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HomeMy WebLinkAbout12-02-11 (2),~ , ~1 RED/-1500 Ex ~°'-'°' PA Dep rtment of Revenue Bureau f Individual Taxes PO BOX 280601 Harrisbu , PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number ', Date of Death 1505610140 OFFICIAL USE ONLY County Code Year File Number INHERITANCE TAX RETURN 2 1 1 1 0 8 1 5 RESIDENT DECEDENT MMDDYYYY Date of Birth MMDDYYYY 1 8 2 4 6 4 4 8 1 0 7 0 9 2 0 1 1 0 7 2 4 1 9 5 5 Decedents Last Name ~ Suffix Decedent's First Name MI O' Br i e ~ Mi chael E (If Applicable) Enter Surv iving Spouse's Information Below Spouse's Last Name Ii Suffix Spouse's First Name MI Spouse's Social Security umber i THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE O ALS BELOW ^X 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate I ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) ^X 6. Decedent Died T state ~ 7. Decedent Maintained a Living Trust ~ 8. Total Number of Safe Deposit Boxes (Attach Copy of ill) (Attach Copy of Trust) 9. Litigation Proce s Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT - THI SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T~ Name Daytime Telephone Number S t e v e n R. S n y d e r E s q 7 1 7 2 4 1 6 0 7 0 REGISTER OF WILLS USE ONLY i I n First line of address _ ~- ~ '_'" -_r_ .: ; 't : Romi n g ~ r & Ass oci at es -,-.?_c~ Second line of address l>'` ~ I -=;., 1 55 So t h Ha no ver St r eet .-~ -~ T; ~? -= ' _ _ . City or Post Office ;- State ZIP Code ~ TE FILED "'' _ ~~ ~~ ~ ~.._ ~~ C a r l i s l _~-- ~~ o a P A 1 7 0 1 3 Correspondent's a-mail ddress: Under penalties of perjury, I dec are that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief it is true, correct and complete. eclaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIG OF P P LE FOR FILING RETURN DATE ~~ ADDRESS 155 South Hanov r Street Carlisle P 17013 SIGN URE F P EPARE ~ N R RESE TATIVE ~~ to ~ r !~ ADDRESS 9390 Grand Falls rive Jacksonville FL 32244 PLEASE USE ORIGINAL FORM ONLY Side 1 150561 0140 1505610140 1505610240 REV-1500 EX Decedent's Social Security Number Decedent's Name: iv~ lchaei E. O'Brien 1 8 2 4 6 4 4 8 1 RECAPITULATION 1. Real Estate (Schedu le A) ...................................... ..... 1. 2. Stocks and Bonds ( chedule B) ................................. ..... 2. 3. Closely Held Corpo lion, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages and Note Receivable (Schedule D) ..................... ..... 4. 5. Cash, Bank De osit P and Miscellaneous Personal Pro e p rty (Schedule E).. ..... 5. 8 0 3 6. 1 6 6. Jointly Owned Prope (Schedule F) ^ Separate Billing Requested .. ..... 6. 6 6 $ • 8 Q 7. Inter-Vivos Transfe (Schedule G) 8 Miscellaneous N -Probate Property ~ S t Billi R epara e ng equested .. ..... 7. 8. Total Gross Assets (total Lines 1 through 7) ........ .............. ..... 8. $ 7 Q 4 . 9 6 9. Funeral Expenses a d AdminisVative Costs (Schedule H) ............. ..... 9. 4 9 8 3 . 3 6 10. Debts of Decedent, ort a e Liabilities, and Liens Schedule I 9 9 ( ) ........ ..... 10. 3 5 3 3. 0 7 11. Total Deductions (t tal Lines 9 and 10) .......................... ..... 11. 8 5 1 6. 4 3 12. Net Value of Estate (Line 8 minus Line 11) ....................... ..... 12. 1 8 8 . 5 3 13. Charitable and Gove mental BequestslSec 9113 Trusts for which an election to tax ha not been made (Schedule J) ................. ..... 13. 14. Net Value Subject t Tax (Line 12 minus Line 13) ................. ..... 14. 1 8 8 . 5 3 TAX CALCULATION - S E INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 to ble at the spousal tax rat , or transfers under Sec. 116 (a)(1.2)X.0 _ Q. Q Q 15. Q. Q Q 16. Amount of Line 14 ta xable at lineal rate x .045 1 8 8. 5 3 1s. 8. 4 8 17. Amount of Line 14 to ble at sibling rate X .12 Q Q Q 17. Q. Q Q 18. Amount of Line 14 to ble at collateral rate X .1 5 Q. Q Q 1 g. Q• Q Q 19. TAX DUE ....... ........................................... ....19. 8 . 4 8 20. FILL IN THE OVAL I YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 L 150561 240 1505610240 J REV-1500, EX Page 3 Decedent's Complete Aiddress: Flle Number 21 11 0815 DECEDENTS NAME Michael E. O'Brien STREET ADDRESS 7 520 Reno Avenue, Apartmentl , CITY New Cumberland STATE PA ZIP 17070 Tax Payments and C 1. Tax Due (Page 2, Line 19) 2. Credits/Payments A. Prior Payments B. Discount 3. Interest 4. If Line 2 is greater than Line 1 + Fill in oval on F its: 8.48 Total Credits (A + B) (2) 0.00 (3) 3, enter the difference. This is the OVERPAYMENT. 2, Line 20 to request a refund. (4) 0.00 5. If Line 1 + Line 3 is greater than Lime 2, enter the difference. This is the TAX DUE. (5) 8.48 i ', Make check payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER 1THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent ma e a transfer and: Yes No a. retain the use r income of the property transferred : ...................................................................... ^ b. retain the right to designate who shall use the property transferred or its income; ............................... ^ ^X c. retain a reversi nary interest; or ................................................................................................ ^ d. receive the pr mise for life of either payments, benefits or care? ....................................................... ^ 2. If death occurred ffer December 12,1982, did decedent transfer property within one year of death without receiving dequate consideration? ....................................................................................... ^ ^X 3. Did decedent own an "intrust for" orpayable-upon-death bank account or security at his or her death? ......... ^ X^ 4. Did decedent own an individual retirement account, annuity or other non-probate property, which contains a benefi iary designation? .................................................................................................. ^ ^X IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse i; 3 percent [72 P.S. §9116 (a) (1.1) (i)] For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)]. The sta to does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable a en if the surviving spouse is the only beneficiary. For.dates of death on or after July 1, • The tax rate imposed on the net v adoptive parent or a stepparent o1 • The tax rate imposed on the net v 72 P.S. §9116(1.2) [72 P.S. §911f • The tax rate imposed on the net v, Section 9102, as an individual whl ue of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an he child is 0 percent [72 P.S. §9116(a)(1.2)]. ue of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in a)(1)]. ue of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under has at least one parent in common with the decedent, whether by blood or adoption. ` REV-150$ EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURNI SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER L\Airh~cl F n`Rrion 21 11 0815 Include the proceeds of litgation and the date the proceeds were received by the estate. All property jointly-0wned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1. Inheritance fro Members First I i ~I i ~I I I ~I III Estate of Lillian C. O'Brien as executor of her checking account at Fedceral Credit Union 8,036.16 ~ TOTAL (Also enter on line 5, Recapitulation) $ 8 036.16 (If more space is needed, insert additbnal sheets of the same size) __ REV-1509 EX+ (01-10) pennsylvania DEPARI'MEN7 OF REVENUE INHERITANCE TAX RETURN RESIDEIVT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF: Michael E. O'Brien i If an asset was {Wade jointly owned within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) N ME(S) ADDRESS RELATIONSHIP TO DECEDENT A. Todd M. O'Brien 9390 Grand Falls Drive Son j Jacksonville, FL 32244 B C. JOINTLYAWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLU E NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET %OF DECEDENT'S INTEREST DATE OF DEATH VALUE OF DECEDENTS INTERESI 1. A. 9/13/85 Mem ers First Federal Credit Union acct 22843 1,337.59 50. 668.80 chec ing & savings accounts I ~~ ~~ ~~ I I '~ ~, it I~ I I ~, TOTAL (Also enter on Line 6, Recapitulation) I 3 If more space is needed, use additional sheets of paper of the same size. REV-1511 EX+ (10-09) pennsylvania DEPARIfMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS ESTATE OF ri~r: numarr< Michael E. O'Brien ' 21 11 0815 Decedents debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPEN ES: 1. Hoffman-Rot Funeral Home 2,100.94 B. ADMINISTRATIVE COSTS: 1. Personal Repre entative Commissions: Name(s) of Personal Representative(s) Todd M. O'Brien StreetA dress 9390 Grand Falls Drive Cary Ja ksonville state FL ZIP 32244 Year(s) 2 Attorney Fees: I 3, Family Exemptia City ommission Paid: Dminger & Associates (If decedenCs address is not the same as Gaimant's, attach explanatan.) State ZIP of Claimant to Decedent 2,500.00 4. ~ Probate Fees: '' ~ 128.50 5 Acxountant Fees: ~~ 6. Tax Return Prepa~er Fees: 7. Cumberlan II Law Journal, advertise Letters 75.00 8. The Sentin I, advertise Letters 178.92 TOTAL (Also enter on Line 9, Recapitulation) I S If more space is needed, use addfional sheets of paper of the same size. REV-1512 EX+ (12-08) pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULEI DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER Michael E. O'Brien 21 11 0815 Report debts incurred by he decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. fTEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH ~. Capital Self St rage, rental for household goods 206.70 2. Verizon Wirele~s, mobile phone 50.08 '~ 3. Robin Gaspere~ti, Tax Collector 9.80 4. ~ PPL, electric 5. PPL, electric ~ 6. Di rty Dog Haullr~g, clean apartment & haul trash I 7. Todd O'Brien, r~imburse for moving household goods 8. Todd O'brien r II imburse airfare and rental car ,~ TOTAL (Also enter on Line 10, Recapitulation) I $ If more space is needed, insert additional sheets of the same size. 103.73 10.96 1,075.00 1,259.00 817.80 REV-1513 F,(+ (01-10) Pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDEPJT DECEDENT ESTATE OF: FILE NUMBER: Michael E. O'Brien ! 21 11 0815 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND AD RESS OF PERSON(S) RECEIVING PROPERTY Do Not Liat Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIO S [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] 1. Todd M. O'Brien Lineal 100.00 9390 Grand Falls rive Jacksonville, FL 3 i I I i ~~ I 244 i i ENTER DOLLAR AMOU TS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER S HEET, AS APPROPRIATE. jj. NON-TAXABLE DISTRI UTIONS: 1. A. SPOUSAL DISTRIBU it I IONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT TAKEN: 1. ~, B. CHARITABLE AND G ~ I II VERNMENTAL DISTRIBUTIONS: TOTAL OF PART II - NTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. ~ If more space is needed, use additional sheets of paper of the same size. LAST WILL OF MICHAEL EDWARD O'BRIEN Lee E. Oesterling, Esquire Lee E. Oesterling & Associates, LLC 42 East Main Street Mechanicsburg, Pennsylvania 17055 LAST WILL AND TESTAMENT OF MICHAEL EDWARD O'BRIEN Introd~.ictory Clause ...................................... 1 II ITEM I Direct$ ~on to Pay Debts ................................... 1 ITEM II Direct ~o:. to Pay All Taxes Eros. Residuary Estate ......... i ITEM III Genera Bequest of Personal and Household Effects ........ 1 ITEM IV Outrig t Gift of All Property to Son, Contingent Gift t Issue of Son, Contingent Gift to Named B neficiary ......................................... 2 ITEM V Naming the Personal Representative, Personal R presentative Succession, Personal R presentative's Fees and Other Matters ............. 2 (1) N 'ng an Individual Personal Representative ........ 2 (2) F e Schedule for Individual Personal R presentative ...................................... 2 ~i ITEM VI Definition of Personal Representative ....,. ............... 2 ', ITEM VII Powers for Personal Representative ....................... 3 '~ ITEM VIII Provis'on for Personal Representative to Act as Trustee f r Beneficiary Under Age Twenty-One ................. 3 ITEM IX Discre ion Granted to Personal Representative in Reference to Tax Matters ............................ 4 ITEM X Definition of Children ......... ........................ 4 ITEM XI Defini ion of Words Relating to the Internal Revenue C de ................................................ 5 ~!~ ITEM XII State Int by Testator of Intent Not to Exercise Power o Appointment ...................................... 5 ITEM XIII Simult neous Death Provision Presuming Beneficiary P edeceases Testator ................................ S Testim nium, Attestation and Self-Proving Affidavit ...... 7 ii LAST WILL AND TESTAMENT OF MICHAEL EDWARD O'BRIEN Introd~ of and domic CUMBERLAND < publish and revoking al: me. I have 30, 1976. ictory Clause. I, MICHAEL EDWARD O'BRIEN, a resident tiled in the Town of MECHANICSBURG, County of end Commonwealth of Pennsylvania, do hereby make, declare this to be my Last Will and Testament, hereby . Wills and Codicils at any time heretofore made by one living child: TODD MATHEW O'BRIEN, born December ITEM I Direct~.on to enforceabledebts, practicablelafter i Direct that all es (except gen to my estat bequest or wherever us insurance u another or any other p for such to shall not b transferee included in Pay Debts. I direct that all my legally secured and unsecured, be paid as soon as my death. ITEM II on to Pay All Taxes from Residuary Estate. I direct ate, inheritance, succession, death or similar taxes ration-skipping transfer taxes) assessed with respect herein disposed of, or any part thereof, or on any evise contained in this my Last Will (which term d herein shall include any Codicil hereto), or on any on my life or on any property held jointly by me with n any transfer made by me during my lifetime or on operty or interests in property included in my estate purposes be paid out of my residuary estate and charged to or against any recipient, beneficiary, r owner of any such property or interests in property my estate for such tax purposes. ITEM III Genera and bequeat including b pictures, s apparel, bo of fire, bu connection survive me. surviving m Bequest of Personal and Household Effects. I give all my personal and household effects of every kind t not limited to furniture, appliances, furnishings, lverware, china, glass, books, jewelry, wearing ts, automobiles, and other vehicles, and all policies glary, property damage, and other insurance on or in ith the use of this property, to my son-if he shall If my son shall not survive me, the issue of my son shall take per stirpes the share my son would have Last Will ar~d Testament of MICHAEL EDWARD O'BRIEN Page 1 taken had he survived me. If my issue do not agree to the division of ,the property among themselves, my Personal Representat ve shall make such division among them, the decision of my Personal Representative to be in all respects binding upon my issue. ~f any beneficiary hereunder is a minor, my Personal Representatnve may distribute such minor's share to such minor or for such mi or's use to any person with whom su~~h minor is residing or who has the care or control of such minor without further res onsibility and the receipt of the person to whom it is distribu ed shall be a complete discharge of my Personal Representat ve. ITEM IV Outrig t Gift of All Property to Son, Contingent Gift to Tc,,,,s~~c of Cn__~ P'pnti n~ent rift t~ N~~,ed Bgnefi :i ary, T gi~jc~ devise and equeath all the rest, residue and remainder of my property of every kind and description (including lapsed legacies an devises) wherever situate and whether acquired before or a ter the execution of this Will, absolutely in fee simple to m son, TODD MATHEW O'BRIEN, if he shall survive me. If my son s all not survive me, his surviving issue shall take per stirpes the share he would have taken had he survived me, or in default f such issue to LEILANI J. BRANDY. ITEM V Naming the Personal Representative, Personal Representative Succession, Personal Representative's Fees and Other Matters. The provisi ns for naming the Personal Representative, Personal Representat ve succession, Personal Representative's fees and other matte s are set forth below: (1) N 'ng an Individual Personal Representative. I hereby nominate, c nstitute and appoint as Personal Representative of this my Las Will and Testament TODD MATHEW O'BRIEN and direct that he sha 1 serve without bond. (2) F e Schedule for Individual Personal Representative. For its ser ices as Personal Representative, the individual Personal Re resentative shall receive no compensation but shall be entitled to reimbursement for reasonable expenses. ITEM VI Defini ion of Personal Representative. Whenever the word "Personal R presentative" or any modifying or substituted pronoun therefor is used in this my Will, such words and respective pronouns sh 11 include both the singular and the plural, the masculine, eminine and neuter gender thereof, and shall apply equally to he Personal Representative named herein and to any successor o substitute Personal Representative acting hereunder, Last Will ar~d Testament of MICHAEL EDWARD O'BRIEN Page 2 and such sur~cessor or substitute Personal Representative shall possess alll,the rights, powers and duties, authority and responsibility conferred upon the Personal Representative originally named herein. ITEM VII Powers for Personal Representative. By way of illustration and not of imitation and in addition to any inherent, implied or statutory p veers granted to Personal Representatives generally, my Personal~Representative is specifically authorized and empowered w th respect to any property, real or personal, at any time held u der any provision of this my Will: to allot, allocate be ween principal and income, assign, :borrow, buy, care for, collec compromise claims, contract with respect to, rnnt~nL;a an ~ h,r,,cinccg pf minP~ ~pn~~ayJ rpn~~erfi~ real with dispose of, enter into, exchange, hold, improve, incorporate any business of mine, invest, lease, manage, mortgage, grant and exercise op ions with respect to, take possession of, pledge, receive, re ease, repair, sell, sue for, to make distributions or divisions i cash or in kind or partly in each without regard to the income ax basis of such asset, and in general, to exercise all the pow rs in the management of my Estate which any individual ould exercise in the management of similar property owned in hi or her own right, upon such terms and conditions as to my Perso al Representative may seem best, and to execute and deliver any and all instruments and to do all acts which my Personal Re resentative may deem proper or necessary to carry out the purposed of this my Will, without being limited in any way by the. specifi~ grants of power made, and without the necessity of a court order ITEM VIII Provis on for Personal Representative to Act as Trustee for Beneficiaryl,IInder Age Twenty-One. If any share or property hereunder b comes distributable to a beneficiary who has not attained th age of Twenty-one (21) years or if any real property shall be de ised to a person who has not attained the age of Twenty-one (21) years at the date of my death, then such share or property sh 11 immediately vest in the beneficiary, but notwithstan ing the provisions herein, my Personal Representative acting as T ustee shall retain possession of the share or property in trust for the beneficiary until the beneficiary attains the age of Twenty-one (21), using so much of the net income and rincipal of the share or property as my Personal Representative deems necessary to provide for the medical care, education, upport and maintenance in reasonable comfort of the beneficiary taking into consideration to the extent my Personal Representative deems advisable any other income or resources of they beneficiary or his or her parents known to my Personal Representative. Any income not so paid or applied shall be Last Will a~d Testament of MICHAEL EDWARD O'BRIEN Page 3 acc:umulated~,and added to principal. The beneficiary's share or property shill be paid over, distributed and conveyed to the beneficiary!, upon attaining age Twenty-one (21), or if he or she shall sooner die, to his or her personal representatives. Whenever my',Personal Representative determines it appropriate to pay any money for the benefit of a beneficiary for whom a trust is created ereunder, then the amounts shall be paid out by my Personal Re resentative in such of the following ways as my Personal Re resentative deems best: (1) directly to the beneficiary (2) to the legally appointed guardian of the beneficiary (3) to some relative or friend for the care, support and educati n of the beneficiary; (4) by my Personal Representative using such amounts directly for the beneficiary's care, suppo t and education; (5) to a custodian for the beneficiary under the Uniform Gifts or Transfers to Minors Act. iiy Persor,ai Representative as trustee sriaii have with respect to each share r property so retained all the powers and discretions conferred u on it as Personal Representative. ITEM IX Discre to Tax Matt my estate s when alloca principal, beneficiari compensate or of any i Representat indirectly, beneficiari Representat which would as may be h estate and Representat and to dete administrat federal est deductions. ion Granted to Personal Representative in Reference rs. My Personal Representative as the fiduciary of all have the discretion, but shall not be required ing receipts of my estate between income and o make adjustments in the rights of any s, or among the principal and income accounts to or the consequences of any tax decision or election, vestment or administrative decision., that my Personal ve believes has had the effect, directly or of preferring one beneficiary or group of s over others; provided, however, my Personal ve shall not exercise its discretion in a manner cause the loss or reduction of the marital deduction rein provided. In determining the state or federal ncome tax liabilities of my estate, my Personal ve shall have discretion to select the valuation date mine whether any or all of the allowable on expenses in my estate shall be used as state or to tax deductions or as state or federal income tax ITEM X Defini "children" of the pare lawful bloo designated; that person anti such ad as issue of ion of Children. For purposes of this Will, eans the lawful blood descendants in the first degree t designated; and "issue" and "descendants" mean the descendants in any degree of the ancestor provided, however, that if a person. has been adopted, shall be considered a child of such. adopting parent pted child and his or her issue shall be considered the adopting parent or parents and of anyone who is Last Will aid Testament of MICHAEL EDWARD O'BRIEN Page 4 by blood or ...adoption an ancestor of the adopting parent or either of the adopting parents. The terms "child," "children," "issue," "descendant'h and "descendants or those terms preceded by the terms "living" or "then living" shall include the lawful blood descendant ~n the first degree of the parent designated even though such ', descendant is born after the death of such parent. The te~lm "per stirpes" as used herein has 'the identical meaning as he term "taking by representation" ~as defined in the Pennsylvani Probate Code. ITEM XI Defini ion of Words Relating to the Internal Revenue Code. As used her in, the words "gross estate," "adjusted gross estate;" "t_xable estate,." "unified credit" ("unified credit" shall also can "applicable credit amount"), "applicable exclusion a ount," "state death tax credit," "maximum marital deduction,"~"marital deduction," "pass," and any other word or words whichfrom the context in which it or they are used refer to the Inte nal Revenue Code shall have the same meaning as such words have or the purposes of applying the Internal Revenue Code to my estat For purposes of this Will, my "available generation- kipping transfer exemption" means the generation- skipping tr nsfer tax exemption provided in section 2631 of the Internal Re enue Code of 1986, as amended, in effect at the time of my death reduced by the aggregate of (1) the amount, if any, of my exemp ion allocated to lifetime transfers of mine by me or by operatio of law, and (2) the amount, if any, I have specificall allocated to other property of my gross estate for federal est to tax purposes. For purposes of this Will if at the time of my eath I have made gifts with an inclusion ratio of greater tha zero for which the gift tax return. due date has not expired (including extensions) and I have not yet filed a return, it shall be deemed that my generation-skipping transfer exemption has been allocated to these transfers to the extent necessary (and possible) to exempt the transfer(s) from generation-skipping transfer tax. Reference to sections of the Internal Revenue Code and to the Internal Revenue Code shall refer to the Internal Revenue Co e amended to the date of my death. ITEM XII State nt by Testator of Intent Not to Exercise Power of Appointmen I hereby refrain from exercising any power of appointmen that I may have at the time of my death. ITEM XIII Simul aneous Death Provision Presuming Beneficiary Predecease Testator. If any beneficiary and I should die under such circu stances as would make it doubtful whether the Last Will and Testament of MICHAEL EDWARD O'BRIEN Page 5 beneficiary,or I died first, then it shall be conclusively presumed fo~ the purposes of this Will that the beneficiary predeceased',me. Last Will aid Testament of MICHAEL EDWARD O'BRIEN Page 6 Testimonium, Attestation and Self-Proving Affidavit. I, MICHAEL EDW~RD O'BRIEN, the Testator, sign my name to this instrument i~his `'~n day of April, 2003, and being first duly sworn, do h~reby declare to the undersigned authority that I sign and. execute this instrument as my last will and that I sign it willingly (br willingly direct another to sign for me), that I execute it s my free and voluntary act for the purposes therein expressed, nd that I am eighteen years of age or older, of sound mind, and u der no constraint or undue influence. ~~ ~~ MICHAEL EDWARD O'BRIEN we, .i~.P ~ C and l~Q/1%Q L~/~'I~~PcS(~ - the witness s; sign our names to this instrument, eing first duly sworn, and do hereby declare to the undersigned authority that the Te tator signs and executes this instrument as his last will and th t he signs it willingly (or willingly directs another to sign for him), and that each of us, in the presence and hearing of he Testator, and in the presence of each other, hereby sign this will as witness to the Testator's signing, and that to the best of our knowledge the Testator is eighteen years of age or older, of sound mind, and under no constraint or undue influence. j (Witness) (Witness The Commonwealth of Pennsylvania County of CUMBERLAND Subsc ibed, sworn to, and acknowledged before me by MICHAEL EDWARD O'B~IEN, the Testator, and subscribed and sworn to before me by /' and witnesses, this day o April, 2003. Y ' (Seal) //~ _. otary Publi~~`c~or Pennsy vania My Commission Expires: ,y-,2`~ -!)(o III ~ Notarial Seal l.,ee OesterGng, Notary t Mechanicsburg Born, Cumberland County My Corrxrussion Expires Apr. 29, 2006 ~ Member. Pennsylvania Assoaation Of Notaries Last Will ~nd Testament of MICHAEL EDWARD O'BRIEN Page 7