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12-0889
Ii IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., CIVIL DIVISION Plaintiff, NO.: - 8g9 ?? U IL 'TiRt I vs. TYPE OF PLEADING Paula A. Craig; CIVIL ACTION - COMPLAINT Defendant. IN MORTGAGE FORECLOSURE TO: DEFENDANT FILED ON BEHALF OF: YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSED COMPLAINI WITHIN IWENTY(20)DAYS WELLS FARGO BANK, N.A. FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY BE ENTERED AGAINST YOU. COUNSEL OF RECORD FOR THIS PARTY: I HEREBY CERTIFY IIIATTHE ADDRESS LLC GOLDBERG & ACKERMAN ZUCKER OF THE PLAINTIFF I5: , , 3476 Stateview Blvd., MAC # X7801-013, Ft. Mill, SC 29715 AND THE DEFENDANT: Scott A. Dietterick, Esquire 29 York Street Wellsville, M 17365-5940 Pa. I.D. #55650 Kimberly A. Bonner, Esquire Pa. I.D. #89705 CERIIFICAIE OF LOCATION Joel A. Ackerman, Esquire I HEREBY CERTIFY IIIATTHE LOCATION OF Pa I.D. #202729 THE REAL ESTATE AFFECTED BY THIS LIEN IS 917 Old Silver Spring Road aka 917 Old Silversgring Road, Ashleigh Levy Marin, Esquire Mechanicsburg PA 17055 Pa I.D. #306799 Municipality: Mechanicsburg Ralph M. Salvia, Esquire Pa I.D. #202946 Esquire Ackerman Jaime R - , . ATTORNEY F Pa I.D. #311032 AIIY FILE NO.: XFP 162884 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 (908) 233-1390 FAX office@zuckergoldberg.com File No.: XFP- 162884/mme ET-1 (j? y Q ?-- yAD 3. lys ?? I Cv •.' I^ cez .3,06 ?s Zucker, Goldberg & Ackerman, LLC XFP-162884 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. Zucker, Goldberg & Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, vs. NO.: Paula A. Craig; Defendant(s). NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE NOTICE TO DEFEND Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 LAWYER REFERRAL Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Zucker, Goldberg & Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, vs. NO.: Paula A. Craig; Defendant(s). AVISO USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de la demanda establecida en las siguientes paginas, debe tomar accion dentro de los pr6ximos veinte (20) dias despues de la notification de esta Demanda y Aviso respondiendo personalmente o por medio de un abogado una comparecencia esc rita y radicando en la Corte por escrito sus defensas y objeciones a las demandas establecidas en su contra. Se le advierte de que si usted falla en tomar accion como se describe anteriormente, el caso puede proceder sin usted sin previo aviso y un fallo por cualquier suma de dinero reclamada en la demanda 0 cua Iquier otra reclamation o remedio solicitado por el demandante, puede ser dictado en contra suva por la Corte. Usted puede perder dinero o propiedades u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO 0 NO PUEDE PAGAR LINO, LL.AME 0 VAVA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE NOTICE TO DEFEND Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 LAWYER REFERRAL Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Zucker, Goldberg & Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, vs. NO.: Paula A. Craig; Defendant(s). CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Arid now comes WELLS FARGO BANK, N.A., by its attorneys, Zucker, Goldberg & Ackerman, LLC, and files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is WELLS FARGO BANK, N.A., (hereinafter "plaintiff") having its principal place of business at 3476 Stateview Blvd., MAC # X7801-013, Ft. Mill, SC 29715. 2. Defendant, Paula A. Craig, is an individual whose last known address is 29 York Street, Wellsville, PA 17365-5940. 3. On or about November 29, 2007, Paula A. Craig executed a Note in favor of Integrity Home Funding, LLC in the original principal amount of $105,169.00. 4. On or about November 29, 2007, as security for payment of the aforesaid Note, Paula A. Craig, a separated pers made, executed and delivered to Integrity Home Funding, LLC a Mortgage in the original principal amount of $105,169.00 on the premises hereinafter described, with said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on November 30, 2007, Instrument #200744769. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "A", attached hereto and made a part hereof. 5. The Mortgage was assigned by Integrity Home Funding, LLC to Wells Fargo Bank, NA, plaintiff herein, pursuant to an assignment of mortgage dated November 29, 2007 and recorded on December 6, 2007 in the Office of the Recorder of Deeds for Cumberland County, Instrument #200745428. 6. The aforesaid Mortgage was amended and increased in principal amount of $107,997.10 pursuant to a certain Modification Agreement by and between Wells Fargo Bank, NA and Defendant, Paula A. Craig, which is unrecorded at this time. The terms of said modification set forth the interest rate at 5.625% with a new monthly payment and interest amount of $621.69 commencing September 1, 2009 and continuing thereon with the due date of obligation August 1, Zucker, Goldberg & Ackerman, LLC XFP-162884 2039. A true and correct copy of said Modification Agreement is marked Exhibit "B", attached hereto and made a part hereof. 7. Defendant is in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest being contractually due for the September 2011 payment, and pursuant to the terms of the aforesaid Mortgage, after written notice of said default to Defendant(s), the entire principal balance and accrued interest due thereunder has been accelerated. 8. Paula A. Craig is the record and real owner of the aforesaid mortgaged premises. 9. Plaintiff was not required to send Defendant(s) written notice of Plaintiff's intention to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974) prior to the commencement of this action for the reason that the original principal balance of the aforesaid Mortgage is more than the original principal balance threshold of the Act, and therefore: (a) said Mortgage is not a "residential mortgage" as defined in 41 P.S. §101; (b) the Defendant(s) is/are not "residential mortgage debtor(s)" as defined in 41 P.S. §101, and; (c) the mortgage premises is not "residential real property" as defined in 41 P.S. §101. 10. The amount due and owing Plaintiff by Defendant(s) is as follows: Principal $104,947.69 Interest through 01/25/2012 $2,847.86 Escrow Advance $42.25 Late Charges $226.07 Inspection Fees $60.00 Total $108,123.87 plus interest on the principal sum ($104,947.69) at the daily per diem amount of $16.17,, and all other additional amounts authorized under the Mortgage, actually and reasonably incurred by Plaintiff, including but not limited to, late charges, costs (including escrow advances) and Plaintiff's attorneys' fees and expenses. Plaintiff reserves the right to file a motion in the above-captioned action to add such additional sums to the above amount due and owning when incurred. 11. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in a separate legal action if such right exists. If Defendant(s) have received a discharge of personal Zucker, Goldberg & Ackerman, LLC XFP-162884 liability under the aforesaid Note in a bankruptcy proceeding, this action is in no way an attempt to re-establish such liability. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $108,123.87, with interest thereon at the daily per diem amount of $16.17 plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. ZUCKER GOLDBERG & ACKERMAN, LLC ff?? BY: Oh i 'bV Dated: {r Scott A. i terick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh Levy Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Attorneys for Plaintiff XFP-162884/mme 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Zucker, Goldberg & Ackerman, LLC XFP-162884 EXHIBIT A Zucker, Goldberg R Ackerman, LLC XFP-162884 N ? Prepared By: INTEGRITY HOME FUNDING, LLC 111 CONTINENTAL DR, SUITE 114, NEWARK, DE 197130000 Return To: WFHM FINAL DOCS X9999-01M 1000 BLUE GENTIAN ROAD EAGAN, MN 55121 Parcel Number: Premises: 917 OLD SILVERSPRING ROAD MECHANICSBURG )Space Above This l.tue For Recor(Ung Data) Commonwealth of ]Pennsylvania PFIA C ? u"- -_--- MORTGAGE 'T'HIS MORTGAGE ("Security Instrument") is given on NOVEMBER 2 9, 2007 The Mortgagor is PAULA A CRAIG, A SEPARATED PERS ("Borrower"). This Security Instrument is given to INTEGRITY HOME FUNDING, LLC INTEGRITY HOME FUNDING, LLC which is organized and existing under the laws of THE STATE OF DELAWARE and whose address is P.O. BOX 11701, NEWARK, NJ 071014701 ("Lender"), Borrower owes Lender the principal Sum of ONE HUNDRED FIVE THOUSAND ONE HUNDRED SIXTY NINE AND 00/100 Dollars (U.S. $ ********105,169 , 00 ). NMFL //0842 (PAFM) Rev 4 /2 41200 6 FHA Pew isylvanla Mortgage - 4196 ?.4R(PA) woei vMP Mortgage Solutions, Inc. Page I of 0 lnitials: This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on DECEMBER' 01, 2037 . This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to the Lender the following described property located in CL40ERLAND County, Pennsylvania: **SEE ATTACHED which has the address of 917 OLD SILVERSPRING ROAD (Street) MECHANICSBURG rcuyl, Pennsylvania 17055 izip Code] ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the property, All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "property.'" BORROWER COVENANTS that Borrower is )awfully seized of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Borrower and Lender covenant and agree as follows: UNIFORM COVENANTS. 1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note: and late charges due under the Note. 2, Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each monthly payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the Property,; (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ('Secretary"), or in any year in which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include ettheR (i) a sou for the ak-4RWAI (osoal Page 2 of 9 annual mortgage insurance premium to be paid by Leader to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary, these items are called "Escrow Items" and the stuns paid to Lender are called "Escrow Funds. " Lender may, at any time, collect and hold amounts for Escrow items in an aggregate amount not to exceed the maximum amount that may be required for Borrower's escrow account under the Real Estate Settlement Procedures Act of 1974, 12 U.S.C. Section 2601 et sed; and implementing regulations, 24 CPR Part 3500, as they may be amended from time to time ("RESPA"), except that the cushion or reserve permitted by RESPA for unanticipated disbursements cr disbursements before the Borrower's payments are available in the account may not be based on amounts due for the mortgage insurance premium. If the amounts held by Lender for Escrow Items exceed the amounts permitted to be held by RESPA, Lender shall account to Borrower for the excess funds as requited by RESPA. If the amounts of funds held by Lender at any time are not sufficient to pay the Escrow Items when due, Lender may notify the Borrower and require Borrower to make up the shortage as permitted by RESPA. The Escrow Funds are pledged as additional security for all sums secured by this Security Instrument. If Borrower tenders to Lender the full payment of all such sums; Borrower's account shall be credited with the balance remaining for all installment items (a), (b), and (c) and any mortgage insurance premium installment that Lender has not become obligated to pay to the Secretary, and Lender shall promptly refund any excess funds to Borrower. Immediately prior to a foreclosure sale of the Property or its acquisidou by Lender, Borrower's account shall be credited with any balance remaining for all installments for items (a), (b), and (c), 3. Application of Payments. All payments under paragraphs I and 2 shall be applied by lender as follows, First, to the mortgage insurance premium to be paid by Lender to the Secretary or to the monthly charge by the Secretary instead of the monthly mortgage insurance premium; Second, to any taxes, special assessments, leasehold payments or ground rents, and fire, flood and other hazard insurance premiums, as required; Thir , tointerest due under the Note; Fourth, to amortization of the principal of the Note; and Fifth, to late charges due under the Note. 4. Fire, Flood and Other Hazard Insurance. Borrower shall insure all improvements on the Property, whether now in existence or subsequently erected, against any hazards, casualties, and contingencies, including fire, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. Borrower shalt also insure all improvements on the Property, whether now in existence or subsequently erected, against loss by floods to the extent required by the Secretary. All insurance shall' be carried with companies approved by Lender. The insurance policies and any renewals shall be held by. Lender and shall include loss payable clauses in favor of, and in a form acceptable to, Lender. In the event of loss, Borrower shall give Lender immediate notice by mail. Lender may snake proof of loss if not made promptly by Borrower. Each insurance company concerned is hereby authorized and directed to make payment for such loss directly to Lender, instead of to Borrower and to Lender jointly. All or any part of the insurance proceeds may be applied by Lender, at its option, either (a) to the reduction of the indebtedness under the Note and this Security Instrument, first to any delinquent amounts applied in the order its paragraph 3, and then to prepayment of principal, or (b) to the restoration or repair of the damaged Property. Any application of the proceeds to the principal shall not extend or postpone the date date of the monthly payments which are referred to in paragraph 2, or change the amount of Stich payments. Any excess insurance proceeds over an amount required to pay all outstanding indebtedness under the Note and this Security Instrument shall be paid to the entity legally entitled th reto. Initiafa ? dft-4R(PA) rosoo) Page 3 of 9 In the event of foreclosure of this Security Instrument or other transfer of title to the Property that extinguishes' the indebtedness, all right, title and interest of Borrower in and to insurance policies in force shall pass to the purchaser. 5. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument (or within sixty days of a later sale or transfer of the Property) and shall continue to occupy the Property as Borrower's principal residence for ai least one year after the date of occupancy, unless Lender determines that requirement will cause undue hardship for Borrower, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall notify Lender of any extenuating circumstances. Borrower shall not commit waste or destroy, damage or substantially change the Property or allow the Property to deteriorate, reasonable wear and tear excepted. Lender may inspect the Property if the Property is vacant or abandoned or the loan is in default. Lender may take reasonable action to protect and preserve such vacant or abandoned Property. Borrower shall also be in default if Borrower, during the loans application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and fee title shall not be merged unless Lender agrees to the merger in writing. 6. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in place of condemnation, are hereby .assigned and shall be paid to Lender to the extent of the full amount of the indebtedness that retrains unpaid under the Note and this Security Instrument. Leffler shall apply such proceeds to tine reduction of the indebtedness under the Note and this Security Instrument, first to any delinquent amounts applied in the order provided in paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal shall not extend or postpone the due date of the monthly payments, which are referred to in paragraph 2, or change the amount of such payments. Any excess proceeds over all amount required to pay all outstanding indebtedness under the Note and this Security Instrument shall be paid io the entity legally entitled thereto. 7. Charges to Borrower and Protection of Lender's Rights in the Property. Borrower shall pay all governmental or municipal charges, fines and impositions that are not included in paragraph 2. Borrower shall pay these obligations an time directly to the entity which is owed the payment. If failure to pay wou[d adversely affect Lender's interest in the Property, upon Lender's request Borrower shall promptly furnish to Lender receipts evidencing these payments. If Borrower fails to make these payments or the payments required by paragraph 2, or fails to perform any other covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, for condemnation or to enforce laws or regulations), then Lender may do and pay whatever is necessary to protect the value of the Property and Lender's rights in the Property, including payment of taxes, hazard insurance and other items mentioned its paragraph 2. Any amounts disbursed by Lender under this paragraph shall become an additional debt of Borrower and be secured by this Security Instrument, These amounts shall bear interest from the date of disbursement, at the Note rate, and at the option of Lender, shall be immediately due and payable. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the 'en; or (c) secures 144RWA1 osoai Page 4 or 0 from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. 8. Fees. Lender may collect fees and charges authorized by the Secretary. 9. Grounds for Acceleration of Debt. (a) Default. Lender may, except as limited by regulations issued by the Secretary, in the case of payment defaults, require immediate payment in full of all sums secured by this Security Instrument if- (i) Borrower defaults by failing to pay in fill any monthly payment required by this Security Instrument prior to or on the due date of the next monthly payment, or (ii) Borrower defaults by failing, for a period of thirty days, to perform any other obligations contained in this Security Instrument. (b) Sale Without Credit Approval. Lender shall, if permitted by applicable law (including Section 341(d) of the Gam-St. Germain Depository Institutions Act of 1982, 12 U.S.C. 1701j-3(d)) and with the prior approval of the Secretary, require immediate payment in full of all sums secured by this Security Instrument if (i) All or part of the Property, or a beneficial interest in a trust owning all or part of the Property, is sold or otherwise transferred (other than by devise or descent), and (ii) The Property is not occupied by the purchaser or grantee as his or her principal residence, or the purchaser or grantee does so occupy the Property but his or her credit has not been approved in accordance with the requirements of the Secretary, (c) No Waiver. If circumstances occur that would permit Lender to require immediate payment in full, but Lender does not require such payments. Leader does not waive its rights with respect to subsequent events. (d) Regulations of HUD Secretary. In many circumstances regulations issued by the Secretary will limit Lender's rights, in the case of payment defaults, to require immediate payment in full and foreclose if not paid. This Security Instrument does not authorize acceleration or foreclosure if not permitted by regulations of the Secretary. (e) Mortgage Not Insured. Borrower agrees that if this Security Instrument and the Note are not determined to be eligible for insurance under the National Housing Act within 60 days from the date hereof, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. A written statement of any authorized agent of the Secretary dated subsequent to 60 days from the date hereof, declining to insure this Security Instrument and the Note, shall be deemed conclusive proof of such ineligibility. Notwithstanding the foregoing, this option may not be exercised by Lender when the unavailability of insurance is solely due to Lender's failure to remit a mortgage insurance premium to the Secretary. 10. Reinstatement. Borrower has a right to be reinstated if Lender has required immediate payment in full because of Borrower's failure to pay an amount due under the Note or this Security Instrument. This right applies even after foreclosure proceedings are instituted. To reinstate the Security Instrument, Borrower shall tender in a ltuup suns all amounts required to bring Borrower's account current including, to the extent they are obligations of Borrower under this Security Instrument, foreclosure costs and reasonable and customary attorneys' fees slid expenses properly associated with the foreclosure proceeding. Upon reinstatement by Borrower, this Security Instrument and the obligations that it secures shall remain in effect as if Lender had not required immediate payment in full. However, Lender is not required to permit reinstatement if, (i) Lender has accepted reinstatement after the commencement of foreclosure proceedings within two years inunediately preceding the commencement of a c rr nt foreclosure Initials: -411 IPA) =.e) Page 5 of a proceeding, (ii) reinstatement will preclude foreclosure on different grounds in the future, or (iii) reinstatement will adversely affect the priority of the lien created by this Security Instrument. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time of payment or modification of amortization of the sums secured by this Security Instrument' granted by Lender to any successor in interest of Borrower shall not operate to release die liability of the original Borrower or Borrower's successor in interest. Lender shall not. be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand trade by the original Borrower or Borrower's hruccessors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co-Signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 9(b). Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terns of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, mortify, forbear or make any accommodations with regard to the tennis of this Security Instrument or the Note without that Borrower's consent. 13. Notices. Any notice to Borrower provided for hi this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lemler when given as provided in this paragraph. 14. Governing Law; `Severability. This Security Instrument shall be governed by Federal law and the law of the jurisdiction in which tl* Property is `located. In the event that auy provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 15. Borrower's Copy, Borrower shall be given one conformed copy of the Note and of this Security Instrument. 16. Hazardous Substances. Borrower shall not cause or permit the presence, use,, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential `uses and to maintenance of the Property, Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action, by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substances affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 16, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents; materials containing asbestos or formaldehyde, and radioactive materials. As used in t II(?paajrag'raph 16, GVRlPA) tosoaf Page 6 of 9 "Environmental Law" means fedetal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NOM-UNIFORM COVENANTS. Borrower and LeWer further covenant arid agree as follows: 17. Assignment of Rents. Borrower unconditionally assigns and transfers to Lender all the rents and revenues of the Property. Borrower authorizes' Lender or Lender's agents to collect the rents and revenues and hereby directs each tenant of the Property to pay the rents to Lender or Lender's agents. However, prior to Lender's notice to Borrower of Borrower's breach of any covenant or agreement in the Security Instrument, Borrower shall collect and receive all rents and revenues of the Property as trustee for the benefit of Lender and Borrower. This assigninent of rents constitutes an absolute assignment and not an assignment for additionalsecurity only. If Lender gives notice of breach to Borrower: (a) all rents received by Borrower shall be held by Borrower as trustee for benef+Zt of Lender only, to be applied to the sums secured by the Security Instrument; (b) Lender shall be entitled to collect and receive all of the rents of tine Property; and (c) each tenant of the Property shall pay all rents due and unpaid to Lender or Lender's agent on Lender's written demand to the tenant. Borrower has not executed any prior assignment of the rents and has not and will not perform any act that would prevent Lender from exercising its rights under this paragraph 1.7. Lender shall not be required to enter upon, take control of or maintain the Property before or after giving notice of breach to Borrower. However,, Lender or a judicially appointed receiver may do so at any time there is a breach. Any application of rents shall not cure or waive any default or invalidate any other right or remedy of Lender. This assignment of rents of the Property shall terminate when the debt secured by the Security Instrument is paid in full. 18. Foreclosure Procedure. If Lender requires immediate payment in fill under paragraph 9, Fender may foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to collect all expenses; incurred' in pursuing the remedies provided in this paragraph 18, including, but not limited to, attorneys' fees and costs of title evidence. If the Lender's interest in this Security instrument is held by the Secretary and the Secretary requires immediate payment in full under Paragraph 9, the Secretary may tnvolte the nordudicial power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et seq.) by requesting a foreclosure commissioner designated trader the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable law. 19. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. After such occurrence, Lender shall discharge and satisfy this Security Instrummit without char4e to Borrower. Borrower shall pay any recordation costs. 20. Waivers. Borrower, to the extent permitted by applicable law, waives uid releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale, and homestead exemption. 21. Reinstatement Period. Borrower's time to reinstate provided in paragraph 10 shalt extend to one hour prior to the commencement of bidding at a sheriff's sale or other sale pursuant to this Security Instrument. 22. Purchase Money Mortgage. If any of the debt securest by this Security Instrument is lent to Borrower to acquire title to the Property, this Security Instrument shall be a purchase money mortgage. 23. Interest Rate After Judgment. Borrower agrees that the interest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to time under the Note. ,,,rNtial.`J 40_-4R(PA) moer rage 7 nl 9 40 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security `Instrument as if the rider(s) a part of this Security Instrument. f eck applicable box(es)). LZ Condominium Rider Growing Equity Rider El Other JsTecify] E0 Planned Unit Development Ritter ? Graduated Payment Rider z'41ibit A' BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security litstruntent and in any rider(s) executed by Borrower attd ze orded with it. Witnesses: (Seal) PAULA A CRAIG v -Borrowcr -- (Seal) -Borrower (Seal) (Seal)' -Borrower Rorrower - (Seal) (Seal) -Ponaver -Boiaower - (Seal) (Seal) -Borrower -Borrower -4RMAFtososi rage 8 of 9 COMMONWEALTH OF PENNSYLVANIA, CLzberland County ss: On this, 29TH day of NOVEMBER 2007 , before me, the undersigned officer, personally appeared PAULA A CRAIG known to me (or satisfactorily proven) to be the person(s) whose name is/are subscribed to the within instrument and acknowledged that lie/sheftey executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my ]gaud and official seal. My Conunission Expires: NOTARIAL $"A KANOI L. LENIKER, NOTARY PUBLIC CARLISLE BORO. CUMBERLAND COUNTY MY COMM S&ON EXPIRES MARCH 10, 2009 TWO or officer Certificate of Residence 1, George F. Douglas, III, Esq. , do hereby certify that the correct address of the within-named Lender is P.O. BOX 1701, NEWARK, Ni 0710147011 Witness my hand this 29TH (lay of NOVEMBER 2007 Ge6qe F. Douglas, III, scut oC L . dcr irudals; ? 4R0PAi io5oe Page 9 et 0 Exhibit A ALL THAT CERTAIN Unit in the property known, named and identified in the Declaration referenced to below as "Walnut Villas Condominium", located in the Borough of Mechanicsburg, County of Cumberland, Pennsylvania, which has heretofore been submitted to the (Purdon Sapp. 1985), by the recording in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, of a Declaration of Condominium, dated July 30, 1985 and recorded August 14, 1985 in Misc. Book Vol. 308, Page 147, which Declaration has been amended as follows: First Amendment to Declaration of Condominium, dated December 31, 1985 and recorded December 31, 1985 in the aforesaid Office at Misc. Book 313, Page 133, and amended by Second Amendment to Declaration of Condominium, dated March 23, 1987 and recorded March 27, 1987 in the aforesaid Office at Misc. Book 331, Page 933; and further by Third Amendment to Declaration of Condominium, dated June 12, 1987 and recorded June 12, 1987 in the aforesaid Office in Misc. Book 335, Page 283, and further amended by Fourth Amendment to Declaration of Condominium, dated November 10, 1987 and recorded November 30, 1987 in the aforesaid Office at Misc. Book 343, Page 368, and further amended by Fifth Amendment to Declaration of Condominium, April 14, 1988 and recorded April 18, 1988 in the aforesaid Office at Misc. Book 348, Page 838; and further amended by Sixth Amendment to Declaration of Condominium, dated October 12, 1988 and recorded October 13, 1988 in the aforesaid Office at Misc. Book 355, Page 1084; and further amended by Seventh Amendment to Declaration of Condominium, dated June 1, 1989 and recorded June 2, 1989 in the aforesaid Office at Misc. Book 364, Page 1060; and further amended by Eighth Amendment to Declaration of Condominium dated June 20, 1989 and recorded June 23, 1989 In the aforesaid Office at Misc. Book 365, Page 899. BEING designated as Unit No. 917 with a proportionate undivided interest in the Common Elements of such Condominium as set forth in such Declaration as so amended and as further amended by any further amendments thereto hereafter recorded In the aforesaid Office. BEING known and numbered as 917 Old Silver Spring Road, Mechanicsburg, Pennsylvania 17055. ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number »200744769 Recorded On 11/30/2007 At 3:30:54 PM * Instrument Type -.MORTGAGE Invoice Number - 9$69 User ID - KW * Mortgagor - CRAIG, PAULA A * Mortgagee - INTEGRITY ROME FUNDING LLC * Customer - PYRAMID LAND * FEES STATE WRIT TAX $0.50 STATE JCS/ACCESS TO $10.00 JUSTICE RECORDING FEES - $31.50 RECORDER OF DEEDS AFFORDMLE ROUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $58.50 * Total Pages -15 Certification Page DO NOT DETACH This page is now part of this legal document. I Certify this to be recorded in Cumberland County PA a , u RECORDER A& DS * - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. iuiAMifii?isu EXHIBIT B Zucker, Goldberg & Ackerman, LLC XFP-162884 Wells Fargo Home Mortgage MAC X7801-01 A 3476 5tateview Blvd .. Fort Mill, SC 29715 LOAN MODIFICATION AGREEMENT LOAN NUMBER: THIS LOAN MODIFICATION AGREEMENT ("Agreement"), made on August 03, 2009, by and between Paula A Craig and (the "Borrower(s)") and Wells Fargo Bank, N A (the "Lender", together with the Borrower(s), the "Parties"). WITNESSETH WHEREAS, Borrower has requested and Lender has agreed, subject to the following terms and conditions, to a loan modification as follows: NOW THEREFORE, i_n consideration of the covenants hereinafter set forth and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged by the Parties, it is agreed as follows (notwithstanding anything to he contrary in the N(-Aee acid Security Instrument dated 11/29/2007.)V 1. BALANCE. As of August 03, 2009, the amount payable under the Note and Security Instrument (the "Unpaid Principal Balance") is U.S. $ 103,757.14. 2. EXTENSION. This Agreement hereby modifies the following terms of the Note and Security Instrument described herein above as follows: A. The current contractual due date has been extended from 03-01-09 to 09/01/2009. The first modified contractual due date is on 09/01/2009. B. The maturity date has been extended from 12-37 (month/year.) to 08/01/2039. C. The amount of interest to be included (capitalized) will be U.S. $ 3,307.26. The amount of the Escrow Advance to be capitalized will be U.S. $1,009.42. The amount of Recoverable Rxpenses* to be capitalized will be. U.S. $0.00. The modified Unpaid Principal. Balance is U.S. $ 107,997.10. * Recoverable Expenses may include, but are nod limited to: Title, Attorney fees/costs, BPO/Appraisal, and/or Property Preservation/ Property Inspections D. The Borrower(s) promises to pay the Unpaid Principal Balance plus interest, to the order of the Lender. Interest will be charged on the Unpaid Principal Balance of U.S. $ 107,997.10. The Borrower(s) promises to make monthly payments of principal and interest of U.S. $ 621..69, at a yearly rate of 5.625%, not including any escrow deposit, if applicable. If on the maturity date the Borrower(s) still owes an amount under the Note and Security Instrument, as amended by this Agreement, Borrower(s) will pay this amount in full on the maturity date. * (If applicable, all scheduled step rate changes according to your Note and Security Instrument will remain unchanged.) T_,M521/IVS/1. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. Wells Fargo Home Mortgage MAC X7801-018 34/6 Stateview Blvd Fort Mill, SC 29115 3. NOTE AND SECURITY INSTRUMENT. Nothing in this Agreement shall. he understood or construed to be a satisfaction 017 release, in whole or in part of the Borrower's obligations under the Note or Security Instrument. Further, except as otherwise specifically provided in this Agreement, the Note and Security InstrumeriL will remain unchanged, and Borrower and bender will be bound by, arid shall comply with, all of the terms and provisions Lhereof, as amended by this Agreement. 4. The undersigned Borrower(s) acknowledge receipt and acceptance of the Loan Modification Settlement Statement. Borrower(s) agree with the information disclosed in and understand that I/we am/are responsible for payment of any outstanding balances outlined in the Loan Modification Settlement. 5. The undersigned Borrower(s) acknowledge receipt and acceptance of the Borrower Acknowledgements, Agreements, and Disclosures Document (BRAD). 6. If included, the undersigned Borrower(s) acknowledge receipt, and acceptance of the Truth in Lending statement. 7. If included, the undersigned Borrower(s) acknowledge receipt and acceptance of the Special Flood Hazard Area (SFHA). 8. That (he/she/they) (is/are) the Borrower(s) on the above-referenced Mortgage Loan serviced by Wells Fargo Bank, N A. That (he/she/they) have experienced a financial hardship or change in financial circumstances since the origination of (his/her/their) Mortgage Loan. That (he/she/they) did not intentionally or purposefully default on the mortgage Loan in order to obtain a loan modification. IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as the date first above written. By signing this Agreement I hereby consent to being contacted concerning this loan at any cellular or mobile telephone number I may have. This includes text messages, at no cost to me., and telephone calls including the use of automated dialing systems to contact my cellular or mobile telephone number.. Date as of this day of 20( Paula A Craig / Date Date Wells Fa n , N A, nfficer Date LM521/IVS/2 Welts Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. VERIFICATION Damaris Stephanie Beltran, hereby states that h s e 's Vice President Loan Documentation of WELLS FARGO BANK, N.A., plaintiff or mortgage servicing agent for plaintiff in this matter, that /she is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of hi /her nformation and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: _khn""_ a ??12 Name: Damaris Stephanie Beltran "Title: Vice President Loan Documentation 032-PA-V3 File #: 162884 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy FILED-OFFIi 7 1H.- ;Z1U 11"!l Richard W Stewart Solicitor OMU t - t :>-aRIFF !, i b Wells Fargo Bank, NA vs. Case Number Paula A. Craig 2012-889 SHERIFF'S RETURN OF SERVICE 02/13/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Paula A. Craig, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 02/22/2012 03:30 PM - York County Return: And now February 22, 2012 at 1530 hours I, Richard P. Keuerleber, Sheriff of York County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Paula A. Craig by making known unto herself personally, at 29 York Street, Wellsville, Pennsylvania 17365 its contents and at the same time handing to her personally the said true and correct copy of the same. 03/16/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Paula A. Craig, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Paula A. Craig. Request for service at 917 Old Silver Spring Road, Mechanicsburg, Pennsylvania 17055 is vacant. To date The Mechanicsburg Postmaster has been unable to provide a good forwarding address for the Defendant. SHERIFF COST: $69.80 March 16, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF (C; Coun?yStAe Shentf, Te eosott, fnc SHERIFF'S OFFICE OF YORK COUNTY Richard P Keuerleber Sheriff Reuben B Zeager Chief Deputy, Operations WELLS FARGO BANK, NA vs. PAULAA. CRAIG PETER J. MANGAN, ESQ. Solicitor Richard E Rice, II Chief Deputy, Administration Case Number 12-889 CIVIL SHERIFF'S RETURN OF SERVICE 02/22/2012 03:30 PM - DEPUTY MICHAEL DONOVAN, BEING DULY SWORN ACCORDING TO LAW, SERVED THE REQUESTED COMPLAINT IN MORTGAGE FORECLOSURE (CIMF) BY "PERSONALLY" HANDING A TRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE THE DEFENDANT, TO WIT: PAULAA. CRAIG AT 29 YORK STREET, WELLSVILLE, PA 17356. SHERIFF COST: $69.62 March 05, 2012 NOTARY MICHAEL NOVAN, DEPUTY SO SWERS, RICHARD P K UERLEB R, SH RIFF Affirmed and subscribed to before me this MMaNVJEA?T o? E YLVANIA 5TH day of MARCH 2012 R ` T CITY OF YORK, YORK COUNTY Ic> Count>ySuiteSheriff . Teleosoft. Inc. MY CGfqi":?N FY IR._ FC AUG. 12. 2013 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA r..:r WELLS FARGO BANK, N.A., CIVIL DIVISION Plaintiff, NO.: 12-889 VS. Paula A. Craig; TYPE OF PLEADING Defendant. Pa. R.C.P. RULE 3129.2(C) AFFIDAVIT OF SERVICE OF DEFENDANT/OWNER AND OTHER PARTIES OF INTEREST FILED ON BEHALF OF: WELLS FARGO BANK, N.A. COUNSEL OF RECORD FOR THIS PARTY: ZUCKER, GOLDBERG & ACKERMAN, LLC Scott A. Dietterick, Esquire PA I.D. #55650 Kimberly A. Bonner, Esquire- PA I.D. #89705 Joel A. Ackerman, Esquire- PA I.D. #202729 Ashleigh Levy Marin, Esquire- PA I.D. #306799 Ralph M. Salvia, Esquire- PA I.D. #202946 Jaime R. Ackerman, Esquire- PA I.D. #311032 Jana Fridfinnsdottir, Esquire- PA I.D. #315944 Brian Nicholas, Esquire- PA I.D. #317240 Denise Carlon, Esquire- PA I.D. #317226 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 (908) 233-1390 FAX office@zuckergoldberg.com File No.: XFP- 162884/mag Zucker, Goldberg & Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. vs. Paula A. Craig; Plaintiff, Defendant. CIVIL DIVISION NO.: 12-889 Pa.R.C.P. RULE 3129(c) AFFIDAVIT OF SERVICE OF DEFENDANT/OWNER AND OTHER PARTIES OF INTEREST I, Margaret Agyepong, a paralegal with the firm of Zucker, Goldberg & Ackerman, LLC, attorneys for Plaintiff, WELLS FARGO BANK, N.A., being duly sworn according to law depose and make the following Affidavit regarding the service of Plaintiffs Notice of Sheriffs Sale of Real Property in this matter on Defendant/Owner and Other Parties of Interest as follows: 1. Defendant, Paula A. Craig, is the record owner of the real property. 2. On or about April 10, 2014, defendant Paula A. Craig was served with Plaintiffs Notice of Sheriff's Sale of Real Property Pursuant to Pa. R.C.P. 3129, personally by the Sheriff of Cumberland County, at the address of 29 York Street, Wellsville, PA 17365-5940. A true and correct copy of said Notice and Return of Service are marked Exhibit "A", attached hereto and made a part hereof. 3. On or about May 5, 2014, Plaintiff's counsel served all other parties in interest with Plaintiffs Notice of Sheriff's Sale according to Plaintiff's Affidavit Pursuant to rule 3129.1, via First Class U.S. Mail, Postage Pre -Paid, with a Certificate of Mailing. True and correct copies of said Certificates of Mailing are marked Exhibit "B", attached hereto and made a part hereof. Finally, the undersigned deposes and says that the Defendant/Owner and all other Parties of Zucker, Goldberg & Ackerman, LLC XFP-162884 Interest were served with Plaintiff's Notice of Sheriffs Sale of Real Property in accordance with Pa.R.C.P. 3129.2. Dated: May 2014 Sworn to and subscribed before me thisj day of May 2014 Nota Public 6 MY COMMISSION EXPIRES: ZUCKER, GOLDBERG & ACKERMAN, LLC Attorneys for Plaintiff MARGARm AGYEPONG Paralegal/Legal Assistant PAUL C. NADRATOWSKI Notary Public of New Jersey ID# 2407850 My Commission Expires 4/27/2016 Zucker, Goldberg & Ackerman, LLC XFP-162884 EXHI 1 A Zucker, Goldberg & Ackerman, LLC XFP-162884 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY Wells Fargo Bank, NA vs. Paula A. Craig Case Number 2012-889 SHERIFF'S RETURN OF SERVICE 03/05/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Paula A. Craig, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of York County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 03/24/2014 04:29 PM - Deputy Ryan Burgett, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 917 Old Silver Spring Road a/k/a 917 Old Silverspring Road, Mechanicsburg - Borough, Mechanicsburg, PA 17055, Cumberland County. 04/10/2014 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of York County upon Paula A. Craig, personally, at 29 York Street, Wellsville, PA 17365. So Answers: Michael S. Eckard, Deputy Sheriff. SHERIFF COST: $1,870.89 SO ANSWERS, May 02, 2014 RONNY R ANDERSON, SHERIFF Ic) GourllyS'te Shorilf, teleosolt, Inc EXHIBIT g Zucker, Goldberg & Ackerman, LLC XFP-162884 NTL Page 1 of 8 .� UNITED STATES POSTLI L SERVICED Certificate 0 Mailing This Certificate of Mailing provides evidence that mail has been presented to USPS' for mailing. this form may be used for domestic and International mall. Pr°m' Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C T CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland CountyCourth se One Courthouse Square Carlisle, PA 17013 County of R.Q.: CUMBERLAND U.S. POSTAGE 0 PrrN r eowEs ZIP 07092 $ 001.200 02 tri 0001387430 MAY 05 2014 To pay fee, affix stamps ormeter postage hen. Postmark Here PS Form 3817, April 2007 PSN 7530-02-000-9055 UNITED STATES POSTAL SERVICE Certificate Of Mailing This Certificate of Mailing provides evidence that mail has been presented to USPS. for mailing. Thl and International mail. Pr°'"' Scott A. Dietterick, Esquire orm y d for domestic c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C T°` COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 1710Z 90 AVb OCPj9C1000 DOZei00 $ Z60'L0 dIZ ,3M0e A3141ki K 3OVISOd ‘s -n To pay fee, effb, stamps or meter postage here. NTL Page 2 of 8 UNITED STATES POSTAL SERVICF0 Certificate 0 Mailing This Certificate of Melling provides evidence that mall has been presented to USP for mailing his form may be used for domestic and Internatlonol mai. 'NI"' Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C T°' UNKNOWN TENANT OR TENANTS 917 Old Silver Spring Road aka 917 Old Silverspring Road Mechanicsburg, PA 17055 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 UNITEDSTdTES I POSTAL SERVICF.4 U:S.POSTAGE»PITNEY e s r vgnirwrow drawer ZIP 07092 $ 001 200 02 1,1 0001387430 MAY 05 2014 To pay fee, affix stamps or meter postage here. Postmark Here Certificate Of Mailing This Certificate of Mailing pravidi.s evidence that mail has been presented to USPS• for mailing. This form may be used for domestic and International mail[ Ff nE Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C T°' INTEGRITY HOME FUNDING, LLC P.O. Box 11701 Newark, NJ 07101-4701 County of P.Q.: CUMBERLAND To pry fee, affix stamps or meter postage here. Postmark He t,t. 0Z, 90 AYW 0 C t. of Ammar rtzrzawammos PS Form 3817, April 2007 PSN 7530-02-000-9065 NTL Page 3 of 8 UNITED STATES POSTAL SERVICE® Certificate Of Mailing This Certificate of Mailing provides evidence that mall has been presented to USPS• for mailing This form may be used for domestic and international mall. Fro" Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C U.S. POSTAGE >) PITNEY BOWES ZIP 07092 $ 001.200 02 1r1 0001387430 MAY 05 2014 To pay fee, affix stamps or meter postage here, T°' BOROUGH OF MECHANICSBURG 36 West Allen Street, Mechanicsburg, PA 17055 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 UNITED STATES Cita POSTAL SERVICE® Certificate Of Mailing This Certificate of Mailing provides evidence that mail hes been presented to USPS• for mailing. This form may be used for domestic and international mall. Fran': Scott A. Dietterick, Esquire elk c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C TOt MECHANICSBURG BORO 36 West Allen Street Mechanicsburg, PA 17055-6282 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 PIoz 90 AVW0£6L8£1000 1411, ZO 00Z5100 $ MOLD dIZ linnnw.AIRMINIAPir., 1404 Amon" ais• S3fMOe k3Nlld «30V1S0d 's'n Postmark Here To pay tee, affh stamps or meter postage here. Postmark Here M • NTL Page 4 of 8 UNITED 57/]TES POST/JL SERVICE Certificate 0 Mailing U:S, POSTAGE>) PITNEY BOWES or wr=40 arissrrr This Certificate of Mailing provides evidence that mall has been presented to USPS• for mailing. Thls form may be used for domestic and International mall. From: Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 To: MECHANICSBURG 13 C O BARRY HECKARD 605 SOMERSET DRIVE MECHANICSBURG, PA 17055 County of P.Q.: CUMBERLAND XFP-162884/nfe TEAM- C 02 111 077092 $ ©01.200 0001387430 MAY, 05 2014. To pay fee, eft stomps or meter postage hen. Mii () 5 ?12(',`` P5 Form 3817, April 2007 PSN 7530-02-000-9065 iv, UNITED STATES POSTAL sErrv►cEe Certificate Of Mailing This Certificate of Melling provides evidence that mall has been presented to USPS• for mailing. This form may be used for domestic and International mall. Frem: Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C To: MECHANICSBURG AREA SCHOOL DISTRICT 100 E. Elmwood Avenue, 2nd Floor Mechanicsburg, PA 17055 County of P.O.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 To pay fee, affix stamps or meter postage hen. Postmark lie NTL Page 5 of 8 UNITED STATES POSTAL SERVICED Certificate 0 Mailing U.S. POSTAGE>>RTNEYBOWES Thls Certificate of Mailing provides evidence that mall has been presented to USPS. for mailing. Thls form may be used for domestic and Interna tional mall. From: Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, Ni 07092 fri at g 0 AVII 0 00Z.100 $ e6. XFP-167884/nfe TEAM- C To: MECHANICSBURG AREA SCHOOL DISTRICT C/O BARRY HECKARD 605 SOMERSET DRIVE MECHANICSBURG, PA 17055 County of P.O..: CUMBERLAND P5 Form 3817, April 2007 PSN 7530-02-000-906S UNITED STATES Milt POSTAL SERVICEe ZIP °7°92 $ 001.200 02 in 0001387430MAY 05. 2014 To pay fee, affil stamps or meter postage here. Postmark Here Certificate Of Mailing Thls Certificate of Mailing provides evidence that mall has been presented to UPS. for mailing. This form may be used for domestic and International mall. Rar" Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C UNITED WATER- PRIVATE PO BOX 371804 PITTSBURG, PA 15250 To pay fee, affix stamps or meter portage here. / viPostMark Here NA:( 0 2n.. p:.. CoLlkity of P.O..: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 NTL Page 6 of 8 UNITED STATES lr'...1111 POSTAL SERVICE Certificate 0 Mailing • U.S. )Lb ;Ayr."ri; rwc Moon cr. .../41,111Z4f Ts Certifkate of Mailing provides evidence that mall hes been presented to USW for mailing This form may be used or domestic and international mall. 44": ---Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C m; WALNUT VILLAS CONDOMINIUM ASSOCIATION Lemoyne, PA PA 17043 County of P.Q.: CUMBERLAND z1P°7°92 $ 00120° 02 111 0001387430 MAY 05 2014 TO pay fee, affix stamps or TOW I postage here. P5 Form 3817, April 2007 PSN 7530-02-000-9065 UNITED STATES Cite POSTAL SERVICE* Certificate Of Mailing This Certificate of Mailing provides evidence that mall has been presented to VSPS* for mailing, This form may be used for domestic and international mail. Fr' Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, Ni 07092 XFP-162884/nfe TEAM- C .4" WALNUT VILLAS CONDOMINIUM ASSOCIATION 212 North 3rd Street Harrisburg, PA 17101-1505 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 0 AVN 0E17/..8£ L000 r 10 00 $Z601P9 dZI? avisztigart.manntmos, goinagarOISSOSIraPir"-..—• afel"asufsssir <<30V1.90d Sfl To pay fee, affix stamps or meter postage here, f • - Postm 2ier.e 0 NTL Page 7 of 8 UNITED STATES POSTAL SERVICE Certificate Of Mailing This Cartifkete of Melting provides evidence that malt has been presented to USPS • for mailing. This form may be used for domestic and International Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C WALNUTVELTASTON-DOMINI-LUVLASSO.CIATION P.O. Box 11998 Harrisburg, PA 17108-1998 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 UNITED STATES POSTAL SERVICE Certificate Of Mailing This Certificate of Matting provides oh:lance that mall has been presented to USPS° for mailing. This form may be used for domertk and International mall, Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Doinestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 County of P.Q.: CUMBERLAND PS Form 3817, April 2007 PSN 7530-02-000-9065 Pt D2 90 AVIN OC LOC 00 00Z'1000 6OLO Aticiammoirdigarmigert- • emoseasesereir S9/008 A3t4 ki 39VISOd 's4-1 71"7"2 $ 001.20° 02 91 000 13 87430 MAY 05 2014 To PoY fee, Mr stomps or meter postage hare. POSTAGE*2ITNEY BOWES sa•Maarffiris •■•miamste Postmark 117c%- r ' To pay fee, affix stamps or meter postage here, NTL Page 8 of 8 UNITED STATES POSTAL SERVICE Certificate 0 Mailing U.S. POSTAGE » PINEY aowEs .e111•1e1M. 41111111111111111, ZIP 07092 $ 001.200 02 1h 0001387430 MAY 05 2014 To pay fee, affix stamps or meter postage here. This Certificate of Mailing provides evidence that mall hat been presented to USP$ for malting. This form may be used for domestic and International mail, From: Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 XFP-162884/nfe TEAM- C To: P1a6$ ..QE Dept. 280601 HTirrisburg, PA 17128-0601 UE- INHERITANCE TAX DIVISION County of P.Q.: CUMBERLAND P5 Form 3817, April 2007 PSN 7530-02.000-9065 """,,1�` UNITED STATES _ POSTAL SERV! E C6 Certificate Of Mailing This Certificate of Mailing provides evidence that mail has been presented to U5P5a for mailing. This form mao be used for domestic and International mail. From' Scott A. Dietterick, Esquire c/o Zucker, Goldberg & Ackerman LC 200 Sheffield Street, Suite 101. Mountainside, NJ 07092 XFP-162884/nfe TEAM- C To' UNKNOWN SPOUSE 29 York Street Wellsville, PA 17365-5940 County of P.Q.: CUMBERLAND 1710Z SO AWWW064 00Z" t'00 $ re PS r nim 3817, April 2007 PSN 7530-02-000-9065 1000 i0 s3M0A 3N11d «39Vjs7J S rt Postmark Here To Pay fee, affix stamps on meter postage here. Postmark Here IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., CIVIL DIVISION r rv Plaintiff No.: 12-889 `'rv vs. ISSUE NUMBER: f : -R f =+ Paula A. Craig; TYPE OF PLEADING: Defendant(s). Mortgaged Premises: 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechanicsburg, PA 17055 PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT (MORTGAGE FORECLOSURE) FILED ON BEHALF OF: WELLS FARGO BANK, N.A. Plaintiff COUNSEL OF RECORD FOR THIS PARTY: ZUCKER, GOLDBERG & ACKERMAN, LLC Scott A. Dietterick, Esquire- Pa I.D.# 55650 Kimberly A. Bonner, Esquire- Pa I.D. #89705 Joel A. Ackerman, Esquire- Pa I.D. #202729 Ashleigh L. Marin, Esquire-Pa I.D. #306799 Ralph M. Salvia, Esquire- Pa I.D. #202946 Jaime R. Ackerman, Esquire- Pa I.D. #311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 Atty File No.: XFP-162884 Ct,g ,Z 0a-7sty ',c;a? Lk ? ,Jo??- V Praecipe for Entry of Judgment Zucker, Goldberg & Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, vs. NO.: 12-889 . Paula A. Craig; Defendant(s). PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT (MORTGAGE FORECLOSURE) TO: PROTHONOTARY Please enter judgment, in mortgage foreclosure (in rem only), in the above-captioned case in favor of Plaintiff and against Defendant(s), for failure to file a response to Plaintiff's Complaint within the appropriate time limits from service thereof, and assess Plaintiff's damages as follows: Amount as set forth in Complaint $108,123.87 Interest from Complaint date through 05/10/2012 $1,697.85 Late Charges $78.73 TOTAL $109,900.45 plus interest on the judgment amount ($109,900.45) from May 11, 2012, at the statutory rate and for foreclosure and sale of the mortgaged premises. I hereby certify that the defendant's last known 29 York Street address is: Wellsville, PA 17365-5940 ZUCKER, G 6 !?K AN, LLC Dated: BY: F-1 Joe . Ackerman, Esquire; PA I.D. #202729 Asih leigh L. Marin, Esquire; PA I.D. #306799 Jaime R. Ackerman, Esquire; PA I.D. #311032 Attorneys for Plaintiff XFP-162884 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com DAMAGES ARE HEREBY ASSESSED AS INDICATED Date 51 r)q?- ?? Prothonotary IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. vs. Plaintiff, Paula A. Craig; AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT STATE OF NEW JERSEY COUNTY OF UNION I, the undersigned attorney for the plaintiff in the above action, being duly sworn according to law, do hereby depose and say that the statements made herein are true in and correct to the best of my knowledgle, information, and that: 1) The Defendant is not in the military service of the United States of America to the best of my knowledge, information and belief as evidenced by the attached copies; 2) The Notice of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. Defendant(s). SS: CIVIL DIVISION NO.: 12-889 237.1 and that the time limits provided for that notice have expired. Dated: ZUCKER, G BY: v Joel rman, Esquire; PA I.D. #202729 As eigh L. Marin, Esquire; PA I.D. #306799 9 /Jaime R. Ackerman, Esquire; PA I.D. #311032 Attorneys for Plaintiff XFP-162884 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoIdberg.com LLC Sworn to and subscribed before me This day of /I A, , 20 ? v s NotaryPublic My Commission Expires: PAUL C. PuNADRATOWSKI blic of New Jersey Notary ID#1240 850 Jersey My Commission Expires 4/2712016 Zucker, Goldberg & Ackerman, LLC XFP-162884 Department of Defense Manpower Data Center Results as of: May-10-2012 12:76:05 SCRA 2.1 Status Repod P mumt to Servrvicerncmbers Civil Relief Act Last Name: CRAIG First Name: PAULA A Active Duty Status Date May-10-2012 Active Duty 'End Date Status Service Component On Active Duty On Active Duty Status Date NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty ; WtthM 367 Days of Active Duty Status Data NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notlfled of a Future CaR-Up to Acttva.Duty on Active Duty Status Date NA No NA This response reflects whether the individual or hisfher unit has received early notification to report for active duty Upon searching the databanks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. 14. LAaj_ A ?`M_ PT 7071111111111111110 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive,' Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC0gSLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA maybe invoked against you. See 50 USC App. § 521(c). If you obtain additional information about the person (e.g., a SSN, First Name), you can submit your request again at this Web site and we will provide a new certificate for that query This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported', by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (IRPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: BJCL16E8JJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, vs. NO.: 12-889 . Paula A. Craig; Defendant(s). NOTICE OF ORDER, DECREE OR JUDGMENT TO: Paula A. Craig 29 York Street Wellsville, PA 17365-5940 [ ] Plaintiff [V] Defendant [ ] Additional Defendant You are hereby notified that an Ordler, Decree or Judgment was entered in the above captioned proceeding on Sl;. \a- [ ] A copy of the Order or Decree is enclosed, or [V] The judgment is as follows: $109,900.45 pift 12 3wool Prothon otary Zucker, Goldberg & Ackerman, LLC XFP-162884 SHERIFF'S OFFICE OF YORK COUNTY Richard P Keuerleber PETER J. MANGAN, ESQ. Sheriff Solicitor Reuben B Zeager Richard E Rice, II Chief Deputy, Operations Chief Deputy, Administration WELLS FARGO DANK, NA Case Number Vs. 12-889 CIVIL PAULA A. CRAIG SHERIFF'S RETURN OF SERVICE 02/22/2012 03:30 PM - DEPUTY MICHAEL DONOVAN, BEING DULY SWORN ACCORDING TO LAW, SERVED THEREQUESTED COMPLAINT IN MORTGAGE FORECLOSURE (CIMF) BY "PERSONALLY" HANDING A TRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE THE DEFENDANT, TO WIT: PAULAA. CRAIG AT 29 YORK STREET, WELLSVILLE, PA 17356. MICHAEL ONOVAN, DEPUTY SHERIFF COST $69.62 March 05, 2012 NOTARY SO SWERS, 1. ? A -P. RICHARD P K UERLEB R, SH RIFF Affirmed and subs6ribed to before me this MMONV LT OF E YLVANIA R L 5TH day of MARCH 2012 T CITY F YORK, YORK COUNTY (c)CountySuiteSherUt,Teleosoit,Ire. n=,!?t'SSIONFXMIRESAUG. 12.2013 16,???y SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff a?tq of ?umbrp? Jody S Smith t f D Chi 44 y epu e , Richard W Stewart , Solicitor OFFICE OF THE SHERIFF Wells Fargo Bank, NA Case Number vs. 2012-889 Paula A. Craig SHERIFF'S RETURN OF SERVICE 02/1312012 Ronny jR. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Paula A. Craig, but was unable to locate her in his bailiwi k. He therefore deputized the Sheriff' of York County, Pennsylvania to serve the within Complaint in Mortgage Foreclosure according to law. 02/22/2012 03:30 OM - York County Return: And now February 22, 2012 at 1530 hours I, Richard P. Keuerleber, Sheriff lof York County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Paula A. Craig by making known 11 unto herself personally, at 29 York Street, Wellsville, Pennsylvania 17365 its contents and at the same time handing to her personally the said true and correct copy of the same. 03116/2012 Ronny''R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and in uiry for the within named defendant to wit: Paula A. Craig, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defen ant Paula A. Craig. Request for service at 917 Old Silver Spring Road, Mechanicsburg, Penns Ivania 17055 is vacant. To date The Mechanicsburg Postmaster has been unable to provide a good f rwarding address for the Defendant. SHERIFF COST: $69.80 March 16, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF Icl CoLmrySWte Shw*. Teleowfl, Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. Plaintiff, CIVIL DIVISION VS. Paula A. Craig TO: Paula A. Craig 29 York Street Wellsville, PA 17365-5940 DATE OF NOTICE: 4/3/2012 NO.: 12-889 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth again you. Unless you act within Ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal Help. NOTICE TO'DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 99P-9108 Phone (800) 990-9108 (717) 249-3166 (717) 249-3166 Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, vs. NO.: 12-889 Paula A. Craig Defendant. TO: Paula A. Craig 29' York Street Wellsville, PA 17365-5940 AN7IS0I VJ3CitTAN'J FECHA DEL AVISOA/3/2012 L$IM ESTA IN A PCRQL.1E HA FALIADD I EE T1CM4R. LA ACCXa-? RB7JERPM IN ERIE CASSO A N EME Q LE LIS= =OE ACICICN LENIRD EE LQIS P bDS (10} E LAS ICE LA FECI-A I EESMX 50, SE PLME LICTAR LN'FA ORsTCCNIR4SUYA9NIIEVARSEACABOUN4N49L4YIMMFC..UM PEICEP, PRCPIEEiD Y C ERCS KFIDS MKIR 'ANIES IHIED D? LLE VAR PIE DOCUN,ENM IlAEELATANENIE A SLJ ABOCvADQ SI LMM NC I NM `UN ABOCAM O ND PLFI.E PACAR.. LNQ VAYA O LIAIVE LA CIEICIl\TA ARAJO INS AC.ADA PARR CLIE LE IlNECEUVEN DC?LE PLEEE OXI\TSEQ(? AYUClA 13aM • • All • 0 al P aZ 'SDI av mn ??' tl Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990-9108 Phone (800) 990-9108 (717) 249-3166 (717) 249-3166 ZUCICEP GOLDEERG&ACCT BY Scat A. Diehl do Scott A Dietwridc, Empire Attameys fcr Plaizmff PA ID_ # 55650 200 Shefeld Street, Suite 301 P-0. Bac 1024 Nlowrtainside, N7 07092-0024 (717) 533-3560 FIRST CIASS U. S. MAIT, POSTAGE PREPAU) 162884 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson 11. -Or # Sheriff Jody S Smith {, Chief Deputy ,�C.x LI313 MAY I Richard W Stewart Solicitor OPFICEOF THE$tiFRIFF CUMBERLAW GOiI 4TY PENNSYLVANIA Wells Fargo Bank, NA Case Number vs. Paula A. Craig 2012-889 SHERIFF'S RETURN OF SERVICE 12/04/2012 Ronny R.Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Paula A. Craig, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of York County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 12/28/2012 05:07 PM - Deputy Shawn Harrison, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 917 Old Silver Spring Road a/k/a 917 Old Silverspring Road, Mechanicsburg, PA 17055, Cumberland County. 01/24/2013 As directed by Jaime R Ackerman,Attorney for the Plaintiff, Sheriffs Sale Continued to 5/1/2013 01/30/2013 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of York County upon Paula A. Craig, personally, at 29 York Street, Wellsville, PA 17365, on 1/16/13 at 5:20 p.m. So Answers: Michael Donovan, Deputy Sheriff. 04/30/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $1,483.44 SO ANSWERS, May 01, 2013 ROW R ANDERSON, SHERIFF (c?CcunySuiie Shri!f,Tei3eg�fl,Irc. g IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., CIVIL DIVISION Plaintiff, NO.: 12-889 VS. Execution No.: Paula A. Craig; Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129.1 WELLS FARGO BANK, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechanicsburg, PA 17055. 1. Name and Address of Owner(s)or Reputed Owner(s): PAULA A. CRAIG 29 York Street Wellsville, PA 17365-5940 2. Name and Address of Defendant(s) in the Judgment: PAULA A. CRAIG 29 York Street Wellsville, PA 17365-5940 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff (;Mdbcrg&Ackerman. X F I'-162884 i 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff - INTEGRITY HOME FUNDING, LLC P.O. Box 11701 Newark, N1 07101-4701 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse _ One Courthouse Square Carlisle, PA 17013 6. Name and Address of.every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS - 917 Old Silver Spring Road aka 917 Old Silverspring Road Mechanicsburg, PA 17055 - UNKNOWN SPOUSE _ 29 York Street Wellsville, PA 17365-5940 PA DEPT. OF REVENUE- INHERITANCE-TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 X1 11-16isM .. /u::i.: .(;:MriL•�r<..l",1i:kCrnwn. I,L( WALNUT VILLAS CONDOMINIUM ASSOCIATION P.O. Box 11998 Harrisburg, PA 17108-1998 AND 212 North 3rd Street Harrisburg, PA 17101-1505 1 verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. ZUCKER GOLDBERG & KERMA , LLC Dated: BY: % Scott A. Diette , Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA.I.D.#89705 Joel A.Ackerman, Esquire; PA I.D.#202729 Ashleigh L. Marin, Esquire; PA I.D.#306799 Ralph M.Salvia, Esquire; PA I.D.#202946 / Jaime R.Ackerman, Esquire; PA I.D.#311032 1/ 200 Sheffield Street,Suite 101 Mountainside, N1 07092 File No.:XFP-162884 (908) 233-8500; (908) 233-1390 FAX E-mail: Office @zuckergoldberg.com Zucker.Uoldbera&Ackerman,LU' X111-102884 Exhibit"A" LEGAL DESCRIPTION ALL THAT CERTAIN UNIT IN THE-PROPERTY KNOWN,NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO-BELOW AS"WALNUT VILLAS CONDOMINIUM",-, LOCATED IN THE BOROUGH OF MECHANICSBURG,COUNTY OF CUMBERLAND, - PENNSYLVANIA,WHICH HAS HERETOFORE BEEN SUBMITTED TO THE(PURDON__SUPP. 1985), BY THE-RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY,PENNSYLVANIA,OF A DECLARATION OF coNwmwr6m, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL.308,]PAGE 147, WHICH DECLARATION HAS BEEN AMENDED AS FOLLOWS: FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM,DATED DECEMBER 3J, 1985 AND RECORDED DECEMBER 31, 1985 IN THE AFORESAID OFFICE AT MISC.BOOK-313, PAGE 133,AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDOMINRIM,DATED MARCH 23, 1987 AND RECORDED MARCH 27, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 331,PAGE 933;AND FURTHER BY THIRD AMENDMENT TO DECLARATION-OF CONDOMINIUM,DATED-JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC. BOOK 335,PAGE 283,AND FURTHER AMENDED BY FOURTH.AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED NOVEMBER 10, 1987 AND RECORDED NOVEMBER 30, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 343, P AGE 368,AND FURTHER AMENDED BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM,APRIL 14, 1988 AND RECORDED APRIL 18,•1988 IN THE AFORESAID OFFICE AT MISC. BOOK 348,PAGE 838; AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM,DATED OCTOBER 12; 1988 AND RECORDED OCTOBER 13, 1958 IN THE AFORESAID OFFICE AT MISC. BOOK 3�5,PAGE 1084;AND FURTHER AMENDED BY SEVENTH AMENDMENT T.0 DECLARATION Of CONDOMINIUM,DATED JUNE 1, 089 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 364, PAGE 1060;AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND RECORDED JUNE 23, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 365,PAGE 899. BEING DESIGNATED AS UNIT NO.917 WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING,ROAD AKA 917 OLD SILVERSPRING ROAD,MECHAN16SBURG,PENNSYLVANIA 17955. BEING THE SAME PREMISES WHICH RACHEL R. RADER,'A SINGLE PERSON, BY DEED DATED NOVEMBER 19,2407 AND RECORDED NOVPMBER 30, 2007 INAND FOR CUMBERLAND COUNTY, PENNSYLVANIA,AS INSTRUMENT NUMBER- 200744768, GRANTED AND CONVEYED UNTO PAULA A. CRAIG. TAX MAP N(5.: 18-22-0519-00 I-UL-917. Zucker,Goldberg&Ackerman,LLC X!`P-162884 t r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, NO.: 12-889 VS. Paula A. Craig; Defendant. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Paula A. Craig 29 York Street Wellsville, PA 17365-5940 AND 917 Old Silver Spring Road AKA 917 Old Silverspring Road Mechanicsburg, PA 17055 TAKE NOTICE: That the Sheriff's Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on 3/6/2013 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"A"). The LOCATION of your property to be sold is: 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechanicsburg, PA, 17055 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 12-889 THE NAME(S) OF THE OWNER(S)OR REPUTED OWNER(S)OF THIS PROPERTY ARE: Paula A.Craig Zucker, Goldberg&Ackerman,LLC XFP-162884 A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff(for example to banks that hold mortgages and municipalities that are owed taxes), will be filed-by the Sheriff thirty(30)days after the sale, and distri!?ution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it,-within ten (10) days of the date it is filed. Information about the Schedule of Distribution maybe obtained from the Sheriff of the Court of Common-Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your Property to be held, to be sold or taken to-pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights: If you wish to exercise your rights,you must act promptly. - YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association - Cumberland County Bar Association - 32 S. Bedford Street Carlisle, PA 17013 Phone (800)990-9108 .. (717)249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate-price or for other proper cause. This.petition must be filed before the Sheriff's Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must-be presented to the Court of Common Pleas of Cumberland County. The petition must he served on the attorney for the creditor or on the-creditor before presentation to the Cburt and a proposed order or rule must be attached to the Zucker,Goldberg,&Ackerman, LLC XFP-162884 r petition. If a specific return date is desired,such date must be obtained from the Court Administrator's Office,Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER GOLDBERG CKERMAN, LLC Dated: BY: Scott A. Di rick, Esquire; PA I.D.#55650 Kimberly . Bonner, Esquire; PA.I.D.#89705 Joel A.Ackerman, Esquire; PA I.D.#202729 Ashleigh L. Marin, Esquire; PA I.D.#306799 Ralph M. Salvia, Esquire; PA I.D.#202946 Jaime R.Ackerman, Esquire; PA I.D.#311032 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 File No.:XFP-162884 (908)233-8500; (908)233-1390 FAX E-mail: Office @zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker,Goldberg&Ackerman, LLC XFP-162884 a - ` Exhibit"A" LEGAL DESCRIPTION ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN,NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS"WALNUT VILLAS CONDOMINIUM",- LOCATED IN THE BOROUGH OF MECHANICSBURG,COUNTY OF CUMBERLAND, PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED TO THE(PURDON SUPP. 1985), BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY,PENNSYLVANIA,OF A DECLARATION OF CONDOMINIUM, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL. 308, PAGE 147, WHICH DECLARATION HAS BEEN AMENDED AS FOLLOWS: - FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED DECEMBER 31, 1985 AND RECORDED DECEMBER 31, 1.-985 IN THE AFORESAID OFFICE AT MISC.BOOK 313, PAGE 133,AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDOMINIUM,DATED MARCH 23, 1987 AND RECORDED MARCH 27, 1987 IN THE- AFORESAID OFFICE AT MISC. BOOK 331, PAGE 933; AND FURTHER BY THIRD AMENDMENT TO DECLARATION OF CONDOMINIUM,DATED JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC.BOOK 335, PAGE 28-3,AND FURTHER AMENDED BY FOURTHAMENDMENT TO DECLARATION OF CONDOMINIUM, DATED NOVEMBER 10, 1987 AND RECORDED NOVEMBER 30, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 343,P AGE 368, AND FURTHER AMENDED BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM,APRIL l4, 1988 AND RECORDED APRIL 18, ]988 IN THE AFORESAID OFFICE AT MISC: BOOK 348, PAGE 838; AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED OCTOBER 12,-1988 AND RECORDED OCTOBER 13, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 355, PAGE 1084;AND FURTHER AMENDED BY SEVENTH AMENDMENT TO DECLARATION OF CONDOMINIUM,DATED JUNE 1, 1989 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 364, PAGE 1060; AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND RECORDED JUNE 23, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT NO.-917 WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING ROAD AKA 917 OLD- SILVERSPRING ROAD, MECHANICSBURG,PENNSYLVANIA 17055. - BEING THE SAME PREMISES WHICH RACHEL R. RADER,A SINGLE PERSON, BY DEED DATED NOVEMBER 19, 2007 AND RECORDED NOVEMBER 30, 2007 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, AS INSTRUMENT NUMBER. 200744768, GRANTED AND CONVEYED UNTO PAULA A. CRAIG. TAX MAP NO.: 18-22-0519-001-UL-917. - Zucker,Goldberg&Ackerman,LLC XFP-162884 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 12-889 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK,N.A., Plaintiff(s) From PAULA A.CRAIG (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the gamishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $109,900.45 L.L.:$.50 Interest FROM 5/10/2012 TO DATE OF SALE-$5,849.44 Atty's Comm: Due Prothy: $2.25 Atty Paid: $221.05 Other Costs: Plaintiff Paid: Date: 11/29/12 David D. Bue 1 honotary (Seal) By: Deputy REQUESTING PARTY: Name: JAIME R.ACKERMAN,ESQUIRE Address: ZUCKER,GOLDBERG&ACKERMAN,LLC 200 SHEFFIELD STREET,SUITE 101 MOUNTAINSIDE,NJ 07092 Attorney for: PLAINTIFF Telephone: 908-233-8500 Supreme Court ID No.311032 TRUE G.OPY FROM RECORD In Testimony whereof, I here unto set rr?y hand and the seal ai said Coartt a�t�yCarlisle,Pa. This n,day of 20, a honotary On December 3, 2012 the Sheriff levied upon the defendant's interest in the real property situated in Mechanicsburg Borough, Cumberland County, PA, Known and numbered as, 917 Old Silver Spring Road a/k/a Old Silverspring Road, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: December 3, 2012 By: Ce_u 9� e Real Estate Coordinator .. . �. _llZfi The Patriot-News Co. • 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 NOW YOU know Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth.of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. 10 2012-8e9 c it This ad ran on the dates shown below: .3141 Wells Fargo Be n ,NA 1 vs 01/22/13 Apo Paula A.Craig b Atty: Jaime R Ackerman 01/29/13 a ALL THAT CERTAIN UNIT IN THE C 02/05/13 00 PROPERTY KNOWN, NAMED AND ,2u IDENTIFIED IN THE DECLARATION '6 REFERENCED TO BELOW AS' �u "WALNUT VILLAS CONDOMBdIUM" i . . . p LOCATED IN THE BOROUGH OF" ;r MECHANICSBURG, •COUNTY OF CUMBERLAND, PENNSYLvANIA, Sworn to and su scribed before me this day f February, 2013 A.D. WHICH HAS HERETOFORE BEEN SUBMITTED TO THE (PURDON Ir. SUPP. 1985),BY THE RECORDING IN f CvwA . THE OFFICE OF THE RECORDER Nota lie OF DEEDS OF CUMBERLAND D COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, .. DATED JULY 30,1985 AND RECORDED AUGUST 14,1985 IN MISC.BOOK VOL. COMMONWEALTH OF PENNSYLVANIA 308,PAGE 147,WHICH DECLARATION T HAS BEEN AMENDED AS FOLLOWS: + Notarial Seal . FIRST AMENDMENT' TO � Hotly Lynn Warfel,Notary Public DECLARATION OF CONDOMINIUM, q Washington Twp.,Dauphin County DATED DECEMBER-- -2985 AND q My Commission Expires Dec.12,2016 RECORDED DECEMBER 31, 1985 ; MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES IN THE AFORESAID OFFICE P 2012-M c" Wells Fargo Ba*R1A Ys' Paula A.Craig �Atty.- Jaime R Ackdrman ALL'THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED AND IDENTIFIED IN TIE DECLARATION REFERENCED TO BELOW AS "WALNUT VILLAS CONDOMINIUM", LOCATED IN THE BOROUGH OF MECHANICSBURG, •COUNTY, OF CUMBERLAND PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED TO THE (PURDON SUPS 1985),BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS -OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, DATED JULY 30,1985 AND RECORDED AUGUST.14,1985 IN MISC.BOOK VOL 308,PAGE 147,WHICH DECLARATION HAS BEENAMENDED AS FOLLOWS: FIRST AMENDMENT TO DECLARATION OF NDOM[NIUM, DATED DECE I 1985 AND RECORDED DECEMBER 31, 1985 IN THE AFORESAID OFFICE AT MISC. BOOK 313, PAGE I33, AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDO, DATED MARCH 23, -1987 AND"RECORDED MARCH 27,1987 IN THE AFORESAID OFFICE AT MISC. BOOK 331, PAGE 933; AND FURTHER BY THIRD AMENDMENT. TO DECLARATION OF CONDOMINIUM, DATED JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC.BOOK 335,PAGE 283,AND FURTHER AMENDED BY FOURTH AMENDMENT TO DECLARATION OF CONDOMINIUM,DATED NOVEMBER 10,1987ANDRECORDEDNOVEMBER 30,1987 IN THE AFORESAID OFFICE AT MISC.BOOK 343,PAGE 368,AND FURTHER AMENDED_ BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM, APRIL, 14, 1988 AND RECORDED APRIL 18, 198$ IN THE AFORESAID_OFFICE AT MISC. BOOK 348; I41GE 838; AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUK DATED OCTOBER 1988 AND RECORDED-OcroBER 13,1988 IN THE AFORESAID OFFIGE AT MISC:BOOK 355,PAGE 1084;AND FURTHER AMENDED BY SEVENTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 1, 1989 AND RECORDED .TUNE 2; 1989 IN THE AFORESAID OFFICE AT MISC.BOOK 364;FAGP 1060;AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND I CORDER JUNE 23, 1989 IN THE RESAID OFFICE AT MISC BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT NO •917 WITH A PROPORTIONATE qmw' - ,4'11w 0ONpOUMN AS SBT' pMR. AIN MFJQDE - DECLARATION AS SO AND AT BY FURTHER AMENDMENT ANY ,HEREAFTER RECORDED IN THE AFORESAID OFFICE.BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING ROAD AKA 917 OLD SILVER SPRING ROAD, •MECHANICSBURG, PENNSYLVANIA 17055. RUM i r-- _ AMENDMENT TO DECLARATION OF CONDOMINIUM, APB 14, 1988 AND RECORDED APRIL 18; 1980 IN THE AFORESAID_OF: AT, MISC. BOOK 34g, PAGE 838; AND FURrMR AMENDED BY SIXTH AMENDMENT TO DECLARATION OF DATED OCTOBER ! 12, 1988 AND RE CORDED-OCTOBER 13,1988 IN THE AFORESAID OFFIGE ' AT MISC:BOOK 355,PAGE 1084;AND FUR AMENDED BY SEVENTH OF CONDOMffUM'DATED JUNE 1, 1989 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC.BOOK1364;PAGD1060;AND FLMTBER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE ►[ 20 1989 AND RkCOAPED JUNE 23 L 1989 IN TIM ' RESAID OFFICE AT MISC BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT ( NO •917 WITH A'PROPORnONAIE . .DWI T AMENDED AND SO �s AMENDED. By ANY R [a AMENDMENT ` �R is `,� RECORDED IN TBE BEING KNOWN S G AS 917OLDSILM Ln SPRING ROAD 917 OLD SILVER PENNSYLVANIA 1705MCSBURG 5. m BEING THE I SAL PREMISES A HI IN LE R� R.RADER al DATED NOVEMBER , BY DEED [ 1WCORDED NOVEMBER 30 7 AND AVD FOR CUMBERLAND COUNTY> Ii PENNSYLVANIA, AS INSTRUMENT Z NUMBER 200744768, GRANI,D AND [o M Cft�EYED L-917G. i CUMBERLAND LAW JOURNAL Writ No. 2012-889 Civil Book 355, Page 1084; and further amended by Seventh Amendment to Wells Fargo Bank, NA Declaration of Condominium, dated VS. June 1, 1989 and recorded June 2; 1989 in the aforesaid office at Misc. Paula A. Craig Book 364, Page 1060; and further Atty.:Jaime R.Ackerman amended by Eighth Amendment to ALL THAT CERTAIN unit in the Declaration of Condominium dated property known, named and identi- June 20, 1989 and recorded June 23, fied in the Declaration referenced 1989 in the aforesaid office at Misc to below as "Walnut Villas Condo- Book 365,Page 899. minium", located in the Borough of BEING designated as Unit No Mechanicsburg, County of Cumber- 917 with a proportionate undivided land,Pennsylvania,which has here- interest in the common elements of tofore been submitted to the(Purdon such condominium as set forth in Supp. 1985),by the recording in the such declaration as so amended and Office of the Recorder of Deeds of as further amended by any further Cumberland County, Pennsylvania, amendment thereto hereafter re- of a Declaration of Condominium, corded in the aforesaid office. dated July 30,1985 and recorded BEING known and numbered as August 14,1985 in Misc. Book Vol. 917 Old Silver Spring Road aka 917 308,Page 147,which Declaration has Old Silver Spring Road, Mechanics- been amended as follows: burg,Pennsylvania 17055. FIRST Amendment to Declaration BEING the same premises which of Condominium, dated December Rachel R.Rader, a single person, 31, 1985 and recorded December 31, by Deed dated November 19, 2007 1985 in the aforesaid office at Misc. and recorded November 30,2007 in Book 313, Page 133, and amended and for Cumberland County, Penn- by Second Amendment to Declara- sylvania, as Instrument Number tion of Condominium, dated March 200744768, granted and conveyed 23, 1987 and recorded March 27, unto Paula A. Craig. 1987 in the aforesaid office at Misc. Tax Map No.: 18-22-0519-001- Book 331, Page 933; and further by UL-917. Third Amendment.to Declaration of Condominium,dated June 12, 1987 and recorded June 12, 1987 in the aforesaid office in Misc. Book 335, Page 283, and further amended by Fourth Amendment to Declaration of Condominium, dated November 10, 1987 and recorded November 30, 1987 in the aforesaid office at Misc. Book 343, Page 368, and further amended by Fifth Amendment to Declaration of Condominium, April 14, 1988 and recorded April 18,1988 in the aforesaid office at Misc. Book 348,Page 838;and further amended by Sixth Amendment to Declaration of Condominium, dated October 12, 1988 and recorded October 13, 1988 in the aforesaid offige at Misc. 37 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952,been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 25, February 1, and February 8, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time,place and character of publication are true. =�6 6Asa Marie Coyne, ditor SWORN TO AND SUBSCRIBED before me this 8 day of Februga, 2013 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY My Commission Expires Apr 28,2014 �• -4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA CIVIL DIVISION • File No. 12-889 WELLS FARGO BANK, N.A., • Amount Due $109,900.45 Plaintiff, Interest from 5/11/2012 to date of sale $12,192.18 C.. vs. • ^-� Paula A. Craig; Costs -0- ati r tt� cry c v, Defendant. ;1%-Z 0.r% TO THE PROTHONOTARY OF THE SAID COURT: � The undersigned hereby certifies that the below does not arise out of a retail installment sale, contra eaccount y based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant-to 1966 as amended;and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue Writ of Execution in the above matter to the Sheriff of Cumberland County,for debt,interest and costs upon the following described property of the defendant(s): See Exhibit"A"attached PRAECIPE FOR ATTACHMENT EXECUTION Issue Writ of Attachment to the Sheriff of Cumberland County,for debt,interest and costs, as above,directing attachment against the above-named garnishee(s)for the following property(if real estate,supply six copies of the description;supply four copies of lengthy personality list): and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s)as a lis pendens against real : e of the defendant(s) described in the attached exhibit. j DATE: January 30, 2014 Signature: �`.� Print Name: Scot Dietteri , Esquire Kim..'erly A. Bonner, Esquire Q Joel Ackerman, Esquire U 5 Ashleigh Levy Marin, Esquire �l nn r Ralph M.Salvia, Esquire vv q ,gM,� (�4JC Jaime R.Ackerman, Esquiref-- e (-t U <t Jana Fridfinnsdottir, Esquire � `� t Brian Nicholas, Esquire S Denise Carlon, Esquire 1 �Q" <% Address: Zucker,Goldberg&Ackerman, LLC t 200 Sheffield Street,Suite 101 �Q• " Mountainside, NJ 07092 a Attorney for: Plaintiff �� J� Telephone: 908-233-8500 Supreme Court ID No.: 55650,89705,202729, 306799 bL,L202946 31103 . 315944,317240 �J 317226 el Lit 66(r)F ?01 g3v ` d( m j3S w! l Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS"WALNUT VILLAS CONDOMINIUM", LOCATED IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND, PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED TO THE (PURDON SUPP. 1985), BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL. 308, PAGE 147, WHICH DECLARATION HAS BEEN AMENDED AS FOLLOWS: FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED DECEMBER 31, 1985 AND RECORDED DECEMBER 31, 1985 IN THE AFORESAID OFFICE AT MISC. BOOK 313, PAGE 133, AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED MARCH 23, 1987 AND RECORDED MARCH 27, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 331, PAGE 933; AND FURTHER BY THIRD AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC. BOOK 335, PAGE 283,AND FURTHER AMENDED BY FOURTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED NOVEMBER 10, 1987 AND RECORDED NOVEMBER 30, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 343, P AGE 368,AND FURTHER AMENDED BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM,APRIL 14, 1988 AND RECORDED APRIL 18, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 348, PAGE 838;AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED OCTOBER 12, 1988 AND RECORDED OCTOBER 13, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 355, PAGE 1084;AND FURTHER AMENDED BY SEVENTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 1, 1989 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 364, PAGE 1060; AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND RECORDED JUNE 23, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT NO. 917 WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING ROAD AKA 917 OLD SILVERSPRING ROAD, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH RACHEL R. RADER, A SINGLE PERSON, BY DEED DATED NOVEMBER 19, 2007 AND RECORDED NOVEMBER 30, 2007 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, AS INSTRUMENT NUMBER 200744768, GRANTED AND CONVEYED UNTO PAULA A.CRAIG. TAX MAP NO.: 18-22-0519-001-UL-917. Zucker,Goldberg&Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., CIVIL DIVISION Plaintiff, NO.: 12-889 vs. . : Execution No.: ' G _ Paula A. Craig; -r. - • rn • cv i-r, Defendant(s). r rv • T: AFFIDAVIT PURSUANT TO RULE 3129.1 WELLS FARGO BANK, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechanicsburg, PA 17055. 1. Name and Address of Owner(s)or Reputed Owner(s): PAULA A. CRAIG 29 York Street Wellsville, PA 17365-5940 2. Name and Address of Defendant(s) in the Judgment: PAULA A. CRAIG 29 York Street Wellsville, PA 17365-5940 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff INTEGRITY HOME FUNDING, LLC P.O. Box 11701 Newark, NJ 07101-4701 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 BOROUGH OF MECHANICSBURG 36 West Allen Street, Mechanicsburg, PA 17055 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 917 Old Silver Spring Road aka 917 Old Silverspring Road Mechanicsburg, PA 17055 UNKNOWN SPOUSE 29 York Street Wellsville, PA 17365-5940 PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 tucker.(.k>Idbersz&Ackerman. I,1..(:' XI I'-1 6288<4 WALNUT VILLAS CONDOMINIUM ASSOCIATION P.O. Box 11998 Harrisburg, PA 17108-1998 AND 212 North 3rd Street Harrisburg, PA 17101-1505 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. ZUCKER, GOLDBERG & AN LL BY: z Dated: ) Scott A. Dietterick, Esquire; PA I.D.#55650 I'31 1 J Kimberly A. Bonner, Esquire; PA I.D.#89705 `7 Joel A.Ackerman, Esquire; PA I.D.#202729 Ashleigh L. Marin, Esquire; PA I.D.#306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R.Ackerman, Esquire; PA I.D.#311032 Jana Fridfinnsdottir, Esquire; PA I.D.#315944 • Brian Nicholas, Esquire; PA I.D. #317240 Denise Carlon, Esquire; PA I.D. #317226 Attorneys for Plaintiff XFP-162884/pn 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office @zuckergoldberg.com tucker.(.;ok1bera&Ackerman. I,1.(: XI 1)-162884 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS "WALNUT VILLAS CONDOMINIUM", LOCATED IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND, PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED TO THE (PURDON SUPP. 1985), BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL. 308, PAGE 147, WHICH DECLARATION HAS BEEN AMENDED AS FOLLOWS: FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED DECEMBER 31, 1985 AND RECORDED DECEMBER 31, 1985 IN THE AFORESAID OFFICE AT MISC. BOOK 313, PAGE 133, AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED MARCH 23, 1987 AND RECORDED MARCH 27, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 331, PAGE 933; AND FURTHER BY THIRD AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC. BOOK 335, PAGE 283, AND FURTHER AMENDED BY FOURTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED NOVEMBER 10, 1987 AND RECORDED NOVEMBER 30, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 343, P AGE 368, AND FURTHER AMENDED BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM,APRIL 14, 1988 AND RECORDED APRIL 18, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 348, PAGE 838; AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED OCTOBER 12, 1988 AND RECORDED OCTOBER 13, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 355, PAGE 1084; AND FURTHER AMENDED BY SEVENTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 1, 1989 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 364, PAGE 1060; AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND RECORDED JUNE 23, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT NO. 917 WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING ROAD AKA 917 OLD SILVERSPRING ROAD, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH RACHEL R. RADER, A SINGLE PERSON, BY DEED DATED NOVEMBER 19, 2007 AND RECORDED NOVEMBER 30, 2007 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, AS INSTRUMENT NUMBER 200744768, GRANTED AND CONVEYED UNTO PAULA A. CRAIG. TAX MAP NO.: 18-22-0519-001-UL-917. Zucker,Goldberg&Ackerman, LLC XFP-162884 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CIVIL DIVISION Plaintiff, • NO 12-889 VS. fi� Paula A.Craig; cf, 0 r, Defendant. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Paula A.Craig 29 York Street Wellsville, PA 17365-5940 AND 917 Old Silver Spring Road aka 917 Old Silverspring Road Mechanicsburg, PA, 17055 TAKE NOTICE: That the Sheriff's Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"A"). The LOCATION of your property to be sold is: 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechanicsburg, PA, 17055 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 12-889 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Paula A. Craig Zucker, Goldberg&Ackerman, LLC XFP-162884 A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff(for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty(30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square,Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800)990-9108 (717)249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriff's Deed is delivered. Zucker,Goldberg&Ackerman, LLC XFP-162884 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. ZUCKER, GOLDBERG KERMAN, L BY: dL%/ Dated: 1 1 1 Scott A. Diener' k, Esquire; PA I.D.#55650 Kimberly A. Bonner, Esquire; PA I.D.#89705 (( )L/ Joel A.Ackerman, Esquire; PA I.D.#202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D.#202946 Jaime R.Ackerman, Esquire; PA I.D.#311032-- Jana Fridfinnsdottir, Esquire; PA I.D.#315944 Brian Nicholas, Esquire; PA I.D.#317240 Denise Carlon, Esquire; PA I.D.#317226 Attorneys for Plaintiff XFP-162884/pn 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office @zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg&Ackerman, LLC XFP-162884 • Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS "WALNUT VILLAS CONDOMINIUM", LOCATED IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND, PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED TO THE (PURDON SUPP. 1985), BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL. 308, PAGE 147, WHICH DECLARATION HAS BEEN AMENDED AS FOLLOWS: FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED DECEMBER 31, 1985 AND RECORDED DECEMBER 31, 1985 IN THE AFORESAID OFFICE AT MISC. BOOK 313, PAGE 133, AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED MARCH 23, 1987 AND RECORDED MARCH 27, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 331, PAGE 933; AND FURTHER BY THIRD AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC. BOOK 335, PAGE 283, AND FURTHER AMENDED BY FOURTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED NOVEMBER 10, 1987 AND RECORDED NOVEMBER 30, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 343, P AGE 368, AND FURTHER AMENDED BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM, APRIL 14, 1988 AND RECORDED APRIL 18, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 348, PAGE 838; AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED OCTOBER 12, 1988 AND RECORDED OCTOBER 13, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 355, PAGE 1084;AND FURTHER AMENDED BY SEVENTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 1, 1989 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 364, PAGE 1060; AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND RECORDED JUNE 23, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT NO. 917 WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING ROAD AKA 917 OLD SILVERSPRING ROAD, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH RACHEL R. RADER, A SINGLE PERSON, BY DEED DATED NOVEMBER 19, 2007 AND RECORDED NOVEMBER 30, 2007 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, AS INSTRUMENT NUMBER 200744768, GRANTED AND CONVEYED UNTO PAULA A. CRAIG. TAX MAP NO.: 18-22-0519-001-UL-917. Zucker,Goldberg&Ackerman, LLC XFP-162884 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 12-889 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt,interest and costs due WELLS FARGO BANK,N.A., Plaintiff(s) From PAULA A.CRAIG (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $109,900.45 L.L.: Interest FROM 5/11/2012 TO DATE OF SALE-$12,192.18 Atty's Comm: Due Prothy:$2.25 Atty Paid: $1,730.49 Other Costs: Plaintiff Paid: Date:2/20/14 David D. Bu- 1,Prothonota (Seal) /�` ice_ _ t! 1/ Deputy REQUESTING PARTY: Name: JAIME R.ACKERMAN,ESQUIRE Address: ZUCKER,GOLDBERG&ACKERMAN,LLC 200 SHEFFIELD STREET,SUITE 101 MOUNTAINSIDE,NJ 07092 Attorney for: PLAINTIFF Telephone: 908-233-8500 Supreme Court ID No.311032 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., vs. Paula A. Craig; Plaintiff, Defendant(s). : CIVIL DIVISION . NO.: 12-889 Execution No.: AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 ran rn WELLS FARGO BANK, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechanicsburg, PA 17055. 1. Name and Address of Owner(s) or Reputed Owner(s): PAULA A. CRAIG 29 York Street Wellsville, PA 17365-5940 2. Name and Address of Defendant(s) in the Judgment: PAULA A. CRAIG 29 York Street Wellsville, PA 17365-5940 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff INTEGRITY HOME FUNDING, LLC P.O. Box 11701 Newark, NJ 07101-4701 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 BOROUGH OF MECHANICSBURG 36 West Allen Street, Mechanicsburg, PA 17055 MECHANICSBURG BORO 36 West Allen Street Mechanicsburg, PA 17055-6282 AND C/O BARRY HECKARD 605 SOMERSET DRIVE MECHANICSBURG, PA 17055 MECHANICSBURG AREA SCHOOL DISTRICT 100 E. Elmwood Avenue, 2nd Floor Mechanicsburg, PA 17055 AND C/O BARRY HECKARD 605 SOMERSET DRIVE MECHANICSBURG, PA 17055 UNITED WATER- PRIVATE PO BOX 371804 PITTSBURG, PA 15250 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 917 Old Silver Spring Road aka 917 Old Silverspring Road Mechanicsburg, PA 17055 UNKNOWN SPOUSE 29 York Street Wellsville, PA' 17365-5940 PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 WALNUT VILLAS CONDOMINIUM ASSOCIATION P.O. Box 11998 Harrisburg, PA 17108-1998 AND 212 North 3rd Street Harrisburg, PA 17101-1505 AND PO Box 622 Lemoyne, PA 17043 I verify that the statements made in this Amended Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. D „ r BY: ZUCKER, GOLDBERG ,& ACKERMAN4LC Scott A. Dietvrick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 r' Jana Fridfinnsdottir, Esquire; PA I.D. #315944 Brian Nicholas, Esquire; PA I.D. #317240 Denise Carlon, Esquire; PA I.D. #317226 Attorneys for Plaintiff XCP-162884/nfe 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS "WALNUT VILLAS CONDOMINIUM", LOCATED IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND, PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED TO THE (PURDON SUPP. 1985), BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL. 308, PAGE 147, WHICH DECLARATION HAS BEEN AMENDED AS FOLLOWS: FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED DECEMBER 31, 1985 AND RECORDED DECEMBER 31, 1985 IN THE AFORESAID OFFICE AT MISC. BOOK 313, PAGE 133, AND AMENDED BY SECOND AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED MARCH 23, 1987 AND RECORDED MARCH 27, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 331, PAGE 933; AND FURTHER BY THIRD AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 12, 1987 AND RECORDED JUNE 12, 1987 IN THE AFORESAID OFFICE IN MISC. BOOK 335, PAGE 283, AND FURTHER AMENDED BY FOURTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED NOVEMBER 10, 1987 AND RECORDED NOVEMBER 30, 1987 IN THE AFORESAID OFFICE AT MISC. BOOK 343, P AGE 368, AND FURTHER AMENDED BY FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM, APRIL 14, 1988 AND RECORDED APRIL 18, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 348, PAGE 838; AND FURTHER AMENDED BY SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED OCTOBER 12, 1988 AND RECORDED OCTOBER 13, 1988 IN THE AFORESAID OFFICE AT MISC. BOOK 355, PAGE 1084; AND FURTHER AMENDED BY SEVENTH AMENDMENT TO DECLARATION OF CONDOMINIUM, DATED JUNE 1, 1989 AND RECORDED JUNE 2, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 364, PAGE 1060; AND FURTHER AMENDED BY EIGHTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 20, 1989 AND RECORDED JUNE 23, 1989 IN THE AFORESAID OFFICE AT MISC. BOOK 365, PAGE 899. BEING DESIGNATED AS UNIT NO. 917 WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. BEING KNOWN AND NUMBERED AS 917 OLD SILVER SPRING ROAD AKA 917 OLD SILVERSPRING ROAD, MECHANICSBURG, PENNSYLVANIA 17055. BEING THE SAME PREMISES WHICH RACHEL R. RADER, A SINGLE PERSON, BY DEED DATED NOVEMBER 19, 2007 AND RECORDED NOVEMBER 30, 2007 IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, AS INSTRUMENT NUMBER 200744768, GRANTED AND CONVEYED UNTO PAULA A. CRAIG. TAX MAP NO.: 18 -22 -0519 -001 -UL -917. Ronny R Ander on Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OF FILE D—TOLF'FIC{��" ti''ct of THE PROTARY 4:ir:ra:rtra>'.r, +OFF:iCEOFTKE:,..WERIFF 201t1OCT 2++ PM 3 51 CUMBERLAND COUNTY PENNSYLVANIA Wells Fargo Bank, NA vs. Paula A. Craig Case Number 2012-889 SHERIFF'S RETURN OF SERVICE 03/05/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Paula A. Craig, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of York County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 03/24/2014 04:29 PM - Deputy Ryan Burgett, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 917 Old Silver Spring Road a/k/a 917 Old Silverspring Road, Mechanicsburg - Borough, Mechanicsburg, PA 17055, Cumberland County. 04/10/2014 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of York County upon Paula A. Craig, personally, at 29 York Street, Wellsville, PA 17365. So Answers: Michael S. Eckard, Deputy Sheriff. 06/04/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse 1 Courthouse Square Carlisle Pa, 17013 at 1000 am on June 4, 2014. He sold the same for the sum of $1.00 to Attorney Jaime Ackerman, on behalf of, Wells Fargo Bank, N.A., being the buyer in this execution, paid to the Sheriff the sum of SHERIFF COST: $1,538.05 October 21, 2014 (c) CountySt itf.'T'eleosof`. Inc. SO ANSWERS, RON R ANDERSON, SHERIFF pd • 042 .�.S' d. C'0. Ren 3/2L57 On March 3, 2014 the Sheriff levied upon the defendant's interest in the real property situated in Mechanicsburg Borough, Cumberland County, PA, N Known and numbered as 917 Old Silver Spring Road, a/k/a co 917 Old Silverspring Road, Mechanicsburg, as Exhibit "A" filed with this Writ and by this Reference incorporated herein. Date: March 3, 2014 By: Real Estate Coordinator LXIII 16 CUMBERLAND LAW JOURNAL 04/18/14 Writ No. 2012-889 Civil Term Wells Fargo Bank, N.A. vs. Paula A. Craig Atty.: Jaime R. Ackerman ALL THAT CERTAIN unit in the property known, named and identi- fied in the Declaration referenced to below as "Walnut Villas Condo- minium", located in the Borough of Mechanicsburg, County of Cumber- land, Pennsylvania, which has here- tofore been submitied to the (Purdon Supp. 1985), by the recording in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, of a Declaration of Condominium, dated July 30, 1985 and recorded August 14, 1985 in Misc. Book Vol. 308, Page 147, which Declaration has been amended a5 follows: FIRST AMENDMENT to Declara- tion of Condominium, dated Decem- ber 31, 1985 and recorded December 31, 1985 in the aforesaid Office at Misc. Book 313, Page 133, and amended by Second Amendment to Declaration of Condominium, dated March 23, 1987 and recorded March 27, 1987 in the aforesaid office at Misc. Book 331, Page 933; and fur- ther by Third Amendment to Decla- ration of Condominium, dated June 12, 1987 and recorded June 12, 1987 in the aforesaid office in Misc. Book 335, Page 283, and further amended by Fourth Amendment to Declaration of Condominium, dated November 10, 1987 and recorded November 30, 1987 in the aforesaid office at Misc. Book 343, Page 368, and further amended by Fifth Amendment to Declaration of Condominium, April 14, 1988 and recorded April 18,1988 in the aforesaid office at Misc. Book 348, Page 838; and further amended by Sixth Amendment to Declaration of Condominium, dated October 12, 1988 and recorded October 13, 42 1988 in the aforesaid office at Misc. Book 355, Page 1084; and further amended by Seventh Amendment to Declaration of Condominium, dated June 1, 1989 and recorded June 2, 1989 in the aforesaid office at Mi5c. Book 364, Page 1060; and further amended by Eighth Amendment to Declaration of Condominium dated June 20, 1989 and recorded June 23, 1989 in the aforesaid office at Misc. Book 365, Page 899. BEING designated as Unit No. 917 with a proportionate undivided interest in the common elements of such condominium as set forth in such Declaration as so amended and as further amended by any further amendments thereto hereafter re- corded in the aforesaid office. BEING KNOWN AND NUMBERED AS 917 Old Silver Spring Road aka 917 Old Silverspring Road, Mechan- icsburg, Pennsylvania 17055. BEING THE SAME PREMISES which Rachel R. Rader, a single per50n, by deed dated November 19,2007 and recorded November 30, 2007 in and for Cumberland County, Pennsylvania, as Instrument Number 200744768, granted and conveyed unto Paula A. Craig. TAX MAP NO.: 18 -22 -0519 -001 - UL -917. 1 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 18, April 25 and May 2, 2014 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. r sa Marie Coyne, Editdr SWORN TO AND SUBSCRIBED before me this ay of May, 2014 Notary 1 COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO., CUMBERLAND CNTY My Commission Expires Apr 28, 2018 The Patriot -News Co. 20.20 technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 he atriotNews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the —c+ r'Irrore ,n,d k rr4 rtf giro^+nrs of the said Company and subsequently duly recorded in the office for the Recording of Deeds 2012-889 G�' phin in Miscellaneous Book "M", Volume 14, Page 317. Wells Fargo 'ham Vs 767;1 -,...ENT Paula A. Atty: Jaime R AcI 3 ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED I AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS "WALNUT VILLAS CONDOMINIUM", LOCATED EV THE BOROUGH OF MECHANICSBURG, CO OF CUMBERLAND, PE SYLVANIA, WHICH HERETOFORE BEEN SUlF1"I ED TO THE (PU ON' SUPE 19853, BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM, DATED JULY 30, 1985 AND RECORDED AUGUST 14, 1985 IN MISC. BOOK VOL. 308, PAGE 147, WHICH DECLARATION HAS BEEN Ax,mm Pr) M FC1T.T flWS: Swo This ad ran on the date(s) shown below: 04/13/14 04/20/14 04/27/14 ubscribed before me this tMay, 2014 A. COMMONWEALTH OF PENNSYLVANIA Notarial Seal Holly Lynn Wrfel, Notary Pubic Washington TWp., Dauphin County My Comrrilsston Expires Dec. 12, 2016 MEMBER.PENNSMANTA AcSOCTATION OF NOTARIES COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Wells Fargo Bank, NA is the grantee the same having been sold to said grantee on the 4th day of June A.D., 2014, under and by virtue of a writ Execution issued on the 20th day of February, A.D., 2014, out of the Court of Common Pleas of said County as of Civil Term, 2012 Number 889, at the suit of Wells Fargo Bank, NA against Paula A. Craig is duly recorded as Instrument Number 201424426. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this day of Recorder of Deeds ds, Cumberland County, Carlisle, PA MyCommi sion Expires the First Monday of Jan. 2018