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HomeMy WebLinkAbout11-8449IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., CIVIL DIVISION Plaintiff, NO.: VS. TYPE OF PLEADING Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Defendants. TO: DEFENDANTS YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY. BE ENTERED AGAINST YOU. FILED ON BEHALF OF: Wells Fargo Bank, N.A. COUNSEL OF RECORD FOR THIS PARTY: I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: 3476 STATEVIEW BLVD MAC # X7801-013. FT. MILL. SC 29715 AND THE DEFENDANT: 18 West Locust Street Mechanicsburg, PA 17055-6333 CERTIFICATE OF LOCATION I HEREBY CERTIFY THAT THE LOCATION OF THE REAL ESTATE AFFECTED BY THIS LIEN IS I8 West Locust Street. Mechanicsburg PA 17055-6333 Munici : Me ianicsbur ? ? kf, N ATTO LANTIFF 011, ATTY FILE NO.: XFP 158420 ZUCKER, GOLDBERG & ( ACKERMAN, LLC Scott A. Dietterick, Esquire -:? Pa. I.D. #55650 Kimberly A. Bonner, Esquire Pa. I.D. #89705 Joel A. Ackerman, Esquire ; Pa I.D. #202729 Ashleigh Levy Marin, Esquire ' Pa I.D. #306799 Ralph M. Salvia, Esquire Pa I.D. #202946 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 (908) 233-1390 FAX office@zuckergoldberg.com File No.: XFP- 158420/ncp 0 0"'A 't 9?,60,Pd 7 Cho 90WE (Z* 0l0-7093 Zucker, Goldberg & Ackerman, LLC XFP-158420 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. Zucker, Goldberg & Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., : CIVIL DIVISION Plaintiff, . NO.: vs. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendants. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE NOTICE TO DEFEND Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 LAWYER REFERRAL Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Zucker, Goldberg & Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., : CIVIL DIVISION Plaintiff, : NO.: vs. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendants AVISO USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de la demanda establecida en las siguientes paginas, debe tomar acci6n dentro de los pr6ximos veinte (20) dias despu6s de la notificaci6n de esta Demanda y Aviso respondiendo personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas y objeciones a las demandas establecidas en su contra. Se le advierte de que si usted falla en tomar acci6n como se describe anteriormente, el caso puede proceder sin usted sin previo aviso y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamaci6n o remedio solicitado por el demandante, puede ser dictado en contra suya por la Corte. Usted puede perder dinero o propiedades u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGAR UNO, LLAME O VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE NOTICE TO DEFEND Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 LAWYER REFERRAL Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Zucker, Goldberg & Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., : CIVIL DIVISION Plaintiff, : NO.: vs. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendants. CIVIL ACTION -COMPLAINT IN MORTGAGE FORECLOSURE And now comes Wells Fargo Bank, N.A., by its attorneys, Zucker, Goldberg & Ackerman, LLC, and files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Wells Fargo Bank, N.A., (hereinafter "plaintiff") having its principal place of business at 3476 STATEVIEW BLVD., MAC # X7801-013, FT. MILL, SC 29715. 2. The Defendants, Christopher L. Van Brederode and Patrecia E. Van Brederode a\k\a Patrecia Van Brederode, are individuals whose last known address is 18 West Locust Street, Mechanicsburg, PA 17055-6333. 3. On or about June 15, 2006, Christopher L. Van Brederode and Patrecia E. Van Brederode executed a Note in favor of M&T Mortgage Corporation in the original principal amount of $146,697.00. 4. On or about June 15, 2006, as security for payment of the aforesaid Note, Christopher L. Van Brederode and Patrecia E. Van Brederode made, executed and delivered to Mortgage Electronic Registration Systems, Inc. as nominee for M&T Mortgage Corporation a Mortgage in the original principal amount of $146,697.00 on the premises hereinafter described, with said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on July 10, 2006, in Mortgage Book Volume 1957, Page 4231. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "A", attached hereto and made a part hereof. Zucker, Goldberg & Ackerman, LLC XFP-158420 5. The note and mortgage was assigned by Assignment of Mortgage dated 08/30/2011 from Mortgage Electronic Registration Systems, Inc. as nominee for M&T Mortgage Corporation to Wells Fargo Bank, N.A.. Said assignment was recorded 09/02/2011, Instrument #201124566 6. The aforesaid Mortgage was amended and increased in principal amount of $145,097.16 pursuant to a certain Modification Agreement by and between Wells Fargo Bank, N.A. and Defendants, Christopher L. Van Brederode and Patrecia E. Van Brederode, which is unrecorded at this time. The terms of said modification set forth the interest rate at 5.125% with a new monthly payment and interest amount of $ 790.04 commencing July 1, 2010 and continuing thereon with the due date of obligation June 1, 2040. A true and correct copy of said Modification Agreement is marked Exhibit B, attached hereto and made a part hereof. 7. Christopher L. Van Brederode and Patrecia E. Van Brederode, h\w are record and real owners of the aforesaid mortgaged premises. 8. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. 9. Plaintiff was not required to send Defendant(s) written Notice pursuant to 35 P.S. §1680.403 (c) (Homeowners' Emergency Mortgage Assistance Act of 1983, - Act 91 of 1983), prior to commencement of this action for the reason that the aforesaid Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C. §§1707 -1715(z) - 18) [35 P.S. §1680.401(x)(3).]. 10. Plaintiff was not required to send Defendant(s) written notice of Plaintiff's intention to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974) prior to the commencement of this action for the reason that the original principal balance of the aforesaid Mortgage is more than the original principal balance threshold of the Act, and therefore: (a) said Mortgage is not a "residential mortgage" as defined in 41 P.S. §101; (b) the Defendant(s) is/are not "residential mortgage debtor(s)" as defined in 41 P.S. §101, and; (c) the mortgage premises is not "residential real property" as defined in 41 P.S. §101. Zucker, Goldberg & Ackerman, LLC XFP-158420 11. The amount due and owing Plaintiff by Defendants is as follows: Principal $143,360.51 Interest through 10/24/2011 $4,136.59 Late Charges $ 324.03 Escrow/Advance $1,276.78 Inspection Fee $ 80.00 Corporate Advance $20.00 Total $149,197.91 plus interest on the principal sum ($143,360.51) at the daily per diem amount of $20.13, and all other additional amounts authorized under the Mortgage, actually and reasonably incurred by Plaintiff, including but not limited to, late charges, costs (including escrow advances) and Plaintiffs attorneys' fees and expenses. Plaintiff reserves the right to file a motion in the above-captioned action to add such additional sums to the above amount due and owning when incurred. 12. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in a separate legal action if such right exists. If Defendant(s) have received a discharge of personal liability under the aforesaid Note in a bankruptcy proceeding, this action is in no way an attempt to re-establish such liability. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $149,197.91, with interest thereon at the daily per diem amount of $20.13 plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. ZUCKER, L BERG & ACKERMAN, LLC r BY: h/p Dated: November ,2011 Scott A. D e rick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh Levy Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Attorneys for Plaintiff XFP-158420/ncp 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Zucker, Goldberg & Ackerman, LLC XFP-158420 VT CX4 b S^Y 2886 JUL 1Q AM 10 28 ReturnTo:M3T Mortgage Corporation P.O. Box 4613 Buffalo, NY 14240 Paroel Number: 16.23.0565.040 Its Avow 7Ws un. 7w Paces ft am] - MA Cm No. commawealth of Pknylvania MORTGAGE 441.7812723.703 MIN 1000501300004901063 THIS MORTGAGE ("Security Instrument') is given onJune 15, 2006 The Mortgagor is Christopher L Van Brederode, Patrfci a Van Brederode ("Borrower"). This Security Instrument is given to Mortgage Electronic Registration Systems, Inc. ("MERS"), (solely as nominee for Leader, as hereinafter defied, and Larder's mccesaora and assigns), as mortgagee. MEtS is organised and existing under the laws of Delaware, and bw an address and telephone number of P.O. Box 2026, Flint, Ml 48301-2026, Gel, (08) 679-MERS. M&T Mortgage Corporation (*Lender") is organized and existing under the laws of New York , and hasanaddmuofl N&T Plaza. Buffalo, NY 14203 . Borrower owes Leader the principal sum of One Hundred Forty Six Thousand Six Hundred Ninety Seven And Zero/100 Dollars (U.S. $ 146, 697.00 ). nu F+e4r1 I"w14 h6w4 a wa mu - 41% 4 ft4 tPAI to wi Page i at 10 InIWb; VMP MORTGAGE FORMS • 1400)821- 81 11589173 11589173 OKI957PG4231 This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if act paid earlier, due and payable on July 01, 2036 . This Security Instrument secures to I ader: (a) the repayment of the debt evidenced by the Note, with interest, and all rarewrals, a dendons and modiflications of the Note; (b) the payment of all other sums, with interest, advanced unda paragraph 7 to protect the security of this Sxurity lastcument; and (c) the performaaos of Borrower's owmanrs and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to MFRS (solely as nominee for Lender and Lmder's sucoessors and assigns) and to the successors and assigns of M MS, the following described property located in Cumberland county, Pennsylvania: Please see attached schedule A. which has the address of 18 West Locust Street (Street) Mechanicsburg (city), Peansylvania17055 cupcO&l ("Property Addreaa"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the property. All mplace ments and additions shall also be covered by this Security Inatrmaens. All of the foregoing is referred to in ibis Security Insertuoent as the "Property." Borrower under mils; and agrees that NM holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to ootaply with law or custom, MERE, (as nominee for Fender and I.enderIa successors sad assigns), bas the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to talm any action required of Lender including, but not limited to, releasing or canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, ecreapt for entrances of record. Borrower warrants and will defend generally the title to the Property against ail claims and demands, subject to nay ancumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use ad tron-wuform covenants with limited variations by jurisdiction to constitute a uniform security inatrntment covering real pmPelty, -4N(PAt lemon 11589173 Pp" Z of 10 MR144: 11589173 BK i 957PG423Z Borrower and Leader covenant and agree as follows: UNIFORM COVENANTS. 1. Payment of Principal, later at anal We Charge, Bonower shall pry when due the principal of, and interest on, the debt evidenced by the Note and Isle charges dire undw the Note. Z. Moaly Pr;yma d of Tares, hworaroe coal Odor Cdhrges. Borrower shall include in each monthly payment, together with the principal and interact as set forth in the Note and my lame charges, a sum for (a) taxes and special assessmeora levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property, and (e) premiums for in mum required under paragraph 4. In any year in which tin [.ender =9 pay a mortgage insurance premium to the Secretary of Housing and Urban Development ("Secretary% or in any you in which such premium would have been required if Lander still bold the Security Instrument, each monthly payment shall also include either: (i) a sum for the anmral mortgage insurance premium to be paid by Deader to the Secretary, or (li) a monthly charge instead of a mmmgage insurance premium if this Searrity Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary, than items are called "Escrow Items" and the sums paid to Lander are called "Escrow Funds. " I.ender may, at arty time, collect and hold amounts for Escrow hems in an aggregate amount not to exceed the mutimmm stuowtt that may be required for Borrower's escrow account trader the Red Estate Settlement Procedures Act of 1974, 12 U.S.C. Section 2601 ot seq. ad implementing regulations, 24 CFR Part 3300, as they may be ascended from time to time ("RESPA"), except that the cushion or reserve permitted by RESPA for unanticipated disbursements or disbursements before the Borrower's payments are available in the account may not be based on amounts due for the mortgage inarrance premium. If the amounts held by Lander for Escrow Items exceed the amottmts permitted to be held by RESPA, Lander shall account to Borrower for the excess fiords as required by RESPA. If the amounts of finds held by Lennder at any time are not sufficient to pay the Escrow Items when due, Lender may notify the Borrower and require Borrower to maim up the shortage as permitted by RESPA. The Escrow Funds are pledged as additional security for all secured by this Security Instrument. If Borrower tenders to Lender the rail payment of all such sums, Borrower's account shall be credited with the balance remaining for all installment items (a), (b), and (c) aid any mortgage insurance premium installment that Leader has not become obligated to pay to the Secretary, and Lander shall promptly refted say exacts Mmda to Borrower. Immediately prior to a foreclosure sale of the Property or its acquisition by Leader, Borrower's account shall be credited with any balance remaining for all instalimamts for items (a), (b), and (c). 3. Application of Payments. All payments under paragraphs 1 and 2 shall be applied by Lender as follows- First, to the mortgage inanrance premium to be paid by Lander to the Secretary or to the monthly charge by the Secretary instead of the monthly mortgage insurance premium; Seepad, to any tastes, special asseum ants, leasehold payments or ground rents, and fire, flood and other hazard insurance premiums, as requited; 7%W, to interest due under the Note; Fourth, to amortization of the principal of the Note; aM Fitt , to late charges due under the Note. T-776, Flood and Other Haotard Insunna. Borrower shall insure all i epmvemants on the Property, whether now in existence or subsequently erected, against any hazards, cacudtin, and contingencies, including fire, for which Lender requires insurance. This insurance shall be nuidnWaed in tf tialiPA) (ow) P@U" 3 0 to 11589173 11589173 BK f 957PG4233 the :mounts and for the periods that Lender requires. Borrower shall also insure all improvements on the property, whether now in exisa mce or subsequently erected, against loss by floods to the extort required by the Secretary. All insurance shall be carried with companies approved by Leader. The insuravice policies and any renewals shall be held by Lennler and shall include loss payable clauses in favor of, and in a form acceptable to, Lander. In the event of loss, Borrower shall give Lender immediate notice by mail. Leader may make proof of loss if not made promptly by Borrower. Each insurance company eonoerned is hereby authorized and directed to mains payment for such loaf directly to Lender, instead of to Borrower and to Gender jointly. All or any part of the inauram proceeds may be applied by Lander, at its option, either (a) to the reduction of the indebtedness under the Note and this Security Instrument, first to any delinquent amounts applied in the order in paragraph 3, and than to prepayment of principal, or (b) to due restoration or repair of the damaged Property. Any application of the proceeds to the principal :hail not extend or postpone the due date of the monthly payments which are refereed to in paragraph 2, or change the amount of such payments. Any excess insurance proceeds over in amount required to pay all outstanding indebee ess under the Note and this Security Itatcument shall be paid to the entity lepllyx MOW thereto. in due event of foreclosure of this Security Instrument or other trtnrsfer of title to the Property that extinguishes the indebtedness, all right, title and interest of Borrower in and to infnrsoce policies in force shall pass to the purchaser. S. Occap o y, Ptateavadon, Malatanaaee sad Froteedon of due Ptvputy; Borrower's Loma AppNatim; Leaseholds. Borrower shall occupy, establish, and use the Properly as Borrower's principal residence within sixty days after the execution of this Security h tnument (or within sixty days of a later sale or tramfer of the Property) and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lends determines that requirement will cause undue hardship for Borrower, or unless extenuating circiiantances. old which are beyond Borrower's control. Borrower mhall notify Lander of any extentuetimg circumttanow. Borrower shall not commit waste or destroy. damage or substantially slumps the Property or allow the Property to deteriorate, reasonable wear send tar excepted. I.sodar may inspect the property if the Property is vacant or abandoned or the loan is in default. Leader may tales ruraaonahrle action. to protect and preserve such vacant or abandoned Property. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Leader with any material fth oration) in cormection with the loan evidanced by the Note, including, but not limited to, repRessatatlons concerning Borrower's ocwpmq of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall oonnply with the provisions of the lease. If Borrower acquires fee title to the property, the leasehold and fee title shall not be merged unless Lander sprees to the merger in writing. ti. Coodsmaadon. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in place of condemnation, are hereby assigned and shall be paid to I.emdar to the extent of the full amount of the itdebtedtaeas that remains unrpald under the Note and this Security bastm-t. I.tncler shall apply mticb proceeds to the reduction of the indebtedness under the Note and this Security Insavmant, first to any delinquent amounts applied in the order provided im paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal :ball not extend or postpone the due date of the monthly payments, which are referred to in paragraph 2. or change the amount of much payments. Any excess proceeds over an amount required to pay all outstanding indebtedness under the Note and this Security instillment shall be paid to the entity legally entitled tlwetu. qk-WPAf loon Page a of $0 11589173 11588173 $K1957PG4234 7. Charges to Borrower snd Pratecdoa of Leader's Rhgpb In the Property. Borrower shall pay all governmental or municipal charges, fines and impositions that are not included in paragraph 2. Borrower shall pay these obligations on time directly to the entity which is owed the payment. If failure to pay would adversely affix [.creches interest in the Property, upon Leader's request Borrower shall promptly finrnish to I receipts evidmiug then payments. If Borrower fails to make these payments or the payments required by padataph 2, or fans to perform nay other covenants and agreements contained In this Security Instrument, or there is a legal proceeding drat may significantly affect I.anderIs rights in the Property (such as a proceeding in bankruptcy, for condeargation or to enforce laws or regulations), then Gender may do and pay whatever is necessary to protect the value of the Property and Lender's rights in the property, including payment of taxas, hand insuraaoe and other items mentioned in paragraph 2. Any amounts disbursed by Lender uoda this puagcaph shall become an additional debt of Borrower and be secured by this Security Instrument. These amounts shall bear interest from the date of disbursement, at the Note rate, and at de option of Lender, shall be immediately due and payable. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a mama acceptable to Lender; (b) contests in good faith the lien by, or deaurda against enforcesum of the lien in, legal proceedings which in the Leader's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the Tian to this Security Instrument. If Lender determines that any part of the Property Is subject to a lien which may attain priority over this Security Instrument, Lender may Siva Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. 8. Fees. Lender may collect fees and charges authorized by the Secretary. 9. Groomes for Aeoderstion of Debt. (a) Debult. Lender may, except as limited by regulations issued by the Secretary, in the case of payment defaults, require immediate payment in full of all sums secuued by this Security Instrument if: (i) Borrower defaults by failing to pay In full any monthly payment required by this Security Instrument prior to or on the due date of the next monthly payment. or (ii) Borrower defaults by failing, for a period of thirty days, to perform any odner obligations contained in this Security Instrument. (b) Me Whbout Credit Approval. Lender shall, if permitted by applicable law (including Section 341(d) of the Garn-St. Germain Depository Institutions Act of 1982, 12 U.S.C. 1701j-3(d)) and with the prior approval of the Secretary, require immediate payment in full of all sums secured by this Security Instrument if: (i) All or part of the Property, or a beneficial interest in a trust owning all or part of the Property, is sold or otherwise transferred (odor than by devise or descent), and (ii) The Property is not occupied by the purchaser or grantee a his or her priacipat residenen, or the purchaser or grantee does so occupy the property but his or her credit has not bean approved in accordance with the requirements of the Secretary. (c) No Waiver. If circumstances occur that would permit I.amder to require immediate payment in full. but Lender does not require such payments, Leader does not waive its rights with respect to subsequent events. -?NPA) 102071 Paw a of +o 11589173 11589173 OK ! 957PG4235 (d) Regulations of HUD Secrefary. In many cinuestaaoes regulations issued by the Secretary - will limit Lender's rights, in the can of payment defailts, to require immediate payment in full and foreclose if not paid. This Security Instrument does not sudwrize acceleration or foreclosure if not permitted by regulations of the Secretary. (a) Mesipp Not Ioaoaed. Borrower agrees that if this Security Instrument and the Note are not determined to be eligible for insurance under the National Housing Act within 60 days from the date hereof, Leader may, at its option, require immediate payment in full of all sums secured by this Security Instrument, A written statamoent of any authorized agent of the Secretary dated subsequent to 60 days from the date hereof, declining to insure this Security Instrument and the Note, shall be domed conclusive proof of sash ineligibility. Notwithstanding the foregoing, this option may not be exercised by Lender wban the uoavsilability of hwx nee is solely due to leader's failure to remit a mortgage hrz=ce premium to the Secretary. 10. RalmotahasmL Borrower has a right to be reinserted if Lender has required immediate payment in full because of Borrower's failure to pay an amount due under the Note or this Security lnatnumemt. This right applies even after foreclosure proceedings me instituted. To reinstate the Security hwiru meat, Borrower shall tender in a lump sum all amounts required to bring Borrower's account current including, to the extant they are obligations of Borrower under this Security iastrnaemt, foreclosure costs and reasonable and customary attorneys' fees and expetwo properly associated with the foreclosure proceeding. Upon reinstatement by Borrower, this Security Instrument and the obligations that it segues shall remain in effect as if Lender had not required immediate payment in hull. However, mender is not required to permit rei t if: (i) Imder has accepted reimtaumpn after the commencement of foreclosure proceedings within two years immediately preceding the commencement of a currant foreclosure proceeding, (it) miaotatemeut will preclude foreclosure on diftrent grounds in the future, or (iii) reinstatement will adversely affect de priority of the lien created by this Security Iastnmont. 11. Borrower Not R[isaaed; Forbearance By I,saier Not a Wah'er. Extension of the time of payment or medlflcation of amortization of the was secured by this Security Instrument granted by Leader to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successor in interest. Lendcx shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the awns secured by this Security Lnstnunemt by reason of airy demand made by the original Borrower or Bormwer's successors in interest. Any fb,tesunoe by Lender in arercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. ?Smccee n sad Assips Bound; Joint sod Several IdabOy, C0,9igsass. The covenants and agreement: of this Security bmtrument sball bind and beaallt the sueoasors and assigns of leader and Borrower, subject to the provisions of paragraph 9(b). Borrower's covenants and sSnonoms shall be joint and several. Any Borrower who co-signs this security Insttumeat but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convoy that Borrower's interest in the Property under the terms of this Security lastrmment; (b) is not personally obligated to pry the sums secured by this security Instrmmew; and (c) agrees that I.errder and any other Borrower may agree to extend, modify, forbear or main any accommodations with regard to the terms of this Security Instnmmment or the Note without that Borrower's wnseat. IPA) mom Page a of 10 11589173 11588173 OK 1957PG4236 13. Nodoes. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designstes by notice to Lender. Any notice to Lender shall be given by first class mail to Leader's address stead heroin or any address Lender dedSuates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 14. Goosing Law; Severabi ft. This Security Instrument shall be governed by Federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law. such conflict sbakl not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument ad the Not* are declared to be severable. 1S. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 16. Hssatrdoua Subshnees. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the property. Borrower shall promptly give Larder written notice of any investigation, claim, demand, lawsuit or otter action by any governmental or regulatory agency or private parry involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remedia ion of any Hazardous Substances affecting the Property is necessary, Borrower shall promptly take all necessary mmedial actions in accordance with Environmental Law. As used in this paragraph 16, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing sabeens or formaldehyde, and radioactive materials. As used in this paragraph 16, 'Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and I.ender further covenant and agree as follows: 17. AmdamseM of Rents. Borrower unconditionally assigns and ttmtshn to Lender all the rents and revenues of the Property. Borrower authorizes Lender or Lender's agents to collect the rents anal revenues and hereby directs each tenant of the Property to pay the rents to Lea>dar or Lender's agents. However, prior to Leader's notice to Borrower of Borrower's breach of any covenant or agreement in die Security Instrument, Borrower shall collect and receive sU rants and revenues of the Property as trustee for the benefit of Lender sod Borrower. This assignment of rents constitutes an absolute assignment am not an assignment for additional security only. If I?ender gives notice of breech to Borrower: (a) all rents received by Borrower shall be held by Borrower as trustee for benefit of Lender only. to be applied to the sums secured by the Security Instrument; (b) Leader shall be entitled to collect and receive all of the tarots of the Property; and (c) each -4NtPA) 102071 Pp" T 01 10 11588173 11589173 6K 1957PG4237 tenant of the Property shall pay all rents due and unpaid to Lander or bender's agent on Lender's written demand to the tesuat. Borrower has not executed any prior assignment of the rents and has not and will not perform any act that would prevent Lender from exereising its rights under this p unrapb 17. Linder shall not be required to inter upon, take control of or mslnwin the Property before or after giving notice of breach to Borrower. However, Lander or a Judicially gpoirnad receiver may do so at any time there is a breach. Any application of no dual not cure or waive gay default or inval dace any other right or remedy of Loader. This assignment of rents of the property dual terminate whoa the debt secuted by the Security Instrument is paid in W. 18. Foredssure Pr'ovedm+e. N Lentder requires imescdiate poyase d in lull order parapapb 9, Leader may foreclose tole goodly Itatrauaat by JWkld psvcssM . Leader d M be 111de I to collect ail expenses hwursW to pursuing the reandles provided in this poregroph 18, Including, but mot MWW to, atter'sys' her add nosh of tuts a Monte. 9 the Loooder's Interest in this goodly Inshvroeait b held by the Secretary and the Secretary requires imwdhte paymurot in !Mill under 1!lar pq6 9, the Ssae<ary rosy lavohs the aegjndicial power of gate prodded in the Sites FWdly 116 ISags !'eredosure Aid of JIM ("Act') (u U.S.C. 3751 d seq.) by regmw ft a forsdssttn eowalssisner doWded under the Act to commence foreclosure mod to sell the Property as provkhd In the Act. Nothing to the prueding sse/esnce shoo deprlye the Secretary of any rights otbervlse available to a Lender mvi r this Puvip aph 18 or applicable law. 19. Release. Upon payment of all sums secured by this Security iastrun=, this Security Instrument and the astem conveyed shall terminate and become void. After such occurrence. Lender shall disdwge and satisfy this Security Instrrnem without charge to Borrower. Borrower shall pay any recordation costs. ?A. Waivers. Borrower, to the extent permitted by applicable law, waives and releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the boadit of any present or futum laws providing for stay of execution, extension of time. examption from attachment, levy and sale, and homestead exemption. 31. Rishwh Cement Period. Borrower's time to rdustate provided in paragraph 10 stroll extend to one hour prior to the commencement of bidding at a sbotifrs sate or other sale pursuant to this Security Instrument. ZZ. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is leaf to Borrower to acquire title to the Property, this Security Instrument :bail be a purchase money mortgage. 23. L detest Rate Alter Judgment. Borrower agrees that the interest rase payable after a judgment is entered on the Note or in an action of mortgage fomclosum shall be the rate payable from time to time under the Note. Z4. Rides to this Seeudly hotr usreot. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and dull amend and supplement the covenants and agreements of this Security Inatnunent as if the rider(s) were a part of this Security Inshunent. [Check applicable box(es)]. ? Condominium Rider Growing Equity Rider ? Other [specify] ? Planned Unit Development Rider Graduated Payment Rider inner: /G " qk-4WPA) tom» Pp. $ *f to 11589173 11589173 OKI957PG4238 BY SIGNING BELOW, Borrower accepts and agrees to the tetma contained in tWs Sectuity - Instrumant and in any rider(s) exectued by Borrower and recorded with it. Witnesses: (.Sea) hri stopher L Van 8rederode •Dormwer atr*ci a Van Brederode -Borrower -(Seld) -Borrower - (Scat) -Borrower (Seal) -Borrower - (Seal) -Borrower - (Seal) (Seal) •Borrowor -Borrower 4 ftAWA) 10207) Pace • of 10 11589173 11589173 SK! 957PG4239 CsavllciNe / I, , do hereby certify that the correct of the G within-named Mortgage is P.O. Box 2026, Flint, MI 48501-2026. Witness my hand this 15th day of June 2006 AVW of Moraaaee COMMONWEALTH OF PENNSYLVAM A, ouv&e/6-17? Cooney as: Oa this,15th day of June , 2006 , before me, the undersigned officer, personally appearodChri stopher t Van Brederode and Patricia Van Brederode ]mown to me (or sadsfacwUy proven) to be the person(s) whose name(s) is/are subscribed to the within instrunwat and aclmowtedged that he dWdwy executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hemunto set my hand and official seal. My Commission Expires: EAtH ! Yt vd?INIA adsasi Poaedt C?,n. Nnoddtr tic t? T* 000* tbds* hers Wvft l v t?psas J* i3, g0W d WWW. PrIN010 M. ANOOlsbon ]tide of omm 4"PAI (o2ov 11588173 ?w• logo 10 11588173 BKI957PG4240 FIDELITY NATIONAL TITLE INSURANCE COMPANY SCHEDULE C DESCRIPTION File No. 0286 Property Parcel Number Commitment No. 0286 See Attached Exhibit A ALL THAT CtdllYAN hoM end W of pwMNl sNYet?d on go pwo smy er v" Lefto Otreet {Mt WW^ M on MreMedlpwre, Camwrhed Cox", FanneybaAler Minded eni deenlNd ea ft-=- to witr ? MM 06014 tMea ?? ?I! M?mt iertrMelf MGM Icy hit to iatnoworf woftsf ran" ftftMMrewdMof veldhKMawwd nlnephllraa (p? link M SOWSMMM eMaa IN aw Aft "Namd O 1of am We"W4 01d "WaWkIn Psi vo Pk" of it"" nwdrswd to W"t Lou skoK /w"bvw rl 17M. sow ow "M ?wwtMM whbh KWM1 L. now Sod K" A. Moved, humbod wW wNs, by fired OW 00~ 14 101% aid MWFM OsewriNr 1e, 1lq. M f.1MrMMed OMd MMc ?11? tiN iep, VW d end sanreyed WON "ION" r. ¦od VWX VOOLF. ft"b"d and WK Or&vM hwein. `,e.rtity LIILS to be recorded In Cumberland County PA a Recorder of Deeds 8K 1957PG42`4 1 EXHIBIT B Zucker, Goldberg & Ackerman, LLC XFP-158420 6M(BIT Wells Fargo Home Mortgage MAC X9999-01 N 1000 Blue Gentian Rd Ste 300 Eagan, MN 55121 LOAN MODIFICATION AGREEMENT LOAN NUMBER: 708 THIS LOAN MODIFICATION AGREEMENT ("Agreement"), made on May 06, 2010, by and between Christopher L van Brederode and Patrecia Van Brederode and (the "Borrower(s)") and Wells Fargo Bank, N A (the "Lender", together with the Borrower(s), the "Parties"). WITNESSETH WHEREAS, Borrower has requested and Lender has agreed, subject to the following terms and conditions, to a loan modification as follows: NOW THEREFORE, in consideration of the covenants hereinafter set forth and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged by the Parties, it is agreed as follows (notwithstanding anything to the contrary in the Note and Security Instrument dated 06/15/2006.) 1. BALANCE. As of May 06, 2010, the amount payable under the Note and Security Instrument (the "Unpaid Principal Balance") is U.S. $ 140,781.28. 2. EXTENSION. This Agreement hereby modifies the following terms of the Note and Security Instrument described herein above as follows: A. The current contractual due date has been extended from 02-01-10 to 07/01/2010. The first modified contractual due date is on 07/01/2010. B. The maturity date has been extended from 07-36 (month/year) to 06/01/2040. C. The amount of :interest to be included (capitalized) will be U.S. $ 4,106.10. The amount of the Escrow Advance to be capitalized will be U.S. $1,426.48. The amount of Recoverable Expenses* to be capitalized will be U.S. $0.00. The modified Unpaid Principal Balance is U.S. $ 145,097.16. * Recoverable Expenses may include, but are not limited to: Title, Attorney fees/costs, BPO/Appraisal, and/or Property Preservation/ Property Inspections D. The Borrower(s) promises to pay the Unpaid Principal Balance plus interest, to the order of the Lender. Interest will be charged on the Unpaid Principal Balance of U.S. $ 145,097.16. The Borrower(s) promises to make monthly payments of principal and interest of U.S. $ 790.04, at a yearly rate of 5.1251, not including any escrow deposit, if applicable. If on the maturity date the Borrower (s) still owes an amount under the Note and Security Instrument, as amended by this Agreement, Borrower(s) will pay this amount in full on the maturity date. * (If applicable, all scheduled step rate changes according to your Note and Security Instrument will remain unchanged.) LM521/OMT/1 Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. Wells Fargo Home Mortgage MAC X9999-01 N 1000 Blue Gentian Rd Ste 300 Eagan, MN 55121 3. NOTE AND SECURITY INSTRUMENT. Nothing in this Agreement shall be understood or construed to be a satisfaction or release, in whole or in part of the Borrower's obligations under the Note or Security Instrument. Further, except-as otherwise specifically provided in this Agreement, the Note and Security Instrument will remain unchanged, and Borrower and Lender will be bound by, and shall comply with, all of the terms and provisions thereof, as amended by this Agreement. 4. The undersigned Borrower (s) acknowledge receipt and acceptance of the Loan Modification Settlement Statement. Borrower(s) agree with the information disclosed in and understand that I/we am/are responsible for payment of any outstanding balances outlined in the Loan Modification Settlement. 5. The undersigned Borrower (s) acknowledge receipt and acceptance of the Borrower Acknowledgements, Agreements, and Disclosures Document (BRAD). 6. If included, the undersigned Borrower(s) acknowledge receipt and acceptance of the Truth in Lending statement. 7. If included, the undersigned Borrower(s) acknowledge receipt and acceptance of the special Flood Hazard Area (SFHA). 8. That (he/she/they) (is/are) the Borrower(s) on the above-referenced Mortgage Loan serviced by Wells Fargo Bank, N A. That (he/she/they) have experienced a financial hardship or change in financial circumstances since the origination of (his/her/their) Mortgage Loan. That (he/she/they) did not intentionally or purposefully default on the Mortgage Loan in order to obtain a loan modification. LM521/OMT,/ 2 Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. Wells Fargo Homo Mortgage MAC X9999-01 N 1000 Blue Gentian Rd Ste 300 Eagan, MN 55121 CORRECTION AGREEMENT. The undersigned borrower(s), for and in consideration of the approval, closing and funding of this modification, hereby grants Wells Fargo Bank, N A, as lender, limited power of attorney to correct and/or initial all typographical or clerical errors discovered in the modification Agreement required to be signed. In the event this limited power of attorney is exercised, the undersigned will be notified and receive a copy of the document executed or initialed on their behalf. This provision may not be used to modify the interest rate, modify the term, modify the outstanding principal balance or modify the undersigned's monthly principal and interest payments as modified by this agreement. Any of these specified changes must be executed directly by the undersigned. This limited power of attorney shall automatically terminate in 120 days from the closing date of the undersigned's Modification. C4-. (Borrower initial) IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as the date first above written. By signing this Agreement I hereby consent to being contacted concerning this loan at any cellular or mobile telephone number I may have. This includes text messages and telephone calls including the use of automated dialing systems to contact my cellular or mobile telephone. You will. not be billed by your cellular or mobile carrier for any text messages you may receive from wells Fargo, however, any calls we place to your cellular or mobile phone will incur normal airtime charges assessed by your mobile carrier. aated as of s C1 f4 day of M 2a Chr'stopher L Van Brederode Patrecia Van Brederode Signature Signature Wel s Fargo Bank, N A Name: -Kirn VP of Loan Documentation Its: LM527/OMT/3 Wells Fargo Horne Mortgage is a division of Wells Fargo Bank, N.A. VERIFICATION Joseph Haddad, hereby states that he/o(e is Vice President Loan Documentation of WELLS FARGO BANK, N.A., plaintiff or mortgage servicing agent for plaintiff in this matter, that he/ is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/ information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Name: Joseph Haddad DATE: JVLA/`W ?1. ? Lilt-fI T Title: Vice President Loan Documentation File #: X?FP-158420 Name: VAN BREDERODE 032-PA-V3.1 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ?flt??,tr at 4uuiGrr???j+9 OFFicC i - -FRIFF i? ILED-OFF It,L C'F THE PR01- ON0TAR Y 20,11 NOY 18 AM 10: 55 CUMBERLAND COUNTY PENNSYLVANIA Wells Fargo Bank, NA VS. Christopher L. Van Brederode (et al.) Case Number 2011-8449 SHERIFF'S RETURN OF SERVICE 11/14/2011 06:02 PM - Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on November 14, 2011 at 1802 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Christopher L. Van Brederode, by making known unto Patrecia E. Van Brederode, Wife of Defendant at 18 W. Locust Street, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. GERALD WORTHINGTO , EPUTY 11/14/2011 06:02 PM - Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on November 14, 2011 at 1802 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Patrecia E. Van Brederode, by making known unto herself personally, at 18 W. Locust Street, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. 'A"a I 1'1-? - -/,-- GERALD WORTHING , DEPUTY SHERIFF COST: $54.00 November 15, 2011 SO ANSWERS, M RON R ANDERSON, SHERIFF ;,C) COLIMYSWE? Snenff. Teleosoft. Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Blank, N.A., Plaintiff vs. CIVIL DIVISION No.: 11-8449 CIVIL ISSUE NUMBER: ?r ?u f";J L?. ?r I v r3 -(A rr•+? 1 t? ?? ?7 1 C) CD F T- 7 Christopher L. Van Brederode ; Patrecia E. Van TYPE OF PLEADING: Brederode a\k\a Patrecia Van Brederode; Defendant(s). I Hereby certi:Fy that the last known address of Defendant(s) is/are: 18 West Locust Street Mechanicsburg, PA 17055-6333 14d"Aq.4.2 Aa4il Z Attorney for Plaintiff PRAECIPE FOR DEFAULT JUDGMENT (Mortgage Foreclosure) FILED ON BEHALF OF: Wells Fargo Bank, N.A. Plaintiff COUNSEL OF RECORD FOR THIS PARTY: ZUCKER, GOLDBERG & ACKERMAN, LLC Scott A. Dietterick, Esquire- Pa I.D.# 55650 Kimberly A. Bonner, Esquire- Pa I.D. #89705 Joel A. Ackerman, Esquire- Pa I.D. #202729 Ashleigh L. Marin, Esquire-Pa I.D. #306799 Ralph M. Salvia, Esquire- Pa I.D. #202946 Jaime R. Ackerman, Esquire- Pa I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 Atty File No.: XFP-158420 P---a- D ) t.2 ? N141,<5 "&1/4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION vs. Christopher L. 'Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). NO.: 11-8449 CIVIL PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a default judgment in the above-captioned case in favor of Plaintiff and against Defendant(s), Christopher L. 'Van Brederode and Patrecia E. Van Brederode a\k\a Patrecia Van Brederode in the amount of $151,001.54 which is itemized as follows for failure to file an Answer: Principal $143,360.51 Interest through 01/18/12 $5,847.64 Late Charges $ 416.61 Escrow $1,276.78 Inspection Fee $ 80.00 Corporate Advance $ 20.00 TOTAL $151,001.54 plus interest on the principal sum ($143,360.51) from January 19, 2012, at the rate of $20.13 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. ZUCKER, GOLDBERG & ACKERMAN, LLC (All jai Y it BY: Dated: Scott ie e ick, Esquire; A I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Attorneys for Plaintiff XFP-15 8420/pn 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com Zucker, Goldberg & Ackerman, LLC XFP-15 8420 AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT STATE OF NEW JERSEY SS: COUNTY OF UNION Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Scott A. Dietterick, Esquire, Kimberly A. Bonner, Esquire, Joel A. Ackerman, Esquire, Ashleigh L. Marin, Esquire, Ralph M. Salvia, Esquire, Jaime R. Ackerman, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendant is not in the military service of the United States of America to the best of his/her knowledge, information and belief and certifies that the Notice of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. 237.1, as evidenced by the attached copies. ZUCKER, GOLDBERG & ACKERMAN, LLC I Dated: y: Scott A. Dietterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. 4311032 Atty File No.: XFP-158420 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 Email: Office@zuckergoldberg. com (908)'233-8500; (908) 233-1390 FAX Sworn to and subscribed before me This day of January, 2012 Public My Commission Expires: EDWARD J. SCHWAHL II Commission # 2383239 No?ary Public. State of New Jersey my commission Expires March 09, 2014 Zucker, Goldberg & Ackerman, LLC XFP-] 58420 Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Jan-18-2012 06:25:25 Last Name First/Middle Begin Date Active Duty Active Duty End Service Status Date Agency VAN CHRISTOPHER Based on the information you have furnished, the DMDC does not BREDERODE L possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). olu? Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL hgp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dn d(:.osd.mil/appj/scra/popreport.do 1/18/2012 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of-persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:DRDNISFEOM https://www.dn idc..osd.mil/appj/scra/popreport.do 1/18/2012 Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Jan-18-2012 06:27:48 Last Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency VAN PATRECIA Based on the information you have furnished, the DMDC does not BREDERODE E possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued. hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/faq/l)is/PC09SLDR.html. If you have evidence the person is on active; duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dry do.osd.mil/appj/scra/popreport.do 1/18/2012 Request for Mi., itary Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TA.Rs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:SL7SBC05OF https://www.dn dc:.osd.mil/appj/scra/popreport.do 1/18/2012 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. vs. Plaintiff, Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). CIVIL DIVISION NO.: 11-8449 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT TO: Christopher L. Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 ( ) Plaintiff (X) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on 16 ( ) A copy of the Order or Decree is enclosed, or (X) The judgment is as follows: $151,001.54 plus interest on the principal sum ($143,360.51) from January 19, 2012, at the rate of $20.13 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale o e m age mises. ql? Prothonotary Zucker, Goldberg & Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION vs. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). NO.: 11-8449 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT TO: Patrecia E. Van Brederode a\k\a Patrecia Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 ( ) Plaintiff (X) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on ( ) A copy of the Order or Decree is enclosed, or (X) The judgment is as follows: $151,001.54 plus interest on the principal sum ($143,360.51) from January 19, 2012, at the rate of $20.13 per diem, plus additional late charges, and costs (including ad ' 'onal crow advances), additi al attorneys' fees and costs and for foreclosure and sale of the ortga pre < s. onotary Zucker. Goldberg; & Ackerman, LLC XPP-158420 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff 0,0"10 ol+cum6"y4110 C OFFICE OF THE WERIFF GI: rNc HPROTONOTARY Jody S Smith Chief Deputy Richard W Stewart Solicitor 2011 NOY 18 AM 10: 55 CUMBERLAND COUNTY PENNSYLVANIA Wells Fargo Bank, NA I Case Number vs. Christopher L. Van Brederode (et al.) 2011-8449 SHERIFF'S RETURN OF SERVICE 11/14/2011 06:02 PM - Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on November 14, 2011 at 1802 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Christopher L. Van Brederode, by making known unto Patrecia E. Van Brederode, Wile of Defendant at 18 W. Locust Street, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. GE LD WORTHINGTO EPUTY 11/14/2011 06:02 PM - Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on November 14, 2011 at 1802 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Patrecia E. Van Brederode, by making known unto herself personally, at 18 W. Locust Street, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same, SHERIFF COST: $54.00 November 15, 2011, iC) CountySuae Snenff. Teleosoft Inc. GE LD WORTF ING , DEPUTY SO ANSWERS, RON R ANDERSON, SHERIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION vs Christopher L. Van Brederode Patrecia E. Van Brederode alkla Patrecia Van Brederode Defendant. NO.: 11-8449 CIVIL IMPORTANT NOTICE TO: Patrecia E. Van Brederode a\Ma Patrecia Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 DATE OF NOTICE: 12/6/2011 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE. PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUD GMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE 'TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIItiTD OUT WHERE.'OU CAN GET LEGAL HELP. NOTICE TO DEFEND Jfz LANK-TER REFERRAL SERNTCE Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990-9108 Phone (800) 990-9108 (717) 249-3166 (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION vs. Christopher L. Van Brederode Patrecia E. Van Brederode a1k1a Patrecia Van Brederode Defendant. NO.: 11-8449 CIVIL A'VTSO IN11PORT ANTE TO: Patrecia E. Van Brederode alkla Patrecia Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 FECHA DEL AVISO:12/6/2011 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUVA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INNIEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA . LEGAL NOTICE TO DEFEND & LAWYFRREFERRaL STRN,IC'F Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990-9108 Phone (800) 990-9108 (717) 249-3166 (717) 249-3166 ZUCKER, GOLDBERG &ACKERMAN BY: Scott CZ. `rlietteii.ch,, Scott A. Dietterick, Esquire Attorneys for Plaintiff PA I.D. # 55650 200 Sheffield Street, Suite 301 P.O. Box 1024 Mountainside, NJ 07092-0024 (717) 533-3560 FIRST CLASS U.S. MAIL, POSTAGE PREPAID 158420 IN TFIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION vs. Christopher L. Van Brederode Patrecia E. Van Brederode alkla Patrecia Van Brederode Defendant. NO.: 11-8449 CIVIL IMPORTANT NOTICE TO: Christopher L. Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 DATE OF NOTICE: 12/6/2011 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE. PERSONALLY OR BY ATTORNEY AND FILE 1N WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE 'TO YOUR LAWYER AT ONCE. IF YOU D O NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND 19z, L A«YERREFERRAL SER'VTCE Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990-9108 Phone (800) 990-9108 (717) 249-3166 (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION Vs. Christopher L. Van Brederode Patrecia E. Van Brederode alkla Patrecia Van Brederode Defendant. NO.: 11-8449 CIVIL ANTISO aIPORT ANTE TO: Christopher L. Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 FECHA DEL AVISO:12/6/2011 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUVA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUNIENTO nRAEDIA.TANIENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAIO INNDICADA PARA QUE LE INFORNIEN DONDE PUEDE CONSEQUIR AYUDA LEGAL NOTICE TO DEFEND & LAWYER REFERRAL STRVICE Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990-9108 Phone (800) 990-9108 (717) 249-3166 (717) 249-3166 ZUCKER, GOLDBERG &ACKERMAN BY: Scott u. Loiettet.ia., Scott A. Dietterick, Esquire Attorneys for Plaintiff PA I.D. # 55650 200 Sheffield Street, Suite 301 P.O. Box 1024 Mountainside, NJ 07092-0024 (717) 533-3560 FIRST CLASS U.S. MAIL, POSTAGE PREPAID 158420 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 11-8449 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A. Plaintiff (s) From CHRISTOPHER L. VAN BREDERODE; PATRECIA E. VAN BREDERODE A/K/A PATRECIA VAN BREDERODE (l) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $151,001.54 L.L.: $.50 Interest FROM 1/18/2012 TO DATE OF SALE - $2,798.07 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $193.50 Other Costs: Plaintiff Paid: Date: 2/28/12 David D2Buel, Prothonotar (Seal) Deputy REQUESTING PARTY: Name: ASHLEIGH L. MARIN, ESQUIRE Address: ZUCKER, GOLDBERG & ACKERMAN, LLC 200 SHEFFIELD STREET, SUITE 101 MOUNTAINSIDE, NJ 07092 Attorney for: PLAINTIFF Telephone: 908-233-8500 Supreme Court ID No. 306799 ` IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION File No. 11-8449 CIVIL Wells Fargo Bank, N.A., Amount Due $151,001.54 vs Plaintiff, Interest from 01/18/2012 to date of sale $2,798.07 Christopher L. Van Brederode ; Patrecia E. Van Costs Y•ti1 Brederode a\k\a Patrecia Van Brederode; r-- .} :?D cXJ -71 Defendants. "?' z ra TO THE PROTHONOTARY OF THE SAID COURT: r'r'= MC) The undersigned hereby certifies that the below does not arise out of a retail installment sale,pntrWt o>p account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding fled--' pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue Writ of Execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s): See Exhibit "A" attached PRAECIPE FOR ATTACHMENT EXECUTION Issue Writ of Attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personality list): and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: oil Signature: Print Name: ScottA. Dietterick, Esquire Kimberly A. Bonner, Esquire $ a $, ?d Q Joel Ackerman, Esquire Ql Sy ir?t Ashleigh L. Marin, Esquire 9 ?, UO tai c% Ralph M. Salvia, Esquire 1 . 50 " a Jaime R. Ackerman, Esquire S o k< « Address: Zucker, Goldberg & Ackerman, LLC so ?? ? 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 Attorney for: Plaintiff Telephone: 908-233-8500 Supreme Court ID No.: 55650:89705:202729 ) :5 6W 306799:202946:311032 SU e_L. /ticket. C,lclhers? 1. ,??kenna.n- 1A Ca? ?t? ?? 1 JJ(11 d( ?? sl"L -41 Exhibit "A" LEGAL DESCRIPTION AL'_ THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WI's: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NIIS'ETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H1W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. Zucker, Gnidher?,, 8 Ackerman, 11C \FP-!'58420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A., Plaintiff, Vs. CIVIL DIVISION NO.: 11-8449 CIVIL M M Tq r-r CU ., . p _l > CO -17 C UY - Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). Execution No.: AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 18 West Locust Street, Mechanicsburg, PA 17055-6333. 1. Name and Address of Owner(s) or Reputed Owner(s): CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W 18 West Locust Street Mechanicsburg, PA 17055-6333 2. Name and Address of Defendant(s) in the Judgment: CHRISTOPHER L. VAN BREDERODE 18 West Locust Street Mechanicsburg, PA 17055-6333 PATRECIA E. VAN BREDERODE A\K\A PATRECIA VAN BREDERODE 18 West Locust Street Mechanicsburg, PA 17055-6333 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff /uckcr Guldhert. ti 1??kcranan I i 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION PO Box 2026 Flint, MI 48501-2026 AND 1 M&T Plaza Buffalo, NY 14203 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE: Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 18 West Locust Street Mechanicsburg, PA 17055-6333 UNKNOWN SPOUSE 18 West Locust Street Mechanicsburg, PA 17055-6333 luckc.r. G lithe rr). & Ackerman. 1.1 _C X1 P- I ?N-0) PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. ZUCKER GOLDBERG & ACKERMAN, LLC Dated: BY: ? '6 Scott A. Dietterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA.I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail: Office@zuckergoldberg.com /ucl,cr_ Goldb,:m & Ackcrman, I I ( X1 11-1 ;'<430 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. Zucker, Gnidhag K Ackerman, !a_C' XI-11-1 59420 r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, VS. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\lcla Patrecia Van Brederode; Defendant(s). CIVIL DIVISION NO.: I1-8449 CIVIL, NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Christopher L. Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 AND 243 Main Street Camp Hill, PA 17011 AND 3644 Chestnut Street Camp Hill, PA 17011 TAKE NOTICE: c. <> -4Z7t s C) ?c ' c °s: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 6/6/2012 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A") The LOCATION of your property to be sold is: 18 West Locust Street, Mechanicsburg, PA, 17055-6333 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 11-8449 CIVIL Zucker, Goldberg & Ackerman, LLC XFP-158420 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. Zucker, Goldberg & Ackerman, LLC XFP-158420 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER GOLDBERG & ACKERMAN, LLC _ Dated: BY: 06 M UAk( Scott A. Dietterick, Esquire; PA I.D. 455650 Kimberly A. Bonner, Esquire; PA.I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. 9202729 Ashleigh L. Marin, Esquire; PA I.D. 9306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail : Office@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg & Ackerman, LLC XFP-158420 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, HAW. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. Zucker, Goidhcr2 & Ackerman, LL.C XFP-I 58420 'y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. vs Plaintiff, Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). CIVII. DIVISION C) : NO.: 11-8449 CIVIL . F.. T a- n rr1 , .. - Co -( ( Y".; C"" tJ r C3 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Patrecia E. Van Brederode a\k\a Patrecia Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 AND 243 Main Street Camp Hill, PA 17011 AND 3644 Chestnut Street Camp Hill, PA 17011 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 6/6/2012 at I0:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 18 West Locust Street, Mechanicsburg, PA, 17055-6333 Zucker, Goldberg & Ackerman, LLC XFP-158420 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 11-8449 CIVIL THE NAME(S) OF THE OWNER(S) OR REPU'T'ED OWNER(S) OF THIS PROPERTY ARE: Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. Zucker, Goldberg & Ackerman, LLC XFP-158420 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER GOLDBERG & ACKERMAN, LLC Dated: BY: ('x ti? C(pv_?_111 Scott A. Die eric , Esquire; PA I.D. 455650 Kimberly A. Bonner, Esquire; PA.I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail: Office@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg & Ackerman, LLC XFP-158420 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. Zucker, C;nidher2 & Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A., CIVIL DIVISION Plaintiff, VS. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). NO.: 11-8449 CIVIL Execution No.: M ? D > C) D N 7D N kn E5 , C:1 --t c 6 5;! rtti AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 18 West Locust Street, Mechanicsburg, PA 17055-6333. 1. Name and Address of Owner(s) or Reputed Owner(s): CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W 18 West Locust Street Mechanicsburg, PA 17055-6333 2. Name and Address of Defendant(s) in the Judgment: CHRISTOPHER L. VAN BREDERODE 18 West Locust Street Mechanicsburg, PA 17055-6333 PATRECIA E. VAN BREDERODE A\K\A PATRECIA VAN BREDERODE 18 West Locust Street Mechanicsburg, PA 17055-6333 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION PO Box 2026 Flint, MI 48501-2026 AND I M&T Plaza Buffalo, NY 14203 MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS PO Box 2026 Flint, MI 48501-2026 AND 1 M&T Plaza Buffalo, NY 14203 Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 BOROUGH OF MECHANICSBURG c/o DAVID J SPOTTS, ESQUIRE 36 West Allen Street Mechanicsburg, PA 17055 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 18 West Locust Street Mechanicsburg, PA 17055-6333 UNKNOWN SPOUSE 18 West Locust Street Mechanicsburg, PA 17055-6333 PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 I verify that the statements made in this Amended Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Dated: ZUCKER GOLDBEIW & ACKERMAN, LLC BY: Scott A. letterick, squire; PA I.D. #55650 Kimbe A. Bonner, Esquire; PAID. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail: Office@zuckergoldberg.com Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY- THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BRFDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL # 16-23-0565-040. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVIIL'A r 3 Wells Fargo Bank, N.A., CIVIL DIVISION -? V-q ~ Plaintiff, P { NO.: 11-8449 CIVIL } f_`, > vs. TYPE OF PLEADING Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Pa. R.C.P. RULE 3129.2(C) AFFIDAVIT OF SERVICE OF DEFENDANT/OWNER AND Defendants. OTHER PARTIES OF INTEREST FILED ON BEHALF OF: Wells Fargo Bank, N.A. COUNSEL OF RECORD FOR THIS PARTY: ZUCKER, GOLDBERG & ACKERMAN, LLC Scott A. Dietterick, Esquire PA I.D. #55650 Kimberly A. Bonner, Esquire- PA I.D. #89705 Joel A. Ackerman, Esquire- PA I.D. #202729 Ashleigh L. Marin, Esquire- PA I.D. #306799 Ralph M. Salvia, Esquire- PA I.D. #202946 Jaime R. Ackerman, Esquire- PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 (908) 233-1390 FAX office@zuckergoldberia.com File No.: XFP-158420/dsc Zucker, Goldberg & Ackerman, LLC XFP-158420 ¦ 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, V5. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendants. CIVIL DIVISION NO.: 11-8449 CIVIL Pa.R.C.P. RULE 3129(c) AFFIDAVIT OF SERVICE OF DEFENDANT/OWNER AND OTHER PARTIES OF INTEREST I, Daniel Schlesinger, a paralegal with the firm of Zucker, Goldberg & Ackerman, LLC, attorneys for Plaintiff, Wells Fargo Bank, N.A., being duly sworn according to law depose and make the following Affidavit regarding the service of Plaintiffs Notice of Sheriffs Sale of Real Property in this matter on Defendant/Owner and Other Parties of Interest as follows: 1. Defendants, Christopher L. Van Brederode and Patrecia E. Van Brederode, h\w, are the record owners of the real property. 2. On or about March 10, 2012, Defendants Christopher L. Van Brederode and Patrecia E. Van Brederode were served with Plaintiffs Notice of Sheriffs Sale of Real Property Pursuant to Pa. R.C.P. 3129, via Certified Mail, return receipt requested, at the address of 18 West Locust Street, Mechanicsburg, PA 17055. True and correct copies of said Notices and Proofs of Service are marked Exhibit "A", attached hereto and made a part hereof. 3. On or about April 3, 2012, Plaintiffs counsel served all other parties in interest with Plaintiffs Notice of Sheriff's Sale according to Plaintiffs Affidavit Pursuant to rule 3129.1, via First Class U.S. Mail, Postage Pre-Paid, with a Certificate of Mailing. True and correct copies of said Notices and Certificates of Mailing are marked Exhibit "B", attached hereto and made a part hereof. Zucker, Goldberg & Ackerman, LLC XFP-158420 Finally, the undersigned deposes and says that the Defendants/Owners and all other Parties of Interest were served with Plaintiffs Notice of Sheriff's Sale of Real Property in accordance with Pa.R.C.P. 3129.2. ZUCKER, GOLDBERG & ACKERMAN, LLC Attorneys for Plaintiff--? Dated: April 17, 2012 LESINGER Paralegal/Legal Assistant Sworn to and subscribed before me th' day of April, 2012 n No ary Public PAUL C. WAORATOWSKI My COMMISSION EXPIRES: Notary ip*i240 850 Jersey My Commission Expires 4/2712016 Zucker, Goldberg & Ackerman, LLC XFP-158420 EXHIBIT A Zucker, Goldberg & Ackerman, LLC XFP-158420 'V N 0C W ? O Na., _N qQ Z L O Do a ?D7 N (7 N p? tD N ? 3 m m 0 D Q 0v- .n n C m . o cr C _ r`u LM W = Y a = w a N ru _ j w p Q Lrl (D o j .A Lrl _ tl1 -j Do w ? O CA) GJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. VS. Plaintiff, Christopher L. Van Brederode ; Patrecia E. Van Brederode a\lcla Patrecia Van Brederode; Defendant(s). CIVIL DIVISION NO.: 11-8449 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Christopher L. Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 AND 243 Main Street Camp Hill, PA 17011 AND 3644 Chestnut Street Camp Hill, PA 17011 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 6/6/2012 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 18 West Locust Street, Mechanicsburg, PA, 17055-6333 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 11-8449 CIVIL 01-1 Zucker, Goldberg & Ackerman, LLC XFP-158420 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. Zucker, Goldberg & Ackerman, LLC XFP-158420 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER GOLDBERG & ACKERMAN, LLC Dated: 11all ? BY: QAmaAk- Scott A. Dietterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PAID. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail : Office@zuckergoldberg.com VIA CERTIFIED MAII., RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Wift Zucker, Goldberg & Ackerman, LLC XFP-158420 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H1W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. clZM Zucker, Gotdbc% & Ackerman, I,I.C XFP-158420 f -Official LISPS use ONLYI- ---I N ml 8 w 8J mg l O-g AA n to can r-- c? C ? a O + G. J Z r d I 3 W SS LU 1'D ,e 'o4v -? as w y? 6 m a o v v ?s n Q? S Rl !pi rn o cr ?- 'u -0 to a- W ti W .A on ? ewe a a g m ?pN au z 4 P ry 3 co ? n g 0 n N 'O = Dw?= til ? ?. m = Ir ?zm - 044 ?(nm- c ry r. ao = ru V - LM W Q - c m W rU w w m = -0 ? L-A N C CL I O CL IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN'T'Y, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Pldntif VS. NO.: 11-8449 CIVIL, Christopher L. Van Brederode ; Patrecia E. Van Brederode aWa Patrecia Van Brederode; Defendant(s). NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Patrecia E. Van Brederode aWa Patrecia Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 AND 243 Main Street Camp Hill, PA 17011 AND 3644 Chestnut Street Camp Hill, PA 17011 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 6/612012 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the Mud. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is 18 West Locust Street, Mechanicsburg, PA, 17055-6333 Zucker, Goldberg & Ackerman, LLC XFP-158420 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 11-8449 CIVIL THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Christopher L. Van Brederode ; Pahwis E. Van Brederode Mk1a Patrecia Van Brederode A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the 'sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE AND PLACE OF THE SALE YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE GO To OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LMAL RIGHTS YOU MAY HAVE ARE- 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 99 Zucker, Goldberg & Ackerman, LLC XFP-158420 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other pamper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition mast be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013=3387, before presentation of the petition to the Court ZUCKER GOLDBERG & ACKERMAN, LLC Dated: l ?j?'?lov BY• Scott A. Di 'c Esquire; PA T.D. #55650 Kimberly A. Bonner, Esquire; PAID, #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 f File No.: XFP-158420 j (908) 233-8500; (908) 233-1390 FAX E-mail: Offiice@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. i• Zucker, Goldberg & Ackerman, LLC XFP-158420 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF ' WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. % HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. Zad.ar. Cm aas 8' "Vm w Id.C XM%I SP20 7 1 M N _ o= ?W C) 14 5 M CL N co ? ? b ? p 4 41 r r n c z m 0 CO) 0 D r m m CAI A 0 a ? m ?m O A -O 4 EXHIBIT B Zucker, Goldberg & Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION V5. Christopher L. Van Brederode ; Patrecia E. Van Brederode a1k1a Patrecia Van Brederode; Defendant(s). NO.: 11-8449 CIVIL NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(6) TO: UNKNOWN TENANT OR TENANTS 18 West Locust Street Mechanicsburg, PA 17055-6333 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 MFRS AS NOMINEE FOR M&T MORTGAGE CORPORATION PO Box 2026 Flint, MI 48501-2026 MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION 1 M&T Plaza Buffalo, NY 14203 BOROUGH OF MECHANICSBURG c/o DAVID J SPOTTS, ESQUIRE 36 West Allen Street Mechanicsburg, PA 17055 UNKNOWN SPOUSE 18 West Locust Street Mechanicsburg, PA 17055-6333 PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS PO Box 2026 Flint, MI 48501-2026 MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS 1 M&T Plaza Buffalo, NY 14203 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in: the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 On 6/6/2012 at 10:00am, the following described real estate which Christopher L. Van Brederode and Patrecia E. Van Brederode, h1w are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of. Zucker, Goldberg & Ackerman, LLC XFP-158420 15842OD1004CO3212012P1 18 West Locust Street, Mechanicsburg, PA 17055-6333 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). Zucker, Goldberg & Ackerman, LLC XFP-158420 158420D 1004C03212012P2 The said Writ of Execution has been issued on a judgment in the action of Wells Fargo Bank, N.A. Plaintiff VS. Christopher L. Van Brederode , at al Defendant(s) at EX. NO. 11-8449 CIVIL in the amount of $151001.54 plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. 1 a ZUCKER, GOLD G & ACKERMA4 LLC 3 3 3 Dated: BY: ?a Scott . Dietterick, Esquire; PA I.D. 455650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 ! Ashleigh L. Marin, Esquire; Pa I.D. #306799 j Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R Ackerman, Esquire; PA T.D. #311032 200 Sheffield Street, Suite 301 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail: Office@zuckergoldberg.com Zucker, Goldberg & Ackerman, LLC XFP-158420 158420D1004C03212012P3 Exhibit "A' LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL # 16-23-0565-040. Zucker, Goldberg & Ackerman, LLC «Fiel&*-«Fieldl» «Field 1 »D1004C02/12/2008P4 i Page 1 of 6 NOTICE TO LIENHOLDERS M21 POST SM&M Thb CwWkxU of MNbt pr°rld°s arldarca that rml has Iran prooarwd to USPS• for m o*W V6 fon and intomatbrrl nri. Scott A. Dietterick, Esquire j09A- rl"r4 ' .4 ,r c/o Zucker, Goldberg & Ackerman, LLC o 200 Sheffield Street, Suite 101 , Mountainside, N1 07092 N Q? ?,A0 SO, 01.15° 02 ,M 0004282036 APR0307092 MLED FROM ZIP CO 1? XFP-138420/sdefl(M C UNKNOWN TENANT OR TENANTS T- Postmark Hero 18 West Locust Street Mechanicsburg, PA 17055-6333 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 UNITEQ.:STATES POSTU SERV1CE6 THr CarUNasa of MaOry provldar oWdana that map hm bean pnwnlad to WPSa hrr mallbrt This lam may bo urod %dorrostis and Interrmtk al rr»II. rrom: C--++ A r%1-++---1. C?....1... c/o Zucker, Goldberg & Ackerman, LLC M sr? t moo PrrIM New" 01.150 PR 03 2012 CO DE 07092 t*6:* 0 Cb 200 Sheffield Street, Suite 101 l Q Mnnntnincirio Ni n7nQ7 XFP-158420/sde TEAM C T°r COMMONWEALTH OF PENNSYLVANIA Posenark Here DEPARTMENT OF WELFARE P.O. Box 2675 . Harrisburg, PA 17105 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 Page 2 of B NOTICE TO LIENHOLDERS U1NITEL? STATES Certil POS"'TAL SERVIM This CertMkau of Mdbra provkles evldma that mal has been praserdad to USPSa for me ft This form may be used fdr d ...." and Wtematbnd mad. /a• From: Scott A. Dietterick, Esquire `c/o Zucker, Goldberg & Ackerman, LLC t' A, 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 02 IM $ 101.150 F4282036 APR03 2012 D FROM ZlPCODE 07092 ,n . k ?V XFP-158420/sde TEAM C-° - ' To: CUMBERLAND COUNTY TAX CLAIM BUREAU Postmark Here Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 County of P.Q.: CUMBERLAND PS Farm 3817, April 2007 PSN 7530-02.000-9065 UNITED STATES certi POSTAL SERVIM ThisGrtMatedMalftProvides wA& OwtmaN has been pr• erftdtoUSPSeformdlR.Thbformmaybeusedfordomesde rr: and Mmmatbnal med. Prom: Scott A. Dietterick, Esquire t c/o Zucker, Goldberg & Ackerman, LLC p P i` A ,? a 002 a 0031012 acoDIE ()709r oti C1,r 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-158420/sde TEAM C TOL MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION Postmark Here PO Box 2026 Flint, MI 48501-2026 i 3 i County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-024000-9065 Page 3 of s NOTICE TO LIENHOLDERS PS-mviC4 This CortMwb of mo*ns pnwMu wldanm that mall has bean prawntad to L1 0 W m1k,1` Ma form mw be uwd for donrMis and Intematlonal rma. Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 las Mountainside, NJ 07092 XFP-158420/sde TEAM C To* MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION PMmark Here 1 M&T Plaza Buffalo, NY 14203 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-024000-9065 R 1 . POSM SERVICE This CarlMwq of Mal" P?dw WWOMM that mull has bean pmwntad to LWO for rm ft Thu form may ....? and Werimli mal mall Frarm Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 UNITEDSEATES Mountainside, NJ 07092 XFP-158420/sde TEAM C T°` BOROUGH OF MECHANICSBURG Postmark Here C/o DAVID J SPOTTS, ESQUIRE 36 West Allen Street Mechanicsburg, PA 17055 i ?0 037012 )e 07092 k t i County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530.02-000-9065 i ;0 i 12 92 Page 4 of 6 NOTICE TO LiENHOLDERS << May 80%V ES UNITED STATES Certi• f • 02 01.150 , +? r 0 03 2012 J10. 10051'AL . V1 RQ 0 7092 lids f ertMk»a of A Yiie? prvxNes widerrn that maB ha Ern presented to!151056formatlry. This form may be um ror aom - •? . .. e\?` . _.. Vv and IntermidoW not. Fram: Scott A. Dietterick, Esquire `• c/o Zucker, Goldberg & Ackerman, LLC . 200 Sheffield Street, Suite 101 J?Q Mountainside, NJ 07092 XFP-158420/sde TEAM C T' MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION, Postmark Here ITS SUCCESSORS AND ASSIGNS 1 M&T Plaza Buffalo, NY 14203 i s 1 County of P.Q.: CUMBERLAND 4 PS Form 3817, April 2007 PSN 7530-02-0009065 02 1M UNI1 EUST E ` 000 282038 PWAL SLRVIC& MAILED This Certllkaq of Waltrg proaidr evicimm that mail has been praerrted to USK* far malift This form may b and Imemetloml mall. Fmw Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-158420/sde TEAM C T MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION, Postmark Here ITS SUCCESSORS AND ASSIGNS PO Box 2026 Flint, MI 48501-2026 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 Page 5 of 6 NOTICE TO LIENHOLDERS g$F o$` 4 OWED 02 im 0 'L SMVM NIWAILrz This GwWcmatNMIMKPrwWu.vld.natlwseronnu6wnpnaMedbVSPS•/orm.uq.Thkfo?.....-._....- `•.' ?. i andimerratlorwlmae. Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 z Q Q? Mountainside, NJ 07092 J5 XFP-158420/sde TEAM C T°° CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Postmark Here Domestic Relations Section 13 N. 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Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-158420/sde TEAM C T°' UNKNOWN SPOUSE 18 West Locust Street Mechanicsburg, PA 17055-6333 Postmark Here County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530.02-000-9065 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ' j Sheriff?it? Jody S Smith Chief Deputy s Richard W Stewart i rC, 7? Y1{YlJ . ., , Solicitor _ y j j Wells Fargo Bank, NA I Case Number vs. 2011-8449 Christopher L. Van Brederode (et al.) SHERIFF'S RETURN OF SERVICE 03/21/2012 02:21 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Patrecia E. Van Brederode at 18 W. Locust Street, Mechanicsburg Borough, Mechanicsburg, PA 17055, Cumberland County. 03/21/2012 02:21 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Patrecia E. Van Brederode at 18 W. Locust Street, Mechanicsburg Borough, Mechanicsburg, PA 17055, Cumberland County. 03/21/2012 02:21 PM - Deputy Shawn Gutshall, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 18 W. Locust Street, Mechanicsburg Borough, Mechanicsburg, PA 17055, Cumberland County. 03/21/2012 02:21 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be PATRECIA E VAN BREDERODE - WIFE, who accepted as "Adult Person in Charge for Christopher L. Van Brederode at 18 W. Locust Street, Mechanicsburg Borough, Mechanicsburg, PA 17055, Cumberland County. 03/21/2012 02:21 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be PATRECIA E VAN BREDERODE - WIFE, who accepted as "Adult Person in Charge" for Christopher L. Van Brederode at 18 W. Locust Street, Mechanicsburg Borough, Mechanicsburg, PA 17055, Cumberland County. 06/05/2012 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $726.72 SO ANSWERS, June 05, 2012 RON R ANDERSON, SHERIFF .? .?5 ,,/. 60 . SZ> Lam- ?? c; GeiSu tq *t f s. as aY Inc. 7 63 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A., : CIVIL DIVISION Plaintiff, NO.: 11-8449 CIVIL VS. Execution No.: Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 18 West Locust Street, Mechanicsburg, PA 17055-6333. 1. Name and Address of Owner(s) or Reputed Owner(s): CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W 18 West Locust Street Mechanicsburg, PA 17055-6333 2. Name and Address of Defendant(s) in the Judgment: CHRISTOPHER L. VAN BREDERODE 18 West Locust Street Mechanicsburg, PA 17055-6333 PATRECIA E. VAN BREDERODE A\K\A PATRECIA VAN BREDERODE 18 West Locust Street Mechanicsburg, PA 17055-6333 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff Zucker. G-)J xre & ,Ackerman. LI C X F P-15 5420 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff MERS AS NOMINEE FOR M&T MORTGAGE CORPORATION PO Box 2026 Flint, MI 48501-2026 AND 1 M&T Plaza Buffalo, NY 14203 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 18 West Locust Street Mechanicsburg, PA 17055-6333 UNKNOWN SPOUSE 18 West Locust Street Mechanicsburg, PA 17055-6333 Zucker. Goldbere & Ackerman. LLC XFP-155420 IN .THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. VS. Plaintiff, Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). CIVIL DIVISION NO.: 11-8449 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Christopher L. Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 AND 243 Main Street Camp Hill, PA 17011 AND 3644 Chestnut Street Camp Hill, PA 17011 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 6/6/2012 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 18 West Locust Street, Mechanicsburg, PA, 17055-6333 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 11-8449 CIVIL Zucker, Goldberg & Ackerman, LLC XFP-158420 THE. NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. Zucker, Goldberg & Ackerman, LLC XFP-158420 3., - A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER GOLDBERG & ACKERMAN, LLC Dated: BY: Scott A. Dietterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA.I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail: Office@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg & Ackerman, LLC XFP-158420 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. "bucker, Goidhera K Ackerman, LLC XFP-158420 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, CIVIL DIVISION NO.: 11-8449 CIVIL VS. Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode; Defendant(s). NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Patrecia E. Van Brederode a\k\a Patrecia Van Brederode 18 West Locust Street Mechanicsburg, PA 17055-6333 AND 243 Main Street Camp Hill, PA 17011 AND 3644 Chestnut Street Camp Hill, PA 17011 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 6/6/2012 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 18 West Locust Street, Mechanicsburg, PA, 17055-6333 Zucker, Goldberg & Ackerman, LLC XFP-158420 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 11-8449 CIVIL THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Christopher L. Van Brederode ; Patrecia E. Van Brederode a\k\a Patrecia Van Brederode A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. Zucker, Goldberg & Ackerman, LLC XFP-158420 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER GOLDBERG & ACKERMAN, LLC Dated: 1 l 10)-0 BY: ` Scott A. Die eric , Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA.I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.: XFP-158420 (908) 233-8500; (908) 233-1390 FAX E-mail: Office@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg & Ackerman, LLC XFP-158420 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATED ON THE NORTH SIDE OF WEST LOCUST STREET (FIRST WARD), IN THE BOROUGH OF MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT THE CORNER OF LOT NOW OR FORMERLY OF THOMAS SNYDER ON SAID LOCUST STREET; THENCE BY SAID STREET EASTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF TIMOTHY FINK; THENCE BY LINE OF SAID LOT NORTHWARD NINETY-THREE (93) FEET TO STOUFFER ALLEY; THENCE BY SAID ALLEY WESTWARD THIRTY-FIVE (35) FEET TO LOT NOW OR FORMERLY OF THOMAS SNYDER AFORESAID; THENCE BY LINE OF SAID SOUTHWARD NINETY-THREE (93) FEET TO THE PLACE OF BEGINNING. HAVING THEREON ERECTED A TWO AND ONE-HALF STORY FRAME DWELLING HOUSE NUMBERED 18 WEST LOCUST STREET, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH DEBORAH G. KELLER, A MARRIED WOMAN, BY DEED DATED JUNE 14, 2006 AND RECORDED JULY 10, 2006 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 275, PAGE 2755, GRANTED AND CONVEYED UNTO CHRISTOPHER L. VAN BREDERODE AND PATRECIA E. VAN BREDERODE, H\W. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. Tucker, Goldberg & Ackerman, LLC: XFP-158420 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 11-8449 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A. Plaintiff (s) From CHRISTOPHER L. VAN BREDERODE; PATRECIA E. VAN BREDERODE A/K/A PATRECIA VAN BREDERODE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $151,001.54 L.L.: $.50 Interest FROM 1/18/2012 TO DATE OF SALE - $2,798.07 Atty's Comm: % Due Prothy: $2.25 Arty Paid: $193.50 Other Costs: Plaintiff Paid: Date: 2/28/12 . David D. B111, Prothonotary (Seal) Deputy REQUESTING PARTY: Name: ASHLEIGH L. MARIN, ESQUIRE Address: ZUCKER, GOLDBERG & ACKERMAN, LLC 200 SHEFFIELD STREET, SUITE 101 MOUNTAINSIDE, NJ 07092 Attorney for: PLAINTIFF TRUE COPY FROM RECORD Telephone: 908-233-8500 In Testimony wtie eof, i here unto set my hand , 20 and the seal of said Court cadisle, Pa. Supreme Court ID No. 306799 This of ?., ProthonoterY a. ?? op?-- On March 15, 2012 the Sheriff levied upon the defendant's interest in the real property situated in Mechanicsburg Borough, Cumberland County, PA, known and numbered 18 west Locust Street, Mechanicsburg, PA 17055-6333 more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: March 15, 2012 By: P', -U I 4A4 9t:U -A,_ For Claudia Brewbaker, Real Estate Coordinator b.; 7 7 Writ No. 2011-8449 Civil Term Wells Fargo Bank, N.A., vs. Christopher L. Van Brederode; Patrecia E. Van Brederode a/k/a Patrecia Van Brederode Atty.: Ashleigh L. Marin ALL THAT CERTAIN house and lot of ground situated on the north side of West Locust Street (First Ward), in the Borough of Mechanicsburg, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at the comer of lot now or formerly of Thomas Snyder on said Locust Street; thence by said street eastward thirty-five (35) feet to lot now or formerly of Timothy Fink; thence by line of said lot northward ninety-three (93) feet to Stouffer Al- ley; thence by said alley westward thirty-five (35) feet to lot now or for- merly of Thomas Snyder aforesaid; thence by line of said southward ninety-three (93) feet to the place of BEGINNING. HAVING THEREON ERECTED a two and one-half story frame dwell- ing house numbered 18 West Locust Street, Mechanicsburg, Pennsylvania 17055. BEING the same premises which Deborah G. Keller, a married woman, by deed dated June 14, 2006 and recorded July 10, 2006 in and for Cumberland County, Pennsylvania, in Deed Book Volume 275, Page 2755, granted and conveyed unto Christopher L. Van Brederode and Patrecia E. Van Brederode, h\w. CUMBERLAND COUNTY TAX PARCEL #16-23-0565-040. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 27, May 4, and May 11, 2012 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Lis ie Coyne, Editor SWORN TO AND SUBSCRIBED before me this 11 day of May, 2012 lR Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE Patr1*0t1WX(W5 Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. P BLICATION COPY This ad ran on the date(s) shown below: 04/27/12 05104112 05111112 A. D. COMMONW H N VANL4 Sherrie L. Owens, pe Lower Paxton TwP ' Phl n Public My CD MM1$WWon ks Nov. 26, MEMBER, PENNSYLVANIA ASSOCIATION Nov. OF NOTARIES 2011-8449 Civil Term Wells Fargo Bank, N.A., VS Christopher L. Van Brederode; patrecia E. Van Brederode a/k/a Patrecla Van Brederode Atti Ashlelgh L. Marln All That Certain House And Lot Of Ground Situated On The North Side Of West Locust Street (First Ward), In The Borough Of Mechanicsburg, Cumberland County, Pennsylvania, Bounded And Described As Follows, To Wit: Beginning At The Corner Of Lot Now Or Formerly Of Thomas Snyder On Said Locust Street; Thence By Said Street Eastward Thirty-Five (35) Feet To Lot Now Or Formerly Of Timothy Fink; Thence By Line Of Said Lot Northward F ety-Three (93) Feet To Stouffer Ali T', ience By Said Alley Westward Chirty-Five (35) Feet To Lot Now Or Formerly Of Thomas Snyder Aforesai6; Thence By Line Of Said Southward Ninety- Three (93) Feet To The Place Of Beginning. Having Thereon Erected A T,,o And One-Half Story Frame Dwelling House Numbered 18 West Locust Street, Mechanicsburg, Pennsylvania 17055. Being The Same Premises Which Deborah G. Keller, A Married Woman, By Deed Dated June 14, 2006 And Recorded July 10, 2006 In And For Cumberland County, Pennsylvania, In Deed Book Volume 275, Page 2755, Granted And Conveyed Unto Christopher L. Van Brederode And Patrecia E. Van Brederode, KW. Cumberland County Tax Parcel #16-23. 0565-040.