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HomeMy WebLinkAbout12-0480s IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 (717) 249-3166 or Toll Free (800) 990-9108 1 • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/1n/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, by its attorneys, Grenen & Birsic, P.C., files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, which has its principal place of business at 3415 Vision Drive, Columbus, Ohio 43219 and is authorized to do business in the Commonwealth of Pennsylvania. 2. The Defendants, Carroll L. Travers and Bridgette A. Travers, are individuals whose last known address is 11 Longstreet Drive, Carlisle, Pennsylvania 17013. 3. On or about September 5, 2008, Defendants executed a Note in favor of Capital One Home Loans, LLC in the original principal amount of $185,641.00. A true and correct copy of said Note is marked Exhibit "A", attached hereto and made a part hereof. 4. On or about September 5, 2008, as security for payment of the aforesaid Note, Defendants made, executed and delivered to Mortgage Electronic Registration Systems, Inc., as Nominee for Capital One Home Loans, LLC, its successors and assigns, a Mortgage in the original principal amount of $185,641.00 on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on October 1, 2008 at Instrument Number 200833267. A true and correct copy of said Mortgage, containing a description of the premises subject to the Mortgage ("Mortgaged Premises"), is marked Exhibit "B", attached hereto and made a part hereof. 5. On or about August 17, 2010, Mortgage Electronic Registration Systems, Inc., as Nominee for Capital One Home Loans, LLC, its successors and assigns, assigned all of its right, title and interest in and to the Mortgage and Note to Plaintiff pursuant to the terms of a certain Assignment of Mortgage, recorded in the office of the Recorder of Deeds of Cumberland County at Instrument Number 201023257. A true and correct copy of said Assignment of Mortgage is marked as Exhibit "C", attached hereto and made part hereof. 6. On or about May 1, 2010, Defendants made, executed and delivered to Plaintiff a Loan Modification Agreement in the original principal amount of $193,215.70. A true and correct copy of said Loan Modification Agreement is marked Exhibit "D", attached hereto and made a part hereof. 7. Defendants are the record and real owners of the aforesaid Mortgaged Premises. 8. Defendants are in default under the terms of the Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. Defendants are due for the May 1, 2010 payment. 9. Plaintiff was not required to send Defendants written notice pursuant to 35 P.S. §I680.403C (Homeowner's Emergency Mortgage Assistance Act of 1983, Act 91 of 1983) prior to the commencement of this action for the reason that the aforesaid Mortgage is insured by the Federal Housing Administration under Title Il of the National Housing Act (12 U.S.C. §1707 1715z 18). 10. On or about August 18, 2010, Defendants were mailed Notice of Intention to Foreclose Mortgage in compliance with Act 6 of 1974, 41 P. S. §101, et seq. 11. The amount due and owing Plaintiff by Defendants as of August 31, 2011 is as follows: Principal $192,341.33 Interest from 4/1/10 through 8/31/11 $ 13,624.14 Late Charges S 162.96 Escrow Deficiency S 5,139.25 Corporate Advances S 1,329.00 Unapplied Funds S -547.69 Attorneys' Fees S 650.00 Foreclosure Costs S 277.00 TOTAL $212,975.99 WHEREFORE, Plaintiff demands an in rem judgment against the Defendants in the sum of $212,975.99, together with interest, costs, fees, and charges collectible under the note and mortgage including but not limited to attorneys fees and costs, and for the foreclosure and sale of the mortgaged property. GRENEN & BIRSIC, P.C. BY: Kristine M. Anthou, Esquire Brian M. Kile, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" State of Pennsylvania NOTE FHA Can No. ? September 5, 2008 IDatel 11 Longstreet. Drive Carlisle,PA 17013 fFropeny Addnal 1. PARTIES "Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means Capital One Hone Loans, LLC, operating subsidiary of a National Hank and its successors and assigns. 2. BORROWER'S PROMISE TO PAY, INTEREST In return for a loan received from Lender. Borrower promises to pay the principal sum of One Hundred Eighty Five Thousand Six Hundred Forty One and no/100 Dollars (U S. S 185, 641.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the ban proceeds by Lender, at the rate of Six and Three / Quarters percent ( 6.7500 %) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is dated the same date as this Note and called the "Security Instrument." The Security Instrument protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning on November 1 2008 . Any principal and interest remaining on the first day of October 2038 . will be due on that date, which is called the "Maturity Date." (B) Place Payment shall be made at P.O. Box 403589, Atlanta, GA 30384-3589 or at such place as Lender may designate in writing by notice to Borrower. (C) Amount Each monthly payment of principal and interest will be in the amount of U.S. $ 11204.06 This amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to principal, interest and other items In the order described In the Security Instrument. (D) Allonip to this Note for payment adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. (Check applicable boxJ ?Graduated Payment Allonge ?Growing Equity Allonge ?Other IspecifyJ 5. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes a partial prepayment, there will be no changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to those changes. FHA?FkW Rate Note -10195 Wolters Ktuwer Financial Services VMP®.1 F4PA)1o7o7t Pte I of 2 MW 07107 MW lam 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due. Lender may collect a late charge in the amount of 4.0000 percent ( 4 %) of the overdue amount of each payment. (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may. except as limited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this Note, "Secretary" means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of cords and Expenses If Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "Presentment' means the right to require Lender to demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give notice to other persons that amounts due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations. Including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note maybe required to pay all of the amounts owed under this Note. This Is a contract under seal and may be enforced under 42 PA. C.S. Section 5529(b). BY SICNINC BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note. (Seal) Carroll L. Travers -Borrower i1e VMPS-1 F4PA) (omi) •??? (Seal) Brridgette . Travers -Borrower _ (Seal) - -Borrower _ (Seal) _ -Borrower _ (Seal) -Borrower Pyp2of 2 _ (Seal) .Borrower _ (Seal) -Borrower _ (Seal) -Borrower see attached allonge 18473313481209200809151148 EXHIBIT "B" A . 4 ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 200833267 Recorded On 1011/1008 At 12:42:45 PM * Total Pages -12 *Instrument Type - MORTGAGE Invoice Number - 30027 User ID - RAK * Mortgagor - TRAVE RS, CARROLL L * Mortgagee - MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC * Customer - US RECORDINGS INC E * F ES STATE WRIT TAX $0.50 Certifica tion Page STATE JCS/ACCESS TO $10.00 JUSTICE DO NOT DETACH RECORDING FEES - $25.50 RECORDER OF DEEDS This page snow part PARCEL CERTIFICATION $10.00 FEES of this Iega document. AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $62.50 I Certify this to be r corded in Cumberland Cou ty PA ?y op c ° el? ° RE( 17ao "- Information denoted by an asterisk n the verification process and may not O /IDEDS ay change during re reflected on this page, 11111111111111111111111111 ??ry,? '?, hI?NIIMII Prepared By: T la?ony,Williams aSfer?? (?6ai3 01ta law ? rk, k? Parcel Number: 29-05-0429-024 Premises: 11 Longstreet Drive ,Carlisle,PA 17013 COSri1310nWealtll of Pennsylvania [Space Above Thig Line For Recording Data] ge o. MORTGAGE ? i. MIN THIS MORTGAGE ("Security Instrument") is given on Septembe 5, 2008 The Mortgagor is Carroll L. Travers and Bridgette A. Travers Husband And Wife ("Borrower"). This Security Instrument is given to Mortgage Electronic Re istration Systems, Inc. ("MFRS"), (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns), as mortgagee. MERS is organized and existing under the laws of Delaware, and has in address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. Capital One Home Loans, LLC, operating subsidiary of a National Bank ("Lender") is organized and existing under the laws of the United States >t America and has an address of 12800 Foster Street, overland Park, KS 66213 FKA Pennsylvania Mortgage with MERS - 4196 0 Wolters Kluwer Financial Services (.} - 1 Page 1 of P®-4N IPAI tMwoerot.o1 InlO?almalS?i (I I?III?)I?I Ill ??? I??I I? l??l << Borrower owes Lender the principal sum of one Hundred Eighty Five T1 Hundred Forty One and no/100 Dollars (U.S. $ 185, This debt is evidenced by Borrower's note dated the same date as this Security Ins provides for monthly payments, with the full debt, if not paid earlier, October 1, 2038 . This Security Instrument , repayment of the debt evidenced by the Note, with interest, and all renewals, exte of the Note; (b) the payment of all other sums, with interest, advanced under p-, security of this Security Instrument; and (c) the performance of Borrower's cc under this Security Instrument and the Note. For this purpose, Borrower does her convey to MERS (solely as nominee for Lender and Lender's successors and assig and assigns of MERS, the following described property located in CUMBERLAND County, Pennsylvania: *** SEE ATTACHED LEGAL DESCRIPTION *** which has the address of 11 Longstreet Drive Carlisle [city], Pennsylvania ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected of easements, appurtenances and fixtures now or hereafter a part of the propert, additions shall also be covered by this Security Instrument. All of the foregol Security Instrument as the "Property." Borrower understands and agrees that MI to the interests granted by Borrower in this Security Instrument; but, if necessat custom, MERS, (as nominee for Lender and Lender's successors and assigns), any or all of those interests, including, but not limited to, the right to foreclose a to take any action required of Lender including, but not limited to, releasing c Instrument. BORROWER COVENANTS that Borrower is lawfully seized of the estate the right to mortgage, grant and convey the Property and that the Property is u encumbrances of record. Borrower warrants and will defend generally the title ti claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for natloi covenants with limited variations by jurisdiction to constitute a uniform security property. V MP ®-4N(PA) (a7os}.oa Page P of 10 ,and Six 1.00 )• nent ("Note"), which ue and payable on res to Lender: (a) the ins and modifications raph 7 to protect the cants and agreements mortgage, grant and and to the successors lstrectl 7013 ]Zip code] the property, and all All replacements and is referred to in this S holds only legal title to comply with law or s the right: to exercise I sell the Property; and canceling this Security ;reby conveyed and has encumbered, except for the Property against all use and non-uniform trument covering real 1nri1aWL:&) t i I Borrower and Lender covenant and agree as follows: UNIFORM COVENANTS. 1. Payment of Principal, Interest and Late Charge. Borrower shall pay w and interest on, the debt evidenced by the Note and late charges due under the Not 2. Monthly Payment of Taxes, Insurance and Other Charges. Borrow monthly payment, together with the principal and interest as set forth in the Not sum for (a) taxes and special assessments levied or to be levied against the payments or ground rents on the Property, and (c) premiums for insurance requir any year in which the Lender must pay a mortgage insurance premium to the S Urban Development ("Secretary"), or in any year in which such premium wou Lender still held the Security Instrument, each monthly payment shall also include annual mortgage insurance premium to be paid by Lender to the Secretary, or (ii) of a mortgage insurance premium if this Security Instrument is held by the & amount to be determined by the Secretary. Except for the monthly charge by the called "Escrow Items" and the sums paid to Lender are called "Escrow Funds." Lender may, at any time, collect and hold amounts for Escrow Items in an exceed the maximum amount that may be required for Borrower's escrow accou Settlement Procedures Act of 1974, 12 U.S.C. Section 2601 etseq. and implemen Part 3500, as they may be amended from time to time ("RESPA"), except the permitted by RESPA for unanticipated disbursements or disbursements before the available in the account may not be based on amounts due for the mortgage Insuraj If the amounts held by Lender for Escrow Items exceed the amounts permith Lender shall account to Borrower for the excess funds as required by RESPA. If t by Lender at any time are not sufficient to pay the Escrow Items when due, Borrower and require Borrower to mace up the shortage as permitted by RESPA. The Escrow Funds are pledged as additional security for all sums secured by If Borrower tenders to Lender the full payment of all such sums, Borrower's acco the balance remaining for all installment items (a), (b), and (c) and any mort, Installment that Lender has not become obligated to pay to the Secretary, and Lew any excess funds to Borrower. Immediately prior to a foreclosure sale of the Prof Lender, Borrower's account shall be credited with any balance remaining for all i (b), and (c). 3. Application of Payments. Al) payments under paragraphs 1 and 2 shall follows: FJW, to the mortgage insurance premium to be paid by Lender to the Sec charge by the Secretary instead of the monthly mortgage insurance premium; Second, to any taxes, special assessments, leasehold payments or ground r other hazard insurance premiums, as required; Third, to interest due under the Note; Fourth, to amortization of the principal of the Note; and Fifth. to late charges due under the Note. 4. Fire, Flood and Other Hazard Insurance. Borrower shall insure a Property, whether now in existence or subsequently erected, against any 1 contingencies, including fire, for which Lender requires insurance. This insurani VMP®-4N(PA) tvoe"i Page 3 of 10 due the principal of, r shall include in each and any late charges, a Property, (b) leasehold d under paragraph 4. In cretary of Housing and t have been required if either: (I) a sum for the monthly charge instead xetary, in a reasonable acretarv. these items are aggregate amount not to it under the Real Estate ng regulations, 24 CFR the cushion or reserve iorrower's payments are .e premium. i to be held by RESPA, e amounts of funds held Lender may notify the i Security Instrument. shall be credited with e insurance premium shall promptly refund or its acquisition by dlments for items (a), applied by Lender as or to the monthly , and fire, flood and improvements on the cards, casualties, and shall be maintained in h 0 ? i ., F . ' the amounts and for the periods that Lender requires. Borrower shall also insure ll improvements on the Property, whether now in existence or subsequently erected, against loss by floo s to the extent required by the Secretary. All insurance shall be cabled with companies approved by Lender. The insurance policies and any renewals shall be held by Lender and shall include loss payable c uses in favor of, and in a form acceptable to, Lender. In the event of loss, Borrower shall give Lender immediate notice by mail. Lender may make proof of loss if not made promptly by Borrower. Each insurance company concerned i hereby authorized and directed to make payment for such loss directly to Lender, instead of to Borrower and to Lender jointly. All or any part of the insurance proceeds may be applied by Lender, at its ption, either (a) to the reduction of the indebtedness under the Note and this Security Instrument, first to any delinquent amounts applied in the order in paragraph 3, and then to prepayment of principal, or (b) to the restoration or repair of the damaged Property. Any application of the proceeds to the principal shall n t extend or postpone the due date of the monthly payments which are referred to in paragraph 2, or change the amount of such payments. Any excess insurance proceeds over an amount required to pay all utstanding indebtedness under the Note and this Security Instrument shall be paid to the entity legally entiti d thereto. In the event of foreclosure of this Security Instrument or other transfer of isle to the Property that extinguishes the indebtedness, all right, title and interest of Borrower in and to in urance policies in force shall pass to the purchaser. 5. Occupancy, Preservation, Maintenance and Protection of the Prop ty; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Proper as Borrower's principal residence within sixty days after the execution of this Security Instrument (or wi in sixty days of a later sale or transfer of the Property) and shall continue to occupy the Property is Borrower's principal residence for at least one year after the date of occupancy, unless Lender determi es that requirement will cause undue hardship for Borrower, or unless extenuating circumstances a st which are beyond Borrower's control. Borrower shall notify Lender of any extenuating circumst ces. Borrower shall not commit waste or destroy, damage or substantially change the Property or allow th Property to deteriorate, reasonable wear and tear excepted. Lender may inspect the Property If the Prope is vacant or abandoned or the loan is in default. Lender may take reasonable action to protect and reserve such vacant or abandoned Property. Borrower shall also be in default if Borrower, during the an application process, gave materially false or inaccurate information or statements to Lender (or fail to provide Lender with any material information) in connection with the loan evidenced by the Note, Intl ding, but not limited to, representations concerning Borrower's occupancy of the Property as a principal r sidence. If this Security Instrument Is on a leasehold, Borrower shall comply with the provisions of the 1 se. If Borrower acquires fee tide to the Property, the leasehold and fee title shall not be merged unless Lender agrees to the merger in writing. 6. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in place of condemnation, are hereby assigned and shall be paid to Lender to the extent f the full amount of the indebtedness that remains unpaid under the Note and this Security Instrument. . ender shall apply such proceeds to the reduction of the Indebtedness under the Note and this Security instrument, first to any delinquent amounts applied in the order provided in paragraph 3, and then to pre yment of principal. Any application of the proceeds to the principal shall not extend or postpone the ue date of the monthly payments, which are referred to in paragraph 2, or change the amount of suc payments. Any excess proceeds over an amount required to pay all outstanding indebtedness under th Note and this Security Instrument shall be paid to the entity legally entitled thereto. 0 VMP -4N(PA) (0708).ot Page4 or 10 I 7. Charges to Borrower and Protection of Lender's Rights in the Proper . Borrower shall pay all governmental or municipal charges, fines and Impositions that are not included i paragraph 2. Borrower shall pay these obligations on time directly to the entity which is owed the paymen . If failure to pay would adversely affect Lender's interest In the Property, upon Lender's request Borrowqr shall promptly furnish to Lender receipts evidencing these payments. If Borrower fails to make these payments or the payments required by ragraph 2, or fails to perform any other covenants and agreements contained in this Security Instru ent, or there is a legal proceeding that may significantly affect Lender's rights in the Property (s ch as a proceeding in bankruptcy, for condemnation or to enforce laws or regulations), then Lender ma, do and pay whatever is necessary to protect the value of the Property and Lender's rights in the Prope, including payment of taxes, hazard insurance and other items mentioned In paragraph 2. II Any amounts disbursed by Lender under this paragraph shall become an ad tional debt of Borrower and be secured by this Security Instrument. These amounts shall bear int rest from the date of disbursement, at the Note rate, and at the option of Lender, shall be immediately die and payable, Borrower shall promptly discharge any lien which has priority over this S curity Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lie i in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement o the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating he lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien hick may attain priority over this Security Instrument, Lender may give Borrower a notice identifying he lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days o the giving of notice. 8. Fees. Lender may collect fees and charges authorized by the Secretary. 9. Grounds for Acceleration of Debt. (a) Default. Lender may, except as limited by regulations issued by the ecretary, in the case of payment defaults, require immediate payment in full of all sums s cured by this Security Instrument if: (I) Borrower defaults by failing to pay in full any monthly payment equired by this Security Instrument prior to or on the due date of the next monthly payment, o (ii) Borrower defaults by failing, for a period of thirty days, to perfo m any other obligations contained in this Security Instrument. (b) Sale Without Credit Approval. Lender shall, if permitted by applicable law (including Section 341(d) of the Garn-St. Germain Depository Institutions Ad of 1982, 12 U.S.C. 1701]-3(d)) and with the prior approval of the Secretary, require Immedi te payment in full of all sums secured by this Security Instrument if. (I) All or part of the Property, or a beneficial interest in a trust o vning all or part of the Property, is sold or otherwise transferred (other than by devise or des ent), and (ii) The Property is not occupied by the purchaser or grantee as his o her principal residence, or the purchaser or grantee does so occupy the Property but his orlher credit has not been approved in accordance with the requirements of the Secretary. (c) No Waiver. If circumstances occur that would permit Lender to requi a immediate payment in full, but Lender does not require such payments, Lender does not waive its rights with respect to subsequent events. u 'loft 0 VMP®-4N(PA) (oTOe).ot tie 6 of 10 I I (d) Regulations of HUD Secretary. In many circumstances regulations issued by the Secretary will limit Lender's rights, in the case of payment defaults, to require immediate payment in full and foreclose if not paid. This Security Instrument does not authorize acpeleration or foreclosure if not permitted by regulations of the Secretary. (e) Mortgage Not Insured. Borrower agrees that if this Security Instrum ant and the Note are not determined to be eligible for insurance under the National Housing Act ithin 60 days from the date hereof, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. A written statement of any authorized agent of the Secretary dated subsequent to 60 days from the date hereof, declining to insure this Se My Instrument and the Note, shall be deemed conclusive proof of such ineligibility. Notwithstanding the foregoing, this option may not be exercised by Lender when the unavailability of insurance is solely due to Lender's failure to remit a mortgage insurance premium to the Secretary. 10. Reinstatement. Borrower has a right to be reinstated if Lender has req iced immediate payment in full because of Borrower's failure to pay an amount due under the Note or this 11 ecurity Instrument. This right applies even after foreclosure proceedings are instituted. To reinstate ie Security Instrument, Borrower shall tender in a lump sum all amounts required to bring Borrower's a count current including, to the extent they are obligations of Borrower under this Security Instrumen , foreclosure costs and reasonable and customary attorneys' fees and expenses properly associated with th foreclosure proceeding. Upon reinstatement by Borrower, this Security Instrument and die obligations t it secures shall remain in effect as if Lender had not required immediate payment in full. However, Lender is not required to permit reinstatement If. (i) Lender has accepted reinstatement after the comm ncement of foreclosure proceedings within two years immediately preceding the commencement o a current foreclosure proceeding, (ii) reinstatement will preclude foreclosure on different grounds in the future, or (iii) reinstatement will adversely affect the priority of the lien created by this Security Instrument. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Ktension of the time of payment or modification of amortization of the sums secured by this Security Ins ent granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successor in interest. Lender shall not be required to commence iroceedings against any successor in interest or refuse to extend time for payment or otherwise modify mortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or rem dy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co-Si ers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 9(b). Borrower's covenants and greements shall be Joint and several. Any Borrower who co-signs this Security Instrument but does not xecute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that B rrower's interest in the Property under the terms of this Security Instrument; (b) is not personally ob igated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of?this Security Instrument or the Note without that Borrower's consent. ?1nklal e?- VMP®-4N(PA) (mapi Para 8 or 10 1. . 13. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing It by fast class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's add ess stated herein or any address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in t is paragraph. 14. Governing Law; Severability. This Security Instrument shall be gove ned by Federal law and the law of the jurisdiction in which the Property Is located. In the event that any p ovision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall n it affect other provisions of this Security Instrument or the Note which can be given effect without the conf. cling provision. To this end the provisions of this Security Instrument and the Note are declared to be seve able. 15. Borrower's Copy. Borrower shall be given one conformed copy of the ote and of this Security Instrument. 16. Hazardous Substances. Borrower shall not cause or permit the presenc , use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall n it do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environm tal Law. The preceding two sentences shall not apply to the presence, use, or storage on the Proper t, of small quantities of Hazardous Substances that are generally recognized to be appropriate to norma residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, cl 'm, demand, lawsuit or other action by any governmental or regulatory agency or private party involvi g the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowl ge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substances affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 16, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 16, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agre as follows: 17. Assignment of Rents. Borrower unconditionally assigns and transfers to Lender all the rents and revenues of the Property. Borrower authorizes Lender or Lender's agents to collet the rents and revenues and hereby directs each tenant of the Property to pay the rents to Lender or Le kder's agents. However, prior to Lender's notice to Borrower of Borrower's breach of any covenant or a ,reement in the Security Instrument, Borrower shall collect and receive all rents and revenues of the Pr perry as trustee for the benefit of Lender and Borrower. This assignment of rents constitutes an absolut ! assignment and not an assignment for additional security only. If Lender gives notice of breach to Borrower: (a) all rents received by Bo rower shall be held by Borrower as trustee for benefit of Lender only, to be applied to the sums ecured by the Security Instrument; (b) Lender shall be entitled to collect and receive all of the rents of Property; and (c) each VMP6 4N(PA) (070e).01 Page 7 or 10 tenant of the Property shall pay all rents due and unpaid to Lender or Lender's a ent on Lender's written demand to the tenant. Borrower has not executed any prior assignment of the rents and has not and will not perform any act that would prevent Lender from exercising Its rights under this paragraph 17. Lender shall not be required to enter upon, take control of or maintain the Property before or after giving notice of breach to Borrower. However, Lender or a judicially appointed r elver may do so at any time there is a breach. Any application of rents shall not cure or waive any defau t or invalidate any other right or remedy of Lender. This assignment of rents of the Property shall termina a when the debt secured by the Security Instrument is paid in full. 18. Foreclosure Procedure. If Lender requires immediate payment in f dl under paragraph 9, Lander may foreclose this Security Instrument by judicial proceeding. Len ter shall be entitled to collect all expenses incurred in pursuing the remedies provided in this pare aph 18, including, but not limited to, attorneys' fees and costs of title evidence. If the Lender's interest In this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under Paragraph 9, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et seg.) by requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable law. 19. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. After such occurrence Lender shall discharge and satisfy this Security Instrument without charge to Borrower. Borrower shall pa ( any recordation costs. 20. Waivers. Borrower, to the extent permitted by applicable law, waives nd releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the )enefit of any present or future laws providing for stay of execution, extension of time, exemption from at achment, levy and sale, and homestead exemption. 21. Reinstatement Period. Borrower's time to reinstate provided in paragra h 10 shall extend to one hour prior to the commencement of bidding at a sheriff's sale or other sale p rsuant to this Security Instrument. 22. Purchase Money Mortgage. If any of the debt secured by this Secur ty Instrument is lent to Borrower to acquire title to the Property, this Security Instrument shall be a purch se money mortgage. 23. Interest Rate After Judgment. Borrower agrees that the interest rate pa table after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate pa ble from time to time under the Note. 24. Riders to this Security Instrument. If one or more riders are exe uted by Borrower and recorded together with this Security Instrument, the covenants of each such rider s tall be incorporated into and shall amend and supplement the covenants and agreements of this Security Ins rument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ? Condominium Rider ? Growing Equity Rider ? O?her [specify] Planned Unit Development Rider ? Graduated Payment Rider VMP®-4N(PA) (0708).01 Page 8 of 10 This is a contract under seal and may be enforced under 42 PA. C.S. Section 5529,1)). BY SIGNING BELOW, Borrower accepts and agrees to the terms co tained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: _ .4 i VMP®-4N(PA) (0798).01 Carroll. L. Tfa-vers Coa rot( Z. `r(a4f_s -. Cz Bricgette AUTraver prAdae14-e 4.-rrc)Ile _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower Page 9 of 10 This is to cer ify that his,d4cement wa re ared by 1? a u 1 n5-V ?in?„?yx 7-cc fi I tf60 '5 z-Y/c 1,46-cl j-r _ (Seal) -Borrower -Borrower _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower 0 COMMONWEALTH OF PENNSYLVANIA, C U PMA •fZC."p County as: On this, 5th day of September 2008 , before me, the undersigned officer, personally appeared Carroll L. Travers and Bridgette A. Travers W ' ,Pus 4uid &,d known to me (or satisf ctorily proven) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged that he/she/they executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. My Commission Expires: ZJU 77-717010 NOTARIAL SEAL 7 4,4 111 afn WLLIAM R TAYLOR }. ,?? (,( p Notary Pubtlc Not" J SPRING TWR PERRY COUNTY Tide of Officer My Commission Expires Jon 27, 2010 Certificate of Residence I, W"-- A - fi\ vu leg do hereby certify that the correct address of the within-named Mortgagee is P.O. Box 2026, Flint, MI 48501-2026. Witness my hand this 5th day of SepZember 2008 VMP®-4N(PA) ro708i.01 rage 10 or 10 Agent or mortgagee Legal Description ALL THAT CERTAIN PIECE OR PARCEL OF LAND WITH BUILDINGS AND IMF ROVEMENTS THEREON ERECTED, IF ANY, SITUATE IN WERTZ RUN HEIGHTS, NORTH M DDLETON TOWNSHIP, CUMBERLAND COUNTY, COMMONWEALTH OF PENNSYLVANIA BOUNDED AND DESCRIBED IN ACCORDANCE WITH FINAL SUBDIVISION PLAN FOR P IASE NO. 1 FOR "WERTZ RUN HEIGHTS," CONSISTING OF SEVEN (7) SHEETS PREPARED BY HARTMAN & ASSOCIATES, INC., DATED MAY 30, 1989, AND MOST RECENTLY REVISED OCTOBER 1993, A COPY OF WHICH IS RECORDED IN CUMBERLAND COUN PLAN BOOK 67, PAGE 73, AS FOLLOWS, TO WIT: BEGINNING AT A POINT, SAID POINT BEING LOCATED ON THE NORTHERN RIGHT-OF-WAY LINE OF LONGSTREET DRIVE (A 50 FOOT RIGHT-OF-WAY) 4T THE COMMON FRONT PROPERTY CORNER OF LOTS #22 AND #21; THENCE ALO NG SAID NORTHERN RIGHT-OF-WAY LINE OF LONGSTREET DRIVE NORTH 58 DEGR EES 00 MINUTES 00 SECONDS WEST, A DISTANCE OF 107.65 FEET TO A POINT A LOT #20; THENCE ALONG SAID LOT #20 NORTH 32 DEGREES 00 MINUTES 00 SECO IDS EAST, A DISTANCE OF 200.11 FEET TO A POINT AT LOT #18, BEING PART OF WERT Z RUN HEIGHTS, PHASE 2 AND OTHER LAND OF KOLLAS AND COSTOPOULOS CO NSTRUCTION; THENCE ALONG SAID LOT #18 SOUTH 52 DEGREES 45 MINUTES 00 SECON DS EAST, (ERRONEOUSLY SHOWN AS SOUTH 52 DEGREES 05 MINUTES 64 SECON S EAST ON THE FINAL SUBDIVISION PLAN) A DISTANCE OF 108.11 FEET TO A POINT T LOT #22; THENCE ALONG SAID LOT #22 SOUTH 32 DEGREES 00 MINUTES 00 SECO DS WEST, A DISTANCE OF 190.21 FEET TO A POINT ON THE NORTHERN RIGHT-OF-WA LINE OF LONGSTREET DRIVE, THE POINT OF BEGINNING. SAID LOT CONTAINS 21,008.97 SQUARE FEET OR 0.48 ACRES. BEING LOT #21 OF THE FINAL SUBDIVISION PLAN OF WERTZ RUN HEIGHT , CARLISLE, CUMBERLAND COUNTY, PENNSYLVANIA. TAX I D #: 29-05-0429 BEING ALL AND THE SAME LANDS AND PREMISES CONVEYED TO CARRO L L. TRAVERS AND BRIDGETTE A- TRAVERS, HUSBAND AND WIFE BY KOLLAS AND COS OPOULOS, A PENNSYLVANIA GENERAL PARTNERSHIP COMPRISED OF WILLIAM C. KO S AND WILLIAM C. COSTOPOULOS IN A DEED EXECUTED 817/2006 AND RECORD D 9113/2006 IN BOOK 276, PAGE 3187 OF THE CUMBERLAND COUNTY, PENNSYLVANIA ND RECORDS 1.14676823e-eloPll MORTGAGE 1 US Recordings VT# 2892901, TRAVERS, CARROLL EXHIBIT "C" ,• ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 201023257 Recorded On 8/23/2010 At 1:22:15 PM * Total Pages - 3 * Instrument Type - ASSIGNMENT OF MORTGAGE Invoice Number - 71313 User ID - AF * Mortgagor - TRAVERS, CARROLL L * Mortgagee - MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC * Customer - GRENEN ET AL FEES STATE WRIT TAX $0.50 STATE JCS/ACCESS TO $23.50 JUSTICE RECORDING FEES - $11.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 FEES COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 Certification Page DO NOT DETACH This page is now part of this legal document. TOTAL PAID $50.50 I Certify this to be recorded in Cumberland County PA I C ? ,D Q ° RECORDER O /D7ES 1750 * - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. OOOGP4 VIYNtl Q ? 3,.?as I CHF Loan No.: Prepared By: Grenen & Birsic, P.C. One Gateway Center, 90s Floor Pittsburgh, PA 15222 Return To: Grenen & Birsic, P.C. One Gateway Center, 9u' Floor Pittsburgh, PA 15222 Parcel #: 29-05-0429-024 ASSIGNMENT OF MORTGAGE From Carroll L. Travers and Bridgette A. Travers Mortgagors To Mortgage Electronic Registration Systems, Inc. as Nominee for Capital One Home Loans, LLC Mortgagee OOOGP4 Mortgage Dated: September 5, 2008 Mortgage Recorded: October 1, 2008 Instrument Number: 200833267 in the Recorder's Office of Cumberland County, Pennsylvania. Amount: $185,641.00 For value received and intending to be legally bound hereby, Mortgage Electronic Registration Systems, Inc. ("Assignor") does hereby this I of ? , 2010, grant, sell, assign, transfer, set over and deliver unto Chase Home Finance L , s/b/m/t Chase Manhattan Mortgage Corporation ("Assignee"), its successors and assigns, all right, title and interest of Assignor in and to the above-referenced Mortgage together with all of Assignor's rights, remedies, incidents and appurtenances as stated in the Mortgage and all of the right, title and interest of Assignor in the premises described in the Mortgage; and Assignor specifically assigns by this Assignment the debt instrument intended to be secured by the Mortgage Assignor, its successors and assigns, is making this Assignment of Mortgage without any recourse, representation or warranties. In Witness Whereof, Assignor has caused this Assignment to be executed by its hand and seal, with authority therefore, the day and year first above written. WITNESS: Mortgage Electronic Registration Systems, Inc. By. Kristine M. Anthou Certifying Officer Property Address: 11 Longstreet Drive, Carlisle, PA 17013 Township of North Middleton STATE OF PENNSYLVANIA ) ss: COUNTY OF ALLEGHENY ) On this, the I ? day of .; , 2010, before me, the undersigned officer, personally appeared Kristine M. Anthou, who ackn"ledged herself to be the Certifying Officer of Mortgage Electronic Registration Systems, Inc., and that she, being authorized to do so, executed the foregoing Assignment of Mortgage for the purposes therein contained by signing the name of the corporation by herself as Certifying Officer. It Witness Whereof, I hereunto set my hand and official seal. C8MM8NW TF,PENNSYLVANIA No6n" Esil ' Patricia A. ToWnNrld. Notary Public L ?.- City of Pitlowo. Allegheny County M, Cammi*W n Am 2, 2011 Notary Public Member. Pennsylvenis Aseodallon of Notaries Certificate of Residence I do certify that the Assignee's precise address is 3415 Vision Drive, Columbus, Ohio 43219. EXHIBIT "D" LOAN MODIFICATION AGREEMENT Borrower CV)1: Carroll L Travers and Bridgette A Travers Lender ("Lendee): Chase Rome Finance LLC Date of first lien Security Instrument (the' Mortgage") and Note (the ` Note'j: September 5, 2008 Loan Number: ? (the "Loan') Property Address: 11 Longstrect Dr, Carlisle, PA 17013 (the "Property") If my representations in Section 1 continue to be true in all material respects, then the provisions of Section 2 of this Loan Modification Agreement ("Agreement') will, as set forth in Section 2, amend and supplement (i) the Mortgage on the Property,vid (ii) the Note secured by the Mortgage. The Mortgage and Note together, as may previously have been amended, are referred to as the "Loan Documents." Capitalized terms used in this Agreement have the meaning given to them in the Loan Documents. I have provided confirmation of my financial hardship and documents to permit verification of all of my income to determine whether I qualify for the offer described in this Agreement. This Agreement will not take effect unless and until the Lender signs it. I. My Representations. I represent to Lender and agree: A. I am experiencing a financial hardship, and as a result, am either in default under the Loan Documents or a default is imminent. B. The Property is neither in a state of disrepair, nor condemned. C. There has been no change in the ownership of the Property since I signed the Loan Documents. D. I am not a party to any litigation involving the Loan Documents, except to the extent I may be a defendant in a foreclosure action. E. I have provided documentation for all income that I eam. F. All documents and information I provide pursuant to this Agreement are true and correct. 2. The Modification. The Loan Documents are hereby modified as of May 1, 2010 (the `Modification Effective Date") and all unpaid late charges are waived. The Lender agrees to suspend any foreclosure activities so long as I comply with the terms of the Loan Documents, as modified by this Agreement. The Loan Documents will be modified, and the first modified payment will be due on the date set forth in this Section 2: A. The Maturity Date will be: April 1, 2040. B. The modified principal balance of my Note will include all amounts and arrearages that will be past due (excluding unpaid late charges) and may include amounts towards taxes, insurance, or other assessments. The new principal balance of my Note is $193,215.70 (the "New Principal Balance'). C. Interest will begin to accrue as of April 1, 2010. The first new monthly payment on the New Principal Balance will be due on May 1, 2010, and monthly on the same date I irthere is more than one Bonower or Mortgagor executing ibis document, each Is rarerred to as "r. For purposes orihis docurncat wnh slgolWng the singular (such as "P) shall include the plural (such as'%ve) and vice versa where tlpproprlate. IRAN MODIFICATIONACREBMENT page 100 paaa IVI1101 thereafter. My payment schedule for the modified Loan Is as follows- I promise to pay interest on the New Principal Balance at the rate of 5.000% annually. I promise to make consecutive monthly payments of principal and interest in the amount of $1,037.22, which is an amount sufficient to amortize the New Principal Balance over a period of 360 months. The above terms in this section 2.C shall supersede any provisions to the contrary in the Loan Documents, including but not limited to provisions for an adjustable or step interest rate. D. I agree to pay In fail (i) the New Principal Balance, and (il) any other amounts still owed under the Loan Documents, by the earliest of the date I sell or transfer an Interest in the Property, subject to Section 3.E below, the date I pay the entire New Principal Balance, or the Maturity Date. E. I will be In deihult if I do not (t) pay the fall amount of a monthly payment on the date it is due, or (0) comply with the terms of the Loan Documents, as modified by this Agreement. 3. Additional Agreements. I agree to the following: A. That this Agreement shall supersede the terms of any modification, forbearance or workout plan, If any, that I previously entered Into with Lender. B. To comply, except to the extent that they are modified by this Agreement, with all covenants, agreements, and requirements of the Loan Documents including my agreement to make all payments of taxes, Insurance premiums, assessments, impounds, and all other payments, the amount of which may change periodically over the term of my Loan. This Agreement does not waive fature escrow requirements. If the Loan Includes collection for tax and Insurance premiums, this collection will continue for the life of the Loan. C. That the Loan Documents are composed of valid, binding agreements, enforceable In accordance with their terms and are hereby reaffirmed. D. That all terns and provisions of ilia Loan Documents, except as expressly modified by this Agreement, remain in fall force and effect; nothing In this Agreement shall be understood or construed to be a satisfaction or release in whole or in part of the obligations contained in the Loan Documents; and that except as otherwise specifically provided In, and as expressly modified by, this Agreement, the Lender and I will be bound by, and will comply with, all of the terms and provisions of the Loan Documents. E. That, as of the Modification Effective Date, notwithstanding any other provision of the Loan Documents, I agree as follows: If all or any part of the Property or any Interest In it is sold or transferred without the Lender's prior written consent, the Lender may, at its option, require Immediate payment in IN of all sums secured by the Mortgage. However, the Lender shall not exercise this option if federal law prohibits the exercise of such option as of the date of such sale or transfer. If the Lender exercises this option, the Lender shall give me notice of acceleration. The nod ce shalt provide a period of not less than thirty (30) days from the date the notice is delivered or mailed within which I must pay all sums secured by the Mortgage. U l fail to pay these sums prior to the expiration of this period, the Lender may Invoke any remedies permitted by the Mortgage without LOAN A10DIFICATION AGUENENT page 2 of3 pages %V7101 further notice or demand on me. F. If any document is lost, misplaced, misstated, or inaccurately reflects the true and correct terms and conditions of the Loan Documents as amended by this Agreement, within ten (10) days after my receipt of the Lender's request, I will execute, acknowledge, initial, and deliver to the Lender any documentation the Lender deems necessary to replace or correct the lost, misplaced, misstated or inaccurate document(s). If I fail to do so, I will be liable for any and all loss or damage which the Lender reasonably sustains as a result of my failure. 0. All payment amounts specified in this Agreement assume that payments will be made as scheduled. H. If the Borrower(s) received a discharge in a Chapter 7 bankruptcy subsequent to the execution of the Loan Documents, the Lender agrees that such Borrower(s) will not have personal liability on the debt pursuant to this Agreement I. That in agreeing to the changes to the original Loan Documents as reflected in this Agreement, the Lender has relied upon the truth and ac curacy of all of the representations made by the Borrower(sj both in this Agreement and in any documentation provided by or on behalf of the Borrower(s) in connection with this Agreement If the Lender subsequently determines that such representations or documentation were not trudiful or accurate, the Lender may, at its option, rescind this Agreement and reinstate the original terms of the Loan Documents as if this Agreement never occurred. THIS `W1t1T 'EN LOAN AGREEMENT REPRESENTS THE IWAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. TERM ARE NO BEN ORAL AGREEMENTS BETWEEN THE PARTIES. in Witness Whereof; the Tender and I have executed this Agreement &M,f4l'YlAk" V4616 stp?ri. nde sue. Carroll LTlmvcrs Bridgettc Tmvers ;nt J WAN MODIFICATION AGREEMENT PW 3 0f3 Pis 1YF101 VICE PRESIDENT DOCUMENT CORRECTION AGREEMENT ClA,greement'l Loan Number ? (the "Loan' AGREEMENT TO CORRECT MISSTATED DOCUMENTS AND TO PROVIDE ADDITIONAL DOCUMENTATION OR FEES: In consideration of Chase Home Finance LLC ("Chase') modifying the Loan (the "Modification's as requested by the undersigned ('Borrowei'l and regardless of the reason for any loss, misplacement, or inaccuracy in the modification agreement or any other document prepared in connection with the Modification, Borrower agrees as follows: If any document is lost, misplaced, misstated or inaccurately reflects the true and correct terms and conditions of the Modification, upon request of Chase, Borrower will comply with Chase's request to execute, acknowledge, and deliver to Chase any documentation ("Replacement Documents') Chase deems necessary to replace or correct the Iost, misplaced, misstated or inaccurate document(sl Borrower agrees to deliver the Replacement Documents within ten (10)• days after receipt by Borrower of a written request for such replacement. Borrower also agrees that upon request Borrower will pay to Chase any additional sum CTee) previously disclosed to Borrower as a cost or fee associated with the Modification, which, for whatever reason, was not previously collected. REQUEST BY CHASE:_ Any request under this Agreement made by Chase, (including assignees and persons acting on behalf of Chasel shall be Prima facie evidence of the necessity for same. A written statement addressed to Borrower, first class postage prepaid, at the marling address indicated in Chase's records shall be considered conclusive evidence of receipt by Borrower of the request for Replacement Documents. BORROWER LIABILITY: If Borrower fails or refuses to execute, acknowledge, and deliver the Replacement Documents or Fee to Chase more than (10) days after being requested to do so by Chase, Borrower shall be liable for any and all loss or damage which Chase reasonably sustains thereby, including, but not limited to all reasonable attorneys' fees and costs incurred by Chase. In addition, Chase may elect to declare the Modification null and void in which case the Loan shall be payable at the rate and on the terms as existed prior to the Modification. Any fluids received by Chase in cordunetion with the Modification shall be retained by Chase and applied to the Loan as determined by Chase in its discretion. This agreement shall inure to the benefit of Lender's successors and assigns and is binding upon the heirs, devisees, personal representatives, successors and assigns of Borrower(s? Grp 42VA h - !)^,-g - C In. a.u4-W 3/ " Shwas o* sue.. Carroll L Travers Bridgette A. Travers VERIFICATION Du r? 1 14,,, ,:hereby states that he/she is ', yft P81"M -- of JPMorgan Chase Bank, National Association, sib/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in this matter and is authorized to make this Verification. The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of my knowledge, information and belief. The understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Name: 1? Y DATE: It-111_2Title: File #: 075-9947 Name: Travers SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff 11''. n in t?r?? OfF,C E OF S?-MFF ?131tU 10 12• 22 ,I UMBERLAND COUNTY PENNSYLVANIA Jody S Smith Chief Deputy Richard W Stewart Solicitor JP Morgan Chase Bank, NA vs. Carroll T. Travers (et al.) Case Number 2012-480 SHERIFF'S RETURN OF SERVICE 02/09/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Carroll T. Travers, but was unable to locate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Carroll T. Travers. Request for service at 11 Longstreet Drive, Carlisle, Pennsylvania 17013 is vacant. The Carlisle Postmaster has confirmed, Carroll T. Travers has moved and left no forwarding address. 02/09/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Bridgette A. Travers, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Bridgette A. Travers. Request for service at 11 Longstreet Drive, Carlisle, Pennsylvania 17013 is vacant. The Carlisle Postmaster has confirmed, Bridgette A. Travers has moved and left no forwarding address. SHERIFF COST: $60.00 February 09, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF iC; Cou v"Sujln S".e F, Iele'^,s.^,1{. i"'. . } IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, Plaintiff, vs. TYPE OF PLEADING Praecipe to Reinstate Civil Action - Complaint in Mortgage Foreclosure CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, FILED ON BEHALF OF PLAINTIFF: Defendants. JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Brian M. Kile, Esquire Pa. I.D. #89240 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 • 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, PRAECIPE TO REINSTATE CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE TO:PROTHONOTARY SIR: Defendants. CIVIL DIVISION NO.: 2012-480 k lz sv ;?- c a ,. Kindly reinstate the Civil Action - Complaint in Mortgage Foreclosure with respect to the above-referenced matter and mark the docket accordingly. GRENEN & BIRSIC, P.C. BY: Kristine M. Anthou, Esquire Attorneys for Plaintiff O -75 )Od C k+? 3? oar E 13- 49 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff - Jody S Smith Chief Deputy Richard W Stewart HU t i f' ?129 A 9: 2 i Solicitor _ P;I d ;, )MBERLANJ UJ tot PE NSYLVAHIA JP Morgan Chase Bank, NA Case Number vs. Carroll T. Travers (et al.) 2012-480 SHERIFF'S RETURN OF SERVICE 03/24/2012 08:45 AM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on March 24, 2012 at 0845 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Carroll T. Travers, by making known unto Bridgette Travers, Wife of Defendant at 4 Sanddollar Drive, Mechanicsburg, Cumberland County, Pennsylvan? 17 5 its contents and at the same time handing to her personally the said true and correct c y oft s e. MAFJR CO KL bEPUTY 03/24/2012 08:45 AM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on March 24, 2012 at 0845 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Bridgette A. Travers, by making known unto herself personally, at 4 t the same Sanddollar Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055 its co teJ., time handing to her personally the said true and correct copy of the same, p`/ J MA CO K LI , DEPUTY SHERIFF COST: $54.00 March 27, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, CIVIL DIVISION -mac C NO.: 2012-480 cn; TYPE OF PLEADING PRAECIPE FOR DEFAULT JUDGM1EN ' (Mortgage Foreclosure) Defendants. I hereby certify that the address of Plaintiff is: 3415 Vision Drive Columbus, OH 43219 the last known address of Defendants is: 4 Sanddollar Drive Mechanicsburg, PA 17055 GRENEN & BIRSIC, P.C. Attorneys for Plaintiff FILED ON BEHALF OF PLAINTIFF: JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Brian M. Kile, Esquire Pa. I.D. #89240 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 G?"} % 14• a 77gt jZa-7 WO G) N O?Q V1ajt? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. PRAECIPE FOR DEFAULT JUDGMENT TO:PROTHONOTARY SIR: Please enter a default judgment in the above-captioned case in favor of Plaintiff and against Defendants, Carroll L. Travers and Bridgette A. Travers, in the amount of $224,361.60, which is itemized as follows: Principal $192,341.33 Interest to 4/30/12 $ 20,035.50 Late Charges to $ 162.96 Escrow Deficiency to $ 7,911.66 Corporate Advances $ 3,088.59 Unapplied Funds $ -830.44 Attorney's fees $ 1,170.00 Foreclosure Costs $ 482.00 TOTAL $224,361.60 together with interest, costs, fees, and charges collectible under the note and mortgage including but not limited to attorneys fees and costs, and for the foreclosure and sale of the mortgaged property. GRENEN & BIRSIC, P.C. BY: -r'-t C_ /C_11_?? Kristine M. Anthou, Esquire Attorneys for Plaintiff AFFIDAVIT OF NQN-MIL TARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Kristine M. Anthou, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendants were not in the military service of the United States of America to the best of her knowledge, information and belief and certifies that the Notices of Intent to take Default Judgment were mailed in accordance with Pa. R.C.P. 237.1, as evidenced by the attached copies. Sworn to and subscribed before me this day of , 2012. 0 D-V-Co Notary Public C OMMONV*ALTm OF PENNSnvANIA Notarial Seal [::PattiCia cA, Townsend, Notary Public City 3< ti;130urgh, Allegheny County My C ?ra°nsswc•n E*hvs June 2, 2015 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, vs. CARROLL L. TRAVERS and BRIDGE-17E A. TRAVERS, Defendants. TO: Carroll L. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 DATE OF NOTICE: April 16, 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford Street,Carlisle, PA 17013 (717) 249-3166 or Toll Free (800) 990.9108 GRENEN & BIRSIC, P.C. By: - Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 FIRST CLASS MAIL, POSTAGE PREPAID (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL CIVIL DIVISION ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012480 CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. 'r0: Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 DATE OF NOTICE: April 16, 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 (717) 249-3166 or Toll Free (800) 990-9108 GRENEN & BIRSIC, P.C. By: Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh FIRST CLASS MAIL, POSTAGE PREPAID , PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE OF ORDER, DECREE OR JUDGMENT TO: Carroll L. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 ( ) Plaintiff (XX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on Mr ? 11 2612 - ( ) A copy of the Order or Decree is enclosed, or (XX) The judgment is as follows: $224,361.60 together with interest, costs, fees, and charges collectible under the note and mortgage including but not limited to attorneys fees and costs, and for the foreclosure and sale of the mortgaged property. , A Deputy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE OF ORDER, DECREE OR JUDGMENT TO: Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 ( ) Plaintiff (XX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on l 2 ( ) A copy of the Order or Decree is enclosed, or (XX) The judgment is as follows: $224,361.60 together with interest, costs, fees, and charges collectible under the note and mortgage including but not limited to attorneys fees and costs, and for the foreclosure and sale of the mortgaged property. job Deputy WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 12-480 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff (s) From CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $224,361.60 L.L.: $.50 Interest from 4/30/12 -- $7,125.52 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $277.00 Other Costs:, Plaintiff Paid: pate: •5/23/12 David DABI1, Prothono (Seal) Deputy REQUESTING PARTY: Name: KRISTINE M. ANTHOU, ESQUIRE Address: GRENEN & BIRSIC, PC ONE GATEWAY CENTER, NINTH FLOOR PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-281-7650 Supreme Court ID No. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, „ vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. CIVIL DIVISION NO.: 2012-480 PRAECIPE FOR WRIT OF E2jECUTION (MORTGAGE FORECLOSURE) TO: Prothonotary o W ?''t :r 3 °rs 'e CD rr a9... C? pV` SIR: Please issue a Writ of Execution, directed to the Sheriff of Cumberland County, against the Defendants, Carroll L. Travers and Bridgette A. Travers, as follows: Amount Due Interest from 4/30/12 TOTAL O +aa.GD Pa ATN 0-00 caw M W 6 11, 15 " tL.50 ? j.7 , PQ AWN $224,361.60 7,125.52 $231,487.12 GRENEN & BIRSIC, P.C. By L/-? L9 (- ?' Attorneys for Plaintiff 4a.a5 bweo •50 LL 0(3®fto8 Pit a75(psa RE c)rr4-4WLw? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, CIVIL DIVISION NO.: 2012-480 ? nam r- w c: C:)-r, =o : Defendants. AFFIDAVIT OF LAST KNOWN ADDRESS COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF CUMBERLAND ) Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Kristine M Anthou, Esquire, attorney for the Plaintiff, who being duly sworn according to law deposes and says that the owners of the property located at 11 Longstreet Drive, Carlisle, Pennsylvania 17013 are, Defendants, Carroll L. Travers and Bridgette A. Travers, who reside at 4 Sanddollar Drive, Mechanicsburg, Pennsylvania 17055, to the best of her information, knowledge and belief. SWORN TO AND SUBSCRIBED BEFORE ME THIS Q2 DAY OF , 2012. Notary Public T?! 1F PENNSM. 14 PabtW Ck? Publk 20 5 RF W ARMS .r ERLAND COUNTY' PENNSYLVANIA CUMB OF COMMON PLEAS OF pURT CIVIL DIVISION ORGAN CHAS BANK,, s/b/m/t SSOC _ p,TIONAL A NCE LLC, s/b/m/t Np•; 2012-480 E FIN c MORTGAGE CHASE HOM HASE MANHATTAN f r C CORPORATION, , -< - r ., =Iz Plaintiff, --- ? (D c (DT1 D VS. VERS and T RAVERS LL L . CARRO ETTE A BRIDG Defendants. Z2bL& ACf 91 OF 1983 COMMOALTH OF PENNSYLVANIA ))SS: COUNTY OF CUMBERLAND , a Notary Public in and for the said County and Before me, the undersigned authontY 'stine M. Anthou, Esquire, attorney for the Plaintiff, who commonwealth, personally appeared Kristine being duly sworn according to law deposes and says that Plaintiff was not required to send to 35 P.S. §1680.403C (Homeowner's Emergency Mortgage Defendants written notice pursuant of 1983) prior to the commencement of this action for the reason Assistance Act of 1983 - Act 91 o Administration under Title II of the aforesaid Mortgage is insured by the Federal Housing that 35 p,S, §1680.401C(ax3)J• the National Housing Act (12 U.S.C. §§1701-1715z-18) [ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, VS. CARROLL L. TRAVERS and BRIDGE-17E A. TRAVERS, Defendants. CIVIL DIVISION NO.: 2012-480 AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF CUMBERLAND ) n C : --" f ? z? -c -cn w JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of Carroll L. Travers and Bridgette A. Travers located at 11 Longstreet Drive, Carlisle, Pennsylvania 17013 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-05-0429-024 M 1. The name and address of the owners or reputed owners: Carroll L. Travers and Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 2. The name and address of the defendants in the judgment: Carroll L. Travers and Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: JPMorgan Chase Bank, National PLAINTIFF Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation Bent Creek Limited Partnership 100 Georgetown Road Mechanicsburg, PA 17050 4. The name and address of the last record holder of every mortgage of record: JPMorgan Chase Bank, National PLAINTIFF Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation Mortgage Electronic Registration Systems, Inc. NLC Inc., d/b/a First NLC, Inc. P.O. Box 2026 Flint, MI 48501 700 W. Hillsboro Drive, B-1 #204 Deerfield Beach, FL 33441 5. The name and address of every other person who has any record lien on the property: Cumberland Domestic Relations P.O. Box 320 Carlisle, PA 17013 PA Department of Revenue Commonwealth of Pennsylvania Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128-1230 Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenants 11 Longstreet Drive Carlisle, PA 17013 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn falsification to authorities. C"-'; ? ?-- , , ?? ? Kristine M. Anthou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this .-CV* day of , 2012. a (?2j 1 e ^ () QQLnt:??? Notary Public NSYLVMIA NaEtNIN SW P04ft A. Tmnnr , Notary Public CRy Of Pftk%% Ay County 4vCDMmhmdmnIMih June 2, 2015 VANL1 ASSOMTION Of NOTARIES IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, CIVIL DIVISION NO.: 2012-480 Defendants. AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA ) )SS: COUNTY OF ALLEGHENY ) cn r- m N w , Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Kristine M. Anthou, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendants were not in the military service of the United States of America to the best of her knowledge, information and belief Sworn to and subscribed before me this day of 2012. Notary Public TM Petsviv ? %ww seal Pawda A. Twffsw4 air of ur & CD Or" June 21 2015 v' "' pT of NorawEs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Carroll L. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 C C T" r rn cfty- o c ?C D TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the Cumberland County Courthouse Commissioners Nearing Room, 2nd Floor 1 Courthouse Square Carlisle, PA 17013 on September 5, 2012, at 10:00 A.M., the following described real estate, of which Carroll L. Travers and Bridgette A. Travers are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-05-0429-024. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff, VS. Carroll L. Travers and Bridgette A. Travers, Defendants, at Execution Number 2012-480 in the amount of $231,487.12. A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty (30) days from the sale date. Distribution will be made in accordance with the Schedule of Distribution unless exceptions thereto are filed with the Office of the Sheriff within ten (10) days from the date when the Schedule of Distribution is filed by the Office of the Sheriff. GRENEN & BIRSIC, P.C. Bye ?-6?e Kristine M. Anthou, Esquire Attomey for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012480 CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. LONG FORM DESCRIPTION ALL that certain piece or parcel of land with buildings and improvements thereon erected, if any, situate in Wertz Run Heights, North Middleton Township, Cumberland County, Commonwealth of Pennsylvania bounded and described in accordance with Final Subdivision Plan for Phase No. 1 for "Wertz Run Heights," consisting of seven (7) sheets prepared by Hartman & Associates, Inc., dated May 30, 1989, and more recently revised October 1993, a copy of which is recorded in Cumberland County Plan Book 67, Page 73, as follows, to wit: BEGINNING at a point, said point being located on the Northern Right-of-Way line of Longstreet Drive ( a 50 foot right-of-way) at the common front property comer of Lots #22 and #21; thence along said Northern Right-of-Way Line of Longstreet Drive North 58 degrees 00 minutes 00 seconds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot #20 North 32 degrees 00 minutes 00 seconds East, a distance of 200.11 feet to a point at Lot #18, being part of Wertz Run Heights, Phase 2 and other land of Kollas and Costopoulos Construction; thence along said Lot #18 South 52 degrees 45 minutes 00 seconds East, (erroneously shown as South 52 degrees 05 minutes 64 seconds East on the Final Subdivision Plan) a distance of 108.11 feet to a point at Lot #22; thence along said Lot #22 South 32 degrees 00 minutes 00 seconds West, a distance of 190.21 feet to a point on the Northern Right-of-Way Line of Longstreet Drive, the point of BEGINNING. SAID lot contains 21,008.97 square feet of 0.48 acres. BEING Lot #21 on the Final Subdivision Plan of Wertz Run Heights, Carlisle, Cumberland County, Pennsylvania. TAX ID # 29-05-0429-024 UNDER and subject to Declaration of Building and Use Restrictions for the Final Subdivision Plan of Wertz Run Heights, dated December 16, 1993, and recorded in Miscellaneous Book 463, Page 1178. BEING the same premises which Kollas and Costopoulos, a Pennsylvania General Partnership comprised of William C. Kollas and William C. Costopoulos, by Deed dated August 7, 2006 and recorded in the Office of the Recorder of Deeds of Cumberland County on September 13, 2006 in Deed Book Volume 276, Page 3187, granted and conveyed unto Carroll L. Travers and Bridgette A. Travers. GRENEN & BIRSIC, P.C. Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 Vic, z? xC) w TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the Cumberland County Courthouse Commissioners Hearing Room, 2nd Floor 1 Courthouse Square Carlisle, PA 17013 on September 5, 2012, at 10:00 A.M., the following described real estate, of which Carroll L. Travers and Bridgette A. Travers are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-05-0429-024. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff, VS. Carroll L. Travers and Bridgette A. Travers, Defendants, at Execution Number 2012-480 in the amount of $231,487.12. A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty (30) days from the sale date. Distribution will be made in accordance with the Schedule of Distribution unless exceptions thereto are filed with the Office of the Sheriff within ten (10) days from the date when the Schedule of Distribution is filed by the Office of the Sheriff. GRENEN & BIRSIC, P.C. By: C. ( ti ??2? -- KristinM. An ou, Esquire Attorney for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. LONG FORM DESCRIPTION 0a v at CO r*j :3D M; CZ W CCD >C: rv cam" - 21 F 7 o v ALL that certain piece or parcel of land with buildings and improvements thereon erected, if any, situate in Wertz Run Heights, North Middleton Township, Cumberland County, Commonwealth of Pennsylvania bounded and described in accordance with Final Subdivision Plan for Phase No. 1 for "Wertz Run Heights," consisting of seven (7) sheets prepared by Hartman & Associates, Inc., dated May 30, 1989, and more recently revised October 1993, a copy of which is recorded in Cumberland County Plan Book 67, Page 73, as follows, to wit: BEGINNING at a point, said point being located on the Northern Right-of-Way line of Longstreet Drive ( a 50 foot right-of-way) at the common front property corner of Lots #22 and #21; thence along said Northern Right-of-Way Line of Longstreet Drive North 58 degrees 00 minutes 00 seconds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot #20 North 32 degrees 00 minutes 00 seconds East, a distance of 200.11 feet to a point at Lot #18, being part of Wertz Run Heights, Phase 2 and other land of Kollas and Costopoulos Construction; thence along said Lot #18 South 52 degrees 45 minutes 00 seconds East, (erroneously shown as South 52 degrees 05 minutes 64 seconds East on the Final Subdivision Plan) a distance of 108.11 feet to a point at Lot #22; thence along said Lot #22 South 32 degrees 00 minutes 00 seconds West, a distance of 190.21 feet to a point on the Northern Right-of-Way Line of Longstreet Drive, the point of BEGINNING. SAID lot contains 21,008.97 square feet of 0.48 acres. BEING Lot #21 on the Final Subdivision Plan of Wertz Run Heights, Carlisle, Cumberland County, Pennsylvania. TAX ID # 29-05-0429-024 UNDER and subject to Declaration of Building and Use Restrictions for the Final Subdivision Plan of Wertz Run Heights, dated December 16, 1993, and recorded in Miscellaneous Book 463, Page 1178. BEING the same premises which Kollas and Costopoulos, a Pennsylvania General Partnership comprised of William C. Kollas and William C. Costopoulos, by Deed dated August 7, 2006 and recorded in the Office of the Recorder of Deeds of Cumberland County on September 13, 2006 in Deed Book Volume 276, Page 3187, granted and conveyed unto Carroll L. Travers and Bridgette A. Travers. GRENEN & BIRSIC, P.C. Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. LONG FORM DESCRIPTION -CS' N 3;Q C cti -< CD r ALL that certain piece or parcel of land with buildings and improvements thereon erected, if any, situate in Wertz Run Heights, North Middleton Township, Cumberland County, Commonwealth of Pennsylvania bounded and described in accordance with Final Subdivision Plan for Phase No. 1 for "Wertz Run Heights," consisting of seven (7) sheets prepared by Hartman & Associates, Inc., dated May 30, 1989, and more recently revised October 1993, a copy of which is recorded in Cumberland County Plan Book 67, Page 73, as follows, to wit: BEGINNING at a point, said point being located on the Northern Right-of-Way line of Longstreet Drive ( a 50 foot right-of-way) at the common front property comer of Lots #22 and #21; thence along said Northern Right-of-Way Line of Longstreet Drive North 58 degrees 00 minutes 00 seconds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot #20 North 32 degrees 00 minutes 00 seconds East, a distance of 200.11 feet to a point at Lot #18, being part of Wertz Run Heights, Phase 2 and other land of Kollas and Costopoulos Construction; thence along said Lot #18 South 52 degrees 45 minutes 00 seconds East, (erroneously shown as South 52 degrees 05 minutes 64 seconds East on the Final Subdivision Plan) a distance of 108.11 feet to a point at Lot #22; thence along said Lot #22 South 32 degrees 00 minutes 00 seconds West, a distance of 190.21 feet to a point on the Northern Right-of-Way Line of Longstreet Drive, the point of BEGINNING. SAID lot contains 21,008.97 square feet of 0.48 acres. BEING Lot #21 on the Final Subdivision Plan of Wertz Run Heights, Carlisle, Cumberland County, Pennsylvania. s' TAX ID # 29-05-0429-024 UNDER and subject to Declaration of Building and Use Restrictions for the Final Subdivision Plan of Wertz Run Heights, dated December 16, 1993, and recorded in Miscellaneous Book 463, Page 1178. BEING the same premises which Kollas and Costopoulos, a Pennsylvania General Partnership comprised of William C. Kollas and William C. Costopoulos, by Deed dated August 7, 2006 and recorded in the Office of the Recorder of Deeds of Cumberland County on September 13, 2006 in Deed Book Volume 276, Page 3187, granted and conveyed unto Carroll L. Travers and Bridgette A. Travers. GRENEN & BIRSIC, P.C. By:?? t??? Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA• JPMORGAN CHASE BANK, - s ? fi? .. NATIONAL ASSOCIATION, s/b/m/t CIVIL DIVISION CHASE HOME FINANCE LLC, s/b/m/t acs ?. ??. CHASE MANHATTAN MORTGAGE NO.: 2012-480' CORPORATION,~ Plaintiff, - `-- TYPE OF PLEADING VS. SUPPLEMENTAL AFFIDAVIT CARROLL L. TRAVERS and PURSUANT TO RULE 3129.1 BRIDGETTE A. TRAVERS, FILED ON BEHALF OF PLAINTIFF: Defendants. JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Brian M. Kile, Esquire Pa. I.D. #89240 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 SALE DATE: 9/5/12 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in the above-captioned action files the instant Supplemental Affidavit Pursuant to Rule 3129.1. The information identified below is in addition to the information previously identified in the Affidavit Pursuant to Rule 3129.1. As of the date that the Praecipe for Writ of Execution was filed, the information set forth below was of record concerning the real property of Bridgette A. Travers located at I1 Longstreet Drive, Carlisle, Pennsylvania 17013, and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-05-0429-024. The name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: North Middleton Authority c/o Hubert X. Gilroy, Esquire 10 East High Street Carlisle, PA 17013 LVNV Funding LLC c/o David Apothaker, Esquire 520 Fellowship Road, C306 Mt. Laurel, NJ 08054 I verify that the statements made in the Supplemental Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. GRENEN & BIRSIC, P.C. BY: 1 ?.,x 41?? . Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 SWORN TO AND SUBSCRIBED BEFORE ME THIS R--?DAY OF ??? 2012. f, 4'rv 6 Notary Public N TH OF PENNSYLVANL4 Pai3ide q, ?k1mrial Seal aovRS Notary Public Comm bpr1pt1 Allegheny County MHyg? " 4Plres June 21 2015 ASSOCfATION OF NOTARIES IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK , CIVIL DIVISION NATIONAL ASSOCIATION s/b/m/t ' , CHASE HOME FINANCE LLC, s/b/m/t -_ 4 '? t ' CHASE MANHATTAN MORTGAGE r { {'°'1 NO.: 2012-480 a -: CORPORATION, „ c r ° r7: 77 Plaintiff , TYPE OF PLEADING vs. Pa. R.C.P. RULE 3129.2(c)(2) CARROLL L. TRAVERS and PURSUANT TO RULE 3129.1 BRIDGETTE A. TRAVERS, LIENHOLDER AFFIDAVIT OF SERVICE Defendants. FILED ON BEHALF OF PLAINTIFF: JPMorgan Chase Bank, National Association, s/b/m/t Chase Horne Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Brian M. Kile, Esquire Pa. I.D. #89240 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor SALE DATE: 9/5/12 Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. Pa. R.C.P. RULE 3129.2(c)(2) LIENHOLDER AFFIDAVIT OF SERVICE I, Kristine M. Anthou, Esquire, Attorney for Plaintiff, JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgagee Corporation, being duly sworn according to law, deposes and makes the following Affidavit regarding service of the notice of the sale of real property on all persons named in Paragraphs 3 through 7 of Plaintiffs Affidavit Pursuant to Rule 3129.1, as well as all persons named in Plaintiff's Supplemental Affidavit pursuant to Rule 3129.1 as follows: 1. By letters dated May 29, 2012, undersigned counsel served all persons (other than the Plaintiff) named in Paragraphs 3 through 7 of Plaintiffs Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1 and Certificates of Mailing and any letters, if returned as of this date, are marked Exhibit "A", attached hereto, and made a part hereof. 2. By letters dated June 11, 2012, undersigned counsel served the persons named in Plaintiffs Supplemental Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Supplemental Affidavit Pursuant to Rule 3129.1. A true and correct copy of said Supplemental Affidavit Pursuant to Rule 3129.1 and Certificates of Mailing are marked Exhibit "B", attached hereto, and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information and belief. GRENEN & BIRSIC, P.C. BY: .- 12.L L `c.(6CL' Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 SWORN TO AND SUBSCRIBED BEFORE ME THIS ICP-IkDDAY OF 2012. n Notary Public A WL-- TH OF PENNSYLVAWIq Patricia A. TG,rtt1 Nota City Of P1tt, ur '; ry Public D r:I;e henycounty My Commiss 22 EMR;S June 2, 2015 MEMBER, PENNSYLVANIA A?L-LATTON OF NOTARIES EXHIBIT "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF CUMBERLAND ) JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was tiled the following information concerning the real property of Carroll L. Travers and Bridgette A. Travers located at 1 l Longstreet Drive, Carlisle, Pennsylvania 17013 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCR113ED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 1 1 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276. PAGE 3187, AND PARCEL NUMBER 29-05-0429-024 1. The name and address of the owners or reputed owners: Carroll L. Travers and Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 2. The name and address of the defendants in the judgment: Carroll L. Travers and Bridgette A. Travers 4 Sanddollar Drive Mechanicsburg, PA 17055 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: JPMorgan Chase Bank, National PLAINTIFF Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation Bent Creek Limited Partnership 100 Georgetown Road Mechanicsburg, PA 17050 4. The name and address of the last record holder of every mortgage of record: JPMorgan Chase Bank, National PLAINTIFF Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation Mortgage Electronic Registration Systems, Inc. P.O. Box 2026 Flint, MI 48501 NLC Inc., d/b/a First NLC, Inc. 700 W. Hillsboro Drive, B-1 #204 Deerfield Beach, FL 33441 5. The name and address of every other person who has any record lien on the property: Cumberland Domestic Relations P.O. Box 320 Carlisle, PA 17013 f 4 PA Department of Revenue Commonwealth of Pennsylvania Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128-1230 Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenants 11 Longstreet Drive Carlisle, PA 17013 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn falsification to authorities. Kristine M. Anthou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this day of H("Lc , ?012. Notary Public ?^MhM M!ALM OF PENNSYLVANIA '+otarlal Seal Arlcia A. 7--wnsend, Notary Public of Pittsburgh, Allegheny County +Y CGmmisslon EXPIM June 2, ZO15 F'4"ER, PEiINSYL,ANTA ASSOCIA OF .OF ;`ioTARtF.S -4 T (-n u 1 T 0 p 3 4 W y -I 4 T CD m N 0 0 N CD 0 v v m? m v G; 7 x 0 co d T -1 co U7 N Q GJ oZ CD c 3 -I CD 0 O D 0 O Z r- C/) l< 0 y W (D Q am j D m v O v 3 CD Q n rncn j C7 a C g CA a :3 v fl1 CD C) 3 V! ? =r CD QO O CL (D m 71 CD CD CD ;u --1 0 0 ' O N -0 CD ' '0 17 ( D n Q m N O n Z Z CD CD Z N d J y CD O CD n CD O O c0 pp p 1 `G C O . CA (D T N CD v O = n N 'T7 O CD N _7 N :3 (A o ? O 1 v N /-? 0-' W C /•? 0-0 Oo D -n -a ?0 7 0) ? r' N (D 0 0) -j N b ( ° -0 CD ° 000013 3 y . of 0 (D ? ?• ? y W Q • - (D y W O Q O C ?. W (D O C < (D W ? O v O (D a ' man C-)? x m m? p cn x CD x o co x a= ?x o o m N 0 m CDa<o?o Dm 0) 00 n DN CD co 00 co crm o aN-2 aW3 i? 0 D-4o DNS W v° 0 J ('? °N " O C c Z 7 0 0)° _ m O O s 0 OE O W ?O 0 1 > ( m ° :2 W CD O - -., v N ? Z Da n - 54 Cn CD j (D w m i Cl w ? oo o (o 0000 j ? AA W 93aa o 0 (D. C m N o ? o 3 a o CD w V 1 C rl U1 Ul U1 U7 Ln (D 0_0 21i > (D y ' i a I. a' A N g CD X v O 4 (n Y• Y • Y Z'I 71i ?pNEf ? ? om 301 ? v Cl) N ti (D Ir m n m (D ' m? Cf ? D ° %, 0 ?m d r? C N ?.....?-? N C cD 3 c 3 a r? O C O N M Q < (D (( A T (Q D (D T (/1 N o T w fD = (D T A m p EXHIBIT "B" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in the above-captioned action files the instant Supplemental Affidavit Pursuant to Rule 3129.1. The information identified below is in addition to the information previously identified in the Affidavit Pursuant to Rule 3129.1. As of the date that the Praecipe for Writ of Execution was filed, the information set forth below was of record concerning the real property of Bridgette A. Travers located at I1 Longstreet Drive, Carlisle, Pennsylvania 17013, and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 1 I LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-05-0429-024. The name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: North Middleton Authority c/o Hubert X. Gilroy, Esquire 10 East High Street Carlisle, PA 17013 LVNV Funding LLC c/o David Apothaker, Esquire 520 Fellowship Road, C306 Mt. Laurel, NJ 08054 I verify that the statements made in the Supplemental Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. GRENEN & BIRSIC, P.C. BY: 9G x.-?_ x G/ CGS Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 SWORN TO AND SUBSCRIBED BEFORE ME THIS `'r'=-DAY OF . rrC , 2012. Notary Public COMMONWEALTH OF PENNSYLVANIA 'Jotar+al Seat Pa city Of fta A. "awr And Notary Publk MY Comm is? €XPlres June 21 2015 MEMBER. PENNSYIVANLI ASSOCGTION OF NOTARIES U.S. POSTAL SERVICE CERT LWOM141NG MAY BE USED FOR DOMESTIC AND INTERNATI6 SNor- PROVIDE FOR INSURANCE-POSTMASTER Received From: ` Grenen & Birsic, P.C. One Gateway Center. 9th Floor,-Pittsburgh, PA 15222 One piece of ordinary mail addressed to: North Middleton Authority c/o Hubert X. Gilroy, Esquire 10 East High Street Carlisle. PA 17013 75-9947 (NOS) PT PS Form 3817, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF MAILING. MAY BE USED FOR DOMESTIC AND INTERNATIONAI, N?UQES Nod'" PROVIDE FOR INSURANCE-POSTMASTER - Received From: Grenen & Birsic P.C. One Gateway Center, 9th Floor Pittsb6rgtr P"t322T One piece of ordinary mail addressed to: LVNV Funding LLC c/o David Apothaker, Esquire 520 Fellowship Road, C306 Mt. Laurel, NJ 08054 75-9947 (NOS) PT „6r`,m,',pt5s Mir IMM"ets P4trpe fbr "to fed tit i ?` ,k Affix fee here in stamps - meter postage and maw {In f ? Y? PS Form 3817, January 2001 % , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, CIVIL DIVISION NO.: 2012-480 TYPE OF PLEADING - s Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE ' DEFENDANTS/OWNERS Defendants. SALE DATE: 9/5/12 FILED ON BEHALF OF PLAINTIFF: JPMorgan Chase Bank, National Association, s/b/m/t Chase Horne Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Brian M. Kile, Esquire Pa. I.D. #89240 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE DEFENDANTS/OWNERS Kristine M. Anthou, Esquire, Attorney for Plaintiff, JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, being duly sworn according to law deposes and makes the following Affidavit regarding service of Plaintiffs notice of the sale of real property in this matter on September 5, 2012 as follows: 1. Carroll L. Travers died on or about May 20, 2012 an by operation of law the Bridgette A. Travers is the owner of the real property and has not entered an appearance of record. 2. By letter dated May 29, 2012, the undersigned counsel served Defendant, Bridgette A. Travers, with a true and correct copy of Plaintiffs notice of the sale of real property by certified mail, restricted delivery, return receipt requested, addressed to 4 Sanddollar Drive, Mechanicsburg, Pennsylvania 17055. On or about May 31, 2012, the signed certified mail receipt was returned to Plaintiff, indicating the Defendant was served with the Notice of Sheriff's Sale. A true and correct copy of the returned certified mail receipt, is marked Exhibit "A", attached hereto and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information, and belief. GRENEN & BIRSIC, P.C. BY:` ZG C Ll? ?. Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 SWORN TO AND SUBSCRIBED BEFORE ME THIS ?-? DAY OF . rc? , 2012. Notary Public COM MoNwE4TM OF PEN"?vavu Pabida A. Trttarlal Seal oty of Pft;b I Notary Public My??urgh, Allegheny county MAR ?E7V?1S11V ,2015 NOTAi?? EXHIBIT "A" a s CW~Mw 1. R, Fie ed V VWY 18 deer ¦ Prktt yotr name and addramen the ra arse so that we can rahrn thud to you. ¦ Affect tide card tD the badt of the malipM or on the thtnt N apace pwm to 1. Amide Addmned to. &tdT-PC A-- -r(C(Vf vs 4 %widdo" pY,v C Mccl oillcsbjv? fA--l-M :nom ?04- fv, o Agent by mead !fame/ D. is d*4wy address d ftmvt inxn Item f4 Cf lee If YES, enter d*iwy address below: Q No 3 lSlpe C)ertllled Meal 0 B pm Mai 0 Repytned ?$'hfn Rsodpt for Mama 0 trate?d Mdt 0 clam a Rs *kftd Ddwryt 00* FbO Y40 2. ArWo Number (Halaw fmaar Jr.mlow 7011 3500 0000 5866 0165 + P8 Form 381 t, Febuery 2004 Domestic Return Receipt t Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFIGE OF CUMBERLAND;000I~!.TY ~I.I.EC~-~~gl~ ~~ `~ ~r~~ TNT'°'Pr~o~HO~teTA~~~: _ ~a~2 acr z6 ~~ ~~ 2~ CUMBERLAti~ COU~4TY PENt~SYl.VANIA JP Morgan Chase Bank, NA Case Number vs. 2012-480 Carroll T. Travers !et al.) SHERIFF'S RETURN OF SERVICE 06/22/2012 12:46 PM -Deputy Tim Black, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 11 Longstreet Drive, Carlisle, PA 17013, Cumberland County. 07/03/2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Carroll T. Travers, but was unable to locate the Defendant in his bailiwick. He therefore returns the within Real Estate Writ, Notice and Description, in the above titled action, as "Not Found" at 4 Sanddollar Drive, Mechanicsburg, PA 17055, residence is currently being rented by James Russell, defendant did not leave a forwarding address at post office. 07/03!2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Bridgette A. Travers, but was unable to locate the Defendant in his bailiwick. He therefore returns the within Real Estate Writ, Notice and Description, in the above titled action, as "Not Found" at 4 Sanddollar Drive, Mechanicsburg, PA 17055, residence is currently being rented by James Russell, defendant did not leave a forwarding address at post office. 09/06/2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, PA on September 5, 2012 at 10:00 a. m. He sold the same for the sum of $1.00 to Attorney Kristine Anthou, on behalf of JP Morgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $1.083.53 October 23, 2012 SO ANSWERS, ~--~._ ~ . + RONNY R ANDERSON, SHERIFF l~ . B~ ~ dC a..~s ~d ~ - 2~~yoG M s ~ • r IN TIIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, sib/m/t CHASE MANHATTAN MORTGAGE CORPORAT[ON, CIVIL DIVISION NO.: 2012-480 Plaintiff, VS. CARROLI. L. TRAVERS and BR[DGETTE A. TRAVERS, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLLVANIA ) SS: COUN'CY OF CUMBERLAND ) 1PMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance. LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of Carroll L. Travers and Bridgette A. Travers located at 11 Longstreet Drive, Carlisle, Pennsylvania 17013 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-OS-0429-024 1. The name and address of the owners or reputed owners: Carroll L. "Travers and 4 Sanddollar Drive Bridgette A. Travers Mechanicsburg, PA 17055 2. The name and address of the defendants in the judgment: Carroll L. "Travers and 4 Sanddollar Drive Bridgette A. 'Travers Mechanicsburg, PA 17055 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: IPMorgan Chase Bank, National PLAINTIFF Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation Bent Creek Limited Partnership 100 Georgetown Road Mechanicsburg, PA 1705() 4. The name and address of the last record holder of every mortgage of record: IPMorgan Chase Bank, National PLAINTIFF Association, s/b/m/t Chase Home Finance, I.LC, s/b/mit Chase Manhattan Mortgage Corporation Mortgage Electronic Registration P.O. Box 2026 Systems, Inc. Flint, MI 48501 ~~ILC Inc., d/b/a First NLC, Inc. 700 W. Hillsboro Drive, B-1 #204 Deerfield Beach, FL 33441 ~. The name and address of every other person who has any record lien on the property: Cumberland Domestic Relations P.O. Box 320 Carlisle, PA 17013 PA Department of Revenue Commonwealth of Pennsylvania Bureau of Compliance P.O. Box 281230 Harrisburg, PA l 7128-1230 Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: "henants 11 Longstreet Drive Carlisle, PA 17013 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 1 S Pa. C.S.A. X4904 relating to unsworn falsification to authorities. _ s. r.~~' Kristine M. Anthou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this .~ ~ ~ ~ day of ~ ~ ~ , 2012. f _J _.~ ~. -~ Notary Public ~~~~- '^"1M~N~V~I~Ti dF ~'~NNSYLel~N~A _._._. _"+cr~rial `gal j ~rnr~ i A- ~" wvnsend, P~oCary Public I -r ~ sburgh, AtleghanY Co~iriV ' ' ~ ~_ , ~r;sion ExFires ]una 7, Z~JIS Rvbf?VAN?A tii3(N:L^77f~fi nF t:nl"AK1F5 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, NA"CIONAL ASSOCIATION, s/bhn/t CHASE HOME FINANCE LLC, s~'b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIV[SION NO.: 2012-480 Plaintiff, vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Carroll L. Travers .~ Sanddollar Drive ;Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the Cumberland County Courthouse Commissioners Hearing Room, 2nd Floor 1 Courthouse Square Carlisle, PA 17013 on September 5, 2012, at 10:00 A.M., the following described real estate, of which Carroll L. Travers and Bridgette A. 'ravers are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL, L. TRAVERS AND BRIDGETTE A. TRAVERS C-F, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ;ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN "THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-OS-0429-024. J J -The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff, vs. Carroll L. Travers and Bridgette A. Travers, Defendants, at Execution Number 2012-480 in the amount of $231,487.12. A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty (3 U) days from the sale date. Distribution will be made in accordance with the Schedule of Distribution unless cxcepti~~~ns thereto are tiled with the Office of the Sheriff within ten (10) days from the date ~~~hen the Schedule of Distribution is filed by the Office of the Sheriff. GRENEN & BIRSIC, P.C.. ~ ~ ~ , -- Rvc ~ ~ i / X ~"~_ ~ ~,, ~/~~' .. Kristine M. Anthou, Esquire Attorney for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412)281-7650 IN TIfE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CFIASE BANK, C[VIL D[V[S[ON NA'T'IONAL ASSOCIATION, s/b!m/t CHASE EiOME FINANCE LLC, s/bimit CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, {'laintift; ~, s. G~RROLL I_. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. LONG FORM DESCRIPTION 1LL that certain piece or parcel of land with buildings and improvements thereon erected, ifany, situate in Wertz Run Heights, North Middleton Township, Cumberland County, Commonwealth of Pennsylvania bounded and described in accordance with Final Subdivision Plan for Phase No. 1 for "Wertz Run Heights," consisting of seven (7) sheets prepared by ITartman & Associates, Inc., dated May 30, 1989, and more recently revised October 1993, a copy of which is recorded in Cumberland County Plan Book 67, Page 73, as follows. to wit: BEGINNING at a point, said point being located on the Northern Right-ot=Way line of Longstreet Drive (a ~0 foot right-of--way) at the common front property corner of Lots #22 and -21; thence along said Northern Right-ot=Way Line of Longstreet Drive North S8 degrees 00 minutes 00 seconds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot =?0 Nurth 32 degrees 00 minutes 00 seconds East, a distance of 200.11 feet to a point at Lot # 18, being part of Wertz Run Heights, Phase 2 and other land of Kollas and Costopoulos Construction; thence along said Lot #18 South 52 degrees 45 minutes 00 seconds East. f erroneously shown as South 52 degrees OS minutes 64 seconds East on the Final Subdivision Plan) a distance of 108.1 1 feet to a point at Lot #22; thence along said Lot #22 South 32 degrees ~)U minutes UO seconds West, a distance of 190.21 feet to a point on the Northern Right-ot=Way Line of Longstreet Drive, the point of BEGINNING. SAID lot contains 21,008.97 square feet of 0.48 acres. BEING Lot #21 on the Final Subdivision Plan of Wertz Run Heights, Carlisle, Cumberland County, Pennsylvania. T~~`C ID # ?~)-OS-0429-024 1.1NDER and subject to Declaration of Building and Use Restrictions tier the Final `subdivision Plan of Wertz Run Heights, dated December 16, 1993, and recorded in Miscellaneous Book 463, Page 1178. [3EING the same premises which Kollas and Costopoulos, a Pennsylvania General Partnership comprised of William C'. Kollas and William C. Costopoulos, by Deed dated August ,. "'006 and recorded in the Ottice of the Recorder of Deeds of Cumberland County on September 13. 2006 in Deed Book Wolume 276, Page 3187, granted and conveyed unto Carroll L.. Travers and Bridgette A. Travers. GRENEN & BIRSIC, P.C. By: - _ , Kristine M. Anthou, Esquire .-\ttorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412)281-7650 [N "hHE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NA"I'IONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, Plaintiff; vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Bridgette A. "Travers 4 Sanddollar Drive 'Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the Cumberland County Courthouse Commissioners Hearing Room, 2nd Floor 1 Courthouse Square Carlisle, PA 17013 on September 5, 2012, at 10:00 A.M., the following described real estate, of which Carroll L. Travers and Bridgette A. Travers are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY': ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN "THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED BOOK VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-OS-0429-024. The said Writ of Execution has been issued on a judgment in the mort~a~e foreclosure action of JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance, LLC, s;'b/m/t Chase Manhattan Mortgage Corporation, Plaintiff, vs. Carroll L. 'Travers and Bridgette A. Travers, Defendants, at Execution Number 2012-480 in the amount of $231,487.12. A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty (30) days from the sale date. Distribution will be made in accordance with the Schedule of Distribution unless exceptions thereto are tiled with the Office of the Sheriff within ten (10) days from the date when the Schedule of Distribution is, filed by the Office of the Sheriff. GRENEN & BIRSIC, P.C. __, .~ Kristirie M. Anthou, Esquire Attorney for Plaintiff One Gateway Center, Ninth floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA .1P1/~tORGAN CHASE BANK, CIVIL DIVISION NA I'IONAL ASSOCIATION, s/b,~m/t t_'HASE F1OME FINANCE LLC, s/b/m/t ~'IIASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, ('laintift; ~. . l.'ARROLL L. TRAVERS and [3RIDGETTE A. TRAVERS, Defendants. LONG FORM DESCRIPTION :ALL that certain piece or parcel of land with buildings and improvements thereon erected, if any, situate in Wertz Run Heights, North Middleton Township, Cumberland County, Commonwealth of Pennsylvania bounded and described in accordance with Final Subdivision P(an lo.r Phase No. l for "Wertz Run Heights," consisting of seven (7) sheets prepared by Ifartman & Associates, Inc., dated May 30, 1989, and more recently revised October 1993, a copy of which is recorded in Cumberland County Plan Book 67, Page 73, as follows, to wit: f3EGINNINC) at a point, said. point being located on the Northern Right-of-Way line ot~ Longstreet Drive (a 50 foot right-of-way) at the common front property corner of Lots #22 and ~_? 1;thence along said Northern Right-ot=Way Line of Longstreet Drive North 58 degrees 00 minutes UO seconds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot -_'0 North 32 degrees 00 minutes 00 seconds East, a distance of 200.11 feet to a point at Lot #18, heing part of Wertz Run Heights, Phase 2 and other land of Kollas and Costopoulos t'onstruction; thence along said Lot ;#18 South 52 degrees 45 minutes 00 seconds East, i cnoneously shown as South ~2 degrees OS minutes 64 seconds East on the Final Subdivision Plan) a distance of 108.1 1 feet to a point at Lot #22; thence along said Lot #22 South 32 degrees i)1) minutes 00 seconds West, a distance of 190.21 feet to a point on the Northern Right-ot=Way Line of Longstreet Drive, the point of BEGINNING. SAID lot contains 21,008.97 square feet of 0.48 acres. BEING Lut #21 on the Final Subdivision Plan of Wertz Run Heights, Carlisle, Cumberland County, Pennsylvania. f:~`C ID k# 29-OS-0429-024 1~NDER and subject to Declaration of Building and Use Restrictions for the Final Subdivision flan of Wertz Run Heights, dated December 16, 1993, and recorded in ~~~liscelkuneous Book 463, Pagel 178. BEING the same premises ~n~hich Kollas and Costopoulos, a Pennsylvania General ['artnership comprised of William C. Kollas and William C. Costopoulos, by Deed dated August ,. '006 and recorded in the Office of the Recorder of Deeds of Cumberland County on September l3, 2006 in Deed Book Volume 276, Page 3187, granted and conveyed unto Carroll L. Travers and Bridgette A. "Travers, GRENEN & BIRSIC, P.C. Kristine M. Anthou, Esquire .Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412)281-7650 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NAT[ONAL ASSOCIATION, s/b/m/t CHASE- HOME FINANCE LLC, s/I>/m/t CHASE: MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff; vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. TYPE OF PLEADING SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 FILED ON BEHALF OF PLAINTIFF: JPMorgan Chase Bank, National Association, s/b/m/t Chase I-Tome Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD F'OR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991. Brian M. Kile, Esquire Pa. LD. #89240 GRENEN & BIRSIC, P.C'. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412)281-7650 SALE DA"I'E: 9/5/1.2 IN 'r}ifi COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, s/b/rn/t CHASF, HOME FINANCE LLC, s/t~/m/t CHASF: MANHATTAN MORTGAGE CORPORATION, CIV[L D[VIS[ON NO.: 2012-480 Plaintiff, b'S. C'ARROLL L. TRAVERS and BRIUGETTE A. TRAVERS, Defendants. SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, Plaintiff in the above-captioned action Ides the instant Supplemental Affidavit Pursuant to Rule 3129.1. The information identified below is in addition to the information previously identified in the Affidavit Pursuant to Rule 3129.1. As of the date that the Praecipe for Writ of Execution was filed, the information set forth below was of record concerning the real property of Bridgette A. Travers located at 11 Longstreet Drive, Carlisle, Pennsylvania 17013, and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY': ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 11 LONGSTREET DRIVE, CARLISLE, PA 17013. DEED E3O0K VOLUME 276, PAGE 3187, AND PARCEL NUMBER 29-OS-0429-024. "I'he name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: North Middleton Authority c/o Hubert X. Gilroy, Esquire 10 East High Street Carlisle, PA 17013 LVNV Funding LLC c/o David Apothaker, Esquire 520 Fellowship Road, C306 Mt. Laurel, NJ 08054 1 verify that the statements made in the Supplemental Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. X4904 relating to unsworn falsification to authorities. GRENEN & BIRSIC, P.C. BY: ~'% ~..x ~ ,, ~~~' ~ e <_ Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 SWORN TO AND SUBSCRIBED BEFORE ME ^. _. _-. THIS_~-`~~ DAY OF ;',~1 ; r_~: , 2012. r ~~ , - t k ~l ~ '' r~ ~ ,'_~~ ~~4 Notary Public ~Q~`~M~-~j~tlF.4LTH OF PENNS ~-=----- -- _ . - YLVANIA ~:i.~+f t .. ..at ny `-oonty Y ('rimRlt~Slu^~~ ~r~BE~ R~ ~.`~°#pS'Y!_'/1:~1~ .a;5Qu.47TpN~ Ofi r~~T~,o{ES IN ~fI-IE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYI_,VANIA JPMORGAN CHASE BANK, NAT[ONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s~'b/m/t CHASE MANHATTAN MORTGAGE CORPORATION, CIVIL DIVISION NO.: 2012-480 Plaintiff; vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. SALE DATE: 9/5/ 12 'T'YPE OF PLEADING Pa. R.C.P. RULE 3I29.2(c)(2) PURSUANT TO RULE 3129. l LIENHOLDER AFFIDAVIT c:)F' SERVICE FILED ON BEHALF OF PLAIN"['IFF: JPMorgan Chase Bank, National Association, s/b/m/t Chase Hotne Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR "I'H[S PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Brian M. Kile, Esquire Pa. I.D. #89240 GRENEN & BIRSIC, P.C_ One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 [N "1~[-{E COURT OF COMMON FLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JPMORGAN CHASE BANK, CIVIL DIVISION NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTAN MORTGAGE NO.: 2012-480 CORPORATION, Plaintiff; vs. CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS, Defendants. Pa. R.C.P. RULE 3129.2(c LIENHOI.DER AFFIDAVIT OF SERVICE ', Kristine M. Anthou, Esquire, Attorney for Plaintiff, JPMorgan Chase Bank, National Association, s/b/m/t Chase Home Finance LLC, s/b/m/t Chase Manhattan Mortgage Corporation, being duly sworn according to law, deposes and makes the following Affidavit regarding service of the notice of the sale of real property on all persons named in Paragraphs ~ through 7 of Plaintiffs Affidavit Pursuant to Rule 3129.1, as well as all persons named in Plaintiff's Supplemental Affidavit pursuant to Rule 3129.1 as follows: 1. By letters dated May 29, 2012, undersigned counsel served all persons (other than the Plaintiff) named in Paragraphs 3 through 7 of Plaintiffs Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1 and Certificates of Mailing and any letters, if returned as of this date, are marked Exhibit "A", attached hereto, and made a part hereof. ?. By letters dated June 1 1, 2012, undersigned counsel served the persons named in Plaintiff's Supplemental Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Supplemental Affidavit Pursuant to Rule 3129.1. A true and correct copy of said Supplemental Affidavit Pursuant to Rule _3129.1 and Certificates of Mailing are marked Exhibit "B", attached hereto, and made a part hereof. l verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information and belief. GRENEN & BIRSIC, P.C'. ------ Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412)281-7650 SWORN TO AND SUBSCRIBED BEFORE ME THIS ; ~i-'~~""DAY OF ~ `,~~~ L~ _~ , 2012. Notary Public .__ ~~?~TMQN~JFAITF! 0~ ~~NNSYL~/ANIA i , - r ;u'~rY ,:. . ~ ~ . x.775 _ . ~:' 'S EXHIBIT "A" (V TEIE COURT OF COMMON PLE~~S OF CUti1BERL~\ND COUNTY, I'ENNSYLV~~NIA ll'~tORGAN CHASE BANK, ~1A1'ION~~L ASSOCIATION, sibim/t C'IfASE I[OME FINANCE LLC, ~~,ib/m/t ('VASE `~1ANHATT.~N MORTG,:~GE (:ORPORA"LION, CIV[L DIVISION `JO.: 2012--ISO I'laintitf, ~: s. (':~RROLL L. TRAVERS and [3R[DGE"TTE .~. TRAVERS, Defendants. ;AFFIDAVIT PURSUAN"T TO RULE 3129.1 COM~`~IONWEALTH OF PENNSYLVANIA ) SS: ('OUNTY OF CUMBERLAND ) i P'~tur~an ~'hase Bank, National Association, s~ b/mit Chase Home Finance. LLC, sib/mit t~'hase Manhattan ~~1ortgage Corporation, Plaintiff in the above action, sets forth as of the date the Prat;cipe for the Writ of Execution was tiled the tollowin~ information concerning the real propert}r of Carroll L. Travers and Bridgette A. 'Travers located at 1 1 Longstreet Drive, Carlisle, I'ennsvlvania 17013 and is more fully described as follows: \LL THE RIGHT, TITLE, INTERE5T AND CLAIM OF CARROLL L. TRAVERS \ND BRIDGETTE A. TRAVERS OF, IN AND TO THE FOLLOWING DESCR[BED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOW'v`SHIP OF ~iORTH tit[DDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF I'ENNS YLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND ~1I~~MBERED .<~S 1 1 LONGSTREET DRIVE, CARLISLE, PA 1013. DEED BOOK. VOLUME '~6. P.~GE 3 1 ~i7, ,AND PARCEL NUMBER 29-OS-0429-024 (. I~he na-ne and address ut~ the owners ur reputed owners: t 'arroll L. ['ravers and 13rid~;ette :'1. [ravers f• ~anddollar Urive tifechanicsburg, PA 17055 '. The name and address of the defendants in the judgment: t'arrull L. [,ravers and f3rid~ette ~1. ['ravers r• Sanddollar Drive .Mechanicsburg, PA 17055 ~. "tile name and last known address of every judgnnent creditor whose juds~nent is a record lien un the real property to be sold: ~" PMorgan Lhase Bank, National PL.~INTIFF ~,suciatiun, s. b/mit Chase Hume Finance, I.LC, s;bimit Chase ~ti1anhattan ;Mortgage t'~_~rporation ~3ent Creek Limited Partnership i00 Georgetown Road Mechanicsburg, PA 17050 i_ Il1e name and address of the last record holder of every mortgage of record: 1PMurgan L'hase Bank, Nationa[ PLAINTIFF \~soc-ation, sib%mit Chase Home Finance, [.LC. ~~b%m~t Chase Manhattan Mortgage {:'~>rporatton '~Iurts;age Electronic Registration ~~vstems, (nc. P.U. Box 2026 (Mint, MI X8501 `J [_C' Inc., d, b/a First NLC, Inc. '00 W. Hillsboro Drive, B-1 =~20~ Deerfield Beach, FL 33=1-I1 ~. hhe name and address of every other person who has any record lien on the property: t '«mberland Domestic Relations P.O. Box 320 ~_~~-rlisle. PA 17013 ,. i'.~ Department of Revenue '~>~nmomvealth of Pennsylvania (3ureau ufCumpliance l'_tJ. E3ox ?8l?30 1 iarrisburg, PA l71 ?8- I ~' i0 Department ut Welfare I'.O. Box ?675 I{arrisburg, PA 17105 ~~. fhe name and address of every ~:>ther person who has any record interest in the property and ~.~ hose interest may he affected by the sale: ~~une '. "f~he name anti address of every other person whom the plaintiff has knowledge ~.vho has any interest in the property which may be affected by the sale: ['~nants l 1 Longstreet Drive Carlisle, PA 17013 '. ~ cnty that the statements made in the ,~\ftidavit are true and correct to the hest of my •'crsunal knowledge, information and beiiet: I understand that false statements herein are made ~r.~bjeca to the penalties of 18 Pa. C.S.A. ~~'4904 relating to unsworn falsification to authorities. -, SWORN to and subscribed before Kristine M. Anthou, Esquire \ttornev for Plaintiff me this ~i ~"r day of j~'~(L~_~ 012. --~~-L_L r ~~ ~ ~ ~_-~~ ~ _ ,~. - ~ ~,~ Votary Public ~- "1Mf`NW'~'~l; N r)r : FNNSYL'/fiN!A .t3na1 'A~al C~'3 '~>. ~.,~~`efHr, flrtary ri!hl!C ' "'!!,rah, .~!Ic~nenv c'otutry ' ~ ' . Tartu^.d00 E:'~C!"'S ;U(IQ 1, .015 _j • ~2. ~ ''1~(I ;,tN[A a;(`,(.'.1T1n.J rF .f~T~'1fF5 b ~n n j . ~;~ j o ~ ~r.= U j -J ~° ~ ! ~. ~ ~ o ~ -i n ~ ----- i ~~ ~ ~ ~ a: < z .~ :~ ~I ~ ~~ o O ~ I i ;~ ------- `~ r\~ J n ~`- ~ :D 1~ 0 ~~ `a- 6~1 ~- 7 ~ ~ ~ J it` ] °~ }{L` ~ ~ ~ ` p i ~° ~, ~ ~ o ' L i I I ~ i , x- ~ J ~ 37 '7 r - ~ , .. v 1 r ~ ~ D cu CD O ~ ~ ~. ~J r ~~ 7 .y 7 rn n O O v s 0 I ~ cD rn y ~~ ~~ 2,n0~ ~ ~ `~ Q CA ~ O r~ ~J O ~ CJ DCn~ ~ ~ ~. cD t i ~A ~ ~~ II, ~. ~__ C y n I D ~_ /~ __~ -~ 3 ,~ 3 0 9 9 n D ~o~°~~D X .~ T ~ ~ p I m N ~ ~' ~ !i H a ° w o q~ h i ~7~-g~!oN n~ --~-----------~- ~ ~ o~ 0'1 301 a a 4 ~~ y n rD i y ~ a o ~ ~. D ,~ 1----_~..-.. _.__ _ i ~y '7 3 'r >' v D ti-..-.. __-_-___._-i li y ~ J n r-- - ~-1 ~-~._ i ° cD ~c~cn -- ~ I ~ I ~ ~ ~ ' t IIL I ~ z _ I ~ T- -- j ----------- i o ~ I `--------- ~~ ' A I ~~ ~ 2 ~ W C 1 O ~• O C C x O ~ ~ O DN3 ~ ~~ ~ ~ O N ~ ~ ~ ~ 'i N W O I i>~ C7! ~- D - ~, ~I 3 ~~ ;:~~ ~ r ~ C sv - ;~' C 3 ~ -~ ~ 1 O ~n ~ ~ ~_. CD (, '. ;{ ~. W ~ ~ N O pOj ~ ~ ~ ~ ~ W I ~ W ~ W _` A i -' I l A A ~J1 A .~ '~; n ~~ iD rp 'n 'fl i D ~ m1 ~ 'D 3 ' :~ I A ro ,~ n~ U 0 _3 ~. !~OG~ D ~ ~ ! ~ I i ~ ~ t. 1 ? ~ N ?, ~ ~ D ~ , 3 ~° z _ C7 ~ ~ ~ 3 (Jl ~ ~ ~1 ~ N N ~ C7 ~ y N- cD ~ D s ~ ~ ~' O ~ O D ~~ I' `y ~ :1 j fTl i n n ~ _ C~ '~ .< ~ '~ ~ i 'n - .~ ~ 3 'D O o A N O S ;l ~ ? ~ n ro ~ ~ ~ ;~ i s :n j i 3 ( D v p N :37 O ,I~ z u; .' n ?? ~ ~ _~ 7 ~ ~ ~ ~ D ~ ~ -. ~ n s y ~ ~ 'J C2 ? ~ ^~^^ ! /n ~ ~~n ~ c o I ', `b y N' O ~ n t1 . p ~ ~ ~~ ~ ~ `~. u ~ ~ _ ~ti ~~ ~, = ~T O ~ Q ~ ~ ~_ ~ ~ A u ,~~ D ' .i ~ ~~ f ~ T7 y ~ ~-. ~+~ ~ A n ~ J~ I ~ v D v -~ ----r---_-...---- ~ --1 . -A A EXHIBIT "B" ~ 1 IN TEiE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA JP!~IORGAN CHASE BANK, NA~T[ONAL ASSOCIATION, s/b/nvt CHASE HOME FINANCE LLC, s/b/m/t t_'IIAS[? MANHATTAN MORTGAGE CORPORATION, C'IV(L DIVISION NO.: 2U 12--I3U I'laintitt; ~ s. CARROLL L. TRAVERS and E3RIDGETTE A. "TRAVERS, Defendants. SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3 L?9.1 COMMONWEALTH OF PENNSYLVANIA ) SS: CO[.'NTY OF ALLEGHENY JPMoruan Chase Bank, National Association, sib/rn/t Chase Home Finance LLC, s,'b/m/t (:'base Manhattan Mortgage Corporation, Plaintiff in the above-captioned action tiles the instant Supplemental Affidavit Pursuant to Rule 3129.1. The information identified below is in addition to the information previously identified in the Affidavit Pursuant to Rule 3129. I . :Os of the date that the Praecipe for Writ of Execution was tiled, the information set forth below was of record concerning the real property of Bridgette A. Travers located at 11 Lungstreet Drive, Carlisle, Pennsylvania 17013, and is more fully described as follows :~.LL THE RIGHT, TITLE, INTEREST AND CLAIM OF CARROLL L. TRAVERS AND BRIDGETTE A. "TRAVERS OF, [N AND TO THE FOLLOWING DESCRIBED PROPERTY: :ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF NORTH MIDDLETON, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON ~ DWELLING ,. ~ BEING KNOWN AND NUNIBERE;D AS l l LONGSTREET DRIVE, CARLISLE, PA 17013 DEED BOOK VOLUME 276. PAGE 31 g7, AND PARCEL NUMBER 29-05-0429-024. ('he name and address of every judgment creditor whose judgment is a record lien un the real property to be sold: Vorth Middleton Authority cio Hubert X. Gilroy, Esquire l0 East High Street Carlisle, PA 17013 LVNV Funding LLC c/o David Apothaker, Esquire X20 Fellowship Road, C306 Mt. Laurel, M 08054 1 ~rerify that the statements made in the Supplemental Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein sire made subject to the penalties o1r 14 Pa. C.S.A. X4904 relating to unsworn falsification to ~iuthorities. GRENEN & BIRSIC, P.C. j BY: ~ . ~~c, x ~ ,,_ ~,y ,~'~~_ ., Kristine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412)281-7650 SWORN "I'O AND SUBSCRIBED BEFORE ME "PHIS -'-`y~,_ DAY OF ~ ~ 2012. --- ; ~-~ _ , c,,,1 , Votary Public f C"1-' _ti}Q!`~WFgLTH nF rFNNSYLVANIA - ,~~r ~i °~>ai +`rc~d i; ,~ ,..-r,rt 'ofary~J~blic I .1~rGlTiR71cSi0fl i i:.T'~'a* ry 'r:`+P.Fq, ?pa . S ::,J"B ), ..015 ~'~SY( r/ANA A;;C;CU7ifiN Of +Jr, T.ti 4 rFs ~ ~ ~ ~ 1 y U.S. POSTAL SERVICE CERTIFICATEOF MAILING P.1AY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL:, DOES NOT ' PROVIDE FOR INSURANCE-POSTMASTER Received From: Grenen &Birsic P. C. One Gateway Center 9~' Floor Pittsburoh PA 15222 one piece of ordinary mail addressed to: North Middleton Authority ^/o Hubert X Giiroy Esquire ?0 East Hi h Street Carlisle PA 17013 r'5-9947 (NOS) PT ?S Form 3817, January 2001 U S. POSTAL SERVICE CERTIFICATE OF MAILING "AAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT r~ROVIDE FOR INSURANCE-POSTMASTER Received From: , Grenen &Birsic, P.G. One Gateway Center, 9"' Floor, Pittsburgh; PR 15222 Cne piece of ordinary mail addressed to: L`iNV Funding LLC ~'o David Apothaker Esquire 520 Fellowship Road, C306 2~1t. Laurel. NJ 08054 ?5-0947 fNOS) PT Affix fee here in stamps or meter postage ane Post maAr.~ Inquire of Postmaster fOr curren>d fee. i Affix fee here in stamps or meter postage and post mark. Inquire of , Postmaster far current fee: ~~ 'S h-orm 3817. January 2UU1 WRIT OF EXECUTION and/or ATTACHMENT Mi " F ~ CO'VIMON\`:'I=ACTH OF PF,NNSYL~'ANIA) NO. 12-480 Cisil COIJNTI' OF C~!;~1BERLAND) CIVIL .4C~[10i~i -- LAW TO TH} SHERIFF OF CUMBERLAND COUNTY: To satish~ the debt, interest and costs due JPMORGAN CHASE BANK, !NATIONAL ASSOCIATION, s/b/m/t CHASE HOME FINANCE LLC, s/b/m/t CHASE MANHATTA\ MORTGAGE CORPORATION, Plaintiff (s) From CARROLL L. TRAVERS and BRIDGETTE A. TRAVERS (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL llESCR[PT[ON . ('1 l'oi~ are also directed to attach the property of the defendant(s) not levied upon in tl~ie; possession ~: r GA~~RN[SHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any propem of the defendant (s i or other~~ Ise disposing thereof; ( ~! Ir property of the defendant(s) not levied upon an subject to attachment is found in fne~ possession of a~~rvone other than a named garnishee:, you are directed to notify him;her that he/she has been added as a ean-ishee and is enjoined as above stated. Amount Due: S224,361.60 I.. L.: 5.~0 Lite~-est from 4/30/12 -- $7,125.52 ;tt~'S Comm: °~~ Due Prothv: $2.25 Acts Paid: S277.00 Othc~- Costs: Plai stiff Paid: Date: ,/23/12 David D. Buell, Prothonota (Seal) Deputy REUliESTING PARTY: Name: KRISTINE M. ANTHOU, ESQUIRE Address: GRENEN & BIRSIC, PC ONE GATEWAY CENTER, NINTH FLOOR PITTSBURGH, PA 15222 Attorney tor: PLAINTIFF TRUE COPY FROM RECORD M Testimony whereof, I here unto set my hand and the seal of said Court at Carlisle, Pa This ~"~ day of , 201_ . . ~ Prothonotary Te!ephone:412-281-7650 Supreme Court ID ?~lo. ' ~ ~ ~J On May 22, 2012 the Sheriff levied upon the defendant's interest in the real property situated in. North Middleton Township, Cumberland County, PA, I~ZOwn and numbered as, 11 Longstreet Drive, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: May 22, 2012 By: i Real Estate Coordinator CUMBERLAND LAW JOURNAL Writ No. 2012-480 Civil Term JP Morgan Chase Bank, NA vs. Carroll T. Travers Bridgette A. Travers Atty.: Kristine M. Anthou ALL that certain piece or parcel of land with buildings and im- provements thereon erected, if any, situate in Wertz Run Heights, North Middleton Township, Cumberland County, Commonwealth of Penn- sylvania bounded and described in accordance with Final Subdivision Plan for Phase No. 1 for "Wertz Run Heights," consisting of seven (7) sheets prepared by Haztman & As- sociates, Inc., dated May 30,1989, and more recently revised October 1993, a copy of which is recorded in Cumberland County flan Book 67, Page 73, as follows, to wit: BEGINNING at a point, said point being located on the Northern Right- of-Way line of Longstreet Drive ( a 50 foot right-of-way) at the common front property comer of Lots #22 and #21; thence along said Northern Right-of--Way Line of Longstreet Drive North 58 degrees 00 minutes 00 sec- onds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot #20 North 32 degrees 00 minutes 00 seconds East, a distance of 200.11 feet to a point at Lot #18, being part of Wertz Run Heights, Phase 2 and other land of Kollas and Costopoulos Construction; thence along said Lot # 18 South 52 degrees 45 minutes 00 seconds East, (erro- neously shown as South 52 degrees 05 minutes 64 seconds East on the Final Subdivision Plzn) a distance of 108.11 feet to a point at Lot #22; thence along said Lot #22 South 32 degrees 00 minutes 00 seconds West, a distance of 190.21 feet to a point on the Northern Right-of-Way Line of Longstreet Drive, the point of BEGINNING. SAID lot contains 21,008.97 square feet of 0.48 acres. BEING Lot #21 on the Final Sub- division Plan of Wertz Run Heights.. Carlisle, Cumberland County, Penn- sylvania. TAX 1D # 29-05-0429-024. UNDER and subject to Declaza- tion of Building and Use Restrictions for the Final Subdivision Plan of Wertz Run Heights, dated December 16,1993, and recorded in Miscella~ neous Book 463, Page 1178. BEING the same premises which Kollas and Costopoulos, a Pennsyl~ vania General Partnership comprised of William C. Kollas and William C. Costopoulos, by Deed dated August 7,2006 and recorded in the Office of the Recorder of Deeds of Cumberland County on September 13, 2006 in Deed Book Volume 276, Page 3187, granted and conveyed unto Carroll L. Travers and Bridgette A. Travers. 106 ~ ~ ,. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and. State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said (,timberland Law Journal on the following dates, viz: July 27, August 3, and August 10, 2012 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ,--- r` ~ __ ~' L' Marie Coyne, Editor ~-' , SWORN TO AND SUBSCRIBED before me this 10 da of Au ust, 2012 ~~ ~~~~ ~~-- Notary ,~ ~ , ~~/ ~.,.~ NOTARIAL SEAL. ~~~ DEBORAH A COLLINS Notary Pubiic CARLISLE BOROUGH, GUMBERLaND COtfif My Commission Expires Apr 28, *'+)~.,,~,. A The Patriot-News Co. 2020 Tect~rrolvgy Pkdvy' Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 (~JQ~1dhlOf 1'~QlUS Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain. being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/27/12 08/03/12 i'_ ~- 08/10/12 ._ ~ ~ ~ ~ ~~--~~ - _•..j~~ ,~ ',.. Sworn'to and~subscribe~i bef a me this 1~ day q~ugust, 2012 A. D. .. _.. ~, ,~,, __ ,_ , 6 f _ ` . ~gay~- _. Notary Public - e=C~"?r~10N1r~fF=.~.;.T" ~_rs~_?E~J"d5'~L~,"~~Adl: .. ,., ~1..1' i.i 13i ' ' J '. it { GU', COMMONWF,ALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which JP Morgan (;hase Bank is the grantee the same having been sold to said grantee on the 5th day of September A.D., 2012, under and by virtue of a writ Execution issued on the 23rd day of May, A.D., 2012, out of the Court of Common Pleas of said County as of Civil Term, 2012 Number 480, at the suit of JP Mor ag n Chase Bank against Caroll L. Travers & Brid~ette A. Travers is duly recorded as Instrument Number 201233156. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ~'---------- day of Z -L , A.D. O ~ ? ~--_ ,-, ~ j~) c ~ ~ ~~ ~, ecorder of Deeds of dxnbedar~d ~X Cedlsle, PA July Expires the Frst Monday of den. 2014 r RO1~0 ChrM 7tarm ~'+ Mor~pn Ghnsla BaMc, NIA Vs Caa'trnll T. 7tant~rs ~ A. 7k~vus ~'M' ALLthat aatsatpieoe.or patcet of lead with bum sad improvetpeats thereon eret~eed, $ nay, situate in Wertz Run Heights, North I~ddleton lbwnship, t~umberiaad County, Cammon9veslth of Pennsylvania bounded and described in acxrasxlaaoe with FiaalSab~vieinn Plea for PlmselNo. l fast "Wertz Run Heights,,, consietiag of seven (7} sheets Prepared by Harriman 8c Assocaates, Inc., dated May 30,1969, stud mote razatly revised October 1943, a copy of which is recorded in tbmbtrlead Canty Plan Book 67; Page 73, as follows, to wit: BE(?1NNlNG at a point, said point being located as the Northern Right-of-Way line of Lon~strcet Drive (a 50 foot right-of- way) atthe aammonfrontproperty comer of Lots #`22 and #i21; thence along sai~' Northern Right-of Way Line of Longs ~t Drive North 58 degrees 00 minutes 00 seconds West, a distance of 107.65 feet to a point at Lot #20; thence along said Lot #20 Noah 32 degrees 00 muwtes 00 second Fast, a distance of 2!10.'11 feet to a point at Lot #18, being part of Wertz Run Heights, Phase 2 and other land ceKollas and Costopoutos Consttu~On; thence along said Lot #18 South 52 dcgrues45 minutes 00 seconds East, (erroneously shown as Solidi 52 d f)3 mimrtes 64 seconds East ao the Fiiwld ~bdivisi Plan) a distance of 108.11 feet to a poi .t Lot #2~; them aloa~g said Lrt rlFl2 So. 32 degrees OO minutes 00 sdeoadaWest, = . ` a distaaoe of 190.21 feet w a paint on the;.,. r Northern Right-af-'fb~ay Line of Longstree:~ ;: Drive, the point of BEGIIVNWG. SAID lot contains 21p06.97 square feet of 0.48 acres. BEING Lot #21 on the Final Subdivision Plan of Wettz Ran Iiei6hts, Carlisle, Cumberland Cw>4ty, Penpayivania. TAX ll7 # 29A5-0429-024 UNDER and subject to Declaration of Bur3ding and Use R~grictiom for the Final Subdivision Plan of Wertz Run Heights, dated December 16,1993, and recorded in Miscellaneous Book 463, Page 1178. BEING the same premises which I~ollas and Costopoulos, a Pennal{lvaniq General Partnership comprised of Siam C. Kollas and William C. Costopoulce, try Deed dated August 7,2006 sad recorded in the Offioe of the Reoard~ of Deeds of Cumberland County ~ September 13, 2006 in Deed Book Vohmre 216, Page ?187, gtamed and convoyed unto Carroll L. Ttavers and Bridgette A.1}avers. o'~ ,f•, a _ ~~~;