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HomeMy WebLinkAbout01-05-12~ rcesei PETITION FOR GRANT OF LETTERS REGISTER OF WILLS OF CUMBERLAND COUNTY, PENNSYLVANIA Petitioner(s) named below, who is/are 18 years of age or older, apply(ies) for Letters as specified below, and in support thereof aver(s) the following and respectfully request(s) the grant of Letters in the appropriate form: Decedent's Information Name: SANDRA B. ARNOLDI a/k/a: a/k/a: a/k/a: Date of Death: December 19, 2011 File No: ~ ~ -' ~ ~ ~ ~~ ~~ (Assigned by Register) Social Security No: 172-32-2428 Age at death: 70 Decedent was domiciled at death in Cumberland County, pe n5,ylvania (crate) with his/her last principal residence at 1035 Chelmsford Drive Mechanicsbure, Hampden Twn., Cumberland County, PA 17050 Street address, Post Office and Zip Code City, Township or Borough County Decedent died at 1035 Chelmsford Drive, Mechanicsburg, Hampden Twp., Cumberland County, PA 17050 Street address, Post Office and Zip Code City, Township or Borough County State Estimate of value of decedent's property at death: If domiciled in Pennsylvania ............................ All personal property $ 250,000.00 If not domiciled in Pennsylvania ........................ Personal property in Pennsylvania $ If not domiciled in Pennsylvania ... . ....................Personal property in County $ Value of real estate in Pennsylvania ......................................................... $ TOTAL ESTIMATED VALUE.... $ 250.000.00 Real estate in Pennsylvania situated at: (Attach additional sheets, if necessary.) Street address, Post Office and Zip Code City, Township or Borough County A. Petition for Probate and Grant of Letters Testamentary Petitioner(s) aver(s) he/she/they is/are the Executor(s) named in the last Will of the Decedent, dated May 25, 1995 and Codicil(s) thereto dated State relevant circumstances (e.g. renunciation, death of executor, etc.) Except as follows: after the execution of the instrument(s) offered for probate Decedent did not marry, was not divorced, was not a party to a pending divorce proceeding wherein the grounds for divorce had been established as defined in 23 Pa. C.S. § 3323(g), and did not have a child born or adopted; and Decedent was neither the victim of a killing nor ever adjudicated an incapacitated person. ® NO EXCEPTIONS ~ EXCEPTIONS B. Petition for Grant of Letters of Administration (If applicable) c.t.a., d.b.n., d.b.n.c.t.a., pendente life, durante absentia, durante minoritate If Administration, c.t.a. or d.b.n.c.t.a., enter date of Will in Section A above and complete list of heirs. Except as follows: Decedent was not a party to a pending divorce proceeding wherein the grounds for divorce had been established as defined in 23 Pa. C.S. § 3323(g) and was neither the victim of a killing nor ever adjudicated an incapacitated person. NO EXCEPTIONS ~ EXCEPTIONS Petitioner(s), after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs (attach additional sheets, if necessary): Name Relationshi Address ,. . _~ _T_' ~ «. - _-. i- ,, c.. Form R~ oz rey. ioilriaot! Page 1 of 2 Oath of Personal Representative COMMONWEALTH OF PENNSYLVANIA } } SS: COUNTY OF Cumberland Official Use Only _ ~ ~ ,~ -, - .:: Petitioner(s) Printed Name Petitioner(s) Printed Addr s Thomas V. Arnoldi _ ,, ,;- 1035 Chelmsford Drive Mechanicsbur PA 1 l-~~1~~'~~ '`;~~`' 4 The Petitioner(s) above-named sv/ear(s) or afFirm(s) the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as Personal Representative(s) of the Decedent,~he Petitioner(s). will will and trul~ administer the estate according to law. Sworn to o>~~ffirmed and subscribed before /~~ ~»~ _- /~ ~~' ~ ~~" ~~~ ~' Date / ~ / 2- me this L/ day of . , ~ Date By: Date For the Register Date BOND Required: ®YES ~ NO To the Register of Wills: FEES: Please enter my appearance by my signature below: Letters ...................... $ , ~~~ . CEO ( 5 )Short Certificate(s)...... aG OCR ( )Renunciation(s)........ . ( )Codicil(s) ............ . ( )Affidavit(s)........... . Bond ........................ Commission ................. . Other ....... Automation Fee ............... JCS Fee ..................... Q TOTAL ...................... $ Attorney Signature: Printed Name: David M. Watts, Jr. Supreme Court ID Number: 42232 Firm Name Address: Phone: Fax: Email: McNees Wallace & Nurick LLC 100 Pine Street PQ Rix 11 F6 Harrisburg, PA 17108-1166 717-237-5344 717-260-1754 dwatts mwn.cnm DECREE OF THE REGISTER Estate of SANDRA B. ARNOLDI File No: ~ ( - ~ ~ (j ~ I p a/k/a: AND NOW, ~~C.~~ Z~;C~,(~ i ~~ ~ ~ , _;~~ ;~ , in consideration of the foregoing Petition, satisfactory proof having been presented before me, IT IS DECREED that Letters Testamentary are hereby granted to Thomas V. Arnoldi in the above estate and (if applicable) that the instrument(s) dated May 25, 1995 described in the Petition be admitted to probate and filed of record as the last Will (and Codicil(s)) of Decedent ~-~ .~ 1 = Ceti`(., C;~~~ C ~. L C 'ti Register of Wills ~~ ,y ~~-C ~~ t-~~ l.S~ ~ 1 ~~.~> . Form RW-01 rev. 10/11/2011 Page 2 of 2 HIQS.gp'; RP.V rnt/rn, LOCAL REGISTRAR'S CERTIFICATION OF DEATH WARNING: It is illegal to duplicate this copy by photostat or photograph. Fee for this certificate, $6.00 ` P 17927517 Certification Number 143 REV 111Xp8 PE f PRINT IN ERMANENi BIACK INK This is to certify that the information here given is correctly copied fmm an original Certificate of Death duly filed with me as Local Registrar. The original certificate will be forwarded to the State Vita] Records Offiee for permanent filing. p ~~ j`~~' ~ lE~ Local Registrar Date Issued :7 _ ---, - : ~ .L-- --r -. . :~ ~C- ~~ -••-- - - _ -=;_ I-n I - -- - -,~,,~~ ut -- _~.7 GJ Cr`r't ~ --l '. --r~ ~~, _ _ COMMONWEALTH OF PENNSYLVANIA .DEPARTMENT OF HEALTH • VITAL RECORDS CERTIFICATE OF DEATH (See Instructions and examples on reverse) i. Name d Decedent (Rrst middle, last, suNh) 2. Sex 3. Social Seaxgy Number 4. Date of Death (Monts. day, year) ~~ r•" H~ O ~ t Female 172 - 32 - 2428 December 19, 2011 5. Age (Lest BiMdey) IAker 1 Un tler 1 8. Dab d Bits Modh, r 7. & lace C eM state a coon M. Phw d Death Check m one Moneu Deya Vlaure t4ksaes - Hospital: Other, 70 y,~. January 16, 1941 Carlisle, PA ^Inpeienl ^ER/putpetbrd ^DOA ^Nursing Home ®Residexe ^ONrer Spedly Bb. CWnry d Daeth Be. City, Bono, Twp. of Dam Bd FacWyy here (h nd irsriaAOn, gNe skeet ant number) 9. Was Decedent d Hispanic Origin? ®yp ^ Yes 10. Race: American Indian, Blerk, WhNe, etc. Cumberland Hampden Twp. 1035 Chelmsford Drive MNexanCR~Man,eb.) ( White • 11. Decede8s pawl Kirk d work d one mrol d Be. Do nd elate 12. Was Oacederd aver h Nta 13. Decadenl's Edxredon (Seedy aAy hlpieet grade canp blM) 14. Marital Sbtue: Monied, Never Marred, i5. Surv'Nkg Spo use (8 wNe, gwa maiden name) Kind d Wak Kkk d Bpi InAmtry U.S. Anrad Fumes? Elemedery /Secondary (412) College (id or St) Wkowed, Divorced (Specify) Elementar Teacher Education ^ra ®NO 12 6 Married Thomas V. Arnoldi ill. DacadetYS MaNMg Address (Street, dryltown, slate, zip code) 1035 Chelmsford Drive Des Penn Sylvania LDlvka k,D~dBOt t7c.®Yea, Deceden, LNed in Hampden 7wp. AAwI ReeMerke ,Ta. ebb Mechanicsburg, PA 17050 Cumberland T°"°'°"~? 17d. ^ No, Decedent Wed wNMn 'T" c0U"'l' AcNal LimNS at CirylBoro 18. Fa1Mfa Name {Fuel, middle, lest, srMa) 18. Mdher's Nerre (Rrsl, midde, maiden sunNrre) Mario Bartoli Catherine L. Giancoli 20a. kNOrmenlb Name (type I Print) 20b. Idormant's Maitirlg Address (Street. dry / tavn, stab, zip code) Thomas V. Arnoldi 1035 Chelmsford Drive, Mechanicsburg, PA 17050 21e. Malted d Disposdkn r ®Cremetion ^ Dowlhn 21b. Doh d DnpoaPom (Moreh, my, year) 21c. Place d Disposkien (Name d cemetery, crematory a oNrer place) 21d. Location (cayl town, slate, i~p oode) ^ eudef ^ Removal lmn Stele ~ Wa CremNbrr a Donation Autltorlad. ^ tDno<- rbyM.ap.lExrnharrCaawr? vas^rh December 20, 2011 Evans Crematory Schaefferstown, PA 17088 ~ 71a- Sigtbaae d F a person adkg a elkh) 2 ffi. Lberee Hunter 22c Name eM Address of FecaNy ~' ¢¢ .~, r~~ Z "L Parthemore FH & CS Inc. P.O. Box 431 New Cumberland PA 17070 COrrylhb lWrls 23ec certly4rg h ekhn h na avele0la d death ro 23e. othe bestdmy krwahdge, M el the 9me dale reend title) 23b. License Number ) 23c. Date S' ( my, Year) p y cMMy cave d rleam. ~ ~ (.,~, , 0,~. J ~ ~ Mme 2428 mwt M conphbd by person 21. Tma d Daam / . Date P ( , doy, Year) 28. Was Case R e h Medical Examiner /Coroner fa a Reason Olhar than DremaBOn a Donation? who Proriouaes dam ,•~S ~. ' ~ ^ Yes No CAUSE OF DEATH (See Insfructlont end exam ba) r APDmximele interval: Part II: Emer deer timifiram conditlorc mmribding ro aea_m 28. Did Tdraob Use Comnbde la DeaM? Item 27. Part I: Emer the ffim d rwenls-diseases, Injuries, a corrgtice8ms - and direly reused the dam. DO IqT enter bmlkrel events such as cardiac enest. Onset b Death r but not resutling in the undenying cause given M Part I. ^ Yes ^ Pmbabry respirelory ermsl, a vemricubr ybdNation wkhod stpv4rxL the atlokgy. Lel ody ore cause an each 8no. ~ ^ No ^ Unkrioam NNAEgATE CCAAII$E 6sease or M ~ ~ mrMtlion raWtlng m Meth - ~ 29. II Female: _~ e. I r/ y (~ i1 !J i C (NO ^ Nm ide Due to (a as a mrsequ•nce d): ~( J N a! °h' 02an'~Y'}L i pmgnam w n past year ^ Pregnant at time d deem Ibt corrUtlars, N e rry, b. a b ^ Dw to (a es a canaequence of): i FJNer UNDERLYRCAUSE (disease a k~ury met irktlated the c events resuNing in lath) LAST Nat pregnant, but pregnam wimm 42 lays of deem ^ . Dw to (or as a conseglence on: d. Not pregnant, but pregnant 43 days to 1 year Mlore death ^ Unkmwn 8 pregnant wNhin the peat Year 30e. Wa an Auhpay 30b. Were Autopsy FxNirige 31. Merxter d Death 32a. Oats d mWrY (Moron, deY, Yar) 32b. Describe View mlury Ocwrretl 32c. Phce of Injury: Mane, Fenn, Slreat, Fadnry, PedamM? Avaaebh Pda k Conpbtlon ^ Nelurel ^ H mzid OiBCe Bulking, etc. (SpecityJ of Cause d Deem? o a ^ Vee ^ No ^ Y s ^ No ^ Acddent ^ Pendng Inveatlpetbn ~~ Time d Inury 32e. Inury et Work? 321. If Trensportellon Iryury (SpecilyJ 32g. Locaton d injury (Street city! town, sure) e ^ Suipda ^ Cook Not M Deoemwwd ^ Yes ^ No ^ Driver/Opereta ^ Passenger ^ Pedestrian M. ^ Omar- Specify: 39e. CertlBer (check any ana) and Tee r • D•rWMng physklm (Physitlen ceNlykg caws d deem when arromer PMaldan Ma prawunced deem arts axryhled Ilan 23) TofM Met of my knowbdpe,dam oxurreddw to the cauee(e)and mMneraeMed_________________________________ ^ ~ ~,~ • Promuncing arts oetNty4tp phyaklen I~Mslden twm praquncing dam erd arWying b catsw d dam) ~ d 33c. Licen 33d. Dale S' (M th, deY. year) To N» bat d my ktlowbtlge, dam apam.d al Nr. Hm., deb, end plsce, ant ar. to Nr. cause(s) ant ranara stahd_ _' .. _ """' _ ""'~ 7 / ~ ~) O/d ~i`11n r ~~`I ~ 1 i~ • Yadlral FitemkrrlCamer y • -r•/ V 7V JL On the bob d axambretbn end I or Imreetlpolhn, In my opinbn, lets ocamd at the Nme, deb, end pkax, eM dw to tM ceua(,) and manner a etabtL ^ 3d. Name and Address d Person NNw C ort pl d d e te C ause D ee m ( N am 27)Ty pe/Print n / ~ ~ w~ ~ 35 Re iehar'c ant DbkiG N D FN h M , ~ y y , ~ , ~ M ~ J~ / 7 y ~ /Y1 ~j' ' ' _ ~~v'~ , , `~ . g . ate ed am .year) 3 DisposiHm Pandt No. _~~ I [ JT 3 ,~ WILL ~._~ ~_ f +..~ OF -; -~-? :. .. SANDRA B . ARNOLDI -Y `~ - .,~ ~_; ~ -, , _~ I, SANDRA B. ARNOLDI, currently of Mechanicsburg, Pennsylvania, declare this to be my will and hereby revpk~ all'~~ prior wills and codicils made by me. ~- 1. Personalty. I bequeath such items of my tangible personal property as are specifically itemized on the list, if any, in my handwriting, signed and dated by me at the end thereof, and attached to this, my will, to the persons named thereon to receive such items. I bequeath to my husband, Thomas, all of my remaining tangible personal property not used in business or for the production of income, including without limitation furniture, furnishings, clothing, jewelry, objects of art and decoration, and the like, and any motor vehicles which I own, together with the insurance thereon, if he survives me. If my husband does not survive me, then I bequeath all said property, together with the insurance thereon, to those of my children who survive me. With regard to the property passing hereunder, distribution shall be made among said children on the basis of choices in order determined by lot and rotation, and the values as finally determined for inheritance tax purposes shall be determinative with regard to the values of the property chosen, and any disparity among said children shall be equalled by such payments among them as may be necessary. If any one of said children are not living at the time of my death, the choices to which he or she would have been entitled shall be made by his or her issue in order determined by lot and rotation. 2. Residue. I bequeath, devise, and appoint all the rest of my property, of whatever nature and wherever situated, including property over which I hold a power of appointment, except that I do not exercise any power of appointment given to me by my husband, to the Trustee's hereinafter named, for the following purposes: (a) If my husband, Thomas, survives me, then the Trustees shall establish Trust A hereunder, governed by paragraph 3 below, by allocation thereto, from the property held hereunder, an amount, if any, equal to (i) the minimum amount, after taking into account all deductions other than the marital deduction and applying all credits available, which is necessary as the marital deduction to reduce to the lowest possible amount the federal estate tax payable by reason of my death, less (ii) the value of -~.~ ~.--; ;..._ Ti i:•> t 'Y 7 all other assets in my gross estate which qualify for the marital deduction and which pass or have passed to my said husband under other provisions of this will or otherwise. In determining such amount, all assets involved in the calculation shall be valued at final federal estate tax values, but in funding Trust A, date of distribution values shall be used and only assets that qualify for the marital deduction shall be used. I intend that the interest of my husband in Trust A shall qualify for the marital deduction, and any provisions herein which may appear to conflict with or in any way defeat my intention to obtain the marital deduction for the full amount of Trust A shall be construed or applied to accomplish that intention. (b) The remainder of the property passing hereunder (or, if my husband does not survive me, all the property passing hereunder) shall be held as Trust B. (See paragraph 4 below.) 3. Trust A. The income and principal of Trust A (if established hereunder) shall be distributed as follows: (a) Income. The Trustees shall pay the net income from Trust A to or for the benefit of my husband, Thomas, for his lifetime, in such installments, but not less frequently than quarterly, as the Trustees may determine. (b) Principal. The Trustees shall pay from time to time from the principal of Trust A to or for the benefit of my husband: (i) such sums as shall in the discretion of the Trustees seem proper for his support, maintenance, and health care or necessary to permit him to maintain a standard of living approximately equal to that maintained by him during my lifetime, taking into account such other sources of income, support and estate that may be available to him, and (ii) such sums, including any or all principal, that my husband may request in writing. (c) After Husband's Lifetime. Upon the death of my husband, Thomas, all the principal then held in Trust A shall be distributed as he may by his will appoint, making specific reference to this Trust A. Except as expressly stated in the preceding sentence, there shall be no restriction, condition or qualification on or to the power to make such appointment and the permissible beneficiaries. The power of appointment shall be exercisable by my husband alone and in all events, and there shall be no power in any person other than my husband to appoint to any other person any part of the property passing under Trust A. To the extent that my husband should fail to exercise effectively his power of appointment over any part of the - 2 - property in Trust A, the Trustees that my husband expressly directs will or in a writing delivered to lifetime) pay from the unappointed Trust A: shall (except to the extent to the contrary in his last the Trustees during his portion of the principal of (i) the amount of any additional estate, inheritance or other death taxes imposed on account of the death of my husband by reason of his power of appointment over and other rights in the unappointed portion of the principal of Trust A (the amount of each such .additional tax to be equal to the excess if any of the tax, including any interest thereon, payable by reason of his death over the amount of such tax which would have been payable if no such tax was payable by reason of his death with respect to the unappointed principal of Trust A), and (ii) any expenses incurred in the administration of his estate attributed to the determination of such taxes (and the Trustees may accept the written statement of his personal representatives as to the amount of taxes and expenses payable hereunder), and the remaining balance of the principal held in Trust A at his death shall be added to and considered part of Trust B and shall be administered and distributed under the provisions herein governing Trust B. 4. Trust B. The income and principal of Trust B shall be distributed as follows: (a) Income. The Trustees shall pay the net income from Trust B at least annually to or for the benefit of any or all of my husband and issue in such proportions or amounts as in the discretion of the Trustees seems proper to provide for their support, maintenance, and health care, for the education of my issue, and for the maintenance by my husband of the standard of living maintained by him during my lifetime, taking into account such other sources of income, support and estate that may be available to the beneficiaries. No beneficiary of Trust B shall participate as a co-Trustee in any decision under this subparagraph (a). (b) Principal. The Trustees shall from time to time pay such sums from the principal of Trust B to or for the benefit of my husband and issue as may in the discretion of the Trustees seem necessary for their support, maintenance and health care, for the maintenance by my husband of the standard of living maintained by him during my lifetime, and for the education of my issue, taking into account such other sources of income, support and estate that may be available to the beneficiary and the needs and resources of all the beneficiaries. Any of the foregoing distributions to or for the benefit of my issue shall be based on - 3 - their needs, rather than on a desire to maintain absolute equality of payments among them. My first priority for the income and principal of Trust B taken together is the support, maintenance, and health care of my husband. In determining whether any invasion shall be made for the benefit of my husband from the principal of Trust A or from the principal of Trust B, such invasion shall be made from Trust A as far as practical. No beneficiary of Trust B shall participate as a co-Trustee in any decision under this subparagraph (b). (c) Additional Principal Distributions. The Trustees may also pay from the principal of Trust B such sums as in the discretion of the Trustees seem proper for the establishment of a child of mine in a business or profession or towards the acquisition or furnishing of a home for a child of mine, taking into account the other resources of the child, the desirability of the transaction, and the reasonably anticipated needs and resources of all the beneficiaries hereunder, provided, however, that the total distributions to or for the benefit of a child of mine under this sentence shall not exceed the reasonably anticipated amount that would be distributable to him or her pursuant to subparagraph (f) below if no distributions were-.made under this subparagraph (c); and each payment to him or her under this subparagraph (c) shall be deemed an advancement to such child (or to his or her issue if he or she is not then living) in making the division of the property held in Trust B pursuant to subparagraph (f) below and shall be charged against his or her or their share. No beneficiary of Trust B shall participate as a co-Trustee in any decision under this subparagraph (c). (d) Leaal Support Obligation. No payment shall be made under subparagraphs (a), (b), or (c) above which would discharge to any extent the legal obligation of any person for the support of the recipient of such payment. (e) Husband's Rights of Withdrawal. In addition to the foregoing, during any calendar year my husband shall have the unqualified right in his sole discretion to demand in one or more writings delivered by him to the Trustees that he be paid from the principal of Trust B an amount not in excess of the greater of Five Thousand Dollars ($5,000.00) or five percent (5%) of the aggregate market value of the assets of Trust B as of December 31 of the calendar year during which such demand is made. The right permitted my husband under this subparagraph (e) must be exercised by him as herein provided on or before December 31 of the calendar year to which applicable, and any amount as to which such right is not exercised for any given calendar year shall lapse and shall not accumulate or carry over to any future calendar year. - 4 - (f) Distribution of Trust B. When my husband is no longer living and no living child of mine is under the age of eighteen (18) years, the principal remaining in Trust B shall be distributed per stirpes to my issue, adjusted for any advancements pursuant to subparagraph (c) above, provided, however, that if any beneficiary under this subparagraph (f) other than a child of mine is then under the age of thirty-five (35) years, his or her share shall be held for him in a separate trust hereunder under the terms of paragraph 6 below., or, if no issue of mine are then living, the same shall be subject to the terms of paragraph 5 below. 5. Alternate Distribution. Any property stated in subparagraph (f) above or paragraph 6(c) below to be held under the terms of this paragraph 5, and any other property held hereunder when no issue of mine are living which is not effectively disposed of elsewhere herein, shall be distributed outright one-half per stirpes to the issue of my parents and one-half per stirpes to the issue of my husband's parents. 6. Separate Trusts. The income and principal of a separate trust in which a share in Trust B is held for a beneficiary pursuant to the terms of paragraph 4(f) above shall be distributed as follows: (a) Income. The income shall be distributed at least quarterly to or for the benefit of the beneficiary. No payment shall be made under this subparagraph (a) which would discharge to any extent the legal obligation of any person for the support of the beneficiary. (b) Principal. The Trustees shall pay from the principal such sums to or for any or all of the beneficiary and his or her issue as in the discretion of the Trustees seems proper for their support, maintenance, health care, and education, and such sums to or for the benefit of the beneficiary as in the discretion of the Trustees seem proper to help establish him or her in a business or profession or acquire or furnish a home for him or her, taking into account the other sources of income, support and estate that are available to the distributee, the reasonably anticipated needs and resources of the beneficiary and his or her issue, their income and estate tax brackets, the desirability of the transaction (if any), and the possible application of any generation-skipping tax. No payment shall be made under this subparagraph (b) which would discharge to any extent the legal obligation of any person for the support of the distributee. - 5 - (c) Distribution of Separate Trust. (i) When such beneficiary shall have attained the age of twenty-five (25) years, the Trustees shall distribute to him or her at written request one-third (1/3) of the remaining principal balance then held in his or her separate trust; when such beneficiary shall have attained the age of thirty (30) years, the Trustees shall distribute to him or her at written request one-half of the remaining principal balance; and when such beneficiary shall have attained the age of thirty-five (35) years, the Trustees shall distribute to him or her at written request the entire balance held in his or her separate trust. (ii) If such beneficiary should die before making proper request for the entire balance in his or her separate trust, then the entire balance in his or her separate trust shall at his or her death be distributed, outright or in trust, in such sums or proportions as such beneficiary may direct in his or her last will, expressly referring to his or her separate trust hereunder, but only among my issue and their spouses or former spouses and persons gifts to whom are then allowable as deductions under Section 2055 of the Internal Revenue Code (or any successor provision); and to the extent that such beneficiary shall fail to exercise effectively his or her .limited power of appointment hereunder, the aforementioned balance in his or her separate trust shall then be distributed per stirpes to his or her issue, or, if no such issue survive him or her, per stirpes to the issue of his or her parent who was a child or more remote descendant of mine, or, if no such issue survive him or her, per stirpes to my issue, with the share of any of such issue for whom property is then held in or payable to a separate trust under this paragraph 6 being added to such separate trust, or, if no issue of mine are then living, said balance shall be subject to the provisions of paragraph 5 above. (d) Disposition Upon Application of Rule Against Perpetuities. If during the lifetime of a person for whom a separate trust under this paragraph 6 was established the interest of such person therein becomes void under the applicable rule against perpetuities, then the balance in such separate trust shall then be distributed outright to such person. 7. Survival Clause. If any beneficiary hereunder should die within sixty (60) days after me or within sixty (60) days after any other person the survival of whom determines his or her rights hereunder, then such beneficiary shall be deemed to have predeceased me or such other person for all purposes hereunder. 8. Powers. In addition to such other powers and duties as may be granted elsewhere herein or which may be granted by law, the fiduciaries hereunder shall have the following powers and - 6 - duties, without the necessity of notice to or consent by any Court: (a) To retain all or any part of my property, real or personal, in the form in which it may be held at the time of its receipt, including any closely held business in which I have an interest and any stock of any corporate fiduciary hereunder, as long as in the exercise of their discretion it may be advisable so to do, notwithstanding that said property may not be of a character authorized by law, provided, however, that upon written request by my husband, they shall within a reasonable time make productive of income any interest in property (however and whenever acquired) held in Trust A hereunder. (b) To invest and reinvest any funds held hereunder in any property, real or personal, including, but not by way of limitation, bonds, preferred stocks, common stocks, and other securities of domestic or foreign corporations or investment trusts, mortgages or mortgage participations, and common trust funds, even though such property would not be considered appropriate or legal for a fiduciary apart from this provision. (c) To sell, convey, exchange, partition, give options to buy or lease upon, or otherwise dispose of any property, real or personal, at any time held by them, with or without order of court at their option, at public or private sale or otherwise, for cash or other consideration or for such credit terms as they think proper, and upon such terms and for such prices as they may determine, and to convey such property free of all trusts. (d) To borrow money from any person, including any fiduciary hereunder, for any purpose in connection with the administration hereof, to execute promissory notes or other obligations for amounts so borrowed, and to secure the payments of such amounts by mortgages or pledges of any property, real or personal, which may be held hereunder. (e) To make loans, secured or unsecured, in such amounts, upon such terms, at such rates of interest, and to such persons, firms or corporations as they may deem advisable. (f) To renew or extend the time for payment of any obligation, secured or unsecured, payable to or by them, for as long a period of time and on such terms, as they may determine, and to adjust, settle and arbitrate claims or demands in favor of or against them. (g) In dividing or distributing any property, real or personal, included herein, to divide or distribute in cash, in kind, or partly in cash and partly in kind. - 7 - (h) To hold, manage, and develop any real estate which may be held by them at any time, to mortgage any such property in such amounts and on such terms as they may deem advisable, to lease any such property for such term or terms, and upon such conditions and rentals as they may deem advisable, whether or not the term of any such lease shall exceed the period permitted by law or the probable period of retention under this instrument; to make repairs, replacements and improvements, structural and otherwise, in connection with any such property, to abandon any such property which they may deem to be worthless or not of sufficient value to warrant keeping or protecting, and to permit any such property to be lost by tax sale or any other proceedings. (i) To employ such brokers, banks, custodians, investment counsel, attorneys, and other agents, and to delegate to them such duties, rights and powers as they may determine, and for such periods as they think fit. (j) To register any securities at any time in their names as fiduciary, or in the names of nominees, with or without indicating the trust character of the securities so registered. (k) With respect to any securities held hereunder, to vote upon any proposition or election at any meeting of the person or entity issuing such securities, and to grant proxies, discretionary or otherwise, to vote at any such meeting; to join or become a party to any reorganization, readjustment, merger, voting trust, consolidation or exchange, and to deposit any such securities with any committee, depository, trustee or otherwise, and to pay out of the trust created herein, any fees, expenses, and assessments incurred in connection therewith; to exercise conversion, subscription or other rights, and to receive or hold any new securities issued as a result of any such reorganization, readjustment, merger, voting trust, consolidation, exchange or exercise of conversion, subscription or other rights and generally to take all action with respect to any such securities as could be taken by the absolute owner thereof. (1) To engage in sales, leases, loans, and other transactions with my estate, the estate of my husband, or any trust established by either of us, even if they are also fiduciaries or beneficiaries thereof. (m) To make all necessary proofs of death under the insurance policies of which they are the beneficiary, to execute any receipts for the proceeds and to institute any action to collect said proceeds and to make adjustments of any claim thereunder, provided, however, that they need not institute any action unless they shall have been indemnified against all expenses and liabilities to which they may become subject as a - 8 - result thereof. If, however, they desire to institute such action without indemnification, they are hereby authorized to be reimbursed for all expenses and liabilities incurred as a result thereof from any amounts which may be held in trust hereunder then or thereafter. (n) To exercise all elections which they may have with respect to income, gift, estate, inheritance or other taxes, including without limitation execution of joint income tax returns, election to deduct expenses in computing one tax or another, election to split gifts, and election to pay or to defer payment of any tax, in all events without their being bound to require contribution from any other person. (o) To operate, own, or develop any business or property held hereunder in any form, including without limitation sole proprietorship, limited or general partnership, corporation, association, tenancy in common, condominium, or any other, whether or not they have restricted or no management rights, as they in their discretion think best. 9. Spendthrift Clause. No interest (whether in income or principal, whether or not a remainder interest, and whether vested or contingent) of any beneficiary hereunder shall be subject to anticipation, pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have power in any manner to charge or encumber his or her said interest, nor shall the said interest of any beneficiary be liable or subject in any manner while in the possession of the fiduciaries for any liability of such beneficiary, whether such liability arises from his or her debts, contracts, torts, or other engagements of any type. 10. Facility of Payments for Minors or Incompetents. Any amounts or property which are payable or distributable hereunder to a minor or incompetent may, at the discretion of the fiduciaries, be paid to the parent or guardian of such minor or incompetent, to the person with whom such minor or incompetent resides, or directly to such minor or incompetent, or may be applied for the use or benefit of such minor or incompetent. 11. Taxes. I direct that all estate, inheritance, and succession taxes that may be assessed in consequence of my death, of whatever nature and by whatever jurisdiction imposed, other than generation-skipping taxes, shall be paid out of the principal of my general estate to the same effect as if said taxes were expenses of administration, except that any such additional taxes (and interest and penalties thereon) imposed on account of my interest in or power over any trust established by my husband shall be paid out of the property held in such trust, and all other property includable in my taxable estate for federal or state tax purposes, whether or not passing under this - 9 - will, shall be free and clear thereof; provided, however, that my executors may in the discretion of the executors request that any portion or all of said taxes (to be paid out of the principal of my general estate) shall instead be paid out of the principal of any trust established by me in this will or otherwise, to the extent expressly authorized under the terms of said trust. With the consent of the Trustees hereunder, said taxes may be paid out of the principal of Trust B hereunder as if said taxes were expenses of administration thereof, provided, however, that no such taxes shall be paid out of Trust A hereunder or out of assets, such as payments received from a qualified pension or profit-sharing plan, that are not includable in my federal gross estate. 12. Fiduciaries. I appoint as executor hereunder my husband, Thomas V. Arnoldi. If he should be unable or unwilling to serve or to complete the administration of my estate, then my brother, James C. Bartoli, shall serve in his place. If James C. Bartoli is unable or unwilling to serve as executor, then my sister, Maria A. Bartoli, shall serve as executor. I appoint as Trustees hereunder my husband, Thomas V. Arnoldi, and my brother, James C. Bartoli. If my husband should be unable or unwilling to serve or to complete the administration of any trust hereunder, then James C. Bartoli shall serve alone. Under no circumstances shall my husband serve as sole Trustee hereunder. If James C. Bartoli is unable or unwilling to serve as Trustee hereunder, then my sister, Maria A. Bartoli, shall serve as Trustee. No individual fiduciary shall be liable for the acts, omissions or defaults of any agent appointed and retained with due care or of any co-fiduciary. No fiduciary shall be required to furnish bond or other security for the proper performance of duties hereunder. IN WITNESS WHEREOF, I, SANDRA B. ARNOLDI, herewith set my hand to this, my last Will, typewritten on eleven (11) sheets of paper including the self-proving attestation clause and signatures of witnesses, this ~~ day of `~;~, ~,;`~ f 1995. u~-,c_ , . ~' ~.-C . ~ ' ( SEAL ) SANDRA B. ARNOL I Witnessed: residing at ~~ ~~~-`C~ residing at ~~ ~j; ~ - . residing at c .d ~~ - 10 - COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS: SANDRA B. ARNOLDI, (the testatrix), ,LJ~~ ~(. W , 61~. ~2(.. !~`~~~~c;~ti , and ~ ~ ~~t . ~CLI~c-K~~ , ( the witnesses), whose names are signed to the foregoing instrument, being first duly sworn, each hereby declares to the undersigned authority that the testatrix signed and executed the instrument as her last will in the presence of the witnesses and that she had signed willingly, and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testatrix, signed the will as witness and that to the best of his or her knowledge the testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. WITNESS: TESTATRIX: ~c ~~~~ x~ G / f j>~~~ SANDRA B. ARNOLDI WITNESS: WITNESS: ~_ ~„ ~~ Subscribed, sworn to and acknowledged before me by SANDRA B. ARNOLDI, the testatrix, and NOTARIAL SEAL JUDY A. 80MGARONER, Notary Public Harrisburg, PA Dauphin County My Commission Expires Feb. 23,1998 subscribed ya,,nd sworn to before me by ~ t~G~iQ- l~~t. UG~e,~C~~ , and the witnesses, this ~?S~ day of Q~CG~2~lif-J N •ary ubli¢ ~ S r^_AI.. ) - 11 -