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Home My WebLink About02-0796PETITION FOR PROBATE and GRANT OF LQETTERS Estule ql ~~-BEKT 5. G[/ZM IGH No. Z,'~Z' ~ •b also known as To: __ _ Register of Wills for the _ __ _, Deceased. County of CUMBERUIND in the Social Seeurily No. J n7- `/ 9 - ~ 3 2 / _ Commonwealth of Pennsylvania The petition of the undersigned respectfully represents that: Your petitioner(s), [vho isiara l8 years of age o[ older an the execui~__ __ named in the last will of the above decedent, dated_ __ _ Oofober J7 199_Z__ and codicil(s) dated _ - (sl ale [Cl2vanl cifCUmS'tanCCS, e.p. f2nunC1ffiioq dellih of executor, ei c.) Decendent was domiciled at death in Ctxmborlanc~ County, Pennsylvania, with h i ~ .last family or principal residence at I1 ~~c>~ ~t'~~~"~--°--° ~ of - McGhan~ sb~..r~ Qis[ st reed, number and munc~pality) Decendent, then ~~ years oC age, died ~O nsf ~ 3 y' Z~ ~ at r ~ ' Except as lotto s, decedent did not marry, was not divorced and did not have a child born or adopted after execution of the will offered for probate; was not the victim of a killing and was never adjudicated incompetent: .._ Decendent at death owned property with estimated values as follows: ~ Qf domiciled in PaJ All personal property $ ,56Y~• ao Qf not domiciled in PaJ Personal property in Pennsylvania $ (If not domiciled in PaJ Personal property in County $ Value of real estate in Pennsylvania $ f/o~ooo. eo situated as follows: an owi/er5/~rp iAfere5l~ in /rA~ es/Zrfz' of // Lu L'oorer WHEREFORE, petitioner(s) respectfully re4quest(s) the probate of the last will and codicil(s) presented herewith and the grant of letters fvS1aivlenfarv (testamentary; administration c.t.a.; adminis[ranon d.b.n.ai.a.) [heron. a K ~ a~ t'.~. ~1 ~ ~ w OATH OF PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA 1 rn /~[FI?/~4~ ~ ss COUNTY OF The petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing petition are true and correct to the best of the knowledge and belief of petitioner(s) and that as personal represen- tative(s) of the above decedeN petitioner(s) will well and truly admi ister the esta according to law. Sworn to or affirmed and subscribed ~k^'' °' before me [his ___~._~.- day of 6u CN a SEPTEMBER ~Z~~_ // W (~vevir , f/~ _ 1,,,,,7~ (~~; a9 ,~,. lien r /~/ r'lionesb~t ~ P~1' /7oS~ ~~G- ~~lg~~ 1'_ Register _ ~~' No. ~!-O~ - T 9fe Estate of ROBERT S GUZMICH ,Deceased DECREE OF PROBATE AND GRANT OF LETTERS AND NOW SEPTEMBER 4 ~2~L, in consideration of the petition on the reverse side hereof, satisfactory proof having been presented before me, IT IS DECREED [hat the instrument(s) dated 10-27-1997 described therein be admitted to probate and filed of record as the last will of ROBERT S GUZMICH and Letters TESTAMENPARY are hereby granted to THOMAS P GUZMICH Register of Wills ~ ~~ ~~KK FEES 50 00 ~~G ~a ~ ~~~ ~ Probate, Letters, Etc.......... g . ty jJ~ ~4A ~ Short Certificates( ) .......... $ 12, OO ATTORNEY (Sup. Ct. LD. No.) ,~~5/.~ Renunciation . g ~ C'/ouser Ro'. ......... fYlec/ran,csbara /wit /7oS~ icp ~ 5.00 ~ ADDRESS TOTAL _ $ 67.00 9-4-2002 Filed ....................... ..... ....... 7/7. 7G6 -ola9 Ifldl I2C1 t0 atty 9-4 -2002 PHONE his is ro certih/ Ihu the information here given is correctly copied fmm an of g na; cen-l'arte o~ i c rtl cu'y ii~ec ti'if1 me as Local Regis'rrar. The original <errificare will he forwarded ro the Srlte Vital Records Of1uc for p<rm n ~nl tlirit. WARNING: It is illegal to duplicate this copy by photostat or photogiapll. Pec hot this a Mica [r, ti?.00 __ ~'__ 8.06234 i~(1. rrIV1 :[~ Hev ]/B] n ~ Local LEr,is.-lal - - ,>,r~ COMMONWEALTH Of PENNSYLVANIA • DEPARTMENT OF HEALTH • VITAL RECORDS CERTIFICATE OF DEATH i yPE,PBINI PENI.,NE I n..MF pi pecioENi s rN. YNUN efll -`- °-' --'-" sEx uc sE< m eEP 7p EDi~ A Robert S. Guzmich .male ,.207 94 6321 AngDSt 23 2002 GE IlnnmVl VXCEgr VFAq VNCEPIDp p EOi9Pl BP1 P4CF pVGE Of pEANrC vy av ur.n xw "" MwnN r pap IYU, . N ^ '^ HGSP LL 9~, i /17/53 Harrisburg PA a,ar,.,rkl FwwwM . u [.- '"° IJ J , I I _- ~. cai voi DEAN cm eaw.lwaoinum wcxm N.MF ~" ;..rain Ar.rv.r ws cEDE ruiHSw IG W.[ . w Dauphin Harrisburg Harrisburg Hosprtal „w~,PW.„E,~ .'."^ ~4white u. _ l EDENI aVSVA OCCUPYO _ NDOF BUS NESY NWSiPV 1WSpEMCUOE flN pECEDEH\SFdICA'Odu .45 US"M ue a ~~ ~--' ED NiCEE] ~ wap.[r m fi.m, w Ynmw:~~l W ~ E ry i•iu . . ExmMr.ryrsrcoro.. q ~.xd~ w`n ~ I 1 n. , ,Mate government v v a 7 + ' nr r burr pE . r vE 71'a. _ _ pFCECENI'a M.L NL AY1PE5aryraw Cry/bor Slats (wemel DELFOEHIS . . ']• Saua~~.... _ _ _ .C1VA W 1)..L1 Vaa.6[amm avp n _. _.__ _ _ _ __ _ M S OFNLF m"°N' 11 West Coover Street " ` : . .,wrw..,. ".. Na. m[.mYM.x Mechanicsburg, PA 17055 """I'"'"°°' °'"°' ,,. f~wgW.a,rtlxM.tl. m[Yrhwnicsburg. ~F. m.cm~ (1\mMrland __..___- ___. ___.~rylw., --_- ---- I.VNEP'S~I~E IFa u.w. izvl .___ __ YOTIEN'S X.uE ri[n Ma"a MrmnSwnam•1 Stephen C. Guzmich „. Mary Ma delene Mahinka Ivoiuuvl's NIUE n.mvrwl Thanas P. Guzmich wiOPMlrvrswwNGlmgFUlsr.tl. caYaam sltl. zmLmal .11 4V. Cnover C r ~ PA 1ZOSi W 11100 CE pla1'OSIrpN uWn Curvun~l P..ro..lrmm 5l.ur-1 pAE Of q$POSI1pN IMmI,. CeV YwI pm GE Ci wSP05(IpX~M,m, tl(:amMary,OUrouy aDa.r Pl:. w~ _ ______._ LCLAYHa C Suu, Zw CWa ~>,.~•r..,l l wl.r l~„~.,~_______,___ _ _CI Aug.29, 2002 Hollinger Crematory ,n Ma. Holly Springs, PA J ~ wN NF 6FiurvEPA SEPV E ExsEE wgsoxlc NGls sucH LKFxsF rvuMaEP xIYE IHDICMESSDF i,,carrr / 8 Market Plaza Way ~/a~~ / ,,, 011667 L '' „p}al ezzi Funeral Hone CaMar1 ISLCanry.M n±ry ~ m'1'vYJy,mW000U Wlm•.m,am pace ararM LICEXSEHVMBEq ~~U3n ~ I~A-1 ~IE~SS~- a Mry+a a.a laW r dm M Iman a u IunM L4Y ra+l •ma,a:pmm,mmryap EY IYE Ci OEAH OAEPPpNIXIKEDOEAIIMnm. paY Y¢arl VMSCASE PEEEPPEDiD M E[ EMIYINEWCOPONEP] r N ~ ro[] . wparaurcaamalX. Ed 1:56 AM Y. ,.. 8 23 2002 ,a. -__ nPIPr r. Emarrl»ama,...~.w..a,[amy[aro~..e.nC..rwll.m,m m.wr.tl.,n momoley~rw.,r.n.-,a.raga[ar.a>.al.rva~r.,I.am~asmwlmW. ~ ~.,maa war.: awa wo,~wm.[wXrm..yra m.a. M.. ~ [r..m..a [,.a.m•a[n r.. w mrr. warm wmrrrpmwarv•nn PA(11 m ,aYMa m wEwna uusen ~ , aa.aa.[.[rmtlw, a .~~.- ~ Qy_~__~1~. .~+' %'Ff~ i ~•w~mnl--. y ._ . _ m,oP.s c WEHCE ' s.w+aW.. [arHaw.. e _.~S'~:~$ ~41dt~1[E4~y-._- -- . __._ __ ___ _ _-.. e N Y•a Y aY .~m. , ,a . DYEro q cWSeouENCE at [.i,a. Fn. wmExlrWG , . causElp.[.am r. ~N. . ---_ _.. w~Erolw.s~corvuwENCE aI oi ~ .. ., m. uar NINOVSV WEPE IUIEIPSYfWOWp3 YNINEPCi pEUM piE Ci ECi WVRV NO ] DESCfltlEHW IW VPNEp. CHUEp] IW4WE PPNY11p / , COYPLETgNOiCMISE ~/ XxvY rJ I] of DEAN] n. L1 f7 K~.m C ] I 1 ~ °~° M ]N~ f7 6 _.. r n. ^ [] ^ c.wa ~wlmm.,, ,.X 17 p ar bma, Yrm. .arlea __ __ CCAgNS C rrrn .u.. ~ aurq. i[ EM _ ~~1 yyy~~''''~~~1/l_ ~ _ __ __ __ SG .. IxG1 aG ~ l anes, wwarannae.v 11 .. ... e xYaauxnnq¢vu ~ IGEx/$f/E/[1IIMPE 'I ^/f ~F y/~1 Suku unv In, n. orna up nl Y aaepa, pearnu[urrqu WUnu,n nnPrc•,aM nua urNlarW ma rarN I.I l1/(~ Y.~(/X~%(~'_ ar.aa NIUE OPFSi pF PEq~W WIq OYYrE IEDGV%W Li /. D lEY 1 Eq LOPONER IIIZn 3]I lywpPnm .oar, "on anal 9r~an.w my P nN accu erlma, noes [e. ann nve Mcauael,l arW a., ___ __. _... __ __. u„ X6!'7 N'oi---f~ ~~w~f s~. _ ,rx~l rVPEIW NUUtlEP _ _ __.___ DMFi.FO Ma,o u t L~ l ~l~ N N _, _ l_ ~~c~¢c~~ (~~*~sr[ ,,. w9c"sl-.7r~. ACV 3. 21-02-796 LA CT WTT.T. ANn TFCTAMFNT nF 17nRRAT c /.7T'7L.i7l~v I, ROBERT S. GUZMICH, of the Borough of Mechanicsburg, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this my Last Will and Testament, hereby revoking and making void any and all prior Wills by me at any tune heretofore made. 1. I direct the payment of all my just debts and funeral expenses as soon after my decease as the same can conveniently be done. 2. All the rest, residue and remainder of my Estate, real, personal and mixed, whatsoever and wheresoever situate, I give, devise and bequeath to my brother, THOMAS P. GUZMICH, to his own use and benefit absolutely. 3. In the event, however, that my said brother should predecease me, or should die at about the same time as I die, such as in a disaster common to both of us, I give, devise and bequeath my said estate to my other brother, Chazles Guzmich, per stirpes. 4. I nominate, constitute and appoint my brother,Thomas P. Guzmich, to be the Executor of this my Last Will and Testament. In the event that he should predecease me or for any reason be unwilling or unable to act as such Executor, I nominate, constitute and appoint my other brother, Chazles Guzmich, to be Executor in his place and stead.I further direct that they shall not be required to file bond or other security in the Office of the Register of Wills for the purpose of administering my Estate. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~~ day of ~/ , , A.D. 1997. ~~~~f~U (SEAL) ROBERT S. GUZMICH Signed, sealed, published and declared by the above-named ROBERT S. GUZMICH as and for his Last Will and Testament, in the presence of us, who at his request and in his presence, and in the presence of each other, have hereunto subscribed our names as witnesses. G - J~22:e:c!1GG~/ -~ ~~; Q ~~o~ REGISTER OF WILLS OF C u M KiE2L4ND COUNTY OATH OF SUBSCRIBING WITNESS 21-02-796 E'. Shy gilds -~;cit {eaeh) a subscribing witness to the will presented herewith, (eaels) being duly qualified according to law, depose(s) and say(s) that ~n~ t a5 present and saw ~I obert S Guzmicl~ , the testat er ,sign the same and that he signed as a witness at the request of testa er in '~ s presence and (in the presence of each other) (in the presence of the other subscribing witness(es)). Sworn to or affirmed and subscribed before me this 3rd _ day of SEPTEMBER _ ]f3'2~2 egi ter ~~~~~ ~- Charles E. Sh,e ~ ~ame) (e C~ousar- Rd~, /Ylechn,niccbHrg,pR' /7a SS (Address) (Name) (Address) REGISTER OF WILLS OF COUNTY OATH OF NON-SUBSCRIBING WITNESS/ ;~ (each) a subscriber hereto, (each) being duly qualified according to law, depose(s) and say(s) that familiar with the signature of , codicil testat of (one of the sutisaribing witnesses to) the will presented herewith and that to the best of knowledge and belief Sworn to or affirmed and subscribed before me this _ day of 19 Register codtcil the signature on the will is in the handwriting of (Name) /Add s) (Name) (Address) REGISTER OF WILLS OF COUNTY OATH OF SUBSCRIBING WI~.NESS (each) a subscribing witness to the law, depose(s) and say(s) that the testa[ ,sign the same request of testa[ in h other subscribing witness(es))f Sworn to or affirmed me this i _ day of 19 Register (Address) (Name) (Address) REGISTER OF WILLS OF C u m 13Et2~,~N~D COUNTY OATH OF NON-SUBSCRIBING WITNESS - 21-02-796 _Thornas Imo- . Guzrnic~ , _{eaeh) a subscriber hereto, {.eae}t) being duly qualified according to law, depose(s) and say(s) that 1'le ~r 5 familiar with the signature of ~obe.rt S . Gt, z ryri c(7 , codicil testator of ~, f rtiP cnhcrrih;ng w;rnP~~P~ rat the will presented herewith and -eedieil- that )'te believes the signature on the will is in the handwriting of Robert 5. GutmicH to the best of his knowledge and belief Sworn to or affirmed and subscribed before me this _ 4t11 day of SEP`iCMBER , d~2 \ ~ 1~ '~txa.~l Register THo~Gu2mtc ame) II 4y, } Dauer 5}. Mechn.mcsbwrq P>t l7os,~ /Address) (Name) herewith, (each) being duly qualified according to present and saw signed as a witness at the of each other) (in the presence of the and (in the subscribed before (Address) CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: Robert S. Guzmich Date of Death: August 23, 2002 Will No. Admin. No. 2002-00796 TO THE REGISTER: I certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on September 9, 2(xYL: Name Address Mr. Charles Guzmich 865 Moore's Mountain Road, Lewisberry, Pennsylvania 17339 Mr. Thomas P. Guzmich 11 West Coover Street, Mechanicsburg Pennsylvania 17055 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except Date: September 9, 2002 ~ ~ ~~~ CHARLES E. SHI LDS, III 6 Clouser Road Mechanicsburg, PA 17055 Telephone: (717) 766-0209 Counsel for Personal Representative COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TA%ES DEPT. 280601 HARRISBURG, PA 1 ]128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT REV-1162 EX111-96) NO. CD 002610 SHIELDS CHARLES E III ESQUIRE 6 CLOUSER ROAD MECHANICSBURG, PA 17055 (oIJ ESTATE INFORMATION: ssN: 2o~-as-sa2i FILE NUMBER: 2102-0796 DECEDENT NAME: GUZMICH ROBERT S DATE OF PAYMENT: 05/27/2003 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 08/23/2002 ACN ASSESSMENT AMOUNT CONTROL NUMBER 101 ~ 53,600.00 TOTAL AMOUNT PAID: REMARKS: THOMAS P GUZMICH C/0 CHARLES E SHIELDS III ESQ. CHECK#101 INITIALS: CW SEAL RECEIVED BY: 5 3, 600.00 DONNA M. OTTO DEPUTY REGISTER OF WILLS REGISTER OF WILLS CHARLES E. SHIELDS, III ATTORNEY-AT-LAW 6CLOUSERROAD Corner ofTrindle and Clouser Roads MECHANICSBURG, PA 17055 CEORGEM.HOUCK (1912-1991) Ms. Cheryl Winters Office of the Register of Wills Cumberland County Court House 1 Court Square Carlisle, PA 17013 Re: Estate of Robert Guzmich #21-02-796 Dear Cheryl: May 27, 2003 TELEPHONE (717) 766-0209 FAX (717) 795-7473 Please find enclosed check #101 in the amount of $3600.00 on account for the Estate of Robert Guzmich. Thank. you for your assistance with this matter. CES:mmh Encs. Very truly yours, Charles E. Shields, I~Ij,-- r ~; ~_ o ~. ,,. a _ ~ N v v ,a. ~,,, N 1~-86- i COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES rice : ,DEPARTMENT 280601 HARRISBURG, PA 17128-0601 May 21, 2003 '03 MNY 23 !~,?u :28 Charles E. Shields III, Esq. t1.~; 6 Clouser Road CturL? s Corner of Trindle & Clouser Rd. Mechanicsburg, Pa.17055 Telephone (717) 787-3930 FAX (717) 772-0412 Re: Estate of Robert S. Guzmich File Number 2102-0796 Dear Mr Shields: This is in response to your request for an extension of time to file the Inheritance Tax Return for the above estate. In accordance with Section 2136 (d) of the Inheritance and Estate Tax Act of 1995, the time for filing the return is extended for an additional period of six months. This extension will avoid the imposition of a penalty for failure to make a timely return. However, it does not prevent interest from accruing on any tax remaining unpaid after the delinquent date. The return must be filed with the Register of Wills on or before November 23,2003. Because Section 2136 (d) of the 1995 Act allows for only one extra period of six (6) months, no additional extension(s) will be granted that would exceed the maximum time permitted. 1 ~-~~•~ ~. ;~"1 Sincerely; ;'. r - .. ,.. ,_ -~. C' ' %.~' ' -- - Claudia Maffei, Supervisor Document Processing Unit ~~ Inheritance Tax Division C~/j 1 Name of Decedent: Date of Death:~~~/Qa-- +------ Will No. Admin. No. p~~-o~'9~ Court RulesrsIareportRthe followinghwithpreseecturt Orphans' the administration of the above-captioned estate;to com letion of 1. State whether administration of the estate is complete: Yes No x 2. If the answer is NO, state when the personal representative reaso~ bly be 'eves that the administration will be complete:~_~ ~ s 3. If the answer to No a. Did the personal representative file a final account with the Court? Yes No b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? Yes No d- Copies of receipts, releases, joinders and CerkooflthefOrphans'oCourtoandlmaycbenattachedetolthid'swreporte Date: 7~~ ,~ i O~~ Signature Charles E. Shields, III Name (Please type or print) ;,~;) 6 Clouser Road, Mechanicsburg, PA 17055 ~ Address ,e: l._! VZ If' zO. Te17 )N7o66-0209 Capacity: Personal Representative Counsel for personal (MAH:rmf/AM3) representative STATUS REPORT UNDER RULE 6.12 67 ~: .. 1 is Yes, state the following: REV.150Q EX 16-0~ /'?-Pb - / ~ COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 RiE'V-15:0!O r:":CI'2i/;,:. ~.IS~_ ~)N:_' w ... ::.:::!:!iVJ 0"'''' wc.o :too 0"''''' c.1Il c. " INHERITANCE TAX RETURN RESIDENT DECEDENT FILE NUMBER ~~-.Q~ - 0 O~::L 6> COUNTY CODE YEAR NUMBER I- Z W C W U W C DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) G-lA-z.MICH J RO~E"RT S. DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DD-YEAR) ? - ,:? 3 - Zl9o:L q -/7- 1"1 s 3 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) /J}/A THIS RETURN MUST BE FILED IN DUPLICATE WITH THf REGISTER OF WILLS SOCIAL SECURITY NUMBER SOCIAL SECURITY NUMBER :lo7 - 44 '-321 cgJ 1. Original Return o 4. limited Estate ~ 6. Decedent Died Testate (Attach copy of Will) o 9. litigation Proceeds Received o 2. Supplemental Return o 4a. Future Interest Compromise (date of death after 12-12.82) o 7. Decedent Maintained a living Trust (Attach copyofTrust) o 10. Spousal Poverty Credit (dale o/dealh between 12-31.91 and 1-1-95) o 3. Remainder Return (daleo/death pliorlo 12-13-82) o 5. Federal Estate Tax Return Required o 8. Total Number of Safe Deposit Boxes o 11. Election to tax under Sec. 9113(A} {Attach Sch 0) ... Z W o Z o C. 0> W '" '" o o CE,A/!Ip,e,pN lALJ'Al( I "QRIII\TIONSHPULDJJE DI~TEO TO: COMPLETE MAILING ADDRESS t- CLO/,f5E1C RD. MECIl/M/IC s IS uRCr, ,L7;f 17oss;- THIS,SECTI NM!,IIIT' NAME C Ii ,4 ,l!tES E. SH/El,l>~ 1Jr FIRM NAME (If Applicable) TELEPHONE NUMBER 7/7- 7Gb -0209 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) (1) (2) (3) (4) (5) " Ib s:. ~ St.. /0 t!) () o " a t4,SLf-'..;l., ~ r..2.:lS (, OFFICIAL USE ONLY ,..... r ~ J' . 3. Closely Held Corporation, Partnership or Sole-Proprietorship l, 4. Mortgages & Notes Receivable (Schedule D) ~. I ( z o !;j: ..J ::) l- ii: <l: u W 0:: 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) o Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non.Probate Property (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to lax has not been made (Schedule J) (6) '17/. 8' 'I. (.l.f . t (11) J{3, 770,3'1 (12) 1- :l 8. /) 9'1. 2$' (13) 0 (14) ~ :i 'i I /)'111. ZS- (6) (7) () (9) (10) ~ /I 'T9'f. ~() ." 3~. ;;'75. 'i'f 14, Net Value Subject to Tax (line 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES z o !ci: I-' ::) ll. :iE o u ~ 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) o x,oD- (15) () x,o~ (16) D x .12 (17) ., 3, .3 7 1.31 0 x .15 (16) <I 3, .37/.31 (19) 16. Amount of Line 14 taxable at lineal rate () , Cl~, O'1'1.Z-:> o 17. Amount of Line 14 taxable at sibling rate 18. Amount of line 14 taxable at collateral rate 19. Tax Due 20.~ CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT > ~JIE);;Il!'l!;:,T9i"Nl>W~ ALLqJ..\e;l>:nQ~,ON;HFY.~~IOE ANDREC.HECjS:MATH < < Decedent's Complete Address: STREET ADDRESS 1/ W (!.o"YEIf' sT , CITY /II" C!III'! #1 c.s B t( I? c;. I STATE j//f I ZIP /70 SS" Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 11..... 8. PMor Payments "'. C. Discount (1) ;- 3, 37/.3/ o '-00."0 o Total Credits (A + 8 + C ) (2) r 3, ,"00.- (3) 0 (4) f ;{ ~ 8'. (" (5) P (SA) 0 (58) 0 3. InteresUPenalty if applicable D. Interest E. Penalty e> o TotallnteresUPenalty ( D + E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enler Ihe difference. This is the TAX DUE. A. Enter the interest on the tax due. 8. Enter the total of Line 5 + SA. This is Ihe BALANCE DUE. Make Check Payable to: REGISTER OF WILLS, AGENT ~:~~.(i;\f~;;~~g~~;[~~~~~~~r~~~*,B~~1;.~LJI!~"_..,._ ,n-A~i~~~~~~~~~~~F/~~i~~:r~;lf%#;.~ PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X"IN THE APPROPRIATE BLOCKS 1. Did decedent make a Iransfer and: Yes a. retain the use or income ofthe property translerred;.......................................................................................... D b. retain the Mght to designate who shall use the property transferred or its income; ............................................ D c. retain a reversionary interest; or.........................,............................................,................................................... D d. receive the promise for life of either payments, benefits or care? ...................................................................... D 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ..... .......................................................................................................,. D 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............. D 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ..............,.................................................,............................................... No ~ ~ ~ ~ ~ I&J uU' D [2l IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN, Under penalties of pe~ury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete, Declaration of preparer other than the personal representative is based on ail information of which preparer has any knowledge, X ADDRESS 7l-/()/JIAS . r:; II IJ1ICH II W. (!ppj/~ ,;;/., PI'! 170S'S; SIG~ATU~ o;J!!R TH ADDRESS CH/lR.t.tF.S e: 51{1 ez.l;?S (, CL~J(S~ ,c./). , hl€CflANI(!SElI~(;, PH 17osS- DATE -JO-03o DATE 7. Z'i'OJ c;':'"'""~....';.,':'''':~".''r~,'''.'''',.~,o..,'.,>"'''''">',.~i*'...~::j~~~~~Z~;"!l:~jj;~0....'S_"'''\,~.~'.._':.,'..._.,~~''_." ,,:"._~ .-~' ,,~,~. ~.>.",...~ ,,,."_..~,.,.._,..,.,....~ ,? ~"""'~" '.!O' . ,._:..-,""._",.;~~~"<7.1~~~g~"I'i'.l!~~' For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or lor the use of the surviving spouse is 0% [72 P.S. ~9116 (al (1.1) (ii)). The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, ~ or a stepparent of the child is 0% [72 P.S. ~9116(a)(1.2)]. .' The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~9116(1.21 [72 P.S. ~9116(a)(I)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. ~9116(a)(1.3)J. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. ''''.,'''''''.".,,'. . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF r IYUZtvllCH J SCHEDULE A REAL ESTATE 'Ro13ER., s. FILE NUMBER 'i ~J-O;l-7 ~ All real property owned solety or as a tenant in common must be reported at fair market value. Fair marf(et value is defined as the price at which property would be exchanged between a willing buyer and a willing seHer, neither being compelled to buy or sell, bOth having reasonable knowledge of the relevant facts. Real property whlctl is joIntIy-owned with right survivorshio must be disclosed on SChedule F. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH .4n /,j,u:(,Ylt!e/ Me-h./I (~) /nfere.sf ;h and /1> f-/r.a-f eerfl1,n f.rp,;/ &'1 /AH/ /Htj1,..,n;! .6y &I e/,#'e/~7 h.l)v1e /pe41i/ p;f II West apyer street /11 lie &roHJI, pf ll1ec,hdJ'l ic.sbuY'ff / ettm iJu-I/l.1/C1 ah/Jr/ AItPlq. tiS IlfJ{JeAr.5 /J1I;re 4/fy -e,t ~r~~ //1 rid eerlrtin dati frt?M CIJ/fr/es GpZA/,&h, deliif' IJ1Rn::/, S; If a /l4-u! re{!Piq~/;11 :lie /fetRrcler p'1 .oee~ ~a //1 /l1IF! ftr &/H'~/klf/ t$unf' An/uf. #, Dutl /ik;?/R -r: w/ume 3/j jJ~ Lit' 2.. {uee &(/1 A' /heAed) A flf-e,f/;Pt/S eleeo/ IrWlI rEfefJh&'1 C. r>UZht/cIrJ -kflu of decure/ll 411'/ Svrj/; j/pr hereIn -k ffe. -hvr> 01 Mm MrJ h- /teir bn!-t.er, CJw-/es) (31- T-93) i.s a/sf) afftUiJetl heret. j!./Jplltr /JIO".'k.f Pi':etI *#111 Aul JPfle/J.51j J eI ~, ~ , SfejJAel1 C. Cuz/J'ltch ~ 1JJ47 /11. (fpzm/d,) A,s IV'~ is,p~() Pl!~c/,etl lJereIP (22 -T=- 5"b7} /JIILl''y 6ur /JJ/c.h jJ/'eclet~$e4" fer hU.f6Il/l~ sir ~//NI t:J/7 Oet: ~: /71~. (/ 7k ojJ~rt2h'ye ~ltlli q.sf~ssmmt at c/.o."/' Id~s /:2'1, 2zc,trf) )( /.~/== 1~C15f:Z.20 _ 'J'. _ - ~ ~J ~ S~ . /0 ~ (~e &pIeS eI re,/e,yt14Jt ~ 6;//s a lJ;(duI) TOTAL (Also enter on line 1, Recapitulation) $ t, 5J 2 st.. /t? (If more space IS needed, insert additional sheets of the same size) .4....cr-W.....,. 171 J Aut ~A4 IHt-Amul"''' ~..R-.u.. "'I!'J' RaIl, I.... WI_.. ... flCbf~ :l\ttb, MADE THE 2lt-1tl 0011 0' February 0' OIlr Lord""" thousand nine hundred eighty-six (1986) ill t1l'1I_ . BETWEEN STEPHEN C. GUZMICH, of 11 West Coover Street, Mechanicsburg, Cumberland County, Pennsylvania, party of the first part, and here- after referred to as '. Grulleor , ~ ROBERT S. GUZMICH, THOMAS P. GUZMICH, and CHARLES GUZMICH, parties of the second part, and hereafter. referred to as Grunt.. s: WITNESSETH, that in .....ideration of the sum of One and No/IOOths ($1.00) ------------------------------------------------------------DoUan, in hand paid, the r.ceipt whereo' if herebl/ acknowled/led, the .aid /lrantor do e s herebl/ /lrant and oo,well to the .aid /lra1ltee i their heirs and assigns, ---.-- ALL THAT CERTAIN House and Lot of Ground situate in the First Ward of the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a post at the corner of a twenty (ZO) foot alley and West Coover Street: thence Westward along said Street, sixty-eight (68) feet .to line of property now of Mearl J. Shettel and Florence B. Shettel, his wife: thence along said line Southward, one hundred and forty (140) feet to line of a twenty (20) foot alley; thence Eastward along said alley, seventy-seven (77) feet to a post on the corner of the first mentioned alley: thence Northward along said alley, one hundred and forty (140) feet to the place of BEGINNING. HAVING thereon erected a single family frame dwelling house numbe.red 11 West Coover Street, Mechanicsburg, Pennsylvania. BEING the same premises which Paul P. Sopensky and Emily L. Sopensky, his wife, by their deed dated May 6, 1968, recorded in the Office of the REcorder of Deeds for Cumberland County, Pennsyl- vania, at Deed Book T, Volume Z2, Page 507, granted and conveyed to Stephen C. Guzmich and May M. Guzmich, his wife. The said Mary M. Guzmich died October 5, 1972, whereby title to the foregoing premises vested in her husband, Stephen C. Guzmich, as the sur- viving tenant by the entireties. This conveyance is exempt from transfer tax since it is a transfer from father, Stephen C. Guzmich, to his sons, Robert S. Guzmich, Thomas P. Guzmich, and Charles Guzmich. \, 8COK T31 '.~E 93 '. AND 11.. .aid I/rllntor lIerebv covenant sand al/re, that he will waN'llnt generally tile propertll lIerebv COlIvelled. < I;' <.iL/ IN WITNESS WHEREOF, .aid I/ranter I&IJ ve Mreunte eet his I&IJnd and .eal tAl "'I and llear fir.t abOt'e written. 6Ianc~~ ::a:~ca:~~~libmb )~.~~~ hJb. ~~ LU. ; ,m.__..m.._....._..__._._.._._._............m...... e ~'=--rr._L..J:.-~k:....... \....m......_..__.._._....._._._m._.m............;.......... erl) ______.___.._m._....... J.....-....-....-.-....--...:....-.-.-....--~m..i.t.~~.r m t.:~ ~ ;, l' ;':'.100 '" :.: 5 ~! -.. .:.c f\', . .;' 1.:;1 ;Q a (/ -0 00'" . :% C)"'IJ.:!J .(/,1 l'::oC> /1 :: ~~~ t-' '" .. :c ;) . .'" State of Pennsyl vania CoImty of Cumberland ,II;.. On tllil, tile dl.,. }". do.lI of February :1- ,. ........ ../ ~ , 19 86, before me, tile tl.tUterril/"'d. oIM.... per.OlIIJlIII appeared. STEPHEN C. GUZMICH, Widower, ~I te .... (or latilflJCteril,l proven) to be the per.on whose name is eubscribed to the witIIin i7l8trument. IJ7Id. IJCknowledged that he ""outod .am. for tllo purposos thoroin eontGined. """""" . IN WITNESS WHEREOF, I h......nte .ot mil I&IJnd and official .eal. .../'\~ '.~ :~.:'i;>.. k-. if 1:1 . ....... .""" ""../ ". . '/ .' ......)' , "~," . ,( . )V" I . ..'>L. ...~:::. .........~kLz;o:.:;:...;;.-t'I""'"(1i~\ : . .-.r,::10:. . : ...No.tary....PUb~icmmm...I.:~..:.,..;;.....t,.~?k...P.:.~i ',.\.t"-.b....... ".. .. : ".:C'" tV. 'J.:-(, r.. 'to : NANCY ~. GRISSI~IG~R. Notlry PubUo ' ......." ;~... ~ ....\..:;;.~:.... MDcJ,amcibu,C'.CJf.'h,arlandCo.,'" ....../"~ "1..,," IIw CommisoionlJ<plr.. M., 5,1986 ............. " . T do herebll cmilll that tho precise ro.ictenu ""'4. completo po.t o~ adtlro.. 01 tile wi"'in nam~ I/rlln"e iB II "\J...~ ~'L- j..t. I 1'1~~J~O' ,~. 1705>- r..Jr. n, 19 'ti~ , ..'. ~..J .......0.~ -<f2_~#.~.:.... Atter...v for--:Tl:r;:[k,~~.___.........____. , aOilKr31 rACE 94 , .. . "-....-..'---...... -"-.--."-' ~- - "'.._.....~_. '. .+..-.,...,....,. J'I.UT-..W~rr~lll, '1....1. l>1",rt t'urm. Ac-t of 1110'. flln.l. Hh..... Il.."rr IhU. ."..,.."'U........ i'... 9;>6/1 i/ I I @!bi~ MADE THE of our Lord one thousand nine hundred u~ ~etb' ..,~.o.:)f&-rf"f1troFrnr ._.. "-C".'f~ ~F tf~vs fL r - ,,' W 7 2;.u Pi1 ENJ '. . in the year IIL.4( ....'L.' . . w, .. d C,):"~IIY PEI.4SYL "~I./~ BETWEEN PAU~ P. SOPE:JSKY and EIHLY L. SOPEI/SKY, his wife, of the Rorou~h of Mechanicsburg, County of Cumberland and State of Penn-- sylvania, parties of the first part, Granlars. day 01 ~ and sixty-eight (i96B) ... <.j ";1 .' 'jl~ and STEI'Ilf:N C. GUZHICH snd MARY M. GUZHICH, his wife, of the Ci t)" of Harrisburg, County of DauphIn and State of Pennsylvania, , parties of the second part, I , I Granlee B , WITNESSETH, IhQ' in consideralion of the sum of *-:HHfTwelve Thousand ($12,000.00) in hand paid, Ihe receipt whereof is ~ereby acknowledged, Ihe laid grantors do conny to Ihe said grantees , Dollars, hereby grant and ALL THAT CERTAIN House and Lot of Ground situate in the First \-lard of the Borough of Hechanicsburg, County of C\lIIIberland and State of Pennsylvania, bounded. and d ascrihed as follows, to wi t: ):~; :> ~ f,; BEGINNING at a post at the corner of a twenty (20) foot alley and \i~st Coover Street; thence Westward along said Street, sixty- eight 168) feet to line of proporty now of Mearl J. Shet~el and Florenco B. Shettel, his wife; thence along saId line Southward, one hundred and forty (140) feet to line of a twenty (20) foot alley; thence Eastward along said alley, seventy-seven (77) feet to a post on the corner of the fir~t mentioned alley; thence North- ward along said alley, one hundred and forty (140) feet to the .. place of BRGINl'ING. - -- HAVING thereon erected a single family frame dwelling house numbered 11 West Coover Street, Mechanicsburg, Pennsylvania. . BEING the same premtses which Paul P. Sopensky and Emily L. Sopensky, hiS wife, by their Deed dated January 17, 1957, and re- corded in the Office of the Recorder of Deeds in and for Cumber- land County, PennsylvanIa, in Deed Book "P", Vol\lllle 17, at Page 151,.granted and conveyed unto paul P. Sopenaky and Emily L. Sopenslty, his wife, the grantors herein. ., '\" L{ ~ School Did. Cumbo Co,.' ,",...h .f ..~~ Cumb. C.,., P,. . . . I", R..I Ed.f. Trud.r T.. s O.,.5.a':1::~'i., AM..ka.M.. o L "r-- ,-D. IJA"I.J- c-o.. Co. 0.... c.L AllL .J:/. aul Elt.t. Trud.r r.. ,.:1.6- Ie- /. . O".j'~.7.~.v.,. AmI.w/).41J.. n 1,-, /.1 /~" J.J Cll....... c.. Did. Col; A,t. AND the said granlof hereby covenant and agree renerally the property hereby conveyed. " ~ ~f; ~f., v' , ""<::.. r- -r.... ~ :~ .i:!-": U ~ . US that they Qnd each oi. them will waifiot . ..... , ,~ ro ~ 7' ~~ ,-. n " ,. .., ," ... .. n ,., . ~ .- <> ., .., ::! n n ... ., ,. ~ ." ~ ., or ... ''''''' ........~, _w;. ~ ::>: 'l'f";;I.'t.';ll.i,/;if'\: . 5~,.t 1/_". :,' ~'" ;,j , .J ,...- 'f.:. ""1 ~~. ,\tj,.. 'oJ: .~, . ,f' It'l i.I V;'! ,.).~ IH:{1<i;~ ;-\',' '" . ':'if.'1J~':' , I I I .. 'i'~.:/;i-i{~i~rn :{. :lz;l.-..~ - (-;l". '",'" '''~ ;:,;/."' ,,' ~ .." f- "Y.r'1 I .. 'N .r; -,.< -,' ','I L~hl,:(;~I/~\~ n~~~iii~~" . &OOK722?ACE 507 .. ._-~...~.~ ...........r_~.,.._.___...........-~--.~..,~__.....,...-.-,._~_~_._ ,. ii I( '-'-~'--=:':':=:':"-::;':-:::::::::':::':':':::::~':J...-::'-;""'-".'~"~"'" ,.~.- J 0: P-JOI-CT-Warranrty Deed--Bbort Form-Act 190D-Arranged for P'hoto~Recordlng Henry Ha.ll, Ine., IndIana, Pa. tEbi~ ,~~') ~.."", l\ b""r;.-:.,....,),~ :...J}, - J tt , ',".. ~ '. i:. F ')F i\- \ I ' I,:: '~!::: L: . , ~ 1.; !. '~,I.!,' 11''(. MADE THE 5th of our Lord one thou,sand nine hundred day of March eighty-six (1986) fB6 liAQhe ~eaAlllO 2 BETWEEN CHARLES GUZMICH of 865 Moore's Mountain Road, Lewisberry Pennsylvania, party of the first part, and hereafter referred to as' Grantor , and ROBERT S. GUZMICH and THOMAS P. GUZMICH of 11 West Coover Street, Mechanicsburg, Pennsylvania, parties of the second part, and here- after referred to as Grantee s: W[rf!~eff6~i~~~~~~o~~~~~~~~!_-=~:_~~~-~~_::~_:~~~~:~~_:~~-~~/~o~~~~ in hand paid, the receipt whereof M hereby acknowledged, the Baid grantor do e s hereby grant and oonvey to the Baid granteeS, their heirs and assigns, all of his one-third (1/3) interest in the following described tract of land, ALL THAT CERTAIN House and Lot of Ground situate in the First Ward of the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a post at the corner of a twenty (20) foot alley and West Coover Street; thence Westward along said Street, sixty-eight (68) feet to line of property now of Mearl J. Shettel and Florence B. Shettel, his wife; thence along said line Southward, one hundred and forty (140) feet to line of a twenty (20) foot alley; thence Eastward along said alley, seventy-seven (77) feet to a post on the corner of the first mentioned alley; thence Northward along said alley, one hundred and forty (140) feet to the place of BEGINNING. HAVING thereon erected a single family frame dwelling house numbered 11 West Coover Street, Mechanicsburg, Pennsylvania. , BEING the same premises which Stephen C. Guzmich by his deed dated February 24, 1986, previously recorded with the Office of the Recorder of Deeds for Cumberland County, Pennsylvania, granted and conveyed unto Robert S. Guzmich and Charles Guzmich and Thomas P. Guzmich. This is a conveyance between brothers, all parties hereto being sons of Stephen G. Guzmich. ./IfJOK T31fAOE 48% AND the said grantor hereby covenant will warrant generally and agree that he the property hereby conveyed. IN WITNESS WHEREOF, said grantor ha s hereunto set the day and year first above written. his hand and seal h___.n_~nh__~_______~__.nh_______'__n_____________________nn_ ---- 'J!J: /! / 'c;a:a~(I~iiircK.................n...........---........~ _______________.nuu___.n_...n.__._________n_______n__h____.____n_.__n_._. ~ __U__.h_______________hhnn_uh_______._____n____.h___________---------_.-- ~ ____._..__n.u..._____nnnn__._..______.__n__n_____nnnn_______nn__nn_. ~ ~ilJntll. ~taltll anll :l!9tlilJtrtll in tbt l3r~tntt of I . D !.... ;1:]-. I) J... / ..' X ."..."c:c.L(i.~n:l/::t--. 001.___.... I"'-.:::::~:,L"'-...n. . j- /. iI" , d' COMMONWEALi! j OF PEN~ISi'i.VM II!'. .:': -= Ol;PARTMENf OF HEVEI'>lU!:' ... :: i~~;::fER:::;:..~~8:2 ~~~~') r.:-;;~i. ;~;;1 n c.;, p't;.,j II'..; ,...... , State of Pennsylvania tss, day of March , 19 86 ' before me, County of Cumberl and On this, the 5th the undersigned officer, penonally appeared CHARLES GUZMICH known to me (or satisfactorily p1'oven) to be the person within instrument, and acknowledged that he contained. IN WITNESS WHEREOF, whose name is subsc1'ibed to the executed same for the purpose~. the,'ein I hereunto set my hand and official seal. .,~ '.' ~"'l' ; '::-'. ':', ..t/.:kl!&j"...d...!A!.-..: ':>.:' ...... ') ;.::{:~<a':.?\ (f ~tr~l!-7)A-~ff: .-; ~.,,-~ : ..NQ.t<ll'.)'n.P.1.!b.liC..mnmm"nL\:~.:'.'.mm.m'.'?/'''' j i Tit!i'lJyi;J.ffi.C8l'.' ,;->". ....{~/ NANCY A. GRISSINGER, Nolarv Public "'>'!'; ~.. ~ (J/' Mechanlcsburg, Cumberland Co., Pa,"' . "~""" " My Commission Expires May 5, 1986 r ..J.... do hel'eby certify that the precise residence and complete post office add,'ess of the within named grantee is 111iV-",t C',''" .'., ()'i;- ."1..11"... I) . I). 1'((')'(' v . _ '-.' I... V _~ A__ l' -- ~.__y.., -,' ,-<-",y. u___ro,/\) l-'_~, - '. .} ,J /'1(.,,,Vt. S., 1930 , {[I Cj I ...m~'.,=::/L:.::7:+..:....;.....:.~n)':.;'/::<L~:mm....n. Attorney for ....m~.L::.'.::..~'::::l.."'.m.n...._......m -- IlOiJ~. I 31 PAGE 483 IF TAXES ARE IN ESCROW, SEND THIS BILL TO YOUR MORTGAGE CO., $1.00 FEE FOR AODITIONAL RECEIPTS. DESC: PAl TAXPAYER 2002 Statement at Real EsllIte T lIXSS ImProvement Mineral 113.220 0 Bill No: 1 MAP NO: 16-24-07B7-065 11 W COOVER STREET ACRES .230 DEED 0031T1!l1U1l2 r 8 .00204600 231.65 .00010300 11. 66 DI8CCKII1t " 259.10 " 13 .04 Bill Date: Total 129,220 Face 3/01J: PAYABLE TO BARRY L HECKARD SR TAX COLLECTOR 605 SOMERSET DRIVE 766-6205 MECHANICSBURG, PA 17055 Pen.,- 264.39 29C 13.31 g RG .00145000 164.1'1 " UI).62 187.37 1 206 Residentiai With Buildings BARRY HECKARD RESIDENTIAL TAX COLLECTOR MECHANIC28l!<;, "M, GUZMICH, ROBERT S & THOMAS P 11 WEST COOVER STREET MECHANICSBURG PA 17055 TAX AMOUNT DUE--> $455.76 $465.07 $511.5~ TAX PAYER If Pai~ On or After 3/01/2002 5/01/2002 If Paid On or Before 4/3Q/2002 6/30/2002 IF NOT PAID BY 12/31/2002 THIS BILL WILL BE RETURNED TO TAX CLAIM BUREAU FOR COLLECTION AND FILING OF A LIEN AGAINST YOUR PROPERTY. 7/01/2 OFFICE MAR-APR TUES&THURS 10AM-4PM- HOUAS' WED 5PM.7PM MAY-JUNE TUES 10-4PM WED-5PM-7PM OR CALL FOR APPT. CLOSED 317,7/24-7/29 & 12/31 Return Bill with Payment. For a Receipt, Enclose Self Addressed Stamped Envelope. IAX'1EAR 2002-03 REAL ESTATE TAX NOTICE .. SCHOOL .. ~~~~~J\~ICSBURG AREA SCHOOL DISTRICT BARRY L HECKARD SR 605 SOMERSET DR MECHANICSBURG PA 17055 PHONE: 717-766-6205 DATE JULY 1 2002 ASSESSMENT BILL NO. ,1. JULY&AUG TUE-THURS' lOAM TO 4PM WED 5PM-7PM SEP-DEC 30 TUES 10-4P~ & WED 5-7PM CLOSED JUNE 24-28 DEC 31 NOV 5 129,220 1146 %P M ~:,p M %P M %P M %P M I DURING THIS PEAIOD PAY THIS AMOUNT I JUL 18 zmz 1,525.96 l,557.1d 1 712.8] TAX COLLECT OR ACCT NO 16-24-0787-06!MECHAHlrQIIP'j, Ph. GUZMICH, ROBERT S & THOMAS P 11 WEST COOVER STREET MECHANICSBURG PA 17055 DISCOUNT FACE PENAL.TY [JULY & AUG SEPT & OCT NOV & DEC 1,525.S 1,557.1 l,712.E 11 W COOVER STREET LAND Residential With Buildings I~~I~..,~~.;m~ THIS BILL TO YOUR MORTGAGE COMPANY IF UNPAID BY 12/31/02 TAXES WILL BE TURNED OVER TO CUMBERLAND CO. TAX CLAIM BUREAU. $1.00 FEE FOR ADD'L RECEIPTS REQUESTE ""'''''''''''''* COMMONWEALTH OF PENNSYLVANIA . INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF c;. U Z M / CH , SCHEDULEE CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY RogER, s. :2.1 -0(;1- 7'1~ FILE NUMBER Include tile proceeds of litigation and the date tile proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1 .:l. B. 1-. 5. c.. 7. DESCRIPTION rAIVG/~LE ?EII?SD/J/Ht-ry ~C/1-7eZ> #/T#//V HI'd7tE (SEE ExN/IfJ/7 L../S-r /1-T77'f-CHG"L>) I'A-Y/J1l!'"Nr FitUJAf eUntl!JE:2L~AJD Q;wvry VPLUl/lr~1if"Jf! F/~t:/Ju,/YS ;4SsoC/A 7/P/V VALUE AT DATE OF DEATH ~~. 7:> ,r .sz>.oo / 't (t(. e SliFE /q78 ( 5IFE 'J)od~e :;; wheel clrive p,'c.k.L<.P true-I< V.4t./( ,("""/lI A'lPltf "BIi!.ENNE'T? . (!.If,q y S L. E7? ../ FEjO A TT/f-CIf &:b) PIYWlt>l<.fI. FUry 5e:c1..n VA-LllA-nDN ~'#1 .4-LL.6NS /l-LrTo SIfL.V/lGE A777/-t!J{Ei'[)) 'I 4, '175". DO ~ d:l S;DO 'Plly-mUlt" fro"'! A-merica.Yl Gene"../ L,'fe X.1S ....r"..ee CI<<s," -li-d"C>>1 LWAJ S....;t 7. If.S. f(..iuncll7r leJ~/ inCDme +-<< ~ '-3,:l.3S ":43'1.00 ,4(Je~tlAlT.S A-T /JJE/J1.<3a(1SJ 1st FEb. c;eeb tuJ/ ZiN A. I?~ar Swinrr W-. If /3999fD -00 13. Chnk;Z AC(Jount 1# I 3"l'J'7t:.- 1/ c. /... ~t111 ';4eMttnt - $ee Sekdu/e r. (6ee /et/t-r a lfached ) ~~7.tf:,E ~9S.'Itf "'OTAL (Also enter on line 5, Recapitulation) $ c., 5'f r....:l "! (If more space is needed, Insert additional sheets of the same size) -es-r. pF GUZhllCHj 'RDGl2!2-' ~. ;;2..1-02-7% SCHEP. E: exf/18/'/ LI.s-r 0;= ~A/G/J5l€ ,?!L!'"/(So/llAL-TY otv/VEU :t.oLezy :By ;(IJ/3EJe7 5. G/./'Z.M IcH: ;. ~F/'f .:? (JIIAII'( 5. elV]) 7RJ5lG if ;3l!J) W/'7N STez:z.. heA/JfiF s: lJISt1L/lY e.HE b . :DIU?SSI37f. ~ ;;?o.oo Ir 7.7~ '" 3. Do rTfi', ;,7; ~ ::? s: C6 Paz.2> ., / N.. 75' CUMBERLAND COUNTY VOLUNTEER FIREMAN'S ASSOCIATION ~€~~~oF_P;>hk of g,tvr Gu~PJvc~ \ f +'1 .fbJ The First Bank and Trust Co. MECHANtCSBURG. PA 1705S-mSO A~BANK FOR 11.002 :15 511. 1:0:110:10 'i' a. 2 (:,1: 5 'i' , -- r" ~':.t~,'.-I' ;;. 2355 1-1J- J-~ y, I $ !; 0; -C!o DOLLARS ~ ElRENNE,R Chrysler · Jeep 6039 Carlisle Pike. Mechanicsburg, PA 17050 Phone (717) 766-7686. Fax (717) 766-7151 Visit us on the web at www.brennerchryslerjeep.com Email: brennercj@earthlink.net &e#/I/~ ?'/l4}/J/irL " ~p /.uct:fl ~~p 0'/ /9y~ ~cf/ c:?J?@ + C::;0 ~aJ,c/ ~/v/ ~~ 0.;</ A/~'/.6;7~:,fc:L7737$13- w/#/ 9:rc53?? ~'dd c7/f/ /5'7 yf?;7J -PO W&~ LtfEP eN' //////"c;f'a:;3 &d?/ ~L .lt7'~ t/&J66 6'7 f/Jr:JC? 4'Lf'L? c~ //~ ~~ ~b(J $,dr'>>/ /h/';:/ 3'd7r dr~~ 4-<-- ~;.;?~O ~J'~ o/t/' /./#?7P' ~4.? 4.d~6" ~//. <f, .., CO'JCKla~iQn.;;: 4',2;SOlc",,", I ,- ,.,., ..;.. . I:::. 0, v-' t:7~ :::rc" () . if,;;' -- 4'" . - 5 'Z S""j {J~;;' ~ :..,.' (1; ~ , ~{.; 'I ' ! -' $:+ p ~'S"'1IIIIIE 500 Pi~town Rd. Lewisberry, PA 17339 Phone 766-4685 Fax 766.6451 P A, SALVAGE DEALER 89-9330 May 10, 2003 TO WHOM IT MAY CONCERN; Estimate of value of vehicles in the estate of Robert S, Guzmich 1978 Ply, FUl)' sdn, Vin, RL41 U8A230924 (presently in-operable, missing parts) Approximate Resale Value $150,00 to $300,00, 1978 Cbry, sdn, Vin CL43N8C181927 Valueless exc, for scrap at the current market value, Current scrap value $2,00 per hundred pounds after properly prepared, Estimated weight 3000 # = $60,00 Vehicle subject to towing & processing charges to scrap yard estimated at $50,00, = AIEl' 'IP, '" Ylltkllll,,1. -;:"'7 C(llc14I11{;'~ Sincerely, ~-v---- Ronald G, Allen -/SV," f ?,O(),'. ~ 2t5" ,., a. Jltr~1~ 1 'iSV... ..!- 2. = MEMBERS 1st FEDERAL CREDIT UNION REGULAR SAVINGS ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner CHECKING ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner LOAN ACCOUNT: Account Number/Suffix Date Loan Established Principal Balance at Date of Death Loan Description Collateral Securing Loan Name of Comaker 139996 -00 05/06/1994 $27.68 $.00 $27.68 None 139996.11 05/06/1994 $95.48 $.00 $95.48 None 139996 -D9 04/07/19976 $35.932.73" 2nd Mortgage Property: 11 W. Coover Street Mechanicsburg. PA 17055 Thomas P. Guzmich "Loan paid off by Credit Life Insurance #ERS 1~ ~&REDrr UNION ;LJ%ttU -z:r Denise A. Anders Insurance Supervisor May 27, 2003 Estate of: ROBERT S. GUZMICH Date of Death: 08/23/2002 Social Security Number: 207-44-6321 5000 Louise Drive, P.O. Box 40, Mechanicsburg, PA 17055 www.memberslst.org REV""'''','''97I. COMMONWEALTH OF PENNSYLVANIA , INHERITANCE TAX RETURN RESlDEN1 D CEDENT ESTATEOF G LLZfJ1ICH, SCHEDULEF JOINTl Y.OWNEDPROPERTY f(tJSE/lT S;. FILE NUMBER ;( I-O;? - 7% " an asset was made joint within one year of the _nrs dele of death, K must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEOENT A IH()11111-S P GUZI!7/CH I' IV. CotJY'1i<1( ST. MECHIfNICSfl>UR6-, 1',4 !70SS- BRD THt::7!. B. c. JOINTLY -OWNED PROPERTY'. LETTER DATE DESCRIPTION OF PRoPERTY %OF DATE OF DEATH IJEM fOR JOINT MADE Inclurle name offmancial institution and bank account number or similar identifying number. Attach DATE OF DEATH DECO'S VAlUE OF NUMBER TENANT JOINT deed forjointiy-Ileld real estate. VAlUE OF ASSET INTEREST DECEDENTS INTEREST 1. A ~::: I TANG/S LF PER..5DIVRL TY N/71-I/1V HUtlE "111'1.S7J sz>,% 1 57. ZS- yr. "JD (SEE ffXHI81T UST fl T'771-CHtD .h'~ .). If. " 1'178 Chryskr ~c1n. "'ID,OlJ svJo ~ $,00 (SE'"E" , VA/.-/(I1-7iON ~y A-lLBVS /l-u TO .5AlYII6E' ,47rAtJJ{E'D 7P St!/I czJvLE: ~) . TOTAL (Also enteron line 6, Recapitulation) $ (, (!., 2 $' - (If more space Is n""ded. insert additional sheets of the same size) ~s/. OF GUZ/J1/CH /(P/5E/(T S. / :s OItrP. jC. G?XII/Jf!>/r us, p,c 7A/YG/SLF ,6y Rt?~E/lr 5. C;/(Z/H/CH ,#All) :S/lcT#e< { /. KI reNEN 7/hSLG ,hvb (!/lI7/RS .t, T~/S/t?1I/ 3. l)tey~ .:1.1-0;1,-7'1'" rETl.$P/V/lL TY tP~A/ED vtJ//VTLY 7?Y1!)/H~.J .P. G'UZht/CI-(, ~/.s jr '10.1')0 ~ '12,00 'i" 3z. ~?:J 'Jt IN. so R~""~:"9". COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF /'" l!? tt Z 111/ C 1-1, SCHEDULE G INTER.VIVOS TRANSFERS & MIse. NON-PROBATE PROPERTY /(/?15E1Zr FILE NUMBER ;<1-0;),-7% s This schedule must be completed and filed. the answer to any of questions 1 through 4 on the "",elSe side of the REV-I500 COVER SHEET ~ yes. DESCRIPTION OF PROPERTY %OF ITEM INCLUDE lH,; tw.\E ~ 1!-\E 1iWf3i'Ef\EE, lHEIR RE\J\1lONSl-l\P TO DECfDENl AND THE DATE Of TRANSFER DATE OF DEATH DECD'S EXCLUSION TAXABLE VALUE ATTACH A COl'Y OFTliE DEED FOR REAl ESTATE. VALUE OF ASSET INTEREST IFAPPLICABLE\ NUMBER 1. If d:,s/r'.buk." fr,M1 J>. S. E: 11. S. wl,:ch wos /nher/fl2>1ce .p..,. ~Mf?f """5 JOP ;eI h I'NP/IS /? CU2/1'J,c.h _ TOTAL (Also enter on line 7, Recapitulation) $ 0 (If more space is needed, insert additional sheets of the same size) REV-1511 EX+ (12-99) . * COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULEH FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF G-UZh1ICt-/, Ro8ER.! s FILE NUMBER ~1-()7.- 7 ?to Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. mftLPt; ZZI FU.NERAL J4 t:m fi, I~e. " 3, 095. Z S; :I. f:XfJE/olS E;S J<E'l.n-rn To PuN I%? ~l fl1 E A-L ,4.Nb Wl'rkt: a) ""B.::r.!. WHOLf:sI+LE C-Lu8 " lo4.~/ 1) G-IA-NT FooD MA-RKET )C31~.CO c.) G/ fl.NT FooP IvtJl.tfKeT (see statemeYl ts Cl. tt a.el....! ) " '12. % B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) j){ Nit liS fl- Cl{ Z/11/cf/ tull-III/:i) fA! Social Security Number(s)/EIN Number of Personal Representative(s) 7 FuLL Street Address /1 W. (!Ppl' ER S7. City /J7~CI{I1/VIC S EU"6 State P/I Zip 17oSS;- Year(s) Commission Paid: N/4 2. Attorney Fees eHAIlt.~ IF. SHlet.DoS 7Jl: 'P3, 5"719. ,,0 3. Family Exempt"lon: (It decedent's address is not the same as claimant's, attach explanation) Claimant /HtJ/If/fS Po (;trZ/JIICH Street Address It w. (;POrE'll .sf. City IIfEt!.II/lNIC~ Built; State /',11 Zip 17PSS" ~3 ;>Pt). Pt:> Bill? 7111:'7( , Relationship of Claimant to Decedent 4. Probate Fees /lM.d or'(final ,\;Sue of short c.ert..I:'ca.~s It (,,7.00 5. Accountant's Fees Tax Return Preparer's Fees J"oe.t 'Broc.kb;IIi H ~{( ""Eloc.J< f..". cI.Se-....t 10'10, to'll 1 ;;Z:1~.60 6. (rsJ;",.J eTc- Jl' 7. Adr/,Hona/ deli#. ee".f;h'c.a.fe.s c.o.. lID. 7< 3 d~: q-IV'02. 't.DD f-; /l" &: ItdYer/':S'~ ;" iGL. Cumber/aJU/ Jburhal 75.00 9. .4dverh"s (J. :1'1 flu< HI1."r;sbu'i!1 l11efro- {Nest R>fr;ot-lIIews ~ eS.3'1 10. {!t:rt,'/.'e,! /Jt4"'I//lf5 .!Jy EUUl/ZW ~ I~. 3B 1(. " 8ftt(J/e/;;r Esfate seilkl11Mf hie / lYt:bds., ,df~c-hIJl ('//15 ",s.Sf, C!4ee receipt fflfachJ) Su /JA/J!>AJLph#" J'./. ) TOTAL (Also enter on line 9, Recapitulation) fTIK'FII, '1f'l, '10 (JI more space is needed, insert additional sheets of the same size} ~ST pF GtIZ//l/CII. /C.p/Jae.T..s: , isaLd/l ~ ~~ '~:J:::i~ r.:t/--P~M.iz,;, bt.) . /'I. 1;:;F~A~:b/'Z~r. ~A7e,-k.n1 -jS;.~A';tL~hfl,/ _e/Y!i.~tf~ /6..~ G/~jtlgitlJ~, 7j../-t$1027 46.slrad cfr//lc.e.r .;tr atd/C.J:f'&u:dl:lz, cldeclJ1(~fJ}la.&~f fk 1Z.+-&LdtjR~./z,._Q;"Ck5. E.Sh:e/a',> Z!T ;fr CU'f,;(~"; -.. ..._-j}1q//L~~5..-f2~b~-j11e~_?.d..:r,tegt'tS/~zt, _~ft;"'.) /L.drIdd..4kLeu-td... _ . /f.J. /MId.~(!pfJ. ;l../-o~- 7"1fr, i-- .P' /3 '7. trO ,. 3'7. LJ7) P' /.s. em J( 'S.ov f ~3."c . %-?-i'.;ZS.. , (,'UP. ,KP.ur:> I , I I I I I , I I I I I I I 8 Market Plaza Way' Mechanicsburg, PA 17055 Phone: (717) 697-4696 Michael J. Malpezzi, Owner Jeremy J. Shartzer, Funeral Director September 19, 2002 Thomas Guzmich 11 West Coover Street Mechanicsburg, PA 17055 The Funeral Service for Robert S. Guzmich We sincerely appreciate the confidence you have placed in us and will continue to assist you in every way we can. feel free to contact us if you have any questions in regard to this statement. THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTNE EQUIPMENT, AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS. C. SPECIAL CHARGES Cremation, Visitation, Graveside AT THE TIME FUNERAL ARRANGEMENTS WERE MADE, WE ADVANCED CERTAIN PA YMENTS TO OTHERS AS AN ACCOMMODATION. THE FOLLOWING IS AN ACCOUNTING FOR THOSE CHARGES. CASH ADVANCES Opening Grave Newspaper Notices - Local ClergylMass Offering Certified Copies of the Death Certificate Flowers TOTAL CASH ADVANCES AND SPECIAL CHARGES SUB-TOTAL INfnALPAYMENTfDmCOUNTfCREDITS TOTAL AMOUNT DUE Please $2505.00 $250.00 $145.25 $100.00 $40.00 $53.00 $3093.25 $3093.25 $3093.25 RECEIPT FOR PAYMENT ------------------- ------------------- Cumberland County - Reqister of Wills Hanover and Hiqh StreeE Carlisle, PA 17013 GUZMICH ROBERT S File Number 2002-00796 Remarks CHARLIE E SHIELDS III ESQ JA Receipt Date Receipt Time Receipt No. 9/04/2002 14:32:59 1030425 ------------------------ Distribution Of Receipt ------------------------ Transaction Description PETITION FOR PROBA SHORT CERTIFICATE JCP FEE Payment Amount 50.00 12.00 5.00 Check# 701 Total Received..... .... $67.00 $67.00 Payee Name CUMBERLAND COUNTY GENERAL FUN CUMBERLAND COUNTY GENERAL FUN BUREAU OF RECEIPTS & CNTR M.D - - STAPlES STAPLES 365 SAVINGS Low prices. Every item. Evet.v day. We 110% Price Match Guarantee It 5850 Carlisle Pike Mechanicsburg, PA 17055 (717) 795-7590 SALE 512887 6 002 10654 0643 09/24(02 07:52 QTY SKU OUR PRICE RECYCLED EXP FILE 078973181903 SUBTOTAL Standard Tax 6.00% TOTAL 14.68 14.68 0.88 $15.56 Cash 50.00 Cash Change 34.44 TOTAL ITEMS 1 Compare and Save with Staples-brand products. THANK YOU FOR SHOPPING AT STAPLES! ~~ Iw-Pt ftAwl-~ ~-~ ,$~;tiMI. ;1 W~~ - .,,--....-.--....--.--------- ..- _..~-_._--_._._-'_... .' -,_.~,---- C"zfI1:ch - ~ ~ f!.1<-~ - ~ CA5H-1 HJ'5 WHOLESRLE CLUB 3H05 HRRTZDRlE DRIVE CAMP HIll, PA 002S 007 SqBS "nl~5/02 126 I 5B'22 M~MBER5HIP 10. 02S80B\75\~ - MHERSHIP EXPIRES ON 011~5 13000009/5 HEINZ Pll; PK N " .99 370003~B8b PRINT N,,,'KIN ~. ~7 ~178000015 UTZ PllT cH3# N 5 9<; 4900000639 CDKt 2 I IN. 3 @ 3.9~ 11 97 2/4001u5\/ CC SPRhill N 3 L9 4800126/97 MiWO ,~PK 18Z N 5 2L:J 2~502H7021 MPrllRI<QOOCT 5. 99 Z~50287221 11 [,,{N I rE400CT 5 9<; 4178000320 Ul( MIX N 5 99 2450287421 SPtlnNC:<lOOcr s Y9 ~3000%371 KOUL-AID 320 6 49 2450212301 FOAM PLATE 6. 99 43000%371 KOOL-AID 320 6 4<; 2Q50212454 FOAM PLATE 6. 9<; ~0000230 1?3 160Z CUP 6 99 2~502332L' 120Z CUPS 4 99 ITEM TOTAL \ B SUBTOTAL 99. 9c' PA STRl[ lA' b~, 4 41 fDTAL 104. 31 CHECK 104 .31 SAVE RECEIPT FOR REFUND 11111~UI~lwmll~llwmllllmllllllm~~~IIIII~ '082,02S0?S~B5' ,- . /Ire ho.J~~ I3J~ ~4& ctJ.. f lo"f.3/ . __~ D~#~ ~tftl,lJ, ~ .. GIANT 510RE 1120 MECHANICSBURG, PA 17055 M';:l 'JUij! J~ to rl15uce ':jDUr' s:dl'5facIJoll ever'~ tJ~e ~uu 5hu~ wIth us If tt\~re l~ Clll':Jlllll19 I l~dn du to ll'l.lfove ':Iuur" t:"I-'t'Clt:',litt" Plt'd~~ lall (717) 591-09/9 feLl.t' M.:f1ddlQ, Store Har1l5ger. 08/26/02 112 SHEEI CHKE THRNK YOU FINHST CUPS "INASI CUPS Mln( HOUSE 15.62 000~~B05 BONUS BUY SRVINGS .... TRX .OB BRL PARTY 1 RR~ PRRr~ TRR~ PART~ lRAY PRR1~ TRAY PAR TY r RA~ PRRT~ TRA~ .... TRX 17.00 BRl VF PERSONAL CHECK CHANGE 1l!11I1 NUMbeR 01 j IIoMS SOLD jQY9 F ~BOOI1>3BO% .64 1 64 r 2.1 S F .56-F 17. 9~ 46.99 B 4b 99 B 4b g9 B ~6 gy B 4b 99 B ~69g 8 311>.BO 311>.BO .00 10 YOUR SAVINGS IN THIS ORDER BONU5CARD SAVINGS .56 H1TAL SRVINGS .51> B/26/02 1:48 PM 0120 07 012~ 130 v\") t ,,(5 on the Inte"nel ww... :;Jltrntpa-.coll: '-'Il-rv"f . . . . . " .' . . . . . . . . . . . . . . . . . . . . . . . . . . , , f ~/f&,,8D &0zm;d1 - ~ _ijl~ - - GIANT SIORF .120 MECHANICS8URG, PA 17055 THANK YOU ~0001393135 ~l'.j 'Jld1 Ii:, I u ~.I-,:Ht. ':lour 'Jdt l:lf.:ll lilli' ;;".'t:'r'~ j )iH: ~IJlj ~.il[ll> WI th U~ It tlll:"rt' J ~ dil~jttljll'j I lc1n riD t,J !1'Ij--'ruvt: :llIUI ,..t-,-rit::I"" t-'It:.:l-:'I- I,cdl {-,'l/J ~91-'O"JI'fj ,~ Ii Ml-Hdnl'l ~ j (jr'E M.3rld':l~r OH'2~)/O~ 1)I~Hj-J1 (LJMH I fJl S 00032896 FRESH SAVINGS [;liHPL~ l llMH 1111:: Ll 00032896 FRESH SAVINGS I;RHf'l IflMHlllE'o 00032896 FRESH SAVINGS llj~Hljl-. I UMiillJt: 71 :Ii' 00032896 FRESH SAVINGS !~l -1q u'i tl?Y ,:',; 1~? flY I:HII! lrLllWtl\ . 00050839 f~ESH SAVINGS ul C, lJ; P tlNl.ll t.:l.. i!l. l; ii l!J f,!Nl~H CP fIU-[ III l'itHfhJTS I'LtIIL uHHWr~, d.Lll lJ i-:liltHUl S H.!t G'1 t,lllJl II-: IJWl:.I< 00050039 fRESH SAVINGS ;:. 'jl J h I.'! 1 !ILj i j b WI BI-ILlLi"11l i i:r~t1WNS :H jj l<tlllI :.itH ~; fnU i~itlil'JHt':J !H D f,:Hlli 'JIlL:j In il Rill! I 'Jilt L~J .... fAX .00 BAL OF ~lRSONAl CHEcK CrlfiNGE 1 [II HI /i!JMtJLf,' III J II.WJ _11m u YUUN ShUINti~ 1N IHI~ UNDER BUNUSCARD SAVINGS 10TAL SAVINGS 8/25/02 1 .49 ~M 0120 13 006b lit " I r ,1-:' UII tilt' [I- tpr't"le 1 "'''.' '~l cHI I r'd c \.JI~ ;2 "'ill I .~9-F t ~ li . ~'l-F 2 'i" r= .49-[ / ',I') t ~'J-f : 'J" ,. " " l, ~_j I- e 70-F l ".1'-) f , ';Jlj I ; " ': ~ f 3 'j~ , ) 'l' f " h") r .70-F L,LJ t- <j"J r 411 F 'I") f 4(.1 F 42.~6 ~2.~b .00 ] U 3.36 3.36 233 &1A-101 f( /.a/I{ Dr. I Jrg I r2 I r .... =1~: . . . . . . . . . 12: . . . . . . . . . . . . . . . . ~f/. Mechanicsburg Me" rast Office MECHANICSBURG, Pennsylvania 170553459 09/1e, , ,,,JO)275-8777 02:23:55 PM Sales Receipt Sale Unit Qty Price > [H:;-~'.; ]!-Jl j on Final Price PITTSBURGH PA 15233 Flrst-Class Return Receipt Certified Label Serial #: Customer Postage $0,60 $1. 75 $2,30 70011940000686332536 -$0,37 ------- -- -------- Issue PVI: $4,28 HOUSTON TX 77210 First-Class Return Receipt Certified Lebel Serial #: Customer Postage Subtota I : $0,37 $1. 75 $2,30 70011940000686332543 -$0,37 $4,05 -------- -------~ Issue PVI: $4,05 HORSHAM PA 19044 First-Class Return Receipt Certified Label Serial #: Customer Postage Subtota 1 : $0,37 $1. 75 $2,30 70011940000686332550 -$0,37 $4,05 -------- -------- Issue PVI: $4,05 Total: Paid by: Cash Chenge Due: $12,38 $20,00 -$7,62 8i11#: 1000301028238 Clerk: 13 Refunds only per OHM P014 ------ Thank you for your business ----- Customer COpy '... ::. t-o':;ti1 ~""II :;E:P'I;::I~:: III/AI- :::~:;=;:-- (::Jom,,::,fJ ,,,I:J' I ,.<;,'",/' ~ ' " .1[" ,/ - ( u ~ r..~stal S?fVl,f ~=P-I=I=[ M.4L ~=:;EJ=- ~ ::jln['~,ll I," .>ll " n ,1 - V chi ~ "J" , In .:J'"'j Lr1! ru In IT' -C <C .JI CI CI CI CI Lr1 Lr1 ru IT' Postage $ en -C Certified Fee <C -C Return Receipt Fee CI (Endorllemenl Required) CI Restricted Denvery Fee CI (Endorsement Required) Total Postage & Fee $ $4.42 .itOUSTQN TX 7112111: 0055 13 Postmark Ho<e 0911012002 CI Ce ::r ~ ~:J;'_!?~~~i___li!'/i.i:!/~l'j,~"!/?.!!!!J.~-~L-----___.______ r-=I Str..t, Apt, NO~,:--' g ::~~_"~~.~:_EQ__f3.o/__:!.ii~______.._..._______________m._____.___.______ t'- City. ~:~'::~~ 4 -r:< TJ :2./C? - 't' I,J i3 :11 l it . P st . At or. ,Also complete s desired. on the reverse j to you, ;f the maHpiece, ~"""",,',rSP3Ce permits. o o o o 1. Article Addressed to: '(}k R..4.o!. n -tJ/>/ I/Ie D.. 0 t Mb"<-A G f'O<-'f' 1.-.te Ad""j! l.siY".-t~'1 Po fu;< 923 H~':s.nM>, PA /')0'1,/_0'1:23 2. Article Number {Transfer from service lab! , 7001 1"l40 OOOb Domesul,. . ,...._ PS Form 3811 . August 2001 SENDER: COMPLETE THIS SECTION . Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mailpiece, or on the front jf space permits. 1. Article Addressed to: CJlit,i!s Dep#fr>>e-'l 'f pi r: G- LJ" C,,"'?I+h/e.!> PO 8M Ljq4.3 ;-!..~~"f;", --rf 7'7 ZlO-'N'IJ 2. Article Number (Transfer from service label) PS Form 3811 , August 2001 ~ ::rJ 0055' IP~" ',~.J:>ostmarK ';'.Hem \09/111/2002.... \l\ ''f,;'' x C. Da~ of Delivery 7 12.-- D. Is delivery address different from item 1? 0 Yes If YES, enter delivery address below: 0 No 8. 3. Sef\'ice Type CJ Certified Mail 0 Express Mail CJ Registered. 0 Return Receipt 10r Merchandise o Insured Mail CJ C.O.D. 4. Restricted Deli....ery? (Extra Fee) 0 Yes db33 2550 102.595-02..M-1540 . Is delivery address different nom item 1? If YES, enter delivery address below: 3. SeNiee Type o Certified Mail o Registered o Insured Mail o Express Mail o Return Receipt 10r Merchandise o C.O.D. 4. Restricted Delivery? (Extra Fee) DYes Domestic Return Receipt 10259S.02-M-154C U_S Posta SertJIC( :::ERTI"IED MAk RE:::EIDT (OonJest/( hl,,1 __Jill j\l( IIIStlr3H::':' ;:'0\ ,> <1Qi C"O''loeeJ ...II rn ~ PITl'S8Illl6H M 15233 CJ .:r ~ ..j2JjA.IY.!....e.~.1......12~2!:'!{;:j4f<i.~!.....(};;;!'!:.'ff.l..... 8 ~~~~:~~~:~~2P-2...f?!.!J-d.-&::(2..Jig.......___......................... ::2 c/ty,.t...,Z'P+4A il J. 0 .' iTfS"W ~A J5-<33 :11 If 09/1012002 . Complete item4ifF. . Print your so that Wf . Attach thi~ or on the t,_ qQ~ "> ~~ 0' ~~ p ,~ o o o o .. 1. Article Addressed to: r..J,1II"", [k,flr> /l$.f.""'~--/'o'J c:'/..-rNit5 {kpAr+A<1e",+ '7C?9' 8.1"JI11""/I R d (:1&1,....",1' ~ /5'233 D. Is del ery address different from Item 1? If YE enter delivery address below: C, Date of Deliver ./)..,[1' DYes D No 3.iJpiece, 3. Service Type o Certified Mail o Registered o Insured Mail o Express Mail o Return Receipt fer Merchandis, DC.DD. 4. Restricted Delivery? (Extra Fee) DYes 2. Article Number (Transfer from service label) PS Form 3811, August 2001 Domestic Return Receipt 102S9S-Q2-M.'~ REV.15t.EX.Il.97;.... . '!',. ,;' "~ . ~,..'; . .c COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF /' l7fAZMIC!{, SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS /{h!3E"RT S FILE NUMBER .:c/-o~_ 7'16 Include unreimbursed medical expenses. ITEM NUMBER DESCRIPTION Reirnh"r5ernent -j" :;;l.lrviv;~ hrotf.Lr f1M.d e.x~r, ~nzll' 7. Guzmich fr,r 0.. prem;..", PCf",ent he h1lLde em beh...rf of deceden~ t-o IlMericA,' General L,Ie .:r:;,"'...,.... Lb. wh,'d, hAd been cI~ 01'1 J"dy ~:S, Z.ooZ ..,.,.,./ whiG/" LVdS (f~ 0'1 Av..tJU!.t ZZ, ZoOL I ) I st -r It 0 ~A ;J.'lfa/ Loo.lt IOna.Vlce &luG il.~a"" ,rAnS Merica. ....... ~ L;~ :I:rn.lAl"Glltce Cb. {xe CL>rr<!spl:mdenc:e /Uta P4.y-otd .,:;hd"ement a. Hached J. 02. .3. (j,PoSp;,d",Je.d allee-iton Servic.e, Xne.., Df Hurisb<<'Y (.see hl'!I,''/! ~lA.hll1Ulf Il'#DC/'ft,f). /lve. /?tt!IMce pn ftvt> ;o,',.;f Ob/.jfd, '4ns. 017 real ~.slak_ cee &rpt:l/"tde eak..la h~n shed t2Itt/ sv,o,ot:Y'flT ~t!lo}7e/l1.s "#z<c~e-r. AMOUNT '" I,x,. DO ., 3, '-17/. S6 'fF .:2 7 7. :57 i .2.8, 3 ,,(,. ~ If. TOTAL (Also enter on line 10, Recapitulation) $ J 1. I 2. 7 S. 'I 'I (If more space IS needed, Insert additional sheets of the same size) Consolidated :Collection Service, Inc. P.O. Box 60550 Harrisburg, PA 17106 (717) 652-8601/ (800) 521-7559 STATEMENT #BWNBZNZ #635389/1# ROBERT S GUZMICH 635389 11 W COOVER ST MECHANICSBURG PA 17055-6435 ACCOUNT NUMBER "",11""11""""""",1",1"1"1,,,1,1,,,,11,,,11,,1,11 635389 AMOUNTltNCLOST \ "-. DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT /- I , I: ~ PO Box 60550 ~ Harrisburg, PA 17106 (800) 521-7559 Consolidated Collection Service, Inc. ,. ,..-r[ /''IlK-''''l !-1' , .I , /,1 ~' ....... ....~, ST A TEMENT ~~{'1 .-t " " ,",' MINIMUM PAST DUE PAYMENT BALANCE ACCOUNT PAYMENT DUE AMOUNT DUE.DATE Dnll' NUMBER 277.57 277.57 07/28/0' ( 277.57 635389 " "'" " ACCORDING TO OUR RECORDS YOUR PAYMENT WILL BE DUE ON THE DUE DATE INDICATED ABOVE. IF YOU ARE UNABLE TO PAY YOUR REGULAR MONTHLY PAYMENT WHEN DUE, CONTACT OUR OFFICE IMMEDIATELY SO WE MAY MAKE SillTABLE ARRANGEMENTS. WE ACCEPT MASTER CARD AND VISA FOR YOUR CONVENIENCE, SEE THE BACK OF THIS PAGE FOR INSTRUCTIONS. THIS IS AN ATTEMPT TO COLLECT A DEBT. 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Member's Statement of Account Account Number From TO Page 32331 08-01-02 08-31-02 1 of 2 5000 l...ouise Drive PO Box40 Mem hers:. . . 1. 'ST Mechanicsburg, PA 17055 . www.m.mberslst.org . FEDERAL CREDIT UNION Main Switchboard: (717) 697-1161 or (800) 2B3-2328 Call-2'1: (717) 697-4372 or (800) 283-4372 TDO: (717) 697-5312 or (800) 283-2328ext. 5312 TeleBl'8nch: (717) 795-6049 or (800) 237.7288 JOIN 'ME1'IBERS lSTAT THE 57TH 'ANNUAL P ENNSYL ViAt4 IA,NAT I ONAL HORSISHOW AtroR.E1)E IVE$2 .00 OFF .GE+lERAL .A01'IISSION. SEI THE ENCLOSED INSERT FOR MORE I'IfF,ORMAT ION. 1..,111",111....1,1"1,1"11,..1,,1..11..1,1,,,,11,,,11..1,11 '''68 THOMAS P GUZM'CH 11 W COOVER ST MECHANICSBURG PA 17055-6435 T~:rES_,1 ::.~ TRANSACTION',DESCRIPTION AMOUNT SUFFIX:OO SAVINGS 80102 TFR TO LOAN 80202 SHARE WITHDRAWAL 0808 80702 TFR TO SHARES 80802 TAKE DEPOSIT 81602 TFR TO LOAN 81602 SHARE WITHDRAWAL 81902 SHARE WITHDRAWAL J82102 SHARE WITHDRAWAL J82302 TAKE DEPOSIT J82702 SHARE WITHDRAWAL J83002 SHARE WITHDRAWAL 83102 SHARE WITHDRAWAL J83102 DIVIDEND 32331-03 32331REG-D TRANSACTION 32331-07 -436.00 -100.00 -25.23 400.00 -476.00 -100.00 -369.00 -40.00 400.00 -100.00 -300.00 -150.00 24.83 ANNUAL ANNUAL TRUTH IN SAVJ NGS PERCENTAGE YIELD PERCENTAGE YIELD EARNED Y-T-D DIVIDENDS: INFORMATION // 1.75% 1.75% 245.01 ~UFFIX:ll CHECKING BEGINNING BALANCE DEPOSITS DRAFTS DEBITS/FEES MAINT/SERVICE CHGS ENDING BALANCE 938.70 1749.23 1908.23 150.00 .00 629.70 TOTAL NUMBER DRAF S CLEARED YOUR AVG DAILY BA ANCE WAS YOUR LOW MONTH BA ANCE WAS BALANCE 17~35.52 16999.52 16899.52 16874.29 17274.29 16798.29 16698.29 16329.29 16289.29 16689.29 16589.29 16289.29 16139.29 16164.12 12 776.37 .00 0803 5~0202 SHARE DRAFT # 522 0802011034 -295.00? 643.70 0807 80602 SHARE DRAFT ~ 525 0806003498 -45. io./ 598.60 0808 80702 SHARE DRAFT 523 0807003779 -62 .00 ~ 536 .60 0808 80702 SHARE DRAFT ~ 524 0807001090 -100.00/ 436.60 0808 80702 SHARE DRAFT 521 0807018024 -461.83 -25.23 0808 80702 TFR FROM SHARES 32331-00 25. 23 ~ .00 80802 TAKE DEPOSIT 150.00, 150.00 80802 TAKE DEPOSIT 74.~~.. 224.00 5~0802 TFR TO SHARES 139997-11 -150.0 r 74.00 81002 SHARE DEPOS IT 900.00 974.00 0814 g~ 1302 SHARE DRAFT ~ 526 0813018073 -55.97 918.03 0816 81502 SHARE DRAFT 528 0815014640 -156.00 762.03 0820 g~1902 SHARE DRAFT ~ 529 0819012875 -27.33 734.70 0821 82002 SHARE DRAFT 527 0820000771 -75.00 659.70 82202 SHARE DEPOSIT 600.00 1259.70 0828 82702 SHARE DRAFT ~ 530 0827021380 -130.00 1129.70 0829 82802 SHARE DRAFT 531 0828014991 -200.00 929.70 0829 82802 SHARE DRAFT # 532 0828014992 -300.00 629.70 * * * * * ~ * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * NOTICE: SEE REVERSE SJDEFOR IMPORTANT INFORMATION. r'~ " !:c ;,''':- V'- ~~:;-: t\[~. 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DATE 110. "521 522 523 - AccoLlnt'Number From To Page 32331 08-01-02 08-31-02 2 of 2 461 ~IB 295 .00 62.00 TRAtlSAC'TION.DESCRIPTION ~~i. 100.db 525 45.10 526 55.97 NO. 527 528 529 A~g~~ 156.00 27.33 ---1------ suFFlx;O,-sECONO-KORTGAGE----------------------------- k*ANNUAL PERCENTAGE RATE** 8.2500% DAILY PERIODIC RATE PREVIOUS LOAN BAlA **FINANCE CHARGE** PRINCI 080102 TFR FROM SHARES 32331-00147.44 288 "TO F I NANCE CHARGE PA I 0: 1364.68 NEW LOAN BALA PERIOD TOTALS-PAYMENTS & CREDITS: 288.56 DEBITS: .00 *FI --------- ------------------------------------------------------ SUFFIX:07 NEW VEHICLE **ANNUAL PERCENTAGE RATE** 6.5000% DAilY PERIODIC RATE PREVIOUS LOAN BALA **FINANCE CHARGE** PRINCI 081602 TFR FROM SHARES 32331-00 63.75 412 vTD FINANCE CHARGE PAID: 637.33 NEW LOAN BALA CC PERIOD TOTALS-PAYMENTS & CREDITS: 412.25 DEBITS: .00 *FI ---------------------------------------------------------------- Y-T-D DIVIDENDS: .00 TRUTH IN SAVINGS INFORMATION ANNUAL PERCENTAGE YIELD I 1.00% AMOUNT NO. 530 531 532 TOTAL: BALANCE 130.00 200.00 300.00 1908.23 .0226027% CE 21041.69 AL 56 436.00 20753.13 CE . :"': . ("I (i0753. 13 ~I ANCE CHARGE* 147.44 .0178082% Co A. 25 11548.45 11136.20 11136.20 63.75 476.00 1,'jCE CHARGE* FOR 2002 * IRA YTD * OTHER YTD * TOTAL YTD * TOT L YTD * TOT L YTD * DIVIDENDS DIVIDENDS DIVIDENDS WITH OeDING FOR E I TURES .00 245.01 245.01 .00 .00 TOTAL **FINANCE CHARGE** PAID 2002.01 MemberslST FEDERAL CREDIT UNION 31338 Account'NlJmber From Oi..::I"UMl..-LU"'...oiUIMt:,:;, v IMt:LHt:UII UN1UNAr 1M!::' .jKt:$S~~ )WNONPAGclil MembersT FEDERAL CREDIT ONION 32331 09-01-02 To Page TFfANS DATE AMOUNT 09- 30-02 2 of 2 BALANCE EFF. DATE .TRANSAClIQNI)ESCRIPTION . ~1,lf.UX.:O~_g!i~1! _!l~!G"GE **ANNUAl PERCENTAGE RATE** 8.2500% DAILY PERIODIC RATE .0226027% PREVIOUS lOAN BALA CE **FINANCE CHARGE** PRINCI AL 090102 TFR FROM SHARES 32331-00 145.41 290 59 TD FINANCE CHARGE PAID: 1510.09 NEW LOAN BALA CE PERIOD T TAlS-PAYMENTS & CREDITS: 290.59 DEBITS: .00 '~FI ANCE CHARGE* -- ------------------------------------------------------------- ------------ SUFFIX:07 NEW VEHICLE -*ANNUAL PERCENTAGE RATE** 436.00 6.5000% DAilY PERIODIC RATE PREVIOUS LOAN BAlA **FINANCE CHARGE** PRINCI 091602 TFR FROM SHARES 32331-00 61.48 414 ~TD FINANCE CHARGE PAID: 698.81 NEW LOAN BALA CE PERIOO T~TALS-PAYMENTS & CREDITS: 414.52 DEBITS: .00 *FI ------~------------------------------------------------------ .0178082% CE AL 52 476.00 ANCE CHARGE* 20753.13 3-Q!l.Q,~ 1~~46~ 145.41 11136.20 10721.68 10721.68 61.48 FOR 2002 ,~ IRA YTD * OTHER YTD * TOTAL YTD * TOT L YTD ~', TOT L YTD * DIVIDENDS DIVIDENDS DIVIDENDS WITH OLDING FOR EITURES .00 266.08 266 . 08 .00 .00 TOTAL '~*F I NANCE CHARGE*t, PAID 2208.90 I Membersl" FEDERAL CREDIT UNION Send InQuires to Member's Statement of Account Account Number From I TO Page 32331 09-01-02 I 09-30-02 ] of 2 5000 Louise Drive b 1:57" PO Box 40 M. em. ers Mechanicsburg, PA 17055 . www.memberslst.org , FEPEJ!.AL CREDIT UNION Main Switchboard: (717) 697-1161 or (BOO) 283-2328 Call-2.q.: (717) 697-4372 or (800) 283-4372 TOO: (717) 697-5312 or (BOO) 2B3-232Bext. 5312 TeleBranch: (717) 795-6049 or (BOO) 237~7288 JO I NUSON THURSDAY, .OCTOBER 17TH ,2002! 'ME1IBERS 1ST FEDERAL CREDITUNIUNIS CELEBRATING INTERNATIONAL CRED ITUlHON,DAY. SEE THE E'NCLOSED l'cNSERT FOR MORE I,NFORMAT ION. 1,.,111,,,111,,,,1,1,,1,1,,11,,,1.,1,,11,,1,1,,,.11,,,11,,1,II 3'331 THOMAS P GUZMICH 11 W COOVER ST MECHANICSBURG PA 17055-6435 TRANS EFF. DATE :DA'TE TRANSACTION DESCRIPTION AMOUNT 90102 90502 90602 90702 90702 91602 91702 92502 92502 92702 ~?3002 f'93002 SUFFIX:OO SAVINGS TFR TO LOAN SHARE WITHDRAWAL TAKE DEPOSIT SHARE WITHDRAWAL SHARE WITHDRAWAL TFR TO LOAN SHARE WITHDRAWAL TFR TO SHARES EASY WITHDRAWAL SHARE WITHDRAWAL SHARE DEPOSIT DIVIDEND 3233]-07 139997-11 32331-03 -436.00 -250.00 200.00 -337.00 -100.00 -476.00 -300.00 -465.00 -610 .00 -300.00 1185.39 21.07 Y-T-D DIVIDENDS: 266.08 TRUTH IN SAVINGS INFORMATION ANNUAL PERCENTAGE YIELD / 1.75% ANNUAL PERCENTAGE YIELD EARNED / 1.75% ----------------------------------------------------------------- SUFFIX:ll CHECKING BEGINNING BALANCE DEPOSITS DRAFTS DEBITS/FEES MAINT/SERVICE CHGS ENDING BALANCE 629.70 600.00 490.27 .00 .00 739.43 BALANCE 1616/t.12 15728.12 15478.12 15678.12 15341.12 15241.12 14765.12 14465 . 12 14000.12 13390.12 13090. 12 14275.51 14296.58 TOTAL NUMBER DRAF YOUR AVG DAILY BA YOUR LOW MONTH BA S CLEARED 7 ANCE WAS 537.66 ANCE WAS 257.83 0904 8?0302 SHARE DRAFT # 533 0903000314 90602 TAKE DEPOSIT 0912 Q91102 SHARE DRAFT # 534 0911001009 0917 091602 SHARE DRAFT i 535 0916006830 0918 Q91702 SHARE DRAFT 536 0917001969 0921 92002 SHARE DRAFT 537 0920000238 0925 92402 SHARE DRAFT # 538 0924018357 92502 EASY DEPOSIT 93002 SHARE DRAFT # 539 0930011494 -100.00 100 .00 -60.00 -212.00 -23.38 -50.00 -26.49 500.00 -18.40 529.70 629.70 569.70 357.70 334.32 284.32 257.83 757.83 739.43 * ~ * * * ~ * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ~ * * * * NO. AMOUNT NO. AMOUNT NO. AMOUNT NO. AMOUNT 533 100.00 535 212.00 537 50.00 539 18.40 534 60.00 536 23.38 538 26.49 TOTAL: 490.27 Y-T-D DIVIDENDS: .00 TRUTH IN SAVINGS INFORMATION ANNUAL PERCENTAGE YIELD / 1.00% ----------~------------------------------------------------------,------------ --- NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION. Members 1ST FEDERAL CREDIT UNION Me PEDEllAL CREDIT UNION Real Estate Lending Department PO Box 40 Mechanicsburg, P A 17055 (800) 283-2328 exl. 6026 or (7] 7)795-6026 Dear Member: Enclosed is your satisfied Members 1st mortgage (sl . this with your records. Please retain Thank you for showing your continued confidence in Members 1st by coming to us for t:his loan. Members 1st is your full service credit union, able to help you and your family with all your financial needs. Members 1st has a wide variety of real estate secured loans designed to help members buy or build a new horne, or to use the equity in their current home for possible federal income tax benefits. We have revolving Home Equity lines of credit (up to 100% of the value of your home) that allow you to conveniently borrow money without additional paperwork at any time, up to your established credit limit. Our Horne Equity (Second Mortgage) programs allow you to borrow up to 100% of the value of your horne, with repayment periods up to 10 years. This allows you to use the equity in your home for almost any purpose, (debt consolidation, home improvement, college tuition, even finance a new car, etc.) and possibly be able to deduct the interest on your federal income tax return. For members planning to build their home, we land. . In addition, our Mortgage Department offers mortgage programs, as well as personal service purchase, construction, or refinance of your home4 finance the purchase of a wide variety of first to guide you in the We also offer numerous canswner loan programs including signature loans, new or used car loans, RV loans, compute.!: loans, Fresh Start loans, and Mobile Home loans. In addition, we also have unsecured lines of credit, including our Personal Service Loan, VISA Classic Card, VISA Rate Shaver, Student VISA, VISA Gold Card, and VISA Platinum. Members 1st also offers a full range of savings programs designed to meet all of your investment needs, including a "no fee", interest bearing share draft/checking account. Let Members 1st provide professional, friendly, convenient, and quality service to you our "Valued Member". Sincerely, Danielle Marpoe Real Estate Coordinator Enclosure(s) '< \?Pf9o,lrOC) I MORTGAGE I 11~~ THIS MORTGAGE is made this, , , 17,Tf-! ' , dftoL ' , , ' , , , ,MARCH, , , , , . . . . . . . 19,97. . belween the Mortgagor. .RO~ERT. S. .~UZM.. H. AND. .THOMAS. p. GUZMI.cf( . . . . ...................................... . . . . . . . . . . . . . . . . . . . . . . . (herein "Borrower"), and the Mortgagee, . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMBERS 1ST FEDERAL CREDIT UNION . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , a corporatIOn orgamzed and existing under the laws of .. . . . . . . . . . !1IE: FEDEI~~I; 9~EI?IT UNI~.~ ACT. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , whose address is ~275 ". TRINDLE ROAD, MECHANICSBURG, PA 17055 .... .',.... ........................... '" ......,.. ... '" ...... ......,. ..... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (herein "Lender"). W B . . d b d Le d . h .' f U S 65927 29 HEREAS, orrower IS In e te to n er to t e principal urn 0 1~' . $ . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . , which indebtedness is evidenced by Borrower's note dated .. M.~.R~H . .7! 1997. . . . . . .. and extensions and renewals thereof (herein "Note"). providing for monlhly installmentll of '?fil~{dB~ and inlerest, with the balance of the indebtedness, ifnot sooner paid,due and payable on ..... .MA.CH..................; To SECURE to Lender the repayment of the indebtedness evidenced by the Note. wilh interesl thereon; the payment of all other sums, with the interest thereon. advanced in accordance herewith to protect the security of this Mortgage~ and ~he p~rfonnance of the covenants and agreements of Borrower herein contained, Borrower does hereby mortgage, granl and con~ey to Lender the following described property located in the County of . .GUMIlE8L/\ND. . . . . . . . . . . . . . . . . . . . . . . . . . , . .. Stale of Pennsylvania; situaled in the FIBST..WABU. OF..THI;..B08DUGfJ..OF.. MI;GfJAt)I:(CSBU8G.. [municipality) and more particularly described in a deed dated............... MI.IRCH. liTH................................ . 19.e\3. recorded in Deed IJGok ....,...... .131......... at page .... AB2............... which description is incorporated by reference. o If this blo,ek'is checked. the description of the premises subject to this Mortgage is described in Exhibit .. A", attached hereto, an~.js not incorporated by reference to a recorded deed. ~.; /I/'~_~- '~--#..'''~ -~-:-:'~~".'" ;l!~I'.'.'\l ":CJ ','. y ,';}.lJ,f:' ,,'- W ..-...--...-.,.,.. .~.. . --~.-. - . ,- c.:..~:~,. I~r;~';xinj,jr :., C.D -.j :D -0 ::>J ,- ;' .:') :.;:; 1- c.:l ..... '-- ::n :::3 t-' c:> c :::r: ~ ("") c) r,. o -Tj ~_-~; C CJ c. Z [Tl.----=' -" i rT~ ;-1 --.:: c:;:u , l.n '....c t-' it> which has the address of .. .1.1. .W .COOVER. . .s.T.... . .. .. . .' . . .. .MFCHI.\NICSBlJRG..:... .............. [Suee\) {CIty] Pennsylvania. . . . . . .V.o.5~. . . . . . . . . . . . (herein "Property Address"); IZipCOde] TOGETHER with all the improvements now or hereafter erected on the property, and all easements. rights. appurtenances and rents, all of which shall be deemed to be and remain a part of the property covered by this Mortgage; and all of the foregoing. together with said property (or the leasehold estate if this Mortgage is on a leasehold) are hereinafter referred to as the "Property." Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage. grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. PENNSYl VANIA--SECONO MOR1GAGE-l/80-FNMA/FHLMC UNIFORM INSTRUMENT Bood373rAGE 441 Form 3839 and the receiver shall be liable to account only for those rents actually received. 20. Releue. Upon payment of all sums secured by this Mortgage. lender shall discharge this Mortgage without charge to Borrower. Borrower shall pay all rosts ofrerordation, if any. 21. Inte_t Rate Alter Jadpent. Borrower agrees that the inlerest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate stated in the Note. REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Mortgage to give Notice to Lender. at Lender's address. set forth on page one of this Mortgage, of any default under the superior encumbrance and of any sale or other foreclosure action. Witness: IN WITNESS WHEREOF, Borrower has executed this Mortgage. :t. 12 ..!W}..?~:;.JL... R~S'GUZ~{% -Borrower i'~J:r........... '~B~';o~;, " ,ii.. . ... ", " \\~',i~"_ T: ': :~~J:'Y' I i;ae6f~~rtify that the pn;~isea res, pf Jhe Len<!~rJMortgagee) is:. .. ................................. 5275 E. TRlN LE A, MECHA~I~8;,..~~ .1"J~.. O~ i,~h~lf'of;h~ L;,~d~;.'B .... . 'l1aa/.-:~t2;Li...j T;ti~:lOAN.'WRijE.R..'..'..'..'..'..'.'...'..'.'.'.' ---- ~ .1!L{c:~rcf/~ ":..UUUrGcA/5. COMMONWEALTH OF PENNSYLVANIA, . .CUMBERLAN.O . . . . . . . . . . . . . . . County ss: On this, the.. . . .1.71\-1. . . . . . . . . . . . . . day of . . . . . . . ~!\fl~ti. . . . . . . . . . . . . . . . . . .. ,1 <fi7 . . . , before me, . ~AR.Y. .T .MECI!:LEY... A .NOTARY. PUBLIC. . . . . . . . . . . . . " . . . . .' the undersigned officer, persona\ly appeared . ROBEi'll .S .GUZMICH. AND .THOMAS. P. .GUZMICH. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . known to me (or satisfactorily proven) to be the person whose name. . ARE. . . . . . . . . . . . . . . subscribed to the within instrument and acknowledged that. . . . . . . . . . . . . . . . . . . THE.Y. . . . . . . . . . . . . . executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. My Commission expires: ... .000{~~;'om;,;........ .~- (Space Below This Une Reserved For Lender and Recorder) ~ . ',nn"ylvania } 55 "-",,,bedand. . 'Hle ~"<' off,,;e lor In" recordtng of De .. .,;'\4l!.''''.'''' 1m:'\! coun!",If\l.1 9 ' I I V \loc:::_____ Pag,,'1::tJ 1 ..~.~t ;w~.~ ;.Ha\ ot 0 f. . ' .. 1< cay ";..-. ~,. "~-'--'- . " Bood373PAGE. 444 UNIFORM COYEN~NTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evidenced by the Note and late charges as provided in the Note. 2. Funds for Tax.. and Insurance. Subject 10 applicable law or a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Funds") equal to one-twelfth of the yearly taxes and assessments (including condominium and planned unit development assessments. if any) which may attain priority over this Mortgage and ground rents on the Property, if any, plus one-twelfth of yearly premium installments for hazard insurance, plus one-twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and Irom time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or deed oft rust if such holder is an institutional lender. If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes. assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds. analyzing said account Of verifying and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Mortgage that interest on the Funds shall be paid to Borrower. and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to th~ Funds was made. The Funds are pledged as additional security for the sums secured by this Mortgage. If the amount of the Funds held by Lender, together with the future monthly installments of Funds payable prior to the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes. assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either promptly repaid to Borrower or credited to Borrower on monthly installments of Funds. If the amount of the Funds held by Lender shall not be sufficient to pay taxes, assessments, insurance premiums and ground rents as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency in one or more payments as Lender may require. Upon payment in full of all sums secured by this Mortgage, Lender shall promptly refund to Borrower any Funds held by Lender. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the time of application as a credit against the sums secured by this Mortgage. J, Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under the Note and paragraphs I and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by Borrower under paragraph 2 hereof, then to illterest payable on the Note, and then to the principal of the Note. 4, Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage, in- cluding Borrower's covenants to make payments when due. Borrower shall payor cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Mortgage, and leasehold payments or ground rents, if any. 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage". and such other hazards as Lender may require and in such amounts and for such periods as Lender may require. The insurance carrier providing the insurar.ce shall be chos~n by Borrower subject to approval by Lender; provided, that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the terms of any mortgage. deed of trust or other security agreement with a lien which has priority over this Mortgage. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof ofloss if not made promptly by Borrower. If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within JO days from the date notice is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the sums secured by this Mortgage. 6. Presenation and Maintenance of Property; Leaseholds; Condominiums; Planned Unit Developments. Bor- rower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Mortgage is on a leasehold. If this Mortgage is on a unit in a condominium or a planned unit development, Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development, the by-laws and regulations of the condominium or planned unit development, and constituent documents. 7. Protection of Lender's Security. If Borrower fails to perform the covenants and agreements contained in this Mortgage, or if any action or proceeding is commenced which materiaJly affects Lende:,'s interest in the Property, then Lender, at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys' fees, and take such action as is necessary to protect Lender's interest. If Lender required mortgage insurance as a condition of making the loan secured by this Mortgage, Borrower shall pay the premiums required to maintain such insurance in effect until such time as the requirement for such insurance terminates in accordance with Borrower's and Lender's written agreement or applicable law. Any amounts disbursed by Lender pursuant to this paragraph 7, with interest thereon, at the Note rate, shall become additional indebtedness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any expense or take any action hereunder. 8. Inspection. Lender may make or cause to be made reasonable entries upon and inspections of the Property, provided that Lender shall give Borrower notice prior to any such inspection specifying reasonable cause therefor related to Lender's interest in the Property. 9. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any.condemnation or other taking of the Property, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender, subject to the terms of any mortgage, deed of trust or other security agree- ment with a lien which has priority over this Mortgage. aood373fAGE. 442 10. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Mortgage granted by Lender to any successor in interest of I Borrower shall not operate to release, in any manner, the liability of the original Borrower and Borrower's successors in interest. Lender shall not be requited to commence proceedings against such successor or refuse to extend time for . payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made by the original Borrower and Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy hereunder, or otherwise afforded by applicable law. shall not be a waiver of or preclude the exercise of any such right or remedy. n. Successors and Assigns Bound; Joint and Several L1ablllty; Co-signers. The covenants and agreements herein contained shall bind, and the rights hereunder shall inure to, the respective successors and assigns of Lender and Borrower, subject to the provisions of paragraph 16 hereof, All covenants and agreemenls of Borrower shall be joint and several. Any Borrower who co-signs this Mortgage, but does not execute Ihe Note, (a' is co-signing this Mortgage only to mortgage. grant and convey that Borrower's interest in the Property to Lender under the terms of this Mortgage. (b) is not personally liable on the Note or under this Mortgage, and (0) agrees thaI Lender and any other Borrower hereunder may agree to extend, modify, forbear. or make any other accommodations with regard to the terms of this Mortgage or the Note without that Borrower's consent and without releasing that Borrower or modifying this Mortgage as to that Borrower's interest in the Property. 11.. Notice. Except for any nolice required under applicable law to be given in another manner. (al any notice to Borrower provided for in this Mortgage shall be given by delivering it or by mailing such nolice by certified mail addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided herein, and (bl any nolice to Lender shall be given by certified mail to Lender's address stated herein or 10 such other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this Mortgage shall be deemed to have been given to Borrower or Lender when given in the manner designated herein. 13. Governing Law; SeverablDty. The state and local laws applicable to this Mortgage shall be the laws of the jurisdiction in which the Property is located. The foregoing sentence shall not limit Ihe applicability of Federal law 10 this Mortgage. In the event that any provision or clause of this Mortgage or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Mortgage or the Note which can be given effect without the conflicting provision. and to this end the provisions of this Mortgage and the Note are declared to be severable. As used herein, "costs", "expenses" and "attorneys' fees" include all sums 10 the extent not prohibited by applicable law or limited herein, 14. Borrower's Copy. Borrower shall be furnished a conformed copy of the Note and of this Mortgage at Ihe time of execution or after recordation hereof. 15. RehabUitotlon Loan Agreement. Borrower shall fulfill all of Borrower's obligations under any home rehabilila- tion, improvement. repair. orother loan agreement which Borrower enters into with Lender. Lender, at Lender's option, may require Borrower to execute and deliver to Lender, in a form acceptable 10 Lender, an assignment of any righls, claims or defenses which Borrower may have against parties who supply labor, materials or services in connection with improvements made to the Property. 16. Transfer of lhe Properly or a Beneficiallnlcres' in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transfcrred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Mortgage. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Mortgage. If Lender exercises this option, Lender shall give Borrower notice of accelera[ion. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Mortgage. If Borrower fails to pay these sumS prior 10 the expiration of this period, Lender may in~ yoke any remedies permitted by this Mortgage \...ithout further notice or demand on Borrower. NON-UNtFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 17. Accelerw.tlon; Remedl... Upon Borrower's b.....,h of any covenant or agreement of Borrower In tbIo Mortgage, including the covenanb to pay when doe any .wn. secured by this Mortgage, Lender prior to acceleration sball give notice to Borrower as provided by applicable law .pec\fylng, amoug otber thlnJlS' (I) tbe b.....,b; (l) tbe action reqnlred to cure .uch b.....,h; (3) a date, not I... tban 30 day. (rom the date tbe notice II maned to Borrower, by which .ucb breacb moat be cured; and (4) that fallure to cure .uch breach 00 or before the elate specl6ed In tbe ootlce may result In acceleration of the .wn. secured by this Mortgage, foreclosure hy Judicial proceeding, and sale of the Properly. The notice shall further Inform Borrower of the right to reln.tate after acceleration and tbe right to ....rt In the foreclooure proceeding the nonulltence of a default or aOJ other defeDle of Borrower to acceleration and foreclosure. U the breacb II not cured 00 or hefore the elate .peel6ed In the notice, Lender, at Lender'. option, may declare all of the .wn. _ured by this Mortgage to be lmmedlatelJ due and payable wlthoot forther demand aod may forecl.... tbIo Mortgage by Judicial proceeding. Lender .ball he eotltled to coDeet In .ucb proceeding all npen... of foreclosure, Inclodlng, but oot \bolted to, reaooable attorney.' fea, and costo of docwnentary evldeoce, ahstracto and title reporto. 18. Borrower'. RIght to Rebutate. Notwithstanding Lender's acceleration of the sums secured by this Mortgage due to Borrower's breach, Borrower shall have Ihe right 10 have any proceedings begun by Lender to enforce this Mort- gage discontinued at any time prior to alleast one hour before the commencemenl of bidding al a sheriffs sale or other sale pursuant to this Mortgage if: (a) Borrower pays Lender all sums which would be then due under this Mortgage and the Note had no acceleration occurred; (b) Borrower cures all breaches of any other covenants or agreements of Borrower contained in this Mortgage; (c) Borrower pays all reasonable expenses incurred by Lender in enforcing the covenants and agreements of Borrower contained in this Mortgage and in enforcing Lender's remedies as provided in paragraph 17 hereof, including, but nollimited to, reasonable attorneys' fees; and (dl Borrower takes such action as Lender may reasonably require to assure that Ihe lien of this Mortgage, Lender's interest in the Property and Borrower's obligation to pay the sums secured by this Mortgage shan conlinue unimpaired. Upou such payment and cure by Bor- rower, this Mortgage and the obligations secured hereby shall remain in full force and effect as if no acceleration had occurred. 19. Aoolplllent of Renb; Appointment of Receiver; ~der In P_lon. As additional security hereunder, Borrower hereby assigns to Lender the rents of the Property, provided that Borrower shall, prior to acceleration under paragraph 17 hereof or abandonment <,fthe Property, have the righl to collect and retain such rents as they become due and payable. Upon acceleration under paragraph 17 hereof or abandonment of the Property, Lender, in person, by agent or by judicially appointed receiver shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. All rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including. but not limited to, receiver's fees, premiums on receiver's bonds aDd reasonable attorneys' fees. and then to the sums secured by this Mortgage. Lender Bood373 PAGE 443 ,/-2:5" 1'7 fzd.i.JI, /311'- 3 /8 ,-, 32331GU TRINDLE . ;I) ') '/'(- LN#3 I'.At,,:'" , \ , \ I MORTGAGE I TillS MORTGAGE is made~Bi~ER141!! 'GUZM1l!WfAdlrA1LrnOMAS' p' GUZMICH . . . . . . . . . . . , ' , , , , , , , , , , 19,9} . . helwecn \hc Mortgagor, . . . . . . . . . . . . . . , . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . (herein "Borrower"), and the Mortgagee. . . . . . . . . . . . . . . . . . . . . . MEMBERS 1ST FEIlERAL CREDIT UNION cxiSlil;~ ~1;ld~; ;1;c'I~~~ 'or' ,',',','.. ,'.. .. ,',' ,'!~~~' ~~~,E.~'~~ ~~.~~(~ ~~.i!:>.~' ~~!. .. " " " " " ,',' .. ~.c.()~~~~a.t~~n. ~~g.a~~~e.d. ~~~ whnsc address is. . . . . . . . .$n~~: '!!t.I~~).I~~ ~~~I?.~~.9~~~~~~~I~J~~..p.A, ~~O.S~. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . .... . . . . . (herein "Lender"), w .. U ' , d b d Le d 'I "I f U S 35398,29 U....U:AS. 'lITOWer .!Om e Ie to n cr III t Ie prlllClpa !i.llfll 0 ... S . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . which imlchlcdness i~ evidenced by Borrower's nole dated .~~J:'~~, ~~.,.1.9.9l . , . . . . . .. and extensions and renewals therenf (herein "Nllle"), providing for monthly installments Ill' B89cipa, and inlercs1. with the balance of the illllcblcdnc5s. irnol :moner paid. due and payable on .... r-t.A.Y. '~" ~. . . . . . . . . . . . . . . . ; " ., ':.../ To SECURE 10 Lender lhe repaymenl oClhe indebtedness evidenced by the Nole, with inlerest thereon; the paymenl of "II nllu:r SUIllS. with the inlerest thereon. advanced in accordance herewith 10 protect the security of this Mortgage: and the performance of Ihe covenant,s and agreements of Borrower herein contained. Borrower does hereby mortgage. .:r:llll and convey lu Lender the following described propert~ located in lhe (ounlt of . CUMI3,E.R.~J\NO. . . . . . . . . . . , . . , , , , , , , , , , , , , , .. Slale of I'ennsylvania: silualed in Ihe J~~.T..I1~,~P.. PL1~.. ..~P.AIlIJO,~ ..Qf..~,~CmWr.cSIlURG.. {municipalily) and more particularly described in a deed daled .. MARCH. .5................................. ............... . 19. 86 recorded in Oeed Book.... T.~1................ al page ....,.. ~.B2.... ......... which descriplion is incorporated by reference. o H this block is checked. the description of Ihe premises subjcCllo this Morta_le is described in Exhibit MA". auached hereto. and is nOI incorporaled by reference: 10 a recorded deed, , to -..J :n ~ y ,. .;) ., ;'-~ u: f;. , -. '- 'J ::3 C)" I" C:, -'I C~ 1'1 ;,-., ~'- PI ;'-',' -~:' :,1; PI I In ~l) ,1' <1./ >-' N ...c 0"> ,. whichh.S1headdressof "..." ,1,~ .I-/,COOYER..., .51",.".., "." , MECHANIG5BUAG' . .. .. , ISIIBBI) IClIvl P I' 17055 (I '''P I Add ,,), enosy vama . . . . . . . . . . . . . . . . . . . . . .. lereln roper y ress. IZIpCodB) TOGIITHER with all Ihe improvements now or hereafter erected on the property. and all easements. rights. appurtenances and renls. all of which shall be deemed to be and remain a part oftlle propeny covered by this Mongage; and all of the foregoing. together with said property (or lhe leasehold est ale if this Mongage is on a leasehold) are hereinafter rdecrcd to as the "Propeny. It Borrower covenants thai Borrower is lawfully 5eised of the estate hereby conveyed and has the right (0 man gage. gran I and convey the Property, and (hat Ihe Property is unencumbered. except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally (he title to Ihe Property against all claims and demands. subject 10 encumbrances or record. j BooKi3 77 PAGE 318 PENNSYLVANIA-SECOND MORTGAGE-1I80-FNMAIFNlMC UNIFORM INSTRUMENT Form 3839 Administrative Office 'I TRANSAMERICA · . INSURANCE &lNVESTMENT GROUP Transamerica Occidental Life insurance Company 1100 Walnut St., Ste. 2400 Kansas City, Missouri 64106-2152 Mailing Address: P.O. Box 419521 Kansas City, MO 64141-6521 November 14, 2002 CHARLES SHIELDS III 6 CLOUSER ROAD MECHANICSBURG, PA 17055 Insured's Name: Policy No: Claim No: ROBERT S GUZMICH 5119453 318145 Dear Mr. Shields: We have completed our handling and are enclosing our check in payment of this claim. For your convenience, a Statement of Proceeds explaining how benefits were determined is attached to the upper portion of the check. If you have any questions, or if we can be of further assistance, please let us know. Sincerely, J an Bergman Claims Coordinator (816) 855-5028 CBH cc: 0173 ,..mlllll . 0 T . . . . D0 NGJli'e:l:St.t IlINI!ES 1tI:IIS MtJ~T:I~mNEf~Ba: 0 iFHE'DeC!:tJMEHfIi ef.l~NGES eel!0R GBi\:IlII!IAl!L'YIA:NI!) eV:ENIw. F.R0MIDABK'l'm WGHmlT:t.lni)~RI<:EB 1tREAS B iiI'iTme i\:N' Be:1ill ., .:.,,>,~~;- ~: -,- . /,. <-->., " .,. ;. ':~ ;::' j;.. ";,;t"."~.:: ',< . .,"Yi' ;, <: :;,;\>,;\~\;,:':;i}:.'~:::,t (.({ : ".,:: '\/:/" ;~f:~,}:~.:; ',' t<~ ,::'. ">";\:TJ;;h;:~.iU;:;/\-: : ~;ifj~>? . '~~S~~~ .~~i~h"is 7i~~ INSmumcE COMPANY , ,"HE^~B':';KW~~:~~~~)~O~~~:':6': ',;, ,-,,' -,.,:,:;: "":\-~~1:/.?~W~",_:_,~97:~-~ .' ~:':'::3"l:l:'-::";,::>:" 05H9453 01' KC ", , , :.~~d0:W? ::'~i~#&f~~~~W<:1 THIRTY-EIGHT '1"1,/14/2002', * *,* *.*,* 3 T :3.3B . :42 .vOID AFTER SIX MONTHS ',V" THREETHOlJSANDTHREE HUNDRED ,x,cTlv'D.oLLARS FORTX--TWO:' CENTS TO: .THE- : ORDER '. OF THOMASP,GUZM I CH RD BE RTS ,'GU Z MI CH 11 W COONE'R 5T ME CH AN+cS:B,URG P:A EXECUTOR ESTATE DEC5D 1 7055 I '~1CA -occ:tJ)B1n!AI.}:t,%":e:Ius-,'- ,BY, AUTHORIZED. .REPRIiSEN::rA'T1V~ .:.:.':'"c.:;...::,..........' "','.,: :'..: ~:..-r.~........-..~~....;~ ':: , J -3." 'BY: 11.00'10'11, 21.11. 1:0'3 I. 1.00'35 1.1: 0'300'15221.511. _~e~Strtu:JNI!ESS"';i1EfE[0ATGi~-WMENlfJH~!!fQ~~€mIW.EtW~1fEf:iM~~]i~Bm...."-1fI0l!J!)..m1JZA:N1.iNGi!Eii:m'"lWEW~wHEN(eaEeK:ING~1itflEIENB;0BSEMENiI''i!':. ~SAMERICA OCCIDENTAL LIFE INSURANCE COMPANY ......... :::::&0:: ......... ............ ............ .... ........................... ...............,................ ::::::::::::~~~~::~~:::::::::::::::::: ........... ........... ............ ............. ............. ............... ............ ..,.................... .................,..... ........................ ........................ .................. ................ ............... ............. ............ 11142002 0511945301LCLAIM PAYMENT UNDER POLICY 05119453 CLAIM # 0318145-JLB INSURING ROBERT S GUZMICH STATEMENT OF PROCEEDS FOR POLICY NO. 05119453 AMT OF POLICY $ 5,000.00 LOAN BALANCE $ 3,471.56 DIV + INT 1,637.87 LOAN INT REFUND 106.58 POST MORT DIV 52.55 INTEREST TOTAL @ 2.50% 12.98 ------------- ------------- NET PAYABLE TOTAL =====~~~~~,;,~~ $ 6,809.98 $ 6,809.98 CHECK NO. DATE VENDOR NO. VENDOR NAME CHECK AMOUNT 00909421 11142002 C110919480 THOMAS P GUZMICH EXECUTOR 3,338.42 vlembers.: EDERAL CREDIT UNION REDIT UNION 'NAME ANa ADDRESS ICANU ~ NOTE AND DISCLOSURE STATEMENl OllCY o. 037-0484-0 RATE OF INTEREST MEMBER NAME AND ADDRESS GUZMICH, ROBERT 8. UUZI'.IICII, rIICl~I(-lS p" 11 W UJlJVEI'l lOr MECHRNICSBURG, PR ACCOUNT NO, 8. MEMBERS 1 ST FEDERAL CREDIT UNION 5275 E. Trindle Road Mechanicsburg, PA 17055 PA I D j -7( ~""r4"'5 Cl-/7_0fJ. . J;...J...1D ....1 -, B. ;:::~)OO % 13':F396"-O';) JOINT 'NSURED'S NAME redlt I.lfllol'l ERT o. LOAN NO. AAc~7~50 1 2"1501 GUZMICH, THOMRS P. DAN MATURITY ATE DATE VARIABLE ()3'--17..-g'7e 03-09-07 X this agreement "you" and "your" mean each person who signs this agreement. The "credit union" means the credit union whose name appears above and anyon whom the credit union transfers its rights under this agreement. The terms on the reverse side are part of this agreement Boxes checked apply to this agreement . . . . . ~NNUAL PERCENTAGE RATE FINANCE CHARGE Amount Financed Total 01 Payments e means an estimate Ie cost of your credil as ayearJy rate The dollar amounl Itle credil will cost you. The amount 01 credil provided to you oron The amount you will have paid when you Prepayment: If you payoff early you will your behalf. have made all payments as scheduled not have to pay a penalty. Required Deposit: The Annual Percent- % $ $ $ age Rate does not take into account B.. i:.~:~300 31081. 31. 6~5'327 .. E:';J 97008.00 I yiiur required deposit, if anv. larlable Rate: The annual percentage rate may increase during the term of this transaction if: the N / R (Index) :hanges. We will add a margin 01 N / (-) to the index value. The rate will change monthly on the first day 01 the month. The rate will never be higher than the naximum rate allowed by law, and it will never be less than N/H . Any interest rate increases will result in more payments of the same amount. For Example, I your loan was lor $5,000 at 15% for 48 months and the Annual Percentage Rate increased by 2% after one year, the term of your loan would Increase by two months. Your Number 01 Payments Amount 01 Payments When Payments Are Due Property Insurance: You may obtain property insurance from 'ayment ;,:::/3 ,:;i".. 11 In',"e,,,k.l.y Beg;' I", u'I--0,:,...'::)1 anyone you want that is acceptable to the credit union. If ichedule 1 3/3.11 Final dUE' 0;"--"0':1---01 you get the Insurance from the credit union you Will pay will be: $ N/R iecurlty: Collateral securing other loans with the credit union the goods or viII also secure this loan. You are giving a security interest property being Other n your shares andlor deposits in the credit union; and purchased; X (Describe) ,~I".o l~lJRTl)HI3E ..ale Charge: It your payment Is 10 days or more past due, you will be charged a late lee equal to 5% of Filing Fees Non-Filing Insurance 'our scheduled payment. $ n / 1::\ $ N / n iee your contract documents for any additional Information about nonpayment, default, and any required repayment In lult before the scheduled date, EMIZATION OF THE AMOUNT FINANCED TEMIZATION AMOUNT JF AMOUNT $ GIVEN TO YOU INANCED OF 65'327.23 DIRECTLY $ H800.00 AMOUNT PAID ON YOUR ACCOUNT $ ~)i:~BL~~5. Lj-3 PREPAID FINANCE $ CHARGE n/a Amount Paid to $ 1,,,;81.85 To C,"ed i t I Y',s:ul'anee Others on $ n/a To Ene Fee lour Behalf $ .'::- 0 To :lTE AND SECURITY AGREEMENT CONTINUEO ON AEVEASE SIDE $ n/a $ $ To To To -he following paragraph applies only if this is a variable rate loan: The initial rate of interest is I''';; n %. nterest: Interest will be charged from the date of this loan until you have paid what you owe under this Agreement. The Interest rate is subject to change as follows: f the I'i'/ H (Index) changes. We will add a margin of I..;,' H to the Index value. -he rate will change monthly on the first day of the month. The rate will never be higher than the maximum rate allowed by law, and it wili never be less than I\i I R Iny Interest rate increases will result in more payments of the same amount. 'romlse to Pay: You promise to pay $ 6'-'/3:7:1" ;,~'3 to the credit union plus interest on the unpaid balance at Inlii what you owe has been repaid. :otlectlon Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorneys fees. up to 20% lIinclpal and Interest. iecurlty Offered: This Note Is governed by the laws of PA B ~ i:~~SOO % per year MODEL YEAR 1.0. NUMBER TYPE VALUE lIher (Describe): 11 H CtJUVEll fiT 'YIECHHI'11U3BUFm, pn 170:"j5 (au Pledge Shares $ Acct. # $ md/or Deposits of n / a n / f:\ liGNA TURE: If you agree to make and be bound by the terms of this Note and Security Agreement sign below. If you are not a borrower but an owner 01 the collateral or this loan, sign below and check the box lor "Owner 01 Collatera/': By doing so you agree only to the terms 01 the Security Agreement. :AUTlDN: IT IS IMPORTANT THAT YOU THOROUGHLY READ THIS CONTRACT B FORE YOU SIGN IT. I owe Dale -.D7 B rro 3-n-7 X Date Bo X n/a n/,~ 2ND MUirTGnGE Ace!. # lorrower 0 Owner of Collateral (oth ( MAXIMUM MONTHLY DISABILITY BENEFIT 600 the Insured is totally dlsabied for more than MAXIMUM AMOUNT OF LOAN INSURABLE MAXIMUM AGE FOR INSURANCE LIFE DISABILITY LIFE D!SABILlTY 50 000 NONE 65 65 14 days, then the Olsabllity Benefit will begin with the 1st day of disability. YOUR APPLlCA TtON FOR CREDIT INSURANCE You" or "Your" means the member and the joint insured (if applicabie). Credit insurance Is voluntary and not required In order 10 obtain this loan. You may ,Iect any insurer of your choice. You are applying to the Society for credit insurance on your loan. You agree to pay the premium charges shown below. DO NOT IGN THIS APPLICATION IF IT CONTAINS ANY BLANK SPACES, This appllcallon Is void and will not be used In a contest II all blank spaces have not heen ,mpleled, II Ihe member has not signed and dated the Appllcallon, and II the Application has not been wltnessed_ The following statements made by you are 'presentations and are true to the best of your knowledge and belief: CREDIT LIFE INSURANCE Ie yp~;:l~~~:~ 3 - /7:5.L CREOIT DISABILITY INSURANCE On this date, are you presently actively at work and regularly performing all of the usual duties of a qainful occupation a minimum of 25 haUlS a week? y. 0 Yes D No 11 EMIZATION Ut'" I nt:. "MUUN I ITEMIZATION Qf AMQUNT ,FIN~NCED.DF $ t,;S'327. 29 Amount Paid \'0 $ L.;C'i.J 1" 8E To Others on $ jrl.l c;\ To Your Behalf $ "'U To NOTE AND SECURITY AGREEMENT rlNANce;o AMOUNT GWEN TG YOU DIRECTLY $ EH300.. 00 AMOUNT PAID ON YOUR $ ACCOUNT ~,5 i:::; f:3"~ 5" l~, ,] PREPAIO FINANCE $ CHARGE "(; ./ a Cr.....ed i t.: i 'n~;uY"a'nce E'l"Ic FeE' $ 'n/a $ $ To To To CONTINUED ON REVERSE SIDE This Note is governed by the laws of Pi, The following paragraph applies only If this is a vanable rale loan: The inilial rale 01 inleresl is N (P. 0/0, Interest: Interest will be charged from the date of Ihis loan until you have paid what you owe under this Agreement. The interest rate is subject to change as follow" 11 the !\i/H (Index) changes. We will add a margin of I'..i/~i to the index val", The rate will change monthly on the first day of the month. The rate will never be higher than the maximum rate allowed by law, and it will never be less than >'.I / R Any interest rate increases will result In more payments oj the same amount. Promise to Pay: You promise to pay $ b5'3".c/" !,::':J to the credit union plus inlerest on the unpaid balance at until what you owe has been repaid. Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorneys lees, up to 20"', principal and interest. Security Offered: [3.. ;~:50() % per ye, MODEL YEAR 1.0 NUMeER TYPE VALUE 1"1/8- ''"I/a OUter (Describe): 11 W [;DD'v'l:~~::( ;:::,"i i"'IC::,L:H~ii\~ 1 CSBUI~F~~, You Pledge Shares $ Acct. # and/or Deposits of n,' ,:;\ PR 17055 2ND MOR'l-GAGE $ Acct. # 1'"1/2\ SIGNATURE: If you agree to make and be bound by lhe terms 01 this Nole and Securlly Agreemenl sign below. If you are not a borrower but an owner of the collater for this ioan, sign befow and check the box for "Owner of Collateraf': By doing so you agree onfy to the terms of the Security Agreement. CAUTION: IT IS IMPORTANT THAT YOU THOROUGHLY READ THIS CONTRACT B FORE YOU SIGN IT, B owe Date _LY7 B rro 3-n-, I X Date Bo ower 0 Owner 01 C X Borrower 0 Owner of Collateral (olh X MAXIMUM MONTHLY DISABILITY BENEFIT 600 If the Insured is totally disabled for more than MAXIMUM AMOUNT OF LOAN INSURABLE MAXIMUM AGE FOR INSURANCE LIFE DISABILITY LIFE DISABILITY ~~ ~~ ~ ~ 14 days, then the Disability Beneiit will begin wilh Ihe 1st day 01 disabilii YOUR APPLICATION FOR CREDIT INSURANCE "You" or "Your" means the member and the iolnl insured (if applicable). Credrt insurance is voluntary and not required in order to obtain this loan, You may select any insurer of your choice. You are applying to the Society for credrt insurance on your ioan. You agree to pay the premium charges shown below. DO NO SIGN THIS APPLICATION IF IT CONTAINS ANY BLANK SPACES, This application is void and will not be used in a contest it all blank spaces have not been completed, if the member has not signed and dafed the Application, and if the Application has not been witnessed, The following statements made by you ar representations and are true to the best of your knowledge and belief: CREDIT LIFE INSURANCE No CREDIT DISABILITY INSURANCE On this dale, are you presently actively at work and regularly performing all of tl usual duties 01 a gainfUl occupation a minimum at 25 hours a week? X 0 Yes 0 I, If no, why not? D; COVERAGE SElECTED Single Credit Lile Joint Credit Life APP 810.0786 PA Imlial Amount 01 Loan Yes No (Secondary BenefiCIary 'If you deSIre to name one) < :; COVERAGE SELECTEO Credit Disability APP, 800-07B6PA Term of Certificate in Months Yes No '\/', Insurance Charge Monthly Payment/Benefil Ellecflve Date of Certificate Dale of Birth Mo. Day Yr. :< -;", ;:::{.\ " ""~ CD $ ::~ ~.: C.,I::\ ~ '. )'. ' $ :;(iU" ',)() CD .. de: ,,~ ';.J I CD $ I CL $ , Memoerlnsured ':1,;::::('1,:1 , ,'-~h CL $ '::U:i, ;,\i-, CL 'r) .j ':,7, ( ; ".:: j :i, ' , '.~:j"'{ Mo. Day Yr Joint Insured CM1G 7-CUST440PN (4/95) MEMBERS CUNA MUTUAL INSURANCE SOCIETY. 1980. 82, 11486. a9, ALL RIGHTS RESERVED CREDIT UNION ", \?AEJo, irD 9 I MORTGAGE I 11~~ THIS MORTGAGE is made this" " " 17TH. . . dit;of. . . . . . . . .M~RCH . . . . . .. ... .. 19" 97. . between the Mortgagor, . ROBERT. S. .GUZM. . H. A~D. .THOMA? p. GUZM.ICH . . .'. . .... ......'. ........ '.. ...... ....... " . " . . . . . . " . . . " . . . . . . . . . . . . . . . (herein "Borrower"), and the Mortgagee, . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMBERS 1ST FEDERAL CREDIT UNION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . a corporatIOn organized and existing under thelaws of . . . , . . . . . . . TilE FED.E.RAL ~.RF;~~T U!'lI!l.~ ACT. . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . whose address is ~275 Ji:, TRINDLE ROAD, MECHANICSBURG. PA 17055 ." ..." '.... ...... .................................. ....... .................. . . " . . " . . . , . , . " . , . . . . . . . " . . . . . " . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (herein "Lender"). W B .. d b d Le d . h .. I f U 5 65927 29 HEREAS, OITQwer IS In e te to n er In t e prll1Clpa sum 0 .. $, . . . . . . . . '. . . , . . . . . . . . . . . . . . . . . . . . which indebtedness is evidenced by Borrower's note dated ." M.A.RCH .17! 1997. . . . . , .. and extensions and renewals thereof (herein "Note"). providing for monthly installments of Il.rillCil1.al and interest. with the balance of the . d b d "f' 'd d d bl MARCH 1:1. CUU7 10 e te ness, I not sooner pal , ue an paya eon............................; To SECURE to Lender the repayment of the indebtedness evidenced by the Note. with interest thereon; the payment of all other sums, with the interest thereon, advanced in accordance herewith to protect the security of this Mortgage; and ~he p~rformance of the covenants and agreements of Borrower herein contained, Borrower does hereby mortgage, grant and con~ey to Lender the following described property located in the County of . .CUMBI;BUIND. . . . . . . . . . . . . . . , . . . . . . . , . , , . "State of Pennsylvania: situated in the flBST. .~AB[l. OF.. .THI;. .BQ8DUGI:l. .OF.. MI;r;I,IAt:JJ:CSBUBG.. [municipality] and more particularly described in a deed dated ............... MARCH. :UH................................ . 19. !,lB. recorded in Deed lJook .......... .T31......... at page .... .4B2............... which description is incorporated by reference. o If this block.'is checked, the description of the premises subject to this Mortgage is described in Exhibit" A", attached hereto, andJ~ rot incorporated by reference to a recorded deed. .; /I!~~_-.- /i""'""-- ~T'" "-.--.' ......Jj"". ,', ;UlI" ,,\, :. T;~(: :.' _~:n;.:; '>.:<.. ..... --- . - }~~.,;.;;,;",;,-.: . CD --.1 :::D -0 ::u .c_ , ! .:':;' ":C "..i ::0 ::3 1-" c::> :J:: 1-" ,- !:C. ;,:::::. .. 2- ::1: C) c> r'J o -q i'Tl S C? ~) ~~ r.1 r- -. \ r r~ In ~-.:: 0 .'0 I en c.:J 1> which has the address of .. .1.1. .W .COOVER . .s.T. . . . . . . . . . . . " . . . .Mj:CHl.\rllICSBlJRG, . :. .... . . . . . . . . . . , (Street} {Clly) Pennsylvania . . . . . . . V.O!5!5. . . . . . . . . . . . (herein "Property Address"); IZipCodej TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights. appurtenances and rents, all of which shall be deemed to be and remain a part of the property covered by this Mortgage; and all of the foregoing. together with said property (or the leasehold estate if this Mortgage is on a leasehold) are hereinafter referred to as the "Property." Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. PENNSYLVANIA-SECONO MORTGAGE~1IBO-fNMA/fHlMC UNifORM iNS1RUMENT Bood373rAGE 441 Form 3839 and Ihe receiver shall be liable 10 accounl only for Ihose renls actually received. 20. Releue. Upon paymenl of all sums secured by this Mortgage, Lender shall discharge Ihis Mortgage wilhout charge 10 Borrower. Borrower shall pay all costs ofrecordalion. if any. 21. 1nteftll Rate After l"damOllI. Borrower agrees Ihallhe inleresl rate payable after a judgmenl is enlered on Ihe Nole or in an action of mortgage foreclosure shall be Ihe rale slaled in Ihe Nole. REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien whiCh has priority over this ~1ortgage to give Notice to Lender, at Lender's address set forth on page one of this Mortgage, of any default under the superior encumbrance and of any sale or other foreclosure action. Witness: IN WITNESS WHEREOF, Borrower has executed this Mortgage. ~.. /!-PJifS7k R~S' GUZM1Cr% -Bo"'wer 'h~J~.. .........~B";'~;' , ,"._" ,:i. '.).~;H~~:T,: :::..~.... I herefjr~~rtify thaI th~ ~~iSe a cess oCthe Lend~rJMortgagee) is:. .. .. .............................. ....... .5275EJRlN. .E. A,~IC~~N.I~V~.l7~ :...............................'..... On behalf of the Lender. B . . U1ur.'C:::iLA-LJ TIlJe:LOAN. WRITER ..... ... .... .... . ..--c '/ ~f- --- /- ' .L/t{C~,...c.f~ ~..Uu.u.FG~. COMMONWEAlTIIOFPENNSYLVANIA, . .CUMElERLANO............... Countyss: On this, the.. .. . FTti. . . , . . . . . . . . . . day of . . . ' . . . t:I!lfl~~. . . . . . . . . . . . . .. . . . .. ,I ifF . . . , before me, . MARY. .1 .MECKLEY.,. A .NOTARY. PUBLIC, . . . , . . . . . . . . . . . , . . .' Ihe undersigned officer. personally appeared . ROBERT. .S .GUZMICH. ANO .THOMAS. P .GUZMICH, . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . known to me (or satisfaclorily proven) to be the person whose name . . ARE. . . . . . . . . . . , . . . subscribed to the wilhin instrumenl and acknowledged that. . . . . . . , . . . . . . . . . . . THEY. . . . . . . , . . . . . . executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto sel my hand and official seal. My Commission expires: ... .0l1~:.;'om";......... .~- (Space Below ThiS Line Reserved For Lender and Recordef) ~ ',nnsylvania } 55 '-!nnb~~r)al1d , 'c b',', i"',Of"~(,,;efor Ih,~ recordlO, 9 of D...nL, ,(\4.t(I!,,,oIond counw/l1\/ 9 ' I h--1 'dnC-' -- f'all"Lf::t] 1 ',~"\ n~:' ;,ea. of 0 !, ",e , _,._~_'_ day -- . ,;,,,., ~ Bood37JrAGE, 444 UNIfORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interelt. Borrower shall promptly pay when due the principal and interest indebtedness evidenced by the Note and late charges as provided in the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Funds") equal to one-twelfth of the yearly taxes and assessments (including condominium and planned unit development assessments. if any) which may attain priority over this Mortgage and ground rents on the Property, if any, plus one-twelfth of yearly premium installments for hazard insurance, plus one. twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or deed of trust if such holder is an institutional lender. If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds, analyzing said account or verifying and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Mortgage that interest on Ihe Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Mortgage. If the amount of the Funds held by Lender, together with the future monthly installments of Funds payable prior 10 the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes, assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either promptly repaid to Borrower or credited to Borrower on monthly installments of Funds. If the amount of the Funds held by Lender shall not be suftieient to pay taKes, assessments, insurance premiums and ground rents as Ihey fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency in one or more payments as Lender may require. Upon paymenl in full of all sums secured by this Mortgage. Lender shall promptly refund to Borrower any Funds held by Lender. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later than immediately prior to the sale of the Property or its acquisilion by Lender, any Funds held by Lender at the time of application as a credit against the sums secured by this Mortgage. 3. Application of Payments. Unless applicable law provides otherwise. all paymenls received by Lender under the Note and paragraphs I and 2 hereof shall be applied by Lender first in payment of amounls payable to Lender by Borrower under paragraph 2 hereof, then 10 interest payable on the Note. and Ihen 10 the principal of the Note. 4. Prior Mortgages and Deeds of Trust; Charges; Liens. Harrower shall perform all of Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage, in- cluding Borrower's covenants. to make payments when due. Borrower shall payor cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Mortgage, and leasehold payments or ground rents, if any. 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against los!'l by fire, hazards included within the term "extended coverage", and such other hazards as Lender may require and in such amounts and for such periods as Lender may require. The insurance carrier providing the insurar.ce shall be chos~n by Borrower subject to approval by Lender; provided, that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form a~~eptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the (erllls of any mortgage. deed of trust or other security agreement with a lien which has priority over this Mortgage. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within 30 days from the date notice is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the sums secured by this Mortgage. 6. Preservation and Maintenance of Property; Leaseholds; Condominiums; Planned Unit Developments. Bor- . rower shaH keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if Ihis Mortgage is on a leasehold. If this Mortgage is on a unit in a condominium or a planned unit de\'elopment, Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development, the by. laws and regulations ofthe condominium or planned unit development, aod constituent documents. 7. Protection of Lender's Security. If Borrower fails to perform the covenants and agreements contained in this Mortgage, or if any action or proceeding is commenced which materiaHy affects Lende~'s interest in the Property, then Lender, at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys' fees, and take such action as is necessary to protect Lender's interest. If Lender required mortgage insurance as a condilion of making Ihe loan secured by this Mortgage. Borrower shall pay the premiums required to maintain such insurance in effect until such time as the requirement for such insurance terminates in accordance with Borrower's and Lender's written agreement or applicable law. Any amounts disbursed by Lender pursuant to this paragraph 7, with interesl thereon, at the Note rate, shall become additional indebtedness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any expense or take any action hereunder. 8, Inspection. Lender may make or cause to be made reasonable entries upon and inspections of the Property, provided that Lender shall give Borrower notice prior to any such inspection specifying reasonable cause therefor related to Lender's interest in the Property. 9. Condemnation. The proceeds of any award or claim for damages. direct or consequential, in connection with any. condemnation or other taking of the Property, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender, subject to Ihe lerms of any mortgage, deed of trust or other security agree- ment with a lien which has priority over this Mortgage. Bood373PAGE_ 442 10. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the timc for payment or modification of amortization of the sums secured by this Mortgage granted by Lender to any successor in interest of ~ Borrower shall not operate to release. in any manner, the liabHity of the original Borrower and Borrower's successors in interest. Lender shall not be requited to commence proceedings against such successor or refuse to extend time for . payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made by the original Borrower and Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or preclude the exercise of any such right or remed y. 11. Successors and Assigns Bound; Joint and Several Liability; Co-signers. The covenants and agreements herein contained shall bind, and the rights hereunder shall inure to, the respective successors and assigns of Lender and Borrower, subjcct to the provisions of paragraph 16 hereof. All covenants and agreements of Borrower shall be joint and several. Any Borrower who co-signs this Mortgage, but does not execute the Note, (a) is co-sigoing this Mortgage only to mortgage, grant and convey that Borrower's interest in the Property to Lender under the terms of this Mortgage, (b) is not personally liable on the Note or under this Mortgage, and (e) agrees that Lender and any other Borrower hereunder may agree to extend, modify, forbear, Of make any other accommodations with regard to the terms of this Mortgage or the Note without that Borrower's consent and without releasing that Borrower or modifying this Mortgage as to that Borrower's interest in the Property. 12. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to Borrower provided for in this Mortgage shall be given by delivering it or by mailing such notice by certified mail addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided herein, and (b) any notice to Lender shall be given by certified mail to Lender's address stated herein or to such other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this Mortgage shall be deemed to have been given to Borrower or Lender when given in the manner designated herein. 13. Governing Law; SeverablIlty. The state and local laws applicable to this Mortgage shall be the laws of the jurisdiction in which the Property is located. The foregoing sentence shall not limit the applicability of Federal law to this Mortgage. In the event that any provision or clause of this Mortgage or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Mortgage or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Mortgage and the Note are declared to be severable. As used herein, "costs", "expenses" and "attorneys' fees" include all sums to the extent not prohibited by applicable law or limited hel'ein. 14, Borrower'. Copy. Borrower shall be furnished a conformed copy of the Note and of this Mortgage at the time of execution or after recordation hereof. 15. RehabUltatlon Loan Agreement. Borrower shall fullill all of Borrower's obligations under any home rehabilita- tion, improvement, repair. or other loan agreement which Borrower enters into with Lender. Lender, at Lender's option, may require Borrower to execute and deliver to Lender, in a form acceptable to Lender, an assignment of any rights, claims or defenses which Borrower may have against parties who supply labor, materials or services in connection with improvements made to the Property. 16. Transfer of lhe Property or a Beneficial Inlerest in Borrower. I f all or any part of the Property or any interest in it is sold or transferred (or if a beneficial inlerest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of aU sums secured by this Mortgage. However, this option shall not be e,xercised by Lender if exercise is prohibited by federal law as of the date of this Mortgage. lf Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shaH provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this lvlortgage. If Borrower fails to pay these sums prior to the expiration of this period, Lender may in- voke any remedies permitted by this Mortgage without further notice or demand on Borrower. NON-UNIfORM COVENANTS. Borrower and Lender further covenant and agree as follows: 17. Acceleration; Remedl... Upon Borrower's breacb of any covenant or agreement of Borrower In thIs Mortgage, including the covenanb tA pa, when due an, luml _ured by thIt Mortgage, Lender prior tA acceleration lball give notice tA Borrower as provided b, applicable law lpeclfylng, amonll other tblng.: (I) tbe breach; (21 the action required ta cure lucb breacb; (3) a dale, not I... than 30 da,1 from tbe date tbe notice .. mailed ta Borrower, by whlcb lucb breacb mUlOt he cured; and (4) that failure to cure lucb breacb on or before tbe date specified In tbe notice may _nit In acceleration of tbe luml _wed by thIt Mortgalle, foreclOlure by JudicIal Proceedlnll' and o&Ie of tbe Property. The notice Iball further taform Borrower of the right to retaltate after acceleration and tbe right to .....,rt In tbe foreclOlure Proceedlnll tbe noneIlllence of a default or an, other defenoe of Borrower tA aeceleratIon and foreelOlure. If the breacb .. not cured on or hefore tbe date Ipeelfied In tbe notice, Lender, at Lender'l option, may deeJare all of tbe lum. _ured b, thIs Mortgage to he immediately due and payable wltbout furtber demand and may foreel.... thIs Mortgalle by Judicial Proceedlnll' Lender Ihall be entitled to colleet In such Pro_dlnll all tIpen... of foreclosure, including, bnt not UmIted tA, reasonable attorneys' fees, and cOlts of dOCllDlentary evidence, abstracb and title reporta. 18. Borrower'l RIght to Rebutate. Notwithstanding Lender's acceleration of the sums secured by this Mortgage due to Borrower's breach, Borrower shall have the right to have any proceedings begun by Lender to enforce this Mort- gage discontinued at any time prior to at least one hour before the commencement of bidding at a sheriff's sale or other sale pursuant to this Mortgage if: (a) Borrower pays Lender all sums which would be then due under this Mortgage and the Note had no acceleration occurred; (b) Borrower cures all breaches of any other covenants or agreements of Borrower contained in this Mortgage; (c) Borrower pays all reasonable expenses incurred by Lender in enforcing the covenants and agreements of Borrower contained in this Mortgage and in enfordng Lender's remedies as provided in paragraph 17 hereof, including, but not limited to, reasonable attorneys' fees; and (d) Borrower takes such action as Lender may reasonably require to assure that the lien of this Mortgage, Lender's interest in the Property and Borrower's obligation to pay the sums secured by this Mortgage shall continue unimpaired. Upon such payment and cure by Bor. rower, this Mortgage and the obligations secured hereby shall remain in full force and effect as if no acceleration had occurred_ 19. AIII_ent of Kenu; Appointment of Receiver; Lender In P.......lon. As additional security hereunder, Borrower bereby assigns to Lender the rents of the Property, provided that Borrower shall, prior to acceleration under paragraph 17 hereof or abandonment of the Property, have the right to collect and retain such rents as they become due and payable. Upon acceleration under paragraph 17 hereof or abandonment of the Property, Lender, in person, by agent or by judicially appointed receiver shatl be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. All rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and eollection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. Lender Bood373 rAGE 443 ,/-2" P7 J~,.(/' /377-3/8 C' 32331GU TRINDLE . F' '3 '11f- LN#3 1'.<</",:'" , \ , \ I MORTGAGE I , grIllS MORTGAGE is madeA~\~~A\41!""GUZM1lli'fArMRr'-rnOMAS 'p' GUZMla1 .. . . .' . . . . . . . . " . . . . . . , 1) .'. . . . between \hc Mortgagor,. . .. . , . . ., . . . . , '" . . . . . . , .. . , . . . . . . . . . . . . .' . . . . . . . . . . .. " . . . . . . . . . . . . . . . . . . . . . . . . . . (herein "Borrower"), and the Mortgagee, . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . ~F;l':1"~~~~ ~~T .F.F:.l"!F:I.l~~. c;1.'~~.I,! .~J;l~~~. . . . . . . . . , . . . . . . . . . . . . . . . a corporation organil.ed and cxislillg uluJer the laws or . . . . . . . . . . . !~~~ r~~.E.~~~ .~~~~~-.: ~~.IP.~ ~~ . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . who1\c addr~ss. is. . . . . . . . .$~?~~: !~.I':'iP.L.t; ~~A;~..~~.9~~~!~~~'~J~~..r.~ ~~O.5~. . . . . . . . . . , .. . . . . . . . . . . '" . . . . . . . . .... . . . . . (herein "Lender"), WuutEAS, Borrower is indebted to Lender in the principal ~Ulll of U.S. S . . . ~~~~~: .2.~ . . . . . . . . . . . . . . . . . . . , which indchledness i!O evidenced by Borrower's nole dalell .~~FH~. ~~...1.9.9.7. . . . . . . . ,. antI extensions and renewals thereof (herein "Nulc"'. providing lor monthly il1stalhnc'~s of BB'lcipl1l and interest, wilh the balance of the indchlcdne.ss. irool .sooner paid, doe and payable on .... !'1.A; . . ~ ,.? . . . . . , . . . . . . . . . ; ': 'J ..~ To SECURE 10 Lender the repayment of the indcblednes.s evidenced by the NOle. with inlerest (hereon; the payment Ilf;all olhcr sums, wilh the inlcresllhereon. advanced in accordance herewith to prulectlhe security of this Mortgage; and the pcrfomHlncc of lhe covenOlnh and agreements of Borrower herein contained, Borrower does hereby mortgage. ~rallt and cOllvey to tender the following desc'ribed properl? localed in the Count~of . CVMti.E.R.l.I\NO. . . . . . . . . . . . . . . . . . . . . . . . . . . . .. SIO'e of Pennsylvania: .il.Bled in 'he .. t.~~.T..\o!~.~P.. PLn1.. .~9flQIJ~.~ ..Qr .~~CHNH!;SIlURG.. lmunicipatily) and more panicularly describcd in a decd daled .. MARtH. .5,..........................,.................... .19.8.6 recorded i.n Deed Rook.... 1.4).... ............. al page ....... ~.82............. which dcscriplion il incorporated by reference. o J( Ihil block 'I checked. the duCf\ption of .he premiscllubjcclto Ihis Monsagc il dC$crihl;d in Exhibit "A", auachcd hereto, and is nOI incorporaled by rcference 10 a recorded deed. , CD -.J :n :::u ;......:~ u: ~ .,. :,. .:.1 ., ,;. r'" .,f. . ..,," 'i;.L/ ,J :3 I--' '" C.. r., C.:> "I C~ ,'.' ,., .::-.;-:;U '" -r: en ,. whkhhaSlheadd<.ssof ....... .1.1..W .COOV~R.... .51......... ,.. ... MECHANIG5BUAG..........., IStreel1 ICily I P I. 17055 (I . up t Add "l' eutts)' vama . . . . . . . . . . . . . . . . . . . . . .. lerelO roper y ress I IllpCodel TOGETHE.R with all the tmpro'icmenh now or hereafter erected on the properly. and all easements, rights, appurtenances and rents, all of which shall be deemed to be and rernain a pari of the property covered by this Mortgage; and all of the foregoing, togelher with said property (or the. leasehold estate if this Mortgage is on a leasehold) are hereinafter referred 10 as the "fJroperty." Borrower covenants that Borrower is lawfully seised of the est ale hereby conveyed and has the dght to mortgage. grant and convey the Property, and thaC the Property is unencumbered, excepl for encumbrances of record. Borrower covenants that Borrower warrants and will defeud generally the title 10 the Property against aU claims and demands. subject to encumbrances of record. j BooKi3 77 PAGE 318 PENNSYlVANIA-SECOND MORTGAOE-1I80-FNMA'FHlMC UNifORM INS'RUMENI Form 3839 REV_15i3EX+IM7:W_"'" . , . . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES FILE NUMBER ESTATE OF GlA. zm /01, "RoBlE'RT 50. NUMBER I. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS (include outright spousal dislributions) RELATIONSHIP TO DECEDENT Do Not List Trustee(s) 1. -m~41AS 'P. GuZ HUcH II W. ClJCif"EI1 57 /J1ECfiI'1N Ie S I3UJ'?6) PI! I7pSS' BJ<oTl/ef< ;;;. / - 0::( - 79tD AMOUNT OR SHARE OFEST ATE 100% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 17, AS APPROPRIATE, ON REV 1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. . TOTAL OF PART II. ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ (If more space is needed, insert additional sheets of the same size) . , . LAST WILL AND TEST AMENT OF ROBERT S. GUZMICH I, ROBERT S. GUZMICH, of the Borough of Mechanicsburg, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this my Last Will and Testament, hereby revoking and making void any and all prior Wills by me at any time heretofore made. I. I direct the payment of all my just debts and funeral expenses as soon after my decease as the same can conveniently be done. 2. All the rest, residue and remainder of my Estate, real, personal and mixed, whatsoever and wheresoever situate, I give, devise and bequeath to my brother, THOMAS P. GUZMICH, to his own use and benefit absolutely. 3. In the event, however, that my said brother should predecease me, or should die at about the same time as I die, such as in a disaster common to both of us, I give, devise and bequeath my said estate to my other brother, Charles Guzmich, per stirpes. 4. I nominate, constitute and appoint my brother,Thomas P. Guzmich, to be the Executor of this my Last Will and Testament. In the event that he should predecease me or for any reason be unwilling or unable to act as such Executor, I nominate, constitute and appoint my other brother, Charles Guzmich, to be Executor in his place and stead.! further direct that they shall not be required to file bond or other security in the Office of the Register of Wills for the purpose of administering my Estate. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ;(Jr;ft day of ~. , A.D. 1997. r~j;J jJ }3'zt j) / ROBERT S. GUZMICH v - (SEAL) Signed, sealed, published and declared by the above-named ROBERT S. GUZMICH as and for his Last Will and Testament, in the presence of us, who at his request and in his presence, and in the presence of each other, have hereunto subscribed our names as witnesses. .~ /- ~JjL (jltplv;/l/;; a.~ JRD/June 30,1992/17858 SiP 0r _~00~,~ In Re: Estate of Robert S. Guzmich · ORPHANS' COURT DIVISION Late of Mechanicsburg Borough · COURT OF COMMON PLEAS OF · CUMBERLAND COUNTY Estate No.' 2002-0796 · PENNSYLVANIA NO. 21-2002-0796 NOTICE OF FAILURE TO FILE STATUS REPORT AND REQUEST TO CONDUCT A HEARING PURSUANT TO RULE 6.12, SUPREME COURT ORPHANS' COURT RULE Personal Representative: Thomas P. Guzmich Counsel for Personal Representative: Charles E. Shields, III, Esquire Date of Decedent's Death: 08/23/2002 Date of Delinquency Notice: 09/10/04 The undersigned, Glenda Farner-Strasbaugh, Clerk of Orphans' Court, in accordance with Rule 6.12, Supreme Court Orphans' Court Rules, hereby notifies the Orphans' Court Division, Court of Common Pleas of Cumberland County, that neither the above named personal representative nor the above named counsel for the personal representative have filed with the Register of Wills or Clerk of the Orphans' Court his, her or its Status Report required by Rule 6.12, Supreme Court Orphans' Court Rule and that the requisite notice, pursuant to Rule 6.12, Supreme Court Orphans' Court Rules, was given by the Clerk of the Orphans' Court on April 30, 2004, and that the ten (10) day notice to file the Status Report has expired. Accordingly, in accordance with Rule 6.12 the Court is hereby notified of such delinquency and the undersigned requests that a Court conduct a hearing to determine whether sanctions should be imposed upon the delinquent personal representative or counsel for the delinquent personal representative. Date: 09/10/04 Glenda Famer Strasbaugh Clerk of the Orphans' Court Distribution: Personal Representative Counsel for Personal Representative Estate File A hearing is scheduled for at in Cou~room No. 3. If the Sta~s Repo~ is filed prior to the hearing date, the heahng will automatically be cancelled. George~E. ~flffer,~P. J~ STATUS REPORT UNDER RULE 6.12 Name of Decedent: Pobert S. Guzmich Date of Death: 08/23/02 Will No. Admin. No. 7]-?~0~-0796 Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State~w~ether administration of the estate is complete: Yes ~O No 2. If the answer is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No. 1 is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes__ No__ b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did ~he personal representative state an account informally to the parties in interest? Yes~ No d. Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Cerk of the Orphans' Court and may be attached to this report. Date: 09/1~/04 ~~~ ~ ~,~ ~z< Signature ~ Charles E. Shields, III ~ Name (Please type or print) ~ 6 Clouser Road, Mechanicsburg, PA 17055 · ~::~, Address (717) 766-0209 Tel. No. Capacity: __Personal Representative X Counsel for personal representative (MAH:rmf/AM3) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDI VIOUAL TAXES DEPT. 280601 HARRISBURG, PA 1 J128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT N0. CD 003017 SHIELDS CHARLES E III 6 CLOUSER ROAD MECHANICSBURG, PA 17055 ESTATE INFORMATION: ssN: z07-as-sazl FILE NUMBER: 2102-0796 DECEDENT NAME: GUZMICH ROBERT S DATE OF PAYMENT: 09/16/2003 POSTMARK DATE: 09/15/2003 COUNTY: CUMBERLAND DATE OF DEATH: 08/23/2002 ACN ASSESSMENT AMOUNT CONTROL NUMBER 101 ~ 5196.69 REV-1162 EXIT i-961 TOTAL AMOUNT PAID: REMARKS: THOMAS P GUZMICH ESQUIRE C/O CHARLES E SHIELDS ESQUIRE CHECK#108 INITIALS: VZ SEAL RECEIVED BY: S 196.69 DONNA M. OTTO DEPUTY REGISTER OF WILLS REGISTER OF WILLS l?- ~~- i BUREAU OF INDIVIDUAL TAXES INHERITANC_ RAX BIVISION DEPT.. 288601 HARRISBURG, Pp 17128-8681 CHARLES E SHIELDS 6 CLOUSER RD MECHANICSBURG COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX REV-156) EX RFI (01-0!) III PA 17055 CUT ALONG THIS LINE DI ESTATE OF GUZMICH ROBERT DATE 09-15-2003 ESTATE OF GUZMICH ROBERT S DATE OF DEATH 08-23-2002 FILE NUMBER 21 02-0796 --° COUNTY CUMBERLAND ACN 101 Amount Renittetl MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 LOWER PORTION FOR YOUR RECORDS ~ j---------------------'--------°-------'------------------'------° HERITANCE TAX APPRAISEMENT, ALLOWANCE OR OF DEDUCTIONS AND ASSESSMENT OF TAX S FILE NO. 21 02-0796 ecN 707 nwte no_iE:_onnz TAX RETURN WAS: ( ) ACCEPTED AS FILED f X] CHANGED SEE ATTACHED NOTICE AISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Reel Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Stock/Partnership Interest [Schedule C) 4. Mortgages/Notes Receivable [Schedule D] 5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F] 7. Transfers (Schedule G) 8. Total Assets APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H) (q) 7.994.40 30. Deb{s/Mortgage Liabilities/Liens (Schedule I) I30)_ 32.275.99 11. Total Deductions (11) 40. 70 ~9 12. Nst Value of Tax Re{urn (12) 31,594.25 13. Charitable/Governwental Bequests) Non-elected 9113 Trus ts (Schedule J) (13) .00 14. Net Value of Estate Sub,3ect to Tax (14) 31,594.25 NOTE: If an assessment was issued previously, lines 14, 15 and/or 16 17 18 and 19 wiii refilect fiigures that include the totai ofi ALL , , returns assessed to date. ASSESSMENT OF TAX: 15. Amount of Lina 14 at Spousal rate (15) .00 X OD _ .00 16. Amount of Line 14 taxable at Lineal/Class A rate (16) .00 X 045 - .00 17. Amount of Line 14 at Sibling rate (17) 31,594.25 X 12 _ 3,791.31 18. Amount of Lina 14 taxable at Collateral/Class 8 rate (18] .00 X 15 - .00 19. Principal Tax Due (lq)= 3 791 31 TAX CRE DITS: , . __ _ DATE NUMBER + INTEREST/PEN PAID (-) AMOUNT PAID 05-27-2003 CD002610 .00 3,600.00 INTEREST IS CHARGE D THROUGH 09-30-2003 TOTAL TAX CREDIT 3,600.00 AT THE RATES APPLICABLE AS OUTLINED ON THE BALANCE OF TAX DUE 191.31 REVERSE SIDE OF THIS FORM INTEREST AND PEN. 5.38 TOTAL DUE 196.69 [1) 65.256.10 NOTE: To insure proper (2) .00 credit to your account, (3) .00 subni4 the uDPer portion (4) .00 of this Porn with your (51_ 6.546.29 tax payment. (6) 62.25 m .00 (B) 71,864.64 ^ IF PAID AFTER DATE INDICATED, SEE REVERSE ( IF TOTAL DUE IS LESS THAN S1, NO PAYMENT IS REQUIRED. FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.) RESERVATION: Estates of decedents tlying on or before Oecevber 12, 1982 -- if any Future in tare st in the aste to is transferred in pa ssessian or enjoyvent to Class B (cm llateral) banef ieiaries of the decedent after the expiration of nnv eskate for life or for Years, the Covmonwvalth hereby expressly resmrves the right ko appraise and assess transfer Inheritance Taxes at the lax{ul Class B (collateral) rata on any such Future interest. PURPOSE OF NOTICE: To fu1Fi11 the requ iremants of Section 2140 of the Inheritance and Estate Tax Act, Aet 23 0{ 2000. (72 P. - Seetion 9140). PAYMENT: Oatach the top portion of this No kite and subvlt with your payment to the Register of Nills printed on the rave rse sitle. --Make check or money ortler payable to: REGISTER OF BILLS, AGENT REFUND (LR ): A refund of a tax credit, xhich was nmk requesketl on the Tex Re kurn, nay be requested by completing an ^ppPlication far Refund of Pannsvlvania Inheritance and Estate Tax^ (REV-1313). Applications are available et the Office of the Register of Mills, anY mf the 23 Revenue District Offices, ar by calling the special 24-hour answering service {or {ores ortle ring: 1-800-362-2050; services far taxpayers with special hearing and / or spanking neetls: 1-800-447-3020 (TT only]. OBJECTIONS: Anv party in in t~r~st not satisfied with the apPrai Bement, allowance, or tlisellowanca mf detluetions, or essassnent of tax [including discount or interest) as shown on this Notice oust object within sixty (60) days of receipt of this Notice by: --written protest to the Pp Department of Revenue, eoertl of Appeals, Dept. 281021, Harrisburg, PA 17128-1021, OR --election to have Ma matter tle tervined at autl it pF the account of the personal representative, OR --appeal to the Orphans' Court. pOMIN- ISTRATIVE CORRECTIONS: Factual errors discovered mn this assessment should be atldressed in writing to: pA Oeper p°n 17128-0601ue, Bureau of Individual Taxes, ATTN: Posk Assessvent Rav iew Unit, Dept. 280fi 01, Harrisburg, Phone (717) 787-6505. See page 5 of the hook let ^Instructions for Inhe ritanca Tax Return for a Resident Oecetlant^ [REV-15011 for an explanation of admini stre tively correctable errors. DISCOUNT: If anY taz tlue is paid within three (3) calendar vonths after the tlecatlen is death, a 4iva pe reent [5%] discount of the tax paid is allowetl. PENALTY: The 15% tax amnesty non-participation penalty is computed on the total of the tax and interest assn ssetl, antl net paid before Janue rv 18, 1996, the first tlaY after the antl of kha tax enne sty period. This non-pertieipation penalty is appealable in the save yammer and in the the save tive period as You would appeal the tax and in Yare st that has been assessed as intl icated on this notice. INTEREST: Inkeresk is chargetl beginning wikh first day mf tlelinquency, or nine (9) vonths and one (1) day from the tlate of death, to the tlete of payment. Texas which became delinquent before January 1, 1982 bear interest at the rate of six (6%) percent per ennuv ca lculatetl at a daily rate of .000164. All [axes which became delinquent on antl after Janue rv 1, 1982 will bear interest at a rate which will vary from calendar near to calendar year with that rata announced by the PA Department of Revenue. The app lieabla interest rates far 1982 through 2lntmr sk Deily Inkere st Da11Y Interest OailY Year Rete Factor Year Rate Fectmr Year Rate Factor 1982 20% .000548 1987 9% .000247 1999 7% .000192 lgg3 16% .000438 1988-1991 11% .000301 2000 8% .000219 1984 11% .000301 1992 9% .000247 2001 9% .000247 1985 13% .000356 1993-1994 7% .000192 2002 6% .0001fi4 1986 30% .000274 1995-1998 9% .000247 2003 5% .000137 --Interest is calculated as follows: INTEREST = BALANCE OF 7AX UNPAID X NUMBER OF DAYS DELINVUENT X DAILY INTEREST FACTOR --Anv Notice issued after the tax becomes delinquent will refleek an interesk ealculefion to fifteen (15) days beyond the tle Ya of the assessment. If payment is made after the interest compute tian tlate shown on the Notice, additional interest vast be calculated. REV i1]O E%(G861 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 INHERITANCE TAX EXPLANATION OF CHANGES ROBERT S GUZMICH IrILE NuMSER 2102-0796 John Kealy IAN 101 ITEM SCHEDULE NO. EXPLANATION OF CHANGES H I g g I The claim for the family exemption has been disallowed. The claimant must be a spouse or if no spouse, a parent or child living in the same household as the decedent as of the date of death. ROW Page 1 i~-:?~' i BUREAU OF INDIVIDUAL TAXES INHERITANCE TA% DIVISION DEPT. 280601 HARRISBURG, PA 17128-0601 CHARLES E SHIELDS III 6 CLOUSER RD MECHANICSBURG PA 17055 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE INHERITANCE TAX STATEMENT OF ACCOUNT EEY-160) FN ,FI ~n-OSI DATE ESTATE OF DATE OF DEA' FILE NUMBER COUNTY ACN ~- D9-29-2003 GUZMICH ROBERT S ~H 08-23-2002 21 02-0796 CUMBERLAND 101 Anount Renittad MAKE CHECK PAYABLE AND REMIT PAYMENT T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To insure proper credit to your account, subnit the upper portion of this Porn with your tax paynant. CUT ALONG THIS LINE _-__ RETAIN LOWER PORTION FOR YOUR RECORDS ~ REV-1607 EX AFP (01-03] ~riFr ruueorteune rw::"~r:~~L~::~ .r---------- !ii ESTATE OF GUZMICH ROBERT S FILE N0. 21 02-0796 ACN 101 DATE 09-29-2003 THIS STATEMENT IS PROVIDED TO ADVISE OF 7HE CURRENT STATUS OF THE STATED ACN IN THE NAMED ESTATE. SHONN BELON IS A SUMHARY OF THE PRINCIPAL TAX DUE, APPLICATION OF ALL PAYMENTS, THE CURRENT BALANCE, AND, IF APPLICABLE, A PROJECTED INTEREST FIGURE. DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT: 09-15-2003 PRINCIPAL TAX DUE: PAYMENTS (TAX CREDITS): 3,791.31 PAYMENT DATE RECEIPT NUMBER DISCOUNT (+) INTEREST/PEN PAID (-) AMOUNT PAID OS-27-2003 CD002610 00 09-15-2003 CD003017 . 4 99- 3,600.00 . 196.69 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. ^ IF PAID AFTER THIS DATE, SEE REVERSE TOTAL DUE SIDE FOR CALCULATION OF ADDITIONAL INTEREST. ( IF TOTAL DUE IS LESS TNAN S1, NO PAYMENT IS REpUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CRI, YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS. ) 3,791.70 .39CR .00 .39CR ~, PAYMENT: Detach the top portion of [his Notice and submit with your payment made payable tc the name antl atltlrass prinked on the reverse sitle. -- If RESIDENT DECEDENT make cheek or money order payable to: REGISTER OF WILLS AGENT. -- If NON-RESIDENT DECEDENT make check or money order payable to: COMMONWEALTH OF PENNSYLVANIA. REFUND [LRI: A refuntl of a tax credit, which was net requested on the Taz Ratu rn, may be requested by eemple ting an ^Applieation for Refund of Pennsylvania Inheritance end Estate Tax•' (REV-1313). Applications are available at the Office of the Register of Nills, env of the 23 Revenue District Offices ar from the Depar b0en is 24-hour answering service for forms ordering: 1-800-3b2-2050; services for taxpayers with spacial hearing antl / or speaking needs: 1-800-447-3020 (TT only 7. REPLY T0: Que sticns regarding errors contained on this notice should be atld ressetl to: PA gape rtment of Revenue, Bureau of Individual Taxes, ATTN: Past Assessment Review Unit, Dept. 280601, Harrisburg, PA 17128-0601, phone (717] 787-6505. DISCOUNT: If env tax due is paitl xithin three [3) calendar months after the decedent's death, a five percent (5%7 tliscount of the tax paid is allowetl. PENALTY: The 15% tax amnesty non-participation penalty is computetl on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the antl of the tez amnesty period. INTEREST: Interest is charged beginning with first tlav of delinquency, ar nine [9] months and one (17 day from the date of tleath, to the date of payment. Taxes which became tle linquent before Januerv 1, 1982 bear interest et the rata of six (6%) percent per annuli calculated at a daily rate of .000164. All taxes which became tlelinquent an antl after January 1, 1982 will bear interest at a rate which will vary from ealantlar near to ea lentler year with that rate enneuneed by the PA Department of Revenue. The applicable interest rates for 1982 through 2003 era: Into rest Dally Interest De ilv Interest Daily Year Rate Feetmr Year Rate Factor Year Rata Factor 1982 20% .000548 1987 9% .000247 1999 7% .000192 lgg3 16% .000438 1988-1991 11% .000301 2000 8% .000219 1984 11% .000301 1992 9% .000247 2001 9% .000247 1985 13% .000356 1993-1994 7% .000192 2002 6% .000164 1986 30% .000274 1995-1998 9% .000247 2003 5% .000137 --Interest is caleuletetl es Follows: INTEREST = BALANCE OF TAX UNPAID X NUMBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Notice issuetl after the tax becomes tlelinquent will reflect an interest calculation to 4lfteen I15) tlays beyond the date of the assn ssment. If payment is Wade after the interest computation date shown on the Notice, atltlitional interest must be celculatetl. FIRST AND FINAL ACCOUNT PROPOSED DISTRIBUTION OF THOMAS P. GUZMICH, EXECUTOR OF THE ESTATE OF ROBERT S. GUZMICH LATE OF MECHANICSBURG BOROUGH CUMBERLAND COUNTY, PENNSYLVANIA, DECEASED a~~oa-~q6 Date of Death August 23, 2002 Letters Granted September 4, 2002 Dates of Publishing Notices Cumberland Law Journal September 28, October 4, 11, 2002 Dates of Publishing Notices Patriot News September 24, October 1, 8, 2002 Covering the Period August 24, 2002 -September 30, 2003 Purpose of the Account: Thomas P. Guzmich, Executor offers this account to acquaint interested parties with the transactions that have occurred during his administration. The account also indicates the proposed distribution of the estate. It is important that the account be carefully examined. Requests for additional information or questions or objections can he discussed with Thomas P. Guzmich, Executor, c/o Charles E. Shields, III, 6 Clouser Road, Mechanicsburg, PA 17055. SUMMARY OF ACCOUNT TABLE OF CONTENTS Page # Amount Proposed Schedule of Distribution 5 $27,964.00 PRINCIPAL Receipts 3 Real Estate 3 $65,265.10 Cash and miscellaneous 3 $6,546.29 TOTAL RECEIPTS OF PRINCIPAL 3 $71,802.39 Disbursements Funeral Expenses 3-4 Fees and Commissions 3 $3,556.82 Miscellaneous Probate& Administrative Expenses 4 $3,590.00 Inheritance Taxes 3-4 $847.58 Debts of Decedent 4 $3,568.00 TOTAL DISBURSEMENT OF PRINCIPAL 4 $32,275.99 Receipts of Income 4 $43838.39 4 _0_ RECEIPTS OF PRINCIPAL Real Estate - an undivided one-half (1/2) interest as $65,256.10 tenant in common of real estate situate at 11 W. Coover Street, Mechanicsburg, PA Stocks and Bonds Cash and Miscellaneous I . Tangible Personalty Located within Home 2. 1996 Dodge 2 wheel drive pickup truck 3. 1978 Plymouth Fury Sedan 4. Payment from American General Life Insurance (Class action Law Suit) 5. IRS Refund on Federal income tax 6. Payment from Cumberland County Volunteer Fireman's Association 7. Accounts at Member's 1st Federal Credit Union Regulaz Savings Checking Account TOTAL RECEIPTS OF PRINCIPAL $106.75 $4,975.00 $225.00 $632.38 $434.00 $50.00 $27.68 $95.48 DISBURSEMENT OF PRINCIPAL Funeral Expense: 1. Malpezzi Funeral Home 3093.25 2. B. J's Wholesale Club for funeral wake 104.31 3. Giant Food Market for funeral wake 359.26 Administrative Expenses: 1. Probate and short certificates 67.00 2. Tax Return -Janet Brackbill, H&R Block 225.00 3. Additional Death Certificates 9.00 4. Advertising -Cumberland Law Journal 75.00 $65,256.10 $6,546.29 $71,802.39 $3,556.82 3 S.Advertising -Metro West Patriot News 85,39 6. Certified Mailings by Executor 12.38 7. Supplies for Estate Settlement for Executor 15.56 8. Filing Final Account (Estimate) 139.00 9. Recording of Decree 39.00 10. Filing fee for Inheritance Tax Return 15.00 11. Additonal probate Fee 65.00 12. Title Search 63.00 13.Reimbursement to Charles E. Shields for certified mailings, photcopies, long distance calls.etc. 22 25 14. Additional Short Certificates Inheritance taws: 15.00 $847.58 Paid on Account 3371.31 Final Payment Fees and Commissions: 196.69 $3,568.00 I. Executor's fees waived 2.Attorney's fees to Charles E. Shields III , 3590.00 $3,590.00 Debts of Decedent: 1. Reimbursement to surviving brother for premium payment due on 7/25/02 and was paid on 130.00 August 22, 2002 2. Loan balance due against TransAmerica Occidental Life Insurance Co. 3471.56 3. Consolidated Collection Service, Inc., Of Harrisburg 277.57 4. Average balance on two joint obligations on real estate. 28396.86 $32,275.99 TOTAL DISBURSEMENTS OF PRINCIPAL $43,838.39 Receipts of Income: 0 Disbursements of Income 0 Income Balance on Hand 0 4 RECAPITULATION Total Principal Receipts Total Principal Disbursements 71,802.39 Total Income Receipts 43,838.39 Total Income Disbursements 0 Balance on Hand for Distribution 0 27,964.00 PROPOSED SCHEDULE OF DISTRIBUTION Per Article 2 of Will: All the rest, residue and remainder to Thomas P. Cnrzmich. The balance consists of an undivided one-half interest in the real estate situate at 1 I W. Coover Street in the Borough of Mechanicsburg Cumberland County, Pennsylvania The figure shown as on hand for distribution consists of the interest in real estate referred to above. For account purposes this stated value closely approximates the net value after payment of debt balances on mortgage obligations apportioned against the value of decedent's undivided one-half interest therein. A formal proposed decree awazding the real estate to Thomas P. Guzmich will follow confirmation of the account. THOMAS P. GUZMICH, Executor of the Estate of ROBERT S. GUZMICH, deceased, hereby declares under oath that he has fully and faithfully discharged the duties of his office, that foregoing First and Final Account is true and correct and fully discloses all the significant transactions occurring during the accounting period; that all claims now outstanding against the Estate; and that all taxes presently due from the Estate have been paid. ~~ OMAS P. GUZMIC Swom and subscribed to before me this ?-~~ day of ~(%~dijc~ A.D. 2003 ~~u~.~.~ ~~~~~~ Notary Public NOTARIAL SEAL Charles E. Shiebs, III, Notary Public Monroe 7Wp. Cumberland County 5 My Commission Expires June 20.2004 LAST WILT .AND TESTA NT OF ROBERT S C;i iZA~ICIz I, ROBERT S. GUZMICH, of the Borough of Mechanicsburg, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this my Last Will and Testament, hereby revoking and making void any and all prior Wills by me at any time heretofore made. 1. I direct the payment of all my just debts and funeral expenses as soon after my decease as the same can conveniently be done. 2. All the rest, residue and remainder of my Estate, real, personal and mixed, whatsoever and wheresoever situate, I give, devise and bequeath to my brother, THOMAS P. GUZMICH, to his own use and benefit absolutely. 3. In the event, however, that my said brother should predecease me, or should die at about the same time as I die, such as in a disaster common to both of us, I give, devise and bequeath my said estate to my other brother, Chazles Guzmich, per stirpes. 4. I nominate, constitute and appoint my brother,Thomas P. Guzmich, to be the Executor of this my Last Will and Testament. In the event that he should predecease me or for any reason be t ~ ~~~'~~~ ~~s~~~u ~~~~~ ~~~ ~ ~ ~ a~~ o ~~ ~~ ~~~ ~~~ ~Y G L C ~^^ 1` ~ 1 N _4_11 1,V O W ~~~~ Y- .~~ ~s~ (~ ~~~s~~~ ~~~~~~~ ~ ~ ~. g~~~~~~~ ~~~~ Q I\ U V tl q] ~ 6 44 A t.. t: ~= T+ c m w C! " o c _ U n . _ eS ,G c ';: m ~a,°T~ V O pA-- <: '~ ~ O I ~ x; ~/~ _ ~ J l'i i r rJ '~, as ~C c v ~ID r1 ~ ~v~ -- o O ,~ m _. ~., ~ c • 1 ti - 3 to O N WQ fin. 2Q¢C7 W uJ w m z~~ Wp~U ~k"z ~ Q ~ Q S U w L