HomeMy WebLinkAbout12-05-11J 1505610101
REV-1500 ex `°'-'°'
PA Department of Revenue Pennsylvarda
Bureau of Individual Taxes ~`~'w..`"T~~~INHERITANCE TAX RETURN
PO BOX 280601
Harrisburg, PA i~i28-0601. RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY
300-22-7997 09/10/2010
Decedent's Last Name Suffix
_.. __
', Bender
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix
I [none]
Spouse's Social Security Number
OFFICIAL USE ONLY
County Code Year File Number
a[ ,o oggi
Date of Birth MMDDYYYY
j 05/29/1925
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
OD 1. Original Return O 2. Supplemental Return O 3. Remainder Return (date of death
pdorto 12-1&82)
O 4. Limited Estate O 4a. Future Interest Compromise (date of O 5. Federal Estate Tax Return Required
death after 12-12-82)
Cp 6. Decedent Died Testate O 7. Decedent Maintained a Living Trust 0 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
O 9. Litigation Proceeds Received O 10. Spousal Poverty Credit (date of death O 11. Election to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. O)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
Darrel W. Bender, Esq. ! (717) 221-4537
First line of address
1652 Lowell Lane
Second line of address
Clty or Post Office
New Cumberland
Correspondent's a-mall address: BENDORIONCci4VERIZON.NET
REGISTER OF WILLS USE OIiIL~'
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Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief,
it is tme, correct and complete. DeGaretion of preparer other than the personal representative is based on all information of which preparer has any knowledge.
Si j RE OF PER SPONSIBLE FOR FILING RETURN DATE L ~
A~ ~M~i 1 f! L.s I { I
1652 Lowell Lane, New Cumberland, PA 17070
SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE DATE
ADDRESS
PLEASE USE ORIGINAL FORM ONLY
Side 1
L 1505610101 1505610101 J
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REV-1500 EX
oecedenc's Nems: Emily E. Bender
Decedent's Social Security Number
300-22-7997
1. Real Estate (Schedule A) ............................................. 1.
2. Stocks and Bonds (Schedule B) ....................................... 2. '.
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. ',
4. Mortgages and Notes Receivable (Schedule D) ........................... 4.
5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5.
6. Jointly Owned Property (Schedule F) O Separate Billing Requested ....... 6. ', 98,374.83
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) O Separate Billing Requested........ 7. 283,040.13
8. Total Groas Assets (total Lines 1 through 7) ............................. 8. ', 564,958.74 ',
9. Funeral Expenses and Administrative Costs (Schedule H) ............. ...... 9. ', 28,695.99 ',
10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule Q ........ ...... 10. ' 1,156.90
11. Total Deductions (total Lines 9 and 10) ........................... ...... 11. 29,852.89 '.
12. Net Value of Estate (Line 8 minus Line 11) ........................ ...... 12. 535,105.85 ''
13. Charitable and Govemmentai Bequests/Sec 9113 Trusts for which
..
~... ,..W...~..... ...
an election to tax has not been made (Schedule J) .................. ...... 13. ', 5,000.00 ',
14. Net Value SubJect to Tax (Line 12 minus Line 13) ................ . . ...... 14. ', 530,105.85
TAX CALCULATION • SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116 ""
16. Amount of Line 14 taxable ~ ~~~~ ~~~~~~'~ ~~ ~~~~~"~~
at lineal rate X .0 45 ', 530,105.85
~_.__ _ ~ ~ _...__. ....____.._._M_~
17. Amount of Line 14 taxable
at sibling rate X .12
e_.~__~ .... .,_„u _~__ _ _...;
18. Amount of Line 14 taxable
15.'
18. ! 23,854.76
17.1
at collateral rate X .15 18.
__
19. TAX DUE ......................................................... 19.'
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
Side 2
15056101D5 1505610105
15D5610105
23,854.76 ',
O
REV-1500 EX Page 3 Flle Number
Decedent's Complete Address:
Emily E. Bender
STREETADDRESS
624 Cedar Ridge Lane
cITY
Mechanicsburg
ZIP
17055
Tax Payments and Credits:
1. Tax Due (Page 2, Line 19) (1) 23,854.76
2. CredRs/PaymeMs
A. Prior Payments - _ 22,464.84
B. Diswunt 847.34
Total Credits (A + B) (2) 23,412.18
3. Interest
(3)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
FIII in oval on Page 2, Line 20 to request a refund. (4)
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 442.58
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a Vansfer and: Yes No
a. retain the use or income of the properly transfened :..................................................................................: ....... ^ ^X
b. retain the right to designate who shall use the property transferred or its income : ..................................... ....... ^ ^X
c. retain a reversionary interest; or ................................................................................................................... ....... ^ ^x
d. receive the promise for life of either payments, benefds or care? ............................................................... ....... ^ ^fc
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? ....................................................................................................... ....... ^ ^z
3. Did decedent own an "in trust for" orpayable-upon-death bank account or security at his or her death? ....... ....... ^ Q
4. Did decedent own an individual retirement account, annuity or other non-probate property, which
contains a beneficiary designation? .................................................................................................................. ...... 0 ^
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
~- .
For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is
3 percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
• The tax rate imposed on the net value of Vansfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in
72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
REV-1502 EX~+ (11-OB)
~ pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
INNERITANCE TAX RETURN REAL ESTATE
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Emily E. Bender 21-10-0991
All real property owned solely or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller, neither being Compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real property that is jointlyowned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1' Townhouse situate in Cumberland County at 624 Cedar Ridge Lane, Upper Allen Township,
Mechanicsburg, Pennsylvania 17055. Sale price $129,900 less $5,000 seller's assistance
{reported with sales expenses on Schedule H). 129,900.00
TOTAL (Also enter on Line 1, Recapitulation.) $ 129,900.00
If more space is needed, insert additional sheets of the same size.
1 REV-1508 EX+ (6-89)
SCNEpULE E
COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS ~ MISC.
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Emily E. Bender 21-10-0991
Indude the proceeds of litigation and the dale the proceeds were received by the estate.
AN prope-ty Jolntly~owned with right of aurvlvorshlp must bs dbdoaed on schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
Furniture, household goods, wearing apparel and jewelry 1,000.00
Cash found on premises 440.58
Federal Income Tax Refund 2,598.00
Insurance, utility and magazine subscription refunds due at date of death 1,061.69
Certificates of deposR 48,543.51
TOTAL (Also enter on line 5, Recapitulation) S 53,643.78
(If more space is needed, InseA additional sheets of the same size)
REV-15og EX+ (ol-lo)
Pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
ItESIDENi DECEDENT
SCNEpYLE F
]OINTLY-OWNED PROPERTY
ESTATE OF: FILE NUMBER:
Emily E. Bender 21-10-0991
If an asset berme jointly owned within one year of the decedents dah of death, R must ba roported on Schedule G. ,
SURVIVING JO1NT TENANT(S) NAME(S) ADDRESS RELATIONSHIP TO DECEDENT
A• Darrel W. Bender 1652 Lowell Lane son
'New Cumberland, PA 17070
B.
C.
JOINTLY OWNED PROPERTY:
ITEM
NUMBEA LETTER
FDR.X)IHT
TENANT DATE
MADE
JOINT DESCRIPTION OF PROPERTY
INCLUDE NAME OF FlNANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR
IDENTIflING NUMBER. ATTACH DFED FOR ]DINKY NEID REAL ESTATE.
DATE OF DEATH
VALUE OF ASSET % of
DECEDENT'S
INTEREST DATE of DEATH
VALUE OF
DECEDENT'S INTERES!
t. A. 09117108 PNC Bank, Cheokirg Account No. 000005004403176 5,022.38 50 2,511.19
2. A -09117108 PNC Bank, Savings Account No. 000005004057031 9,373.91 50 4,686.96
3. A '09115/08 PNC Bank, Savings Account No. 000005005168956 182,353.36 50' 91,176.68
TOTAL (Also enter on Line 6, Recapitulation) I; 98,374.83
If more space is needed, use additional sheets of paper of the same size.
REV-1510 EX+ (OB-09)
~ Pennsylvania SCHEDULE G
DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND
INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Emily E. Bender 21-10-0991
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
ITEM
NUMBER DESCRIPTION OF PROPERTY
INCWDE THE NAME OF THE TRANSFEREE, THE1R REtAIIDNSHIPTO DECEDENT AND
THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE.
DATE OF DEATH
VALUE OF ASSET
Wo OF DECD'S
INTEREST
EXCLUSION
(IF APPLICABLE)
TAXABLE
VALUE
1~ Union Central Life Insurance Company, Deferred Annuiiy Contract No. '
A00001076F 27,810.58 100 0.00 27,810.5!
2 Union Central Life Insurance Company, Deferred Annuity Contract No.
A00001083F(IRA) 74,121.47 100 0.00 74,121.4
3 Union Central Life Insurance Company, Defened Annuity Contract No. `
A64002191S 42,575.34 100 0.00 42,575.3
4 Lincoln Benefit Life Insurance Company, Deferred Annuity Contract No.
LBF1114314 135,479.54 100 . 0.00 135,479.5
5 .Sovereign Bank Certificate of Deposit (IRA) IRA CD No. 1100030268
3,053.20 100 ' 0.00 3,053.2(
TOTAL (Also enter on Line 7, Recapitulation) ~ I' 283,040.13
If more space is needed, use additional sheets of paper of the same size.
REV-1511 EX+ (10-09)
~ pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES AND
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
Emily E. Bender 21-10-0991
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
t' Myers Funeral Home, cremation, funeral, internment, fee for minister and pianist 3,975.00
Silver Spring Presbyterian Church Women's Association, mercy meal 88.73
B. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions: 0.00
Name(s) of Personal Representative(s) Darrel W. Bender & Dean K. Bender
street address 1652 Lowell Lane / 322 Fortuna Drive
city.. New Cumberland /Hatfield state PA up 17070
Year(s) Commission Paid: none paid
2. Attorney Fees: 45.00
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.) 0.00
Claimant
Street Address
City State ZIP
Relationship of Claimant to Decedent
4• Probate Fees: 467.50
5. Accountant Fees: 0.00
6• Tax Return Preparer Fees: 0.00
~• Utilities, HOA dues, snow removal, real estate taxes 8 insurance through date of sale of real estate 2,509.70
Costs of fixing up real estate for sale 6,204.92
Real estate commission, seller's assistance and closing costs 14,714.90
Publication of legal notices 385.83
Other administrative expenses 54.31
TOTAL (Also enter on Line 9, Recapitulation) $! 28,445.89
If more space is needed, use additional sheets of paper of the same size.
Rev-ISIZ ex+ itz-oe~
pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Emily E. Bender 21-10-0991
Report debts Incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses.
If more space is needed, insert additional sheets of the same size.
REV-1513 EX+ (OS-10)
~ pennsylvania
DEPARTMENT OF REVENUE
INHERRANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE
BENEFICIARIES
ESTATE OF: FILE NUMBER:
Emily E. Bender 21-10-0991
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not Llst Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under
Sec. 9116 (a) (11).]
1• Darrel W. Bender, 1652 Lowell Lane, New Cumberland, PA 17070 son 50°~
2. Dean K. Bender, 322 Fortuna Drive, Hatfield, PA 19440 son 50%
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET, AS APPROPRIATE
NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
L
B. CHARITABLE ANO GOVERNMENTAL DISTRIBUTIONS:
1.
Silver Spring Presbyterian Church, 444 Silver Spring Road, Mechanicsburg, PA 17055 5,000.00
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. ~;! 5,000.00
If more space is needed, use additional sheetr of paper of the same size.
Estate of Emily E. Bender
File Number: 21-10-0991
Sch E
Miscellaneous Property
Furniture, household goods (see attached
explanation)
PPL payment for old refrigerator & freezer $ 70.00
Alice O'Neill -sale of 4 pictures $ 60.00
Bed, 2 dressers, etc. given to grandchildren $ 270.00
Penelope Bemheisel -sale of furniture to
buyer of real estate $ 600.00
Total household goods $ 1,000.00
Cash found in drawer $ 440.58
Certificates of Deposit $ 48,543.51
Genworth LT Care Insurance refund $ 501.66
Verizon refund $ 6.00
Readers Digest refund $ 7g.g4
Consumer Reports refund $ 12.00
Comcast refund $ 51.99
AARP refund $ 28.89
Boon Chapman refund $ 29.89
Time magazine refund $ 21.04
Professional insurance (dental) refund $ 308.97
Guideposts refund $ 21.31
Total Refunds $ 1,061.69
Federal Income Tax Refund $ 2,598.00
Total Schedule E $ 53,643.78
Estate of Emily E. Bender SSN: 300-22-7997
Schedule E: Valuation of furniture and household goods: $1,000.00
The decedent was 85 years of age at the time of her death. She was very frugal, and preferred
the old familiar worn things she had to new things. She was short and slender, and in the last
years of her life was not very active due to cardiac, vision and orthopaedic problems. For these
reasons she put little wear and stress on her furniture. But in her later years she was not able to
properly maintain her possessions.
In preparation to show the townhouse for sale we donated the usable household goods,
clothing and jewelry to the Salvation Army and Goodwill Industries. An old grill and some
charcoal were given to a neighbor. The rest including food, supplies, electronics and small
appliances were placed in the trash. The estate did not and could not have realized anything
from sale of these items. Therefore no value is attributed to them. We arranged for PPL to
pick up the old refrigerator and freezer for which the estate received a rebate of $70.00.
The furniture and decorative items were used to stage the real estate for showing to potential
buyers. The furniture was of 1950's and 1960's vintage contemporary style that had been
acquired prior to 1972. It was not of exceptional quality and showed noticeable signs of wear.
Other than the value of staging the townhouse for showing to potential buyers, the furniture
represented a potential liability in that it would have been costly to remove without damaging
the townhouse.
We were concerned about how to dispose of the furniture quickly after the real estate sold. We
contacted one auctioneer to obtain an appraisal of the remaining items and about removing
them after the house sold. He promised to come out to see the furniture, but never called back
or returned subsequent calls. We had anticipated that the net amount that would have been
realized through an auction or otherwise would have been minimal. At best we hoped that the
estate might have realized $1,000.00, net of expenses, from sale of the household goods and
furniture at auction after adding in the $70.00 rebate received from PPL for a fifty (50) year old
freezer and a thirty (30) year old refrigerator.
The real estate sold with two weeks, with settlement initially set for four weeks after the contract
was signed, but ultimately moved up four days earlier. After the contract was signed the buyer
was approached through the realtors about purchasing the furniture. While we waited for
weeks to see if she had any interest, we sold a table and several decorative items to the real
estate agent for $60.00. A picnic table, some of the bedroom furniture, and an old plastic
hanging light were given to sons and grandchildren.
About a week prior to settlement the buyer indicated that she was interested and agreed to
purchase everything that remained for $600.00, which saved the estate the cost of moving
everything. This included the large dining room table, matching server and ten matching chairs,
solid beech china cupboard, solid beech kitchen table, a couch, solid cherry desk, solid cherry
coffee table, king size bed, mattress and box spring, matching dressers, many other chairs, a
second picnic table and benches, and numerous other items of furniture, decorative items,
garden equipment, tools, shelving, etc.
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CUMBERLAND COUNTY
PENNSYLVANIA
GRANT OF LETTERS
No . 2010- 00991 PA No . 21- 10- 0991
Estate Of: EMILYEBENDER
(First, Midd/e, Last/
Late Of: UPPER ALLEN TOWNSHIP
CUMBERLAND COUNTY
Deceased
Social Securi ty No: 300-22-7997
WHEREAS, on the 28th day of September 2010 an instrument dated
May 25th 1999 was admitted to probate as the last will of
EMIL Y E BENDER
/First, Middle, Lastl
late of UPPER ALLEN TOWNSH/P, CUMBERLAND County,
who died on the 10th day of September 2010 an
WHEREAS, a true copy of the will as probated is annexed hereto.
THEREFORE, I, GLENDA EARNER STRASBAUGH Register of Wills in and
for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby
certify that I have this day granted Letters TESTAMENTARY to:
DARREL W BENDER and DEAN K BENDER
who have duly qualified as EXECUTOR(R/X)
and have agreed to administer the estate according to law, all of which
fully appears of record in my office at CUMBERLAND COUNTY COURT HOUSE,
CARL/SLE, PENNSYL VANIA.
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal
of my office on the 28th day of September 2010.
eg/ster at w/1/s
i i //~.,r
"i°, r
~BpUI~ y ~ f
**NOTE** ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST)
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LAST WILL AND TESTAMENT ~o
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EMILY E. BENDER ` ~~''~~ ?~'
~'_` ~~
,:~ J~ w.
I, EMILY E. BENDER, of 624 Cedar Ridge Lane, Meci~anics-
burg, Cumberland County, Pennsylvania, make, publish and declare
this as and for my Last Will and Testament, hereby revoking all
other Wills and Codicils heretofore made by me.
FIRST: I give and bequeath the sum of Five Thousand
and No/100 ($5,000.00) Dollars to the Silver Spring Presbyterian
Church, of Mechanicsburg, Pennsylvania, to be used for general
church purposes as the governing body of the Silver Spring
Presbyterian Church deems appropriate.
SEC I devise and bequeath all the rest, residue
and remainder of my estate of whatever nature and wherever
situate, including any property over which I hold power of
appointment and together with any insurance policies thereon, in
equal shares, to my son, DARREL W. BENDER and to my son, DEAN K.
BENDER, provided that should either DARREL W. BENDER or DEAN K.
BENDER predecease me, I give and bequeath their share unto their
issue per stirpes by representation.
THIRD: No provision is made in this, my Last Will and
Testament, for my son, DUANE G. BENDER, not necessarily because
of any lack of affection for him, but because he is already well
provided for.
FOURTH: Should any of my grandchildren not have
attained the age of twenty-one (21} years at the time for dis-
tribution to him or her, I give, devise and bequeath the share of
each such grandchild to my hereinafter named Trustee or Trustees,
IN SEPARATE TRUSTS, to hold, manage, invest and reinvest the
shares so received, and to use and apply from time to time such
portion of income and principal for the said grandchild's
education (including college, trade school or other similar
r_ . `_i
_. ',
,: -;
.. •~
training or education), as my Trustee or Trustees, in their sole
discretion, deem advisable.
Any income or principal not so applied shall be dis-
tributed to each grandchild when he or she attains the age of
twenty-one (21) years. In the event any of my grandchildren die
prior to the termination of this Trust, the interest of said
grandchild in said Trust shall cease with any income and
principal being divided evenly between or among my other grand-
children that are living or the separate trusts established
hereunder for their benefit.
FIFTH: In addition to all powers granted to them by
law and by other provisions of this Will, I give the fiduciaries
acting hereunder the following powers, applicable to all proper-
ty, exercisable without court approval and effective until actual
distribution of all property:
(A) To sell at public or private sale, or to lease,
for any period of time, any real or personal property and to give
options for sales, exchanges or leases, for such prices and upon
such terms (including credit, with or without security) or
conditions as are deemed proper. This includes the power to give
legally sufficient instruments for transfer of the property and
to receive the proceeds of any disposition of it.
(B) To partition, subdivide, or improve real estate
and to enter into agreements concerning the partition, subdivi-
sion, improvement, zoning or management of real estate and to
impose or extinguish restrictions on real estate.
(C) To compromise any claim or controversy and to
~~
abandon any property which is of little or no value.
;_
• (D) To invest in all forms of property, including
stocks, common trust funds and mortgage investment funds, without
::
restriction to investments authorized for Pennsylvania fiduci-
• cries, as are deemed proper, without regard to any principle of
v4 ~-•
diversification, risk or productivity.
2
(E) To exercise any option, right or privilege granted
in insurance policies or in other investments.
(F) To exercise any election or privilege given by the
Federal and other tax laws, including, but not necessarily being
limited to, personal income, gift and estate or inheritance tax
laws.
J
•~
`;~:,
;.
(G) To make distributions to my herein named benefici-
aries in cash or in kind or partly in each.
(H) To borrow money from themselves or others in order
to pay debts, taxes, or estate or trust administration expenses,
to protect o~ improve any property held under my will,. and for
investment purposes.
(I) To select a mode of payment under any qualified
retirement plan (pension plan, profit sharing plan, employee
stock ownership plan, or any other type of qualified plan) to the
extent the plan or the law permits them to do so, and to exercise
any other rights which they may have under the plan, in whatever
manner they consider advisable.
S XTH: I nominate and appoint DARREL W. BENDER, as
Trustee of the hereinabove described trusts. In the event of the
death, resignation or inability to serve for any reason
whatsoever of the said DARREL W. BENDER, I nominate and appoint
MARY ANN BENDER, wife of my son, DEAN K. BENDER, as Trustee of
the hereinabove described trusts, who shall serve without bond
and shall receive fair or reasonable compensation.
SEVENTH: I direct that all inheritance, estate,
transfer, succession and death taxes, of any kind whatsoever,
which may be payable by reason of my death, whether or not with
respect to property passing under this Will, shall be paid out of
the principal of my residuary estate.
IGHTH: All interests hereunder, whether principal or
income, which are undistributed and in the possession of the
fiduciaries acting hereunder, even though vested or distribut-
3
able, small not be subject to attac^.nent, execution or sequestra-
tion for any debt, contract, obligation or liability of any
beneficiary, and furthermore, shall not be subject to pledge,
assignment, conveyance or anticipation.
NI~1TH: I nominate and appoint DARREL W. BENDER and
DEAN K. BENDER, Co-Executors of this, my Last Will and Testament.
I direct that my Co-Executors, and their successors, shall not be
required to post security or a bond for the performance of their
duties in any jurisdiction.
IN WITNESS WHEREOF, I have hereunto set my hand and
seal to this, my Last Will and Testament, this .c"~'1- ~ day of
', .,<-_; . 1999 .
,:r.., ~l';..:.;~!; •~.-• (SEAL)
EMILY E.; ENDER
Signed, sealed, published and declared by the above-
named Testatrix as and for her Last Will and Testament in our
presence, who, at her request, in her presence and in the
presence of each other, have hereunto subscribed our names as
attesting witnesses.
Address
Address
._~
,;ate'
..~ /_
4
..-~ ..
~Ep.27. 2010 2:41PM PNC BANK 412-705-2747
~~~
t.~IN67't~tEwa'r
September 27, 201 D
Amanda Li
PNC Bank
Wvndsor Park Branch
1tE: Emily E Bender
SSN: 300.22-7997
DOJ,]: 09-10-2010
Dear Ms. Li:
Vo.0744 P. 2/3
In response to your request for Date of Death {DOD) balances for the customer noted above, our
records show the following:
Cert~icate of Deposit
Account ~ 31400273619 Established: 09-08-2005
EMILY E BENDER
DOD balance: $ 23,299.04 + 0.80 accrued interest
Account ~ 31300322774 Established: 12-18-2007
EMILY E BENDER
DOD balance: $ 4,133.69 + 0.72 accrued interest
Account # 31100325640
EMILY E BENDER
DOD balance: $ 21,081.92 + 0.72 accrued interest
Checking Account
Account ~ 5004403176
EMILY E BENDER
DAI2REL W BENDER
DOD balance: $ 5,022.3 8 + 0.04 accnied interest
Sxvin~s Account
Account ~ 5004057031
EMILY E BENDER
DAI3RFT. W BENDER
DOD balance: $ 9,373.91 + 0.69 accrued interest
Established: 02-08-2008
Established: 09-17-2008
Established: 09-17-2DD8
Page 1 of 2
,r.
Sep. 27. 2010 2:41PM
Account# SOOSi68956
PNC BANK 412-]05-2i47
EMILY E BENDER
BARREL Rr BENDER
DOD balance: $182,353.36 + 3.99 accrued itrterest
Vo.0i44 P. 3i3
Established: 09-15-2008
Please mote that this office provides date of death balances for deposit aecaumts (DtAs, CDs, Checkimg and
Savings}. We do not proceu nay iiaxneial trAaasectio.s or provide atateme~ab. If you raced assistance with
any of these items, please call i-888-PNC-BANK (i-888-762-2265) or stop try your loom PNC Bank branch
office.
Sincerely,
National Financial Servicas Center
PNC Bank, NA.
Member FDIC
Page 2 of 2
Sovereign
Court Ordered Processing \ Decedents - MA1-MB3-02-10 - P. O. Box 841005 -Boston, MA 02284
August 29, 2011
Darrel W. Bender
1652 Lowell Lane
New Cumberland, PA 17070
RE: Estate of Emily E. Bender
Date of Death: 09/10/10
Dear Mr. Bender:
Per your request, enclosed please find the account information as of the date of death
for the above-named decedent. For your information, accrued interest is not included in
the date of death balance.
Please feel free to contact me if I can be of any further assistance.
Very truly yours,
r~_~;~~,~ v~~, ~ l ~ ~ j
Donna M. Long
Lead Specialist ,
Phone:617-514-5189 '
Fax:617-533-1931
Sovereign Bank
ESTATE OF Emily E. Bender
SOCIAL SECURITY #: 300-22-7997
DATE OF DEATH: September 10, 2010
Account#: 1688137502
Open date: 10/8/1991
In the name of: Emily E. Bender
Date of Death Balance: $2,817.54
Int.(YTD) from 1/1/2010 to 8/31/2010 $76.11
Accrued interest to date of death:
13
Other Info: Acct Closed 04/15/2011 Primary Benef: Darrel W Bender and Dean K Bender
Type: IRA
Page 1 of 1
The Union Ceahsl .1876 Waycross Road
Life Inem~ance Cs~m~any Cincimtati Ohio 45240
(513) 595 2200
cvcvlv.wriamosnhaLoom
Inr•n•re ~ r`aarWanb
xut~cca,
September 16, 2010
Re: A00001083F
Emily E Bender
The net proceeds are payable to Darrell W Bender and Dean K Bender, sons, per stirpes.
The value of the policy as of the date of death was $74,121.47.
The death benefit is the accumulation value as of the date of death. When an election is made, interest on
claims will be calculated using the applicable death claim interest rate from the date of death to the date of
settlement.
This plan was funded by tax deferred contributions. Consequently, all death benefit distributions are fully
taxable as ordinary income. Based on our understanding of the Federal Tax Regulations governing
distribution of tax deferred annuity proceeds where the owner dies after the required beginning date, the
following three options are available to each beneficiary. Each option lists the requirements necessary for
the election.
Receive the funds svstematically over a period not longer than the nonrecalculated single life
expectancy of the beneficiary
Claim Requirements:
• Certified Death Certificate
• Claimant's Statement Form UN 3963 completed and notarized
• Personal Income Plan Election Form UN 5238
• Change of Beneficiary, Section 3, of the Tax Sheltered/Deferred Annuity Change and
Service Request Form UC 2946
If this option is elected and a new beneficiary is not designated, upon the death of the beneficiary,
the net death benefit will be payable to the estate of the beneficiary. The distribution must begin
by December 31 ~` of the year following the year of death. Receiving the funds systematically
based on the nonrecalculated single life expectancy of the beneficiary will spread out the tax
liability.
Securities offered through al8liate Americas
Investmem Corp., Member FINRA/SIPC.
The UaiotrG^.mtrat
I3fe %mgrance C`ompsu~
.18.76 Waycro~ Rued
t»nciaoeti Ohio 4524D
(313) 595~2~00
www:unamaenhg7,ooon
rne•netce fa~4Jm!Mlb.gota
XUNRWm{ery~
September 16, 2010
Re: A64002191 S
Emily E Bender
The net proceeds are payable to Darrell W Bender and Dean K Bender, sons, per stirpes.
The value of the annuity as of the date of death was $42,575.34.
The death benefit is the accumulation value as of the date of death. When an election is made, interest on
claims will be calculated using the applicable death claim interest rate from the date of death to the date of
settlement.
This deferred annuity policy was designed to provide annuity income benefits upon election; however, the
annuitant died prior to this election, and as a result, the value of the contract is now payable. Under the
current Internal Revenue Code, that portion of the value of the contract that exceeds the cost of the
contract -the net premiums paid - is taxable to the recipient as ordinary income. Based on our
understanding of the Internal Revenue Code governing distribution of annuity proceeds, the following
three options are available to each beneficiary. Each option lists the requirements necessary for the
election.
Receive the funds systematically over a period not longer than the life expectanc off tt-e
beneficiarv
Claim Requirements:
• Certified Death Certificate
• Claimant's Statement Form UN 3963 completed and notarized
• Personal Income Plan Election Form UN 5238
• Change of Beneficiary, Section 3, of the Tax Sheltered/Deferred Annuity Change
and Service Request Form UC 2946
If this option is elected and a new beneficiary is not designated, upon the death of the beneficiary,
the net death benefit will be payable to the estate of the beneficiary. The distribution must begin
by one year from the date of death. Receiving the funds systematically based on the life
expectancy of the beneficiary will spread out the tax liability. Generally, the gain will be
distributed first.
securities offered through affiliate Americas
Investmem Corp.. Member FINRA/SIPC.
T'he Union Central 1$'76 Waytro~ Road
I1fe Imuramee Company Cincirmati Ohio 45240
(313)593-200
n~v.nrriancerriral.com
Itiene~aie
xarp
September 16, 2010
Re: A00001076F
Emily E Bender
The net proceeds are payable to Darrel W Bender and Dean K Bender, sons, per stirpes.
The value of the annuity as of the date of death was $27,810.58.
The death benefit is the accumulation value as of the date of death. When an election is made, interest on
claims will be calculated using the applicable death claim interest rate from the date of death to the date of
settlement.
This deferred annuity policy was designed to provide annuity income benefits upon election; however, the
annuitant died prior to this election and, as a result, the value of the contract is now payable. Under the
current Internal Revenue Code, that portion of the value of the contract that exceeds the cost of the
contract -the net premiums paid - is taxable to the recipient as ordinary income. Based on our
understanding of the Internal Revenue Code governing distribution of annuity proceeds, the following
three options are available to each beneficiary. Each option lists the requirements necessary for the
election.
1. Receive the funds systematically over a period not lonlter than the life expectancy
of the beneficiary
Claim Requirements:
• Certified Death Certificate
• Claimant's Statement Form UN 3963 completed and notarized
• Personal Income Plan Election Form UN 5238
• Change of Beneficiary, Section 3, of the Tax Sheltered/Deferred Annuity Change
and Service Request Form UC 2946
If this option is elected and a new beneficiary is not designated, upon the death of the beneficiary,
the net death benefit will be payable to the estate of the beneficiary. The distribution must begin
by one year from the date of death. Receiving the funds systematically based on the life
expectancy of the beneficiary will spread out the tax liability. Generally, the gain will be
distributed first.
securftiea offered through atANaze amerirae
Investment Corp., Member FINRNSIPC.
U CORRECTED (if checked
FILER'S name, street address, city, state, ZIP code, and telephone no. 1 Date of closing OMB No. 1545-0997
1st Advantage Settlement Services Inc.
6375 Mercury Drive 5/23111 ~Oo 11
Suite 102 2 Gross proceeds
Mechanicsburg, PA 17050
Phone: 717-591-7755 g 129,900.00 Fonn 1099-S
FILER'S federal Ident~cation numbs TRANSFEROR'S identification number 3 Address or legal description
204678721
TRANSFEROR'S name
Estate of Emily E. Bender
Street address (including apt. no.)
City, state, and 21P code
~ het 4/F+AI9
Account or escrow number (see Instructions)
11113
P~
624 Cedar Ridge Lane
Mechanicsburg, PA 17055
Upper Allen Township
4 Transferor received or will receive property or services
7 8 ~ ~ as part of the consideration ('rf checked) .
5 Buyer's part of real estate tax
$ 461.04
Proceeds From Real
Estate Transactions
Copy B
For Transferor
This is important tax
Information and is being
famished to the Intemal
Revenue Service. If you
are required to file a
return, a negligence
penalty or other
sanction may be
Imposed on you if this
item is required to be
reported and the IRS
determines that it has
not been reported.
Fom, 1099-S (keep for your records) Department of the Treasury -Intemal Revenue Service
Questions about this statement can be answered by calling 1st Advantage Settlement
Services Inc. at 717591-7755.
Instructions for Transferor
For sales or exchanges of certain real estate, the person responsible
for closing a real estate transaction must report the real estate
proceeds to the Intemal Revenue Service and must famish this
statement to you. To determine if you have to report the sale or
exchange of your main home on your tax return, see the instructions
for Schedule D (Form 1040). H the real estate was not your main
home, report the transaction on Form 4797, Form 6252, and/or
Schedule D (Form 1040). H box 4 is checked and you received or will
receive like-kind property, you must file Form 8824.
rroderal mortgage subsidy. You may have to recapture (pay back)
all or part of a federal mortgage subsidy ff all the following apply.
• You received a loan provided from the proceeds of a qualified
mortgage bond or you received a mortgage credit certificate.
• Your original mortgage loan was provided after 1990.
• You sold or disposed of your home at a gain during the;first 9
years after you received the federal mortgage subsidy.
• Your Income for the year you sold or disposed of your home was
over a specified amount.
This will increase your tax. See Form 8628 and Pub. 523.
Account number. May show an account or other unique number
the filer assigned to distinguish your account
Box 1. Shows the date of closing.
Box 2. Shows the gross proceeds from a real estate transaction,
generally the sales price. Gross proceeds include cash and notes
payable to you, notes assumed by the transferee (buyer), and any
notes paid off at settlement. Box 2 does not include the value of
other property or services you received or will receive. See Box 4.
Box 3. Shows the address or legal description of the property
transferred.
Box 4. If marked, shows that you received or will receive services or
property (other than cash or notes) as part of the consideration for
the property transferred. The value of any services or property (other
than cash or notes) is not included in box 2.
Box 5. Shows certain real estate tax on a residence charged to the
buyer at settlement. M you have already paid the real estate tax for
the period that includes the sale date, subtract the amount in box 5
from the amount already paid to determine your deductible real
estate tax. But 'rf you have already deducted the real estate tax in a
prior year, generally report this amount as income on the "Other
income" line of Form 1040. For more information, see Pub. 523,
Pub. 525, and Pub. 530.
IF THE TAX ID NUMBER SHOWN ABOVE AS "TRANSFEROR'S Identification Number" IS INCORRECT OR
BLANK, PLEASE FILL IN THE CORRECT TAX ID NUMBER HERE: 2 7 ~~ $ 3 ~Z,3$
SOCIAL SECURITY NUMBERh'AX ID NUMBER
Receipt of this statement is hereby acknowledged
this 23 `~'9 d~ayy of /~'t 14Y , 20,x.
., '/~ ,Q....,ijh, nay .yc.t...,,T~.,,.
~l~ P---- C.a - rXe~-~, ..'
Estate of Emily E. Bender
~ • OMB Approval No. 2502-0265
• ~~ A. Settlement Statement (HUD-1)
8. Flle Number. 7. Loan Number: B. Mortgage Insurance Case Number:
Unins
^ Corn
^ RHS 3
®FHA 2
1
.
.
.
.
.
11113 6800411926 448-07771338 70
4. ^ VA 5. ^ Com. Ins. -
Q Nob: Thb form ie Tumbhad b give you a statement Of actual sMBsmsM wds. Amounts paW to grad by lM aedlemeM agsnte are shown Itarns madaed
'Ip.o.e)' wero Wb oadake Om doming they are shown here for Informstbnal purposes and are not Indtded In the totals.
D. Name & Address of Borrower. E. Name 8 Address of Seller: F. Name 8 Address of Lender:
Penelope A BenYaebel Estate of EmBy E. Bender Membem 1st Federal CredBlMbn
197 College F80 Road, Ends, PA 17025 1652 Lowell Late, New Cumbedand, PA 17070 5000 Loube Drive, Mechanicsburg, P a 17055
O. Properly Locatlorc H. SetOemeM Agent: I. SatllemeM Date: 05/2312011
824 Cedar Ridge Lane 1st Advantage Setllenterat Setvbes Inc. Disbursemerd Date: 05232011
b8edwraiaxburg PA 17055 8375 Mercuy Drive, SuOe 102, Madaartbsburg, PA 17050
Upper Allen Township
Telephate: 717591-7755 Fax: 717591-7756
Pl~e of Settlement: Tdbss
6375 Mercury Ddve, Sulte 102, Mechancsburg, PA 17050 P 052312011 at 9:51 am
by KS
100. Oran Aroslak grra kow 8onotwr
a price 129,900.00 400. l3ron AaatedOwbaSaOan
t. sabpdw t
102. Psmarlal 402. Personal
103. SetOaneMchsgeebbarawer(i1e1400) 7,24249 403.
104. 404.
105. 405.
for Nsata sa0sr b advance ua6nsnb for bwra Idler N advance
108. COyAosn Wms b 408. CltyAown ~ b
107. County tease 0512312011 b 17fd12011 301.68 407. Counlytea~~ 011 b 12/3112011 301.68
100. Sdtool Tama 05232(111 b 0613(YLO11 139.04 408. Scholl Taxes 0523@011 b 081302011 139.04
109. HOA Dues Q5Ip2011 b 051312011 20.32 409. HOA Dues 05@312011 b 05/31/!011 20.32
110. Saver 05232011 b O8f~2011 48.00 410. Sewer 05232011 b 06/382011 48.00
111. 411.
112. 412
120. OrowAemrxdDuetromBonouiw 1s7,651.53 4m. OntaAmouMDusto9eMu 130,WB.W
200. Atnowtb Pant a bt:BelrMef Borrower .500. RedueOom h AmouN Dwto Sdkr
aearrmstmamy 1, .. Eaooess xehwbttrlbne)
202. Pdradpd amount d new ban(s) 126,806.00 502 Settlement tiaatgee b seler (Ilan 1400) 15.038.84
203. a taken b 503. Eadatl s tdmra su b
204. 504: P offirst ban
205. CredlfaApprdadFeePOC(8) 400.00 505. Payo6dsecondmatgageloan
208. 508.
207. 507.
200. 508.
209. 509.
tar ketm ee0ar Ad uabnsnb br Oarn un sa8w
faares b 510. CltyAawn taxes b
211. CauMyt~xe~ b 511.- Countytaxes b
212 School Taxes b 512. School Taxes b
213. 513.
214. 514.
215. SdbrAeebt 5,000.00 515. SeBerAasist 5,000.00
218• 51&
217• 517.
218. 518.
219. 519.
3 ~ Tabu Paid Bsrrouar
300. CaMatBaltlemenikaolb'Borrouar
301. Gross amomd due fran barotver (Orm 120)
02 lees Arroietb paid byl(a bonossr Qlne 220) 133,008.00
137,851.53
133,006.00 520. TaW Raduaron Amwrd Due Bdlu
000.- CadrattteWeraerrttollromShcy
601. Gross amount due b seller (Ifne 420)
602. Less reduc0ora b amount due adler (Ikre 520) 20,030.04
130.409.04
20,038.84
3 03. Cah ®From ^ To Bomwwr 4,845.53 gp3, Cash ®To ^ From SdMr 110,x7020
Prev can editlons arc obsolete Page 1 4 HUo-1
~ ,,
700. TMMReaIEshESBroterFw ,743.00 Raid From P81d From
DNbbndaxanfesbn IIne700 astdwes: Borrower's .Seller's
701. gg6,gg to RelMaxlatAdvantage Funds at Funds at
702. 747.00 to Jack Gaughan Reatlor, ERA 'Settlement .Settlement
703. Pale ffi setllemerrt 8,743.00
704. ComNsalm to Relbtac 1st Advantage 350.00
1100. lam. N:Co «1tlr lwn
aegYutim (Irrdudes OepYiatlm Pdnt 0.000%ar 50.00) 5505.00 (from GFE 01)
802. Yow ae~t a drags )for the epsdflc interest rate dawn tran GFE ft2)
803. Your adJuabd origlnalion dlargas (iron GFE A) 505.00
~ to Members 1st Fedarai Credit Uniar Gran GFE 03) 400.00
806. Credit report to Members 1st Federal Credt lMbn ((mn GFE #+3) 20.
806. Tax aervke to Members 1st Federal CrerBt Unbn (iron GFE 03)
~7• Fbotl oartlflcatlotr fo Members 1st Federal Credf Unbn (from GFE N3) 12.50
808. ro
.000. OMrre L.MkM.OO He Pr00 N Adverrce
1. Daily k4eresl charges frorrr 11 to 068112011 @ 515.8258fday (tram GFE ) 1
hq. far months a Members 1st Federal Credt Udai (from GFE 03) 1, b3
s irreurarrce to months ~ G 011) 422.
904. months to from GFE 811
1001. kritlel depos8 fa yaa esadr account (fran GFE 09) 1,30128
1002. Flomeowrrefa irreuraae 3 months $ 35.17hrnnth ;105.51
1003. Mortgage Insuaxxs months O.OOhranth ;
1004. CBy FmPMy Tax mardhs 5 O.OOMranth 5
1005.CasrtyPropertyTax 4 months ; 41.t5lmonth ;164.60
1006. ScfaolTarces 12 months 108.44hnonlh ;1,30128
1007. AggregaleAd)uMmerrt 5-270.11
1700: TBN
1101. Title services and krrdei's tllle klauraae from GFE t4 1,368.75
1102. Seltlerner4adosingfee to 5
1103. Ownefa tltle inaaanoe from GFE 2(1.00
1104. Lendefa title Yrelaarrar ;1,186.75
1105. Lsrrder'a tOb po0ry Ortit 5126,606.00 Center's PaBcy
11f)8. Osrrer'a t01e pdky Emit 5129,900.OD Oamels Pdlcy
1107. Agada patlon d the total tltle Insraalce prorrdum 51,027.44
1108. Underaribr's palbn dtlb rofal tltle insurance pradum 5181.31
1109.
1110. Notary to Kdsterr D. Shtve 10.00
1111. Tax Certl6callelorr Fee b 1st Alvan Settlement S 10.00
1112. t0 ;
17'00. ffovsrrlnnM m4Trarrshr
1201. Govemmer4 reoadng dlarpea ; (from GFE 07) 148.00
1202. Deed 58200 ;88.00 Release S
1203. Transfer taxes 5 lip GFE 08) 1,299.00
1204. COy/CcuMytarlatefnf~ Deed 1 .00
1205. Stale Tmr/starrps Deed it .lb 5 1,299.00
1206. Deed
1207. 5
1700:..A4dl8aref 8sltlsresrrt
130 , eervloea tlret you can dap fa (from GFE O6)
1302. Survey po
1303. to
1304. to
1305, to
1306. SarerMl$130 to AtlenT 112.
1307. Inhedtanoe Tax Payment to ' tar d W91s t
7,Z4Z.48 15,038.84
Rak1 oumlee d tloeYrg by (B)aroxer, (B)aler, (L~rrder, (IMvesla, &o(1(Jer. "Credit by larder shaven on page 1. "'Credl by seller stxxvn on page 1.
Previous editlons are obso Page 2 of 4 HUD-1
.l
HUD CERTIFICATION OF BUYER AND SELLER
' trove nrafuky reviewed the HU67 Seftkment Statement and to the brct of my knovAedge end belbf, k is a true and accurate elatemeM of all receipts end
IMDunMrMrMS made on my accourd or hY me in tllis trernac0on I fuller certify that I have received a copy of the HUD-7 Settlement Statement
'arebpa A. / ~~~~~
d EmNy E. BerMer
7ua HUQi SstlNnNnt Sfa7rnerlt whidf 1 have proparsd N a true and
ibbursed M acooNarrce vrNh this statement
sETTLEMENr
orwW pose the fads ro he
.'S.Z~.II
DATE
NARNINCi: IT IS A CRIME TO KNOIMNOLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM PENALTIES UPON
:ONVICT1pN CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TRLE 78: U.S. CODE SECTION 1001 AND SECTION 7010.
'rcvbus editlons arc obsolete Page 4 4 HUo-l
s~lvE~ sp~~nc p~ESBytE~~an church
Founded 1734 ^ Meeting House Erected 1783
444 Silver Spring Road ^ Mechanicsburg, Pennsylvania 17050
Phone (717) 766-0204 wrvw.silverspring.org
Fax (717) 796-2189
June 16, 2011
Darrel W. Bender, Esq.
1652 Lowell Lane
New Cumberland, PA 17070
Dear Mr. Bender,
This will acknowledge, with our thanks, the generous gift to Silver Spring as directed by
Emily Bender's will.
The gift will likely be applied towazd the Waugh-Wilson Retreat Center which is currently
being developed by the church on the recently acquired property next door.
We are blessed to have had the opportunity to know Emily and to benefit from her
generosity. This gift will be recognized at the next Legacy Giving Sunday along with
others who have made planned gifts to Silver Spring throughout the year.
Sincerely,
John W. Greenleaf, Jr.
for the CommitmentlLegacy Giving Committee
'COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OP INDIVIDUAL TAXES
DEPT. 280801
HARRISBURG, PA 1 7128-0801
RECEIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
N0. CD 013777
BENDER DARREL W
1652 LOWELL LANE
NEW CUMBERLAND, PA 17070
ACN
ASSESSMENT AMOUNT
CONTROL
NUMBER
lala
ESTATE INFORMATION: sSN: 300-zz-7997
FILE NUMBER: 2110-0991
DECEDENT NAME: BENDER EMILY E
DATE OF PAYMENT: 12/13/2010
POSTMARK DATE: 12/10/2010
COUNTY: CUMBERLAND
DATE OF DEATH: 09/10/2010
REMARKS: RECEIPT TO ATTY
SEAL
CHECK# 216
101 ~ 518,000.00
TOTAL AMOUNT PAID:
REV-1162 EX111.96)
518; 000.00
INITIALS: HMW
RECEIVED BY: GLENDA EARNER STRAS6AUGH
REGISTER OF WILLS
TAXPAYER
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
DEPT. 280601
HARRISBURG, PA 17128-0801
RECEIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
REV-1162 EX(11-96)
N0. CD 014584
1ST ADVANTAGE SETTLEMENT SERV.
6375 MERCURY DR
SUITE 101
MECHANICSBURG, PA 17050
f.~a
ESTATE INFORMATION: sSN: 300-2z-7997
FILE NUMBER: 2110-0991
DECEDENT NAME: BENDER EMILY E
DATE OF PAYMENT: 06/16/2011
POSTMARK DATE: 06/06/201 1
COUNTY: CUMBERLAND
DATE OF DEATH: 09/10/2010
REMARKS: RECEIPT TO ATTY
CHECK#17887
SEAL
ACN
ASSESSMENT AMOUNT
CONTROL
NUMBER
101 ~ 54,864.84
TOTAL AMOUNT PAID:
INITIALS: DB
RECEIVED BY
54,864.84
GLENDA EARNER STRASBAUGH
REGISTER OF WILLS
TAXPAYER
PENNSYLVANIA INHERITANCE TAX
INFORMATION NOTICE
BUREAU of INDIVIDUAL TAXES AND FILE N0. 21 10-0991
PD Box zeosol TAXPAYER RESPONSE ACN 10159246
HARRISBURG PA 17128-0601
DATE 10-19-2010
REV-ITiT El AFI <ET-RT]
DARREL W BENDER
1562 LOWELL LN
NEW CUMBERLAND PA 17070-2239
EST. OF EMILY E BENDER
SSN 300-22-7997
DATE OF DEATH 09-10-2010
COUNTY CUMBERLAND
REMIT PAYMENT AND FORMS T0:
REGISTER OF WILLS
1 COURTHOUSE SQUARE
CARLISLE PA 17013
TYPE OF ACCOUNT
® SAVINGS
CHECKING
TRUST
CERTIF.
PNC BANK NA provided the DaDartment with the information balowr which has boon used in calculating the
Dotantial tsx due. Records intlicat• thst at the death of th• above-nsmed decedent. You ware a ioint owner/benafieiarv of this account.
If you Taal the information is incorrect, plaas• obtain written correction from the financial institution, attach a copy to this form
and return it to the above adtlress. This account is taxable in accordance with the Inheritance Tax laws of the Commonwealth of
Pannsvlvenia. Please till {~1]) 797-9327 wlth g4a3tien3-
COMPLETE PART 1 BELOW ^ SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS
Account No. 000005005168956 Date 09-15-2008 7o ensure proper credit to the account. two
Established copies of this notice oust accomparo
payment to the Register of Wills. Make check
ACCOUnt Balant e- $` 182.353.36 payable to "Ragistar of Wills. Agent".
Portent Taxable X 50.000
NOTE: If tax payments era made within th roe
Amount Subject to Tax y` 91, 176.68 months of the decedent's date of death,
Tax Rat a X . 045 deduct a 5 portent discount on the tax due.
Am Inheritance Tex due will become delinquent
Potenti 1 0 2 . 9 5
al Tax Due ~` 4, nine months after the date of death.
Peer TAXPAYER RESPONSE
0
A. ~ The above infonation and tax duo is correct.
Remit payment to the Register of Wills with two copies of this notice to obtain
CHECK s discount or avoid interest, or check box "A" and return this notice to the Ragistar of
0 NE Wills and an official assessment will be issued by the PA Department of Rsvenue.
C
BLOCK B. y1 The aDOVe asset has been or will bo raportotl and tax p aid with the Psnnsylvsnia Inheritance Tax return
ON L Y J
~+ to be filed by the estate ravrasantative.
C. ~ The above informs ion 15 incorr ct and/or debts and deductions were Daid.
Complete PART 2~ and/or PART 3~ below.
PART
TAX
If indicating a different tax rate, please state
relationship to decadent:
RETURN - COMPUTATION OF TAX ON JOINT/TRUST ACCOUNTS
LINE 1. Date-Established
2. Account Balance
3. Percent Taxable
4. Amount Subject to Tax
5. Debts and Deductions
6. Amount Taxable
7. Taz Rate
8. Tax Due
PART
DEBTS AND DEDUCTIONS CLAIMED
:der penaltlesof perjury, I declare that the facts I have
:m eta to th be of my knowledge and belief.
1
2
3 X
4
5 -
6
7 X
8 $
reported above are true, correct and
HOME (~~ 7 ) 7 ~ Z.b
WORK C ~r y ) 2,~'-~.5;~
TCI~ Al11MRCD ~ ne
DATE PAID PAYEE DESCRIPTION AMOUNT PAID
PENNSYLVANIA INHERITANCE TAX
INFORMATION NOTICE
BUREAU OF INDIYIDUAL TAXES AND FILE N0. 21 10-D991
Po cox zaosgl TAXPAYER RESPONSE ACN 10159245
WIRRISBURG PA 17126-0601 DATE 10-19-2010
REV•1e63 EY •FP <Re-Ee~
DARREL W BENDER
1652 LOWELL LN
NEW CUMBERLAND PA 17070-2239
EST. OF EMILY E BENDER
SSN 300-22-7997
DATE OF DEATH 09-1D-2010
COUNTY CUMBERLAND
REMIT PAYMENT AND FORMS T0:
REGISTER OF WILLS
1 COURTHOUSE SQUARE
CARLISLE PA 17013
TYPE OF ACCOUNT
® SAVINGS
CHECKING
TRUST
CERTIF.
PNC BANK NA provided the Department with the information below, which has bean used in calculating the
potential tax due. Records indieat• that at 4he death of the above-named decadent, You warp a ioint owner/banaf iciary of this account.
If yeu fool the infor.etion is incorrect. please obtain written correction frog the financial institution, attach a copy to this fora
and return it to the above address. This account is taxable in accordance with the Inheritance Tax laws of the Commonwealth of
Pennsylvania. Please call C717) 787-8327 with questions.
COMPLETE PART 1 BELOW * SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS
Account No. 0 0 0 0 050 04057031 Data 09-17-2008 7o ensure proper credit to the account, two
Established copies of this notice must aeeompa~q,
payment to the Register of Wills. Make check
Account Balance ~ 9,373.91 payable to "Register of Wills, Agent".
Percent Taxable X 50.000
NOTE, If tax payments era made within th re•
Amount Subject to Tax $ 4,686.96 months of the decedent's data of death,
Tax Rata X . 045 deduct a 5 Dereent discount on the tax due.
AM Inheritance Tax due will become delinquent
Potential TaX DUO ~' 210.91 nine months after the data of death.
A. ~ The above information and tax due is correct.
Rewit payment to the Register of Wills with two copies of this notice to obtain
CHECK a discount or avoid interest. or Cheek box "A" and return this notice to the Register of
C ONE ~ Wills end an official assessment will be issued by the PA Department of Revenus.
BLOCK B. Tha above asses has bean er will be reported and tax paid with the Pennaylvania Inharitanca Tax return
ONLY ~ to be filed by the estate representative.
C. ~ Tha above informs ion is incorrect and/or debts and deductions were Daid.
Complete PART 2~ and/or PART 3~ below.
PART If indicating a diffe rant tax rata, please state
relationship to decadent:
TAX RETURN - COMPUTATION OF TAX ON JOINT/TRUST ACCOUNTS
LINE 1. Date Established 1
2. Account Balance 2
3. Percent Taxable 3 X
4. Amount Subject to Tax 4
5. Debts and Deductions 5 ,
6. Amount Taxable 6 ~
7. Tax Rata 7 X
8. Tax Duo 8 +~
PART DEBTS AND DEDUCTIONS CLAIMED
3^
DATE PAID PAYEE DESCRIPTION AMOUNT PAID
WORK C7/'f )
Un er penalties of perjury, I declare that the facts I have reported above are truej, correct and - '
comp ate to the bast of my knowledge and belief. HOME C`~/ ~ ) ~7hM .i 2f0~~
. PENNSYLVANIA INHERITANCE TAX
INFORMATION NOTICE
BUREAU OF INDIVIDUAL TAXES AND FILE ND. 21 10-0991
Po Box zaosol TAXPAYER RESPONSE ACN 10159244
HARRISBURG PA 17126-0601
DATE 10-19-2010
DARREL W BENDER
1652 LOWELL LN
NEW CUMBERLAND PA 17070-2239
EST. OF EMILY E BENDER
SSN 300-22-7997
DATE OF DEATH 09-10-2010
COUNTY CUMBERLAND
REMIT PAYMENT AND FORMS TO:
REGISTER OF WILLS
1 COURTHOUSE SQUARE
CARLISLE PA 17013
TYPE OF ACCOUNT
SAVINGS
® CHECKING
TRUST
CERTIF.
PNC BANK NA provided the Department with the information below, which has boon used in calculating th•
potential tax due. Records indicate that at the death of the above-named decedent. you ware a joint owner/beneficiary of this account.
If you feel the information is incorrect. please obtain written correction from the financial institution, attach a copy to this form
and return it to the above address. This account is taxable in accordance with the Inheritance Tax laws of the Commonwealth of
Pennsylvania. Please call C717) 767-6327 with questions. -
COMPLETE PART 1 BELOW * SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS
Account No. 000005004403176 Date 09-17-2008 To ensure proper credit to the account, two
Established copies of this notice oust accompany
payment to the Register of Wills. Make chock
Account Balance ~` 5 a 022.38 payable to "Register of Wills, Agent".
Percent Taxable X 50.000
NOTE: If tax payments era made within three
Amount Subject to Tax ,S` 2,511.19 months of the decedent's data of death.
Tax Rate X .045 deduct a 5 percent discount on the tax due.
Any Inheritance Tax due will become delinquent
Potential TaX Due $ 113.00 nine months attar the date of death.
P
T TAXPAYER ESPONSE
~
1
A. ~ Tha above information end tax due is correct.
Remit payment to She Register of Wills with two co pies of this notice to obtain
a discount or avoid interest, or check box "A" and return this notice to the Register of
CHECK Wills and an official assessment will be Sssuad by the PA Department of Revenue.
ONE
~
C
BLOC K B. ~
VH Th• above asset has boon or will be reported end tax D a1d with the Pennsylvania Inheritance Tax return
ONLY ////~~~~--^^^^to be filed by the estate repro sentativa.
C. ~ The above informs ion 15 incorr ct and/or debts and deductions ware Daid.
Complete PART 2~ and/or PART ~ below.
PART If indicating a different tax rata, plaasa state
relationship to decedent:
TAX RETURN - COMPUTATION OF TAX ON JOINT/TRUST ACCOUNTS
LTNE 1. Dat• Established 1
2. Account Balance 2 ~
3. Percent Taxable 3 X
4. Amount Subject to Tax 4
5. Debts and Deductions 5 -
b. Amount Taxable 6
7. Tax Rate 7 X
8. Tax Dua 8 $
PART DEBTS AND DEDUCTIONS CLAIMED
0
DATE PAID PAYEE DESCRIPTION AMOUNT PAID
Under penalties of perjury. I declare that the facts L have reported ~a lb io ve are^tlrue, co rr~re~ct and
c mp~,a to t~h e9 bye st of my knowledge and beliefi. HOME C /1~ ~ /~ ~~^~~
~ ' 1~--~3~ WORK ( "7 !7 1 ~Z/ - ~.r.~ ~ /Z
~.vn'B41 n n~.+u~,•n nr' TCI COIJA AIF AIIIMRCD Ile
Payable To:
DENNIS ZERBE, TAX COLLECTOR
Township Of Upper Allen Tax Coll.
MECHANICSBU
TAXES G, PA 1705
TAX RATE ISCOUNT
Until 0
COUNTY 1.902 ML 276.06 281.69 309.86
CNTY LIB .143 ML 20.76 21.18 23.30
TOWNSHIP 1.292 ML 187.49 191.32 210.45
ST LIGHT 1.000 ML .00 .00 .00
FIRE HYDRT .087 ML 9.47 9.66 10.63
TOTAL TAX DUE 493.78 503.85 554.24
Taxes are due and payable and
payment is requested from:
BENDER, EMILY E
624 CEDAR RIDGE LANE
MECHANICS°!!RG PA 17155 0
Pay Tax Collector before 12/30/2011
On or after 01/01/2012, taxes are payable to Tax Claim Bureau,
One Courthouse Square, Carlsisle, PA. 17013
Control #: 42-000759
Map #: 42-24-0792-038-
TOWNSHIP OF UPPER ALLEN
CEDAR RIDGE TOWNHOUSES
LOT 4F PB 32 PG 73
Residential(Under 10 Acres)
Acreage:.05 Deed Ref: 0028V/00499
ASSESSED LAND - 17400
ASSESSED IMPR - 130700
ASSESSED TOTAL - 148100
TAXPAYER OR MORTGAGE HOLDER COPY
Return both copies with a self addressed stamped envelope for receipt Amount Paid Date Tax Collector
»»»»»»»» TEAR ALONG THi$ LINE »»»»»««««« TF~1f2 ALONG THIS.LINE ««««««««
s e ~- •
Payable To:
DENNIS ZERBE, TAX COLLECTOR
Township Of Upper Allen Tax Coll.
~~e r•i ~11ACFQ1 eNn PARKWeY il325
MECHANICSBU
TAXES G, PA 1705
TAX RATE ISCOUNTA
Until
COUNTY 1.902 ML 276.06 281.69 309.86
CNN LIB .143 ML 20.76 21.18 23.30
TOWNSHIP 1.292 ML 187.49 191.32 210.45
ST LIGHT 1.000 ML .00 .00 .00
FIRE HYDRT .087 ML 9.47 9.66 10.63
i TOTAL TAX DUE 493.78 503:85 1 .554.24
Taxes are due and payable and
payment is requested from:
BENDER, EMILY E
624 CEDAR RIDGE LANE
MECHANICSBURG PA 17055 0
Control #: 42-000759
Map #: 42-24-0792-038-
TOWNSHIP OF UPPER ALLEN
CEDAR RIDGE TOWNHOUSES
LOT 4F PB 32 PG 73
Reside~tial(L'ndar 10 Aas)
Acreage:.05 Deed Ref: 0028V/00499
ASSESSED LAND - 17400
ASSESSED IMPR - 130700
ASSESSED TOTAL - 148100
Pay Tax Collector before 12/30/2011
On or after 01 101 /2 01 2, taxes are payable to Tax Claim Bureau,
One Courthouse Square, Carlsisle, PA. 17013
TAX COLLECTOR COPY
Retum both copies with a self addressed stamped envelope for receipt Amount Paid Date Tax Collector
Office Hours: Cumberland County, PA
WED, THURS 9AM-11AM 8 12-2 BILL # 413
EVENING HOURS CONSULT UPPERALLEN.ORG
4130111 Between OSID1111 Stating 07101111 Discount: County ~ 2%, Twp @ 2%
OFFICE AT 100 GETTYSBURG PIKE *(200542000413*
PENALTY AMOUNT MAILING DATE: 03101!2011
And 08130111 Penaky: County ~ 10%, Twp ~ 10%
Office Hours: Cumberland County, PA
WED, THURS 9AM-11AM 8 12-2 BILL # 413
EVENING HOURS CONSULT UPPERALLEN.ORG
04130111 Between 05101111 Starting 07101111 Discount: County ~ 2%, Twp ~ 2°h
OFFICE AT 100 GETTYSBURG PIKE *(200542000413*
M PENALTY AMOUNT MAILING DATE: 03/01/2011
And 06130111 Penalty: County ~ 10%, Twp ~ 10%
COMMONWEALTH OF PENNSYLVANIA
PUBLIC SCHOOL EMPLOYEES' RETIREMENT SYSTEM
Mailing Address
PO Box 125
Harrisburg PA 171UR-0125
Tol!-Free- 1-8RR-773-7748
(1-88R-PSERS4U)
Loral - 717-7R7-8540
Web Address: wxtiv.psers..rtate.pa.us
September 27, 2010
DARRELL W BENDER E5Q.
1652 LOWELL LN
NEW CUMBERLAND, PA 17070
RE: Emily Bender
SSN: XXX-XX-7997
Dear Mr. Bender Esq.:
Building Locution
5 North 5th Street
Harrisburg PA
The Public School Employees' Retirement System is processing the benefit of Emily Bender.
Please accept our condolences on your loss.
PSERS issued the following monthly retirement benefit(s) prior to processing the death benefit:
Check Date
September, 2010
Check Amount
$1, 776.68
Emily Bender was entitled to a prorated amount of $843.48 for the month of September.
Therefore, please reimburse PSERS $933.20, which represents the total of the monthly benefit
payments and debts (if applicable) listed above, minus the prorated amount. Please make
your check or money order payable to Public School Employees Retirement System.
Please retain this information for preparation of the member's lrnal tax return.
If you have any questions, please contact the PSERS Member Service Center by calling
toll-free 1-888-773-7748 (1-888-PSERS4U); Harrisburg local callers, please use (717)
787-8540. To contact PSERS by a-mail, use the following address:
ra-ps-contact@state.pa.us. For your convenience, the Member Service Center is staffed each
business day from 7:30 a.m. to 5:00 p.m. You may also find additional information on the
PSERS website: www.psers.state.pa.us.
Sincerely, ~ Y ~c'? ~~
~u~lc Selraoe ~ yee~t ~ ,~etviedr~e~t S~ydte~s 1 ~~ ~ 1~0 ~ ~ G
~~~~~b~l~l I~IY~UIN~I~d~N~Y~1N~~~N~~~~a1N~I~ININ~a~I~
OL0008975710019010
Fuur Gerrer'utinns...
Crlcbrnting Life, Honorhrg Tra<liliorxc
RS BOYD L. MYERS, JR., Supervisor
37 E. MAIN STREET
,~^,~ MECHANICSBURG,PENNSYLVANIA 17055
`funeral ~'6me, ~%jZr^i. (717) 766-3421
STATEMENT OF FUNERAL GOODS AND SERVICES SELECTED
Charges are only for those items that you selected or that are required. If we are required by law or by a cemetery or crematory to use any items, we will
explain in writing below.
if you selected a funeral that may require embalming, such as a funeral with viewing, you may have to pay for embalming. You do not have to p y for embalming
you did not approve if you d arrangements such tree[ cr ti nor imme ate burial. If we chazged for embalming, we '{~ ex ain w below.
For the Service o$~ F~ii ~'~_~' ,~ ~1~ ri~~~ Date of Death 1( v
Charge to:
L
tit~a
A. CHARGE FOR SERVICES SELECTED:
1. PROFESSIONAL SERVICES
Services of Funeral Director/Staff .... $~~''
Embalming ...................... 5 •-
Other preparation of body
............................... ~-~i- l..
SUB-TOTAL OF PROFESSIONAL SERVICES......... Al
FACILITIES AND SERVICES
Use of facilities and services for
viewing (Visitation/Wake)....... .. f
Use of facilities and services
for funeral ceremony .......... .. 5 --~
Use of facilities and services for
Memorial Service .............
.. 5~
Use of equipment and services
for graveside service ........... .. 5 J
Other use of facilities
.....................
......
SUB
TOTAL OF EACILITIE
l 5
-
S
E UIPMEN
Q T .......... . A2 5
.i. AUTOMOTIVE EQUIPMENT
Vehicle to transfer remains to Funeral Ho
L`
~'
Local ........................... v
$
Hearse (Casket Coach)
Local ........................... ~t7~~~
5~-+._~.
Limousine
Local ...........................
$~L..
Family car
Local ........................... 5 .~-
Flower car or floral disposition
Local ..................... b~~
Lead car/cler car
Local ....~~~. ~ ~.?{~.°.T f`., ~~ ``JJ
E.~
Car for pallbearers r
Local ........................... 5
Out of town transportation ......... f~
5 '~"
f
SUB-TOTAL OF AUTOMOTIVE EQUIPMENT........
A3 f` NZ
TOTAL OF PROFESSIONAL SERVICES,
FACILITIES AND AUTOMOTIVE
EQUIPMENT ....................... ............ A 5
B. CHARGE FOR MERCHANDISE SELECTED:
Casket ..............:........... 5_
(Description)
Other Receptacle ................. t
(Description)
Outer burial container ............. 5
lTlrcrrintinnl
Other clothing
f
f
Cremation urn .................. . f
(Description)
OTHER f
f ~~
~
'
TOTAL MERCHANDISE SELECTED ... ............... B 5
`
C. SPECIAL CHARGES:
Forwarding of remains to
$
(Funeral Home)
Receiving of remains from
5
(Funeral Home)
Immediate Burial ................. $
Direct Cremation
' f
.
. .....
' A~ /LJf GrY
S f ~ ~~L.
UB- OTAL OF SPECIAL CHARGES .. .............. C 5
D. CASH ADVANCED
Opening Grave .................. 5
Cemetery Equipment .............. 5
Lot and Deed ............. 5
Newspaper Notices-Local .. ~
8~~
Newspaper Notices-Out-of-town .... 5
Telephone & Telegrams ........... 5
Airfare .........................
Clergy/Mass Offering .............. $ ~~,.
f eJ.°j
Pallbearers ...................... f
Certified Copie~,~f the Death
Certificat~Q.....~?,~7.f? ......... eN
5
Police Escort .................... f
Flowers ........ .. . ,
i~~cl0
f
Vault Service Charge .............. f
D tits ~.t. f,1- g j h~'~ tr~
f
f
5
5
SUB
TOTAL OF ADVA f ~ k~
-
NCES ......... .............. D
We charge you for our services in obtaining:
(specify cash advances that are marked-up)
SUMMARY OF CHARGES
A. Professional Services, Facilities and
Equipment, and Automotive
Equipment .................... j_ „p
~
.. ~~"'
B . Merchandise ........
C
S
i
l Ch ~
.. 5
- v 1 •'`r~
.
pec
a
arges ..... . . . ......... . $
D. Cash Advances ..... 5 f ° Ya ~ 7
TOTAL OF ALL SECTIONS .......
...
~
sc'"-""~ ~
5 L
~'
PAID AT TIME OF OR PRIOR TO
ARRANGEMENTS '
n
~
~ t
`I7Sr
Sk
-
........~ ...,.. . - ..
.. ~
..... i
'
SUB-TOTAL OF PROFESSIONAL SERVICES......... A1•~
2. FACILITIES AND SERVICES
Use of facilities and services for
^
viewing (Visita[ion/Wake)......
~
... 8
llse of facilities and services
for funeral ceremony ......... ... 8 -~
Use of facilities and services for
Memorial Service ............
... 8
Use of equipment and services -~ ~
for graveside service .......... ... 8 ~J'~~
Other use of facilities
............................. .. 8
~
SUB-TOTAL OF FACILITIES/EQUIPMENT .......... . A2 8
3. AUTOMOTIVE EQUIPMENT
Vehicle to transfer remains to Funeral Hong-~
Local ......................... .. 8 J-t~+'i'
Hearse (Casket Coach) ^17.-
~'~'
Local ......................... .. 8
Limousine -•
.
L
Local ......................... .
.. S1L~-
'Family car
Local ......................... .. 5
Flower car or noral disposition
l
t~._.
S ~''
.........................
Loca
Lead car/clergy car ~
Local .... ~C(,r. ~ ~ ~T... 1 _.., ,
.. 8
Car for pallbearers
Local ......................... .. 8 --•
Out of town transportation ....... .. 8~-J"
8 -~
8
TOTAL OF AUTOMOTIVE E
SUB
U IPMENT A3 b
~
-
Q ........ ,~t-
TOTAL OF PROFESSIONAL SERVICES,
FACILITIES AND AUTOMOTIVE
EQUIPMENT .................... ............... A S
B. CEIARGE FOR MERCHANDISE SELECTED:
Casket .......................... 8_
(Description)
Other Receptacle ................. 8
(Description)
Outcr burial container ............. 8
(Description)
Acknowledgement cards .......... 8
Regis[er book(s) .................. 8
Memory folders ................ 8
Prayer cards ..................... 8
Temporary grave marker ........... 8
Burial clothing ................... b
~~........Y-.,
OTHER 8
$
8 ~
~•' ~~
~
TOTAL MERCHANDISE SELECTED .... .............. B 8
'
C. SPECIAL CHARGES:
Forwarding of remains to
8
(Funeral Home)
Receiving of remains from
a
(Funeral Home)
Immediate Burial ................. 8
Direct Cremation
'
~+ 8
.
. .....y
S
UB• OTAL OF SPECIAL CHARGES .. .............. C 8 '
D. CASH ADVANCED
Opening Grave .................. 8
Cemetery Equipment .............. $
Lot and Deed .................
Newspaper Notices-Local ......... 8 ~
8~~.
Newspaper Notices-Out•of-town .... 8
Telephone & Telegrams ........... 8
Airfare ............. $
~
ClergylMass Offering .............. 8 0•
Pallbearers ...................... .8
Certified Copie~Qf the Death
Certificatr~Q.....~35`? ......... cN
8 ~ ~- '~
Police Escort .................... 8
Flowers ........................
i~. ~~U
8
Vault Service Charge .............. 8
~ °'`-`~ ~,,~ fem. s c> fY''
8
8
b
8
SUBTOTAL OF
D 8 ~~
A
VANCES .......... ............. p
We charge you for our services in obtaining:
(specify cash advances that are marked-up)
SUMMARY OF CHARGES
A . Professional Services, Facilities and
Equipment, and Automotive
Equipment ... .... .............
~
B. Merchandise ................. 8
f~
C. Special Charges .................. T c.~
~~
D. Cash Advances ................... 8 Y °
TOTAL OF ALL SECTIONS ..........
.......... ~a 5' 7 ~~
8 `
w~
PAID AT T
' s e'"' _~ e
IME OF OR PRIOR TO
ARRANGEMENTS........
..... ~
_^
BALANCE DUE ........ ,~!~-
~ ~ , -
REASON FOR EMBALMING
~`
N~'~
If any law, cemetery, or crematory requirements have required the purchase
of any of the items listed above the law or requirement is explained below.
I agree [ha[ 1 have examined the items of goods and services selected above and found [hem to be correct and according to the arrangements t have requested. I acknowledge
receipt of a cop}' of this Statement of Funeral Goods and Scrv' ~cted. I represen(j at 1 have sufficient funds available for payment of the cash price for the goods
and services selected. I also agree jo ttlakt~aymenrof$~~ I'~ within c~ days. [agree to be jointly and severally liable with amone else who
signs below. A late charge of~ per month amounting to . per year will be applied to the unpaid balance beginning ~ days
from the date of this agreement. 1 will also par' to the Funeral Director all reasonable costs paid by the Funeral Director to collect amounts 1 owe under this agreement.
Those costs ma}' include attorneys' fees, court costs and other costs. Any additional services or merchandise ordered or requested aftyr the date of this agreement will
be considered part of this agreement and the cost thereof will be reflected on the final bill or statement. ~ ~
(Seal)
~,( 1 aser)
(Beall J
(Purchaser)
C7
WHITE-Funeral Dirccwr YEI.L'6W-Cusn,mer
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OGU~ V'
Darrel W. Bender, Esq.
1652 Lowell Lane
New Cumberland, PA 17070
November 28, 2011
Register of Wills
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
re: Estate of Emily E. Bender
File No. 2010-0991
State File No. 21 10-0991
Dear Sir or Madam:
I enclose two (2) copies of the Pennsylvania Inheritance Tax Return (Form Rev-1500) along with
a check in the amount of $442.58 for the balance of the Inheritance Tax due for the Estate
Inventory for the Estate of Emily E. Bender.
If anything additional is required or if you have any questions please feel free to contact me by
telephone at (717) 774-2616, by email at BENDORION@VERIZON.NET or by mail at the
address above.
Very truly.~ y-~o\\urs,
Darrel W. Bender, Esq.
Attorney ID No. 58143
Enclosures
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Darrel W. Bender, Esq.
1652 Lowell Lane
New Cumberland, PA 17070
November 21, 2011
Register of Wills
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
re: Estate of Emily E. Bender
File No. 2010-0991
State File No. 21 10-0991
Dear Sir or Madam:
I enclose the filing fee for the Inheritance Tax Return for the Estate of Emily E. Bender, which
was sent previously.
If anything additional is required or if you have any questions please feel free to contact me by
telephone at (717) 774-2616, by email at BENDORION@VERIZON.NET or by mail at the
address above.
Very truly yours,
Darrel W. Bender, Esq.
Attorney ID No. 58143
Enclosures - ~~
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