhce thirster Chlai , and
ash Wwna cocks ("cha:k lbw olbn'y, puromar-, aaera banSler9, Cash
adwrKes, pro nMhnal W- a enrdrah adasu-st. these palalulona may
aomolrp different categories with fire wma DeriOdlc rates, Vwk* rats will very
wth to Mew taw on the Poinro Pale tot suit Irdew tksclbed in your Account
Ageam rdl Ten is a mirMnun mmvai abargta', $1.'s, (or sm>h amours desoribw
in your Aalmae Agreement) In any biNtrq type In :dart YOU Due any pertodt
Imareal ohadn, end a tramadion to for each biMiaa leunho cash adve not, a
chock fra sachan, in the amounts aided In your Account agreement. w h may be
amerckd. There is a foreign innsxlbn to of 3% or IN U.S. du$ar amount of any
tonpn Is mwcibn lersuch aneut described in yaw Account Agrin~e .
bin to AyDle PbylpN Hoeg ea Possesses: we boon assurshir Periodic oriental
tlurges one ironsadb+,lee, wiMerastortrygaimamte.plt It Isadtledroc your lily
baknce mail your Account is Paid in sills, of OeecMad In Yaw Aocddm Agrwmere.
Your due data will e a mminnuar 0(2t days following If. obMa N Paco Wei 119 qob.
You ran avid parrodt impend charges to new pmLWD.e par-df Ihey are Nast bring
to a statement as described bebix but "a doss M aP* to balme translen,
ash Wvarow araverdratarianoi II yW recoot am, fail mmanlhy Sraiemlyd that
Includes mew Pwchasac and rmka a Daianant thN ha recaiw by the data and tans his
Wmismwn PaywrAkduefarbratdataYNW wew-Inctdragsperiodicbrearea7on
grey portion climate maw, ga lb aura that we altcak filth Darmae a, sarong ere e)
year eurom etalemaff aka snows Thal Wro rerolved paYwrl err tee eoug hakrce
Wry;ur oravbus room's aGement by tie date and etM tr Mwrl.Men Paymxra was
due OR 21 foal ire erdnp Wlamee for yaw Pariahs anahS sOlnMm was solo. If
you have a babnece other than a puldrasm biWa and best balarcer carries a hither
parbdc htmest 1e, you ITiy rid ere able to avoid pradb ibleeel ahirges on new
puchasea l you do of on, your balance in full each mono, besww ova 96-14
it WOO five.
II you thou there is an afar on your sratemert: was to us on a aaperaa Meet
N Cadarar Srwtt, P0. Boa 152% WMMaglM: DE 1050.5299. You may also
axasl US on to all it on.. oan.
In your hate m, give ha the lbllvw!rb ktermaNem
•Account information, yam maw and Acco all nurbm
• Defer amount: The dollar a-It Or IN S.Peded scar.
• description of Problem: 11 you think then sir error cr your bbl, describe
what you beNese i9 wrong and relay you Witue !1 it am slake.
You meet our nti of in w thin 6U days aherthe error app Hr W an your akemert.
Yo muse nutty us of any polarliet wants in ti or on the velb at chatualw m. You
may till Ps, M If you do we are nab required to inwelF9ele cry P.eM)S! moon and
you troy have to pay the amount in pestWa
While we line ngsts Weathera not then has lawn en it-rot, the folosrmg an iru r
• Wt CMet try to Collins the amount In 2wstfa+.0, rePat lion 19lltmngmenl on
that rount
• The charge in question may roman On your stNmm,mt. aV we may conthw
to charge you !rteren on that anaau t. But N use d sol that w6 aside a
middye, you WIN roil have to pay ne amount P. qustoion or a,Tr interest of
other ten mitred to that aMtnt
• While you do of hove to pay IheimeWt In gdeslon you are resPOreiNit fax
tNa remainder at you balence.
• Wt Car ORPIY my unPulad amuum dpalli Yoif c:'40 ant.
Year alpea t Teo Are Dt"hMd WIIN Yoder urea Card Percbsew
If you we dissMrd'ad wlh the pods or farms that you have membad with you
credit card, aid you ban tried It god fete b commit thePlot k.zw4lb rht rumen,
you may have the right not to baythe remained lu eutil eve on Me puthaw
To tae this I ION, all of Ie following mast lie mme;
I. the purchase must new stn made In Wdrow stale w valbnl: 10F. miles
of yon ounce l mailing addaver no tie purahaae met muss lawn own
con than $50, fNtle. NORW of I NU or Maeaaary N your pachaa was
based m an adwlliaammt we awied Ili you, a' 'I ova own the: Pruq that
sae you the 9.0ft or -las.l
2. You must Ilan U91d yalrcreditall for the t~WhM Peo.".esesmadewith
ash adnrces Imo pa ATM or with a testis Oxl aCrasaae your -IM card
A toontt Main peer.
3. You mint flat yel rove fay Doe err lbe ;Won
If all of to arierle ab9w are ms amd you are still d--'died with In, in ohaa,
MW US In -111110 11 CLSmm-r Savix. FO. for. 13299 Wilmington. DE
19950-5289 Or On The web a chaa.c or.
While we hwedigit., the same rules 20" to pe disould enxMrt 0 -ism aled
allow. ANN we finish our in 9Wiaea, ova ltd 18N yW oardwislon, AIWei point It
we thhrw you owe on amanl and yrou fib mot maywe.nay report yea as 460OUmt
MA111N2010
Statement Date: "?-2 11
Account Number 81115
Page 2 of 2
Total fees charged In 2011 a $25.00
Total Interest charged In 2011 $300.71
Year4o-dale totals reflect all charges minus any refunds
applied to your account.
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 29.99%(v) $11,806.66 $30071 $0.00
Cash Advances 29.99% (v) $0.00 $0.00 $0.00
Balance Transfer 29.99% (v) $0.00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Account section forthe Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid interest on Purchases, and other Important Information, as applicable.
This Statement Is a Facsimile - Not an original
X 0000001 F'.'.33330 D 5 D00 N Z 25 11/01725 Page 2 or 2 D58M MA MA 0422 D25I DDDDDBDDD4642202
' Payment Due Date New Balance Past Due Amount Minimum Payment
01122111 $11,65940 $1,196.00 $1,454.00
Account numbs 115
Make your check payabl* to;
??
Chase Card Services.
aMas.
Chace Ca
Please write armmnl enclosed.
New address or e-rnall? Print on back.
05666 SEX Z 35810 n
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
CHASEQ PIlanaga your amount online. Additional comact Inform Edon
www.chase.comlcreditcards conveniently located on reverse side
ACCOUNT SUMMARY
Account Numb4iiO NW115
Previous Balance $11,51715
Fees Charged +$25.00
Interest Charged +$117.25
New Balance $11,659.40
Opening/Closing Date 11126/1 0 - 12/25110
Total Credit Line $11,000
Available Credit $0
Cash Access Line $2,200
Available for Cash $0
PAYMENT INFORMATION
Now Balance $11,659.40
Payment Due Date 01 /22/11
Minimum Payment Cue $1,454.00
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay a late fee of
up b $35.00 and your APR's will be subject to Increase to a
maximum Penalty APR of 29.99%.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and it will take
you longer to payoff your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement in total of...
each month you about..
pay...
Only the minimum 36 years $29,011
payment
$390 3years $14,026
(Savings=$14,985)
If you would like Information about credit counseling services, call
1-866-797-2855.
Its not too late to resolve the outstanding balance on your credit card account We have a variety of payment options that maybe
right for you. Call 1-BBB-792-7547 (collect 1-302-594-8200) today.
Important Message: You Are Ovedknt!
Your statement balance exceeds your credit line. You should make a payment that Includes the overilmit amount to bring the
balance un der your credit line.
This account Is dosed and no longer available for use. If you have a balance remaining on the account, please continue to make
monthly payments by the due date. Thank you.
FLEXIBLE REWARDS SUMMARY
Previous Prints Balance 0 Thank you for using the credit card that Sams
Points Eamad on Purchases This Period 0 rewards that can be used for travel, gift cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
Total Prints Forfeited This Period 5,120 earn prints by using your Flexible Rewards
New Total Points Balance 0 credit card for everyday purchases like
groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card Sams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.cont/rewardsptus. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not get rewards for all those purchases too? Its that simple. Simply go chase.comlrewards to choose your
reward lodayl Redeem your points anytime, or just checkout new offers at www.chase.com/rewards.
ACCOUNT ACTMTY
Data of
Transaction Merchant Name or Transaction Description $ Amount
0
i t/2:' . -
25.00
TOTAL FEES FOR THIS PERIOD $25.00
_
12/24 PURCHASE INTEREST CHARGE 117.25
TOTAL INTEREST FOR THIS PERIOD $117,25
This Statement Is a Facsimile - Not an original
0000001 FIS33336 0 13 000 N Z 25 10H225 Page 1 of 2 05666 MAMA 66566 36610000130000566601
X 0050
i {;, ,,
r
z;
Address Change Request
Please provide Information below only If the address information on front Is Incorrect.
Street Address: -----
City. -----
State --
Home Phone:
Zip: -----
- Work Phone: --- --- -_--
E-mail Address: -----------------------------
To service and manage any of your account(s), we, our representathies, JPMorgan Chase
representatives, and/or affiliates, may contact you at arty telephone number you provide to us. Please
refer to your Cardmember Agreement for additional details about the use of your personal Information
L and/or visit our website shown below to provide us with additional contact information.
To contact us regarding your account:
a. ono.1
In U .S-800.945-2000 ?
1
U
Espanol 1-888+148.3308
TE)D 1-800.955.8080 Send Inqulrlss to: Mail Payments to: Visit Our Webstbil:
Pay by phone 1-800-436.7958 P.O. Box 15298 P.O. Box 15153 wxw.chese.ctxnlereditcerds
Outside U.S. call collect Wilmington, DE 19850-5295 Wilmington, DE 198865153
1-302-594-8200
IMOMIMP Abel year PAUMI
Cleann%of P "$.fie: yea may resoamymaah by arty Oi Id. ofinant oiled aksve
TIW amount of your Payrent should ne ai least your n firth sa m Pay^wm Calls, payada
in U.S. dollars and drTVr. or payabk Ibroapl-, A U.S. fieae A emdfuji a the U.S.
branch of A foreign0mnlcial b* Wien.
You may mare payments by regular U.S. mat Send your peynwd to the Payment
addrea shown on this dabWenn Your phyrno by mall mud comply with the
indZions on this wAfemai 00 ram send cash. Wl yon Account number on
your chair or mical enter payawma meat be utentpanmd by the myrmm oesmon
In The emrobm prodded A& om address vilsbb through lid emebm WWM; Die
em I.P. armor Inlow. man inn Orw wrries1 a coupon: sad th- can be no
stsDks paper caps.. We or caretpaibrloa 6xiaad wen y. payr w If your
Paymem k In accord.nm with our Patmmnl wetnmima¢ and I. -do "liable I¢ us
onanydey by5:00 p.m. Coal linnet ore Payments 0dchase al statormall "'AN
craft Per Ba rrel to you Aocord a of that d" If WAS, Payment is in omorUm
with our Payrmr Mstntdbm, Out is reads an4bitto ors alter 5:00 D. m. i"'i ten,
at me fyylmms 20040 cn eta swemml we will cm*, n to your A... N of
tie maxi olamdw dry.
Yon may 'take POYMems+ectnohlA4 IbloUgh or movie showmen this Watanant.
11 w¢ roars your mnpeletl raqusd on oar waudts cy' E p.m. Easern Tmwd, wawill
crank you papmn es of oral dry. It era mart yor Ismael Balm 5 p. m. Eastern
Tfma, we Pau credit you Palmeri a at the -a aleWAr day. N you sp oay A faun
die in you repass wer WA cew11 yna ptyromt a of the day.
For all other Davlmetals a fa any paymarm lWoabow for which you do nica. follow our
p,ymem 1.11 caaa, a¢dbng of your paynama nray be dsby d for lap to 5 days.
ADPWAI IebrMOUR R"OrW 1e rus& eeaaeaf. We may regal idamPt an about
yvur Awount to cr.d! breaus. Lek pay-eds. m:need petnnents or other deloulb
onya(WACNURTmmyamreclednilyourtWftreport. ryoutir"Wehadrapamed
irarxemele aAOrmaten h a c edfl ovreu you rmywrReb ur ore be inhumed add-,
shown on the statmlat.
To 30001 MM 011111410 A17011 Ymr Aaesags): We, our raaesmtalrems. JPMagan
Chase rpreamaMas, and'a artistes, may aortae you at any t,lolwm numbs
YOU oovllde b us. Pi hoer Co troth CarJrmrlibef Aprearmrll for a1W0onal details
abort the used yma p rsurtw inlcmrskn
Retina Abdul Etecbodd Gawk CoswaMS RTm you pay by check you auderse
ue either to use WormaXal ham gown mall to rake a ormi *dm* turd
tnnww from your aocount a b p,oasa chW Wynvet,s a othecklrsmadtbn mAen
we into intamatbn Imo your ebukto'naM an sirtmmi fed hadafr, turtle may
be wghdr.-room yamaaood a earn It fin Bane day we naive your payment,
and you will not receive you. deck beet from your limi institution. Cal tile
Customer Se w.. Ammer cn time met em ,e it Yep he.A auarm- bola dredronic
cl-kcellimn w a notYram your Depnnentn Collided ebcnrnxaly.
Conditional P"MMC Any Paimeet check o otter faro of paymeld that ywu cab
LIS for rasa son The flat bale nm dm sod is mrlrad -paid r ful'.- amhaws.omit.,
notation or that you OXI-W tender h full saNUIWn of a dmpaed armour,
-the sent to Card Sryloa, Pt. 115049, Wandripmn, OF tM50•6049 We
rexrve an eau Iipts regarpag No Paynti (e.g.. i it Is determined thre Is rro
valid diepLLe or I By a .h check is reoei ed at airy dforadWas, we may -act
the ,deck aril you will mA sue any resankay 4W". We My Mme to adapt
any such myment ty rdum wstf s ro you, not dada" E v termin rap it, AN other
payynega drW you make noted Oe sort IO tin regd. Paymwint Address shown on
thfs stafmmem.
Mewl Remora Ndks: X your AecarJ Ag ore t Fat w, tnnwl mrmbmsMp to
a4i shollar dirge fabwande a awia NAay of yow monce t, it will be all each
year a in mronmy a mrenryaeta3rewdt. Thiefa e:dlor charge arc erred winner
or not you tae your Account, and you agnme to pay them when baled. The mnaW
to end charge ON naR-rdu doble whoa you mery a that you wish to elms your
account wares 30 data or one King cycle (whienimr b nee) After we provide me
shtanavr on well" the.rrmat inn or cr:arge Is 4w and at Ua ... fare, you pa,,
Your Clastandhmp balencd in full. m you do !We. to a dmrpe hilted more oRm than
alxuelly such as a mommy V is d rge. you will Be, awx the rest Iskd charge;
however, prior billed dargtan mer-dardah b Asti neat be paid As pan of Payhvg
'cw awslarilkag bWaP US kt full. Your paymm! of Xm annual fad or dargs does not
anted dui rights to uklo your Aca:am anadb aura Wire rlghl ti make tranmactwts am
YOU, Account, It four Aceourd k cursed by you a ua, we wall conlina to impose the
enrnal la ardlof Charge uMd ydv pay your culdafd rat bannm in full and temmimta
your Aamad rdwiorsllCo.
Caltute3a M BD&Ml 3411110 to Iatetaal RAID: Ta four low perbdc ihrrest
cMmtia for ar.:h billing cycte wtor, a Italy pafoEc r U.At Apples, we use the daily
balance nwhod (Irckdbg cnrmt Innasacngrm). To }gran you periodic Iharov
ours. for ALL being ryele when a mnonaey ewiarkc rebels) apples. we Ilia the
ayera9e defy balance method p0CLASI g caivnt trrrsasionsj. Fa an mplanitarn of
alts, mdhod, a pedlars 21 a partlatmr Interact charge akumtlon m your
statement, pose all us w"too free dt oacner swiss dNnA oumaw listed above,
we ancaate periodic interest c,prgeS, 4atrq Tne ae9itaod Periodic, Cited strewn
on MCI dat¢rmra, apMlaly for each lobse ta.g., return. trysts drools ant
cash arlamm checks ("choct 1,-ansaclbr.'), purcases. oamneo Panders, darn
arpanees. Dromotbnal balance. or owndrdt advanced. These calerWtbns may
rnmDine Ill ors. to wim the Stan mradlc rtes. Variable riles wit wry
with the rmriel based on the Prime Rye for such Ircho oeocr®!d M your Boom!
Agraenrm). Then Is Amimnrrn eAarast aR¢rga d;t.50 (a sax. amouy dswrlbea
in your Account Agreement) In any bMhg cycle in .1i you more sly perWk
ioonest drarrign and a transaction to for each balance km*.. cash actin tae, or
dach hmeadion, in the amounts 31 in Corr Aacopm Agrm*K ea R may be
anummd. Tiei is a *sign tnmeeton, fare of 39, of the U.5. choler ere;sn of any
foreign transaction for such anions described n you Aaoel Agreemam).
AM to Ameaw p"Ime immom 00 Puwbama: We begin a MOM Saffm knond
cargos melronsadbll, too or inharntdrOrtye trnmthebit R made Wyowdsny
balm unto you A comt Is paid in U A at described In ycur W oM Agrai
your due data will be a misnarm of 21 drys rogaa9lp the Cbta of loch b1i lack.
You on avoid prbdb interest charges at new puwAr, m Wllm they are list biled
to a stdemes is described below, bid bas dos as sppry to balance hffimters,
can adrMlaa orbwrdrXadvan it you receivesvan n1o1A'dY alat¢•ntrd Slat
lwludie new purehasae and WOR4 a payaread net ca retlla by the data and I" IM
Mnilrwnl Payment k due tar that da ormont. we will ,ml d wgs p-diat irt-. t on
Any parr" of ihato new purchased MAN rev alooale a+ch payment! M. so lap Ae I I
your Current statenwd afe0 Shows that we radaNall mymmt of las ending beMrce
for W Ur praNous month's staklfAnf by the Mfi and 6th M Mhdmun Pay'mom was
dual OR 21 that the misting balar a for loo wevlaw morAhi statement ern mro. It
you have a balance other than a pumLame blare sal :Seat balrl! carrel a hhghw
p1gic btelaat rate, you ITALY not be able to Afraid Natick irrl at charges on mw
purc hoe N you do not Pay you ba4me in tub eldf moron. blouse era 0enmally
alloak payman first to TM balance wisp aid Midivct Porodic glPoraq rate.
Whet IN Coo AYou TAIAk Yes Find A Malabar Ott Yes Sbftm t
It you think there is an arr n on your swlarrtw . site to us on a eemrde glom
at dmlomer S-Ce, P0. Pax 152% WRrwgloa: DE 1113545299. You nmy also
ormadrm em the web d of smoan.
In your letter, give US n,o lolmwing WhxmWlDn;
• Account irturrmtbn: yam ame and kocum number
• dollar all The dollar amour" of A* suspected onu-,
• Descraplaon of Pmbkm: 11 you thhr them 5 u eror or -jog of, ascribe
what you belmye is wrong and wiry you bele.e 11 o a m'stwre.
Yo nttpt Contact as within 60 CASs anar t.d R'a a pDarred cn pour satelmm.
You aid notify tm d any pdehid rmrs o s+ming or o, ;^.e :vela it ctase.com. You
may all w., Cod if you Cap wt we nol repined to Inw sl4* an pulydiW anon and
you may have to pry the around In suasion.
Wink aw Irxaagnal wiMhr a not throe has oean an error fin following are true:
.we .mgt try w oiled the aMDw In omenji. or It poi yo it a lmpnigal pn
that drum
• The charge in question may renal: on ycw slatement and Pam may mmnue
to Barge you Intact or that al®mn. But. i wa damerralm flat era mado a
orbitals, you well not ham to my ore amount in question or air interest or
other free roFaetl to tlal wnri
• What: you do not taw to pay the amount in question you we maermsible fa
tie remainew of your b lam
• We on apply any umowd amour Ag iry your died r Ran T.
Your Flights X You Are ebaXSpW yaih Tour Ores Card Perohaco
If you are dssshwhad with the floods or wrvices that yo. hau'a purchased with your
asdl cam, em1 you hwnlred n Ornd}sid- lowmvoi did problem with ins roarcirs,
you mtybave the molt not to myths remansag amamd cut on me wircnase,
To roe thisrlpd, au of the following nw%l ne six:
I. The P1rch ae must CALLS: heap made in you holler State or earmi IOU miles
of your cunad maMnq Address, and bid picamete on. must baser ban
mom than tIM, lattice. NWW of It" are necessary N your puehaa was
based we, adverfisamall wa Mdkd to ycu. nr d err,-0 the oil that
sold You the g ode or 1-os.l
2. You must hex toed yon cledn pad to m: "u Rhaae. '^em`ocia Ins! Crth
cash .dwrces tom an ATM o,-.0 a chain oral ecooaa your credo card
Accost donil quili
3. YOU mro, not Yet tall fumy mW for the pum#, e
It dl of tie artery boys are 1 4 recd you era Ya dlssaulmd wldr IM pilmhaaB.
rantad us in wring d Ctlstamer 5ervict, P.O. 'cov 15299 Ayamngeon, DE
1g35o-5290 Won the Linda art.hawcol
While we nvesegate, the game ruble apply to tie disputed amount as dnclsedJ
abow. AXer era finish our hadyetior, era will leg yc'u c W datiaion. Al mW mini d
we thick yml dwe om amount and yam do mtpaywe may refwrl yon as olmoluent.
reAlliazolo
Statement Date: 11 /2611 0 - 12/25/10
Account Number: 115
Page 2 of 2
Total fees charged In 2010 $125.00
Total interest charged in 2010 $1,23850
Year-to-date totals refled all charges minus any refunds
applied to your account
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 30 Days In Cycle Interest Rate Charges Charges
Purchases 12.241/6 (v) $11,522.35 $115.90 $0.00
Purchases 29.991/6 (v) $54.70 $1.35 $D.Do
Cash Advances 29.99. (v) VIM $0.00 $0.00
Balance Transfer 29.999/ (v) $D. DO $0.00 $0.00
(v) = Variable Rate
Please see Information About YourAccounl section forthe Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid interest on Purchases, and other Important Information, as applicable.
This Statement Is a Facsimile - Not an original
X 0000001 F 133338 D 13 DOD N Z 25 1011225 Page 2 of 2 00888 MAW 85658 35810000130008688802
' Payment Due Date New Balance Past Due Amount Minimum Payment
12f22J10 $11,517,15 $937.00 $1,196.00
Account number 8115
. Make your check payable to:
Chase Card Services.
Please write amount enclosed.
New address or e-mail? Print on back.
4
56963 aEX Z 3291 D D
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
II
CHASE 0 ® Manage your account online: Additional contact Inform sum
www.chase.comfcredltcards convenlently located on reverse side
ACCOUNT SUMMARY
Account Number: 115
Previous Balance
Fees Charged
Interest Charged
New Balance
$11,372.87
+$25.00
+$119.28
$11,517.15
Opening/Closing Date
10126/1 0 - 11125+10
Total Credit Line $11,000
Available Credit $0
Cash Access Line $2,210
Available for Cash $0
PAYMENT INFORMATION
New Balance $11,517.15
Payment Due Date 12122110
Minimum Payment Due $1,196.00
Late Payment Warning: If we do not receive your minimum
payment by the data listed above, you may have to pay a late fee of
up to $35.00 and your APR's will be subject to Increase to a
maximum Penalty APR of 29,99°%.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and It will take
you longer to pay off your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement in total of...
each month you about.
pay ..
Only the minimum 38 years $28,039
payment
$385 3years $13,847
(Savings=$14,192)
If you would like information about credit counseling services, call
1-566-797-2885.
You haven't made the required payments and your credit card account is 90 days past due. As a result, your credit bureau may be
updated with a negative rating. Please send your payment Immediately or call us at 1-80D-955-8030 (collect 1-302-594-8200) today.
Important Message: You Are Overilmkl
Your statement balance exceeds your credit line. You should make a payment that Includes the overilmit amount to bring the
balance under your credit line.
This account is closed and no longer available for use. If you have a balance remaining on the account, please continue to make
monthly payments by the due data. Thank you.
FLEXIBLE REWARDS SUMMARY 7771
Previous Points Balance 0 Thank you for using the credit card that eams
Points Earned on Purchases This Period 0 rewards that can be used far travel, gift cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 0 earn points by using your Flexible Rewards
Total Points Unavailable for Redemption 5,120 credit card for everyday purchases like
groceries, gas, and drugstore purchases.
1,633 Points to expire on statement on or after FEBRUARY, 2014
Your Chase Flexible Rewards credit card same 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
white shopping online through www.chass.cornlrewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, too, Why not get rewards for all those purchases too? Its that simple. Simply go chase.com/rewards to choose your
rewardtodayl Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTIVITY 7771
Date of
Transaction Merchant Name or Transaction Description $ Amount
111L III III 25.00
i t; I AL FEES I UK I H,S PERIOD 525.(0
i,24 PURCHASE INTEREST CHARGE 110.28
TOTAL INTEREST FOR THIS PERIOD $119.28
This Statement Is a Facsimile - Not an original
0000001 FIS53330D 1D 000 N Z 25 10111r25 Pagel of2 05686 MAMA 66963 3201D0001D0O086963D1
X 0050
t_; .>.I
.t
j!
Address Change Request
Please provide Information below only If the address information on front is Incorrect.
Street Address: ------------- ------
.
City
State
Zip: -
Home Phone: -_- --- --_- Work Phone:
E-mail Address: ----------------------------
To seMce and manage any of your account(s), we, our representatives, JPMorgan Chase
representatives, and/or affiliates, may contact you at any telephone number you provide to us: Please
refer to your Card member Agreement for additional details about the use of your personal Information
L and/or visit our webslte shown below to provide us with additional contact Information.
To contact us regarding your account:
• hour. '
In U.S. 1-1100.945.2000 ?"?J
Espanol 1-118&448-3308
TDD 1-800.855-8060
Pay by phone l-800,438-7958
Outside U.S. call collect Stand inquiries to: Mall Payments to: Visit Our Wabsits:
P.O. Box 15298 P.O. Box 15153 www.chase.com/cmdilcards
Wilmington, DE 19850-5298 Wilmington, DE 19886-5153
1-302-594-8200
gllomptla llboel Yoaa Aoaeal
amiltint or PaywN : you may laaha pays by my of fie optim lasted 0oow.
Thu amount at your par-m anolil 5a 31 kasl. your m.nntuM payment due. pr/ante
In 11 . S. dcAM; and d raven or pzyahte Ikrouph a U.S. hall Ysttaban or +1116 0.5.
hldn:h d a lrreign t:runcial mar :taion.
Yo:l may Inaba payMwM fly m u!a li S. map Sold y", Payment To ire Plossumor
ad0lesa Short Oft ma etalldi Ydut polls IN t'v Plat Must Motly P1111 die
i1a6I W'WIw al flat 6klelTWO CO as said out, Wnft lost 11CC0411. number of
your chock or ntnay ouch P r4M4 rots! na axopmpsumea Sy inn pagmalt.apM
in the Nairobi p(OUrded PAY, oW AMlmsa vOlobe mmuph but eaveiopt e1M(fw; the
env.lepe afmal casein most bar. use paymen; a capon': slid data can I. TO
uIAUI naps due. kpti rx -bn2adkrsc incanted I14,t Mir payri If )vni
paYnNnl a in PdCadanLY Coll' our oa mir l acbrucl add is melt 0441110 10 u9
unary day bY5'00 Pnl.'Cdo bola at par Nism h adMusawl Nis sklemal. Cow win
.Mail in payment to Vow Account es of that ray H Year wilinsout is Ill Accuracy"
wen. no, payment, mSEU.Eaa: Ott A. Race aYasablo tow alts! 5:99 p m. WV fame,
.nil IM Payment, add leas 0. bas stale'nan, we na Vidix n I. y0u A=ULI as N
n[ nevi ca9mlw r day.
YO, may 131111C dee lmonS tFar?rDatal'y m!aign a, vv8bsge shown cat tie 3ummpt.
It we mcnivs your mgr petod model Or oar w'UOW. oy 3 P. m. Loner, TM Yet if
u60 :I your payment a at Our day. li we iscerver yew request ale 5 P IT, Eastern
Tme, we will credit your payment not Vol next alendardry. H you spacer a hits m
dew in your MQI,M!nwll Vol your pamatil a4n grad day.
f nr all mho paymuMe 0r Nireny payment Pjpiahavetorwwcfi yrya do na folNw ol,
paymen) IMlruclnds, cred''.7ng M yrxr pzytem may oe delayd far uP td B Gays.
Atmun WmRleRen RswnN b kpit IWaes: Yw n'ar report iNank.lan abard
Your Account to credit bim,34 LM PayMme, matted Wy!nafa of .her 491,011e
On your Adaam may ON mpedld in your coast mi 0R. it you think M race repoirl"It
iMmlrle irtlarmabM m a trusts! o:oeat,;ou miywvRe m•s at pre!auines address
IN.". of this statemeri.
To Service ad AWS W Any OIYeer Acceudgal; Wq our repfesentmhes JPMapan
Chase repmeemati mix, amer sartinna. may clue 0, at cry mum" number
you p:ovoie to a. dace refer a yoW Ceamember Agreement ter, additional loads
about the use of poi personal information.
Notice Abeu Eint@Me Cheak Caureofae: Ween ton pay by check, rail surd
us Pilnm' to ade Momuaan ham roar creek 10 maw a bM•ala impo, nc fo^,d
!rander Irom yew Pcmlmt par is prows the payola ac 6 Chual transactimn. when
,sy use 11110rnl6lkill lfom Ma Chad to make a, elechcsk: rand eafisla. Nods via'
be vothd"awn trot yap account as soon is Out fame day we move yaf p?rinwit:
and yo!l Vol rot vedsoye roar CCICS hall film Icily Ikranelal elepiUfbn. Cal the
Customer Seveca number pn ints statement II yon havw menfpna about Nei
clock Wadmaon m do Prot YvMt your paymen)+ cdkx:ed Nectmncaay.
CofWltioal Payaurak: Any paymen acct a DID" fan of Ilaymat that ycu std
usfdrlecs then We fail baialce due that is usi-paA In 11r cnnnlrrs a stings
nidati0n. a that you WAremse latfet in lull satisfaction ll t disouted amount.
most bP and to Card Sanica. P0. Scx 1597x, Wgrvnpcxl DE ISLo-5049. We
retmvd all par lights niCamOly Inge payneMS (u.g•• 11(. is detivriumed liters is NO
veld diePldd O (If any such cbedd S me", n a'yy onuf a kinsol.169 May wdepi
le chock aid you µ4l1 still 0wa any ramelng dalifex). We Play Mf9W to acwtt
an such payment by inurAhy it 10 yc a. rom eaaha:g n nr deatroyng if Ail raker
paymats that Yet make uncoil oe am:r!: the iaghdar Pprnfent addrea showo a
Jlls claaPMnt.
AnaPl RaruwPl NOW; If MIR Ax.4I AgretmMd has on anwal mePdwnnlp lee
Amd,s:tllla rouge W imi auxermelabbhy Of NIP Juird nt: in w. Plan hired Carat
year 0r in Mamry Or duarn'FrinitlllmemS. TMs to ardla eborgt areouts etil
Or not you lW yoW Mconao and you agree to pay gran wilco Wind. Time amlal
file and Chargl3 NO nO"dundaat arias You n0pIY a Ihnyou wish to bwae You!
aCClum si nt. 30 amt's or ore beret; cycle (,YnCIN ! N ess) other awl p pone rut
saian Bill on wtkch the aaiuia IN Or dwrpe is Wit, all N IN WIN now, you pay
,Yrx:r c lixtenlilg heiance in 1A P ya, dr, this. for a cherrol u&d mom: ;.Hsu Nar
zmauaby such a5 a monmry ANY". char.);. Ma 'til Pot owe the will intend crap!:'.
horvo r prig billed efaval a are redo-rah dilit.1e ono rom ba paid a Not of payi"d
)'rtif oUT%lwMrep Ixdar[a'n hi, Yoa pay'rnar of We Animal fed W Charge dare; of
:.H Y rwr Igrlte 10 CIMfi pent Antdum Ana M limit yner'Ipm M maW tralNAl.ha^a nn
your ACftr nil, it yp0! Acnaune 8 Cipao pap Yoa O! Jai. r>ti rail C61linue l0 impact IAt
ilineal (be a"dW i chage u10i I- OaY Ydj ONSiN'ei!iP eaance in full errd klrlaluile
your Account reletiorreau,.
Cawlnke at Mange Suklrel to kkted Rak: 1c figure gga pehodk interest
charges la each Mang cycle wise. a daily ar:adlr. rests) applies, Yue ass the duty
U4- mathoa ("Acaailp permit hareaclo'S). TO lwfe You 0611- a Irarx5l
oha,gbfi to, bath nllIng Cycle uni a -VMy penoao ral applies, tee der ilk
ave'age dairy dahoce nwteud (hwkang Cinir turswmo). our in tKw"o n of
titnt' n16Wld, Of nuest"s aloom a part.=lar Interest cnarpe calmlatioa oil your
-h P.A. plates call u5 at M boomed aalOnwr service Photo npmbef Woad tb.ve.
)* our.=oak omb ilk interest Unionist; . 0u09 tae appilCntda inudk: rasa shoml
do m $ netemenl, sepa'Alemr I. Nick sulure (a.9., baanw hassle, Clocks and
cssn adval'. checia f check turaa710I0, paMhaseS. ba!Mm tW!iJb , cash
ti a ndeas. pfonantmMt bNaaas 0:• Overdraft adlMIAU11 111F. a POWAI affi may
amdxnu f iaa i!t Owupea•s with ife sane arhidk trine, YaRde at6 viol vary
wit Me manta based on the Puma auto (or such Index descdatl in four Account
Agfeement). TlRrd IS a ninhnum Merest Crcrge o! 51.OO Ira sacil alnOUm 2Pilots
in co, rAcmunl Agreement) e+ env III ling uyc:e in vdl'ch V. owe 'any a:IOdic
I,m aat merges. ant a Irewax:on lift Mr CaNn nAkrlc( InMW. Gash admlm. Or
Qeck lbrrsaslia . in Elie Om0urns efakd III yet r Acsual Adventist. es h Oily be
"oned. Trere u a loreipn trarrsashen tee m 3°6 m mo liS. Aa1ar amde0r of any
toRipn transac/An (oreua am0uM deantiCeG iP your Aaourd Ap!eerreo0.
Huw to AMid Paying ineemn on Pdre'u eat ikb Pi asaaanp polo lid hlleral
cfatio, 0n a henstdbll. het, to intaaetdra0ai tar looaal gadduct to Your doh
1,81e1ka Umi1 your Account is gala in fall, s 06.1.0.0 M y0u' ACCO1.1 Agrtaotanl.
Your due date All bar a n mmum 0121 Caw hil owro dla clown of l ldit tDI INg cycle.
Y. run aunts pvioolc Merest rhwgn on now CoYltece wfnan mein em firer billed
to a itaknstnt es Oeaalbed below, but Ilia dome sal apply W uaarce Manahan,
.'i ynu na:.^.iva a:arrark noMMy aloimurd that
cosh ed Hades or overdraft advances
Includes New purahdtuw and MALL a Pamem'.ha we mC®v'e by me Sae arts Ikne the
Minimum PagmenT k la for trot stalarma 1. tsa Vol rot charge pnf00k Imnrmt on
avj portion ortM9a rely, purchases that ire al0faN sucii paymeht 10, so lary^ as I I
Moo ?a1Fa11AatNMm low silo as 9latwd race utd Payinvot It the aridog taiance
forycur prolous tam's staftec 0i lay the deal land 1ma IN hRMmw+f+pyman was
der OR 2) Not 931 erv it t aUOp for for ilrW" monthS VU(Omint Axis .-#to if
;roc bare a balance mlyr than a purUUSe maids Pal that balinoe parties a "her
periodic interest rent, you may our be Nice to coal Aerodie incest rhargee on 11616
purchases If you do not ay our belaace in felt Bach attn. DecA.lsa we cartel
Nadi payments Hrat to Ma wilily is Aath Ile PW-451 neii tnWev rats.
What It 00 4 You T6lat YON Fits A MNinlh Or Toot Surnanawnt
it you Not ifv a ,s a+ error on you ebrarenl, Print to ate an a a d"mus siem it
Customer Service. P0. Rom 15299 Wditiiagbn. OE 19850-5299:
in your daunts give a Mefd duang wo-maron.'
- Actriwl Information! Y.ur new and Accord "11-
• Dolor amourt. 'TO d01Uf 2 M ,!. m let SJFpKYY era
• outs oplion of Pro0econ if you fb:0a !neat 5 pap error on y0ul ell. describe
whet you he6aw N Wool; atl who you lapew It It a Allo M
You mOTI Conduct es wimin 50 arc affair Ire error apaaon an your Valemect.
Y. mull fmtYr w of a n y p mrNal brfae In wntnq. Yus n.aay caii In, but H tau it-
.a,,,.,' at ItgWrad!o i!tvestpe any Dot-,M errors and YOU may nave IC ply me
amount I, creation.
Whip, qt' investigate avremax of Mt Item sae been. an d to' !ate ladowaig NO tme'
•We. Cammttryl0 colletma aRI01:fS In aLMMIi, Or mAcFl y'em an, i9ogmunto
met e11VUnt
• TIm otuorm ir auuAian my remshi C- your statement, e:1d we .w't' cnn9nue
to charms yoif aidemet tri That anrtmt dal. l we determine full Cod mode a
mistake, you atr not have ill pal w:e amount it ououl an or ally Moral Of
ulhu, film rautad to that antotmt.
• wink: you No not haw, to pay the aaccopr in q!uu0om ;era art responsiyc for
ire re ai nda Of your uekxde.
• We can appy any unpaid amp quits: v- nettsin+t.
Your Rita II You A. OrpaliAbd Wile Year CmaO Card Plonclunion,
It you are mssmaaa li Ise gaols par caY!re6 mat you nave pa rdluo nd with imil
care .,it std you love tried innodiaiB--and,': II¢prookm anmina marc"zit!,
you may have no right not to uy the rallabibg amen: Chad on f a1Rha5e
lt+ nso This oyn.t, all at the tralotwna n!65P he 4'u
1. l ho pa;charm netut have teen 'nada m s11:N '+DMt =RIB n' rvnwP i(al IoM
W your coal totaling address. add :ht ouriaae prix must have beef,
mote than ,659. IN= Will It t,..msa en: exasw-, if your pacAusla veal
Actual On an advemsem m! 166 mailed 10 you. Or a 166 Oar ire c0movy 141
sold -/r:m it. ikcs par ar-AU l
2. Ygg must tavd wed your c!odil Isrd our the OC'ndla5e, Pumiwses lake vdth
otilh advanlaw Porn N ATM III' With a:h6Ck mat aCCaCtec yOur watt Card
Al FA a0 IWC Mi't
3. YOU mus: rat yet Ih1YC Icily paid rCrtnz Curlicue
II aN CI the C!I1a11A abwa art mat Ma Ind ak Cif dkaa25led'Att11:"0 forlina al.
coma w in wdlreg at "'doer Sen?at; PO eu 18299 WhMn.glon, DE
19d50•e299:
Wdle, we• inveetiili life samr' rahta atply to 'N, dlscuhd par+gam as maclreeed
active. Ape we WifJh oao eve oufarlOn. we 0, 0 all, you pill l KiSAUT At Ma p0eal, it
we think you own in ahri and pea do not pay we nay moor, yea 2A dtlincuad.
MA8292010
Statement Date: 10/260 D - 11 1
Account Num - -- 115
5
Page 2 of 2
Total fees charged in 2010 $100.00
Total Interest charged In 2010 $1 121.25
Year4o-date totals rafted all charges minus any rotunda
applied to your account on or after January 31, 2010.
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 12.24% (v) $11,405.04 $11855 $0.00
Purchases 29.99% (v) $28,57 $0.73 $D.00
Cash Advances 29,99% (v) $D.00 $0.00 $0.00
Balance Transfer 29,99% (v) $0.00 $0.00 $0.00
(v) = Vadable Rate
Please see Information About YourAccounl section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other important information, as applicable.
This Statement Is a Facsimile - Not an original
X DODD001 F'. "33338 0 10 000 N Z 25 10M 128 Page 2 of 2 D5586 MA MA 88963 32810000100008898302
"Payment Due Date New Balance Past Due Amount Minimum Payment
11/22!10 $11,372,87 $685.00 $937.00
Account number- 8115
• Make your check payable to:
Chase Card Services.
Please write amount enclosed.
New address or e-mail? Print on back.
50411 SEX 2 29810 D
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
IkrrIILlrIrrLLJI?rrLIllrrrllr,Jl?rr1,?11?111k,IrI?rLJI
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
II
CHASE 0 PNanageyour amount online•. Additional contactlnforreation
www.chase.com/cmdltcards conveniently loceled on reverse side
ACCOUNT SUMMARY
Account NumberflnMMIIMMM115
Previous Balance $11,234.28
Fees Charged +$25.00
Interest Charged +$113.59
New Balance $11,372.87
OpeninDIClosing Date 09126!10 - 10/25/10
Total Credit Line $11,000
Available Credit $0
Cash Access Line $2,200
Available for Cash $0
PAYMENT INFORMATION
New Balance $11,372.87
Payment Due Date 11122110
Minimum Payment Due $937.00
Late Payment Warning: If we do not receive your minimum
payment by the data listed above, you may have to pay a late fee of
up to $35.00 and your APR's will be subject to Increase to a
maximum Penalty APR of 29.999%.
Minimum Payment Warning: If you make only the minimum
payment each perbtl, you will pay more In Interest and it will take
you longer to pay off your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an eathlaled
using this card and this statement In total at..
each mach you about..
pay...
Only the minimum 32 year. $22,741
payment
$379 3years $13,658
(Savings=$9,083)
If you would like Information about credit counseling services, call
1-866-797-2885.
The charge pdvleges on your credit carts account have been revoked. You no longer have the ability to use your credit card
account for purchases. We can help you get back on back. Cal 1-800.955.8030 (collect 1-302-594-8200) today.
Important Message, You Are Overilmll
Your statement balance exceeds your credit line. You should make a payment that Includes the ovedimit amount to bring the
balance underyour credit line,
This account is closed and no longer available for use. If you have a balance remaining on the account, please continue to make
monthly payments by the due date. Thank you.
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 0 Thank you for using the credit card that Sams
Points Eared on Purchases This Period 0 rewards that can be used for travel, gtit cards,
Points Eared Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 0 earn points by using your Flexible Rewards
Total Points Unavailable for Redemption 5,120 credit card for everyday purchases like
groceries, gas, and drugstore purchases.
1,633 Points to expire on statement on or after FEBRUARY, 2014
Your Chase Flexible Rewards credit card cams 1 pointfa every $1 you spend on purchases, Earn up to an additional 1 D points
while shopping online through www.chase.com/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, ton. Why not gat rewards for all those purchases too? It's that simple. Simply go chase.comdrewands to choose your
reward todayl Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTIVITY
Date of
Transaction Merchant Name or Transaction Description $ Amount
l%,II III ?iu
iwc.
I U f Al_ FEES FOR i Rib hERIOD Sao. W
lul2b PURCHASE INTEREST CHARGE
TOTAL INTEREST FOR THIS PERIOD $11159
This Statement Is a Facsimile - Not an original
0000001 Fi S333M D 5 000 N 2 25 10H025 Page 1 a 2 05688 MAMA 50411 29810000080005041101
X 0050
4
4
Address Change Request
Please provide Information below only If the address Information on front Is Incorrect.
Street Address: -------_-----.-
city ------------
State '. -- Zip: -----
Home Phone',
WorflPhone: _-- ---
E-mail Address:
To service and manage any of your account(s), we, our representatives, JPMorgan Chase
representatNes, and/or affiliates, may contact you at any telephone number you provide to us. Please
refer to your Candmember Agreement for additional defals about the use of your personal Information
L and/or visit our th ebsite shown below to provide us with additional contact information.
_1
To contact us regarding your account:
By slip one:
t.?J In U.S. 1-800-945-2000 ?
. I
> -1
Espanol 1-888.446-3308
TDD 1-800.955.8060 Sand Inquldas to: Mall Paymentstd: Mar OurlNdbsits:
Pay by phone 1-BOO.436-7958 P.O. Box 15298 P.O. Box 15153 www.chese.emucreditcerds
outside U.S. call tolled Wilmington, DE 19850-5298 Wilmington, DE 19886-5153
1-302.594-8200
INeniohw Ali" Yogi AMN#l
Clad tin at P&TMNN: "U may desks Pxyeneras tryMy of the optons wed ne-
TMamount at your Payrnvm srall0 l dfault. ran mwin4. Partial din, payelc
in U.S. dM3n and it raven er payable Ih-oh a U.S. to lts,lal hetluddo or tied Ii S,
hmncn o1 Almtign ludinvall gisthi ia.
You may mm paymwa by romflar U S. mat wit your rnybeM in the PsymwR
address Show on to AUletwnE Yost PW"DiU try Plat awed oanoij wide tied
tra,ustmis al this aWldmeM. 0. ea send -1, Wits ease Aca,unt tlumba ml
your cheek W nWef aria. PAy,xma -11 M LunmpeMa/ 6Y the peyhool OrdlPhin
in itw em'ddpe pnOw3d wAh Our Aloods wait* MMW to Myekpr wndOW: the
envelope raunot cu Lain Te:a ea drt paprwnt Or -ld n; and dole tall be r2
static, papa tilim uW Or of-Pot eranrn md4die, unify Nw, Dtynlert. If your
paymwl is in actadAAde hau, Daynwd idtiookooswd is "do Ovailable to us
oil any day, br5:00 flat, load alit At or PaymaMs addrMsson W s shlement, -,Me
spell!t fro DWwAnt to your AePPOm is of Wt Your. It gout Obeisant Is fit MMOPee
won our paymem nslruDDan, Dens laws AYARM to use aMr 5.00 p.m, nets lam:
.0 the PXyll Is edition dg ads slaRnltm, wt .1 ru3'6111 to your Account ac of
tic nod cdorolr day.
Yw may make DPjmd,:t GkYAtOntilly I11trola0n O luiltaSde Sedan Cn this AWWrnClti.
If we *_uwr your ct'mPlet ul rstiai sl an a,r umtlAiw try 5 P.m. Easier, Tema gre will
led I your payroah! Ad of List pay. H xw laclrve rcpt enqueal after 5 pm. Eaekn
Time, con wlll credd yar Prynwnt as of me nextee3nda day pytu spade a hills
10O 11 y0N mnuta con III Cletkl your Poo m m c dal day.
tar all oahle payraeu or foray' pny"I yptsbovo for YMtn jets do nalabw c w
paynwnY Inskutdoo., coldidng of your pinning. may 5. daay,d for up to 6 days.
Aoooull kWMWPOd aePotlN to Ctedit $ A VC Yla nine relent I(JOrMlnon shoat
y'W r Amount to uwq bur!uA lase toy""M1 , mused on,oms Or 0111a da3ulia
on your lip own may be readeded in your trend retail it you thr4 wA l" reported
inamlmfe urarnnPa, m a co"I drew, yoo may w,n, b as at tlw inouides adore,,
31unn all the Aulsmml.
To Sella add ill~ Any at Yon acgampk 114 our raaeswtadyes. ,IPNdrgzn
Chase rrOrnenladven. ar1d.W atfdalwr, ew cariall you at try IWPMw null.,
you Par,ide, IRA us. Mau rele, to year Cy dmsmbef AgfA n;eni OF addidmW delitls
apOM the use of nos Personal Marrudon.
audit About E1Av1rsI Clnvk Convention: when you pay by shack, imu Autnruinal
its Arita' to we Mlomudon hoed ^r -ad 10 mane a oM•amr tlechOniC lurid
Dander, from yaw Account e:• to Process the poymalt at a cued, transaction. when
we use felOr l Pont yOUtChWk to mans al: e113,116PA!'Wed Uadla. funds nay
Ue Wttdriam trap your tolood rl as Mail i sdus want day we rogovs your arymwlt
.lid yoir All not allow your Chaos tads TDm your tvanotm Irri-lNpn. Call the
gu 0", Sawed Aumbor on this suff, Atilt it edge hd E guiders about alai
cluck wl'.Action or do cwt eras you, Daymerw wilected aect,on•erdy.
Candldaul palm w day PonTurn:ownk T edlorfam m Daymal: that you send
us fer Mss can she (up hallnca due had b awidd "paid 11,lr or Mnradd A stake,
notation. a cwt ym: OdwMMMa leltkr in IW sa,,IXWn at a dapped arumt.
Intel be sent to cad Se ''-. PC. Box 15045. Wdniaptm, Di ISM-5040. We
rn arm an our Adds rega,ang IMA9 forms" (0,1-A It 3 daelmind lmea la m
v'a,d Printing of if any With Naas ?S recer'ed r Any oma, 304taee. vat may 3CWPT
dw chi oma you wli still m any rtmeMkgf Ddwwi. We may notion to Wool
any ,itch Payment by reaming Ise o wu, m! taahlg h or devroyng it. AA Oflia
pavmeas that you nwke aroMd he sea to too oudi r Parnwt Addeas till on
Vrs gtaAdAeM.
August Ameast Wades: It yose Aceart Addeerrent had w adaoul renmboriMp we
cod o,, ar charge our isa;nrwa Or a ,;abRy at ran ouxuM, it WIN rA bleed aaNt
year o' in mb monmry a O'uatwy h`stlllmays. TNS lenand%or Cfurgcare oaad whet':nn
or nut yea IN your Actourl, ant rut agree to pay lhwr wNa, tilled: life armdal
fW mid dWrin see naatruMkae vilest you readily es their" wisp m :lose you,
attar wiItdn 30 or. or old Iweog crow (wincltMt is mss) Mtn, :w Plowed ego
,Welloi l on With the alill in or crude is Milo and a the W. flow, you buy,
your aESkrdap baron h, M full h yen, d tills. for a rhadip bind note ,ahw bran
annoaly such As a pgndriy seivito dur ga, yes kill mellower the, cad baled Mill :
hiroveor. Prior billed dtarbod are nin"ohnelate, asd mull be paid ag pad of pang
y0h1r OUMtVdno bddl:ad tf ICI I. YOtd paYmat of the fre'll IN M dump dell lot
atian mar wpm to dM1tA your A2nereand to into ear highs to gAs handaLAOnS to
you, ACc0un61f your Aoli is Ct0!!d or you w is, M will Continue 101 mp3• IM
X Inuat tee ardiordberow upkl you pay )ow 00ir no sauna, in lull arxf antral,
you, Atiom relatearfahrp.
Cal3kgpo a Beano Sullid to blend Rork: to hgore you periodic Interest
charges far all im anlg cycle when a da ey daadir. ratats) atorks, wt use the "by
da-ono moved (WAud ng cares tralssedbrtsj. To ritual yaw mitD p barest
ehirges for earn N110if lick We a mommy penaaa MV,!Si epiliki cod urn the
averAge stir tat ww .9u a (4-WON Outran'. baaa011ots) Rot b, tRYwrW!O .1
tine, method, or a twons dour a partcukr Merest charge uku3tbn all your
etaM:rand, Plrse call us x pa wt tree cuetonx einhia Phlesy numbs listed wow:.
Wh calluato anibu if. ltereu thar0es. uswg tnv agp,Yxabte psra& fates shown
vn Ih s dsl-M, saDaaty for e.h hulura 1, . e.. baaue transfer dasUrsirs and
Cash advan3 chats, chalk bansaPi:'On°f, Purot-. bziexee tanslers, Cash
"PM 1wMtiDn,9 hn3raRa or 1whi it adeanDle} ITest: DAleude ruby
ccmmlfw 010sralt Wtdlprws wml dw some beryde feats. trouble fates w0t,arty,
will the me" band at ago Pnme Pan (eh such IIbeA illustrated In your Aawunt
Agreemem;. Trere K a minimum Mefe6[ fl,Vge 0151.50 jQ g;rLh small CaKrlbatl
'm. pour AwauM Awtanwnp k, say filling true In wh'cb you um ay Irsodit
wards! Plunges. And a VeMas M fee fir Von Daunat MMtM. Lich adAtce, Or
chid lit-darn in the omuwds staled in yapr Arsdai ll Alleunam. as a nlry be
¦nerksed There :s a loroign deduction tee of 3% 01 to LS, dater amoant of amr;
folvign trands:dion (or ease artoiAn dnv `sAK. In yor A"Oort AplRmeoO.
HAW to Avoid Paying internvt on Pmtfndnw: We audit allAM19 10e110,14 Mideast
drargeA on a hana'r:lkn. fail: a, Ininreat drargatrue, life am4 is added to y0af ddb
DaaSe wail your ACCOUnt W Paid I. full, as deacrgda h yow Attamt Agnnnwm.
Your due data w01 lit A nbAhream of 21 da9 fdlkidFr:g do cl0w at dddi 0-0 idej tyde.
you hen" paodlc bnrrasl tdahges ad icow aallig ee "I they Am VW 141 led
to a StalelwM as described below. big dd$ it= W aWly to ladawt handful.
,-h edwmns orovardrakadvanens. if you raisin It alive noMtty stAhnwrd tAM
IndudOS new 01("9a and AM A pill "'.haf era ratllva by IM Is4 and line the
MinlmseA Payment is dap for trust ttouardi was wdl red. oMtYa reirttldC Irdamat on
dry portion of tMte new oareMSes that we alb .v^- soon printed to, W tong as 1 i
low XAlwl slatsewa also Oil out we received sivinew of the M64V figures
for your praA Pus momn•s sbtaolnt ty the eDle aid t ate the AYfkmum Paymem was
do OR 21 Not to BOdiO9 6X303 0-r IRAN PRY" twang,eltmllal NM :'ad. 11
you have a DeWitt 91,wr Mo t purchase bdWous lend IDA boa,tw COltiles a higher
geologic Interest run, you may Out be Able to Man Perkldld (merest mnfges an now
pumnaaes if you, 0o fwd pry y0N bodamett it h4f will trim. twtause Wd gawraly
dlate peyn errs I first to 0w da3ndt Oda Yoe'w.all Drididk Nhtrawt rats.
vim 70 Go k Toe laws ya YW A Ilnbbo on Yar staWMFA
II you Ilia k'liere IS An error a, pout euna:lnnl, oft N 116 Or A evaaate argued at
Cusloma write. PO. Box 15249 kYdinmelDr. OE 1916 152:
in yoth leZW dvA us lholdlWng laf0'mwat
-Arcmmt Otnfmaion• Van' name and ACCOaM m:va:dr.
• OMar ammr,,: Tho (mbar amend OI Ittt SJ9Pta'm7 PnO-
• Ddecnplao of P,o04rn'. It you firma e'wro s ar trial a, your but, describe
what you txdlaw Is wro,q mM any 06 behew: ;I., A mi9wk0
You ,pad caiad 05 within 80 days 4.14. file error appeared cn your sptame'a.
You must a61y us of Rny Pmenea entrel In wr lag. Yrs.: may cA,,' us. Paid you a
we ore not rebleimtl to Inthaollult any adI°.113a 6r-me enld yen- may love to Pk' the
abeam le quesacn.
While we rout MIX! W hell" m not there nos bed". An .'ro,• tea M:'bw'-r y 3 true.
• Wt Mehl il'y to tUxlafllM amaArSin aCesikdgl?, at a9DCl1 j'm'. afi 1lainglwni OA
that atlm.OL
•The doorge m aaORtron My OeMin o^ y wf enflowl nt. AN wY Right Candle
to charge you odorls, ar. drat atilelae en. n we ddRrmirm dldl M headed
IxletAlu: VON Wit not MvI to pay kit aAwm k! gUaF:ia or a.'y Itle,Ni a
Ohio, %in needed W that iftimbA.
• will, you do net raw; to Pay the ohni M q'eStlOp you lit rharrO!ISibk: for
the refrumeati or your Lidiaice.
.
• Wa can mplf any unpaid.-rot r)ans' your c,eMt -k
Yon RWft 11 You Are DIstA3lkd WRI Yar Drab Cara R6mlaaeG
It you are tl3.sa9Red VAM mat gaols Or sgrvklh =YOU Ili Pumhlscd vim ran
Tan.rd Intl you nave lined in good faun w r3aterI low POIA" with the ref huni,
you may have lilt dghl Mt N ody the ,emebig emocn^. Cub cat dw gr[ktaee.
In use this agnt all a the hxlowkig mast oe VN
t. lra W,,tuam nest hive bear mado n }row norm ante ra wilmt 109 mile,
Pt yule tuned! mailing edition. and :Igo twrthanv oche must Nye been
more tfnn 850. iMottt ReBha W these see, eaePalay Pyow Ptruhds, was
bleed M eA adverflsamMt cod Taled 10 you, or a wa own the Ouneul y that
sold you It. goods ar tavicos.j
2. You fnust rave used your credit and 0-r pit OURUW, Purbasas allied Will
Cash art/,me8t hour an ATM Or win 2 duick mat ,1=1ul s your dfead and
Aulowl 00 trot qutbN.
3. YOU must -of yen hove fully mid 'or the pamlase
fall of lore arltasee AIMe are Tat and throttle fuutitiAl.
conttd us in writing ill Culearx, Same, PD. 80, IM99 Aluaninor, OE
19860.5195:
Miw we uwKBpaid, dm same hull apply to tra• diepuhed amaahl as defildlea
above. Altar we, Into our lowntidabn. nor w'r Ml you oil a bM41 AI dal foll6 II
we think you own an enoom al uto do cot hay we rvy cavort vas as thil goanl.
106292010
Statement Date: 0912611 0 - 10/2511 0
Account Numbe 6115
Page 2 of 2
Total fees charged In 2010 $75,00
Total Interest charged In 2010 $1,001.97
Ysarto-dala totals reflect all charges minus any refunds
applied to your account on or after January 31, 2010.
INTEREST CHARGES
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 30 Days In Cycle Interest Rate Charges Charges
Purchases 12.24% (v) $11,289.11 $113.56 $0.00
Purchases 12.24% (v) $3.33 $0.03 $0.00
Cash Advances 19.24% (v) $0.00 $0.00 $0.00
Balance Transfer 12.24%(v) $0.00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Amount section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other important information, as applicable.
This Statement Is a Facsimile - Not an original
X 0000001 F I S33330 D 6 DOD N Z 25 1011026 Page 2 W 2 05588 MA MA 50411 29810000060006041102
'Payment Due Date New Balance Past Due Amount Minimum Payment
10122110 $11,234.28 $432.00 $(585.00
Account number: X715
. M aka your check payable to:
Chase Card 6arvlces.
Please write amount encored.
New address or a-mail? Print on back.
67188 BEX 2 26810 D
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
LrJILrrLJ?I??ILrrLIllrrrlLrrllkrr?r,IIJ,IkrLL,LJI
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19888-5153
II
CHASE O ® Managoyouraccountonlina: Addltlonalcokdsetinformation
www.chase.own/creditcards conveniently located on reverse side
ACCOUNT SUMMARY
Account Number: 8115
Previous Balance $11,093.36
Fees Charged +$25.00
Interest Charged +$115.92
New Balance $11,234.28
Opening/ClDsing Date 06/26110 - 09125/10
Total Credit Line $11,000
Available Credit $0
Cash Access Line $2,200
Available for Cash $0
PAYMENT INFORMATION
New Balance $11,234.28
Payment Due Dale 10122110
Minimum Payment Due $685.00
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay a late fee of
up to $35.00 and your APR's will be subject to Increase to a
maximum Penalty APR of 29.99
Minimum Payment Warning: If you make only the minimum
payment each perlod, you will pay more In Interest and it will take
you longer to payoff your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement in total of...
each month you about..
pay...
Only the minimum 32 years $22,452
payment
$375 3years $13,491
(Savings=$8,961)
If you would like information about credit counseling services, call
1-866-797-2885,
Your credit card account is past due. Please send payment Immediately. Call 1-800-955-8030 (collect 1-302-594-8200) today,
Important Message: You Are Overlknitl
Your statement balance exceeds your credit line. You should make a payment that Includes the overilmt amount to bring the
balance underyour credit line.
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 5,120 Thank you for using the credit card that same
Points Earned on Purchases This Period 0 rewards that can be used fortravel, q ft cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance D earn points by using your Flexible Rewards
Total Points Unavailable for Redemption 5,12D credit card for everyday purchases like
groceries, gas, and drugstore purchases.
1,633 Points to expire on statement on or after FEBRUARY, 2014
Your Chase Flexible Rewards credit card same 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.conVrowardsplus. Add authorized users, and sign up to have your monthly bilks charged
to your card, too. My not get rewards for all those purchases too? It's that simple. Simply go chase.com/rewardsto choose your
reward todayl Redeem your points anytime, or just check out new offers at wwwChase.com/rewards.
ACCOUNT ACTIVITY
Date of
Transaction Merchant Name or Transaction Description $ Amount
maw
uy12:" Ir^!F FFF 25.00
I OTAL ?FEkES FOR THIS PERIOD $25.00
il?,?ti??NaL:. _ *2
09124 PURCHASE INTEREST CHARGE - 115,92
TOTAL INTEREST FOR THIS PERIOD $115.92
This Statement Is a Facsimile - Not an original
0000001 F, 537330 0 9 000 N 2 25 1010985 Page 1 d2 06888 MAMA 87160 26710000090008718001
X 0060
Address Change Request
Please provide Information below only if the address Information on front Is Incorrect.
Street Address: -------------------------
Cray -------------
Slats -- Zip: ----- -
Home Phone', --- --- - - - - Work Phone:
E-mail Address: -------------.---------------
To service and manage any of your account(s), we, our redrestantatives, JPMorgan Chase
representatives, and/or affllales, may contactyou at any telephone number you provide to us. Please
refer to your Caltimember Agreement for additional detals about the use of your personal Information
L and/or visil our webs" shown below to provide us with additional contact Information.
To contact us regarding your account:
• ono:
' n
® In U.S. t-800"945-2(100
Espanol 1-888446-3308
TDD 1-600.955.6060 6ennd lnqulrlms to: MW Psytnants to: Ask OurWebslts:
Pay by phone 1-800-436-7958 P.O. Box 15298 P.O. Box 15153 www.chase.comlereditcards
Outside U.S. tall collect Wilmington, DE 19850-5298 Wilmington, DE 198886153
1-302-594-8200
helenaa9os Abel Your Ardaaml
Cralhlq d Peynemen: You maY !w.m paynads W any m too optben dsled mow.
Tim aviation at your payrant b tilP Vii at INNS!. yrmr nanlraIDl payments dam, payable
in 115. daiars and gravel or payiNe lhroi a US. feandai ksUbrdan a the U.5.
hraneh Of aforeign Lnminall hot'.[wW ,
vmt mart roam payments Cy rmgoW U S. ma $anAyour raryRrPad m the Paymtme
Signals shown m this sweeennt Yetl psymnva W coal meal wispy Wilb ills
dith.dahs an ties malardi Do not Berri cash. Wald, ~ Account nulMer on
your rhmk OF moray abr. Payrmde.rasa ce uoompmied aY the Pirelli map.
in the enuland padWded new, Oar Address.telale Inflation this /nvakifa meadow; the
erwelupe ants. crrdell more two one Nayemnn or coupm; and there lorn be no
sjoh,, paper crepe, m rn cmron7andeece Ntlent..whir put Layman[. If yetI
paynWd i9 in .Cadatl rim Oar aynrenl iasotdio-r:dtd i9 mlb 0ai!dak 10 US
On ahry day br 5 00 Fm. !comm bins at our PlYirmrds adnkdS3 un Ina shlem.a t, eva rWN
cretllt tea ImyTnBnt th your Adeourd a o+lhat tray U yaw p0ymarA is In. aCmrbencc
wt•. Per paYmmr hmpcaaas, Cat I, deaAa exdhable to of altar 5:DO P.m, local km,
'fire Pavmn:s odidn's on tits 0laleri we med treek::t to your Account A at
1. marl cal-, clay.
You mryrake aYmentSt6,'Ct etal!fOP040 air Woo" Shi Cr tolSalalOmOnt.
It we napinn your rampytnd ldlj,iMl or, Our vdbaim of 5 pal. Easton Item., we will
crecit yew pvyman, as of that aay. !1 We /.leave yen' request all€r 5 P n. Easaln
?hra, wn will cr it your oavment as of the neat minor day !f you aPMiA a tutu's
Lein'n Sass reQlaest WP, W:M :fall rrarr pdyRlhm a5 d 1tW day.
IM:al art. pay"[. or tar aey, pay-1 type toms for whtfa yea do nnrlddw cur
Paymenl retractions, cnotrg of you paymrms may be Oeiayed for up to b daye.
A0e0en1 hhraaRam Rsgoned to Crmltl Ras ua: We tart reourl Jmornaaaun Inuit
Vora' AC:OI'llt 10 Veal 1)0ro3i late mymamt rnHaed piymants or other be cults
on your Amtum may ad, rdieded !n your treat repo..^a. n you Vine, we elm reported
1-maAle mr-ritllM S a Rah: ?-rear, iron sty wits 1s 0 at Ine,rauides address
Shia—on !life Saleroom,
TO 51MU and Mantpe Nay a Yar AuarmOek W0. Nor rn)resetshWes. JPNorg¢n
Chao rogn-niatim, and/rn argil nn. say wham you at any wdeldrms nanber
you gravid. to m. Pbobe leis/ tJ Your Ga,amembe: a9raa;*,ent la additional deal4T
o1 wit peromd inlameticn.
about them
Atulm. About ElatneMt ChWd Camaim: Whin yal pay by cildek: yeas anlMxrx
m antler to tree kdormedan from 'par corned to make a om•ame coorrOOe her 1
innsaN from your ocfwdal e' to Prmess the garment at a :nerA t:•det iti wee.
we m kdamafal hard saw chock to naka a, eiethaniv fund rani Ilyd3 tray,
bit wmdrilwn floor Your arFOml as Soon is Ole mutt, day we to(*" Sam, paypml1,
:;Id yeas :rui not reawe your mass bads nom yo" M1'ancdl lrayttdde. Can hire
cnsr.mer bertha number on Ines stata.lent 11 yam nova cetioons about emctrOnle
0140 toViction or go troteytltyou, paymO % egnCted Nro"ortaty
C1Mlgaal payamak: rely paYralt czar m otb.l.n of aaymmht thdt you se•?tl
ut Porlus 6mn Its lap b;aalte dw tla n na,imd "paA n laser'. cenralns a snlY a
notation.. ttvt yen Wverwald better it bail saidnJachun at a daguled amount.
meat b. eof to Card Sen:icee. PC. Itok 15049. Wihnioocan. DE IOLO-5040. Wit
revolve all Our/plea rega;rang Phase PaytfMn/e t1.1-1 !tM daermleed lhad is no
vaad dgpule Of it any soeh dredr is rocawA in any, 0149 address. xa my accept
ft deck and you will *01 Onto any n owitt,6 belancel. WO many nafuae to accept
:try .UCH oaymxl by reluni IS to yea. riot Whirs It or aeatmyk^:g n. Jul other
paymeme Mm Sot rase S.Ohl ;e sent to ne recur paynurd address shown on
Jilt tlbidefl 1.
Anmatl R.enW/1 Notim If Se. Accpal Aprear rat hem an ;u!aual evemUasnlp be
Radio! SanAarpwge tan isslm ea dvafabvY at Your aeund0, In W'a he dead eFal
year 0' in mOnMty Or A'Jar:n Fj lnStdlremys. THIS Mmearor tMrgeared onew Whmtbt
,,no; trod ame yen, AcooUM, and Am acne W M thaw wlcen Ullea: The annual
fdJ ane charge ms nataunddi m untaee you roily m Item yOO wish m close you,
aoeant wilnn 30 trays o, Ore mryag cyam IWrICiIMr m roes) ,ester vN provide ale
saalrve at on WhKr the annual in a verge g uahiS and a the wilco fired, You toy
your nasteMay bel.- hh fun. 11 yen, do He to a rharge'uala! neent often than
annually WA Vie a mal0ui VA'don -rdi you and %i ONB dm: Gn1 DOM (iraryr..
he,",. prix biibd charges are nMNetYredall a Ah0 must be paid as pan of Par".4
vol,r oulytandhp lwlarce 91 ft,4. your payres: of 67e rottl IN w charge dose nit
;.nor}art".I.e. yon A-rr Mali Imitync, 19h,n make Praraarnen9 nn
rout Aptaanl. Ii yONr Aoooan is -late N YON e' us. wit wail tantalum to Impea the
tnndid fed da4m cb.ep laid' Yr.Yi Jay vol -OUltiiyJDng Galante in lug A-4 dart ultille
Your Account relatiOnSiup
Colauialme ON Balm. subject to Inalli Rail: Tc hi your Penbek inte'es,
nharg23 la eadr biping cycle Wien a den`'-y mrOd!c ndau) AWNM w! ace the daty
bane., malhodd (htdroding attract IrdrvaOtlov S). To figure yew owiab irei
charga5'or each b!I!Irl; cycle wear. a e do n!y p Woun, rmdhrsi Appian, wt dote me
em-age daily balsa., emotional favour j osrhnl Uansaamn9Y r'or do fapl uni of
ehhtr Rm1hOd or areafnni abhor a Panache ntresl change CdIGot2tion, all yea
Mate.-non, phrase call us at She loll free eelIterke 51,1. above a-be, IU1ed aeNr.
Wit cola; 410 Pnd0,9f. arterut dirges, uut.l tea anailcrale puradla latex Sharon
an !hs dar"n"', ..Parallel inn .itch '¢dVO {a. g.. all- traKfer gRdrt "it
cast',. advanx Jencks !'check tdeMAOdgoti, IhnanaSlt, bausece tansters, cash
NOMPO.a, PrOrIYAmnai bAW"s Or overdraft 401011,yl. 'ices. WIWIatiOM MY
Mr o!M different Cagardes Vieth the unit mrndk rabies. VW.W Pais Net vary
W!el the market aria a tlen Pron. Pale ter S!5n 11-40 daadad In your Acwuts
Agrearrlem). 1hE1815 a minhrton.merest surge W 51.50 {a sacra amoum eresPnlmd
in your korourd Atreen eon k+ any bi lkg crew in which yvv area any pa-Iodic
interest *WVS. and a irareiffit:Ne fee fur lash DAMCt Unt*. Gish talivi , Of
duck Inan cPm. in in. pmornds Slabd n Your A-mot AGI"M.lt a it Play bit
amaidod. Trials is a laralpi aanldlcd toe Of 3°A Of the U.S. dollar anmmd of any
foreign transaclion (or ouch .=am deoenbed in Wen Aocourt Agfeemsst).
How to Avoid W rig nliddremt on PurclWaes: WY begin aachish in9 pawdit plural
cargfm Pon transaction. led. of ildnr?tctmrgo frga, Me area Walking to Your /golly
be! VRB aril year A;Wnt is Jail in fun, as discrfimO n Saar Aetlool Agredindent.
Your gas ;GIs WEI of a mirwmnn of 21 days clearing grit door of Bach d1Ang uycle.
You can wrdd parkdic Imarksl merges m rmW uuidlemv Whirr hiry am fret filled
to a stabme!A as desdibed below, out note does weN ability to be!mwe hatshrs,
Iasr clv'en ds or.... draft advances. !1 yam rs:eive a./none e+omt4Y sUiOwrrt tat
11ollul raw pntehaaea sal naive a funtr m'hem A reesim or dY Sere and land the
M!nimlan Paymorn wt ate her rent dirmiri. w wH rot dmrga Periodic Internet an
may polo" at Photo new "Nhasss 1Yll Nit alloi suer. pry hem lo, SO Wog is 1 i
Your' ar rhlt tlaatrmini visa shcos Lott we nedmlVmd Pay!narf of t.'It and Mda balance
for your proolais nONrm's satenrant try as date the area hs Mercian, POYmenl wat
cue OR 2! Out the enrlrrp aloha (or Swat prsvbus maltos stammert was ;ero. h
was have a colons, trial Wan a purdlasa madras man that be ld,a oarriat a Iugha
Periodic Irate rest ark, you no P ON be tote to Vault perndic ime rev Ntiarqrl on Plane
purGenol if You Do not my our balance m left of. mronah. tandems we generally
rudui a Pafrems drat to rho Wanda WSW We nw ittl nnloak; hdarcet rats.
What to 00 II YON Tit. It Y. Find A Mrshke On fat y drudeaarf
11 you Ilona Print s An .nor w Yaw emranmr, arms has ua or, a Sagami. sheet it
Costumer 9arice. P0. 6tl% 15299 WLianoter, DE 19853-W%:
!nouur Iaa(M IT,, us dholotbtwng kdo•mean:
• ACreml inmrmatlon: Ypll' name: ales Accotlm nvmlter.
• D alter amour': 'ire Loaf alT•OPn' of the s:SPK'Lfi I:ro'
• Descrphoo at Notion: 11 you Ih,td Tmre 9 ar error an veil ail, dttl dae
What you W:am iaylYalgad; Wily Yob bepem if it O "otfem
YOU of ail contact is .!mein 50 dayc anthem mho, opliar d on yar soifiment
You mud ready m of shy pofenly arms in wrrJng. Yr.',; nutni at'. de, but !1 you do
vre Ns not repmetl t0 iweatipde any defeot0 erra,c. and You may nm to biro, the
-ant in quetrooe.
While we iftmetigate written OF rot Pro, -as been an errs/, tee MlMwo; sit trot:
•Wit Cartrl0ttryla.Aledden 3hXVKogrfh i.m rogues rod as hilintilentnn
that smc4nt
• The dsvgo it Antxtion may remsil o^ you, sGbIlt. an'J Ire nrr,'snnNmre
TO eelrge Snit "O'W. an Wet ar udir ibn. I we Oetmmlie gat we made a
nimklkm. You sdl nat tilde In pay trot ara a till in gUNYJaI or wy without or
ohir has rotated do that anlonnt.
• Whade you de not law: to pay the am^,dnt in quest.On Sal me rnspunsioY; for
the lean mael or your babince.
• we ran atply, any on Pad amo! rat aw.nt y.C, ei!I.;:
Trey RWk II Yom Are 0uftlldh d Will %Of Coming Card Pmabaelt
If you are OKW,Sfiea Witll the thin is ar serwcet mat you hm Prnchuri won ran
cre3t Gard and you have nled a, going fie to GNU/ i ibe V. otdam vnih [I* -iTani,
We may have the tight not to my One rarndIi amo!:r. rue on gm aCLhd m,
In !Ma Ins moril. ,all of Me Idla,Wng nn:st be Vu1
i. are padhxe meal M.A hp!n-. rn:ue n yWr' nose Scots tN wnNn 1 W mans
of yed, carol! marine l(Whiss. tai the Parham Pda nmat have been
more then W. ilaost: UeAha nit tner e. arr. roonseary if you Pufourno a was
bey911 pt 0A edvenrserldnh. wit mils 10 Yen,, a it we pwn lime Conpd!ry IIt81
sold Y<w IIW grpde ar servu:as.;
2. YOU in USt I'Ste used your OrOdt earl far It cun;haem. ?ercruSgs Inactl with
tails adVamces hum an ATM 0100 a:neck ITIS aGCar""? yJbl Lid.'-L C/ro
AWDUm do Felt quarry
3. you Host r.J17M now: easily saes tort^t a!r..hase
it ail of Tae aharu ab wit are Ta•. and yaw are .:t nroat!sted vat, lot oart•"S,he,
Oantotl as In valfing at Cu.tamar Sarv?u.. P0. lox 16299 winh.'gtor, DE
19960.5299'
WhIM we meaNpric, If,, sam, raise tooiy on W diacukd o-I as dfscmerd
abOm Alm, we iktidt Pa awdstigaign. A8 are tab Ila, elf Orst.. AI ma Paoli, it
w. Think Voa own an artmunt and'YCU do nn1 Pry wit evr /acre'. Sal as delirn:unl.
MA6192010
Statement Date: 08!28!1 D - 09/25/10
Account Number?8115
Page 2 of 2
Total fees charged In 2010 $50.00
Total interest charged In 2010 $888.38
Year-to-dale totals reflect all charges minus any refunds
applied to your account on or after January 31, 2010.
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 12.24%(v) $11,152.51 $115.92 $0.DO
Purchases 12.24% (v) $0.00 $0.00 $O'DO
Cash Advances 19,24% (v) $100 $0.00 $0.00
Balance transfer 12.24%(v) $O. DO $0.00 $0.00
(v) = Variable Rate
Please see Information About YourAccounl section forthe Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other important Information, as applicable.
This Statement Is a Facsimile - Not an original
X 0000001 F'-a3335 D 9 DDO N Z 25 1010925 Page 2 or 2 05688 MA MA 071 OD 25710ODDOPM8716002
• Payment Due Date New Balance Past Due Amount Minimum Payment
07/22110 $10,825.12 $0.00 $221.00
Account nufnbe_ 8115
- Make your check payable to:
$ F Chase Card Bervlcas.
. Please write amount enclosed.
New address or a-moil? Print on back
02424 sex Z 17510 0
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
CHASE 0 ® Manageyouraccountoniine: Additional contact Information
www.chase.co"creditcards convenlenty located on reverse side
ACCOUNT SUMMARY
Account Nu8115
Previous Balance $10,756.82
Payment, Credits -$220.00
Purchases +$174,91
Interest Charged +$113,39
New Balance $10,825,12
Opening/Closirg Date 0512611 0 - 06!25/10
Total Credit Line $11,000
Available Credit $174
Cash Access Line $2,200
Available for Cash $174
PAYMENT INFORMATION
Now Balance $10,82512
Payment Due Date 07/22110
Minimum Payment Due $221.00
Late Payment Warning: If we do not receive your minimum
payment by the dale listed above, you may have to pay up to a
$39.00 late fee and your APRs will be subject to Increase to a
maximum Penalty APR of 29.99°%.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and it will take
you longer to payoff your balance. For example:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement In total of...
oath month you about..
pay...
Only the minimum 32 years $21,653
payment
$361 3 years $13,00D
(Savings=$6,653)
If you would like Information about credit counseling services, call
1-666-797-2885.
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,704 Thank you for using the credit card that cams
Points Earn ad on Purchases This Period 175 rewards that can be used for travel, gift cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 4,879 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases
Your Chase Flexible Rewards credit card earns 1 point for every $1 you spend on purchases. Ears up to an additional 10 points
white shopping online through www.chase.corn/rewardsplu9. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not get rewards for all those purchases too? It's that simple. Simply go &ase.com/rowardsto choose your
reward today! Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTMTY
Date of
Transaction Merchant Name or Transaction Description $ Amount
ue/18 Paym nt lhenk -a-LlecironlcChk ,0
V5128 NUTRIT, uN CRAZE PANAMA IN 8775293745 79.90
05/28 NTR'acoptlmumcs.com 8778251528 79.98
06/17 NTR'parasllmca.com 8662153408 14.95
j} I ?;- z
l?fuAK1?R s
lot 7
06!25 PURCHASE INTERESi CHARGE 113.39
TOTAL INTEREST FOR THIS PERIOD $113.39
This Statement Is a Facsimile - Not an original
0000001 FI Si3= 0 10 000 N 2 28 1010825 Page 1 of 2 08808 MAMA 02424 17510000100000242401
X D05G INS1481P
Address Change Request
Please provide Information below only if the address information on front Is Incorrect.
Street Address: -------_-----------------
city --------------'----
State --
Zip: ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mall Address: ----------------------------
L
To contact us regarding your account:
y ekphone: ? 54
In U.S. 1.808945.2000
Espanol t-88&446-3308 Bend lnquirleas to: Mall Paymentel Visit Our WebsRe:
TIM 1-808955.8060
Pay by phone 1-808436-7858 P.O. Box 15298 P.O. Box 15153 www.chase.comlcredlicards
Outside U.S. call collect Wllmlir l DE 198585298 W Infln gton, DE 19886-5153
1-302-594-8200
IMenedloaAbomyore APa m
CreNlfog I Ptyresab: You may male payments ty my Of the optbM kbd below. The
mauve of spur payment should be al West Mir mkili m Payment due, Poll In 0.3,
dollars aid drawn or KRII mmllh a U.S financial Inemutfoo or the U.S. branch of a
lorelnlinanclal WlWehen,
Younsaynek.M"ntsbyngmur U.S.=IL Sendyowpayne tohla Peyrmtsaddrm
wW by mall mold complywth theliiorm n en has
spawn on ttes Wtaniert. You form
statemwe. Do not sad ash, larks your Aooaud moor Sir your desk or money order.
Payments must be accompaded by the Wyred Comm in ft* mwa oroxlaM with
our address Wable through Ile cralope wNatow, the emebpe snot Dadakh non gm
oa payment a coporl and then an be no wallas, paper Cope: tape o OYMP Mena
InolrWd web ywrpsynamit N Vow Payment W In aaordence with our paymmemkdlnrdbne
mid k mob milabb b won any day b's $.g0 p.ms iota None Y our PNtane erdiass pit
this Statement we will "0 the oatmeal to you Aoaoura as of that day It your payment
is in actordance with our Payment mauwtiona, ism W made aaeloe to a after k0g P.M.
local Nm0 at the Paynaits address on thk statement, we ytl credit it to you Acme t is
otter hi aWnae day
You may make psowbelectramkaly thragharweDan shown on this staameed, lfwe
roaalw youV oonipWted ragimed on ou wabdte try 5 D•m Eadoh lima we wen crank your
payment as of III day. If in retie" Your Mitten after 5 pan. Festal Not, we will Redh
your laymen as of to ale a", day. If you sgeCiN a hime dole in you feud we
who cra a your Payment a of that day.
the am* milodc meal Variable rash A vary With the market based on the Print Rate
(ac Wh ndx rMarNhW b you ACCOW Ageemelt). There k a mldmum intend charge
d 31.50 (a auto amount desMbe0 n yam Axaud bl'esl l boy along cycle n
which you core any peode Intel charges, and aUvasadlon Welorach balance transfer.
castiodwnce.orchecktnasctloo,bpa armouh sated hay-AccouNAgnothre ,es it
Irey Mamaded, ThemlsatorgWWwmbMniwol3k LIIWUSdamral tofay
Weipn innsaotbn (a arch mount dmrbed ih you Aoooud Agbemem).
No* to Aaod Petrel Interest Ch Purchases: We begin mmkq periodic bbrase dil
o a transaction, fee, or hsaxt charge from the dab it is added to your daily balance well
you Account W paid In full, n descrbed In you Account A9raeeem. Your do date Val
be a minimum of 21 days hDial the cox d each billing cycle You an avoid periodic
interest dengea on new oach.es who they are Nrd trod to a abtement as decorbed
below, but this tlas not apply to 6esnce k hoes ashaMncei owrdraftedyances. If
you nice* a Current monthly aeWmitthat lncada Mw oumhwwv d roan a pWmW
tletw MOON ty the date and Ote me Mldman Paymtre is duel tho Staerare. yes W
not Cltefge pencCC wwom an any Do"- D1 than mew Dadeoes that we abate Rath
payment to, m long As 1) your curwn daWn m alai slaws dM we meshed payment of
the endnp WWrce tar yob prado s morWA Rmenw% by die dab end time Its kUm ii
Payri yes dw OR 2) that to ardfnp balena for your prowyer.toms stftm.l
wamiero. D you lose a helarae otter than a DuK*m balance and that ba born derma a
higher Wbdc Who rat. you may rest bs*kto a+od laftall honest ddrge , rR new
pwdasea U you do not pay your bamw in loll each math, boalRewe gerenly Wocab
Payments Nra to the balance wade the Nphul PeritlW litener rite.
for ale olAe payments or la any payned type sbow la whisk you do not lobw our Wtet TO Do R You Ttitit Yin FM A Mid*s OR Vow Sbeoed
payronm eebil,il , tt droll of your paymyMS way be delayed for up to 5 days
Aaotd Identalles 1NPVAd to Credit Button: Yye stay report snormalon about your
Axont to credt buews. Late payment.. mWad Dainill or other CAI on your
ACWwit nay ]is robsoted in your sung spat. N you mink we Al rationed "Corals
imormisI to a Cram bureau, you may wine to us at the Insu rtes schema shown nn Ins
daanwm.
Notice About Bnbesk Check Connotes: Al you pay by Check. you RNCdtp a either
to use intonation from your check to note a owleu, decimal find transfer from your
a ur4ato Vwmihepynedasachacktraaedon Whenweuesdoniatonfrort
your,hack a mile o alactronoturd lmvgk toll may be withdrawn from youraeso rd
as eosn as the sere usym receiva irow peyuem, and you wAI rot naive your check back
11dn yWr inalxal Wedtulbn CAI the Customer Sams number pit this alktenled I you
haw grrediens about efewrono almeck oaibotion m cob rot wan you pwynerls collected
Rimini
CasnetloMl thywaMa: Arw rymed check a other ksrrh d wymenl lhSt you nerd w "or
less then ila hale bolos dw hat W medetl'ad b ml' or comabs a sknYer nctelnn, or
that you otherwise tender n full ahelaton of e dispu red ani u l tumid be sat to C:ad
6erakes, P.O. Box 16049, WiWnglm4 DE 19850-5049. We reserve ale ou fota regaidng
th.e peyrems (al i k W demand them IS no Valk! dispute or If any such deck is
recehxd ai aft dhereakea, vox maY aoxpl me rhea ant you win dN owe scow remeinrg
Menal we may refuse to accept airy such pawsa t by returning It to you red cashing It
or 1.101 rg h. All oter paymera tat you mob ONIW be sent to the reguler Payaro
address, own on Ito daternamt
Anus) Rommi Nalks N you Axwof Aonemers has a mi l membershle IN and
w sknsor charge for "Anus or o"kaky d your Word N win be tend inch year or
in ""I"' or quarterly bsat marts, This IN ands dhal ere awed whether or haw you
use you Account, Intl you pgree to pry them wan allad. Tha Ireiud tee ant ahergo an
con-rat"no 2ble ohm you redly us Ito you wish to Coe. your accoumt within 30 days or
tiro bA1ap busk teluMAeya le bsq eAerwe prowde nor abtemnsd on wlialu IM W nun tee
or chomps Is bikd and at the same NIa, you WY your aAStmift balance In erg It you do
this, Ins a aft go billed noro often tan amwpl PA ere a =rA*terwa ohm Del you wil
nut ow tom hat blled Chafe; howeam prior biled merges are mmrehrdoble and mob
hepaid.paddpryWgy..wWand'mgboWn infWl. You vaymhMdtaamud fco
or throe does not a ed our rights to all you Aaouit and to mi you dilln to make
transitions on you Account. 3 your Account Is Closed by you or its, wo will control to
IMAM ft* annual to wldo darge Wmtl you pay your mAearhdrep bslana in 14I and
terminate your Account ntaohehb.
Cakebtlen at Bantle Sul Is W mgl Rail: To blue your l ill interest dirges
iW each bitg cycle when a doily perodc fail l apobs, we use medliy balance method
(imcludog ouranl tnmeachor .. To tigre toe Periodic inteaR chug" nor each bikmp
cycle when a modNy, peril fee(s) appeal we use the avol ally balance method
llncltdl anreN bansectImm. For an explanation of either method or quesil a about
a padkmn Idaest Charge akWation on yalr dabtlelll, PINae Call w d ft toll nee
Cost r bents pane number limedatOw.
We Calwodo pwiodic merest Charges . wisp W. matili bW perkdo rat. At- on Its
Statement, npaably, roc each Intuit leg., beans transfer cracks and ram advance
,hods I'cmok bwuaclorl Purchases, bar- lh 1ers. Hash ad..., womonbrd
baances or owindrah adwncesl- Tax ahemAelioa nap Concha rglemd alepeh'lee wkh
d you tam them a an wmr, err your statement. write to coq en a Al le Shea at C aleme'
Service, PO. Box 16299Wimdngloq DE IWZS299:
In you letter, giro w the blowing Information'.
• Account inforrretlar Your ame mid Account number.
• Dolor amaat The door amwlm of to sultro ad error.
:Nyou tNmelthero man erroron your low, OaWriheWhet yam
• Desttipul Problem
bedew W wrong aid why you boll.. R Is a mind.
You muss ofd us wahing0 days after the error appoil l on your statement.
You Most rally us of any Mai l amore in wroirp. You may Cali us, but 4 you do We
we not r.duied to Investigate any isol lal mom and you may Ian to pay the amount
inquel
While we n'uaipde, whall or rid Clime has been in arx.t a following am true
• We amen ty to will the amamt In together, or report you x doinqua t mthat
amount.
. The dale n awdlor may return on your statement. and in may contends to
aharga you Wastes on the anolad. Bu. t we dMmmner dram we made a Intel
you MR not harem Pay Ihe Amount In quel"or any interest or other lees referee
to that omoud.
• Whb you do not to- to Pay It. amount in m estim you are resoicu W for the
remainder of your balarl
. We cam apply any unpaid A.nout Againt your credit Amt.
Ys. RWm$ If you Am Bitgesbod Wall Yew goal Card pmmlm r
If you are dissatisfied with it. gook or scows Out you haw puchasad with you Credit
card and you haw tried In good lath to Cora me problem with the riemhant. you may
hayc the right not a pay tla renWmng moult der on the purthal
To use tic rigs, all of the folowing Intl be true
I. The Mid- mud haw ism made In yore hors data or won IOD it. d
you carol coaled addsa, and list puehaa pots MU91 haw toll MO Iron
W. (Net, Nab. d these an nemaary t you Purchase was based on sit
adwatxmert we Pored to you, or II vR own gal company that and you the goods
orsmim.)
2: You most nsw used your araON and 1St the pu crease Purchases mule With aosn
adwmces from an ATM or who a Nook Ihaf aoouses your.Yedk aid Account do
not quakly.
3 You mat cwt yet new fully purl lor the Purchase
hat d IM cites go. ion rho ant you an all dMstwliW wish the W mesa, eodad us
Inwrmng at Cl%bmw 3.nifm P.O. Box 15299 Wilmsoon, DE 19858-5299:
WMW ova baedbab, me soma mleseppyro taaW uw ammex u dkCUCSa0 sbawe. After
we finish our Ihwadlgalbn, we will tae you our declaim. At that pan, I we Ii you we
on emomnl and ymm do not pay we may moon you a detrgbm.
MA1202009
Statement Date: 05/28x10 -0¢/2910
Account Number: ? 6115
Page 2 of 2
Total fees charged In 2010 $0.00
Total Interest charged In 2010 $548.56
Year-to-dale totals refled all charges minus any refunds
applied to your account on or after January 31, 2010.
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Sub)ect To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 12.241/6 (v) $10,908.69 $113.39 $0.00
Cash Advances 19.241/6 (v) $0.00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Amount section forthe Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other Important Information, as applicable.
This Statement Is a Facsimile - Not an original
X W W W 1 F1ti 33335 D 10 000 N 2 25 1 DA525 Page 2 ur 2 066M AAA MA 02424 17510000100000242402
+ Payment Due Date New Balance Past Due Amount Minimum Payment
OW27JI0 $10,75682 $0.00 $276.00
Account numbs 8115
?? M ako your check payable to.
Chap Card Services.
Please write amount enclosed.
New address or a-mall? Print on bade.
9
5,0785 9Ex 2 1461D D I l . l 11 1111111111 I.J. 111.1111 I.1. 11111 11. 1111 1111111 r 11111111/
DONNA GETTEL
PO BOX 55 CAROMEMBER SERVICE
LURGAN PA 17232-0001 PO BOX 15153
WILMINGTON DE 19886-5153
III all III 111111111111111111u11111111116111n111n1n11
CHASED Manage your account online: Additional contact Information
w .chase.comlcreditcards conveniently located on reverse side
ACCOUNT SUMMARY PAYMENT INFORMATION
Account NumbAMIMMMMMW716 New Balance $10,756.82
Previous Balance $10,740.56 Payment Due Date 06/22110
Payment Credits -$22000 Minimum Payment Due $218.00
Purchases +$127.40
Interest Charged +$108.86
New Balance $10,756.82
Opening/Closing Date 04/26110 - 05/25/10
Total Credit Line $11,000
Available Credit $243
Cash Access Line $2,200
Available for Cash $243
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$39.00 late tee and your APRs will be subject to Increase to a
maximum Penalty APR of 29.99%.
Minimum Payment Warning: If you make only the minimum
payment each parbd, you will pay more In Interest and it will take
you longer to pay off your balance. For example.
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estirnated
using this card and this statement In total of...
each month you about-
pay. ,.
Only the minimum 32 years $21,521
payment
$359 3 years $12,918
(Savings=$8,803)
If you would like Information about credit counseling services, call
1-B66-797-2885.
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,576 Thank you for using the credit cans that eams
Points Earned on Purchases This Period 128 rewards that can be used fortravel, gtil cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise, Remember, you can
New Total Points Balance 4,704 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card eams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase,conl/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, loo. Why not got rewards for all those purchases too? Its that simple. Simply go chase.com/rewards to choose your
reward today! Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTNITY
Date of
Transaction Merchant Name or Transaction Description $ Amount
05122 F a.nnent
Thank You
T -&U.tiu
,ray
-
cl?
05/11 GEICO 800-841-3000 DC 104.55
05115 NUTRITION CRAZE PANAMA IN 8775293745 3.95
05118 NTRyoilesmncs.com 8689557596 14.95
05118 NTR'acopOmumcs.cum 8778251528 3,95
u5/25 PURCHASE INTEREST CHARGE 108.88
TOTAL INTEREST FOR THIS PERIOD $108.88
This Statement Is a Facsimile - Not an original
0000001 FIS33WO D 10 000 N 2 26 10MR5 Pay. 1 of 2 06506 MA MA 50756 14610000100005075601
X 0050
I
Address Change Request
Please provide information below only lithe address information on front Is Incorrect.
Street Address: -------
-------------------
City, ------------------
State: --
Zip, ----- ----
Home Phone: --- --- ----
Work Phora: --- --- ----
E-mail Address, --------------------------- --
L
To contact us regarding your account:
allophone: 7
l?J In U.S. 1-800.845-2000
Espanol 1-888,448-3308 Send lnquirles to: Mall Payments to: Visit OurW*bsihe:
TDO 1-800.855-8060
Pay by phone 1-800436-7958 P.O. Box 15298 P.O. Box 15153 www.chase.com/creditcards
Outs]de U.S. call collect Wilmington, DE 19850-5298 Wilmington, DE 19886-5153
1-302-594-8200
idamalbnAbet Yew Aceeual
Coalition at Pgmb: You may make payments by W of the options listed below. Tne
mount Of your payment if o rld be at hart yetr minimum payment due, payable In US.
dollars and drawn or payable through a U.S. Rmmial institution or the US branch of a
deign tltaecai reaR4nlon.
You may m a myrams by reguirus. mil. Soundyow payment to tea Paynecis mdrm
shown m this Wtemart. You payment; by weal mIs tom iy wile the hstruclbnson this
slatahed. Do not seat ooh. Write yaw Account number on your check or money ads.
Payments must be accompanied by the eaymWa coupon in the arrolme provided wli
low address wile through lot envelope window; tie envelope mnnol -to-"-- than
one Meant or eoupmc and there on be to spoke, Paper of" ripe a mrraspolddae
Isclldadwhhyormpsynaad. byowpaymamalnamwdep whhaurpayn.rdkab ibns
end le natle e.ihhh a man arty daY by S.gO D.rs heal tiro N our Peymerea address am
this atonement, we At block the payment te your Aaaaura As of that day. It Mir Determent
h in occardalge with our payment instructions, low h made sellable to m after 5:00 p.m,
hotel rims at the Painewds address on Irk datereem, we will crest It to your Account at
Wirt nest alendx day.
1'Ou may make payineals ebctronkaly through oorm ile shown pea this ielarint. R we
eoew yoha completed requed em pw weente by 5 p.m Easeem Time, we .01, reek ""'
payment w of tit day, If we receive your regnset after 5 pin. Eaalam The, sea ell erect
your payment re of the Iew calendar day, d you epecly a fulum date in )*or rpoluest we
will credit your payment as of that day.
For al other payments w fur any psym n! type above for which you do rot follow our
payment aamud Wit, credopq of your payments Inpy te delayed for up to 5 days.
Accowl Is Wmalps P*poMd M Combat lweahs: We nay report ceonaheflon about y3ur
Account to crock bw+em. bah payments, missed payeserntts per other defti on your
Acanwa may be reflooted h Your crept report . If you this we him revolted mccuratt
ImUrmelM to D crest bureau, you may wrht to la at the Inquiries address shomon on tcs
saatanwha
Notice Aged Balbach: Check ConvertibD: Man you Pay by. etwk, rou ltdivi mother
to ova orientation Imm your crack to make a on ilme, sh lro is lad trance fmn your
account a to onenes the payment as a check inenswtlon When we Lee information from
your check to =he an elarbonk fund transfer funds my be wNhc from your =am
a won as the smady was romlve your peymehe, and you will ml raceu.e your clock back
from you tpancpl leltuion. Call the Custsmel Seems number par this wapmri R you
hew questions about eleetratiu check cessation in do not wardymr Payment, w4ctep
Nenrontaly.
CmMlap1 Payments: Any payment chock or other term of payment bat you send in for
loss both Ifni full balance da thou is maaksd'paid W hd° ordse ars, a skmlar roWbn, or
tilt you olMrwhe tendr n ism seldoetion of . dim" ameud, mud be sera to Cud
Services, P.O. Sox 15049.1Wh1Waau, OE I IBSO-5049. We reserve ill ow tots feynlnp
them mymrntt (ea., e h to determined there as m vale dispute or If any such chock is
received at any other adlieea,we my, amepi the check set youwtl OR owe any remaimp
bahrrca). We may hduse to accept any such dyerord by reormaq Itto you, hid caseseff It
or drenching n. All other payleede that you mane Shona be item to the regular Paym nr
address; shown on this detemm.
Annual Aaepl Notke. N you Account Agmement has an annual membeeft fee end'
w wilt charge for Issmne a a.1ScaNy of Yom Wahnt, It we be oiled eon year of
in mentally at omit" WNalWkds. This he aMfor uRUge are &,ed whether a rot vat,
we your amount. and yap agree to pay them Man called. That anvil hea and Charge ere
non,reuedobh was you nobody us 11a1 you wish to doe your aceont MIhW 30 days or
one billing cycle (whkile.r Is Wit) after we provide the staam is on whldl the alma) tee
or elurgr Is allied and at the some brio, you pay your Wsanding balance in lot If you do
tile, ter a large bla,a im , often than annually such or a monthly woo derl you W k
not use Ike last pled change; lohaewr, pilot blood charge; are mmreteadble and IIMe
be pall as part of paying yaw ouWandhg balerxe it fuck your paymrt Of the anus Ice
or change rice hot allied Our little to Gaye your Account and to peal yob right to make
humidities on your Recount. 1 your A=mt is closed by you or ua, wa will codWue to
impose tip armed In wWw "go until you per your Outstanding behllce In full pp
terminate you Account felatbrapD.
Caleateopn of lalwea Sul}ad to Mlans Rai: To figure your periodic impel charges
for each IAiap cycle when a daily periodic rate(s) 4ppla, we use medal) balance method
(,noludrnp cumemt tinewtk>el. To Boone vow periodic interest charge for each befog
cycle when a moriby periodic ant(s) apples: we L% the amerge daily begunce maid
(includ is current tumsoccons). nor an "promoter, of diner method or omedoes ahola
s metinaler Idemai drape aknUWh on your weal.- , please all us r the toll free
astomer a,-, Thera mummer timed above.
We mlcliate aariodc irk.. erorges. mi.9 the Wk.bb periodic at. do., an Ilk
slatemam, aavaaby ter seen haslet (t. g. balance benefe Chockc and can advance
decks ("clock haodbui',:. pwchaaes. balance hinders, cash ad.-. pmmclWal
m1wres or omicron adnnces)- Thex alcdatioes may tonbim different eateoories with
IM same parlodc refs, Var4bb rates wig very with the market based on the Print Rata
(atlcA YVhxtlescriedhyour AtcollAryaetedi. Thera halNNmum hWeef charge
of 5130 (a oath stood described N your Account Agreement) W any blghg" In
whichyou"a any periodic Imireal chsgn, rod atransaction #color each balk tramkr.
cash aEwnoe. or check transaction. h Ihe.moub $Woo eh yolrActim ell Agreement, as 4
may be amnded. There is a tordpn hxawtuo tae e3%of the US. dear ematel otaly
foreign tnnswibn (or Such anoint demr" W you Aaaount Agreement}.
How to Avoid Prift Interest a1 Purchases: We be* oweeesirp palodk limner charge
on a hansacdon, tee, or interest charge from the deb I Is added to your daffy balance mall
your Account Is paid In faq as described W ?,w Auant Agreemerd. Your due data will
he ? mhbnml of 21 days lolowha the dose of each failing cycle. You cut repel prlocc
interim charge on new pwchae win they are beef tiled to a 4letenent as decried
btli bbl thisdds not apply to balance banelora cash advances a Overdraft advances. If
yo4 reCOiW p ttnelo maRwy WternarR flat Ilahdes maw Dunclaseaand tle>if0 a pePhant
that we mmW by the di plow thtMintmum Parr isdmfor Out staiumi we a ill
not charge periodic Wbreat to any Dolton of gross river inspection; that we Isotope spin
pynem to, an Wg ac 1) your torus ssbmM else shows that we recelwd payment of
fir andlmg balance for sew pradom nrortht apemen by the date and titre Its Mariehamn
Payment was due OR 2) that Ile rif ng balance for your previous myniht suWrord
was arc. g You lava a belalee oaer Bon a puChme dlenCe and gW helms drubs o
fight perbdc lieraef pre, yea mrY not he abbto awd pedorAC enterosf charge on new
purchases it you rho not pay your bwroa In full each month, became m formally aRpcde
payments find to the balance wlh the highest periodic Interest role.
Whet to 041 You Thot Yd land AAl We On Yow Swspand
h you think there us an ermr or your sUlarmsm. write to in on a separate shah at Crestomr,
SrVa:e, P.O. Pox 15291 Wilmington, DE IOMO.5299.
In your ledr, give us the following information
• kCDllm information Your name old Account number
• Dolor amount. The credit amount of the suspected error,
• Dewripibn of Mablem:oyou tntud these tsanerroron yaw pint, deocriewhatyou
times Is wrong and why Wn belle. 4 is a hostile.
You mud contact m withh60 days after the error appeared on your datenrem.
You must molly, us of any potential oro^e in writing. You may call m, bill t you do we
we not required to Investigate arty Pftn it prop and you Inlay haw to pay the amWml
inquestbn.
Wlale we intrAigate whdtw or nd there has been in era, the following the mm:
• We cannot try to holed the amount In inaction, or report you w dale bruit on that
amount.
• T1e charge in Ale6lon may remain on your stalehMnt, and wt they mdinm to
charge you Imreef on that .Irownt. Be. If we defa hoer. that we mark a nuclear,
you we not hap to pay the amount in quesiion or my interest or odor tees mach,
to that erolrd
• Whk you do of taw to pay rim amount in question, you era reaponsibk Ise the
remilidr 01 Ww balance,
• We cell apply.ny unpeid.mound sgaklet yon cm lk Intl
Yaw RIBM$ II Tom Are o-mined Wntl Yet" credit card Phreteenn
H your art dssaffilled with the goods or services Out you law pwchaaed with Vow credit
card, and you haw Tried W good fedh to ooneat the pmdenl wYh themnchont, you may
he. flee r?la not a cey tee renaWnp amounttheonlhe eurelase.
To ma this right, all d thefoloadng must hetrue:
1. The purthuse, must Mw been made in your bare state a wRhi. too me. of
yea current rnallop Addpas, and the purcaaea piece m161 now ban mite than
$50. (Hour UNW. of these .lo necessary If your purchase was based on an
a0wrtloenentwe hoped No you, or it We tern the mmpamy that soh you the goad
orserom.)
2. You map have used your cieOR card to the purchase Pllmlose nype with cash
idvannces lean an ATM or wrap a clack that attest you crick did Amount do
not quarry.
3. You mart Put or haw Wiry pad to the purchase,
it all of thecritarh show ae mil and you are ale] demolished with the purchase. mmad m
in wrong at Cieftmer Service, PO. Box 15242 Willnngion, OE 19850-5299:
Whole M Investigate : the sand mlea alpy IO IN Oalpdad amolm as dommon d Now, After
we finish cur investigation, we will tall you our decisipm At for puler, a we think you owe
on aroVd and you do no (my we troy report you a delinquent.
MA1202009
Statement Date: ?04r?/226/10 - 05?/21i5/10
Account Num°? 115
Page 2 of 2
Total fees charged In 2010 $0.00
Total Interest chamed in 2010 S435.17
Year-to-date totals reflect all charges minus any refunds
applied to your account on or after January 31, 2010.
INTEREST CHARGES
Your Annual Percentage Rate (APR) ls the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) SubjectTo Interest Interest
Type 30 Days In Cycle Interest Rate Charges Charges
Purchases 12.249/6 (v) $10,822.53 $108.88 $0.00
Cash Advances 1924% (v) $0.00 $0.00 $0.00
(v) = Vadable Rate
Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other Important Information, as applicable.
This Statement Is a Facsimile - Not an original
X 0000001 F': A3335D ID 000 N Z 25 1DM25 Page 2 oft D55M MAMA 50755 1451D00010DO050n)502
'Payment Due Date Now Balance Past Due Amount Mlnlmum Payment
05122110 $10,740.Sfi $0.00 $219.00
Accourtt numbe?B115 purchase
??New akeyour check payable to: Ch ase raudpenal
hase Card 6ervfc*L I have road the Benefits and
lease write amount enclosed. Disclosures on back of Insert.
address or a-mail? Print on back.
n s e
47502 aEX Z 11510 D I I I I I I I 1111 I I I i l l l l l l l l l l l l l l l l l l l l l l l l l l 111 I I I I 11111111111111
DONNA GETTEL
PO BOX 55 CAROMEMBER SERVICE
LURGAN PA 17232-0001 PO BOX 15153
WILMINGTON DE 19866-5153
LIIIILIILJJIIILIIIIIII,IIIIII,ILIrIIIILIIIIIIJIILJI
CHASE O Manage your account online: Additional contact Infon. Won
www.chase.comlcredihards convenimtly located on reverse side
ACCOUNT SUMMARY PAYMENT INFORMATION
Account Numbs . 8115 New Balance $10,740.56
Previous Balance $10,737,67 Payment Due Date 05/22!10
Payment Credits -$214,01) Minimum Payment Due $219.00
Purchases +$104.55
Interest Charged +$112.34
New Balance $10,740.56
Opening/Closing Date 03126/10 - 04125110
Total Credit Line $11,000
Available Credit $259
Cash Access Line $2,200
Available for Cash $259
Late Payment Warning: If we do not receive your minimum
payment by the dale listed above, you may have to pay up to a
$39.00 late fee and your APRs will be subject to Increase to a
maximum Penalty APR of 29.99%.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and 0 will take
you longer to payoff your balance. Forexample:
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement in total of...
each month you about..
pay...
Only the minimum 32 years $21,485
payment
$358 3years $12,898
(Savings=$8,587)
If you would like Information about credit counseling services, call
1-888-797-2885.
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,471 Thank you for using the credit card that eams
Points Earned on Purchases This Period 105 rewards that can be used for travel, gilt cards,
Points Eamed Through Chase Rewards Plus D cash, or merchandise. Remember, you can
New Total Points Balance 4,576 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card cams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.com/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not get rewards for all those purchases too? Its that simple. Simply go chase.comlrewards to choose your
reward todayl Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTWITY 77-71
Date of
Transaction Merchant Name or Transaction Description $ Amount
owl Payment{-MThank You -214.00
04/11 CE. i.O 800a41-aJL4 DC
W
04755 i'URCHASE INTEREST CHARGE 112.34
TOTAL INTEREST FOR THIS PERIOD $112.34
Total fees charged In 201 D $0.00
Total Interest charged In 2010 $326,31
Year-to- date totals reflect all charges minus any refunds
applied to your account on or after January 31, 2010.
This Statement Is a Facsimile - Not an original
0000001 F193338 D 12 000 N Z 26 10N425 Page 1 of 2 05508 MA MA 47502 11510000120004758201
X 00501NS14409
Address Change Request
Please prods information below only tithe address Information on front is Incorrect
Street Address
--------
. -------------.----
city -------------•----
State --
Zip' ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: --------------------------- --
L
To contact us regarding your account:
slsPhrans:
In U.S. 1-800945-2000 7 V
Espanol 1-888.448-3305
TDD 1-800955.8080 fiend Inquiries to: Mall Pe
ymants to:
Visit t'AlrWabslb:
Pay by phone 1-500438-7958 P.O. Box 15298 P.O. Box 15153 vwgw.chase.conVCreditcanls
Outside U.S. cell collect Wilmington, DE 19850-5298 Wilmington, DE 19885.5153
1-302-594-8200
IoNtMeelan About Yew AGwW
Cndlbap of PayMaAfi: You my make pymms by my of 1M optbrs IM below. The
emamt of your payment shoNd be at Ina l your melm paymnt doe. payable In U.S.
chiefs Aid drawn or payable tnniph a U.S IinareNl instoulhoa of the U.S. branch of a
fusion financial instANi".
Yaumymakepaymntsby mgaar U. S. mil Sod your parent to the "oh, address
shown in, this slatam r! You paymeaas by mtl hunt campy villa the instructions on this
statement Do Fd saw cash With yawAmcun number OR your dmk or many order.
Payments Fast ho aeconeadeli by low petymsd capon In the mrall a provided web
ow addesa'bMa through #in dmi lopa window; the anWlopa linnet -man man tlnn
one Payment W coupon; and then sun be no Mapes, paper a* tape M 0 resodnd.ke
Inaludedweh ycorpaynumt. II yow Dynan n InaGOrdncu wdh au pamaaN fadrWlans
ad Is mart m obble to uson any, day by 50 P. local tine m our Peywents ack!" an
,his staem M Al Alma the paymd to your Account as of That day. Id your Daymnt
is in accordance with Our payment mstructiorta, but a mhad aW Idle to Fast. 5111, p.nt.
West nnle at the P1ymMns addams an the statement we all em0t it to yaw Account as
Mine new Wk d. day.
Ya my mkt poylm 6ellttrmkalf "hour webdto shown or this statement, ifwt
me-yon compared feaad Me ow assent. by 5 p•m. East•m mate, we will malyt YORK
payment as of that day. It At recave your count after 5 pm. Eastern That. ran wit credit
Yaw 04-1 as of the seat Gender day. II you slowly a funme ewe in your request ws
will credit Vow payment s of that day.
IM same Male de to. Varlabb robe wed very with IM market based on the Pmo. Pate
(aitehkdaxdcariW4 lyar ACCOWAIYaemd). Tham"MMmuminieredchirge
of $1 W for such, ameuM uescnhed in you AM UM Ag(s~) m any boiling cycle M
which you me any periodic Inured chaig al, am a twasmtion Ieeformh balmottrambr.
cash adwnG. or cheek Iramaklion, n do arrewtla elAfed b yam Aaantl Aproemem, tool
may be amended. Thom is a breiPh trarMktbn fad of 3%of tie U S. dearamount of airy
tWeipn lnrdiRtion (a swn amount dmrbed M your Account Alyreemm).
Mow to Aww Payhrg Interest no Purchases: We boon use" peNodk bMresl charges
ou A trenaectioo, fee, or Interest charge from the data it Ia added to your daily balance wail
yaw Accoanl is paid in loot n described it Yom Azad Agremomi. Your due date will
be a miatmrm at 21 din blowing the dose at such I ting eyrie, You ac avoid periodic
ire on charges on row patch-woe, they arc I rd bead to A 41-11 as deswibed
below, bull this does not apply, to balance traders. Gshatlvantaa W avewaftadvanm. If
you moewp a erred rmWiiy Mdemed that Includes may purchases arid make a payment
that wareeam by thy date owl lane the Minlow PeymeM Is due lot that datamea. ws SAN
Rot charge periodic Mom OF aty parlbn of mass crow Dtrcasa drat wa asDGte %to
pay-[ to. ro long as 1) your Curren tenemara also slows that we heaafved payment of
tie eMng balance IM yaw PreNaM hreohY MMemme by to date and time Its Aiidmwn
Payment woe die OR 2) tat due and'kg balance for your uewiopa modhu staNtrord
was hero. P you Mss a Mlarce otfe than a puralase hatefua and raw DmkG d.re9 a
NOW parbdlc Meer rda you may trot be Web awed periodic Idmst charges on new
franchisees if you do not pry your balance an hid each madh, because At genaaly lade
paymmfs first to the balance with the NOW periodic bt.ast refs.
For an omr paymeMS or for any payment We above tot Which ion do rat 101100 Mir What to On I You Thaw Yee fled A Nucleus OF Your SMaead
Noyrcer4 hMnwmorm, Weftig of yaw paynems if" be dNa, rd for up to 5 days
Account IolmMetNo f mfeed to CrWlt BWNM: We nay mount infor mation About your
Account to cradl bumus. Late Paymeraa, Mill oynume W dhM dlAUea on your
"on, may be reflected in YOLK crucial report. If you tnkw wa raw rooned Inccuree
Imermailon to o Wean buraw, you may wrNe to on at The Inquiries IOwWa snowat on this
chat.,"
MOtlcs About BWhedc Chin CMlafkabi: When you pay Iychyle you aul orbs ale9har
to on iabrtntbn hom yoor oMcklo mob a orsfbne elarlnnb load traeferfnm mfr
accowtatopromSSlMwrrtentasachkktnnadbn When wlnefAonmtbntrom
yaw clackN Rake ansectronktuw Ira spa. fads may be wtheir mfromyouraccount
as soma mm fns.le hey ere receive your laymen , and you all not receive your check back
train you financial mlitabn Call the Cusbmr SaaG comber on the sptennd M you
haw queMans about eearak Mack ecl nekin a d rot wAm yaw payments Myteoted
eledronsory.
Caudil W P rims4b: Any paynnerit Owk in atron know of payment tM you sad on for
Imsda n the full balance use that is arorke ! *Pad in hA" orcon&ls a sksdlsr Notation, or
that you otherwise lawer our full alidaaNon of a disputed annum, mad be sea to cvd
Serakel, P.O. sea 15041, W*fAWn, DE 19850-5049. We resew ill am fights regurchag
there perrrwac (ag, 19 It delermtned then It no used disputa or if any such check its
r-Or dAticy o1hu Address, we my keeps the check mid you wan dM ewe any rensiong
bakohnoQ. We may refuse to aCGpt any, such remain by returning It W you net GSMnp It
or deal"Ing h. All other paymde That yoo mace should be sent to the regular Puissant
address shown an this statement
Awual Romml (left. M yew Account Agrsumem has an annual membership fee any
a MmNr charge for enema a avalablMy d yaw account, h will be bled mob yen or
in monday at quarterly kWNllmems. This fee mayor charge an dood whether or Mat you
we you AGam. and you ague to paythem when bled. The annual No And charge am
nanreluwWb anew you notify us flat you wit lea Dhow your mcc unt whhm 30 days or
oro blpg ayes (wlhicMrM a hex) eAer we provide the statenrom on which the mmal tae
a charge is bled and at the sam Ilse, you pay your ouMtud" balance in full. If you do
Ilea, fora charge blind more often then enmeally such a6 a momtalf wrau charge, you At
not awe. the last bled a"; howli prior billed chaffiM are MR-holuldlbe and in"
be paid an pan of Dayig yaw atatawing balance in full, Vow Daymot d the a al in
at chugs am Not Affect am digits to do" your Aaant and to Nme your right to main
tansadbns an you Account. It your Account is closed by you or us, we will cownae to
impose to amsul IN aue`a charge until you pay your oulaWndki/ balance In Toll Mud
teman a your Account reblionlap.
LebaW ion of hNks ho)W Is mNrcst that: To ague yo or periodic ateest chages
fa each.. baling )do when a dly Ddkndio latelst apPAA& we ak the dilly balance mell"d
ix1viding eanam transeclhons). To iigtae Yom periodic interest charges or each bang
cycle Mw a na"parloMC rebels) apples., we use N avercpe daily, Mane method
(including Martnt transactions). Far An eapammon of cam method or 4heaao s; about
a particular UAered charge calakalbn on your Mateted, please all us at the toll free
cKa ome, a- phone Mamba Inked abow.
We ralclamn pariodic interim dwhgc. using dw appliaabl. periodic rates shown an IN.
Matanlea, sepanlay fW such feature it.9.. bal nce bands sleeks and pail source
.hats ("clack trarodbn Mob.-, balance Irardes. ash ad.-, promolkwad
balances our ew rilrah advances). These GkWetiona nay oanboe deferent caleborim with
If ym, thus them Is an star on your statamm. woe to w ion a sewiate sheet at Custarer
S4NIcs, P0. Ban 15298 Wwnaglon, DE 14&50520.
In your lecher, give os the holawing idwmtlon'.
• Accoum bfurmtlav Your him arch Amount number.
• Dolot Airmml: The Maur amount of the yuaperbd ewer.
• Desatptimol Problem: hyou Madthee banernran yaw bA describe what ym,
beam is wrong ant wed Yon beieve I is a mbMke.
You rust coded us WMFan60 days aftoor the.ror appeared on your atatemartl.
You most rattly us of ay polemist mom in writing. You It% GII us, Out I you do we
we fat reeWred to Imeslk]ate way potential Mron am! you may have by pay the amount
hnquoulon.
While we Inreslig iftwhet er or not time has been an anal, tit fdloMrq ale true,
• Wit cmatlry to milectthe amount In Mhedbn, W report you ae dwrpalmt on mat
amount.
• The charge in omation may, renin OR your staamenl. and we may continue to
arorge you oared on tat sumo W. ad. If we deNhn evi pea m mMN a mkbkt,
you all not harvest nay the anro W In quaRmonor my Irerc l Mother fees himm
to that omoort
• WhN you do nth have fo Pay 11. amour in Mrodbn you are mepor sibs Ia the
rwainMar at your balance.
• We ran apply any u, paid amW Against your creep tame.
Vow Alglaa II You An OnGIakW With Yaw Cf of card Plimmm
M you are dissatisfied with the goods or services that you haw Purchased with your credit
card, and you rova tried In good faith to Graf t the problem with the ore Noo you may
hate the right col to pay the remaining ano w t due on the Purcluse.
To use the right, all of the follMadng most on true
t. The purchase must have been mad In your home stale or Within I OD mom of
your current mlllg add", and the puroltasu prda must haw been mom thief
SM. (Note. Nether at these A. faca%Wy it YOLK pwdaas awn based on an
ad\ertlsramen we mod to you, of it we awn tit company that sold you the goads
orserwkes.i
2, You must burs wad your Credit Card iW tit PUFCt a. PunhaGS must Al cash
adwnm front an ATM or with a iwk trot auwsss yatm rake mid Account do
sea qualify
3. You mum non yet tarsi, holy paid to the punbuss
It al of Ihacritana above acs me awyou am dtl dMansfNM was IM purchase , wroac a
in wrMng at Customer Serves, P.O. Box 164911ilhmrgion, DE 19850-5291:
Whoa we kwMkinaa.. the s.na was apply to the 40440 amome as discussed Move After
we finish pal Invedlgation, we wig fell you our dais oii M Ie pare, I we IMiw you ewes,
a amount and you do not pay As my report you As delnuueht.
MA1202ON
Statement Date: ?j 11 0 -04/25110
Account Number 8115
Page 2 of 2
INTEREST CHARGES
Your Annual Percentage Rate (APR) is the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 12.24% (v) $10,807.96 $112.34 $0.00
Cash Advances 19.24% (v) $0.00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Account section forthe Calculation of Balance Subject to Interest Rate, Annu al Renewal Notice,
How to Avoid Interest on Purchases, and other important Information, as applicable.
IMPORTANT NEWS
Omaha Steaks exclusive offer to Chase Cardmembers! Save over
50% on the Value Collection & gel FREE SHIPPING, PLUS 6 FREE
burgers! Perfect for entertaining & gift-giving! Call
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This Statement Is a Facsimile - Not an original
X 0000001 FI 133330 D 12 000 N Z 25 10/0426 Pay.2 U 2 05666 MAMA 475a2 11510000120004769202
'Payment Due Date New Balance Past Due Amount Minimum Payment
04122/10 $10,737.87 $0.00 $214.00
Account nu8115
l
h
ti
Makayourchock payable to: ase op
I want to purc
ona
Chase Payment Protector
Chas* Card Servlcas. Plan. I've read the Baneftis 8
on back of InserL
Di
l
.
Please write amount enclosed. sc
osures
New address or a-mail? Print on back.
n s ae
54318 SEX ZO641oD Lr IILLrIrIL LrIr 11111111 r rIIrI?I r1111?111???111rILrl
DONNA GETTEL
PO BOX 55 CAROMEMBER SERVICE
LURGAN PA 17232-0001 PO BOX 15153
WILMINGTON DE 19886-5153
111111L11LJd1111111LIILr111rArlln 1.11111.1Id.1.ILAI
CHASED ,Manage your account online: Additional contact Information
www.chase.com/creditmrds conveniently located on reverse side
ACCOUNT SUMMARY
AccountN 8115
Previous Balance $10,750.50
Payment, Credits -$219.00
Purchases +$1 D4.55
Interest Charged +$101.62
New Balance $10,737.67
Opening/Closing Date 02128!1 0 - 03/25110
Total Credit Line $11,000
Available Credit $262
Cash Access Line $2,200
Available for Cash $262
PAYMENT INFORMATION
Now Balance $10,737.67
Payment Due Date 04122!10
Minimum Payment Due $214.00
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$39.00 late too and your APRs will be subject to Increase to a
maximum Penalty APR of 29
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and it will fake
you longer to payoff your balance. For example:
If you make no You will pay off the And you will end up
additional charges balance shown on paying an eatknaled
using this card and this statement In total of...
each month you about..
Pay...
Only the minimum 32 years $21,486
payment
$358 3 years $12,895
(Savings=$8,591)
If you would like information about credit counseling Services. call
1-666-797-2885. -7771
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,366 Thank you for using the credit card that earns
Points Earned on Purchases This Period 105 rewards that can be used for travel, grt cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 4,471 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card earns 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chasecom/rowardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not got rewards for all those purchases too? Ifs that simple. Simply go chase.com/rewards to choose your
reward todayi Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTN(TY
Date of
Transaction Merchant Name or Transaction Description $ Amount
q VIVO,_ NOWh?,,. I'e.mert - Thank You
oari . ' CL.GC sec cw .-3000 ,c ?,4 °,5
.7. EMWILIMOV
U3125 i•URCHASE INTEREST CHARGE 101.ti<
TOTAL INTEREST FOR THIS PERIOD $101.62
Total fees charged In 2010 $0.00
Total Interest charged In 2010 $213.97
YeartD-date totals reflect all charges minus any refunds
applied to your account on or after January 31, 2D10.
This Statement Is a Facsimile - Not an original
0000001 FI 533336 D 6 000 N Z 26 1010325 Page 1 of 2 06666 MA MA 54316 00410000000005431001
X D06D INS14391
Address Change Request
Please provide information below only if the address Information on front is Incorrect.
Street Address'. --------------------------
City: ------------------
Slate --
Zip: ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: -----------------------------
L
To contact us regarding your account:
elephone:
1-800.945-2000 ?
Espanol 1-888446-3308 Send Inquiries to:
ymants to:
Mall Pe
Visk OurWabske:
ME) 1-800.955.8060
Pay by phone l-800.4387958 P.O. Box 15298 P.O. Box 15153 wwW.chase.corNeredltcabs
Outside U.S. call collect Wllminglon, DE 19850-5298 Wllmington, DE 198865153
1-302-594-8200
blwwallonAbat YOWANOUrA
CraabnO at PaymFb: You may make paynnems by airy of the options listed below. The
mountlof your payment slroWd be al bad yen ndmien payment des. payable In Ua
dollars ant drawn or payable through a U.S, financial irtsliti l or the US brown at a
foreign 11norc10t katAAlon.
Ywnpymakapaymantsbynguar U.S.mall. Srdyowpaterasltmma Paynwuaral
drawn ouiMs dole reon! w payraants by mall nnad anpy weir ih hadruclbrson Vk
detem.t Do not send ash. Writs yaw Account number on your deck or macray Order
PaymemY nwst bet eaompantad by tyro eaymaa eoubm In the amlewe provided wall
or address s%loIe through fro emeloye window. Rw enadppe unmet madatn iron then
one pa`_inased a =PON and from an be no atabbil paper digs, use a mrratosandnhx
Includ's web yoineyrread. R you per mom a lnacoorwroe with our paide nt halrudiow
aId k made bwilable to won "day try 5.00 p.m. bunt taro at W r Paylllalnt address on
this statement. al will an & the paymed to your Attractive as of trot day. II your paymeve
a in awarda¢e wish der Payment lnatrWWK, low it mode t"Ibbk to w after 5:00 p.ltu
IoM nine at the Paylnalltc address on this stated" we MR credit it to you Account as
of the rext allied. day.
You rrwy make pYlnaAS elaclrOrrcMlythrouphourywbsw snows on thin stetament. dwe
mad w brow anghlad naiad an ate Weesne by 5 P.A. Eastern Time, we wAl credit you
panaem as of rhd day, a we recd" your reghrod after 5 pun. Eadem Tloa. we will credit
you paprrent as d fie mA colander day. It you cowth; a fwure date In your request we
will credit you parliament ate at thrit day.
For all other payments; of for any payrrod type above fat which you do rat 100" our
payment aaptdnohe, aedpng of your paymamc Troy be delayed for tq to 5 days.
Axeara 14WfAslbe flop xW b Gaol sweets We my rwon worAl l about your
Accoum to crept bweaw. Late pgnlenta. mined p"Iets M other dif uw op your
Meows natty be nfawed in yaw aeaA rorgn. It low VOWi We ea" reported happnnte
imormfion to a cram bureau, you may wren to ua At IN Inqulrws adpps,hwn an tree
sratemam
Rolla Atww Elatlredc Chedt OMtwnbn: Whorl you pay by crook. You sulleal a ether
io use inbmetion train year check 10 MOM a oMf um, Wdronb fund Dansiertrom your
ocawl)or to noamlro poymeve ass chwefmtaedbn Wbnl We WOrnratbnirom
;row check he noise an effectual fund bander hmw nay be wphdafin train you accaum
As semi aslhesane ray yon m dw your wylnae, and you will rot rwxi" you check back
from vow Wendel baltwbn. C4I the rAammw Seem number am this debnwit R you
haw gaasfixes .taw de Orwic deck ooeedim Or do not wan you peymwns adlected
dadromally.
Cadltloul f41eaW: Any paymed check w Other tam of paymerr that you sad us ter
loss Van the tut tala toe do that Is weraed'Pad In ha• or monute a shWor notation, or
tbat yore otherwbe teMar at he atlslatwn I A diepded amount, mud be -4 to Card
Sel , P. O. Box 15048, Wildogloo, DE 19550-5049. We reserve M our tots repardro
these payments (e g., e s Is dgarwArod then is ro Yaw dspu h, Or R any such check Is
received at try olheraddresa, we may saps tMchaAaMyouwAI do ewe anyrawainng
b0bro e). We may fduse to adFad any such raymad by returning It to you Trot codwg 0
a deapayirg ?t. All other prymewe, 11101 you Male drouad be sent to W ngu10r Pertinent
bless charm an this sbtameal.
Annual Romml Metal If you Account Agde inum has an emul membership fail and
or shTftr largo for issla ass or ow lade , of yaw amont. n war be OMO each year or
inmodWyargamterylnsWlareds. Ties fee ardor oflargo ate owed wrotroror roll you
ass yew Actaum. and you agree to pry them when filed. The amual lea you charge are
non-raluMaba unless you Fairly us lum you wish m obse your aaoud whMn 30 days or
ore b0lbg cycle (wirchvn a WA) aftersw provide the staranam on whdl the WWII tae
or ci10nee a DAItl ant at fro sane raw, you pay your owst&K" babrbe in lull. h you do
thk, for a charge bow "MONO Iran Already such as a mwntdy wraco cAe(ge, You lal
not ov+llre on bilkdct ge: homes,. prior Mod uluryb am mn-ratudable ant lroed
be paw as pad of paying yaw outdandi g balance in fall. Yaw Paprrant d the awmM in
or doge does not affect Our rights In dose row Account end to ping you right to make
translators on your Account. A your Account a closed by you Or an, we sail eomfnm to
inane ties annual fee ald've darpe until you pay your outstanding helalxe in full and
terminate yaw Aaowlt raMbwbp.
LdsalMlon of bIM4 Ntlteel to eland RW: To tgwe you periods interest charges
for each bang cydO when a rely perlDdc Mite(s) apples. We Last ne dAly balance nathod
0ndadag aural inmacthmai To figure you lanbdb imered charges for each hRrq
ryele Ow a rncathiy palodc rale(s) applea, war as, the wri ple dally balance mef od
(including current l anaw ions). For our explanation of either Will or oun imw about
e cautious, incident charge "Walton oil your sMaewd, please all us in the toll NO
aMomer WA. owns mmsid Ibled aMw.
We od.ubMi perbdc Inena darges. ubg M. applcobla parbdo aloe dawn an this
dateranr, $"are * Mr exb lance (tg.. ball" bander checks ant call Advance
deals ("glad: baneadbn"}_ puabases, bdano, inmt- .ash adwroea, pnmosnral
baances Or c"rdnb adyeucas). These cakwabaes may amdro dftedenl cateporial
the won pedoble vales. Wall nee, W01 wry with the market based on the Prkla A.A.
(or Itch faces daaraW n Me Maur Agmenela). Thera no a mlntmum altemd charge
of $1.50 (or quo an+ouN described lei your Aoeaunt Agreemewj In any piping a" M
whichyqu ova any periodic interest ctatgea, ant alnimctlon In for each heNrgetramltt.
ash wh*A e. or deck transaction, bas wrou is ids lad ea your Aaou l Agreement, as it
may, be Wieldad. There is a foreign hei eecibn his of 344 of 1M U.S. cellar pproud of any
foreign tronsaatbn (or sash annum dasawed b ydu Actaull Agmemefn).
H.. to Avoid Paying human aI Putiukow Vio begin aeewMrg periodic haven charges
on a Instruction, tee, or Antaest charge from des date it is added In your dairy balance umil
yaw Aaoud Is pill ill full, As dwcraed let your Aoxel Agreement. Your do date %il
be a minnin ail of 21 drys blowing the close of each billing cycle. You an avoid periods
Omni charges on now oarchases when they are hrd bred to a detenwnl as described
below, but thisdtes imt apply it balance haref rs, ash ad"uee or awrdrdtadnnua. If
you reed" a awem monthly oloWoN that include, sew pumhe trip me" a peloront
flat wemeW" by Me dew and time the Mlrolwn Payment is due Ior tint stationalew d
1101 "go pnlcOlo enereei 00 ary portion of thsa MW ptaahasaS that al aeopb such
paynaad to, m bap as 1) your c.w$ dn. M also shades that we reafvadl pwl-m of
de mall balance for yaw prevbras arodha staamen by the dam and Orin h Warmer
Payment was do DR 2) that tie endkq balarca for your previous months statnnnd
W132r no. r you row a baLVice otter than a pwchm prance and that balance carries a
higher pabalc blred rate, you may trot be abbto void periodic haamst charges a new
purchases it you do not pay your balanse All hei each neMl. bscwae we gerr.aly, alkods
peymenh lint to the baance with the highest parloat interest rate.
Whet to Can YouTMAk You fadA 01- De Yew Sloomrl
H you think than is an wrier on your SUIOTw111. write to In to a eaWrate Slaw At Cudemu
Sdr*b,, P.O. Box 15niff mtlpldn DE 10M52%
1u your bola. phi w the Following hdwmatbn.
• Account hfonnitfidd Your name old Account number.
• dolar amntaA Tie dollar amount 01 fhb suspected errar.
• Ikfcriplew of Problem: hyou think den hen error on yaw bilk dacdrbe whd ran
beam b wroro mad dent you bdkwe d h a mdaint
You nerd contact us wwan60 days other the arar appecrodan yourstatn nt.
You must Milli 1a of any, paemal radial in wrung. You may call us, but t you do war
are not rpnrrod to Imediple any Pearl i.mrw ant you may harm to pay the amount
Interface.
Wbb M Inaaftigtle addner or not there ties bean An arm, the folbwilg are true
• We conetiry to MAW the amnld in Muselbn, a report you a6 detngtant onthat
amount.
• The Orange lei QLIWDIl may remain on Fruit stal7mad. and we may cyltklta to
aharg r you btaasr an dal amour. 911. I we dnermine dust ode male a divoka,
you YAK not haw to pay Ile elrowa In awaken Of any In erect or other lees realer
to that pmoun.
• Whb Your & rat hw to pay 0e amour in creation, you we raporuink fa the
nnalddor of tow balance.
. We can Wiplyany repaid anewd apakW your crorlA KIM.
Yew RbAM It You Art O cosOWd With Yaw Caaff card Program
If you are dissatisfied With the goods or sorNaes fiut veu low purchased with you uadit
card, and your haw tried In good faith to .neat as problem with the manhant, you Only
flaw the right set to pay as reddening annul duo an the pdflhw
lo use the right. All of the following .,at be truer
1 The purchase evot law, ben made in your bonus crag our wRhkl 100 napes of
your clrrMl tailing Address. ant the pwdlaae price must ra" been more than
W?. (Note, Neither d these are re-sorry h your purchase was boo on an
adwrt"F art we baled to you. Or it we twit the actually th1 sold you the goods
or eerviMS)
2, You most have tiled your Ur#N card for the purar w Punllums maps whb town
aduanee, ball an ATM or With a cluck trot aooasas you tradA card Acoount do
sou q.wp
3. You must Fox yal haw, tally Dad for des ".hew.
It el all the climb Mow an men aMyou en 001 dissatisfied with ft W rohei o. tolled as
in Writing JA Cudomar Santee P.O. Beer 15299 Wlimingbn DE 19%}5299:
"I$ we 10*000, the Sara mlasapply le the dlspead anotre Bd ceupead abdw. After
we fmah oat 1-11gdbn, we IN tat you our decialar A that pOln. A war think you owe
al vacant and you do not pay we may report you as ddinguem.
MA12020a9
Statement Date: 02/28!10 - 03/25/10
Account Number: 4hiliftilillo 8115
Page 2 of 2
INTEREST CHARGES 7771
Your Annual Percentage Rate (APR) Is the annual Interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) SubjeclTo Interest Interest
Type 28 Days In Cycle Interest Rate Charges Charges
Purchases 12.24% (v) $10,824.11 $101.82 WOO
Cash Advances 19.24% (v) $0,00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid interest on Purchases, and other Important Information, as applicable.
This Statement Is a Facsimile - Not an original
X DDD0001 FIS,3330D8 000 N Z 25 1010326 Page 2 or2 05668 MAMA 54715 D841DDD0090D05431502
*Payment Due 10 ate New Balance Past Due Amount Minimum Payment
03122110 $10,750.50 $0.00 5219.00
Account nurn 8115
M alto your check payable to.
Chase Card Services.
. Please write amount enclosed.
New address or e-mail? Print on back.
52296 eEX Z 0561D O
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
I,rrIIL?rLJ?I??IIr,rLIllrrrll,rrllrrr?r,ILI,IrrLl?rlrrll
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON OE 19886-5153
CHASE 0 Q Manage your amount online: Additional contact Information
www.chase.comlcreditrards convenlently located on reverse side
ACCOUNT SUMMARY
Aecourd Numb 8115
Previous Balance $10,753.60
Payment, Credits -$220.00
Purchases +$104.55
Interest Charged +$112.35
New Balance $10,750.50
Opsning/ClosingDate 01126fl0-02/25110
Total Credit Line $11,000
Available Credit $249
Cash Access Line $2.210
Available for Cash $249
PAYMENT INFORMATION
New Balance $10,750.50
Payment Due Date 03f22/10
Minimum Payment Due $219.00
Late Payment Waming: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$39.00 late fee and your APRs will be subject to Increase to a
maximum Penally APR of 29.99°/,.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and M wil take
you longer to pay off your balance. For example:
If you would like Information about credit counseling sernim, call
1-866-797-2885.
If you make no You will pay off the And you will and up
additional charges balance shown on paying an estimated
using this card and this statement in total of_
each month you about.,
Pay.,.
Only the minimum 32 years $21,504
payment
$359 3years $12,910
(Savings=$8,594)
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,261 Thank you for using the credit card that earns
Points Earn ad on Purchases This Period 105 rewards that can be used for travel, git cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise, Remember, you can
New Total Points Balance 4,366 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries gas, and drugstore purchases.
Your Chase Flexible Rewards Credit card earns 1 port for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.com/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, loo. Why not got rewards for all those purchases too? It's that simple, Simply go chase ,com/rewards to choose your
reward today! Redeem your points anytime, or just checkout new offers at www.chase.com/rewards.
ACCOUNT ACTIVITY
Date of
Transaction Merchant Name or Transaction Description $ Amount
U-1N I'??n cart IYai4 _x
UZ11'; GL:i:G 5J7 !41LC "1 55
02125 PURCHASE WTERES I CHARGE 111
TOTAL INTEREST FORTHIS PERIOD $112.35
Total fees charged in 2010 $0.00
Total Interest charged In 2010 $112.35
Year-to-date totals reflect all charges minus any rotunda
applied to your account on or after January 31, 2010.
This Statement Is a Facsimile - Not an original
0000001 FI S13338 D 10 005 N Z 26 1010225 Pegs 1 of 2 06608 MAMA 52258 06510000100005220001
X 00501NS14406
Address Change Request
Please provide Information below only If the address Information on front Is Incorrect.
Street Address: --------------------------
City: ----------------
State --
Zip' ----- ----
Home Phone: --- --- ----
Worts Phone: --- --- ----
E-mail Address: -----------------
L
To contact us regarding your account:
®
I nUnlep one:1
. S. -BOD•945-2000
?
J
Espanol 1-888446-3308
TDD 1-800.955.8080 Stand lnqulrlas to: MWI Payments to: Visit DurWabsRa:
Pay by phone 1-800.436-7958 P.O. Box 15298 P.O. Box 15153 www.chase.conncredlteand s
Outside U.S. call collect Wilmington, DE 19850-5298 Wilmington, DE 19886.6153
1-302-594-8200
labnration About Yew Accuses
Cmwcag of Payees; You may make prymeltg N any of the MAba sold below. The
amount at your payrmrtl sImdd be at text yon msimwn paymard due. payable In U.S.
ddYrs and dawn or payable through a U.S bancml ImtitNlat or the 0.3. Mandl d a
frefrr Ilnamalel aafattlbn,
Youmaymseaymenkbynguiar U.S.rrall. Sendyowpaynwdwtre Paynwdsaddrm
siwwn on tint statm ull vow payn,ds by mall nnlst comply Mm ire Intstruslorson MK
statement Do not saw cash. Write Yom AssauM number on your deck or many ordm.
Palms must be xtomreceliad by tie P"nWM WUa1X1 in tre amelapa provided with
ow address visible through are envelope window, tiles ewelope crnnot comas more Stan
mrtetpoldnN.e
one payment r crlpar5 aid them an be no gloW, piper ales, lea or
Included wan your paymrd. If yew aYmerd s In amwdgnce vylh au Payment hrrrramns
and kniole available to Non "day by S.gO p.m and threat ourprp ms addressor
this sfarment. pie will wall the payment to your Aaoum a of Ihet day It your pcralmem
is In aaorda c. will our payment wroucMOw, but is Riede ovelbble to a alts 5:00 p.na
loaf tlme at the Payments address an this stasmert we tail crew If to your Account x
d tre axt calends day.
You mar make pymertsescRardca?•thrughourwebsAe shown m this sutourt Ifws
remove yaks conolered nosed con our vmW to by S p.m Eatam Time, we wit cradt your
payment as of that day If are receive Your roger star 5 pan. Eastern Tba. we ell redt
yew ayment as of ter not alender day, N you coldly a future data In Vow repast we
ell credit your aymeut a al III day
the so rn• path* rae6. Wine rams will wry with the market based m the Min Bete
(r such belay dosedoed N your Aecolrl Agnanela). Ill is a lWrdMm interest Charge
of $1.50 (r such anrouN de iedbea at your Account Agm~) M any bil CKW el
which you ore any prods Intereal chrpa, and alrensaction ke loreuth bahneetrarelei,
cash adwlta. or shod ign achol, in the amourve amtad In ymurAceouri Agn e-cl, as N
troy be emsuded. Trent is a told4n mraeptsn to d 3K of ere U.S. dolor amount W pry
foreign Inssatbn (or Push amount diarbtl In your Account AfficadmarrIll
Ouw I. Avid Paying Interest on Purchases: We begin assessing periods Interest charges
on a tnaestsR be, or Whom charge from the dale f It added to your daily balance all
you Acci ad Is paid In tuft as descrbW It Yew Account AUNmwr1 Your due data vA
be a mhimwu of 21 drys kilowing the doss of each blNr; Cycle. You wit sod panda
Weasel therges on rani purchases wren they we hard cited to a alateant as decorbed
baby, bur tins tlaa vtd apply to resrnce kaaNrs, ashitdwltceer mrorrah adwnea. If
You feces" a nand n"" S%MMMtrat mesda"NV WMhm IM MalmePWMVA
Vatwmm" by dedicated limp IhtMIMnluty PaymeN isduetrtlal sffieram. MW
not charge peddle etrat m arty' pump of grata sew ptadapp that all aNom" sum
pamwd to, to laing a 1) your curio ameaesN able shows that as received payment d
rite erring WMCe her your previous morshh rreneN 4 the dam and lime Ins Minimal
Payment tae due OR 2) that Na twkq balnce far your previous trrlanill statement
wa52ero. I you he" a thenoce odor than a purchases Marge and that balm carries a
higher pubdc Merger rate, you may not beabl Po avoid pwli hoaNt changes on near
purchases N you do red pay your balance in M each mcmda. become tom gonraly oku W
pormunk Rrat to the balance with the NOW periodic Interest rate.
Far at otter aYrggMe or tot any payment type ahoy for which You do not ioamv our What To Do II Ilan Terra Yea Fed A alshou be Yaw Snwm rA
payment manurial creftog of sow payments troy be delayed for tan to $ days
Aeehm lq*mstlee Repded to tnPoA Iweem: We my report imormallm about your
Account to cradt bureau. Ute Pfynens, missed Oayseret at allow ddsuAa on your
AMWit new its reflected In yaw Sept rear{. If YW mink We Ilia r4PWW WQ=rete
Imormolm to a rest bureau, you may wine m Is at the Inquiries od"q sew on its
stetamam
AoNa About EWMntc Caesk Chardon: Wino you pay by clack, you sutlon:e m olhr
to ca elormetion from your check to lads a one-tin, ehrermc fwd trandertrvm Your
account or to process Ire piymnN as a check tnraxlbm men toe roe Wormdl0n from
your dwkto nude an electronic fund bander, fords may be wkhdrmn from ytxR aaoum
as soon as era samm dry we real" your payment, end you toll rot receive your crock back
from :row }Serial fretltutbn. Call pie cLimmet Sella number on this ommnwa N you
haw questions about ematrote check aokctKKr or do not warm your pryrtrems adsm9d
eledromcaby.
Ca Mloal Payronb: Any aYront check or other loom d payment that you and a for
less than tie full balance des that is masted "aid In ha" or contains a sbAor rotation, or
that you other- tedr as full cuiefaMn of a disputed antpum, mum be -A to will
Farvres, P,0. Box 15019.. WaNn?ort, OE 19850-5049. We reserve ail our nghs regudlg
these payments (eg., If t is delerrread then Is ro 'And defiled or l airy With Chest is
recessed at arty otferaddirm, urea may accept the tack and you tall eta owe any remeimfg
alliance), Wt may Muse io accept any swh aaymwi by returning It to you. M cashing It
or alpespoying it, All other payments that you make should be sent to pe regular Peym?N
address tnoym on Ito matamam.
Aaat Reanal Notim h your Account AgnemaN has an annual membership fee add?
or solar crew for Issuance w<awilenay of yaw external A will be beta ash year at
in momNy or quarterly #"n"res. This to argor do ngs we owed wt"if or rad you
use yopr Account, and You arm to pay them wlwt cited. Tie wall IN and charge m
rorr-refundable urnsa you really Italian You Wish to doe year eeprml Wither 30 days or
oar bftg cycle haWhCwr is sea) eaerwe provide and sta,mem on which Ire anrwr tae
r clonge s Palled and r lye sam Nana. You pip your ouotat6ltp Nance in IuA N you de
this, far a Giving. filled mare ofmn than amaRy PAN e momhb•6mmia charge, you MI
M owe Ire lain cad chugs; boom.... prior New! changes are and must
W pai4 as art d paying yew outrfandig WbN.s in Iuik Wan payirem d the ammwl roe
r charge am not effect ow Nits to able your AccouN and W plat your right to make
Innewtims on your Aacoud. A your Account is dosed by you or us, we wit comMue to
Impure the aloud has soll "go oil you pay your outstanding Wlvde in full rd
I r ilieW your Account relationship.
Cakekalon of Was labjW to Mena Ras: To III your neviMe interest charges
for each offing cycle wren a daily Dtrbd,: rate(s) apples. We Use thedaily balance method
(nne tdsg ourrul tnnwctbnsl. I. fops you periodic interest cargos for each bpirg
cycle when a moue" Iwcdc relate) afopba, we pie Bye tinge dally balance m tO
(irrAoft current tonaetbns). For an explanation of #Ww mantel or queNmw above
a particular Imerett charge akraaton on your sWon et, pleese all us at tire toll free
astmer oervla awns numbr listed above.
h yrI Ihintt there s an rm at yoursbtram. wore to to en a seaN1a shest al Qetamr
Service, P.O. Box 162%WReingsn, DE 10850.5299.
In Vow huren give a the olming Mrtation'
• Account information : Your tame and Account number.
• Dolor amourl. The tldmr amalnt of the suclecbd afar.
• Desenpamel Problem hyaulNna titre asn eror on yew sell, deverabewhatyou
belle" is wrong rd why you Who" R Is a rrMaks
You mull mrdact us within 60 days aasr the nrr appeared on your aft inum.
You must rrofhy us of any pralol Puce, b wrtlrrp. You may all us. but N you do we
are not mglsad to investigate arty pdarlal emrs and you may have to ay the ~11
ingwmih,
While we Weseigue Milner or of there no bent an rrr, the following aro true:
• We cannot try to coacrtlm amount in euxhnr, or report you as dolrgtsnt withal
amount.
• Tie charge in otm*>i ray remain on your stilament. and we may Comimet k
charge you intrast m that arnomt. Sol If we determine that we node a nuslake,
you all not have to pay the etrours In gleall0n or any ha mill or other fees rpirec
to that amount
• While you do not have to pay lie amours in maGhn, you we resprneble tot the
remainder of your alactra,
• We anarelyany cepild a oui apdrut your (TWIN WNt.
Yaw NIgMa II Tap Am OraaNPMd With Year Credit OW Placesia
if you am dimalafmd with Its goods or Sera= that you have Purchased with you tied?
card and you haw tried In Nod faith to correct the problem with the memhint you may
have the hit not to pry the rntainkg artowl due on tie Disclose.
To us, this Adel all of the foWno moat be Uttar
1. The W idea must la" been made in your Mme data r wmW 100 mina d
your Current mearg addsa, and the PWdIM once mast ha" been All Iran
$50. jNatr No". of these am recessary n yew purGaa vas wad on tam
udverasertme are national to You, or If we awn IN colony that sold you the goads
araervcost
2. You muss have raw your crag card lathe puichm Pnmread made WO sash
arMnces from an ATM at with a dtaknot aWerees yew CWR aid Awourd do
at quality.
3. You name rat yes Irave fully pail Its the Pumrea
h all of the eriteda show am rat and you am still closefisted vim the WraMm, earned us
in wrong at Customer Service, P0. Box 15298 Wilmingon, DE 198W52W
mile tom Wwstqua, the same mlesappN to ttedaourw alarm x seaweed haw. After
we finish ow Investigation, we wig tol you our recision. At that point, I as think you owe
an amount and You do nor ay we MY report You a delRglrm.
We calculate parsdc imarast changes . usN ter Kgaeabs perocka rota it -ant this
statement. aerately for exit fsaw. (a.g.. Wanes transfer ahaft site cash advance
chadIs ('civA traiesctiI purchases, bamrwt tnre*m sash adancs. pomotbnJ
babnoes re ca draft advasiI Those calculations may comblue uplemm categories whh
MA1202009
Statement Date: _Q 02J 10
Account Number: 0MME ?81 8115
Page 2 of 2
INTEREST CHARGES
Your Annual Percentage Rate (APR) Is the annual interest rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 31 Days In Cycle Interest Rate Charges Charges
Purchases 12.24% (v) $10,808.79 $112.35 $0.00
Cash Advances 19.24% (v) $0.00 $0.00 $0.00
(v) = Variable Rate
Please see Information About Your Account section forthe Calculation of Balance Subject to Interest Rate, Annual Renewal Notice,
How to Avoid Interest on Purchases, and other Important information, as applicable.
IMPORTANT NEWS
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This Statement Is a Facsimile - Not an original
X 0000001 F'S33335D 1D 000 N Z 25 10/0228 Page 2 art 06886 MAMA 52208 D881DODD1DO0082288D2
Payment Due Date New Balance Past Due Amount Minimum Payment
07219/10 $10,753.60 $0.00 $219.00
Account nurnbar: 8115 I Vo0oo l
Make your chock payable to: Ch Chase Payment Prolector
Chase Card Services. Plan. I've read the Benefits &
Please write amount enclosed. Disclosures on back of Insert.
New address or e-mail? Prinl on back.
n s tie
299330EX Z 02610D I,??IIIk LrI??Llrll,lllllllkl??lkllklkl,?rll?kl?lk?rlikkll,rl
DONNA GETTEL
PO BOX 55 CARDMEMBER SERVICE
LURGAN PA 17232-0001 PO BOX 15153
WILMINGTON DE 19666-5153
IkrkIIIr1111rI1L11L111?IILrkIIkIrIIlrr?r1111L1,rlrllrJkrll
Statement Date.
CHASE O 12/26/09 - 01125/10 Manage your account online:
www.cha se.com/credlhard s
Minimum Payment: $219.00
Payment Due Date: 02119110
Additional contact Information
ACCOUNT SUMMARY Account Numbs 8115 converlently located on reverse side
Prevloua Balance $10,75639 Total Credit Line $11,000
Payment, Credits -$220.00 Available Credit $246
Purchases, Cash, Debits +$104.55 Cash Access Line $2,200
Finance Charges +$112.16 Available for Cash $246
New Balance $10,753.60
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,156 Thank you for using the credit card that earns
Points Eamed on Purchases This Period 105 rewards that can be used for travel, gift cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 4,261 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card earns 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.ccrn/rewardspiu9. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not get rewards for all those purchases too? Its that simple. Simply go chase.com/rewards to choose your
reward today) Redeem your points anytime, or just checkout new offers at www.chase.comlrewards.
ACCO NT ACTIVITY
Date of
Transaction Merchant Name or TransactionDescriotion SAmount
01/16 Payment - Thank You -220,00
01111 GEICO 600-841-3000 DC 104,55
FINANCE CHARGES 7771
Finance Charge Transaction
Daly Periodic Rate Corresp. Average Dally Due To Feel Accumulated FINANCE
Category 31 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES
Purchases V,03353% 12.24% $10,790.74 $112.16 $0.00 $0.00 $112.16
Cash advances V.05271% 1924% $0.D0 $0.00 $D.DO $0.0D $0.00
Total finance charges $112.16
Effective Annual Percentage Rate (APR): 12.24%
Please see nfonnatbn About Your Account section for balance computation method, grace period, and other important Information.
The Corresponding APR lathe rate of Interest you pay when you vary a balance on any transaction category.
The Effective APR represents your total finance charges - Including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
IMPORTANT NEWS
TryTurboTax Free Edition for your simple return
or Get a 35 percent Discount on
TurboTax Online Federal Products.
visa chase.com4axes
This Statement Is a Facsimile - Not an original
0000001 FIS33330 D 9 000 N Z 25 1010125 Page 1 of 1 06998 MA MA 29933 02510000090002993301
X OD501NS1439'-
, r1
Address Change Request
Please provide Information below only tithe address Information on front is Incorrect.
Street Address:
--------------------------
City: ------------------
State: --
Zip'. ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: -------------------------- --
L
To contact us regarding your account:
U.S. . one: 1-80645-2000
7
Espanol 1-888-448-3308
Till 1-800955-9080 Send Inquiries to: Mail Payments to: Vlsh Our Wellman:
Pay by phone1-800436.7958 P.O. Box 15298 P.O. Box 15153 www.chase.comrcreditcards
Outside U.S. cell collect Wlmington, DE 19850-5298 Wilmington, DE 19888-5153
1-302594-8200
Information About Your Account
Crediting d Psymen/s: For payments by regular U.S. mail, send at
east your minimum payment due to our Payments address shown
on tie statement. Your payments by map must comply with the
instructions on this statement. and must be made by check or money
order, payable in U S. Dollars and drawn on or payable through a
U.S. financial Institution or the U.S. branch of a foreign flnanclal
institution. Do not send cash. Write your account number on your
check or money order. Payments must be accompanied by the
payment coupon in the envelor provided with our address visible
through ,lie envelope window: the envelope cannot contain more than
one payment or cou(lon; and there can be no stapes, paper dips, tape
or correspondence included with your payment. It your paymem is
in accordance with our payment instructions and is made available
to us on any day except December 25 by 1:00 p.m. local time at our
Payments address on this statement we will credit the payment to
your account as of that day. If your payment is in accordance with
our payment instructions, but is made available to us alter 1:00 p.m.
local time at our Payments address on this statement, we will credit it
to your account as of the next day. If you do not follow our payment
instructions or if your payment is not sent by regular U.S. mail to
our Payments address, crediting of your payment may be delayed for
up to 5 days. Payments made electronically through our automated
telephone service, Customer Service advisors, or our web Bite will be
subject to any processing tirtnes disclosed lot those payments.
Account Information Reported to Credit Buremy We may report
information about your account to credit bureaus. Late payments,
missed Daymems or other defaults on your account may be reflected in
your credit report. If you think we Nye reported inaccurate information
to a credit bureau, you may write to us at the Inquiries address drown
an this statement.
Notice Abotd Ere ti mric Check Conversion: When you pay by check,
you authorize us either to use information from your check to make
a onetime electronic fund transfer from your account or to process
the payment as a check transaction. When we use Information
from your check to make an electronic fund transfer, funds may be
withdrawn from your account as soon as the same day we receive your
payment. and you will not receive your check back from your financial
mstitubon. Cal the Customer Service number on this state merit if you
have questions about electronic check collection or do not ward your
payments collected electronically.
Conditional PsyresMS: Any as merit check a other form of payment
that You send us for less than the full balance due that is marked "paid
in full" or contains a similar notation, or that you otherwise tender in
full satisfaction of a disputed amount, must be sent to Card Services,
P 0 Box 15049, Wilmington, DE 19850.5049. We reserve all our
rights regarding these payments (e g, if it is determined there is no
valid dispute or if any such check is received at any other address, we
may accept the check and you will still owe any remaining balance).
We may refuse to accept airy such payment by returning it tc you, not
cashing it or destroying it. All other payments that you eke should be
sent to the regula ale: address shown on this statement
Annual Renewal ale: If your account has an annual tee, it will be
billed each year or in momhy installments, whether or not you use your
account. and you agree to pay ll when billed. The annual tee is non-
refundable unless you Potty its mat you wash to close your account
within 30 days of the date we mall your statement on which the annual
fee is charged and at the same time, you pay your outstanding balance
in full. Your payment of the annual fee does not affect our rights to
close your account and to limit your right to make transactions on
your account. It your account Is closed by you or us, we will continue
to charge the annual fee until ou pay your outstanding balance in full
and terminate your account relationslvp.
Exp Wation of Finance Charges: We calculate perlodicfinance charges,
using the applicable periodic roles shown on this statement, separate
for earth feature (e.g.,balanca transfer/conwiience checks and cash
advance checks ("check transaction'), purchases, balance transfers,
cash advances, promotional balances or overdraft advances). These
calculations may combine different categories with the Same daily
periodic rates. if there is a "V" nextto a periodic rate on this statement,
that rate may vary, and the index and merooin used to determine that
rate and its corresponding APR are doscdbed in your Cardmember
Agreement, as amended. There is a minimum finance charge in any
billing cycle in which you owe any periodic finance charges, and a
transaction finance charge for exit balance transfer, cash advance,
or check transaction, in the amounts slated In your Cardmember
Agreement, as amended.
To get the daily balance for each day of the current billing cycle.
we take the beginning balance for each feature, add any new
transactions or other debits (including fees, unpaid finance charges
and other charges), subtract any payments or credits, and make other
adjustments. Transactions are added as of the transaction date, the
beginning of the billing cycle in which they are posted to your account,
or a later date of our choice (except that check transactions are added
as of the date deposited by the payee or a later date of our choice). fees
are added either on the date of a related transaction, the date they are
pasted to your account, or the last day of the billing cycle. This gives
us that days daily balance. A credit balance is treated as a balance of
zero. It a daily periodic rate applies to any feature, we multiply the daily
balance by the daily periodic rate to get your periodic finance charges
for that day. We then add these periodic finance charges to your day
balance to gN the beginning balance for the nerd day. (if more than one
daily periodic rate could apply based on the average dally balance, we
will use the daily periodic refs that applies for the average daily balance
amount at the end of the billing cycle to calculate the daily periodic
finance charge each day.l
To get your total ppeeriodiic finance charge for a bitting cycle when a
dairy periodic ratels) applies, we add all of the dairy periodic finance
charges for all features. To determine an average daily balance, we
add Yyour daily balances and divide by the number of the days in the
applcable billing cycle(s). It you multiply the average del balance for
each feature lay the applicable daily periodic rate, and then multiply
each of these results by the number of days in the aDolicabie billing
cycle(s), and then ark all of the results together. Me total will also
equal the periodic finance charges tar the billing cycle, except for
rronor variations due to rounding. To get your total periodic finance
charge for a billing 7de when a monthly periodic rale(s) applies,
muBlpy the average daffy balance for each feature by the applicable
mortthy periodic rata and add the results together. The total will equal
the periodic finance charges for the billing cycle, except for minor
variations due to roundingq.
Grace Period (at least 21 days): We accrue periodic finance charges
on a transaction, lee, or finance charge from the date it is added to
your daily balance until payment in lull is received on your account.
However. we do not charge periodic finance charges on now purchases
billed during a billing cycle if we receive both Payment of your New
Balance on your current statement by the date and time your payment
is due and also payment of your New Balance on your previous
statement the date and time your payment was due. There is no
grace perioDyfor balance transfers, cash advances, check transactions,
or overdraft advances.
BILLING RIGHTS SUMMARY
In Case of Errors or Gaeslims About Your Bill: If you think your bill
Is wrongg, or it you need more Information about a transaction on your
bill, write Customer Service on a separate sheet at RD, Box 15299
Wilmington, DE 19850.5299 as soon as possible. We must hear from
you no later than 60 days after we sent you the first bill on which the
error or problem appeared. You can telephone us, but doing so will not
preserve your rights. In your letter, give us the following information.
• Your name and account number
• The doer amount of rite suspected error
Describe the error and explain, 0 you can why you believe there is
an error. If you need more information, describe the item you are
unsure about.
You do not have to pay any amount in question while we are
investigating but you are still obligated to pay the parts of your bill
that are not in question. While we investigate your question, we
cannot report you as delinquent or take action to collect the amount
you question. If you have authorized us to pay your credit card bill
automatically from your savings or checking account, you can stop the
peyymerit on any amount you think Is wrong. To stop the payment, your
letler or call (using the Inquiries address or Customer Service telephone
numbershovm on this statement) must reach us at least three business
days before the automatic pa em Is scheduled to occur.
Special Rule for Creeit CS Purdgses: It you have a problem with
the quality of goads or services that you purchased with a credit card
(excluding purchases made with a check), and you have tried in good
faith to correct the problem with the merchant, you may not have to
pay Una remaining amount duo on the prods or services. You have this
protection only when the purchase pike was more than 550 and the
purchase was made in your home state or within 100 miles of your
mailing address. Thee limitations do not apply d we own or operate
the merchant, or If we mailed you the advertisement for the property
or services.
MA1'I1408
Payment Due Date New Balance Past Due Amount Minimum Payment
01119110 $10,756.89 $0.00 $216.00
Account number.491RINN?1 1 5 I want to purchase optional
? ? your check payable to: road Chase Fraud Detector.
.has* Card Card BeM as. I'va e reatl the Benefits and
Pleasewrite amount enclosed. Disclosures on back of Insert.
New address or e-mail? Print on back.
initials ae
41
4,3411 aEX Z 35909 D
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19986-5153
Statement Date:
CHASE 0 11728109 - 12125/09 1 Manago your account online.
www.chase.com/creditcards
Minimum Payment: $216.00
Payment Due Date: 01119/10
Additional contact Informauon
ACCOUNT SUMMARY Account Numb 8115 conveniently located on reverse side
Previous Balance $10,762, D5 Total Credit Line $11,000
Payment, Credits -$220.00 Available Credit $243
Purchases, Cash, Debits +$i D6.D3 Cash Access Line $2,200
Finance Charges +$108.81 Available for Cash $243
New Balance $10,756.89
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 4,049 Thank you for using the credit card that same
Points Earned on Purchases This Period 107 rewards that can be used for travel, get cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchancilse, Remember, you can
New Total Points Balance 4,156 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card gams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.com/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, loo. Why not get rewards for all those purchases too? Its that simple. Simply go ohasecom/rewards to choose your
reward today) Redeem your points anytime, or just checkout new offers at www.chase.com/rewards.
ACCOUNT ACTIVITY
Data of
Transaction Merchant Name or Transaction Description SAMDunl
12119 Payment - Thank You -220.00
12/03 PAYPAL 'EBAY INC 402-935.7733 CA 1.48
12111 GEIGO 800-841-3000 OC 104,55
FINANCE CHARGES
Finance Charge Transaction
Daly Periodic Rate Corresp. Average Dally Due To Fee / Accumulated FINANCE
Category 30 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES
Purchases V .03353% 12.24% $18816.73 $108.81 $0.00 $0.00 $108.81
Cash advances V .05271% 19.24% $0.00 $0.00 $0.00 $0.00 $O. DO
Total finance charges $108.81
Effective Annual Percentage Rate (APRI: 12.24%
Please see Information About Your Account section for balance computation method, grace period, and other Importan t Information
The Corresponding APR is the rate of intereslyou pay when you carry a balance on any transaction category.
The Effective APR represents your total finance charges - Including transaction fees
such as cash advance and balance transferfess - expressed as a percentage.
IMPORTANT NEWS
Omaha Steaks exclusive offer to Chase Cardmembaral Save
52% on the Value Collection and got FREE SHIPPING, PLUS
6 FREE burgers! Call 1.800.960.8400, tell them you have a
Chase card and ask for offer 45491 COE or go to
www,OmahaSteaks.corn/atatemenl. Stock up and SAVE, Order Nowl
This Statement Is a Facsimile - Not an original
0000001 F1 533331101D 000 N Z 26 0911225 Page 1 of 1 06686 MAMA 43411 35810000100004341101
X 00501NS13 r7 INS13938
Address Change Request
Please provide information below only tithe address Information on front is Incorrect.
------
Street Address:
-------------------
city -----------------
State --
Zip: ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: --------------------------- --
L
To contact us regarding your account:
oriC at
In U.S. 1-80x945-2000 -
Espanol 1-888448-3308
TOD 1-800.955.8080 Sand Inquldes to: Nall Pe
ymanta to:
Visk Our WebsAe:
Pay by phone l-800436-7958 P.O. Box 15298 P.O. Box 15153 www.chase.com/cmdltcarda
Outside U.S. call collect Wilmington, DE 19850-5298 Wilmington, DE 19886-5153
1-302-5944200
Information About Your Account
Credittog of Payments: For payments by regular U.S. mail, send at
least your minimum payment due 10 our Payments address shown
on this statement. Your payments by mal must campy with the
instructions on this statement, and must be made by check or money
order, payable in U.S. Dollars, and drawn on or payable through a
U.S. financial institution or the U.S. branch of a foreign tlnanclal
Institution. Do not send cash. Write your account number on your
check or money order. Payments must be accompanied by the
payment coupon in the envelope provided with our address visible
through the envelope window: the envelope cannot contain more than
one payment or coupon: and there can be no staples, paper dips, tape
or correspondence included with your payment It your payment is
in accordance with our paymerd instructions and is made available
to us on any day except December 25 by 1:00 p.m. local time at out
Payments address on Ihls statement we will credit the payment to
your account as of that day. If your payment is in accordance with
our payinent instructions, but is made available to us after 1:00 p.m
local time at our Payments address on this statement, we will credit it
to your account as of the next day. If you do not follow our payment
instructions or if your payment is not sent by regular U.S. mall to
our Payments address, crediting of your payment may be delayed for
up to 5 days. Payments made electronically through our automated
telephone service, Customer Service advisors, or our web site will be
subject to any processing times disclosed for those payments.
Account Information Reported to Credit Bureaus: We may report
information about your account to credit bureaus. Late payments.
missed paimems or other defaults on your account may be reflected in
your crecM report. If you think we have reported inaccurate mtormattoI
to a credit bureau, you may Wmte to us at the Inquiries address shown
on this statement.
Notice About Electronic Clink Cmlrersion: When you pay by check,
you authorize us either to use Information tram your check to make
a one-time electronic fund transfer from your account or to process
the payment as a check transaction. When we use information
from your check to make an electronic fund transfer, funds may be
withdrawn from your account as soon as the same day we receive your
payment. and you will not receive your check back from your financial
msillubon. Cal the Customer Service number on this statement 9 you
have questions about electronic check collection or do not want your
payments collected electronically.
Conditfovai Payments: Any payment check or other form of payment
that yyou send us for less than the full balance due that is marked "paid
in full" or contains a similar notation, or that you otherwise tender in
full satisfaction of a disputed amount, must be sent to Card Services,
P 0 Box 15049, Wilmington, DE 19850.5049. We reserve all our
rights regarding these payments (e.g., if it is determined there is no
valid dispute or if any such check is received at any other address, we
may accept the check and you will still owe any remaining balance).
We may refuse to accept airy such payment by returning it to you, not
cashing it or destroying it. All other payments that you rake should be
sect to the regular Paymoms address shown on this statement.
Annual Renewal Notices If your account has an annual fee, it will be
billed each year or in monthly installments, whether or not you use your
account, and you agree to pay It when billed. The annual fee is non-
refundable unless you hotly us mat you wish to close your account
within 30 days of the date we mall your statement on which the annual
fee is charged and of the same time, you pay your outstanding balance
in full. Your payment of the annual fee does not affect our rights to
close your account and to limit your right to make transactions on
your account. If your account Is dosed by you or us, we will continue
to charge the annual fee until you pay your outstanding balance in full
and terminate your account re ations .4.
Expo Whitton of Finance Clomps: We ca culate periodic finance charges,
usmg the applicable periodic rates shown on this statement, separate
for each feature (ag.,balance transierlconvenience checks and cas
advance checks ("check transaction'), purchases, balance transfers,
cash advances. promotional balances or overdraft advances). These
calculalions may combine different categories with the same daily
periodic rates. If mere is a 'V' next to a periodic rate on this statement,
that rate may vary, and the index and mar in used to determine that
rate and Its corresponds APR are descflbed in your Cardmember
Agreement, as amended. There is a minimum finance charge in any
billing cycle in which you owe any periodic finance charges, and a
transaction finance charge for each balance transfer, cash advance,
or check transaction, in the amounts stated In your Cardmember
Agreement, as amended.
To get the daily balance for each day of the current billing cycle.
we take the beginning balance for each feature, add anq new
transactions or other debits (Including fees, unpaid finance charges
and other charges), subtract any payments or credits, and make other
adjustments. Transactions are added as of the transaction date, the
beginning of the billing cycle in which they are posted to your account,
or a later date of our choice (except that check transactions are added
as of the date deposited by the payee or a later date of our choice). Fees
are added either on the date of a related transaction. the date tlrey are
posted to your account, or the last day of the billing cycle. This gives
us that day's daily balance. A credit balance is treated as a balance of
zero. If a daily otiradto rate applies to any feature, we multiply the daily
balance by the deity tleri?ic rate to pet your periodic fhranof charges
far that day. We then add these periodic finance charges to Your daily
balance to gM me begin rdrg balance for the neat tlay, lit more than one
dairy periodic rata could apply based on me average ?ty balance, we
will use the daily periodic rate flat applies for the average daily balance
amount at the end of the billing cycle to calculate the dairy parodic
finance charge each day,)
To get your total p?nodic finance char a for a bll9ng cycle when a
daily periodic rate(s) applies, we add aloof the daily periodic finance
charges for all features. To determine an average daily balance, we
add your daily balances and divide by the number of the days in the
applicable billing cyclo(s) h you muhipiy the average dairy balance for
each feature by the 8POicable daily periodic rate: and then multiply
each of these results by he number of days in the applicable tilling
cycle(s). and then add all of the results together. Me total will also
equal the periodic finance charges for the billing cycle, except for
minor variations due to rounding. To get your total periodic finance
charge for a billing cyGe when a monthly periodic rate(s) applies,
mu6tply the average daffy balance for each feature by the applicable
monthly periodic rate and add the results together. The total will equal
the periodic finance charges for the billing cycle, except for minor
variations due to rounding.
Grace Period (at least 2i days): We accrue periodic finance charges
on a transaction, fee, or finance charge from the date it is added to
your daily balance until payment in lull is received on your account.
However. we do not charge periodic finance charges on new purchases
billed during a bluing cycle if we receive both payment of your New
Balance on your current statemant by the data and time your payment
is due and also payment of your New Balance on your previous
statement Dry the dote end time your payment was due. There is no
grace peda) for balance transfers, cash advances, check transactions,
or overdraft advances.
BILLING RIGHTS SUMMARY
In Casa of Errore or Quotations About Your Bill: If you think your bill
is wrong, or if you treed more information about a transaction on your
bill, write Customer Service on a separate sheet at P.O. Box MON
Wilmington, DE 19650.5299 as soon as possible. We must hear from
you no later than 60 days after we sent you the first bill on which the
error or problem appeared. You can telephone us, but doing so will not
preserve your rights. In your letter, give us the following information.
• Your name and account number
• The dollar amount of the suspected error
• Describe the error and explain, if you can, why you believe mere is
an error It you need more information, describe the item you are
unsure about.
You do not have to pay any amount in question while we are
investigating, but you are still obligated to pay the parts of your bill
that are not in question. Mile we investigate your question, we
cannot report you as delinquent or take action to collect the amount
you question. If you have authorized us to pay your credit card bill
automatically from your savings or checking account, you can stop the
Pa ment on any amount you think Is wrong. To stop the pawnem, your
letter orcall (using me Inquiries address or Customer Service telephone
number shown on this statement) must reach us at least three business
days Wore the automatic payment is scheduled to occur.
Special Rule her Croft Card Purchases: If you have a problem with
the quality of goods or services that you purchased with a credit card
{excluding purchases trade with a check), and you have tried in good
faith to correct the problem with the merchant, you may not have to
pay the remaining amount due on the goods or services. You have this
protection only when the purchase price was more than S50 and the
purchase was made in your home state or within 100 miles of your
mailing address. These limitations do not apply of we own or operate
the merchant, or if we mailed you the advertisement for the property
or services.
WO 11408
Payment Due Date New Balance Past Due Amount Minimum Payment
12120109 $10,762.05 $0.00 $220.00
Account nurnber 8175 ( purchase pptt
Make your check payable to: Chase Pityment Protector
Chase Card Services. Plan. Ive r ad the Benefits i ss&
Please write amount enclosed.
New address or e-mail? Print on bade.
initials
71489 BEX Z 329090 ill 111 llillillil llllllillllllllll lli 11111111111111111111111111
DONNA GETTEL
PO BOX 55 CARDMEMBER SERVICE
LURGAN PA 1 7 232-0001 PO BOX 15153
WILMINGTON DE 19806-5153
LrrIIL?rLrLIIIIIrrILIII,r?IlrrrllrlrllJ111rI?rIlLrlr,ll
Statement Date'.
CHASE 0 10/261D9 - 11125109 Manage your account online.
www. chase.oomloreditcard s
Minimum Payment: $220.00
Payment Due Date: 12120/09
Additional wntoct Information
ACCOUNT SUMMARY ACCOUnt Nu 8115 conveniently located on reverse side
Previous Balance $10,799.96 Total Credit Line $11,000
Payment, Credits -$217.00 Available Credit $237
Purchases, Cash, Debits +$66.59 Cash Access Line $2,200
Finance Charges +$112.50 Available for Cash $237
New Balance $10,762.05
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 3,982 Thank you for using the credit card that cams
Points Earn ad on Purchases This Period 67 rewards that can be used for travel, gift cards,
Points Earned Through Chase Rewards Pius 0 cash, or merchandise. Remember, you can
New Total Points Balance 4,D49 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2614 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card eams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase.com/rewardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, too, Why not got rewards for all those purchases too? Ifs that simple. Simply go chase,conl/rewards to choose your
reward todayl Redeem your points anytime, or just check out now offers at www.chase.oom/rewards.
ACCOUNT ACTNITY
Date of
Transaction Merchant Name or Transaction Descdodon $ Amount
11117 Payment - Thank You -217.Do
11111 GEICO 800-841-3000 DC 66.59
FINANCE CHARGES
Finance Charge Transaction
Daly Periodic Rate Corresp. Average Dally Due To Fee / Accumulated FINANCE
Category 31 days In cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES
Purchases V ,03353% 12.24% $10,623.61 $112.50 $0.00 $0. DO $112.50
Cash advances V .05271% 19.24% $O. DO $0.00 $0.D0 $O.DO $0.00
Total finance charges $1125D
Effective Annual Percentage Rate (APR): 12.24%
Please see ,nfornation About Your Account section for balance computation method, grace period, and other important Information.
The Corresponding APR Is the rate of Interest you pay when you carry a balance on any transaction category.
The Effective APR represents your total finance charges - Including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
IMPORTANT NEWS
Getting DIRECTV is EASY with packages starting at
$29.991mo. DIRECTV offers access to as many as 265 channels,
all in 1 DO% digital picture & sound. Call 1-888-866-2885
now and Identify yourself as a Chase cammemberl
This Statement Is a Facsimile - Not an original
0000002 FIS333W D B DOD N Z 25 09/1128 Page 1 of 1 DBBBB MAMA 71489 32910000080007148901
X 0050 INS13804 INS13932 INS13934 INS14309
Address Change Request
please prrwide Information below only tithe address Information on front is incorrect.
Street Address: -------------------------
City -----------------
Slate: --
Zip, ----- ----
Home Phone, --- --- ----
Work Phone: --- --- ----
E-mail Address. ----------------------------
L
To contact us regarding your account:
Telephone:
11+3 In U.S. 1-800-945-2600 f U
Espanol 1-888.448-3308 Send inquiries to: MW Payments to: Visit OurWebshe:
TDD 1-800-955-8060
Pay by phmel-800.436-7958
P.O. Box 15298
P.O. Box 15153
hwvw.chase.comlcreditcards
Outside U.S. call collect Wilmington, DE 19850-5 298 Wilmington, DE 19886-5153
1-302-594-8200
lele inision About Your Account
Creditheg of Psymsnts: For payments by regular U.S. mail, send at
least your minimum payment due to our Payments address shown
on this statement. Your payments by mall must comply with the
instructions on this statement, and must be made by check or money
order, payable in U.S. Dollars, and drawn on of payable through a
U.S. financial institution or the U.S. branch of a foreign financial
institution. Do not send rash. Write your account number on your
check or money order. Payments must be accompanied by the
payment coupon in the envelope provided with our address visible
through the envelope window: the envelope cannot contain more than
one payment or coupon; and there can be no staples, paper dips, tape
or correspondence included with your payment If your payment is
in accordance with our payment instructions and is made available
to us on any day except December 25 by 1:00 p.m. local time at our
Payments address on this statement we will credit the payment to
your account as of that day. If your payment is in accordance with
our payment instructions. but is made available to us after 1:00 p.m
local time at our Payments address on this statement, we will credit it
to your account as of the next day. If you do not follow our payment
instructions or if your payment is not sent by regular U.S. mall to
our Payments address, crediting of your payment may be delayed lot
up to 5 days. Payments made electronically through our automated
tale hone service, Customer Service advisors, or our web site will be
s2ect to any processing times disclosed for those payments.
Aaonnt Irtormation pepoited to Credit Su it We may report
information about your account to credit bureaus. Late payments.
missed payments or otherdafaults on your account may be reflected in
your credit report If you think we have reported inaccurate information
to a credit bureau, you may wine to us at the Inquiries address shown
on this statement.
Notice Abort Electronic Cbeck Conversion: When you pay by check,
you authorize us either to use information from your check to make
a one-time electronic fund transfer from your account or to process
the payment as a check transaction. When we use information
from your check to make an electronic fund transfer, funds may be
withdrawn from your account as soon as the same day we receive your
payment, and you will not receive your check back from your financial
mstitubon. Cal the Customer Service number on this statement 0 you
have questions about electronic check collection or do not want your
payments collected electronically.
Conditional Paymens: Arty payment check or other form at payment
that you send us for less than the full balance due that is marked "paid
in full' or contains a similar notation, or that you otherwise tender in
full satisfaction of a disputed amount, must be sent to Card Services,
PO Box 15049 Wilmington, DE 19850.5049. We reserve all our
rights regarding these payments le.g., if 0 is determined there is no
valid dispute or if any such check is received at any other address.. we
may accept the check and you will still owe any remaining balance)
We may refuse to accept anY such payment by returning it to you, not
cashing it or destroyYing it. MI other payments that you make should be
sent to the regular Payments address shown on this statement
Aotusi Ronlval Notice: if your account has an annual fee, it will be
billed each year or in monthly installments, whether or not you use your
account. and you agree to pay It when billed. The annual fee is non-
relundable unless you notly us that you wish to close your account
within 30 days of the date we mall your statement on which the annual
fee is charged and at the same tima.. you pay your outstanding balance
in full. Your payment of the annual fee does not affect our rights to
close your account and to limit your right to make transactions on
your account. It your account Is closed by you or us, we will continue
to charge the annual fee until ou pay your outstanding balance in lull
and terminate your account reylationsini
Exp Wratfon of Finance Chaps: We calculate penedie fl nonce charges,
using the applicable periodic rates shown on this statement, separately
for each feature (e.g.,balance transler/convenience checks and cash
advance chedts ("check transaction'), purchases, balance transfers.
cash advances, promotional balances or overdraft advances). These
calculations may combine different categories with the same daily
periodic rates. If there is a'V" next to a periodic rate on this statement,
that rate may vary, and the index and mat in used to determine that
rate and its corresponds APR are described in Your Cardirember
Agreement, as amended. There is a minimum finance charge in any
billing cycle in which you owe any periodic finance charges, and a
transaction finance charge for each balance transfer, cash advance,
or check transaction, In the amounts slated in your Cardmember
Agreement as amended.
To get the daily balance for each day of the current billing cycle.
we lake the beginning balance for each feature, add any new
transactions or other debits (Including fees, unpaid finance charges
and other charges), subtract any payments or credits, and make other
adjustments. Transactions are added as of the transaction date, the
beginning of the billing cycle in which they are posted to your account,
or a later date of our choice (except that check transactions are added
as of the date deposited by the payee or a later date of our choice). Fees
are added either on the date of a related transaction. the date they are
posted to your account, or the last day of the billing cycle. This gives
us that day s daily balance, A credit balance is treated as a balance of
zero. If a dally periodic rata applies to any feature, we multiply the daily
balance by the daily periodic rate to get your periodic finance charges
for that day. We then add these periodic finance charges to your daily
balance to get the beginning balance for the next day. (if more than one
daily periodic rate could apply based on the average dairy balance, we
will use the daily periodic rate that applies for the average daily balance
amount at the end of the billing cycle to calculate the daily periodic
finance charge each day.
To get your total periodic finance char?e for a billing cycle when a
dairy periodic rate(s) applies, we add at of the daily periodic finance
charges for all features. To determine an average dally balance, we
add your daily balances and divide by the number of the days in the
applicable billing cycki U you multiply the average dally balance for
each leature by the applicable daily periodic rate, and been multiply
each of these results by the number of days in the applicable billing
cycle(s), and than add all of the results together. the total will also
equal the periodic finance charges for the billing cycle except for
moor variations due to rounding. To get your total periodic finance
charge for a billing cycle when a monthly periodic rate(s) applies,
multiply the average daffy balance for each feature by the applicable
monthly periodic cote and add the results together. The total will equal
the periodic finance charges for the billing cycle, except for minor
variations due td rourxlin .
Grace Period (nt less! days): We accrue periodic finance charges
on a ftakreactian, lee, or finance charge from the date it is added to
your dally balance until payment in full is received on your account,
However. we do not charge periodic finance charges on new purchases
billed during a billing oyde if we receive both payment of your New
Balance on your current statement by the date and time your payment
is due and also payment of your New Balance on your previous
statement by the date and time your payment was due. There is no
grace peda) for balance transfers, cash advances, check trantintions,
or overdraft advances.
BILLING NIGHTS SUMMARY
In Case of Errors or Questions About Your Bill: H you think your bill
is wrongy, or if you need more Information about a transaction on your
bill, wdle Customer Service on a separate sheet at P.U. Box 15299
WdminI toil, DE 19850.5299 as soon as possible. We must hear from
you no ater than 60 days after we sent you the first bill on which the
error or problem appeared. You can telephone us, but doing so will not
preserve your rights. In your letter, give us the following information.
• Your name and account number
• The dollar amount of the suspected error
• Describe the error and explain, if you can, why you believe there is
an error. It you need more information, describe the item you are
unsure about.
You do not have to pay any amount in question while we are
investigating but you are still obligated to pay the parts of your bill
that are not in question. While we investigate your question, we
cannot report you as delinquent or take action to collect the amount
you question. If you hove authorized us to !pay your credit card bill
automatically from your savings or checking account, you can stop the
pagment on any amount you mink Is wrong. To stop the payment, your
later or call (using the Inquiries address or Customer Service telephone
number shown on this statement) must reach us at least three business
days before the automatic payment is scheduled to occur.
Special Rule for Credit Co Purchases: It you have a problem with
the quality of goods or services that you purchased with a credit card
excluding purchases mane with a check), and you have tried in good
?aith to correct the problem with the merchant, you ma not have to
pay the remaining amount due on the goads or services. You have this
protection only when the purchase price was more than $50 and the
purchase was made in your home state or within 100 miles of your
mailing address. These limitations do not apply it we own or operate
the merchant, or if we mailed you the advertisement for the property
or services.
.Will 1408
' Payment Due Date New Balance Past Due Amount Minimum Payment
11119109 $10,799,96 $0.00 $217.00
Account number 8115 1 want to purchase optional
. M aka your check payable to: Chase Fraud Detector
Chess Card tieMcss. I've read the BSneRs and
Please write amount endmed. Disclosures on bads of insert.
New address or a-mail? Print on back.
n s Date
- - - - - - - - - - - - - - - - -
D5353 SEX Z 29509 D
DONNA GET-TEL
PO BOX 55
LURGAN PA 17232-0001
llrLrlrLrLlll
Inc111rI.I..IrL1IL.111III ...11-11......
a II
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19MB-5153
Statement Date.
CHASE O 09/M09 -10!25`0 ® Manage your account online:
www.chase.comlcreditcard s
Minimum Payment: $217.00
Payment Due Date: 11119/09
Additional contact information
ACCOUNT SUMMARY Account Numbe 11115 conveniently located Or1 reverse side
Previous Balance $10,573.36 Total Credit Line $11,000
Payment, Credits -$250.00 Available Credit $200
Purchases, Cash, Debits +$367.16 Cash Access Line $2,200
Finance Charges +$109.44 Available for Cash $200
New Balance $10,799.96
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 3,614 Thank you for using the credit carts that Sams
Points Earned on Purchases This Period 368 rewards that can be used for travel, gift cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise, Remember, you can
New Total Points Balance 3,982 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards crack card Sams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping onine through www.chase.com/rewardspius. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not gat rewards for all those purchases too? It's that simple. Simply go chase .comhewards to choose your
reward lodayl Redeem your points anytime, or just checkout new offers at www.chase.com/rewards.
ACCOUNT ACTMTY
Date of
Transaction Merchant Name or Transaction Descriotlon S Amount
10120 Payment - Thank You -250.OD
09129 SUI•STAMPIN' UP 800-782-6787 UT 300.55
10111 GEICO 800-841-3000 DC 66.61
FINANCE CHARGES
Finance Charge Transaction
Daly Periodic Rate Corresp. Average Daily Due To Fee / Accumulated FINANCE
Category 30 days in cycle APR Balance Periodic Rate Service Charge Fln Charge CHARGES
Purchases V.03353% 12.24% $10,879.98 $10944 $0.00 $0.00 $109.44
Cash advances V,05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00
Total finance charges $109.44
Effective Annual Percentage Rate (APR): 12.24%
Please see Information About Your Account section for balance computation method, grace period, and other importan t Information.
The Corresponding APR is the rate of Interest you pay when you carry a balance on any trap section category.
The Effective APR represents your total finance charges - Including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
IMPORTANT NEWS
Thank you for being a valued Cardmember
This Statement Is a Facsimile - Not an original
OD00001 FIS33336 D 12 0011 N Z 26 0911025 P.Q. 1 of 1 05558 MA MU 05363 29010000120000636301
X 0050 INS139231NS13931
Address Change Request
Please provide Information below only if the address information on front Is Incorrect
Street Address: --------------------------
City: ------------------
State --
Zip: ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: ------------------------
L
To contact us regarding your account:
y e Wont. ? - i
In U.S. 1-800.045.2000 J
Espanol 1-888.446-3308 Send Inquiries to: Mall Payments to: Vnslt Our Websra:
TDD 1-BOD-955-BOBO
Pay by phone l-800.436-7958
P.O. Box 15298
P.O. Box 15153
www.chase.comfcredilcams
outside U.S. call collect Wilmington, DE 19850-5298 Wilmington, DE 19886-5153
1-302-594-8200
hrlormetfos About Your Account
Crediting of Pannonia: For payments by regular U.S. mail, send at
least your minimum payment due to our Payments address shown
on this statement. Your payments by mail must comply with the
instructions on this statement, and must be made by check or money
order, payable in U.S. Dollars, and drawn on or payable through a
U.S. financial Institution or the U.S. branch of a foreign financial
Institution. Do not send rash. Write your account number on your
check or money order. Payments must be accompanied by the
payment coupon in the envelope provided with our address visible
through ilia envelope window: t a envelope cannot contain more than
one payment or coupon: and there can be no staples, paper dips, tape
or correspondence included with your payment. If your payment is
in accordance with our payment instructions and is made available
to us on any day except December 25 by 1:00 p.m. local time at our
Payments address on this statement we will credit the payment to
your account as of that day. If your payment is in acoordance with
our Dayinent instructions, but is made available to us after 1:00 p.m
local dine at our Payments address on this statement, we will credit it
to your account as of the next day. If you do not follow our payment
instructions or if your payment is not sent by regular U.S. mall to
our Payments address, crediting of your payment may be delayed for
up to 5 days. Payments made electronically through our automated
telephone service, Customer Service advisors, or our web ode will be
subject to any processing times disclosed for those payments.
Account Information Reported to Credit Bereous: We may report
information about your account to credit bureaus, late payment&
missed pa meets or other defaults on your account may be reflected in
your credit report, If ;rou thinkwe have reported inaccurate information
to a credit bureau. you may write to us at the Inquiries address shown
on this statement.
Notice About Electronic Check Conversion: When you pay by check,
you authorize us either to use information from your check to make
a one-time electronic fund transfer from your account or to process
the payment as a check transaction. When we use information
from your check to make an electronic fund transfer, funds may be
withdrawn from youraCCOunt as soon as the same day we receive your
payment, and you will not receive your check back from your financial
institution. CaY the Customer Service number on this statement N you
have questions about electronic check collection or do net want your
paymerds collected elecbronicalry.
Coo dibosal Pnyn a ta: Any payment check at other form of payment
i yyou send us for less than the full balance due that is marked "paid
that
r' of contains a similar notation, or that you otherwise tender in
in fa
full satisfaction of a disputed amount, must be sent to Card Services,
P 0 Box 15049 Wilmington, DE 19850.5049. We reserve all our
rights regarding these payments (e.g., if it is determined there is no
valid dispute or if any such check is received at any other address, we
may accept tie check and you will still owe any remaining balance)
We may refuse to accept arty such payment Dry returning it to you, 1161
cashing it or destroylnp d. All other payments that you make should be
Beni to the regular Paayyments addross shown on fills statement.
Apnwl Ronelval Notiw: it your account has an annual tee, it will be
billed each year or in monthly insla9ments. whether or not you use your
acco6nt. and you agree to pay II when billed. The annual fee is non-
retURdable unless you notify us that you Wish (0 close your account
wlthin 30 days of the tlnte we mail your statement on which the annual
foe is charged and at the same time, you pay your outstanding balance
in lull. Your payment of the annual tee does not affect our rights to
chose your account and to limit your right to make transactions on
your account. It your account is dosed by you or us, we will continue
to charge the animal fee no l you pay your outstanding balance in full
and terminate your account relationsMp.
charges,
Explanation of flname Clar/oo: We calculate periadicfi nonce
using the applicable periodic cores drown on this slaternent, separately
for each feature (s.g•,balance transler/convenience checks and cash
advance cheeks ("check transactionpurchases, balance tralusters,
cash advances, pranot, nal baanres or overdraft advances). These
calculations may combine different categories wth the same daily
periodic rates. hf Mere is a V. next to a periodic rate on Misstatement,
that rate mey vary, antl the index and margin used to determine that
rate and Its corresponding APR are described in your Cardmember
Agreemem, as amended. There is a minimum finance charge In any
billing cycle in which you owe any periodic finance charges, and a
transaction finance charge for each balance transfer, cash advance,
or check iransaction, in the amounts slated In your Cardinember
Agreement, as amended.
To get the dairy balance for each day of the current billing cycle.
we take the beginning balance for each feature, add any new
transactions or other debits (including fees, unpaid finance charges
and other charges), subtract any payments or credits, and make other
adjustments. Transactions are added as of the transaction date, the
beginning of the billing cycle in which they are posted to your account,
or a later date of our choice (except that check transactions are added
as of the date deposited by the payee or a later date of our choice). Fees
are added either on the date of a related transaction, the date they are
posted to your account, or the last day of the billing cycle. This gives
us that day's daily balance. A credit balance is treated as a balance of
zero. If a daily periodic rate applies to arty feature, we multiply the daily
balance by the daily periodic rate to gel your periodic finance charges
for that day. We then add these periodic finance charges to your daily
balance legal the beginning balance for" next day. (If more than one
daily periodic rate could apply based on the average daily balance, we
will use the dairy periodic rate that applies for the average daily balance
amount at the end of the billing cycle to calculate the dairy periodic
finance charge each day.
To get your total moil c finance charge for a bigi g cycle when a
daily periodic rate(s) applies, we add ail of the daily periodic finance
charges for all features. To determine an average dally balance, we
add your daily balances and divide by the number of the days in the
applicable billing cycle(sl. N you multiply the average daiIt balance for
each feature by the applicable daily periodic rate, and en multiply
each of these results by the number of days in the applicable billing
cycle(s). and then add all of the results together, Me total will also
equal the periodic finance charges tar the billing cycle, except for
minor variations due to rounding. To get your total periodic finance
charge for a billing It when a monthly periodic rate(s) applies,
multiply the average Telly balance for each feature by the applicable
monthly periodic rate and add the results together. The total will equal
the periodic finance charges lot the billing cycle, except for minor
variations due to rourich
Grace Period (at least days): We accrue periodic finance charges
on a transaction, lee, or finance charge from the date it is added to
your daily balance until payment in lull is received on your account,
However. we do not charge periodic finance charges on now purchases
billed during a billing cycle if we receive troth payment of your New
Balance on your current statement by the date and time your payment
is due and also payment of your New Balance on your previous
statement by the date and time your payinent was due. There is no
grace period lot balance transfers, cash advances, check transactions,
or overdralt advances.
BILLING RIGHTS SUMMARY
In Case of Errata or Donations About Your Bill: IT you think your bill
is wrong, or if you teed more Information about a transaction on yyour
bill, write Customer Service on a separate sheet at RD. Box 15299
Wilmington, DE 19850.5299 as soon as possible. We must hear from
you no later than 60 days after we sent you the first bill on which the
error or problem appeared. You can telephone us, but doing so will not
preserve your rights. In your letter, give us the following information.
• Your name and account number
• The dollar amount of the suspected error
Describe the error and explain, if you can, why you believe there is
an error. It you need more Information, describe the item you are
unsure about.
You do not have to pay any amount in question while we are
investigating, but you are still obligated to pay the parts of your bill
that are not in question, While we investigate your question, we
cannot report you as delinquent or take action to collect the amount
you question. If you have authorized us to pay your credit card hill
automatically train your saving or checking account, you can stop the
payment on any amount you Mink Is wrong. To stop the paymom, your
letter or call (using the Inquldes address or Customer Service telephone
number shown on this statement) must reach us at hest three business
days before the automatic payment Is scheduled to occur.
Special Rule tar Credit Card Purchases: If you have a problem with
the quality of goods or services that you purchased wit a credit card
(excluding purchases made with a check), and you have tried in good
faith to correct the problem with the merchant. you may not have to
pay the remaining amount due on to goods or services. You have this
protection only when the purchase price was more than $50 and the
purchase was made in your home stale or within 100 miles of your
mailing address. These Irritations do not apply if we own or operate
the merchant, or if we mailed you the advertisement for the property
or services.
6,711408
" Payment Due Date New Balance Past Due Amount Minimum Payment
10120109 $10,573.36 $0.00 $216.130
Account nuntbar: 8115 I want to purchase optional
• akeyour check payable to: Chase Payment Protector
Chase Card 8ervlces. Plan. IYe read the Benefits &
Please wdle amount endosed. Disclosures on back of Insert
New address or e-mall? Pnnt on back.
initials lee
15927 SEX Z 261309 0
DONNA GETTEL
PO BOX 55
LURGAN PA 17232-0001
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19666-5153
Statement Date'
CHASE 0 06126109 - 39125109 Manage your account online:
www.chase.comlcreditca rd s
Minimum Payment: $216.00
Payment Due Date: 10/20/09
Additional contact information
ACCOUNT SUMMARY Account 1 6115 conveniently located on reverse side
Previous Balance $10,595.07 Total Credit Line $11,000
Payment, Credits -$300.00 Available Credit $426
Purchases, Cash, Debhs +$167.97 Cash Access Une $2,200
Finance Charges +$110.32 Available for Cash $426
Now Balance $10,573.36
FLEXIBLE REWARDS SUMMARY
Previous Points Balance 3,446 Thank you for using the credit card that Sams
Points Earned on Purchases This Period 166 rewards that can be used fortravel, gut cards,
Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can
New Total Points Balance 3,614 earn points by using your Flexible Rewards
credit card for everyday purchases like
1,633 Points to expire on statement on or after FEBRUARY, 2014 groceries, gas, and drugstore purchases.
Your Chase Flexible Rewards credit card same 1 point for every $1 you spend on purchases. Earn up to an additional 10 points
while shopping online through www.chase,com/rawardsplus. Add authorized users, and sign up to have your monthly bills charged
to your card, too. Why not get rewards for all those purchases too? Its that simple. Simply go chases om/rewards to choose your
reward today) Redeem your points anytime, or just check out new offers at www.chase.com/rewards.
ACCOUNT ACTPAW
Date of
Trensaclor Merchant Name orTrensactionDescdo0on )immd0t
09114 Payment Thank You Electronic Chk -300.00
09111 GEICO 600-641-3000 DC 167.97
FINANCE CHARGES
Finance Charge Transaction
Daly Periodic Rate Corresp. Average Dally Due To Foe / Accumulated FMIANCE
Category 31 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES
Purchases V.03353% 12,24% $10,613.60 $110.32 $0.00 $0.00 $110.32
Cash advances V .05271% 19.241/ $0.00 $0.00 $D. DO $0.00 $0.00
Total finance charges $110.32
Effective Annual Percentage Rate (APR): 12.24%
Please see Information About Your Account section for balance computation method, grace period, and other Importan t information.
The Corresponding APR Is the rate of Interest you pay when you carry a balance on arty transaction category.
The Effective APR represents your total finance charges - Including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
-
IMPORTANT NEWS 77
71
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Cal 1-888-686-2865 now and Identify yourself as a
Chase cardmemberl
This Statement Is a Facsimile - Not an original
0000001 FIS33338 D 5 000 N Z 25 0910925 Paga 1 of 1 06605 MA MA 16927 2681000DOMM16927D1
X 0050 INS, 3636
Address Change Request
please provide Information below only if the address Information on front is Incorrect
Street Address: ------------
City' -----------------
State --
Zip: ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: -----------------------------
L
To contact us regarding your account:
•Mphonc
In U.S. 1-800-945.2000
4
?'Mf v1??y
U
Espanol 1-888-446-3308 Send Inquiries to: Mall Payments to: Visit OurWabsits:
TDD 1.800-955-8050
Pay by ohanet-BOD436.7958
P.O. Box 15298
P.O. Box 15153
www.chase.comferedltcards
Outside U.S. call collect Wilmington, DE 19850-5298 Wilmington, DE 198865153
1-302-594-8200
lelermatioo About Your AeCOWd
Cnditio g of Payments: For payments by regular U.S. mail, send at
least your minimum payment due to our Payments address shown
an this statement. Your payments by mail must comply with the
instructions on this statement, and must be made by check or money
order, payable in U.S. Dollars, and drawn on or payable through a
U.S. financial Instttutlon or the U. S. branch of a torelgn financial
institution. Do rim send cash. Write your account number on your
check or money order. Payments must be accompanied by the
payment coupon in the envelope provided with our address visible
through the envelope window. Co envelope cannot contain more than
one payment of coupon; and there can be no staples, paper clips, tape
or correspondence included with your payment It your payment is
in accordance with our payment instructions and is made available
to us on any day except December 25 by 1:00 p.m. local time at our
Payments address on this statement we will credit the payment to
your account as of that day. If your payment is in accordance with
our payment instructions, but is made available to us alter 1:00 p.m
local time at our Payments address on this statement, we will cradh it
to your account as of the next day. If you do not follow our payment
instructions or if your payment is not sent by regular U.S. mall to
our Payments address, crediting of your payment may be delayed lot
up to 5 days. Payments made electronically through our automated
telephone service, Customer Service advisors, or our web site will be
subject to any processing tunes disclosed lot those payments.
Account Information Reported to Credit Bureaus: We may report
Information about your account to credit bureaus. Late payments.
missed payments or otherdafauhs on your account may be tattooed in
your credit report. If you think we have reported inaccurate information
to a credit bureau. you may woe to us at the Inquiries address shown
on this statement.
Native Abort Electronic Check Conversion: When you pay by check,
you authorize us either to use information from your check to make
a one-time electronic fund transfer from your account or to process
the payment as a check transaction. When we use Information
from your check to make an electronic fund transfer, funds may be
withdrawn from your account as soon as the same day we receive your
payment, and You will not receive your check back from your financial
msbtution. Cal the Customer Service number on this statement B you
have questions about electronic check collection or do not leant your
payments collected electronically.
Conditional Polymaths: Any payment check or other form of payment
that you send us for less than the full balance due that is marked "paid
in full" or contains a similar notation, or that you otherwise tender in
full satisfaction of a disputed amount, must be sent to Card Services,
P 0 Box 15049, Wilmington. DE 19850.5049. We reserve all our
rights regarding these payments (e g., if it is determined there is no
valid dispute or if any such check is received at any other address, we
may accept the check and you will still owe any remaining balance).
We may refuse to accept any such payment by returning it to you, lot
cashing it or dsslmd Ing d1 other payments that you make should be
sent to the regular Paayyments address shown on this statement.
Annual Ronewal Notice: It your account has an annual tee, it will be
billed each year or in monthly installments. whether or not you use your
account. and you agree to pay It when billed. The annual fee is non-
refundable unless you notify us that you wish to close your account
within 30 days of the dnte we mall your statement an which the annual
fee is charged and at the same time. you pay your outstanding balance
in full. Your payment of the annual fee does not affect our rights to
dose your account and to limit your right to make transactions on
your account. It your account is closed by you or us, we will continue
to charge the annual fee until ?ou pay your outstanding balance in full
and terminate your account re cations p.
Exp IMratlan at Finance Chops: We calculate penodicflnance charges,
using the applicable periodic rates shown on this statement, separate
for each feature (eg.,balance transfer/convenience checks and cas
,
advance checks ("check transaction"), purchases, balance transfers
cash advances, promotional balances or overdraft advances). These
calculations may combine different categories with the same daily
periodic rates. It there is a "V" next to a periodic rate on this statement,
that rate may vary, and the index and margin used to determine that
rate and its corresponding APR are described in your Cardmember
Agreement, as amended. There is a minimum finance charge in any
billing cycle in which you owe any periodic finance charges, and a
transaction finance charge for each balance transfer, cash advance,
or check transaction, In The amounts stated in your Cardin mber
Agreement, as amended.
To get the daily balance for each day of the current billing cycle.
we lake the beginning balance lot each feature, add any now
transactions or other debits (Including fees, unpaid finance charges
and other charges), subtract arty payments or credt% and make other
adjustments. Transactions are added as of the transaction date, the
beginning at the billing cycle in which they are posted to your account,
or a later date of our choice (except that check transactions are added
as of the date deposhed by the payee or a later date of our choice). Fees
are added either on the date of a related transaction, the date they are
posted to your account, or the last day of the billing cycle. This gives
us that day's daily balance. A credit balance is treated as a balance of
zero. If a dally periodic rate applies to any feature, we multiply the daily
balance by the daily periodic rate to get your periodic finance charges
for that day, We then add these perodic finance charges to your dairy
balance to g9et the beginning balance for the next day. fit more than one
daily periodic rate could apply based on the average dally balance, we
will use the daily periodic rate that applies for the average daily balance
amount at the end of the billing cycle to alt ulale the dairy periodic
finance charge each day.)
To get your total periodic finance charge for a billing cycle when a
dairy periodic rate(s) applies, we add al of the daily periodic finance
charges for all features. To determine an average dairy balance, we
add your daily balances and divide by the number of the days in the
applicable billing cyca(sl. It you multiply the average dally balance for
each feature by the applicable daily periodic rate, and then multiply
each of these results by the number of days in the applicable billing
cycle(s). and then add all of the results together. the total will also
equal the periodic finance charges for the billing cycle, except for
minor variations due to rounding. To get your total periodic finance
charge for a billing cycle when a monthly periodic rate(s) applies:
mullply the average daffy balance for each feature by the applicable
monthly periodic rate and add the results together. The total will equal
the periodic finance charges for the billing cycle, except for minor
variations due to rounding.
Grace Period (at least 2B days): We accrue periodic finance charges
on a transaction, tee, or finance charge from the date it is added to
your dopy balance until payment in lull is received on your account.
However. we do not charge periodic finance charges on new purchases
billed during a billing cycle if we receive both payment of your New
Balance on your current statement by die date and time your payment
is due and also payment of your New Balance on your previous
statement by the date and time your payment was due. There is no
grata period for balance transfers, cash advances, check transactions,
or overdraft advances.
BILLING RIGHTS SUMMARY
In Case of Errors or Gueatione About Your Bill: If you think your bill
is wrongg, or if you need more information about a transaction on yyour
bill, writ Customet Service on a separate sheet at RD. Box 15299
Wdmirgtoil. DE 19850-5299 as soon as possible. We must hear from
you no later than 60 days after we sent you the first bill on which the
error or problem appeared. You can telephone us, but doing so will not
preserve your rights. In your letter, give us the following information.
• Your name and account number
• The dollar amount of the suspected error
• Describe the error and explain, If you ten, why you believe there is
an error. If you need more Information, describe the item you are
unsure about.
You do not have to pay any amount in question while we are
investigating but you are still obligated to pay the parts of your bill
that are not in question. While we investigate your question, we
cannot report you as delinquent or take action to collect the amount
you question. If you have authorized us to pay your credit card bill
autontatically from your savings or checking account, you can stop the
payment on any amount you think Is wrong. To stop the payment, your
railer or call (using the Inquiries address or Customer Service telephone
number shown on this statement) must reach us at least three business
days before the automatic payment is scheduled to occur.
Special Rule Jar Credit Certl Purchases: If you have a problem with
the quality of goods or services that you purchased with a credit card
(excluding purchases made with a check), and you have tried in good
faith to correct the problem with the merchant, you ma not have to
pay the remaining amount due on the goods or services. You have this
protection only when the purchase price was more than S50 and the
purchase was made in your home state or within 100 miles of your
mailing address. These firri tabons do not apply if we own or operate
the merchant, or if we mailed you the advertisement for the property
or services.
Wd11408
VERIFICATION
I, Andrew Sklar, Esquire, of the law firm of Sklar - Markind, hereby state and verify that
my firm is counsel for Plaintiff in this action; that we have reviewed certain documents
and/or other records provided to us by Plaintiff for the filing of a Complaint in this action;
that a substitute Verification executed by an officer or other employee of Plaintiff will be
filed as soon as same is received; and that the Complaint filed herewith is true and correct
to the best of my knowledge, information and belief. The undersigned understands that
the statement made therein are made subject to the penalties of 18 Pa. C.S. §4904 relating
to unsworn falsifications to authorities.
?v
Date: ( or a!5 -(I
Andrew Sklar, Esquire
File No.: H1014341
I O F-I"r
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENISYIy?1?lTI?Cr, Tr,
< ° r
CIVIL ACTION - LAW
2`3 9 f DEC 19 F't' 2: 52
EQUABLE ASCENT FINANCIAL, LLC
1120 W Lake Cook Rd,Ste B, Buffalo Grove
IL 60089
Plaintiff
No. 11-8190 CUMBERLAND COUNTY
PENNSYLVANIA
TERM
CIVIL ACTION
vs.
DONNA R GETTEL
7111 ROXBURY RD
SHIPPENSBURG PA 17257
Defendant
PLAINTIFF'S MOTION FOR TRANSFER OF VENUE TO FRANKLIN COUNTY
Plaintiff, EQUABLE ASCENT FINANCIAL, LLC , by and through its undersigned counsel, Sklar
Markind, hereby brings the following Motion for Transfer of Venue, and avers as following:
1. On or about, October 28, 2011, Plaintiff filed its complaint in this matter in CUMBERLAND
County pursuant to the Defendants' address of 7111 Roxbury Road, Shippensburg, PA 17257
which is located in CUMBERLAND County.
2. On or about October 31, 2011, the Sheriff s Office of CUMBERLAND County attempted service
of the Complaint at Plaintiffs request, however the CUMBERLAND Sheriffreturned Service stating
that the Defendants did not reside at said address in CUMBERLAND County. A true copy of the
Sheriff's Return of Service is attached hereto as Exhibit "A".
3. Plaintiff has determined that Defendant(s) DONNA R GETTEL currently reside at 7111
ROXBURY RD, SHIPPENSBURG PA 17257, Franklin County, PA, at the same address.
4. Because the Defendants both reside in Franklin County and not CUMBERLAND County, venue
is proper in Franklin County.
5. Plaintiff therefore moves that the Court transfer venue of the within action to Franklin County.
WHEREFORE, Plaintiff respectfully requests that this matter be transferred by the Prothonotary to
Franklin County.
Andrew Sklar, Esquire
Attorney for Plaintiff
ID#65332
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616-8710
File No.: H1014341
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
EQUABLE ASCENT FINANCIAL, LLC
1120 W Lake Cook Rd,Ste B, Buffalo Grove
IL 60089
Plaintiff
vs.
DONNA R GETTEL
7111 ROXBURY RD
SHIPPENSBURG PA 17257
Defendant
No. 11-8190
TERM
CIVIL ACTION
MEMORANDUM OF LAW
1. MATTER BEFORE THE COURT:
Plaintiff's Motion to transfer venue to Franklin County.
H. STATEMENT OF QUESTIONS INVOLVED:
Question: Whether this action should be transferred to Franklin County?
Answer: Yes.
III. INTRODUCTION
Plaintiff seeks to transfer venue of this matter to Franklin County due to Plaintiff discovering, in
attempting to serve Defendant with process, that Defendant now resides in a different county.
IV. STATEMENT OF THE CASE
This action was commenced in order to recover, without limitation, outstanding charges due Plaintiff
from Defendant for Civil. Plaintiff was initially unable to serve Defendants with the Complaint in
CUMBERLAND County. The Sheriffs return of service states that Defendants do not reside at the
CUMBERLAND County address on the Complaint.
Plaintiff has recently found a new address for Defendants, and on information and belief, has a valid
address to serve Defendants with process in Franklin County pursuant to the postal confirmation attached
to Plaintiff's Motion. On information and belief, Defendant resides at7111 ROXBURY RD,
SHIPPENSBURG PA 17257 in Franklin County, PA.
V. LEGAL ARGUMENT
Plaintiff seeks to transfer venue of this case to Franklin County, where Defendants currently reside.
Pursuant to Pa.R.C.P. 1006, "... an action against an [party] may be brought in and only in a county in
which (1) the individual may be served or in which the cause of action arose or where a transaction or
occurrence took place ...". Pursuant to the Sheriff's return of service, Defendants could not be served in
CUMBERLAND county. Plaintiff has found a new address for Defendants in Franklin County which
has been confirmed as a valid address by the postmaster. Venue is therefore proper in Franklin County.
There will be no prejudice to Defendants in transferring venue to Franklin County. Under the above
circumstances, Plaintiff requires the court to transfer venue as required by Pa.R.C.P. 1006.
Andrew Sklar, Esquire
Attorney for Plaintiff
ID#65332
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616-8710
File No.: H1014341
Exhibit A
r f
RONNY R. ANDERSON
Sheriff
JODY S. SMITH
Chief Deputy
October 31, 2011
Law Offices of Andrew Sklar, PC
102 Browning Lane, Building B, Suite 1
Cherry Hill, NJ 08003
To Whom It May Concern:
r(( a(N3H(
RICHARD W. STEWART
Solicitor
C.v ?w`i ' r .. ..:rr
Enclosed please find all documents and deposits relating to civil case 2011-
8190 Equable Ascent Financial, LLC v. Donna R. This is being returned to your
office because the Complaint and Notice you have requested to be served at 7111
Roxbury Road, Shippensburg, PA 17257 is located in FraNktlti Countx. Should
you have any questions please feel free to contact me at once.
Sincerely,
1 Nicole Wickard
Cumberland County Sheriffs Office
Civil Process Division
717.240.6398
nwickard@ccpa.net
OFFICE OF THE SHERIFF
One Courthouse Square, Room 303
Carlisle, Pennsylvania 17013
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
EQUABLE ASCENT FINANCIAL, LLC : No. 11-8190
1120 W Lake Cook Rd,Ste B, Buffalo Grove
IL 60089 TERM
Plaintiff
: CIVIL ACTION
vs.
DONNA R GETTEL :
7111 ROXBURY RD
SHIPPENSBURG PA 17257
Defendant
CERTIFICATION OF SERVICE/COMPLIANCE
Maureen McGuire-Kobie, of full age, hereby certifies as follows:
1. I am a paralegal employed with the law firm of Sklar - Markind.
2. On '?(siml?n ??Q _, 20 kA _, I served copies of the Motion to Transfer Venue, Brief,
and Order by sending them simultaneously by regular and @ ed mail, d
DONNA R GETTEL
7111 ROXBURY RD
SHIPPENSBURG PA 17257
I certify that the foregoing statements made by me are true. I am aware that if any of the foregoing
statements made by me are willfully false, I am subject to punishment.
Dated: , 20_?L
Ma een McGuire-Kobie