HomeMy WebLinkAbout04-4643COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK, BY ITS AGENT,
DISCOVER FINANCIAL SERVICES,
INC., : CIVIL ACTION
Plaintiff
:CASE NO.: 05( yL?/3 ?IVb l?£/L?
VS.
LYNN N. HEREDA,
Defendant
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE
CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN
TWENTY (20) DAYS AFTER THIS COMPLAINT IS SERVED, BY ENTERING A
WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING
WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO, THE CASE MAY
PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE
PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS
IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE
4TH FLOOR
CARLISLE, PA 17013
(717) 240-6300
DOUGLAS M. MARINOS
& AWCIATES, P
)411). #75242
rney for Plaintiff
01 N. Cedar Crest Boulevard
Allentown, PA 18104
(610)434-2814
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK, BY ITS AGENT,
DISCOVER FINANCIAL SERVICES,
INC.,
Plaintiff
CIVIL ACTION
VS.
LYNN N, HEREDA,
Defendant
CASE NO.: &4-4[.43
COMPLAINT
(iv i L'-?
1. Plaintiff, Discover Bank, by its agent, Discover Financial Services, Inc.,
("Discover") is a banking institution with an address of P.O. Box 15251, Wilmington, DE
19886-5251.
2. Defendant, Lynn N. Hereda, is an adult individual with an address of 418
South York Street, Mechanicsburg, Cumberland County, Pennsylvania 17055-6406.
3. Discover issued the Defendant a credit card subject to the terms of the
Cardmember Agreement ("Cardmember Agreement"). A true and correct copy of the
Cardmember Agreement is attached hereto, made a part hereof and marked as Exhibit "A".
4. Defendant has incurred charges for purchases, cash advances and/or finance
charges in the amount of EIGHT THOUSAND THREE HUNDRED SIXTY-NINE and 59/100
DOLLARS ($8,369.59) as of July 19, 2004.
5. Defendant's obligations are based on a subsisting debt, were in writing and
arise from a preexisting account.
6. Defendant is liable to Discover on this debt as an account stated.
7. Defendant has defaulted on her obligation to make payments to Discover by
failing to make any payments from and after June 14, 2004.
8. Pursuant to the Cardmember Agreement, Discover may declare all amounts
due under the Cardmember Agreement immediately due and payable without notice or demand.
9. Under the Cardmember Agreement, Defendant is required to pay all the
attorney's fees Discover incurred in exercising its right to collect, which Discover anticipates to
be in the amount of FIVE HUNDRED and 00/100 DOLLARS ($500.00).
10. As of July 19, 2004, Defendant is indebted to Discover under the Cardmember
Agreement in the amount of EIGHT THOUSAND THREE HUNDRED SIXTY-NINE and
59/100 DOLLARS ($8,369.59), plus interest accruing from and after July 19, 2004 at the per
annum rate of 6%.
WHEREFORE, Discover demands judgment against the Defendant in the amount
of NINE THOUSAND THREE HUNDRED SEVENTY ONE and 72/100 DOLLARS
($9,371.72) (comprised of real debt in the amount of EIGHT THOUSAND THREE HUNDRED
SIXTY-NINE and 59/100 DOLLARS ($8,369.59) and anticipated attorney's fees in the amount
of FIVE HUNDRED and 00/100 DOLLARS ($500.00)) plus interest from and after July 19,
2004, at the per annum rate of 6% and costs of suit.
DOUGLAS M. MARINOS
& ASSOCIATES, P.C.
*1N. Pereira, Esquire
#75242
for Plaintiff
edar Crest Boulevard
Allentown, PA 18104
(610) 434-2814
VERIFICATION
Discover Bank, by its agent Discover Financial
I, Tracey Eccles, agent of services, Inc. ,
verify that I am authorized to make this Verification on behalf of the Plaintiff and I verify
that the facts contained in the foregoing pleading are true and correct to the best of my
knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2004-04643 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DISCOVER BANK ET AL
VS
HEREDA LYNN N
SHANNON SHERTZER
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
HEREDA LYNN N
the
DEFENDANT , at 1930:00 HOURS, on the 16th day of September, 2004
at 418 SOUTH YORK STREET
MECHANICSBURG, PA 17055
by handing to
LYNN HEREDA
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 8.88
Affidavit .00
Surcharge 10.00
.00
36.88
Sworn and Subscribed to before
me this a.2,s day of
)00 V A. D.
C ? n. ?
)4f othonotary
So Answers:
R. Thomas Kline
09/17/2004
DOUGLAS MARINOS
By: / 1?? l?
Deputy Sh Ltt
DISCOVER BANK, by its agent,
DISCOVER FINANCIAL SERVICES,
Plaintiff
V.
LYNN N. HEREDA,
Defendant
: IN THE COUR'.C OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
Civil Action - Law
No. 04-4643 CIVIL
NOTICE TO PLEAD
TO: Plaintiff, Discover Bank
and its attorney, Jorge M. Pereira
You are hereby notified to file a written response to
Defendant's enclosed new matter within 20 days from service
hereof or a judgment may be entered against you.
Respectfully submitted,
KEEFER WOOD ALLEN & RAHAL, LLP
Dated: ! 2 iIt
Bradford Dorrance
I.D. No. 32147
210 Walnut Street
P. O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8014
ATTORNEYS FOR DEFENDANT
DISCOVER BANK, by its agent,
DISCOVER FINANCIAL SERVICES,
Plaintiff
V.
IN THE COURT: OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Civil Action - Law
LYNN N. HEREDA,
Defendant
No. 04-4643 CIVIL
ANSWER TO COMPLAINT WITH NEFI MATTER
1. Denied. After reasonable investigation, defendant
is without knowledge or information sufficient to form a belief
as to the truth of the stated allegation.
2. Admitted.
3-10. Admitted in part; denied in part. To the extent
any allegation deviates from the terms of any contractual
agreement or obligation, such allegation is denied and strict
proof is demanded. Admitted that defendant has not paid all sums
claimed by plaintiff; denied defendant owes plaintiff any balance
based on new matter below.
WHEREFORE, defendant respectfully requests that the
complaint be dismissed with prejudice, with all costs taxed
against plaintiff.
NEW MATTER
11. Pursuant to the Fair Debt Collection Practices
Act, defendant disputes the validity of the alleged debt and
demands verification thereof.
12. Plaintiff has failed to comply with governing
Pennsylvania law, including Act 6, Act 91, and/or the Fair Debt
Collection Practices Act.
13. Defendant defends the complaint based on such
other reasons as will become apparent during discovery or at
trial.
WHEREFORE, defendant respectfully requests that the
complaint be dismissed with prejudice, wit]z all costs taxed
against plaintiff.
Respectfully submitted,
KEEFER WOOD ALLEN & RAHAL, LLP
Dated: y` P Al l/ By adford Dorrance
I.D. No. 32147
210 Walnut Street
P. O. ESox 11963
Harrisburg, PA 17108-1963
(717) 255-8014
ATTORNEYS FOR DEFENDANT
2
VERIFICATION
I, the undersigned, hereby verify and state that:
1. I am counsel for defendant in the foregoing
matter, and I am signing this verification in accordance with Pa.
R.C.P. No. 1024(c).
2. The facts contained in the foregoing answer with
new matter are true and correct to the best. of my knowledge,
information, and belief.
3. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. §4904, relating to
unsworn falsification to authorities.
Dated: // ` Bradford Dorrance
CERTIFICATE OF SERVICE,
I HEREBY CERTIFY that I am this day serving true and
correct copies of the foregoing document upon the person(s) and
in the manner indicated below:
First-Class Mail. Postage Pxeoaid
Addressed as Follows:
Jorge M. Pereira, Esquire
DOUGLAS M. MARINOS & ASSOCIATES, P.C.
101 N. Cedar Crest Blvd.
Allentown, PA 18104
Dated: It
Bradford Dorrance
C"7 N CJ
r
?_ryt„ tTi ??t
r
'
r N ?7 T
p1
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK, BY ITS AGENT,
DISCOVER FINANCIAL SERVICES, INC.
Plaintiff
vs.
No. 04-4643
LYNN N. HEREDA, : CIVIL ACTION
Defendant
REPLY TO NEW MATTER
11. This paragraph contains no averment of fact to which an answer is required.
Should an answer be required, the Fair Debt Collection Practices Act speaks for itself and no answer
is necessary to Defendant's characterization, digest and/or paraphrasing thereof and/or legal
conclusions contained herein.
12. This paragraph states a conclusion of law to which no response is necessary.
13. This paragraph states a conclusion of law to which no response is necessary.
WHEREFORE, Plaintiff, Discover Bank, by its agent, Discover Financial Services,
Inc., requests judgment in its favor and against the defendant together with such other relief as the
Court deems just.
UG?,AS M.MARINOS &
iOCIATES, P.C,
G
Urge M. Pereira, Esquire
Atty. I.D. #75242
Attorney'for Plaintiff
101 N: Cedar Crest Boulevard
Allentown, PA 18104
`-'(610)434-2814
ATTORNEY VERIFICATION
I, JORGE M. PEREIRA, ESQUIRE, do hereby verify that I am the Attorney for
Plaintiff, Discover Bank, by its agent, Discover Financial Services, Inc., that I am fully authorized
to make this verification on his behalf and that the Plaintiff is unavailable to make this Verification
and that the facts set forth in the pleading are true and correct to the best of my knowledge,
information and belief and that the source of my information is interviews with my client and the
Plaintiffs filed documents.
Verifier understands that false statements herein made are subject to the penalties o_`
18 Pa. C.S. Section 4904, relating to unworn falsification to authorities.
Dated:
,?f
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CIVIL ACTION - LAW
DISCOVER BANK, BY ITS AGENT,
DISCOVER FINANCIAL SERVICES, INC.,
Plaintiff(s) CIVIL ACTION
vs.
LYNN N. HEREDA, Case No.: 04-4643 CIVIL
Defendant(s)
CERTIFICATE OF SERVICE
I, JORGE M. PEREIRA, ESQUIRE, do hereby certify that I served a true and
correct copy of the Plaintiffs' Reply To New Matter and Answer to Counterclaim along with
Plaintiff s New Matter, by mailing same first class postage prepaid on May 3, 2005 to:
Bradford Dorrance, Esquire
Keefer, Wood, Allen & Rahal, LLP
210 Walnut Street
P.O. Box 11963
Harrisburg, PA 17108-1963
DOUGLAS M. MARINOS & ASSOCIATES, P.C.
BY:
r +
Douglas M. Marinos, Esquire
AttyT.D. 453104
Jorge?M. Pereira, Esquire
Atty. I.D. #75242
Attorneys for Plaintiffs
101 N. Cedar Crest Boulevard
Allentown, Pennsylvania 18104
(610) 434-0504
.? Y
t -fY
. -i
. "
j..:.
77
.._ G'>
Curtis R. Long
Prothonotary
Office of the i9rotbonotarp
. QCumberlanb Countp
Renee K. Simpson
Deputy Prothonotary
John E. Slike
Solicitor
04- Wa q 3 CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 29TH DAY OF OCTOBER 2008 AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA
R C P 230.2
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573