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Home My WebLink About11-93142114810 THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES HEARING REQUIRED. GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE -? Identification No.. 41200 ?c:rr ---3 1001 E. Hector Street, Ste 220 ' Conshohocken, PA 19428 + CD 484/351-0500 Mr ?? C) FIA Card Services, N.A. COURT OF COMMON PLEAS w 655 Papermill Road CUMBERLAND COUNTY Newark, DE 19711 t vs. DOCKET NO. 1 JAMES R MITCHELL JR 1145 CROSS CREEK DR MECHANICSBURG PA 17050 NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 Aga. °° CK-? 14g? J FIA Card Services, N.A., Plaintiff, V. JAMES R MITCHELL JR, Defendant, COMPLAINT IN A CIVIL ACTION 1. At all times relevant hereto, the Defendant(s) was the holder of a credit card or other consumer finance account (hereinafter "the account"), which at the request of the Defendant(s) was issued to the Defendant(s) by the Plaintiff or a predecessor in interest of the Plaintiff, under the terms of which the Plaintiff or its predecessor agreed to extend to Defendant(s) the use of its credit facilities. 2. Defendant(s) accepted and used the account so issued and by so doing agreed to perform the terms and conditions prescribed by the Plaintiff for the use of the account. 3. The Defendant(s) received and accepted goods and merchandise and/or accepted services or cash advances through the use of the account issued by the Plaintiff. A true and correct copy of the Charge-Off Statement is attached hereto as Exhibit "A". 4. All the credits to which the Defendant(s) is entitled have been applied and there remains a balance due in the amount of $8,010.78. 5. Plaintiff has made demand upon the Defendant(s), who is in default, for payment of the balance due but the Defendant(s) has failed and refused, and still refuses, to pay the same or any part thereof. 6. Defendant's last payment on account was made on November 5, 2010. WHEREFORE, Plaintiff claims of the Defendant(s) the sum of $8,010.78 plus applicable court costs. GORDON & WEINBERG, P.C. BY: FREDERIC WEI BERG, ESQUIRE JOEL M. F INK ESQUIRE Attorney Plaintiff PBOA.1 FIA Card Services, N.A., Plaintiff, V. JAMES R MITCHELL JR, Defendant, VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he is an authorized agent of FIA Card Services, N.A., the Plaintiff herein, and that he is duly authorized to make this Verification, and that the facts set forth in the Complaint in this civil action are true and correct to the best of his knowledge, information and belief. Dated: NOV 17 2011 Affiant Name (Printed): Deon Wilke''s .. 11 Affiant Name (Signature): T ? l l?-1 File No.: 2114810 Reference No.: Bankofftwica ippl- JAMES R MITCHELL JR Account Number: 4888 9360 6675 6481 January 20 - February 17, 2011 Account Information: www.bankoofamv6caA= Mail b Nkg Inqukies 60: Bank dAmerkca PA. Boot 18088 Wilmington,DE 1988050X6 Mall Payments toe. Bank of Ame dca IMB02MM8 Witmiagion, DE 19886.80]8 Customer Ssrvloe: 1.11M.T89sm CLWO3463178IM New Balance Total .....................................................................$8,010.78 Ctsrent Payment Due .....................................................................$269.00 Past Due Amount .......................................................................51.704.00 Tote) Minimum Payment Due .......................................................$1,973.00 Payment Due Date ........................................................................3/16/11 tat. Payment Woming: If we do not receive your Total Minimum Payment by the date Rated above, you may have to pay a late fee at up In 536.00. Total Mkminwm Payment Warrant if you Malta only the Total Minimum Payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: nsneeobbn PW#W Dap Oats D-00 kw Previous Balance ........................57,818.99 Payments and Other Credits ....................0.00 Purchases and Adjustments ....................0.00 New Balance Total .........................$8.010.78 Credit Line.. .................................. $7,000.00 Statement Closing Date ...................2/17/11 Days in Billing Cycle ..................................29 Rs+brsrxe Acomwf lyrrrrber mn"bsr .Mount raw Fees 02/16 02/16 LATE FEE FOR PAYMENT DUE 02/16 781E 35.00 TOTAL FEES FOR THIS PERIOD 536.00 Intareat Chstgad 02/17 02/17 interest Charged on Balance Transfers 02/17 02117 Interest Charged on Cash Advances contkMd on MA peas... 0.00 0.00 16 0080107600147300000200000004868936066756481 BANK OF AMERICA Account Number. 4888 9360 6675 5481 P.O. BOX 16019 WILMINGTON, DE 19886-5019 New Balance Total ..........................................................38,010.78 Total Minimum Payment Due ..............................................1,973.00 Payment Due Date ...................................................03/16/11 JAMES R MITCHELL JR Enter payment amount 1145 CROSS CREEK OR MECHANICSBURG PA 17050-2019 E3GNec Mrs Ora CftWW ormaNbt editm orprwne nambam FAM m pmwbW sM cam d1a on ft nrroras sib6n. NOR this coupon along with yourol payable to: aenkof Amarke 1:521,0222501: 1287606645648111' Ryou would lice Infamation about credit counseling services, call 1-866.3005238. IMPORTANTiNINRMA770NABOUT7NlSA000UNr USMI Rev. 08/70 CUSTOMER TWS FOR DOWUTED ITEMS Many times dmpnted dwgm are legitimate charges that cusmmers cosy not recognise orremember.Before Sapotin s&&x ,werecommeodtLatyou &hwd uP andma6awmeffmitoreKbothediepuWwidtthemmvbwit0@an matclwdcan ausweryour questions and=* resolve your dispute. The merchants phone number maybe located on poor reo* t or billing et sk ment. • Aasacredltpostedtoyomoaecoant? Please altowup to 30 dap funs the date on your medic voucher or admowledgena"kiterfordwmrerdn acmdituaposL • Ietbechargeoramountunkn iar? (;ho& wkb otherp mw= audwrirsd to n se the acccuutto make sum they did notmakethecharge. Itisposab eSadthemerahants'Whquaaes and store names are dgkvm or.mounts anon mstiybe cmto eed with ahn gar charges or include ttps. thsswagtoehed[forths :.:edits ortgviaaw trarmactiandetailei folook atyour accountstatemaots online.Hymarem eten oBed inOullwBonw-ir,)tis easytoenroll usi ng the web address on the fcorrt ofyou r statement or give us a mall plesseremem6em tlaeeyanretaefveyour ststemamivvithatrsansaetionyarnwiehto dispute, You anly here 80 days to dispute the charge. D11' 1e?13$ f)niine Haniftla malkNo24hours aday, 7dsys aweek and atlowsYoutoviewti?eMost recentaoftlvoagmuaecount r LBOUNMR Ilan prompt seevkx, please have tbs mesrehaat reference an Mhor(s) amenable for the chargeW in question. VAU- Attn:BlltbogingalriemPOBulfi e,Wilmbrgimo,DBI8e5DMe When wdti»e: pleases inchtde YaarName, Aaeonnt blamhea thn ® relbemaea?beeotthedispttbeditamaodapeeiflcdetn7sregacdiag yaamdispute;ioslndiag datesof eonbctwiththe werchantaudthe merchant's respoose In each imetarrx. Pisses iacbsde allauppor ft don,mentLdsu,indudingsalesaudmw tranehece,cottractand t postagersturn reosiptsaeproofodaWreturns. BRACE PEAIOD/PYrY1N0 NTEFEW "Grace, grind" maims We periodaftboadutins accrue interest oncerlain tramachousorbabmwes. tbemmt RKM hsiancestogetLet; ara(sl ahidiagthe sum trtae tlaiaYOUameea eBtnenamoernr sags to thin stateaseaf?abiUiagaayade. To calmisie the d* h sbm for each daay b dds slaw meat's bBMgrioK we take the bagion(ngbalanse. acid as amount atepd to the apptkabk Dail PeeloBoRsie multiplied bytheweviousdaft ftilybalenes,aMwarBabum?rmw;&rs.ne:wCoaSAdvances, ead Transaction, Pm,aurlsu *radappRce Pswmw&wWctedtts.Howdabbalanceis IeeeSwa astowetaasditse se% TOM leada2e a&* balance for as& day prior to dzis statements b8ling gck tbat had 4 gbakwwasftibut"sclWtoPreOclebLknce aPro•GynlebahoegweWothe brAnub {whidrwiflbeaetnmrtbetwrraotiogdataa?tfhefiessPre-(5rcblraLmos),auld asemsmwt equatto ihsagsD?FaeiodbEa(amtldplied>b'thepeeriousd?'sdagybaknmr mndaddonp+tLsapplfsabiePraiLalancae,andthdrssLtedTtsnsa?toa@eee. We mWade from this calculation ag bw asactiens posted in previous being cycles. Average Doily Bak- Method (including new Purchseeak We anlcnLte separate Brlamoes S*edto as interest Rub for Purchases amlfor each Promodoml0l4erbslaro oosW*d agdPurcbsses.Wedothisbr fueakida&ga d?l??balam?efarerchasgrmtlta68geggsdxct3? ad?gallthnda{bbaincoetn?sm; and(3)"*thesumadin s*balances 4themtmberefdagraintbebOflwgycb. Toaaleabothe d4yboisaoe4oresohdatrtnthisstmemeutlabOingtgele,welaketbe beginni gbalanmaidau?amountsgaaltotheappiiosbleDWrperio&Ratemwdplied 1w?p ddsdsfbrbalagce,aidnowParchaws,aewAcc wAlses,andnow Tratowdor0ces, and subtractappBcablepwoents and eetelits.Ifaapdaiybsianeein PAYMENTS Ws ereditmau'led pgymestts ae of the data received, if the peymmrt is ti) received by By.=b WtimeattheadramshownantberembbmesUpanthefivadyourraoa* stafemen4(2) paid wUhacbm*dmwainUa dWbwsonaU S. Mmndw imdWtim or aU.S. doMrmoneyondsr;aad(3) aaemtiathezetameaaadopewtthanlySreremikttease portingofyourstateasagtacooaapauyhsgit Paasaerdsraadvedbytnailafi+x6pm.kecal thwattbe rewitfanceaWresstmaaetdarlo du?glbePWmwtDu%D"butdw made anUoa or by pboma wfAbe medi6eelas ofthe dab of taxiptif toads by a pm. Central time. Creditfora>,od-pso enismsybedelayeduptolivedgys. NouavmentehaU oneeateasamaxordandwithouttheoriorwrittm Weproosesmostpagsamtehectsekctcni *byusinttthetd nfouadm yourdreek Eaoboluetaut)aorisesuetoaxeatearmetiaxebcttvoieLmdetrvufer(or pmceaeitasadaeckorpasperdratt). Psmdsaagybeirttt &mMfromyoar*cwuntassooa as tbessmedapwerseelveyoorpayment. ONKisamaroireturnedbyom Porm m inturmatienortostoptheelesuonicReadsUw dcrs,amusMthemmberBauden t whm,t. Ifyeahawasudwdsed us meking torwyourcredcard bMautomstlmlyhmnnaing arch acoooowith usyoo can stop thepsymentonsayamouatpou wrong 7bstoppayaaeok,yonrlstiesamstreachwatieaatthresbvdaayebetorethe aawnui icpsymentisechedu)edtooccur. k:aa than ? we treat K ea aero. We indnde Ste fcee for credit rand debt amrceMtioat or otetiit insurance purchased lnosdortbs8rstdaffotthebiltlmgRieafber tbrou ustnmdculdipg a nbwb_aa firsbOn ydeinwhmhwahiewarebOWL TOTAL WTVWST CK4FA iE CCMIPYVMON hAmutCbmwaommaadarecompmuMonadr*bssia Todaterwinathe briareat(9rrgerwasmlftpareaehBaluieeBatijxttola(aestAate byita appBcableDaQy Periodk atesodthatrsenltbytbemnmberofdegsinthe aclc ThMassine thefotal7r?ursstCd?arge6otthebIIlingtade,weaddSse ]tateTntarsst(?rges a ADailyperlodicttsteismimM edbydivMiWemAmmdPecoenw4pRate HOW WE ALLOCKM YOUR PAYMENTS Ifyour aax aunt bas babsucas with di<fww4 APRs, we viii allocate the amount of 7oarpatrmmta mitotheTotalMmimumPasmamtDoetothalowestAFRbahanaesfirst fincludasgtranesaeonsmadsatbertbissbhouenty Pgymertamoaotsisescoseofyour 7bW LGnimum Pgymeat Doe vZbe applied to balances with higher APRs before balsom withlowerAPRs. IMPORTANT OWORMATION ABOUT PAYtstEWM BY PHOW WhenneiogtheopdoeWPm4irPhomomvlse yuuaudwrimustoinitiatean dectrotdepagmemtfenanWaracmdafthe finandalietadtttionyou de si((mate. Youmust au bmtlef enowiLandthaftofeaehpeymenL ftyamrprotKUon,wowM"kfmr securft bdbnudm AfwmwapplirfwespsdUedsemoe.lbcswd cagusbeforethe eeheduiedpapassadde. Same•deypayments rannotbe edited or canceled. Fiermam idcoudidonsoyooraoxiankouhyorereditC M Agreement FU n.9 adminiardSd FlAiCaxrlste dVACWgervic",N.A. Thisaccoantie I[yonrbillingaddrssa arocmtaa*.isfcea? has ehunged,tsr ifyoar address is loco:: neat as # appeera on thL biG.phrrae paeovide aB+wrtestiama bars Address 1 . Addrema8 c5lr State Arm Code & Homephone ArmCode& WorkPbome Bankof Aminica 4588 9360 6675 "al January 20 - February 17, 2011 Pop 3 of 4 Mr amAw Au ft Data Oats Aram Olbn Rerltertw AoPWM Nunbar Marbar Amwnrt Taw Inkmat Charged 02/17 02/17 Inte met Charged an Purchases 156.79 TOTAL INTEREST FOR THIS PERIOD $166.79 Total fees charged in 2011 $70.00 Total Interest charged in 2011 $340.52 Can ovdadousi We bow revkwedyoar account and as a resulk we reduced your Standard Rabe by Balance Tramfess, Comb Advances and ReUM Purchases to the Standard Rate shown in the Interest Charged Cake oft sectlon of We stetenient Your balance exceeds lbe credit limit Your Annual Percentage Rate (APR) is the annual interest rate on your account Annual Psomotionai Promotional Balance Interest Percentage Transaction Offer ID Subject to Charges by Rate Type Interest Transaction Rde Type Balance Transfers 24.99*7 $ 0.00 $ 0.00 Cash Advaices 24.994V $ 0.00 $ 0.00 Varchases 24.990V 47,896.92 056.79 APR Type Defarttions: Daily Irnlerest Rate Type: V- Variable Rate Irate rmywry) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson rFfE ROTH!?NpTt,?'' Sheriff ??,?ysts' of C:iuuf?rr(,??0 Body s smith - 20#! Chief Deputy DEC 29 AM $. 32 Richard W Stewart CUMBERLAND COUNTY Solicitor < < PENNSYLVANIA FIA Card Services, N.A. Case Number vs. 2011-9314 James R. Mitchell, Jr. SHERIFF'S RETURN OF SERVICE 12/20/2011 08:39 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on December 20, 2011 at 2039 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: James R. Mitchell Jr., by making known unto Ann Mitchell, Wife of Defendant at 1145 Cross Creek Drive, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. WA-AL BARRIC E UTY SHERIFF COST: $38.00 December 21, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF (c) Gou. rSuite Shestlt, T-ek3osOft, IeG. Davi D. Boer( TProthonotaiy Office of the'rothonotary Cumberland County, cPennsfvania KirkS. Sohonage, TSQ Solicitor ./1-93/11 CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 28'" DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE—THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P.230.2. BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square 0 Suite100 e CarCisf , 11'A • F€one 717 240-6195 0 Ea., -,717 240-6573