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Home My WebLink About12-0567 Leon P. Haller, Esquire r` J e N 4 P; Purcell, Krug & Haller 1719 North Front Street v u L rt Ml f, Harrisburg, PA 17102 GGiN 717.234.4178 PENNSYLVA.NlI,t, mtg@pkh.com MIDFIRST BANK IN THE COURT OF COMMON PLEAS Plaintiff OF CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW JILL RICHARDSON ACTION OF MORTGAGE FORECLOSURE Defendant I?-- 5 16 7 c??l THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 I-W 5 f k -4 173733 MIDFIRST BANK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA VS. JILL RICHARDSON, Defendant CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the. Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff MIDFIRST BANK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW JILL RICHARDSON, ACTION OF MORTGAGE FORECLOSURE Defendant 7 ..' COMPLAINT IN MORTGAGE FORECLOSURE The Plaintiff is MIDFIRST BANK, a corporation, whose address is 999 N.W. GRAND BOULEVARD OKLAHOMA CITY, OK 73118. 2. The Defendant, JILL RICHARDSON, is an adult individual whose last known address is 31 MARKET STREET, WORMLEYSBURG, PA 17043. 3. On or about, October 19, 2000, the Defendant executed and delivered a Mortgage Note in the sum of $61,660.00 payable to EQUITY ONE, INCORPORATED, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, the Defendant made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth on October 23, 2000 in Mortgage Book 1646, Page 804 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to HOMESIDE LENDING, INC. and was recorded on October 23, 2000 in the aforesaid County in Book 657, Page 1109. The Mortgage was subsequently assigned to MIDFIRST BANK and was recorded in the aforesaid County on January 22, 2003 in Book 693, Page 3266. On March 18, 2008, the Plaintiff and the Defendant executed a Loan Modification Agreement changing the amount of the Unpaid Principal Balance to $63,300.68, changing the monthly payment amount and changing the Maturity Date. The Loan Modification Agreement was recorded April 30, 2008 as Instrument Number 200813922. On March 9, 2010, the Plaintiff and the Defendant executed a Loan Modification Agreement changing the amount of the Unpaid Principal Balance to $73,778.62, changing the monthly payment amount, changing the Maturity Date and changing the Interest Rate to 5.375%. The Loan Modification Agreement was recorded May 5, 2010 as Instrument Number 201011466. The said Mortgage, Assignments and Loan Modification Agreements are incorporated herein by reference. 5. The land subject to the Mortgage is: 31 MARKET STREET, WORMLEYSBURG, PA 17043 and is more particularly described in Exhibit "B" attached hereto. 6. The Defendant is the real owner of the property. 7. The Mortgage is in default due to the fact that the Mortgagor has failed to pay the installment due on July 01, 2011 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE Interest at $10.70 per day From 06/01/2011 To 02/01/2012 ( based on contract rate of 5.3750%) $71,680.50 $2,568.56 Accumulated Late Charges Good through 01/12/2012 Escrow Deficit Corporate Advance Attorney's Fee at 5% of Principal Balance TOTAL $133.71 $716.49 $1,152.44 $3,584.03 $79,835.73 "Together with interest at the per diem rate noted above after February 01, 2012 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. Notice of intention to foreclose and to accelerate the loan balance was sent to the Defendant by letter dated September 26, 2011 as required by Pennsylvania Act No. 6 of 1974, as amended. A copy of the September 26, 2011 Act 6 Notice is attached hereto and marked Exhibit "C". 9. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. 10. The Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any way which would bring her within the Soldiers and Sailors Relief Act of 1940, as amended. A copy of the website report from the Department of Defense Manpower Data Center, confirming non-active military duty is attached as Exhibit "D". WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 5.3750% ($10.70 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By: It, P CELL, KRI & HALLER L 66n P. Haller, Esquire I.D. # 15700 Jill M. Wineka I.D. #58802 Attorneys for Plaintiff 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) \ ?h t ?.r I3?f g-yyq Multistate ORIGNALNOTE Fse NW 00240407 October 19, 2000 inA01 31 Market Street,Wormleysburg,PA 17043 I OP-y Add-) 1. PARTIES "Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means Equity One, Incorporated, a Pennsylvania Corporation and its successors and assigns. 2. BORROWER'S PROMISE TO PAY; INTEREST In return for a loan received from Lender. Borrower promises to pay the principal sum of 'Sixty One Thousand Six Hundred Sixty and no/100 Dollars 61,660. 00 plus interest, to the order of Lender. Interest will be charged on unpaid principal. from the date of disbursement of the loan proceeds by Lender, at the rate of Eight percent( , 8-D000 96) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instalment that is dated the same date as this Note and called the 'Semrity Instrument.' The Security Instrument: protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning on December 1 2000 . Any principal and interest remaining on the first day of November 2030 will be due on that dare, which is called the "Maturity Date." B) Mace Paymentshallbemadeat 400 Lippincott Drive, Marlton. NJ 08053 or at such place as Lender may designate in writing by notice to Borrower. (C) Amount Each monthly payment of principal and interest will be in the amount of U.S. $452.44 This amount will be part of a larger monthly payment required by the Security Instnrment, that shall be applied to principal, interest and other items in the order described in the Security Instrument. (D) Allonge to this Note for payment adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. [Check applicable box] ?Graduated Payment Allonge OGrowing Equity Allonge ?Other [specify] 5. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes it partial prepayment, them will be no changes in the dire date or in the amount of the monthly payment unless Lender agrees in writing to those changes. FHA bluhbate Ftud Rate Nate -10195 1R t660n.ot CL- MORTGAGE FORMS- Ie001627-7461 /n Pp" 101 4 MW 01/66.07 I,iti? wV?_L1('S/``- 1111111111 3. .- -I ?r 40 J 6. BORROWER'S FAII.URE TO PAY (A) Late Charge for Overdue Payments If tender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a We charge in the amount of Fou r percent ( 4.0000 %) of the overdue amount of each payment. (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Leader's rights to require immediate payment is full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this Note, "Secretary" means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of Casts and Expenses If Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "presentment' means the tart to requite Lender to demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give notice to other persons that amounts due have not been paid. S. GIVING OF NOTTCES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER TIUS NOTE If more than one person signs this Notq. each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note. Ls also obligated to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed under this Note. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note. Q.-1R tetwtt.or _ (seat) -Borrower _ (seal) -Borrower _ (seat) -Borrower _ (Seal) -Borrower WrMOUr RECOURSE PAY TO THE ORDER OF: HOMESIDE LENDING, INC. Page 2 or 2 j I Ply TO T111a ' OEM OF Egurry OIYE, INCORPORMD ZWUM BRM1 F..4110M Staid SMOH YId MSIDENT AsN-teat Vice Preddont hGIy?-?,? (Seal) Ji Richardson sormww _ (Seal) -Borrower (seal) -Borrower -(Sol) -Borrower ALL THAT CERTAIN TRACT, OF LAND SITUATE IN THE BOROUGH OF WORMLEYSBURG, COUNTY OF CUMBER+AND AND COMMONWEALTH OF PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY OF MICHAEL C. 9 ANGELO, R.S. DATED APRIL 27. 1991 , AS FOLLOWS, TO WIT; BEGINNING AT A POINT ON THE SOUTHERN LINT OF MARKET STREET, SAID POINT BEING MEASURED BY SAME IN A SOUTHWESTERLY DIRECTION A DISTANCE OF 71.50 FEET FROM SECOND STREET, THENCE SOUTH 41 DEGREES 36 MINUTES 00 SECONDS EAST BEING ALONG AND THROUGH A PARTITION WALL AND BEYOND A DISTANCE OF 57.99 FEET TO A POINT, THENCE SOUTH 48 DEGREES 24 MINUTES 00 SECONDS WEST A DISTANCE OF 14.66 FEET TO A POINT, THENCE NORTH 45 DEGRES 25 MINUTES 00 SECONDS WEST ALONG THE NORTHEASTERN LINE OF AN UNOPONED ALLEY A DISTANCE OF 58.12 FEET TO A POINT ON THE SOUTHERN LINE OF MARKET STREET AFORESAID; THENCE ALONG SAID SOUTHERN LINE OF MARKET STREET, NORTH 48 DEGREES 24 MINUTES 00 SECONDS EAST, A DISTANCE OF 18.53 FEET TO A POINT AND PLACE OF BEGINNING. BEING KNOWN AND NUMBERED AS 31 MARKET STREET. UNDER AND SUBJECT. NEVERTHELESS, TO ALL OTHER CONDITIONS AND RESTRICTIONS OF RECORD, IF ANY, AS THEY MAY APPEAR. Midland Mortgage A Division of MidFirst Bank P.O. Box 268806 * Oklahoma City, OK 73126 Tel: 800.552.3000 * Fax: 405.767.5815 * MyMidlandMortgage.com 09/26/11 ***REV**4.41 *** JILL RICHARDSON 31 MARKET ST WORMLEYSBURG PA 17043-1673 RE: 31 MARKET ST WORMLEYSBURG PA 17043-1673 Loan Number 0046967134 Dear Mortgagor: MidFirst Bank is the holder of a Mortgage and a Note on the above premises, or is the mortgage-servicing agent for such holder. As of the date of this notice, THE MORTGAGE IS IN DEFAULT STATUS because of non-payment of the following: payments, late charges, and advances from 07/01/11 through 09/01/11 The total amount now required to cure the default (or in other words, to get caught up on your payments) is $2825.00. All payments referred to in this notice must be in the form of Cashier's or Certified Check made payable to Midland Mortgage at P.O. Box 268888, Oklahoma City, OK 73126-8888, not later than the dates and times specified herein. In the event that payment (as specified in the proceeding paragraph) is not made WITHIN THIRTY (30) DAYS from the date of this letter, it is the intention of the holder of the mortgage, through this company, to accelerate (declare due and payable immediately the entire loan) the mortgage obligation and all other lawful charges and instruct our attorney to institute MORTGAGE FORECLOSURE PROCEEDINGS. (A) If you wish to CURE THE DEFAULT within thirty (30) days from the date of this letter, you must pay the TOTAL AMOUNT DUE stated above, plus an additional monthly installment if payment is made after the 1" day of the next month, plus an additional late charge if due at time of payment and not included above. A LATE CHARGE is due with each mortgage payment that is paid more than fifteen (15) days after the due date. Your current monthly installment is $553.39. (B) If payment is made AFTER THIRTY (30) DAYS from the date of this letter, but BEFORE FORECLOSURE PROCEEDINGS have been started, the amount you will have to pay will also include the regular monthly installments and late charges then due, plus, if incurred, any ATTORNEY'S FEES OF NOT MORE THAN $50.00 and any title report costs, which amount can be obtained by contacting Midland Mortgage at 1-800-552-3000, extension 1799. *If you have received a bankruptcy discharge of the debt secured by the Mortgage/Deed of Trust or you are currently in bankruptcy under the protection of the automatic stay, this letter is not an attempt to collect the debt, but any default will need to be cured to avoid foreclosure. If your loan was in default at the time MidFirst Bank acquired the servicing of your loan and you have not filed bankruptcy or received a discharge of the debt secured by the Mortgage/Deed of Trust, we are required to advise you that this communication is from a debt collector, this is an attempt to collect a debt, and any information obtained will be used for that purpose. Midland Mortgage A Division of MidFirst Bank P.O. Box 268806 • Oklahoma City, OK 73126 Tel: 800.552.3000 • Fax: 405.767.5815 • MyMidlandMortgage.com AFTER FORECLOSURE PROCEEDINGS HAVE STARTED, you have the right to STOP the foreclosure action at any time up to ONE (1) HOUR BEFORE the commencement of the SHERIFF'S SALE by paying the entire amount due at the time (which shall include all delinquent installments and unpaid late charges, together with REASONABLE LEGAL FEES ACTUALLY INCURRED, costs and other sums related to the foreclosure action, and which amount can be obtained by contacting Midland Mortgage at 1-800-552-3000). Should you FAIL to reinstate the loan as outlined above, the mortgage premises will be SOLD AT A SHERIFF'S SALE, which will take place approximately seven (7) to eleven (11) weeks following SERVICE of the Complaint in Mortgage Foreclosure, at which time your OWNERSHIP interest in the mortgaged premises will be TERMINATED, and thereafter, if occupied, proceedings will be taken to OBTAIN POSSESSION of the real estate. You have the right to REFINANCE THE LOAN with another lending institution or TRANSFER THE PROPERTY to another person, under and subject to the existing mortgage. That person will have the SAME RIGHT TO CURE THE DEFAULT as you have, subject to the same limitations and requirements. You may CURE DEFAULTS up to three (3) times in any calendar year. Upon cure of a default you will be in the same position as if there had been NO DEFAULT. A default may be cured by ANYONE on your behalf. It is important that you call our office as soon as possible to discuss the options available to you. Our Loan Counselors may be reached toll-free at 1-800-552-3000, Monday through Friday, 8:00 a.m. to 9:00 p.m. (Central Time). Sincerely.. Delinquency Assistance Center Midland Mortgage Loan Number 0046967134 'If you have received a bankruptcy discharge of the debt secured by the Mortgage/Deed of Trust or you are currently in bankruptcy under the protection of the automatic stay, this letter is not an attempt to collect the debt, but any default will need to be cured to avoid foreclosure. If your loan was in default at the time MidFirst Bank acquired the servicing of your loan and you have not filed bankruptcy or received a discharge of the debt secured by the Mortgage/Deed of Trust, we are required to advise you that this communication is from a debt collector, this is an attempt to collect a debt, and any information obtained will be used for that purpose. a . Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Pagel of 2 Dec-29-2011 13:23:52 Last Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency RICHARDSON JILL Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Amtt A. ka+fu? Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL hft://www.defenselink.mil/faa/vis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www dmdo.osd.mil/appj/scra/poprepo?rt.do 12/29/2011 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RDAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:SHPDPBES9G https://www,dmdc.osd.mil/appj/scra/popreport.do 12/29/2011 COMPANY NAME: MIDFIRST BANK VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct upon my personal knowledge and upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated ? 2 ?Z sY Title ?or 1'- ?3ezn 5%c??`oS "" SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor Midfirst Bank vs. Jill Richardson V ol', of clatiGrl'4?f6 +? FI r -7 Fri (: F'E NN "iY€..VA I Case Number 2012-567 SHERIFF'S RETURN OF SERVICE 02/02/2012 08:09 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on February 2, 2012 at 2009 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Jill Richardson, by making known unto herself personally, at 31 Market Street, Wormleysburg, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to her personally the said true and correct copy of the same. TIM 1A K, DEPUTY 02/03/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Occupant of 31 Market Street, Wormleysburg, Pennsylvania 17043, but was unable to locate them in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Occupant. Request for service at 31 Market Street, Wormleysburg, Pennsylvania 17043 is owner occupied only. SHERIFF COST: $65.00 February 03, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF fq Gourt;Suite Shenif_ IeieosctY. inc MIDFIRST BANK, I IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA JILL RICHARDSON, VS. DEFENDANT(S) CIVIL ACTION LAW NO. I2-567-CIVIL MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY OF THE WITHIN COUNTY: 77 v Please enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) JILL RICHARDSON for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid Principal Balance Interest Per diem of $10.70 From 06/01/2011 To 02/01/2012 Accumulated Late Charges Late Charges ( per month to 02/01/2012) Escrow Deficit 5% Attorney's Commission TOTAL $71,680.50 $2,568.56 $133.71 $1,152.44 $716.49 $3,584.03 $79,835.73 "Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. PURCELL, KRUG & By Leon Y. er PA I.D. # 15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 .?t?,5o P4 A? C4 196988 &C295wa Il)o?jce Wi)e_c( L MIDFIRST BANK, PLAINTIFF Vs. JILL RICHARDSON, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-567-CIVIL r' IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE _ PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on February 29, 2012 I served the Ten Day Notice required by Pa. R.C.P. on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By Leon P. ZHaller I.D. # 15700 Attorney Purcell, er 1719 North Front Street Harrisburg, PA 17102 NPIDFIRST BANK, Plaintiff VS. JILL RICHARDSON Defendant DATE OF THIS NOTICE: February 29, 2012 TO: JILL RICHARDSON 31 MARKET STREET WORMLEYISBURG, PA 17043 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 12-567-CIVIL CIVIL ACTION LAW IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALITY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICE TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PURCELL, KRUG & HALLER Bv LEON P. HALLER, Attorney for Plaintiff I.D. # 15700 1719 N. Front St., Harrisburg, PA 17102 (717) 234-4178 MIDFIRST BANK, VS. JILL RICHARDSON, PLAINTIFF DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-567-CIVIL IN MORTGAGE FORECLOSURE' NON-MILITARY AFFIDAVIT 1--7 COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HAILER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant (s) above named are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subscribed P. HALLER, ESQUIRE CO ONWgd 6 NN51' NIA NOTARIAL SEAL MAOYLAND K. FERRETTi, Notary Public L wer Paxton Twp., Dauphin County M Commission Expires Aug. 8, 2014 before me this day : of 20?.?- i--Al- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 12-567-CIVIL MIDFIRST BANK, Total Judgment Amount $79,680.50 PLAINTIFF Interest $2,290.30 Per diem of $10.70 to sale vs. date 9/5/2012 Additional Late Charges $46.12 JILL RICHARDSON, Escrow Deficit $1,657.65 DEFENDANT(S) TOTAL WRIT $83,674.57 *Plus additional interest, late ch arges and other costs to date of sheriffs sale. SALE DATE: Wednesday, September 05, 2012 (PROTHONOTARY'S USE) Pltf. Paid Deft. Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: - C- r., Issue Writ of Execution in the above captioned case. -' r-, M"' ?- Date: May 29, 2012 Attorney for Plaintiff 1719 North Front Street Leo . aller "c c "7 Harrisburg, PA 1,7102 .D. #15700 _ (717) 234-4178 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND TO THE SHERIFF OF CUMBERLAND COUNTY: WRIT OF EXECUTION - MORTGAGE FORECLOSURE SS To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached description known as 31 MARKET STREET WORMLEYSBURG, PA 17043 Q Date: $ 018. S0 (05. bo 110.5. 75 Ito-50 ATTN CSF N PO ATT-,Y ew M999 &,27s97a ,0 tk)r;+-4. PROTHONOTARY/CLERK CIVIL DIVISION BY DEPUTY *a.a5 f-stwoo • 5o LL All that certain tract, of land situate in the Borough of Wormleysburg, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described in accordance with a survey of Michael C. D'Angelo, R.S. dated April 27, 1991, as follows, to wit; Beginning at a point on the southern line of Market Street, said point being measured by same in a southwesterly direction a distance of 71.50 feet from Second Street; thence South 41 degrees 36 minutes 00 seconds East' being along and through a partition wall and beyond a distance of 57.99 feet to a point; thence South 4& degrees 24 minutes 00 seconds West a distance of 14.66 feet to a point; thence North 45 degrees 25 minutes 00 seconds West along the Northeastern line of an unopened alley a distance of 58.12 feet to a point on the Southern line Market Street aforesaid; thence along said Southern line of Market Street, Forth 48 degrees 24 minutes 00 seconds East, a distance of 18.53 feet to a point and place of beginning. Under and subject, nevertheless, to all other conditions and restrictions of record, if any, as they may appear. HAVING THEREON ERECTED A DWELLING KNOWN AS 31 MARKET STREET WORMLEYSBURG, PA 17043 BEING THE SAME PREMISES WHICH Guy A. Berry, Jr. and Virginia A. Berry, by deed dated 10/10/00 and recorded 10'23/00 in Cumberland County Record Book 232, Page 7, granted and conveyed unto Jill Richardson. TO BE SOLD AS THE PROPERTY OF JILL RICHARDSON ON JUDGMENT NO. 12-567-CIVIL. AS SESSMENT NO. 47-20-1858-157 MIDFIRST BANK, vs. JILL RICHARDSON, IN THE COURT OF COMMON PLEAS PLAINTIFF CUMBERLAND COUNTY, PENN SYLVANIA CIVIL ACTION LAW cs NO. 12-567-CIVIL r i -- DEFENDANT(S) u7 C-3 IN MORTGAGE FORECLOSURE P } AFFIDAVIT PURSUANT TO RULE 3129.1 == The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of`fhe date the praecipe for the writ of execution was filed, the following information concerning the real property located at 31 MARKET STREET WORMLEYSBURG, PA 17043: 1. Flame and address of the Owner(s) or Reputed Owner(s): JILL RICHARDSON 31 MARKET STREET WORMLEYSgURG, PA 17043 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property tobe sold: UNKNOWN Borough of Wormleysburg 20 Market Street Wormleysburg,', PA 17043-1396 Asset Acceptance LLC 15 East Centre Street Deptford Township, NJ 08096 Asset Acceptance LLC c/o Edwin Abrahanlsen & Associates 1729 Pittston Alvenue Scranton, PA 18505 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): Citifinancial, Inc. P. O. Box 17170 Baltimore, MD 21203 Citifinancial, Inc. 3401 Hartzdale Drive - Suite 126 Camp Hill, PA 17011 One Main Financial NTBS - 2320 6801 Colwell Boulevard Irving, TX 75039 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in: the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 171013 TENANT/OCCUPANT 31 MARKET STREET WORMLEYSBURG, PA 17043 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made, sect the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities. / Leon P. I.D. #15700 Purcell, INr g & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: May 29, 2012 MIDFIRST BAND, PLAINTIFF VS. JILL RICHARDSON, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-567-CIVIL IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, September 05, 2012 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 :-j r: --I etxs? -C GJ T i.? _ .X THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 31 MARKET STREET WORMLEYSBURG, PA 17043 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 12-567-CIVIL JUDGMENT AMOUNT $79,680.50 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: JILL RICHARDSON A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS gAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HA$ BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU MAX CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO P You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE' THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc S Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You, may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set' aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FI61) BEFORE. THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 All that certain tract, of land situate in the Borough of Wormleysburg, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described in accordance with a survey of Michael C. D'Angelo, R.S. dated April 27, 1991, as follows, to wit; Beginning at a 'point on the southern line of Market Street, said point being measured by same in a southwesterly direction a distance of 71.50 feet from Second Street; thence South 41 degrees 36 minutes 00 seconds East being along and through a partition wall and beyond a distance of 57.99 feet to a point; thence South 4$ degrees 24 minutes 00 seconds West a distance of 14.66 feet to a point; thence North 45 degrees 25 minjutes 00 seconds West along the Northeastern line of an unopened alley a distance of 58.12 feet to a point on the Southern line Market Street aforesaid; thence along said Southern line of Market Street, North 48 degrees 24 minutes 00 seconds East, a distance of 18.53 feet to a point and place of beginning. Under and subject, nevertheless, to all other conditions and restrictions of record, if any, as they may appear. HAVING THEREON ERECTED A DWELLING KNOWN AS 31 MARKET STREET WORMLEYS8URG, PA 17043 BEING THE SAME PREMISES WHICH Guy A. Berry, Jr. and Virginia A. Berry, by deed dated 10/10/00 and recorded 10'/23/00 in Cumberland County Record Book 232, Page 7, granted and conveyed unto Jill Richardson. TO BE SOLD AS THE PROPERTY OF JILL RICHARDSON ON JUDGMENT NO. 12-567-CIVIL. ASSESSMENT' NO. 47-20-1858-157 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 12-567 Civil CIVIL ACTION -- LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MIDFIRST BANK, Plaintiff (s) From JILL RICHARDSON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $79,680.50 L. L.: $.50 Interest per diem of $10.70 to sale date 9/5/12 -- $2,290.30 Atty's Comm: % Due Prothy: $2.25 Atty Paid: d1(v.a25 Other Costs: Additional Late Charges: $46.12 Escrow Deficit: $1,657.65 Plaintiff Paid: Date: 5/31/12 David D. &Bell, Prothonotary(Seal) Deputy REQUESTING PARTY: Name: LEON P. HALLER, ESQUIRE Address: PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-234-4178 Supreme Court ID No. 15700 _ _ _ ____T __ T. MIDFIRST BANK, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLXAN~ C ~' CIVIL ACTION LAW ~ ~ rn :~=~ ~ N0. 12-567-CIVIL ~~ ~ ~~ ~ IN MORTGAGE FORECLOSURE 2 0 - ~ tO ~*t -•-i -~ t'*'t :rt o° c:+-n c.~~7 ~? VS. JILL RICHARDSON, DEFENDANT(S) RETURN OF SERVICE ~'' ~ ~i. N I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on (D ~~~) I'ol , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evide and also to the Defendants by Certified Mail, which mailing receipts are attached. Service address. as follows: JILL RICHARDSON 31 MARKET STREET WORMLEYSBURG, PA 17043 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 31 MARKET STREET WORMLEYSBURG, PA 17043 Citifinancial, Inc. P. O. Box 17170 Baltimore, MD 21203 Citifinancial, Inc. 3401 Hartzdale Drive -Suite 126 Camp Hill, PA 17011 One Main Financial NTBS - 2320 6801 Colwell Boulevard Irving, TX 75039 e), are Borough of Wormleysburg 20 Market Street Wormleysburg, PA 17043-1396 Asset Acceptance LLC 15 East Centre Street Deptford Township, NJ 08096 Asset Acceptance LLC c/o Edwin Abrahamsen & Associates 1729 Pittston Avenue Scranton, PA 18505 By ~JG & HALLER Plaintiff orth Front Street urn. PA 17102 (717) 234-4178 LAW OFFICES HOWARD B. KRUG LEON P. HALLER JOHN W. PURCELL JR. JILL M. WINEKA LISA RYNARD JILL RICHARDSON 31 MARKET STREET WORMLEYSBURG, PA 17043 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Cazlisle, PA 17013 TENANT/OCCUPANT 31 MARKET STREET WORMLEYSBURG, PA 17043 Citifinancial, Inc. P. O. Box 17170 Baltimore, MD 21203 Citifinancial, Inc. 3401 Hartzdale Drive -Suite 126 Camp Hill, PA 17011 One Main Financial NTBS - 2320 6801 Colwell Boulevazd Irving, TX 75039 Borough of Wormleysburg 20 Market Street Wormleysburg, PA 17043-1396 Asset Acceptance LLC 15 East Centre Street Deptford Township, NJ 08096 Asset Acceptance LLC c/o Edwin Abrahamsen & Associates 1729 Pittston Avenue Scranton, PA 18505 ~fG~~til°rGG, i/~~~ ~ [~f~~~2~~ 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 234-4178 FAX (717) 234-1206 HERSHEY (717)533-3836 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those partie who hold one or more mortgages, judgments or tax liens against the real estate which is the subject f the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the of Common Pieas of the within county on the judgment of the Plaintiff named herein the said real will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate ill be divested by the sale and that you have an opportunity to protect your interest, if any, by being d of said Sheriffs Sale. By: Leon P. er PA ID.15700 ev for Plaintiff r MIDFIRST BANK, PLAINTIFF VS. JILL RICHARDSON, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-567-CIVIL IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSU~4NT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, September O5, 2012 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly of a statement of the measured boundaries of the property, together with a brief mention of the and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property ~to be sold is: 31 MARKET STREET WORMLEYSBURG, PA 17043 THE JUDGMENT under or pursuant to which your property is being sold is docketed in within Commonwealth and County to: No. 12-567-CIVIL JUDGMENT AMOUNT $79,680.$0 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: JILL RICHARDSON A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmen 1 or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities th t are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale aid distribut on of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone obje is by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Co~rt of Common Pleas of the within County at the Courthouse address specified herein. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can you more specifically of these rights. If you wish to exercise your rights, YOU MUST PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GQ TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YUU CAN G] FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Cazlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 ACT THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to op n the judgment if you have a meritorious defense against the person or company that has entered jud ment against you. You may also file an petition with the same Court if you are aware of a legal defect n the obligation or the procedure used against you. 2. After the Sherii~s Sale you may file a petition with the Court of Common Pleas of the ithin County to set aside the sale for a grossly inadequate price or for other proper cause. This tition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding para aphs must be presented to the Court of Common Pleas of the within County. The petition must be se don the attorney for the creditor or on the creditor before presentation to the court and a proposed or er or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administ ator's Office -Civil Division, of the within County Courthouse, before a presentation of the petition o the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 All that certain tract, of land situate in the Borough of Wormleysbwg, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described in accordance with a s~ of Michael C. D'Angelo, R.S. dated Apri127, 1991, as follows, to wit; Beginning at a point on the southern line of Market Street, said point being measwed by same in a southwesterly direction a distance of 71.50 feet from Second Street; thence South 41 degrees 36 m' utes 00 seconds East being along and through a partition wall and beyond a distance of 57.99 feet to a p int; thence South 48 degrees 24 minutes 00 seconds West a distance of 14.66 feet to a point; thence No 45 degrees 25 minutes 00 seconds West along the Northeastern line of an unopened alley a distance o 58.12 feet to a point on the Southern line Market Street aforesaid; thence along said Southern line f Mazket Street, North 48 degrees 24 minutes 00 seconds East, a distance of 18.53 feet to a point and place of beginning. Under and subject, nevertheless, to all other conditions and restrictions of record, if any, as they appeaz. HAVING THEREON ERECTED A DWELLING KNOWN AS 31 MARKET STREET WORMLEYSBURG, PA 17043 BEING THE SAME PREMISES WHICH Guy A. Berry, Jr. and Virginia A. Berry, by deed dated 10 10/00 and recorded 10/23/00 in Cumberland County Record Book 232, Page 7, granted and conveyed unto J 11 Richardson. TO BE SOLD AS THE PROPERTY OF JILL RICHARDSON ON JUDGMENT NO. 12-567 ASSESSMENT NO. 47-20-1858-157 7196 9008 9111 4950 067'5 ~'p; JILL RICHARDSON 31 MARKET STREET WORMLEYSBURG, PA 17043 SENDER: MIDFIRST v. RICHARDS REFERENCE: NOS 09/05/12 RETURN Postage RECEIPT Certified Fee i SERVICE Return Receipt Fee Restricted Delivery Total Postage & Fees US Postal Servios® P~ Receipt for ti Certified Maim" NO ktsuranoa COMMA PfOVKIld a [~ N~ Uae for kMrreaNorNl Mail S'b ~~,_ ~:~_ :,, ^~~`~`'~ S ..._.., .., :.tea±" _ .__.._. _ _ MIDLAND MORTGAGE v. JILL RICHARDSON Cumberland County Sale 9/5/2012 U. S. POSTAL SERVICE CERTIFICAT~,Q~' MAILING (In camnliance with Poai$~rvice Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: JILL RICHARDSON 31 MARKET STREET WORMLEYSBURG, PA 17043 U. S. POSTAL SERVICE CERTIFICATE OF ILING (In comaliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Citifinancial, Inc. P. O. Box 17170 Baltimore, MD 21203 U. S. POSTAL SERVICE CERTIFICATE OF 1V~AI_,,,LING (In comoliaoce with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Citifinancial, Inc. 3401 Hartzdale Drive -Suite 126 Camp Hill, PA 17011 _~~~ ~ ~ _ ~ .~.% ~ -: J L ~\ ~~ `,' g~SP~~ P~4., ~ ~iiis ., ~ ~~ PITNEY BOWES 02 1M $ 01.1 i 0004284324 JUN 21 20 MAILED FROM ZIP CODE 1 71 U. S. POSTAL S),~~tVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 38771 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to; One Main Financial NTBS - 2320 6801 Colwell Boulevard Irving, TX 75039 Postage: Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAI~NG (Ip compliance with Postal Service Form 38771 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Borough of Wormleysburg 20 Mazket Street Wormleysburg, PA 17043-1396 Postage: Postmark: U. S. POSTAL SE~tVICE CERTIFICATE OF MAILING (Ia compliance with Postal Service Form 38771 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Asset Acceptance LLC 15 East Centre Street Deptford Township, NJ 08096 Postage: Postmark: ~~~ ~ ~~'~ l ~ ~ ~ ~ Per ~~1~/ ~e r~nrev 02 1M ~ 01.1 ° 0004284324 „IUN 21 2 1 2 MAILED FROM ZIP CODE 1 10 2 U. S. POSTAL SERVICE CERTIFICATE OF ~VIAILING (In comaliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Asset Acceptance LLC c/o Edwin Abrahamsen & Associates 1729 Pittston Avenue Scranton, PA 18505 Postmark: U. S. P,~1ST~A 1.~, SE VICE CERTIFICATE OF MAILING (ln comaliaace with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 ,Postage: One piece of ordinary mail addressed to: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 Postmark: U. S. POSTAL. SE .VICE CERTIFICATE OF MAI iWG (In comaliance with Postal Service Form 3877) Received from: Pwcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: TENANT/OCCUPANT 31 MARKET STREET WORMLEYSBURG, PA 17043 Postmark: w ~ ~~ '®~ pTNEY 02 ,M $0115° 0004284324 JUN 2 201 2 MAILED PROM ZIP CODE 1 710 2 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson, ~ ~-~_ .~ ~r ,~~~ ~_ Sheriff ~ ~ ~ ~ ~ v r~.yn- r ~~~-I~ ,-, ~r 5~~ ` ~~"~~ ~~,/ 7~1U!'YV 1171 {, Jody S Smith Chief Deputy Richard W Stewart Solicitor :,.~~~ r rl n ~; ;,t , ~'1 ~'~ ~~ ~~! 1~1: ~ ..• a Ctl~B~~Latill Cu~lt~TY ~~r~~~sY~vara~a Midfirst Bank Case Number vs. Jill Richardson 2012-567 SHERIFF'S RETURN OF SERVICE 06/18/2012 01:47 PM -Deputy Amanda Cobaugh, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 31 Market Street, Wormleysburg Borough, Wormleysburg, PA 17043, Cumberland County. 06/18/2012 01:47 PN1 -Deputy Amanda Cobaugh, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Jill Richardson at 31 Market Street, Wormleysburg Borough, Wormleysburg, PA 17043, Cumberland County. 09/06/2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, PA on September 5, 2012 at 10:00 a.m. He sold the same for the sum of $1.00 to Attorney Leon Haller, on behalf of MidFirst Bank, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $865.25 October 29, 2012 SO ANSWERS, ~7 . Y RONN R ANDERSON, SHERIFF .SZ' l~ ~d ~~~ ~~y~ ~ ~~~~43 COPY MIDFIRST BANK, `~'S. PLAINTIFF JILL RICHARDSON, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-567-CIVIL IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 31 MARKET STREET WORMLEYSBURG, PA 17043: 1. Name and address of the Owner(s) or Reputed Owner(s):. JILL RICHARDSON 31 MARKET STREET WORMLF.YSBURG, PA 17043 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN Borough of Wormleysburg 20 Market Street Wormleysburg, PA 17043-1396 Asset Acceptance LLC 15 East Centre Street Deptford Township, NJ 08096 Asset Acceptance LLC c/o Edwin Abrahamsen & Associates 1729 Pittston Avenue Scranton, PA 1805 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): MIDFIRST BANK, VS. PLAINTIFF IN THE COURT OF COMMON PI_,EAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-567-CIVIL JILL RICHARDSON, DEFENDANT(S) TAKE NOTICE: IN MOKTGAGE FORECLOSi1RE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA :RULE OF CIVIL PROCEDURE 3129.1 That the Sheriffs Sale of Real Property (real estate;) will be held: DATE: Wednesday, September O5, 2012 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLI) is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 31 MARKET STREET WORMLEYSBLiRG, PA 17043 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County fo: No. 12-567-CIVIL JUDGMENT AMOUNT $79,680.50 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: JILL RICHARDSON A SCHEDULE OF DISTRIBUTION, being a list: of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes;) will be filed by the Sheriff of this County thirty {30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PRnPF.RTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT itiIAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOi1 ':MUST ACT PROMPTLY. YOL SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 71 "7-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE. THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office -Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUU & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 All that certain tract, of land situate in the Borough of Wormleysburg, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described in accordance with a survey of Michael C. D'Angelo, R.S. dated April 27, 1991, as follows, to wit; Beginning at a point on the southern line of Market Street, said point being measured by same in a southwesterly direction a distance of 71.50 feet from Second Street; thence South 41 degrees 36 minutes 00 seconds East being along and through a partition wall and beyond a distance of 57.99 feet to a point; thence South 48 degrees 24 minutes 00 seconds West a distance of 14.66 feet to a point; thence North 45 degrees 25 minutes 00 seconds West along the Northeastern line of an unopened alley a distance of 58.12. feet to a point on the Southern line Market Street aforesaid; thence along said Southern line of Market Street, North 48 degrees 24 minutes 00 seconds East, a distance of 18.53 feet to a point and place of beginning. Under and subject, nevertheless, t:o all other conditions and restrictions of record, if any, as they may appear. HAVING THEREON ERECTED A DWELLING KNOWN AS 31 MARKET STKI?E`T WORMLEYSBLIRG, PA 17043 BEING THF, SAME PREMISES WHICH Guy A. Berry, Jr.. and Virginia A. Berry, by deed dated 10/10!00 and recorded I0/23/00 in Cumberland County Record Book 232, Page 7, granted and conveyed unto Jill Richardson. TO BE SOLD AS THE PROPERTY OF JILL RICHARDSON ON JUDGMENT NO. 12-567-CIVIL. ASSESSMENT 110. 47-20-1858-157 '~ WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 12-567 Civi9 CO[JNTY OF CUMBERLAND) CIVIL, ACTION - I,AW LO I'IfE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MIDFIRST BANK, Plaintiff (s) From JILL RICHARDSON (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LECAL DESCRIPTION . (? i You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISFIEE(S) as follows: and to notify the garnishee(s) ghat: (a) an attachment has been issued; (b) the garnishee(sl is enioined from pa~~ing an.~~ debt to or for the account of the defendant (s) and from delivering any property of the detendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount I~ue: 579,680.50 1,.L.: 5.50 Interest pc:r diem of 5(0.70 1o sale date 9/5/12 -- 52,290.30 A~ty's Comm: °/, Due Prothy: 52.25 Atty Paid: $al(o.a5 Other Costs: Additional Late Charges: 546.12 Escrow Deficit: $1,657.65 Plaintiff Paid: Date: 5/31!12 (Seal) REQUi~ST1NG PAR"['Y: Name: LEON P. HALLER, ESQUIRE; Address: F'URCELL, KRUG &HALLER 1?19 NORTH FRONT STREET HARRISBURG, PA 17102 Attorne~~ for: PLAINTIFF Telephone: 717-234-4178 Supreme Court ID No. 15700 7 I ~ David D. Eau IL Prothon/ot~ar~ Deputy TRUE COPY FROM fZECORD In Testimony whereof, I bare unto set my hand end the seal of said Co rt at Carlisle, Pa. This ~ st da of ~ 20 ~c~. ~-Prothonotary On June 1, 2012 the Sheriff ierrie~ open the defendar~:`~~ interest in the real property situates in Wormieysi~ur Borough, Cumberland County, i~A& l~newn and r~urr~~ere 31 Market Street, Wormfeysl~urg, IAA 1043 mare uliy described on Exhibit "~A" filet) with this wht anq ~ ~:~~~is reference incorporated hereir~_ Date: June 1, 2012 v~ u Claudia Brewbaker, Real Estate Cor~rdinatc~r CUMBERLAND LAW JOURNAL Writ No. 2012-567 Civil Term Midfirst Bank vs. Jill Richardson Atty.: Leon P. Haller All that certain tract, of land situ- ate in the Borough of VVormleysburg, County of Cumberland and Com- monwealth of Pennsylvania, more particularly bounded and described in accordance with a survey of Mi- chael C. D' Angelo, R.S. dated April 27, 1991, as follows, to wit; Beginning at a point on the south- ern line of Market Street, said point being measured by sanie in a south- westerly direction a distance of 71.50 feet from Second Street; thence South 41 degrees 36 minutes 00 seconds East being along and through a par- tition wall and beyond a distance of 57.99 feet to a point; thence South 48 degrees 24 minutes 00 seconds West a distance of 14.66 feet to a point; thence North 45 degrees 25 minutes 00 seconds West along the Northeastern line of an unopened alley a distance of 58.12 feet to a point on the Southern line Market Street aforesaid; thence along said Southern line of Market Street, North 48 degrees 24 minutes 00 seconds East, a distance of 18.53 feet to a point and place of beginning. Under and subject, nevertheless, to all other conditions and restric- tions of record, if any, as they may appear. HAVING THEREON ERECTED A DWELLING KNOWN AS 31 MARKET STREET WORMLEYSBURG, PA 17043. BEING THE SAME PREMISES WHICH Guy A. Berry, Jr. and Virginia A. Berry, by deed dated 10/10/00 and recorded 10/23/00 in Cumber- land County Record Book 232, Page 7, granted and conveyed unto Jill Richardson. TO BE SOLD AS THE PROPERTY OF .JILL RICHARDSON ON JUDG- MENT NC). 12-567-CIVIL. ASSESS- MEPtT NO. 47-20-1858-157. 85 'L PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed. notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on t:he following dates, viz: July 27, August 3, and August 10, 2012 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ~-- visa Marie Coyne, Ed' or SWORN TO AND SUBSCRIBED before me this 10 daY of August 2012 ;' ~ ~' / ~- Not --~~T~L~ ~' ,~ ; - --___. NCTAR~AL SEAL DEBCHAN A CCLLi~`J5 Natarv }'ublic GARLESLE BOfCJGH. CilMBE~iLANU (;(~;~; ~,~ «Y~,nmission expires Apr 25, ~°~;1 i COMMONWEALTH OF PENNSYLVANIA COUN"I'Y OF CUMBERLAND ~' SS: I. Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which MidFirst Bank is the grantee the same having been sold to said grantee on the 5th day of September A.D., 2012, under and by virtue of a writ Execution issued on the 31st day of May, A.D., 201 ~ ,out of the Court of Common Pleas of said County as of Civil Term, 2012 Number 567, at the suit of MidFirst Bank against Jill Richardson is duly recorded as Instrument Number 20123332. 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