Loading...
HomeMy WebLinkAbout04-4750UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Ohio 45342 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Patrick T. Sullivan, III 330 South 31st Street Camp Hill, PA 1'7011 Defendant(s) i 0'.,' -- z/?,¢'0 COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le hah demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado ¥ entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEF~ANDA A UN ABOC~DO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVlCIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CD-MA DIRECCION SE ENCUENTRA ESCRITA AEAJO PAPA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, wc will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/Mark J. Udren, Esquire Woodcrest Corporate Center Ill Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: N/A Assignments of Record to: N/A Recording Date: N/A 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff} loaned to the Defendant(s} the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness~. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 330 South 31st Street MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Camp Hill COUNTY: Cumberland DATE EXECUTED: 12/8/97 DATE RECORDED: 12/16/97 BOOK: 1421 PAGE: 1047 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated (b) 9/20/04: below; by failin9 or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage as of Principal of debt due $80,159.17 Unpaid.Igterest at 6.5% from 5/1/04 to 9/20/04 (the per diem interest accruing on this debt is $14.47 and that sum should be added each day after 9/20/04) 2,007.44 Title Report 250.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $390.96 and that sum should be added on the first of each month after 9/20/04) 167.01 Late Charges (monthly Iate charge of $27.70 should be added in accordance with the terms of the note each month after 9/20/04) 83.10 Other Fees Due 17.50 Attorneys Fees (anticipated and actual to 5% of principal) 4,007.96 TOTAL $86,972.18 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date ~ppearin9 on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WMEREFORE, the Plaintiff demands judgwnent, in rem, a~ainst the Defendant(s) herein in the sum of $86,972.18 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udre~,\ E~Q~RE UDREN LAW oFFICES, P.C. Attorney for Plaintiff Attorney I.D. No. 04302 ALL T~AT CERTAIN piece or parcel ef land situated in the Borough cf Camp ~111, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point at the southeast corner of the street lines of DickinSon Avenue and South Thirty-first Street (formerly called Girard Avenue), being also the northeast corner of Lot No. 143 as shown On the hereinafter mentioned Plan of Lots; thence along the eastern side of Dickinson Avenue in a southwardly direction along the eastern sides ef Lots No. 143, 742, ~4~ and 140, as shown oh said Plan of Lots, a distance of 1~0 2est to a point on the same at the dividing line be=ween' Lots Nos. ]40 and 139, as shown on said Plan of Lots; thence along sa.id dividing' line between Lots Nos. 140 and 139, as shown on said Plan of LOts, in a westwardly direction, a distance of 120 fest~ to a point on the eastern side of a 10-foot-wide alley; thence along the eastern side of said TO-foot~wide alley in a northwardly direction, along the western sides of Lots Nos. 140, 141, 142 and 143, as shown on said Plan of Lets to a point on the southern side of South Thirty-first Street (formerly Girard Avenue); ~hence along said ~outhern side of South Thirty-first Street in an eastwardly direction, along the nc=them side of Lot NO. ~43, as shown on sai~ ~lan of Lots a distance of 12~ feet to a point on the sam~ at the point of intersection with the western side of Dickinson Avenue, the place Of S~NG ALL OF ~ot~ NOS. ~40, ~4~, ~42 an~ ~43, as Shown on a certal~ suO-division Plan of Lots called "South Earlington", a~ recorded in the Office of the Recorder ef Deeds in and for Cumberland County, Pen~sylvaaia~ in Plan Book HAVING erected thereon a dwelling house with attached garage, known and numbere~ as 330 South Thirty-first Street, Camp Bill, Pennsylvani~. Nat m C y, Mor'igage National City Mortgage Co. A Subsidiary of National City Bank of Indiana 3232 Newmark Drive · Miamisburg, Ohio 453,~ Telephone: (937) 910-1200 Mailing Address: P.O. Box 1829 Dayton, Ohio 45401-1820 August 04, 2004 Patrick T Sullivan III 330 S 31st Street Camp Hill PA 17011 Loan No. 859708-8 Current Servicer: National City Mortgage HOW TO ~3RE YOUR MORTGAGE DEFAULT (Bring it up to date). NATO-RE OF ~ DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 330 S 31st Street Camp Hill PA 17011 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the 6/1/2004 8/1/2004 and the following amount(s) are now past due: following month(s) Monthly Payments Late Charges Other Fees Less Suspense Balance Total Due 2,899.06 2,834.91 55.40 8.75 .00- YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL ~OUNT PAST DUE TO THE LENDER, WHICH IS $ 2,899.06, PLUS ~ MORTGAGE PAYMENTS AND LATE C~ARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30 DAYS of the date of this letter: (Do not use if not applicable) DR672 JCS Page 1 - ACT 91 NOTICE EXHIBIT A ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to Foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to held save your home. This Notice explains how the proaram works. To s~ if HEMAP can helD, you must MEET WITH A CONSUMER CREDIT COUN- SELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this_ Notioe with you when you meet with the CounselLng Agency. The name. address and phone number of Consumer Credit Counselin~l Aaenc/es servinq your Countv are included with this Notice; if you have any questions, you may call the Pennsylvania Housincl Finanee-Aaenov toll free at 1-800-342-2397. (Persons with impaired hearincl can c~ll (717) 780-1869). This Notice contains important4egal information, If you have any questions, repre- sentatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANClA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRAi)UCCION ,~ INMEDITAMENTE LLAMANDO ESTA AGENClA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMERO MENClONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR.EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL.'DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE A'SSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE. YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS, IF'YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR · EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HA~ BEEN CAUSED B~ CIRCUMSTANCES BEYOND YOUR CONTROL. ... · IF YOU HAVE A REASONABLE PROSPECT OF~B'EING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND · IF. YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY, TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a tempo- raw stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that tfme you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at.the end of this Notice, ,TH_IS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMER- GENCY MORTGAGE~ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CLARE YOUR MORTGAGE DEFAULT", ExpLAINS HOW TO BRING YOUR' MORTGAGE UP TO DATE. CONSUMER CRED1T'COUNSEUNG AGENCIES - If you meet with one of the con- sumer credit counseling agencies listed at the end of this notice, the tender may NOT take action against you f0¢ thirty.(30)days a~ter the date of-t,~$ .meeting. The narr, es;3ddTesses and telephone numbers of desiclnated consumer credit counselino agencies for the countv in which the DroperW is located are set forth at the end of this Notice, It is only necessary to schedule one face-m-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see f~llowing pages'for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emer- gency Mortgage Assistance Program. To do so, you mu~t fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit: counseling agencies listed at the end of this Notice, Only,~=nsumer credit counseling agencies have applications for the pr°gram and they will assist you in submit- ting a complete application Lethe Pennsylvania Housing Finance Agency. Your application.. MUST be filed or postmarked within thirty (30) days of your face-to-face meeting, YOU M. UST FILE YOUR APPLICATION PROMPTLY. IF'YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LE'CFER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. ,/ AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteda estaJ~lished by the Act. The P'ennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your applica~on. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART QF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN A'I-I'EMPT TO COLEECT THE DEBT.. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE TIlE DEFAULTCsee paae 1) - If you do not cure the default within THIR'FY (30) DAYS of the date of this Notice, the lender intends to exercise its r_iqhts_to accelerate the )'nortqacle debt. This means that the entire outstanding balance of this "debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS~ the lender also intends to instruct its attorneys to star legal action to foreclose uoon your mortgage orot~erty, IF THE MORTGAGE I~ FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay offthe mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender beg[ns legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $S0.00. However, if legal proceedings are staff[ed against you, you will have to pay all reasonable attorneys' fees actually incurred b~; the iender even if they exceed $50.00. Any attorney's fees will be added tO.the amoun~ you. owe the lender, which may also include other reasonable costs. If you cure the'default wtthin:the-rHIRTY'(30) DAY ~eriod. YOu Will not be reouired to Day attornev's fees~. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance .and all Other sums due under the mortgage. RIGHT TO CURE'THE DEFAULT:PRiOR TO'SHERIFF'S SALE - If you have not cured the de~ault within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the rioht to cure the default and prev~nt'th~ sale at any time UD to one hour before the Sheriffs Sale. You may do so by' paving' the total amount then Da_st due. plus a.n_y late or other charges then due; reasonable attorney'S fees and costs connE~ked with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in wdting by the lender and by pefforminc~ any other recluirements under the mortaac~e. CUr- ing your default in the manner set forth in this notice will restore your mortgage to the same positi°n as if you hsd never defaulted, EARLIEST POSSIBLE SHER'IFF;S SALE DATE - it is estimated that the earliest date that'such a Sheriff's Sate of the mortgaged property could beheld would be approxi- mately FOUR(4) months from.the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the Sale. Of oourse, the amount needed to cure the default v411 increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. ¢?" !O 36A~ NATIONAL 0~... :?. 2002 : ,HOW TO CONTACT THE LENDER: Name of Lender: National City Mo~gage A~ddress: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number: 1-800-523-8654 Fax Number: (937) 910-4058 Contact Person: COLLEC'[IONS DEPT. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishing ~nd other belongin.gs, could be started by the lender at any time, ASSUMPTION OF MORTGAGE -'You. may ormay not be able to sell or transfer your home to a buyer or 'transferee who will assume 'the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid pdor to or at the sale and that the other requirements of the mortgage are satisfied, For additional informa- tion please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEB'T. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE .SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERTTHE NONEXISTENCE OF DEFAULT IN ANY FORECLOSUIRE.PRO- CEE[DING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTIOh UNDER THE FEDERAL BANKRUPTCY LAW. 2002 NATIONAL CITY APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM - CONSUMER CREDIT COUNSELING AGENCIES (717) 637.3768 FAX ('717) 637-3294 CCCS ot Western PA 2000 Llngle~[own Road (717) 762-328.5 FAX {7'[7) 334-8326 (Marcia [724) 852.-2883 (412~ 227-a8~ ', (412) 482-99{52 ~724) 485-2657 FAX ('724} 465-$118 ~12) 3,gl-~ass (724) 774-07186 (~4) 726-751 (~t 1.2) 4~2-8962 (412} 462-9~64 HOUSing ~ponun[l~as Inc, HT2) 338-9854 o~ 1'(a~) 737-~ FAX (412) ~8-9~63 F~X (814) (81~) ~4-8100 F~ (814) 443-3690 (814) ~3-~3 CCCS of Lehigh Whilehall PA 18052 (610) 821-4011 or 800-22.0-2.7'33 FAX (610) 8Z1.883~ (717} FAX {717) (§ 10) FAX {610) 444.8243 (814} b'23-8129 FAX (814) 623-7187 Keyslone Economic Deveiapmeflt Corp (814) F~ {81~4) GOC$ o~ Westm'n Peil~,sylvanla. inc. (814) 944-8100 Or (814) 944.57/~7 917 Mifflin Stme[ (814) 843-2343 CCC$ ol Nmrt~eastem 1400 Ablr~on Exect.a~ Pa~% Sui[e I [570) 587-8163 OR I-800-922-8537 FAX (E/0} ~;87-8134/9135 [570) 821-06;37 or 600-922--9537 FAX (570) 821-171~ "· $1mud.~Ln~ PA 18360 (0-70) 420.8980 or 800-9~2.-8537 FAX (570) 420-8581 (814-) 2,38-3668 FAX (814) 23~t366~ FA~ [~70) 278-1688 P,0. Bo~ 21s (ET0~ 2~7-210~' (Rev, 33 9Vainut Stree[ Welt~bom, PA 16901 (STO) FAX (670) 724-~a~ 931 Main Stme{ Ho~es~le PA 18431 ~0) F~ (5701 ~3~517 ~UCK~ COU~ F~ (2~5) 76~14~ (21~ ~4.7500 F~ (215) 32~7~ (21~ 75~310 P~la~e~ni~ PA 18140 (215) 426-8025 FAX (215) 42~81~ CCCS oJ De~m Vall~ P~el~a, PA 19124 (215) 7~-2980 F~ (215) 7A4.201~ CCC5 of L~ig~ V~ley W~e~[. PA FAX (~10) (~Sa) 212-6~41 1~ E De~alb Pi~e ~ of Pm~ia PA 61~97t-~I0 FAX (610~ 265~8t (215) ~-9429 FAX (215) F~ (412) CCCS of W~tem PA (726) 2~-7~2 {412) FAX {4~2) 6~873 , ' Hmuslng Oppoffunl~ inc. (814) 623.g129 F~ ~814) 6~7187 (412) (814) ~-6556 (s~4) ~REON COUN~ 3671 Cresenl Caurl'Eaat FAX ~I0) 821-0137 FAX I570) 567-9134/9135 FAX (570) S1~-1785 FAX (ET0} 420-8981 {814) 238.3688 FAX (814) 238-3s69 ,C. EFT~E¢ OUHTY FAX (a14) 944-$747 (570) 3.2~0587 (1~14) 236.-36B8 FAX (814) 238.3669 (570) 32B-0587 Fp, X ($70) 322-2197 (215) 765,1221 (2~ 5) 324-7500 ' FAX (~15) 324.t~7~ (21 s) HAZE 167 W, Phllaaeiphia, PA lg140 f~ {21S) (61 ~} 444-3682 FAX [610) FAX ~17) 399~1~ (610) FAX (610) 2~ala 1954 ~ Gra:~ FAX (814} S~-lSS8 AX (B14) 1631 $ AIherton $[,, Suiie 100 FA)~ (814) 238-366g (B14) 539.6335 FAX (570) (B14) FAX (570) 323-6626 ~_~ou~ P.O. Box 11~7 FAX (~0) B21.17~ ~a~ 5um~lk PA 1~11 F~ (~0) 867-91~135 (~0) 825-0510 OR 1 FAX {~0) ~g-l~A~ BEFORE FAXING (~0) 455~994 H~ELTON F~ (570) 455*5~l~ALL BEFORE (57~) 836~0~ TUNK~ANNOCK Erie PA le~3 (814} (814) FAX (8~4} 45~161 (814) a98~4~ F~ (814) ~9B.1~43 Shensng~ Valley Uman League, (432~ 981-5310 (717) 5~I-17~ FAX (717) 541 ~670 FAX (717) '~34-g4.,~-' (-7 ~ 7~ 243-3818 FAX ~7) ~-~7 FAX ffl~ ~4~4670 ~7) ~-~ P~ (717) 2~-~7 F~ ~15} 765-1427 FAX (~15) [215) 42~8025 (SI0) 565~846 PAX (610) ~15)~67-7803 FAX (2~ 4~0 G~om Street Phaa~e~i~, PA 19124 .~(~Q} 674-1484 (215) (610) g71-~10 FAX (610) (6t~) 97~-~I 0 Jo~n F, Ken~ ~nler, Inc. 2021 ~ 2~ Skree~ {814) 89B~00 . F~ (814) 896-1243 (614) ~6.1161 F~'(814) 48~S25 (8~4) .453.57~4 FAX (~4) Gm~ter Ede ~Un~ At,on ~ommiffee (B14) F~ (814) ~1 ~t 20th E~. PA 16S10 F~ (414) ~8-1243 (4~2} ~1.1956 ot {412) 281-~10~ FAX (41~) ~91~12 CCC$ o~ Western Pen~, ~24) 437-6~50 OR 1~0~27-1NF0 FAX (413) 437--~41e FAX (814) CCCS OF W~iern PA UnJonto~ PA 154~1 (~4} 43~39 (412) O~po~nity Co.oil ~7~ FAX .~17) 637~294 CommunRy ~lion Ca~ion C~ti~ Region F~ (7~7) 3~-~26 FAX [81~) ~-7.187 ~17} 7~2.~B5 ~17) PIRsDu~n. pA 15219 (412) 391-1~56 ot (412~ FAX (412) 39t-4512 FAX (412) 4~-~64 ~2~) FAX (412} 6~7-~13 (814~ ~-9129 FAX (814) 623-71~7 FAX [al~) ~4) 83~12g0 I~a~ ~. Comm~ ~n P~ ~4 ) 46~2~ FAX (412) FAX (814) ~s~ cou~ Jo~n F. ~anne~y O~nleh Inc. ~4) Bg~-~oo FAX (814) Prog~ PAX (~IZ) 4~5-5~ OCT., 1% 2002x}O:37^M (814) 944-8100 FAX ($1~) (717) & (8~4) ONLY FAX (215) ~17) 397-5~ OR 1-80~7a8-50~2 ~Z4) 652-a074 ~Z4) ~4] 72B-~02 F~ (412) 728-7202 (570) S~2- CCC$ (610) B~I.,4011 OR 1-60~27~3 [57~ & (814) ONLY Co 570) 8~1-oe37 OR FAX (570} ~ -17~ (57o) ~7-81 ~ or ~0-9~-8537 FAX (~0) ~mm. (~O) 826-0~10 OR FAX (570) 8~l~A~ F~ING (~0) 455~994 H~TON FAX (~0) 45~5~1~A~ BEFORE FAXING (570) S3~0 TUNKHA~OCK EOC o~ S~uyAill ~t~a; PA 17901 FAX (S70) 6~4~ 31 W. O.O. BOX ~1~ Wllgee-~a~, PA 18702 {~0) 821.0~7 OR .1-8~-g22~7 FAX (570) 821-1785 (~0) 587-91S3 or.~9~-9637 F~ (STO) S87.9134~1~ ~1~ PA 1~ F~ (570) 323-6626 ~po~ PA 17?03 FAX (~0) 3~-2~g7 ' M~N COU~ {814) 898~00 FAX (834) a98-12~ P.D. Box 389 814) 486-~ 16~ FAX {81A ~6~825 33~ North Wa~hb3Oion SIree! {7~4) 282-78'12 MI~LIN COU~ 217 E- [814) g~-8100 FAX (814) 944-5747 (814) (814) ~6-~668 CCCS Of No~oastem (S70) 587-g1~ FAX (~0) 9 Saut~ 7~ Street S roddaburg PA 18360 (570} 42~980 or 800~22-g~7 F~ (~ 420-89B1 ~kes-Ba~, PA F~ 1570~ 829-16S~aLL BEFORE F~iNG · (~0) 455~g94 H~ELTON FAX (570) 455-5~1~ BEFORE (~0} 836~090 ~NKHANNOCK P~a~AIA, PA 1 (215) F~ (215) 765-1427 Nod~we~l ~aeiiqg (215) 324-7~0 FAX (2f5) 324-8T~ {610) F~ (630) 2~-2123 CCCS o~ Delaware Vattey (215) 563-5665 FAX (21~) ~4-~243 (570) e~.1-0837 OR FAX (570) 821-17~ F~ {ST0) 5S7-91~35 U17) & (814) ONLY FAX (~10) NOR~UM~ ER~ F~ (570) 621,1785 FAX ~0) FAX (ST0) 6~2.~29 EEn~y CO~ FAX (717) 5~q-4~70 ~ 17) 762-~B5 ~17) 2~,5925 {8~} 64.3-2348 (71 ?) ~2-~ FAX (215) FAX (~l) ~215) F~ {215) 7~-7614 NATI UNAi, bi FAX .~,570) 7400 ~ton ~e~t~ Pa~. ~e 1 Cla~ S~ PA 1~11 FAX (~0) 587~1~1~ Stmu~ ~A 18300 ~ (570} 42~981 (g14) 48~1 ~AX (814) ~HUYLK~LL Reaa~, PA 1~01 (610) 37~-7866 FAX (610) 3Z~7830 E~n ~ ~inet al S~u~la Co Po~Ula. PA 17901 Com~s~ on E~n ~DIu~ily BEFORE F~ (~0) 4SS-5~I~C~L BEFORE (~0) ~011 SN~E~ COU~ He~sDu~, PA 171~ ~ ~-17S7 F~ ~17) ~1~670 21~7 N, 6~ ~7) ~-1757 FAX (7~ Comm~JW ~Oon Regio~ FAX ¢I~ 23~7 EYe,CJI, PA 15537 (~4) s2~912g F~ (814) 6~-7187 {724) Jen~slown PA 15904 -Tableland Serv~cm; Inc. {B14} ~9628 - 1.80~52~148 FAX (8~4) ~IJLLIVAN COU~ ~G~ OI N~he~m Penn~W~ia (~0) ~?-91~ OR (5~) 821~7 or 8~2~-9~37 FAX (~0) a21-17~ (~0) 297-210~ FAX (~) (~0) F~ (S~ 928.81 (~oJ 72~2 103 We~ ~[, P.O. Box 709 ~0) a~6840 (~01 278.~6 F~ (570) ~78- ~~cou~ GC~ ~ No~e~tem Pmn~lwania 14~ ~tn~on (~0) 587~1~ OR 1~g~-9537 31 .W. Marc[ (570) ~?~8~ or' 8~-g~-9537 ~ T~ ~er (~0 92~966B F~ (570 (570) 724-5252 (~0) 253-89+1 F~ (~0) 83~32 FAX (D0) 926-8144 FAX (~0) 724,~3 (~o) F~ (570) (~0) Gr~mt ~de Communily Action WARREN COUNTY F_tie, PA ~ ~03 ~po~nlty Coun~ Pl~, PA 15219 (41~) ~I-19~ ~r (412) COCS of We~em Pann~vahi~. lnc, I No~ ~at~ ~quare ~4) M=~espon, PA 15132 {432) ~1~0 FAX (4~2) 6~873 F~ (412) 462-g96 (432) ~8-S~S4 or I(B00) 737-2933 FAX (412) 338-9963 1~ ~n ~ Pa~, ~le 1 (570) ~7-91~3 OR FAX (570~ 587-9134~1~ (ST0} 821-0837 or 600~22-g~7 FAX (570) tST0) 4~o~ao or FAX ~70) 420-608~ FAX (~0} NATIONAL FAX (570) 297-279g FAX [570) ~2~8144 (S~o) FAX (570) F~ (570 (~0) 8~e4o FAX {4t~) ~1~512 W~u~, PA 15370 FAX (412)a~0a~ (~12) 4e2.g962 F~ (412) ~24) FAX (724) ~-51 iB (814) (81 ~) FAX (834)'~3-3SS0 FAX H12) 338-9~ 3~m'OMfNG CO_U~rrY (~O) ~51D OR ~-B0~-0359 F~ING F~ ~0~ 455,S~l~ALL ~ORE (~0) ~6~0 TUNK~NNOC~ (~) 5~-DI~ OR 1~0~2~537 F~ (~) ~I-1735 F~ ~) ~7-2799 (~0) 62~966e FAX (S70) 724-~83 FAX {~) F~ ~1~ ~4~7934 ~17) FAX ~1~ ~-8326 VERIFICATION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Mark J. Ud UDREN LAW SHERIFF'S CASE NO: 2004-04750 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS SULLIVAN PATRICK T III RETURN - REGULAR RONALD HOOVER Cumberland County,Pennsylvania, who being duly says, the within COMPLAINT - MORT FORE was SULLIVAN PATRICK T III DEFENDANT , at 1900:00 at 330 SOUTH 31ST STREET CAMP HILL, PA 17011 PATRICK SULLIVAN III a true and attested copy of HOURS, , Sheriff or Deputy Sheriff of sworn according to law, served upon the on the 23rd day of September, 2004 by handing to COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18 Service 11 Affidavit Surcharge 10 39 00 10 00 00 00 10 Sworn and Subscribed to before me this ~ day of O~ ~L~3~ A.D. otary So Answers: R, Thomas Kline 09/24/2004 UDR N LAW OFF C Deputy Sheriff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff Vo Patrick T. Sullivan, III Defendant ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS : CIVIL DIVISION . Cumberland County -NO. 04-4750 PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above DISCONTINL~ED WITHOUT PREJUDICE, upon payment of your costs only. Mark J. Udren, Esquire UDREN LAW OFFICES, P.C. Attorney for Plaintiff DATED:October 27, 2004