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01-17-12
1505610105 REV-1500 I=_x ta2_l,> t~, PA Department of Revenue Pennsylvarda OFFICIAL USE ONLY ~*~~*~•~~ County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO BOX 28o6oi ~ 1 I ~ ~~~/ Harrisburg, PA a,7i28-o601 RESIDENT DECEDENT I 'T Spouse's Last Name Suffix Spouse's First Name __ __ __ _ Spouse's Social Security Number FILL IN APPROPRIATE OVALS BELOW m 1. Original Retum O 4. Limited Estate O 6. Decedent Died Testate (Attach Copy of Will) O 9. Litigation Proceeds Received THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS O 2. Supplemental Retum O 4a. Future Interest Compromise (date of death after 12-12-82) O 7. Decedent Maintained a Living Trust (Attach Copy of Trust.) O 10. Spousal Poverty Cred'd (Date of Death Between 12-31-91 and 1-1-95) MI O 3. Remainder Retum (Date of Death Prior to 12-13-82) O 5. Federal Estate Tax Retum Required 8. Total Number of Safe Deposit Boxes O 11. Election to Tax under Sec. 9113(A) (Attach Schedule O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number Barbara Sumple-Sullivan ' (717;) 774-1445 First Line of Address 549 Bridge Street Second Line of Address City or Post Office State ZIP Code New Cumberland PA 17070 REGISTER OF N11LL3 USE ONLY..._ , C7 - = ~ _ - '_T'J - ,.I-r-I _-, f,~ ~? -~: -,,r_J ^ _ _~ '~ DATE~~1 - ~~ .__ ~: ~~ ~~ "_ J S ~:, _..~, .. ; SIGNA Q~~SO R~~IBL~OR FILING RETURN ~ ~~ ~°~ L/T ADOR SS ~~ ~ C~ 4 s N, w /~- l7 l! C~ SIGNA F P R ER THAN REPRESENTATIVE E DRE S ~ ~ ~ , ~ / O ~ // PLEA E U8E ORIGINAL FORM ONLY ~/ Side 1 1505610105 1505610105 J Correspondent's e-mail address: Under penalties of perjury, I dedare that I have examined this return, Induding accompanying sdredules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Dedaretion of preparer other than the personal representative is based on all information of which preperer has any knowledge. 1505610205 REV-1500 EX (FI) Decedent's Social Security Number Decedenrs Name: Loretta J. Mcivor ',195-32-2680 RECAPITULATION 1. Real Estate (Schedule A) ............................................. 1. 103,000.00 2. Stocks and Bonds (Schedule B) ....................................... 2. ', 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages and Notes Receivable (Schedule D) ........................... 4. 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5. ! 15,800.00 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ....... 6. __. _ _ _. 7. Inter-vivos Transfers 8 Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested........ 7. 8. Total Groas Assets (total Lines 1 through 7) ............................. 8. '. 76,689.21 30,846.99 226,336.20 9. Funeral Expenses amd Administrative Costs (Schedule H) ................... 9. 10. Debts of Decedent, Mortgage Liabilities and Liens (Schedule I) ............... 10. 15,995.85 1, 819.41 11. Total Deductions (total Lines 9 and 10) ................................. 11. ', 17,815.26 12. Net Value of Estate (Line 8 minus Line 11) .............................. 12. ' 208,520.94 ,.. 13. Charitable and Governmental BequestslSec 9113 Trusts for which an election to tax has not been made (Schedule J) ........................ 13. 14. Net Valus Subject to Tax (Line 12 minus Line 13) ........................ 14. ', 208,520.94 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 _ __ (a)(1.2) X .0_ 16. Amount of Line 14 taxable at lineal rate X .0 4i5 9 383.44 17. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 15. 19. TAX DUE ......................................................... 19. i ~,ave.~r~+ i 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ~ Side 2 L 1505610205 1505610205 J REV-1500 EX (FI) Page 3 I'lorarle>nt'c [:mm~lr~tp Addrpss~ File Number DECEDENTS NAME Loretta J. Mclvor STREET ADDRESS 1105 Oak Lane CITY New Cumberland STATE PA ZIP 17070 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. Credits/Payments (1) 9,383.44 A. Prior Payments 11,000.00 B. Discount 469.17 3. Interest 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (4) 2,085.73 (5) Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the properly transferred .......................................................................................... ^ b. retain the right to designate who shall use the properly transferred or its income ............................................ ^ c. retain a reversionary interest .............................................................................................................................. ^ d. receive the promise for life of either payments, benefits or care? ...................................................................... ^ 2. If death ocx;urred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .............................................................................................................. ~ ^ 3. Did decedent own an "intrust for" orpayable-upon-death bank account or security at his or her death? .............. ^ 4. Did decedent own an individual retirement account, annuity or other non-probate properly, which contains a beneficiary designation? ........................................................................................................................ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE R AS PART OF THE RETURN. For dates of death on or after July 1,1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent (72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent 172 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedents lineal beneficiaries is 4.5 percent, except as noted in [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent p2 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Total Credits (A + B) (2) 11,469.17 (3) ~,.,~ .~.-~--~...~-~~,~,,,.~.-s.~~,. ~-~-,-~m~.-~., ~_ _-~ LAST WILL AND TESTAMENT OF LORETTA J. McIVOR ~ A ~ ~ LAST WILL AND TESTAMENT OF LORETTA J. McIVOR I, LORETTA J. McIVOR, of New Cumberland, Cumberland County, Pennsylvania, do make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils by me at any time made. ITEM I: I direct that all inheritance and estate taxes becoming due by reason of my death, whether such taxes may be payable by my estate or by any recipient of any property, shall be paid by the Executor out of the property passing under ITEM III of this Will, as an expense and cost of administration of my estate. The Executor shall have no duty or obligation to obtain reimbursement for any such tax so paid, even though on proceeds of insurance or other property not passing under this Will. ITEM II: I direct the Executor to pay my just debts and the expenses of my last illness and funeral expenses from the property passing under this Will as an expense and cost of administration of my estate. ~'~ ITEM III: I devise and bequeath the rest, residue, and remainder of the estate to my spouse, ROBERT H. McIVOR. In the event my spouse shall predecease me, I direct my estate be divided equally between my issue as follows: 1) Fifty (50%) percent to be paid to my son, ROBERT C. McIVOR. In the event my son, Robert, shall predecease me, I direct this share shall be paid to his issue, per stirpes. In the event my son, Robert, predeceases me and leaves no issue, I direct this share shall be paid to my daughter, MARIANNE WELLS or to h.er issue, if Marianne has predeceased my son. 2) Fifty (50%) percent to be paid to my daughter, M[~~RIANNE WELLS. In the event my daughter, Marianne, shall predecease me, I direct this share shall be paid to her issue, per stirpes. In the event my daughter, Marianne, predeceases me and leaves no issue, I direct this share shall be paid to my son, ROBERT C•. McIVOR or to his issue, if Robert has predeceased Marianne. ITEM IV: In the settlement of my estate, my Executor shall possess, among others, the following powers: (a) To retain any investments I may have at my death, as long as the Executor may deem it advisable to my estate to do so; z r (b) To sell either at private or public sale and upon such terms and conditions as the Executor may deem advantageous to the estate, any or all real or personal property or interest therein owned by the estate; (c) To pay all costs, taxes, expenses and charges in connection with the administration of my estate; (d) To compromise controversies; and (e) To do all other acts in the Executor's judgment deemed necessary or desirable for the proper and advantageous management, investment and distribution of the estate. ITEM V: Any person who shall have died at the same time as I shall have, or in a common disaster with me, or under circumstance that the order of deaths cannot be established by proof, or within thirty (30) days of my death, shall be deemed to have predeceased me. ITEM VI: I appoint my spouse, ROBERT H. McIVOR, ro be Executor of my Estate. In the event my spouse, ROBERT H. McIVOR, cannot act or refuses to act as 3 ~' j, Executor for any reason, I nominate, constitute and appoint my son., ROBERT C. McIVOR, as alternate Executor. In the event my son, ROBERT C;. McIVOR, cannot act or refuses to act as alternate Executor, I nominate, constitute and appoint my daughter, MARIANNE WELLS, as alternate Executrix. The Executor(trix) is specifically relieved from the duty or obligation of filing any bond or other security. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding three (3) pages, at the end of each page of which I have also set my initials for greater security and better identification this 2nd day of November, 2006. ~ (SEAL) LORETTA J: cIVOR We, the undersigned, hereby certify that the foregoing Will was signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament, in the presence of each other, have hereunto set our hands and seals the day and year first above written, and we certify that at the time of the execution thereof, the said Testatrix was of sound mind and memory. .c . ~. ~ Residing at: 123 Seventh Street Laura J % ughes New Cumberland, PA 17070 G~~y~ ~` ~4'~~~ Residing at: 129 Herman Avenue Amanda L. Souders Lemoyne, PA 17043 4 ACKNOWLEDGEMENT COMMONWEALTH OF PENNSYLVANIA COUNTY OF CiJMBERLAND . SS. I, LORETTA J. McIVOR, Testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last `Hill and Testament; that I signed it willingly, and that I signed it as my free and voluntary act for the purposes therein expressed. Sworn to and subscribed before n~~ 2nd day of NQve ~-2fl06. NOTARY PUBLIC My Commission Expires (SEAL) `~ ~ Z (SEAL) ,- LORETTA . McIVOR NOTARIAL SEAL BARBARA SUMPLE-SULLNAN Notary Pubpc NEWCUMBERLAND BOROUGH CUMBERLAND COUNTY My Commisslon Expires Nov 15.2007 .5 AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA . SS. COUNTY OF CUMBERLAND We, Laura J. Hughes and Amanda L. Souders, the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw Testatrix, LORETTA J. McIVOR, sign and execute the instrument as her Last Will and Testament; that Testatrix signed willingly and she executed said Will as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the Will as Witnesses; and that to the best of our knowledge the Testatrix was at that time eighteen (18) or more years of age, of sound mind and under no constraint or undue influence. w ss wITNESs Sworn to and subscribed before m~ 2nd day of Novem 2-066 NOTARY PUBLIC My Commission Expires: NOTARIAL SEAL (SEAL) BARBARA SUMPLE-SULLNAN Notary Public NEWCUMBERLAND BOROUGH CUMBERLAND COUNTY My Commission Expires Nov 15, 2007 6 REV-1502 EX+ (01-10) ' ~ ~` Pennsylvania SCHEDULE A DEPARTMENT OF REVENINE INHERITANCE TAX ReruRM REAL ESTATE RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Loretta J. Mclvor 21-11-0876 All real property owned solety or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a wlilling buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts, Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. Attach a copy of the settlement sheet if the property has been sold. ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE NUMBER OF DEATH DESCRIPTION 1• ':1105 Oak Lane, New Cumberland, PA (Assessed Value) 103,000AO (See attached Appraisal of Mark Hackman, Real Estate Appraisers, dated August 07, 2011) If more space is needed, use additional sheets of paper of the same size. SCHEDULE A EXHIBITS -moo.-A.~-.=~..:~. :::r..a-~w.~r~=~n .-~.~r. '~`-.,' DEED FOR 1105 OAK LANE, NEW CUMBERLAND, PA ~` i! ~~ ~ 1,~ ~~ ltilade the Fifth day of Sept ember , in the year Nineteen hundred and Sixty-three (1963 ) ~eL~een MARY JANE NEWCOMER and I. CHARLES NEWCOMER,Jher husband, of the Borough of New Cumberland, County of Cumberland and State of Pennsylvania, parties of the first part, A N D Grantor s ROBERT H. McIVOR and LORETTA J. McIVOR, his wife, of the Borough of New Oberland, County of Cumberland and State of ]?ennsylvania, pa ties of the second part Grantees ~itnes~eth, that Zn considerataon of Seven Thousand Five Hundred and No/100----------- z~~. hand pa2drthe receipt whereof is her---(~7'500.00)-------------~__~,_..________, Dollars, eby acknowledged, the said Grantors do hereby grant and cona~e~ to th.e said Grantee s, their heirs and assigns, ALL THAT CERTAIN lot or parcel of land situate in the Borough of New Cumberland, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake at a point on the southern line of Oak Lane one hundred (100) feet east from the eastern line of Park Avenue measured along the southern line of Oak Lane; thence south 64 degrees east along the southern lane of Oak Lane twenty- five (25) feet, to a point at a stake on the Line running through the center of the double stucco dwelling erected in part upon the lot herein described; thence south twenty-six (26) degrees west along said last mentioned line through the center of said partition wall and beyond two hundred seventeen and eight-tenths (217.8) feet, to a point at an iron pin on the northern boundary line of Lot No. 76 on the hereinafter mentioned Plan of lots; thence north sixty-four (64) degrees west in a direction along said last mentioned line 25 feet, to a point on the eastern boundary. line of Lot No. 56 on said hereinafter mentioned Plan of lots; thence north 26 degrees east in a direction along said last mentioned line two hundred seventeen and eight- tenths (217.8) feet to the point or place of beginning. Having thereon erected the westwardly one-half of a double two story stucco dwelling house No. 1105 Oak Lane, New Cumberland, Pa. BEING the same premises which William H. Shuey,/~crliown as W. H. Shuey, a single man, of the Borough of New Cumberland, by Deed dated the 20th da;y of January, 1938, and recorded in the Cumberland County Recorder's Office in Deed Book "U", Vol. 11, Page 348, granted and conveyed unto ADELIA M. STOVER. The said ADELIA M. STOVER died August 21, 1954 leaving a Last Will and Testament which was duly probated in the Office of the Register of Wills of Cumberland County in Will Book ~ ~ , Page ,~`"], where~aythe above described premises were devised to MARY JANE NEWCOMr'~. who, jointly with her husband, are the Grantors herein. ~,,_. it ~Eid the said (:`rn.nlnr s ii~i(1 TT'iu•rruit Generally the 7n'og~erty hereby con.x~cyed. ;gin "" itnC55 ~httCO~, the said G~ra~ators i:a~Ve hrrcwito set ~ their (rand s an_l seals tlae dm~ and year f~rst above xorzate~x. Si~rxed b~alecl anal Delivered ~`,` r; ne ~ _wc~c~C~.~~-C iyr- the p~rese~ice of .. _... ' . ~ ... _. ._..:_d. ... _ ..................._... SEAL ~h"`~ axles Ne comer, ~7r ~~ _~ ~~ _ ::EAL /,(`/' I/ ~~ U t,o:rmont~calth e~~`t~ . t i~~nia 5:. ~llnt`it~l0~ J On this, tlLe 5th day of September 1963 before nr:° a Notary Public, the u~rzders•ig~ned officer, pcrs nall~~t a,n7;car<>:I Mary ~Jang N wcomer and I, Chari es Newc~mer~r}ier ~rusbapd, known to nxe (or satisfactorily yrov n to >e t%e yerso~as xolcose rxamr s su scrtl3ea to t a:' ir.ir; ~n i~xst~•umen.t, and acknowledged that they e:reeuted the so.nie for thr purpose ~lhr,•.•a~in con.!a:~nrd. ]A- IT'IT~A'ES~C i~'HERF.01~', I hrrre hcr<~to se(. xaxy hand and notaria~ /~ seal. ...._ _............_...--~~-~..dr-J~~..:../..~~r c-rC~ _......._ . .._ Its 1 R,O ~n ExpiresUBLry 30, 1967 .........._ .........................._.................._..............,~y.t;om .. ....._.......__ pauPhra.CAUn1» ' Nar~icbur~, Pa. ~ePe~Jll hEi'IifU 11x;;1 lire prreise arldre'ss of the t/rantc'c a herFhi is /' Arco,„~y f,~~ ~ _ ~ I ~ ~ w° cn i .c 3 `~ , . , C F T5 m A . ': ~ •U Rt L o ,x +' ~ Z Wa O H'~ II 1 F Q~Z ~ Zi ~ ~ ~ .~ ~ T U' W ' ~ ~ w ~ ~ U7 W O 0 J Qa~ Ey P. ~ pm7 - tiw ~¢ a~ ado E ~ ~ a ~ V] ,~-z~ ~ (2~';!=TERED BY UFiE~ ~ ~ " ~ ~ ,~ ~ Leo ~ sF h~ cu~6~a~a~~ Fi r , ~-- } ~ i ~ ._. SKI[firy '~. 'V `~ ' ~~ ~ommonwtalth of ~~enns~lbania ~~ ss. bounty oi~~!'6 ~ .~ ~~CCCIfl1l'~ icz the Office fur h'ecordi~xg of D<'eds ~in acad for~~_, R " RDER OF OEED$ \~ . ~ O ~ ~ 7~aye~~: ~'D Etc. ~, ~R~ItntSS nay haul osul scnl of Ufjicc thin' PEnRiSY1VA~6~ ~ ,~^ . dtty r 1 :_`~'_~~ .~nno ]::~;;r!i1i l.F ~ ~J ~/ v ~ \ , _....,.we .. ~.~ ~.~~ APPRAISAL OF 1105 OAK LANE NEW CUMBERLAND, PA ~, ~. Mark Heckman Real Estate Appraisers 1309 Bridge Street, New Cumberland, PA 17070 hIIQ N0. APPRAISAL OF Single Family Residential Appraisal LOCATED AT: 1105 Oak Lane New Cumberland, PA 17070-1331 CLIENT: Barbara Sumple-Sullivan, Esq. 549 Bridge Street New Cumberland, PA 17070 AS OF: August 7, 2011 BY: Mark W. Heckman, Certified General Appraiser Commonwealth of Pennsylvania Certification No. GA000666L PH (717) 774-7202 FAX (717) 774-0383 Mark Heckman Real Estate Appraisers Residential Appraisal Report File No. 11050ak The purprise of tltis appraisal report is Ur provide the client ovate a credible opinion of the defined value of the subject property, given die intended use of the appraisal. ClientNameMtendedUser Barbafa Sum le-Sullivan S E-mail ~ ClientAddress 549 Brid a Street ci New Cumberland state PA zi 17070 Additorw Intended users Robert C Mclvor; No additipnal intended users are identified by the appraiser Intended use Estate Settlement. Pro Address 1105 Oak Lane ci New Cumberland state PA Zi 17070-1331 owner of public Record Robert H and Loretta J Mclvor coup Cumberland L al txsai ~ Deed Book: Y20 Pa e: 1070 Assessor's Parcel # 26-240811-209 Tan Year 10/11 R.E. Taxes S 1 803.00 Ne' boyhood Name New Cumberland Borou h M Reference See Assessors Parcel # census Tract 0108.00 Pro Ri hts raised X Fee Sim le Leasehold '' Other describe M research did X did not reveal rior sales or trans rs of the sub'ed r for the three ors rior a the efiedive date of this sisal. Prior SaleRransfer: Date 9/05/1963 P ice $7 500 Sources Deed Ariatysisofpdorsaleortraruferhistoryofthesubjedproperty(andcomparablesales,'rfapplicable) Accordino to information provided by the multi-list services in this r ion the sub'ect roe has been not li ed for sale within the ast three ears. Accordin to the Coun Records the sub'ect roe has not transferred within the ast thr ears. offerings, options and contracts as of die effective date of the appraisal N/A Neighborhood Charaaeristlcs One-Untt Housing Trends OneUnlt Housing Present Land USe% Location Urban X Suburban Rural Pro Values Inaeasi X Stable Dedini PRICE AGE One-Unit 81 % Buit-U X Over 75% 25-75% Under 25% De dlSu Sha e X In Balance Ooer Su I D00 2.4 Unit 2 % Growth Ra id X Stable Slow Mar tin Time Under 3 mtfu X 3.6 mths Over 6 mites 88 Low New Muld-Farm 2 % ~ Neighborhood Boundaries See Attached Addendum ' 284+ Hi h 100 commercial 10 % 165 Pred. 50-60 Other Vacant 5 % ~ Neighborhood Description This suburban net hborho d has most ublic utilities available relative) eas access to em to ment and services " and is com titive with other net hborhoods in the eneral area. Most have similar amenities. Market activi indicates avers a or better acce lance in the market lace. No unf vorable factors were observed which would adverse) effect marketabili Market COMitions(ncludingsupporthirtheaboveconclusions) eeAttaChedAddendum Dimerisbns See I al descri lion. 'Area .13 Acre Sha Rectan ular view Avers e s zonin classification Residential R-1 'zonin Descd 'on Sin le Tamil semi-detached dwellin s are ermitted. 2ani Com lance X L al L alNOnCOnfomli andtatheredUSe No zonin Ille al descdbe Is the highest and best use of the subject properly as improved (or as proposed per plans and spedficetions) the present use? X Yes No If No, describe. See Attached Addendum Udlttles Public Other describe Publie Other describe Olt-sitelm rovements-T a Public Private Electrid X 100 AMP star X street As halt X Gas X ant sewer X PJ None sae comments Site has avers a site im roveme is avers a landsca in and ice) maintenance. The site im rovements and services to the site are ad uate and acce table in this market. There are no a arent adverse easements encroachments or other adverse conditions on this site. GENERAL DESCRIPTION FOUNDATION EXTERIOR DESCRIPTION materials INTERIOR materials Units X One OneWACC.Una Concre Slab Crawls a Foundation Walls Concrete Con Blk Floss Ca et Vin I # of stories 2 X Full B ement Partial Basement Fx~rior Walls Vin I Walls Plaster DW T Det Art X S-[IetlEnd Unit Basement yea 608 . (L Roof Surtace Shin le TdmlFinish WOOd X Existin Pro osed UnderConst Basement finish 0% Gutters&Downs rsAluminum BalhFloor Vin I Ctile Desi S 2 Sto X outsid En IExa Sum Pum window? Double Insul. Bath Wainscot Fibr Is Martite Year Buit 1922 ~' Storm Sashllnsulaled No/YeS Car Store e X None Effective A rs 18 Screens Y eS Drivewa # of Cars Attic None Heati FWA X HW Radiant Amenilies WoodStove s # Drivewa Surface Dr stair X Slavs Other Fuel OII X Fke aces # 1 Fence Gar e # of Cars X Floa Scuttle Conlin Central Air Conditionin PatiolDeck X Porch Ca ort # of Cars Finished Heated Indnnd Other Pool Other Att DeL Built-in lances Refri erator X Ran elOven Dis her Dis al Microwave WasherrD r Other describe ~ Finished area above rode contains: 6 Roo 3 Bedrooms 2 Bath s 1 307 S lure Feet of Gross Livin Area Above Grade Additional Features Re lacement windows• roof is roximatel seven ears old oil furnace is two ears old first floor full bath is a roximatel two ears old• fire lace in livin room. comments on the Improvements These im rovement are of averse uali frame desi nand reflect avers a maintenance. Pro a reflects normal h sisal de reciation and no deficienc es are noted. No unusual functional obsolescence or external inad uacies were observed. ~o~u so~.sH..s..s~.~..waveo.snn mu vm copirgmeaooszoro,aci aVmmado assns Servica.ac.,'n apns asasara. ~rTM 1 Page t m a (ganaTMl oawm Guoax Apgrsa ale m esrmrn sonar roasaczoto _ _ Mark Heckman Real Estate Appraisers IQP_SlflPntial Anna-nic~l Geni..+ FEATURE SUBJECT 1105 Oak Lane Address New Cumberland ~ C MPARABLE SALE NO. 1 219 10th Street New C mberland COMPARABLE SALE N0.2 117 Market Street New Cumberland 'COMPARABLE SALE NU. 3 903 Bridge Street New Cumberland Proxim toSu ct 0.19 m tes ENE 0.85 miles ESE 0.20 miles ENE Sale Price $ 1 $ 96 900 $ 103 000 $ 88 000 sale PdcPJGrOSS tiv. Area $ 0.00 . tt $ 102 3 . R $ 66.88 . tL $ 65.87 . tt Dana sources Ins action Assess ant Records &MLS Assessment Records &MLS Assessment Records &MLS verification sources ASSesReC&MLS Assess ~ ant Records &MLS Assessment Reco rds &MLS Assessment Records &MLS VALUE ADJUSTMENTS DESCRIPTION DES RIPTION -)s uaneru DESCRIPTION +- a ~ m DESCRIPTION +l- S immerit Sale or Financing Concessions FHA Seller ssist -1 930 FHA Seller Assist -3 090 Cash None Known Date ofsale/time 8/26/2 10 9/15/2010 9/07/2010 Location Suburban/Good Suburb n/Good Sub/A ld zone +3 000 Sub/A Bus Rd +3 000 LeaseholdlFee sim le Fee Sim le Fee Si le Fee Sim le Fee Sim le sae .13 Acre .04 Acr ' +1 400 .06 Acre +1 100 .05 Acre +1 300 view Avera a Avera Avera a Avera e oesi n le 2 Sto /Avera e 2 Sto Avera e 2 Sto /Avera e 2 Sto /Avera e of corlsWCtion Avera a Avera Avera a Avera e Actual a 89 Years 83 Yea S 111 Years 99 Years condition Avera a Good ' -5 000 Avera a Avera e Above Grade • ram aam sacs ram e.ths rrnm eatls ram Bdms emits Room Count 6 3 2 6 3 ' 1 +4 000 6 3 1.5 +2 000 6 3 1.5 +2 000 Gross Ar~20.00 1 307 s . n 946 s . n +7 200 1 540 s . tt. -4 700 1 336 . n Basement&Finished • RGOmsBelowGrade Full Basement Unfinished Full ea Unfinis $ement ed Full Basement Unfinished Full Basement Unfinished Funaanal tJtili Avera a Avera Avera a Avera e - Heatin odi Oil HW No CA Oil FA No CA EBB No CA +3 000 Gae FA, EBe, No CA Ener Elfident Items Re I. Windows Re I. indows T ical for A e +1 500 T ical for A e +1 500 car on None None None None PorchlPatiolDeck Porch Patio Orch -1 000 Porch Porch Fire lace 1 Fire lace None +1 500 None +1 500 None +1 500 Other Semi-Uetached Semi- etached Semi-Detached Semi-Detached Other None None None None NetAd~ustment o X + - $ 6 170 X + $ 4 310 X + $ 9 300 AdjtuledSalePdce ofCom abler NetAdj. 6.4% QossAd.' 22.7% $ 103 070 Net Adj. 4.2% GrossAd'. 19.3% $ 107 310 Net Adj. 10.6% Gross '. 10.6% $ 97 300 summ of sales com or ison A roach See Att ached ddendum COST APPROACHTO VALUE sae Value Comments ESTIMATED REPRODUCTION OR REPLACE ENT COST NEW OPINION OF SRE VALUE ..................... ................... _ $ - Source of cost data Dwellin 1 307 5 . Ft $ ............ _ $ 0 uak rati from cost service Effective date o wst data BSmt: 608 S .Ft. S . FL $ ........ _ $ 0 Comments on Cost oath ross Imm area calculations, d iation, etc. - In view of the a e of these im rovements the'Cost A roach car elCa ort 0 s . FL $ _ $ 0 • cannot be considered an accurate indicator of value. Total Estimate ofcost-New ... _ $ 0 Less P 'cal Functional External De reciation = $ 0 De ecialed Cost of Im rovements ............. ................... _ $ 0 'As-is' Value of Site Im rovements ............. ................... _ $ INDICATED VALUE BY COST APPROACH ..... ................. _ $ O INCOME APPROACH TO VALUE ' - - Estimated Monthly Market Rent $ N/A X Grossl Rent Mulfiplier WA = $ N/A Indicated Value bV Income Approach • Summary of Income Approach (nclurling support for market rent (tnd GRM) Indicated value :sales com Ison roach 5103 0 O CostA roach iT develo ed S 0 IncomeA roach fftlevelo e S N/A See Attached Addendum I This appraisal h made X `as is; subject to completb- I per plans and specifications on the basis of a hypothetical condition that the improvements have been completed, ^subject to the following repairs or alterations on the basis of w hypothetical condition that the repairs or alterations have been completed ^ subject to the following: See Attached Addendum Based on the scope of work, assumptions, limiting c ditions and appraiser's certification, my (our) opinion of the defined value of the real property thatisthesubjectofthisreportisS 103.000 ~, as of AUQUSt 7, 2011 ,which is theetfedivedateofthisappraisal. ~ (BART') Gdarm PWPG58 Appraism RBpOrf fI5J201U cPARtaayocszstoto Mark Heckman Real Estate Appraisers Mark Heckman Real Estate Appraisers (Residential Appraisal Report File NO. 11050ak Scope of Work, Assumptions and Limiting Conditions scope of work is defined in the Uniform Sffindartls of Rrofessional Appraisal Practice as "the type and extent of research and anatyses in an assignment" In short, scope of work is simpty whattlhe appraiser did and did not do during the course ofthe assignment tt includes, but is not limited to: the eMent t0 which the property is identiFied and inspected, the type and extent of data researched, the type and extent of analyses applied to arrive at opinions or conclusions. The scope of this appraisal and ensuing discussion in jthis report are specific to the needs of the client, other identified intended users and to the iMerrdeduseofthereport This report was preparedfbrthesoleandexclusiveuseaftheclieMandotherideMifiediMendeduserefortheidentified Intended use and its use by any other parties is prohibited. The appraiser is net responsiblefor unauthorized use ofthe report. The appraiser's certification appearing in this appraisal report is subject to the following condttions and to such other specific conditions as are set forth by the appraiser in the report. All extraordinary assumptions and hypothetical wndttions are stated in the report and might have affected the assignment results. 1. The appraiser assumes no responsibility for matrers of a legal Nature affecting the property appraised or title tltereto, nor does the appraiser render any opinion as to the ttle, which is assumed m be good and marketable. The property is appraised 8s though under responsible ownership. 2. Any sketch in this report may show approximate dimensions acid is included onty to assist the reader in visualizing the property. The appraiser has made no survey of the property. 3. The appraiser is na required to give testimony or appear in court because of having made the appraisal with reference tc the property in question, unless arrangements have been previousy made thereto. 4. Neither all, nor any part of the content of this report, copy or otlher media thereof (including conclusions as to the property value, the identity of the appraiser, professional designations, or the fxm with which the appraiser a connected), shall be used f¢r any purposes by arryone but the diem and other intended users as identified in Nis repel, na shall tt be corneyed by anyone to the public through advertising, public relations, news, sales, a other media, without the written consent of the appraiser. 5. The appraiser will not disclose the contents of this appraisal repoA unless required 6y applicade law or as specified in the Uniform Standards of Professional Appraisal Practice. 6. Information, estrmates, and opinions furnished t4 the appraiseq, and contained in the report, were obtained from sources considered reliable and believed to be true and correct However, no responsibifiy for accurary of such items furnished [d the appraiser is assumed by the appraiser. 7. The appraiser assumes that there are no hidden or unapparerjt conditions of the property, subsoil, or structures, which would render it more or less valuable. The appraiser assumes no responsibility for such condroons, or for engineering or tesfing,i which might be required to discover such factors. This appraisal is not an erironmental assessment of the property and should rat be considered as such. 8. The appraiser speclal¢es in the valuation of real property and lis not a home inspector, building contractor, structural engineer, or similar expert, unless otherwise noted. The appraiser did not conduct the intensive type of fiekf observations of the kind) intended to seek and discover property defects. The viewing of the property and any improvements is for purposes of devebping an opinon of tits defined value of the property, given )he intended use of this assignment Statements regarding condNOn are based on surface observations onty. The appraiser claims no special expertise regarding issues including, jbul not limited to: foundation seWement, basement moisWre problems, wood destroying (or other) insects, pest infestation, radon gas, lead based paint, mold a environmental issues. Unle'~s otherwise indicated, mechanical systems were not activated or tested. This appraisal report should not be u:;ed to disclose the conditiory of the property as it relates to the presencelabsence of defects. The client is invited and encouraged to employ qualified experts ip inspect and address areas of concern. If negative con¢litions are discovered, the opinion of value maybe affected. Unless othervvise noted, the appraiser assumes the cbnrponents that constitute the subject property improvement(s) are fundamentalty sound and in working order. Arty viewing of the property by the appraiser was limded to readi~ observable areas. Unless otherwise noted, attrcs and aawl space areas were not accessed. The appraiser did not move fumiWre, floor coverings or otlter items that may restrict fhe viewi g of the property. 9. Appraisals involving hypothetical conditions related to completion of new construction, repairs or alteration are based on the assumption that such completion, alteraticn a repairs iaill be canpetently performed. 10. Unless the intended use of this appraisal specficalry includeg issues of property insurance coverage, this appraisal should not be used for such purposes. Reproduction or Replacement cost figures used in the cost approach are for valu lion purposes onty, given the intended use of the assignment The Definition of Value used in this assignment is unlikely to be consistent with the definition of Insurable Value for propert~ insurance coverageluse. il. The ACI General Purpose Appraisal Report (GPAF~^') is not intended for use in transactionsthat require a Fannie Mae 1004/Freddie Mac 70 form, also known asthe Unfform Residential Appraisal Re rt (URAR). Additional Comments Related To Scope Of Work, Assumptions and Limiting Conditions ` ^ ,s, .~,.,,..,,,a,y w.......,ew.e,e,.,.w.eaa.am ims lam wysgmcmm~xoio~ca oxuanmso ores sent W¢ 3 M ~ (9P~°) Garertl Pupme ~, Mark Heckman Real Estate Appraisers Residential Appraisal Report File HO. 11050ak Appraiser's Certification The appraiser(s) certifies that, tothe best of the appraiser's knowledge and belief: 1. The statements of fact contained in this report are true and confect 2. The reported anayses, opinions, and conclusions are limited only by the reported assumplions and IimNng conditions antl are the appreiseYs personal, impartial, and unbiased professional analyses, opinions, and conclusions. 3. Unless otherwise stated, the appraiser has no present or prospective interest in the property that is the subject of this report and has no personal interest with respect to the parties involved. 4. The appraiser has no bias with respect to the property that is the subject of this report or to the parties im~olved with this assignment 5. The appraisers engagement in this assignment was not contingent upon developing or reporting predetermined resuAs. 6. The appraisers compensation for completing this assgnment i¢ not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a slip laced result, or the occurrence of a subsequent event direcity related to the intended use of this appraisal. 7. The appraisers analyses, opinions, and condusions were dev@loped, and this report has been prepared, in conformity with the Unrform Standards of Professional Appraisal Practice. B. Unless otherwise noted, trre appraser has made a personal in$pection of the property that is the subject of this report 9. Unless noted below, no one provided significant real property gppraisal assistance to the appraiser signing this certification. Significant real property appraisal assistance provided by Additional Certfications: DefinilionofValue: X^MarketValue ^Oth@r Value: Source of Defirition: USPAP 2010 The most probable price which a property sh uld bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently antl knowledgeably, and assuming the price is not affected by undue stimulus. The operative definition is from regulations puublished by federal regulatory agencies pursuant to Title XI of the Financial Institutions Reform, Recovery and Enforcement Act (FIR~tEA) of 1989 between July 5, 1990, and August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Admini$tration (NCUA), Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and FDIC'~on June 7, .1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994. The definition is also proVlided as an example definition of Market Value in Advisory Opinion 22 of the 2008-2009 edition of the Appraisal Standards Board's Urfliform Standards of Professional Appraisal Practice (Washington, DC: the Appraisal Foundation). ADDRESS OF THE PROPERTY APPRAISED: 1105 Oak Lane New Cumberland. PA 17070-1331 EFFECTIVE DATE OF THE APPRAISAL: AU USt 7 2011 APPRAISED VALUE OF THE SUBJECT PROPERTY $ 103 00 APPRAISER ~l~%,~~ ~~~~ ~~ Q( SUPERVISORY APPRAISER ~ signature: _-~/lLCZ~i~--x`~' signaure: ~~~~~ (~(/s~C`+~'..., Name: Raetta uders, PA Cert. Resid. R.E. IAppr. Hame: Ma11°c W. Heckman. PA Cert. General R.E. Appr. state Certificatbn # RL139741 State Certification # GA000666L or License # ' or License # or other (describe): state #: state: PA State: PA Expiration Daue of Certification or License: 6/30/2013 Expiration Date of CeNficatian or license: 6/30/2013 i Date of SignaWre: 09/12/2011 Date of Signature and Report 09/12/2011 i Date of Property Viewing: August 30, 2011 Date of Property Viewing: August 30, 2011 Degree of property vievdng: Degree of property viewing: X^ Interior and Exterior ^ Ex[edor On X Interior and Exleriw ty ^ Did not personalty view ^ ^ Exledor Onty ^ Dip not personalty view - PiaOUttE tWnq l,Ll a01Mb8,B00131.8717 Mwv9aRD.mm TM wm Cappg010I00S2010 ACIDMtim MISG rLws Servies. YK..N Baru ^ ~~~' Pape 4 of < (gPAR°) GererN Pupose Appysel gepprl pyp N~ GPMlad 1006282010 Mark Heckman Real Estate Appraisers ADDENDUM Client: Barbara Sumple-Sullivan, Esq. File No 11050ak Property Address: 1105 Oak Lane Case No.: City: New Cumbedand State: PA Zip: 17070-1331 Neighborhood Boundaries The subject property is located in the New Cumberland Borough. Neighborhood boundaries include Bridge Street to the north and east, Fifteenth Street to the west, and Seventh Street to the south. To locate the best comparables available, the appraiser may have to extend search parameters to similar neighborhoods within the market area. Neighborhood Market Condkions Market condtions in the subject's neighborhood has been favorable in recent years due to consistently low mortgage interest rates. Housing values have appreciated at a (moderate rate as well. However, the market in this area has slowed and residential dwellings are being marketed for ~tlnger periods; typically 120 days or less. Appraisers have also encountered more seller wncessionslassistance than in recent years. If interest rates stay at a moderate level and the local economy remains the same, home prices should contihue to remain stable. Highest and Best Use The subject property is Ipcated among proprrties of similar appeal and the improvements have adequate economic life remaining to warrant their continued use as $ residence Comments on Sales Comparison Cumberland County Records indicates that the gross living area for the subject is 1,216 square feet. The gross living area in the county records does not include the finished bath laundry room on level one. The correct square footage is 1,307 square feet. After a thorough search ~of all available ma~et data, the three sales used are considered to be the best indicators of value. All three sales are considered to be reliable ndicators of value, and are weighted similarly in the final reconciliation. In order to find comparable sales, it was ner~essary to use less recent sales. It is noted that all three comparable sales occurred over six months prior to the apprai al date. Comparables that sold within six months of the date of the appraisal were significantly different in size, special condtions, age, and style. Appropriate adjustments have been made fir all differences. Comparable sales used are alt closed sales. It is typical to see up to Ei% in seller concessions. The appraiser adjusts for a portion of those concessions, approximately 50%. The appraiser has selected the best comparables available currently. Final Reconciliation THE APPRAISER HEREBY CERTIFIES THAAT THIS REPORT HAS BEEN PREPARED IN COMPLIANCE W (THIN THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE(USPAP), THAT THE APPRAISER IS A DISINTERESTED PARTY AND THAT THE VALUE STATED IN THIS REPORT IS ACCURATE TO BEST OF THE APPRAISER'S ABILITY, AND THIS VALUEiHAS NOT BEEN PREDETERMINED. See attached appraiser's certification and S~atement of Limiting Conditions. The appraiser considered only those items that were permanently attached to the property ~s realty. Any items not so affixed such as refrigerators, washers, dryers, above ground swimming pools, etc., were not included in the estimate of market value. The opinion of value stated in this appraisal is based upon market conditions present as of the effective date. This appraisal assumes a reasonable mark ling period for the subject property of four months. The Sales Comparison .Analysis reflects re ent activity in the market place and is given the most weight. The Income Approach is inappropriate be use few single family houses are rented in this market. In view of the age of these improvements, t e Cost Approach cannot be considered an accurate indicator of value. This appraisal is based on readily observa le conditions and is not to be considered as a thorough home inspection to analyze or warrant the subject property an or its mechanical systems. Conditions of Appraisal This appraisal report has been prepared with the property in 'as is" condition. The appraiser considered only those items that were permanently attached to the prop~rty as realty. Any items not so affixed, such as refrigerators, washers, dryers, above ground swimming pools, etc., were of included in the estimate of the market value. No personal property has been included in this valuation. THE APPRAISER MAKES THE HYPOTHE1fICAL ASSUMPTION THAT THE CONDITION OF THE SUBJECT PROPERTY AS OF AUGUST 7, 2011 WAS IN AVERAgE CONDITION. ACTUAL DATE FOR THE PROPERTY INSPECTION IS AUGUST 30, 2011. Atltlendum Page 7 of 1 Bonower N/A File No 11050ak Pro er Address 1105 Oak Lane e' NewCumbedand County Cumberland State PA zioCode 17070-1331 Lender Barbara Sum le-Sullivan Es . e~rrrwl~ML MIYV KCI"VK 1 IUCN 1 ItII.H 1 IVIV This Appraisal Report is one of the following types: ^ Self Contained (A written report prepared. under Standards Rule 2-2(a), pursuant to the Scope of Work, as disclosed elsewhere in this report.) X^ Summary (A written report prepared under Standazds Rule 2-2(b), pursuant to the Scope of Work, as disclosed elsewhere in this report) ^ Restricted Use (A written report prepared' under Standards Rule 2-2(c), pursuant to the Scope of Work, as disclosed elsewhere in this report, reslricted to the stated intended use by the specified client or intended user.) Comments on Standards Rule 2-3 I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true land wrrect • The credibility of this report, for the stated use by the s>lazed user(s), of the reported analyses, opinions, and conclusions are limited only by the reported assumptbns and limiting condifions, and are my perso~lal, impartial, and unbiased professional anayses, opinions, and conclusions. • I have no present or prospectivE! interest in the property that is the subject of this report and no personal interest with respea to the parties involved. • I have no bias wRh respect to the property that is the slVbject of this report or the parties involved with this assignment. • My engagement in this assignment was not contingent'iupon developing or reporting predetermined results. • My compensation for completing [his assignment is no(contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value Opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directry related to the intended use of this appraisal. • My analyses, opinions and conclusions were devebpep and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice that were in effect at the time this rt~port was prepared. • I did not base, either partially or completery, my analysis andlor the opinion of value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of eithElr the prospective owners or occupants of the subject property, or of the present owners or occupants of the properties in the vicinity of the subject property. • Unless otherwise indicated, I have made a personal inspection of the property that is the subject of this report. • Unless otherwise indicated, no one provided signficank real property appraisal assistance to the person(s) signing this certification (if there aze exceptions, the name of each individual providing significant real pbperty appraisal assistance is stated elsewhere in this report). • Unless otherwise indicated, I have performed no serviu;es regarding [he subject property within the prior three years, as an appraiser or in any other capacity. Comments on Appraisal and Report Identification Note any USPAP related issues requiring disdlosure and any State mandated requirements: APPRAISER: Signature: ~~~J Name: Raetta Souders. PA Cert. Resid. R.E. ppr. Date Signed: 09/12/2011 Staze Certification # RL139741 ! or State License #: I SUPERVISOR r PPRAISER(onlyifrequire Signature: Name: Maffc W. Heckman. PA Cert. General R.E. Appr. _ Date Signed: 09/12/2011 _ Staze Certification #: GA000666L or State License #: State: PA State: PA _ Expiration Date of Certification or License: 6/30/2013', Expiration Daze of Certfication or License: 6/30/2013 _ Supervisory Appraiser inspection of Subject Property: Effective Daze of Appraisal: August 7, 2011 ^ Did Not ^ Exterior-only from street X^ Interior and Exterior MaOUwC utip Ad mM1Vme, B0034/d7l7ww.rwM.tan U~P~ ]0 ' FLOORPLAN Client: Barbara Sumple-Sullivan Esq. File NO' 11050ak Property Address:1105 Oak Lane Case NO ' CI :New Cumberland State: PA Zi :17070-1331 is.a a.sar i6.a [ MBbYs Or~rBriw G e~ Pares 12.tl Sketch by Apex IV WindowsTM AREA CALCULATIONS SUMMARY Code Desaip6on Sme Totals OLAl Piret Ploor 608.00 Flret Floor 91.00 699.00 G'LA2 Second Floor 608.00 608.00 P/P PoroL 96.00 96.00 ~ TOTAL LIVABLE (ro nded) 1307 LIVING AREA BREAKDOWN Breakdown Subtotals First Floor 16.0 x 3a.0 608.00 7.0 x 13.0 91. D0 Second Floor 16.0 x 38.0 608.00 3 Areas Total (rounded) 1307 PH (7171 774-7202 FAX (717) 774-0383 EMAIL heckmanaooraisers~comcast.net DIMENSION LIST ADDENDUM Client: Barbara Sumale-Sullivan, Esq. File No ~ 1105Oak Property Address:1105 Oak Lane Case NO ' ii City: New Cumberland - State PA Zip' 17070-1331 GROSS BUILDING AREA (GBA) 1,403 GROSS LIVING AREA (GLA) 1,403 Area(s) Area %ofGLA %ofGeA Living 1,307 100.00 Levu 1 699 49.82 100.00 Level2 608 43.34 Level3 0 0.00 Omer 96 6.84 GBA Basement ^ 0 Garnge ^ 0 Area Measurements Area Type Measurements Fadtor ToffiI Levell Level2 Level3 Other Bsmt Garage 38.00 x ~L1 94 x ~,~Q = 608.00 ^X ^ ^ ^ ^ 13.00 x 744 x ~QQ = 9,.00 8 8 8 g ~ g 38.00 x ~ 44 x 7 -fQQ = 608.00 x x -~ _ ^ x x -,,- _ x x .-,_ _ ~ g ~ ~ x x ~ _ ^ ^ x x __;.._ _ x x _,_ _ ^ l} ^ nJ~ x x ~ _ ^ a ^ ^ ^ x x T = x x ~ _ 8 l r sjl u I~ °ujl x x ~_ _ x x _~ _ x x ~ _ x x ._.__ _ x x ~_ _ x x _~ _ x x _~ _ x x _._ _ x x ~ = x x ~ _ U x x~= x x _ x x ._,_ _ 8 8 ~ B 8 x x __.___ _ ^ ^ ^ ^ ^^ x x ~ _ ~ ~ g ~ -~ x x ~_ _ LJ x x ~ _ ^ ^ ^ ^ x x ~ = x x _ ^~1 ( lJ ^1 I U ~j I~ ~^" lJ 1 I^ 1 U x x ~ J - x x ~ _ x x 8 _ _ x x _;_ _ x x _ ^ ^ ^ o ^ ^ ^ O ~ _ _ x x r = ^ ^ ^ ^ ^ _ x x _,_ _ _ x x _,_ _ _ x x ~_ _ x x _ _,._ _ _ x x ~ _ _x x~_ ^ _ x x ~ _ ~ ~ ~ 8 g ^ ' _ x x _.y_ = ~~ j _ r L J, _ X x ~ - ^ ~ rl J x x ^ ^ ^ ^ lJ ~ _ x x _~ _ 8 8 8 ~ ~ 8 _ x x ~_ _ SUBJIECT PROPERTY PHOTO ADDENDUM Client: Barbara Sumple-Sullivan, Esq. File NO ' 11050ak _ Property Address:ll 05 Oak Lane Case No FRONT VIEW OF SUBJECT PROPERTY Appraised Date: August ~, 2011 Appraised Value: $103,000 REAR VIEW OF SUBJECT PROPERTY ~~ STREET SCENE Living Room Dining Room Kitchen ProOutttl u!p ACI SdNie, BOOIM.872) WMw2onlL.mm PHT3101B]O30 _ _ _ Kitchen Full Bath/Laundry Level One Bath Bedroom Bedroom PropuKE umrq ACI adnwS 400.7318)2) w~wl.swlee.mm alto une~oio . ~ ~ , Bedroom armucea uting na wmwa mo.z~.amw«.ecMeo.mm PMT31M81010 _. ~ ! COMPARABLE PROPERTY PHOTO ADDENDUM `"~ ' ._ .v.ra~;z `~~: ~~ g ~'lIE IE: II ;~ _ ~~^~ COMPARABLE SALE#1 219 10th Street New Cumberland Sale Date: 8/26/2010 Sale Price: $ 96,900 COMPARABLE SALE #2 117 Market Street New Cumberland Sale Date: 9/15/2010 Stile Price: $ 103,000 COMPARABLE SALE#3 903 Bridge Street New Cumbedand Sale Date: 9/07/2010 Sale Price: $ 88,000 ~ I PLAT MAP Client: Barbara Sumple-Sullivan Esq. File No ~ 1105Oak Property Address:1105 Oak Lane Case No.: Ci :New Cumberland State: PA Zi :17070-1331 PH (717) 774-720 FAX (7171 774-0383 EMAIL heckmanaooraicarGPlrnmraet nat ~ 1 ~ LOCATION MAP Client: Barbara Sumple-Sullivan, Esq. File No ' 11050ak Property AddreSS.1105 Oak Lane C3Se NO ' Ci :New Cumberland State: PA Zi :17070-1331 ,~~•. , Off ` % G. \n~~ t^Ct ~ l~r 4 )~ ~l Z z .. 230 ~ ,o Sl - _ ~~~' ~~, ~ ~ `t>~c,'h1G, h3 SI.Ir•L$!~ ~ ~-, j z3a ~ ~4^- is:a R~ ~v ~ L: ~ - _ S aq^ ,,~ Cd~Pr 4`:es yMe'~ J~ F+ ~^ 1513n~ `rt 5; ~~ ~ ' ., ~:~ - _ ,~,,,yr;'1` Comparably Sale 1 ~,~ 219 10th S1~ , '~ ,c`=~' New Cumberland, PA 17070-1614 _ Sr (0,19 miles!ENE) „o`~ i•4 M ~ti~~ - Comparable Sale 3 F.,.,~V ~ 'Ark, 903 Bridge St ct~~ ~S~ New Cumberland, PA 17070-1629 Oak"-, (0.20 miles ENE) ,`~~~ti &.,o, A s~, // sr Comparable Sale 2 ~~ Subject ~'~ ~.5~ ,eV~ 117 Market St 1105 Oak Ln '~~ 7` ~f~, New Cumberland, PA 17070-2147 ~ = New Cumberland, PA 1707D-1331 ~ru ~'~ ..~ (0.85 miles ESE) try~~ r4 M,~~2' ; tG.. b~~~ _ Y.. 4 Fn .. ''~.%Nl' rel. `~ mod. - 't ` ~Nd., ~ ~ eXel H1115 f - ~ s ~-~~, ;,-~,, s ip, ~ iy _ .~ o p Yr ~, e ,. ~ii~, ,.". y _, _ c - °rr F -- '~.).1 i y 'ft~ ~rtj;" p ~ ~~ 4% '}~C~~n Ph6lr`t ~ lla, AC'S C - ~ ~/~•~ ~y ~ i ,,,< ~ ~pital CitJ ~_ - - ~ ~. - ~ ~, .7i rC' Lll 7-Yi21 J N!fFiOfl ~ c d r.- f yl 6j •:~ :~_. __ r~EF .4 __ .. - id^~ ~,es', o DA __ d :c~, _. I tid j ~'~~ ` ----_._ s_ __ _ ~'r ]CQa~ Z.. PH (7171 774-7202 FAX (7171 774-0383 EMAIL heckmananoraisers@comcast.net + r r ~ , Client Barbara Sumple-Sullivan, Esq. File No ' 1105Oak Property Address:1105 Oak Lane Case No ' Ci :New Cumberland State: PA Zi :17070-1331 F#oodMap Legend Road Zones Areas tmtaedated by 5Se4-year flooding Areas aWStde nr ltte toll arld 50o-yea~~4dao,~leaats Arras rrgmCMld 4Y td~year Oppdhty ~.. Arras mamd>;•r<d by t~yaar fl6etling wllh vMa~tlly hazard i=tooa+vay areea Ftoadvray areas w?h vatoti!y haaartl '„ Areas o! rratllferminatl bur plss~se rlcaa{S hdtards .: _, Arras rta: mlppla on ary pri~tish(!tl Fli~ftA rrooa Intormatgon Cornn,uniy: 42036fi - NESId CUP.fBERLANI?. BQROUGH O~ Prapeny is nog ir. a FEt~A special flood hazard area. P.•1sp Number: 42041COZfi•2E P~•1ap [3ate 03'16;:7D9 Panel: CZ82E FiPS: 42041 Zane: x NaAlher i Off, iYl9 rris:o Fk:ud Hazvrd Ce: rrlfl;~G:n'i iTFFC} nrr. ACI nraka ;?ny 2presan.atMrs o¢ •n~rranLes to arty psry cd.:centrng the croneat, accury~ or compi-rne~e or this t!odt+ raper., inuudina alrg a•arran:~ of mer;ianta:~ilitJ ~r Tilnese: hn n pa Air:~lar p-.npo.e. Nirelber Tr-HO ncr ACI r::x lrm sellrr ;br [he: !I/~d repor: E.rial! bare snv IiaDUi:y to ar.y ;ham a pert;: for any use or misuse of this fl~_od repor. PH (717) 774-7202 FAX (717) 774-0383 EMAIL heckmanappraisers~comnzst.net • i Client: ~ Barbara Semple-Sullivan, Esq. File No ' 11050ak Property AddreS5:1105 Oak Lane Case No ' City: New Cumberland State: PA Zip' 17070-1331 ----- - ---- -. ~ g~0 eti,~1070 ~~~ ~~~~ ! AND r Mode tAe Fl`7th dny o/ tsptabar , in the y«v ~ IYieeteen Awtdrxd and l.~ad7-thr« (14b3) i lGAI JANE NEB and I, tilABI.F9 N6MCC8tBa ~~iit hw3aad, of the Borough ~ of New Cnaad, CauastT of Ciabarlatad and State of Penaeylrania, partiu ~ I of the firFt part, Crenfore ROBDC H. YOB tab LORSIRA J. McZYt$, hle wlta, of the Borough of ~ Nar Ciabsr std, CotaitT of Cusberla~ and State of PenneJl~ania, pa~ties ' ronlee ( ~B1LfVt5itti~,eth then oon ere ian of g~~ ~~~ T1re Hundred sad do/100-------- s in Irnnd (><'7a500'QO)~-~- -'--"'-'- Dvtlara, pnid, the reaip~t whereof it Ae+'eby ac7rwtdeafped, tht said Qroators do Lrrrtay prom and eont~ryfl M tito acid Cremes e, tfiair heirr and naripru, ~ J ALL TfLIT CfR?A21t lq~t or parcel of land situate is tM 8orouah of tMv C~berlaod, fouatt7 et CtsberL aed State of PamnsTlranla, bound ad and described as follore: BEOItBiItiG at a state at a pout on the sotthern line of Oak Lane one htmdratd (100) fart cart trw tM (~ea~stern 11ne of Part Aranue raataanrad along the southern line of Oak Lans•t thaatee atpnath 66 degree seat aloatg the aeuthern line of Oak Lne twent]- ilra (25) test, to'a paitat at a etaks on tM line rnnaing through the center of the double stucco duel ing erected Sn part upon the let herein deeoribed; theaee south twntT-elz (26) ds a vest along said last aentianed line through tM cort.rr of said partition xa and beTond too htmdred errwatean and eight-tatthe (217,8) teat, to a point a an iron pin oa the northern boteaderr 11nr of Lot No. 7'b on the ~ hereinattar amino ad Plan of lots; thence north siactT-four (bd) degrees vest is • dirsatitwt along as d Let asrttioned 11n~ 25 Seery to • polaK m tie easta~n bmudarT l line of Let Nv. S6,on said hereinafter oentioTaad PLa of lots; thence north 26 d east in a directiopi along said lest aentieaad line twe hundred se-enteeo and dght- teatha (217.8) f«k to the polar or pLee of begiMing, Haring thereon erected the veKvardlJ ms-nal~ of a double tiro atom stucco dwelling house No. 1105 Otlt Lame, li New Cnabrrlaad, Pal, BELNO the sane pr see which wTtiaa H, tihtuT,/~ioi°m a W, H. 9ttueJ, a atingle seen, of the Betrough of CuaberLnd, hT Desd dated the 20th daT of JanvarT, 1938, and noordad 1n the berlaad CountT Recorder's Office Sa Dead Boott "U•, Vel. 11, Page 3t~, gratated rd eoanaged unto ADELIA K. BTOYSB, SLe acid ADELIA N. STOPffit died August 21, l 56 leering a Lst Pill sad Testaaent dilch iras dulj probated Sn the OtlSae of the Eieter of Wi1L of CTfberland ConatT 1n Y111 Boots ~ ~ Page ~ j , wMra M shoes deaeriMd prsasian were de-ised to NARI J1UfE N81PCOt®t rhe, ird.lT rich her husband, are the Craetora Mrein. L ~ ~ ~, _ ,, r e ~.t2tofrf~ t C'~L hgga •~.~ .. ` '. - ~ .'P isharat Dist. pwi. G. -a. ~ ~~ a' a alarwr lsUh irrrahr Tu 1* eHl ah 1nNlar7n dr! HMB set. ~ 0a1 Mt -" n •. e . .. r... ~ ~~~~ ------ PH (717) 774-720 FAX (717) 7740383 EMAIL heckmanappraisers~comcast.net ~ ~ ' ~ ~ _Client: Barbara Sumple-Sullivan, Esq. File No • 1105Oak Property Address. 1105 Oak Lane Case No • City: New Cumberland State: PA Zip• 17070-1331 ~~ ~^ ., .1114 r!„ Nr.7 r„vrrr, ~r ~ Ir~,r, IF'ennef Galarall~ r!, ,,. .r.! hrr,~n rnnr.! I ~' t r r y u n d• I Jn ~Uialtes iUhtrcol, rLr M,n1 ri n,rdary Eery A~rvanfa rrf 6ha1r l,nxd s I a~(.r'n~ r(b' dny nrrt( III nr rM.+l rtf,llPr mri(IrrL ~ I I c, •i may/.},. ~~ ~ ~ a~ ~ r :"""'J 1 - , rr / IM6AY ~~~ SolEn;oanxalth o ~ r •r pm~ ~ ~~ ~ ( ~a~nrn of r `` ~ _ ~ Unrlria,lhc $th ~dyof .9RpbEaMt !lr6jr,rJ,•.rnn~ ~ s NOtat)?ob~L1C, !!it'uudrrxiprmd gQin r, µrcYnurllg rtpt; r-,rrd Nark iJ~f N9raaar and 1Z Char~N YaraPwr`~r hwtr~d, knetnn In mr l or wfieJnrlenilg rrrureu o r 1 u' jn'raee~ rr ,ua nuu, ~ ~u ,krv,ft„ p,r rr,, .•n ~ 1x1.1, n.e•xl, rtes nLl:IrU,flfr~Viv! f)1nr p(rr' r.rfLerl'Ir 1)„• Aehn' (iv rr,~ r•llr+xu:' Ilrr.••irr r••,lire ,!'rr. AL CIi'rT\'!'.Cti11'lrl:'-Th',$',)),nrrlnr,l,.u/n,ylmnd m,dC//,(/~/~ ~„µr a,vl, I Nor ~ ,a ~i h • ,I,etYLh a i;IrrrmU ~' [rlliU fir.rr Nn~ pnv~.n• rr•li/n .. nl ll.r ernn r•r a Irrrrii, it< i x a 1 ~~ ~ ~ ~ ~ 1 G3~ ti ~ ° ~ '$ ~ $ tJ nia1 t.~5 ~~:: ~ i ` ~v ~ • ~~ sss ~ ~! ~ `` ~ ~ ny ..r YfSftt`2 C,a • • .E u ~ a ' .. . ,.:., R j ~ ~, s ~ RCCISTERED 8V Y1iE2 y ~ BDeD 6J ti~w DDYBFAI~ItD n/ ~ ~ 1 D:onlnonmr~116 0(~~tnneo~nla + i ~. 6.~nrn ~~ litN[dCd i~r fGr UJJirt fnr lirrnrrlulp of 1lrrde iu and Jo 'I 11to°r4 `~u~, ae ` ~°°~ ~ in Ihr<( 11„1,1. 7 • ~ o A /J7 Ib~d 7D trr. i ~/ ~tl)tnroe brrltr~,rr( ~ :.rr„frU~cr 1111. I ~v~ I/ 7 dm,rtr_~~°~ _t,~,~,rN~~eri,~ir!,~~ iii ..~,,. PH (7171 774-720 FAX (7171 774-0383 EMAIL heckmanaooraisers~comcast.net - ,. REV-i5o8 EX+ (ii-io) ~ Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: Loretta J. Mclvor SCHEDVLE E CASH, BANK DEPOSITS 8r MISC. PERSONAL PROPERTY FILE NUMBER: 21-11-0876 If more space is needed, use additional sheets of paper of the same size SCHEDULE E EXHBIITS r ROBERT ENSMINGER APPRAISERS READ ESTATE and PERSONAL PROPERTY 3557 Eimerton Avenue Harrisburg. PA 17109-1132 717-652-d 11 t voice 717-370-6777 l~ ax 717-877-7350 Cell threecomp~comcast.net or Robert~Ensmin erg s.net www.Ensmin ers.net August 27, 2011 Robert Mclvor 2509 Garison Ave. Harrisburg, PA 17110 RE: Estate of Loretta J. Mclvor Dear Mr. Mclvor: In accordance with your request, I have appraised the personal property of Loretta J. Mclvor, Deceased. The property is located at 1105 Oal Lane, New Cumberland, PA 17070. I have made a physical inspection of the items listed in the attached report on August 16, 2011. The values shown have been arrived at after a careful study of the property. believe it to reflect a true measure of its estimated value as of August 11, 2011. The intended users of this report are the executor(s) or the administrator(s) of the estate, estate attorneys and the PA Department of Revenue. There are no other intended users. The intended use of this report is for estate purposes. Estimated value is defined as the appraiser's professional opinion of the estimated gross amount, expressed in terms of cash, which the listed assets would typically realize if exposed for public sale at a properly advertised and professionally managed orderly liquidation at a listed or negotiated price usually within a short period of time of the effective date of this report. Further consideration is given to the ability of the assets to draw sufficient prospective buyers to insure competitive offers are considered. All items are valued on a per item basis, in "as is" condition, with purchasers responsible for removal of assets at their own risks and expenses. Any deletions or additions to the total package could change the psychological and/or monetary appeal necessary to gain the prire 'indicated. Taking into account all of the factors set forth in the pages that follow, it is the opinion of the undersigned that the estimated value of the listed personal property i Fifteen Thousand Eight Hundred Dollars ($15,800.00.) Employment in and compensation for making this appraisal are in no manner contingent upon the value reported and I certify that I have no financial interest in the property appraised, present or contemplated. Vary truly yours, ~~G~ Robert A. Ensminger, GPPA Estate of Loretta J. Mclvor ITEM VALUE _ 2008 Nissan Altima~ 2.5-S - Ser.# 1N4AL21E18N530192 -Average of Kelley, Edmunds & NADA Private Party Values. PPV's estimate the value of the vehicle in as is condition. It has not been reconditioned or detailed for sale on a retail basis. $ 4,800.00 Bedroom Suite -Double bed, dresser, armouir, night stand $ 375.00 Chest of drawers $ 40.00 _ Sofa $ 100.00 _ _ Sylvania 32" HDTV $ 175.00 _ Lift chair _ __ __ --- --- $ 50.00 Hutch _ ___ __ __ _ $ _ 75.00 Table & 4 chairs $ 60.00 __ Sin le bed $ 40.00 Rockin chair $ 60.00 _ Chest of drawers $ 25.00 NOTES: All appliances are to be included with the real estate. Mrs Mclvor lived with her daugher and most of the items in the house, except those listed above belonged to her daughter. TOTAL $ 15,800.00 Scope of Work The following comments e, xpand the Scope of Work to include any additional research or analysis necessary, based on the complexity pf this specific appraisal assignment. The scope of work explanations discussed here and within the body of tha report further define, clarify and document what the appraiser did [or did not do] in order to develop the appraisal and report the value opinion, based on the complexity of this appraisal assignment and/or as a result of a supplementary Agreement or Engagement Letter * as accepted by the appraiser, Robert A. Ensr!ninger and his client. * If no written specific anclt or supplemental Scope of Work was agreed upon with the client (prior to accepting the assignment, by format/ engagement letter and included in this report) the Scope of Work outlined here and within the report, is considered to be representative of what typical users of appraisal services would require and in general, what apprfaisers would provide as reasonable, acceptable and sufficient for the stated intended user's needs. COMPLETE VISUAL INSPECTION: It should be noted that the Appraiser conducted a visual inspection of only the readily accessible areas of the assets, viewing only those components of the asset which were clearly visible. No tests we made of any mechanical, electrical or electronic systems as such tests are not within the Scope of Work. Comments on the condition of the asset are'based on a casual observation only and which may have been limited by the placement of assets so as to preclude observation of the items blocked by same. Although the report may cite a general rating of the adequacy and or condition (based on observation only) it should be clearly understood that these statements are a general guide for comparison purposes (as part of the valuation process} and are not a detailed report on the physical and or operational condition of these items. The appraiser is not an expert in these matters and any opinion stated is advisory based only upon observation. While others may choose to rely on the report, they should not rely on it to disclose condition and stated defects. Such knovivledge goes beyond the scope of this appraisal and as such, comments on observed conditions given in this report should not be taken as a guarantee that a problem does not exist. REPAIRS/DETERIORATIION: An effort was made to report those repair items that, in the appraiser's opinion, will affect safety, adequacy, and marketability of the property. The Market Data or Sales Comparison Approach to value compares recent sales of similar assets to the subject asset being appraised. Adjustments may be made to the comparable sale for such items as condition, age, provenance, obsolesccence and time of sale to arrive at an indication of the most probable selling price of the asset. The Market Data Approach is based on the premise that the asset is easily substituted in the market place for a similar asset oil similar quality and price. The market is an established means of buying and selling assets through established channels including auctions, second hand dealers, ,public and private sales. Auctions are the preferred' method of marketing when a liquidation value is being sought. Auctions are usually properly advertised and professionally managed and assets can be liquidated in a relatively short period of time. The orderly liquidation value as reported herein is not consistent with the definition of "insurable value" and should not be relied upon for insurance purposes. The Cost Approach measures value by determining the current cost of an asset and adding for appreciation or deducting for depreciation. Several types of depreciation can be associated with an asset including, but not limited to physical deterioration, functional, economic and technological obsolescence. Since depreciation is very subjective and sometimes difficult to prove, use of the cost approach and reliability on the same as a value indicator could be misleading. In most cases the Cost Approach is not deemed necessary to the development of a reliable Walue opinion, therefore the Cost Approach has been excluded and was not used in this report. Scope of Work (Concluded) The INCOME APPROACH is typically developed when the value is related to the economic return that an asset can produce. It is usually not applied to individual assets due to the difficult task of identifying individual income streams. The Indome Approach is typically used with assets that produce rental income, especially large, movable constructipn equipment, and commercial transportation vehicles. The appraiser has determined the Income Approach was not appropriate and meaningful to the analysis and value opinion. For this reason, the Income Approach was not employed as a valuation tool. EXTENT OF DATA RES~ARCH: Sales and listings of assets comparable to the assets being appraised have been researched, verified, analyzed, and reported. Sales data of assets geographically, physically, functionally and economically similar to the subject assets and that are sufficiently recent to reflect current buyer and seller actions were researched land considered. If necessary and applicable, the appraiser also researched data on comparable income and expense information and replacement costs. Depending upon the availability and reliability of various data sources, the appraiser used any combination of reasonably available inforrmation from owner's comments; buyer's descriptions; manufacturer's and dealer's web sites; brochures; Internet auction sites such as eBay or Auction Arms; informational web sites such as Kelley Blue Book, NADA,', Edmunds, Machinery Trader, Art Facts, Prices for Antiques and the like; posted auction prices of other auctioneers; the appraiser's own experiences selling similar type assets at public auction and the appraiser's personal library. When and where possible, the applicable information was verified with sources deemed to be reliable and from a disinterested party or corroborated with a 3~d party source. In some cases, the motivatipns of the parties and other factors (terms, arms-length transactions, etc.) may not have been available and the data was used at "face value as factually accurate." DISCLOSURE/DISTRIBUTION: Regardless of who paid for this appraisal report, the intended user is only the client stated within the report. The appraisal and report may be inappropriate for use by parties other than the intended user and could place them at risk. Despite the means of possession of the report, this appraisal should not be used or relied on by anyone other than the stated intended users and for the stated/intended purpose. The Intended User of this appraisal report is the Client. The Intended Use is to evaluate the assets that are the subject of this appraisal for reasons stated elsewhere in this report, subject to the stated Scope of Work, purpose of the appraisal, the developmental and reporting requirements of the Uniform Standards of Professional Appraisal Practice (USPAP,), and the Definition of Value. The nature of the assignment may infer Additional Users of this rejport. Examples would where this appraisal is to be used for (a.) legal purposes whereby the client's attorney and authorized court personnel become users of this report on behalf of the client; and (b.) estate purposes whereby the client's attorney and authorized taxing authorities become users of this report. This report is copyrighted by Robert A. Ensminger, ©2010, and may be registered in the U.S. Copyright Office. Any reproduction, electronic or otherwise, of analyses, drawings, photographs, contents, representations or opinions of value made in this report for purposes other than those stated in this report, is not permitted. THE VALUE OPINION: The value opinion stated in the report is based on my analysis as of the effective date shown in the report. The value opinion considers the productivity, economic and physical conditions of the assets only as of the effective date of this appraisal. As market conditions are constantly changing, this value opinion may not be valid in another time period. Statement of Assumptions and Limiting Conditions 1. In preparation of this appraisal report, no investigation was made as to the actual ownership of personal property herein appraised. Unless otherwise stated, the personal property has been valued in fee simple, unencumbered by liens and fractional interests. 2. All opinions as to values stated are those of the appraiser and are based upon the facts and data made available to me. The appraiser assumes no liability or responsibility for changes in the market place or in technology, which may in some way, alter or change the stated values. 3. No responsibility is assumed for information furnished by others and the appraiser assumes no responsibility for matters of a legal nature. 4. This appraisal was made for the purpose stated and is not to be used for any other purpose. 5. Possession of this appraisal report, or a copy thereof, does not carry with it the right of publication. It may not be used for any purpose by any person other than the party'to whom it is addressed and the stated users without the express written consent of the appraiser. 6. The appraiser, by reason of this appraisal, shall not be required to give testimony as an expert witness in any legal hearing or before any court of law unless advance arrangements have been made with the appraiser at an additional fee. 7. Leasehold' improvements have not been taken into conslideration unless specifically noted in the appraisal report. 8. The appraiser has used his best professional judgment to accurately value the subject according to the specified definitions, and the values reported in the appraisal documents represent the opinion of the appraiser as of the effective date of the appiraisal. Such values are subject to significant alteration and will be affected by time, changes in condition, obsolescence, changes in the market place or in the economy and many other factors beyond the control of the appraiser. Reliance upon stated values for any purpose, beyond the effective date of this appraisal is inadvisable. 9. Authenticity of paintings and art work and provenance of antiques and decorative arts is asslumed, but not guaranteed. Paintings and art work under glass were not examined out of frames and are assumed to be as identified and in good condition unless otherwise stated. Statement of Assumptions & Limiting Conditions (Concluded) 10. Services containing multiple pieces may or may not have been completely examined, and are assumed to be complete and in good condition, unless otherwise stated. An individual piece is assumed to be representative as to condition. If values are given per set or per lot, the value is for the set or the lot, and no opinion is given as to an individual value, or to proportionate values. 11. Porcelains, pottery, ceramics, and other fragile items have not been examined to museum standards or methods, for repairs or hidden damage, and are therefore subject tq further examination. 12. Colored stones and diamonds may be enhanced by using one or more techniques including,.... but not limited to, clarity enhancement, resins, and heat treatment. In many canes, it is impossible to tell whether a natural stone has been enhanced without a detailed report from a qualified laboratory. The value determination in this report assumes that no major enhancement has taken place unless so stated. 13. Ivory, jade, bronze, gold, sterling silver, and similar materials have not been tested by laboratory standards, or methods for purity and authenticity, and are subject to further examination. 14. Coins and paper currency were not examined for authenticity or counterfeits and were not removed from books, flips, slabs, rolls or other packaging. In most cases the packaige markings are assumed to contain the listed contents. 15. Machinery, equipment and vehicles were not operated and are assumed to be in working condition unless noted. 16. Electronics and computers were not tested and are assumed to be in working order unless noted. 17. Firearms were not examined internally and were not fired. Various component parts were not checked for matching serial numbers. All firearms are assumed to be in working order unless noted. 18. Measurements and weights are approximate. Wood identity is not guaranteed without further research. 19. It should be noted, that any additions or deletions to the total assets could change the psychological and or monetary appeal necessary to obtain the values indicated within this report. Certifications I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true and correct. • The reported analyses, opinions, and conclusions are limited only by the reported assumptions aind limiting conditions and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. • I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. • I have no bias, with respect to the property that is the subject of this report or to the parties involved with this assignment. • My engagement in this assignment was not contingent upon developing or reporting predetermined results. • My compensation for completing this assignment is not contingent upon the development br reporting of a predetermined value ar direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. • My analyses, gpinions, and conclusions were developed, and this report has been prepared, in Conformity with the Uniform Standards of Professional Appraisal Practice. • I have made a personal inspection of the property that is the subject of this report. • No one has provided significant personal property appraisal assistance to the person signing .this certification. • I have not performed any business services for the party whose assets are being valued during the past three years. h~•G~ ' Robert A. Ensminger, GPPA August 27, 2011 ~YOBERT ENSMINGER APPRAISERS R,~AL ESTATE and PERSUNAL PROPERTY 3557 Elmerton Avenue August 27, 2011 Harrisburg, PA 17109-1 l32 Robert Mclvor 717-~s2-~11; v°;~e X509 Garison. Ave. 717-370-5777 Fax 717-877-7350 Cell Harrisburg, PA 17110 R°be~ ~~~ °` RE: Estate of Loretta J. Mclvor vrww.Ensmineers.net Dear Mr. Mclvor: Iln accordance with your request, I have appraised the personal properly of Lore' J. Mclvor, Deceased. The property is located at 1105 Oal Lane, New Cumberlai PA 17070. I have made a physical inspection of the items listed in the attached report on August 16, 2011. The values shown have been arrived at after a careful study of the property. believe it to reflect a true measure of its estimated value as of August 11, 2011. The intended users of this report are the executor(s) or the administrator(s) of th estate, estate attorneys and the PA Department of Revenue. There are no othe i~ttended users. The intended use of this report is for estate purposes. Estimated value is defined as the appraiser's professional opinion of the estimafi gross amount, expressed in terms of cash, which the listed assets would typicall• rlaalize if exposed for public sale at a properly advertised and professionally managed orderly liquidation at a listed or negotiated price usually within a short period of time of the effective date of this report. Further consideration is given tc the ability of the assets to draw sufficient prospective buyers to insure competitiv offers are considered. All items are valued on a per item basis, in "as is° conditic vVrith purchasers responsible for removal of assets at their own risks and expensf Any deletions or additions to the total package could change the psychological and/or monetary appeal necessary to gain the price indicated. Taking into acxount all of the factors set forth in the pages that follow, it is the opinion of the undersigned that the estimated value of the lis#ed personal proper Flifteen Thousand Eight Hundred Dollars (15,800.00.) Employment in and compensation for making this appraisal are in no manner cbn#ingent upon the value reported and 1 certify that I have no financial interest it the property appraised, present or contemplated. Vlery truly yours, ~~~ , t~~~ Roobert A. Ensminger, GPPA Estate of Loretta J. Mclvor ITEM VALUE 2008 Nissan Altima~ 2.5-S - Ser.# iN4AL21E18N530192 -Average of Kelley, Edmunds & NADA Private Party Values. PPV's estimate the value of the vehicle in as is condition. It has not been reconditioned or detailed for sale on a retail basis. $ 4,800.00 Bedroom Suite - Dpuble bed, dresser, armouir, night stand $ 375.00 Chest of drawers $ 40.00 Sofa $ 100.00 S Ivania 32" HDTV $ 175.00 Lift chair $ 50.00 Hutch $ 75.00 Table & 4 chairs $ 60.00 Sin le bed $ 40.00 Rockin chair $ 60.00 Chest of drawers $ 25.00 NOTES: All appliances are to be included with the real estate. Mrs Mclvor lived with her daugher and most of the items in the house, exce t those listed above belon ed to her dau hter. TOTAL $ 15,800.00 REV-isog EX+ (oi-io) ~ ' Pennsylvania DEPARTMENT OF REVENUE INHERRANCE TAX RETURN RESIDENT DECEDENT SCNEDI~LE F JOINTLY-OWNED PROPERTY ESTATE OF: FILE NUMBER: Loretta J. Mclvor 21-11-0876 If an asset became} jointly owned within one year of the decedent's date of death, it must be reported on Schedule G. SURVNING JOINT TENANT(!S) NAME(S) I ADDRESS I RELATIONSHIP TO DECEDENT JOINTLY OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY IN0.UDE NAME OF F[NANCUIL INSTITURON AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET 960E DECEDENT'S INTEREST DATE OF DEATH VALUE OF DECEDENr'SINTEREST i. A. 06/28/05 Integrity Bank Privileged Savings Account No. 403000654 53,178.84 50' 26,589.42 2. A. 11/09/09 Integrity Bank Money Market Account No. 203021748 ~: 100,199.59 50 50,099.79 TOTAL (Also enter on Line 6, Recapitulation) I; .76,689.21 If more space is needed, use additional sheets of paper of the same size. SCHEDULE F EXHBIITS INTEGRITY BANK NEW CUMBERLAND BRANCH, 440 Brid a Street, New Cumberland, PA 17070 CONSUMER SIGNATURE CARD ACCOUNT TYPE MONEY MARKET CHECKING ACCOUNT NUMBER 0000000203021748 ACCOUNT TITLE LORETTA J MCIVOR ROBERT C MCIVOR ACCOUNT MAILING ADDRESS 1105 Oak Lane New Cumberland, PA 17070-1331 TAXPAYER ID NUMBER 195-32-2680 ACCOUNT OWNERSHIP Joint Account With Survivorship (And Not As Tenants In Common) NUMBER OF SIGNATURES REQUIRED 1 OPENED BY JOSEPH RITTER DATE OPENED November 9, 2009 AGREEMENT. By signing this signature card you agree that the account will be governed by our Consumer Deposit Aca~unt Agreement. Among other things, this means that each term defined in that agreement has the same meaning here. You acknowledge receipt of a copy of that agreement; our Privacy Notice; the Truth in Savings disclosure; the fee schedule; if your aca;ount is a checking account, the discosure about your ability to withdraw funds; and, if you have contracted for any electronic fund transfers, the disclosure and fee schedule for them; and any addenda to those documents. You have read those documents and agree to them, all of which are a part of this agreement. SIGNATURES OF ACCOUNT HOLDEF3S AND ANY AUTHORIZED SIGNERS X (Seal) _ LORETTA J MCIVOR Date X (Seal) ROBERT C MCIVOR Date THE INFORMATION BELOW CAN BE', USED TO CONFIRMYOUR IDENTITY IF YOU TELEPHONE U9JR IN OTHER CIRCUN6TANCEs Name: LORETTA J MCIVOR Street Address: 1105 Oak Lane New Cumberland, PA SSN: 195-32-2680 Phone: (H) (717) 774-6515 Phone: (W) (717)774-6515 Employment: Retired DOB: January 29, 1941 ID: Driver's License/State ID ID#: PA - 11606958 ID Expiration Date: January 30, 2009 ID Verified Indicator: verified Date ID Verified: June 28, 2005 Name: ROBERT C MCIVOR Street Address: 2509 Garrison Ave 17070-1331 Harrisburg, PA 17110-9503 SSN: 199-60-9022 Phone: (H) (717) 657-5770 Phone: (W) (717) 657-5770 Employment: Painter DOB: September 24, 1964 ID: Driver's License/State ID ID#: PA - 20656924 ID Expiration Date: September 25, 2012 ID Verified Indicator: verified Date ID Verified: May 1, 2010 TIN/BACKUP WITHHOLDING CERTIFIICATION: Tax Identification Number. 195-32-2680' Important: Under penalties of perjury, I cerkify that the number shown above is my correct taxpayer ident~cation number and that (check appropriate box): ~ 1 am not subject to backup withholding Ipecause: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service.(IRS) that I am subject to backup withholding as a result of! a failure to report all interest or dividends, or (c) the IRS has noted me that I am no longer subject to backup withholding. ^ I am subject to backup withholding, I am a U.S. person (including a U.S. resident alien). X (Signature of U.S. person) LORETTA J MCIVOR Date CONSUMER SIGNATURE CARD D000040C / 20061880 Panted 8/15/2011 10:12:00 AM LORETTA J MCIVOR ! 0000000203021748 Page 1 of 1 © 2006 Metavante Corporation ~ `r ~ f~ E: December 16,.2011 To: Barbara Sumple-Sullivan, Esq. This letter is t4 state the balances of Loretta J. McIvor as of the date of her death on August 7, 2011. Privileged Savings Account 403000654: $53,178-.84 Money Market Checking Account 203021748: $100,199.59 High Yield HPC Checking Account 203029017: $33,846.99 Please let me know if you need any further assistance. Thank you, ~.~~ n~~ ~~ Sabrina Jianniney Branch Manager Integrity Bank (717) 901-5500 ~~ l~%m/zer Snect, Cnzizt Pill. I P011 ~ 1T~rore: ?17-~7(/-=`J00 ~ 8'%-I-Y41'F'Il ~ Pn_s:: 9_"1-490' ~ zuzvzuinteJrzt~~Gaz:kozzl~zz<torzz _ 71?- __ __ i Page: 1 Estc6QSe~res: 0 Stater~ertt Date: 08/20/2011 Account t~uonber: 203021748 CYCLE-O13 ***************AUTO**3-DIGIT 171 1678 0.4680 AT 0.365 6 1 189 i~nini~i,~,~ii~„i~~~ilE~~i~fiiil~il~~lif i„i~,n~ili~~~n~l~i~ LORETTA J MCIVOR ROBERT C MCIVOR 2509 GARRISON AVE. HARRISBURG PA 17110-9503 Checking ~'~6~'E1p'~~f~'~EF" ACCOUNT NUMBER 0203021748 PREVIOUS STATEMENT BALANCE AS OF 07/20/11 ......................... 100,199.59 PLUS 1 DEPOSITS AND OTHER CREDITS ................... 42.55 LESS 0 CHECKS AND OTHER DEBITS ......... CURRENT STATEMENT'BALANCE AS OF 08/20/11 ......... .00 NUMBER OF DAYS IN THIS STATEMENT PERIOD 31 ~ " " " '• 100,292.14 ~ Account Transactions DATE DESCRIPTION DEBITS CREDITS 08/20 INTEREST PAYMENT 42.55 ---------------------------------------------- ' TOTAL FOR TOTAL . ' THIS PERIOD YEAR-TO-DATE - --------------------------------------------- TOTAL OVERDRAFT FEES .00 .00 TOTAL RETURNED ITEM FEES .00 .00 ----------------------------------------------- ® BaEae~ce BN E~alte 07/20 100„99.59 08/20 100,292.14 PAYER FEDER~.L ID NUMBER ................. 52-2389022 INTEREST PAID YEAR TO DATE .............. 485.55 *** INTEREST EARNED THIS STATEMENT PERIOD *** DAYS IN PERIOD ......................... 31 INTEREST EARNED ........................ 92.55 ANNUAL PERC;FNTAGE YIELD EARNED ......... 0.50$ INTEGRITY BANK NEW CUMBERLAND BRANCH 440 Brid a Street New Cumberland PA 17070 CONSUMER SIGNATURE CARD ACCOUNT TYPE PRIVILEGED SAVINGS ACCOUNT NUMBER 0000000403000654 ACCOUNT TITLE LORETTA J MCIVOR ROBERT C MCIVOR ACCOUNT MAILING ADDRESS 1105 Oak Lane New Cumberland, PA 17070-1331 TAXPAYER ID NUMBER 195-32-2680 ACCOUNT OWNERSHIP Joint Account With Survivorship (And Not As Tenants In Common) NLIMBER OF SIGNATURES REQUIRED OPENED BY AMIANDA L MILLER DATE OPENED Jurte 28, 2005 AGREEMENT. By signing this signature card you agree that the account will be governed by our Consumer Deposit Account Agreement. Among other things, this means that each term defined in that agreerment has the same meaning here. You acknowledge receipt of a copy of that agreement; our Privacy Notice; the Truth in Savings disclosure; the fee schedule; if your accourit is a checking account, the disclosure about your ability to withdraw funds; and, if you have contracted for any electronic fund transfers, the disclosure and fee schedule for them; and any addenda to those documents. You have read those documents and agree to them, all of which are a part of this agreement. SIGNATURES OF ACCOUNT HOLDERS AND ANY AUTHORIZED SIGNERS X (Seal) LORETTA J MCIVOR X (Seal) ROBERT C MCIVOR Date Datr~ THE INFORMATION BELOW CAN ~E USED TO CONFIRMYOUR IDENTITY IF YOU TELEPHONE U9DR IN OTHER CIRCUMSTANCES. Name: LORETTA J MCIVOR Street Address: 1105 Oak Lane New Cumberland, PA SSN: 195-32-2680 Phone: (H) (717) 774-6515 Phone: (W) (717) 774-6515 Employment: Retired DOB: January 29, 1941 ID: Driver's License/State Ib ID#: PA - 11606958 ID Expiration Date: January 30, 2009 ID Verified Indicator: verified Date ID Verified: June 28, 2005 Name: ROBERT C MCIVOR Street Address: 2509 Garrison Ave 17070-1331 Harrisburg, PA 17110-9503 SSN: 199-60-9022 Phone: (H) (717) 657-5770 Phone: (W) (717) 657-5770 Employment: Painter DOB: September 24, 1964 ID: Driver's License/State ID ID#: PA - 20656924 ID Expiration Date: September 25, 2012 ID Verified Indicator: verified Date ID Verified: May 1, 2010 TINlBACKUP WITHHOLDING CERTIFICATION: Tax Identification Number. 195-32-2680 Important: Under penalties of perjury, I certify that the number shown above is my correct taxpayer identfication number and that (check appropriate box): ~ I am not sut~ject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notfied by the Internal Revenue Service (IRS) that I am subject to backup withholding as a resultof a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding. I am subject to backup withholding. I am a U.S. person (including a U.S. resident alien). X LORETTA J MCIVOR (Signature of U.S. person) Date CONSUMER SIGNATURE CARD D0000400 / 20061860 Printed 8/15/2011 10:14:00 AM LORETTA J MCIVOR ! 000000040300D654 Page 1 of 1 ©2006 Metavante Corporation ___ _ _ _ _ ~~-..~- r° "~_,~I ~ _: r ~ ~ ~."C~ L L G jar r ~ ~+ f\ E~ December 16, 2011 To: Barbara Sumple-Sullivan, Esq. This letter is do state the balances of Loretta J. McIvor as of the date of her death on August 7, 20I 1. Privileged Savings Account 403000654: $53,178.84 Money Market Checking Account 203021748: $100,199.59 High Yield HPC Checking Account 203029017: $33,846.99 Please let me know if you need any further assistance. Thank you, ~~~ Sabrina Jianniney Branch Manager Integrity Bank (717) 901-5500 -1Sl~ ,.., Snecz, .='ill., r'" 1?/'1 r`.'c.._. %li-ni` .;q o-7_ U_ ;,~ %I. %?-=-~0! ~ zuzz~w. znzc~zzr~~GazzkonG-;z.econz _ __ _ I Page: 1 EnciQS€~res: 0 *********AUTO**SCH 5-DIGIT 17102 178 0.4680 AV 0.340 1 1 178 n~~f ~i~~~~i~lll~uil~~llnf ilill~~I~~~~~n~~llh~~l~tll~i~~~il~r LORETTA J MCNOR ROBERT C MANOR 2509 GARRISION AVE. HARRISBURG' PA 17110-9503 Savings ACCOUNT NUMBER 0903000654 PREVIOUS STATE N~ 8pyA2.iCE AS OF 06/30/11 ....................... PLUS 1 DEPOSITS AND OTHER CREDITS ................... LESS 0 L~TITHDRAWALS AND OTHER DEBITS ................ CURRENT STATEMENT BALANCE AS OF 09/30/11 ......................... NUMBER OF DAYS IN THIS STATEMENT PERIOD 92 Statement Qate: 09/30/2011 ~accoc~r~t [umber: 403000654 CYCLE-P04 53,178.84 33.51 .00 53,212.35 ® A000~9n~ T6'~n~2C~fOnS DATE DESCRFPTIOIV DEBITS 09/30 INTEREST PAYMENT ~ Balance BX E3~te 06/30 53,'178.84 09/30 53,212.35 PAYER FEDERAL ID NUMBER ................. 52-2389022 INTEREST PAID YEAR TO DATE .............. 100.89 *** IN~'EREST EARNED THIS STATEMENT PERIOD *** DAYS IN PEk220D ......................... 92 INTEREST E1~IRNED ........................ 33.51 ANNUAL PEROENTAGE YIELD EARNED ......... 0.25$ CREDITS 33.51 REV-1510 EX+ (08-09) ~ Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS AND MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER Loretta J. Mclvor 21-11-0876 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE 7HE NMME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET °/n OF DECD'S INTEREST EXCLUSION IF APPI.ICABIE TAXABLE VALUE 1• Integrity Bank Checking Account No. 203029017, by Loretta Mclvor via Integrity Bank, a joint tenancy created for Robert Mclvor and Loretta Mclvor 33,846.99 100 3,000.00 30,846.9! TOTAL (Also enter on Line 7, Recapitulation) $ 30,846.99 If more space is needed, use additional sheets of paper of the same size. SCHEDULE G EXHIBITS #_ // /1 IJ~ ~~ _~ r INTEGRITY BANK ... NEW CUMBERLAND BRANCH 440 Bridge Street New Cumberland PA 17070 CONSUMER SIGNATURE CARD ACCOUNT TYPE HIGH YIELD HPC CHECKING ACCOUNT ACCOUNT NUMBER 0000000203029017 ACCOUNT TITLE LORETTA J MCNOR ROBERT C MCNOR ACCOUNT MAILING ADDRESS 1105 Oak Lane New Cumberland, PA 17070-1331 TAXPAYER ID NUMBER 195-32-2680 ACCOUNT OWNERSHIP Joint Account With Survivorship (And Not As Tenants M Common) NUMBER OF SIGNATURES REQUIRED 1 OPENED BY MAGEN SHAFFER DATE OPENED May 31, 2011 AGREEMENT. By signing this signatuge card you agree that the account will be governed by our Consumer Deposit Account Agreement. Among other things, this means that each term defined in that agreement has the same meaning here. You acknowledge receipt of a copy of that agreement; our Privacy Notice; the Truth in Savings discosure; the fee schedule; 'rf your account is a checking account, the discosure about your ability to withdraw funds; and, if you have contracted for any electronic fund transfers, the disclosure and fee schedule for them; and any addenda to those documents. You have read those documents and agree to them, all of which are a part of this agreement. SIGNATURES OF ACCOUNT HOLDEF~S AND ANY AUTHORIZED SIGNERS LORETTA J MCIVOR (Seal) X (Seal) ROBERT C MCIVOR Date Date THE INFORMATION BELOW CAN BE USED TO CONFIRM YOUR IDENTITY IF YOU TELEPHONE US OR IN OTHER CIRCUMSTANCES. Name: LORETTA J MCIVOR Street Address: 1105 Oak Lane New Cumberland, PA' SSN: 195-32-2680 Phone: (H) (717) 774-6515 Phone: ~ (717) 774-6515 Employment: Retired DOB: January 29, 1941 ID: Driver's License/State ID ID#: PA - 11606958 ID Expiration Date: January 30, 2009 ID Verified Indicator: Verified Date ID Verified: June 28, 2005 Name: ROBERT C MCNOR Street Address: 2509 Garrison Ave 17070-1331 Harrisburg, PA 17110-9503 SSN: 199-60-9022 Phone: (H) (717) 657-5770 Phone: (VV) (717) 657-5770 Employment: Painter DOB: September 24, 1964 ID: Driver's License/State ID ID#: PA - 20656924 ID Expiration Date: September 25, 2012 ID Verified Indicator. Verified Date ID Verified: May 1, 2010 TIN/BACKUP WITHHOLDING CERTIFICATION: Tax Identificatlon Number. 195-32-26810 Important: Under penalties of perjury, I c$rtify that the number shown above is my correct taxpayer identfication number and that (check appropriate box): ~ I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result pf a failure to report all interest or dividends, or (c) the IRS has notfed me that I am no longer subject to backup withholding. ^ I am subject to backup withholding. I am a U.S. person (including a U.S. resident alien). RETTA J MCIVOR (Signature of U.S. person) Date CONSUMER SIGNATURE CARD D0000400 ! 20061880 Printed 5/31/2011 8:26:00 AM LORETTA J MCIVOR I OOOD000203029017 Page 1 of 1 ©2006 Metavante Corporation '~ ;': f ~~~~~ ~ ~t-~T ~. f~ F: December 16,, 2011 To: Barbara Sample-Sullivan, Esq. This letter is t~ state the balances of Loretta J. McIvor as of the date of her death on August 7, 2011. Privileged Savings Account 403000654: $53,178-.84 Money Marked Checking Account 203021748: $100,199.59 High Yield HP!C Checking Account 203029017: $33,846.99 Please let me know if you need any further assistance. Thank you, Sabrina Jiannir~ey Branch Nianag~r Integrity Bank (717) 901-5500 __~~:~?m~°r-Sn'ecz. Cnnev l-%tll. I5 1?011 ° Pfaor_e: %1%-i~J-~J00 ~ 8?7-I-H_-=~[ EIl ~ Fez. %1? 720-904 ~ zvzuzvizzte~ritj~Gmt~azzluzecor~z Page: 1 EncEasures: 6 Statement ©ate: 08/15/2011 Account (dumber: 203029017 CYCLE-~S5 **********~**AUTO**5-DIGIT 17070 318 0.6300 AV 0.340 2 1 80 ~II~I~~'Illlll~llrl'I~II~I~"IIIII"~I'I"'il~lllllll~lll~l'I'I~I LORETTA J MCNOR ROBERT C MANOR 1105 OAK LANE NEW CUMBERLAND PA 17070-1331 Checking ~~~ ~~is~ ~'.~~L~ ACCOUNT NUMBER 0203029017 PREVIOUS STATEMENT BALANCE AS OF 07/15/lI . PLUS 1 ,~EPO$ITS AND OTHER CREDITS " " " '• 35,743.86 .. SS 8 CyHECKS AND OTHER DEBITS . ............ .... 19.70 ..... CURRENT STATEMENT 'BALANCE AS OF 08/15/11 ................ 2,616.87 ...... NUMBER OF DAYS IN .THIS STATEMENT PERIOD 31 '~ " " ' 33,191.69 o Account T~'are~actions DATE DESCRYPTION DEBITS CREDITS 07/26 AC-HSBC CREDIT SVC2-CHECKPAYMT 100.00 CHECK#-!998 08/01 AC-BENEFIT SERVICES-Appleton R 159 00 08/15 INTEREST' PAYMENT . 14.70 ® Check Trac~sa~tions SERIAL DATE AMOUNT SERIAL DATE AMOUNT 999 07/26 78.22 1000 08/09 1002 07/29 409.83 720.00 1001 08,/04 180 00 1003 08/01 953.82 . 1009 08/08 16.00 ------------------------- ' TOTAL FOR ---------------- TOTAL . ' -THIS PERIOD -------- YEAR-TO-DATE - - ---.00 -TOTAL OVERIA'RAFT FEES ' --------- - -------------- .00 - ------.00 -TOTAL RETURNED ITEM FEES ------------------------- -----------00-- ---------------- ® Balance Ba Dat 07/15 35,74'.3.86 07/26 35,565.64 07/29 35,155.81 08/01 39,042.99 08%04 33,86'2.99 08/08 33,896.99 08/09 33,126.99 08/15 33,191.69 INTEREST PAID ID NUMBER ................. 52-2389022 PAYER FEDERAL YEAR TO DATE .............. 52.71 *** INTEF~EST EARNED THIS STATEMENT PERIOD *** DAYS IN PERIOD .........., ......... 31 ..... INTEREST EAR1~{ED ....... 14.70 APINUAL PERCENTAGE YIELD EARNED ......... 0.50$ ~ F REV-1511 EX+ (10-09) ~ Pennsylvania DEPARTMENT OF REVENiUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Loretta J. Mclvor 21-11-0876 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: I' ,,, Parthemore Fungal Home & Cremation Services 1,561.07 B. ADMINISTRATIVE OOSTS: _ _ _ 1. Personal Represenh:ative Commissions: 10,000.00 Name(s) of'Personal Representative(s) Street Address City ~ State ZIP Year(s) Commission Paid: Z• Attorney Fees: 3,000.00 3• Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.) Claimant Street Address _ __ City --_ _ State ZIP Relationship of Claimant to Decedent 4• Probate Fees; 376.50 S• Accountant Fees: 250.00 6• Tax Return Prepardr Fees: ~• ,Legal Publication Fees: a. Patriot News 263.28 b. _.. Cumberland Law Uoumal 75.00 c. ` _ - Mark E. Heckman) Appraisals 400.00 d. Ensminger Appraisal _ . _ 70.00 TOTAL (Also enter on Line 9, Recapitulation) ~ 15,995.85 If more space is needed, use additional sheets of paper of the same size. SCHEDULE H EXHIBITS / , ~ . `` I'/ `~ ///~J/ I ~~ .~.A~- A Family Tradition Of Caring® PARTHEM~RE Funeral Home & Cremation Services, Inc. 1303 Bridge Street: P.O. Box 431 New Cumberland, PA 17070 (717) 774-7721 (Fax)774-5546 www.parthemore.com ~4ugust 26, 2011 1 ~ I~ ,, _ 1) _~ ~Ir. Robert C. Mclvor 509 Garrison Avenue Harrisburg, PA 17110 dear Mr. Mclvor; ~fhe following items were either not funded or not guaranteed in the pre- ~rrangements for Loretta J. Mclvor: Actual Cost As Funded Gilbert W. Parthemore, Founder Gilbert J. Parthemore, Supervisor Stephen K. Parthemore, CFSP Bruce R. Parthemore, Pre-Need Coordinator, CPC Professional Memberships: NFDA • PFDA DCFDA•CCFDA G ,,~.~~ L The Rule You Know, The People You Trust ~/isitation $ 435.00 $ -0- emorial Service 575.00 -D- arden Bouquet Stationery Set 165.00 -0- [~eath Notice, Harrisburg 276.07 200.00 ~ertified Death Certificates 150.00 90.00 lergy Honorarium 150.00 -0- ~lowers, (2) Glass Vases of Roses 100.00 -0- umberland Co. Coroner -Permission ~, For Cremation 25.00 25.00 Subtotals: $ 1876.07 $ 315.00 Difference: $ 1561.07 Total Due: $1561.07 I~lease call if you have any questions. Thank you. Idlc i BB - =~ --- J~+ ~Obby/ rG~1,~° c~0u etc ~o~C' ~flls~' f c:oi+Fi~1[e. ~.' Fo,, 1~~"t-~~c~, ~ ~',r~e~dronn-, plR.a~.~ adaxr+ t~ea;+~k •-o ~l1 na... ~SrY~cs rc-ley . M RECEIPT_FOR_PAYMENT • GLENDA FARNER S'~RASBAUGH Receipt Date: 8/16/2011 Cumberland Coun y - Register Of Wills Rece=ipt Time: 11:20:32 One Courthouse ~g13re Receipt No.: 1066674 Carlisle, PA 1 6 MCIVOR LOR~TTA J Estate File No.: 2011-00876 Paid By Remarks:~~ BARBARA SUMPLE SULLIVAN HMW ----------------'-------- Receipt Distribution ------------------------- Fee/Tax Descriptl ion Payment Amount Payee Name PETITION LTRS TE ST 310.00 CUMBERLAND COUNTY GENERAL FUN WILL SHORT CERTIFICA'I~ E 15.00 CUMBERLAND COUNTY GENERAL FUN JCS FEE 8.00 CUMBERLAND COUNTY GENERAL FUN 23.50 BUREAU OF' RECEIPTS & CNTR M D AUTOMATION FEE ' 5.00 ---- CUMBERLAND COUNTY GENERAL . FUN Check# 4686 ------------ 361.50 Total Received. '~...... 361.50 _ _ _ _ . 1"he Patriot-News Co. • 2020 Technology Pkwy ~~~ ~ ~10 ~ ~'ii~ dc:Si.3 300 ~W! Mechanicsburg, PA 17050 Now you know Inquiries - 717-255-213 BARBARA SUMPLE-SULLIVAN 549 BRIDGE STREET NEW CUMBERLAND PA 17070 ' ~~O'~ ~ ALL CHARGES ARE NET ACCT # NAME AD ORDER # DATE EDITION ADDTL. INFO. TYPE OF CHARGE AMOUNT 13197 BARBARA SUMPLE-SULLIVIAN 0002165268 08/26/11 REGULAR BOLD TEXT CHARGE $4.00 13197 BARBARA SUMPLE-SULLIV,4N 0002165268 08/26/11 REGULAR BASIC AD CHARGE $84.76 13197 BARBARA SUMPLE-SULLIV,I4N 0002165268 09/02/11 REGULAR BASIC AD CHARGE $84.76 13197 BARBARA SUMPLE-SULLIV/aN 0002165268 09/09/11 REGULAR BASIC AD CHARGE $84.76 AFFIDAVIT CHARGE $5.00 TOTAL: REMITTANCE ADDRESS The Patriot-News Co. 23794 Network PL Chicago, IL 60673-1237 Please include the (,Account # or Ad Order # (above) with your remittance--Thank You NOTE: This Invoice replaces the Order Confirmation which we previously sent with Proofs of. Publication $263.28 r ~ CUMBERLAND LAW JOURNAL 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 Tele: (717) 249-3166 Fax: (71 T) 249-2663 September 9, 2011 Cumberland Law Journal is published every Friday by the Cumberland County Bar Association) and is designated by the Court of Common Pleas as the official legal publication for CCumberland County and the legal newspaper for publication of legal notices. TO: Barbara Sumple-Sullivan, Esquire Lolretta J. Mclnvor Estate RE: Legal adWertisements must be received by Friday Noon. All legal advertising must be paid in advance. Make all checks payable to: Cumberland Law Journal. Advertisement irhserted on following dates: August 26 September 2, and September 9, 2011 Advertising Cost Proof of Publication Second Proof Request Payment received Total Amount Due $ 75.00 $ 0.00 $ 0.00 $ 75.00 $ 0.00 Becky H. Morge~hthal, Executive Director Mark Heckman Real Estate Appraisers 1309 Bridge Street, New Cumberland, PA 17070 File No. 11050ak '****'~*** INVOICE ********* File Number: 11050ak 09/12/2011 Barbara Sumple-Sullivan, Esq. 549 Bridge Street New Cumberland, PA 17070 Invoice # Order Date : August 26, 2011 ReferencelCase # PO Number 1105 Oak Lane New Cumberland, PA 17070-133!1 Single Family Appraisal Report $ 400.00 ---- ---------- Invoke Total State Sales lax @ $ 400.00 Deposit $ o.oo Deposit ~$ ~ Amount Due $ 400.00 Terms: Payment due upon recent. Please Make Check Payable To: Mark Heckman Real Estate Appr~'isers 1309 Bridge Street New Cumberland, PA 17070 Fed. I.D. #: Available upon requesll. This firm is a sole proprietorship. Thank you for using our services. PH (717) 774-7202 FAX (717) 774-0383 EMAIL heckmanappraisers~comcast.net ROBERT ENSMINGER APPRAISERS i ~ 3557 Elmerton Avenue Harrisburg, PA 17109-1132 717-652-~I111 Voice 717-370-s777 Fax 717-877-73s0 Cell ini'eecomp~s a~comcast.net or Robect(a~Ensmingers.net www.Ensmingers.net REAL ESTATE and PERSONAL PROPERTY INVOICE Federal Tax ID 23-2492038 t~obert McIvor X509 Garrison Ave. Hlarrisburg, PA 17110 Professional Appraisal Services: Personal Property Appraisal Estate of Loretta ]. McIvor 1105 Oak Lane New Cumberland, PA 17070 ~ ~o~~~ ~\ REV-1512 EX+ (12-08) ~ pennsylvainia DEPARTMENT OF REVENUE fNHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES & LIENS ESTATE OF FILE NUMBER Loretta J. Mclvor 21-11-0876 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH . _ 1• PP & L (due 08/24J11) ($236.18 + 150.1 5) 386.33 2. P.A. Water (due Ofd/25/11) ($43.62 + 2.33) 45.95 3. Comcast (due 09181111) ($76.32 + 96.51) 172.83 4. Verizon (due 08/22/11) ($46.96 + 47.71) 94.67 5. New Cumberland Borough -Sewer and Refuse (due 09!01/11) 100.32 6. UGI 15.77 7. 2011 Income Tars 300.00 8. Union Plus MasterlCard 50.00 9. R.A. Foltz Electric 290.00 10. Allstate ,,, 363.54 TOTAL (Also enter on Line 10, Recapitulation) # 1,819.41 If more space is needed, insert additional sheets of the same size SCHEDULE I EXHIBITS PPL Elect~ic~ Utilities Electric Service ~' ; ~ ~, ". ~ .._ ;.. . I '~ ~= pp ~.-- . •. .,` M Summary Page Balance as of Aug 3, 2011 Page 1 ~~$~~~, 45020-80000 For: Char es: LORET'TA MCNOR Tota~PL Electric Utilities Char es 1105 OAK LA Total CON EDI50N Solutions urges NEW CUMBERI-.AND PA 17070 Total Charges Questions about this bill? Please contact us b Aug 24 at 1-800-342-5775 (100-DIAL-PPL) or write to: Customer Service 827 Hausman Rd. Allentown, PA 18104-9392 www.pplelectric.com Electric Use This graph shows your electric use over the last 13 months. Types of Meter Readings: Actual - Adjusted Estimated Customer Q Account Balance $o.oo $69.01 $167.17 $236.18 $236.18 New look coming soon In October, we'll debut a new bill design based on feedback rovided by our customers. The new bill will make rt easier to find the in~onmation you need. Please check out Connect, the monthly newsletter included in ., your bill, for more information. J ~ 1 KWH -Average Per Day 72 60 48 36 24 12 ASONDJFMAMJJA 2010 Months 2011 Meter Reading Information Meter #84573752 Aug 2 .Actual 83430 Jul 1 .Actual 81611 32 Da s KWH Billed 1819 Average -Aug ZO10 ZOll Temperature 79F 79F KWH Per Day 61 57 Yearly Use: Total Average Use Monthl Sep 2009 -Aug 2010 12362 103 Sep 2010 -Aug 2011 13236 1103 Other important information on back ~ 811 Hausman Kd_ Allentown, PA 18104-9392 1-500-342-5775 (1-S00-DIAIrPPL) www.pplelectric.com Charges for -PPL Electric Utilfties Residential Rate: RS for Jul 1 -Aug 2 Distribution Charge: Customer Charge 8.75 200 KWH at 3.32300000¢ per KWH 6.65 600 KWH at 3.32300000¢ per KWH 19.94 1,019 KWH at 3.32300000¢¢ ppeer KWH 33.86 PA Tax Adj Surcharge at -0.7600000% -0.19 Total PPL Electric Utilities Charges $69.01 Account Balance $236.18 General Generation prices and char es are set by the.electric generation supplier you have chosen. The Pubic Utility Commtssion re ates distribution Information pnces and services. The Federal Energy Regulatory~ommission regulates transmission prices and services. N~ex~mgeter ppL Electric Utilities uses about $0.08 of this bill topay state taxes. In on or about addition, about $4.07 of this bill pays the PA Gross Keceipts Tax. Aug 31 For our convenience, you can now pa your bill using your Visa, MasterCard, Discover, or ATM Card all BillMatrix at 1-800-672-2413. Bi1lMatrix will charge your credit and ATM card a service fee for making - thispayment. Before diggin around your home or property, you should always call the state's One Call notification system to locate any underground utility lines. You can do this by simpl dialing 811, which wtll connect you to the One Call system. Be safe andycall 811 before you dig. With pa erless billing, you can receive and pay your PPL Electric Utilities bills onI-me. The process is free, quick, convenient and secure. To learn more or sign up, visit www.pplelectric.com. Don't set your thernlostat lower than normal when ou turn on your air conditioner. It will NOT cool faster. It WILL cool ~o a lower temperature than you need and waste energy. Save nostaQe and late charges PPL Electric Utilities Electric Service For: LORETTA MCNOR 1105 OAK LA NEW CiJMBERLAND PA 17070 Final Bill Questions about this bill? Please contact us by Sep 28 at 1-800-342-5775 (1-800-DIAIrPPL) or write to: Customer Service 827 Hausman Rd. Allentown, PA 18104-9392 www.pplelectric.com Electric Use This graph shows your electric use over the last 13 months. Typea of Meter Readings: Actual . Adjusted Estimated Customer Q ,~~~ '. ,,.: , .~ --- ... ~~ • . .••, '• . i~ Summary Page Balance as of Sep 7, 2011 Chargges: TotaCCON EDI50N Solutions Charges Total PPL Electric Utilities Charges $141.15 5.97 3.03 Total Charges ~ 15 0.15 Account Balance $150.15 New look coming soon In October, we'll debut a new bill design based an feedback pprrovided by our customers. The new bill will make tt easier to find the information you need. Please check out Connect, the monthly newsletter included in your bill, for more inf rmation. \O ~ Meter Reading Information KWH -Average Per Day 72 48 36 24 12 0 Page 1 Yc~irBfl#Acci.l~Tffsi~R`; .....:;: 45020-50000 Meter #84573752 Sep 3 Actual 84554 Aug 31 Actual 84489 3 Da s KWH Billed 65 e -Sep 2010 a g Aver 2011 p e r 6 6 35 KWH Per Da Y 22 Yearly Use: Oct 2009 -Sep 2010 Oct 2010 -Sep 2011 ONDJFMAMJJASO 2010 Months 2011 Total Average Use Monthly 12857 1071 11913 993 Other important information on back ~ ~, ... ; - 1~ ~ 1 ' ~ ~`:•"''O;-' Page 3 . ,_ PPL Electric 4so2asoooo ll~ilities ~ ~'~ ~~ Electric Service Total from Last Biu $141..15 -- _ __ - Billing Details For= 0 oAx LACrvox Amount You Still Owe as of Sep 7, 2011 $141.15 NEW CUMBERLAND PA 17070 ` -" Final Bill Current Charges CON EDL50N Solutions Customer Service Charges for -CON EDISON Solutions General Service Rate: CEDS for Aug 31 -Sep 3 100 SI.TMMIT LAKE DR1VE Supply Charge: 65 Kwh @ 0.09190 5.97 oss Receipts Tax $0 36 VALHALLA, NY . 10595 1-866-842-8166 Total CON EDISON Solutions Char es g $5.97 PPL Electric Utilities Current Charges Customer Service 827 Hausman Rd. Allentown PA Char es for -PPL Electric Utilities n , 18104-9392 Resid tial Rate: RS for Au 31 - Se 3 g P 1-800-342-5775 Distribution Charge: (1-800-DIAL-PPL) www.pplelectric.com Customer Chat~e O.gg 65 KWH at 3.32300000¢ per KWH 2.16 u PA Tax Adj Surcharge at -0.27600000 /o -0.O1 Total PPL Electric Utilifies Charges $3.03 .. .'~`J,A:ittlht~.l.~.~.hl~l~lt ~.:~ X13 .. ... i'...........;;... ~~~: Account Balance $150.15 General Generation prices and charges are set by the electric generation supplier you have chosen. The Pubic Utility Commission re ates distribution Information nces and services. The Federal Energy Regulatory~ommission regulates transmission prices and services. PPL Electric Utilities uses about $0.17 of this bill to__ppay state taxes. In addition, about $8.50 of this bill pays the PA Gross Recelpts Tax. For your convenience, you can now pay your bill using your Vis MasterCard, Discover, or ATM Card. Call BillMatria at 1-800 ~72-2413. BillMatrix will charge your credit and ATM card a service fee for making this payment. Before digging. around your home or property, you should always call the state's One Call notification system to locate any tmderground utility lines. You can do this by simply dialing 811, which will connect you to the One Call system. Be safe and ca1181 I before you dig. With paperiess billing, you can receive and pay your PPL Electric Utilities bills o me. The process is free, quick, convenient: and secure. To learn more or sign up, visit www.pplelectnc.corn. We appreciate the opportunity to have served you. Because you have paid your llls within 30 days over the past year, you have established an excellent payment record with Pennsylvania"Power & Light Company. Keep limi~t bulbs and fixtures clean. Dust and dirt ;absorb light and can reduce Ight output by as much as half. Information about ap fiance energy use and tips on saving energy are available through the~nergy Library on our Web site, www.pplelectnc.com. PPL Electric Utilities Electric Service For: LORETTA MCNOR 1105 OAK LA NEW Ci.JMBERLAND PA 17070 Questions about this bill? Please contact us by Sep 23 at 1-800-342-5775 (1-800-DIAI.-PPL) or write to- Customer Service 827 Hausman Rd_ Allentown, PA 18104-9392 www.pplelectric.com Electric Use This graph shows your electric use over the last 13 months. Types of Meter Readings: Actual - Adjusted Estimated Customer 0 ,~~~ ,~~~, Pagel . " .... ......::. Y~~$il1.A~ritiin3:~iuss6~z.......::: .'~.;- ., .M 45020-80000 ~~~~ Summary Page Balance as of Sep 2, 2011 $0.00 Char es: Tota1~CON EDISON Solutions Charges 97.32 Total PPL Electric Utilities Charges 43.83 Total Charges $141.15 Account Balance $141.15 New look coming soon In October, we'll debut a new bill design based on feedback provided by our customers. The new bill will make rt easier to find the information you need. Please check out Connect, the monthly newsletter included in your bill, for mare information. 72 60 48 36 24 12 0 KWH -Average Per Day Meter Reading Information Meter #84573752 Aug 31 .Actual 84489 Aug 2 ,Actual 83430 29 Da s IKWH Billed 1059 Average -Aug 2010 2011 Temperature 75F KWH P D 48 73F 37 er ay Yearly Use: Total Average Use Monthly Sep 2009 -Aug 2010 12489 1041 Sep 2010 - Aul; 2011 12891 1074 SONDJFMAMJJAS 2010 Months 2011 Other important information on back ~ Return this part to address below with a check payable to PPL Electric Utilities Corporation ~u~l~ 45020-80000 AV 01 013388 591836 55 A"5DGT LORETTA MCIVOR 1105 OAK LA NEW CUMBERLAND PA 17070-1331 PPL ELECTRIC UTILTTIES 2 NORTH 9T'H STREET RPC-CrENNI ALLENTOWN PA 18101-1175 14~~~~~I~i~~~~~i1111~111uilu~l~in~i~~li~ril~~ll~ril~lll~~~~ 1 5500001411550000141154 4502080000 ~ • ~' j ; ~, • . • Y ~`.~.•••:~: ,. Page 3 PPL Elect ic %=" " :a=- ppl Yaa~c=1313.Aii.l~umF~cir r : . ~ 4so2o-soooo Utilities M ~ '' C= ~~ Electric Tntat from Lair aiu ~z3G.18 Service Payment Received Aug 19 -Thank Yore! ~.?3G.18 >i°r~ Billing Details LORET'TA MCIVOR 1 los oAK LA Balance as of Sep 2, 2011 $0.00 NEW CUMBERLAND PA 17070 Current Charges CON EDISON Solutions IDe ' Charges for -CON EDISON Solutions 100 S UMMIT LAKE DRIVE General Service Rate: CEDS for Au 2 -Aug 3l Supply Charge: 1059 Kwh @ 0.091 ~0 97.32 VALHALLA, NY l 0595 oss Receipts Tax $5.90 1-866-842-8166 Total CON EDISON Solutions Charges $97.32 PPL Electric Utilities _ `- Customer Service Current Char es g 827 Hausnan Rd. Allentown, PA 1 8 1 04-9392 Charges for -PPL Electric Utilities 1-500-342-5775 Residential Rate: RS for Au 2 - Au 31 g g (100-DIAL-PPL) www l l i t Distribution Charge: Customer Charge 8.75 .pp e ec r c_com 1,059 KWH at 3.32300000¢ er KWH 35.20 PA Tax Adi Surcharge at -6.7600000% -0.12 Total PPL Electric iJtilities Charges $43.83 -- ... Account Balance $141.15 General Generation prices and charges are set by the,electric generation supplier you have chosen The Pubic Utility Commission re ates distribution Information . paces and services. The Federal Energy Regulatory~omrnission regulates t ransmission prices and services. Next meter readin on or about PPL Electric Utilities uses about $0.05 of this bill to ppay state taxes. In addition, about $2.58 of this bill pays the PA Gross Kecelpts Tax. Oct 3 For our convenience, you can now pa your bill using your Visa, MasterCard, Discover, or ATM Card all Bi1lMatria at 1-800-672-2413. Bi1lMatrix will charge your credit and ATM card a service fee for making this payment. Before digging~ around your home or property, you should always call the state's One Call notification system to locate any underground utilit lines y . You can do this by simpl dialing 811, which will connect you to the One Call system. Be safe andycal181 I before you dig.. With pap erless billing, you can receive and pay your PPL Electric Utilities bills onrme. The process is free, quick, convenient and secure. To learn more or sign up, visit www.pplelectric.com. Save postage and late charges -sign up for Automated Bill Payment. Dish washers use about 13 allons of hot water per load. That's less than washing dishes by hand_ Algways use full loads on the shortest cycle. When washing dishes by hand, don't let the hot water run continuously. Information about ap fiance energy use and hps on saving energy are available through the~nergy Library on our Web site, www.pplelectnc.com. Customer Account Information For Service To: Loretta J Mclvor 1105 Oak Ln Accourit N;imber: P4-0622411-9 Premise Number: 24-0368094 BiHfng Period & Meter Information Billing Date: Aug 05, 2011 Billing Period: Jun 29 to Aug 02 (34 days) Next reading on/about: Aug 31, 2011 Rate Type: Residential Meter readings in current billing period: Meter Number N042571738 is a 5/8-inch meter Present-actual 648000 Last-actual 645800 Gallons used 2200 Water Usage Comparison Monthly usage in hundred gallons. ti ., 9. :i 0 1 0 006 8 ~~~ $29.06 $12.00 -41.06 .00 13.00 17.36 .10 1.16 31.62 12.00 Messages to you from Pennsylvania American Water Any portion of the water charges which is not paid as of 8/30/11 will be subject to a 1.:50% penalty. "Approximately 3.90 percent or $1.23, of State taxes are included in your current bill. " Effec[ive July 1, 2011, the Distribution System Improvement Charge (DSIC) has increased from 3.51 % to 3.83%. The DSIC funds the replacement of water d~stribuhon facilities. Customer Service & Emergencies 1-800-565-7292 {24 Hours) For Hearing impaired Customers TDD 1-800-300-6202 {24 Hc-urs) Visit us online att: www.pennsylvaniaamv~rater.com aAwiooAMMSe~~ ' t Bining Summary ----------Prior Balance------------------------ Prior Water Balance Prior Balance Other Payments prior to Aug 05, 2011. Thanks! Total prior balance, Aug 05, 2011 •---------Current Water Charges•~--_____. Service Charge Water Volume ($.007890 x 2,200) STAS PAWC Water 0.32% DSl -PAWC Charge 3.83% Total water charges, Aug 05, 2011 ----------Other Current Charges---------- Water/Sewer Line Protection 1 Total other charges, Aug 05, 2011 -----.....AMOUNT DUE --...~.__....-------- 003447!003447 NCl)6HE TAV06123 A1M 7343 u e O o e a e a p a u u u 0 g p t v c n b r r y n l g 1 1 D00240622411900D0000000001200018 Pennsylvania American Water PO Box 371412 . Pittsburgh, Pa. 1 5250-74 1 2 For Service To: 1105 Oak Ln III'IIIII'1'll~llllllll"II'llllllll'llllllll~~.IJIII"11111'11 000348 7 MB 0.387 0348/0348/000348 004 1 NCD83D LORETTA J MCIVOR 1105 OAI~ LN NEW CUMBERLND PA 17070-1331 PENNSYLVANIA AMERICAN WATEi PO BOX 371412 PITTSBURGH, PA. 15250-7412 III'11'111111111'I"11111'11'1111"P11'11111"1111111'11111111'i Closing BIII Please check here to add H2O-Help to Others contribution to your monthly bill or to change your addlress or felephone number, and print informatron on reverse side. ---------------------------------------r----------------------------------------------------------•--------------° -------------------------------------------------------------•------•------ Customer Acco nt M#ormatlan Bluing Summary For Service To: L retta J Mclvor -----prior Balance---------------_ 1'105 Oak Ln Prior Balance Other Aocount Number: 2d-06224 1 1-9 Payments pnorto Sep 07, 2011. Thanksf Premii~ Number: 2+I4-0368094 Total prior balance, Sep 07, 2011 ------Ad justlnents----- B/l~ng Pleriic~al & lnformetlon Wtr/Swr Une Protect Adj B0 bats; Sep 0~, 201 i Total adjustments, Sep. 07, 2011 ~I Rate Type: Residential ii II ~/8t8r 2~ .~ ~. ~: :~ e NI -------AMOUNT DUE ----------_ 1 $12.00 .00 12.00 -9.67 -9.67 $2.33 Meslsages to you from Pennsylvania Amer)can Water Any portion of the waist charges which is not paid as of 10/03/11 will be sub ect to a 1.50% penalty. ' The due date pertaims to current charges only. Any past due balance shou~d be paid immediately. pproximately 3.90 percent or $0.00, of State taxes are included in your current bill. ' ~ffective July 1, 2011, the Distribution System Improvement Charge (D51C) has increased from 3.51 % to 3.83%. The DSIC funds the replacement of water distribution facilities. ' Have you moved onchanged your phone number? If you have recently changed your primary phone number, please apdate your account rnforma6on online using My H2O Online at www.amwater. com/myh2o or call us at 1-800-565-7292 so that we can update our records. '' father Service 8~ Emergencies 1-800-565-7292 {24 Hours); fearing Impaireid Customers TDD 1-800-300-6202 {24 Hours). online at: w~w.pennsyivaniaamwater.com wloaruu~t~su+~a7i fY~?1 2'814 Comcasta Account Number Billing Date Total Amount Due ', Payment Due by 09547175921-01-9 09107/11 $76.32 10/01!11 Page 1 of 2 Contact us: ~,~ www.comcast.com 717-540-8900 ' ... ___-- -_. _ ---..~ LORETTA MCIVOR Previous Balance 96.51 For service at: 1105 OAK LN NEW CUMBERLAND PA 17070-1331 News from Comcast Payment -08/22/11- thank you -96.51 New Charges -see below 76.32 Total Amount Oue $76.2 Payment Due by 10/01/11 Effective on or after September 30, 2011, a Governmental Access channel will be added to channel 21 on the Limited Basic level of service in the Harrisburg RB channel lineup. - Thank you for your prompt payment. For your convenience, we now accept regular and automatic monthly credit card payments and direct debit. Hearing/Speech Impaired Call 711 ~ y XFINITY TV 71.65 Taxes, Surcharges & Fees 4.67 Totat New Charges $76.32 ~~'q i~ 9 ~9, n 0 m ~omcast, New Charges -see t)eJow Ttrk81 Amourlrt Dui Payment Due by Account Number Billing Date Total Amount Due Payment Due by Contact us: C%~ wwM-•comcast-com 717-540-8900 ~~. f LORETTA MCNOR - Previous Balance 78.22 For service at: Payment - 07/25/11-thank you -78.22 1105 OAK LN NEW CUMBERLAND PA 17070-1331 News from Comcast Thank you for your prompt payment. For your convenience, we now accept regular and automatic monthly credit card payments and direct debit. Hearing/Speech impaired Cail 711 With Manilla.com, your Comcast bill, along with your other bills and statements are in one secure place and can be automatically retrieved, organized, and stored for as long as you want and without a fee. /b0~ B ~~ ~I 09547 175921-01-9 08/07/11 $96.51 09/01/11 Page 1 of 2 96.51 X96.51 09f0'1 f~'1 XFINITY TV 89.61 Taxes, Surcharges & Fees Total New Cfi~ ;, m $9+6.51 m Comcast. Service Details Contact us: rl www.comcast.com 717-540-8900 Account Number Billing Date Total Amount Due Payment Due,by 09547175921-01-9 09/07/11 $76.32 10/01/11 Page 2 o f 2 ~,~..~ Limited Basic . 09/18 - 10/17 8.70 ....... .................................................... Expanded Basic .............................................. 09/18 - 10/17 ................... 53.70 Digital Starter 09/18 - 10/17 9.25 Additional Outlet Add'I Outlet 09/18 - 10/17 0.00 3 @ $0.00 each Digital Adapter Service 09/18 - 10/17 0.00 2 a~ $0.00 each Total XFINITY TV $71.65 Taxes, Surcharges & fees ,~ TV Franchise Fee 09/18 - 10/17 4.27 ............................................................................................................................. Sales Tax 09/18 - 10/17 0.32 FCC Regulatory Fee 09/18 - 10/17 0.08 Total Taxes, Surcharges & Fees ;4.67 ~omca~t~ $erviC@ Q@tails Account Number 09547175921-01-9 Billing Date ~ 08/07/11 Total Amount Due $96.51 Payment Due by 09/01/11 Contact us: www.comcast,cam 717~~40.890Q Page 2 of 2 ` l __ ---- -----------_--- •~.- ., . ---.-_.---..-~._....1 Your franchise fee has been changed to match the am u ount req ired by our agreement with your local Limited Basic 0$/18 - 09!17 8.70 franchise authority. Expanded Basic 0$/18 - 09117 x 70 The correct price for XF=INITY Voice Unlimited is ................................................................. Digital Starter ......................................... . ................. $x.95/month far customers with XFINITYVoice only or 08/18 ~ 09/17 9.25 with XFINITY Voice Unlimited plus XFINITY TV Additional Outlet ......... . ................... - .......-.. . or XFINITY Internet. For customers who subscribe to Di ital A g dapter Service .... Og/98 _09/17 .......... . 0 QO XFINITY Voice Unlimited with XFINITY Nand XFINITY 2 @ $0.0Q~ Internet the price is $39.95/month. Add'1 Outlet ........... 08/18 -09/17 ................ 0.00 3 @ $0.00 each OLN LAWYER .......................................... . 07/12 08:29 P 4.99 NE CRAZY SUMMER 07123 10:30 P 2.99 RANGO . . .. ....... 08/OAF 07:A3 P ............... 4.99 SOUL SURFER 08/A6 06:58 P 4.99 Total XFINITY TV S89 81 TV Sales Tax 0$/13 1.15 ------.Franchise Fee ................................................... . 08/13 1.08 . ....... -.---..FranchisQ Fee ........................... . .............. 08/18 ~ 09/17 .............. 4.27 Sales Tax ..... .............. 08/18 - 09/17 .............. 0,32 FCC R ulat Fee e9 ay ............. 08118 - 09/17 .............. 0.Q8 Total Taxes, Surcharges b Fees 68.90 Account Number Due Date Amount Due 717 774-6515 1536 16Y 9/20/11 $47.71 mitt ^ Hot New Ofhtrs Ca01_888_367-7502 and take advantage of this month's hot offers. Ask about all the great new bundle options available. Fi0S TV + Phone 574.99/mo. Get Verizon FiOS TV Prime HD & Home Phone for Ca 11~-888-748-675g~byh ~ CO A RACT IREOUIRED. Taxes,lerms & fees apply. package Deals/Great Savings Ca111_8gg_863_60gg or click verizon.com/supreme & Lind out 'rf FiOS is available in your area.llerizon provides a wealth of enteAainmerd options all at a great value. Call today 8 team more about all the new value bundles available for TV, Internet and phone. l~ ~ u~.t u-~, .co ~, Want Automatic Payment? Erroll below or at Verizon.com to authorize your financial irrstitutan to deduct the amount of your monthly bill from the account associated with your enclosed check and send paymerd directry to Verizon. To discontinue Automatic Paymerd, call Verizon. Please keep a copy of this authorization. ~ PI Account Information Statement Date: 8/25/11 LORETTA MCNOR Phone: 717-774-6515 y Account Summary D / Previous Balance ` _ $46.96 _ -$46.96 Payment Received Aug 22 __ --- -_ - 5.00 Balance forward ~• New Charges _ _ _ - - - -- Current Activity _ _ _ _ $36.27 Taxes, Fees an<t Other Charges $11.44 __ _ _ _ _ _ _ 647.71 Total New Charges due by September 20, 2D11 Amount Due by September 20, 2011 547.71 ~s~~ ~ puestions about your bill or service? Uiew your bills in detail at verizon.com or call 1-800-VERIZON (1-800-837-4966). Eller your ten digit number 717-774-6515. Use 536 ff asked for the three digits following your account number. Use Quick Codes! -Enter 4PAY (4729) to pay bill, Enter 4BAL (4225) for balance. Customers with disabilities can reach us by TTY at 1-89Q=974-6006. ease return remit slip with payment. ~- vefGimi-~aw;~ -- -- --'1tY1~tI N~3.-- - --- Hot NBYY Offers Call 1-688-363-3899 and take advantage of this month's hot offers. Ask about all the great new bur-dle options available. 599.99/mo. FOS Triple Play Get FiOS TV Prime HD, Internet speeds up io 1515 Mbps & tame phone for $99.99lmo. for 1yr With NO TERM CONTRACT plus a DVR and SHOWTIME® , STARi!® and more included for 12 months. Call 1-888-363-4498 by 8/27. Availability varies. Taxes, terms and tees appry. FbS TV + Phone 574.99/mo. Gei Verizon FiOS TV Prime HD & Home Ptane for $74.99/mo. for 1 year with NO TERM CONTRACT REQUIRED. plus 3 months FREE of SHOWTIM~ , STARZ®, EPIX & more. Call 1-888-367-4020 by t~7. Availability varies. Taxes, terms & fees'apply. Want Aubmatic Payment? Enroll below or at Venzon.com to authorize yolur financial inslftulion to deduct the amount of your montlhry bill from the account associated with your enclosed check and send payment directry to Verizon. To discontinue Automatic Payment, call Verizon. Please keep a copy of this aulhonzation. ~ P6 Account Number Due Date Amourd Due 717 774-6515 ~, 536 116Y 8/22/11 $46'96 Account Information Statement Dats: 7/25!11 LORETTA MCNOR Phone: 717-774-6515 Account Summary Previous Balance $46.78 Payment Received Jul a -$46.78 Balance Forward $.00 Nsw Charges Current Activity $35.19 Taxes, Fees and Other Charges $11.77 Total New Charges due by August 22, 2011 ~.~ Amount Due by August 22, 2011 ~•~ c~~~~g Questions about your bill or service? View your bills in detail at verizon.com or call 1-800-VERIZON (1-800-837-4966). Enter your ten digit number 717-774-6515. Use 536 if asked for the three digits fallowing your account number. Use quids Codas! -Enter 4PAY (4729) to pay bill, Enter 48AL (4225) for balance. Customers with disabilities can reach us by TTY at 1-800-9i'4-6006. ;ase return remit slip with payment. • pique ~mbbr Account Number Date Due ~ ' 717-774-6$15 717 774-6515 536 16Y 8/22/11 3 of 4 Call Detail Direct Dialed Calls Date Time Place Number Minutes Amount Jul 18 6:27 PM York PA 717-309-6439 Eve 2.0 .40 Toni Direct Dialod CaNs _ =AO ________ r • ACCOUfdT SUMMARY ` (Please keep this portion for your records) Account Number: 99075-99075 Billing Period Usage Units Service Address: 1105 OAK LN Sewer APR MAY' JUN 6,500 Customer Name: MCIVOR, LORETTA Trash JUL AUG SEP 1 BILL DATE: 8/1/2011 DUE DATE: 9/1/2011 IF PAID ON OR BEFORE DUE DATE BAL FWD $0.00 Sewer 61.72 Trash 38.60 TOTAL DUE i $100.32 IF PAID AFTER DUE DATE BAL FWD $0.00 Sewer $64.81 Trash $40.53 TOTAL DUE $105.34 Make check payable to: Payment Drop Box: New Cumberland Borough 1120 Market Street, PO Box 220, New Cumberland PA 17070 Located next to the main entrance of the Borough Office. Payments placed in the drop box Sewer/Trash Payments: after 4:30 PM will not be credited until the next business day. All payments are due by 4:30 PM on the due date. Payments received after that date are considered late and are subject to a 5 % penalty. This includes the drop box payments and Non-sufficient Funds: U.S. Mail postmarked after the due date. A fee of $20.00 will be charged for checks returned due to insufficient funds. Delinquent Charges: A civil claim will be filed and additional costs, fees and charges will be assessed if account is Questions: not paid within 90 days of due date. If you have any questions, please contact our office at (717) 774-0404. Our office hours are Monday through Friday, 8:30 AM to 4:30 PM. This office is closed on ;Saturday, Sunday and Holidays. E-mail: info@newcumberlandborough.com apeciai messages: SEPT 24 APPLE FESTIVAL 9 AM TO 5 PM OCT 15 YARD WASTE CLEANUP OCT 25 HALLOWEEN PARADE 7:30 PM OCT 27 TRICK OR TREAT 6 PM TO 8 PM ~ 1D1~ ~~~t\ 1311 • Past BIII Intormatlon - UDI Utlllty GU8f9f ~UiT1~#' S, l ~, ~,~~ The account balance on your last bill was ................ S 16.91 - Thank you for your payment of .................................. -16.91 213165536506 Billinng~ Summary for Servia! to: Your balance as of 08101!2011 ...................................-~ LORETTA MC IVOR 1105 OAK LN NEW CUMBERLND PA 17070 Rate Clasalflcation: Residential General Currant BIII IntormaUon -UGI Utility Billing Period: Customer Charge .............................................................. 8.55 06/27/2011 to 07/26/2011 (29 days} Commodity Charge (6 CCF at 50.75500) ................. 4.53 Remote Device Read Distribution Charges (First 6 CCF at $0.45833) ...... 2.75 Qusstlons? PA State Tax Surcharge ...............ty................................. _„~;,Q_ Ca11800-276-2722 or write to UGI at UGI Utility harg~ owed thfsl~bill ............................ 15 77 PO BOX 13009 ...................................................... :15.77 Reading, PA 19612-3009 Total Amount Due, Please Pay by Dus Date (08/22/2011) ..................................... ~ 15.77 ' Your current UGI charges include State taxes totaling abaft 3 0.51. Nlstsr Intormetlon - Nsxt Rsad Date August 26, 2011 Mletsr Reading Intormatlon Metsr Number Prsvfoua Reading Prsssnt Rsading , CCF Used 1131096 7294 (remote} 7300 (remote) 6 Messages from UGI ^ Your current price to compare is S 0.77347 /CCF. ^ Your total annual usage is 123 CCF. Your average monthly usage is 10 CCF. ^ Help prevent pipeline damage, accidents and service disruptions. Call 811 before you dig. ^ Like us on Facebook at vwvw.facebook.comlUGlUtilities for energy conservation tips, exclusive offers and tasty summer grilling recipes. ^ Sign up to view and pay your future UGI bills online at www.ugi.com. ^Your bill does not display a usage graph because your average daily usage is too low. iC~J I I If you pay at a payment agent please take your entire bill. Make check payable to UGI. Keep this part for your records. Important information Is on the back of this bill. ..~...~. STEELWORKERS PLATINUM MASTERCARD LGR~TT~ MC IVQR ' ~ ~ STEELWORKERS Platinum MasterCard Account Account Number 5407-0700-0335-5899 Page 1 of 2 From July 10, 2011 to August 10, 2011 0 0 r N i z z z z z b N w c` a{~iS : Lskr ' ~ K ' ~ 4 : ~~~~~i _ ~ .. . ... ~:~~ ~:.+r. :s~„ ~roa ~s Previous Balance : . ... . ,,,. ., $100.00 Payments - $100.00 Other Credits - $0.00 PurchaseslDebits + $~•~ Balance Transfers + $0.00 Cash Advances + $0.00 Past Due Amount $0•~ Fees Charged + 50.00 Interest Char ed + $0.00 New Balance $50.00 Credit Limit $8,750.00 Credit Available $0.00 Cash Limitt $2,187.50 Cash Available $0.00 Statement Closing Date August 10, 2011 Days in Billing Cycle 31 tCash Limit is a portion of Total Credit Limit. Questions? 24-Hour Customer Service 1-800-622-2580 Lost or Stolen Card 1-800-651-5116 Outside USA Collect 1-702-243-1575 TDDlHearing Impaired 1-800-395-9020 New Balance Minimum Payment Due Payment Due Date $50.00 $25.00 September 4, 2011 Late Payment Warning : If roue do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35.00 and your APRs may be increased to the Penalty APR of 24.99%. Minimum Payment Warning:lf you make only the minimum payment each period, you will pay more in interest and it wiN take you kxtger to pay off your balance. For example: If you make no additional You will pay off the And you will end up paying charges. using this card ,balance shown on an estimated total oL.. and each month you pay... j this statement in about... Only the minimum ' 3 Months $51 Payment If you would like information about credit counseling services call in 1-866-569-2227. Payment Address: UN10N PLUS Credit Card, PO Box 88000, Baltimore, MD 21288-0001 Billing Inquiries: UNION PLUS Credit Card, PO Box 80027, Salinas, CA 93912-0027 Manage Your account online at www.unionpluscard.com -~ „ _ i ~ ;.. ,~ m As a reminder, you may pay your credit card bill online or through our automated phone system for no fee. ~ k ~" ~ ~ .~' ~T Trans Date Post Date Description of Transaction or Credit 07!24111 07/25/11 PAYMENT -THANK YOU = Total Payment For This Period W ~ , ~ ,-- -----9.-~; __ ~ ~~_~ _~ ~~ ~ =._,_ ~ fin Trans Date Post Date Description of Transaction or Credit - 07!24/11 07125!11 RIGHTSOURCE 800-379-0092 AZ Total Purchases For This Period .. , ~: - ., v ., ; ~ Trans Date Post Date Description of Fees _ ~ ~ ~ ~ u refit C Description of Interest Charge INTEREST CHARGE ON CASH ADVANCES INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON BALANCE TRANSFERS Total Interest For This Period Reference Number Amount 2072411A000990131198901 -$100.00 ' -$100.00 Purchase Type Reference Number Amount MT112060109000010596731 $50.00 $50.00 Reference Number Amount Amount ~~~ ~.~ ~.~ I, $0.00 E,^/1/ $0.00 Detach and return bottom portion with your payment 010105 5 E 09 0000004000 STMT57 D P UNPLOOEGXXXXMEMBXXXX 1:3903 UP1 See reverse side for important Information STEELWORKERS PLATINUM MASTEROARD t04~ETTA MC IVOR . , • STEELWORKERS Platinum MasterCard Account - Account Number 5407-0700-0335-5899 Page 2 of 2 From July 10 2011 to August 10 2011 ~,.~,. ~, ads Total tees charged in 2011 $0.00 Total interest charged in 2011 50.00 e 0 e r T N V N Z 2 Z 2 V 2 2 2 2 2 0 N N Apply for the Union Plus College Scholarship with cash awards ranging from $500 to x4,000 for eligible undergraduate and graduate students. If you or a family member is college-bound, don't let this opportunity pass you by. For details about eligibility and application deadlines visit UnionPius.org/Scholarship.Offeced through Union Privilege. The Princeton Review, a leading provider of test preparation services, offers discounts to union families. The savings range from 15% to 80% off Classroom curses, online courses, and tutoring. The Princeton Review works with students to help to achieve the highest possible score on admissions tests flke the SAT, ACT, GRE, GMAT, and more. Visft UnionPlus.org/CollegePrep or call 1-888-243-7737 for details. Offered through Union Privilege. 010105 5 E 09 0000004000 STMT57 D P UNPLOOEGXXXXMEMBXXXX 13903 UP1 ~~~_~_~_~.~_..r.._~_-.---- _ ----...____ ._.~_._, ~_r - ~ r R< A. Foltz Electrical Contractor 3510 Fishing Creek Valley Road Harrisburg, PA 17112 PH. 599-5826 PA ID# PA012132 To: ~~~ ~ ~~ INVOICE Date ~'/ z3/ ~~ Re : //G..S a,~,~~owe R~ 2 ~ G/'C~"S S~r~'~ C(ec~ ao~l~ ~ ~~ o mod- VB-d- {<~ ~- CG u. tid--e r -E- Cz~ W ~ -~-e ~~v , ,v-`w c ~ ~e c ~` b r-~.e~c S. ~~ s~1 3 ~P~ ~l~r ~~~ `[ ~~ MAKE CHECK PAYABLE TO R. A. Foltz THANK YOU ~ ~~~~ ~~ ~ ~~ - - H'bmeowners policy bill -~. ,. Kristy L Steiner 3810 Market Street Camp Hill, PA 17011 lll~llli~irlulllmlru~lll~rl~~~l~ll~~ll~lulllrlull~~~lll LORETTA MCIVOR 1105 OAK LN NEW CUMBERLND PA 17070-1331 To pay in full $363.54 30.24 Minimum premium amount due _ ___ _______ ________-.-__- ----_---- __ _ _ __ __ --- ---- ---- 3.50 Installment fee Minimum amount due'by September 4, 2011 $33.74 You may pay the minimum, or any amount up to the remaining $363.54 premium amount. 1 f you pay less than $363.54, we will charge the $3.50 installment fee. We will provide an updated schedule a f payment on your next bill. Please see the back of this bill for payment schedule and history. Ways to pay Automatic payme~rt plans Your payments can be automatically deducted from your bank account, credit, or branded debit card. You can choose to pay monthly or all at once. Visit My Account or contact your Allstate agent to apply. Online banking Be sure to enter 9011264650904 as the account number and P.O. Box 3575 Akron, OH 44309-3575 as the payment address. Automated phone service (~-800-901-1732) or www.allstate.com Pa usin your bank account; credit or branded debit card. Register to 1 Y g view your bill online at My Account at www.allstate.com. See the "What you should know" section in this bill for additional payment ~ information. A I I state You're in good hands. Information as of August 15, 2011 Policyholder Page 1 of 3 Loretta Mclvor Folic number 901126 465 `(our policy provided by Allstate Insurance Company Covered property 7105 OAK LANE NEW CUMBERLAND PA 17070-1331 Policy period Effective September 4, 2011 through September 4, 201212:01 a.m. standard time Your Allstate agency is Kristy L Steiner (717) 731-5456 ~ ~ ~ ~ ~ r ~ ~ GOOD HANDS'" ~ ~ RO/#-DSIDE ~ ~ ggSISTANC ~ Pay only if you use it. ~' ~ Reglstsr today at ~ ~ goodhandsroadslde.com ~ ~ ~ .. , , . o w .. w ...... a . J Additional options You can also pay your bill by mail or at your Allstate agent's office. Detach bottom portion here • -' ~, Fiomeowr~rs polic bill A I I state Pol icy n u m ber: 901126 465 ~~ Effective date: September 4, 2011 Agency: Kristy L Steiner You're in good hands. (717) 731-5456 Page 3 of 3 withdrawal may be made from your checking account as early as the next business day. Allstate~~ Easy Pay Plan: By using this code you authorize Allstate, its affiliates and the financial institution designated to deduct payments from your account through electronic funds transfer. All debit entries shall be initiated by Allstate to pay premiums and other charges and fees, including, if applicable, any fee charged after the policy's termination effective date, for or associated with the above listed policy as authorized and the entries shall constitute my receipt for the transaction(s). Direct electronic payment of the billing schedule amount will be debited on or after the premium due date indicated on your schedule and you should continue to pay any paper bills sent to you prior to receiving the schedule. You may terminate the agreement at any time by calling your agent of record,1-800-Allstate, or notify us in writing. Should a policy be offered to me in an affiliate company, this agreement will remain in effect unless I call 1-800-Allstate~~, contact my agent, or notify Allstate in writing of termination of this agreement. Termination will be effective within 5 business days. If you have any questions, please contact your agent. If you choose to pay by check, your check authorizes us to electronically send information from the check to your bank for payment. This will result in a one-time electronic withdrawal from your checking account, which will appear on your bank statement. However, please note that we will not present your physical check to your bank or return it to you. We will destroy it following processing. We may withdraw funds from your account as soon as the same day we receive your payment. Processing your check electronically will not enroll you in any automatic payment method. If you do not want us to process your check as an electronic withdrawal, please call 1-866-491-5500. Once you have informed us of your opt-out choice, it will remain in effect unless you request a change. .1?~ _s ezoss REV-1513 EX+ (01-10) ~ ~ Pennsylvania SCHEDULE ~ DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Loretta J. Mclvor 21-11-0876 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECENING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] _. 1 • ' Robert C. Mclvor, 2509 Garrison Avenue, Harrisburg, PA 17110 Son 50% 2. Marianne WeIIs,1105 Oak Lane, New Cumberland, PA 17070 ;Daughter 50% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET, AS APPROPRIATE II NON-TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: __ _ ... 1. B, CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: L TOTAL OF PART II -ENTER TOTAL NON TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVEA', SHEET. ; If more space is needed, use additional sheets of paper of the same size LAW OFFICES BARBARA SUMPLE-SULLIVA1Vf 549 BRIDGE STREET NEW CUMBERLAND, PENNSYLVANIA 17070-1931 PHONE (717) 774-1445 FAX (717) 774-7059 January 13, 2012 Ms. Glenda Farner-Strasbaugh Register of Wills Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Re: Estate of Loretta J. McIvor Estate No.: 21-2011-876 Dear Ms. Farner-Strasbaugh: C -_ _ - -, ='' ,t-, ;-, `~ ~ . T, ._ ~y ~.! ~, Enclosed for filing are two (2) original Pennsylvania Inheritance Tax Returns in the above captioned Estate. Also enclosed is a check in the amount of $15.00 for the filing fee. If you have any questions, please do not he ~: ,- s' r L-' Barbara Sumple-Sullivan BSS/cm Enclosures ;-~ P. f-. .._~ ~ c; cc: Mr. Robert C. McIvor, Executor (via a-mail) Marianne Wells _~;'~ d~ ~~ N~ '~~ ..d.'J %. ~' ~-- V cD ~ w~ O N N ^ , o ° o M7 a°~ ~ cn ~ ~ U ~ W Z u ~~ o o ., F F i N ~ n Of~i~}~ , d a J rn J b ~~~ 0 m o W mr y J~Q ~ G. m a ~~~ ~ 3 ~ m` `~ ~N°'~ Q~E ~ U ~ Z Q W ;+, .'~ v 7~ `` ~ O '= ~ V ~°- a ~~ ,W ~~ ~~ ~ ~ ~ a~ ~ U ~ ~''~ ~w~ oa o ro +~ rn ~ ~ ~ ~ V ~ ~ ~ r"I ~~~~~ ~~ ,~ ~~ I ~~-~4~ ~ ~ _ ~ ~ _ __ ~ - N _ ~ N ~~ ~ m ~ ~ 2 M - o H ~ ~ N C.1 ~ ~ o ~ ~ M H c ~ ~ ~~ ~ ~ I N ,~ ~~ o ~ ~~ N m