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HomeMy WebLinkAbout12-30-111505610101 REV 1500 °` t°'-'°' ~'' w en walla OFFICIAL USE ONLY PA Department of Revenue P ~ County Code Year File Number Bureau of Individual Taxes M`""'~1eNiOfR~` ~0BOx2sosor INHERITANCE TAX RETURN Harrichurrt- PA 1719Ft-A6n7 RESIDENT DECEDENT ® / O D 8 9 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Decedents Last Name Suffix C ''L u S Cl~ (N Applkable) Enter Surviving Spouse's Information Below Date of Birth MMDDYYYY 0 9 ~~ i 9 3~ De~~~edent'''s First Name MI ~i=.LC.1'J D Spouse's Last Name Suffix Spous~ls F~rst Name .~ MI ®rr r rrrTn-r rn ^ Spouse's Socti'tl Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FH_L IN:APPROPRWTE OVALS BELOW O 1. Original Return ~ 2. Supplemental Return O 3. Remainder Return (date of death - prior to~ 12-13.82.) O 4. Limited Estate !O 4a. Future Interest Compromise (date of O 5. Federal Estate Tax Return Required death after 12-12-82) ~~ 6. Decedent Died Testate O 7. Decedent Maintained a Living Trust ~ 8. Total Number of Safe Deposk Boxes ,. _. (Attach Copy of Will) (Attach Copy of Trust) O 9. Litigation. Proceeds Received O 10. Spousal Poverty Credk (date of death O 11. Election to tax under Sec. 9113(A) ~k between 12-31-91 and 1-1-95) (Attach. SCh. O) CORRESPONDENT -THIS SECTION. MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: I~arDe _ .~' Daytime Telephone Number First line of address line of address ~C~7~ ~ , , - ~~ ~ t..a Clty,t7r Post OttSce State ZIP Code ~ DATE FILED C !CS G © 17055~73~ Correspd[ideDt's"s-mail address: 3~ rn~A_esf net Under penalties of perjury, I declare that t have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, cortectpnd complete. Declaration of preparer other than Uie per3onal representative is based on all information of which preparer has any knowledge. ~GNAT)~~F PER$ON RESPO~B].E FO~~ING RETURN DATE f2/Z p,1 "N• Fred~n-'ck Slf', /heclun, esl~f.y, P~` /tart DATE ADDRESS CH/!'/~2Lt'! F. $ly/EZ~.S 6 C~O~ISa^ Rd~ /~/CG/~/I~CS~4'IQj ~/~ /70SS" PLEASE U8E ORIGINAL FORM ONLY v Side 1 L 1505610101 150561010.1 1505610105 REV 1500 EX Decedent's Social Security Number Decedent's Name: Ri G~Iti~ E c% uS ~-r' 1 ? 7 r a 1, RECAPITULATION TAX. CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of line 14 taxable at the spousal.-tax rate, or uansrers urroer Sec. y7lb (a}(1.2) X .0~ Q O 16. Amount of Line 14 ble at lineal rate x .o 9 0 6 3 17. Amount of Line 14 taxable at sibling rate. X..12 ~ 0 18.. Amount of Line 14.taxaple`, at collateral rate X .15 ' © D 19. TAX DUE ................... 5 20; .FIL4 W THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OYERPAYMEiIy'; `` ., ~, ' Q .. , , ., .. 1. Real Estate (Schedule A):..'..:.... .' ..:..:....... ,-_ ' 1: _ ~ 2. Stocks and Bonds (Schedu~ B) ~ . . . . ................................... 2. ._ t Q 3. Closely Heid Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. a Q 4. Mortgages and Notes Receivable (Sc~-edule D} ........................... 4. Q 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5. ~ 2 8. Jointly Owned Property. (Schedule F) O Separate Billing Requested ....... 6. 7. Inter-Vhros Transfers 8~ Miscellaneous Non-Pro''Ei t P l a e roper y (Sd~edule G) O Separate Billing Requested........ 7. Q. ~? t3. Tota1 Gross°Aseets.(total Lines 1 through 7) ............................. 8. $ g ` / 3 i* 9. Funeral Expenses and Administrative Costs (Schedule H} ..........:........ 9. 7 6 10. Debts ~ Decedent, Mortgage Liabilities, and Liens (Schedule I) .............. 10. 11. Total Dsductforis' (total L"uses 9 and 10} ....................... ...... 11. ~ 6 S 12. Net VaC4e;iof Esta/a (Line 8 mnus Line 11) ......, ..:.... ; ............... 12 13. lrharlfabte and Cicwerrntal BequestslSec 9113 Tr t f h h . us s or vr x: ~` 'an e~ctibn tdhas beerimade (Schedule J) :....... .. ...... ..,. 13~ _ ~ 14. Nst Value 8ubJact to Tax (Line 12 minus Line 13) ........................ 14. 7 9 ~ 3 ~D 3 .S~d@ Z 1505610105 1505610105 __ ._ ___ -- -- ---- - __ ____ o~_-. a1.21dL%Y~-- _-_ /~'it~~2~/ ___,¢,~,,,D- ---~~f~~~Fi1_1~~~ __- _ ---- _ -- -___ --- -- /'2/Z~II _ --- --- - - ------------.__ S :__ _~._ _ s .Assets.----~~ 74I 3/ ~---- -~99~ ---- - - -- __-- - -- ____ ._ _- ---- ---------_ --- -~ Kl~jo .-r~.--- ;~~1.__~~c~~~s 477.6 ~ _._----- ------------------------- --- ___ _-------- .__._.. - _ _____------___ _--------_____ __--------QL_~i6 , z -- - - -- -- --- __ _ --- -- __ ---_ --- -- - ~ 942. sn ~' ----- - _- _ __ __--- -- ----- - _ _ __ ~ ---- - - gg -- - -- - - ----- - ---- - --- _ _ __ --------------- --..----- ------- - -------_ - ----------- ----- ~iL'_ ~ _ / ~,S'T - r lu~t~i on ~Aa~~/~G~~itrir ___ ___------..__-- ---------_---~3 is??.eo-- - ~ ---- - - _ __ - - __ REV 7500 EX Page 3 File Number H - ~~-^S~9 Decedent's Complete Address: DECEDENTS NAME /~~'r~luirl~ ~ C~~KSG'' STREETADDRESS F/'G of CITY /~ CS k STATE ~~ ZIP , 7b $~" v Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. CreditslPayments Pr A. Prior Payments Z . 94.7. SD B. Disrxwnt f I ~7. S'a 3. Interest 4. IPtane 2 fs great tt~ar- Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. F81 in oval on Page 2, Line 20 to request a refund. (1) ~3, ss8. 7~ Tota{ Credits (A+ B) (2) 3, /SD•°~ (3) (~) O D 5. If Line 1 + ~ 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) ~ ~' $~ vti~i•~a/ .=r1lKr. ?wt ~efkrn preys .~i/~cr ~ ~1E~ SIrG ~(~~- .SQ7cfrli 5/~eat iIl1~,~r^'~ 'f fie rMs lu~.t~i .b.%/ %vdiafc e~ lQt~wic+t is d[ce . Make check payab{e to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS t. Did decent make a transfer and: Yes No a. retain the- use or income of the property transferred :.......................................................................................... ^ b. retain the right to designate who shah use the property transferred or its income : ............................................ ^ c. retain a reversionary interest or .......................................................................................................................... ^ d. receive the promise for life of either payments, benefits or care? ...................................................................... ^ 2. if deatl~ occurred after Dec. 12, 1982, did decedent transfer property within one year of death witl~otlt receiving adequate consideration? .............................................................................................................. ^ 3. Did decedent own an "in trust.for" or payable-upon-death bank account a security at his a~ her death? .............. ^ 4. lid decedent own an individual retirement aaount, annuity or other non-probate property, which r~ntairu a beneficiary designation? ........................................................................................................................ ^ IF THE ANSYiIER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEQULE G AND FILE R AS PART t~ THE RETURN. For dates of death on or after July 1,1994, and before Jan. 1,1995,. the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i}]. ~ . For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spol.lse is 0 percent [72 P.S. §9116 (a} (1.1) (fi}]. The statute does not exempt a transfer to a survmng spouse from tax, and the statutory requirements for disclosure of assets and fd'mg a-tax return are stiA applicable even if ttre surviving spouse is the only benefiaary. For dates of oath on or after July 1, 2006: • The tax rate imposed on the net value of Transfers from a deceased child 21 years of age or younger at death to or for the. use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent (72 P.S.. §9116(a)(1.2)]. • The tax rate imposed on the ne# value of transfers to or for the use of the decedent's lineal. beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116(1.2) (72 P.S. §9116(a)(1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent (72 P.S. §9116(a)(1.3}). A sibling. is defined, under Section 9102, as an individual who has at feast one parent in common with the decedent, whether by blood or adoption. REV-1502 EX+ (6-98) scNSOU~ a COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FlLE NUMBfR ~ %oh~r~ ~ Cho u s ~- 2/ -~o _ S89 Ali real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, wither teeing impelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of $urvlvorship must be disdosad on Sd~sduk F. ~~~ „Ent n ----------- VALUE AT DATE i. ~fl drat etrta;n n~T Pl l~ ~/j 411 T~ /~/Ar+q Si4~C t~ WeSf t~r,tGh Sf ssi ~ ~-i»~~ ~ ~1eCI~iJiCS~u~, C'cunbu-1o~d .~iu~, ~~ usJrlr~c>wru, ~ror~ ~c~~.f. d~d~ Ord ki ff~f c~r{r. ~ ~~~ ~lr,~4 D+~ • 9, 2o~r Ld!!~`~J is a~.tc~ftu~ ht~ 7st ~CCB~iir~ !/~%~ /J(L ~!!~3 ~cer/f ~4~~Gni1 ~ Slita ~i;s ~k lvQsa !'i~sKAfnta.~ec,/ fir ~Ji 1~'~t~i lsl /IloiilYS {~ir,Ay f~ da~i vl" ~~a~ C .ZB; 2010) ~ e / saw/~ricc !1s ~ic w arc n. f us rr~ ~t a ~v usi~ ~tt cirurja~c ~ ~ ~2 J Q~lpr,~isat/s BB'S, dv0. mo ,c ~ yo, o®o. °~ = a»~. ' ~ ~'7, 5'b0. Ao ~ 7/ 3'DD, vp TOTAL (Also enter on line 1, Recapitulation) ~ S ~~, OD (If more space is needed, insert additional sheets of the same size) Tax Parcel Number: MADE THE _~~ day of _ ~~~%~~'~if/ , in the year ;of our Lord two thousand and eleven (2011). BETWEEN KATHRYN J. HUNSIIVGER, as Executrix of the Estate of RICHARD E. CLOUSER also known as RICHARD ELMER CLOUSER, deceased, late bf the Borough of Mechanicsburg, Cumberland County, Pennsylvania, C3rantor, and BRETT W. LECIiTHALER and LINDA J. LECHTHALER, husband anti wife, currently of 16 San Juan Drive, Mechanicsburg, Upper Allen Township; Cumberland County, Pennsylvania, Grantees. WHEREAS, the said Richard E. Clouser a.k.a. Richard Elmer Clouser, was tested in his lifetime with title to the premises hereinafter described, in the Borough of Mechanicsburg, County of Cumberland and Commonwealth of Pennsylvania; and WHEREAS, the said Richard E. Clouser a.k.a. Richard Elmer Clouser, d this earthly life, testate, on the 28th day of May, 2010, and Letters Testamentary were d issued to the said Kathryn J. Hunsinger, by the Register of Wills of said Cumberland County, eted to No. 21-10-0589; aad WHEREAS, the lands herein-mentioned were not specifically devised: NOW, THEREFORE, THIS INDENTURE WITNESSETH, that the said n J. Hunsinger, Executrix, as aforesaid, for and is consideration of the sum of SE -ONE THOUSAND NINE HUNDRED FOUR and No/100tha (571,904.00) DOLLARS, -other good and valuable considerations, to her in hand paid by the said Clranteea, at and beiiore the ensealing and delivery hereo>7 the receipt whereof is hereby acknowledged, has granted, bargained, sold, aliened, released, and eontlrmed, and by theca presents, by virtue of ilte power and authority in her vested by the Fiduciaries Act of the Commonwealth of Pednyly' does grant, bargain, sell, alien, relea~; and confirm unto the said C3raatees, their heirs andaau~'gna: ALL THAT CERTAIN piece or parcel of land situate on the worth aide of Wiest Careen Street in the Fourth Ward of the Borough of Mechanicsburg, County of Cumberland,'and Commonwealth of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the building line of said- West Careen Street at corer of lot now or formerly of George S. Comfort; thence northward along said lot now or formerly of George S. Comfort, a distance of one.hundred tuneteen (119) feat to a post on a fifteen (1S) foot wide alley; thence westward along the line of said alley a. distance of sixty (60) feet to a point formerly in line of lot formerly of the Weir B. Lloyd heirs, now or formerly of Zinn; thanes along the line of said lot now or formerly of Zino in a southward direction, a distaneG of one hundred nineteen (119) feet to the building line of West Green Street aforesaid; thecae eastward along said street, a distance of sixty (60) feet to the point and place of BEGINNING:! HAVIIYG THEREON erected a frame dwelling house known and numberedfas 126 West Omen Street, Mechanicsburg, Pennsylvania. BEING the same premises which the Regent Construction Company, a Pennsylvania corporation, by its deed dated. August 12, 1971 and recorded in the Recorder's Office; aforesaid in Deed Book "T', Volume 24, Page 166, granted and conveyed to Richard E. Clouser and Elizabeth A. Clouser, his wife. The said Elizabeth A. Clouser departed this earthly lire on April 17, 1989, whereupon full and absolute title to the said premises vested in the saFd Richard E. Clouser by the laws of the Commonwealth of Pennsylvania incident to tenancies by the enfueties. His said estate is the Grantor herein. TO HAVE AND TO HOLD the said messuage or tenement and tract of land', hereditaments and premises hereby granted and released, or mentioned and intended so to be, with the appurtenances,.unto the said Grantees, their heirs and assigns, to and for the only proper use and behoof of the said Grantees, their heirs and assigns, forever. AND THE SAID GRANTOR, Executrix, as aforesaid, her successors and assigns does covenant, promise and agree to and with the said Grantees, their heirs and assigns, by these presents, that the Grantor has not done, committed any act, matter .or thing whatsoevex whereby the premises hereby granted, or any part thereof, is, are, shall or may be impeached, Charged or encumbered in title, or otherwise howsoever. IN WITNESS WHEREOF, the said Executrix of the. Estate of Richard E. Clouser a.k.a. Richard Elmer Clouser, deceased, Grantor herein, has hereunto set her hand and seal the day and year first above written. Signed, Sealed and Delivered in the Presence of• /i ~~~~~~ . (SEAL) THRYN ER, FaG t of the Estate of RIC E. CLOUSER a. a. RICHARD ELMER CLOUSER, Deceased COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF CUMBERLAND ) On this, the _,~ day of A.D. 2011, before me a notary public, in and for the Commonwealth o Pennsylvania, personally appeared KATHRjYN J. HUNSINGER, known to me (or satisfactorily proven) to be the person whose name is subscribed as Executrix of the Last Will and Testament of Richard E. Clouser a.k.a. Richard Elmer Clouser, and acknowledged that she executed the same in such capacity. IN WITNESS WHEREOF, I hereunto set my hand an official seal. Notary Public . My commission expires: ~/~/~~~ (SEAL) CERTIFICATE OF RESIDENCE do hereby certify that the precise and exact post office a~ress of the within ~3rantee is: Attorney for tee OM8 j4pproval No. 2502-02E ~•~• A. Settlement Sta#ement (HUD-~~ FINA .~,_. 1. [] FHA 2. [~ RHS 3. ®Conv. Unins. 6. File Number: .Loan Number:, B. Mortgage In ursncb ass Number: CL11413 77788892 4. Q VA 5. ^ Conv. Ina. C. Note: This form is famished to yive you a statement of actual settlement costs. Amounts paid to. end by the settlement agema are shown Items marked '(p.o.c)' wero paki outside the Gosin0. they ate shown hero for infonnatkmal purposes and aro not colluded b tM lotab. D. Name & Address of Borrower: E. Name b Addrose of Seller: F. Name 8 Ad roes of Lender. Brett W. lechOraler, LMda J. lechthaler Estate of Rkhard E. Ckxraer Mego Bank 18 San Juan Drive, Mecharrkabrag, PA 17055 126 W. Green Street, Mechankabuurg, PA 17055 3801 Paxbrr Street, tiartiaburg, Pa 17111 G. Property location . H. Battlement Agent: I. Settlement te:1?l09P2011 128 W. Green Street Comeritone Land Transfer, Inc. Disbursement pate: 1210912011 Mechanicsburg, PA 17055 4705 E. Trindb Road, Mechardptxug, PA 17050 Mechanicsburg Borough 717.730-9864 Place of Settlement: TiUa ss 4705 E. Triode Road, Mechanicsburg, PA 17050 Printed 1211 at 2:39 pm by KL t00. (cross Amount Due Nom Borro-ver 400. tiros: Amouttt Dt(e to Seger ~ . 1 sales 102. Peroonal 402. Personal 103. SetOement charges b borrower (Noe 1400) 3,909.30 403. 104. 404. 105. ~, Ad uetmen(s for ibme seller in advance Ad usfmanb for HNrls se8er M advance 106, CUyRovmtaxea b 408. CftyAowntaxes b 107, County taxes 12p8R011 b 12/31/2011 35.70 4117. County taxes 1?l0912011 b 12731 1 35.71 108. Aaesrtbnta 1?/09@011 to 06/3012012 788.97 406. Aaaaertxtnts 12108f2011 b 12 788.9 109. Scholl Taxes to dpg, b 110. 410. 111. 411. 112. 412 120. Gross Amount Due from @orrower 76,815.87 420. (~~ AnquM to $~ 72,708.8) 200. Amounts Pant or In EehaK of Borrovwr 500. Reductions In pw to.BeS~- 1. Deposit a eamat money as 202. Prfrxipal amount d new ban(s) 53,928.00 502. Se0leltlent brewer (prle.14t10) 5,258.2E 203. s tdcen b 503, taken b i 204. 504. d 8rct ban ~. 505. PayoB d second natpege ban 208• 508. Iniledtance Escrow 2,083.2E 207. SewerAsNshrx:e 1,438.08 507. SeesrAssistanoe 1,438.0E Zoe. 500. X11 Clyrrwp rax 623.2: 2f]4. 608. 2011-1Z SdaW Tax 1,508.21 is IEena seller forNinal Wn aMNr faxes b 211. Coumy axes b 511. County taxes b 212. Aaasmenq b 512. Astaanwnb b 213. Scholl Taxes b 513. Sdaol Terona b 2U• 514. 215. 515. 218. 518. 217. 517. 218. 518. 219, 519. 220. ToW Pald Borrorwr 57,388.01 520. ToW Reduetioa Amount Olle 8epar 10,888.11 300. Cash at Seplanwnt hontfb Borrower 800: Cash ~ Saltlaaletd lolbom S~ 301. Grose amount due ham borrower (Igre 120) 302. Lees amounts paid trylfOr borroNror (Arts 78,815. T 87 A8 601. Grt»s amount due~b se8er (Brie I 802. Less rodue~oa b amount dues ee8er (fie 72,708.87 10889.11 303. Cab ®From ^ To Botresier .www.~~ •.•w,wr..ror~w,r.i••.r«. w•wiw,Nrq•rwu 18,44/.a .cMn.wwr~r r 10~. Cnh ®Te ! ~ ^ From leper rr,.Nww.wwr. -..wrYrw,Yw It,i17.56 r See attached addendum for additional information Previous ell ns aro age o 4 NU 700. Toth tial Eatab Broker Fan ~ 1 • a rom Divisbn d comrtdadon IMe as fo8owa' BO is Seller's 314.24 to ~ Fund at Funds at 7 50.00 to Settle etit Sett{ement 703. salon paid at t ., 704. Broker ere to M. er ~ d 800. NNna P bier M Connerctlorr rrgh Loan 1. glarpa d Your a oharye pokds spedfic rate dawn from our d A fee to Roland Johnson .00 P.O.C. B t~5. Credit report to ftauc Sdudona (from 3 to 80 . to Wdtera Kluwer Flnaralai Servbn ~ 808. io 900. teernu Lander to M Psid M Advancer . 1. charyn 1 b t .741 902. insurance rrantha b from GFE f3 903. Hameovrtrer'a Insurance ~ months b State Farm Insurance .00 P.O.C. B from GFE.N1i) 904. months a hen GFE 1111 . , 11101. kd9ai deposit ter eaaow account (from GFE ~) ,939.84 1002. Flortreorrtura inctrrance 3 moniker S 37.92Mpn9r 1113:78 to Mme Beak 1003. Mat insurance monde 1 hiwnth 1004, faze monde imond 1005. County Property Tax 11 months 'S 47.21Imond 5519.31 ~ Metro Bank 1006. Assessments 7 moods S 1 t4.11lmond 1798.77 ~ Map Stank 1007. Aggregate Atiuskrrent 5.492.20 ~ ~Aeao Bank 1100. TitM Ch 1101. aerviras s title insurance fiem ~ ~ 1102, SetderneM a doskg tee 1o i 1103. Owners tlpe insurance - FkleNty National Tiler Insurance Company from GFE 108.00 1104. Lerndiera rte kraurarce • Fidelity NaOonal T8k Insurarce Canpeny 5807.75 1105. Lenders 90e poNcy Nmit 163,928.00 lenders PoNcy 11011. Owners 911e po0cy Nn>Il 571,901.00 Owner's Pdicy 1107. Agwd'a paAbn of tlae mhl 9tla Msurarce premium 1714.84 1108. Undarwr+ter: paaa, d era Eow tl8e krsurarae waar~um 1201.11 tto9. Nt><ary Fees to Kandl tanker 525.00 ZO.a 1110. E•doc tee to Cemerstona land Tranafx.125.00 1111. Reimburee for Tax CerBflt~don ~ Cerneratate Land Transfer i t0.a 1112. CornlKtwire fee po CemerNrrne L1ed T 115.00 1100. eovan-msM and Trurshr 1201. Govammarq rooording durOn S (from GFE 1{>) , 150.00 1202: Derad .00 .00 ReNns i b CunYrsriand 120`1. TtarrMer tarn 1 ((rom GFE ~ 719.04 1204. Curb Oaed 1719.04 b CumbedrM Broo`der` ; 1206. State Taxhtnrpa Deed 19.04 b Canbatend 719.01 1206. Deed 1 i m 1207. S ~ U00. tialtlmterr-t ~~ ~ 1302. b 1303. to ' 1304, b 1305. b 'Paid out~de d rdoakrg by (B)orrower, (S)elbr, (L)ender, {I)rrveabr, 8ro(K)e-• "C-e~t by lender alrown on ppa 1. "'~Ctedk by saNerr shorn onipage 1. . See attached addendum for additional information Prev ous dons ere ate aye o 4 M ~; Com rba- ot'~tioodFaitliaEitl+iuEr GE ?ard~Fltlt~f,C <...« .. C ThaE b ^-.HUa-" tJne N`uiribe2 + : •? Y ~ = ~`. ,,y ` . M:{ Your or nq ~the~apedfic htereaYrate~choeern. _'~-. '~ ~ ~ ~ ^~,.i Yaw ;; rooster taxes 1 C Than fan... . .yauReeorow account .#;;r ''.M' :7 tbmeoMrtara ~ - Loan Terms Your initial ben- amount is =53,828.00 Your ban term is 30. years Your InRiai Interest rate la 4.5000% Yow initial monthly amountowed for prindpal; Interest, and anymorlgaga 5273.25 indudes insuranceis XC~ Prindpal Q Interest ^ Mort9ape Insurance Can your fntereat rate.riee~ QX No. ^ Yes, H can rise b a maximum d %. TM Ira change will be on I / and can chantte agdn every years afbr ~ / / .Every change date, yow ink rob can inaeaee ar decrease by %. tpver da i~ d the loan, You- interest fate is guaranteed b raver be borer than % or higMr than %. Even M you make pay-r~ents' an tkne,.ceri; your, loan balance rise? :; Q No. ^ Yee, H can rise b a msximum d = Even H you make.payments,on time, can yow monthly amamt owed for",' Q No. ^ Yea, 8re flrat grcroaes can be an ! I and the monthly prinrdpal; interest,' and mortgage Inawehce rise? . ; amount owed can rbs b S The maximum N can ever dse b b i . Does you[ loam haw a,pneiU PenalM ,' ®No. ^ Yea, !~ mudnagrr DfeDaY~t Pena17 41 Does your ban.have a balloon payrrbnt7 _ :- ~ ©No. ^ Yea, you have a baUoor%paynaM d= due M years on I / Total monthly smountowsd li~rdbg. escrow eocouni,ppymenb ' , ~.: ^ You do not hmn a madNy aeaow payment far Ilona, such ae, property Imcee ' and honreownar's baaanos. You rraat.psy lrae karts dMer;lly ygwall. © You have an additlonal ngntltty escrow payment d 1119.21 the resuks in a totM k~ia! nardhly amount owed d 1472.49. Thb nduda prindpa~ interest, am mortgage Mraurmrce and amt keno chedad below: ® Property taxes ®liomeownarls haurance r Food Insurence . XCI Shcool Tax ^ ^ Note: If you have any questbns atxwt the SetOmnent Charges and Low Terms ksted on this form, pbaae c~tact your lender, See attached addendum for additional Information Previous lions sre o so ate ` - -:_ - - Page 3 of 4 _ - - _ - HUD- HUD CERTIFICATION OF BUYER ANfi SELL:E~'t 1 hew caroPolly revfewsd the HUD-1 Settlement Statement a~u! to the best of my knowlsdpe and troNef, M b a tn~e scut aannta atat d ah n~eipta and dlsbursertron~ made on my ac~unt a by me M this kamaetion. I tuRha aRiy that i haw woeiwd a SPY d ~e MUD1 ~ tt late a R~l,ard . The HUD~1 Settlement Statement rvhiCh i haw proparod is ~ true and exurste account d thb traneaatbn, l haw quead or wpl #n funds to be disbursed in accordance wkh this statement /a-/9//i SETTLEMENT GENT DATE WARNING IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM PENALTIES UPON CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TITLE /9: U.S. CODE SECTION 1001 AND SECTION 1070. See attached addendum. for additional infol-matlon __=- Previous edR ons ere o solete age 4 0 • Name of Borrower: Bred yy, Lechdtaler Linda J. Lechthaler Name d Seder: Estate ~ Rk:hard E. Couser t-ile Number: CL11413 Prepared 12/09/3011 e< 2:80 pm Nob: This W9e displays an itemization of the adJwted origination charges shown in section 000 of tM HUD•f t 8ettlemeM Statemsr Is page accompsnies but is not a paR of the HUD-1 Settlement 8tabmsnk If a discrrpancy exists, tM infalnstion on the HUD-1 etatment Statement applies. Your Loan Orl0lnstlon CYsrga Borrevpsr SNNr 801. 'nt a loan nadan es to Metro Bank 802. Your aadil a dwgs (points] tar the specific interest rtb cfraeen to 803. Your adjusted odginadon duuges '896.00 0.0 . . Name of Bonower: Brefl W. Lechthaler Linda J. Lechthaler Name of Seller: Estate of Wcha-d E• Clouser Fits Number:. CL1 1413 1210912011 at Nob: This page displays an itsmizaton of the charges shown on Iine 1101 of the HUD•1 Settlement Stagmen This page accompanies but is not s part of the HUD-1 Settlement Statement. If a discrepancy exists, the information on Rhs HUD-1 Settlement Statement applies. 11~. Title Ch M SonorZsr SNbr 1101. and a urence to 6 Subtotal 0• 1102. Ssdlement a dosing fee ~ 0..00 Borrower 1104. lender's tide krsuranoa - Fidedty National Tto Comerstone land Transfer 807.15 Bares 1109. Notary Fees to Kandi Lenker 25.00 Manual 20.0( 1110. E~doc fee to Cornerstone Land Transfer 25.00 Borrower 1111. Reirtrbxse fa Tax CerdOcadon to Cornerstone Land Ttensfer = 0.00 6elkt 10.0( 1112. CourierMtre fee b Cornerstone Land T 15.00 Borrower I sstront.snaer cream snwwn on ps0e ~ PpG ^ Pea ouaae ctoanp See attached addendum for additional information Previous edi s are oUsolete__ _ - _ PSpe 1 of i - __ _ __ HUD- APPRAISAL OF REAL PROPERTY LOCATED AT: ~ z6 w. t3reen St Deed Book 24J Page 166 rtAechariceburg, PA 17055-3381 FOR: The Estate of Rkhard E Cbuser clo Charts Stields 8 Clouser Road Mecharyceburg, PA 17055 AS OF: 5/28!201 o-RewapscYive BY: Appraisd Solu0ons Brett Letidhabr, PA CeriMed Caenerat Appraiser 18 San ,hien Drive Mechenicsbunp, PA 17055 Fpm fiAB-'WnTOTAL' ePDraisal eoBvrYe by a ~ mode. inc. -1-800-N AMIOOE June 22, 2010 Appraisal Solutions 16 San Juan Drive Mechanicsburg, PA 17055 717-697-1828/Phone 717-697-0220/Fax Dear Sirs: The accompanying Summary Appraisal Report is based on a site inspection of anprovements, investigation of the- subject neighborhood area of influence, and review of sales, cost, and income data for similar properties. This appraisal has been made with particular attentron paid to applicable value-influencing economic conditions and has been processed in accordance with nationally recognized appraisal guidelines. The value conclusions stated herein are. as of the effective date as stated in the body of the appraisal, and contingent upon the. certification and. limiting conditions attached. Please do not hesitate to contact me if I can be of additional service to you. Respectfully, Brett Lechthaler, PA State Certified General Appraiser Fpm DCVR -'Win10TAL' >ppnlssl SoMrrrE by a q mods. int. - i-806~ALAMODE SUMMARY OF SALIENT FEATURES sacferx Address 1 zs w. Green St LapN Despiptlm Deed Book 24J Page 188 ~Y ~g Couiiy CurnberlarW Spla PA ~DCode 17055-3381 Cars;us Trot 0114.00 Map Retereae Metro:28481G-7 say i~ s NA Date d Sala NA earowedCitent Na ~e1M10f The Estate of Richard E Cbuser SizE ~e Fcet) 1,274 Prke par Squa[e Fact i tecatiorr Average Ape 162 Years CorrdNfOn Average Tod Roams 8 8edtoortrs 4 B 1 Apprafsa Brett LedNheler, PA State Cert Gen" Appr Dah d Appraised Vabe 05/2812010 Final Esdrrmae d VaNre i 90.000 Fam SSD - WnTOTAI' appraisal sdtware by a la mode, inc. -1-80U~ALAAgDE soldions m7>~r-~s2e not andysa tla cad~3 to sak Por Ob subNd Durdpse gswdion. 6pgYrtlie rasu~s d the aaysis d tla cantr~t br sale a wIN the anayga was ~h; Oise any Mnaadal asshdaia pom chaps, sab canussions, pMt a doaepaynert asahxance, ah:.) (n be paid hY any pary On behalf d the baroMS? ^ Yes ^ No' kedde Mac Fam 70 Mach 2005 Pape 1 of 6 Fanrde Mae Form 1004 March 2005 Fonn 1004 -'Vrn10TAl' appraisal sdivme by a p mode, inc. -1.800-ALIIMODE Form 1004-'NMTOTAL• appraisal sollvrare Dy i q mode, YIC. -1-BOO~ALAMOOE Fted~e Mac Forth 70 March 2005 Pape 2 of 6 Fatmie Mae Form 1004 March 2005 Uniform Residentiaai This report form is de to report an appraisal d cone-unN property ~ a one-unit property with an accessory unit krcluding a uMt in a ned unit devebpment (PUD). Tlds report farm is nd designed to report an appraisal of a manufactured tame s a unit in a condominium or cooperative project. This appraisal report is subject m the totktvvirrg scope of work, intended use. intended user. definitlon of market vakro, statement d assum sand limiting conditions, and certlflcatbns. MadHications, additions, a debtions m the krtended use, intended user, of market value. s assumptons and tirnitlng conditons are not permitDarl. The appraiser may expand the scope of to include any addtlbnal research s analysis necessary based on the canplexiry of this appraisal assigrrnent. Modiflc s s deletions to the certfflcatlons are also not pemtfitad. However, additlond certifications that do not constitute matelot s to this appraisal report, such as those required by law s those related m the appreiser's continuirq education s membership in an appraisal organtzatian, are permitted. SCOPE ~ WORK: scope of work is this appraisal is defined by the corngexrty ~ this apprdsal assignment and the reporlirp roqukematKS this apprdsal report tam, including the fdktwkrp defirritlort of market vakre, statement of assumptions and 1 conditlons, and certifications. The appraiser must, at a rMnimum: (i) perform a complete visud inspectlon of the and exterior, areas of the subject property, (2) inspect the neighborhood, (3) Inspect each of the cormparade sales from at least the street, (4) research, verity, and analyse data from rellabb pubNc ands privde sources, and (5) report his or analysis, opinkxrs, and concbsions In this apprasal repot. INTBrD~ USE: The irKended use of this appraisal reps[ is for the k+nder/cgerK to evaluate the pr~erty that is the subject d this appret for a mstgage finance transaction. INTENDED USER: Th~ Intended user of this appraisal report is the lends/cikiM. DCflNITiDN OF VAU~: The most probable price wMch a property should bring in a compedtlve and open market render atl c requisite to a fair sale, the buyer and setler, each actlng prudently, knowbdgeaby arxt assuming the Price is not off by undue stirwlus. lrrrplicit in this definition is the cortsummatlon of a sob as of a specified date and the passing of title seller to buys roller carditlons whereby: (1) buyer and sager aro typicalty tmotivaled; (~ both patties aro weN led s web advised. orb each acllng in wired he s she considers his s her own beat f (3) a reasonable time is al ed fs exposure in the open marked (4) payment is made M terms of cash M U. S. dotlars s in farina of financial arrangem comparable thereto: and (5) the price ropreserds the norrtrd carsideratlon fs tiro propergr sokl unaffected by special creative financing s sobs concessions• granted by anyone associated with the sob. 'Adjustments to the c rraJSt be made for special a creative financing s sales corrcessbrrs. No adjusimergs sus necessary fa those which aro normaity Paid by aetlers as a rewit of tradftlon s law b a market area: these Costs ore reality identifiable st the setter pays these costs M virtualy ag sales transactions. Special or creative tkrattcirrg adjustmarts can be th the comparabb property by comparisons to fMarrcttrg farms offered by a third party Yretihrtlonal lender that is rat (mrolved in the property s transactor. My adjustment should not be cdculated on a trrochadcal dofiar for dotlar cast the financing s conces~on but the ddlar amount of any adjustment should apprcodmate the markets reaction to the flnarrct a concessions based on the appraiser's judgment. STATEt1AENT ~ AND LfIiARINti CONDiRONS: The appreiser's certlflcatian in this report is subject to the follow[ assumptions acrd limiting conditlorrs: 1. The appraiser will be responsible fa mattes of a legal nature that affect either the property bekrg appraised s the title b ft, except fs IM that he s she becatrro aware of during the research irndved in performing this appraisal. The appreiser assumes th the title is good and maricatabb ar-d witl not render awry opinions about tiro title. 2. The appraiser has provided a sketch b this appraisal report b show the approximate dimensions of the fmproverrrorns. The sketch is inclu only to assist the reads In visualizing the property and urrderstanditrg the appraiser's determirrotlar of qs size. 3. The appraiser has examined the avatlabb flood maps that are provided by tlro Federal emergency Management Agency (s other data arrd has noted to this aippraisal report whether any portion of the subjeM site is boated in out. ident(tied Special Hazard Area Because the appraiser is not a surveys, he s she mattes ra guarantees, express s implied, regarding till detertdnatlon. 4. The appraiser wig n ot dive testlmony s appear in court because he s she made an appraisal of the property b questbn, unless specific arras to do so have been made beforehand, a as otherwise inquired by law. 5. The appraiser has rated in tide appraisal report arty adverse conditons (such as needed repairs, deterioration, the presence d hazardou wastes. toxk substances. etc.) observed durktg the Inapectfon d the subject property or that he s she trocame aware durkrg the research involved in performing the appraisal. tkrbss otherwise stated in this appreiaat report, the appraser as rb knowledge of arty hidden s urropparent physbat deflcisncbs or adverse cardtllons of the ProP~Y (such as, not tlmited to, needed repairs, deterlorntiort, the presence of hazardous wastes. ttsdc substances, adverse envdro condltlorr:, etc.) that would. make the Property less vakrdtle, and has assumes that there are ra such condllbns and no guarantees or watrantles, expross s Nrtplied. The appndser rriw not De reaponsbb fs any such conditions that do s fs aryr engtneeing s teatMg that mit~rt be requked to dbcover whMher such conrtons exist. Because the apprai is sat an expert in the field of emtrorrrrontal hazards, this appraisal repot must not be consklered ~ an envirorvrrontat as merit of the property. B. The appraiser hasbased fYs s hs appraisal tape[ and vaktatlan caurdusion fs an appraisal that is subject to satisfactory completion, .repairs, aroeratians on the assumptior- that the completion, repairs. s anerations of the subject property will be performed in a essbnal manner. Freddie MaC Fain 70 h 2005 Page 4 of 6 FanMe Mae Forts 1004 Mash 2005 Fain 1004- `WinTOTfiI' apprasal sosware ty a p mode, inc. - t-80o-ALAMODE un~orm APPRAISER'S CERTIRCATION: The Appraiser certlfies and agrees ihaC 1. I have, at a minimum, developed and reported ti~is appraisal in accordance with the scope of work requiremwds stated M this appraisal report. 2. t performed a con~lets visual inspection of the interior and exterior areas of the subject properly. I roported the condgfon of the improvements to factual, specffic terms. I idemified and reported the physical deficiencies that could affect the OvabNily, soundness. or structural integrity of the property. 3. I pertonraed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practlce that wero adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at tits time this appraisal report was propared. 4. 1 deveoped my opiMan of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data >d develop a reliable sales comparison approach for ti>is appraisal assignment. 1 furtiaer certify that 1 considered the cost and income approaches to vahae but did rat devebp tiaem, uNess otierwise indicated In this report. 5. I researched, verified. analyzed. wrd reported on any cutrerrf agreement fa sale for the subject properly, arty offering. for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of tire subject property for a minimum of three years prior to the effective date of tirla appraisal, unless otherwise indicated in this report 8. 1 rosearched, verified, anayzed, and reported on the prior sales of the comparable sales for a minimum of one year prior b the date of sale of the comparable sale, ur-less otherwise indicated in this report. 7. I selected and used comparable sales that aro locationatiy, physba0y, and functiona0y the most similar to tits subject properly. 8. I have not used comparable sales that wero the result of combining a land sale with the contract purchase price of a home that has been built or wig be built on tiro land. 9. I have reported ad~rstments to the comparable sales that reflect the mwket's reaction to the dtiferences between the subject property and the comparable sales. 10. 1 verified, from a disirderosted sauce, all infomtation in this report that was provkled by paAles who have a financial interest in the sale or financing of tire subject property. 11. I have krawledge and' experience in appraising mis type of property in this market area. 12. I am aware of, and have access to, tie necessary and appropriate public and prNate data sources, such as muldpb tisihq services, tax assessment recalls, public land records and oti>er such data sources for the area in whkh tire properly is IocateQ 13. I obtained the ir-formntlon, estlmates, and opinions furnished by other paNes and exprossed in this appraisal report from reliable sources that I beNeve to be true and correct 14. I have taken into consideration the factors that have an impact an value with respect to the subject rrolghborhoad, subject properly. and the proximity of the subject property to adverse intluences in the development of my opirriorr of marirot vagas. I have noted U tills appraisal report any adverse condtifons (such as, but not tinrfted to, needed repairs. detedoralion, tine presence fk hazardous wastes. teodo substances. adverse erniravnental conditions, etc.) observed durMg the inapsctlon d the subject property or that 1 became awaro of during the research irwoNed in perfonnirq this appraisal. i trove considered tiaeae adverse conditions in my analysis of the properly value, and have reported on the effect of the conditions ar the value and marketability of the subject property. 15. I have not knowingty wflhtrek! any signifkarrt intormation from this appraisal report and, to the best of my knowledge, atl statements and kaformation in this appraisal report are true and correct 16. 1 stated in this appraisal report my own personal, unbiased, and professbnal analysis, opinions, and conclusbns, which aro subject Doty to the assumptions and limiting conditions in tills appraisal report 17. I have no present a prospective interest in the property tiwt is tire subject of this report, and (have ra present or Prospective P~~ krOwest r bias wiCr respect m the partlcipwrts pr the transaction. I did not base. either partlatty ar completely, my analysis and/or opMiorr of market value k- tills aippralsat report on the race. color, reU~r, sex, age, martial status, havrdicap, familial status. ar national origin of either the prospective owrbrs or occupants of the subject property or ~ the present owners a occupants of the properties in the vicinity of the subject property or on wry atirer basis prohibited by law. 18. MY empbymerrt and/or comperrsatlon for performing this appr~sal a any futuro or antlcipated appraisals was rat conditloned on wry agroemerK or understwrdir-g, written or otherwise, that I would report (ar proser-t waatysis supportbrg) a predetermined specific value, a predetermined minimum value, a range or direcibn in value, a value that favors the catase of wry party, a the attainment of a spectifc resuR or occunence of a specific subsequent event (such as approval of a pen~ng mortgage keen applbatlon). 19. 1 personaly Prepared ati concbsbns and oplnbns about the roef estate that wero set forth in tills appraisal report. K 1 rolled on sigrtillcwd road- property appraisal assistance from wry indhvidual or inntviduals kt the perfarnw-ce of this appraisal or the preparation of this appraisal report, I have named such indhridual(s) wrd disclosed tire speeific tasks perforred in tills a tdrsnge to wry Iterrrntin this appraisal re~ th~~ i wryChange made m this appraised is u wtri-orized and A take no responsNaigty for ti. 20. I Identified the leruler/cgent in 1Ms appraisal report who is the individual, organhatlon, or agent for the orgwrtlzatlon that ordered wad wiq rocehre this appraisal report. Froddle Mar Form 70 March 2005 Pam 5 of 6 Fannie Mae ~m rooa Maucnnrw Form 1004 - WmTOTAL' appraisal soAware by a p mode, inc. -1-80o-AlAMODE un~torm 21. The lender/client may disclose ar distribute this appraisal report to: the borrower, anotlrer lender at the request d the borrower, the mortgagee or Its successors and assigns; mortgage Insurers; government sponsored enbrprises; other secondary market partlciparrb; data coBectlon or reporting services; professbnal appraisM organixatlons; any d~artrrreM, agency. or Insbumenbtlty d the United States: and any state. the District d Columbia, a otlbr jurfarlicikms; without havkrp to obtain the appraiser's or supervisory appraiser's (if apptlcable) consent Such consent must be obtained betoro this appraisal report may be disclosed or distributed to arty other party (Including, but not 0mited to, the public through advertising, pubik: relatlars, news, sates, or other media). 22. I am aware that arty disclosuro or distribudon d this appraisal report by me or the lender/clierrt may be subject to certain laws and reguiatlons. Furthar, I am also subject to the provisions d the Uniform Standards d Professional Appraisal Practce that pertain to disclosure or distrbutlon by me. 23. The borrower, anotlrer tinder at the request d the borrower, the mortgagee ar its successes and assigns, mortgage insurors, govarrnrer-t sponsored errbrprises, and other secondary market partlcipanb may rely ~ this appraisal report as part d any mortgage fkrar-ce transactlon that (nvoNes any orre ar more d these parties. 24. B tlds appraisal report was transmitted as an 'electronic rocoM' contairdrp my 'eectronic sigrratrrro ; as those bans are defined kr apptlcaWe feder~ and/or stab laws (excludirrp audfe and video recordings). or a facaknile transmission d this appraisal report corning a copy or representatlon d my signaturo, the appraisM repel shag be as effectlve, enforceable and valid as H a paper version d this appraisal report were deAverod cornirp my original hand writlen signatrrro. 25. Arty irderdbnal or negBgeM misrepresentatlon(s) corned in tMs appraisal report may result in civil Ilabigty and/or criminal penaltles including, but not Nmibd to, fine or irr~risonment or both under the provisions d Title 18, United Stabs Code, Sectlorr 1001, et seq., or sirrdfar state laws. SUPERVISORY APPRAISER'S CERT~ICATION: The Supervisory Appraiser ceNfies and agrees thaC t. I directly supervised the appraiser for this appraise assignment, have read the appraisal report, and agree witlr the appraiser's analysis, opinions. statements, conclusions, and the appraiser's certlficatfon. 2. I accept tuN responsibility for the canterib d this appraisal report Includng, but not limibd to, the appraiser's anaysis, opinions, statements, conclusions, and the appraiser's certlfication. 3. The appraiser iderdified in this appraisal report fs eitlrer a sub-contractor or an employee d the supeMsory appreiser (or the appraisal ikrrr), is qualified to perform this appraisal, and is acceptable to perform this appraisal under ihs apptlcabb stile law. 4. This appraisal report compiles with fire Uniform Standards d Professional AppraisaF Practice that wero adapted and promulgated by the Appraisal Standards Board d The Appraisal Foundatlan and that were in place at the 11me this appraisal repel was prepared. 5. K this appraisal report was transmitted es an "electrons record" containing my "electronic signature; as those bans are defined in appNcabb federal and/or stab laws (exciudirg audb and video recordings), or a facsimile transmission d lhia appraisal report cariaining a copy or reproserdatlon d my signaturo, the appraisal report shall be ~ effectlve, enforceable and valid as if a paler version d this appraisal ropoR were detlvered containing my original harts writletr signature. APPRAISER Slgnaturq, Name &dii ~eamaief. ~~ ~®s ieic loan i+DDr Company Narrro Aoadeal SokAfora Company Address 18 San Juan Drive Msctrr~uro. PA 17055 Telephone Number 71797-1828 Email Address bNdMtpderl4oomcasl.net Date d Slgnaturo and Report en2rmto Effectlve Date d Appraisal 05I28I2010 State Certlficatlon ~ GAOO3594 or Stab License #F ~ Other (describe) Stab 4E Stab PA Expfrarion Date d Certlflcatlan a License e~o/2ot t ADDRESS OF PROPERTY APPRAISED 128 W. Groan St Med-ee~fCebura. PA 77055-3391 APPRAISED VALUE OF SUBJECT PROPERTY i 90.000 LENDER/CLIENT Name Company Name The Estate of Richard E Ckruaer Company Address cM Chsrbs Shields a Clouser Rued. Madrrrkxburn. PA 17056 EmaN Address SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Name Company Name Company Addross Telephone Number EmaN Addross Dale d Signamro State Certiftcatlon #- or State license ai- State Expiration Oab d Certlficatlon ar Ucense SUBJECT PROPERTY ^ Did rat krspect subject property ^ Did inspect exterMr d subject properly from street Date d inspectlan ^ Did Inspect irr0erior and extertor d subject property Date d Inspection COMPARABLE SALES ^ Did nil (nspect exterior d comparable sales from street ^ Did Inspect actedor d comparable sales tram street Date d Irrrpection Freddie Mac Forth 70 March 2005 Page 5 d 6 Fannie Mae Forth 1004 March 2005 Form 1004 -'NfiIOTAL' ippnlS7l e0awars by a Ir eade, Nie. -1-800-ALAMOOE Snnniamentsl Addendum wexo. ~n~m~r NA Aemess ~ zs w. Green sc CwnbeAand Sn1e PA Code 1 1 Leader The Egale ofi Ridrard E Cower SPECIAL LIMITING CONDITIONS: This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the report. When performing the inspection of this property, the appraiser visually observed areas that were readily accessible. The appraiser is not required to disturb or move anything that obstructs access or visibility. The inspection is not technically exhaustive. The inspection does not offer warranties or guarantees of any kind. SUPPLEMENTAL CERTIFICATIONS: certify that: -This appraisal was prepared by Brett Lechthaler for the exdusive use of The Estate of Richard E. Clouser, dient, to estimate market value in terms of cash or finandng similar to cash for estate evaluation purposes. The information and opinions contained in this appraisal set forth the appraiser's best judgement in light of the information available at the time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. Mr. Lechthaler accepts no responsibility for damages suffered by any third party, as a result of reliance on or dedsions made or actions taken based on this report. - In my opinion the reasonable exposure time linked to the value opinion is up to 120 days. - In my opinion the reasonable market time linked to the value opinion is up to 120 days. I further certify that, to the best of my knowledge and belief: -The statements of fact contained in this report are true and correcx. -The reported analyses, opinion, and condusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. - I have no present or prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties- involved. - I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and condusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. - No one provided significant professional assistance to the persons signing this report. - Brett Ledtthaler personally inspected the property and prepared this report. Brett Lechthaler, PA State Certified General Appraiser ram TADD - "W~TOTILL.' appraise) SoMrare by a q mode, inc. - i-8U0-Ai AM00E Location Map Borrower WA Adae:e ~ ze w. careen st C C.umberlerd Smte PA Code 1 1 Corder 7Ae Eataee of Ridierd E Cdoueer stele Fam AiUWIOC -'NMTOTAL' apprasd saMrere by a kt mode, kit. -1-800~ALAMODE ZonMg Map NA Address ~ za w. Green St Cumberl~d Srie PA Code 17055.4381 Lender The Esfeb a1 Rldrard E Cbuser Form MAPlnrirq -'WfnTOTA1• appraisal so8ware by a q mode, Ne. -1.800-ALAMOOE Plat Mao Bortower Nn Aame:s ~ w. ~,,, s< ~ C.urnbeiland Stele PA Code 17055-3381 Lender The Fatale ofi Rid~ard E Cbuser foen MAP.PUT-"NfinTOTAI' y soflwere try a la mode, ine. -1-804ALAMOOE Bulidina SlceaRr_h hIA Address t25 w. st Cranberla-rd Srite PA Code 170553381 Lade The Estate of Richard E Cbuser Form SNL&dSld - "W6rTOTAI' eDDreisei SORwae by e u mode, Nre. -1-80QALAMODE Subject Photo Page rw Ad~ess 126 W. Green Cumberland Shte !'A Code 17055.3381 Labor The Estate d Richard E Cbuser Subject Front 126 W. Green St Saba trice tJA 6roa tMrq ka 1,274 ToW floona 6 TolalBedroatu 4 Togl8a8reoms 1 location Average View Averege S8e 0.19 acre per tax oflloe Ouaaly Average Age 162 Yeera SubjtrCt (tear Subject Street Fam PIC3M5.SR -'HrerTOTAI• appraisal soQenre by a la mode, Yic. - t-800-AUVMODE Subject Photo Pags Lent NlA Address 126 W. Green St ~ Gmbe-lend State PA Code 170553381 Lender The Estate of Richard E Cbueer tot Ylew 126 w. Groan St Saba Pdce NA (;roes Uvrq Area 1,274 Tow Rooms e Tow Bedroarrs 4 Tow 8ttleooms 1 l.ocSion Average New Average Site 0.19 aae per tax oRflce OgIAy Avenge Ape 162 Yeah titer t0 IIstH' form PIC3~d.SR -'1MnTOTAI• appraisal sortene by a b made. hc. -1-804AlAMODE ~~ ~'~~ ~'OSt 105000 Tg-yq~~'~+ 1.561 Tofyq 7 Tofyg 3 loe~ i•6 S#e EgtuH~ ~ EVuM~ ~ ~~~~ saalRq~ oo?-M,s f~ f u.ooo B tod'f'0~ t,?52 Taraeoz,„,~ a roarej s ~ ~ owl, o.o~,~„ be ~qwf 1f0Y~ ,~~~' 'i°a'ya~~eMMareoya a mq~ fne.._ 1 -epou, n~ Y gOn'~1 G 7 N n a a - ~~-.:~' ~~' •xw~; €~< 't`~' ;t, ,: °~. r'Y".:./~,.~ 1t~. ws.. ~fst;., tilt :':.; Y;. <`i <`<<~: C "S :<s~'Y .$w.°`. O w, n .:.::-~ _:.x.~:::.; u .., x, .~ M;y?' ^.t '~ ,s ~.__,,. ~~:` dr:. ~ fit. ~,:~ s;` ~.::..: Y/ ~~`~: ` yam', x fi' w`x. tp~ ^~.;...''.. Y.` ,;;,cs`?'>cr~~.tfx3 .<:^t,~'''"•'.?:3s;~ y;~tt`'."z`T.. 1.~ t~ ~ 3 ! ~ '•~':~ Lx •a ;i}`y '-..- ::^;,: t ;~;. .S.r.. ~~!~ n. t. t~. ~iy~,ti+'i.S t: .. F-'tivv`ti• ~QQ ~~~ iZ•.. -dr . ~:~: lr~ yam, *~:;"'-``:,~. `. Sgt W *S~AD ~i N ~;, ;~ ~ tf •• :<-~ _• '~`. 'F>r d.~.-§~tts' t~~-::jai _z))€~~,s.s`~~ :xii`"i`~. `.. Fatm SCA -'1AM1dOTAI' appraisal saflware by a u rtbd4 ~. - i-80aALMA00E ~"'~ tNYQtCE 9relt t.ed,dmle. iu ,s Sa~.h,ao or ,o~o~,a.r Mbdraricabrrg, PA 171155 6/22@010 TWrhpN Nuwlwr: 717.897-1828 Fas IAeibar. 717-097-0220 T0: teMmNt)rdanF. ~aMxGaw+F. The Estate d Richard E Clouser ~~~ clo C:t~arlas Shields 8 Cbimer Road Wet t7a / enbrw: 10-Cbussr AAsdrericxbug, PA 17055 ~~~~~: TalgAanMasEar: FnrlMrahar: FadralTaxD: ArrmaeNuabr: C-M~ ~~ LMNNr The Estate d Richard E poi»er Chant The Estats d RictraM E f2ormar AsdNaaNBptowar: 61A PrepNtyAddtNa: 728 W. C;resn St Clq: MsdrariCSDurO Casttlt: C:tanbsrlarrd Shte: PA Dr: 17l>55-3381 Laval Daalx[ptlon: Cased look 24J Page 188 Fam 1004 ~•~ SUBTOTAL ~•~ Chador: Dhk Daaalptlort: ChaekN: Date: DeatxipDon: Chacka?: Die: Deaalptlort: SUBTOTAL TOTAL DUE i 300.00 Fam hY1i5 - WYinTOTAt' appntsal soewxe by a b mode. inc. - t-800-ALAMODE Nrrraisai sau>fons ot~es7•t82a S. W. Barrett Roal Estate a4 Appraisal Services Fla No. 10-0216 APPRAISAL OF ' LOCATED AT: 126 West Green Stnwt Mechanicsburg, PA 17056 CLIENT: Charlie E. Shields, Jr., Esquire 6 Clouser Road Mechanicsburg, PA 17065 AS OF: August 18, 2010 BY: Cassandra J. Crockett PA Cettifled Residential Real Estate Appraiser s. W. Barron Rsal Estab 3 Apprelsal Services 08/08M010 Charlie E. Shlaids, Jr., Esquire 6 Clouser Road Mechanicsburg, PA 17068 File Number: 10.0286 In accordance with your request, I have appraised the real property at: 126 West Groen Street Mechanicsburg, PA 17088 The purpose of this appraisal is to develop an opinion of the defined value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the defined value of the property as of August 18, 2010 is: f8b,000 Eighty-Five Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final opinion of value, descriptive photographs, assignment conditions and appropriate certifications. Respectfully submitted, ~~ . ~~~ Cassandra J. C PA CerdfTed Residential RNI Estate Appraiser Residential Appraisal Report r~reea. to-Dees Tne purpose d eels apprdsel upon b o Provide ere Gbrawrh a aedkle operon d rw deewd wdue d ere subjca pruPrrn, ukRn ere krenacd uer drre epprebd. CeerNenraerbndedtber Chartle E Shields Jr. uire E-mail CeeMAddrew 8 Clo Road Metshanicsbu sue A 17066 Addeonr eMended tlSer s TlN intended user of this ro R is the CIMnL NO addttlonal Intenttad Usere are rsn th emission the a fse krwrrded The ntended Use b to evaiwte the t b the sub act of this a nisei to fde tM G with an curate d a o nion value. Address 128 West Gresn Strest Mechanicsbu sore PA 17066 owror d Pubrc Recad Richard E. Cum eland ~, Deed Book 24,1' Pa 188 Aeaema's r 19-23-0687-092 Tare veer 09H0 R.E. T 3887. tteme e0ro h Reference 23-0687 Cerous Tres 1 4.00 abetl Fee leeselratd Otlra describe reseach Ird did not revrol for sales a tansies d the for ere ruse b Ike ereerve dent d phis Prbr Seldfragla: Dsk NIA Price NIA a DNdICOu Atwlysis d pna Seb a tarola hispy d ere subject prapery (and coaperebk eels, d eppreeble) 1eCeelt reCOrded trensfere Yrefe found. orerinps, oprars end wroacts u d the erecrae date d db appraisal None known Mefphbnrkoodq 0r1e•rdrNtflOVNnrFrsrMr Oa~dlnk Pl~aeln6a101ree% ;. toaubrr Drawn Subaban Rural Pr Vehws X SrMe PRICE AOE OrwdJra 86 M 9uIIF X Over 75% 2S7ail1 tNrda zs% n ee4rrce Over Groats X Sable sbw erns tinder 3 awes X ~ mre Ova 8 mta Negkborkood eorxetaiea Sub b nded on the north Portland Strset• on tM east Walnut Street on the south Allen 8 • and on the wpt RL714. 2J tNrit 8 % 86 irw 2 N 186 1 CoaaNrdel 20 ~ 116 Pres. fn~trf 6 0 trei~4ornood axscripron t is loca to an establ had of hsd wltl-in the of M icsbu th a m x of reaitMrnirll and t.ommerciai oaa . Sho and are within walk n or short drivi dbtaroce. Schools is Mechnaicsbu District and school Carl ex is in .6 mlh. SMSA 42.3240. starlet CabNars (irrckbirrp srspal to rw emove coreSuaons) v Rtes re currentl s ble in tM su .Local mu d data Inds an marketl time of 90- rM .Lends rebs al ons are curl .There are new feorroes ntNr constructlon ins weH as available in the ne htwrhood. oiaeroloro 60 x 119 Awe 7140 n ular tAew IlCommercl Cassriceron CG Commercial Generel uw No deaxibe K rw IdpAest and best use d me a~ es aproved (a u popoaed Der Plans and specacetioro) ere geserx use9 Yes No rao. desxbe. uuxws Putatic oa+a deeaia awrae oawr assess t thralls MNnrse 100 am was Gas sews To r see Commend TMre aro tso a rent adwree easements encroachments or adveree c 1Mtla OnevlACC.unt ConcreleS4b Cgrrl FrunOrbnMhMs A air -f rdSbNs Two wl Parrdstaea+etr Exerlorwelkls A A-F fk4 At S-DetAadtlMl tiara Corot. Z BpeaealArot 824 L FirNh K praideE Rod A s i At window L1b1 T Av 9ua1 if StamsaNYraread hee Av Car. 2 -26 Yro A rd Cas Aire spas FWA r ease X one wet011 : r rnee rdcae Floor Saare Cadre Ar Paro+oedc rd Cas Flydetwd Poet atww anuea i Rooaa 4 1 ANe AdrirsaelFwra Some has been t:om on fi float modem of nal not M r r in a to hie s ro a6 nt wl •dded• Carman on tlw krpra»maw Intl ants are avers to it tontiitlon with fu I I .~..a.~,,.,,..~..,.~....,.,,..~v. wertdt a-~M"9urerdvrgreeNarr+~~ fjmm'M rnm{wee. oVM>ixM raparc. Residential Appraisal Report We No. to-0285 FEATURE SUBJECT cOMPARA9LE SALE ND. L COMPARABI.f SALE ND. 2 ARAaLE SALE N0. a 128 West Green 8trset 122 West Gnaen Street Addess Msehinicsbu 17056 Msehanksbu 17086 19 West Grssn $trest MachsMpbu 17068 11 West Factory Street Mschsnics 17066 ' b Su ~ 0.00 miles ENE 0.12 miles ENE 0.12 mlNs NE Sale Pr6x s f 114 000 S 113000 f 116000 sw ' Lr.ArN S 0.00 , a S 91.05 . a f 68.99 . a s 83.8 . a Dm a VALUE ADJl~TN6NTS Multl-Ifst Courthoua Records DESCRIPTION DESCRIPTION • i Mutttdhrt Courthoup Records DESCRIPTION • e Mull-fist Records DESCRIPTION - a Sworr~ewkirp Conc~iora Chlp.Csts/FHA DOM 307 x,000 Ctsy.Csts/FHA DOM 1 -2.900 NoM, Caash DOM 166 Dsk ~ sale/fime 9/09 8109 silo Location Awra Avers Awra A Leasahold~Fee FN Sim le FN 81m le Fw Sim a Fee SNe 7140 .Ft. 2 858 .Ft. 8600 S 234 .Ft. 8 S 689 Ft. 7000 vierw ResidlComm Resfd/Comm Raid/Comm m 2 Sto /t)et 2 Ilht 2 Sto Row 2 acor>sauceon Averse Avers • Awra A Aqud 100 Yrs+/- 100 Yra+/- 100 Yni+i- 78 Yn CandiMorl Awra Fsir Su rlor 20Y. -22 800 Su rio- 20Y. -22 600 o r 20% -23 000 AOWeGrade T=AI ae. TAIIr MIAs TIW errs TeY Mt Room Casa 8 4 1 8 3 2 -2000 B 3 1 8 3 1. -1000 craw Area30.00 1248 . a 1 252 . a 1 838 . a -11 700 1 3 -3 700 9esemembFwsnea go0me 8ebw Grade Full Bfmd Full Bsmd Eardr Floor Concrete -500 Futl Bsmd ConciFuil Bath -2 000 Full Bernd COnG-ete -600 Fimctoaal A ra Avers s Awra Aw OFHAfNons OFHA/None GFFtAJNorw OHW/Nons EedeNaems T cal T cai T cal 1 None OSP -1 000 OSP -1 000 1 Ca- ria -7 500 PachlPedolDeck Deck/Shed Porches/ -2 000 Porches/Dsck/ -1 000 -1 000 Fenced Yard Shed Patlo 2:onin Comm/General Comm/Gensral 0 Resid.H) h Ds m Rssk1. Ds m ~ + X • f 23 800 + X • s 33 200 + f 29 700 AdjusOtdSalePrice Net Adj. -20.816 Net Adj. -29.416 NetAdJ. -26.8% of webs 35.816 s 90 200 Grose 43.616 f 79 800 38. 8300 asaba osdl All cam rat-Ns an simi r in a a utll to sales are wlH6in tM dfroct 1 htwrhood and an the best cunw6tl available. All of tfls corn rabk+ sa rsnovagora corn with newer hens baths floors s etc. Su us land tw6s ad ustrld at 21 n foot. Ad rs ~ wlw Is 79 000 to 90 000 sa 86 000. ~;:. TOY Site vase canmenis Site valor from current assessment data and rocent bcal land sales. ESTMUTED REPRODUCTpNOR REPLACEMENTCAS7NEW oPwaNGFSITEV~UE ...................... ..................=i 46000 Saaceotaoetdra .p. i ............ = f ken cat service Eaect6re deM of wridW . Ft f ............ = f ColrsrrrasonCat era ale. Cll it SelY1Ca . R f ............ = i and 1 COat int ki was carlskMred but ToW Estlns6e al Cost•New ............ = f darned not ue i of the.. from lien Oi6 ebarvsd condition end Ma Delta Ana k. Estlmabd remains Ewnomlc Ufa ks 36.40 n. Las Frrletlonal EleanM = f Coet~ ................................ •AS•is'vweafSile ................................ _ r101CA VAIUE BY COST .................... = A . CNT -.' EsOmatsd MYkMReMS WA xGrossRSm NIA =f N/A OlapMedva61e bWme Sannry of Oxwme Approach Coq aWP~ br madutt nm end (,CIA) WA tedlaredvuw : fawcaa • 000 colt f WA Market Ana is m of val .Cast hand RM ana is. Greabst ores ht ht a isd to the Market Data Ana is. Su n AM irrfamation for this TIIb ep~sbW is made X -as a; sugect b completbn per pens and >pedfatlons on tlIe taxis of a hypolelfai coldltbrl ftM OIe ImprorMMnfs have Oxen aompleletl. ^alOfectbdlebOaxigreparsaaMera6ionsonNeOasicofahypotlreocstoondilbnriatd+erepeksasMenfonshevebeenoample6ed Q*IOjeUbMlebAowiq: bal is for elkrrlt onl nontransferable. easedonslesoop. arvork, aaumptlons, Warp corAdgiorrsr+d+vv~'s, aY(aIr)apiniort ddAadslNrsdvahra dtlra ratlproPsrty tn.rlssrssuWsotduderp<xtbf 86.000 ass 8H9I2010 ,vWdrdristl6sslb~tlvadMSathisat>prahal. '"'"""'"" vp.:e+i ,.....~..... ._,......-..- feNt-ia:.ivwu:~rvw+o.Mw~"irsoa soawal ,~.«.»,~,~,,,..,.~,,..,:.,.,, ~>:~~., S.W. Barron Ral Estate b Appnliai Ssrvicss Fke Ho. 10-0216 Scope oiwork, Assumptions and Limidnp Conditions seapa d work h dafksd in tla tlnitorm Swrdards d prdaslarY Appwbal Prcac... • m.typ. and ardeMd raawch and araywa In.n assipnnrant" in short,seoPadvwxkbsimpywlraturaayrprataarWdaarddidnotdodurkrptMoowsedlheassipnmaM. skrdudas.Mrelsrat kmklsdto: tMe><wtbwhkhtheproparlylsiWnMlf.dorWMSpecsrrd, MretypeandoxgntdemresearclNd, tfietypeandexarrtdawysesrppked baMw u opinlona a conokrsbns. TM soopaddra appralsMandanwkq dkrctrssbrain fhss repatwspaekic bible nasdsdtlrsdianRothsr IdantMad kMaarded uaanandtaWs krlsrrdsdraedtMrapat ThisrapatwaspraparbbrtlrsaoMandaxduakrausadlhadiartanddlwklarWMdkgardadwarstortkaklantilNd traardadusaandfauwbyanyasrsrpartlakprlddbRad. TMarpp-akararrdraaponslhatorrarwerorindrwdgresport Tsaappraisar'a awtlReadonappaarkrp kt drN apprabal spat N wb)aetbsM tbkowkp earaitloars and bsuoh otlrer specNk: oorrditlora as w attaMbytl+aappnbarhlMnpat. AMaxtraordkrarYwwptkmsandhypotl»MglcaWitlonawstaladblMnportwlmlpfrthare+llaeadths aulOmnantnsu~• 1. The apprakxr wanes rq resparaibiray br moors a a krgd rolae sllecWq the property appraised a tide riereb, na does the appraser rarrder any opkrbn u b rie Yde, wMch is asaxrsd b be good aM muketabk. The property is appreixd es tlbupA ardx responasle oarerslrp. 2. Any skeldr b dris report may show apprordmNe dknensiorrs and is krckbsd asy b aaaat rie reader b vkaratairrp the properly. The appraiser has made ro savoy d rie property. 3. The apprasers not requked b pkre lesdngny a appear kr coat beauso of rsvinp made rie appraisal wkh rebrarrce b the property in grrestbrr, urrbu anarrperaslr0 here then previousy made riereb. 4. HeitlMr ak, na cry Part of the rxuMeM d rilc report copy a crier metNa riereot(Mrdudirrp corrdrarbrs as q rie proper9'vadrre, rie kseraity of the apprahn, praMaabrr4 de>gratloro, a ria krm wkh rArfdr ks appraisal ki aruNasd), sfiM be used b aM D~a by enyas but the dk;M and arix iMerrded trans as b thin tepOrl, nor alsk k a ootwryetl by arryorre b rie pubic rirorrplr adartkprr0. reMbns, news, oaks, a Drier media, widbur rie wrkMn carsaradrie appraba. 5. The epprefser vrik not dacha rie oomerasot ria apprasnd repot otiose regtwed ty appWable kw a u specked b the Unkam SWrder~oi ProksaiaW AppraNal Precka. 8. Mrbrnstlorr, Bslnnebs, oral OpMrbrs turnblad b rie a~ppreker, end wraekred h rie report were obldrred Mom aoaces coradered reeabk errd bekeved b N trxa and Donned. However. rb respaalOkky br aaaary d ardr kerns taniatred b the appraiser k; assumed by rie appraiser. 7. TM appraiser assumes riw Brae are ro hkldan a urrapperent earrrkooa: of rie aaDem, subsok, a sbraaes, aaridr woWd ronder k mae a less vaksbk. The appraYer aaumes ro raponsiMkit9 b arch corrdilora, a br errpirsarkq a Mnorrp, whidr miptrt be required b diawver such lecbrs. This eppraisd kt not an emiromrsaMrl eaearrreAOi the prgsry anu 81gYld not be coraidered as such. k. The appraser apecialMes k the vaAwtlon d real propcrtyarrd k not a have kupeaa, bukrWrp casegor, alnravsl errpkssr, a skaMar esped, uaMas orisnrke rraad. The apprafar did rracorrdrrct rie inkaaive type of field olwanakors W rie kind kaarrdad b aeNr and dkxever properly dabcb. Tire viewirrq d the property and cry improvemdrrEe k kr purposes of davabpirq an opinion orris dekrrea vWra orris property. yirerl rie inendeo use d tlds asaipraasra. soatarorrk rpardkq aordMbn are based on araiaa ekaervWoruoiry Tna eDP cMka no apsciai etPerl4e repsrdkrp iswes fnckalirq,but not tanked b: faerddon aekkmrerrt baserrrem rrroitwae problems, wood deaMOykrp (a crier) kroecR. pest inkabstlorr, radon qas, Iwd based peke, mold a aMrarmamr ksues. lkrbaa oriarme irrdirakA, medsrrial were notackvabd a sealed, This apprak4 spat should not be wed b discbae the corrdikorr of rie properly as k relNea b rie ~ of deteas. The dbrs fs kwked and erbaxaped b anrpbygrraMibd errpals b ktspeq eel address seas a concern. k roprive conditions ee discovwed, rie apkrbn dvalue Troy be atk!ged. undoes otlarwba road, tars appra4sr assumes tlrs compasna peat canstlhra /M su6Jeet tsropanfr ImP-owrnan(s) an Nardauasrr W ly satrard and M rrorkMrp order. Any viewirrp of the properly by rre appreiar wss limikd b readky observable areas. tkdess orienMSe rokd, asks aal crawl apse arras were sot arcaaead. The appraise ad not move karrikse, koa coverirrps a Drier kerro ria may restrict the riewirq d ris propery. 8. Appwiwls knoMrrp hypotlredcal rekkd b oarpleMar a new comarrcdorr, repaks a akeraoon are based on the assumption riot arrclr anpbtbn. akerakorr a repaks ws be conpelemy perbrmed. t0. tMrkx Ne ktkrrded rse a ri: appraial ~ecikcaly krckrdes lease a property krsrrrerroe oor"erpe. rite appralad ahorAtl na be rrad kx sradr purprrae Rapradudion a RepYrasment cost kpuss used in rie rna approach are br vekstiorr papoaea anN. tl~ rie kkerafed use of rie asaipnnant. The Deknkion d Vabe wed b rile astiparom k adYcety b b caaisem wkh rie dekrrf9on os kaaabk VYrs br properly Nraurerrce tsr+eregeAae. 71. TM AG (isrrsral Purpas APPra~ Rapat(GPAR°) h sat kranded Mx use b traaaetlons eradrpWn a FarrnM Mss 100a1FnddM Mae PO farm, abo known w tla skrilorm RaafdanlW Apprakud Report (URAFq• AddNiaral Comrrsrra Ralaaed To Seapa Os Wok, Assumptlons and Lknkkp Corrdpiorrs • ~ ~• 10-0288 Appraiser's Certification The approver(s) artllfes that, to the bestof the appraiser's krroevNdye and Deliet: 1. The statements d awl rnnkMred n dos report are true and correct. 2. The repabd eneyses, opiMons, and wrrdusions are tnraed arty M ~ reporkd assumptions and Wnitlrq corrdixorrs card ae rte appraisers persorrel, imperdal. and unbiaxd prokssiaraf aneyses, opiniorrs, and rwrrcarrorrs. 3. INrless otirerwise staled, the appaka has no presets a prospective iraerer n the property nN B the arejeUOt des report and hes no personal irrmer wxh reapeaa rte parries avoMd. 4. The appraise has no bias ntdt respea a rte property era is dre of This report a a the pales involved vdtlr UNS a~nnraM. 5. The apprasers ergapemern in Mtis assiprered wes na corNNpera upon devebpNq a nporWq q readls. tt. The appafsa's comperratlar ax wmpktlnu nis esrpranera'rs notaMirgenc upon dre aeeebprorrc a nporeq d a pradelarnined value a drecYon b veers net amts rte averse at rte eaern. the emoted Mne wMre opinion. are aeeirvteraora stiptAakd resW, a rte acwrarce of a e even dindy reWed b rte iNerrded use M prb appraird. 7. The ~pratsers arWyaes, mss, and condurorrs were devebped, and atis repot has tixn prepaed. in conbrmNy over rte UnNorm Sbnda~ M ProbsebrW Appreisr rrecdce. 8. lAMess otirerwke need, the appraiser nos made a persond irgpec6on a rte property titer a rte subNxt e1 na repot 8. Untesa noted Debw, no one provided sipntiiwa rW Dr~Y+rpDraisW assiakrrce b rte apprasa sgrkq tltis tbn. SipnacaN r~l Popery aPP~I essirerroe D tiY AddlUonal C:xtiRcatlons: De1MrNiortofvalw: ©eAarrcetvahee ^oawtvaaw: SoaoeofDeAr+ition: U8PAP The moat probabkt price in terms of money which a property should brfnq in a canpetiNve and open market ender ail conditions requisite to a fair sale, the buyer and seller, each acting pnxNntly, knoveledpeably and assuming rite price ht not affected by undue stimulus. ADDRESS aF TlIE PROPERTY APPRAL4ED: 128 West Great Street Mechsnicsburtt: PA 1708b EFFEt;TNE PATE pF THE APPRAISAL: August 19.2010 APPRAISED vAUIE aF T!ff st~cT ~IOPERTY i aa.000 AppRAIgER SUPERIRSORY APPRAISERI r ~~ wane: Cassandra J. roe wane: Steven W Barrett. SRPA SRA. AB;A Sore CerW~on x RL001348L Skb Certiaceltion x GA0002981 a t.ixnea x a Lilxnse x R8026921A a over (describe): Snk x: Stste: PA Sak: PA E~iralba Doe d Certiaaition a Lioeme: ~6I3W2011 EapirNbn Dov of Certiacatlorr a Lioerrse: 06/30/2011 Date of Sil}rewe: tD910i/2010 Pak M Sipreeae and Report: 08/0812010 Dab of Propag Yrwlrq: 0811912010 oreaPrepatyvia+tao: 0811912010 a P~q~ ~, X aarbrandEtarbr QEgerbroay ^ddnelpaforreyview MepkrrardEalria QEawiaony ^Didratltrtrsorray~4ew M n.rwh+hea w~srzdson ~miM.~~w.-a. nrr^ary~.rssN ~~awrrwa~Nr~ ~ u~prs orMr~aaarrrrr .~ ~;,.,,~:,,~.,»,,,,,,~su.,.:,,.,•.: S.W. BarMt Real Estrote b Appraisal Serviws SKETCHlAREA TABLE ADDENDUM case-ro Fu.ra Io.osee P Address 17i West 0-Nn SWet r°P°~---------- ------------ --------------. - CNy___~urY --___-------___-.___-~O11nq--CumbsAsad SW6e PA __~ Zip 17 BorrONer Rkhe-d E. CLOUSER (Eshb) _._ LsndeOClbnt CInrIN E. ShNlds, .k., Esqul -_________---_UC AGd~s 6 Cbwer RoW --- t.t e ~ - - ~i°'0"' e.wmn z~ srr .a r.o SosN: 1=10 LMNG AREA BREAKDOWN enekaorm auaoou~ n:et rieo:~`_ s..o sao Is1.oo awwa Weer 21.0 : 2i.0 621.00 2 Aroas Total (rounded) 1248 iyr~ro.~Nr suRJECT PROPERTY PHOTO ADDENDUM FRONT VIEW OF SUBJECT PROPERTY Appraised Date: August 19, 2010 Appraised value: S REAR VIEW OF SUBJECT PROPERTY STREET SCENE rear alloy coMPaw-gLE PRnPFDTV DunTA . nneu..uu --- ----- ••~• ~•~• . ..v.vr.VVG~VV~t1 lent: ''CharlN E 8hislds. Jr.. Esauiro File No 10-0 6 ProoeM Address 126 Wpt anwn Stroet Case ~ Gtv. Mschanicsbum State' PA ZiD 17066 COMPARABLE SALE ilti 122 Wut Groan 8bsst Mschsnicsburp 17oaa sale Dom: s/o6 Sale Prue: 3 „4,000 COMPARABLE SALE #2 1ft Wut Orssn 8froet Mechenicsbip~ 17066 Sak Dane: aa'Af Sale Price: ~ 111,000 COMPARABLE SALE sa3 11 West Factory Strut Mschanicsbury 17066 Sak Dace: 6110 Sak Price: t 11a,ooo LOCATION Mao ~~i' $i 4, _. +.~ _- i ,, .... ._ __ ~ ,- .. s ~ ~~~; _.. ~ ~ ~'~,~~ w ~ .,, ~~ ~~~ ., Ir~ .t ~ _ i, 4L y T'~ ~'~.i1 ~'` . i ., .,-- ~` ..... '~ f~ p' ~{yy~ ~'~ ~~ Fled-fit ~ Z, Comparable Sale 3 +1~~,. ,,,p; 11 Wsst Factory Strost T~. , ;~. an~cs u PA 1705 _ .. ., ro, s~2oe (0.12 rtules NE) .~ ~} ' -- ~ ~ ~t ~ ~ Soi3~tan0 -: Saiferr' alunorlN Park .,~--- °~. tY *""'**""'"* QUALIFiCATIONS'~""'**"*"" TM following cMckpd Items are 8PECIFIC SPECIAL CONDITIONS that wen identlfled by thb appreipr durMg the inspectlon of ttw wbject property, the comparebbs cabs, and their neighborhoods and locations. Unless otlarwbe rrobd, the conditions that apply b the subject property or the compatible sates used DO NOT AFFEL"f THE MARKET VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEINti APPRAISED. Thb b not a home Inspection service. Thb b an appreipl to etlmab market valve. _1. The subject is located in a rural area and is less than 26% built-up. ~r_,2. Commercial/Indwtrial wee an located within tM subjects neighborhood. These uses aro typical of similar neighborhoods. _S. Vacant and undeveloped land we aro located wkiin the subjects neighborhood. Thep wee aro typical for the ans. ~4. The predominant vaiw in the neighborhood b ties than that of tM market vaiw of tM subject prepsrty. This is dw to the very wide range of vaiw of proptrtle in fire arse and superior gwlity of tM subject property. ,_6. The subject property b located in a F.E.M.A. Identified Flood Zone. Flood insurance cowrape Is required and suggested. _,8. Dampness is noted in the basement of the subject Standing or running water was not presets on basement floor. This condition is cons{dared typical In dwellings of this style. 7. The subject propeRy is prviced by privab wail and/or septic systems which is common for fire tiros. x_8. The subject b older than flve(5) yere. All mechanical sysbms including tla heating, electrkal and plumbing systems appear upon a visual exterior inspection to be in working order. No wanaMie are implied In this statement _9. Repair Items wero noted in the comments section of tM roport Thep comments on repair hems aro for descriptive purpose only and aro not required ropaire. TM items Ibted tiro cosmetic in nature. x 10. The basement floor is a dirt floor. This condition is common and typical for the area. and doe not pose a health or safety hasaro. _11. The subject property doe contain functlonal obsoleswna- ss noted In the report This condition b considered typical and common for the are and thb style dwelling. x 12. The land valor exareds 30% of total valor dw b tM high demand for vacant bred in fhb Miphborfwod. Thb condition b consirbred commwr and typical for tla neighborhood. +1'. The land wlw exceeds ~0% of total vaiw. Thb b dw to tM large size of the sib. Thb condition b considenM to be typical and common. x 14. Indlvidwl adjwtmeMs wero required that exceed 16%. Thep adjwtmenb were required dw b lack of more similar comparobles on that indtvldwl retlng. AIt eomparebbs used are fire best available. x 18. Total adjustmenb exceed 28%. Thb b dw to the lack of comptrebb sale that were more simibr in tM sub~cYs market tiros. All comparable wed ere the bet avsfbbb. x 18. One a' more comparebb sabe aro older than six(8) moMM. Although there are comparabN propfartie In 1M subjects area, none haw sold recently; tMrstore, saie to exces of six(6) months haw to be used. All comparebip aced are the bet avaibbb. ~17. Ora or more comparable wed wen in excel of one (1) mib Iran tM subject propergr. Altlrouph there an comparebb p-ope/dp in tM Immediate arcs, new haw sold rea-nay. Therdoro, K was nsaassry to tae aomparatrN sabs outside of the immedbb area. AIt eomparebbs used are located in sfmibr neiphbafroods and within the same marketing are. All compareble wed are tM bet awibbb. _18. The ebetricai system was not conracted during inspection. _78. Tire wabr service was not conraebd during lrapection. ~20. TM hetinp system was shut deem during inspectlon. ,21. Rooflng~Plumbing_,Electrkal_FteWnp~prtification(s) islare suppeted. _22. Inpround swimming pool, out buildings aro Included .not included_accordinp to lender's guideline. _2S. According to tinders guidelines a maximum of acres were coraltbrod for this valwtlon. RemalMnp acreage was given no vaiw. """*""""`* QUALIFICATIONS """'~*"~"* _24. The subject property kt located on a private road. _26. Wood ird`estaflon inspection is suggested, x 26. Laat recorded deed trensfer: L)ab_8/12/1071 . Conslderadon: :4,000 _27. proposed construction/renovatlon in accordance to plans and specifications to be completed in a workman-like manner. _28. Seller is paying part or ell of closing coats. x 29. All comparable sales are verified closed sales. _x_30. Thera aro no special conditlorrs or other roquiroments that would affect market value or future marketability in the Appreisal Report. """""'*""* QUALIFICATIONS """""'""** Comfldentiality and Security Policy We consider priwcy to be fundamental to our relatlorahip with clients. VYe are canmittsd to maMtainhrg tM CorrfldeMlality, integrity and security of ciNMs' personal irrfonnatton. Inbrral policies hew been developed to protect this contidendality, while allowing client needs to be served. We resbict access to personal information to authorbud individwb who need to know thb Informatlon to comply wltlr federal standards to protect your nonpublic personal information. We do not dhrcioss this informagon about you or any former consumere or cwtomsre to anyone, except as permitbd by law. The law permits us to store thhe information with our affiliates. The lave also permits w to share this information with companies that perform marketing. Wtun we share nonpublic information rehnod to shove, the infornatlom b made available for limited purposes and under controlled circumstances. We require third partles to comply with our standards for security and eonfkmdslily. We do not permit use of consumsNcwtomsr Information for any other purpwe nor do ws permit third parries to remt, sell, trecN or otlwrwise rokrase or disclose information to arty other party. Education As of the dab of this report, Iand/or Steven W. Barrett, SRPA, SRA, ASA haw completed the rsquiremsrrts under the continuing education program o! the Appraisal Institub end the American Sockrty of Appraisers. rev-,soe oc. ~,an SCHEDULE E c.~1tAONWEALTitoFPENNSYLVANIA CASH, BANK DEPOSITS, & MISC. '""~~"'' ~ s~'~U~ PERSONAL PROPERTY ESTATE OF FILE NUMBER Irx~ude the proceeds of litlgation and the date the proceeds were received by the estate. AN property joiettyoreted wNh the right of survNorship must be di:ckusd on Schsduk F. ITEM VALUE AT DATE NUMBER n p ~~ii LDESCRIPTION OF DEATH ~ rfTett~l~ Oi! ~E~ri~/'S Oi~f%~L~ ~ySg 6~ ol- ~/"0-Pit1~70/1~f d11 Ol 1'La/ GS~~E ~ fIP,J" opt!/BMCJ1t ~/„~~f a~fa~tica/ r i¢. Lint ~o ~, ~kn~ Talcs f3~ 7n ~. Lint ~IDB: !¢iSts5117~/tfs frS~iOOI ~wXtS~ 7L6~97 TQTAL (Also enter on line 5, Recapitulation) , ; Jf ~ ~ (r f . 3 t (lf more space is needed, insert addtiional sheets of the same size) REV 1511 EX+ (10-06) scNEOU~ N COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES & INHERITANCE TAX RETURN ADMINISTRATNE COSTS RESIDENT DECEDENT nn ESTATE OF ~~ G,`141y,~ ,~ (:ION.SCI'' FILE NUIaBER oZ ~-JD ! S~ Debts of dece~rM must be reported on Schedule L ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: 2. 3. Attorney Fees FamAy Exemption: ({f decedents address is not the same as claimants, attach explanatron) Clamant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 5. Accountant's Fees 6. Tax Return Preparer's Fees 7• ~ilrn~ ~t'C ~ S4 ppl. ~vt ner. ~ilpr. ~G~rY1 frj' OO ~. l~~s o~ PX,ee~se on Sale ~~ rea/ es/u,/P ~u- ~'eff/~n~e~ f Shy Q'f~c~~ /~: Lir~c 547-- SP//fir ~Sis/,~rKt, f/i ~(.~d.DB $. Liht S'nS- ao/I C~ogrf /7~iw T~~ ~6 ~3, a3 y <s ' , s ~~f ~ ~~1~ h TOTAL (Also enteron line 9, Recapitulatiort) S g, ~ ~ 7. ~ (If more space is needed, insert adbitional sheets of the same size) ~~ S~~• H -S~Q-~---~ F ~/ouSGr_---- _ _~?~ ~i~l~%nittu~----------. ----- -- - ---' ---L~ n c Sc9---- ~oi~~--.~~poL_Tx -- _ ___------- _ - -- -- lr - ~----Li%!~C__ ///%---- ---~e+i,~6._-~ _ Tax _ ~cr1~ ~ o0 %o . --- -- --~-~--=-~~~r4/_~ ~ - -- ------- ~' Yom. Q9 ~~ - -- - , -------- ----------- - ----- ---_u G Z__-~~-- __f_,;~~ --- - - - ---- - ------ - --- ___--------- -- - --------__---- ---- ~ ---LQSC~ . -----_ _ ------- SCNEDiiLE J coMMONwEAt.TH of PENNSYLVANIA BENEFICIARIES It~IERITANCE TAX RETURN RE8IDENT DECEDENT ESTATE OF R~ ~, C~allS6/' FILE NUMBER ~`~~^ S89 NUMBER NAME AND ADDRESS OF PERSON(S) RECENING PROPERTY RELATIONSHIP TO DECEDENT Do Not Listltustss(s) AMOUNT OR SHARE OF ESTATE I TAXABLE DISTRIBUTIONS (irrdude outright spousal rXstributiorrs, and transfers under Sac. 9116 (a) (12)) `1F9'f~. l.~r,crr fir. ~ flarrs~r~, ~~ l?!09 . ~. /~(4f~ir~v! ~ /~k19Si/N~Cr' o~~~i~'U" ~l`f 3v/ ~/. Fs~r,~tr:c,~ St.', /y1 ecllan: c s bkr f. P•~ ~~oss `/~ 3, LrJ~I/•~n- T. Cloasu- son P , gab w. ~~~ s~', /11 f-e.Jtan~ ~s6K•~, ~ ~ y~ Tmor~y C/nas ter- ~ won 2~ (,o' nR./ Dr., Cj~,r,l: s le, P~f /7o i3 n ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES t5 THROUGH 18, AS APPROPRIATE. ON REV-1500 COVER SHEET NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE t. 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART D -ENTER TOTAL NON TAXABLE DISTRIBUTIONS ON UNE 13 OF REV 1500 COVER SHEET ~ S (If more space is needed. insert additional streets of the same size) LAST WILL AND TESTAMENT OF RICHARD •E. CLOUSER a.k.a. RICHARD ELMER CLOUSER I, RICHARD E. CLOUSER, a.k.a. RICHARD ELMER CLOUSER, currently of 126 West Green Street, Mechanicsburg, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this my Last Wiil and Testament, hereby revoking and making void any and all prior Wills by ~me at any time heretofore made. 1. I d'uect the payment of all my just debts and funeral expenses as soon after my dectase as the same can conveniently be done. 2. 1 direct that my real estate, consisting of my residence and an additional lot be sold at public or private sale. My Executrix, in her sole and absolute discretion, may select the manner of sale she deems best. 3. All the rest, residue and remainder of my Estate, real, personal and mixed, whatsoever and . wheresoever situate, is to be divided and distn"butod•in four (4) aqua! shares amongst my herein named . children, to wit:•I3EBORAH A. IfO~ER, KATHRYN J. HUAI3INGER, W>Ei:LIAM T. CLOiJSER and TIMOTHY CLOUSER. In the went that any of my said children fails to survive me, his or her share, as the case may bc, shall be proportionally divided amongst those named above who do survive me, aar___. cav _ita. FOR PURPOSES OF CLARIFICATION: my sort; RICHARD E. CLOUSER, has been kft out by design and not by accident. . 4. I nominate, institute and appoint my daughter, KATHRYN J. HiTNSINGER, to be the Executrix of this my Kest WiU and Testament: In the event that she is unable or unwilling to act as Executrix, I appoint my daughtea, DEBORAH A. DOZIER tb be Executrix in her place and stead. In the event that she is unable or unwilling to act as Executrix, T appoint my son, WILLIAM'!: CLOUSER. to ba Executor. in ha place and stead. I further direct that they shall not,be ngrtirod to file bond or other security in the Office of the Register of Wins for tha.purpose of administering my Estate. WITNESS WHEREOF, I have hereunto set my hand and seal this;, dsy of yu„ , A.D. 2007 ~- E.CLOUSER a.k.a. RI BIER CLO Signed, sealed, published and declared by the abovo-named RICHARD E. CLOUSIirR, a.k.a. RICHARD ELMER CLOU$ER, as and for his Last Wits and Testament, in the presence of us, who at his roquest and in his presence, and in the presence of each other, have hereunto subscribed our names as witnesses. ~,~~, r~- CHARLES E. SHIELDS, III ATTORNEY-AT-LAW 6 CLOUSER ROAD Corner of Trindle and Clouser Roads MECHANICSBURG, PA 17055 GEORGE M. HOUCK (1912-1991) December 29, 2011 Register of Wills Cumberland County Court House 1 Courthouse Squaze Cazlisle, PA 17013 TELEPHONE (717) 766-0209 FAX (717) 795-7473 Re: Estate of Richard E. Clouser No. 21-10-0589 Deaz Register of Wills: Please find enclosed for filing 2 copies of the Supplemental Inheritance Tax Return for the Richazd E. Clouser Estate as well as Check Na. 183 in the amount of $15.00 for the filing fee. Thank you for your kind attention to this matter. Very truly Yours, ~~ .n~ Charles E. Shields, III Attorney-At-Law CES/mjj Enclosure ~ .....~ ~M~ ~, _ -~..,. ~ ~ 7 ~, -~-, r 1"" ~ 1 ~~~;~ _ 'a ~ C ' ~ t = yr _ = -; _ -c ~ na ors ~' -~- L.; .~..~~ O ~ N 0 N N ~_ O J m >nc r C ~ ~ m~m~ m -.i ~° ~ a°o° omc~r O A N W N c 0 ' AA V' m ~~DC~ ~~~a ~o ~ m ~. ~ ~ ~ ~ ~ ~ aim C v y N ~~ O ~~,~ . x,23 ~~ S fl m ~~ N N ~ Q i cv~ .~ ~