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Home My WebLink About03-0602 \-...,t-. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION No. co2.- 0.3 - l4o:L FIRST AND PARTIAL ACCOUNT of COMMUNITY TRUST COMPANY, TRUSTEE for THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST Dated June 1, 1995 START OF TRUST: June 1, 1995 DATE OF APPOINTMENT: June 30, 1995 ACCOUNTING FOR PERIOD: June 30, 1995 to June 30, 2003 Purpose of Account: Community Trust Company, Successor Trustee, offers this account for approval by the Court upon termination of current Successor Trustee to new Successor Trustee. It is important that the account carefully examined. Requests for additional informat'on, objections, can be discussed wi Lowel GATES, 1013 Lemoyne, Phone: Fax: Esquire & HATCH, P.C. a Road, Suite 100 PA 17043 (717) 731-9600 (717) 731-9627 Dated: July 25, 2003 '. * * * The following is a Summary of Account for the period June 30, 1995, to December 31, 1995. * * * SUMMARY OF ACCOUNT Griffith, Penelope L. Trust For Period 06/30/95 Through 12/31/95 Page Fiduciary Acquisition Value Principal Receipts Net Gain (or Loss) on Sales or Other Dispositions Other Receipts of Income 1-2 3 $74,128.78 247.25 0.00 Less Disbursements 4 $74,376.03 7,969.46 Balance before Distributions Distributions to Beneficiaries $66,406.57 0.00 Principal Balance on Hand 5 $66,406.57 For Information: Investments Made Changes in Investment Holdings 6 6 Income Receipts Less Disbursements 7 8 $ 1,730.56 221.14 Balance before Distributions Distributions to Beneficiaries $ 1,509.42 0.00 Income Balance on Hand $ 1,509.42 $67,915.99 Combined Balance on Hand Assets Listed in Inventory (Valued as of date received) RECEIPTS OF PRINCIPAL Griffith, Penelope L. Trust As of 12/31/95 Cash on Hand Contribution from Walt Griffith Lowell R. Gates, PC Escrow A/C Ch. TOTAL INVENTORY $ 448.44 7l,808.l6 Page 1 Fiduciary Acquisition Value $ 72,256.60 $ 72,256.60 RECEIPTS OF PRINCIPAL Griffith, Penelope L. Trust As of 12/31/95 Receipts Subsequent to Inventory (Valued when received) 07/24/95 Automated Government Money Market 07/24/95 Federated Managed Growth/Income Fd. 10/06/95 Contribution from Walt Griffith lO/06/95 Contribution from Walt Griffith l2/08/95 Contribution from Walt Griffith l2/08/95 Contribution from Walt Griffith l2/27/95 ST Capital Gain - Fed Man Gr/Inc Fd l2/27/95 LT Capital Gain - Fed Man Gr/Inc Fd TOTAL RECEIPTS SUBSEQUENT TO INVENTORY SUMMARY Total Inventory Total Receipts Subsequent To Inventory TOTAL RECEIPTS OF PRINCIPAL $ 0.00 0.00 448.44 448.44 448.44 448.44 51.94 26.48 Page 2 $ l,872.l8 $ 72,256.60 l,872.l8 $ 74,128.78 GAINS AND LOSSES ON SALES OR OTHER DISPOSITIONS Griffith, Penelope L. Trust . For Period 06/30/95 Through 12/31/95 Page 3 Gain Loss 09/12/95 Sold l373.626 units of Federated Managed Growth and Income Fund. ~ 10 J q;2-. Net Proceeds Fiduciary Acquisition Value $ 15,000.00 l4,752.75 Net Gain $ 247.25 ----------- $ 247.25 Net Gain DISBURSEMENTS OF PRINCIPAL Griffith, Penelope L. Trust For Period 06/30/95 Through l2/3l/95 07/20/95 Payment to Edward D. Jones & Co. for deposit to the Penelope L. Griffith Money Market Account. 07/20/95 Payment to Lowell R. Gates, PC for legal fees due. 08/29/95 09/07/95 Cash disburse to Edward D. Jones & Company for deposit to money market fund. 09/07/95 Cash disburse to Lowell R. Gates, PC for Legal Fees due, Reference #33l4. 09/26/95 Payment to Edward D. Jones & Co. for deposit to Penny's Money Market Account. 09/26/95 .....W.~~~~~~\~~wrflmetin~,:re:&mpany:. t ~:,.!iS?,~~~~;~:)iIj'~:ti.~~'*f;;' 09/26/95 11/01/95 ,~ :':;;;'"''C::O''''M+-''''~^~b''''''' ' .,tf.""'" ,. ..;I:"".;.;o,ep""em, er , ," ;. ,;~mp,t';,f,~,f:.:.jftg~~ ~f ":;;~~x:g~D:~~:;;t:,,\.:. 11/l4/95 ~,a::~~~~~~~i;, " , );Q,,,,,:D.l?-.~..,",,,,,,, '"," " ....~.~~:ir.-:u.'i?":~;"._",...,.,' 6~~Ndf~burse.':t,C\,..s~~~,Jodd'.Melll?rial,Home ~~:"'Nurs ing Home ~ Exp'~ri"s:e ',~' '.ri~~nlb'er~;".~.<:1,9~.~.5..~A~w,,'~-~,,~, ,;..,~',~. l2/14/95 12/l4/95 Cash disburse to Lowell R. Gates, PC for legal fees, Reference #3435. TOTAL DISBURSEMENTS OF PRINCIPAL $ 100.00 1,062.82 -~~ 500.00 437.50 500.00 ;~'~~~Q;~l ,&a~:a.S.i ~~.~ ~...." ~'llt.~ 112.50 Page 4 $ 7,969.46 PRINCIPAL BALANCE ON HAND Griffith, Penelope L. Trust As of 12/31/95 Checking Accounts Pennfes interest bearing account Common Stocks Federated Managed Growth/Income Fd. 488.571 Units Federal Notes and Bonds Federated Income Trust 5,882.353 Units Less: Income balance on hand PRINCIPAL BALANCE ON HAND Page 5 Current Carrying Value Value ------- -------- $ 2,668.74 $ 2,668.74 5,442.68 5,247.25 61,117.65 60,000.00 $ 69,229.07 1,509.42 $ 67,915.99 l,509.42 $ 67,719.65 $ 66,406.57 - --== INFORMATION SCHEDULES Griffith, Penelope L. Trust For Period 06/30/95 Through 12/31/95 Investments Made Federated Income Trust 09/12/95 Sold 45,000 units Automated Government Money Market Fund and purchased units of Federated Income Trust. Changes in Investment Holdings Federated Managed Growth/Income Fd. 07/24/95 Purchased l862.197 units of Federated Managed Growth and Income Fund at 10.74 per share. 09/l2/95 Sold 1373.626 units of Federated Managed Growth and Income Fund. Federated Income Trust 09/l2/95 Purchased 1470.558 units of Federated Income Trus t . $ 0.00 20,000.00 0:::v $ 45,000.00 15,000.00 Page 6 $ 45,000.00 5,247.25 60,000.00 RECEIPTS OF INCOME Griffith, Penelope L. Trust For Period 06/30/95 Through l2/3l/95 08/04/95 Cash receipt of interest earned on Government Money Market Fund throu 07/31/95. 08/l0/95 Interest earned on the't~~~€s~~n~~est Bearing Account through 08/08/95. 08/28/95 Cash receipt of interest earned 0 Government Money Market Fund. . ,I " "~1~ " " (~~~~E1!~,1 rJ [3;- ~i1;: r.' ....;!,' L'" 09/08/95 Interest earned on the Bearing Account through 09/l2/95 Cash receipt of interest earned 0 Government Money Market Fund. 09/25/95 Cash receipt of interest earned on Federated Managed Growth and Income Fund. 10/06/95 ~.. o_'",c.,.. '''", ' , ..,,'J" .'.,' ....:~ Cash receipt of interest earned Income Trust through 09/30/95. 10/09/95 Cash receipt of interest earned Government Money Market Fund. 10/09/95 Interest earned on the. Bearing Account through 10/08/95. ll/08~5 Cash receipt of interest earned on Federated Income Tru~t through 10/31/95. 11/09/95 Interest earned Bearing Account l2/08/95 Cash receipt of interest earned on Federated Income Trust through 11/30/95. l2/09/95 Interest earned on the~nt~rest Bearing Account throug' ecem eri~g, 1995. 12/27/95 Cash receipt of interest earned on Federated Managed Growth and Income Fund. l2/31/95 Cash receipt of interest earned on Federated Income Trust through December 3l, 1995. TOTAL RECEIPTS OF INCOME Page 7 $ -"'"~", ': '" "",,,,,',.,,'i!! - ., '-', ....:.~,.:,...<-'.~,< 63.5l 188.80 ::')" ',:>;.: 315.09 331. 60 76.70 329.40 $ 1. 710 'lh DISBURSEMENTS OF INCOME Griffith, Penelope L. Trust For Period 06/30/95 Through 12/3l/95 08/23/95 Trustee's fee for July, 1995 based on a market value of $70,719.82. 09/13/95 Trustee's fee for August, 1995 based on a market value of $70,889.59. lO/10/95 Trustee's fee for September, 1995 based on a market value of $66,825.66. ll/08/95 Trustee's fee for October, 1995 based on a market value of $67,495.35. 12/21/95 Trustee's Fee for November, 1995 based on a Market Value of $67,584.21. TOTAL DISBURSEMENTS OF INCOME $ .45.42 45.44 43.15 43.54 43.59 Page 8 $ 221. l4 * * * The following is a Summary of Account for the period January 1, 1996, to June 30, 2001. * * * INCOME SUMMARY OF ACCOUNT for Peri.od January 1, 1996 - June 30, 2003 I. Beginning Balance - Income Cash PAGE Medical Reimbursements Asset Sales and Transfers Dividends Received Interest Received Transfers to Income from Principal TOTAL INCOME CASH RECEIPTS 2 2-17 17-21 21-25 25 Asset Purchases and Transfers Utilities Expenses Fees Paid - General Health Care Income Distributions Taxes Transfers from Income to Principal 46 Miscellaneous Disbursements 47 TOTAL INCOME CASH DISBURSEMENTS 25-37 37-39 39-44 44-45 45 45-46 II. Beginning Balance - Principal Cash ENDING BALANCE - INCOME CASH Capital Gains Received Cash Additions Contribution Received Asset Sales and Transfers Refunds Transfers to Principal from Income TOTAL CASH RECEIPTS 48 48-49 49-50 50-64 64 65 Taxes Asset Purchases and Transfers Fees Distributions of Principal Transfers from Principal to Income 75 Miscellaneous Disbursements 72-85 TOTAL PRINCIPAL CASH DISBURSEMENTS 66-67 67-71 71-72 72-75 ENDING BALANCE - PRINCIPAL CASH $ 0.00 $ 2.19 22,191.54 19,453.65 1,065.02 3,072.64 45,785.04 -20,723.65 570.34 - 7,435.62 - 3,730.99 300.00 42.45 -12,570.77 350.00 -45,723.82 $ 61. 22 $ 0.00 2,212.56 28,234.44 11,793.00 181,426.45 474.00 12,570.77 236,711.22 1,729.00 -140,921.01 1,779.87 - 25,310.00 3,072.64 - 63,898.70 -236,711.22 $ 0.00 III. Beginning Balance - Assets at Book Value Assets Purchased Reinvested Income Assets Contributed TOTAL ASSET INCREASES Assets Sold Assets Distributed Book Value Adjustments TOTAL ASSET DECREASES ENDING BALANCE - ASSETS $161,644.66 7,418.58 23.478.66 -204,641. 62 - 11,619.66 842.10 $ 65,247.25 192,541.90 -215,419.18 $42,369.97 REPORT OF ASSETS PAGE 1 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 AS OF 06/30/03 BONDS Units Price Market Value 06/30/03 Book Value U.S. GOVT & AGENCY OBLIGATIONS 1. FEDERATED INCOME 1885 TRUST FUND #36 10.6200 20,021.41 19,229.61 TOTAL BONDS ------------- ------------- ------------- ------------- 20,021.41 19,229.61 STOCKS MUTUAL FUNDS 2. FED STOCK TRUST FUND #019 3. FED MID-CAP FUND #151 543 29.8600 16,216.64 16,822.84 270 15.9400 4,298.81 5,000.00 TOTAL STOCKS ------------- ------------- ------------- ------------- 20,515.45 21,822.84 BANK ACCOUNTS DEMAND DEPOSITS - OTHER BANKS 4. COMMERCE BANK 37 MONEY MARKET FUNDS 5. FEDERATED GOV'T 1280 OBLIGATIONS FD #395 1.0000 37.07 37.07 1.0000 1,280.45 1,280.45 TOTAL BANK ACCOUNTS ------------- ------------- ------------- ------------- 1,317.52 1,317.52 TOTAL INVESTMENTS 41,854.38 42,369.97 INCOME CASH ON HAND PRINCIPAL CASH ON HAND 61. 22 0.00 61.22 0.00 TOTAL ASSETS TOTAL CASH 61.22 ------------- ------------- 41,915.60 42,431.19 REPORT OF INCOME CASH PAGE 2 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 BEGINNING BALANCE 0 . 00 --------------- INCOME CASH RECEIPTS --------------- 1. MEDICAL REIMBURSEMENTS Other Medical 08/26/99 Receipts CHECK #4287 PAYABLE TO CARLISLE IMAGING (COST WAS COVERED THROUGH MEDICAL ASSISTANCE 2.19 -------------- Total Other Medical Receipts 2.19 TOTAL MEDICAL REIMBURSEMENTS 2.19 2. ASSET SALES AND TRANSFERS Sale of an Income Asset CAPITAL INCOME BUILDER FUND 12/02/99 Sold 1.3430 units Purchased 09/03/99 Short-ter.m loss of 2.64 58.86 12/02/99 Sold .4930 units Purchased 06/08/99 Short-ter.m loss of 1.93 21.60 NEW PERSPECTIVE FUND INC 09/23/99 Sold .0590 units Purchased 06/07/99 Short-ter.m gain of .11 1.58 EDWARD JONES DAILY PASSPORT CASH TRUST 09/23/99 Sold 88.8300 units Purchased 06/25/99 No gain or loss 88.83 12/06/00 Sold 492.8300 units Purchased 09/21/99 No gain or loss 492.83 REPORT OF INCOME CASH PAGE 3 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 06/01/01 Sold 28.7600 units Purchased 12/26/00 No gain or loss 28.76 COMMERCE BANK 10/15/96 Sold 50.3400 units Purchased 07/31/96 No gain or loss 50.34 10/15/96 Sold 50.3400 units Purchased 12/31/95 No gain or loss 50.34 11/11/96 Sold 51.1700 units Purchased 12/31/95 No gain or loss 12/10/96 Sold 52.2000 units Purchased 12/31/95 No gain or loss 01/09/97 Sold 44.3500 units Purchased 10/09/96 No gain or loss 02/06/97 Sold 58.1700 units Purchased 10/15/96 No gain or loss 03/11/97 Sold 57.7600 units Purchased 11/08/96 No gain or loss 04/08/97 Sold 25.0000 units Purchased 11/08/96 No gain or loss 04/10/97 Sold 61.3800 units Purchased 11/08/96 No gain or loss 51.17 52.20 44.35 58.17 57.76 25.00 61. 38 REPORT OF INCOME CASH PAGE 4 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 04/21/97 Sold 1,449.3200 units Purchased 11/08/96 No gain or loss 1,449.32 04/21/97 Sold 45.7900 units Purchased 12/31/95 No gain or loss 45.79 05/01/97 Sold 81.0000 units Purchased 12/31/95 No gain or loss 81.00 05/12/97 Sold 57.7100 units Purchased 12/31/95 No gain or loss 57.71 05/14/97 Sold 483.3600 units Purchased 12/31/95 No gain or loss 483.36 06/09/97 Sold 58.9000 units Purchased 12/31/95 No gain or loss 58.90 06/13/97 Sold 34.9200 units Purchased 12/31/95 No gain or loss 34.92 07/09/97 Sold 59.5300 units Purchased 12/31/95 No gain or loss 59.53 07/10/97 Sold 483.3600 units Purchased 12/31/95 No gain or loss 483.36 08/12/97 Sold 61.8300 units Purchased 04/08/97 No gain or loss 61.83 09/11/97 Sold 61.5700 units Purchased 05/08/97 No gain or loss 61.57 REPORT OF INCOME CASH PAGE 5 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 09/11/97 Sold 483.3600 units Purchased 05/08/97 No gain or loss 483.36 10/07/97 Sold 483.3600 units Purchased 06/24/97 No gain or loss 483.36 10/10/97 Sold 62.5000 units Purchased 08/06/97 No gain or loss 62.50 11/10/97 Sold 483.3600 units Purchased 09/08/97 No gain or loss 483.36 11/12/97 Sold 62.2400 units Purchased 10/07/97 No gain or loss 62.24 12/10/97 Sold 12.8100 units Purchased 12/05/97 No gain or loss 12.81 12/10/97 Sold 48.7900 units Purchased 08/12/97 No gain or loss 48.79 01/13/98 Sold 61.7100 units Purchased on multiple dates No gain or loss 61.71 01/14/98 Sold 1,231.0200 units Purchased on multiple dates No gain or loss 1,231.02 02/11/98 Sold 62.2400 units Purchased on multiple dates No gain or loss 62.24 03/05/98 Sold 63.2200 units Purchased 02/10/98 No gain or loss 63.22 REPORT OF INCOME CASH PAGE 6 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/31/98 Sold 87.5000 units Purchased 02/10/98 No gain or loss 87.50 04/10/98 Sold 63.9300 units Purchased on multiple dates No gain or loss 63.93 05/01/98 Sold 350.0000 units Purchased 03/06/98 No gain or loss 350.00 05/11/98 Sold 104.5200 units Purchased 04/07/98 No gain or loss 104.52 06/08/98 Sold 57.2900 units Purchased 04/07/98 No gain or loss 57.29 07/02/98 Sold 58.0100 units Purchased 04/30/98 No gain or loss 58.01 08/05/98 Sold 56.8500 units Purchased 05/08/98 No gain or loss 56.85 08/18/98 Sold 677.0200 units Purchased 05/08/98 No gain or loss 677.02 09/15/98 Sold 182.6800 units Purchased 08/07/98 No gain or loss 182.68 09/17/98 Sold 52.6800 units Purchased 08/07/98 No gain or loss 52.68 10/13/98 Sold 54.0100 units Purchased 09/09/98 No gain or loss 54.01 REPORT OF INCOME CASH PAGE 7 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/15/98 Sold 89.7200 units Purchased 09/09/98 No gain or loss 89.72 11/10/98 Sold 7.0000 units Purchased 09/09/98 No gain or loss 7.00 11/10/98 Sold 54.5000 units Purchased 09/09/98 No gain or loss 54.50 11/11/98 Sold 102.5400 units Purchased 09/09/98 No gain or loss 102.54 12/04/98 Sold 54.7200 units Purchased 09/09/98 No gain or loss 54.72 12/11/98 Sold 3.5000 units Purchased 09/09/98 No gain or loss 3.50 12/11/98 Sold 176.1600 units Purchased 09/09/98 No gain or loss 176.16 12/21/98 Sold 69.2600 units Purchased 09/29/98 No gain or loss 69.26 01/15/99 Sold 41.9200 units Purchased 12/08/98 No gain or loss 41.92 01/22/99 Sold 56.1200 units Purchased 12/08/98 No gain or loss 56.12 02/02/99 Sold 375.0000 units Purchased 12/08/98 No gain or loss 375.00 REPORT OF INCOME CASH PAGE 8 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 02/12/99 Sold 56.7900 units Purchased 12/29/98 No gain or loss 56.79 03/09/99 Sold 55.9600 units Purchased 12/29/98 No gain or loss 55.96 04/02/99 Sold 55.8800 units Purchased 12/29/98 No gain or loss 55.88 04/29/99 Sold 132.2100 units Purchased 12/29/98 No gain or loss 132.21 05/12/99 Sold 55.7300 units Purchased 12/29/98 No gain or loss 55.73 05/17/99 Sold 117.6400 units Purchased 12/29/98 No gain or loss 117.64 06/09/99 Sold 71.1400 units Purchased 12/29/98 No gain or loss 71.14 06/10/99 Sold 55.4300 units Purchased 12/29/98 No gain or loss 55.43 06/28/99 Sold 200.0000 units Purchased 12/29/98 No gain or loss 200.00 07/14/99 Sold 65.3000 units Purchased 03/29/99 No gain or loss 65.30 07/29/99 Sold 5.2600 units Purchased 03/29/99 No gain or loss 5.26 REPORT OF INCOME CASH PAGE 9 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 07/30/99 Sold 200.0000 units Purchased 03/29/99 No gain or loss 200.00 08/04/99 Sold 63.9600 units Purchased 03/29/99 No gain or loss 63.96 08/11/99 Sold 545.1400 units Purchased 03/29/99 No gain or loss 545.14 08/23/99 Sold 2.1900 units Purchased 05/10/99 No gain or loss 2.19 09/07/99 Sold 16.4900 units Purchased 05/10/99 No gain or loss 16.49 09/09/99 Sold 68.9600 units Purchased 05/10/99 No gain or loss 68.96 09/13/99 Sold 150.0000 units Purchased 05/10/99 No gain or loss 150.00 10/06/99 Sold 68.5800 units Purchased 05/10/99 No gain or loss 68.58 11/09/99 Sold 70.1100 units Purchased 09/28/99 No gain or loss 70.11 11/10/99 Sold 69.0000 units Purchased 09/28/99 No gain or loss 69.00 11/24/99 Sold 212.0000 units Purchased 09/28/99 No gain or loss 212.00 REPORT OF INCOME CASH PAGE 10 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/10/99 Sold 69.7000 units Purchased 09/28/99 No gain or loss 12/22/99 Sold 18.3900 units Purchased 09/28/99 No gain or loss 12/29/99 Sold 331.0000 units Purchased 09/28/99 No gain or loss 01/10/00 Sold 72.2800 units Purchased 12/07/99 No gain or loss 01/20/00 Sold 143.0000 units Purchased 12/13/99 No gain or loss 02/11/00 Sold 70.4400 units Purchased 12/28/99 No gain or loss 03/15/00 Sold 72.8200 units Purchased 01/11/00 No gain or loss 04/12/00 Sold 72.1400 units Purchased 01/11/00 No gain or loss 05/15/00 Sold 68.2900 units Purchased 01/11/00 No gain or loss 05/15/00 Sold 97.5000 units Purchased 02/08/00 No gain or loss 06/08/00 Sold 65.4500 units Purchased 02/08/00 No gain or loss 69.70 18.39 331.00 72.28 143.00 70.44 72.82 72.14 68.29 97.50 65.45 REPORT OF INCOME CASH PAGE 11 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 06/28/00 Sold 316.7700 units Purchased 03/07/00 No gain or loss 316.77 07/12/00 Sold 67.9800 units Purchased 04/10/00 No gain or loss 67.98 07/18/00 Sold 96.7000 units Purchased 04/10/00 No gain or loss 96.70 08/14/00 Sold 67.6000 units Purchased 05/08/00 No gain or loss 67.60 08/18/00 Sold 96.7000 units Purchased 05/08/00 No gain or loss 96.70 09/11/00 Sold 70.8200 units Purchased 05/08/00 No gain or loss 70.82 09/20/00 Sold 545.1400 units Purchased 06/06/00 No gain or loss 545.14 10/12/00 Sold 69.0600 units Purchased 08/08/00 No gain or loss 69.06 10/18/00 Sold 96.7000 units Purchased 08/08/00 No gain or loss 96.70 11/09/00 Sold 67.6000 units Purchased 09/08/00 No gain or loss 67.60 11/17/00 Sold 545.1400 units Purchased 09/08/00 No gain or loss 545.14 REPORT OF INCOME CASH PAGE 12 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/12/00 Sold 63.5300 units Purchased 11/07/00 No gain or loss 63.53 01/10/01 Sold 64.1000 units Purchased 11/07/00 No gain or loss 64.10 02/09/01 Sold 64.4300 units Purchased 12/07/00 No gain or loss 64.43 03/13/01 Sold 62.5000 units Purchased 12/07/00 No gain or loss 62.50 04/11/01 Sold 62.5000 units Purchased 12/07/00 No gain or loss 62.50 04/26/01 Sold 417.5000 units Purchased 12/07/00 No gain or loss 417.50 05/02/01 Sold 1,071.1200 units Purchased 12/12/00 No gain or loss 1,071.12 05/09/01 Sold 62.5000 units Purchased 05/08/01 No gain or loss 62.50 06/14/01 Sold 62.5000 units Purchased 05/08/01 No gain or loss 62.50 06/19/01 Sold 32.0000 units Purchased 05/08/01 No gain or loss 32.00 07/03/01 Sold 12.0600 units Purchased 05/08/01 No gain or loss 12.06 REPORT OF INCOME CASH PAGE 13 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 07/13/01 Sold 62.5000 units Purchased 05/08/01 No gain or loss 62.50 08/01/01 Sold 300.0000 units Purchased 06/05/01 No gain or loss 300.00 08/10/01 Sold 62.5000 units Purchased 07/02/01 No gain or loss 62.50 09/13/01 Sold 62.5000 units Purchased 07/02/01 No gain or loss 62.50 10/11/01 Sold 62.5000 units Purchased 08/01/01 No gain or loss 62.50 10/22/01 Sold 29.1400 units Purchased 08/01/01 No gain or loss 29.14 11/07/01 Sold 24.1100 units Purchased 08/01/01 No gain or loss 24.11 11/13/01 Sold 62.5000 units Purchased 09/04/01 No gain or loss 62.50 11/16/01 Sold 255.5200 units Purchased 09/04/01 No gain or loss 255.52 11/28/01 Sold 22.2000 units Purchased 10/01/01 No gain or loss 22.20 12/11/01 Sold 23.9200 units Purchased 11/01/01 No gain or loss 23.92 REPORT OF INCOME CASH PAGE 14 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/14/01 Sold 62.5000 units Purchased 11/01/01 No gain or loss 62.50 12/14/01 Sold 174.2800 units Purchased 11/01/01 No gain or loss 174.28 01/22/02 Sold 83.3300 units Purchased 12/31/01 No gain or loss 83.33 01/29/02 Sold 29.1600 units Purchased 01/02/02 No gain or loss 29.16 02/21/02 Sold 83.3300 units Purchased 01/02/02 No gain or loss 83.33 02/21/02 Sold 104.0600 units Purchased 02/01/02 No gain or loss 104.06 03/15/02 Sold 83.3300 units Purchased 02/28/02 No gain or loss 83.33 03/29/02 Sold 38.4000 units Purchased 03/01/02 No gain or loss 38.40 04/10/02 Sold 25.5200 units Purchased 03/28/02 No gain or loss 25.52 04/11/02 Sold 83.3300 units Purchased 03/28/02 No gain or loss 83.33 04/15/02 Sold 1.9000 units Purchased 04/01/02 No gain or loss 1.90 REPORT OF INCOME CASH PAGE 15 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 05/10/02 Sold 22.3000 units Purchased 04/01/02 No gain or loss 22.30 05/15/02 Sold 83.3300 units Purchased 04/01/02 No gain or loss 83.33 05/30/02 Sold 20.1300 units Purchased 05/01/02 No gain or loss 20.13 06/11/02 Sold 23.9400 units Purchased 05/01/02 No gain or loss 23.94 06/18/02 Sold 83.3300 units Purchased 06/03/02 No gain or loss 83.33 06/28/02 Sold 5.7900 units Purchased 06/03/02 No gain or loss 5.79 07/22/02 Sold 83.3300 units Purchased 06/28/02 No gain or loss 83.33 08/14/02 Sold 83.3300 units Purchased 07/01/02 No gain or loss 83.33 09/11/02 Sold 83.3300 units Purchased 08/01/02 No gain or loss 83.33 10/15/02 Sold 83.3300 units Purchased 08/01/02 No gain or loss 83.33 11/13/02 Sold 83.3300 units Purchased 09/03/02 No gain or loss 83.33 REPORT OF INCOME CASH PAGE 16 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/16/02 Sold 83.3300 units Purchased 09/25/02 No gain or loss 83.33 12/31/02 Sold 24.6800 units Purchased 10/01/02 No gain or loss 24.68 01/10/03 Sold 52.0400 units Purchased 10/01/02 No gain or loss 52.04 01/15/03 Sold 83.3300 units Purchased 11/01/02 No gain or loss 83.33 01/31/03 Sold 13.2000 units Purchased 12/02/02 No gain or loss 13.20 02/10/03 Sold 28.6300 units Purchased 12/02/02 No gain or loss 28.63 02/14/03 Sold 83.3300 units Purchased 12/02/02 No gain or loss 83.33 03/13/03 Sold 83.3300 units Purchased 12/26/02 No gain or loss 83.33 04/10/03 Sold 173.3400 units Purchased 01/02/03 No gain or loss 173.34 04/11/03 Sold 83.3300 units Purchased 03/25/03 No gain or loss 83.33 05/09/03 Sold 24.1500 units Purchased 04/01/03 No gain or loss 24.15 REPORT OF INCOME CASH PAGE 17 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 05/13/03 Sold 83.3300 units Purchased 04/01/03 No gain or loss 83.33 OS/22/03 Sold 5.9600 units Purchased 05/02/03 No gain or loss 5.96 06/30/03 Sold 83.3300 units Purchased 05/02/03 No gain or loss 83.33 -------------- Total Sale of an Income Asset 20,581.04 Withdawal from Income Saving COMMERCE BANK 01/31/96 TO COVER JAN BILLS 06/30/96 SELL 1571.64 UNITS COMMERCE BANK 38.86 1,571.64 -------------- Total Withdawal from Income Saving 1,610.50 TOTAL ASSET SALES AND TRANSFERS 22,191.54 3. DIVIDENDS RECEIVED Dividend Receipt CAPITAL INCOME BUILDER FUND 06/30/99 DIVIDEND OF DIVIDEND DTD. 6/8/99 12/03/99 DIVIDEND OF 12/15/99 DIVIDEND OF FED STOCK TRUST FUND #019 06/29/01 .07/SH ON 273.08 SHS 09/28/01 .065/SH ON 527.79 SHS 12/31/01 .07/SH ON 774.72 SHS 03/28/02 .068/SH ON 727.59 SHS 06/28/02 .068/SH ON 727.59 SHS 09/25/02 .073/SH ON 727.59 SHS 12/26/02 .095/SH ON 623.65 SHS 03/25/03 .104/SH ON 623.65 SHS 06/25/03 .104/SH ON 543.09 SHS FEDERATED GROWTH STRATEGIES FD A #48 23.53 60.35 2.39 19.12 34.31 54.23 49.48 49.48 53.11 59.25 64.86 56.48 REPORT OF INCOME CASH PAGE 18 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/20/96 DIVIDEND OF 1.12 FEDERATED INCOME TRUST FUND #36 02/07/96 DIVIDEND OF 330.12 THROUGH 1/30/96 03/06/96 DIVIDEND OF 309.22 04/04/96 DIVIDEND OF 274.14 THRU 3/31/96 05/07/96 DIVIDEND OF 230.15 THRU 043096 06/05/96 DIVIDEND OF 234.98 THRU 053196 07/08/96 DIVIDEND OF 236.85 THRU 063096 08/02/96 DIVIDEND OF 232.50 THROUGH 073196 09/09/96 DIVIDEND OF 235.09 THRU 083196 10/08/96 DIVIDEND OF 235.87 THROUGH 9/30/96 11/07/96 DIVIDEND OF 237.57 12/06/96 DIVIDEND OF 234.79 THROUGH 11/30 12/31/96 DIVIDEND OF 242.76 THRU 12/31/96 02/06/97 DIVIDEND OF 239.92 THRU 01/31/97 03/06/97 DIVIDEND OF 229.64 THROUGH 2/28/97 04/08/97 DIVIDEND OF 240.29 05/08/97 DIVIDEND OF 227.72 06/05/97 DIVIDEND OF 228.95 07/08/97 DIVIDEND OF 228.12 08/06/97 DIVIDEND OF 232.57 09/08/97 ,DIVIDEND OF 231.60 10/07/97 DIVIDEND OF 233.75 11/06/97 DIVIDEND OF 240.91 12/05/97 DIVIDEND OF 235.73 01/08/98 DIVIDEND OF 226.40 02/10/98 DIVIDEND OF 216.31 03/06/98 DIVIDEND OF 210.14 04/07/98 DIVIDEND OF 213.63 05/08/98 DIVIDEND OF 212.85 06/08/98 DIVIDEND OF 196.78 07/08/98 DIVIDEND OF 186.97 REPORT OF INCOME CASH PAGE 19 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 08/07/98 DIVIDEND OF 191.53 09/09/98 DIVIDEND OF 190.52 10/06/98 DIVIDEND OF 196.16 11/09/98 DIVIDEND OF 186.81 12/08/98 DIVIDEND OF 184.62 01/12/99 DIVIDEND OF 207.57 02/08/99 DIVIDEND OF 194.37 03/09/99 DIVIDEND OF 185.88 04/08/99 DIVIDEND OF 199.56 05/10/99 DIVIDEND OF 200.07 06/08/99 DIVIDEND OF 226.79 07/08/99 DIVIDEND OF 233.64 08/10/99 DIVIDEND OF 226.25 09/08/99 DIVIDEND OF 214.91 10/08/99 DIVIDEND OF 212.95 11/08/99 DIVIDEND OF 207.62 11/30/99 DIVIDEND OF 195.46 12/31/99 DIVIDEND OF 188.95 01/31/00 DIVIDEND OF 186.32 02/29/00 DIVIDEND OF 192.61 03/31/00 DIVIDEND OF 198.39 04/30/00 DIVIDEND OF 201.29 05/31/00 DIVIDEND OF 202.86 06/30/00 DIVIDEND OF 204.89 07/31/00 DIVIDEND OF 203.56 08/31/00 DIVIDEND OF 198.77 09/30/00 DIVIDEND OF 197.48 10/31/00 DIVIDEND OF 204.10 11/30/00 DIVIDEND OF 209.78 12/31/00 DIVIDEND OF 211.04 01/31/01 DIVIDEND OF 202.50 02/28/01 DIVIDEND OF 202.39 03/31/01 DIVIDEND OF 203.34 04/30/01 DIVIDEND OF 202.77 05/31/01 DIVIDEND OF 183.03 06/30/01 DIVIDEND OF 142.26 07/31/01 DIVIDEND OF 137.12 08/31/01 DIVIDEND OF 134.70 09/30/01 DIVIDEND OF 135.31 10/31/01 DIVIDEND OF 136.83 11/30/01 DIVIDEND OF 133.46 12/31/01 DIVIDEND OF 119.67 01/31/02 DIVIDEND OF 114.90 02/28/02 DIVIDEND OF 113.27 REPORT OF INCOME CASH PAGE 20 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/31/02 DIVIDEND OF 04/30/02 DIVIDEND OF 05/31/02 DIVIDEND OF 06/30/02 DIVIDEND OF 07/31/02 DIVIDEND OF 08/31/02 DIVIDEND OF 09/30/02 DIVIDEND OF 10/31/02 DIVIDEND OF 11/30/02 DIVIDEND OF 12/31/02 DIVIDEND OF 01/31/03 DIVIDEND OF 02/28/03 DIVIDEND OF 03/31/03 DIVIDEND OF 04/30/03 DIVIDEND OF 05/31/03 DIVIDEND OF 06/30/03 DIVIDEND OF FED MID-CAP FUND #151 06/29/01 .031/SH ON 269.69 SHS 09/28/01 .019/SH ON 269.69 SHS 12/31/01 .03/SH ON 269.69 SHS 03/28/02 .026/SH ON 269.69 SHS 06/28/02 .023/SH ON 269.69 SHS 09/25/02 .024/SH ON 269.69 SHS 12/26/02 .028/SH ON 269.69 SHS 03/25/03 .028/SH ON 269.69 SHS 06/25/03 .025/SH ON 269.69 SHS FED MANAGED GROWTH PORTFOLIO IS #376 03/23/01 .064/SH ON 888.02 SHS 06/28/01 .055/SH ON 888.02 SHS 09/24/01 .025/SH ON 825.26 SHS FED MAN CONSERVATIVE GROWTH PORT IS 03/13/00 .113/SH ON 1066.29 SHS 06/23/00 .113/SH ON 1066.29 SHS 09/25/00 .113/SH ON 1066.29 SHS 12/26/00 .105/SH ON 1066.29 SHS LORD ABBOTT AFFILIATED FD INC CL A 06/30/99 100.08 98.80 99.31 99.54 100.69 105.42 105.50 97.08 95.04 87.10 76.82 78.27 72.41 69.40 66.57 60.13 8.36 5.12 8.09 7.01 6.20 6.47 7.55 7.55 6.74 56.83 48.84 20.63 #357 120.49 120.49 120.49 111.96 DIVIDEND OF DIVIDEND DUE 5/21/99 08/23/99 DIVIDEND OF FEDERATED MAN GROWTH & INCOME FUND #357 12/31/96 DIVIDEND OF THRU 12/31/96 1.81 1.81 68.40 REPORT OF INCOME CASH PAGE 21 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/24/97 DIVIDEND OF ON 488.571 SHARES 06/24/97 DIVIDEND OF THRU 6/16/97 09/25/97 DIVIDEND OF 01/05/98 DIVIDEND OF 03/25/98 .113/SH ON 1217.83 SHS 06/25/98 DIVIDEND OF 09/29/98 DIVIDEND OF 12/23/98 DIVIDEND OF 03/29/99 .113/SH ON 1066.29 SHS 06/29/99 .113/SH ON 1066.29 SHS 09/28/99 .113/SH ON 1066.29 SHS 12/23/99 .113/SH ON 1066.29 SHS FEDERATED GOV'T OBLIGATIONS FD #395 09/30/01 DIVIDEND OF 12/31/01 DIVIDEND OF 01/31/02 DIVIDEND OF 02/28/02 DIVIDEND OF 02/28/03 DIVIDEND OF 03/31/03 DIVIDEND OF 05/31/03 DIVIDEND OF 06/30/03 DIVIDEND OF NEW PERSPECTIVE FUND INC 06/30/99 DIVIDEND OF DIVIDEND DTD. 6/7/99 EDWARD JONES DAILY PASSPORT CASH TRUST 10/21/99 DIVIDEND OF 58.63 146.14 146.14 146.14 137.62 125.10 125.11 120.48 120.49 120.49 120.49 120.49 0.41 0.56 2.12 1.63 0.38 0.70 0.57 1.09 1.47 0.07 Total Dividend Receipt 19,453.65 TOTAL DIVIDENDS RECEIVED 19,453.65 4. INTEREST RECEIVED Interest Receipt CAPITAL INCOME BUILDER FUND 09/03/99 FEDERAL NATIONAL MORTGAGE ASSN {6.75%} REMIC PASS THRU CTFS 1994-51 CL LL 06/30/99 INTEREST DTD 6/25/99 07/26/99 08/25/99 09/27/99 61.50 28.13 28.13 28.13 28.13 REPORT OF INCOME CASH PAGE 22 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/25/99 11/26/99 12/27/99 01/25/00 02/25/00 03/27/00 04/25/00 06/02/00 06/26/00 07/25/00 08/25/00 09/25/00 10/25/00 11/27/00 12/06/00 12/26/00 FEDERATED MAN GROWTH & INCOME FUND #357 03/25/96 INTEREST EARNED ON FED MANAGED GROWTH & INCOME FND 06/25/96 INTEREST EARNED ON FED MAN GROWTH & INC FUND 09/30/96 INT RECD ON FEDERATED MAN GROWTH & INC THRU 9/23 FED AUTOMATED GOV'T MONEY TRUST #44 04/04/96 INTEREST EARNED ON AUTOMATED GOVT MONEY MKT EDWARD JONES DAILY PASSPORT CASH TRUST 06/30/99 INTEREST DUE 5/21/99 06/30/99 DIVIDEND DATED 6/21/99 07/21/99 08/24/99 09/21/99 11/22/99 12/31/99 01/21/00 02/22/00 03/21/00 04/24/00 OS/22/00 06/21/00 07/21/00 08/21/00 09/21/00 10/23/00 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 28.13 4.69 28.13 58.63 58.63 58.63 3.27 0.07 0.20 0.24 0.31 0.41 0.11 0.35 0.25 0.43 0.46 0.55 0.59 0.67 0.71 0.80 0.86 0.89 REPORT OF INCOME CASH PAGE 23 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 11/21/00 12/29/00 01/22/01 02/21/01 03/21/01 04/23/01 OS/21/01 COMMERCE BANK 01/09/96 INTEREST THROUGH 1/8/96 02/09/96 INTEREST EARNED ON PENNFES ACCOUNT 03/08/96 INTEREST EARNED ON PENNFES ACCOUNT 04/09/96 INTEREST EARNED ON PENNFES ACCOUNT 05/09/96 INTEREST EARNED ON PENNFES ACCOUNT 06/08/96 INTEREST EARNED FROM PENNFES ACCOUNT 07/09/96 INTEREST EARNED ON PENNFES ACCOUNT 08/09/96 INTEREST EARNED ON PENNFES ACCOUNT 09/09/96 INTEREST EARNED ON PENNFES ACCOUNT THROUGH 10/8/96 THROUGH 11/08/96 THROUGH 12/8/96 INTEREST EARNED THROUGH 1/8/97 THRU 02/08/97 THROUGH 3/8/97 THRU 4/8/97 10/09/96 11/08/96 12/09/96 01/08/97 02/08/97 03/08/97 04/08/97 05/08/97 06/08/97 07/08/97 '07/31/97 08/31/97 09/30/97 10/31/97 11/30/97 12/31/97 01/31/98 02/28/98 0.99 0.50 0.04 0.03 0.03 0.02 0.01 5.55 5.18 5.03 5.41 5.09 5.22 6.83 1.62 12.50 16.12 15.71 13.37 14.57 06/09/97 - 07/08/97 17.70 15.05 24.38 6.36 3.19 3.00 1.98 2.94 2.19 1.97 1.66 2.26 4.26 3.51 9/1/97-9/30/97 REPORT OF INCOME CASH PAGE 24 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/31/98 04/30/98 05/31/98 06/30/98 07/31/98 08/31/98 10/01/98 10/31/98 11/30/98 12/31/98 01/29/99 02/28/99 03/31/99 04/30/99 05/31/99 06/30/99 07/31/99 08/31/99 09/30/99 10/31/99 11/30/99 12/31/99 01/31/00 02/29/00 03/31/00 04/30/00 05/31/00 06/30/00 07/31/00 08/31/00 09/30/00 10/31/00 11/30/00 12/31/00 01/31/01 02/28/01 03/31/01 04/30/01 05/31/01 06/30/01 07/31/01 08/31/01 09/30/01 10/31/01 3.08 2.99 2.66 2.33 2.14 1.28 0.63 0.50 0.47 0.48 0.73 1.11 1.83 1.37 0.91 0.77 0.91 0.27 0.27 1.17 1.00 4.32 5.25 3.39 2.72 2.44 1.50 1.04 1.10 1.02 0.79 0.75 0.42 2.65 4.72 3.66 2.53 1.32 0.24 0.32 0.29 0.25 0.27 0.59 REPORT OF INCOME CASH PAGE 25 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 11/30/01 12/31/01 01/31/02 02/28/02 03/31/02 04/30/02 05/31/02 06/30/02 07/31/02 08/31/02 0.24 0.10 0.21 0.14 0.73 0.46 0.39 0.49 0.90 0.89 -------------- Total Interest Receipt 1,065.02 TOTAL INTEREST RECEIVED 1,065.02 5. TRANSFERS TO INCOME FROM PRINCIPAL Transfer Principal to Income 04/21/97 12/20/01 02/28/02 06/28/02 2,990.22 32.30 18.34 31.78 -------------- Total Transfer Principal to Income 3,072.64 TOTAL TRANSFERS TO INCOME FROM PRINCIPAL 3,072.64 TOTAL INCOME CASH RECEIPTS -------------- 45,785.04 --------------- INCOME CASH DISBURSEMENTS --------------- 6. ASSET PURCHASES FROM INCOME Purchase Asset from Income EDWARD JONES DAILY PASSPORT CASH TRUST 06/25/99 30.21 UNITS AT 1.00 07/30/99 28.37 UNITS AT 1.00 09/07/99 30.25 UNITS AT 1.00 -30.21 -28.37 -30.25 REPORT OF INCOME CASH PAGE 26 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/29/99 56.33 UNITS AT 1.00 -56.33 11/26/99 28.13 UNITS AT 1.00 -28.13 12/31/99 91.22 UNITS AT 1.00 -91.22 01/25/00 28.38 UNITS AT 1.00 -28.38 02/25/00 28.56 UNITS AT 1.00 -28.56 03/27/00 28.59 UNITS AT 1.00 -28.59 04/25/00 28.68 UNITS AT 1.00 -28.68 06/02/00 28.72 UNITS AT 1. 00 -28.72 06/30/00 28.8 UNITS AT 1.00 -28.80 07/25/00 28.84 UNITS AT 1.00 -28.84 08/25/00 28.93 UNITS AT 1. 00 -28.93 09/21/00 .86 UNITS AT 1.00 -0.86 09/25/00 28.13 UNITS AT 1.00 -28.13 10/23/00 .89 UNITS AT 1.00 -0.89 10/25/00 28.13 UNITS AT 1.00 -28.13 11/21/00 .99 UNITS AT 1.00 -0.99 11/27/00 28.13 UNITS AT 1.00 -28.13 12/26/00 28.13 UNITS AT 1.00 -28.13 12/29/00 .5 UNITS AT 1.00 -0.50 01/22/01 .04 UNITS AT 1. 00 -0.04 02/21/01 .03 UNITS AT 1.00 -0.03 03/21/01 .03 UNITS AT 1.00 -0.03 REPORT OF INCOME CASH PAGE 27 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 04/23/01 .02 UNITS AT 1.00 OS/21/01 .01 UNITS AT 1.00 -0.02 -0.01 COMMERCE BANK 06/30/96 269.96 UNITS AT 1.00 PURCHASE 269.96 UNITS COMMERCE BANK -269.96 07/31/96 191.78 UNITS AT 1.00 08/30/96 196.31 UNITS AT 1.00 PURCHASE 196.31 UNITS PENNES ACCOUNT -191.78 -196.31 09/09/96 12.5 UNITS AT 1.00 PURCHASE 12.5 UNITS PENNFES ACCOUNT -12.50 09/30/96 250.74 UNITS AT 1.00 PURCHASE 250.74 UNITS PENNFES ACCOUNT -250.74 10/08/96 235.87 UNITS AT 1.00 10/09/96 16.12 UNITS AT 1.00 10/15/96 50.34 UNITS AT 1.00 11/08/96 237.57 UNITS AT 1.00 11/08/96 15.71 UNITS AT 1.00 12/06/96 234.79 UNITS AT 1.00 12/09/96 13.37 UNITS AT 1.00 12/20/96 1.12 UNITS AT 1.00 01/07/97 311.16 UNITS AT 1.00 01/08/97 14.57 UNITS AT 1.00 -235.87 -16.12 -50.34 -237.57 -15.71 -234.79 -13.37 -1.12 -311.16 -14.57 REPORT OF INCOME CASH PAGE 28 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 02/06/97 239.92 UNITS AT 1.00 02/08/97 17.7 UNITS AT 1.00 03/06/97 229.64 UNITS AT 1.00 03/08/97 15.05 UNITS AT 1.00 03/25/97 58.63 UNITS AT 1.00 04/08/97 240.29 UNITS AT 1.00 04/08/97 24.38 UNITS AT 1.00 05/08/97 227.72 UNITS AT 1.00 05/08/97 6.36 UNITS AT 1.00 06/05/97 228.95 UNITS AT 1.00 06/08/97 3.19 UNITS AT 1.00 06/24/97 146.14 UNITS AT 1.00 07/08/97 228.12 UNITS AT 1.00 07/08/97 3 UNITS AT 1.00 07/31/97 1.98 UNITS AT 1.00 08/06/97 232.57 UNITS AT 1.00 08/31/97 2.94 UNITS AT 1.00 09/08/97 231.6 UNITS AT 1.00 09/25/97 146.14 UNITS AT 1.00 09/30/97 2.19 UNITS AT 1.00 10/07/97 233.75 UNITS AT 1.00 10/31/97 1.97 UNITS AT 1.00 -239.92 -17.70 -229.64 -15.05 -58.63 -240.29 -24.38 -227.72 -6.36 -228.95 -3.19 -146.14 -228.12 -3.00 -1.98 -232.57 -2.94 -231.60 -146.14 -2.19 -233.75 -1.97 REPORT OF INCOME CASH PAGE 29 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 11/06/97 240.91 UNITS AT 1.00 11/30/97 1 UNITS AT 1.66 12/05/97 235.73 UNITS AT 1.00 12/31/97 2.26 UNITS AT 1.00 01/05/98 146.14 UNITS AT 1.00 01/08/98 226.4 UNITS AT 1.00 01/31/98 4.26 UNITS AT 1.00 02/10/98 216.31 UNITS AT 1.00 02/28/98 3.51 UNITS AT 1.00 03/06/98 210.14 UNITS AT 1.00 03/25/98 137.62 UNITS AT 1.00 03/31/98 3.08 UNITS AT 1.00 04/07/98 213.63 UNITS AT 1.00 04/30/98 2.99 UNITS AT 1.00 05/08/98 212.85 UNITS AT 1.00 05/31/98 2.66 UNITS AT 1.00 06/08/98 196.78 UNITS AT 1.00 06/25/98 125.1 UNITS AT 1.00 06/30/982.33 UNITS AT 1.00 07/08/98 186.97 UNITS AT 1.00 07/31/98 2.14 UNITS AT 1.00 08/07/98 191.53 UNITS AT 1.00 -240.91 -1.66 -235.73 -2.26 -146.14 -226.40 -4.26 -216.31 -3.51 -210.14 -137.62 -3.08 -213.63 -2.99 -212.85 -2.66 -196.78 -125.10 -2.33 -186.97 -2.14 -191.53 REPORT OF INCOME CASH PAGE 30 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 08/31/98 1.28 UNITS AT 1.00 -1.28 09/09/98 190.52 UNITS AT 1. 00 -190.52 09/29/98 125.11 UNITS AT 1. 00 -125.11 12/08/98 184.62 UNITS AT 1.00 -184.62 12/29/98 120.48 UNITS AT 1.00 -120.48 03/29/99 120.49 UNITS AT 1.00 -120.49 05/10/99 200.07 UNITS AT 1. 00 -200.07 08/26/99 2.19 UNITS AT 1.00 -2.19 09/28/99 90.41 UNITS AT 1.00 -90.41 09/28/99 120.49 UNITS AT 1.00 -120.49 12/07/99 195.46 UNITS AT 1. 00 -195.46 12/13/99 80.46 UNITS AT 1.00 -80.46 12/28/99 120.49 UNITS AT 1. 00 -120.49 01/11/00 188.95 UNITS AT 1. 00 -188.95 02/08/00 186.32 UNITS AT 1.00 -186.32 03/07/00 192.61 UNITS AT 1. 00 -192.61 03/28/00 120.49 UNITS AT 1. 00 -120.49 04/10/00 198.39 UNITS AT 1.00 -198.39 05/08/00 201.29 UNITS AT 1. 00 -201.29 06/06/00 202.86 UNITS AT 1. 00 -202.86 06/27/00 120.49 UNITS AT 1.00 -120.49 07/10/00 204.89 UNITS AT 1.00 -204.89 REPORT OF INCOME CASH PAGE 31 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 08/08/00 203.56 UNITS AT 1. 00 -203.56 09/08/00 198.77 UNITS AT 1. 00 -198.77 09/27/00 120.49 UNITS AT 1.00 -120.49 10/11/00 197.48 UNITS AT 1. 00 -197.48 11/07/00 204.1 UNITS AT 1.00 -204.10 12/07/00 209.78 UNITS AT 1. 00 -209.78 12/12/00 497.52 UNITS AT 1.00 -497.52 12/27/00 111.96 UNITS AT 1. 00 -111.96 01/09/01 211. 04 UNITS AT 1.00 -211.04 02/06/01 202.5 UNITS AT 1.00 -202.50 03/07/01 202.39 UNITS AT 1.00 -202.39 03/27/01 56.83 UNITS AT 1.00 -56.83 04/10/01 203.34 UNITS AT 1.00 -203.34 05/08/01 202.77 UNITS AT 1.00 -202.77 06/05/01 28.76 UNITS AT 1.00 -28.76 06/11/01 183.03 UNITS AT 1.00 -183.03 06/25/01 48.84 UNITS AT 1.00 -48.84 06/29/01 27.48 UNITS AT 1.00 -27.48 07/02/01 142.26 UNITS AT 1.00 -142.26 08/01/01 137.12 UNITS AT 1.00 -137.12 09/04/01 134.7 UNITS AT 1.00 -134.70 09/25/01 20.63 UNITS AT 1.00 -20.63 REPORT OF INCOME CASH PAGE 32 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/01/01 39.43 UNITS AT 1. 00 -39.43 10/01/01 135.72 UNITS AT 1. 00 -135.72 11/01/01 136.83 UNITS AT 1.00 -136.83 12/03/01 133.46 UNITS AT 1. 00 -133.46 12/31/01 62.32 UNITS AT 1.00 -62.32 01/02/02 120.23 UNITS AT 1. 00 -120.23 02/01/02 117.02 UNITS AT 1.00 -117.02 03/01/02 114.9 UNITS AT 1.00 -114.90 03/28/02 56.49 UNITS AT 1.00 -56.49 04/01/02 100.08 UNITS AT 1.00 -100.08 05/01/02 98.8 UNITS AT 1.00 -98.80 06/03/02 99.31 UNITS AT 1.00 -99.31 06/28/02 55.68 UNITS AT 1.00 -55.68 07/01/02 99.54 UNITS AT 1. 00 -99.54 08/01/02 100.69 UNITS AT 1.00 -100.69 09/03/02 105.42 UNITS AT 1. 00 -105.42 09/25/02 59.58 UNITS AT 1.00 -59.58 10/01/02 105.5 UNITS AT 1.00 -105.50 11/01/02 97.08 UNITS AT 1.00 -97.08 12/02/02 95.04 UNITS AT 1.00 -95.04 12/26/02 66.8 UNITS AT 1. 00 -66.80 01/02/03 87.1 UNITS AT 1.00 -87.10 REPORT OF INCOME CASH PAGE 33 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 02/03/03 76.82 UNITS AT 1.00 03/03/03 78.65 UNITS AT 1.00 03/25/03 72.41 UNITS AT 1. 00 04/01/03 73.11 UNITS AT 1.00 05/01/03 69.4 UNITS AT 1.00 06/02/03 67.14 UNITS AT 1. 00 06/25/03 46.79 UNITS AT 1.00 -76.82 -78.65 -72.41 -73.11 -69.40 -67.14 -46.79 Total Purchase Asset from Income -17,034.09 Deposit Income to Savings COMMERCE BANK 02/29/96 03/31/96 04/30/96 05/31/96 -240.77 -329.10 -202.94 -158.18 -------------- Total Deposit Income to Savings -930.99 Interest Reinvestment COMMERCE BANK 10/01/98 10/31/98 11/30/98 12/31/98 -0.63 -0.50 -0.47 -0.48 -------------- Total Interest Reinvestment -2.08 REPORT OF INCOME CASH PAGE 34 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 Cash Management Purchase COMMERCE BANK 10/06/98 -196.16 11/09/98 -186.81 01/12/99 -207.57 01/29/99 -0.73 02/08/99 -194.37 02/28/99 -1.11 03/09/99 -185.88 03/31/99 -1.83 04/08/99 -199.56 04/30/99 -1.37 05/31/99 -0.91 06/08/99 -226.79 06/29/99 -120.49 06/30/99 -0.77 07/08/99 -233.64 07/31/99 -0.91 08/10/99 -226.25 08/31/99 -0.27 09/08/99 -214.91 09/30/99 -0.27 10/08/99 -212.95 REPORT OF INCOME CASH PAGE 35 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/31/99 -1.17 11/08/99 -207.62 11/30/99 -1.00 12/31/99 -4.32 01/31/00 -5.25 02/29/00 -3.39 03/31/00 -2.72 04/30/00 -2.44 05/31/00 -1.50 06/30/00 -1.04 07/31/00 -1.10 08/31/00 -1.02 09/30/00 -0.79 10/31/00 -0.75 11/30/00 -0.42 12/31/00 -2.65 01/31/01 -4.72 02/28/01 -3.66 03/31/01 -2.53 04/30/01 -1.32 05/31/01 -0.24 06/30/01 -0.32 REPORT OF INCOME CASH PAGE 36 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 07/31/01 08/31/01 09/30/01 10/31/01 11/30/01 12/31/01 01/31/02 02/28/02 03/31/02 04/30/02 05/31/02 06/30/02 07/31/02 08/31/02 -0.29 -0.25 -0.27 -0.59 -0.24 -0.10 -0.21 -0.14 -0.73 -0.46 -0.39 -0.49 -0.90 -0.89 Total Cash Management Purchase -------------- -2,669.47 Dividend Reinvestment CAPITAL INCOME BUILDER FUND 06/30/99 .493 UNITS AT 47.728194 DIVIDEND REINVEST AS OF 6/8/99 09/03/99 1.343 UNITS AT 45.78 -23.53 -61.50 NEW PERSPECTIVE FUND INC 06/30/99 .059 UNITS AT 24.915254 DIVIDEND REINVEST AS OF 6/7/99 -1.47 REPORT OF INCOME CASH PAGE 37 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 EDWARD JONES DAILY PASSPORT CASH TRUST 09/21/99 .41 UNITS AT 1.00 11/22/99 .11 UNITS AT 1.00 -0.41 -0.11 -------------- Total Dividend Reinvestment -87.02 TOTAL ASSET PURCHASES FROM INCOME -20,723.65 7. UTILITIES EXPENSES Telephone Expense 09/07/99 SPRINT; 717-243-9050 (112) Check # 004326 12/22/99 SPRINT ACCOUNT 7172439050 Check # 004654 10/22/01 MCI RESIDENTIAL SERVICE A/C #2Y801183 Check # 007073 11/07/01 SPRINT CUST #717-243-9050-112 Check # 007139 11/28/01 MCI WORLD COM RES SERVICE A/C #2Y801183 Check # 007192 12/11/01 A/C #717-243-9050-112 Check # 007235 12/20/01 MCI RESIDENTIAL SERVICE - MA MCI A/C #2Y801183 Check # 007330 01/29/02 MCI RESIDENTIAL SERVICE - MA MCI A/C #2Y801183 Check # 007464 02/28/02 MCI RESIDENTIAL SERVICE - MA MCI A/C #2Y801183 Check # 007574 -16.49 -18.39 -29.14 -24.11 -22.20 -23.92 -32.30 -29.16 -18.34 REPORT OF INCOME CASH PAGE 38 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/29/02 MCI RESIDENTIAL SERVICE - MA -38.40 MCI A/C #2Y801183 Check # 007686 04/10/02 SPRINT -25.52 SPRINT A/C #717-243-9050-112 Check # 007735 05/10/02 SPRINT -22.30 SPRINT A/C #717-243-9050-112 Check # 007915 05/30/02 MCI RESIDENTIAL SERVICE - MA -20.13 MCI A/C #2Y801183 Check # 007998 06/11/02 SPRINT -23.94 SPRINT A/C #717-243-9050-112 Check # 008034 06/28/02 MCI RESIDENTIAL SERVICE - MA -37.57 MCI A/C #2Y801183 Check # 008148 12/31/02 MCI RESIDENTIAL SERVICE - MA -24.68 A/C #2Y801183 Check # 009009 01/10/03 SPRINT -52.04 A/C #717-243-9050-112 Check # 009048 01/31/03 MCI RESIDENTIAL SERVICE - MA -13.20 A/C #2Y801183 Check # 009205 02/10/03 SPRINT -28.63 A/C #717-243-9050-112 Check # 009229 04/10/03 SPRINT -23.34 A/C #717-243-9050-112 Check # 009545 05/09/03 SPRINT -24.15 A/C #717-243-9050-112 Check # 009729 REPORT OF INCOME CASH PAGE 39 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 OS/22/03 MCI RESIDENTIAL SERVICE - MA A/C #2Y801183 Check # 009802 06/25/03 MCI RESIDENTIAL SERVICE - MA A/C #2Y801183 Check # 009954 -5.96 -16.43 Total Telephone Expense -570.34 TOTAL UTILITIES EXPENSES -570.34 8. FEES PAID - GENERAL Miscellaneous Fees 11/10/98 WIRE FEE ON 11/5/98 12/11/98 WIRE FEE CHARGE ON 12/9/98 -7.00 -3.50 -------------- Total Miscellaneous Fees -10.50 Personal Tax 04/08/97 03/31/98 05/15/00 04/10/03 Preparation Fee PENNFES, INC. PENNFES, INC.;l HOUR 45 MIN @ $50/HR PAY TO COMMUNITY TRUST COMPANY PREPARATON OF 1999 PERSONAL INCOME TAX RETURNS - PENELOPE L. GRIFFITH GATES, HALBRUNER & HATCH, P.C. FOR YEAR ENDING 12/31/02 PER INVOICE DATED 04/06/03 Check # 009546 -25.00 -87.50 -97.50 -150.00 -------------- Total Personal Tax Preparation Fee -360.00 Attorney Fees 02/20/96 GATES & ASSOCIATES, PC FOR LEGAL FEES REF #1689 Check # 1841 05/07/96 LEGAL FEES REFERENCE #4007 Check # 1089 -50.00 -37.50 REPORT OF INCOME CASH PAGE 40 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 05/01/97 GATES & ASSOC.;REF #3434 Check # 1803 05/11/98 GATES & ASSOCIATES, PC GATES & ASSOC;REF 7627 Check # 002791 08/18/98 GATES & ASSOCIATES, PC REFERENCE # 4164 Check # 003025 04/26/01 GATES & ASSOCIATES, PC GATES & ASSOCIATES, P.C. STATEMENT #15402 Check # 006436 -81.00 -40.50 -677.02 -417.50 Total Attorney Fees -1,303.52 Trustee Fees - Regular 01/15/96 TRUSTEES FEE FOR 12/95 BASED ON MKT VAL 68982.11 02/15/96 FEE FOR 1/96 BASED ON MKT VALUE 69,190.21 03/06/96 TRUSTEE FEE FOR 2/96 BASED ON MKT VALUE 68,056.21 04/10/96 TRUSTEES FEE FOR 3/96 BASED ON MKT VAL 60,278.54 05/14/96 TRUSTEES FEE FOR 4/96 BASED ON MKT VAL 60,663.95 06/11/96 TRUSTEES FEE FOR 5/96 BASED ON MKT VAL 60,355.91 07/16/96 TRUSTEES FEE FOR 6/96 BASED ON MKT VAL 63833.43 08/01/96 TRUSTEES FEE FOR 7/96 BASED ON MKT VAL 57673.02 09/13/96 TRUSTEES FEE FOR 8/96 BASED ON MKT VAL 66532.33 -44.41 -44.53 -43.78 -39.33 -39.56 -39.37 -41.40 -37.81 -42.98 10/15/96 11/11/96 12/10/96 01/09/97 02/06/97 03/11/97 04/10/97 05/12/97 06/09/97 07/09/97 -50.34 -51.17 -52.20 -44.35 -58.17 -57.76 -61.38 -57.71 -58.90 -59.53 REPORT OF INCOME CASH PAGE 41 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 08/12/97 -61.83 09/11/97 -61.57 10/10/97 -62.50 11/12/97 -62.24 12/10/97 -61.60 01/13/98 -61.71 02/11/98 -62.24 03/05/98 -63.22 04/10/98 -63.93 05/11/98 -64.02 06/08/98 -57.29 07/02/98 JUNE TRUSTEE FEE -58.01 08/05/98 TRUSTEE FEE - JULY 1998 -56.85 09/17/98 FOR 1 MONTH(S) ENDING -52.68 08/31/98 10/13/98 FOR 1 MONTH(S) ENDING -54.01 09/30/98 11/10/98 FOR 1 MONTH(S) ENDING -54.50 10/31/98 12/04/98 FOR 1 MONTH(S) ENDING -54.72 11/30/98 01/22/99 FOR 1 MONTH(S) ENDING -56.12 12/31/98 02/12/99 FOR 1 MONTH(S) ENDING -56.79 01/31/99 03/09/99 FOR 1 MONTH(S) ENDING -55.96 02/28/99 04/02/99 FOR 1 MONTH(S) ENDING -55.88 03/31/99 05/12/99 FOR 1 MONTH(S) ENDING -55.73 04/30/99 06/10/99 FOR 1 MONTH(S) ENDING -55.43 05/31/99 07/14/99 FOR 1 MONTH(S) ENDING -65.30 06/30/99 08/04/99 FOR 1 MONTH(S) ENDING -63.96 07/31/99 09/09/99 FOR 1 MONTH(S) ENDING -68.96 08/31/99 10/06/99 FOR 1 MONTH(S) ENDING -68.58 09/30/99 11/09/99 FOR 1 MONTH(S) ENDING -70.11 10/31/99 REPORT OF INCOME CASH PAGE 42 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/10/99 FOR 1 MONTH(S) ENDING -69.70 11/30/99 01/10/00 FOR 1 MONTH(S) ENDING -72.28 12/31/99 02/11/00 FOR 1 MONTH(S) ENDING -70.44 01/31/00 03/15/00 FOR 1 MONTH(S) ENDING -72.82 02/29/00 04/12/00 FOR 1 MONTH(S) ENDING -72.14 03/31/00 05/15/00 FOR 1 MONTH(S) ENDING -68.29 04/30/00 06/08/00 FOR 1 MONTH(S) ENDING -65.45 05/31/00 07/12/00 FOR 1 MONTH(S) ENDING -67.98 06/30/00 08/14/00 FOR 1 MONTH(S) ENDING -67.60 07/31/00 09/11/00 FOR 1 MONTH(S) ENDING -70.82 08/31/00 10/12/00 FOR 1 MONTH(S) ENDING -69.06 09/30/00 11/09/00 FOR 1 MONTH(S) ENDING -67.60 10/31/00 12/12/00 FOR 1 MONTH(S) ENDING -63.53 11/30/00 01/10/01 FOR 1 MONTH(S) ENDING -64.10 12/31/00 02/09/01 FOR 1 MONTH(S) ENDING -64.43 01/31/01 03/13/01 FOR 1 MONTH(S) ENDING -62.50 02/28/01 04/11/01 FOR 1 MONTH(S) ENDING -62.50 03/31/01 05/09/01 FOR 1 MONTH(S) ENDING -62.50 04/30/01 06/14/01 FOR 1 MONTH(S) ENDING -62.50 05/31/01 07/13/01 FOR 1 MONTH(S) ENDING -62.50 06/30/01 08/10/01 FOR 1 MONTH(S) ENDING -62.50 07/31/01 09/13/01 FOR 1 MONTH(S) ENDING -62.50 08/31/01 REPORT OF INCOME CASH PAGE 43 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/11/01 FOR 1 MONTH(S) ENDING -62.50 09/30/01 11/13/01 FOR 1 MONTH(S) ENDING -62.50 10/31/01 12/14/01 FOR 1 MONTH(S) ENDING -62.50 11/30/01 01/22/02 FOR 1 MONTH(S) ENDING -83.33 12/31/01 02/21/02 FOR 1 MONTH(S) ENDING -83.33 01/31/02 03/15/02 FOR 1 MONTH(S) ENDING -83.33 02/28/02 04/11/02 FOR 1 MONTH(S) ENDING -83.33 03/31/02 05/15/02 FOR 1 MONTH(S) ENDING -83.33 04/30/02 06/18/02 FOR 1 MONTH(S) ENDING -83.33 05/31/02 07/22/02 FOR 1 MONTH(S) ENDING -83.33 06/30/02 08/14/02 FOR 1 MONTH(S) ENDING -83.33 07/31/02 09/11/02 FOR 1 MONTH(S) ENDING -83.33 08/31/02 10/15/02 FOR 1 MONTH(S) ENDING -83.33 09/30/02 11/13/02 FOR 1 MONTH(S) ENDING -83.33 10/31/02 12/16/02 FOR 1 MONTH(S) ENDING -83.33 11/30/02 01/15/03 FOR 1 MONTH(S) ENDING -83.33 12/31/02 02/14/03 FOR 1 MONTH(S) ENDING -83.33 01/31/03 03/13/03 FOR 1 MONTH(S) ENDING -83.33 02/28/03 04/11/03 FOR 1 MONTH(S) ENDING -83.33 03/31/03 05/13/03 FOR 1 MONTH(S) ENDING -83.33 04/30/03 06/30/03 FOR 1 MONTH(S) ENDING -83.33 05/31/03 REPORT OF INCOME CASH PAGE 44 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 Total Trustee Fees - Regular -5,761.60 TOTAL FEES PAID - GENERAL -7,435.62 9. HEALTH CARE Health Care Expense 02/02/99 CURRIE & HECHT;ACCT #4614 Check # 003603 08/23/99 CARLISLE IMAGING; ACCT #056395-00 Check # 004287 09/13/99 BRUCE H. SPIVAK, DMD; DENTAL SERVICES Check # 004363 11/10/99 BRUCE H. SPIVAK, DMD, P.C. ACCOUNT #308900; PENNY GRIFFITH, Check # 004517 11/24/99 BRUCE H. SPlRAK DMD, P.C. A/C #308900; PENNY GRIFFITH Check # 004556 12/29/99 BRUCE H. SPIVAK, DMD, PC A/C 308900 DATED 12/15/99 Check # 004663 01/20/00 BRUCE H. SPIVAK, DMD, PC A/C 308900 DTD 01/10/00 Check # 004730 -375.00 -2.19 -150.00 -69.00 -212.00 -331.00 -143.00 Total Health Care Expense -1,282.19 Doctor/Professional Services 06/19/01 WEST SHORE EMERGENCY MEDICAL SERV DENTAL APPOINTMENT WHEELCHAIR VAN TRANSPORTATION OS/24/01 Check # 006617 -32.00 Total Doctor/Professional Services -32.00 Nursing Home/Health Care REPORT OF INCOME CASH PAGE 45 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 05/14/97 SARAH A. TODD MEMORIAL HOME Check # 1827 07/10/97 SARAH A. TODD MEMORIAL HOME Check # 1970 09/11/97 SARAH A. TODD MEMORIAL HOME SARAH TODD MEMORIAL HOME Check # 002171 10/07/97 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME Check # 002239 11/10/97 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME;RES #23710387 Check # 002314 -483.36 -483.36 -483.36 -483.36 -483.36 Total Nursing Home/Health Care -2,416.80 TOTAL HEALTH CARE -3,730.99 10. INCOME DISTRIBUTIONS Monthly Income Distribution 08/01/01 PENELOPE GRIFFITH DISTRIBUTION FOR TRIP TO VIRGINIA Check # 006749 -300.00 Total Monthly Income Distribution -300.00 TOTAL INCOME DISTRIBUTIONS -300.00 11. TAXES Federal Income Tax 04/15/96 IRS FOR 1995 FORM 1041 TAX DUE Check # 1049 -10.55 Total Federal Income Tax -10.55 State Income Tax 04/15/96 PA DEPT OF REVENUE FOR 1995 FORM PA-41 TAX DUE Check # 1048 -30.00 REPORT OF INCOME CASH PAGE 46 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 Total State Income Tax -------------- -30.00 State Fid Inc Tax, Bal Due 04/15/02 PA DEPARTMENT OF REVENUE STATE FIDUCIARY INCOME TAX; BALANCE DUE 2001 25-6498916 Check # 007754 -1.90 -------------- Total State Fid Inc Tax, Bal Due -1.90 TOTAL TAXES -42.45 12. TRANSFERS FROM INCOME TO PRINCIPAL Transfer Income to Principal 06/30/96 TRANSFER I TO P TO COVER BILLS -1,571.64 04/21/97 04/21/97 04/21/97 06/13/97 01/14/98 09/15/98 10/14/98 11/10/98 12/11/98 12/21/98 01/15/99 04/29/99 05/17/99 06/09/99 06/28/99 07/29/99 07/30/99 08/11/99 06/28/00 07/18/00 08/18/00 09/20/00 10/18/00 11/17/00 05/02/01 -1,495.11 -1,495.11 -1,495.11 -34.92 -1,231.02 -182.68 -89.72 -102.54 -176.16 -69.26 -41.92 -132.21 -117.64 -71.14 -200.00 -5.26 -200.00 -545.14 -316.77 -96.70 -96.70 -545.14 -96.70 -545.14 -1,071.12 REPORT OF INCOME CASH PAGE 47 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 07/03/01 11/16/01 12/14/01 02/21/02 -12.06 -255.52 -174.28 -104.06 -------------- Total Transfer Income to Principal -12,570.77 TOTAL TRANSFERS FROM INCOME TO PRINCIPAL -12,570.77 13. MISCELLANEOUS DISBURSEMENTS Misc. Income Disbursement 05/01/98 ELIZABETH M. SOLON, MS CCC- SLP Check # 002770 -350.00 -------------- Total Misc. Income Disbursement -350.00 TOTAL MISCELLANEOUS DISBURSEMENTS -350.00 TOTAL INCOME CASH DISBURSEMENTS -------------- -45,723.82 INCOME CASH BALANCE -------------- -------------- 61.22 REPORT OF PRINCIPAL CASH PAGE 48 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 BEGINNING BALANCE ----------_._--- PRINCIPAL CASH RECEIPTS 1. CAPITAL GAINS RECEIVED Short-Ter.m Cap Gains Distrib FEDERATED MAN GROWTH & INCOME FUND #357 01/05/98 12/23/98 12/23/99 Total Short-Ter.m Cap Gains Distrib Long-Ter.m Cap Gains Distrib FED MID-CAP FUND #151 11/26/01 FED MAN CONSERVATIVE GROWTH PORT IS #357 12/26/00 FEDERATED MAN GROWTH & INCOME FUND #357 12/31/96 THRU 12/31/96 01/05/98 12/23/98 12/23/99 Total Long-Ter.m Cap Gains Distrib TOTAL CAPITAL GAINS RECEIVED 2. CASH ADDITIONS Cash Addition 04/17/96 06/03/96 08/19/96 10/22/96 11/20/96 03/06/97 PROCEEDS FROM SALE OF CAR CENTRAL MEDICAL EQUIP; PROCEEDS FROM WHEELCHAIR REFUND FROM COMPUTER EQUIPMENT FROM PRENTKE ROMICH CIL OF CENTRAL PA PENNY GRIFFITH ESTATE OF ARDATH M. STOUFFER;FINAL DISTRIBUTION FROM ESTATE PROCEEDS FROM SALE OF WHEELCHAIR 03/11/97 0.00 --------------- 349.88 150.45 69.63 -------------- 569.96 67.96 558.52 58.09 405.17 345.79 207.07 -------------- 1,642.60 2,212.56 500.00 3,000.00 8,421.00 5.00 200.00 1,042.32 5,000.44 REPORT OF PRINCIPAL CASH PAGE 49 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 09/24/97 12/24/97 01/16/98 02/24/98 03/17/98 04/21/98 05/08/98 11/09/99 12/13/99 01/24/00 04/04/00 07/06/00 08/15/00 10/11/00 12/05/00 12/26/00 03/17/01 08/12/01 10/04/01 10/07/02 10/31/02 12/12/02 12/27/02 PENNY GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH 200.00 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH RECEIVED FROM WALT GRIFFITH -------------- Total Cash Addition 28,234.44 TOTAL CASH ADDITIONS 28,234.44 3. CONTRIBUTIONS RECEIVED Contribution 01/11/96 RECEIVED FROM WALT GRIFFITH FOR 1/96 02/20/96 CONTRIBUTION FROM WALT GRIFFITH 03/12/96 CONTRIBUTION FROM WALT GRIFFITH 04/26/96 CONTRIBUTION FROM WALT GRIFFITH 06/03/96 CONTRIBUTION FROM WALT GRIFFITH 06/12/96 CONTRIBUTION FROM WALT GRIFFITH 448.44 448.44 448.44 448.44 448.44 448.44 REPORT OF PRINCIPAL CASH PAGE 50 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 08/29/96 CONTRIBUTION FROM WALT GRIFFITH 10/09/96 CONTRIBUTION FROM WALT GRIFFITH 10/16/96 01/14/97 02/18/97 03/18/97 OS/20/97 07/28/97 11/18/97 06/19/98 09/01/98 10/06/98 11/02/98 12/15/98 03/12/99 04/13/99 05/07/99 06/21/99 07/07/99 10/08/99 448.44 448.44 WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH FROM WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH FROM WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH WALT GRIFFITH 582.00 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 448.44 -------------- Total Contribution 11,793.00 TOTAL CONTRIBUTIONS RECEIVED 11,793.00 4. ASSET SALES AND TRANSFERS Proceeds from Sale of Asset CAPITAL INCOME BUILDER FUND 12/02/99 Sold 124.9930 units Purchased 05/10/99 Short-ter.m loss of 421.23 5,477.19 FEDERAL NATIONAL MORTGAGE ASSN REMIC PASS THRU CTFS 1994-51 CL LL (6.75%) 03/25/2024 12/06/00 Sold 5,000.0000 units Purchased 05/10/99 Long-ter.m loss of 312.50 4,562.50 FED STOCK TRUST FUND #019 REPORT OF PRINCIPAL CASH PAGE 51 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/28/01 Sold 47.1280 units Purchased OS/21/01 Short-ter.m loss of 125.83 1,600.00 12/17/02 Sold 103.9430 units Purchased OS/21/01 Long-ter.m loss of 906.39 2,900.00 05/19/03 Sold 80.5600 units Purchased OS/21/01 Long-ter.m loss of 650.10 2,300.00 FEDERATED GROWTH STRATEGIES FD A #48 05/11/98 Sold 52.8560 units Purchased 03/28/96 Long-ter.m gain of 244.71 1,490.00 11/05/98 Sold 41.0510 units Purchased 03/28/96 Long-ter.m gain of 32.84 1,000.00 02/09/99 Sold 34.0830 units Purchased 03/28/96 Long-ter.m gain of 197.00 1,000.00 02/17/99 Sold 34.6980 units Purchased 03/28/96 Long-ter.m gain of 182.51 1,000.00 06/28/99 Sold 29.8690 units Purchased 03/28/96 Long-ter.m gain of 296.29 1,000.00 08/26/99 Sold 27.7240 units Purchased 03/28/96 Long-ter.m gain of 346.82 1,000.00 OS/22/01 Sold 158.9830 units Purchased on multiple dates Short-ter.m loss of 154.37 Long-ter.m gain of 986.68 5,000.00 REPORT OF PRINCIPAL CASH PAGE 52 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/31/01 Sold 328.6670 units Purchased on multiple dates Long-ter.m loss of 945.85 7,615.21 FEDERATED INCOME TRUST FUND #36 03/13/96 Sold 728.0790 units Purchased 09/12/95 Short-ter.m loss of 36.41 SOLD 728.079 UNITS OF FEDERATED INCOME TRUST FUND 7,390.00 03/28/96 Sold 1,036.5250 units Purchased 09/12/95 Short-ter.m loss of 72.55 SOLD 1036.525 UNITS OF FEDERATED INCOME TRUST FUN 10,500.00 05/11/98 Sold 405.1260 units Purchased 09/12/95 Long-ter.m gain of 56.71 4,189.00 OS/22/01 Sold 1,072.1250 units Purchased 09/12/95 Long-ter.m gain of 64.33 11,000.00 12/12/01 Sold 289.2960 units Purchased 09/12/95 Long-ter.m gain of 49.18 3,000.00 12/28/01 Sold 87.1250 units Purchased 09/12/95 Long-ter.m gain of 11.33 900.00 02/26/02 Sold 191.2050 units Purchased 09/12/95 Long-ter.m gain of 49.71 2,000.00 02/20/03 Sold 187.6170 units Purchased 09/12/95 Long-ter.m gain of 86.31 2,000.00 FED MANAGED GROWTH PORTFOLIO IS #376 REPORT OF PRINCIPAL CASH PAGE 53 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 07/20/01 Sold 62.7620 units Purchased 12/19/00 Short-ter.m loss of 53.35 750.00 09/19/01 Sold 825.2560 units Purchased 12/19/00 Short-ter.m loss of 1,873.33 8,689.95 FED MAN CONSERVATIVE GROWTH PORT IS #357 12/20/00 Sold 1,066.2880 units Purchased on multiple dates Long-ter.m loss of 253.03 11,366.63 LORD ABBOTT AFFILIATED FD INC CL A 09/23/99 Sold 30.1080 units Purchased 05/10/99 Short-ter.m gain of .30 484.14 FEDERATED MAN GROWTH & INCOME FUND #357 05/11/98 Sold 110.7290 units Purchased 07/24/95 Long-ter.m gain of 131.77 1,321.00 12/09/98 Sold 40.8160 units Purchased 07/24/95 Long-ter.m gain of 61.64 500.00 FEDERATED GOV'T OBLIGATIONS FD #395 09/19/01 Sold 1,000.0000 units Purchased 09/19/01 No gain or loss 1,000.00 09/20/01 Sold 7,689.9500 units Purchased 09/19/01 No gain or loss 7,689.95 12/12/01 Sold 2,200.0000 units Purchased 12/11/01 No gain or loss 2,200.00 REPORT OF PRINCIPAL CASH PAGE 54 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/19/01 Sold 800.0000 units Purchased 12/11/01 No gain or loss 12/28/01 Sold 1,000.0000 units Purchased 12/27/01 No gain or loss 02/25/02 Sold 1,500.0000 units Purchased 12/27/01 No gain or loss 02/27/02 Sold 2,000.0000 units Purchased 02/26/02 No gain or loss 12/17/02 Sold 2,900.0000 units Purchased 12/16/02 No gain or loss 02/20/03 Sold 363.5900 units Purchased 02/19/03 No gain or loss 03/18/03 Sold 1,636.4100 units Purchased 02/19/03 No gain or loss 05/19/03 Sold 418.0600 units Purchased 05/16/03 No gain or loss 06/19/03 Sold 601.4900 units Purchased 05/16/03 No gain or loss 800.00 1,000.00 1,500.00 2,000.00 2,900.00 363.59 1,636.41 418.06 601.49 NEW PERSPECTIVE FUND INC 09/23/99 Sold 24.5010 units Purchased 05/10/99 Short-term gain of 54.89 656.63 EDWARD JONES DAILY PASSPORT CASH TRUST REPORT OF PRINCIPAL CASH PAGE 55 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 09/23/99 Sold 106.1100 units Purchased 06/30/99 No gain or loss 106.11 COMMERCE BANK 09/09/96 Sold 468.5200 units Purchased 12/31/95 No gain or loss SELL 468.52 UNITS PENNFES ACCOUNT 468.52 10/09/96 Sold 20.0800 units Purchased 12/31/95 No gain or loss 11/15/96 Sold 468.5200 units Purchased 12/31/95 No gain or loss 12/16/96 Sold 468.5200 units Purchased 10/16/96 No gain or loss 12/30/96 Sold 300.0000 units Purchased 10/16/96 No gain or loss 01/13/97 Sold 20.0800 units Purchased 11/20/96 No gain or loss 01/30/97 Sold 300.0000 units Purchased 12/31/95 No gain or loss 02/28/97 Sold 330.0800 units Purchased 12/31/95 No gain or loss 330.08 UNITS @ 1.00 PER UNIT 03/10/97 Sold 683.5200 units Purchased 12/31/95 No gain or loss 20.08 468.52 468.52 300.00 20.08 300.00 330.08 683.52 REPORT OF PRINCIPAL CASH PAGE 56 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/20/97 Sold 8,000.0000 units Purchased 12/31/95 No gain or loss 8,000.00 03/27/97 Sold 166.0000 units Purchased 03/11/97 No gain or loss 166.00 03/27/97 Sold 34.0000 units Purchased 03/11/97 No gain or loss 34.00 04/11/97 Sold 513.0400 units Purchased 03/11/97 No gain or loss 513.04 04/21/97 Sold 3,626.8900 units Purchased 03/11/97 No gain or loss 3,626.89 06/13/97 Sold 448.4400 units Purchased OS/20/97 No gain or loss 448.44 08/12/97 Sold 483.3600 units Purchased 07/28/97 No gain or loss 483.36 12/09/97 Sold 483.3600 units Purchased 09/24/97 No gain or loss 483.36 01/13/98 Sold 70.0000 units Purchased on multiple dates No gain or loss 70.00 01/27/98 Sold 483.3600 units Purchased on multiple dates No gain or loss 483.36 02/13/98 Sold 483.3600 units Purchased on multiple dates No gain or loss 483.36 REPORT OF PRINCIPAL CASH PAGE 57 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 02/24/98 Sold 111.5600 units Purchased 01/05/98 No gain or loss 111.56 03/09/98 Sold 594.7500 units Purchased on multiple dates No gain or loss 594.75 04/13/98 Sold 138.0000 units Purchased 01/14/98 No gain or loss 138.00 04/15/98 Sold 560.16~~ units Purchased 01/14/98 No gain or loss 560.16 05/11/98 Sold 538.1600 units Purchased 01/14/98 No gain or loss 538.16 OS/20/98 Sold 30.0000 units Purchased 01/16/98 No gain or loss 30.00 06/10/98 Sold 676.1600 units Purchased 01/16/98 No gain or loss 676.16 07/10/98 Sold 538.1600 units Purchased 04/21/98 No gain or loss 538.16 08/18/98 Sold 538.1600 units Purchased 05/08/98 No gain or loss 538.16 09/10/98 Sold 138.0000 units Purchased 06/19/98 No gain or loss 138.00 09/15/98 Sold 355.4800 units Purchased 09/15/98 No gain or loss 355.48 REPORT OF PRINCIPAL CASH PAGE 58 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/15/98 Sold 448.4400 units Purchased 10/06/98 No gain or loss 448.44 11/04/98 Sold 150.0000 units Purchased 11/02/98 No gain or loss 150.00 11/10/98 Sold 435.6200 units Purchased 11/02/98 No gain or loss 435.62 12/10/98 Sold 138.0000 units Purchased 12/09/98 No gain or loss 138.00 12/11/98 Sold 362.0000 units Purchased 12/09/98 No gain or loss 362.00 12/21/98 Sold 448.4400 units Purchased 12/15/98 No gain or loss 448.44 01/15/99 Sold 496.2400 units Purchased 12/29/98 No gain or loss 496.24 02/17/99 Sold 638.9400 units Purchased 02/09/99 No gain or loss 638.94 03/01/99 Sold 3.5000 units Purchased 02/09/99 No gain or loss 3.50 03/03/99 Sold 2.3300 units Purchased 02/09/99 No gain or loss 2.33 03/11/99 Sold 538.1600 units Purchased 02/09/99 No gain or loss 538.16 REPORT OF PRINCIPAL CASH PAGE 59 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/31/99 Sold 15.0000 units Purchased 02/17/99 No gain or loss 15.00 04/14/99 Sold 1,306.1600 units Purchased 02/17/99 No gain or loss 1,306.16 04/29/99 Sold 392.7900 units Purchased 04/13/99 No gain or loss 392.79 05/17/99 Sold 448.4400 units Purchased 05/07/99 No gain or loss 448.44 06/09/99 Sold 474.0000 units Purchased OS/24/99 No gain or loss 474.00 06/28/99 Sold 200.0000 units Purchased 06/21/99 No gain or loss 200.00 07/02/99 Sold 7.0000 units Purchased 06/21/99 No gain or loss 7.00 07/13/99 Sold 545.1400 units Purchased 06/21/99 No gain or loss 545.14 07/29/99 Sold 144.7400 units Purchased 07/07/99 No gain or loss 144.74 08/30/99 Sold 408.2000 units Purchased 08/26/99 No gain or loss 408.20 09/07/99 Sold 7.0000 units Purchased 08/26/99 No gain or loss 7.00 REPORT OF PRINCIPAL CASH PAGE 60 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/13/99 Sold 545.1400 units Purchased 08/26/99 No gain or loss 545.14 11/10/99 Sold 545.1400 units Purchased 09/28/99 No gain or loss 545.14 12/14/99 Sold 2,000.0000 units Purchased 10/08/99 No gain or loss 2,000.00 01/11/00 Sold 1,090.2800 units Purchased 12/13/99 No gain or loss 1,090.28 02/07/00 Sold 1,524.1400 units Purchased 12/13/99 No gain or loss 1,524.14 02/25/00 Sold 545.1400 units Purchased 12/13/99 No gain or loss 545.14 03/23/00 Sold 545.1400 units Purchased 12/13/99 No gain or loss 545.14 04/14/00 Sold 564.1400 units Purchased 12/13/99 No gain or loss 564.14 04/17/00 Sold 290.0000 units Purchased 12/13/99 No gain or loss 290.00 04/25/00 Sold 360.0000 units Purchased 12/28/99 No gain or loss 360.00 05/18/00 Sold 545.1400 units Purchased 01/24/00 No gain or loss 545.14 REPORT OF PRINCIPAL CASH PAGE 61 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 06/16/00 Sold 228.3700 units Purchased 04/04/00 No gain or loss 228.37 07/18/00 Sold 448.4400 units Purchased 07/06/00 No gain or loss 448.44 08/18/00 Sold 448.4400 units Purchased 08/15/00 No gain or loss 448.44 10/18/00 Sold 448.4400 units Purchased 10/11/00 No gain or loss 448.44 12/13/00 Sold 2,200.0000 units Purchased 12/12/00 No gain or loss 2,200.00 12/19/00 Sold 545.1400 units Purchased 12/12/00 No gain or loss 545.14 01/18/01 Sold 545.1400 units Purchased 12/12/00 No gain or loss 545.14 02/16/01 Sold 545.1400 units Purchased 12/12/00 No gain or loss 545.14 02/22/01 Sold 621.5000 units Purchased 12/12/00 No gain or loss 621.50 03/21/01 Sold 651.1600 units Purchased 12/12/00 No gain or loss 651.16 04/16/01 Sold 112.0000 units Purchased 12/27/00 No gain or loss 112.00 REPORT OF PRINCIPAL CASH PAGE 62 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 04/19/01 Sold 580.4800 units Purchased 12/27/00 No gain or loss 580.48 04/24/01 Sold 360.0000 units Purchased 01/04/01 No gain or loss 360.00 05/02/01 Sold 128.8800 units Purchased 03/27/01 No gain or loss 128.88 06/19/01 Sold 580.4800 units Purchased 03/27/01 No gain or loss 580.48 07/03/01 Sold 15.9400 units Purchased OS/22/01 No gain or loss 15.94 08/21/01 Sold 580.4800 units Purchased 07/20/01 No gain or loss 580.48 10/19/01 Sold 580.4800 units Purchased 08/14/01 No gain or loss 580.48 11/16/01 Sold 324.9600 units Purchased 10/05/01 No gain or loss 324.96 12/14/01 Sold 2,267.9600 units Purchased 11/26/01 No gain or loss 2,267.96 12/20/01 Sold 32.3000 units Purchased 12/19/01 No gain or loss 32.30 12/24/01 Sold 129.4600 units Purchased 12/19/01 No gain or loss 129.46 REPORT OF PRINCIPAL CASH PAGE 63 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 01/23/02 Sold 598.6600 units Purchased 12/28/01 No gain or loss 598.66 02/21/02 Sold 230.8000 units Purchased 12/28/01 No gain or loss 230.80 02/28/02 Sold 18.3400 units Purchased 02/25/02 No gain or loss 18.34 03/18/02 Sold 596.4800 units Purchased 02/25/02 No gain or loss 596.48 03/20/02 Sold 390.0000 units Purchased 02/25/02 No gain or loss 390.00 04/01/02 Sold 140.0000 units Purchased 02/25/02 No gain or loss 140.00 04/17/02 Sold 596.4800 units Purchased 02/25/02 No gain or loss 596.48 05/17/02 Sold 196.4800 units Purchased 02/27/02 No gain or loss 196.48 06/28/02 Sold 31.7800 units Purchased 02/27/02 No gain or loss 31.78 11/18/02 Sold 1,192.9600 units Purchased 02/27/02 No gain or loss 1,192.96 11/22/02 Sold 500.0000 units Purchased 02/27/02 No gain or loss 500.00 REPORT OF PRINCIPAL CASH PAGE 64 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/18/02 Sold 600.2300 units Purchased 10/07/02 No gain or loss 600.23 01/17/03 Sold 596.4800 units Purchased 12/12/02 No gain or loss 596.48 02/20/03 Sold 156.9100 units Purchased 12/27/02 No gain or loss 156.91 04/18/03 Sold 601.4900 units Purchased 03/18/03 No gain or loss 601.49 04/30/03 Sold 250.0000 units Purchased 03/18/03 No gain or loss 250.00 05/19/03 Sold 183.4300 units Purchased 03/18/03 No gain or loss 183.43 Total Proceeds from Sale of Asset 180,397.69 Withdrawal from Savings COMMERCE BANK 03/31/96 TO COVER MARCH BILLS 04/30/96 TO COVER APRIL BILLS 05/31/96 TO COVER MAY BILLS 551.56 8.68 468.52 Total Withdrawal from Savings 1,028.76 TOTAL ASSET SALES AND TRANSFERS 181,426.45 5. REFUNDS Refund OS/24/99 IRS; 1998 TAX REFUND 474.00 Total Refund 474.00 REPORT OF PRINCIPAL CASH PAGE 65 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 TOTAL REFUNDS 6. TRANSFERS TO PRINCIPAL FROM INCOME Transfer Income to Principal 06/30/96 TRANSFER I TO P TO COVER BILLS 1,571.64 04/21/97 04/21/97 04/21/97 06/13/97 01/14/98 09/15/98 10/14/98 11/10/98 12/11/98 12/21/98 01/15/99 04/29/99 05/17/99 06/09/99 06/28/99 07/29/99 07/30/99 08/11/99 06/28/00 07/18/00 08/18/00 09/20/00 10/18/00 11/17/00 05/02/01 07/03/01 11/16/01 12/14/01 02/21/02 1,495.11 1,495.11 1,495.11 34.92 1,231.02 182.68 89.72 102.54 176.16 69.26 41.92 132.21 117.64 71.14 200.00 5.26 200.00 545.14 316.77 96.70 96.70 545.14 96.70 545.14 1,071.12 12.06 255.52 174.28 104.06 Total Transfer Income to Principal -------------- 12,570.77 TOTAL TRANSFERS TO PRINCIPAL FROM INCOME TOTAL PRINCIPAL CASH RECEIPTS 474.00 12,570.77 -------------- 236,711.22 REPORT OF PRINCIPAL CASH PAGE 66 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 --------------- PRINCIPAL CASH DISBURSEMENTS --------------- 7. TAXES Taxes 03/27/97 PA DEPT OF REVENUE;PA-41 TAX DUE Check # 1710 03/27/97 INTERNAL REVENUE SERVICE;1041 TAX DUE Check # 1711 02/24/98 INTERNAL REVENUE SERVICE 1997 1041 BAL DUE-25-6498916 Check # 002575 -34.00 -166.00 -560.00 Total Taxes -760.00 Estimated Federal Fid Inc Tx 04/13/98 INTERNAL REVENUE SERVICE; 1041-ES Check # 002685 06/10/98 1998 FORM 1041-ES Check # 002851 09/10/98 INTERNAL REVENUE SERVICE; 1041-ES Check # 003126 12/10/98 UNITED STATES TREASURY INTERNAL REVENUE SERVICE; 1998 FORM 1041-ES Check # 003435 -138.00 -138.00 -138.00 -138.00 Total Estimated Federal Fid Inc Tx -552.00 Federal Fid Inc Tax, Bal Due 04/17/00 UNITED STATES TREASURY 1999 1041 BALANCE DUE 25-6498916 Check # 005031 04/16/01 UNITED STATES TREASURY FEDERAL FID INC TAX, BAL DUE 25-6498916 Check # 006298 -272.00 -112.00 REPORT OF PRINCIPAL CASH PAGE 67 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 -------------- Total Federal Fid Ine Tax, Bal Due -384.00 State Fid Ine Tax, Bal Due 03/31/99 PA DEPT. OF REVENUE; 25-6498916F; 1998 BALANCE DUE Check # 003774 04/17/00 PA DEPT OF REVENUE 1999 PA41 BALANCE DUE 25-6498916 Check # 005032 -15.00 -18.00 -------------- Total State Fid Ine Tax, Bal Due -33.00 TOTAL TAXES -1,729.00 8. ASSET PURCHASES AND TRANSFERS Purchase of an Asset FED STOCK' TRUST FUND #019 OS/22/01 273.075 UNITS AT 36.62 09/20/01 254.718 UNITS AT 30.19 10/31/01 246.927 UNITS AT 30.84 -10,000.00 -7,689.95 -7,615.21 FEDERATED GROWTH STRATEGIES FD A #48 03/28/96 445.6705 UNITS AT 23.56 PURCHASED 445.6705 UNITS OF FED GROWTH STRAT FD A -10,500.00 FED MID-CAP FUND #151 OS/22/01 269.687 UNITS AT 18.54 -5,000.00 FED MANAGED GROWTH PORTFOLIO IS #376 12/20/00 888.018 UNITS AT 12.80 -11,366.63 FEDERATED MAN GROWTH & INCOME FUND #357 03/21/97 1 UNITS -8,000.00 FEDERATED GOV'T OBLIGATIONS FD #395 09/19/01 8689.95 UNITS AT 1.00 -8,689.95 REPORT OF PRINCIPAL CASH PAGE 68 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/12/01 3000 UNITS AT 1.00 12/28/01 2500 UNITS AT 1.00 02/26/02 2000 UNITS AT 1.00 12/17/02 2900 UNITS AT 1.00 02/20/03 2000 UNITS AT 1.00 05/19/03 2300 UNITS AT 1.00 -3,000.00 -2,500.00 -2,000.00 -2,900.00 -2,000.00 -2,300.00 COMMERCE BANK 08/30/96 7932.4 UNITS AT 1.00 PURCHASE 7932.40 UNITS PENNFES ACCOUNT -7,932.40 10/16/96 582 UNITS AT 1.00 10/22/96 5 UNITS AT 1.00 11/20/96 200 UNITS AT 1.00 01/07/97 58.09 UNITS AT 1.00 03/06/97 1042.32 UNITS AT 1.00 03/11/97 5000.44 UNITS AT 1.00 03/18/97 448.44 UNITS AT 1.00 OS/20/97 448.44 UNITS AT 1.00 07/28/97 448.44 UNITS AT 1.00 09/24/97 200 UNITS AT 1.00 11/18/97 448.44 UNITS AT 1.00 12/24/97 448.44 UNITS AT 1.00 01/05/98 755.05 UNITS AT 1.00 -582.00 -5.00 -200.00 -58.09 -1,042.32 -5,000.44 -448.44 -448.44 -448.44 -200.00 -448.44 -448.44 -755.05 REPORT OF PRINCIPAL CASH PAGE 69 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 01/14/98 1231.02 UNITS AT 1.00 -1,231.02 01/16/98 448.44 UNITS AT 1.00 -448.44 03/17/98 448.44 UNITS AT 1.00 -448.44 04/21/98 448.44 UNITS AT 1.00 -448.44 05/08/98 448.44 UNITS AT 1.00 -448.44 06/19/98 448.44 UNITS AT 1. 00 -448.44 09/01/98 448.44 UNITS AT 1. 00 -448.44 10/06/98 448.44 UNITS AT 1.00 -448.44 11/02/98 448.44 UNITS AT 1.00 -448.44 11/05/98 137.18 UNITS AT 1.00 -137.18 12/09/98 500 UNITS AT 1.00 -500.00 12/15/98 448.44 UNITS AT 1.00 -448.44 12/29/98 496.24 UNITS AT 1.00 -496.2'4 02/09/99 1000 UNITS AT 1. 00 -1,000.00 02/17/99 1000 UNITS AT 1.00 -1,000.00 03/12/99 448.44 UNITS AT 1. 00 -448.44 04/13/99 448.44 UNITS AT 1.00 -448.44 05/07/99 448.44 UNITS AT 1.00 -448.44 OS/24/99 474 UNITS AT 1. 00 -474.00 06/21/99 448.44 UNITS AT 1.00 -448.44 07/07/99 448.44 UNITS AT 1.00 -448.44 08/26/99 500 UNITS AT 1.00 -500.00 REPORT OF PRINCIPAL CASH PAGE 70 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 09/28/99 701.74 UNITS AT 1.00 -701.74 10/08/99 448.44 UNITS AT 1.00 -448.44 11/09/99 448.44 UNITS AT 1.00 -448.44 12/13/99 5477.19 UNITS AT 1.00 -5,477.19 12/13/99 448.44 UNITS AT 1.00 -448.44 12/28/99 276.7 UNITS AT 1.00 -276.70 01/24/00 448.44 UNITS AT 1.00 -448.44 04/04/00 448.44 UNITS AT 1.00 -448.44 07/06/00 448.44 UNITS AT 1.00 -448.44 08/15/00 448.44 UNITS AT 1.00 -448.44 10/11/00 448.44 UNITS AT 1.00 -448.44 12/12/00 4562.5 UNITS AT 1.00 -4,562.50 12/15/00 448.44 UNITS AT 1.00 -448.44 12/27/00 558.52 UNITS AT 1.00 -558.52 01/04/01 448.44 UNITS AT 1.00 -448.44 03/27/01 448.44 UNITS AT 1.00 -448.44 OS/22/01 419.52 UNITS AT 1.00 -419.52 07/20/01 169.52 UNITS AT 1.00 -169.52 08/14/01 448.44 UNITS AT 1.00 -448.44 09/19/01 419.52 UNITS AT 1.00 -419.52 10/05/01 448.44 UNITS AT 1. 00 -448.44 11/26/01 67.96 UNITS AT 1.00 -67.96 REPORT OF PRINCIPAL CASH PAGE 71 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/12/01 2200 UNITS AT 1.00 -2,200.00 12/19/01 161.76 UNITS AT 1. 00 -161.76 12/28/01 829.46 UNITS AT 1.00 -829.46 02/25/02 1222.38 UNITS AT 1. 00 -1,222.38 02/27/02 2000 UNITS AT 1.00 -2,000.00 10/07/02 448.44 UNITS AT 1.00 -448.44 10/31/02 448.44 UNITS AT 1.00 -448.44 12/12/02 448.44 UNITS AT 1.00 -448.44 12/27/02 448.44 UNITS AT 1.00 -448.44 03/18/03 1034.92 UNITS AT 1.00 -1,034.92 -------------- Total Purchase of an Asset -140,921.01 TOTAL ASSET PURCHASES AND TRANSFERS -140,921.01 9. FEES Personal Tax Preparation Fee 04/14/99 PREPARATION & REVIEW OF PERSONAL INCOME TAX RETURN -120.00 -------------- Total Personal Tax Preparation Fee -120.00 Fiduciary Tax Prep Fee 04/01/02 FOR YEAR ENDING 12/31/01 04/30/03 -140.00 -250.00 -------------- Total Fiduciary Tax Prep Fee -390.00 Legal Fees 03/09/98 GATES & ASSOCIATES, P.C. _ REF #5954 Check # 002608 -111.39 REPORT OF PRINCIPAL CASH PAGE 72 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 02/17/99 GATES & ASSOCIATES, PC GATES AND ASSOC. REF #3865 Check # 003636 08/30/99 GATES & ASSOCIATES, PC GATES & ASSOC; REF #7979 Check # 004310 02/22/01 GATES & ASSOCIATES, PC GATES & ASSOCIATES, P.C. STATEMENT #9681 Check # 006112 07/03/01 GATES & ASSOCIATES, PC GATES & ASSOCIATES, P.C. STATEMENT NO. 16145 Check # 006659 -100.78 -408.20 -621.50 -28.00 Total Legal Fees -1,269.87 TOTAL FEES -1,779.87 10. DISTRIBUTION OF PRINCIPAL Distribution of Principal 12/21/98 Edward D. Jones & Co Penelope L. Griffith Check # 003470 07/29/99 EDWARD JONES; TO DEPOSIT INTO CHECKING ACCOUNT FOR PENNY GRIFFITH Check # 004227 07/30/99 EDWARD JONES; TO COVER OVERDRAFT IN CHECKING ACCT. Check # 004231 08/26/99 EDWARD JONES; DEPOSIT TO PENELOPE L. GRIFFITH CHECKING ACCOUNT Check # 004306 12/14/99 EDWARD D. JONES & CO DEPOSIT TO PENELOPE L. GRIFFITH A/C # 1100902536 Check # 004599 -500.00 -150.00 -200.00 -500.00 -2,000.00 REPORT OF PRINCIPAL CASH PAGE 73 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 04/25/00 PRENTKE ROMICH COMPANY RENEWAL WARRANTY FOR DELTATALKER SERIAL #1208DT - PENNY GRIFFITH Check # 005098 12/13/00 PENELOPE L GRIFFITH CHRISTMAS GIFTS FOR CHILDREN & GRANDCHILDREN Check # 005868 05/02/01 PENNY GRIFFITH DISTRIBUTION TO PENNY TO MAKE GIFTS Check # 006446 12/14/01 DAN & KIM GRIFFITH CHRISTMAS GIFT Check # 007261 12/14/01 JACOB GRIFFITH CHRISTMAS GIFT Check # 007262 12/14/01 DANIELE GRAVETT CHRISTMAS GIFT Check # 007263 12/14/01 TAYLOR GRAVETT CHRISTMAS GIFT Check # 007264 12/14/01 LAURIE & KELVIN GRAVETT CHRISTMAS GIFTS Check # 007265 12/24/01 PENELOPE GRIFFITH DEPOSIT TO CHECKING A/C #37701540 TO COVER OVERDRAFT Check # 007359 01/03/02 TAYLOR GRAVETT CHRISTMAS GIFT Check # 007376 01/03/02 STOP PAY PLACED; CHECK WAS NOT RECEIVED BY TAYLOR GRAVETT CHECK REPLACED WITH #7376 11/22/02 DEPOSIT TO EDWARD JONES CHECKING ACCOUNT #377-01540-1-5 -360.00 -2,200.00 -1,200.00 -200.00 -100.00 -900.00 -1,100.00 -200.00 -300.00 -1,100.00 1,100.00 -500.00 REPORT OF PRINCIPAL CASH PAGE 74 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 12/17/02 JACOB GRIFFITH; CHRISTMAS GIFT FOR COLLEGE FUND Check # 008920 12/17/02 KIMBERLY GRIFFITH; CHRISTMAS GIFT Check # 008921 12/17/02 DANIEL GRIFFITH; CHRISTMAS GIFT Check # 008922 12/17/02 DANIELE GRAVETT; CHRISTMAS GIFT FOR COLLEGE FUND Check # 008923 12/17/02 TAYLOR GRAVETT; CHRISTMAS GIFT FOR COLLEGE FUND Check # 008924 12/17/02 LAURIE GRAVETT; CHRISTMAS GIFT Check # 008925 12/17/02 KELVIN GRAVETT; CHRISTMAS GIFT Check # 008926 03/28/03 JACOB GRIFFITH; CHRISTMAS GIFT FOR COLLEGE FUND; REPLACES CHECK 8920 DATED 12/17/02 Check # 009425 03/28/03 KIMBERLY GRIFFITH; CHRISTMAS GIFT; REPLACES CHECK 8921 DATED 12/17/02 Check # 009426 03/28/03 DANIEL GRIFFITH; CHRISTMAS GIFT; REPLACES CHECK 8922 DATED 12/17/02 Check # 009427 03/28/03 JACOB GRIFFITH; CHRISTMAS GIFT FOR COLLEGE FUND; STOP PAY PLACED; CHECK 8920 WAS MISPLACED 03/28/03 KIMBERLY GRIFFITH; CHRISTMAS GIFT; STOP PAY PLACED; CHECK 8921 WAS MISPLACED -200.00 -100.00 -100.00 -1,000.00 -1,300.00 -100.00 -100.00 -200.00 -100.00 -100.00 200.00 100.00 REPORT OF PRINCIPAL CASH PAGE 75 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/28/03 DANIEL GRIFFITH; CHRISTMAS GIFT; STOP PAY PLACED; CHECK 8922 WAS MISPLACED 100.00 Total Distribution of Principal -13,310.00 Partial Distr. of Principal 06/27/96 CENTRAL MEDICAL EQUIPMENT FOR PURCHASE WHEELCHAIR Check # 1175 -5,000.00 Total Partial Distr. of Principal -5,000.00 Gift as Directed 05/08/98 GIFT FOR COMPUTER AND MOVING EXPENSES Check # 002780 05/08/98 GIFT FOR COMPUTER Check # 002781 05/08/98 GIFT FOR HOME IMPROVEMENTS Check # 002782 -3,500.00 -2,500.00 -1,000.00 Total Gift as Directed -7,000.00 TOTAL DISTRIBUTION OF PRINCIPAL -25,310.00 11. TRANSFERS FROM PRINCIPAL TO INCOME Transfer Principal to Income 04/21/97 12/20/01 02/28/02 06/28/02 -2,990.22 -32.30 -18.34 -31.78 Total Transfer Principal to Income -3,072.64 TOTAL TRANSFERS FROM PRINCIPAL TO INCOME -3,072.64 12. MISCELLANEOUS DISBURSEMENTS Miscellaneous Disbursement REPORT OF PRINCIPAL CASH PAGE 76 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 03/12/96 PURCHASE OF LIBERATOR ACCESSORY FROM PRC Check # 1895 12/30/96 PRENTKE ROMICH CO FOR RENTAL OF DELTA TALKER Check # 1502 01/30/97 PRENTKE ROMICH CO FOR RENTAL OF COMPUTER EQUIP. Check # 1576 02/24/97 PRENTKE ROMICH CO. FOR DELTA TALKER RENTAL Check # 1611 02/24/97 SARAH A. TODD MEMORIAL HOME FOR MISC. EXPENSES Check # 1615 03/10/97 PRENTKE ROMICH CO;DELTA TALKER INFRARED UPGRADE Check # 1654 04/21/97 PRENTKE ROMICH CO;DELTA TALKER & ACCESSORIES Check # 1785 08/18/98 SARAH A. TODD MEMORIAL HOME RESIDENT # 000100387 Check # 003026 09/15/98 SARAHA. TODD MEMORIAL HOME; RES #000100387 Check # 003155 11/04/98 Cumberland Technology Int'l Internet connection Check # 003353 11/05/98 GARY SIEGFRIED; REIMBURSE FOR COMPUTER, TELEPHONE, ETC. Check # 003356 12/21/98 MESSAGE PRODUCTS;REORDER NEW CHECKS Check # 003472 03/01/99 COMMERCE BANK WIRE FEE FROM 2/9/99 03/03/99 COMMERCE BANK WIRE FEE FROM 2/16/99 -8,390.00 -300.00 -300.00 -300.00 -10.00 -225.00 -5,122.00 -538.16 -538.16 -150.00 -862.82 -17.70 -3.50 -2.33 REPORT OF PRINCIPAL CASH PAGE 77 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 04/14/99 ELIZABETH SOLON FRANTZ;PENNY GRIFFITH;INV. DTD. 3/1/99 Check # 003899 04/29/99 ELIZABETH SOLON FRANTZ, MS; INV. DTD 4/1/99 Check # 003930 04/24/01 PRENTKE ROMICH COMPANY PURCHASE OF 1 YEAR WARRANTY FOR DELTA TALKER Check # 006422 03/20/02 PRC PRENTKE ROMICH COMPANY PURCHASE OF 1 YEAR WARANTY DELTA TALKER Check # 007653 -648.00 -525.00 -360.00 -390.00 Total Miscellaneous Disbursement -18,682.67 Nursing Home Expense 01/16/96 SARAH A. TODD MEMORIAL HOME FOR 1/96 Check # 1771 02/13/96 SARAH A. TODD MEMORIAL HOME FOR 2/96 Check # 1830 04/10/96 SARAH A. TODD MEMORIAL FOR 3/96, 4/96 & PRO 1-2/96 Check # 1037 05/07/96 SARAH A. TODD MEMORIAL HOME 5/96 Check # 1091 06/07/96 SARAH TODD MEMORIAL HOME FOR 6/96 Check # 1138 07/10/96 SARAH A. TODD MEMORIAL HOME FOR 6/96 Check # 1202 08/08/96 SARAH A. TODD MEMORIAL HOME Check # 1254 09/09/96 SARAH A. TODD MEMORIAL HOME FOR 9/96 Check # 1289 -448.44 -448.44 -957.12 -468.52 -468.52 -468.52 -468.52 -468.52 REPORT OF PRINCIPAL CASH PAGE 78 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 10/07/96 SARAH A. TODD MEMORIAL HOME; OCTOBER Check # 1337 11/15/96 SARAH A. TODD MEMORIAL HOME 11/96 Check # 1420 12/16/96 SARAH A TODD MEMORIAL HOME Check # 1476 01/13/97 SARAH A. TODD MEMORIAL HOME Check # 1537 02/24/97 SARAH A. TODD MEMORIAL HOME Check # 1614 03/10/97 SARAH A. TODD MEMORIAL HOME Check # 1656 04/10/97 SARAH A. TODD MEMORIAL HOME Check # 1745 06/13/97 SARAH A. TODD MEMORIAL HOME Check # 1908 08/12/97 SARAH A. TODD NURSING HOME Check # 2064 12/09/97 SARAH A. TODD NURSING HOME Check # 002367 01/27/98 SARAH A. TODD MEMORIAL HOME SARAH A TODD MEMORIAL HOME Check # 002506 02/13/98 SARAH A. TODD MEMORIAL HOME SARAH A TODD MEMORIAL HOME Check # 002548 03/09/98 SARAH A. TODD MEMORIAL HOME Check # 002625 04/15/98 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME;RES #000100387 Check # 002707 05/11/98 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME;RES #000100387 Check # 002793 06/10/98 SARAH A. TODD MEMORIAL HOME RES #000100387 Check # 002834 -468.52 -468.52 -468.52 -468.52 -468.52 -458.52 -513.04 -483.36 -483.36 -483.36 -483.36 -483.36 -483.36 -560.16 -538.16 -538.16 REPORT OF PRINCIPAL CASH PAGE 79 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 07/10/98 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RESIDENT #000100387 Check # 002922 10/14/98 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 003283 11/10/98 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RESIDENT #000100387 Check # 003361 12/11/98 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 003457 01/15/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 003538 02/17/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 003637 03/11/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000200387 Check # 003678 04/14/99 SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 003882 05/17/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 003991 06/09/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 004056 07/13/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 004184 -538.16 -538.16 -538.16 -538.16 -538.16 -538.16 -538.16 -538.16 -566.08 -545.14 -545.14 REPORT OF PRINCIPAL CASH PAGE 80 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 08/11/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 004260 09/28/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 004412 10/13/99 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME; RES #000100387 Check # 004448 11/10/99 SARAH A. TODD MEMORIAL HOME PENELOPE GRIFFITH; RESIDENT #000100387 Check # 004518 01/11/00 SARAH A. TODD MEMORIAL HOME SARAH A. TODD MEMORIAL HOME RE: PENELOPE L. GRIFFITH STATEMENT DATED 01/05/00 Check # 004709 02/07/00 SARAH A. TODD MEMORIAL HOME NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 004776 02/25/00 SARAH A. TODD MEMORIAL HOME NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 004840 03/23/00 SARAH A. TODD MEMORIAL HOME NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 004900 04/14/00 SARAH A. TODD MEMORIAL HOME NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 004973 -545.14 -545.14 -545.14 -545.14 -1,090.28 -545.14 -545.14 -545.14 -564.14 REPORT OF PRINCIPAL CASH PAGE 81 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 05/18/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005174 06/16/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005298 07/18/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005404 08/18/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005519 09/20/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005606 10/18/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005679 11/17/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005785 12/19/00 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005884 REPORT OF PRINCIPAL CASH PAGE 82 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 01/18/01 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 005996 02/16/01 SARAH A. TODD MEMORIAL HOME -545.14 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006092 03/21/01 SARAH A. TODD MEMORIAL HOME -651.16 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006210 04/19/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006394 OS/22/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006514 06/19/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006618 07/20/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006721 08/21/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006818 REPORT OF PRINCIPAL CASH PAGE 83 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 09/18/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 006927 10/19/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 007058 11/16/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 007166 12/19/01 SARAH A. TODD MEMORIAL HOME -580.48 NURSING HOME EXPENSE PENNY GRIFFITH A/C#100387 Check # 007318 01/23/02 SARAH A. TODD MEMORIAL HOME -598.66 ACCOUNT #100387 02/21/02 SARAH A. TODD MEMORIAL HOME -612.48 ACCOUNT #100387 03/18/02 SARAH A. TODD MEMORIAL HOME -596.48 ACCOUNT #100387 04/17/02 SARAH A. TODD MEMORIAL HOME -596.48 ACCOUNT #100387 05/17/02 NURSING HOME EXPENSE PENNY -196.48 GRIFFITH ACCOUNT #100387 REMAINING BALANCE PAID BY PENNY 11/18/02 SARAH A. TODD MEMORIAL HOME -1,192.96 A/C #100387 OCTOBER 2002 & NOVEMBER 2002 Check # 008814 12/18/02 SARAH A. TODD MEMORIAL HOME -600.23 A/C #100387 Check # 008937 01/17/03 SARAH A. TODD MEMORIAL HOME -596.48 A/C #100387 Check # 009110 REPORT OF PRINCIPAL CASH PAGE 84 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 02/20/03 SARAH A. TODD MEMORIAL HOME A/C #100387 Check # 009252 03/18/03 SARAH A. TODD MEMORIAL HOME A/C #100387 Check # 009357 04/18/03 SARAH A. TODD MEMORIAL HOME A/C #100387 Check # 009609 05/19/03 SARAH A. TODD MEMORIAL HOME A/C #100387 Check # 009769 06/19/03 SARAH A. TODD MEMORIAL HOME A/C #100387 Check # 009918 Total Nursing Home Expense -520.50 -601.49 -601.49 -601.49 -601.49 -42,723.03 Medical Expenses 01/13/98 CURRIE & HECHT ORAL AND MAXILLOFACIAL SURGEONS ACCT. #14614 Check # 002471 OS/20/98 NAIL TREATMENT Check # 002807 06/28/99 DRS. CURRIE & HECHT ORAL & MAXILLOFACIAL, PC; PENNY GRIFFITH; PATIENT ID14614 Check # 004126 02/07/00 BRUCE H. SPIVAK, DMD, PC MODERN COMPREHENSIVE DENTISTRY BRUCE H SPIVAK, DMD, PC MEDICAL EXPENSES A/C #308900 Check # 004777 -70.00 -30.00 -1,400.00 -979.00 Total Medical Expenses -2,479.00 Bank Wire Fee 07/02/99 COMMERCE BANK WIRE FEE CHARGE 09/07/99 COMMERCE BANK WIRE FEE CHARGE -7.00 -7.00 REPORT OF PRINCIPAL CASH PAGE 85 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 Total Bank Wire Fee -14.00 TOTAL MISCELLANEOUS DISBURSEMENTS -63,898.70 TOTAL PRINCIPAL CASH DISBURSEMENTS -236,711. 22 -------------- -------------- PRINCIPAL CASH BALANCE 0.00 REPORT OF NON-CASH ENTRIES PAGE 86 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 NON-CASH DECREASES --------------- 1. NON-CASH TRANSFER OUT Non-Cash Transfer Out FEDERATED MAN GROWTH & INCOME FUND #357 01/31/00 337.026 UNITS EXCHANGE DUE TO NAME CHANGE -3,619.66 01/31/00 729.262 UNITS EXCHANGE DUE TO NAME CHANGE -8,000.00 Total Non-Cash Transfer Out -11,619.66 TOTAL NON-CASH TRANSFER OUT -11,619.66 TOTAL NON-CASH DECREASES -11,619.66 NON-CASH INCREASES --------------- 2. CAPITAL GAINS REINVESTMENT LT Cap Gains Reinvest FEDERATED GROWTH STRATEGIES FD A #48 12/20/96 32.692 UNITS AT 24.09 11/28/97 114.328 UNITS AT 24.74 11/30/99 39.936 UNITS AT 36.99 11/30/00 33.926 UNITS AT 36.00 787.55 2,828.47 1,477.23 1,221.34 Total LT Cap Gains Reinvest 6,314.59 ST Cap Gains Reinvest FEDERATED GROWTH STRATEGIES FD A #48 12/20/96 19.503 UNITS AT 24.09 11/28/97 14.288 UNITS AT 24.7399 469.83 353.48 REPORT OF NON-CASH ENTRIES PAGE 87 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 11/30/99 7.588 UNITS AT 36.99 280.68 Total ST Cap Gains Reinvest 1,103.99 TOTAL CAPITAL GAINS REINVESTMENT 7,418.58 3. NON-CASH TRANSFER IN Non-Cash Transfer In FED MAN CONSERVATIVE GROWTH PORT IS #357 01/31/00 337.026 UNITS EXCHANGE DUE TO NAME CHANGE 3,619.66 01/31/00 729.262 UNITS EXCHANGE DUE TO NAME CHANGE 8,000.00 Total Non-Cash Transfer In 11,619.66 Receipt of an Asset CAPITAL INCOME BUILDER FUND 06/30/99 124.993 UNITS AT 47.19 TRANSFER FROM MELBA STROUSE A/C 3770151912 ON 5/10/99 5,898.42 FEDERAL NATIONAL MORTGAGE ASSN REMIC PASS THRU CTFS 1994-51 CL LL {6.75%} 03/25/2024 06/30/99 5000 UNITS AT .975 TRANSFER FROM MELBA STROUSE A/C 3770151912 ON 5/21/99 4,875.00 LORD ABBOTT AFFILIATED FD INC CL A 06/30/99 30.108 UNITS AT 16.07 TRANSFER FROM MELBA STROUSE A/C 3770151912 ON 5/10/99 483.84 NEW PERSPECTIVE FUND INC REPORT OF NON-CASH ENTRIES PAGE 88 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 06/30/99 24.501 UNITS AT 24.56 TRANSFER FROM MELBA STROUSE A/C 3770151912 ON 601.74 EDWARD JONES DAILY PASSPORT CASH TRUST 06/30/99 106.11 UNITS 0.00 Total Receipt of an Asset 11,859.00 TOTAL NON-CASH TRANSFER IN 23,478.66 4. UNITS ADJUSTMENT Units Adjustment FEDERATED GROWTH STRATEGIES FD A #48 02/13/97 .0005 UNITS ADJUST ROUNDING ERROR 0.00 02/13/97 -.0005 UNITS ADJUST ROUNPING ERROR; 0.00 02/13/97 -.0005 UNITS ADJUST ROUNDING ERROR 0.00 FEDERATED MAN GROWTH & INCOME FUND #357 03/21/97 728.262 UNITS 0.00 COMMERCE BANK 11/30/97 .66 UNITS 0.00 Total Units Adjustment 0.00 TOTAL UNITS ADJUSTMENT 0.00 5. BOOK VALUE ADJUSTMENT Book Value Adjustment EDWARD JONES DAILY PASSPORT CASH TRUST 06/30/99 COMMERCE BANK 06/30/96 ADJUST INVENTORY VALUE 06/30/96 ADJUST INV VALUE 106.11 130.56 605.43 REPORT OF NON-CASH ENTRIES PAGE 89 FOR ACCOUNT 2100109 COMMUNITY TRUST COMPANY TRUSTEE OF THE PENELOPE GRIFFITH SPECIAL NEEDS TRUST, DATED: 06/01/95 FOR DATES 01/01/96 TO 06/30/03 Total Book Value Adjustment 842.10 TOTAL BOOK VALUE ADJUSTMENT 842.10 TOTAL NON-CASH INCREASES 31,739.34 EXHIBIT "A" The Penelope L. Griffith Special Needs Trust was established by Marital Settlement Agreement dated June 1, 1995, by and between Walter Griffith and Penelope L. Griffith. (The trust language begins at Section 6, Page 11.) Following is a copy of the Marital Settlement Agreement. By letter dated June 30, 1995, Melba Strause resigned as Trustee. By letter dated June 30, 1995, and signed by Penelope L. Griffith, Community Trust Company was appointed as Successor Trustee. Following are also copies of the letter of resignation and letter of appointment. d0~~~. I{~~ L. MARITAL SETTLEMENT AGREEMENT BY AND BETWEEN WALTER GRIFFITH AND PENELOPE LEWIS GRIFFITH .' .. ~. >\ 6. 7. 8. 9. J.O. T1\BLE OF CONTENTS J.. HEADING ADVICE OF COUNSEL DISCLOSURE OF ASSETS PERSONAL RIGHTS MUTUAL CONSENT DIVORCE EQUITABLE DISTRIBUTION (a) Real Property (b) Motor Vehicles (c) Pension/Retirement Funds (d) Cash Accounts and Other Funds (e) Life Insurance (f) Miscellaneous Property (g) Property to Wife (h) Property to Husband (i) Assumption of Liabilities (j) Liability Not Listed (k) Warranty as to Future Obligations WAIVER OF ALIMONY QUALITY OF LIFE PAYMENTS FOR WIFE'S BENEFIT WAIVER OF INHERITANCE RIGHTS WAIVER OF BENEFICIARY DESIGNATION RELEASE OF CLAIMS PAGE 2 3 " 5 6 6 6 7 8 8 9 9 9 10 10 10 11 11 14 15 16 2. 3. 4. 5. i TABLE OF CONTENTS HEADING PAGE 11. PRESERVATION OF RECORDS 18 12. MODIFICATION J.8 13. SEVERABILITY 18 14. BREACH 18 15. WAIVER OF BREACH 19 16. NOTICE 19 17. APPLICABLE LAW 19 18. AGREEMENT BINDING ON PARTIES AND HEIRS 19 19. ENTIRE AGREEMENT 20 20. MUTUAL COOPERATION 20 21. DATE OF EXECUTION 20 22. EFFECTIVE DATE 21 23. AGREEMENT NOT TO BE MERGED 21 24. EFFECT OF RECONCILIATION OR RECONCILIATION ATTEMPT 21 25. HEADINGS NOT PART OF AGREEMENT 22 26. COUNTERPARTS 22 x ii ownership of real ~nd personal property, the support and maintenance of one another, and in general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW, THEREFORE, in consideration of these premises, and of the mutual promises, covenants, and undertakings hereinafter set forth, and ~-- LUL other good and valuable consideration, receipt and sufficiency of which is hereby acknowledged by each of the parties hereto, Husband and Wife, each intending to be legally bound hereby, covenant and agree as follows: 1. ADVICE OF COUNSEL. Each party acknowledges that he or she has had the opportunity to receive independent legal counsel of his or her selection, and that each fully understands the facts and is fully aware as to his or her legal rights and obligations, and each party acknowledges and accepts that this Agreement is, in the circumstances, fair and equitable, that it is being entered into freely and voluntarily, that execution of this Agreement is not the result of any duress or undue influence, and that it is not the result of any improper or illegal agreement or agreements. In addition, each party hereto hereby ack~wledges that he or she understands the impact of the Pennsylvania Divorce Code of 1980, 23 Pa.C.S.A. ~3101, et. seo., whereby the court has the authority and duty to determine all marital rights of the parties including divorce, alimony, alimony pendente lite, equitable distribution of all marital property or property owned or possessed individually by the other, counsel 2 fees and costs OL litigation and, fully knowing the same, each party hereto still desires to execute this Agreement, acknowledging that the terms and conditions set forth herein are fair, just and equitable to ecch of them and, waives his and her respective right to have the Court of Common Pleas of Cumberland County, or any other court of competent jurisdiction, make any determination or order affecting ~~e respective parties' rights to alimony, alimony pendente lite, spousal support, equitable distribution of marital property, counsel fees and costs of litigation, or any other right arising from the parties' marriage. 2. DISCLOSURE OF ASSETS. Each of the parties hereto acknowledges that he or she is aware of his or her right to engage in discovery, including but not limited to, written interrogatories, motions for production of documents, the taking of oral depositions, the filing of inventories, and all other means of discovery permitted under the Pennsylvania Divorce Code or the Pennsylvania Rules of civil Procedure and each of the parties specifically waives his or her right to engage in such discovery. Each of the parties further acknowledges that he or she is awar~ of, and specifically waives, his or her right to have the real and/or personal property, estate and assets, earnings and income of the other assessed or evaluated by the courts of this Commonwealth or any other court of competent jurisdiction. The respective parties do hereby acknowledge, recognize and accept that there has been full and fair disclosure 3 to the other of h~s or her assets and liabil~ties, and each party agrees that any right to further disclosure, valuation, enumeration or statement thereof in this Agreement is hereby specifically waived, and the parties do not wish to make or append hereto any further enumeration or statement. The parties hereby acknowledge and agree that the division of the marital assets as set forth in this Agreement is considered fair, reasonable and equitable, and is satisfactory to them. Each of the parties hereto further covenants and agrees for himself and herself and his or her heirs, executors, administrators or assigns, that he or she will never at any time hereafter sue the other party or his or her heirs, executors, administrators or assigns in any action of contention, direct or indirect, and allege therein that there was a denial of any rights to full disclosure, or that there was any fraud, duress, undue influence, or that there was a failure to have available full, proper and independent representation by legal counsel. 3. PERSONAL RIGHTS. Husband and Wife may, at all times hereafter, live separate and apart. Each shall be free from all control, restraint, interference and authority, direct or indirect~ by the other in all respects as fully as if he or she were unmarried. Each may reside at such place or places as he or she may select. Each may, for his or her separate use or benefit, conduct, carryon or engage in any business, occupation, profession or employment which to him or her may seem advisable. This provision shall not be taken, however, to be an admission on 4 the part of either Husband or Wife of the lawfulness of the cause which led to, or resulted in, the continuation of their living apart. Husband and Wife shall not molest, harass or disturb each other or the respective families of each other, nor compel or , attempt to compel the other to cohabit or dwell by any means or in any manner whatsoever with him or her. Neither party will interfere with the use, ownership, enjoyment or disposition of any property now owned by or hereafter acquired by the other. 4. MUTUAL CONSENT DIVORCE. In the event that either party initiates an action for divorce, such action shall be limited to divorce and neither party may assert any ancillary economic claims otherwise authorized by the Divorce Code which specifically are waived by the terms of this Agreement. If either party asserts in any divorce complaint or counterclaim that their marriage is irretrievably broken, the parties agree that upon the expiration of a period of ninety (90) days after the filing of such complaint or counterclaim, as provided under ~3301(c} of the Divorce Code, each shall sign and have duly acknowledged an affidavit of consent to a divorce. Said affidavits shall be promptly transmitted to counsel for Husband who will immediately file a praecipe to transmit record and vital statistics form to precipitate the prompt entry of a decree of divorce. 5 5 . ~".1:TABLE DISTRIBUTION. (a) Furnishinqs and Personalty. (1) As of the date of execution of this Agreement, Wife sets over, transfers and assigns to Husband all of her right, title, claim and interest in and to all of the contents of Husband's current residence and any personal property now in the possession or control of Husband including, but not limited to, all furniture, furnishings, rugs, carpets, silver, china, household appliances and equipment, clothes, jewelry, personalty and other items of tangible property of whatever nature currently located in Husband's residence or elsewhere. (2) As of the date of execution of this Agreement, Husband hereby sets over, transfers and assigns to Wife all of his right, title, claim and interest in and to all of the contents of Wife's current residence and any personal property now in Wife's possession and control including, but not limited to, all furniture, furnishings, rugs, carpets, silver, china, household appliances and equipment, clothes, jewelry, personalty and other items of tangible property of whatever nature located in Wife's residence or elsewhere. (b) Motor Vehicles. (1) Husband agrees that Wife shall retain possession of and receive as her sole and separate property the 1984 Buick automobile, along with all rights under any insurance policy thereon and with all responsibility for payment of any outstanding indebtedness pertaining thereto and insurance thereon, free of any right, title, claim or interest of Husband. x 6 (2) Wife agrees that Hus~and shall retain possession of and receive as his sole and separate property the 1988 Ford automobile and 1959 Travel Trailer along with all rights under any insurance policy thereon and with all responsibility for payment of any outstanding indebtedness pertaining thereto and insurance thereon, free of any right, title, claim or interest of Wife. (3) Wife and Husband agree to execute, acknowledge and deliver within thirty (30) days after the request of the other, any and all instruments or documents necessary to effectuate the transfer of vehicles pursuant to subparagraph 5 (b) . (4) Wife and Husband agree that each will indemnify and hold the other and his or her property harmless from any liability, cost or expense, including attorneys fees, incurred in connection with the vehicles awarded to each party by the terms of this subparagraph. (c) Pension/Retirement Funds. Except as otherwise provided in this Agreement Wife and Husband each hereby specifically releases and waives any and all interest, claim or right that she or he may have in and to any and all retirement benefits (including but not limited to pension or profit sharing benefits, deferred compensation plans, 401(k) plans, individual retirement accounts or other similar benefits) of the other party, specifically to include a waiver of any rights as a beneficiary under any such benefits of the other-party. wife 7 specifically releases and waives any and all ~ight, title, claim or interest in and to Husband's 401{k) plan and defined benefit pension plan through his current employer, Tredegar Industries, specifically to include a waiver of beneficiary designation and/or any rights as surviving spouse. The parties agree that . they shall execute any document3 pursuant to the Retirement Equity Act or any similar act that may be required from time to time to accomplish the purpose of this subparagraph. (d) Cash-Accounts and other Funds. (1) Wife agrees that Husband shall retain as his sole and separate property, free from any claim or right of Wife, any and all stocks, bonds and sums of cash in savings or checking accounts, mutual funds, stock accounts, or any assets of a similar nature which now are titled in Husband's name alone. (2) Husband agrees that Wife shall retain as her sole and separate property, free from any claim or right of Husband, any and all stocks, bonds and sums of cash held in checking or savings accounts, mutual funds, stock accounts, or any assets of a similar nature which now are titled in Wife's name alone. (e) Life Insurance. Except as otherwise provided .. for in this Agreement Wife and Husband hereby specifically release and waive any and all interest, claim, or right that he or she may have in and to any and all policies of life insurance insuring the life of the other, along with all incidents of ownership pertaining to same, including cash value, if any. 8 (f) Miscellaneous Property. All property not specifically addressed herein shall be hereafter owned by the party to whom the property is titled; and if untitled, the party in possession. This Agreement shall constitute a sufficient bill , of sale to evidence the transfer of any and all rights in such property from each to the other. (g) Property ~o wife. The parties agree that Wife shall own, possess," and enjoy, free from any claim of Husband, the property awarded to her by the terms of this Agreement. Husband hereby quitclaims, assigns and conveys to Wife all such property, together with any insurance policies covering that property, and any escrow accounts relating to that property. This Agreement shall constitute a sufficient bill of sale to evidence the transfer of any and all rights in such property from Husband to Wife. (h) Property to Husband. The parties agree that Husband shall own, possess, and enjoy, free from any claim of Wife, the property awarded to him by the terms of this Agreement. Wife hereby quitclaims, assigns and conveys to Husband all such property, together with any insurance policies covering that ~ property, and any escrow accounts relating to that property. This Agreement shall constitute a sufficient bill of sale to evidence the transfer of any and all rights in such property from Wife to Husband. 9 (i, Assumption of Liabilities. Unless otherwise provided herein, each party hereby assumes the debts, encumbrances, taxes and liens on all the property each will hold subsequent to the date of this Agreement, and each party agrees I to indemnify and hold harmless the other party and his or her property from any claim or liability that the other party will suffer or may be required to pay because of such debts, encumbrances or liens. (j) Liabilitv Not Listed. Each party represents and warrants to the other that he or she has not incurred any debt, obligation or other liability, other than those described in this Agreement, on which the other party is or may be liable. A liability not disclosed in this Agreement will be the sole responsibility of the party who has incurred or may hereafter incur it, and each party agrees to pay it as the same shall become due, and to indemnify and hold the other party and his or her property harmless from any and all such debts, obligations and liabilities. (k) Warranty as to Future Obliqations. Husband and Wife shall take all steps necessary to assure that no credit cards or similar accounts or liabilities exist which provide for joint liability. From the date of execution of this Agreement, each party shall use only those credit cards and accounts for which that party is individually liable and the parties agree to cooperate in closing any and all accounts on which joint liability may be incurred. Husband and Wife each represents and 10 warrants to the other that he or she will not at any time in the future incur or contract an} debt, charge or liability for which the other, the other's legal representatives, property or estate may be responsible. Each hereb:: agrees to' indemnify, save and I hold the other and his or her property harmless from any liability, loss, cost or expense whatsoever, includingoattorney's fees, incurred in the event of breach hereof. 6. QUALITY OF LIFE PAYMENTS FOR WIFE'S BENEFIT. Husband agrees to make payments of Four Hundred Forty-Eight Dollars Forty-Four Cents ($448.44) per month to Melba strause as Trustee of the within described trust for the benefit of Wife, Penelope L. Griffith. In addition, Husband shall purchase and title in the name of the within described trust a life insurance ~ policy with a death benefit of seventy-thousand ($70,000) dollars insuring Husband's life. Husband shall pay all premiums due on the policy until such time as his obligation under this subparagraph terminates. Payments to the trust and payments toward the life insurance premium provided for by this subparagraph shall terminate upon the first to occur of Husband's death or Wife's death, although payments from the trust may continue as"specified by the trust. The amount of said payments shall be adjusted consistent with any cost-of-living adjustments applied to social security benefits. o In the event Husband defaults in the provisions of this subparagraph, Wife shall be entitled, in any enforcement 11 proceedings, to mahe a claim against Husband's pension benefits in an amount equal to Husband's default. This Trust is established for the purpose of improving the quality of life of Wife, for and during all the term of her . natural life. wife suffers from substantial physical disabilities and requires additional medical care. She is entitled to benefit from various governmental programs which provide for her basic or supplemental care. It is the purpose of this Trust to provide Wife with a higher quality of life beyond that which would be provided by these public entitlement programs. The intent in creating this trust is that the Trustee use the Trust created herein to promote the happiness, welfare and benefit of Wife through income and principal distributions, without in any way reducing the services or financial assistance and basic maintenance, support, medical or dental care which wife may receive without charge from any local, state or federal government agency or department thereof, and without using any portion of the Trust income or principal to reimburse any local, state or federal government agency or department thereof for basic maintenance, support, medical or dental care received by Wife. The Intent is that the Trust income and principal is not to be considered income, assets, nor resources of Wife for any purpose, including but not limited to, the determination of income, assets or resources as stated in any rules or regulations set forth in any local, state or federal government agency or department thereof. The Trustee shall distributa to Wife, or 12 expend and apply for her benefit, so much of or all of the income and principal of this Trust, as the Trustee, in Trustee's sole and absolute discretion, determines to be advisable for Wife's special needs for happiness and comfort to achieve the purpose of the Trust herein set forth. The "special needs" which the Trustee may provide to wife include but are not limited to spending money, additional food, clothing, gifts on her birthday and major holidays, small appliances that would provide Wife with entertainment or amusement, computer equipment, vacations, money to purchase appropriate gifts for relatives and friends, any recreational items that would be of use to her and other monetary requirements to enhance her self-esteem or situation. "Special needs" shall also include medical and dental expenses, annual independent check-ups, rehabilitation and physical therapy equipment, programs of training, education, treatment, physical therapy and rehabilitation, private residential care, eye glasses, transportation (including vehicle purchase), maintenance, and insurance, and other requisites for maintaining the good health, safety, and welfare of Wife, when, in the discretion of the Trustee, such requisites are not being provided by any public agency, office, or department of any state or of the United States. Nothing herein shall preclude the Trustee from purchasing those services and items which promote Wife's happiness, comfort and welfare. The Trustee shall also have authority in its absolute and sole discretion to make gifts to any community residence in which the Beneficiary "may be residing. 13 Upon the death of ...1.fe, the trust shall termL.dte and the remaining trust principal and accrued income shall be distributed, without trust, equally to the issue of Wife, per stirpes. No beneficiary shall have the power to anticipate, encumber or transfer his interest in the Trust Estate in any manner other than by the valid exercise of a Power of Appointment. No part of the Trust Estate shall be liable for or charged with any debts, contracts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditors of a beneficiary, including but not limited to creditors who are public or private entities with claims arising from the provision of medical and/or residential care and services. wife may remove the Trustee at any time without cause upon thirty (30) days' written notice given to the current Trustee. The Trustee may resign at any time upon thirty (30) days' written notice given to Wife. Upon the death, resignation, removal or incapacity of the Trustee, a successor trustee may be appointed by Wife. 7. WAIVER OF ALIMONY. The parties hereby expressly waive, discharge and release any and all rights and claims which they may now or hereafter have, by reason of the parties' marriage, to alimony, alimony pendente lite, support or maintenance and they acknowledge that this Agreement constitutes 14 a final determination for all time of either party's obligation to contribute to the support and maintenance of the other. It shall be, from the execution date of this Agreement, the sole responsibility of each of the respective parties to sustain I himself or herself without seeking any additional support from the other party. 8~ WAIVER OF INHERITANCE RIGHTS.. Effective upon the execution date of this Agreement, Husband and Wife each waives all rights of inheritance in the estate of the other, any right to elect to take against the will or any trust of the other or in which the other has an interest, and each of the parties waives any additional rights which said party has or may have by reason of their marriage, except the rights saved or created by the terms of this Agreement. This waiver shall be construed generally and shall include, but not be limited to, a waiver of all rights provided under the laws of Pennsylvania, or any other jurisdiction. Notwithstanding the foregoing, however, in the event that either party hereto executes a will or codicil after the execution date of this Agreement and provides for the other Spouse in said will or codicil a benefit other than as provided by the term~ of this Agreement, then this waiver provision shall not bar the surviving spouse from taking under such will or codicil. 9. WAIVER OF BENEFICIARY DESIGNATION. Unless otherwise specifically set forth in this Agreement, each party hereto specifically waives any and all beneficiary rights in and 15 to any asset, benefit or like program carrying a beneficiary designation which belongs to the other party under the terms of this Agreement, including, but not limited to, pensions and retirement plans of any sort or nature, deferred compensation plans, life insurance policies, annuities, stock accounts, bank accounts, final paychecks or any other post-death distribution scheme, and each party expressly states that it is his and her intention to revoke by the terms of this Agreement any beneficiary designations naming the other which are in effect as of the date of execution of this Agreement. If and in the event the other party continues to be named as a beneficiary and no alternate beneficiary is otherwise designated, the beneficiary shall be deemed to be the estate of the deceased party. Notwithstanding the foregoing, however, in the event that either party hereto specifically designates the other party as a beneficiary of any asset after the date of execution of this Agreement, then this waiver provision shall not bar that party from qualifying as such beneficiary. 10. RELEASE OF CLAIMS. (a) Husband and Wife acknowledge and agree that the property dispositions provided for herein constitute an equitable distribution of their assets and liabilities pursuant to 93502 of the Divorce Code and Husband and Wife hereby waive any right to division of their property except as provided for in this Agreement. Furthermore, except as otherwise provided for in this Agreement, each of the parties hereby specifically waives, 16 releases, renounces and forever abandons any claim, right, title or interest whatsoever he or she may have in property transferred to the other party pursuant to this Agreement or identified in this Agreement as belonging to the other party, and each party / agrees never to assert any claim to said property or proceeds in the future. However, neither party is released or discharged from any obligation under this Agreement or any instrument or document executed pursuant to this Agreement. Husband and Wife shall hereafter own and enjoy independently of any claim or right of the other, all items of personal property, tangible or intangible, acquired by him or her from the date of execution of this Agreement with full power in him or her to dispose of the same fully and effectively for all purposes. (b) Each party hereby absolutely and unconditionally releases and forever discharges the other and the estate of the other for all purposes from any and all rights and obligations which either party may have or at any time hereafter has for past, present or future support or maintenance, alimony pendente lite, alimony, equitable distribution, counsel fees, costs, expenses and any other right or obligation, economic or otherwise, whether arising out of the marital relationship or otherwise, including all rights and benefits under the Pennsylvania Divorce Code of 1980, its supplements and amendments, as well as any other law of any other jurisdiction, 17 except and only except all rights and obligations arising under this Agreement or for the breach of any of its provisions. (c) Each party hereby absolutely and unconditionally releases and forever discharges the other and his / or her heirs, executors, administrators, assigns, property and estate from any and all rights, claim, demands or obligations arising out of or by virtue of the marital relationship of the parties whether now existing or hereafter arising. The above release shall be effective regardless of whether such claims arise out of any former or future acts, contracts, engagements or liabilities of the other or by way of dower, curtesy, widow's or widower's rights, family exemption or similar allowance, or under the intestate laws or the right to take against the spouse's will, or the right to treat a lifetime conveyance by the other as testamentary or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of Pennsylvania, any state, commonwealth or territory of the united states, or any other country. 11. PRESERVATION OF RECORDS. Each party will keep and preserve for a period of four (4) years from the date their divorce dectee is entered all financial records relating to the marital estate, and each party will allow the other party access to those records in the event of tax audit. J.2. MODIFICATION. No modification, rescission, or amendment to this Agreement shall be effective unless in writing signed by each of the parties hereto. 18 13. SEVERABILITY. If any provision of this Agreement is held by a court of competent jurisdiction to be void, invalid or unenforceable, the remaining provisions hereof shall nevertheless survive and continue in full force and effect without being impaired or invalidated in anyway. 14. BREACH. If either party hereto is in breach of any provision hereof, the other party shall have the right, at his or her election, to sue for damages for such breach, or seek such other remedies or relief as may be available to him or her. The non-breaching party shall be entitled to recover from the breaching party all costs, expenses and legal fees actually incurred in the enforcement of the rights of the non-breaching party. 15. WAIVER OF BREACH. The waiver by one party of any breach of this Agreement by the other party will not be deemed a waiver of any other breach of this Agreement. J.6. NOTICE. Any notice to be given under this Agreement by either party to the other shall be in writing and may be effe~ted by registered or certified mail, return receipt requested. Notice to Husband will be sufficient if made or addressed to the following: Walter Griffith 12706 Northeast Seventh Avenue Vancouver, Washington, 98685 19 and to Wife, if made or addressed to the following: Penelope Lewis Griffith Sara Todd Nursing Home 1000 West South Street Carlisle, PA 17013 Each party may change the address for notice to him or her by giving notice of that change in accordance with the provisions of this paragraph. 17. APPLICABLE LAW. All acts contemplated by this Agreement shall be construed and enforced under the laws of the Commonwealth of Pennsylvania in effect as of the date of execution of this Agreement. 18. AGREEMENT BINDING ON PARTIES AND HEIRS. This Agreement, except as otherwise expressly provided herein, shall bind the parties hereto and their respective heirs, executors, administrators, legal representatives, assigns, and successors in any interest of the parties. JIr 19. ENTIRE AGREEMENT. Each party acknowledges that he or she has carefully read this Agreement; that he or she has had the opportunity to discuss its provisions with an attorney of his or her own choice, and has executed it voluntarily; and that this instrument expresses the entire agreement between the parties concerning the subjects it purports to cover and supersedes any 20 prior agreement of the parties. This Agreement should be interpreted fairly and simply, and not strictly for or against either of the parties. I execute and deliver to the other any deeds, bills of sale, 20. MUTUAL COOPEP~T!ON. Each party shall on demand assignments, consents to change of beneficiaries of insurance policies or other benefits or assets, tax returns, and other documents, and shall do or cause to be done every other act or thing that may be necessary or desirable to effectuate the provisions and purposes of this Agreement. If either party unreasonably fails on demand to comply with these provisions, that party shall pay to the other party all attorney's fees, costs, and other expenses actually incurred as a result of such failure. 21. DATE OF EXECUTION. The "date of execution" or "execution date" of this Agreement shall be defined as the date upon which it is executed by the parties if they each have executed the Agreement on the same date. otherwise, the "date of execution" Cir "execution date" of this Agreement shall be defined as the date of execution by the party last executing this Agreement. 22. EFFECTIVE DATE. This Agreement shall be effective and binding upon both parties on the execution date of this Agreement. 21 23. AGREEMENT NOT TO BE MERGED. This Agreement shall survive any divorce decree entered with respect to the parties and may be incorporated into any final decree of divorce of the parties for purposes of enforcement only, but otherwise shall not I be merged into said decree. The parties shall have the right to enforce this Agreement under the Divorce Code of 1980,'as amended, and in addition, shall retain any-remedies in law or in equity under this Agreement as an independent contract. Such remedies in law or equity specifically are not waived or released. 24. EFFECT OF DIVORCE, RECONCILIATION OR RECONCILIATION ATTEMPT. This Agreement shall remain in full force and effect and shall not be abrogated even if the parties effect a reconciliation, cohabit as husband and wife or attempt to effect a reconciliation. It also shall remain in full force and effect in the event of the parties' divorce. This Agreement shall continue in full force and effect and there shall be no modification or waiver of any of the terms hereof unless the parties in writing execute a statement declaring this Agreement or any term of this Agreement to be null and void. 25. HEADINGS NOT PART OF AGREEMENT. Any headings preceding the text of the several paragraphs and subparagraphs hereof are inserted solely for convenience of reference and shall not constitute a part of this Agreement nor shall they affect its meaning, construction or effect. 22 26. COUNTERPARTS. This Agreement may be executed in counterparts, each of which will be an original and which together shall constitute one and the same instrument. IN WITNESS WHEREOF, the parties hereto have set their hands and seals on the dates of their acknowledgements. /J:/~J~ WITNESS . ~ -!- ~-..<'-~)- U~ \J~ Penelope Lewis Gri~th, W"fe ~ dJ.- r~~.: WITNESS Walter Griffith Jr 23 COMMONWEALTH OF PENNSYLVANIA ) ) COUNTY OF CUMBERLAND ) BEFORE ME, the undersigned authority, on this day personally appeared PENELOPE LEWIS GRIFFITH, known to me to be the person who executed the foregoing instrument, and who acknowledged to me that she executed same for the purposes and considerations therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE this I(,.,L day of ~~ tf , 1994. ~(~L L N ary Publ. c in 'Q~r Commonwealth of Pennsylvania Typed or printed name of Notary: - T Lt ,) / n4 (;'. L 1"k-""'5 /( ~c;- t...... My commission expires: ~-.:J.:J..-9(... , NoIarialSeal I Jucft'lG.~~~ L ~~2r1~9s6 \ Jr 24 Jtatt ry( ttJ~ .COUHOUilI::A.L'l'II OF rElm3YL..~"-t\nIA- ~ COUNTY OF DAUPHrN ) ) ) BEFORE ME, the undersigned authority, on this day personally appeared WALTER GRIFFITH known to me to be the person who executed the foregoing instrument, and who acknowledged to me that he executed same for the purposes and considerations therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE this /1 ),( ///(/ J o day of - , 1994. Itltf"'3 ",......,,'. "" ~M:lO ~"4! ...," ....+S ...._... ~,,_~.. .:' ~ ...~" 1J",,.~.. ~_ 'a .. C)'".. ~ ... \.w \ ! a i"' 'SfIl'" ., 5Z i ----- 81 ) : ~~_._8l~! # ':0. ... ~--~~. ~ '\.... ........ NO~." $ ....~ ....... ~-J ,,"" ~"', Sa^!Ii ",'It I',......",. {/J~~ No ary PUblic in and for ~ Lr~' . CommeR"ilcal Lh u! E't::uuo::..lI...a:Ria ~a!:< . {"tbrt. Ty ed or printed name of Notary: ,.J?t ES My commission expires: x 25 June 30, 1995 Penelope L. Griffith Sara Todd Nursing Center 1000 W. South Street Carlisle, PA 17013 RE: penelope L. Griffith Trust U\A Melba A. Strouse Dear Penny: I am writing this letter to notify you that, effective immediately, I am resigning as the Trustee of the above-referenced Trust. If you have any questions regarding my resignation, please contact me. Sincerely, 7J~ .t?Jt;uru.4-Z Melba A. Strouse LRG: sIn cc: Kimberly Arthur Tressler, vice president and Trust Manager, pennsylvania Fiduciary and Estate Services, Inc. June 30, 1995 Kimberly Arthur Tressler Vice President and Trust Manager Pennsylvania Fiduciary and Estate Services, Inc. 600 North 12th Street, Suite 4 Lemoyne, PA 17043 RE: Penelope L. Griffith Trust U\A; Appointment of Trustee Dear Ms. Tressler: I am writing this letter to notify you that, effective immediately, I am appointing Pennsylvania Fiduciary and Estate Services, Inc. as the Trustee of the above-referenced Trust. If you have any questions regarding the appointment, please contact me. By this letter, I am also authorizing and requesting that Melba A. Strouse transfer all assets in her possession, as trustee, to Pennsylvania Fiduciary and Estate Services, Inc. as the Trustee of the above-referenced Trust. Sincerely, /} X l/vJ+I'\i<y4 1J ,,'i(j . - -...//. /I,,,..v!)! v'<- [f2'5€1-y penel pe L. Griffith LRG:sln cc: Melba A. Strouse EXHIBIT "B" STATEMENT OF PROPOSED DISTRIBUTION ZN THE NATTER OF THE PENELOPE L. GRXFFZTH SPECZAL NEEDS TRUST dated June 1, 1995 ZN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANZA ORPHANS' COURT DZVI:SZON No. STATEMENT OF PROPOSED DISTRIBUTION The accountant proposes the following schedule of proposed distribution: TO: CO~TY TRUST COMPANY, TRUSTEE (1) $1,000.00 as Trust termination fee. TO: LAW FIRM OF GATES, HALBRUNER & HATCH, P.C. (1) $1,000.00 for legal fees incurred for preparation of the First and Partial Account. AFF:I:DAV:I:T COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND I hereby certify that on this ~q~day of July" 2003, before me, the subscriber, a Notary Public in and for the aforesaid Commonwealth and County, personally appeared the affiant, SUSAN A. RUSSELL, who acknowledged herself to be the Vice President and Trust Officer of COMMUN:I:TY TRUST COMPANY, Trustee of the PENELOPE L. GR:I:FF:I:TH SPEC:I:AL NEEDS TRUST, who being duly sworn according to law, she as such Vice President and Trust Officer, being authorized to do so, deposes and says that, to the best of her knowledge, the facts averred in the foregoing First and Partial Account are true and correct and accurately state all the income, principal, debits and credits which came into her possession as Vice President and Trust Officer of the Trustee of the PENELOPE L. GR:I:FF:I:TH SPEC:I:AL NEEDS TRUST or into the possession of any other agent(s) for said Trustee. The affiant further says that she gave written notice of the foregoing First and Partial Account to all beneficiaries, remaindermen and other parties interested in the PENELOPE L. GR:I:FF:I:TH SPEC:I:AL NEEDS TRUST. 14 a,~ (/ COMMUN:I:TY TRUST COMPANY, TRUSTEE: ~~~-4 By: SUSAN A. RUSSELL, Vice President and Trust Officer ,SWORN TO and subscribed before me this ~L{tIJday of July" 2003. d6VQ~ lCQJ>_) Notary Public My Commission Expires: Nol8riaI5eaI TerI L. Walker. Notary Pttlllc Lemoyne Boro, Cumberland Coll'lty My Commission ExpIres Jan. 20, 2007 Member. Pennsv~I""ip A%(1!'1<tlirm ()f Notaries ATTEST: 'v r ~ 0 ~ ~I (/ ~ f ~.~.", ?q~ ~ ~ () li~f ~ ... :;; .." ~ ~ p .....,_.-...-....-.._,._,..:~ H i ::c Z U,lt':l H i?l-dl-d ~ rtMtt:l (DCJZ H g; o..t'M ::>;:I t;:; Fit""' c::: c...,O U,l '"d C:Z'"dH"lH > ::ltt:ltt:lO 0::>;:1 (D~t""'1'i8H"lH t-'U,l. ;.s:: t;; .. H GJ ~ t""' t!; ~. ~ ~ > \oU,lt,:j CJ \.nHt,:j 8 ~ ~ ~ ::c U,l H H tt:l tt:l !I . I Uiial;l} ~1'I:I~lii i i~g.i,~ ~. ~ ! ~ 11 i I .~ ~ill ~.a ..~. !~. .i.ft [ ~ i i~<~~S 'as. . ~..t ~'. ~ .i'i-. ! ~. ~.~ 0 ~ _ - ~ i 01 ~ CD ~ ~:J S. ,...{oc>y certify th8lwrltten n()tb,.of the tiling of this ~ of.Propoeed 0I8tributI0n. 8nCI of bt.dMe. time and plaCe when.me aeme" be ~ m the Court for """'......,., and af h IIIIt _ to" -Nrltten objectionIlO MId sail a 11'*... of PropoIed Dielrlbution, has been ~ mtMIfY unpeId cIaIment and to fWf1ly dt\et. pacn 1cnown m the.accounIant to ~OI cf8Itnen.inler8lItln 1he ~ 88 crecMor. oo~i(;iar,.helr or next of Idi'l, A copy of said ~.Included wIIh the noace. 1" ...) :") l ,. 'J \' rZlnr. ro ~. t) \f ;:l' . H r_.. t,:j H ::>;:I U,l H o ~ ~ ell t,:j H ,t""' tt:l Z o l.: C c ~ t-:: t::; I- < I- u: l- e 2 ~c - _::t . ::l .. On -n V Q.~ -Q. "-..... ..- _. :: ::I -n 0'. c:: ~f g;:; ':r .;7'~ .... .. 0 rt-., !.., . ~o .-. ?'! C'\'~ ~... .. 'Cn .-:0> ':r .", -& C;- . IN THE MATTER OF THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST dated June 1, 1995 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVA.NI:A ORPHANS' COURT DIVISION No. .A\. 00 ..l.t02.. CERTIFICATION OF NOTICE OF FIRST AND PARTIAL ACCOUNT To Clerk, Cumberland County Orphans' Court Division: In accordance with C.C.O.C.R. 6.3-1, I hereby certify that I gave written notice of the time of presentation of the First and Partial Account and Statement of Proposed Distribution filed by Community Trust Company, Trustee of the above-captioned trust, together with a copy of said Account and Statement of Proposed Distribution, at least twenty days prior to Tuesday, August 26, 2003, which is the date fixed for confirmation of said Account by certified mail to every person known to Community Trust Company, Trustee, to have an interest in the trust as beneficiary, creditor, heir or next of kin. The name and address of each such person is set forth on Exhibit "A" which is attached hereto and incorporated herein by reference. GATES, & HATCH, P.C. BY. Lowel R. Gates, Esquire PA I. . #46779 1013 umma Road, Suite 100 Lemo e, PA 17043 (717) 731-9600 (Attorneys for Community Trust Company Trustee) DATED: July 25, 2003 EXHIBIT "A" Penelope L. Griffith Apartment 52B 1000 W. South Street Carlisle, PA 17013 Walter Griffith 12706 Northeast Seventh Avenue Vancouver, WA 98685 ~', _,,~,", L ~.,_ ., ., h ~~ ~'."'~ .. .. . . .. P-CIlt-4 H ~ en III I-d::l:l Z I"t t'lt'l '" ~I (l) n H ;:: c n P-H I-d ::l:l 0 ;:: t'l :>t'lt'l :;0 ;:: ~ '-d.....Z I-d )>- ~ t'l~ ~ :D ~ := H :::lZt'" >:rj (ll t'l 0 H Z p > H t'l I-dH CIl C/l ; r n t-'t:lt'l t'l 0 - C ~ ~ .. CIl :;0 . =i m := t'" n C::O H t-'H . 0 0 ~ 0 \0:;0 >:rj c:: Z ." Z \OC::CiJ ~ ,.., t'r.l :!l VlCll :;0 m := (") ;:: 0 t-4 H Q tT1 >:rj >:rj t:I ~ (j) Z 0 >:rj H .m I 2: H < == ." 0 H H " m t-4 ::l:l CIl z z ~ H H C/l n 0 -< (") t'l Z !< )>- == z ); ~ ~ '" r C::UI!l') . '. . It, Ll: 8 if 9Z lnr [0. ,YJGtl ~N THE MATTER OF THE PENELOPE L. GR~FF~TH SPEC~AL NEEDS TRUST dated June 1, 1995 ~N THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVAN~A ORPHANS' COURT D~VJ:S~ON NO. 2.1-0a-lDOa PET ~ T ~ 0 N The peti tion of Communi ty Trust Company, Trustee as herein described ("Accountant" or "Trustee"), by and through its Attorneys, Gates, Halbruner & Hatch, P.C., respectfully represents the following: 1. The trust was established as follows. On or about June 1, 1995, Walter Griffith and Penelope L. Griffith entered into a Marital Settlement Agreement. Section 6 of the Marital Settlement Agreement, among other things, establishes the Penelope L. Griffith Special Needs Trust, for the primary benefit of Penelope L. Griffith. A copy of the Marital Settlement Agreement is attached to the Accounting as Exhibit "A" . 2. The original named Trustee was beneficiary's friend, Melba Strause. By letter dated June 30, 1995, Melba Strause resigned as Trustee, and by letter dated June 30, 1995, signed by Penelope L. Griffith, Community Trust Company was appointed as Successor Trustee of the Penelope L. Griffith Special Needs Trust. Copies of the letters of resignation and letter of appointment are attached to the Accounting as part of Exhibit UA". 3. The situs of the Penelope L. Griffith Special Needs Trust is Cumberland County, pennsylvania. 1 4. No other court has heretofore taken jurisdiction of any matter relating to this trust. 5. The trust fund now before the court is not subject to the payment of Pennsylvania Inheritance Tax, and is not subject to payment of Pennsylvania Estate Tax. 6. Accounts of this trust fund were not heretofore filed by the Accountant. 7. This account is being filed by Accountant for approval by the Court upon termination of Community Trust Company, as Successor Trustee and the appointment of Community Banks, N.A., as the new Successor Trustee. 8. The names of all persons or entities having any interest in the trust fund are as follows: Names Relationshio Interest Of Aqe Name of Guardian or Committee. and How Aooointed Walter Griffith Settlor none Yes N/A Penelope L. Griffith Primary Beneficiary Income and Principal Yes N/A 9. All of the above-described parties having any interest in the trust fund and any unpaid creditors of the fund have had actual notice of the filing of the Account and this audit. 2 10. All disbursements and distributions to or on behalf of the beneficiary, and payment of expenses incurred by the Trust are authorized and approved. 11. No share of any party in interest has been assigned or attached. 12. The Accountant hereby requests that the Court approve and authorize that the distributions, disbursements and payments as outline in the Statement of Proposed Distribution. 13. The first paragraph of Section 6 of the Marital Settlement Agreement provides that Walter Griffith is to make monthly payments to the Penelope L. Griffith Special Needs Trust. The second paragraph of Section 6 of the Marital Settlement Agreement provides that if Walter Griffith defaults on the monthly payments to the Trust that Penelope Griffith may take enforcement action against Walter Griffith. The Accountant here provides final notice to Walter Griffith and Penelope Griffith, as more fully described in the Account, that Walter Griffith has made a total of forty-seven (47) payments since January 1996. This means that the last actual payment made by Walter Griffith on December 27, 2002, was for the payment due November 1999, and that he is substantially behind on his payments. 3 14. The first paragraph of Section 6 of the Marital Settlement Agreement also provides that Walter Griffith is to purchase a life insurance pOlicy insuring his life with a $70,000.00 death benefit. The policy's ownership and beneficiary designations should be the Penelope L. Griffith Special Needs Trust. The second paragraph of Section 6 of the Marital Settlement Agreement provides that if Walter Griffith defaults on the acquisition of the life insurance pOlicy that Penelope Griffith may take enforcement action against Walter Griffith. The Accountant hereby provides final notice to Walter Griffith and Penelope Griffith, that Walter Griffith has not acquired the above- described life insurance policy. Your petitioner, therefore, asks that this Court approve prior distributions, disbursements and expenses paid. 4 COMMUNITY TRUST COMPANY, TRUSTEE: ~<i:~R::t::;~eSident & Trust Officer COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND The above named petitioner, being duly sworn, does depose and say that the facts set forth in the foregoing petition which are within the personal knowledge of the petitioner are true, and as to the facts based on the information of others, the petitioner, after diligent inquiry, believes them to be true. SWORN TO and subscribed before me this ~'1f/J day of COMMUNITY TRUST COMPANY, TRUSTEE: ~ , / WWu otary ublic 2003. BY: ~ ~~;. ,.---'1' Susan A. Russell, Vice President & Trust Officer j/,' ,_: .I I ':,. ~:' ' :~; I'; ~. "',': '1-~~. , .~, Notarial Seal Teri L. Walker, Notary Public Lemoyne Boro, Cumberland County My O:lmmIsslon ExplI'88 Jan. 20, 2007 Member, Pennsytvania Assodallon Of Notaries . v _ ;:' t- r ~J .>.~/ " '1/1,.11 r -. .. ~ .. -. ~.. . I I I ~ > OJ o i ~I JJ ~ >= p ~ l"'" r- ~ = ~ .8 ~ 0 hi ~ ~ ~ ~ m Q .~ ~.~ ril ="11 ~ ~ ~ n ~ ;C :;;; - :-0 ~ ~ ... OJ . . Q.CI:l~H l)).'1:I::t: Z rt t:<:! t:<:! " I'D n ~ Q.H'1:I::t: , :> t:<:! t:<:! ....,t""Z c: t:<:!::3:: ::lZt""> l'Dt:tjo~ t:<:!'1:IH ~t;t:<:!t:<:! .. CI:l ::0 t"" ~H. 0 \0::0 I".Ej \OC:::0 \JtCl:l::O HH I".Ej I".Ej H ~ ::t: '1:1 t:<:! H H H H o Z U;'~J J~'.] L l: 8 \f sZ lflr [0. I".Ej H t"" t:<:! Z o n. @H bjZ Ot:<:!H ::O::O::t: '1:It""t:<:! ~~n B'it::lo . n c::: 0::0 8~H C:::HO ::tI><l1".Ej H.. n t::l'1:l0 Ht:<:!~ <:ZO ~B'i~ H><l'1:l Ot""t"" Z<:t:tj ~.~I :> COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA ORPHANS' COURT DIVISION No. 03 -( 17 0:).. SECOND AND FINAL ACCOUNT of COMMUNITY BANKS TRUST AND ASSET MANAGEMENT SERVICES for THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST Dated June 1, 1995 '.--) ,"....--" -, ;. \ ,; START OF TRUST: DATE OF APPOINTMENT: ACCOUNTING FOR PERIOD: June 1, 1995 May 28, 2003 May 28, 2003 to July 31, 2006 C) "-1 ~- '.~ Purpose of Account: Community Banks Trust and Asset Management Services, Second Successor Trustee, offers this account for approval by the Court upon termination of the Trust resulting from the death of Penelope L. Griffith on April 8,2005. It is important that the account be carefully examined. Requests for additional information, or questions, or objections, can be discussed wit ~ j' " //; - /Zr U/L--~/ Lowell R. ates, Esquire Gates, H runer & Hatch, P.e. 1013 M mma Road, Suite 100 Lemo e, PA 17043 Phone: (717) 731-9600 Fax: (717) 731-9627 Dated: September b , 2006 * * * The following is a Summary of Account for the period October 8, 2003 to July 31, 2006 * * * SUMMARY OF ACCOUNT for Period May 28, 2003 - July 31, 2006 PRINCIPAL PAGE 1. Beginning Balance - Principal Cash Transfer of Principal from Community Trust Company Cash Receipts from Walt Griffith Oakmark Equity & Income Fund LT Capital Gains Distribution Transfer from Income to Principal Principal Gains on Sales 3 3 3 3 4 TOTAL PRINCIPAL CASH RECEIPTS Funeral Expenses Fiduciary Fees Administration Expenses Federal, State & Local Taxes 5 5-07 7-09 9 TOTAL PRINCIPAL CASH DISBURSEMENTS ENDING BALANCE - PRINCIPAL CASH INCOME II Beginning Balance - Income Cash Cash: Transfer of Income from Community Trust Company 12 Cash: Sprint - Credit 12 Dividends: - Community MM AIC Income 12 - Community MM AIC Principal 12-13 Income - Oakmark Eq & Inc Fd 13 TOTAL INCOME CASH RECEIPTS Fiduciary Fees 14 Transfer from Income to Principal 14 Sprint 14 TOTAL INCOME CASH DISBURSEMENTS ENDING BALANCE - INCOME CASH COMBINED BALANCE ON HAND 37,392.35 4,932.84 800.17 781.2.2 -1,722.30 -2,612.73 -16,062.31 -67.82 56.07 2. :22 17.35 1,175.32 273.40 -118.34 -781.29 -24.~ $ 0.00 $ 43,906.65 835.06 $ 44,741.71 -20,465.21 $ 24,276.50 $ 0.00 $ 1,524.36 $ -923.89 $ 600.47 $ 24,876.97 ----------- ----------- PRINCIPAL RECEIPTS Prior Award: Rec'd Check# 10407 from Community Trust Company as transfer of principal balance $ 37,392.35 $ 37,392.35 SUBSEQUENT RECEIPTS 10/29/03 Cash receipt from Walt Griffith 448.44 11/24/03 Cash receipt from Walt Griffith 448.44 12/11/03 Cash receipt from Walt Griffith 448.44 12/18/03 Cash receipt from Walt Griffith 448.44 02/18/04 Cash receipt from Walt Griffith 448.44 03/10/04 Cash receipt from Walt Griffith 448.44 04/28/04 Cash receipt from Walt Griffith 448.44 06/28/04 Cash receipt from Walt Griffith 448.44 12/06/04 Cash receipt from Walt Griffith 448.44 12/15/04 Long Term Capital Gains Distribution on Oakmark Equity & Income Fund 800.17 01/25/05 Cash receipt from Walt Griffith 448.44 03/25/05 Cash receipt from Walt Griffith 448.44 12/13/05 transfer from income to principal 781.29 TOTAL PRINCIPAL RECEIPTS $ 43,906.65 --------------- --------------- - 3 - PRINCIPAL GAINS OR LOSSES ON SALES OR OTHER DISPOSITIONS 10/20/04 54.395 Units Oakmark Equity & Income Fund Net Proceeds 1,250.00 Acquisition Value 1,229.33 03/16/05 42.644 Units Oakmark Equity & Income Fund Net Proceeds Acquisition Value 1,000.00 963.75 04/26/05 1,318.89 Units Oakmark Equity & Income Fund Net Proceeds 30,585.06 Acquisition Value 29,806.92 TOTALS NET GAIN TRANSFERRED TO SUMMARY - 4 - GAIN $ 20..67 36.25 778.14 LOSS $ 83~,.06 $ .00 -------------- -------------- -------------- -------------- $ 835.06 -------------- -------------- DISBURSEMENTS OF PRINCIPAL FUNERAL EXPENSES Hoffman-Roth Funeral Home Inc 04/29/05 Funeral Service for Penelope Griffith $ 05/16/05 Newspaper obituary notice - Penelope Griffith FIDUCIARY FEES Community Banks Trust Department Monthly Trustee Fee 11/14/03 $ 12/12/03 01/14/04 02/13/04 03/12/04 04/14/04 05/07/04 Remainder of fee for month end 2/29/04 05/07/04 Remainder of fee for month end 1/31/04 05/07/04 Remainder of fee for month end 3/31/04 05/14/04 06/14/04 07/14/04 08/13/04 09/14/04 10/14/04 FORWARD $ - 5 - 1.662.30 60.00 L 32.26 41.67 41.67 41.67 41. 67 41. 67 41. 66 38.89 41.66 83..33 83.33 83.33 83.33 83.33 83.33 862.80 1,722.30 $ 1,722.30 $ 1,722.3( DISBURSEMENTS OF PRINCIPAL (cont'd) FORWARD $ 862.80 $ 1.722.30 FIDUCIARY FEES (cont'd) Communi ty Banks Trust Department Monthly Trustee Fee (cont I d) 1l/12/04 83.33 12/14/04 83.33 01/14/05 83.33 02/14/05 83.33 03/17/05 83.33 04/14/05 83.33 05/13/05 83.33 06/14/05 83.33 07/07/05 83.33 08/08/05 83.33 09/08/05 83.33 10/06/05 83.33 11/07/05 83.33 12/07/05 83.33 01/09/06 83.33 02/06/06 83.33 03/06/06 83.33 04/07/06 83.33 05/04/06 83.33 06/08/06 83.33 FORWARD $ 2,529.40 $ 1,722.30 - 6 - FIDUCIARY FEES (cont'd) Community Banks Trust Department Monthly Trustee Fee (cont'd) 07/06/06 ADMINISTRATION EXPENSES Gates, Ha1bruner & Hatch P.C. 06/01/05 professional fees 06/01/05 professional fees 08/05/05 professional services 09/03/05 professional services 10/25/05 professional services 12/07/05 professional services 01/06/06 professional services 01/31/06 professional services 04/07/06 professional services MCI Residential Service Local Toll & Lonq Distance Service AC# 2Y801183 10/23/03 12/18/03 12/29/03 01/29/04 DISBURSEMENTS OF PRINCIPAL (cont/d) FORWARD $ 2,529.40 83.33 $ 1,722.30 2,612.73 2,612.73 $ 1,118.96 522.37 207.50 1,241.19 397.25 981.00 167.50 22.00 66.00 4,723.77 $ 27.26 21. 00 37.59 34.78 FORWARD - 7 - 120.63 $ 4,844.40 $ 4,335.03 - 8 - FORWARD $ DISBURSEMENTS OF PRINCIPAL (cont'd) 7,332.36 $ DMINISTRATION EXPENSES (cont'd) 'nited Church of Christ Home arah A Todd Memorial Home ~# 100387 (cont'd) .0/21/04 .1/17/04 .2/20/04 )1/12/05 )2/15/05 n/1S/05 )4/19/05 PEDERAL, STATE AND LOCAL TAXES PA Dept of Revenue 04/11/05 PA 41 state tax due 04/05/06 PA41 state tax U S Treasury 04/11/05 1041 federal tax due TOTAL DISBURSEMENTS OF PRINCIPAL - 9 - 614.21 614.21 614.21 614.21 614.21 614.21 2S.21 $ 35.75 25.00 5,016.48 $ 11,045.83 60.75 7.12 4,335.03 16,062.31 67.87 $ 20,465.21 PRINCIPAL BALANCE ON H~~ FIDUCIARY ACQUISITION VALUE Coromunity Banks Money Market $ 1,400.21 Principal Cash 22,876.29 TOTAL PRINCIPAL BALANCE ON HAND $ 24,276.50 ------------------ ------------------ - 10 - PRINCIPAL INVESTMENTS MADE 03/26/04 1,415.929 Units Oakmark Equity & Income Fund ~ 32,000.00 TOTAL PRINCIPAL INVESTMENTS MADE $ 32,000.00 - 11 - RECEIPTS OF INCOME Cash 10/10/03 Rec'd Check# 10406 from Community Trust Company as transfer of income balance $ 39.79 10/24/03 Rec'd Check# 10479 from Community Trust Company as cash receipt from prior trustee 16.28 05/09/05 Sprint - final credit 2.22 $ 58.29 Corrununity Money Market A/C Income 11/04/03 Dividend $ 0.01 12/02/03 Dividend 0.02 10/04/04 Dividend 0.03 11/02/04 Dividend 0.03 12/02/04 Dividend 0.03 01/04/05 Dividend 0.21 02/02/05 Dividend 0.38 03/02/05 Dividend 0.38 04/04/05 Dividend 0.47 05/03/05 Dividend 0.51 06/02/05 Dividend 0.62 07/05/05 Dividend 0.76 08/02/05 Dividend 0.97 09/02/05 Dividend 1.23 10/04/05 Dividend 1.40 1l/02/05 Dividend 1. 77 1?ln?lnt; Di ".ridend 2.02 ~_I ""....., 'V ~ 01/04/06 Dividend 0.51 02/02/06 Dividend 0.23 03/02/06 Dividend 0.46 04/04/06 Dividend 0,,82 05/02/06 Dividend 1..10 06/02/06 1.53 07/05/06 1. 86 17.35 Cornmunity Money Market A/C Principal 11/04/03 Dividend $ 9.38 12/02/03 Dividend 16.01 01/05/04 Dividend 16.63 02/03/04 Dividend 16.37 03/02/04 Dividend 14.99 04/02/04 Dividend 13 .12 05/04/04 Dividend 1. 56 06/02/04 Dividend 1. 50 FORWARD $ 89.56 $ 75.64 - 12 - RECEIPTS OF INCOME (cant'd) FORWARD $ community Money Market A/C Principal (cant'd) 07(02/04 Dividend 08(03/04 Dividend 09(02/04 Dividend 10/04/04 Dividend 11(02/04 Dividend 12/02/04 Dividend 01/04/05 Dividend 02/02/05 Dividend 03(02/05 Dividend 04/04/05 Dividend 05/03/05 Dividend 06/02/05 Dividend 07/05/05 Dividend 08/02/05 Dividend 09/02/05 Dividend 10/04/05 Dividend 11/02/05 Dividend 12/02/05 Dividend 01/04/06 Dividend 02/02/06 Dividend 03/02/06 Dividend 04/04/06 Dividend 05/02/06 Dividend 06/02/06 07/05/06 Dividend 89.56 $ 1. ].6 1.28 1.14 0.75 0.75 0.B2 1.18 0.84 0.50 0.-0 7.08 63.46 60.77 66.10 69.27 70.44 72.71 73.12 79.00 81. 44 76.34 86.92 86.37 92.. 01 91.. 88 Oakmark Equity & Income Fund 12/15/04 Income 1,361.534 Units TOTAL RECEIPTS OF INCOME - 13 - 75.64 1,175.32 273.40 $ 1,524.36 DISBURSEMENTS OF INCOME ~omrnunity Banks Trust Department ~nthly Trustee Fee .1/14/03 $ .2/12/03 Partial fee taken for month ened 11/30/03 - $16.68 still owed )1/08/04 Partial fee taken for month ending 11/30/03 - $0.05 still owed )2/05/04 Remainder of fee for month ended 11/30/03 )2/05/04 Partial fee for month end 12/31/03 - $25.34 still owed )3/03/04 Partial fee for month end 12/31/03 - $10.35 still owed 04/12/04 Remainder of fee for month ended 12/31/03 f'\/1 /1"') /{),.., n...._.....:....' .&.............. .&....._ ........--.-.-1-1-., .................:l V-Z/ ..LL../ u-:z: ra..L l-..L.Q....1.. .L..t:=.c:: J..V.L .lUV.L.LL..L.l. C:::,l.l.U 1/31/04 - $38.89 still owed Sprint Phone Service for Customer #717-243-9050-112 11/20/03 12/13/05 transfer from income to principal TOTAL DISBURSEMENTS OF INCOME - 14 - 32.25 24.98 16.63 0.05 16.32 14.99 10.35 2.77 $ 118.34 24.26 78l. 29 $ 923.89 -------------- -------------- Income Cash Community Banks Money Market TOTAL INCOME BALANCE ON HAND INCOME BALANCE ON HAND - 15 - FIDUCIARY ACQUISITION VALUE $ 1,095.82 -495.35 $ 600.47 --------~--------- ------------------ EXHIBIT "A" The Penelope L. Griffith Special Needs Trust was established by Marital Settlement Agreement dated June 1, 1995, by and between Walter Griffith and Penelope L. Griffith. (The trust language begins at Section 6, Page 11.) Following is a copy of the Marital Settlement Agreement. By letter dated June 30, 1995, Melba Strause resigned as Trustee. By letter dated June 30, 1995, and signed by Penelope L. Griffith, Community Trust Company was appointed as Successor Trustee. By letter dated April 2, 2003, and signed by Penelope L. Griffith, Corr~unity Banks Trust and Asset l~anagement Services was appointed as Second Successor Trustee. Following are also copies of the letters of appointment and acceptance of appointment by Community Banks Trust and Asset Management Services .. '. t ../ xfJ~~ ~ fj. !{~r MARITAL SETTLEMENT AGREEMENT BY AND BETWEEN WALTER GRIFFITH AND PENELOPE LEWIS GRIFFITH .. .' . . . TABLE OF CONTENTS HEADING 1. ADVICE OF COUNSEL 2. DISCLOSURE OF ASSETS 3. PERSONAL RIGHTS 4. MUTUAL CONSENT DIVORCE 5. EQUITABLE DISTRIBUTION (a) Real Property (b) Motor Vehicles (c) Pension/Retirement Funds (d) Cash Accounts and Other Funds (e) Life Insurance (f) Miscellaneous Property (g) Property to Wife (h) Property to Husband (i) Assumption of Liabilities (j) Liability Not Listed (k) Warranty as to Future obligations ~\ 6. WAIVER OF ALIMONY 7. QUALITY OF LIFE PAYMENTS FOR WIFE'S BENEFIT 8. WAIVER OF INHERITANCE RIGHTS 9. WAIVER OF BENEFICIARY DESIGNATION J.O. RELEASE OF CLAIMS i PAGE 2 3 4 5 6 6 6 7 8 8 9 9 9 10 10 10 11 11 14 15 16 TABLE OF CONTENTS HEADING PAGE 11. PRESERVATION OF RECORDS 18 12. MODIFICATION 18 13. SEVERABILITY 18 14. BREACH 18 15. WAIVER OF BREACH 19 16. NOTICE 19 17. APPLICABLE LAW 19 18. AGREEMENT BINDING ON PARTIES AND HEIRS 19 19. ENTIRE AGREEMENT 20 20. MUTUAL COOPERATION 20 21. DATE OF EXECUTION 20 22. EFFECTIVE DATE 21 23. AGREEMENT NOT TO BE MERGED 21 24. EFFECT OF RECONCILIATION OR RECONCILIATION ATTEMPT 21 25. HEADINGS NOT PART OF AGREEMENT 22 26. COUNTERPARTS 22 x ii MARITAL SETTLEMENT AGREEMENT THIS AGREEMENT, made this day of , 1994, is by ~nd between WALTER GRIFFITH, of Vancouver, Washington (hereinafter referred to as "Husband"), and PENELOPE LEWIS GRIFFITH, of Cumberland County, Pennsylvania (hereinafter referred to as "Wife"), WITNESSETH: WHEREAS, Walter Griffith, social security number 207-32- 4072, was born on March 17, 1941, and resides at 12706 Northeast Seventh Avenue, Vancouver, Washington, 98685: WHEREAS, Penelope Lewis Griffith, social security number 231-60-2095, was born on October 30, 1941, and resides at the Sara Todd Nursing Horne, 1000 West South Street, carlisle, Cumberland County, Pennsylvania, 17013: WHEREAS, the parties hereto are husband and wife, having been lawfully married on February 1, 1964, in Charles City, Virginia, and are the parents of the following children: Name Sex Aqe Date of Birth Laurie Allen Gravett F 28 6/8/66 (married) x Daniel Dixson Griffith M 25 12/15/68 (college student) WHEREAS, the parties hereto are desirous of settling fully and finally their respective financial and property rights and obligations as between each other, including, wi~hout limitation, the settling of all matters between them relating to the 1 ( ownership of real and personal property, the support and maintenance of one another, and in general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW, THEREFORE, in consideration of these premises, and of the mutual promises, covenants, and undertakings hereinafter set forth, and for other good and valuable considerat:ion, receipt and sufficiency of which is hereby acknowledged by each of the parties hereto, Husband and Wife, each intending to be legally bound hereby, covenant and agree as follows: 1. ADVICE OF COUNSEL. Each party acknowledges that he or she has had the opportunity to receive independent legal counsel of his or her selection, and that each fully understands the facts and is fully aware as to his or her legal rights and obligations, and each party acknowledges and accepts that this Agreement is, in the circumstances, fair and equitable, that it is being entered into freely and voluntarily, that execution of this Agreement is not the result of any duress or undue influence, and that it is not the result of any improper or illegal agreement or agreements. In addition, each party hereto hereby ackITnwledges that he or she understands the impact of the Pennsylvania Divorce Code of 1980, 23 Pa.C.S.A. 93101, et. seq.! whereby the court has the authority and duty to determine all marital rights of the parties including divorce, alimony, alimony pendente lite, equitable distribution of all marital property or property owned or possessed individually by the other, counsel 2 ! fees and costs of litigation and, fully knowing the same, each party hereto still desires to execute this Agreement, acknowledging that the terms and conditions set forth herein are fair, just and equitable to each of them and, waives his and her respective right to have the Court of Common Pleas of Cumberland County, or any other court of competent jurisdic1:ion, make any determination or order affecting the respective parties' rights to alimony, alimony pendente lite, spousal support, equitable distribution of marital property, counsel fees and costs of litigation, or any other right arising from the parties' marriage. 2. DISCLOSURE OF ASSETS. Each of the parties hereto acknowledges that he or she is aware of his or her right to engage in discovery, including but not limited to, written interrogatories, motions for production of documents, the taking of oral depositions, the filing of inventories, and all other means of discovery permitted under the Pennsylvania Divorce Code or the Pennsylvania Rules of civil Procedure and each of the parties specifically waives his or her right to engage in such discovery. Each of the parties further acknowledges that he or she is awar~ of, and specifically waives, his or her right to have the real and/or personal property, estate and assets, earnings and income of the other assessed or evaluated by the courts of this Commonwealth or any other court of competent jurisdiction. The respective parties do hereby acknowledge, recognize and accept that there has been full and fair disclosure 3 ( to the other of his or her assets and liabilities, and each party agrees that any right to further disclosure, valuation, enumeration or statement thereof in this Agreement is hereby specifically waived, and the parties do not wish to make or append hereto any further enumeration or statement. The parties hereby acknowledge and agree that the division of the marital assets as set forth in this Agreement is considered fair, reasonable and equitable, and is satisfactory to them. Each of the parties hereto further covenants and agrees for himself and herself and his or her heirs, executors, administrators or assigns, that he or she will never at any time hereafter sue the other party or his or her heirs, executors, administrators or assigns in any action of contention, direct or indirect, and allege therein that there was a denial of any rights to full disclosure, or that there was any fraud, duress, undue influence, or that there was a failure to have available full, proper and independent representation by legal counsel. 3. PERSONAL RIGHTS. Husband and Wife may, at all times hereafter, live separate and apart. Each shall be free from all control, restraint, interference and authority, direct or indirect~ by the other in all respects as fully as if he or she were unmarried. Each may reside at such place or places as he or she may select. Each may, for his or her separate use or benefit, conduct, carryon or engage in any business, occupation, profession or employment which to him or her may seem advisable. This provision shall not be taken, however, to be an admission on 4 the part of either Husband or wife of the lawfulness of the cause which led to, or resulted in, the continuation of their living apart. Husband and Wife shall not molest, harass or disturb each other or the respective families of each other, nor compel or I attempt to compel the other to cohabit or dwell by any means or in any manner whatsoever with him or her. Neither party will interfere with the use, ownership, enjoyment or disposition of any property now owned by or hereafter acquired by the other. 4. MUTUAL CONSENT DIVORCE. In the event that either party initiates an action for divorce, such action shall be limited to divorce and neither party may assert any ancillary economic claims otherwise authorized by the Divorce Code which specifically are waived by the terms of this Agreement. If either party asserts in any divorce complaint or counterclaim that their marriage is irretrievably broken, the parties agree that upon the expiration or a period or ninety (90) days after the filing of such complaint or counterclaim, as provided under 33301(c) of the Divorce Code, each shall sign and have duly acknowledged an affidavit of consent to a divorcl:. Said affidavits shall be promptly transmitted to counsel for Husband who will immediately file a praecipe to transmit record and vital statistics form to precipitate the prompt entry of a decree of divorce. 5 5. EOUITABLE DISTRIBUTION. (a) Furnishinqs and Personaltv. (1) As of the date of execution of this Agreement, Wife sets over, transfers and assigns to Husband all of her right, title, claim and interest in and to all of the contents of Husband's current residence and any personal property now in the possession or control of Husband including, but not limited to, all furniture, furnishings, rugs, carpets, silver, china, household appliances and equipment, clothE~s, jewelry, personalty and other items of tangible property of whatever nature currently located in Husband's residence or elsewhere. (2) As of the date of execution of this Agreement, Husband hereby sets over, transfers and assigns to Wife all of his right, title, claim and interest in and to all of the contents of Wife's current residence and any personal property now in wife's possession and control including, but not limited to, all furniture, furnishings, rugs, carpets, silver, china, household appliances and equipment, clothes, jewelry, personalty and other items of tangible property of whatever nature located in wife's residence or elsewhere. (b) Motor Vehicles. (1) Husband agrees that Wife shall retain possession of and receive as her sole and separate property the 1984 Buick automobile, along with all rights under any insurance policy thereon and with all responsibility for payment of any outstanding indebtedness pertaining thereto and insurance thereon, free of any right, title, claim or intE!rest of Husband. ~ 6 ( (2) Wife agrees that Husband shall retain possession of and receive as his sole and separate property the 1988 Ford automobile and 1959 Travel Trailer along with all rights under any insurance policy thereon and with all responsibility for payment of any outstanding indebtedness pertaining thereto and insurance thereon, free of any right, title, claim or interest of Wife. (3) Wife and Husband agree to execute, acknowledge and deliver within thirty (30) days after the request of the other, any and all instruments or documents necessary to effectuate the transfer of vehicles pursuant to subparagraph 5(b). (4) Wife and Husband agree that each will indemnify and hold the other and his or her property harmless from any liability, cost or expense, including attorneys fees, incurred in connection with the vehicles awarded to each party by the terms of this subparagraph. (c) Pension/Retirement Funds. Except as otherwise provided in this Agreement Wife and Husband each hereby specifically releases and waives any and all interest, claim or right that ~he or he may have in and to any and all retirement benefits (including but not limited to pension or profit sharing benefits, deferred compensation plans, 401(k) plans, individual retirement accounts or other similar benefits) of the other party, specifically to include a waiver of any rights as a beneficiary under any such benefits of the other-party. Wife 7 / specifically releases and waives any and all right, title, claim or interest in and to Husband's 401(k) plan and defined benefit pension plan through his current employer, Tredegar Industries, specifically to include a waiver of beneficiary designation and/or any rights as surviving spouse. The parties agree that I they shall execute any documents pursuant to the Retirement Equity Act or any similar act that may be requirE~d from time to time to accomplish the purpose of this subparagraph. (d) Cash Accounts and other Funds. (1) Wife agrees that Husband shall retain as his sole and separate property, free from any claim or right of Wife, any and all stocks, bonds and sums of cash in savings or checking accounts, mutual funds, stock accounts, or any assets of a similar nature which now are titled in Husband's name alone. (2) Husband agrees that Wife shall retain as her sole and separate property, free from any claim or right of Husband, any and all stocks, bonds and sums of cash held in checking or savings accounts, mutual funds, stock accounts, or any assets of a similar nature which now are titled in Wife's name alone. (e) Life Insurance. Except as otherwise provided .. for in this Agreement Wife and Husband hereby specifically release and waive any and all interest, claim, or right that he or she may have in and to any and all policies of life insurance insuring the life of the other, along with all incidents of ownership pertaining to same, including cash value, if any. 8 (f) Miscellaneous property. All property not specifically addressed herein shall be hereafter owned by the party to whom the property is titled; and if untitled, the party in possession. This Agreement shall constitute a sufficient bill I of sale to evidence the transfer of any and all rights in such property from each to the other. (g) Property to Wife. The parties agree that wife shall own, possess, and enjoy, free from any claim of Husband, the property awarded to her by the terms of this Agreement. Husband hereby quitclaims, assigns and conveys to wife all such property, together with any insurance policies covering that property, and any escrow accounts relating to that property. This Agreement shall constitute a sufficient bill of sale to evidence the transfer of any and all rights in such property from Husband to Wife. (h) Property to Husband. The parties agree that Husband shall own, possess, and enjoy, free from any claim of Wife, the property awarded to him by the terms of this Agreement. wife hereby quitclaims, assigns and conveys to Husband all such property, together with any insurance policies covering that x property, and any escrow accounts relating to that property. This Agreement shall constitute a sufficient bill of sale to evidence the transfer of any and all rights in such property from Wife to Husband. 9 ( (i) Assumption of Liabilities. Unless otherwise provided herein, each party hereby assumes the debts, encumbrances, taxes and liens on all the property each will hold subsequent to the date of this Agreement, and each party agrees I to indemnify and hold harmless the other party and his or her property from any claim or liability that the other party will suffer or may be required to pay because of such debts, encumbrances or liens. (j) Liability Not Listed. Each party represents and warrants to the other that he or she has not incurred any debt, obligation or other liability, other than those described in this Agreement, on which the other party is or may be liable. A liability not disclosed in this Agreement will be the sole responsibility of the party who has incurred or may hereafter incur it, and each party agrees to pay it as the same shall become due, and to indemnify and hold the other party and his or her property harmless from any and all such debts, obligations and liabilities. (k) Warranty as to Future Obligations. Husband and Wife shall take all steps necessary to assure that no credit cards or similar accounts or liabilities exist ~'hich provide for joint liability. From the date of execution of this Agreement, each party shall use only those credit cards and accounts for which that party is individually liable and the parties agree to cooperate in closing any and all accounts on which joint liability may be incurred. Husband and Wife each represents and 10 : warrants to the other that he or she will not at any time in the future incur or contract any debt, charge or liability for which the other, the other's legal representatives, property or estate may be responsible. Each hereby agrees to indemnify, save and hold the other and his or her property harmless from any liability, loss, cost or expense whatsoever, including attorney's fees, incurred in the event of breach hereof. 6. QUALITY OF LIFE PAYMENTS FOR WIFE'S BENEFIT. Husband agrees to make payments of Four Hundred Forty-Eight Dollars Forty-Four Cents ($448.44) per month to Melba strause as Trustee of the within described trust for the benefit of Wife, Penelope L. Griffith. In addition, Husband shall purchase and title in the name of the within described trust a life insurance ~ policy with a death benefit of seventy-thousand ($70,000) dollars insuring Husband's life. Husband shall pay all premiums due on the policy until such time as his obligation under this subparagraph terminates. Payments to the trust and payments toward the life insurance premium provided for by this subparagraph shall terminate upon the first to occur of Husband's death or Wife's death, although payments from the trust may continue as"specified by the trust. The amount of said payments shall be adjusted consistent with any cost-of-living adjustments applied to social security benefits. ~ In the event Husband defaults in the provisions of this subparagraph, Wife shall be entitled, in any enforcement 11 ( proceedings, to make a claim against Husband's pension benefits in an amount equal to Husband's default. This Trust is established for the purpose of improving the quality of life of Wife, for and during all the term of her natural life. wife suffers from substantial physical disabilities and requires additional medical care. She is entitled to benefit from various governmental programs which provide for her basic or supplemental care. It is the purpose of this Trust to provide Wife with a higher quality of life beyond that which would be provided by these public entitlement programs. The intent in creating this trust is that the Trustee use the Trust created herein to promote the happiness, welfare and benefit of Wife through income and principal distributions, without in any way reducing the services or financial assistance and basic maintenance, support, medical or dental care which Wife may receive without charge from any local, state or federal government agency or department thereof, and without using any portion of the Trust income or principal to reimburse any local, state or federal government agency or department thereof for basic maintenance, support, medical or dental care received by Wife. The Intent is that the Trust income and principal is not to be considered income, assets, nor resources of Wife for any purpose, including but not limited to, the determination of income, assets or resources as stated in any rules or regulations set forth in any local, state or federal government agency or department thereof. The Trustee shall distribute to Wife, or 12 expend and apply for her benefit, so much of or all of the income and principal of this Trust, as the Trustee, in Trustee's sole and absolute discretion, determines to be advisable for Wife's special needs for happiness and comfort to achieve the purpose of the Trust herein set forth. The "special needs" which the Trustee may provide to Wife include but are not limited to spending money, additional food, clothing, gifts on her birthday and major holidays, small appliances that would provide Wife with entertainment or amusement, computer equipment, vacations, money to purchase appropriate gifts for relatives and friends, any recreational items that would be of use to her and other monetary requirements to enhance her self-esteem or situation. "special needs" shall also include medical and dental expenses, annual independent check-ups, rehabilitation and physical therapy equipment, programs of training, education, treatment; physical therapy and rehabilitation, private residential care, eye glasses, trans~ortation (including vehicle purchase) , maintenance, and insurance, and other requisites for maintaining the good health, safety, and welfare of Wlfe, when, in the discretion of the Trustee, such requisites are not being provided by any public agency, office, or department of any state or of the united states. Nothing herein shall preclude the Trustee from purchasing those services and items which promote wife's happiness, comfort and welfare. The Trustee shall also have authority in its absolute and sole discretion to make gifts to any community residence in which the Beneficiary 'may be residing. 13 ( Upon the death of wife, the trust shall terminate and the remaining trust principal and accrued income shall be distributed, without trust, equally to the issue of Wife, per stirpes. No beneficiary shall have the power to anticipate, encumber or transfer his interest in the Trust Estate in any manner other than by the valid exercise of a Power of Appointment. No part of the Trust Estate shall be liable for or charged with any debts, contracts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditors of a beneficiary, including but not limited to creditors who are public or private entities with claims arising from the provision of medical and/or residential care and services. wife may remove the Trustee at any time without cause upon thirty (30) days' written notice given to the current Trustee. The Trustee may resign at any time upon thirty (30) days' written notice given to wife. Upon the death, resignation, removal or incapacity of the Trustee, a successor trustee may be appointed by Wife. 7. WAIVER OF ALIMONY. The parties hereby expressly waive, discharge and release any and all rights and claims which they may now or hereafter have, by reason of the parties' marriage, to alimony, alimony pendente lite, support or maintenance and they acknowledge that this Agreement constitutes 14 ( a final determination for all time of either party's obligation to contribute to the support and maintenance of the other. It shall be, from the execution date of this Agreement, the sole responsibility of each of the respective parties to sustain , himself or herself without seeking any additional support from the other party. 8. WAIVER OF INHERITANCE RIGHTS. Effective upon the execution date of this Agreement, Husband and Wife each waives all rights of inheritance in the estate of the other, any right to elect to take against the will or any trust of the other or in which the other has an interest, and each of the parties waives any additional rights which said party has or may have by reason of their marriage, except the rights saved or created by the terms of this Agreement. This waiver shall be construed generally and shall include, but not be limited to, a waiver of all rights provided under the laws of Pennsylvania, or any other jurisdiction. Notwithstanding the foregoing, however, in the event that either party hereto executes a will or codicil after the execution date of this Agreement and provides for the other spouse in said will or codicil a benefit other than as provided by the term~ of this Agreement, then this waiver provision shall not bar the surviving spouse from taking under such will or codicil. 9. WAIVER OF BENEFICIARY DESIGNATIO~. Unless otherwise specifically set forth in this Agreement, each party hereto specifically waives any and all beneficiary rights in and 15 f to any asset, benefit or like program carrying a beneficiary designation which belongs to the other party under the terms of this Agreement, including, but not limited to, pensions and retirement plans of any sort or nature, deferred compensation plans, life insurance policies, annuities, stock accounts, bank accounts, final paychecks or any other post-death distribution scheme, and each party expressly states that it is his and her intention to revoke by the terms of this Agreement any beneficiary designations naming the other which are in effect as of the date of execution of this Agreement. If and in the event the other party continues to be named as a beneficiary and no alternate beneficiary is otherwise designated, the beneficiary shall be deemed to be the estate of the deceased party. Notwithstanding the foregoing, however, in the event that either party hereto specifically designates the other party as a beneficiary of any asset after the date of execution of this Agreement, then this waiver provision shall not bar that party from qualifying as such beneficiary. 10. RELE~SE OF CL~IMS. (a) Husband and Wife acknowledge and agree that the property dispositions provided for herein constitute an equitable distribution of their assets and liabilities pursuant to 93502 of the Divorce Code and Husband and wife hereby waive any right to division of their property except as provided for in this Agreement. Furthermore, except as otherwise provided for in this Agreement, each of the parties hereby specifically waives, 16 ( releases, renounces and forever abandons any claim, right, title or interest whatsoever he or she may have in property transferred to the other party pursuant to this Agreement or identified in this Agreement as belonging to the other party, and each party I agrees never to assert any claim to said property or proceeds in the future. However, neither party is released or discharged from any obligation under this Agreement or any instrument or document executed pursuant to this Agreement. Husband and Wife shall hereafter own and enjoy independently of any claim or right of the other, all items of personal property, tangible or intangible, acquired by him or her from the date of execution of this Agreement with full power in him or her to dispose of the same fully and effectively for all purposes. (b) Each party hereby absolutely and unconditionally releases and forever discharges the other and the estate of the other for all purposes from any and all rights and obligations which either party may have or at any time hereafter has for past, present or future support or maintenance, alimony pendente lite, alimony, equitable distribution, counsel fees, costs, expenses and any other right or obligation, economic or otherwise, whether arising out of the marital relationship or otherwise, including all rights and benefits under the Pennsylvania Divorce Code of 1980, its supplement:s and amendments, as well as any other law of any othel~ jurisdiction, 17 except and only except all rights and obligations arising under this Agreement or for the breach of any of its provisions. (c) Each party hereby absolutely and unconditionally releases and forever discharges the other and his I or her heirs, executors, administrators, assigns, property and estate from any and all rights, claim, demands or obligations arising out of or by virtue of the marital relationship of the parties whether now existing or hereafter arising'. The above release shall be effective regardless of whether such claims arise out of any former or future acts, contracts, engagements or liabilities of the other or by way of dower, curtesy, widow's or widower's rights, family exemption or similar allowance, or under the intestate laws or the right to take against the spouse's will, or the right to treat a lifetime conveyancE~ by the other as testamentary or all other rights of a surviving spouse to participate in a deceased spouse's estate, whethE~r arising under the laws of Pennsylvania, any state, commonwealth or territory of the United states, or any other country. 11. PRESERVATION OF RECORDS. Each party will keep and preserve for a period of four (4) years from the date their divorce dectee is entered all financial records relating to the marital estate, and each party will allow the other party access to those records in the event of tax audit. 12. MODIFICATION. No modification, rescission, or amendment to this Agreement shall be effective unless in writing signed by each of the parties hereto. 18 ( 13. SEVERABILITY. If any provision of this Agreement is held by a court of competent jurisdiction to be void, invalid or unenforceable, the remaining provisions hereof shall nevertheless survive and continue in full force and effect without being impaired or invalidated in any way. 14. BRE1\CH. If either party hereto is in breach of any provision hereof, the other party shall have the right, at his or her election, to sue for damages for such breach, or seek such other remedies or relief as may be available to him or her. The non-breaching party shall be entitled to recover from the breaching party all costs, expenses and legal fees actually incurred in the enforcement of the rights of the non-breaching party. 15. WAIVER OF BREACH. The waiver by one party of any breach of this Agreement by the other party will not be deemed a waiver of any other breach of this Agreement. 16. NOTICE. Any notice to be given under this Agreement by either party to the other shall be in writing and may be effe~ted by registered or certified mail, return receipt requested. Notice to Husband will be sufficient if made or addressed to the following: Walter Griffith 12706 Northeast Seventh Avenue Vancouver, Washington, 98685 19 and to Wife, if made or addressed to the following: Penelope Lewis Griffith Sara Todd Nursing Home 1000 West South Street Carlisle, PA 17013 Each party may change the address for notice to him or her by giving notice of that change in accordance with the provisions of this paragraph. 17. APPLICABLE LAW. All acts contemplated by this Agreement shall be construed and enforced under t:he laws of the Commonwealth of Pennsylvania in effect as of the date of execution of this Agreement. 18. AGREEMENT BINDING ON PARTIES AND HEIRS. This Agreement, except as otherwise expressly provided herein, shall bind the parties hereto and their respective heirs, executors, administrators, legal representatives, assigns, and successors in any interest of the parties. ~ 19. ENTIRE AGREEMENT. Each party acknowledges that he or she has carefully read this Agreement; that he or she has had the opportunity to discuss its provisions with an attorney of his or her own choice, and has executed it voluntarily; and that this instrument expresses the entire agreement between the parties concerning the subjects it purports to cover and supersedes any 20 ( . . prior agreement of the parties. This Agreement should be interpreted fairly and simply, and not strictly for or against either of the parties. 20. MUTUAL COOPERATION. Each party shall on demand execute and deliver to the other any deeds, bills of sale, assignments, consents to change of beneficiaries of insurance policies or other benefits or assets, tax returns, and other documents, and shall do or cause to be done every other act or thing that may be necessary or desirable to effectuate the provisions and purposes of this Agreement. If either party unreasonably fails on demand to comply with these provisions, that party shall pay to the other party all attorney's fees, costs, and other expenses actually incurred as a. result of such failure. 21. DATE OF EXECUTION. The "date of execution" or "execution datell of this Agreement shall be defined as the date upon which it is executed by the parties if they each have executed the Agreement on the same date. Otherv,rise, the lIdate of execution II Glr lIexecution date" of this Agreement: shall be defined as the date of execution by the party last executing this Agreement. 22. EFFECTIVE DATE. This Agreement shall be effective and binding upon both parties on the execution date of this Agreement. 21 . .' ",." ,. 23. AGREEMENT NOT TO BE MERGED. This Agreement shall survive any divorce decree entered with respect to the parties and may be incorporated into any final decree of divorce of the parties for purposes of enforcement only, but otherwise shall not I be merged into said decree. The parties shall have the right to enforce this Agreement under the Divorce Code of 1980, as amended, and in addition, shall retain any remedies in law or in equity under this Agreement as an independent contract. Such remedies in law or equity specifically are not waived or released. 24. EFFECT OF DIVORCE, RECONCILIATION OR RECONCILIATION ATTEMPT. This Agreement shall remain in full force and effect and shall not be abrogated even if the parties effect a reconciliation, cohabit as husband and 1Nife or attempt to effect a reconciliation. It also shall remain in full force and effect in the event of the parties' divorce. This Agreement shall continue in full force and effect and there shall be no modification or waiver of any of the terms hereof unless the parties in writing execute a statement declaring this Agreement or any term of this Agreement to be null and void. 25. HEADINGS NOT PART OF AGREEMENT. Any headings preceding the text of the several paragraphs and subparagraphs hereof are inserted solely for convenience of reference and shall not constitute a part of this Agreement nor shall they affect its meaning, construction or effect. 22 , > . '. ( 26. COUNTERPARTS. This Agreement may be executed in counterparts, each of which will be an original and which together shall constitute one and the same instrument. IN WITNESS WHEREOF, the parties hereto haVE! set their hands and seals on the dates of their acknowledgements. i1'iL~~ WITNESS . \..>...);;J:..,--u.0.-6 f- %~J.-Upiv'?-P-' V~ Penelope Lewis Grif-flith, ~ df,- Walter Griffith r~~~. WITNESS ... 23 . " ( , ' COMMONWEALTH OF PENNSYLVANIA ) ) ) COUNTY OF CUMBERLAND BEFORE ME, the undersigned authority, on this day personally appeared PENELOPE LEWIS GRIFFITH, known to me to be the person who executed the foregoing instrument, and who acknowledged to me that she executed same for the purposes and considerations therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE this I&....,t.- day of qiv~ (/ , 1994. ~i~l~L Nary Publ'c in ~ fur Commonwealth of pennsylvania Typed or printed name of Notary: _Tu oJ! TU C. lA-t-T'."$/\ /-t-<L<::;"'- My commission expires: 4-J..J.-9(f? . t3riaI Seal J~G.~~ Caf\iSIe~' ~\ 22, 1996 I My ComrT\SSlOfl t:.."+" - I< 24 . .... r J/atz- ~ ItiMk~p6 -CDrfHOHHEALTII OF rENN:JYIN1.NIA- COUNTY OF DAUPHrN ~ ) ) ) BEFORE ME, the undersigned authority, on this day personally appeared WALTER GRIFFITH known to me to be the person who executed the foregoing instrument, and who ackno~iledged to me that he executed same for the purposes and considerations therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE this /) / V? day of :;>(//lu( // (,/ --- 1994-. It? cf"3 "',.....",, ........." ~M:lO ~,,~ ...... ~S ......... ~,L-~4t. ~ ~ ...~., :r1f~.. ~_ 'a! -. 1;)'.. ~ .... '\ ~ \ ta{"~ . \ 1 _ z: : _..... n: . - . ~ I. · - . : . ~ ...~ *.- ~ ~ .~.-- ~... ~ '#. ..~ NO\'i .. ^ ~ .,.~ .........;..e- .WJ ~.. ~"'" S3^~~,,"~ "'11'11"" I' / {i iJ~J-?O No' ary Public in and for 10 f /J/j l' ; Gommenm:al Lh uf P~JiUl::'l' l',r:mia x:$at:!. 4(z-c.'b~ Ty~ed or printed name of Notary: U ~; Kc6"tJES My commission expires: t, --/ {., - '9 ;? x 25 EXHIBIT B By letter dated June 30, 1995; Melba Strause resigned as Trustee. By letter dated June 30, 1995, and signed by Penelope L. Griffith, Community Trust Company, formerly known as Pennsylvania Fiduciary and Estate Services, Inc. was appointed as Successor Trustee. June 30, 1995 Penelope L. Griffith Sara Todd Nursing Center 1000 w. South Street Carlisle, PA 17013 RE: Penelope L. Griffith Melba A. Strouse Tnl <:: t- n\"A - --..... "- '\"'... Dear Penny: I am writ.ing this let.t.er t.o notify you that, effective iITlliediately, I am resigning as the Trustee of the above-referenced Trust. If you have any questions regarding my resignation, please contact me. Sincerely, ,//'1/ /) ;J /7 Pi- / /Zfl!U'-/fU4--[L.<T2/~ Melba A. Strouse LRG: sIn cc: Kimberly Art.hur Tressler, vice president and Trust. Manager, Pennsylvania Fiduciary and Estate Services, Inc. June 30, 1995 Kimberly Arthur Tressler vice president and Trust Manager Pennsylvania Fiduciary and Estate Services, Inc. 600 North 12th Street, Suite 4 Lemoyne, PA 17043 RE: Penelope L. Griffith Trust U\A; Appointment of Trustee Dear Ms. Tressler: I am wI~iLing this letter to notify you that, effective irrnnediately, I am appointing Pennsylvania Fiduciary and Es ta te Services, Inc. as the Trustee of the above-referE~nced Trust. If you have any questions regarding the appointment, please contact me. By this letter, I am also authorizing and requesting that Melba A. Strouse transfer all assets in her possession, as trustee, to Pennsylvania Fiduciary and Estate Services, Inc. as the Trustee of the above-referenced Trust. Sincerely, ! ,.__.....~^ /l ~ I,,' 'x 0'<,,! I 'J."r:Jk-73( /_/l. 1 .) r/ (> !.-, "t. - " /r''---'--cx/ ;, '- \....';~ -;1 Penelppe L. Griffith LRG:sln cc: Melba A. Strouse EXHIBIT C By letter dated April 2, 2003, Penelope L. Griffith appointed Community Banks as Second Successor Trustee. By letter dated May 28, 2003, Community Banks accepted its appointment as Second Successor Trustee. Apt. 52B 1000 W. South Street Carlisle, P A 17013 Susan A Russell Vice President & Trust Officer Community Trust Company 3907 Market Street Camp Hill, PA 17011 --'\ '-,~~ .f ~ '~.:) ,~ ',' . LJ L..J ~.j uu APR 0 7 2003 ~; RE: Penelope L. Griffith Special Needs Trust Dear Sue: I am writing to let you know that I am removing Community Trust Company as Successor Trustee of the referenced trust under Section 6, Page 14 of the document. Pi ease accept this letter as my thirty (30) day written notice to you. Kindly liquidate the assets and send a check made payable to the Penelope L. Griffith Special Needs Trust, c/o Community Banks, Successor Trustee, Attn: K. Tressler, 2796 Old Post Road, Harrisburg, P A 17110. Should you have any questions regarding this correspondence, please contact Ms Tressler directly at 717-909-3427. Thank you for your prompt attention to this matter. Sincerely, ,/ /)/) /j / . ' , \ /.. 'if;---ebJ-T\.-- ./yL-c7.t../.G(. (Cc.vJl;;i1...A!~) Penelope L. Griffith Dated i.f "1 OJ -~ -Y- ~ 03 / / c. ";ommunitv:Bc..~ lks May 28, 2003 -, MAY') .) () ZOD] Susan A. Russell Vice President & Trust Officer Com..rnunity Trust Company 3907 Market Street Camp Hill, PA 17011 '-':..{:.t '--:.:':::~~'::::-::_~-=:::':.:::=::::::::::.:! RE: Penelope L. Griffith Special Needs Trust Dear Sue: Pursuant to Penelope L. Griffith's removal of COIIUIlUnity Trust Company as Trustee of the referenced trust and her appointment of Community Banks as Successor Trustee, I am writing to acknowledge that Community Banks accepts such appointment and is willing to serve in the capacity of Successor Trustee for the trust. Should you have any questions regarding the transfer, please feel free to give me a call at 909-3427. Sincerely, ~-_.. , ---)-:.:~<~ . ;)-! l~--~~ ;' ~/,(CtH/Jt<d7r~t~(:~' /\ ii"6~jj/____~_~_, KimberlyI' .tYthur -Tressler Vice President & Trust Officer cc: Penny Griffith via email 2796 Old Post Road IIarrisburg<; P A 17110 Pi''''' O,{l'9 -;. '-.= ~-, ""'-<i P'l' ~1lr.", --, -11 .. ! 17 -Yv-.)4,b1; l' ax /1 / -::7lJ;;-,]~il EXHIBIT D STATEMENT OF PROPOSED DISTRIBUTION ST A TEMENT OF PROPOSED DISTRIBUTION The accountant proposes the following schedule of proposed distribution: TO: COMMUNITY BANKS TRUST AND ASSSET MANAGEMENT SERVICES (1) $542.00 for Trustees' remaining fee and calendar year 2006 tax return preparation fee. TO: LAW FIRM OF GATES, HALBRUNER & HATCH, P.c. (2) $1,975.00 for legal fees incurred for preparation of the Second and Final Account, including $250.00 for filing fees and disbursements. TO: LAURIE G. GRAVETT (3) $11,179.98 as fifty percent (50%) remainder beneficiary. TO: DANIEL D. GRIFFITH (4) $11,179.99 as fifty percent (50%) remainder beneficiary. AFFIDA VIT COMMONWEAL TH OF PENNSYLVANIA COUNTY OF ClztYih2",-ldryJ I hereby certify that on this k day of September, 2006, before me, the subscriber, a Notary SS: Public in and for the aforesaid Commonwealth and County, personally appeawd the affiant, CHRISTINE A. ZANIS, who acknowledged herself to be the Vice President and Senior Trust Officer of COMMUNITY BANKS TRUST AND ASSET MANAGEMENT SERVICES, Second Successor Trustee of the PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST, who being duly sworn according to law, she as such Vice President and Senior Trust Officer, being authorized to do so, deposes and says that, to the best of her knowledge, the facts averred in the foregoing SI~cond and Final Account are true and correct and accurately state all the income, principal, debits and cn~dits which came into her possession as Vice President and Senior Trust Officer of the Second Successor Trustee of the PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST or into the possession of any other agent(s) for said Trustee. The affiant further says that she gave written notice of the foregoing Second and Final Account to all beneficiaries, remaindermen and other parties interested in the PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST. ATTEST: COMMUNITY BANKS TRUST AND ASSET MANAGEMENT SERVICES, SECOND SUCCESSOR TRUSTEE: ()~~ (J~-; ,/1 '/' (,I / By: . (J-s,~k_/J..> . / Christine A. Zanis, Vice P sident and Senior Trust Officer "r SWORN TO and subscribed before me this -'<- day of September, ~?' --21@1 ~~ Notary Public My Commission Expires: GOMMONWEALTH OF PENNSYLVANIA C'-- Notarial Seal 1 Victoria M, Rankin, Notary Public I WormleY"~rg Bora, Cumberland County i My CommiSsion Expires Aug. 27, 2010 Member, Pennsylvania Association of Notaries IN THE MATTER OF THE SECOND AND FINAL ACCOUNT OF THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST dated June 1, 1995 : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : NO. 03 .-u6~ CERTIFICATION OF NOTICE OF SECOND AND FINAL ACCOUNT To Clerk, Cumberland County Orphans' Court Division: In accordance with C.C.O.C.R. 6.3-1, I hereby certify that I gave written notice of the time of presentation of the Petition for Approval of Second and Final Account, the Second and Final Account, and Statement of Proposed Distribution filed by Community Banks Trust and Asset Management Services, Second Successor Trustee of the above-captioned trust, together with a copy of said Account and Statement of Proposed Distribution, at least twenty (20) days prior to Tuesday, October 10, 2006, which is the date fixed for confirmation of said Account by certified mail to every person known to Community Banks Trust and Asset Management Services, Second Successor Trustee, to have an interest in the trust as beneficiary, creditor, heir or next of kin. The name and address of each such person is set forth on Exhibit "A" which is attached hereto and incorporated herein by reference. B~UNE~._& HATCH, P .C. / BY: vLf ~ --LowelYR. Gates, Esquire . '. (,3 P A 1.ri. #46779 1013 Mumma Road, Suite 100 Lemo/yne, PA 17043 (717) 731-9600 (Attorneys for Community Banks,,] ,~~ Trust and Asset Management Servi6es) ;< '} i, I CJ -"t" -, '1 o '-) ~ DATED: September C ,2006 '~ ~, f:.)o - \\l- EXHIBIT "A" Walter D. Griffith 12706 Northeast Seventh Avenue Vancouver, W A 98685 Laurie G. Gravett 22 Heritage Trace Newnan, GA 30268 Daniel D. Griffith 148 Sequoia Drive Inwood, W. Virginia 25428 Department of Public Welfare Bureau of Financial Operations 3rd Party Liability Section - Casualty Unit P. O. Box 8486 Harrisburg, PAl 71 05 IN THE MATTER OF THE SECOND AND FINAL ACCOUNT OF THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST dated June 1, 1995 : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYL VANIA : ORPHANS' COURT DIVISION : NO. /.) fe; r~ (('(. -') NOTICE OF AUDIT To the following beneficiaries and interested parties of The Penelope L. Griffith Special Needs Trust dated June 1, 1995: Walter D. Griffith 12706 Northeast Seventh Avenue Vancouver, W A 98685 Laurie G. Gravett 22 Heritage Trace Newnan, GA 30268 C) ) Daniel D. Griffith 148 Sequoia Drive Inwood, W. Virginia 25428 Department of Public Welfare Bureau of Financial Operations 3rd Party Liability Section - Casualty Unit P. O. Box 8486 Harrisburg, PAl 71 05 . ) --j NOTICE is hereby given that the Second and final Account of Community Banks Trust And Asset Management Services, Second Successor Trustee of The Penelope L. Griffith Special Needs Trust dated June 1, 1995, has been filed in the Office of the Clerk of the Orphans' Court division of the Court of Common Pleas of Cumberland County, Pennsylvania, on or before September 8, 2006, and that r.. ') C:~:) (.;,., c') ;-'1 "J I C) -.,., o C) \ fj\~ /'"\ IJ the clerk will present the same to the Court for confirmation and audit on October 10, 2006, at 9:00 a.m. Any person who objects to the transactions shown in the Account must file written objections with the Clerk on or before October 10, 2006, at 9:00 a.m., or the Court may otherwise assume that no objections exist or that any objections have been waived. A copy of the Second and Final Account of the Second Successor Trustee and the Trust Agreement are enclosed herewith. If you have questions concerning the enclosed documents, please contact the undersigned. ~ By: ,~.... Lowell R Gates, Esquire P A J.D. 46779 1013 rvt,Umma Road, Suite 100 Lemoyne, P A 17043 Counsel for the Second Successor Trustee Date: September 6, 2006 Lowell R. Gates, Esq. PA No. 46779 Gates, Halbruner & Hatch, P.c. 1013 Mumma Road, Suite 100 Lemoyne, P A 17043 (717) 731-9600 phone (717) 731-9627 fax IN THE MATTER OF THE SECOND AND FINAL ACCOUNT OF THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST dated June 1, 1995 : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYL VANIA : ORPHANS' COURT DIVISION : NO. O'~3 -l(1C~ c' , ..~.-._~ PETITION FOR APPROV AL OF SECOND AND FINAL ACCOUNT ,. '-J ) _I I c.:; ) --j ~ J c- This Petition of Community Banks Trust and Asset Management Services, Trustee as hereirr=- described ("Accountant" or "Trustee"), by and through its Attorneys, Gates, Halbruner & Hatch, P.C., respectfully represents the following: 1. The Trust was established as follows: On or about June 1, 1995, Walter Griffith and Penelope L. Griffith entered into a Marital Settlement Agreement. Section 6 of the Marital Settlement Agreement, among other things, established the Penelope L. Griffith Special Needs Trust for the primary benefit of Penelope L. Griffith. A copy of the Marital Settlement Agreement, including Section 6, is attached to the Accounting as Exhibit "A". 1 2. The original named Trustee was Penelope L. Griffith's friend, Melba Strause. By letter dated June 30, 1995, Melba Strause resigned as Trustee, and by lett(~r dated June 30, 1995, signed by Penelope L. Griffith, she appointed Community Trust Company as Successor Trustee of the Penelope L. Griffith Special Needs Trust. Copies of the letter of n~signation and letter of appointment are attached to the Accounting as part of Exhibit "B". 3. By letter dated April 2, 2003, signed by Penelope L. Griffith, she appointed Community Banks Trust and Asset Management Services, with offices at 9 North Centre Street, Pottsville, P A 17901, as Second Successor Trustee of the Penelope L. Griffith Special Needs Trust. By letter dated May 28, 2003, Community Banks Trust and Asset Management Services accepted the appointment as Successor Trustee. Copies of the letters of appointment and acceptance are attached to the Accounting as part of Exhibit "C". 4. Upon its removal, Community Trust Company filed a First and Partial Account for the period beginning June 30, 1995 to June 30,2003, inclusive. This Account was filed on July 25, 2003 and was confirmed absolute on August 26, 2003 as filed and without change. 5. The situs of the Penelope L. Griffith Special Needs Trust is Cumberland County, Pennsylvania. 6. No other court has heretofore taken jurisdiction of any matter relating to this trust. 7. The trust fund now before the court is not subject to the payment of Pennsylvania Inheritance Tax, and is not subject to payment of Pennsylvania Estate Tax. 8. This Second and Final Account is being filed by Accountant for approval by the Court upon termination of the Trust pursuant to Section 6. QUALITY OF LIFE PAYMENTS FOR 2 WIFE'S BENEFIT, Paragraph Three, Page 14, ofthe Marital Settlement Agreement By and Between Walter Griffith and Penelope Lewis Griffith dated the 6th day of June, 1995. 9. Penelope L. Griffith died a resident of Cumberland County on April 8,2005. 10. The names of all persons or entities having any interest in the Trust fund are as follows: Names RelationshiD Interest Of Ae.e/ Adult Walter D. Griffith SettlorlHusband none Yes Daniel D. Griffith Son 50% Remainder Beneficiary Yes Laurie G. Gravett Daughter 50% Remainder Beneficiary Yes 11. All of the above-described parties having any interest in the Tmst fund and any unpaid creditors of the fund have had actual notice of the filing of the Account and this audit. 12. All disbursements and distributions to or on behalf of Penelope L. Griffith, and payment of expenses incurred by the Tmst are authorized and approved. 13. No share of any party in interest has been assigned or attached. 14. The Accountant hereby requests that the Court approve and authorize the distributions, disbursements and payments as outlined in the Statement of Proposed Distribution. Your Petitioner, therefore, asks that this Court approve prior distributions, disbursements and expenses paid and approve the Statement of Proposed Distribution. Gates, Ha1bruner 3 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CU mbe-v kd SS: The above named Petitioner, being duly sworn, does depose and say that the facts set forth in the foregoing Petition for Approval of Second and Final Account which are within the personal knowledge of the Petitioner are true, and as to the facts based on the information of others, the Petitioner, after diligent inquiry, believes them to be true. SWORN TO and subscribed before . r" me this ~ day of September, 2006. //J -,~ 1/1" ,\ ",;' ! { /c ". a;, '. ' Notary Public COMMUNITY BANKS TRUST AND ASSET MANAGEMENT SERVICES {}~" /lh BY: Christine A. Zanis, I Vice President & Senior Trust Officer COMMONWEALTH OF PENNSYLVANIA Notarial Seal Victoria M. Rankin, Notary Public WormleysJdOr9 801'0, Cumberland County My Commission Expires AUg. 27, 2010 Member. Pennsylvania Association of Notaries 4 IN THE MATTER OF THE SECOND AND FINAL ACCOUNT OF THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST dated June 1, 1995 : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYL VANIA : ORPHANS' COURT DIVISION : NO. 2003-602 CERTIFICATION OF NOTICE OF SECOND AND FINAL ACCOUNT To Clerk, Cumberland County Orphans' Court Division: I hereby certify that written notice of the filing of this Statement of Distribution, and of the date, time and place when the same will be presented to the Court for confirmation and of the last day to file written objections to said Statement of Distribution, has been given to every unpaid claimaint and to every other person known to the accountant to have or claim an interest in the estate as creditor, beneficiary, heir or next of kin. A copy of said Statement was included with the notice. DATED: September 6, 2006 BY: owell . Gates, Esquire PA LD. 46779 1013 M mma Road, Suite 100 Lemo , PA 17043 (717) 731-9600 (Attorneys for Community Banks Trust and Asset Management Services) , ~-' ... (,'.,: (.-) ~-..-) ~ -:--j a (jl ~ LAW OFFICES OF GATES, HALBRUNER &-HATCH,~ P.C. 1013 MUMMA ROAD. SUITE 100 . LEMOYNE, PENNSYLVANIA 17043 (717) 731-9600 . FAX: (717) 731-9627 LOWELL R. GATES, LL. M. LL M, in Taxation Also Admitted to Massachusetts Bar MARK E. HALBRUNER CRAIG A. HATCH, CELA Certified as an Elder Law Attorney by the National Elder Law Foundation MATTHEW J. ESHELMAN Board Certified in Creditors' Rights Representation by the American Board of Certification CLIFTON R. GUISE Also Admitted to practice before the U,S, Patent & Trademark Office September 12, 2006 BRANCH OFFICE: 3 WEST MONUMENT SQUARE. SUITE 304 LEWISTOWN. PA 17044 (717) 248-6909 WEB SITE: www.GatesLawFirm.com CORRESPONDENCE ADDRESS: Lemoyne Office STACEY L. NACE ParalegaVOffice Manager TRACt L. SEPKOVIC Paralegal VALERIE LONG Paralegal Glenda Farner Strasbaugh Register of Wills Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 Re: Penelope L. Griffith Special Needs Trust Second and Final Account - File #2003-602 Dear Ms. Strasbaugh: Enclosed please find the Certification of Notice of Second and Final Account for the above-referenced proceeding which was filed in your office on September 8, 2006. Although a Certification of Notice was also filed at the time, we have amended same to include a reference to the Statement of Proposed Distribution which is a part of the Account. Please return a date- stamped copy of the Certification to my office in the envelope enclosed herewith. Thank you. Sincerely, , 0~~ ~'Mf Valerie Long, Paralegal vI Encl. (,:) (,) Cl 01 # tf) o C I :-~; C) \, . ~ p.... 5 ~ C5 let if) ;J.l u ~ ~ ~ o z ~ ~ :S ~ ~ \~ d ..... o ~ \ 00 ~r- uJ"- I-<{ 5Z. (/)<{ 03 <{>- o(/) ocZ <{z :2'5: ~uJ :2z c<l b I C;:2 ..- uJ I ...J Q) - (/) ~ - o - s:::. s:::. 0> t = ~ ~Q)t- ~ o"-co-= .0 O~C"J-= (/) ~- :::>-CrC"J = ~ cU)ch= U) (/) ~ Q)"- -: _0(/)0- Q5:::;0~~: c:::>-OO......== '-_ cs:::.~ - ~ 0 ~to... -: u..,--~ = ~2Q5oa>= -0 (/) .0 0 (j) = C '0> E Q) .~ = ~Q)~c~-::: <.90::000"; o t-' Lowell R. Gates, Esq. P A No. 46779 Gates, Halbruner & Hatch, P.c. 1013 Mumma Road, Suite 100 Lemoyne, P A 17043 (717) 731-9600 phone (717) 731-9627 fax IN THE MATTER OF THE SECOND AND FINAL ACCOUNT OF THE PENELOPE L. GRIFFITH SPECIAL NEEDS TRUST dated June 1, 1995 \t. AND NOW, this ~ day of : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : NO. 03'~ I OO~ ORDER o/-t , 2006, upon consideration of the Petition for Approval of the Second and Final Account of Community Banks Trust and Management Services, Second Successor Trustee of the Penelope L. Griffith Special Needs Trust under Agreement dated June 1, 1995, and the corresponding Second and Final Account of Community Banks Trust and Management Services, Second Successor Trustee aforesaid, and there being no objections filed on the Petition and Account, said Petition is approved and the Account is approved and confirmed absolutely; and it is directed that distribution be made in accordance with the Statement of Distribution attached thereto. "l BY THE COURT: 1