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HomeMy WebLinkAbout12-1213Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC . F - 140 Corporate Blvd. O' r y ti r Norfolk, VA 23502 (? '??? ??????' ` TELE: 1-866-428-8102 FAX: 757-518-0860 ?; l i FEB 271 11, ; y Attorneys for Plaintiff GGHMBER?AND G n YN T y PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY 140 Corporate Blvd. Norfolk, VA 23502 V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 ASSOCIATES, LLC Plaintiff Defendant NOTICE No. O"-d You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. alw\ %\163.75 ? at? Ck ? I y sss3 QdkD-) ISS! Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en ]as siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 ?llcc or-'aii4 7 11 raw, :,ir. ; Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Defendant COMPLAINT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant BEVERLY A WEAVER, is an adult individual with last known address of 110 MEDIA RD, CARLISLE PA 17013. It is averred that Defendant was indebted to WELLS FARGO BANK N.A. on September 8, 2002 with account number ************9223 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. (s , €'S.?E7311ii17, l` I t7"olll 1 deN. colli't;toS` a r,41 11 tUc' ipt to t.: lecl: a €"'lo" I"'°' TTlf6nnal'on t)17tzil_1" cl wl l 7( II t '?t 1 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on March 23, 2010. 8. Plaintiff is the purchaser, assignee and/or successor in interest WELLS FARGO BANK N.A. and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $10,995.14. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, BEVERLY A WEAVER, in the amount of $10,995.14, plus costs of this action and i any other relief as the Court deems just and reasonable. Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 11-55257 1!?? fi-oly) a debt collect-, -:I, Into to liec, VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, David D. Sage hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unswom falsification to authorities. Date : FEB 13 2012 By: . David D. Sage Custodian of Records 11-55257 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************9223 BEVERLY A WEAVER Account Holder: BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Consumer Account Issuer: Assignee: Account Number: Date Account Opened Date of Last Payment: Date of Charge Off: Balance at Purchase Purchase Date: Balance at Charge-Off: Less Payments: Balance Due: 11-55257 WLSL50 Product Code: VISA WELLS FARGO BANK N.A. Portfolio Recovery Associates, LLC ************9223 September 8, 2002 March 23, 2010 October 31, 2010 $10,995.14 June 28, 2011 $10,995.14 $.00 $10,995.14 This communication is from a collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, David D. Sage , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from WELLS FARGO BANK N.A. ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on June 28, 2011. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from BEVERLY A WEAVER ("Debtor") to the Account Seller the sum of $10,995.14 with the respect to account number (************9223), as of October 31, 2010 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $10,995.14 as due and owing as of the date of this affidavit. Portfolio Recov ssociat s LLC By: David D. Sage , Custodian of Records 1 Subscrib d sworn to e me on I of , 2012 Notary ublic Erin L. Carr 11-55257 Commonwealth of vlrginla Notary Publlc a* Conur?bn I?, 760A9A8 Co?nmleNon ExpNea a 7g1/101b ?-nl ' l'- it is ti-onl a del,t z`,ollectoi° fl tJ ; ? 1 i.to c ? ?P = debt, WELLS FARGO VISA Account Number 223 Statement Billing Period 1f2010 Page 1 of 1 Balance Summary Previous Balance $10,995.14 24-Hour Customer Service: 1-800-642-4720 - Payments $0.00 $0 TTY for Hearing/Speech Impaired: 1-800-419-2265 - Other Credits $109 14 Outside the US Call Collect: Wells Fargo Online®: 1-925-825-7600 wellsfargo.com + Cash Advances .00 $0.00 • Purchases.. Balance Transfers & $0.00 Other Charges Send General Inquiries To: + Fees Charged $0.00 PO Box 10347. Des Moines IA. 50306-0347 + Interest Charged $0.00 = New Balance $0.00 Total Credit Limit $10,250 Total Available Credit $0 Payment Information New Balance $0.00 Minimum Payment $0.00 Payment Due Date 11/0312010 Transactions Trans Post Reference Number Description Credits Charges 10/31 10/31 F55830OND00999990 CHARGE OFF ACCO UNT-PRINCIPALS 10,303.23 10/31 10/31 F55830ON000999990 CHARGE OFF ACCO UNT *FINANCE CHARGES' 691.91 Fees Interest Charged TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES 0.00 0.00 TOTAL INTEREST FOR THIS PERIOD 2010 Totals Year-to-Date TOTAL FEES CHARGED IN 2010 $195.00 TOTAL INTEREST CHARGED IN 2010 $770.42 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Days in Interest Charge Rate (APR) Interest Rate Billing Cycle PURCHASES 9.65% variable $0.00 28 $0.00 CASH ADVANCES 20.99% variable $0.00 28 $0.00 Wells Fargo News In the section of your statement tided 2010 Totals Year-To-Date, the TOTAL FEES CHARGED IN 2010 may not include the following fees (Returned Check Fee.. Retuned Item Fee.. Retuned Payment Fee, Phone Pay Fee.. or Rush Card Delivery Fee) if they were assessed to your account for the time period of January 1, 2010 - February 22, 2010. To obtain that information, please contact Customer Service for assistance. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT 56 YKG 1 5 2 101031 0 Z Y PAGE 1 of 1 1C 5583 2000 0939 Gl[P5596 Account Number New Balance Minimum Payment Payment Due Date 223 ENW10.00 $0.00 11/03/2010 YKG 4 Amount Enclosed Illllr?lrrllrllll I'?I111??11'I?IIrI?IIIr?Irrll?rll?lllrlr?llllr?l WELLS FARGO CARD SERVICES PO BOX 6412 CAROL STREAM IL 60197-6412 BEVERLY A WEAVER 158 E HIGH ST CARLISLE PA 17013-3017 ?LIIr16111"III????"?'?I?IIIIII?I'I?rlLrlnl??lllll?lnullll Check here and see reverse for address and/or phone number correction. IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Billing Rights Summary. tr you haleve your big is wrong (an -Errce), a if you need more information about a trensachon w your bill write e, m m a seperatesheM.f paper m soon as possible at PO. BOX 522, Des aloene 1, w 50306-0522. We must hear f orrol coo sta then 60 days a9a we sentyou the fist big on which the Error appeared. Yw may no" m using other meare (aoludng aging ce at the ember Istetl u the hoot of tlne Sfa[amlai), but kiting w wit not preserve yea ngnts. - In your labor (a Virden Notice'), provide the following information • Your name and ecmunt number. • The sate and dollar amount of suspected Err • Description of the Error and why you believe there is an Error. If you new more information, please describe the item you we not sure about You do not have to pay any alleged bra ahdurt whoa we am rwestgetng, but you ere still obligated I. pay the parts of your big that are not part a U. alleged Error arroun While vve roves g.e, we cannot report you as delinquent m lake any action to collect the alleged Errs amount. It you have authorized us to pay your credit card bib aWarestksgy from you sayings or checking accwart you can stop the payment on any amount you believe is an Error To stop the payment, your Wooten Notice must reach us three (3) business mays before the automatic payment s scheduled to occur Specof Rule for Credit Card Pardon s: N you have a problem with the pally of goods a services you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant you may not have e, pay ea mosionarg amant die do the goods orservices. You have this. proemm onN when the purchase pnce was more than $50 and the purchase was made m your lone slate a wiNn tog rn W at yes meiing address and you have not paid iha bBlanag at the dsputed charge- b we own or olerate td meraarnt, a t we meietl you go advertisement for trB - property or serums, all purchases are covered regardless or amount a location of purchase Credit InformaUOn. NOTICE. We may furnish information, about you account to consumer reporting agencies. You have the right to dispute to accuracy of information Out we have reported by writing lo us at PO Box 5445, Portland, OR 97220-5445 and describing to speak information that is Inaccurate a in dispute and the bass for any dispute with supporting documentaion in the case of inkxmetion evil you Ierve mates to an Idendiy theft, you will need to provide us with an nerdy theft repot. Payments. 'CaXanig Payments' are payments maned using the enclosed envelope and payment mupm to the payment address speared on the statement or, generally, roor, via the Transfers" tab of Wells Fargo Onfine Banking at www welsfargo.com. Conforming Payments received via mail by 5:00 p.m. will be credited m of this date of receipt. Conforming Payments received aea 500 p.m. wil be cedded as f the next day. CLloa forms nor Conlomrg Payments made vie cur Web site will be disclosed at the time a the transsotfon. "Nm-Conbrmng Payment' sm payn Is made by any otter near and may not receive cede to up to five days after the data of reagpt Norte-Cordorming psy earn include, but are not linaed to, plating the provided onvelope and payment coupon in another envelope. Notice About Eectronic Check C-dn, n: When you provide a check in payment, you authorize us either to use information from your check to make a one-tine electronic fund no l Iran your aawma td poagss the Payment as a d,eak trareection. When we use m omahm from your clerk to make an electronic bed transfer, funds may be withdrawn from vol account as soar as the same day we receive your payment and you will not receive your dock beak from your financial a efblion. Pamrenf on Full for Less Than A.wurf Balance Requite: b you intend to pay your account on full with an arrant less than the feel owed on your account, you must sad your request to us et: P O. Box 5071, Portland, OR 97208-5071. Such payments will not discharge you ful debt. How We Calculate Your Balance. We use a method calm 'awnegu deity balance {ndudmn9 new purchases)'. For more mfkxmetd regarding the ralafefon, plan se call our toll-free Customer Semce number located on the front of this statement. How to Avoid Paying Interest on Purchases. Your Scheduled Payment Due Data is at least 25 days oar the close d each being period. We will not charge you interest u purchases of you pay your more balance by the due date each month. We will begs charging interest con rash advanms and balances trmslens -the trareacfon date Secured Accounts. For Secured accounts, you credit card account is seared by a pledge of you Secured Card Collateral Account with Wells Fargo Bank N.A, established in connection with your applicaton for the card. You agree that this pledge includes and gives the right to Bank to redeem, coiled ad wthdiaw any part w the full amount of the Sacred Card Collateral Acmum upon arty default uudee your Secured credit cad agreement, a in the event you Secured credit card agreement is ermined by Bank for any reason. This pledge is grym as a security interest for any and all amourn you owe, including interest, fees and costs which may acxxuie under your Second credit aril account. You agree that it your Secured credit cad account is dosed for any reason, the bank may apply funds in the Secured Cam Collateral Account to payoff airy balance on the credit card accent If there are still funs remaining in the Colilerat Accord seer doing so, these funds may remain on deposit for up to 60 days before berg mingled to you. Customer Service Monitoring. Some calls between bank employees and our customers may be monitored and mocirded by superusas In ensue quark of servim INFORMAC16N IMPORTANTE SOBRE SU CUENTA Resumen de Derachos de Facturael6n. Si care qm hey agon era w w esedo de cuafa (m'Emar'), o si iwBMa mss ohmpiw 6n sobs uvi ksmaud6n qua apa me en w estado de arena, por favor escrlhan is an une hula separede tan Prorrlo coma Is sea postble, a Is sigulente dimorx6n: P O. Box 522, Des Mares, IA 503W0522. Dabs conouecome oon nosaos cmtro der un lspso de 00 dins de la Leda w qua le h syamae a adD el primer sstodo de cumts en qua Waed6 el Emu. Puede cvarkcarse can mks Oros pa otros medds oo qua imduye Ismaonos el mirwo qua aremoo an el fronts del eslado de dares) pero of hacarb no preserves sus damchcos. En su agree (unit "NOfhrdeci6n poor Escnto°), "favor nduya Is sSWente uraameabri: • Su nombre y nilmero tle cu mte- • l e feria y el comb E osl m ml qua sospecha • floe descnpcion del Erray la le razorpor s coal uatetl aea qua es un Einar Si rhepesoe ones inureci6n, Por favor tlesuha el fen del qua re esee seguro. No time qua pegs el mort0 del suounto Error mtenNBS b inveseiguends, pero Saguia obligado a pagar In Ixxaones del sakto tle w dente qua no losnen pads del mdmo del supuesb Error Mantras irvesliguemos, rd podmmos refmarlo an celled tle deudor me oso, ni lane meddes pare copper el mmto del supu to Error Si nos he autaiiado a {agar su ceene dB toners de cimc do de movies automatics dBSde su cuenee cis Jaques o der ehonos, pudde suspender el pogo W calquler mane que case que es un Ena. Pare suspender el pogo, su Notiltceddn por Esaito date llegero os toes (3) dies ho boles gross del ds en que ass programado of pogo aulaMeco. Regal Especial part Compras con Tarjeta de CrbdIo: Si usted here algun problems oar Is deeded tle los Mmes o servidos que adquiin con una be" de cello, y ha interfado de buere to resolver of probierm can el carder' rte, qutr9 m tense qrm pegar el morro reslane adeudado W los buns o s cars Used cuerfa con esa p"mci6 h sol.nw a si elpmdo de cdnpm wpere a its $50 y iB mmpm fue redaada an el essdo an qua reside o s ura distencia w superior a 100 miss tle su dimecion possl, y sienpre me no boys pagedo of saltlo del cargo w dsputa. Si suns its pmpiasnos u oWod- der dicho comacio, o si Is erwianos pa - un .-o p.blkdarlo de los or- o serviods, lodes lea .Was esan morertas, sin mportar of mono o luger tle 1. comp.. Informadi6n de Cfbdito. AVISO Podrernos door infornaci6n soda sou cuafa a In agencies de kdonne , store consumdome, listed gene or derechd a cuestioner Is exactaud tle is informeci6n reportsda pa nosotros al eSQiblr a Is siguiafe direcce6n. P.O. Box 5445, Portend, OR 9722&5445. E. w csree, debera cescitir is feamac bn especdce ma see inexaca co an dispute, y lundementa melgcier dispute can docrneneed6n tle respaldo. Si considaa Q.le se t.ts tle iadameddn regaaonac a can el actor tle itlsntided, debere aiymmds as denunda d6 robo de x1mi ed aaespandene. Pagos. Los 'Pages an Confasitled' son Pages onvsdos con of solve adju to y Ia15n de logo a Is dhrecd6n de pogo especificetla an at astado de mate o an general a trares de Is fides 'Trrnsfers' (s6lo dispomble an lingoes) do its servicios boXaras por Intemel de Wells Fargo an www.welslargo.com. Los Foods an Corfamdad redbidos por correp a ones tarder alas 5 p.m. seen mfedbadpa a Is facto de su modibo. Los Pages W Confomddad recitides desgffis de In 5 p.m. saran egad ados al ale siguiele. Las holes rte Ifnulte pare Pages an Cprdornided reelizetlos a tavms de nuesho Soto Web seen revelaces of mor ano de In traasac lbn. t os'Pagors an Incumpimiento" son pagos eleduatlos pa cualclria otro macho y as posble que no.cban amino duanle testa 5 dies despums de la feche deredbo. Los Pagos en Irxvmplinsrdo inchyen, sin Ihmited6n, poser al more proporcoa»do y !akin der pogrom otro sabre. 4viso S.bre Converwi6n de Cheques Ebdreinicne: At proporcloner un cheque coma fame de pond, usted nos der su aufnr¢aadn perm ulthmr Is inornacion tle su cheque a fin de maizar prier sos transference elea6nka ha su cuena o processor of pogo como une frarsacoian de cheque. Cuendo rosatros usemos Is ifamed6n de su dieque lam renzar uns trensemorom electronic, m forrdos, los m'srnm podran ser reoraaes de su crerNe tan repdo mono of msmo die an que redbamos su page, y su nsti um6 n frarerae no Is rogresem su cheque Pogo Total p.r un Mont. Inforior a/ Said. de 1. Cuenta: Si usled planes iquida is loshdad del seldo de su cuente pm un nonto inmor al mado total adoulodo on su rxana, debars awlennds sq 5okibd a s sigoronme OireedM: PO. Box 5071, Pbltald, OR 97208-5071. Dims pagos m ca Wan s tots[idsd de w dada. C6mo Calculamos Su Seldo. Usamos m n*bxio denorrinaW'mido dieno Iurortado (tmluyeodo naves compms)". Pare maS lnfamiaa6rl ecaag ce ese, cakub, roc fawn Rome nuestro ndmBro gretae, de Servido III Glente ndimdo of frons de safe noted. de cuema- C6mo Eviller Pager Interests sobre Compras. to Fecha de Vrnamiento de w Pago Progremedo as al mends 25 dies despues del dens de mile pmoao de facturecon- No asrgaernos inaeses sob. IRS caroms s ousted page a tdafdad de su sado a nos erdar an is factor de vencimiento de cutler mas. Com m"mos a caW intererss sabre adelentes m ateotvo y tr-1 termcss de soldo a Is fmom d9 fransaccidn. Cuentas Gararrtttaidea. Pam Cumin Garatizadas, su cuente de tajets tle craft, aster garantizeda por Is emrege an pada de sh Cuero Cdateml d9 Is Torjeta Garsnmada de Wells Forgo Bank NA, a tat4acda w mbe4p con su safmW de s tenes. Listed mrmiere en clue eela arlbegelon prenda nduye y deal Banco or derecno a recliner, coloar y ratter aalcursr pole o Is totafded del monto deposilatlo an Is Gums Coste.l de Is Twists Gamnfimda an csw de ctWquw ado de ncurrylimianb bolo sou convened tle s ta0ea de credit. gaanfzats, o an caso do que ado convemo sea terminac o por of Banco, poll askroier nofvo. Este prenda se enrage camp gar dints tle mile uno y todos its mumps que usted amude, incluidoe, los immesers, sans y costm que pueden adimulase bep su Cuenta de Tanele der Crmdfo Gerentizade. Usted este de acuertb an que so su Cuenta tle Tarjata del Goodie, Gammzatle se farm por cuamquier razdn, el b9uo podia epenxr its fondue mankrrdos an is Cuente Coorwal de Is Tarjete Gammorsds pars hgrider cudguler seldo an is cuenee de tenets de creditor. Sc dr spues tle hacedo fin queden fondue an Is Came Colateral, cFdos fordos poden pemrenecer on depoOVto dura k, haste 60 dies antes tle que sear remiitlos a usted. MonlToreo del Serviclo al Change. Agurves Ismades emre Ios..plead- der baico y nuestms diemes pueden ser mo ntoreed-y gretedas pa Ion supervisores pars asegurer to collided del serrco 0155116 - 3 - 07/18V2010 0 2010 Weals Fm)o Beak, N A. All rights reserved Todos its deredms reservados. Change of Address Form - If your address has changed, provide your complete new address below. Be sum tD check box on mmeme aide of coupon and enclose in the envelope provided. Plains use this section only for address changes. It you have any questions, please call the loll-Tres cusWrtta service number on the front of this statement FOrmularlb de Cambio de Direccl6n - SI so direcd6n he camblado, proporcbne su resolve drecd6n complete abai Asegkreea tle ndcar el wadro al do sci del upon y adiuntelo an al sabre anexo. Pa favor use aste naccl6n solemente pant camblos tle c heca6n. Si time preguntes, Poor favor [lama al nOmem de SeMcio of Glens of Trento de este abrade, de warts. i. ia- :p ?_ .: m!so_:?r?s, •r sn;.gs;,-a i. ti;F?; -.r.?; c:sir- :; ACCOUNT ACCOUNT ;rsjfan,mgg;!,:,*eFe;;?:r.!m;; FIRST LAST NAME ikss?;rrmj:=B aaw!y :.aBa, i>aa eurr. , :s; ask! ?si;a:;:r3i NAME e8-:!?,ms?'WAhWsa.-l:, i;6T!;a„r.-v 9lei :!..;.?:!;aslas:::a;A;as!! kri a;.!a.N 2 ::era ....: NEW n ... s.......rr......?.,...- S:? e. t ............. .... rT v : ys ? :q STREET y a E... 1 ADDRESS T at s n. !: u:, m ur:, .i zx j i_-f ! r: r ?'i rtrrr"Ti: c rr :'.''.rca.,:nmiuufim-Fifla:rw c n'r z.fry.i,rr?r r, c:w±hr:aT ir7-ilm r:?kT,a:"i?mR"3rtTr.,'r3? gor+b rpr?.riTn m rnrtiS:-.'iFrnTr+iir7s rr6 k:.n: m..r?r'': n'TTr, PO BOX/ Vfiffl APT # is R a e 1 iii pis uaaaaslo -s i'+'caraaapar:ua Tia?erxa !;r"a;,aaraer sauaB?_nr sauP?ar?y aea; nstr:urv„ ?;?;tkan:H,a? ur ;r,craree;aaaaau -lax;,raaaaalssa!kaa,ar,:;; ;r: acres CITV G STATE/ZIP M - . HOME :.:?.ri2u F z?oiir ,? later.: c:. o;i.4 ? !;dm::nC: r,n s :< ice err Lnr _'rr WORK PHONE _ m xq s f, _ a _ PHONE =1 33 0 PHONE =:am,n:T:,in -:i::iRfaivn":n..m'nor'4.-:rill:7mn>m"irnnnem?i-r',3n"F..: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, VA 23502 Plaintiff V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Defendant Date: No. 2012-1213 Civil PRAECIPE FOR DEFAULT JUDGMENT r Filed on Behalf of Plaintiff Counsel cord for this Pa Robert N. Polas, Jr., Esquire # 201259 Carrie A. Brown, Esquire, #94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0806 Attorneys for Plaintiff Py t- - CAS ?h rV E lid's communication is from a dint collector is €111 attempt to Collect a belt. .-'\r1V irlfol-ITIatiOli cal, Milled will be tIsutl i01- tlrilt hGiru0,Se. IN THE COURT OF COMMON PLEASE OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, VA 23502 Plaintiff No. 2012-1213 Civil V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Defendant PRAECIPE FOR DEFAULT JUDGMENT Please enter Judgment in Favor of Plaintiff and against Defendant, BEVERLY A WEAVER , for failure to answer the Complaint. (X) Amount Due $10,995.14 Less Credits $.00 TOTAL $10,995.14 (X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to PA.R.C.P.237 (Notice for Final Judgment or Decree), I certify that a copy of this praecipe has been mailed to each other party who appeared in the action or to his/her Attorney of Record. (X) Date: Pursuant to Pa.R.C.P.23 1. 1, I certify that a written notice of intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to is/her Attorney of record, if any, after the default occurred and at least to s prior to the d of he filing of this praecipe and a copy of the notice is attached. r Robert N. Polas, Jr., Esquire # 201259 Carrie A. Brown, Esquire, #94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0806 Attorneys for Plaintiff 'pis conin imnication is from a delft collector is an attempt to collect a dQbt, rev irrfo lination « btaittcd M11 he ti'Scd far' that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATE, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. 2012-1213 Civil V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Defendant AFFIRMATION OF NON-MILITARY SERVICE The undersigned counsel, as attorney for plaintiff, herein affirms under the penalties of perjury that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief, the above named Defendant, is over 21 years of age; is last known to reside at 110 MEDIA RD CARLISLE PA 17013 and is not in the military service of the United States or its Allies, or otherwise within the provisions of the Service Members Civil Relief Act and its Amendments. Date: Robert N. Polas, Jr., Esquire, #201259"-- Carrie A. Brown, Esquire, #94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff 11-55257 l`lzis conirnunication is d debt collector crud is an attempt to collect Aiiv inltmmitiorr obtair_icd Will bC LISCd 1"Or Carat 1?u1-l)0SC. Resu#s as of _ May-09-201203,W30 Department of Defense Manpower Data Center SCRA 2.1 4D scat" ltept Pursuant to Serv c,e etbters Civil Relief Act Last Name: WEAVER First Name. BEVERLY A Active Duty Status Date May-09-2012 Active Duty End Date status service component On Active Duty On Active Duty Stews Date NA No NA Tri is response reflects the individuals' active dutystatus based m the Active Duty Status Date ?. left Active Duty Within 387 Days a "Ve Duty Status Dah NA Na j NA This response reflects where the individual left active dirty status wtrNn 387 days preceding the Active Duy Status Date The Member or dis"er Und Was NoUfled of it Future Cat[-Up to the Duty on AM" Duty Status Date NA No NA This response raf ats whether the individual or fusther unit has received eady notftation to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or histher unit receiving notification of future orders to report for Active Duty. e A.? Ohl Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 11-55257 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 at seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1941)). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate, In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink_mil' URL: http:l/www.defenselink.mil/facVpWPC09SLDR,htmi. It you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification. punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). If you obtain additional information about the person (e.g., a SSN. First Name), you can submit your request again at this Web site and we will provide a new certificate for that query This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this indudes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1), Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: VAP71©RGDS PORTFOLIO RECOVERY ASSOCIATES, LLC Litigation Department 140 Corporate Boulevard Norfolk, VA 23502 Telephone: (866) 428-8102 Fax: (757) 518-0860 Hours of Operation: Monday through Friday 8 AM to 9 PM (EST) April 6, 2012 BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 11-55257 RE: PORTFOLIO RECOVERY ASSOCIATES, LLC VS. BEVERLY A WEAVER 2012-1213 Civil Dear BEVERLY A WEAVER: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, Robert N. Polas, Jr., Esquire Carrie A. Brown, Esquire Attorney ID# 201259/94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA Attorneys for Plaintiff ,.iumcfation is f'roi a sa let collector i afl attempt to co lc?:t <a Heel' Any flil'orni ation obtained \N;111 lit: used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. 2012-1213 Civil V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 Defendant TO: BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 DATE OF NOTICE: April 6, 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 R'bfiW'Polas, Jruire Carrie A. Brown, Esquire Attorney ID # 201259/94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, Va 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, VA 23502 Plaintiff No. 2012-1213 Civil V. BEVERLY A WEAVER 110 MEDIA RD CARLISLE PA 17013 : Defendant NOTICE OF JUDGMENT (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $10,995.14, plus interest, on. (X) A copy of all documents filed with the Prothonota If you have any questions regarding this Notice, please Date: 1 ' / Robert N. Polas, Jr., Esquire # 201259 - Carrie A. Brown, Esquire, #94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0806 Attorneys for Plaintiff l hls' conimUnica ion is 1`rom a cleft collector is ern iatempt to collect a dc[-It, .,\!V ir)(orm-ation obt:alnecl %vill be used K-Ir that pul' 1013e.