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HomeMy WebLinkAbout02-0408MIDFIRST BANK I IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. CHRISTOPHER S. HEINBAUGH Defendant W" q? CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 MIDFIRST BANK, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA vs. CHRISTOPHER S. HEINBAUGH, Defendant CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof , is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff MIDFIRST BANK, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW CHRISTOPHER S. HEINBAUGH, ACTION OF MORTGAGE FORECLOSURE Defendant COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, MIDFIRST BANK, is an Oklahoma corporation, with an address of 3232 WEST RENO OKLAHOMA CITY, OKLAHOMA 73107. 2. Defendant, CHRISTOPHER S. HEINBAUGH, is an adult individual, whose last known address is 419 FACTORY STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about, April 13, 2000, the said Defendant, executed and delivered a Mortgage Note in the sum of $52,566.00 payable to CENDANT MORTGAGE CORPORATION, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1606, Page 78 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to MIDFIRST BANK and recorded in the aforesaid County in Mortgage Book 682, Page 949. The Said Mortgage and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage is: 419 FACTORY STREET, CARLISLE, PENNSYLVANIA 17013 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendant is the real owner of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on January 01, 2001 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE Interest at $12.72 per day From 12/01/2000 To 02/01/2002 ( based on contract rate of 8.875%) Accumulated Late Charges Late Charges $16.73 From 01/01/2001 to 02/01/2002 Escrow Balance Attorney's Fee at 5% of Principal Balance TOTAL $52,330.59 $5,787.60 $285.41 $250.95 $820.61 $2,616.53 $62,091.69 "Together with interest at the per diem rate noted above after February 01, 2002 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any way which would bring him within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The Defendant has either failed to meet the time limitations as set forth under the Combined Act 6/91 Notice or has been determined by the Pennsylvania Housing Finance Agency not to qualify for Mortgage Assistance. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 8.875% ($12.72 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By: PURCELL,KRUG ALLER Leon P. Haller, Esquire Attorney for Plaintiff I.D. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) 0002a3ab.tit (1696x2220X2 titt) !.Iwh : 0010581064 % Multistate * NOTE PAA c9ae No. - 441-6252028-703 April 13th, 2000 IDecel 419 FACTORY STREET CARLISLE, PA 17013 [Property A(Wrca) 1. PARTIES "Borrower" means each person signing at the end of this Note. and the Person's' successors and assigns. "Lender" means CERDANT MORTCRGR OMPORATZON and its successors and assigns. 2. BORROWER'S PROMISE TO PAY; EyrERE37' In return for a loan received from Lender, Borrower, promises to pay the principal sum of F1 Pty-Tao Tha2send Five Hundred Sixty-Six Dollars and Zero Cents Dollars (U.S. $ 52, 566.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at the rate of Eight and Seven Eighths percent ( 8.875 %) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, dad of trust or similar security instrument that is dated the same date as this Note and called tx "Security Instrument." The Security Instrument protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Leader on the first day of each month beginning on June lot . 2000 . Any principal and interest remaining on the first day of way 2030 , will be due on that date, which is called the "Maturity Date." ' (B) Place Payment shall be made at 3000 LeadenhalI Road Mt. Laurel, NJ 08054 by notice to Borrower, or at such place as Lender may designate in writing (C) Amount Each monthly payment of principal and interest will be in the amount of U.S. $ 418.24 will be part of a larger monthl This amount y Payment required by the Security Instrument, that shall be applied to principal, interest and other items in the order described in the Security Instrument. (D) Allonge to this Note for payment adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. (Check applicable box] DGraduated Payment Allonge OGrowing Equity Allonge DOther [specify] S. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in pan, without charge or pmahy, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the rernainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes a 1an!1 prepayment, there will be no changes in tux due date or in the amount of the monthly payment unless Leader agree -s in writing to those changes. {?-In 199011.03 Martgate Fixed Rate Note - ]arts VMP MORTGAGE FORMS -19001621.7291 Popp 1 of 2 wwrl, YII -2wm TI- ?bl? j1A'? Original ,Xh 0002a3ab.tit (1696x2242x2 titt) L2J 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a late charge in the amount of Pour percent ( 4.00 %) of the overdue amount of each payment. (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when nol permitted by HUD regulations. As used in this Note, 'Secretary' means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of Costs and Expenses If Lender has requited immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "Presentment" means the right to require Lender to demand payment of amounts due. 'Notice of dishonor' means the right to require Lender to give notice to other persons that amounts due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed yodder this Note. BY,IGN?#G W, Borrov f4ccepts agrees to the terms and covenants contained in this Note. ' - (Seal) t?RI - 9 ER 8 88IZ tTC4H Borrower (seal) -Borrower L _? • , r / ` (Seal) Borrower NNI (Seal) -Borrower -41 -?iqour REC To THE oAooF RAY _ (Seal) -Borrower (Seal) -Borrower BY.' VICE RE31 (Seal) QARV?R -Borrower - (Seal) -Borrower IRraaou.as rs.xm: vlkrr rI, MA Original EXHIBIT "A" .ALL THAT CF-KTAIN tract orla?td situate in the Borough ol'CarGakt, Curnbcdand County. Pcnnsylvarik more fully bounded and described as follows; AF(;12vh;1h;C, at an Iron pin SLI in the camern right of way (ire of Factory Street at the dividing line Sctwccn Tracts 2 and 2A on the hereinaller mentioned Subdivision Plant; tAenee along said "'d"'B I;"c South 83 de reas 17 B minutes 00 seeoads East 105.00 feet 10 0 iron pin- thence along the western dedicated right orway une or$lbow Avenue South 06 degrees 13 rat rtut= 00 ?ti cords W est 42.00 Csxt 10 an iro•t Di,r thence along the northern edge of s certain unnamed alley 'N•lrth 83 degrees,f 7 minutes 00 seconds Wot 105.00 feet to an iron pin; thence along the eastern right of way line or Factory Street North 06 degrees 13 minutes 00 seconds East 43,00 feet to an iron pin; the Place or BEGINNING. ?11';lNG AVIT11er described as tract I and tract 2A on the Final Subdivision Plan Bowen and Elizabeth A. Aeri pregarm by pa for tarry Thortsai in S. Brehm- RS. dated 10/30191 and recorded in Cumbtdand County plan 130ok 63. Page 143. t Ili ".Id:'1'. ?? r'??Se•[ya?id 1 : rficP fo• the recording of Deeds " L.U ^•Ierd County, Pa. V01 Page c$ +rs my hand and seal of office of Csrhsle, PA this of t Recordor e0,K1612r. ma _ M ?Xl?ibl? ?1 r61 (-T3t'4 ZxETZZx969t) TT;•o2£Ezooo COMPANY NAME; MIDFIRST BANK VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated ?" By Title Thad Burr ?1, r?c7e President At- c C,q /" vj O C C cn -31 f??( ? - ;n r c ? -m, ,.t N 9 ?G g 4 . tD Y 01 L Cu F Jam. LI ?? UD -`- --,i 2 O C"j CD U ^ h`I w N N O _ N LL F z a S z N z n ? R R z NM.99I Z9- AD 99149 • 18 E91 L9- J9-L91 L9 ON WNOd 00 Alddn91V03131V19.11V MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE P R A E C I P E TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT "in rem" in favor of the Plaintiff and against Defendant CHRISTOPHER S. HEINBAUGH for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid principal balance $52,330.59 Interest $ 5,787.60 (Per diem of $12.72 from 12/1/00 to 2/1/02) Accumulated late charges $ 285.41 Late charges $ 250.95 ($16.73 per month to 2/02) Escrow Deficit $ 820.61 5% Attorney's Commission $ 2,616.53 TOTAL $62,091.69** ** Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. PURCELL, KRUG & HAL By Leon P. Haller---PA I.D. 015700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 K 9M K F\D OC S \C U M B E R LA\H E I N. P MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA v5. CIVIL ACTION - LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on FEBRUARY 26, 2002 I served the Ten Day Notice required by Pa. R.C.P. 237.1 on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By Leon P. Haller PA I.D. #15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front St. Harrisburg, PA 17102 MIDFIRST BANK, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA VS. CHRISTOPHER S. HEINBAUGH Defendant NO. 2002-00408 : CIVIL ACTION LAW : IN MORTGAGE FORECLOSURE DATE OF THIS NOTICE: February 26, 2002 TO: CHRISTOPHER S. HEINBAUGH 419 FACTORY STREET CARLISLE, PA 17013 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE, CARLISLE, PA 17013 717-249-3166 800-990-9108 PURCELL, KRUG & $FddR By LEON P. HALL ER, Attorney for Plaintiff I.D. # 15700 1719 N. Front St., Harrisburg, PA 17102 (717) 234-4178 C -40 C) r._ G C) r? cn c-; -71 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 2002 00408 MIDFIRST BANK, PLAINTIFF VS. CHRISTOPHER S. HEINBAUGH, DEFENDANT(S) TOTAL AMOUNT OF JUDGMENT $52,330.59 Interest at $12.72 per diem to sale date $ 2,734.80 Late charges at $16.73 per month to sale date $ 83.65 Escrow Deficit $ 2,000.00 TOTAL $57,149.04* *SALE DATE: (PROTHONOTP. Plaintiff Attorney Sheriff This Writ T OF EXECUTIC DA00 1, .,SEPT.4, 2002 'S USE) TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above capti Date: June 11, 2002 Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS TO THE SHERIFF OF CUMBERLAND COUNTY: Leon P. Haller PA I.D. 415700 case. To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached description known as 419 Factory Street, Carlisle, PA 17013. Date: BY DEPUTY K:\MKF\DOCS\CUMBERLA\HE IN. W ALL THAT CERTAIN tract of land situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an iron pin set in the Eastern right of way at the dividing line between Tracts 2 and 2A on the hereinafter me Plan; thence along said dividing line South eighty-three (83) degre minutes zero (00) seconds East one hundred five (105.00) feet to E along the western dedicated right of way line of Elbow Avenue Sc thirteen (13) minutes zero (00) seconds West forty-three (43.00) fi thence along the Northern edge of a certain unnamed alley North E degrees forty-seven (47) minutes zero (00) seconds West one hun< to an iron pin; thence along the Eastern right of way line of Factor degrees thirteen (13) minutes zero (00) seconds East forty-three (4 the place of BEGINNING. ne of Factory Street :ioned Subdivision forty-seven (47) iron pin; thence th six (6) degrees t to an iron pin; ;hty-three (83) ed five (105.00) feet Street North six (6) I feet to an iron pin; BEING further described as tract 1 and tract 2A on the Fina Subdivision Plan for Larry Thomas Bowen and Elizabeth A. Acri prepared by Douglas . Brehm, R.S. dated 10/30/91 and recorded in Cumberland County Plan Book 63, Page 43. HAVING THEREON ERECTED A DWELLING KNOWN AS 419 FACTORY STREET, CARLISLE, PENNSYLVANIA 17013. SEE Deed Book 219 Page 368. TO BE SOLD AS THE PROPERTY OF CHRISTOPHER S. H?INBAUGH ON JUDGMENT NO. 2002 00408. PARCEL #06 20 1798 196 ?J W LD (J ON (J? MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTIONI- LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 00448 DEFENDANT IN MORTGAGE FORECLOSURE The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the pra cipe for the writ of execution was filed, the following information concerning the real property located at 419 Factory Street, Carlisle, PA 17013: 1 Name and address of the owner(s) or ReOuted Owner(s): Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 2. Name and address of Defendant(s) in different from that listed in (1) above: the Judgment, if SAME 3. Name and address of every judgment creditor whose judgment appears of record on the real property to be sold: 4. Name and address of last recorded holder of record: of every mortgage PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person ho has any record lien on the property: UNKNOWN 6. Name and address of every other person ho has any record interest in the property and whose interest may e affected by the sale: UNKNOWN 7. Name and address of every other pe Plaintiff has knowledge who has any interest in may be affected by the sale: son of whom the he property which TENANTS IF ANY ... Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) l I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. Section 4904 re atinq tQ unsworn falsification to authorities. Leon P. Halle PA I.D. 415700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, A 17102 (717) 234-4178 DATE: June 12, 2002 C-) N 'U CU G `, T. rn.r VAT N 17 !L• "L7 ?`-?-r? 4 _ z r, ; cs -? MIDFIRST BANK, VS. CHRISTOPHER S IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTIONI- LAW HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE 2IFF'S SALE C PURSUANT TO TAKE NOTICE: That the Sheriff's Sale of Real Property (re?1 estate) will be held: DATE: TIME: LOCATION WEDNESDAY, SEPTEMBER 4, 2002 10:00 O'clock A.M. Commissioner's Hearing Room 2nd Floor Cumberland County Courthous Carlisle, Pennsylvania 170 3 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is 419 Factory Street Carlisle CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which you# property is being sold is docketed in the within Commonwealth andlCounty to: No. 2002 00408 is: THE NAME (S) OF THE OWNER (S) OR REPUTED Christopher S. Heinbaugh A SCHEDULE OF DISTRIBUTION, being a list of of this property the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will !be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accolydance with this schedule will, in fact, be made unless someone objects by filing e.Yceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distributi n may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. YOUR PROPERTY. A PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER T ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Associatio 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court the within County to open the judgment if you defense against the person or company that ha; against you. You may also file an petition witl you are aware of a legal defect in the obligatic used against you. f Common Pleas of ave a meritorious entered judgment the same Court if or the procedure 2. After the Sheriff's Sale you may file petition with the Court of Common Pleas of the within County to et aside the sale for a grossly inadequate price or for other p oper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEE IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. zf a specific return date is desired, such date must be obtained from the Court Administrator's office - Civil Division, of the within County Courthouse, before a presentation of the petition `_o the Court. A copy of the Writ of Execution is attached hereto PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 4 ALL THAT CERTAIN tract of land situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an iron pin set in the Eastern right of way line of Factory Street at the dividing line between Tracts 2 and 2A on the hereinafter mentioned Subdivision Plan; thence along said dividing line South eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds East one hundred five (105.00) feet to an iron pin; thence along the western dedicated right of way line of Elbow Avenue South six (6) degrees thirteen (13) minutes zero (00) seconds West forty-three (43.00) feet to an iron pin; thence along the Northern edge of a certain unnamed alley North eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds West one hundred five (105.00) feet to an iron pin; thence along the Eastern right of way line of Factory !Street North six (6) degrees thirteen (13) minutes zero (00) seconds East forty-three (43) feet to an iron pin; the place of BEGINNING. BEING further described as tract 1 and tract 2A on the Final Subdivision Plan for Larry Thomas Bowen and Elizabeth A. Acri prepared by Douglas S. Brehm, R.S. dated 10/30/91 and recorded in Cumberland County Plan Book 63, Page 143. HAVING THEREON ERECTED A DWELLING KNOWN AS 419 FACTORY STREET, CARLISLE, PENNSYLVANIA 17013. SEE Deed Book 219 Page 368. TO BE SOLD AS THE PROPERTY OF CHRISTOPHER S. HEINBAUGH ON JUDGMENT NO. 2002 00408. PARCEL #06 20 1798 196 N a c -0 01 ? -± .. L. -rt iTi(Tl °L' , t1 Cm .J V "? CT WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 02-408 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MIDFIRST BANK Plaintiff (s) From CHRISTOPHER S. HEINBAUGH, 419 FACTORY ST., CARLISLE PA 17013. (1) You are directed to levy upon the property of the defendant (s)and to sell MEAL ESTATE LOCATED AT 419 FACTORY ST., CARLISLE PA 17013 (SEE ATTACKED LEGAL DESCRIPTION.). (2) You are also directed to attach the property of the defendant(s) not levied of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the ga paying any debt to or for the account of the defendant (s) and from delivering a (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is of anyone other than a named garnishee, you are directed to notify him/her that garnishee and is enjoined as above stated. Amount Due $52,330.59 Interest @ $12.72/DIEM TO 9/4/02 $2,734.80 Atty's Comm % Atty Paid $103.45 Plaintiff Paid Date: JUNE 12, 2002 (Seal) REQUESTING PARTY: Name LEON P. HALLER, ESQ. Address: 1719 N. FRONT ST. HARRISBURG PA 17102 Attorney for: PLAINTIFF in the possession shee(s) is enjoined from property of the defendant in the possession has been added as a L.L. $.50 Due Frothy $1.00 Other Costs ESCROW $2,000.00 LATE CHARGES @ CURTIS R. LONG By: TO 9/4/02 $83.65 Telephone: (717) 2344178 Supreme Court ID No. 15700 MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 004013 DEFENDANT IN MORTGAGE FORECLOSURE S U P P L E M E N T A L AFFIDAVIT PURSUANT TO P.R.C.P. 312 .1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the pra cipe for the writ of execution was filed, the following information concerning the real property located at 419 Factory Street, Carlisle, PA 17013: 1. Name and address of the Owner(s) or Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 2. Name and address of Defendant(s) in different from that listed in (1) above: SAME red owner(s): the Judgment, if 3. Name and address of every judgment creditor judgment appears of record on the real property o be sold: 4. Name and address of last recorded mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person i lien on the property: UNKNOWN 6. Name and address of every other person interest in the property and whose interest may sale: UNKNOWN 7. Name and address of every other pe Plaintiff has knowledge who has any interest in may be affected by the sale: whose holder of every has any record has any record affected by the . of whom the property which TENANTS IF ANY ... Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 AMERICAN GENERAL 6 S. HANOVER STREET CARLISLE, PA 17013 (In the preceding information, where addreoses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this ffidavit are true and correct to the best of my personal knowledg , information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. Section 490 elating to unsworn falsification to authorities. i1° Leon P,/. Hadller I.D. #15700 Pu ll, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: June 21, 2002 -rj T S -' =[j _ MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE RETURN OF SERVICE I hereby certify that I ve deposited in the U.S. Mails at Harrisburg, Pennsylvania on - - a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail. Service addresses are as follows: Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 AMERICAN ORAL 6 S. HANOVER STREET CARLISLE, PA 17013 By PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 i LAW OFFICES PURCELL, KRUG AND HALLER 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 JOHN W. PURCELL TELEPHONE (717) 234-4178 HOWARD B. KRUG FORECLOSURE DEPT. FAX (717) 234-1206 LEON P. HAL,LER JOHN W. PURCELL JR. BRIAN J. TYLER JILL M. WINEKA (717) 533-3836 NOTICE TO: Christopher S. Heinbaugh ANIE;RICAN GEL 419 Factory Street Carlisle, PA 17013 6 S. HANOvER STREET CARLISLE, PA 17013 Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 JOSEPH NISSLEY (1910-1982) ANTHONY DiSANTO OF COUNSEL HERSHEY 1099 GOVERNOR ROAD NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold aga' st the said real estate will be divested by the sale and that yo have an opportunity to protect your interest, if any, by notified of said Sheriff's Sale. By: Leon P. Haller PA I.D.15700 Attorney for Plaintiff MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: held: the Sheriff's Sale of Real Property (real estate) will be DATE: WEDNESDAY, SEPTEMBER 4, 2002 TIME: 10:00 O'clock A.M. LOCATION: Commissioner's Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 419 Factory Street Carlisle CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2002 00408 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property is: Christopher S. Heinbaugh A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. A 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an iron pin set in the Eastern right of way line of Factory Street at the dividing line between Tracts 2 and 2A on the hereinafter mentioned Subdivision Plan; thence along said dividing line South eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds East one hundred five (105.00) feet to an iron pin; thence along the western dedicated right of way line of Elbow Avenue South six (6) degrees thirteen (13) minutes zero (00) seconds West forty-three (43.00) feet to an iron pin; thence along the Northern edge of a certain unnamed alley North eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds West one hundred five (105.00) feet to an iron pin; thence along the Eastern right of way line of Factory Street North six (6) degrees thirteen (13) minutes zero (00) seconds East forty-three (43) feet to an iron pin; the place of BEGINNING. BEING further described as tract 1 and tract 2A on the Final Subdivision Plan for Larry Thomas Bowen and Elizabeth A. Acri prepared by Douglas S. Brehm, R.S. dated 10/30/91 and recorded in Cumberland County Plan Book 63, Page 143. HAVING THEREON ERECTED A DWELLING KNOWN AS 419 FACTORY STREET, CARLISLE, PENNSYLVANIA 17013. SEE Deed Book 219 Page 368. TO BE SOLD AS THE PROPERTY OF CHRISTOPHER S. HEINBAUGH ON JUDGMENT NO. 2002 00408. PARCEL ##06 20 1798 196 ReMidland v.Heinbaugh Cumberland Sale 9/4/02 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 J W W M ? O Uj Received from: - Q Purcell, Krug & Haller W = 1719 North Front Street Q U) Harrisburg, PA 17102 One piece of ordinary mail addressed to: Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 Postmark: Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING In compliance with Postal Service Form 3877,1 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addresse-I ` AMERICAN GENERAL 6 S. HANVOER STREET CARLISLE, PA 17013 addressed to: Postage`~ y a Postage: tage: n 1ST' ? ?? F ) ..i G ` J . (/1 -' 1 F -' r ? -?- r-?°- ' --- l 4? _ r s ray _ .. S ? ;CJ ? ? ?? ? l C> L.l n ..? 1` ca =::a Z COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND I SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Midfirst Bank is the grantee the same having been sold to said grantee on the 4th day of Sept A.D., 2002, under and by virtue of a writ Execution issued on the 18th day of June, A.D., 2002, out of the Court of Common Pleas of said County as of Civil Term, 2002 Number 408, at the suit of Midfirst Bank against Christopher S Hienbaugh is duly recorded in Sheriff's Deed Book No. 254, Page 834. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this day of Q&r- , A.D. 2002 Recorder of Deeds RecaderofDeede,Cwft eneCq OWNrs,PA My COMA 81m EVkN da Feq=lI a Jni u 30' ro Midfirst Bank VS Christopher S. Heinbaugh In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2002-408 Civil Term Ronald Bitner, Deputy Sheriff, who being duly sworn according to law, states that on June 25, 2002 at 11:10 o'clock AM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Christopher S. Heinbaugh, by making known unto Christopher S. Heinbaugh personally, at 1 Bridgewater Lane, Newville, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on July 5, 2002 at 3:05 o'clock PM, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Christopher S. Heinbaugh located at 419 Factory Street, Carlisle, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Christopher S. Heinbaugh, by regular mail to his last known address of 1 Bridgewater Lane, Newville, PA 17241. This letter was mailed under the date of July 8, 2002 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania, on September 4, 2002 at 10:00 AM. He sold the same for the sum of $30,000.00 to Attorney Leon Haller for Midfirst Bank. It being the highest bid and best price received for the same, Midfirst Bank of 3232 West Reno, Oklahoma City, Oklahoma 73107, being the buyer in this execution, paid Sheriff R. Thomas Kline the sum of $4000.00. Sheriffs Costs Docketing $ 30.00 Poundage 600.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 11.04 Certified Mail 1.17 Levy 15.00 Surcharge 20.00 Legal Search 200.00 Law Journal 297.95 Patriot News 232.15 Share of Bills 25.20 Distribution of Proceeds 25.00 Sheriffs Deed 29.50 $1,558.51 Sworn and subscribed to before me s; This f? l` day of Oc.w-? R. Thomas Kline, Sheriff 2002, A.D. a ?lCc % BY rothonotazy Real state Deputy WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) ` COUNTY OF CUMBERLAND) NO 02-408 Civil CIVIL ACTION- LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MIDFIRST BANK Plaintiff (s) From CHRISTOPHER S. HEINBAUGH, 419 FACTORY ST., CARLISLE PA 17013. (1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE LOCATED AT 419 FACTORY ST., CARLISLE PA 17013 (SEE ATTACHED LEGAL DESCRIPTION.). (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $52,330.59 Interest @ $12.72/DIEM TO 9/4/02 $2,734.80 Arty's Conan % Arty Paid $103.45 Plaintiff Paid Date: JUNE 12, 2002 (Seal) REQUESTING PARTY: L.L. $.50 Due Prothy $1.00 Other Costs ESCROW DEFICIT $2,000.00 LATE CHARGES @ $16.73MO TO 9/4/02 $83.65 CURTIS R. LONG Prothd tary By: kA?v Deputy Name LEON P. HALLER. ESQ. Address: 1719 N. FRONT ST. HARRISBURG PA 17102 Attorney for: PLAINTIFF Telephone: (717) 234-4178 Supreme Court ID No. 15700 Y Real Estate Sale # 76 On June 18, 2002 the sheriff levied upon the defendant's interest in the real property situated in The Borough of Carlisle, Cumberland County, PA known and numbered as 419 Factory Street, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: June 18, 2002 By: J64JV c Real Estate Deputy 0 Ai D! SCHEDULE OF DISTRIBUTION SALE NO. 76 Date Filed: October 4, 2002 Writ No. 2002-408 Civil Term Midfirst Bank VS Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 Sale Date: September 4, 2002 Buyer: Midfirst Bank Bid Price: $30,000.00 Real Debt $52,330.59 Interest 2,734.80 Attorney Writ Costs 103.45 Escrow Deficit 2,000.00 Late Fees 83.65 Total: $57,252.49 DISTRIBUTION Receipts: Cash on account (6/18/02) $1,000.00 Cash on account (9/04/02) 3,000.00 Credit Writ 26,000.00 Total Receipts: $30,000.00 Disbursements: To Sheriffs Costs To Legal Search To Attorney Leon P. Haller Credit Writ Total Disbursement: Balance for Distribution: So Answers: $1,358.51 200.00 2,441.49 26,000.00 ($30,000.00) 0.00 R. Thomas Kline Sheriff TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 76 Held Wednesday, September 4, 2002 Date: September 4, 2002 TAXES: Receipts for all taxes for the years 1999 to 2001 inclusive. Taxes for the current year 2002. WATER RENT: Company assumes no liability for private supply of water or sewer. SEWER RENT Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated 2002, and recorded 12002, in Cumberland County Deed Book , Page RECITAL: BEING the same premises which Kevin J. Diller and Kelly G. Diller, his wife, by deed dated April 13, 2000 and recorded April 14, 2000 in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle, Pennsylvania in Deed Book 219, Page 368, granted and conveyed to Christopher S. Heinbaugh, married man. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the road bed of 54 feet wide Factory Street, 12 foot Elbow Avenue, and a 12 foot wide unnamed alley. 6. Conditions, easements and restrictions shown on or set forth on the Final Subdivision Plan for Plan for Larry Thomas Bowen and Elizabeth A. Acri recorded in Cumberland County Plan Book 63, Page 143. 7. Mortgage in the amount of $52,566.00 given by Christopher S. Heinbaugh to Cendant Mortgage, Corporation dated April 13, 2000 recorded April 14, 2000 in the Office of the Recorder of Deeds in Mortgage Book 1606 Page 78. Assigned to MidFirst Bank, by assignment recorded December 11, 2001 in Miscellaneous Record Book 682 Page 4949 Complaint in mortgage foreclosure filed by MidFirst Bank as Plaintiff against Christopher S. Heinbaugh as Defendant in the office of the Prothonotary of Cumberland County on January 24, 2002, to File No. 2002-408. Judgment in the amount of $62,091.69 entered March 13, 2002. 12. Judgment in the amount of $1,805.31 entered by American General as Plaintiff against Christopher S. Heinbaugh as Defendant in the Office of the Prothonotary of Cumberland County on March 8, 2001 to file No. 2001-1235. 13. The rights of the spouse of Christopher S. Heinbaugh in the subject premises by virtue of the Pennsylvania Divorce Code. It is to be noted that a custody action involving the said Christopher S. Heinbaugh as Defendant was filed by Shannon G. Heinbaugh, but no divorce proceedings were found filed in Cumberland County. 14. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 18. Real estate taxes accruing on and after January 1, 2003 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. Robert U. Frey, Agent Note: This Title Report shall not be valid or binding until countersigned by an authorized signatory. REAL ESTATE SALE #76 ATTORNEY Leon P. Haller Advance Costs: $1,000.00 Assessed Valuation: 40,390.00 Writ No. 2002-408 Civil Term Midfirst Bank VS Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 Real Debt: $52,330.59 Interest from 2,734.80 Attorney writ costs 103.45 Escrow Deficit 2000.00 Late Fees 83.65 Sheriff's Costs Docketing 30.00 Poundage 660.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 11.04 Certified Mail 1.17 Levy 15.00 Surcharge 20.00 Postpone sale Legal Search 700.00 Law Journal 297.95 Patriot News 232.15 Share of bills 25.20 Distribution of proceeds 25.00 Sheriff's deed 29.50 Current Taxes 438.64 MIDFIRST BANK, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW "HRISTOPHER S. HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 419 Factory Street, Carlisle, PA 17013: 1. Name and address of the owner(s) or Reputed Owner(s): Christopher S. Heinbaugh 419 Factory Street Carlisle, PA 17013 Name and address of Defendant(s) in the Judgment, if different from that listed in (1) above: SAME 3. Name and address of every judgment creditor whose judgment °mpears of record on the real property to be sold: 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the property: UNKNOWN (i. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which ir, be affected by the sale: TENANTS IF ANY ... Domestic Relations Office e'umberland County Courthouse Hanover & High Streets Ssrlisle, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and I understand that false statements herein are made subject ttv penalties of 18 PA C.S. Section 4904 relating to unsworn t,-ilsiiication to authorities. Leon P. Haller PA I.D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: June 12. 2002 :M HL Fll BANK, IN THE COURT OF COMMON PLEAS EST PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA VS. . CIVIL ACTION - LAW CHRISTOPHER S. HEINBAUGH, NO. 2002 00408 DEFENDANT IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: meld: That the Sheriff's Sale of Real Property (real estate) will be DATE: WEDNESDAY, SEPTEMBER 4, 2002 TIME: 10:00 O'clock A.M. LOCATION: Commissioner's Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured bo,,indaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 419 Factory Street Carlisle CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which your property is being a>ld is docketed in the within Commonwealth and County to: No. 2002 00408 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property Christopher S. Heinbaugh A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the S},eriff of this County thirty (30) days after the sale and dis!ribution of the proceeds of sale in accordance with this ?_hedule will, in fact, be made unless someone objects by filing =ceptions to it within ten (10) days of the date it is filed. Cnformation about the Schedule of Distribution may be obtained _rom.the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: You may file a petition with the Court of Common Pleas of _.tn-. within County to open the judgment if you have a meritorious is-'ense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used ;against you. ?. After the Sheriff's Sale you may file a petition with the rt of: Common Pleas of the within County to set aside the sale : grossly inadequate price or for other proper cause. This T- i ^n MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights nF(ntioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be .sttached to the petition. If a specific return date is desired, such date must be wined from the Court Administrator's office - Civil Division, of within County Courthouse, before a presentation of the petition __ =he Court. copy of the Writ of Execution is attached hereto PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an iron pin set in the Eastern right of way line of Factory Street at the dividing line between Tracts 2 and 2A on the hereinafter mentioned Subdivision Plan; thence along said dividing line South eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds East one hundred five (105.00) feet to an iron pin; thence along the western dedicated right of way line of Elbow Avenue South six (6) degrees thirteen (13) minutes zero (00) seconds West forty-three (43.00) feet to an iron pin; thence along the Northern edge of a certain unnamed alley North eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds West one hundred five (105.00) feet to an iron pin; thence along the Eastern right of way line of Factory Street North six (6) degrees thirteen (13) minutes zero (00) seconds East forty-three (43) feet to an iron pin; the place of BEGINNING. BEING further described as tract 1 and tract 2A on the Final Subdivision Plan for Larry Thomas Bowen and Elizabeth A. Acri prepared by Douglas S. Brehm, R.S. dated 10/30/91 and recorded in Cumberland County Plan Book 63, Page 143. j; VING THEREON ERECTED A DWELLING KNOWN AS 419 FACTORY STREET, 1- wISLE. PENNSYLVANIA 17013. SEE Deed Book 219 Page 368. TO BE SOLD AS THE PROPERTY OF CHRISTOPHER S. HEINBAUGH ON JUDGMENT NO. 2002 00408. PARCEL #06 20 1798 196 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Frank J. Epler being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 23rd and 30th day(s) of July and the 6th day(s) of August 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION `".' . . COPY Sworn to and subscribed before me V_jis 14th day of A46st A. D.. S A L E #76 REAL ESTATE SALE No. 76 Writ No. 2002-408 Civil Term Mldflrst Bank vs Christopher S. Helnbaugh Atty: Leon P. Haller DESCRIPTION ALL THAT CERTAIN tract of land situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an iron pin set in the Eastern right-of-way line of Factory Street at the dividing line between Tracts 2 and 2A on the hereinafter mentioned Subdivision Plan; thence along said dividing line South eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds East one hundred five (105.00) feet to an iron pin; thence along the western dedicated right- of-way line of Elbow Avenue South six (6) degrees thirteen (13) minutes zero W) seconds West forty- three (43.00) feet to an iron pin; thence along the Northern edge of a certain unnamed L. tary Public uphin County NOTAFY PUBLIC =Commission al s June 6, 2006 commission Member, Pennsylvania Association Of Notarie expires June 6, 2006 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 230.40 Probating same Notary Fee(s) $ 1.75 Total $ 232.15 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. alley North eighty- three (83) oegrees forty-seven (47) minutes zero (00) seconds West one hundred five (105.00) feet to an iron pin; thence along the By ""'""" Eastern right-of-way line of Factory Street North six (6) degrees thirteen (13) minutes zero (00) seconds East forty-three (43) feet to an iron pin; HAVING THEREON erected a dwelling known 8 the place of BEGINNING. as 419 Factory Street, Carlisle, Pennsylvania 17013 BEING further described as mact I and tract 2A on the Final Subdivision Plan for Larry Thomas . SEE Deed Book 219 Page 368. TO BE SOLD as Bowen and Elizabeth A. Acri prepared by the property of Christopher S. Heinbaugh on Dou las S. Brehm, R.S. d tied 10/30/91 and recorded in Cumberland County Plan Book 63, Judgment No. 2002 00408. PARCEL NO. 06-20-1798-196. Page 143. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JULY 26, AUGUST 2, 9, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 76 Writ No. 2002-408 Civil Midfirst Bank vs. Christopher S. Heinbaugh Atty.: Leon P. Haller ALL THAT CERTAIN tract of land situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an iron pin set in the Eastern right of way line of Fac- tory Street at the dividing line be- tween Tracts 2 and 2A on the here- inafter mentioned Subdivision Plan; thence along said dividing line South eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds East one hundred five (105.00) feet to an iron pin; thence along the west- ern dedicated right of way line of Elbow Avenue South six (6) degrees thirteen (13) minutes zero (00) sec- onds West forty-three (43.00) feet Roger M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 9 day of AUGUST, 2002 LOIS E. S?,N.,,YDER, Notary Pd* CarK* SM, Cumb&lwid qty My Corgis M Expire: Meech 55.2005 to an iron pin; thence along the Northern edge of a certain unnamed alley North eighty-three (83) degrees forty-seven (47) minutes zero (00) seconds West one hundred five (105.00) feet to an iron pin; thence along the Eastern right of way line of Factory Street North six (6) de- grees thirteen (13) minutes zero (00) seconds East forty-three (43) feet to an iron pin; the place of BEGIN- NING. BEING further described as tract 1 and tract 2A on the Final Subdivi- sion Plan for Larry Thomas Bowen and Elizabeth A. Acri prepared by Douglas S. Brehm, R.S. dated 10/ 30/91 and recorded in Cumberland County Plan Book 63, Page 143. HAVING THEREON ERECTED A DWELLING KNOWN AS 419 FAC- TORY STREET, CARLISLE. PENN- SYLVANIA 17013. SEE Deed Book 219 Page 368. TO BE SOLD AS THE PROPER- TY OF CHRISTOPHER S. HEIN- BAUGH ON JUDGMENT NO. 2002 00408. PARCEL #06 20 1798 196. --r-