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Home My WebLink About12-09980 ICE !V4 TA zor? Fps r ? ?? ro: r a UNBERLANp COUNTY ?'?N1 JS YLVANIA UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 SHERRI J. BRAUNSTEIN, ESQUIRE - ID #90675 PAIGE M. BELLINO, ESQUIRE - ID#309091 HARRY B. REESE, ESQUIRE - ID#310501 AMY GLASS, ESQUIRE - ID#308367 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadines(a?udren.com U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007-NCI, Mortgage Pass-Through Certificates, Series 2007-NC1 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road #100 West Palm Beach, FL 33409 Plaintiff V. JAMIE L SUMMY 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE, PA 19047 EDWARD J. ZIMMER JR 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE, PA 19047 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County NO. c)0 (a- l n1 F CW r COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against yoi(g? p rvrt s 103.75'Pd 0-111) 2? ?»as by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 Plaintiff is the entity designated in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this Action. Plaintiff is either the current mortgagee of record, is the legal holder of the Mortgage by virtue of being successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assignment of Mortgage. If Plaintiff is the legal holder of the Mortgage by virtue of Assignment of Mortgage, it is by the following Assignments of Mortgage, all of which have either been recorded or Plaintiff is in the process of formalizing the actual Assignment of Mortgage in Plaintiff s favor: Assignor: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation Assignee: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007-NC1, Mortgage Pass-Through Certificates, Series 2007-NC1 Date of Assignment: Recorded Date: Book/Instrument Page: 2. Upon information and belief Defendant(s) and/or their predecessor: Jamie L Summy & Edward J. Zimmer Jr (hereinafter "Defendants"), are the owners of property located at 37 South 39th Street, Camp Hill, PA 17011, by virtue of Deed dated 11/27/2006 and recorded 12/05/2006 in Official Records Book 277 at Page 4230 of the Public Records of Cumberland County, Pennsylvania (hereinafter the 'Property"). 3. On 11/27/2006, Defendant(s) and/or their predecessor: JAMIE L SUMMY & EDWARD J. ZIMMER JR promised to pay to the order of New Century Mortgage Corporation, the principal sum of $170,900.00 payable with interest thereon provided in the Note. 4. By Mortgage dated 11/27/2006, Defendant(s) and/or their predecessor: JAMIE L SUMMY & EDWARD J. ZIMMER JR to secure the Note, mortgaged to Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation, the Property which is the subject of this action. The Mortgage was recorded on 12/05/2006 in Official Records Book 1975 at Page 0998. Said Mortgage is incorporated herein by referenced in accordance with Pa.R.C.P 1019(g). A legal description of the mortgage premises is attached hereto and made a part hereof. 5. Said mortgage is in default in that the payment due 05/01/2009, and all subsequent payments have not been made, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with the other charges authorized by said Mortgage and itemized below, shall be immediately due. 6. After demand, the Defendant(s) continues to fail or refused to comply with the terms of the Mortgage as follows: (a) By failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) By failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage or modification agreement as of the date stated below Unpaid Principal Balance $170,018.10 Accumulated Interest $47,345.08 Accumulated Late Charges $860.64 Escrow Deficit/(Reserve) $8,946.08 Title Report $300.00 Attorney Fee $1,300.00 Property Inspection Fee $56.50 Property Valuation Fee - BPO $292.00 Prior Servicer Fees $8,401.52 Grand Total $237,519.92 The above figures are calculated as of 01/30/2012: The interest rate is subject to adjustment if more fully described as such in the note and mortgage. The interest rate on the subject note is at 9.87500 %. The per diem interest accruing on this debt is $46.27 and that sum should be added each day after the above date. The late charge is subject to adjustment if more fully described as such in the note and mortgage. The late charge rate on the subject note should be added in accordance to the terms of the note and mortgage charged monthly at $71.72. 7. Breach letters have been sent to Defendant(s) in accordance with the requirements of the subject mortgage and/or The Pennsylvania Act 6 of 1974 of the Commonwealth of Pennsylvania and, if applicable, Act 91 of 1983. Copies of the breach letters are attached. hereto as Exhibit "A". WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $237,519.92 plus ongoing interest, costs and attorneys fees and for sale of the Mortgaged premises. UD LAW OF ICES,.P.C. BY: Sherri J Braunstein, Esquire VERIFICPAT`Igg9e?5 The undersigned states that he/she is authorized to make this verification on behalf of the Plaintiff, and that the facts set forth in the foregoing pleading are true and correct to the best of the information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: ?0 ?QJ? Perrault Name: Title: CWV" MWAgWn" COWdfW" Company: Oewen Loan Servicing, LLC as Servicer on behalf of U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1., 2007, GSAMP Trust 2007-NCI, Mortgage Pass- Through Certificates, Series 2007-NCI MJU #: 11101048 CASE #: 11101048-1 transfer 0. Mon Loan Servicing Sent Via Certified Mail 7196 9006 9295 1652 S178 4/27/2011 EDWARD ZI MER JAMIE SUMMY 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE, PA 19047 4828 Loop Central Drive Houston TX 77081 Telephone (900) 999-8501 Fax(713)966-8906 www.littonloan.com Hours of Operation (CST) Monday: 8 am. - 7 p.m. Tuesday - Thursday: 8 am. - 8 p.m. Friday: 9 am. - 5 p.m. Saturday: 8 a.m. - 12 p.m. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official Notice that the mortgage on your home is in default- and to I -der intends to foreclose title information about the nature of the default is Provided in the attached oases The HOMEOWNER'S E R NC Y MORTGAGE ASSISTANCE DROG " fflE r ? m may be able go help save Your home. This Notice explains how the Prot ram works. To see if HEbIAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DA OF THIS NOTI Take this Notice with You when you meet with the Counseling Aven rv_ The name, address, and Phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of the Notice. If you have any Questions you may call the Pennsylvania Housing Finance Agency toll- at (800) 342-2397. (Persons with imoaired hearing can call (717) 780-1869). This Notice contains important legal information. U you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you rind a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IN14IEDIATAM ENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PR.ESTAMO POR EL PROGAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. 2800.0032.052909161132 7196 9006 9295 1652 5178 Exhibit A HOMEOWNER'S NAME(S): Edward Zimmer Jamie Summy PROPERTY ADDRESS: 37 South 39th Street Camp Hill, PA 17011 LOAN ACCT. NO.: 100688035 ORIGINAL LENDER: Contact Litton Loan Servicing LP CURRENT LENDERISERVICER: Litton Loan Servicing LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE E IGIRLE FOR FINANCIAL ASSISTANCE WHICH N SA YOUR HOME FROM FORECLOSURE AND HELP VOTT MAWF I?IMTOC MnDTr_Ar_c nAVA,rvwrrc IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WrMIN THIRTY-THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR NtORTGAG DEFAUI T " XP IN HOW TO BRING YOUR MORTGAGE TO DA TE= CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses, and telephone numbers of desi"ed consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program, and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATIONAS SOONAS POSSIBLE IF YOU HAVE A MEETING WITHA CO UNSELING A GENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE ND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING THEN THE LENDER WILL BE TEMPORARIL Y PRE VENTED FROM S TARTING A FORECLOSUREAGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE " YOU RAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLYAPPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it ua to date.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 37 South 39th Street Camp Hill, PA 17011 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 511/2009 through 4/1/2011 totaling $33,641.34 Other charges (itemized): Late charges: $573.76 NSF charges: $0.00 Outstanding legal fees and costs: $2,066.52 Broker Price Opinion fees: $280.00 Inspection fees: $62.50 TOTAL AMOUNT PAST DUE: $36,624.12 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: Cure the default. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $36,624.12 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash cashier's check certified check or money order made Payable and sent to: Litton Loan Servicing LP Attention: Cash Management Department P.O. Box 4387 Houston, TX 77210-4387 2800.0032.052909161132 7196 9006 9295 1652 5178 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property., IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not he required to pav attorney's t es OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE FAR PRIOR TO SHERIFF'S i - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and mevent the sale at any time un to one hour before the Sheriff's Sale You may do so by Having the total amount then past ,e plus any late or other charges than due, as ble attorney's Ices and costs C n cr i with the foreclose sale od any her costs connected with he Sheriff's Saat as specified i . a iu lender and by perform; g any other re uirements under he mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such Sheriffs Sale of the mortgaged property could be held would be approximately 6 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: LITTON LOAN SERVICING LP Address: 4828 Loop Central Drive, Houston, TX 77081 Phone Number: (800) 999-8501 Fax Number. (713) 966-8906 Contact Person: Default Administration Department EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your fumishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You _ may or _2L_ may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, and attorney's fees and costs are paid prior to or at the sale and that other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: rte: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING CUMBERLAND COUNTY Adams County Interfaith CCCS of Western PA Housing Authority 2000 Linglestown Road 40 E High Street Harrisburg, PA 17102 Gettysburg, PA 17325 888.511.2227 717.334.1518 Maranatha PH FA 43 Philadelphia Avenue 211 North Front Street Waynesboro, PA 17268 Harrisburg, PA 17110 717.762.3285 717.780.3940 800.342.2397 2800.0032.052909161132 Community Action Loveship, Inc. Commission 2320 North 5th Street of Capital Region Harrisburg, PA 17110 1514 Derry Street 717.232.2207 Harrisburg, PA 17104 717.232.9757 7196 9006 9295 L652 5178 0. Mon Loan Servicing' Sent Via Certified Mail 7196 9006 9295 1652 5185 4/27/2011 EDWARD ZIMMER JAMIE SUMMY 37 S 39TH ST CAMP HILL, PA 17011 ACT 91 NOTICE 4828 Loop Central Drive Houston, TX 77081 Telephone (800) 999-8501 Fax (713) 966-8906 www.littonloan.com Hours of Operation (CST) Monday: 8 a.m. - 7 p.m. Tuesday - Thursday: 8 am. - 8 p.m. Friday: 9 a.m. - 5 p.m. Saturday: 8 a.m. - 12 p.m. TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official Notice that the mortgage on your h default- and the leader ecloseSpecific information about the nature of the default is Provided in the attached Pa es. THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency._ The name address. and phone nnmhrr Of o r dit Counseling Agogies serving 1 CpMty are (et at the end of the Notice. If you have anv aueshons you may call the Pennsylvania Housing Finance Agency toll free at (800) 342-2397. (Persons with impaired hearing can call (717) 780-1 R69)This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you rmd a lawyer. LA NOTIFICAC16N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIbN OBTENGA UNA TRADUCCIbN INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDH)A DEL DERECHO A REDIMIR SU HIPOTECA. 2800.0032.052909161132 7196 9006 9295 1652 5185 HOMEOWNER'S NAME(S): Edward Zimmer Jamie Sammy PROPERTY ADDRESS: 37 South 39th Street Camp Hill, PA 17011 LOAN ACCT. NO.: 100688035 ORIGINAL LENDER: Contact Litton Loan Servicing LP CURRENT LENDER/SERVICER: Litton Loan Servicing LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH N SAVE YOUR HOME FROM FORECLOSURE AND HELP VOIT MAXF RIMTRF MnRT(_A/_R oA Vtur. W9M IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FO F r S F. - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY-THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF IS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT." EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses, and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program, and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATIONAS SOONAS POSSIBLE. IF YOU HAVE A MEETING WITHA COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMAR%DATE OF THIS NOTICEAND FILE ANAPPLICATION R7THPHFA WITHIN30 DAYS OF THAT MEETING THEN THE LENDER WILL BE TEMPORARILYPREVENTED FROMSTARTINGA FORECLOSUREAGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE." YOU HAVE THE RIGHT TO FILE A REMAP APPLICATIONEVENBEYOND THESE TIME PERIODS A LATEAPPLICATION WILL NOT PREVENT THE LENDER FROM STARTINGA FORECLOSURE ACTION, BUTIF YOURAPPLICATIONIS EVENTUALLYAPPROVED AT ANYTIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If yon have tiled bankruptcy, you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brine: it up to date.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 37 South 39th Street Camp Hill, PA 17011 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 5/12009 through 4112011 totaling $33,641.34 Other charges (itemized): Late charges: $573.76 NSF charges: $0.00 Outstanding legal fees and costs: $2,066.52 Broker Price Opinion fees: $280.00 Inspection fees: $62.50 TOTAL AMOUNT PAST DUE: $36,624.12 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: Cure the default. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $36,624.12 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check certified check or money order made savable and sent to: Litton Loan Servicing LP Attention: Cash Management Department P.O. Box 4387 Houston, TX 77210-4387 !1 2800.0032.052909161132 7196 9006 9295 1652 5185 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortenee debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged DMDerty_ IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period. you will not be rea ired to nay attorney's tees OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO LIRE THE DEFAULT PRIOR TO SHERIFF'S "E - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the ri ¢ht to cure the default and prevent the sale at any time un to one hour before the Sheriffs Sale You may do so by navin the total amount then past due. plus any late or other charges then due As^nahte attorney's fees and casts connected with he foreclosure sale and any other costs connected with he Sheriffs Sat as specified writine by the lender a b =fomrine any other rea irement under the Mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the some position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such Sheriffs Sale of the mortgaged properly could be held would be approximately 6 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT T LENDER: Name of Lender. LITTON LOAN SERVICING LP Address: 4828 Loop Central Drive, Houston, TX 77081 Phone Number: (800) 999-8501 Fax Number: (713) 966-8906 Contact Person: Default Administration Department EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You _ mayor X may not (CHECK ONE) senor transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, and attorney's fees and costs are paid prior to or at the sale and that other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: 74 W • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TAMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTTI UTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING CUMBERLAND COUNTY Adams County Interfaith CCCS of Western PA Housing Authority 2000 Linglestoum Road 40 E High Street Harrisburg, PA 17102 Gettysburg, PA 17325 888.511.2227 717.334.1518 Maranathe PH FA 43 Philadelphia Avenue 211 North Front Street Waynesboro, PA 17268 Harrisburg, PA 17110 717.762.3285 717.780.3940 600.342.2397 2800.0032.052909161132 CarrmunityAction Loveship, Inc. Commission 2320 Nash 5th Street of Capital Region Harrisburg, PA 17110 1514 Derry Street 717.232.2207 Harrisburg, PA 17104 717.232.9757 7196 9006 9295 1652 5185 U REN LAW OFFICES P. C. OODCREST CORPORATE CE TER MARK J. UDREN, ESQUIRE III WOODCREST ROAD NJ MANAGING ATTORNEY SUITE 200 C ERRY HILL, NEW JERSEY 08 3-3620 TINA MARIE RICH FAX. 856. 669. 5399 OFFICE ADMIMSTRMY)R FREDDIE MAC PENNSYLVANIA ..DESIGNA-TED COUNSEL December 15, 2011 CERTIFIED MAIL RETURN RECEIPT REQUESTED ARTICLE ## 7011 2000 0001 4451 1713 Edward J. Zimmer Jr. 37 South 39th Street Camp Hill, PA 17011 RE: Mortgage Loan dated November 27, 2006 NOTICE OF INTENTION TO FORECLOSE Dear Mortgagor: The Mortgage serviced by Ocwen Loan Servicing and held by Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007- NC1 (hereinafter we, us or ours) on your property located at 37 South 39th Street Camp Hill, PA 17011 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,434.42 for the months of May 1, 2009 through December 1, 2011. The last assessed late charge on this account was $71.72 at a late charge rate of 5t for each delinquent payment(s). As of today, late charges have accrued to the total amount of $860.64. Other charges including Property Inspection Fees and Property Valuation Fees/BPO have accrued at the total amount of $338.00. A Suspense Balance of $784.74 has been credited to your account. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $46,315.34. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of $46,315.34, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made to UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NEW JERSEY 08003-3620 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise the lender's right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will-be cons11 idered due immediately and you inay lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, the lender also intends to instruct our firm to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff or other similar official to pay off the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe the lender, which may also include our reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's or other similar official foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's or other similar official's sale could be held would be approximately six months from the date of this letter. A notice of the date of the Sheriff's or similar official sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: (856) 669-5400. This payment must be cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's or other similar official sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's or other similar official sale, a lawsuit could be started to evict you. You shall have the right to assert in the foreclosure proceedings, the non-existence of a default or any other defense that you may have to acceleration or foreclosure. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBTS PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. UDREN LAW OFFICES, P.C. CC: First Class Mail NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, ........................ or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 669-5400 MARK J. UDREN, ESQUIRE NJ MANAGING ATTORNEY TINA MARIE RICH OFFICE ADMIMSMATOR N LAW OFFICES P. C. )CREST CORPORATE CE TER 111 WOODCREST ROAD SUITE 200 HILL, NEW JERSEY 08013-3620 FAX. 856. 669. 5399 FREDDIE MAC PENNSYLVANIA DESIGNATED COUNSEL December 15, 2011 CERTIFIED MAIL RETURN RECEIPT REQUESTED ARTICLE ## 7011 2000 0001 4451 1706 Jamie L. Summy 37 South 39th Street Camp Hill, PA 17011 RE: Mortgage Loan dated November 27, 2006 NOTICE OF INTENTION TO FORECLOSE Dear Mortgagor: The mortgage serviced by Ocwen Loan Servicing and held by Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007- NC1 (hereinafter we, us or ours) on your property located at 37 South 39th Street Camp Hill, PA 17011 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,434.42 for the months of May 1, 2009 through December 1, 2011. The last assessed late charge on this account was $71.72 at a late charge rate of 5% for each delinquent payment(s). As of today, late charges have accrued to the total amount of $860.64. Other charges including Property Inspection Fees and Property Valuation Fees/BPO have accrued at the total amount of $338.00. A Suspense Balance of $784.74 has been credited to your account. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $46,315.34. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of $46,315.34, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made to UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NEW JERSEY 08003-3620 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise the lender's right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose .. the. chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, the lender also intends to instruct our firm to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff or other similar official to pay off the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe the lender, which may also include our reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. The lender may also sue, you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's or other similar official foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's or other similar official's sale could be held would be approximately six months from the date of this letter. A notice of the date of the Sheriff's or similar official sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: (856) 669-5400. This payment must be cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's or other similar official sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's or other similar official sale, a lawsuit could be started to evict you. You shall have the right to assert in the foreclosure proceedings, the non-existence of a default or any other defense that you may have to acceleration or foreclosure. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER . OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE.UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. if you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. UDREN LAW OFFICES, P.C. CC: First Class Mail NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, .............................. ............................................ or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 669-5400 MARK J. UDREN, ESQUIRE NJ MANAGING ATTORNEY SUITE 200 U REN LAW OFFICES P. C. ODDCREST CORPORATE CE R 111 WOODCREST ROAD C ERRY HILL NEW JERSEY 080)3-3620 TINA MARIE MTOx FAX: 856 669. 5399 orFtcEAnntr?sn¢nro FREDDIE MAC PENNSYLVANIA DESIGNATED COUNSEL December 15, 2011 CERTIFIED MAIL RETURN RECEIPT REQUESTED ARTICLE # 7011 2000 0001 4451 1676 Edward J. Zimmer Jr. 360 South Bellevue Avenue Apt. 5 Langhorne, PA 19047 RE: Mortgage Loan dated November-27, 2006 NOTICE OF INTENTION TO FORECLOSE Dear Mortgagor: The Mortgage serviced by Ocwen Loan Servicing and held by Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007- NC1 (hereinafter we, us or ours) on your property located at 37 South 39th Street Camp Hill, PA 17011 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,434.42 for the months of May 1, 2009 through December 1, 2011. The last assessed late charge on this account was $71.72 at a late charge rate of 5% for each delinquent payment(s). As of today, late charges have accrued to the total amount of $860.64. Other charges including Property Inspection Fees and Property Valuation Fees/BPO have accrued at the total amount of $338.00. A Suspense Balance of $784.74 has been credited to your account. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $46,315.34. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of $46,315.34, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made to UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NEW JERSEY 08003-3620 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise the lender's right to accelerate the mortgage payments. This. means that ..whatever .. s....ow ng on, the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, the lender also intends to instruct our firm to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff or other similar official to pay off the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe the lender, which may also include our reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's or other similar official foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's or other similar official's sale could be held would be approximately six months from the date of this letter. A notice of the date of the Sheriff's or similar official sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the :required payment will be by calling us at the following number: (856) 669-5400. This payment must be cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's or other similar official sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's or other similar official sale, a lawsuit could be started to evict you. You shall have the right to assert in the foreclosure proceedings, the non-existence of a default or any other defense that you may have to acceleration or foreclosure. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER .-OR...TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. if you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. UDREN LAW OFFICES, P.C. CC: First Class Mail NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, ............................. or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 669-5400 U REN LAW OFFICES P. C. OODCREST CORPORATE CE TER MARK J. UDREN, ESQUIRE III WOODCREST ROAD NJ MANAGING ATTORNEY SUITE 200 C ERRY HILL, NEW JERSEY 08 3-3620 856. 669. 5400 TINA MARIE RICH FAX. 856. 669. 5399 OMCF ADMINISTRATOR FREDDIE MAC PENNSYLVANIA DESIGNATED COUNSEL December 15, 2011 CERTIFIED MAIL RETURN RECEIPT REQUESTED ARTICLE # 7011 2000 0001 4451 1683 Jamie L. Summy 360 South Bellevue Avenue Apt. 5 Langhorne, PA 19047 RE: Mortgage Loan dated November 27, 2006 NOTICE OF INTENTION TO FORECLOSE Dear Mortgagor: The Mortgage serviced by Ocwen Loan Servicing and held by Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007- NC1 (hereinafter we, us or ours) on your property located at 37 South 39th Street Camp Hill, PA 17011 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,434.42 for the months of May 1, 2009 through December 1, 2011. The last assessed late charge on this account was $71.72 at a late charge rate of 5°s for each delinquent payment (s) . As of today, late charges have accrued to the total amount of $860.64. Other charges including Property Inspection Fees and Property Valuation Fees/BPO have accrued at the total amount of $338.00. A Suspense Balance of $784.74 has been credited to your account. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $46,315.34. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of $46,315.34, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made to UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NEW JERSEY 08003-3620 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise the lender's right to accelerate the mortgage payments. T.his_.means_.that .whatever _..is._owing _on__the_original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, the lender also intends to instruct our firm to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff or other similar official to pay off the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe the lender, which may also include our reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's or other similar official foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's or other similar official's sale could be held would be approximately six months from the date of this letter. A notice of the date of the Sheriff's or similar official sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: (856) 669-5400. This payment must be cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's or other similar official sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's or other similar official sale, a lawsuit could be started to evict you. You shall have the right to assert in the foreclosure proceedings, the non-existence of a default or any other defense that you may have to acceleration or foreclosure. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. UDREN LAW OFFICES, P.C. CC: First Class Mail NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, ......................................... .................................... or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mall it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 669-5400 (° I r %J rat rCD («C .,W,, a> m ar, • CERTIFIE17MIAIL s m a m (Domestic • A .?r.ra?ra poet." $ S ¦ ??? Certified Fee ?.. •r¦? r? r? Postmark Q Q Q C3 Return Receipt Fee .} (Endorsement Required) rZ , v Here ,+.??.¦ Q D Restricted Delivery Fee (F.rtdotsement Required) Q Q ? Q Total Postage & Fees $ ru rU ra rq c ?Ch L1 r ••• Q Q or PO Box No. -? k ?J1 J17 CY 1 ?} ' L?? --------------J -------- -------- Clty, State. Z(P+4 - Q3 C1? r-? 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M IOU si Idleoae Isod ayi ie GIO io -ylewasod a v t. tuemmonua Oe s aaSSajppe aUEAAe us joj a -pa?lnba? ruai aaealldnp I, w es"OK3 •a0i O? Sd);dleoey Tao off, 416nllap UOlilAAL' Uri Jo j Bald `Selgen)En NVUln'SNl ON it u hew PsylliaO [p erurau weuOdAkf lop 10 plom y a duapl anblun y N ?aoal 6u!fmw v a liew ?Bf?lA1? -OFF ICr: {M_ + IIu PRO THONG TAR T UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: MARK J. UDREN, ESQUIRE - ID #04302 2012 FEB 16 4H to: 19 STUART WINNEG, ESQUIRE - ID #45362 ESQUIRE - ID #34576 LORRAINE DOYLE CUMBERLAND COU COU , NTY PENNSYLVANI ALAN M. MINATO, ESQUIRE - ID #75860 A SHERRI J. BRAUNSTEIN, ESQUIRE - ID #90675 PAIGE M. BELLINO, ESQUIRE - ID#309091 HARRY B. REESE, ESQUIRE - ID#310501 AMY GLASS, ESQUIRE - ID#308367 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadings(d..udren.com U.S. Bank, National Association, as Trustee under the Pooling and COURT OF Servicing Agreement dated as of February 1, 2007, GSAMP Trust COMMON 2007-NC1, Mortgage Pass-Through Certificates, Series 2007-NCI PLEAS 1661 Worthington Road #100 CIVIL West Palm Beach, FL 33409 DIVISION Plaintiff CUMBERLAND V. County JAMIE L SUMMY 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE, PA 19047 NO. 81V17 EDWARD J. ZIMMER JR 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE, PA 19047 Defendant(s) ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter the appearance of the following counsel: Mark J. Udren, Esquire; Stuart Winneg, Esquire; Lorraine Doyle, Esquire; Alan M. Minato, Esquire, Sherri J. Braunstein, Esquire; Elizabeth L. Wassall, Esquire; Paige M. Bellino, Esquire; Harry B. Reese, Esquire; Amy Glass, Esquire; Kassia Fialkoff, Esquire; on behalf of the Plaintiff, in the above-captioned matter. UD LAW OFF ES, P.C. BY: Sherri J. Braunstein, Esquire PA ID 90675 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007-NC1, Mortgage Pass- Through Certificates, Series 2007-NCI Plaintiff JAMIE L SUMMY; EDWARD J. ZIMMER JR; et al Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 2012-998 C) PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: March 23, 2012 UDREN LAW OFFICES, P.C. : V ?v? V i =ft zz- ?M PAIGE pAI ESQUIRE D 309091 y? S Q%t%\\-lS?a ate, K-#?cP7a S ?a SHERIFF'S OFFICE OF CUMBERLAND, COUNTY Ronny R Anderson Sheriff t t T i ? of C111q,cr{ i1 ?` Jody S Smith Chief Deputy - 2012 MAY -4 PPS 3; 2 ? Richard W Stewart CUMBERLAP40 CoUu-, Solicitor PENNSYLVANIl , US Bank National Association Case Number vs. 2012-998 Jamie L. Summy (et al.) SHERIFF'S RETURN OF SERVICE 02/21/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Jamie L. Summy, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of Bucks County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 02/21/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Edward J. Zimmer, Jr., but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of Bucks County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 02/28/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Jamie L. Summy, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Jamie L. Summy. Request for service at 37 S. 39th Street, Camp Hill, Pennsylvania 17011 appears vacant. The Camp Hill Postmaster has advised, Jamie L. Summy is not known at this address. 02/28/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Edward J. Zimmer, Jr., but was unable to locate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Edward J. Zimmer, Jr. Request for service at 37 S. 39th Street, Camp Hill, Pennsylvania 17011 appears vacant. The Camp Hill Postmaster has advised, Edward J. Zimmer, Jr. is not known at this address. 03/12/2012 Edward J. Donnelly, Sheriff of Bucks, who being duly sworn according to law, states that on March 12, 2012 this Complaint in Mortgage Foreclosure upon defendant Jamie L. Summy is returned not served due to not enough time to serve. 03/12/2012 Edward J. Donnelly, Sheriff of Bucks, who being duly sworn according to law, states that on March 12, 2012 this Complaint in Mortgage Foreclosure upon defendant Edward J. Zimmer, Jr. is returned not served due to not enough time to serve. 03/26/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Edward J. Zimmer, Jr., but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of Bucks County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 03/26/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Jamie L. Summy, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of Bucks County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 04/18/2012 09:00 AM - Bucks County Return: And now April 18, 2012 at 0900 hours I, Edward J. Donnelly, Sheriff of Bucks County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Jamie L. Summy by making known unto Thomas Hamilton II, adult in charge at 360 S. Bellevue Avenue, Apartment 5, Langhorne, Pennsylvania 19047 its contents and at the same time handing to him personally the said true and correct copy of the same. =iCo ,s- toShE f [c?eas.ft ii?e. 04/18/2012 Bucks County Return: And now, April 18, 2012 I, Edward J. Donnelly, Sheriff of Bucks County, Pennsylvania, do hereby certify and return, that I made diligent search and inquiry for Edward J. Zimmer, Jr. the defendant named in the within Complaint in Mortgage Foreclosure and that I am unable to find him in the County of Bucks and therefore return same NOT FOUND. Request for service at 360 S. Bellevue Avenue, Apartment 5, Langhorne, Pennsylvania 19047 the Defendant was not found. Deputies were advised, Edward J. Zimmer, Jr. has never resided at this address and he may currently be incarcerated. SHERIFF COST: $121.50 May 02, 2012 SO ANSWERS, -;Z RON R ANDERSON, SHERIFF ;o; CeumvS cite 5he"rft. Te'?osett !, BUS"MKS COUNTY OC SHERWF'S RETURN 1 of 1 Bucks County Case # 201230896 Invoice to be mailed to County Sheriffs Office Filed 3 /26/2012 in CUMBERLAND COUNTY Bucks Case # 201230896 Reed 4/17/2012 Special Instructions _?. f--f- Attn: MARK J UDREN, ESQ Special Instructions Action Civil Action COMPLAINT Plaintiff US BANK NATIONAL, ASSOCIATION -VS- DefendantAE WARD J ZIMMER JR MIE L SUM -A 2, 360 S BEL, E AVE, APT 5 LANGHORNE, PA 19047 Address Served if Different 17, p--/ 0o Served under Pa. R.C.P.#402 (A) (i) Defendant personally served (A) (2) (i) Family Member (A) (2) (i) ult in Charge of Residenc (A) (2) (ii) Manager/Clerk at Deft's Lodging (A) (2) (iii) Person in Charge of Busi_ne? By Handling to i hn4 ME ! ,r^ By Posting Not Served 30 Days Ran Out Defendant Not I1ome Defendant Moved Address Vacant Defendant Unknown Deputy needs better address Checked Post Office No Forwarding Forwarding Address Notes LW s e'v vJ 1 r%j i (VI -S s -2,1 f n( s 1 d 3 C'i"Q+ S oust' b f? - S t ?,nA Tw (/Born L-ar-pC kQ, By Deputy .A4.. -li- L, Witness At ! 0 6 o'clock The above document as ser information listed above i Pennsylvania. So answers: PM ) on 9- I t served on the defendant as per nth of BucU.-Commonwealth of eriff of Buckoirunty "-I. Affirmed a ubscribed befome ki,this day / 0?3 i? Prothontary Affirmed and subscribed before me on this day Notary Public My Com. Exp. 04/17/2012 003 f?.y? UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007-NC1, Mortgage Pass- Through Certifcates, Series 2007-NC1 Plaintiff v. JAMIE L SUMMY; EDWARD J. ZIMMER JR; et al Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION = r_, ..:-' Cumberland County ~, r = ~w~~~ N0.2012-998 - f . ~. ~, :<- c.~ m - ~. ~._ PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: ~ ~ _.~- l - \ 2-~ UDREN LAW OFFICES, P.C. __. ,.~._ Attorneys for Plaintiff KASSIA FIALKOFF, ESQUIRE PA ID 310530 ~,~~~/l. ~sj~ `~( S ~ky ~/D/~f~ ~r 3q 8q ~~ a$3c~~ UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREsT CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings*.udren.com - ----- U.S.Bank,National Association,as Trustee under the COURT OF COMMON PLEAS Pooling and Servicing Agreement dated as of February 1, CIVIL DIVISION 2007, GSAMP Trust 2007-NCI,Mortgage Pass-Through Cumberland County Certificates, Series 2007-NCI 1661 Worthington Road,Suite 100 MORTGAGE FORECLOSURE - West Palm Beach, FL 33409 Plaintiff NO. 2012-998 Cr. JAMIE L SUMMY 360 S BELLEVUE AVE APT 5 LANGHORNE,PA 19047 EDWARD J.ZIMMER JR INMATE#KM8727SCI MAHANOY 301 MOREA ROAD FRACKVILLE,PA 17931 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES, TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s),JAMIE L SUMMY; EDWARD J. ZIMMER JR; for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: FROM TO Unpaid Principal Balance $170,018.10 Interest Per Complaint $47,345.08 Additional Interest 01/31/2012 03/20/2013 $19,202.05 Late Charges Per Complaint $860.64 Additional Late Charges 01/31/2012 03/20/2013 $1,004.08 Escrow Per Complaint $8,946.08 Title Report $300.00 Attorney Fee $1,300.00 Property Inspection Fee $56.50 Property Valuation Fee-BPO $292.00 Prior Servicer Fees $8,401.52 Grand Total $257,726.05 ck/_ 9 /-/& 3 $T ' $i I hereby certli)v that(1)the addresses of the Plaintiff and Defendant are as shown above, and(2)that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDREN LAW WFICES, P.C. BY: Atto icy or PI M 1'ff S ATORE SQUIRE % ROL 9 1 AN LI DAMAGES ARE HE BY ASSESSED AS INDICATED PAS 1 DATE: PRO PROTHY MJU#: 11101048 CASE#: 1.1101048-1 2012 FEB 16 Oil: CUMBE.tfx...AN D COUNTY PE N NvYLVA.Ni: UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE -ID #45362 LORRAINE DOYLE, ESQUIRE -ID#34576 ALAN M. MI.NATO, ESQUIRE - ID#75860 SHERRI J. BRAUNSTEIN, ESQUIRE-ID#90675 PAIGE M. BELLINO,ESQUIRE -ID#309091 HARRY B. REESE,ESQUIRE - ID#310501 AMY GLASS,ESQUIRE - ID#308367 KASSIA FIALKOFF, ESQUIRE -ID#310530 ELIZABETH L. WASSALL,ESQUIRE-ID#77788 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadinesr.udren.com U.S. Bank, National Association, as Trustee under the COURT OF COMMON Pooling and Servicing Agreement dated as of February 1, PLEAS 2007, GSAMP Trust 2007-NCI,Mortgage Pass-Through CIVIL DIVISION Certificates, Series 2007-NC1 CUMBERLAND County C/O Oewen Loan Servicing,LLC 1661 Worthington Road #100 West Palm Beach, FL 33409 ! NO. old(a` C� 01� Plaintiff V. JAMIE L SUMMY 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE,PA 19047 EDWARD J. ZIMMER JR 360 S BELLEVUE AVE APT 5 APT 5 LANGHORNE,PA 19047 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you B&K C UNTY OC SHERIFF'S RETURN lorl Bucks County Case# 201230896 Filed 3/26/2012 in CUMBERLAND COUNTY Bucks Case# 201230896 Ree'd 4/17/2012 invoice to be mailed to Special Instruct. ns County Sheriffs Office Action Civil Action COMPLAINT Plaintiff US BANK NATIONAL ASSOCIATION -VS- Defend ant EDWARD J ZIMMERJR MIE L SUM NM -A 4 360 S BEL E AVE,APT 5 LANGHORNE, PA 19047 Address Served if Different MARK J UDREN.ESQ I '1-0 Special instructions Served under Pa. R.C.P.4402 (A)(i)Defendant personally served (A)(2)(i)Family Member X. (A)(2)(i dulin Charge of Residenc (A)(2)(d)Manager/Clerk at Deft's Lodging (A)(2)(iii)Person in Charge of Rusm7- , By Handling to -7- ? I ,, By Posting ........... Not Served 30 Days Ran Out Defendant Not Home Defendant Moved Address Vacant Defendant Unknown Deputy needs better address Checked Post Office No Forwarding Forwarding Address oi 6 t- r-- T e� L—ar-C w By Deputy -.1 A A-r— Notes Witness At 9 0 6 o'clock(01 PM)on (-I The above document - /not served on the defendant as per as sier:v�, . information listed above—i Coun of Bucks .Commonwealth of Pennsylvania.. So answers: eriff of Suckvunty Affirmed agoSubscribed befor4me Anfliis day .13 e-v to Prothontary Affirmed and subscribed before me on this day C4 5 -J-r Notary Public My Corn. Exp. 04/17/2012 hy? T --X A %'%.A -t^ -e 0 AAA n I A SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 'C °uc rRIrF US Bank National Association Case Number vs. Jamie L. Summy;et al.) 2012-998 SHERIFF'S RETURN OF SERVICE 12./0312012 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Edward J. Zimmer Inmate#KM8727, Jr., but was unable to locate the Defendant in the Sheriff's bailiwick. The Sheriff therefore deputizes the Sheriff of Schuylkill, Pennsylvania to serve the within Complaint in Mortgage Foreclosure according to law. 12,1912012 01.30 PM-'The requested Complaint in Mortgage Foreclosure served by the Sheriff of Schuylkill County upon Edward J. Zimmer, Jr., personally, at SCI Mahanoy, 301 More@ Road, Frackville, PA 17932. Joseph Groody, Sheriff, Return of Service attached to and made part of the within record. SHERIFF COST: $28.45 SO ANSWERS, January 02, 2D13 ROWY R ANDERSON. SHERIFF Th, a"= o .-'C 12, z ,OJWI Vve . z avER:mr'a onp^ormo,T OFsCHnYLKTLLCOUNTY acmscrIcL conmz, COURT pmraE Porrrnz:�Lo, aoomsxLV)Wz^ 17s01 �570) ^Z2'5570 ^ ° ^ rFzoAnzr op aornxm ~ ' ---^------------'------~^-~~~-~~~-~~~~~~~~~--~~~~~~~~----~~~~~~----~^------~-~-~---'~~~~~~~---~~^ / *`,°*r coRTzr, and RETURN that "°,.i=° was "ao= by *andi"n a rnno and ^rTooroo =Y t" . oo°uno z xzwmoo om 'ponsomvL) ON scz MAH.^po, 12/19/2012 PR*rzvzLLc s^ at swosm ^"^ 'n",",° ~" =^�° so xpswERs \ «~, of ----- ------ 'p=yL I-,o,o "=v rif~.° kizl C=^"c'�/ -------'----------~------------~~~~`~~~~----~~-~~~~--~------~~----`---`----~------ o=u ' of a°t"", /u-^^s-zaIz, UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 U.S. Bank, National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing Agreement CIVIL DIVISION dated as of February 1,2007,GSAMP Trust Cumberland County 2007-NCI, Mortgage Pass-Through Certificates, Series 2007-NCI MORTGAGE FORECLOSURE Plaintiff V, NO. 2012-998 Jamie L Summy, Edward J. Zimmer Jr Defendants) TO: Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne, PA 19047 Date of Notice: February 20,2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-91.08 NOTIFICACION PMP ORTANTE LISTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL,PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES, PC. Attorney for Plaintiff Katherine E. Knowlton, Esq PA ID 311713 Wooderest Corporate Center 1 I 1 Wooderest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: ? 1101048 CASE#: 1 1 1 01048-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST C01D 0I�_1 CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 U.S. Sank, National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing Agreement CIVIL.DIVISION dated as of February 1,2007, GSAMP Trust ; Cumberland County 2007-NCI, Mortgage Pass-Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE Plaintiff V. NO. 2012-998 Jamie L Summy,Edward J. Zimmer Jr Defendant(s) TO: Edward J. Zimmer Jr INMATE #KM8727 SCI MAHANOY 301 MOREA ROAD FRACKVILLE, PA 17931 Date of Notice: February 20, 2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-9108 NOTIFICACION IMPORTANTE LISTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE Ulv TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDI.ATAMENTE Sl USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO,VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT.,THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES, PC. Attorney for Plaintiff Katherine E. Knowlton, Esq PA FD 311713 Wooderest Corporate Center 111 Wooderest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 MJU#: 11101048 CASE#: 11101048-1 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF `h'OODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 U.S. Bank, National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing Agreement CIVIL DIVISION dated as of February 1, 2007, GSAMP Trust Cumberland County 2007-NCI, Mortgage Pass-Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE Plaintiff V. NO. 2012-998 Jamie L Summy,Edward J. Zimmer Jr Defendant(s) TO: Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne, PA 19047 Date of Notice: February 20,2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A .LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-9108 NOTIFICACION I1",1PORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN, ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O ST NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT.,THIS LAVA' FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES, PC. BY: Attorney for Plaintiff Katherine E. Knowlton, Esg PA ID 311713 Wooderest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: 1 1101048 CASE#: 11101048-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER III WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 U.S. Bank,National Association,,as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing Agreement CIVIL DIVISION dated as of February 1, 2007, GSAMP Trust Cumberland County 2007-NCI.,Mortgage Pass-Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE Plaintiff v' NO. 2012-998 Jamie L Summy,Edward J. Zimmer Jr Defendant(s) TO: Edward J.Zimmer Jr INMATE#KM8727 SCI MAHAINOY 301 MOREA ROAD FRACKVILLE, PA 17931 Date of Notice: February 20, 2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW- THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-9108 NOTIFICACION IMPORTANTE LISTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBLJNAL PODRA., SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, LMPORT ANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES, PC. Attorney for Plaintiff Katherine E. Knowlton, Esq PA ID 311713 Wooderest Corporate Center 111 Wooderest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: 1 1101048 CASE#: 11101048-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings @udren.com COURT OF COMMON PLEAS U.S. Bank,National Association,as Trustee CIVIL DIVISION under the Pooling and Servicing Agreement Cumberland County dated as of February 1, 2007, GSAMP Trust 2007-NCI,Mortgage Pass-Through MORTGAGE FORECLOSURE Certificates, Series 2007-NC1 Plaintiff NO. 2012-998 JAMIE L SUMMY, EDWARD J. ZIMMER JR, Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE UNDER Pa.R.C.P 76 THE UNDERSIGNED states based upon a search of the Department of Defense Manpower Data Center for the Defendant(s),that the Defendant(s),JAMIE L SUMMY, EDWARD J. ZIMMER JR, who/each of whom is over 18 years of age is/are not in active military service as defined in the Servicemembers' Civil Relief Act. The Military Status Report(s) is/are attached hereto as Exhibit "A". The Affiant lacks sufficient information to be able to determine whether any other Defendants in this action are in active military service because Plaintiff cannot provide date(s)of birth and/or Social Security number(s) for said Defendant(s)to enable a search. This statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Dated: March 20,2013 `t ttorney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA 1D 311050 MJU#: 11101048 CASE#: 11101048-1 Results as of:Mar-20-2013 11:49'41 Department. of Defense Manpower Data Center SCRA 3.0 Status Rporl Pursuant to Sen icememb tr Civil Relief Act Last Name: SUMMY First Name: JAMIE Middle Name: L Active Duty Status As Of: Mar-20-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Amily, I& - Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA.you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore.some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 22U20693UODAUCO Results as of Mar-20-2013 11:50:34 Department of Defense Manpower Data Center SCRA 3.0 Status Report 3 Pursuant to Senicemembers, Civil belief:ice Last Name: ZIMMER, JR First Name: EDWARD Middle Name: J Active Duty Status As Of: Mar-20-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Mary M Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive.Suite 04E25 Arlington.VA 22350 The Defense Manpower Data Center(DMDC)is an organization mthe Department m Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(osena)database which/s the official source m data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§nn1et sew.ao amended)(acRA)(formerly known aa the nvmiem'und Sailors'Civil Relief Act o,/94u>. DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate, /n the event the individual referenced above,m any family member.friend,nr representative asserts in any manner that the individual was on active duty for the active duty status date,mio otherwise entitled mthe protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenvruox.mi, uaL:hnn:/xmww.ueenven^xmumwq/pis/PuoyoLoR.htm|. x you have evidence the person was nn active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you- See aousc App.§so1(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within a6rdays preceding the Active Duty Status Date(o)Whether the individual v,his/her unit received°mrlvnoonvauunmmnvrtmram/ve duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior tozu10 only some m the active duty periods less than xn consecutive days m length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported uy Federal funds, All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs:s and Coast Guard Reserve Program Administrator(nPAs)- Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.& Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps), Coverage Under the SCRAis Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported uuon Active Duty under this certificate. aon«protections are for Title/n and Title 14 active duty records for all the Uniformed Services periods, Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(u)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking m rely on this woumte certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted.but who have not actually begun active duty o,actually reported for induction, The Last Date on Active Duty entry/uimportant because o number m protections w the oCRA extend beyond the last dates w active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA arepmtecteo mmnw/wG: This certificate was provided based ona last name,sewmatem birth,and active duty status date provided uy the requester, Pm"m.no erroneous information will cause an erroneous certificate muoprovided. Certificate |[): P2C3VV84390DA480 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings@udren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS : E, under the Pooling and Servicing CIVIL DIVISION ` y W Agreement dated as of February 1,2007, Cumberland County =C r GSAMP Trust 2007-NC1,Mortgage Pass- Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE rnn Plaintiff V. NO. 2012-998 ? Jamie L Summy Edward J. Zimmer Jr Defendant(s) PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $257,726.05 Interest From 3/21/2013 $ 7,773.36 to Date of Sale Se em er 4 2013 Ongoing Per Diem of 46.27 to actual date of sale including if sale is held at a later date (Costs to be added) $ l.� n N,�- � Q' UDREN LAW O CES,P.C. It r, BY: �1 r( s rney or Plaintiff SALVATORE CAROLLO, ESQUIRE PA ID 311050 MJU#: 1 x101048 CASE#: 11101048-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com U.S.Bank,National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing CIVIL DIVISION Agreement dated as of February 1,2007, Cumberland County _ GSAMP Trust 2007-NCI,Mortgage Pass- Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE Plaintiffs r-') " V. NO. 2012-998 Jamie L Summy , , Edward J. Zimmer Jr Defendant(s) CERTIFICATE OF ACT 91 I hereby state that as the attorney for the Plaintiff in the above-captioned matter: [1 Act 91 procedures have been fulfilled Premises is not subject to the provisions of Act 91 This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unworn falsification to authorities. UDREN LAW ICES, P.C. BY: orney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA ID 311050 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings(a-Wdren.com r U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS r r under the Pooling and Servicing CIVIL DIVISION Agreement dated as of February 1,2007, Cumberland County GSAMP Trust 2007-NC1,Mortgage Pass- _t Ln 4 Through Certificates,Series 2007-NC1 MORTGAGE FORECLOSURE r-z Plaintiff V. cyc`° Jamie L Summy NO. 2012-998 Q Edward J. Zimmer Jr C:) Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 U.S.Bank,National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1,2007,GSAMP Trust 2007-NC1,Mortgage Pass-Through Certificates, Series 2007-NC1, Plaintiff in the above action,by its undersigned attorney,upon information and belief,Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at: 37 South 39th Street,Camp Hill,PA 17011 1.Name and address of Owner(s) or reputed Owner(s): Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne,PA 19047 Edward J.Zimmer Jr INMATE #KM8727 SCI MAHANOY 301 MOREA ROAD FRACKVILLE,PA 17931 2. Name and address of Defendant(s) in the judgment: Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne,PA 19047 Edward J. Zimmer Jr INMATE#KM8727 SCI MAHANOY 301 MOREA ROAD FRACKVILLE,PA 17931 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Cumberland County Adult Probation Address to Follow Township of Hampden Address to Follow 4. Name and address of the last recorded holder of every mortgage of record: U.S.Bank,National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1,2007,GSAMP Trust 2007-NCI, Mortgage Pass-Through Certificates,Series 2007-NC1 1661 Worthington Road, Suite 100 West Palm Beach,FL 33409 Sr Mortgage Holders -None Jr Mortgage Holders-None 5. Name and address of every other person who has any record lien on the property: Sr lien Holders-None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle,PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg,PA 17128-1230 Tenants/Occupants 37 South 39th Street Camp Hill,PA 17011 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders-None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: 3• Z 2 - s UDREN LA FFICES, P.C. BY: A orney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA ID 311050 MJU#: 11101048 CASE#: 11101048-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 1p eadin rs @udren.com C `= U.S.Bank,National Association,as Trusteel COURT OF COMMON PLEAS -�a �-- - under the Pooling and Servicing CIVIL DIVISION - Agreement dated as of February 1,2007, Cumberland County cur- n� GSAMP Trust 2007-NC1,Mortgage Pass- ""-= Through Certificates,Series 2007-NC1 MORTGAGE FORECLOSURE "" Plaintiff ' 'v, �' V. C=) NO. 2012-998 < ' JAMIE L SUMMY,EDWARD J. ZIMIVIEER JR Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne,PA 19047 Your house(real estate) at 37 South 39th Street,Camp Hill,PA 17011 is scheduled to be sold at the Sheriffs Sale on September 4,2013 at 10:00am at the Cumberland County Courthouse,Commissioners Hearing Room,2nd Floor,Carlisle,PA 17013,to enforce the court judgment of$257.726.05, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed,the property will be relisted for the Next Available Sale. NOTICE OF QVSMKS RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU Ma SL"BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may fmd out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the properly as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be-filed-by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 i r UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 12leadinoQudren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing CIVIL DIVISION Agreement dated as of February 1,2007, Cumberland County GSAMP Trust 2007-NC1,Mortgage Pass- Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE Plaintiff V. NO. 2012-998 JAMIE L SUMMY,EDWARD J. ZIMMER JR rt S Defendant(s) -7rl% .� , � CD� NOTICE OF SHERIFF'S SALE OF REAL PROPERTY n. TO: Edward J. Zimmer Jr i;: 4? ` r INMATE#KM8727 -+ C� SCI MAHANOY 301 MOREA ROAD FRACKVILLE,PA 17931 Your house(real estate) at 37 South 39th Street, Camp Hill,PA 17011 is scheduled to be sold at the Sheriff s Sale on September 4, 2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle,PA 17013,to enforce the court judgment of$257.726.05,obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call:(856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL 1E ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHIERIFF`S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 12-99S Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S.BANK,NATIONAL ASSOCIATION,AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF FEBRUARY 1,2007,GSAMP TRUST 2007-NC1,MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2007-NC1 Plaintiff(s) From JAMIE L.SUMMY,EDWARD J.ZIMMER,JR. (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that:(a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $257,726.05 L.L.:$.50 Interest from 3/21/2013 to date of sale September 4,2013 ongoing per diem of$46.27 to actual date of sale including if sale is held at a later date-$7,773.36 Atty's Comm: Due Prothy: $2.25 Atty Paid: $322.20 Other Costs: Plaintiff Paid: Date: 3/25/13 124�_ �h.js4�& David D.Buell,Prothono {Seal) Deputy REQUES'TIN6 PARTY: Name:SALVATORE CAROLLO,ESQUIRE Address:UDREN LAW OFFICES,P.C. WOODCREST CORPORATE CENTER, 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 Attorney for:PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No.311050 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 U.S. Bank,National Association, as COURT OF COMMON PLEAS Trustee under the Pooling and Servicing CIVIL DIVISION Agreement dated as of February 1,2007, Cumberland County GSAMP Trust 2007-NC1, Mortgage Pass- Through Certificates, Series 2007-NC1 NO. 2012-998 Plaintiff cT V. -s JAMIE L SUMMY• `�' `' EDWARD J. ZIMMER JR; et al '• Defendant(s) =c-) .. PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. Date: (4, i,L(' (1) UDREN LAW OFFICES,P.C. BY: Atto W 'laintiff MARRY.;B,REESE, ESQIJTRf PAID 31rcr Service of Process by • ' ` US Bank,National Association,as Trustee,et.al.,Plaintiff(s) APS International, Ltd. vs. ,r Jamie L.Sammy,et.al.,Defendant(s) 1-800-328-7171 INTERNATIONAL- APS International Plaza r 7800 Glenroy Road Minneapolis,MN 55439-3122 APS File#: 124066-0001 AFFIDAVIT OF DUE AND DILIGENT ATTEMPT Service of Process on: UDREN LAW OFFICES --Jamie L.Summy Ms.Henni Crommartv Court Case No.Cumberland Co 2012-998 111 Woodcrest Rd..Ste.200 Cherry Hill,NJ 08003-3620 Customer File: N11101048-1 State of: n \V l r a )ss. County of:C( Name of Server: Clirt•b+ia-. ' > el , undersigned,being duly sworn,deposes and says that at all times mentioned herein,s/he was of legal age and was not a party to this action: Documents Served: the undersigned attempted to serve the documents described as: Notice of Sheriffs Sale of Real Property Service of Process on: The undersigned attempted to serve the documents on Jamie L. Summy and after due and diligent efforts,was unable to effect service. Attempts: The following is a list of the attempts made to effect service: llatesfCimc/Address:Vtemptcd: 37 South 39th Street,Camp Hill,PA 17011 Reason for Non-Service: 7/i23 7:00/01 PO ptI-7. ! h S V . CG - G., f iM 4-Cr:'z eof Dates/Time/Address Attempted: L4 C4tY1_ Ina S pal/ve k Reason for Non-Service: Dates/Time/Address Attempted: Reason for Non-Service:, E Based upon the above stated facts, Afftant believes the defendant is avoiding service. Signature of Server: Undersigned declares under penalty of perjury Subscribe. did swo to b fore me this // that the foregoing is true and correct. 3 9day of � / 20 I �fi//_/ Signature oi'Server �� ' 'b c '/v n�s n Ex./es) APS International, Ltd. COMMONWEALTH OF PENNSYLVANIA Notarial Seal M.Michelle Guyton,Notary Public Carlisle Boro,Cumberland County My Commission Expires July 9,2016 MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES Service of Process by US Bank National Association,as Trustee,et.al.,Plaintiff(s) ,f APS International, Ltd. Jamie L.Sammy,et.a1.,Defendant(s) 1-800-328-7171 INT£RIcXFIO!VAL APS International Plaza 7800 Glenroy Road Minneapolis,MN 55439-3122 APS File#: 123845-0001 AFFIDAVIT OF DUE AND DILIGENT ATTEMPT Service of Process on: UDREN LAW OFFICES --Jamie L.Summy Ms.Henni Crommartv Court Case No.Cumberland Co 2012-998 11 Woodcrest Rd.,Ste.200 Cherry Hill,NJ 08003-3620 Customer File: N11101048-1 - - - State of: r,� )ss.- - - - County of: Name of Server: D vjfc - , undersigned, being duly sworn,deposes and says that at all times mentioned herein, s/he was of legal age and was not a party to this action; Documents Served: the undersigned attempted to serve the documents described as: Notice of Sheriffs Sale of Real Property Service of Process on: The undersigned attempted to serve the documents on Jamie L.Summy and after due and diligent efforts, was unable to effect service. Attempts: The following is a list of the attempts made to effect service: Dates/rime/Address Attempted: 360 S.Bellevue Ave.Apt 5,Langhorne,PA 19047 `- / Reason for Non-Service: 0/243 t3 A..17,9/7" &rr5/13 (/Sd(/�'t. Ii /2f//3 )L/li r . PO U M.r`— et f' Dates/Time/Address Attempted: I n e i, flu ►c�P sH f z 1 1- G7-- 1•74-14.1/1-7 Reason for Non-Service: S 'Vt-1 A • Dates/Time/Address Attempted: Reason for Non-Service: u Based upon the above stated facts,Affiant believes the defendant is avoiding service. Signature of Server: Undersigned declares under •-i .Ity of perjury Subscribed and sworn to before_tn&tthis that the/oreoin is true a ,.rrect. / day of k 1.7 ,20 a Signature o7.erver Notary Public (Commission Expires) APS International,Ltd. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 = ; 856-669-5400 ; £z> pleadingsgudren.com U.S.Bank,National Association,as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing Agreement CIVIL DIVISION -[> c r� CD dated as of February 1,2007, GSAMP Trust Cumberland County r-� �`q 2007-NC1,Mortgage Pass-Through Certificates, Series 2007-NCI MORTGAGE FORECLOSURE C:: Plaintiff V. NO. 2012-998 ` =" JAMIE L SUMMY, EDWARD J.ZIMMER JR, Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff,by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriffs Sale,a true and correct copy of which is attached hereto as Exhibit"A",was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution,on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s)by regular mail and certified mail on the date appearing on the attached Return Receipt,which was signed for by Defendant(s)on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit"B". 3. If a Return Receipt is not attached hereto,then service was by personal service on the date specified on the attached Return of Service,attached hereto as Exhibit"B". 4. If service was by Order of Court,then proof of compliance with said Order is attached hereto as Exhibit'B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities. Dated: .13 UDREN LAW ICES, P.C. BY: Attorneys for Plaintiff SALVATORE CAROLLO, ESQUIRE PA 1D 311050 MN#: 11101048 CASE#: 11101048-1 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing CIVIL DIVISION Agreement dated as of February 1, 2007, Cumberland County GSAMP Trust 2007-NCI, Mortgage Pass- Through Certificates, Series 2007-NC1 MORTGAGE FORECLOSURE Plaintiff V. NO. 2012-998 Jamie L Summy Edward J. Zimmer Jr Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 U.S. Bank,National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007-NCI,Mortgage Pass-Through Certificates, Series 2007-NCI,Plaintiff in the above action,by its undersigned attorney,upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 37 South 39th Street, Camp Hill, PA 17011 1.Name and address of Owner(s) or reputed Owner(s): Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne, PA 19047 Edward J. Zimmer Jr INMATE #KM8727 SCI MAHANOY 301 MOREA ROAD FRACKVILLE, PA 17931 2. Name and address of Defendant(s) in the judgment: Jamie L Summy 360 S Bellevue Ave Apt 5 Langhorne, PA 19047 Edward J. Zimmer Jr INMATE #KM8727 SCI MAHANOY 301 MOREA ROAD FRACKVILLE, PA 17931 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Cumberland County Adult Probation 1 Courthouse Square Carlisle,PA 17013-3387 Township of Hampden 230 S. Sporting Hill Road Mechanicsburg, PA 17055 Township of Hampden c/o Keith O. Brenneman, Esquire Snelbaker& Brenneman, PC 44 Main Street Mechanicsburg, PA 17055 4. Name and address of the last recorded holder of every mortgage of record: U.S.Bank,National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2007, GSAMP Trust 2007-NC1, Mortgage Pass-Through Certificates, Series 2007-NC1 1661 Worthington Road-Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders -None Jr Mortgage Holders -None 5.Name and address of every other person who has any record lien on the property: Sr lien Holders -None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 37 South 39th Street Camp Hill, PA 17011 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: Y-x-13 UDREN LA OFFICES, P.C. BY: Attorney for Plaintiff SALVATORE CAROLLO, ESQUIRE PAM 311050 MJU#: 11101048 CASE#: 11101048-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 ank National Association, as Trustee COURT OF COMMON PLEAS under the Pooling and Servicing Agreement dated as of February 1, 2007, CIVIL DIVISION GSAMP Trust 2007-NC1, Mortgage Pass- Cumberland County Through Certificates, Series 2007-NC1 Plaintiff MORTGAGE FORECLOSURE V. JAMIE L SUMMY NO. 2012-998 EDWARD J. ZIMMER JR; Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNER(S): JAMIE L SUMMY AND EDWARD J. ZIMMER JR; PROPERTY: 37 South 39th Street, Camp Hill,PA 17011 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 09/04/2013 at 10:00 AM, at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor,Carlisle,PA 17013. Our records indicate that you may hold a mortgage or judgment on the property,which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU#: 11101048 CASE#: 11101048-1 Mh%K A Name and Address ❑Registered Henrietta Crommarty ❑Return Receipt for Check appropriate block for of Sender Insured Merchandise Registered Mail: Affix stamp here if issued as UDREN LAW OFFICES,P.C. ❑ g certificate of mailing or for 111 Wooderest Road,Suite 200 ❑COD ❑Inf 1 Recorded Del. ❑With Postal Insurance additional copies of this bill. Cherry Hill,NJ 08003 ❑Certified ❑Express Mail 1:1 Without postal Insurance Postmark and Date o Recei t Article Handling Act.Value Insured Due R.R. S.D. S.H. Rst.Del.Fee Line Number Name of Addressee,Street,and Post Office Address Postage Fee Charge (If Regis.) Value Sender Fee Fee Fee Remarks If COD 1 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle,PA 17013 2 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle,PA 17013 3 Commonwealth of PA,Department of Revenue - O 1 0 Ui Bureau of Compliance N PO Box 281230 N o IS„Z, Harrisburg,PA 17128-1230 N t j E W 4 2012-998 Tenants/Occupants 2 Q LL 37 South 39th Street O CL Camp Hill,PA 17011 00 5 Cumberland County Adult Probation .� 1 Courthouse Square ei Carlisle,PA 17013-3387 .Ia�Sp� An 6 09/04/2013 Township of Hampden 230 S.Sporting Hill Road Mechanicsb!E ,PA 17055 {� 7 Township of Hampden c/o Keith O.Brenneman,Esquire Snelbaker&Brenneman,PC 44 W.Main Street Ui Mechanicsburg,PA 17055 10 0 ti 12 13 14 15 Total number of Pieces Total Numb Ofece5 stmaster, r(Name of Receiving Employee) The full declaration of value is required on all domestic and international registered mail.The maximum indemnity payable for the Listed by Sender Received OSt ffiCe reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is$50,000 per piece subject to a limit of $500,000 per occurrence.The maximum indemnity payable on Express Mail merchandise is$500.The maximum indemnity payable is $25,000 for registered mail,sent with optional postal insurance.See Domestic Mail Manual R900,S913,and 5921 for limitations of 7 coverage on insured and COD mail.See International Mail Manual for limitations of coverage on international mail.Special handling charges a ply only to thud and forth class parcels. PS Form 3877,February 1994 Form Must be Completed by Typewriter,Ink or Ball Point Pen Jamie L Summy-MJU# 11101048-1 (Cumberland County) and Edward J. Zimmer Jr-MJU# 11101048-1 (Cumberland County) 1 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff at Jody S Smith �ar�a�ty C,�rara�,rr�d�� Chief Deputy Richard W Stewart " Solicitor OFFICE OF THE SWERIFF US Bank National Association vs. Case Number Jamie L. Summy(et al.) 2012-998 SHERIFF'S RETURN OF SERVICE 06/13/2013 Ronny R.Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Jamie L. Summy, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of Bucks County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 06/13/2013 Ronny R.Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Edward J. Zimmer, Jr., but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of Schuylkill County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 06/25/2013 07:02 PM -Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 37 South 39th Street, Hampden -Township, Camp Hill, PA 17011, Cumberland County. 07/24/2013 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of Bucks County upon Jamie L. Summy, personally, at 360 S. Bellevue Avenue,Apt 5, Langhorne, PA 19047 on 7/3/13 at 0740 hrs. So Answers: Edward J. Donnelly, Sheriff. 07/29/2013 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of Schuylkill County upon Edward J. Zimmer, Jr. personally, at SCI Mahanoy, 301 Morea Road, Frackville, PA 17932. So Answers: Charles Dries, Deputy Sheriff. SHERIFF COST: $1,073.59 SO ANSWERS, July 31, 2013 RONW R ANDERSON, SHERIFF ❑ (c)CountySuite Sheriff,Teleosoft,Inc. SHERIFF'S OFFICE OF CUMBERLAND COUNTY ; Ronny R Anderson w � Sheriff m am a rs r" Jody S Smithy Chief Deputy iftl Richard W Stewart Cc, Solicitor ovrtcE aF THE SHERIFF " " t-',r c) US Bank National Association (et al.) vs. Case Number Jamie L. Summy(et al.) 2012-998 SHERIFF'S RETURN OF SERVICE 06/13/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Jamie L. Summy, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of Bucks County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 06/13/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Edward J. Zimmer, Jr., but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of Schuylkill County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 06/25/2013 07:02 PM - Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 37 South 39th Street, Hampden -Township, Camp Hill, PA 17011, Cumberland County. 07/24/2013 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of Bucks County upon Jamie L. Summy, personally, at 360 S. Bellevue Avenue, Apt 5, Langhorne, PA 19047 on 7/3/13 at 0740 hrs. So Answers: Edward J. Donnelly, Sheriff. 07/29/2013 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of Schuylkill County upon Edward J. Zimmer, Jr. personally, at SCI Mahanoy, 301 Morea Road, Frackville, PA 17932. So Answers: Charles Dries, Deputy Sheriff. 09/04/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013, on September 04, 2013 at 10:00 a.m. He sold the same for the sum of$50,000.00 to Central Penn Capital Management, LLC, being the buyer in this execution, paid to the Sheriff the sum of$ 09/26/2013 Proposed Schedule Of Distribution Posted on 9/25/13, all parties notified by mail. SHERIFF COST: $2,693.56 SO ANSWERS, September 27, 2013 RONNW ANDERSON, SHERIFF W.00 p� . C , pet L-L- 93. _ f 6 S '1 (c)CountySwte Shenff,Telecsoft,Inc. On June 13, 2013 the Sheriff levied upon the defendant's interest in the real property situated in Hampden Township, Cumberland County, PA, Known and numbered as, 37 South 39th Street, Camp Hill, as Exhibit "A" filed with this writ and by this Reference incorporated herein. Date: June 13, 2013 By: Real Estate Coordinator ci0 :8 V LZ tiled h101 LXII 30 CUMBERLAND LAW JOURNAL 07/26/13 2012-998 Civil Term US BANK NATIONAL ASSOCIATION vs. JAMIE L. SUMMY, Edward J. Zimmer, Jr. Atty.: Mark Udren ALL THAT CERTAIN piece or par- cel of land situate in Hampden Town- ship, Cumberland County, Pennsyl- vania, more particularly bounded and described as follows, to wit: BEGINNING at the point on the easterly line of 39 Street (60 feet wide), at the dividing line between Lots Nos. 6 and 7, said point also being one hundred thirty (130) feet measured southwardly from Vine Street; thence North sixty-two (62) degrees fifty-one (51) minutes East along sad dividing line one hundred twenty (120) feet to Lot No.9 on the hereinafter mentioned plan; thence along lot No. 9 and the westerly line of Maplewood Park, South twenty- seven (27) degrees nine (9) minutes East sixty (60) feet to Lot No. 5 on the hereinafter mentioned plan; thence along said Lot No. 5 South sixty-two (62) degrees fifty-one (51) minutes West one hundred twenty (120) feet to the easterly line of 39 Street; thence along 39 Street, North twenty-seven (27) degrees nine (9) minutes West sixty (60) feet to a point, the place of BEGINNING. BEING Lot No.6, Block Q, Plan No.2 of Hampden Gardens as re- corded in the Cumberland County Recorder's Office in Plan Book 4, Page 71. HAVING THEREON ERECTED a split-level brick and frame dwell- ing house known and numbered as 37 Thirty -Nine Street, Camp Hill, Pennsylvania. UNDER AND SUBJECT to restric- tions and conditions of record. BEING the same premises which Michael E. Ross and Jo Ann Ross, husband and wife by their deed dated November 27, 2006 and recorded in the Office of the Recorder of Deeds in and for Cumberland County granted and cgrveyed unto Edward J. Zimmer, single man and Jamie L. Summy, single woman. BEING KNOWN AS: 37 South 39th Street, Camp Hill, PA 17011 Property ID No.: 10-21-0275-231. TITLE TO SAID PREMISES IS VESTED IN Edward J. Zimmer, single man and Jamie L. Summy, a single woman, as joint tenants with right of survivorship by Deed from Michael E. Ross and Jo Ann Ross, husband and wife dated 11/27/2006 recorded 12/05/2006 in Deed Book 277 Page 4230. 112 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 26, August 2 and August 9, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. isa Marie Coyne(, Editor SWORN TO AND SUBSCRIBED before me this 9 da of August, 2013 NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot -News Co'. � ' . 1900 �o=",,o»kWive Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUME3ERLAND COUNTY COURT HOUSE CARLISLE PA 17013 of patriot News Now you '....~.. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Michael J. Morrow, being duly sworn according to Iaw, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 1900 Patriot Drive, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respective?y, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Coaforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY » � This ad ran on the date(s) shown below: 07/28/13 08/04/13 0B/11/13 and subscribed b day ofAugust, 2O13A.O. ary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Holly Lynn Warfel, NOtary Public Washington Two., Dauphin County MEMBER, PENNSYLVANIA ASBoCIATION OF NOTARiES COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND }SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Central Penn Capital Management LLC is the grantee the same having been sold to said grantee on the 4th day of September A.D., 2013, under and by virtue of a writ Execution issued on the 25th day of March, A.D., 2013, out of the Court of Common Pleas of said County as of Civil Term, 2012 Number 998, at the suit of US Bank NA as Trustee for GSAMP Trust 2007-NC1, Mortgage Pass -Through Cert Series 2007-NC1 against Jamie L. Summy and Edward J. Zimmer Jr. is duly recorded as Instrument Number 201336237. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this O day of 740-(ret,d-y , A.D. ,©2/1,4e %3 s, a Recorder of Deeds >..• rder • h • s, Cumberland County, Carlisle, PA My . 7.. on Expires the Fast Monday of Jan. 2014