HomeMy WebLinkAbout12-1127Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
V.
ANDREA DUNLAP
143 W MIDDLESEX DR
CARLISLE PA 17013
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4
CAMP HILL PA 17011
Defendants
NOTICE
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You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street O
Carlisle, PA 17013 g
(717) 249-3166
Pennsylvania Lawyer Referral ServiceIQ3 •'?I5 pp Al"I
(800) 692-7375 0,t M-xxU&///4o1 & rfa
This communication is from a debt collector and is an attempt to collect a debt. P,* o? 7/35 0
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
ANDREA DUNLAP
143 W MIDDLESEX DR
CARLISLE PA 17013
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4
CAMP HILL PA 17011
Defendants
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por
escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido
que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por
la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para. usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
'this communication is lrom a debt collector and is an attempt to collect a debt.
Any info cation obtained will be used l6r tliat purpose,
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502 :
Plaintiff No.
V.
ANDREA DUNLAP
143 W MIDDLESEX DR
CARLISLE PA 17013
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4
CAMP HILL PA 17011
Defendants
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
Defendants, ANDREA DUNLAP and CODY J TROSTLEWEBER, are an adult individuals with
last known address of 143 W MIDDLESEX DR, CARLISLE PA 17013.
It is averred that Defendants were indebted to GENERAL ELECTRIC CAPITAL CORP. / HH
GREGG on June 23, 2010 with account number ************3177 (hereafter referred to as
"Account"). A copy of the account history is attached here to and collectively marked as Exhibit
"A.11
4. By using the Account, Defendants agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
J'hi COITllllllt1icatiotl is ?f1rorn. a debt collector and is an attempt to collect it debt.
.,any information obtained will be used for that purpose.
At all relevant times material hereto, Defendants have used said Account for the purchase of
products, goods and/or for obtaining services.
Defendants were provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendants.
Defendants were in default with respect to that debt for failure to make the required payments on
the Account.
Plaintiff is the purchaser, assignee and/or successor in interest GENERAL ELECTRIC CAPITAL
CORP. / HH GREGG and Plaintiff is now the holder of the Account. A true and correct copy of
the affidavit is attached hereto and collectively marked as Exhibit "A."
As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$1,056.83.
10. Despite reasonable and repeated demands for payment. Defendants have refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment
of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff
and against Defendants, ANDREA DUNLAP,andCODY J TROSTLEWEBER, in the amount of $1,056.83,
plus costs of this action and any other relief as the
i1--?
11-44239
C'hi eoMMu ication is l )m a debt collector and is an attempt to collect a debt.
Any inf6rxnation obtained will be used for that purpose.
Carrie A. Brown, Esquire # 94055
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
hereby states that he/she is authorized to take this verification on behalf of said
Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and
correct to the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date : JAN $ 8 pn12 By: d
Hollenbeck _
Cu odia of Records
11-44239
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************3177
ANDREA DUNLAP
CODY J TROSTLEWEBER
Account Holders:
ANDREA DUNLAP
143 W MIDDLESEX DR
CARLISLE PA 17013
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4
CAMP HILL PA 17011
Consumer Account
Issuer:
Assignee:
Account Number:
Date Account Opened:
Date of Last Payment:
Date of Charge Off:
Balance at Purchase:
Purchase Date:
Product Code: PVT
GENERAL ELECTRIC CAPITAL CORP. / HH GREGG
Portfolio Recovery Associates, LLC
************3177
June 23, 2010
N/A
April 22, 2011
$1,056.83
May 25, 2011
Balance at Charge-Off: $1,056.83
Less Payments: $.00
Balance Due: $1,056.83
11-44239
GESL28
This communication is from a collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Tanya Hollenbeck
depose, affirm and state as follows:
Custodian of Records, for Portfolio Recovery Associates, LLC hereby
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is
based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's
records, including a review of the business records transferred to Account Assignee from GENERAL ELECTRIC
CAPITAL CORP. / HH GREGG ("Account Seller"), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on May 25, 2011. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary
course of business by the Account Assignee, there was due and payable from ANDREA DUNLAP and CODY J
TROSTLEWEBER ("Debtor and Co-Debtor") to the Account Seller the sum of $1,056.83 with the respect to account
number (************3177), as of April 22, 2011 with there being no known un-credited payments, counterclaims or
offsets against the said debt as of the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $1,056.83 as due and owing as of the date of
this affidavit.
Portfolio Recovery Associates, LLC
By:
Custodian of Records
Subscribed and sworn to before me on _ A of , 2012
0 ?
Notary Public ela &a 111111 I'll 1111 ?? i
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Commonw
11-44239 Nots " Pubes
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my camnow Etap
This communication is from a debt collector and is an attempt to collect a dcl t.
Any infortr,ation obtained will be use(] for that purpose.
H H GREGG/GEMB
GE Money
Cardholder Name: ANDREA M DUNLAP
Secondary Name: CODY J TROSTLEWEBER
Account Number : 3177
Statement Closing D
Summary of Account Activity Payment Information _
Previous Balance $1,021.83 Now Balance $0.00
+ New Purchases $().00 Total Minimum Payment Due $591.32
- Payments $0.00 Payment Due Date 04124/2011
+/- Credits, Fees B Adjustments (net) $1,021.83- PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE.
+/- Interest Charge net $0.00 We may convert your payment into an electronic debit. See
New Balance $0.00 reverse side.
Credit Limit $1,050.00
Available Credit $0.00 Late Payment Warning: If we do not receive your Total
Days in Billing Period 29 Minimum Payment Due by the Payment Due Date listed above,
you may have to pay a late fee up to $35.00 and your APRs
Pay online for free at W W W.genWrkey.COM may be increased to the Penalty APR of up to 29.990%.
For GE Money customer service or to report your card lost or
stolen, call 1466-396-6254.
Best times to call are Wednesday - Friday.
Promotional Purchase Summary
Promotional Promotional Deferred Tran Date Description Initial
Expiration Balance Interest Charge Purchase
Date Amount
UNTIL PAID OFF $789.44 $0.00 09115/2010 Fixed Payment Reduced Apr $699.60
On Deterred interest promotions, Interest Charges accrued from the date of purchase will be added to your Account unless (1)
the promotional purchase amount(s) is paid in full by the Promotional Expiration Date and (2) each Minimum Monthly Payment
is paid by the Payment Due Date.
To make more than one payment see Make Payment To address or pay online at www.gemormy.com
Tran Date Post Date Reference Number Description Amount
D4/22/2011 04!22/2011 F907100300099MO CHARGE OFF ACCOUNT-PRINCIPALS $699.60 CR
04122/2011 04/22!2011 F9071 D03000999990 CHARGE OFF ACCOUNT *FINANCE $357.23 CR
CHARGES'
FEES
D4/17/2011 04/1712011 LATE FEE $35.00
TOTAL FEES FOR THIS PERIOD $35.0
INTEREST CHARGED
04/22/2011 04/2212011 INTEREST CHARGE ON PURCHASES $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00
2011 Totals Yeardo-Oats
Total Fees Charged in 2011 $140.00
Total Interest Charged in 2011 $55.84
Interest Charge Calculation
Expiration Date Annual Balance Subject to Interest Charge
Type of Balance Percentage Interest Rate
Rate (APR)
Purchases NA 28.99% $0.00 $0.00
Fixed Payment Reduced Apr UNTIL PAID OFF 28.99% $0.00 $0.00
Cardholder News dr Information
Your promotion(s) have been terminated because minimum monthly payment(s) on your account were not paid when due.
nterest Charges have been added to your amount, and ran-promotional account terms now apply.
' NOTICE: See reverse side and additional pages (if any) for important information concerning your amount.
530, CZH 1 5 22 110422 Z X PAGE 1 of 1 5071 C200 H2X0 ClEJ5302
Pay ordm at gemonay.tom or endow tds Coupon wdh your dreck. Please use duo ar Mad ink.
Payment Enclosed : $ ? ? ? ? e ? ?
New address or e•mall? Payment due includes $ 0.00 pest due. Phase pay the pest due amount PROMPTLY.
Check the box at left and
print changes on back
ANDREA M IDUNLAP
CODY J TROSTLEWEBER
143 W MIDDLESEX DR Make Payment to: GE MONEY BANK
CARLISLE PA 17013-8409 PO BOX 960061
ORLANDO. FL 328960061
Total Miniature
Payment Due Past Due
Aewunt Payment
Due Dete New
Balance Account Number
tS81.32 $0.00 04/2412011 $0.00 3177
CustomerSerWas(atestfons.• I•oraccount hfmnatbq, please at the te/ flee amber on the huntof this statement. [Mess yon
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Payments Sand payments to the adders Isted on the tematance coupon portion of this statement or pay on&* at
www.QemDneu.com.
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obtain payment akchonkst/ for any check or other hhsfrrunet tint you send to us by b"thg an ACH PlactroNq debk h the
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bank account may be debited as eery as the same day we receloe your payment. You may choose not to have your payment
collected eledroNcaly by sendtg your payment tM1th the remittance eoigh" In your own emelope - not the endosed
remittance emdoM adrJlesssdto:AD& x530860,AtbMa, G4 30353-0960andnot thepaymentaddress
Whet To Do If You Think No RndAMistake On 16ur S'atement: Myou think there Is an enoron your stmisme t, wrke to us at: GE
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enrappeamdon yoerstatem ". You must no* us of any pothrabl erars hi No may al us, but Myou do we arerat
requ kedto hweselgate any pots thie»orsaW you may have to pay the amount in question, Wife we hwesttgate whether rnot
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
?JNOJ' ail ? t I}i.t f;. 1
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Richard W Stewart
Solicitor
10 E Y UV
Portfolio Recovery Associates, LLC Case Number
vs.
Cody J. Trostleweber (et al.) 2012-1127
SHERIFF'S RETURN OF SERVICE
03/21/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Andrea Dunlap, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Andrea
Dunlap. Andrea Dunlap advised our office she would be in February 23, 2012 to pick up civil paperwork
but never showed. Request for service at 143 W. Middlesex Drive, Carlisle, Pennsylvania 17013 the
Defendant was not found.
03/27/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Cody J. Trostleweber, but was unable to locate him in
his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Cody
J. Trostleweber. Request for service at 3518 Trindle Road, Apartment 4, Camp Hill, Pennsylvania 17011
the Defendant was not found.
SHERIFF COST: $65.00 SO ANSWERS,
22
March 27, 2012 RttON R ANDERSON, SHERIFF
Carrie A. Brown, Esquire ! L -i
f ,? rJ 6? r
?` O T
Robert N. Polas Jr, Esquire
9 H t
ma
Attorney ID # 94055/20125 M
Portfolio Recovery Associates, LLC t
P
140 Corporate Blvd. !
ERA N0 Ca???
C
Norfolk, VA 23502 ._;''t'S YL V
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 12-1127
V.
ANDREA DUNLAP
143 W MIDDLESEX DR
CARLISLE PA 17013
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respect Submitted,
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
11-44239
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 12-1127
V.
ANDREA DUNLAP
143 W MIDDLESEX DR
CARLISLE PA 17013
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon ANDREA DUNLAP, by First Class Mail,
Postage Pre-Paid, a copy thereof on this day of 21L , 2,? to:
ANDREA DUNLAP
143 W MIDDLESEX DR, CARLISLE PA 17013
Date:
11-44239
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
7E t r r
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259 yi
-T
12 2
AV, Y - 88:
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
';U?13ERLAND COUINT
Norfolk, VA 23502 PEA+?NSj`t LVANI A
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 12-1127
V.
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4
CAMP HILL PA 17011
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectful ubmitted,
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
11-44239
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 12-1127
V.
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4
CAMP HILL PA 17011
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon CODY J TR TLEWEBER, by First Class Mail,
Postage Pre-Paid, a copy thereof on this c>_ day of /L , 20 / to:
CODY J TROSTLEWEBER
3518 TRINDLE RD APT 4, CAMP HILL PA 17011
Date:
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
11-44239
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.