HomeMy WebLinkAbout03-0593
PETITION FOR GRANT OF LETTERS OF ADMINISTRATION
Estate of MERLE C. KRAMER No. ~\ - D3-5'\3
also known as To:
Register of Wills for the
Deceased. County of Cumberland in the
Social Security No. 194-26-6758 Commonwealth of Pennsylvania
The petition of the undersigned respectfully represents that:
Your petitioner(s), who is/are 18 years of age or older, appl ies for letters of administration
on the estate of
(d.b.n.; pendente lite; durante absentia; durante minoritate)
the above decedent.
Decendent was domiciled at death in Cumber land County, Pennsylvania, with
his last family or principal residence at 23 Chestnut street, Newville, PA
(list street, number and municipality)
Decendent, then 73 years of age, died July 2 ,2t9 2003 ,
at Carlisle Reqional Medical Center. Carlisle. PA 17013
Decendent at death owned property with estimated vallles as folllows: 1,000.00
(If domiciled in Pa.) All personal property $
(If not domiciled in Pa.) Personal property in Pennsylvania $
(If not domiciled in Pa.) Personal property in County $
Value of real estate in Pennsylvania $ 100,00U.Ou
situated as follows: 23 Chestnut Sfip-p-t, Np-wvillp: PA 17?41
Petitioner_ after a proper search hL..S....- ascertained that decedent left no will and was survived by
the following spouse (if any) and heirs:
Name Relationship ~~~ .
Merle C. Kramer, Jr. son 300 Red S d, Newvllle, PA 17241
son
a , Newville'17~41
. -,-ormg PA 17241
THEREFORE, petitioner(s) respectfully request(s) the grant of letters of administration in the
appropriate form to the undersigned.
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~~ Deborah J. Yormg
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iX~ 211 Lefever Road
-00 Newville, PA 17241
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OATH OF PERSONAL REPRESENTATIVE
COMMONWEALTH OF PENNSYLVANIA } ss
COUNTY OF CUMBERLAND
The petitioner(s) above-named swear(s) or affirm(s) that the
statements in the foregoing petition are true and correct to the best
of the knowledge and belief of petitioner(s) and that as personal
representative(s) of the above decedent petitioner(s) wil well and
truly administer the estate according to law.
Swom to 0' affinned and snbscribed J ---
before me this 23rd day of '"
'-'
(I)
~ ~ 2003 ....
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Rister L Cii
No. 021- 03-5q~
Estate of MERLE c. KRAMER , Deceased
GRANT OF LETTERS OF ADMINISTRATION
AND NOW , in consideration of the petition on
the reverse side he f, sa . factory proof having been presented before me, ;) r. c::5 ,...!...!
IT IS DECREED that Deborah J. Yormg ; ~. :7] (t
l......1 .
is/are entitled to Letters of Administration, and in accord with such finding, ~ters of AdministfiuiOn
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are hereby granted to Deborah J. Younq F
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in the estate of Merle C. Kramer.
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Register of Wllls ~
FEES Steven J. Fishman, Esquire
Letters of Administration ..... $t:?l35.c::o
Short Certificates( ).......... $ 15..00 ATTORNEY (Sup. Ct. I.D. No.) #16269
Renunciation ................ $ SC'n g S Alp-xanc1pr Spd ng Road, sll;i tP- 3
~cr..P $ i D. 00
TOTAL _ ~(tf:). CD ADDRESS Carlisle, PA 17013
Filed .~. .R~ r .~~':".~.. A.D. 40.,---- (717) 249-6333
PHONE
RENUNCIATION
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In Re Estate of ~ en.--~ C ~ lfC.cVYI el deceased.
To the Register of Wills of L"U...-VV"\ ~ e..v\Ct n c\ County, Pennsylvania.
The undersigned elL I Id re.n of
the above decedent, hereby renounce(s) the right to administer the estate and respectfully ask(s) that Letters
o+- A-6Y\lV\I.~~--h,y,
be issued to --=Ue.. bor~ J. 'f u u. V1j
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WITNESS ()LUL hand this k day of - ,"'19 ~~
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"300 R.eJ!;j.eJ JQ.J AJe....,vI, //>:., p;q. 172--01
(Address) /
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(S(gnature)
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Kll (Address)
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(Address) \
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This is to certify that the information here given is correctly copied fro~ an original ce':.tificate of death dul~ filed with me as
Local Registrar. The original certificate will be forwarded to the State VItal Records Office for permanent filmg.
WARNING: It is illegal to duplicate this copy by photostat or photograph.
Fee for this certificate, $2.00 lL ~~~;.~,~~
P 9449070 JUl 8 2003
No. Date
H105.143 Rtv. 2/87 COMMONWEALTH OF PENNSYLVANIA. OEPARTMENT OF HEALTH. VITAL RECOROS
CERTIFICATE OF DEATH
tiNT
STATE F.U; NUMBER
ENT NAME OF DECEDENT (First Middle. l_1 SEX SOCIAL SECURITY NUMBER DATE OF DEATH iMorntl. Day, .<'saI1 I
,NK I, Merle C. Kramer .. male ..194 - 26 ',Jul 2, 2003
AGE(LastBirtho.y) UNCEA 1 YEAA BIRTHPLACE (City and PlACE OF DEAT'~ (Ct>eck ~ one iM Instruc~ onOlt1el' SlOeI
M~ 1 Do,. StliteorFcre.gnCountl'y) HOSPITAL:
73y... . Inpatient ex ="",0
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5, , ...
. COUNTY OF OERH (It nol.nSf!tUllOll. Qlve Sf1'H1 and number:1 RACE. Ametic:an Indian. Bleck. Wh<<.. etc
-,
osl . Cumb ,yhi te
CECEDEHT'S USUAL OCCUPATION SURvIVING SPOusE
((~t:o,WHf~~~uC::~r:f (It WIle. 9Mt m.11tWl"""1
. 178. Stale Oid ....,.
23 Chestnut St. -..
~ine
Newville, Pa 17241 Cumb -' Newville
'". 17b. city.......
FATHER'S NAI>.4E lFirlt. Middle. Last)
fl. Ira C. Kramer
INFORMANT'S NAME (Type.lPrinl')
- Deborah J. Yo un
METHOD OF ClSPOSITK)N
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Othor <Soec<yt
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TIME OF DEATH DATE PFlONOUNCED DEAD (Month. D8Y. 'lMr) WAS CASE FlEFERREO TO MEDICAL EXAMINERlCORONEFI? ...QJ'
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27. PART I: EM.r the diM..... inturies or complicetiOns which caused lhe I Appro.-im.t. PART II: Olher stgni&ent ~ contl"itMlng to de.rh, bul:
lieC only CIl'W eaUM on each line. !==~ not J'ftUlling in the ~ ceUN given in FWn I.
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DATE OF INJURY TIME OF INJURY INJURY I(f WORK? DESCRIBE HOW INJURY OCCURRED.
(MOI'1lh.Oay. 'fUr)
HomiCide 0 ....0 NoD
P.nding In~slig:.lllon 0
....0 o ~CE OF INJURY. A.I ~e. l.rm.':;H1, fac:tOrf. otftc. M. ....
No Coulc:l not be det.,-mined
.... 2... buildlnQ. etc. ISpecllyl
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CEJll'TJF'ER (Chectc only one)
.CERTIFY'NG PHYSICIAN (Ph'fSlC..n Cflf\Ifying cause Of de8lh wtl... anort\er physician has pronounced dealh ana compleled"em 231
To ItM besl of my Ilnowtedge, de.th oet:urred due to the c....e(.I.nd manner.. at.ted, ............. .......... ....................
'PRONOUNCING AND CERTIFYING PHYSICIAN (PhysIC"" both OI'onouncln9 08am and cenitvlf'lQ 10 cause 01 c1f!alhl
To 1he bea ot my knowl~., de.th occurrH at ttM 11m.. da'e,.nd plfte, and due to the cause(s'.nd mann.r.. stated.... ...... ...,..
"MEDICAL EXAMiNER/CORONER
On the basle of e..minetlon and/or Investigation, In my opinion, death OCcurred at the time. dat.. and place, and due to the eaUH(S) end 0
mann..,..stated.......,..........,.................. ............................,.,........ .... ..................
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REGISTRAR'S SIGNATuRe AN R ~.~~~~
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In the Estate of: Estate No.: 2.\ - c ~ . $ <\~
cY\~ \ "-- C. ",,<-, o...~ Date: ~\"l-"l..''1..CQ3>
CLAIM AGAINST DECEDENT'S ESTATE
The claimant certifies that there is due and owing by the decedent in accordance with the
attached statement of account or other basis for the claim the sum of
$ \, \ \DC\~ .0 -1
I solemnly affirm under the penalties of perjury that the contents of the foregoing claim are
true to the best of my knowledge, information, and belief.
C- \~~, <'I~c..."~ \ "X~c...
Name of Claimant Signatu f claimant or person authorized to
make verifications on behalf of claimant.
Q"QJ'\ \.J..2)"'~Mo.." - ""'~o..~ , "o-.\\~,,\ ~\~ \- Su.A~ \OS
Name and Title of Person Signing m Address
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( \n) "2.,\" - <=\<;\0\0
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FILED: '1.. "'2......6 \ 1... 0 0..3
RECORDED:
Claims Docket Liber Folio
1209
CERTIFICATION OF NOTICE UNDER RULE 5.6~
Name of Decedent: Merle C. Kramer
Date of Death: July 2, 2003
Estate No.: 21 - 03 - 0593
To the Register:
I certify that notice of the beneficial interest estate administration required by Rule
5.6(a) of the Orphan's Court Rules was served on or mailed to the following beneficiaries
of the above-captioned estate on November 18, 2003.
Name Address
Merle C. Kramer, Jr. 300 Red Shed Road, Newville, PA 17241
Brett C. Kramer 210 Frytown Road, Carlisle, PA 17013
Lucinda J. Rook 143 Brick Church Road, Newville, PA 17241
Deborah J. Young 211 Lefever Road, Newville, PA 17241
Notice has now been given to all persons entitled thereto under Rule 5.6(a) except: None
Date: November 18, 2003 ~\u~~
SALZMANN, HUGHES & FISHMAN, P.C.
: Name: Steven J. Fishman
Address: 95 Alexander Spring Road, Suite 3
Carlisle, PA 17013
-..-
-- Telephone:
(717) 249-6333
Capacity: _ Personal Representative
~ Counsel for Personal Representative
. . . C--
REV-1500 EX (6-00) OFFICIAl USE ONLY
COMMONWEALTH OF REV-1500
' PENNSYLVANIA
DEPARTMENT OF REVENUE INHERITANCE TAX RETURN FILE NUMBER
DEPT. 280601
HARRISBURG, PA 17128-0601 RESIDENT DECEDENT 2 1 - o 3 o 593
-----
COUN1Y CODE YEAR NUMBER
DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER
I- Kramer Merle C 194-26-6758
z
w DATE OF DEATH (MM-DD- YEAR) DATE OF BIRTH (MM-DD-YEAR) THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
C
W 7/2/2003 11/02/1929 REGISTER OF WILLS
0
w (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER
C
- -
w 00 1. Original Return D 2. Supplemental Return D 3. Remainder Return (date of death pnorto 2,13,82)
I-
:.::~U) D 4. Limited Estate D 4a. Future Interest Compromise (date of death after 12.12-82) D 5. Federal Estate Tax Return Required
ua:::.::
wa.U
:J: 00 D 6. Decedent Died Testate (Attach copy of 'Mil) D 7. Decedent Maintained a Living Trust (.~ttach copy of Trust) _ 8. Total Number of Safe Deposit Boxes
ua::-1
a.CD D 9, Litigation Proceeds Received D 10. Spousal Poverty Credit (date of death .etweeo 12-31,91 a"" 1,',95) D 11. Election to tax under Sec. 9113(A)(Allach SchOI
a.
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THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
I- NAME COMPLETE MAILING ADDRESS
z
w
0 Steven J. Fishman, Esquire 95 Alexander Spring Road, Suite 3
z
0 FIRM NAME (If Applicable)
a.
en
w SALZMANN , HUGHES & FISHMAN PC Carlisle, PA 17013
II::
II::
0 TELEPHONE NUMBER
(.)
717-249-6333
1. Real Estate (Schedule A) (1) 78,041 OFFICIAL USE ONLY
IJ.I ,....
2. Stocks and Bonds (Schedule B) (2) \. - c::5
~ ,
~- .c::...
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
C VJ
4. Mortgages & Notes Receivable (Schedule D) (4) 0: rrl
-0
5, Cash, Bank Deposits & Miscellaneous Personal Property (5) 0 I
(Schedule E) \...-J
Z 6. Jointly O'Mled Property (Schedule F) (6) d :::g
0 D Separate Billing Requested
i= 1'J
:3 7, Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
:J (Schedule G or L)
l-
n: 8. Total Gross Assets (total Lines 1.7) (8) 78,041
<
0 16,569
w 9. Funeral Expenses & Administrative Costs (Schedule H) (9)
0:::
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 95,211
11. Total Deductions (total Lines 9 & 10) (11) 111,780
12. Net Value of Estate (Line 8 minus Line 11) (12) (33,739)
13. Charitable and Governmental Bequests/See 9113 Trusts for ....nich an election to tax has not been (13) 0
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13) (14) (33,739)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax 0 X.O ~(15) 0
Z rate, or transfers under Sec. 9116 (a)(12)
0
j:: 16. Amount of Line 14 taxable at lineal rate 0 x .0 45 (16) 0
<(
I-
::;) 0 0
a. 17. Amount of Line 14 taxable at sibling rate x 12 (17)
:!!
0 0 0
U 18. Amount of Line 14 taxable at collateral rate x ,15 (18)
)(
<( 19. Tax Due (19) 0
I-
20. D CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < < sK
3W46451.000
Decedent's'Complete Address: . . .
STREET ADDRESS
23 Chestnut Street
Cumberland
CITY I STAlE I ZIP
Newville PA 17013-
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19) (1 ) 0
2. Credits/Payments
A. Spousal Poverty Credit 0
8, Prior Payments 0
C, Discount 0
Total Credits (A + 8 + C) (2) 0
3, Interest/Penalty if applicable
D, Interest 0
E. Penalty 0
Total Interest/Penalty (D + E) (3) 0
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund (4) 0
5, If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 0
A. Enter the interest on the tax due. (SA) 0
8. Enter the total of Line 5 + 5A. This is DUE. (58) 0
Make to: REGISTER AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1, Did decedent make a transfer and: Yes No
a, retain the use or income of the property transferred;. . . . . . . . . . . . . . . . D ~
b. retain the right to designate who shall use the property transferred or its income; . D ~
c. retain a reversionary interest; or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D ~
d, receive the promise for life of either payments, benefits or care? . . . . . . . . . D og
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0 og
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? 0 ~
4, Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? . . . . . . . . . 0 . . . . 0 . . . . . . . . . . . . . . . . . 0 og
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury, I declare that I have examined this return, induding accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete.
Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge
f
ADDR
Newville, PA 17241
DATE
3/0 f
For dates of death on or after July 1, 1994 and before January 1. 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72P.S.g9916 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 9 9116 (a) (1.1) (ii)]
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 P.S. S 9116(a}(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. S 9116(1.2) [72 P,S, S9116(a}(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% (72 P,S. S 9116(a}(1.3)]. A sibling is defined, under Section 9102, as an
individual who has at least one parent in common with the decedent, whether by blood or adoption
3W4646 1.000
. . .
REV-1502 EX + (6-98) SCHEDULE A
COMMONWEALTH OF PENNSYLVANIA REAL ESTATE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Merle C. Kramer 21-03-0593
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real property which is jointly-owned with right of survivOfShip must be disclosed on Schedule F.
ITEM DESCRIPTION VALUE AT DATE
NUMBER OF DEATH
1. 23 Chestnut Street, Newville
Borough, Cumberland County
(settlement sheet attached) 72,041
2 Liberty Alley & Rear of 23
Chestnut Street, Newville,
Cumberland County (settlement
sheet attached) 6,000
TOTAL (Also enter on line 1. Recapitulation) $ 78,041
3W4695 1.000 (If more space is needed. insert additional sheets of the same size)
. ,
REV.1S11 EX + (12.99) SCHEDULE H
COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES &
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Merle C. Kramer 21-03-0593
Debts of decedent must be reported on Schedule J.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1- Cumberland Valley Memorial
Gardens 100
2 Egger Funeral Home
6,418
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
Social Security Number(s) I EIN Number of Personal Representative(s) - -
Street Address
City State Zip
Year(s) Commission Paid:
2. Attorney Fees Sa1zmarm Hughes & Fishman 1,000
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees 265
5. Accountant's Fees
6. Tax Return Preparer's Fees
7.
1 Settlement charges,
outstanding mortgages/liens 8,786
TOTAL (Also enter on line 9, Recapitulation) $ 16,569
3W46AG 1.000 (If more space is needed, insert additional sheets of the same size)
. .
REV.1512 EX + (6-98)
SCHEDULE I
COMMONWEALTH OF PENNSYLVANIA DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES, & LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Merle C. Kramer 21-03-0593
Include unreimbursed medical expenses.
ITEM VALUF:AT DATE
NUMBER DESCRIPTION OF DEATH
1. Allied Interstate - direct tv 221
2 Capital One, credi t card 1,034
3 Citifinancial, credit card 16,926
4 Fairbanks Capital 500
5 GE Recovery Center Exxon Mobil 573
6 Gulf Credit 84
7 Kough's Oil Service 1,133
8 Lowe's Monogram Credit Card 553
9 MBNA Mastercard 11,816
10 Newville Water & Sewer
Authority 438
11 Orrstown Bank, checking
account overdraft 407
12 PP&L 545
13 Sears Mastercard 1,370
14 Settlement charges,
outstanding mortgages/liens 59,017
15 Sprint telephone 110
16 Timmons Oil Inc. 427
17 Verizon Wireless 57
- TOTAL (Also enter on line 10. Recapitulation) $ 95,211
3W46AH 1.000 (If more space is needed. insert additional sheets of the same size)
, .
REV-1513 EX+ (9-00) SCHEDULE J
COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF 21-03!O'5~MBER
Merle C. Kramer
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers
under Sec. 9116 (a) (1,2)]
1 Merle C. Kramer Jr.
300 Red Shed Road
Newville, PA 17241 Son 1/4 remainder
2 Brett C. Kramer
210 Fry town Road
Carlisle, PA 17013 Son 1/4 remainder
3 Lucinda J. Rook
143 Brick Church Road
Newville, PA 17241 Daughter 1/4 remainder
4 Deborah J. Young
211 Lefever Road
Newville, PA 17241 Daughter 1/4 remainder
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II NON-TAXABLE DISTRIBUTIONS:
A SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART /I . ENTER TOTAL NON- TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ 0
3W46AI 1.000 (If more space is needed, insert additional sheets of the same size)
OMS NO. 2502-0265 ~
A. B. TYPE OF LOAN:
U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT 1.0FHA 2.DFmHA 3. ~CONV. UN INS. 4. OVA 5.Dcm-lV. INS.
6. FIL~~~~~FR: 7. ~~~~Q~g~BER:
SETTLEMENT STATEMENT 1101 -. IIr.HART
8. MORTGAGE INS CASE NUMBER:
C, NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown.
Items marked "[POC]" were paid outside the closing; they are shown here for informational purposes and are not included in the totals.
1.0 3/98 (11018.6.SHUGHARTPFO/11018.6.SHUGHART/21 )
D. NAME AND ADDRESS OF BORROWER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER:
Dawn M. Shughart Merle C. Kramer Estate Washington Saving Bank
605 Roxbury Road CIO Salzman, Hughes & Fishman
Newville, PA 17241 95 Alexander Spring Rd, Suite 3
Carlisle, PA 17013
G. PROPERTY LOCATION: H. SETTLEMENT AGENT: I. SETTLEMENT DATE:
23 Chestnut Street Martson Deardorff Williams & Otto
Newville, PA 17241 June 4,2004
Cumberland County, Pennsylvania PLACE OF SETTLEMENT
10 East High Street
Carlisle, PA 17013
J. SUMMARY OF BORROWER'S TRANSACTION K, SUMMARY OF SELLER'S TRANSACTION
1 nn ('::J~n~~ .~~nM 'Ann r:gr rr, <:::1:" eg.
101. Contract Sales Price 72,041.00 401. Contract Sales Price 72,041.00
102, Personal Property 402. Personal Prooertv
103. Settlement Charaes to BorrowerlLine 1400) 4,989.63 403.
104. 404.
105. 405.
I 'n Itco....." I in <>rlv"'n~'"
106. CountvlTwp. Taxes 06/05/04 to 01/01/05 194.31 406. CountvlTwp. Taxes 06/05/04 to 01/01/05 194.31
107. School Taxes 06/05/04 to 07/01/04 67.66 407. School Taxes. 06/05/04 to 07/01/04 67.66
108. Assessments to 408. Assessments to
109. 409.
110. 410.
111. 411.
112. 412.
120. GROSS AMOUNT DUE FROM 'BORROWER 77,292.60 420. GROSS AMOUNT DUE TO SELLER 72,302.97
WOo AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER:
W 1. Deposit or earnest money 500.00 501. Excess Deposit (See Instructions)
W2. Princioal Amount of New Loan(sl [ 94,500.00] 502. Settlement Charaes to Seller (Line 1400) 8,785.53
~03. Existing loan(s) taken subiect to 503. Existino loan(s) taken subiect to
~04. 504. Payoff of first Mortgage to Fairbanks Capital Cor 59,017.44
~05. 505. Payoff of second Mortoaoe to Citifinancial/# 09070 500.00
!06. 506.
!07, Construction Draw 73,200.00 507. (Deposit disb. as proceeds
!08. Seller's Assistance 4,000.00 508. Seller's Assistance 4,000.00
!09. 509.
Adiustments For tems Unnaid Bv Seller Adiustments For Items UilDaid BvSerrer
~10. CountvlTwp. Taxes to 510. CountYlTwD. Taxes to
~11. School Taxes to 511. School Taxes to
~12. Assessments to 512. Assessments to
:13. 513.
:14. 514.
:15, 515.
:16. 516.
:17, 517.
:18. 518.
19. 519.
'20. TOTAL PAID BY/FOR BORROWER 77,700.00 520. TOTAL REDUCTION AMOUNT DUE SELLER 72,302.97
00. CASH AT SETTLEMENT FROMITO BORROWER: 600. CASH AT SETTLEMENT TO/FROM SELLER:
01, Gross Amount Due From Borrower (Line 120) 77,292.60 601. Gross Amount Due To Seller (Line 420 72,302.97
02. Less Amount Paid By/For Borrower (Line 220) ( 77,700.00) 602. Less Reductions Due Seller (Line 520) ( 72,302.97
03. CASH ( FROM) ( X TO) BORROWER 407.40 603. CASH ( TO)( FROM) SELLER 0.00
The u""e~'gned h~~.",e 'e""pt of a "'mpleled "'PY of ..ge, 1 &2 of !hI, ""lemem · H lfaohments ~feT :?o herelh ~
8<>rr~e' "" :z. / Se"e' " -E' _" &,. h
er . er , 9 es IS man
Dawn M. Shug~ . ttf /Iii r v, "
U J
,
HUD.l (3'86) RESPA, HB43052
Pane 2
L. SETTLEMENT CHARGES
700. TOTAL COMMISSION Based on Price $ 72,041.00 (Q) % 'l4nn nn PAID FROM PAID FROM
Division of Commission (line 700) as Follows: BORROWER'S SELLER'S
701,$1,725.00 to B-HAgencyRealtors FUNDS AT FUNDS AT
702, $ 1,675.00 to Hooke, Hooke and Eckman LLC SETTLEMENT SETTLEMENT
703. Commission Paid at Settlement 3,400.00
~. ~
800. ITEMS PAYABLE IN CONNECTION WITH LOAN
801. Loan Oriqination Fee 2.0000 % to Washington Saving Bank 1,890.00
802. Loan Discount % to
803. Document Prep. Fee to Washington Saving Bank 295.00
804. Underwriting Fee to Washington Saving Bank 75.00
805. Lender's Inspection Fee to Washington Saving Bank 2 @ $80,00 160.00
806. Flood Certification Fee to Washington Savinq Bank 22.00
807, Fed - Ex Fee to Washington Saving Bank 30.00
808.
809. Application Fee to Washington Saving Bank 350.00
810. Rehab Fee to Washington Saving Bank 250.00
811. MI Premium to Washington Saving Bank 70.88
900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
901, Interest From 06/04/04 to 07/01/04 @ $ Iday ( 27 days %)
902. Mortgage Insurance Premium for months to
903, Hazard Insurance Premium for 1.0 years to
904.
905.
1000. RESERVES DEPOSITED WITH lENDER
1001, Hazard Insurance months $ per month
1002. Mortqaqe Insurance months $ per month
1003. CounlvlTwp. Taxes months ) $ per month
1004. School Taxes months G) $ per month
1005. Assessments months @ $ per month
1006. months @ $ per month
1007. months @ $ per month
1008. months (ii) $ per month
1100. TITLE CHARGES
1101. Settlement or Closing Fee to
1102. Abstract or Title Search to
1103. Title Examination to
1104. Title Insurance Binder to
1105. Document Preparation to
1106, Notary Fees to
1107, Attorney's Fees to Salzmann, Hughes & Fishman 191.84
(includes above item numbers: )
1108. Title Insurance to Lawvers Title Insurance Companv 828.75
(includes above item numbers: )
1109. Lender's Coverage $ 94,500.00
1110. Owner's Coverage $
1111. Endorsements 100/300/900 to Lawyers Title Insurance Company 150.00
1112.
1113.
1200. GOVERNMENT RECORDING AND TRANSFER CHARGES
1201. Recording Fees: Deed $ 38.50; Mortgage $ 66.50: Releases $ 105.00
1202. City/County Tax/Stamps: Deed 721.00' Mortgaqe 721.00
1203. State Tax/Stamps: Revenue Stamps 721.00: Mortgage 721.00
1204. Lease with Purchase Option to Cumberland County Recorder of Deeds 17.00
1205. Overnight Mail Fees to Martson Deardorff Williams & Otto 25.00 25.00
1300. ADDITIONAL SETTLEMENT CHARGES
1301. Survey to
1302. Pest Inspection to Homecheck (?) 736.70
1303. Tax Claim to Cumberland County Tax Claim Bureau 2,924.46
1304. CountylTownship Tax to Betty L. Hockensmith 338.65
1305. Water/Sewer Payment to Newville Borough 447.88
1400. TOTAL SETTLEMENT CHARGES (Enter on Lines 103, Section J and 502, Sectlon.J(} ,..... ~ 4,989.63 8,785.53
By ,ignlng p.g. 1 of \hi, ""tem~', \h. ,Ign.lorie, admowledg. ",oolpl at . oompl.ted oo~ ~ p'l ~ 1~1)""ge "alem.nt
Certified to be a true copy, Martson De1iitforff VVil.ams & Otto
Settlement Agent
( 11018.6.SHUGHART /1101B,6.SHUGHART /21 )
OMS NOo 2502-0265 ~
A. B, TYPE OF LOAN:
U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT 1.DFHA 2.OFmHA 3. DCONv. UNINS. 4. OVA 5,OcONV.INS.
6. FILE NUMBER: 7. LOAN NUMBER:
SETTLEMENT STATEMENT 110111_11 <:!~IIr-~ ART
8, MORTGAGE INS CASE NUMBER:
C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown.
Items marked "[POC]" were paid outside the closing; they are shown here for informational purposes and are not included in the totals.
1.0 3/98 (1101 B-8.SHUGHARTPFO/ll01B-8,SHUGHART/12)
D. NAME AND ADDRESS OF BORROWER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER:
Dawn M. Shughart Merle C. Kramer Estate C/O
605 Roxbury Road Salzmann, Hughes & Fishman
Newville, PA 17241 95 Alexander Spring Road
Carlisle, PA 17013
G. PROPERTY LOCATION: H. SETTLEMENT AGENT: I. SETTLEMENT DATE:
Liberty Alley and Rear of 23 Chestnut Street Martson Deardorff Williams & Otto
Newville. PA 17241 June 4,2004
Cumberland County, Pennsylvania PLACE OF SETTLEMENT
10 East High Street
Carlisle, PA 17013
J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION
inn GRn~~ Ann ngnc::c:: ,!:g.
101. Contract Sales Price 6,000.00 401, Contract Sales Price 6,000.00
102. Personal Property 402. Personal Property
103. Settlement Charaes to Borrower (Line 14001 848.50 403,
104. 404.
105. 405.
Ifl>m.. P"lrI A' in
106. County/Twp. Taxes 06/05/04 to 01/01/05 99.00 406. Countv/Twp. Taxes 06/05/04 to 01/01/05 99.00
107. School Taxes 06/05/04 to 07101/04 4.36 407. School Taxes 06/05/04 to 07/01/04 4.36
108. Assessments to 408. Assessments to
109. 409.
110. 410.
111. 411.
112. 412.
120. GROSS AMOUNT DUE FROM BORROWER 6,951.86 420. GROSS AMOUNT DUE TO SELLER 6,103.36
200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER:
201. Deposit or earnest money 501. Excess Deposit (See Instructions)
202, Princioal Amount of New Loan(s) 502. Settlement Charaes to Seller (Line 1400) 1,589.17
203. ExistinQ loan(s) taken subiect to 503. Existing loan(s) taken subiect to
204. 504. Payoff of first Mortgage
205. 505. Pavoff of second MortQ8Qe
206. 506.
207. 507.
208. 508.
209. 509.
Adiustments For tems UnDaid Bv Seller Ad;ustments For Items UnDaid t:iv :seller
210. County/Twp. Taxes to 510. County/TWD. Taxes to
211. SchoolTaxes to 511. School Taxes to
212. Assessments to 512. Assessments to
213. 513.
214. 514.
215. 515.
216. 516.
217. 517.
218. 518.
219. 519.
220. TOTAL PAID BY/FOR BORROWER 520. TOTAL REDUCTION AMOUNT DUE SELLER 1,589.17
300. CASH AT SETTLEMENT FROMITO BORROWER: 600. CASH AT SETTLEMENT TO/FROM SELLER:
301. Gross Amount Due From Borrower (Line 1201 6,951.86 601. Gross Amount Due To Seller (Line 420) 6.103.36
302, Less Amount Paid BylFor Borrower (Line 220) ( ) 602. Less Reductions Due Seller (Line 520) ( 1.589.17
103. CASH ( X FROM) ( TO) BORROWER 6,951.86 603. CASH ( X TO) ( FROM ) SELLE~ 4,514.19
The ""d""'90ed heK""OW11:, -) of a """pleted oop, of P'ge, 1 &2 of !ht, ""emeo' & · a""'~ms referre\ to hereto. i
Borrower . M Seller M rle C. Kra tar h /t. /0 Salzr ann Hu hes &
Dewo MSh'9hart ~ . FI' - b"Y IMIa A
1'1 7 11-...
:/ :J Y J
....
HUD.' (3-86) RESPA, HB4305.2
Pane 2
L. SETTLEMENT CHARGES
700. TOTAL COMMISSION Based on Price CI: (cj) Of., PAID FROM PAID FROM
Division of Commission (line 700f as Follows: BORROWER'S SELLER'S
701. $ to FUNDS AT FUNDS AT
702. $ to SETTLEMENT SETTLEMENT
703. Commission Paid at Settlement
~. ~
800. ITEMS PAYABLE IN CONNECTION WITH LOAN
801. Loan Origination Fee % to
802. Loan Discount % to
803. Appraisal Fee to
804. Credit Report to
805. Lender's Inspection Fee to
806. Mortgage Ins, AOD. Fee to
807. Assumption Fee to
808.
809.
810.
811.
goO. ITEMS REal/IRED BY LENDER TO BE PAID IN ADVANCE
901. Interest From to @ $ /day (days %)
902. Mortoaoe Insurance Premium for months to
903. Hazard Insurance Premium for 1.0 years to
904.
905.
1000. RESERVE~ DEpnSITED WITH LENDER
1001. Hazard Insurance $ oer
1002. Mortgage Insurance $ per
1003, Countvrrwp, Taxes $ per
1004. School Taxes $ oer
1005. Assessments @ $ per
1006. (cj) $ oer
1007. @ $ per
1008. (cj) $ oer
1100. TITLE CHARGES
1101. Settlement or Closina Fee to
1102. Abstract or Title Search to
1103. Title Examination to
1104. Title Insurance Binder to
1105. Document Preoaration to
1106. Notary Fees to
1107, Attorney's Fees to Martson Deardorff Williams & Otto 250.00
(includes above item numbers: )
1108. Title Insurance to
(includes above item numbers: J
1109. Lender's Coverage $
1110. Owner's Coverage $
1111.
1112.
1113.
1200. r.OVERNMENT RECORDING AND TRANSFER CHARr.ES
1201. Recording Fees: Deed $ 38.50; Mortgage $ Releases $ 38.50
1202. Citv/Countv Tax/Stamos: Deed 60.00' Mortgage 60.00
1203. State Tax/Stamps: Revenue Stamos 60.00: Mortoaoe 60.00
1204.
1205.
1300. ADDITIONAl ~ETTLEMENT r.HARr.ES
1301. Survey to
1302. Pest Insoection to
1303, Tax Claim to Cumberland CountvTax Claim Bureau 967.82
1304. Countvrrownshio Taxes to Bettv L. Hockensmith 61.35
1305. Payoff to Citifinancial 500000 500.00
1400. TOTAL SETTLEMENT CHARGES (Enter on Lines 103, Section J and 502, Section K) --.. 848.50 1,589.17
By ';go'og p'ge 1 of thl, ""emeo', 'he slg",to'e, ''''''owledge '.""pt of a """'pl.ted "''\ r 2 ~J page statemeot
Certified to be a true copy. Martson D~rff Williams & Otto
Settlement Agent
(11018.8.SHUGHART/l101B-8.SHUGHART /12)
. .
~
Jt:-: '\ ~~0 .
ORRSTOWN
BANKate 7/25/03 Page 1
PRIMARY ACCOUNT 106002501
ENCLOSURES
1...11I11.1111.1.111111I11.1.1.1
MERLE C KRAMER
23 CHESTNUT STREET
NEWVILLE PA 17241
WE PUT THE LOW IN LOANS!
ASK ABOUT OUR SPECIAL LOW RATE HOME EQUITY LINE TODAY!
CALL 1-888-0RRSTOWN ABOUT THIS LIMITED TIME OFFER!
C H E C KIN G ACCOUNTS
ACCOUNT TITLE MERLE C KRAMER
CARRIAGE CLUB OPP W/SAFE CHECK SAFEKEEPING
ACCOUNT NUMBER 106002501 Statement Dates 6/26/03 thru 7/27/03
PREVIOUS BALANCE 407.01 -DAYS IN THE STATEMENT PERIOD 32
DEPOSITS/CREDITS .00 AVERAGE LEDGER 407.01-
CHECKS/DEBITS .00 AVERAGE COLLECTED 407.01-
SERVICE FEE .00
INTEREST PAID .00
CURRENT BALANCE 407.01 -2003 Interest Paid .09
DATE ACCOUNT NO. FILE #
p.d; BOX 272 107/08/03/ /5121071713644049 // X2700~
CREDITOR
SPRINGFIELD, IL 62705 ISEARS I
ADDRESS SERVICE REQUESTED _........................................................................i
· . .. .i){$~ri'~~if$
X27009-SR-1 11'/, 1111.'1111" 11,1.111,"111, 1'1'/1"/1.11"111'11'1"'11"
CCB CREDIT SERVICES, INC.
MERLE C KRAMER P.O. BOX 272
23 CHESTNUT ST SPRINGFIELD, IL 62705
NEWVILLE, PA 17241-1303
"11'" 11"111.' 1/11'111" III" II' '.1111111111111,'1.11,,1" "
PLEASE RETURN THIS PORTION WITH YOUR PAYMENT
(MAKE SURE ADDRESS SHOWS THROUGH WINDOW)
THIS ACCOUNT HAS BEEN PLACED WITH THIS OFFICE FOR COLLECTION. KINDLY
SUBMIT YOUR PAYMENT FOR THE ABOVE BALANCE IN ORDER THAT WE CAN ADVISE YOUR
CREDITOR THAT THIS ACCOUNT HAS BEEN PAID IN FULL.
UNLESS YOU NOTIFY THIS OFFICE WITHIN 30 DAYS AFTER RECEIVING THIS NOTICE
THAT YOU DISPUTE THE VALIDITY OF THIS DEBT OR ANY PORTION THEREOF, THIS
OFFICE WILL ASSUME THIS DEBT IS VALID. IF YOU NOTIFY THIS OFFICE IN
WRITING WITHIN 30 DAYS FROM RECEIVING THIS NOTICE, THIS OFFICE WILL:
OBTAIN VERIFICATION OF THE DEBT OR OBTAIN A COpy OF A JUDGMENT AND MAIL
YOU A COpy OF SUCH JUDGMENT OR VERIFICATION. IF YOU REQUEST THIS OFFICE
IN WRITING WITHIN 30 DAYS AFTER RECEIVING THIS NOTICE, THIS OFFICE WILL
PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF
DIFFERENT FROM THE CURRENT CREDITOR. THIS COMMUNICATION IS FROM A DEBT
COLLECTION AGENCY. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
DATE ACCOUNT NO. FILE #
/07/08/031 /5121071713644049 II X2700~
CREDITOR
ISEARS I
AMOUNT 1 369.85
VARIOUS OTHER ACCOUNTS
OTHER CHARGES
TOTAL AMOUNT DUE .........................................). ...369{85
MERLE C KRAMER CCB CREDIT SERVICES, INC.
23 CHESTNUT ST 1045 OUTER PARK DRIVE
NEWVILLE, PA 17241-1303 SPRINGFIELD, IL 62704
(217) 787-0963
(800) 755-5249
A7'A nllrn A,.,n.co"" .. t"t.,n~
I
Account Number: 335 614 697 1
I EJf(ON I . . Payment Due Date: 08-19-03
i Mobil Minimum Payment: 167.00 -I
New Balance: 601. 82
-
Indicate Amount Enclosed: I I -
Pay your bill online at exxonmobilcard.com or make your check payable to ExxonMobiUMCCBG
PLEASE INDICATE ADDRESS CHANGE BELOW I I
Address
City State Zip
Home Phone Work Phone
2t020025485 -
MERLE C KRAMER
23 CHESTNUT ST PO BOX 4555
NEWVILLE PA 17241-1303 CRLSTRM IL 60197-4555
-
I 1...111...1..1.1.1..111.11...11..11.11.....11...1.1..11...11.1 1.11..11......111.1..1...1.1..1.1.1..1.1..1.1..1.1..1.1.1..1.1 I
0006100000600001000167000006018209200335600001469710902
- Detach and mail this portion with your check to the address above.
I
:LATE CHARGE ON PAYMENT DUE
I
:AS OF THE DATE OF THIS STATEMENT, YOUR ACCOUNT
iIS PAST DUE. YOUR CHARGING PRIVILEGES ARE
:SUSPENDED UNTIL THE ABOVE MINIMUM PAYMENT
lIS RECEIVED.
I
I
:THE PERIODIC RATE SHOWN ON THIS STATEMENT MAY VAR
I
I
1
I
I
I
I
I
I
I
I
I
I
I
I
I
I
I
I
I
PrevIous Balance ; + FINANCE .., " . MInimum Payment
., ". CHARGE
REG 573.18 .00 9.64 .00 19.00 601.82 167.00
TOTAL 573.18 .00 9.64 .00 19.00 601.82 167.00
Plan The rlnance charge I wnich is an To t!1at part of the balance Which is an To thai part of this If plan imposes a finance Such balance was
ANNUAl. ~b~ to finance charge And a ANNUAL balance in excess of ~~:~~~ ~~;ef~~~:=hm. delermined(as
is determjn'!tcl by PERCENTAGE p@riodic PERCENTAGE explained on
applying a Rm!ot RATEot Ingl5 reverse SIde) by
ft..,....,. rate of rate of Melhodlt
REG .05754% DAILY 21. 00. ENTIRE BAlAN(E 577.82 20
PAYMENT DUE BY 5 P.M. ON THE DUE DATE. Purchases, retums, and payments made lust pnOl to billing date may not appear until next month's statement. Unless promotions call for speaai lerms, additional
finance charges can be avoMred II we rece""lhe new balance by 5 p.m. on II1e due date. II you send us a check or other item as payment lor all or any portion 01 this billing statement, and that check or Item ~ returned to us as Uflpaid for insuffioient Il
or uncollected lunds, you agree that we may obtain payment lor the check or item by inRiating an ACH (electronic) deM to your account in the amount of the check or item. \\lur check or item will not be returned to you by us or your bank.
PAYMENT:
INQUIRIES: CUSTOMER SERVICE: Send Payment 10:
Send inquiries (not payment) and your account number to: For account info,mation call toll free: PO BOX 4555
PO BOX 103031 800-344-4355 CRLSTRM IL 60197-4555
ROSWELL, GA 30076
NOTICE: See reverse side for important Billing Rights Telephoning about billin~ errors will not preserve your
and other information. ,il/hts under fede,allaw. 0 preserve your rights, please
. . > ta- ~
Let Gulf fuel the journey as you travel America's roads
this summer. You can count on Gulf's 2,000 stations for
quality gasoline, cold beverages and snacks for your trip.
-. ----- ---- ----------- -- -- -- - ----- - ----,- -- ---- ---- - - -------- ------- - - - --- --- ------- - -- - -------- - - ----- -- - - -- - - ----- ---- - --- - ---
: Daa I Refentnce/lnvoa I Location f DescriptIon I Amount
06/13/03 0100007042 500 EKING SJ;: .. ""'" 91425529 28.50
06/18/03 0100017043 500 E K~NG :'ST" u: ':>-il '~'" 91425529 6.50
'- >i{)( '," :, ~;"j<'-i/~;/;>;~,\',':;j~:_;I,'X-:j i%:- '-~;}':s>~r:<~:):,- :'"h!_~~5"~
30BE;,fAR.:~'O~4J:"~)$Ut';0TOfl\l $35.00
":;~~~:~: ,~;;>,;;,~~*~~~~:;.; .
YOUR PAYMENT IS.OV'ERDUE. PLEASE DISREGARD THr'S NOTICE IF
PAYMENT HAS BEEN ~PE';;:;f< "" ".' , "
f ":1~~:;!;~:""b',,, ~;'~i;'" fj;;:';~<";
Your Gulf credi ttcJta';isj1th.~, safef;a1 t.aiFnai~JetJ;';;~~h q~hen yoU travel.
To request additi.on'l~;~ulf"j~~~red~t;A,ca~4j, ~.~; 1..:.,0.':'445-8211.
";~ ,!1f!f!:J;'1iI.~~rJ::;""~:f;~~~~f!!J!l~ .~~cj:;~:~!; J>')'
. PAGE 1 OF 1
Account NUtl1ber: Previous Balaitce: $47.50
Statement CloSing Date; ,-Payments and Credits; $.00
+FINANCE CHARGE: $1.02
+Charges; $35.00
=New Balance; $83.52
Minirrum Payment Due; $83.52
32
- -- - - - - - - - - ----- --- -- h_ --- - - - - - - - - - - -- - - - - - --- --- - - (Aeas.. Tear Along-Perforation) - - - - - - - - - -- - - ---- - - - - - - -- - - --- - - - - - - - __ - - - - - - ,_ _ _,
P.O. BOX 29212
SHAWNEE MISSION, KS 66201-9633
e BILLING DATE ACCOUNT NUMBER MINIMUM PAYMENT DUE NEW BALANCE
- 07114/03 0931520209 $83.52 $83.52
Gulf, 89 002639
- -
PLEASE WRITE ANOUNT PAID
Please make checks payable to: GULF
PLEASE. 0.. ..0............
SHOW YOUR ACCOUNT
NUMBER ON ALL LETTERS
I, ..111" .1, .1.1.1" I, ..11.., II, .11.11."., 11..,1.1, .11...11, I AND CHECKS
SHOW ALL CHANGES
MERLE C KRAMER TO NAME OR ADDRESS
23 CHESTNUT ST I N SPACE ON THE
NEWVILLE PA 17241-1303 BACK OF THIS SLIP
P.O. BOX 9001001
LOUISVILLE, KV 40290-1001
0931520209000835200083524
. . ~/iedlnterstate
Inc.
15 Hazel Wood Drive, Suite 102 Amherst, NY 14228
Toll Free: 800-701-2363
MWa - y-! 2.. -2003
r:cpo rktL c/e ~ ~ -e rL
Account Number: 80919263603 -
Balance Due: $221.27
Settlement Offer: $110.63
08-01-2003
Dear Merle Kramer,
We had assumed that you would handle your financial obligation to DIRECT TV without the need to initiate further activity to collect it
from you. That apparently is not the case.
We have authorization to continue to extend our client's most generous offer of settlement. However, unless one of the options
suggested below is accepted, we will proceed with an appropriate collection program to recover the outstanding delinquent debt.
We believe that you have an important decision to make at this time. The wrong choice could be more costly to you in the future
since you ultimately will be responsible for the full amount due to your creditor.
Kindly check below and return:
( ) I wish to take advantage of this offer and I enclose my check for the settlement amount of $
( ) Please charge my Visa/Mastercard for the settlement amount of $ . Account#
Exp Date _/_' -
~ ) I cannot take advantage of your settlement offer but enclose a first installment of $ . If acceptable, I will pay
each month on the _ day of each month until the balance is paid in full.
Please be advised that your failure to respond to this letter will leave us with no alternative but to use the resources of this agency to -
explore all means of recovering the outstanding amount due to our client. -
We sincerely hope tha\1cou do the right thing and handle this matter responsibly. Should you have any questions regarding this
matter please call 800- 01-2363.
Sincerely,
Allied Interstate, Inc,
800-701-2363
We are a debt collector attempting to collec~ a debt and any information obtained will be used for that purpose.
.------------------------------------------------------------------------------...------------------------------------------------------. ----------,.-- -- --... ...--..----__ __... _ __c.....____.________
(Detach and return with Payment) Account #: 80919263603
Creditor: DIRECT TV
P.O, Box 1954 Client #: 19263603
Southgate, MI 48195-0954
Balance Due: $221.27
Settlement Offer: $110.63
1...111...'..' .1.1.. "1111...11..11.' ,....., "111.1..11 '111'.1 Allied Interstate, Inc.
SS 1/80919263603/SS 1 SS2 0062513/0191 P.O. Box 361373
Merle Kramer Columbus, OH 43236
23 Chestnut St
Newville, PA 17241-1303
.
~'''-eriZlllJwireJess '
700 CRANBERRY WOODS DR.
CRANBERRYTWP,. PA 16066'
Page: 1 of 5
~~~:~~~b~~~.::::::::::::::::::::: ~:~~~~~;<>OOOlA(:idUbtSUrrtn18.
Billing Date .............................. June 28, 2003 i
10007936 1 AV 0.278 AUTO T7 84228A 17241-1303 1 34 ll630CNPA Previous Balance 77.52 ,__,_:
i
'11I11I11I'"',','"1,111111I111111,1111I"1111I1,11111",11,1 Pa ments - Thank au 38.71 Credit f
MERLE C KRAMER
23 CHESTNUT ST Balance Forward 38.81
NEWVILLE PA 17241-1303
Current Char s 38.76
Total Amount sn.57 "'_. .,
, .-.,-.',,' -. "-'".... - '---..- --.' '" -'. -". . '''--, ..'.
........'.......-....'....-.........,................-......'............-.......-....--...-.,..--,...-........
..-............................--....... ......---..,-..... .-. ......---......-. -'.'-- ". '," .-.
i\ienzOiWfrfltes...;.<<'" ..
Simplify your account management. Dial #BAL + SEND to obtain Just a reminder... Our records indicate your account is
your account balance or to make a payment. Dial #MIN + SEND now past due. If payment has been mailed, please
to hear the estimated number of minutes used. Both calls are disregard this notice.
airtime free.
/J1arK-:. Volc;jf? 2043
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View and pay your bill online. Visit us on our web site at verlzonwlreless.com
Call Customer Service toll free at 1-800-922-0204 (or *611 from your wireless phone).
Please see reverse side for a description of our charges and the correspondence address. ___
-----------------------------------------------------------------------------------------------------------------------------------------------------------------
Please detach here and return this portion with your payment
CUSTOMER ACCOUNT NO: 403599585-00001 VE \ ~' .
INVOICE NO: 0444112673 ~ ver'ZSl",.lJwireless
BILLING DATE: June 28, 2003
BALANCE FORWARD 38.81
CURRENT CHARGES 38.76 ]
MERLE C KRAMER
23 CHESTNUT ST PAYMENT DUE IMMEDIATELY I $77.57 I
NEWVILLE PA 17241-1303 MAKE CHECK PAYABLE TO
VERIZON WIRELESS
~~~UNT $ DO.DD
PO BOX 17464
BALTIMORE, MD 21297-1464
I" ',I... II" 1,11,'.,1." 1...1'.1111,11,"1..',1" II
o Account or user address change? If yes, please check box and see reverse side.
0444112673010403599585000010000038760000077576
-
Account Number: 822 2239 043225 4
LDiiiE.S Payment Due Date: 08-05-03 /1
i Minimum Payment: 16.00 -
Home Improvement Warehouse Payoff Amount If Payment
Received By Due Date: 553.04
11111111111111111 11M 11//1 1m 1/111 ~/IIIIIIIIII~ III~ III/III/ Indicate Amount Enclosed: [ I
-
Make your check payable to Lowe's/MCCBG.
PLEASE INDICATE ADDRESS CHANGE BELOW At Lowe.s you.U find over 250 na..e braf'ld appU_es
to choose frOll, in- tock & ,...d~ to to. Arid.nowtill
New Street 1/31/04 ask fo Zer 'Pay..." f'Id le"o!f'l~ere.$tfo,.
6 IIIOnthson a j lance. oV.".S2"~a,.ged
New City New State Zip to your Lowe d. associate forqtails.
( ) -
New Home Telephone
C09 S300 0005 0020820 001-001
MERLE C KRAMER
23 CHESTNUT ST.
NEWVILLE PA 17241-1303 PO BOX 105980 DEPT.79
ATLANTA GA 30353-5980
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0001600000250001000016000005530407900223900000432254602
Detach and mall this portion with your check to the address above. -
CREDIT LINE U100
06-13 58604 STORE 0405 MECHANICSBURG, PA,LIVE NURSERY-PERENNIALS, 14.94
LIVE NURSERY-ANNUALS,LIVE NURSERY-ANNUALS.
06-13 63220 STORE 0405 MECHANICSBURG, PA, 53.57
LAWN & GARDEN - STRINS~l~lMMER ACCE,
LAWN & GARDEN -GAiQMlI~~~CCESS'
LAWN &GA~~j\\'~a:~'~"rq~'!)iml;;.:~ G- GRASS SEED,
RANGE ACCI,,: 'I,it,'/' . <Ii. ,.l<'Pi:ifp*1iL.8.;z!f01Jl'ii
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LATE .,. ,,,. .... ,........ lfiiii.j;0Jiif..,......!$..d0Jiif.... 07/05.
REG = REGULAR PURCHASE PLAN
Lowe.s Illakll$pa~Jngyourbilland.acc..ssing your account easier
than eve..! .~etlnforllation..onyour. account. 2417 &"~c.ive & pay
your Lowe.$bill online. Visit www.10wesc,.editcente,..colltoday!
Plan I PrevIous Balance 1- Payments & .. ArtANeE . + Purchases I + Insurance & Debits I = New Balance I Minimum Payment
Credits .ttIARGE
445.20 6.32 8.63 76.53 553.04 16.00
445.20 6.32 8.63 76.53 553.04 16 .00
Which' i$:an- To tl'lalpart of-the balance And 8 11 plan' imposes a finance S\lchbfllance.was
AHMIAL subjecllo linance cnarge ~~';%~~~r~~W:~?~ delemlined(a$:
PEIlCElftAG! up 10 periodic explaiiwfl.Of\
rate of fflgtS raversesJdA,I'by
IlATEot Method-#
REG .05754% DAILY 21.00% ENTIRE BALA CE 516.'4 20
PAYMENT DUE BY 5 P.M, ON THE DUE DATE. I-foo- 2'11" ~32--3 I
Purchases, returns. and payments made Just pnor to billing date may not appear until next month's statement H
Unless promotions calf for speci.:illerms, additional finance charges can be avoided It we receIve the new balance by 5 p,m. on the due date
II you send us a check or other Item as payment lor all or any portKJn 01 thIS blllIC,g slalement and Ihat check or Ilem IS returned to us " unpaid tor IOsufflCient or uncollected lunds. you agree Ihat
we may obtarn payment lor Ihe check or Item by Imllatlng an ACH (electromc} debit 10 your account 10 Ihe amollnt 01 the check or Ilem. Your check or Item Will nol be returned to you by us or your bank
INQUIRIES: CUSTOMER SERVICE: PA YMENTS:
Send inquiries (not payment) and your account number to: For account information call loll free: Send payments to:
PO BOX 103080 (800)444-1408 PO BOX 105980 DEPT.79
ROSWELL, GA 30076 ATLANTA GA 30353-5980
NOTICE: See reverse side for important Billing Rights ~~~f'.~?:;!.~~ '~~~~!r ~~!!.nq. _e'!.o.:..s.~i!'. n~lpre~~rve ,Your
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..... Sprint@
....... Monthly statement: July 4, 2003 10f 6
Customer service Internet address Customer number
1-800-829-8009 sprint.com/local 717-776-4990-033
Fast Facts
Date current charges due: Ju129,2003
Total charges due: $109.51
Includes past due balance of $57.48
Please c,ay past due balance immediately to avoid
possib e mterruption of service.
Get a great deal on Customer summary
Sprint FastConnect@ Previous charges 57.48
OSLo Call 1-866-421-7911 Payment .00
today and find out how
you can get Sprint Past due balance 57.48
FastConntlct DSL for Current month charges 52.03
$39.99 a month for one
year. Hurry, this offer
won't last long.
Current month charges
Sprint local services: page 3 52.03
* Please recycle NNNYNNNY 6
---------------------.-------------.-------------------------------.-.----
Please return this portion with payment.
..... Sprint@ Customer service Internet address Customer number
....... 1-800-829-8009 sprint.com/local 717-776-4990-033
Date due: July 29, 2003
Total amount due: $109.51
'110.33 if received after August 4.
Amount enclosed: I I
WfIle YOLlr 13-digll customer number on check.
'11111'111'11'1'11111111111111111'111'11111'111111111'1111111' Make checks payable to:
AUTOCR**C-001
--- 002859 Sprint
- MERLE C KRAMER
= 23 CHESTNUT ST PO Box 740463
- NEWVILLE PA 17241-1303 Cincinnati OH 45274-0463
!!!!!!!!!
!!!!!!!!! 11111'1"'11111'11111.11.'111111111111111111111'1111
==
12 71777649900335 00000000005203 000109518 0321502
I 111111 1II11 111I1111I1 1111I 111111111111111111 "\
. :; EXECUTIVE CAMPUS, SUITE 400
CHERRY HILL NJ 08002
...------~ Office Hours:
Mon - Thurs 8am - 9pm EST
Fri - 8am - 5pm EST
Sat - 8am - 12pm EST
Sun - 9am - 12pm EST
October 4. 2003
M.R.S.ASSOCIATES, INC.
3 EXECUTIVE CAMPUS, SUITE 400
CHERRY HILL NJ 08002
3569460-589 28719
MERLE C KRAMER
23 CHESTNUT ST CLT ACCT#: MRS ACCT # : AMOUNT DUE:
NEWVILLE PA 17241-1303 4388642115913983 3569460 Ji!;;;;"$tf~03~f$f':!
.";"C:"""');,';'icUi:t" ">\>2i co}',
IRE: CAPITAL ONE I
(Interest may accrue on unpaid balances)
--
X IMPORTANT: TO RECEIVE PROPER CREDIT BE SURE TO ENCLOSE THrS PORTION WITH YOUR PAYMENT IN FULL' X
SEE REVERSE SIDE FOR CREDIT CARD AND WESTERN UNION PAYMENT INFORMATION
RE: CAPITAL ONE M.R.S.ASSOCIATES, INC.
CL T ACCT#: 4388642115913983 3 EXECUTIVE CAMPUS, SUITE 400
MRS ACCT#: 3569460 CHERRY HILL NJ 08002
AMOUNT DUE: $ 1,033.84 (Interest may accrue on unpaid balances)
Dear MERLE C KRAMER,
This letter is to inform you of a special offer to resolve your overdue account with our client. We recognize that a possible
hardship or pitfall may have prevented you from satisfying your obligation. It is with this in mind that we would like to offer
you a unique opportunity to satisfy your outstanding debt. We are presenting four options that will enable you to avoid
further collection activity being taken against you.
OPTION 1: A settlement of 50 % OFF of your current balance, SO YOU ONLY PAY $ 516.92 in ONE PAYMENT that
must be received in this office on or before Oct 15th.
OPTION 2: A settlement of 40 % OFF of your current balance, SO YOU ONLY PAY $ 620.30 in ONE PAYMENT that
must be received in this office on or before Oct 29th.
OPTION 3: A settlement of 30 % OFF of your current balance, SO YOU ONLY PAY $ 723.69 in TWO PAYMENTS. The
first payment must be received in this office on or before Oct 29th and the second by Nav 27th.
OPTION 4: Monthly payment plan on full balance (Interest may accrue on unpaid balances).
If you are interested in taking advantage of one of these terrific opportunities or if you have any questions, you MUST
contact our office as soon as possible at (8n) n4 - 7992 (toll free). When you call, please let our representative know that
you have received the (CAPITAL ONE) Option Letter and tell us whether you would like to take advantage of the
SETTLEMENT OPTION or the PAYMENT OPTION.
If we do not hear from you, we are forced to assume that you do not intend to resolve your obligation on a voluntary basis
and we will recommend that our client proceed with further collection activity.
If you pay your balance in full, your credit will be amended by our client.
Sincerely,
B. Simone
Director Of Operations
(8n) n4 -7992
This is an attempt to collect a debt and any information obtained will be used for that purpose.
This communication is from a debt collection agency.
PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION.
03J5628310/04/03MRSA1589
695 Rancocas Road Phillips and Cohen Associates, Ltd.
. . .
Westampton, NJ 08060 Ph (302) 355-3500
Return Service Requested Fx (302) 368-0970
Office Hours:
09/09103 M - Th: 8am - 9pm
Fri: 8am - 6pm
Sat: 8am-12pm
MERLE C KRAMER Phillips and Cohen Associates, Ltd,
23 CHESTNUT ST 695 Rancocas Road
NEWVILLE P A 17241-1303 Westampton, NJ 08060
111.11I11.1111.1.1..1.11 /1'11 /11111.1/.11..1111.1.111 1/11I11.1 11/'111111.1/ '11./1 111/11.1.111.1.1'111. 1/
Account#: 4800137203193200
Balance: $1181601
--------------------------------------------------------
U. PLEASE DETACH AJ....D RETCR", Ii.;- THE E",CLOSED E,\J VELOPE W JTH YOUR PAYMENT ***
Re: Client: ECAST SETTLEMENT CORP
Original Creditor: MBNA
Original Acct#: 4800137203193200
Our File #:
Balance: $11816$)1
1
Dear The Estate of MERLE C KRAMER:
Our client ECAST SETTLEMENT CORP, now O\\11S the debt previously owed to MBNA ECAST
SETTLEMENT CORP recently received notification that MBNA passed away, Initially, on behalf of our client, please
accept our condolences,
At the time of the passing of MBNA an outstanding debt in the amount of $118160 1 was owed to . To
resolve this matter and prevent any further collection activity, either full payment must be sent to this office at the above
address or information regarding the Estate of MBNA must be received, by mail or telephone, by our office,
IF YOU HAVE ANY QUESTION, IMMEDIA TEL Y CONTACT OUR OFFICE AT THE ABOVE TELEPHONE
NUMBER.
Sincerely,
Howard A. Enders
Executive Vice President
** IMPORTANT CONSUMER INFORMATION **
Unless you notifY this office within thirty (30) days after receiving this notice that you dispute the validity
of this debt or any portion thereof, this office will assume this debt is valid. If you notifY this office in
writing within thirty (30) days from receiving this notice, this office will: obtain verification of the debt or
obtain a copy of a judgment and mail you copy of such verification or judgment. If you request this office
in writing within thirty (30) days of receiving this notice, this office will provide you with the name and
address of the original creditor, if different from the current creditor. This communication is from a debt
collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
(QESP)40:T020:00 1350:001.1 000:03252:PCO 1 :PCAL080:0 1: PCAL080
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NEWVILLE WATER & SEWER AUTHORITY FIRST CLASS MAIL
4 West Street, Newville, PA 17241 U.S. POSTAGE PAID
Phone: 776-7633 NEWVILLE, PA
RETURN SERVICE REQUESTED Permit #2
4
WA 6 Young, Deb
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I 211 Lefever Road
I Newville, PA
I 17241
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June la, 2004
Deborah Young
211 Le Fever Road
Newville, PA 17241
RE: Estate of Merle C
Kramer, deceased.
Our File#: KCI-12426
Dea:::- Ms. Young:
This letter is to serve as a receipt for the recent payment.
The specifics regarding your payment are listed below.
Previous Balance $16925.78
Payment Amount $1500.00
Date of Payment 06/10/04
Remaining Balance $15425.78
Account Number 09070151100
If you have any questions or require additional information,
please do not hesitate to contact this office.
Sincerely,
Financial Dept. Ext 294
SYS:rcpt
NOTICE: SEE REVERSE SIDE FOR IMPORT ANT INFORMATION
This communication is from a debt collector and
is an attempt to collect a debt. Any information obtained will be used for that purpose.
P.O. Box 24566, Baltimore, Maryland 21214 . Telephone: 410-444-8022 . 800-229-8472 . Fax: 410-426-4051
Monday - Thursday 8;00 am - 9;00 pm - Friday 8:00 am - 6;00 pm Eastern Time
~~~ - \~.s'"
COMMONWEALTH OF PENNSYLVANIA *'
BUREAU OF INDIVIDUAL TAXES DEPARTMENT OF REVENUE
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG, PA 17128-0601 NOTICE OF INHERITANCE TAX
APPRAISEMENT, ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS AND ASSESSMENT OF TAX REV-1m EX AFP 1Ol-D5)
DATE 11-01-2004
ESTATE OF KRAMER MERLE C
DATE OF DEATH 07-02-2003
FILE NUMBER 21 03-0593
'l')4' ;A'\1 -1 f) /' 0' t.:) COUNTY CUMBERLAND
STEVEN J FISHMAN ESQ . "U. , ~. .1 -' ACN 101
SALZMANN ETAL. I '.o~t _mod I
95 ALEXANDER SPRING R \
CARLISLE PA 17q~3.
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
REV :i5'4-j-E3f-AFP--foY:03Y-NoYicE-oF-YNHEifiTAtfcE-TAx-A-PPRA-isEiriNT-:--ALi-OwAtfcE-oR'-----------------
DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATE OF KRAMER MERLE C FILE NO. 21 03-0593 ACN 101 DATE 11-01-2004
TAX RETURN WAS: (X) ACCEPTED AS FILED () CHANGED
RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE
APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN
1. Real Estate (Schedule A) (1) 78,041.00 NOTE: To insure proper
2. Stocks and Bonds (Schedule B) (2).00 credit to your account,
3. Closely Held Stock/Partnership Interest (Schedule C) (3) .00 submit the upper portion
4. Mortgages/Notes Receivable (Schedule D) (4) .00 of this form with your
5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) (5) .00 tax payment.
6. Jointly Owned Property (Schedule F) (6) .00
7. Transfers (Schedule G) (7) .00
8. Total Assets (8) 78,041.00
APPROVED DEDUCTIONS AND EXEMPTIONS: 16,569.00
9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H) (9)
10. Debts/Mortgage Liabilities/Liens (Schedule n (10) 95.211.00
11. Total Deductions (11) 111.780 no
12. Net Value of Tax Return (12) 33,739.00-
13. Charitable/Governmental Bequests; Non-elected 9113 Trusts (Schedule J) (13) .00
14. Net Value of Estate Subject to Tax (14) 33,739.00-
NOTE: I~ an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will
re~lect ~igures that include the total o~ ALL returns assessed to date.
ASSESSMENT OF TAX:
15. Amount of Line 14 at Spousal rate US) . 00 X 00 = . 00
16. Amount of Line 14 taxable at Lineal/Class A rate (16) .00 X 045 = .00
17. Amount of Line 14 at Sibling rate (17) .00 X 12 = .00
18. Amount of Line 14 taxable at Collateral/Class B rate (18) .00 X 15 = .00
19. Principal Tax Due (19)= .00
TAX CREDITS:
. 'O'A TE" ~~"ME:B~;R' INTEREST /PE~ P~+~D (_) AMOUNT PAID
TOTAL TAX CREDIT .00
BALANCE OF TAX DUE .00
INTEREST AND PEN. .00
" -(\ t TOTAL DUE .00
),
· IF PAID AFTER DATE INDICATED, SEE REVERSE ( IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED.
FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU MAY BE DUE
A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.)
RESERVATION: Estates Df decedents dying Dn Dr befDre December 12, 1982 -- if any future interest in the estate is transferred
in pDssessiDn Dr enjDyment tD Class B (cDllateral) beneficiaries Df the decedent after the expiratiDn Df any estate fDr
life Dr fDr years, the CDmmDnwealth hereby expressly reserves the right tD appraise and assess transfer Inheritance Taxes
at the lawful Class B (cDllateral) rate Dn any such future interest.
PURPOSE OF
NOTICE: TD fulfill the requirements Df SectiDn 2140 Df the Inheritance and Estate Tax Act, Act 23 Df 2000. (72 P.S.
SectiDn 9140).
PAVMENT: Detach the tDP pDrtiDn Df this NDtice and submit with YDur payment tD the Register Df Wills printed Dn the reverse side.
--Make check Dr mDney Drder payable tD: REGISTER OF KILLS, AGENT
REFUND (CR): A refund Df a tax credit, which was nDt requested Dn the Tax Return, may be requested by cDmpleting an "ApplicatiDn
fDr Refund Df Pennsylvania Inheritance and Estate Tax" (REV-1313). ApplicatiDns are available at the Office
Df the Register Df WillS, any Df the 23 Revenue District Offices, Dr by calling the special 24-hDur
answering service fDr fDrms Drdering: 1-800-362-2050; services fDr taxpayers with special hearing and I Dr
speaking needs: 1-800-447-3020 (TT Dnly).
OBJECTIONS: Any party in interest nDt satisfied with the appraisement, allDwance, Dr disallDwance Df deductiDns, Dr assessment
Df tax (including discDunt Dr interest) as shDwn Dn this NDtice must Dbject within sixty (60) days Df receipt Df
this NDtice by:
--written prDtest tD the PA Department Df Revenue, BDard Df Appeals, Dept. 281021, Harrisburg, PA 17128-1021, OR
--electiDn tD have the matter determined at audit Df the accDunt Df the persDnal representative, OR
--appeal tD the Orphans' CDurt.
ADMIN-
ISTRATIVE
CORRECTIONS: Factual errDrs discDvered Dn this assessment shDuld be addressed in writing tD: PA Department Df Revenue,
Bureau Df Individual Taxes, ATTN: PDSt Assessment Review Unit, Dept. 280601, Harrisburg, PA 17128-0601
PhDne (717) 787-6505. See page 5 Df the bDDklet "InstructiDns fDr Inheritance Tax Return fDr a Resident
Decedent" (REV-1501) fDr an explanatiDn Df administrativelY cDrrectable errDrs.
DISCOUNT: If any tax due is paid within three (3) calendar mDnths after the decedent's death, a five percent (5%) discDunt Df
the tax paid is allDwed.
PENAL TV: The 15% tax amnesty nDn-participatiDn penalty is cDmputed Dn the tDtal Df the tax and interest assessed, and nDt
paid befDre January 18, 1996, the first day after the end Df the tax amnesty periDd. This nDn-participatiDn
penalty is appealable in the same manner and in the the same time periDd as YDU wDuld appeal the tax and interest
that has been assessed as indicated Dn this nDtice.
INTEREST: Interest is charged beginning with first day Df delinquency, Dr nine (9) mDnths and Dne (1) day frDm the date Df
death, tD the date Df payment. Taxes which became delinquent befDre January 1, 1982 bear interest at the rate Df
six (6%) percent per annum calculated at a daily rate Df .000164. All taxes which became delinquent Dn and after
January 1, 1982 will bear interest at a rate which will vary frDm calendar year tD calendar year with that rate
annDunced by the PA Department Df Revenue. The applicable interest rates fDr 1982 thrDugh 2004 are:
Interest Daily Interest Daily Interest Daily
Vear Rate FactDr Vear Rate FactDr Vear Rate Factor
~ zor- ~ Im-1991 --nr- :oimiif" ml ~ omm""
1983 16% 0000438 1992 9% .000247 2002 6% .000164
1984 11% .000301 1993-1994 77. 0000192 2003 5% .000137
1985 13% .000356 1995-1998 9% .000247 2004 4% .000110
1986 10% .000274 1999 77. .000192
1987 10% .000274 2000 77. .000192
--Interest is calculated as fDIIDws:
INTEREST = BALANCE OF TAX UNPAID X NUKBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR
--Any NDtice issued after the tax becDmes delinquent will reflect an interest calculatiDn tD fifteen (15) days
beYDnd the date Df the assessment. If payment is made after the interest cDmputatiDn date shDwn Dn the
NDtice, additiDnal interest must be calculated.
COMMONWEALTH OF PENNSYLVANIA COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
ORPHANS' COURT DIVISION
NOTICE OF CLAIM
In Re: The Estate of: Court File No: 2103593
MERLE C KRAMER
Deceased
TO: THE CLERK OF THE ORPHANS' COURT DIVISION Notice of claim by
creditor, Pursuant to Section 3532(b)(2) of the Probate, Estates, and Fiduciaries
Code, 20 PAC.SA S3532(b)(2).
1) Claimant's name: ECAST SETTLEMENT CORP
clo NCO Financial Systems, Inc
2) Claimant's address: Probate Department,#450
1804 Washington Boulevard
Baltimore, MD 21230
(443)263-3300, ext 3304
3) Creditor listed below is the owner and holder of a claim in the amount of
. $5,260.71 Acct# 4800137203193200
4) The facts upon which this claim is based is a credit agreement between
Creditor and Decedent, identified as account number which is evidenced by
the attached affidavit of account stated.
5) Decedent's address: 23 CHESTNUT STREET, NEWVILLE PA 17241
6) Date of Death: UNKNOWN
7) That the claim arose prior to the death of the decedent on or about
8) That the claim is secured by
Do b,h,' of Ih, d"m,"l, , do "',mo'y d'd ,"d, "m 'If '~""" 01
per~ury that they Information and representati ns ma her re tr nd correct
to t e best of my knowledge, information a i 'f . b3i<<
Dated: May t2, 2005 ,,~GENT
Claimant ' , Q961&9
Written notice of claim was given to Personal Representative and/or his/heiicounset'
as stated below: '. .
STEVEN FISHMAN
Name -,
95 ALEXANDER SPRING RD -.."
Address -
_...~
CARLISLE PA 17013
City/StatelZip en
MAY 12, 2005 ,",">
Date notice mailed
\...Ullwer .Lana county ~eglster Ot Wills
One Courthouse Square
Carlisle, PA 17013
Phone: (717) 240-6345
Date: 6/06/2005
FISHMAN STEVEN J
95 ALEXANDER SPRING RD
SUITE 3
CARLISLE, PA 17013
RE: Estate of KRAMER MERLE C
File Number: 2003-00593
Dear Sir/Madam:
It has come to my attention that you have not filed the Status
Report by Personal Representative (Rule 6.12) in the above captioned
estate.
As per the AMENDMENTS TO SUPREME COURT ORPHANS' COURT RULES, NO.
103 SUPREME COURT RULES DOCKET NO. 1, for decedents dying on or after
July 1, 1992, the personal representative or his counsel, within two
(2) years of the decedent's death, shall file with the Register of
Wills a Status Report of completed or uncompleted administration.
This filing is due by: 7/02/2005
Your prompt attention to this matter will be appreciated.
Thank You.
~~~
GLENDA FARNER STRASBAUGH
REGISTER OF WILLS
cc: File
Personal Representative(s)
Judge
vvf
--
STATUS REPORT UNDER RULE 6.12
Name of Decedent: MERLE C, KRAMER
Date of Death: Julv 2. 2003
No. 21-03-0593
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following
with respect to completion of the administration of the above-captioned estate:
L State whether administration of the estate is complete: -.X.... Yes _ No
2. If the answer is No, state when the personal representative reasonably believes that the
administration will be complete:
3. If the answer to No, 1 is Yes, state the following:
a. Did the personal representative file a final account with the Court?
- Yes X No
b. The separate Orphans' Court No, (if any) for the personal representative's
account is:
c. Did the personal representative state an account informally to the parties
in interest? X Yes No
d. Copies of receipts, releases, joinders and approvals of formal or informal
accounts may be filed with the Clerk 0 rphan's Court and may be
attached to this report.
Date: 6/21105
"'-
Capacity: Personal Representative
X Counsel for Personal Representative
u-f
~
STATUS REPORT UNDER RULE 6012
Name of Decedent: MERLE C. KRAMER
Date of Death: Julv 2. 2003
No. 21-03-0593
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following
with respect to completion of the administration of the above-captioned estate:
I. State whether administration of the estate is complete: -.X.. Yes _ No
2. If the answer is No, state when the personal representative reasonably believes that the
administration will be complete:
3. If the answer to No. I is Yes, state the following:
a, Did the personal representative file a final account with the Court? .
- Yes X No
b, The separate Orphans' Court No. (if any) for the personal representative's
account is:
c. Did the personal representative state an account informally to the parties
in interest? X Yes No
d. Copies of receipts, releases, joinders and approvals of formal or informal
accounts may be filed with the Clerk 0 rphan's Court and may be
attached to this report.
Date: 6/21/05
l
Capacity: Personal Representative
X Counsel for Personal Representative
u{