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HomeMy WebLinkAbout04-4857 CHARLES D, EWING and CHARLES B. EWING, Plaintiffs vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DOCKETNO.d\-- 4PS7 Civi.tT~ CIVIL ACTION - ACTION IN EJECTMENT KATHRYN M. YEOMAN, Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE TIlE OFFICE SET FORTIl BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES TIlAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. A VISO USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan rru\s adelanle en las siguientes paginas, debe tomar acci6n dentro de los pr6ximos veinle (20) dias despues de la notificaci6n de esta Demanda y A viso radicando personalmente 0 por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se Ie advierte de que si usled falla de tomar acci6n como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda 0 cualquier otra reclamaci6n 0 remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin rru\s aviso adicional. Usted puede perder dinero 0 propiedad 0 otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VA Y A A LA SIGUIENTE OFICINA. EST A OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE EST A OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association 32 South Bedford Street, Carlisle, PA 17013 (717) 249-3166 vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DOCKETNO. C>Y-4PS'l {!,d..tT~ CIVIL ACTION - ACTION IN EJECTMENT CHARLES D. EWING and CHARLES B. EWING, Plaintiffs KATHRYN M. YEOMAN, Defendant COMPLAINT IN CIVIL ACTION IN EJECTMENT Plaintiffs, Charles D. Ewing and Charles B. Ewing, by the firm of Saidis, Shuff, Flower & Lindsay, P.C., in the person of Matthew J. Eshelman, Esquire, brings the following Action in Ejectment pursuant to Pa. R.C.P. No. 1051 et seq., and in support thereof, avers in the following Complaint: COUNT I-EJECTMENT I, Plaintiffs, Charles D. Ewing and Charles B. Ewing, are the owners of record, as tenants in common, of a parcel of real estate having erected thereon a single-story residential dwelling known and numbered as 512 Terrace Drive, in the borough of New Cumberland, Cumberland County, Pennsylvania 17070 (the "Property"), as more particularly described in the Legal Description and the Abstract of Title attached hereto as Exhibit "A" and incorporated herein by reference. 2, Defendant Kathryn M. Yeoman is an adult individual, residing at and in possession of the Property. 3. On March 20, 2000, Plaintiffs entered into an Installment Sales Agreement (the "Agreement") with the Defendant and her now deceased husband, Timothy A. Yeoman, whereby the Plaintiffs were to selllhe Property to lhe Defendant for the sum of$71,000,OO, A true and correct copy of the Agreement is attached hereto as Exhibit "B" and incorporated herein by reference. 4. The Agreement obligates the Defendant to make monthly payments of $439.60, as more particularly set forth in Paragraph I of Exhibit "B." 5. The Defendant has failed to make all monthly payments as and when due under the terms and conditions of the Agreement. See, e.g., a check returned for Non-Sufficient Funds attached hereto as Exhibit "c" and incorporated herein by reference. 6. The Agreement obligates the Defendant to pay all water, sewer and municipal assessment claims as and when the became due and payable, as more particularly sel forth in Paragraph 4 of the Agreement. It further provides that failure to pay the same, or reimburse Plaintiffs therefor, within six months of the due date, constitutes a default of the Agreement. 7. The Defendant failed to pay sewer and trash fees due August 2003 to the municipality, and later advance by the Plaintiffs, in the amount of$167.97, despite demand therefor. See Notice of Intention to Foreclose Agreement of Sale dated February 4,2004, a copy of which is attached hereto as Exhibit "D" and incorporaled herein by reference. S, The Agreement obligates the Defendant to maintain fire, casualty insurance which specifically insures the Plaintiffs, as more particularly described in Paragraph 7 of the Agreement. 9. The Defendant failed to keep the property insured, and premiums to pay the same were advanced by the Plaintiffs at a cost of$412.00, which Defendant has failed to reimburse despite demand therefor. See Exhibit "D." 10. The Agreement provides that failure to perform any act as required by the Agreement may constitute a default at the option of the Plaintiffs, provided thirty days' written notice and opportunity to cure the default is given to the Defendant. II. A second, written notice of default was sent to Defendant by certified letter dated May 3,2004, and received at the Property on May 4,2004. A true and correct copy of the letter is attached hereto as Exhibit "E" and of the certified mail receipt attached as Exhibit "F" each of which is incorporated herein by reference. 12. Defendant has failed and refused to timely cure the defaults of which she was notified by Plaintiffs' letters of February 4,2004, and May 3,2004. 13. Plainliffs hereby declare Defendant to be in default of the Agreement and demand that Defendant vacate and surrender possession of the Property to the Plaintiffs. WHEREFORE, Plaintiffs requesl that this Court enter judgment in favor of Plaintiffs and against Defendant Kathryn M. Yeoman for possession of the Property known and numbered as 512 Terrace Drive, New Cumberland, Pennsylvania, and such other relief as the Court may deem appropriate. COUNT II - LOSS OF RENTAL INCOME AND RETURN OF ADVANCED EXPENSES 14. Paragraphs 1-13 inclusive are incorporated herein by reference as though here set forth at length. IS. Plaintiffs claim liquidated damages in an amount equal to any and all moneys already paid to and received by the Plaintiffs under the Agreement as compensation for the Defendant's use and occupancy of the Property. 16, Plaintiffs claim reimbursement for moneys advanced for the payment of municipal liens ($167.97) and property insurance ($412.00). 17, Plaintiffs have incurred attorneys fees in an amount less than 5% of the balance due under the Agreement, demand for which is hereby made in the amount of $1 ,500.00 plus costs. WHEREFORE, Plaintiffs request that this Court enter judgment in favor of Plaintiffs and against Defendant Kathryn M. Yeoman in the amount of$2,079.97, plus costs and interest on the judgment, and such other relief as the Court may deem appropriate, Date: September 13, 2004 Respectfully submitted, SATDIS,/s..J 1. L:& LINDSAY B~ ) . Ma-:thew J. Eshelman, Esquire ill #72655 2109 Market Street, Camp Hill, PA 17011 (717) 737-3405 (fax) 737-3407 Attorneys for Plaintiffs SEP 0 2 2004 CHARLES D. EWING and CHARLES B, EWING, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs, DOCKET NO, KATHRYN M. YEOMAN, Defendant CIVIL ACTION - ACTION IN EJECTMENT VERIFICATION We, Charles D. Ewing and Charles B. Ewing, hereby verify that the statements made in the foregoing Complaint are true and correct to the best of our information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa, C,S. Section 4904, relating to unsworn falsification to authorities. Date: g ( ,I (j~ C ~'h;le~ EWr;- 'C Date: Cl(,/oVf c~" Charles B. EWin~ r.L (-......~..l-D~t'lO ::JHllJl:-J:-JMlJrt" t"L~r<: :1'-:1"( t4!:l-"' .. HlJl:I \1'::l '1:14 .' 30912- P.r'7 \tIIIS _ ~ ..os 2BB 25th day of ~uly in the year nineteen hundred ninety-five (1995). iROMAINE K. STRICXLBR J deceased, by her Executor f ~ 'l'BD STRICKr.~, JR. f CuJllberland county, jPenIUiYlVani;a, ,hereina.fter referred to as f1Grantor" CHAJlL3S B. EWING and CHARLES D. EWING, as tenants: in common, of ~umberland County. Pennsylvania, herein~fter, referred to' its -Grantees" ~~ . 'Chat in consideration ot the sum of Forty Nine Thousand ($49,OOO~DD) Dollarscin hand paid, the receipt whereof is nereby aCknowledg~d. the s8~d Grantors do granL And convey 1n fee simple to said Gr.nteas their heirs and d$signs. ALL THAT ~AIN tract or parcel of ground situate in the Borough ot New t;u.m.rland, CUIlberland' county, pennsylvania, more particul..rly hounded land describ8l::l according to survey of D.P. Raffansper9'er. ReqiGtere:d Surveyor~. dated May 12, 1955, as follows, to wit: " BB'l'WEEN AND BiiGINN.l:NG at point on the Southern side of ll'errace Orive S90. OJ feet East ~f the Sou~e,st corner of the intersection of Terrace Drive and ~len street, qlso at the,dividing line between Lots Nos. 32 and JJ, "Blook C on: hereinafter .erttionad Plan ot Lots; thence Eastwardly :.1009 the Sori~ern sids ot Terrace Drive 60 feet to B paint at the dividing lin~ between Lots NOs. 33 and 34, Bloc~ C on said Plan; !,the~c8 Southwardly along the same at right angles to Terrace Driye 110 fast'to a point at the dividing line between LOts Hos. 13 and: 33, Block C On said Plan; thence WestwardlY along the sa.. 60 f.~ to B point at t~e dividing line between Lots Nos. 32 an~ 33, Bl~k e'on said Plan; thehee Northwardly along the same at right anqle~ to. Terrace Drive 110 feet to a point, the Place of BEGINNING. 1 : BEING Lot N*. 33, Block C on Plan of 9i~pson Terrace Addition No. 1 to Porretst Hi 115 recorded in Plan BOok 4.. paqe 109, Cumberl~nd County Reco:r:c1S. HAVING therfon e~ectedc one story fr~e dwellihq house known as No. 512 Terrace Drive. , AND BEING tIle &.lIe premis~& which ROKA:tXE ". STRICKLER Bnd ALFR.ED TED STRICl<Llm, .JR. qy h~er deed dated JUly 25. 1995 and recorded in the OtUCe o~ 'the ReeorQe:r;' of DBed$ in and tor CUlDberland Cotmty in Deed Boolc., ~;-uta8 125. .,t page 970, granted and conveyed unto ROKADIE K~ S.t~cKL!R- ROMAIN.! II. S'1"iJ.IClCLER died on August 9 r 1995, thus vestinq, T1 tIe in ~heEstate of Rbuine M_ Stric;kler who i 6 tl\e qrantoJ:;' hsr.un. ' IIO!J/, US fA~f ft7 .~-". Exhibit "A" 1.:i:1J (.1.f-c:.'-I...l-o'-lOQ :::lHllJl:::l :)MlJrr rLlJlIJt::rt ::J";j( r'l!I~ HUb 11::J '114 l~):l.~ " .' ,I . ..._'" ~ the said G~aPtor hereby, covenants and aqrees that they will warrant generally the property hereby conveyed. :or,II.I.~~, said grantor has hereunto set his hand and seal the day' and year ;first aboVe- written. ~C:'~Il~~ .. R!.r:l~:',.. ' !j\,' T~iE i !IlROOG;;. . " ,~~ID ~D' .,- _j,~NL.. ~.Juflt.m_ 1,,.. ry -. - ...- -- ~~41!:/S8AL) Executor of the Estate of Roaaine H. Strickler COIOCONllEALTH OF P~HHSYLVAN.n. SS. COlJNTY OF CUKBEQLARD I, ..- on th.i.s, the ~_-'- 'd.a.y of October, 1.995. before llIe" a notary public in and for thecopnty ot en_berland, COQonwflllIltb of Ptmnsyl'\r8nia, th~ undersign.d~, personally appeared Alfred Ted Str1ckler, Jr., Executor Of:tJ\e Estate Qf Romaine M. Strickler. ,known to .8 (or sa;tisfactor11,y proV8Jl) to,.be the person whose name is subsct'1bed to ~he within fnstrument, and acknowledged that they e:acecuted the swne r:for the purposes therein contained. '. IN WITNESS IIHBRBOF II I h~eunto set my hand and official seul. ~fIl:' j ,~=.~~': .: N~lL j) / _~.-:'\: by certify that the preC1ZreSldence and complete it ~ _..' I, 'I'!~ ~-- "rireSF of the w!t:hj;n named qrantefals is 2501 Hill >>.cae!. ~ ,< ,PA' 11055. r;:;S-t.. ' J. I?- Ay~ Grantor~ant.ee 1.,.=~~5..~",1 (" Uy~~.,-;;n;;'30.UIIiB 31~~9~..r,ll~Ii1~IiIb3 ~t:J;9-~C!~H~HfI8 ~~~.... I \"~l' ", rl' c.,,_at;: -"""or:' i\:~~~z.1;: ::j~ ,"_.. C l ~. ~ i! . , i'I : <0 " ~ '" ~.:l ill' ~ = h. ,,, .11 ~ '" i~ .= ,...c... :f ... ~ ...; ~ ~~ E~ i1 '" co ii; e ~.;; c.::.l:" ~ " " 0 ;l: 111 ~ ~~ :3 '" '; r.:.' $ "' ~ 0 ,., >l 1S<t ,,.,, '< "' <, - - 7~~ ~ ~~ ,..., ~s ~~ !!! ::::i <0 ", ~ >J ~- ~ ~ . "- ~ ~: 600<< 148 PACE 68 . ~~ ~ ./ . i:: .. . -... 'f:$:8~~ :~~t~~ f4 ~~8~~~~;'l~~ INSTALLMENT AGREEMENT OF SALE THIS AGREEMENT made as of the 20th day of March, 2000 by and between Charles D. Ewing and Charles B. Ewing, hereinafter referred to as "seller" and Timothy A. Yeoman and Kathryn M. Yeoman, his wife, hereinafter referred to as "buyer," WITNESSETH: THAT, in consideration of the mutual covenants and agree- ments hereinafter contained, seller agrees to sell and convey, and buyer agrees to purchase, ALL that certain tract or parcel of land, together with the improvements erected thereon, as more particularly described on Exhibit ~K' attached hereto and made apart hereof, upon the following terms and conditions: 1. CONSIDERATION - The purchase price to be paid by buyer shall be the sum of $71,000.00, to be paid as follows: A. $25,000.00 in cash at the signing and delivery of this agreement, the receipt whereof is hereby acknowledged; B. The balance of $46,000.00, together with interest at the rate of %8.0 per annum shall be due and payable within fifteen (15) years from the date hereof. Commencing on the 21st day of April, 2000, and thereafter on the 21st day of each month, buyer shall make payments of $439.60 to be applied first to interest as aforesaid and the balance to principal until both principal and interest have been fully paid. Nothing herein contained shall alter or affect the maturity date of this agreement. Exhibit "B" 1 2. PREPAYMENT - Buyer shall have the right to prepay all or any part of the unpaid principal balance, without penalty for such prepayme,nt, at any time and from time to time on any regular installment due date, together with interest on such prepayment to the date of payment. At the time of payment in full, together with interest as aforesaid, buyer shall be enti- tled to receive title to the subject premises from seller, and seller shall be obligated to convey title to the subject premises to buyer in the manner set forth hereinafter in Paragraph 9.' 3 . APPORTIONMENT OF REAL ESTATE TAXES, RENTS AND EXPENSES - Local real estate taxes shall be apportioned on a fiscal year basis to the date of execution of this agreement. Rents, interest on mortgage assumptions, water rents, sewer rents, refuse charges and municipal assessments will be appor- tioned, pro-rata, as of the date of execution hereof. Thereaf- ter/ buyer will pay all annual real estate taxes and shall furnish proof thereof to seller. 4. FUTURE WATER, SEWER AND ALL MUNICIPAL ASSESSMENTS AND CLAIMS All water, sewer and municipal assessment and claims accruing from the date of execution hereof shall be paid by buyer when and as the same shall become due and payable. Failure of buyer to make such payments on the current basis shall give seller the option to make payment of the delinquent rents or charges and to add the amounts paid, with interest or penalties plus a 5% accommodation charge, to the payments otherwise re- quired by this agreement. Failure of buyer to submit such rents, assessments or charges to proper authority or to seller herein within six (6) months after the due date stated on the appropri- ate billing shall constitute default on the part of buyer under this agreement. 5. TRANSFER TAXES - Seller shall pay all state realty transfer taxes calculated on the agreed consideration at the rate applicable on the date of this agreement; buyer shall pay any local transfer tax, any documentary tax, and any increases in the rate of the state tax from that existing at the date of this agreement. Said conveyance stamps and taxes shall be furnished or paid for at the time of delivery of the deed. 6. POSSESSION AND OCCUPANCY - Buyer shall be entitled to possession at the time of settlement upon execution of this agreement and the payment of any moneys required at the time oft or prior to, settlement; subject, however, to the rights of any tenants or lessees of the premises. If tenant occupied, seller agrees to assign existing leases, if any/ and all rights of seller to buyer at the time of settlement. Seller will not enter into any new leases or written extensions of existing leases, if any/ without the express written consent of buyer. 2 7. FIRE, CASUALTY AND LIABILITY INSURANCE - Buyer shall obtain a policy of fire insurance with extended coverage provisions from a responsible fire insurance company acceptable to seller in an original ,amount of not less than $46,000.00, but in no case less than the balance due on the stated consideration hereof after the deduction of the down payment provided above. Said insurance policy shall specifically insure buyer and seller "as their respective interests may appear." The original copy of the policy shall be delivered to seller. Buyer, at buyer's expense, shall maintain general liability insurance in the amount of at least $100,000.00 for accident, injury or death to persons or property relating to the premises described herein, and seller shall be named as an additional insured thereon. 8. RECORDING - This agreement may be filed of record in any public office, as appropriate. 9. LEGAL TITLE - Upon payment in full, seller, their heirs and assigns, is obligated to convey to buyer, their heirs and assigns, legal title to the premises free and clear of all liens, encumbrances and easements, excepting the following: existing building restrictions, ordinances, easements of roads, privileges or rights of public service companies, if any, agreements or like matters of record, and easements or restrictions visible upon the ground. Otherwise, the title to the described real estate shall be good and marketable, such as will be insured by a licensed title insurance company at regular rates. Legal title shall be conveyed by fee simple deed with a special warranty. In the event seller is unable to give a good and marketable title such as will be insured by a licensed title insurance company subject to the aforesaid, buyer shall have the option of taking such title as seller can give, without abatement of price, or of being repaid all moneys paid by buyer to seller on account of the purchase price, together with such reasonable costs of searching the title as buyer may have incurred. In the latter event, there shall be no further liability or obligation as to either party concerning this agreement which thereafter shall be null and void. Buyer shall be entitled to recover the aforesaid costs of title search only if buyer obtained an attor- ney's opinion of condition of title and notified seller of any objections within thirty (30) days after date hereof. 3 10. MAXNTENANCE ANDREPAXRS - Buyer agrees that buyer, at buyer's own expense, will maintain the premises in a reason- able state of repair at all times and will not permit any waste or disrepair to occur. Buyer agrees to make any and all repairs which, from time to time, become necessary or are mandated by federal, state, county or municipal law, ordinance or code in effect now or may become effective in the future. 11.XMPROVEMENTS AND ALTERATXONS - No major improve- ments or alterations shall be made to the premises without the prior written consent of seller, which consent shall not be withheld unreasonably. Buyer agrees that seller or seller's agents shall have the right at all reasonable times of the day and upon reasonable notice under the circumstances to enter the premises for the purpose of inspection to determine whether buyer has complied with the terms hereof. In the event of buyer's default as to the terms of this agreement, any and all improvements and additions made to the subject premises shall be and remain a permanent part of the premises; they shall not be removed by buyer and buyer will not be entitled to any reimbursement therefor; nevertheless, if such improvements, alterations or additions were made without the written prior approval of seller, buyer will remove same within thirty (30) days, upon written notice from seller so to do. In the event of such notice to remove these items, buyer will repair the surfaces from which such improvements were removed in confor- mity with the surrounding surfaces. 12. STRUCTURAL CHANGES - Any and all structural changes to be made to the premise by the buyer must have the same approval and meet the same requirements as other improvements and alterations as above provided. In the event that such structural changes are to be made, buyer shall indemnify seller from the imposition of mechanics' claims, mechanics' liens, and encum- brances of any nature which might affect seller's interest in the subject premises, except as otherwise may be agreed in writing. 13. ASSXGNMENT OR SALE - This agreement may not be assigned by buyer without the prior written approval of seller, nor may the premises be sold by buyer by means of an installment sales agreement or comparable document without the prior written approval of seller; provided that nothing contained in this paragraph shall be construed as a prohibition against the sale of the premises by buyer to a third party whereby seller receives the full consideration stated in Paragraph 1 herein. In the event of such an "outright" sale, seller agrees to execute (at no additional cost to seller) all documents reasonably required to effect such a sale or conveyance. 4 In the event of such conveyance or sale, seller and buyer agree to divide the cost of the seller's conveyance stamps, but, in no event, shall the obligation of seller herein for such conveyance stamps be greater than seller's obligation for conveyance stamps as hereinabove provided. 14. WARRANTY AS TO CONDITION, USE OR OCCUPANCY - The premis,es are being sold in "as is" condition and it is understood that buyer has inspected the property or hereby waives the right to do so, and that buyer has agreed to purchase the property as the result of buyer's inspection and not because of or in reliance on any representation made by the seller or seller's agent. Seller makes no warranty or representation as to the conformity of any future use or occupancy of the subject premises insofar as federal, state or local laws are concerned relative to zoning, building or other laws, ordinances or codes. In the event that buyer wishes to obtain approval of a change of use or occupancy, seller agrees to cooperate to any reasonable degree in such application or request, providing all costs associated therewith shall be borne by buyer. 15. CONDEMNATION - In the event of condemnation of the subject premises or any portion thereof by any governmental agency, public authority or utility prior to the payment of all the within obligations from buyer to seller, the payment of damages for the "taking" shall be divided between the buyer and the seller "as their respective interests then may appear." 16. DEFAULT - Any failure of the buyer to make payment of any moneys required by this agreement within thirty (30) days after the due date for such payment, or any acts, or the perfor- mance of any act forbidden by this agreement, or the failure to perform any act required by this agreement, may constitute a default, at the option of seller. In the case of default by buyer, seller shall retain any and all moneys received under the provisions of this agreement (whether on account of purchase money or otherwise) as compensation for buyer's use and occupancy of said premises. 17. CONFESSION OF JUDGMENT - In the event of default of payment of any sum of principal or interest herein agreed to be paid for the space of thirty (30) days after the same shall become due and payable by the terms hereof, or the breach of any other of the terms of this agreement, the whole of said principal sum, at the option of seller, shall become due and payable forthwith, anything hereinbefore contained to the contrary notwithstanding. In such case of default, buyer hereby author- izes and empowers any attorney of any court of record in the Commonwealth of Pennsylvania or elsewhere to appear for buyer and confess a judgment for the entire principal sum and interest remaining unpaid hereon, with 5% attorney's commission or fees, 5 hereby waiving the right of exemption and inquisition, so far as the land herein described, and any property or building thereon may be concerned. Said seller, at seller's option, among other remedies available to seller, may proceed by Action of Ejectment on this agreement after default made as aforesaid for the recov- ery of said premises; in such case, buyer hereby authorizes and empowers any attorney of any court of record in the Commonwealth of Pennsylvania, or elsewhere, to appear for buyer and confess judgment of ejectment, and authorizes the immediate issuing of a Writ of Possession and Execution (without asking leave or court) for the costs and 5% attorney's commission or fees, waiving all stay and exemption laws. ' Prior to the entry of judgment by confession or the filing of an action of ejectment, seller shall give to buyer written notice of default and seller's intention to proceed by legal action, which notice shall provide a period of thirty (30) days during which the buyer can correct the default. 18. RIGHT OF BUYER TO PAY LIENS - A. Notice - Notice of the entry of any mortgage, judgment, lien or other encumbrance affecting title to said premises received by the seller after the date of the execution of this agreement shall be given by the seller to the buyer within thirty (30) days of the recording thereof in the County Court House. B. Delinquent Payments - In the event any mortgage, judgment, lien or other encumbrance affecting title to the premises existing at the date of the execution of this agreement or hereafter entered of record and default in the payment is made by the seller, then buyer shall have the right to make the delinquent payments and to receive credit for the full amount of said payments made by the buyer and to deduct the amount thereof from the required monthly payments under this agreement. Prior to exercising the rights stated in this paragraph, buyer shall give seller 48 hours notice by certified mail of his intent to do so, but this provision shall not limit buyer's right to make the delinquent payments and to claim credit therefor. 19. APPLICABLE LAW - In the event of any disagreement or misunderstanding, the terms of this agreement shall be con- strued pursuant to the laws of the Commonwealth of Pennsylvania in effect at the time of the execution hereof and as they may be amended subsequently. 20. ENTIRE AGREEMENT - This document contains the entire agreement between buyer and seller; there are no represen- tations, warranties, covenants, terms or conditions, except as specifically set forth herein. 6 21. TIME IS OF THE ESSENCE - It is the agreement of the parties hereto that time shall be of the essence. 22. BINDING AGREEMENT - This agreement shall extend to and be legally binding upon the parties, their respective heirs, executors, administrators and assigns. 23. WAIVER - The failure of either party to insist upon strict enforcement of any provisions of this agreement shall not constitute a waiver of the right to enforcement of that provision or of any other provision. 24. DESCRIPTIVE HEADINGS - The descriptive headings used herein are for convenience only and they are not intended to indicate all of the matter in the sections which follow them. Accordingly, they have no effect whatsoever in determining the rights or obligations of the parties. IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and year first above written. WITNESS: ~- P/~ {f" u t- UL (SEAL) Yeoman tW^7.J.T1J...... fJrI. IZ{~ J (SEAL) J'^"-""'/K}fh~ M{7f~ Yeoman 7 COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) On this, the .z tJrr'- day of lntv. H.J 2000, before me, a notary public, the undersigned officer, personally appeared Charles D. Ewing and Charles B. Ewing, known to me (or satisfactorily proven) to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed the same for the purpose therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and official seal. /~p~1flr Sholb L ViNolaria, Soal Cam o~ . Ingling N M P Hili Boro C ' Olary PUblic y Commission' Ex~mborland County Membe, PennsYlvania "OSApriIB, 2000 4sS0r./MI...n ^~ ~I t ,.., ?~JD~ COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) On this, the d o..-L 2000, before me, a notary public, the undersigned officer" personally appeared Timothy Yeoman and Kathryn M. Yeoman~ known to me (or satisfactorily proven) to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed the same for the purpose therein contained. day of >-n~c.-Z , IN WITNESS WHEREOF, I have hereunto set my hand and official seal. Shelb L ~otarla' Se., Camp~/Sor~~~I@ My ~'&pjf.APf/I .....,.~1.. ~ .. , ~";"";'S.'l"... ,,~,~- ~Not~t:I~ 8 ALL THAT CERTAIN tract or parcel of ground situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, more particularly bounded and described according to survey of D. P. Raffensperger, Registered Surveyor, dated May 12, 1955, as follows, to wit: BEGINNrNG at point on the Southern side of Terrace Drive 590.03 feet East of the Southeast corner of the intersection of Terrace Drive and Allen Street, also at the dividing line between Lots Nos. 32 and 33, Block C on hereinafter mentioned Plan of Lots; thence Eastwardly along the Southern side of Terrace Drive 60 feet to a point at the dividing line between Lots Nos. 33 and 34, Block C on said Plan; thence Southwardly along the same at right angles to Terrace Drive 110 feet to a point at the dividing line between Lots Nos. 13 and 33, Block C on said Plan; thence Westwardly along the same 60 feet to a point at the dividing line between Lots Nos. 32 and 33, Block C on said Plan; thence Northwardly along the same at right angles to Terrace Drive 110 feet to a point, the Place of BEGINNING. BEING Lot No. 33, Block C on Plan of Simpson Terrace Addition No. 1 to Forrest Hills recorded in Plan Book 4, page 109, Cumberland County Records. HAVING thereon erected a one story frame dwelling house known as No. 512 Terrace Drive. EXHIBIT "A" :\ ,1 J ,P..::f/30j ~o(;.v I 338 KATHRYN-YEOMAN '\ ,512 TERRACE DR '7' --30- 'JC)()Y '.76151360 -,:;:;NEW CUMBERLAND PA 17070 "Date,,' , ex 1 j. 290 n _ & r:,,-r,uRfJED BY CITIZENS BANK ' Paytotbe ~~,-' I ICATEDBEL,!'^I $ ~3cr t,.C> ~~1f' ~ u ~,~ 'C p," 'Yl0-#iJ,llm In =a:- a ' 0 ACCOUNT CLOS f.. ClTI~ENS BANK 0 ENOORSEME ' PennsvJva , p OTt{ER r: I. ~.'" ,. Fm 0-: 1;2001.2251;7,,1 Illd:~1 I ~. -"-~'~--"---~---. ..:=-_~~" , ' D(!I,o...~_ -----..--..,,---------.._----- .._-"----~~----_..- .----.---------------- ADVICE FOR UNPAID DEPOSITED ITEMS MARYJANE0608042-329 ACCT. NO. 361935460-0 OFFICE/BRANCH: 52/52 ACCOUNT TYPE: DEMAND DEPOSIT THE FOLLOWING ITEMS HAVE BEEN RETURNED. WE ARE CHARGING YOUR ACCOUNT FOR ITEMS RETURNED # ITEMS: UNPAID AS LISTED HEREIN. A HANDLING FEE OF $10.00 PER :~~:r: ITEM HAS BEEN CHARGED TO YOUR ACCOUNT. ToTAL: Reason: NSF Page 1 of 1 08/06/2004 1 $439.60 $10.00 $449.60 CHARLES D EWING OR CHARLES B EWING 831 LIMEKILN RD NEW CUMBERLAND PA 17070-2318 FULTON BANK 1695 STATE STREET EAST PETERSBURG PA 17520 Exh:Lbit "c" , ' JOHN E. SUKE ROBERT C. SAIDIS GEOFFREY S, SHUFF JAMES D, FLOWER,)R CAROL). LINDSAY MATIHEW), ESHElMANt KIRK S. SOHONAGE THOMAS E. FLOWER LINDSAY GINGRICH MACLAY jACLYNM.SMITH LAW OFFICES SAIDIS, SHUFF, FLOWER & LINDSAY A PROFESSIONAL CORPORATION 2109 MARKET STREET CAMP HILL, PENNSYLVANIA 17011 TELEPHONE: (717) 737-3405 - FACSIMIlE: (717) 737-3407 EMAIL: attomey@ssfl-Iaw.com www.ssfl-law.com CARLISLE OFF1CE: 26W.HIGHSTREEr CARJ:lSLE, P A 17013 TELEPHONE: (717)243-6= FACSIMILE: (717)243-6486 tBDardClll1ifiedCrcditonl' Rights RepreseRtation REPLY TO CAMP HILL February 4, 2004 CERTIFIED MAIL RETURN RECEIPT REQUESTED Kathryn M. Yeoman 512 Terrace Drive New Cumberland, P A 17070 Re: Ewing to Yeoman Dear Mrs. Yeoman: I am enclosing a copy of a Notice of Intention for Foreclose the Agreement of Sale you entered into with Charles D. Ewing and Charles B. Ewing for failure to comply with the terms of the lnstallment Agreement. The Notice advises you of your legal rights pertaining to your delinquency. I suggest in order to avoid further problems with the payment of this obligation that you arrange to payoff the full principal balance as we had discussed a year ago. Should you need calculation of that balance, please give me a call. Very truly yours, SAIDIS, SHUFF, FLOWER & LINDSAY ()~ ~~ ~ E. Slike illS/sa Enclosure cc: Charles D. Ewing Charles B. Ewing Exhibit "D" Notice of Intention to Foreclose Ae;reement of Sale TO: Kathryn M. Yeoman 512 Terrace Drive New Cumberland, P A 17070 Re: Agreement of Sale dated March 20,2000 Premises: 512 TeITace Drive, New Cumberland, P A 17070 Notice ofIntention to Foreclose: The Agreement of Sale which you entered into with Charles D. Ewing and Charles B. Ewing on March 20, 2003 relating to the premises located at 512 Terrace Drive, New Cumberland, PAis in default for the following reasons: 1. Failure to pay your monthly payment through January 21, 2004 - $439.60 2. Failure to pay sewer and trash collection fees due August, 2003 - later paid by seller by payment of$167.97 3. $412,00. Failure to keep property insured - premiums later paid by seller at a cost of The total amount now required to cure this default or, in other words, to get caught up in your payments to this date is $1,019.57. You may cure this default within thirty (30) days of the date of this letter, by paying to us the above amount of $1,019.57, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made in the form of certified check, cashier's check or money order, and made at 1425 Spangler Mill Road, Camp Hill, PA 17011. If you do not cure the default within thirty (30) days, we intend to exercise our right to accelerate the installment payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the purchase price in monthly installments. If full payment of the amount of default is not made within thirty (30) days, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the installment agreement is foreclosed your mortgaged property will be sold by the Sheriff to pay off the debt. Ifwe refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to five percent (5%) of the amount due. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty day period, you will not be required to pay attorney's fees. We may also sue you personally for the unpaid principal balance and aU other SunlS due under the agreement. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale, You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale iI11d perfonn any other requirements under the agreement. It is estimated that the eil1.liest date that such a Sheriff's sale could be held would be approximately September 8, 2004, A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the iI1nount needed to cure the default will increase the longer you wait. You may fmd out at any time exactly what the required payment will be by calling us at the following telephone number: (717) 761-6960. This payment mnst be in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. YOU HA VB THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE DEBT TO A BUYER OR TRANSFEREE WHO WilL ASSUME THE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE AGREEMENT ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THJRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the installment agre=ent will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. (() e, ~- \. -A tv c_ _, ~-:J-~ Charles D, Ewing ~v-- '- r:.j/a4A._ ,{>, 8~ Charles B. Ewip:( j NOTICE under the FAIR. DEBT COLLECTION PRACTICES ACT and the PENNSYLVANIA FAIR. CREDIT EXTENSION UNIFORMITY ACT Pursuant to the federal Fair Debt Collection Practices Act and the Pennsylvania Fair Credit Extension Uniformity Act, I am required to inform you that this letter is an attempt to collect a debt and any information obtained will be used for that purpose. If you dispute the validity of this debt, or any portion thereof, and you contact the undersigned within thirty (30) days after receipt of this Notice, you will be furnished with written verification of the debt. If you do not dispute the debt or any portion thereof as stated above, the undersigned will assume the debt is valid. If the original creditor of this debt is different from the creditor stated on the front page of this letter, the undersigned will provide you with the name and address of the original =ditor upon written request from you within thirty (30) days of receipt of this notice. Respectfully submitted, Date: May 3, 2004 SAIDJS S OWER & LINDSAY Il By: \,~v ) Matthew J. Es elman, Esquire ill #72655 2109 Market S eet, Camp Hill, PA 17011 (717) 737-3405 (fax) 737-3407 Attorney for Charles D, & Charles B. Ewing cc: Charles B. Ewing " Exhibit "E" ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE Date: May 3, 2004 This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages, The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (REMAP) may be able to help to save your home. This Notice explains how the program works, To see if REMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397, (persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (pENNSYL VANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Kathryn M. Yeoman PROPERTY ADDRESS: 512 Terrace Drive, New Cumberland, PA 17070 LOAN ACCT, NO.: Installment Agreement of Sale dated March 20,2000 ORIGINAL LENDER: Charles D, Ewing and Charles B, Ewing CURRENT LENDER/SERVICER: same HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGffiLE FOR FINANCIAL ASSISTANCE WHICH CAN SA VB YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGffiLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, . IF YOU HA VB A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . IF YOU MEET OTHER ELIGffiILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE --Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to- face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES --If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE --Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program, and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERlODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION --Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT --The MORTGAGE debt held by the above lender on your property located at 512 Terrace Drive, New Cumberland, PA 17070 IS SERlOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months: nla to date, and the following amounts are now past due (exp1ainl itemize charges): B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable ): Failure to pay sewer and trash fees due August 2003 andlor reimburse Seller for forced municipal lien payment, $167.97; Failure to keep property insured and/or reimburse Seller for forced placed insurance, $412.00; Legal costs $50.00. HOW TO CURE THE DEFAULT -- You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $659.97 , PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD, Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: Charles D. Ewing and Charles B. Ewing 1425 Spanglers Mill Road Camp Hill, PA 17011 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use ifnot applicable.) N/ A IF YOU DO NOT CURE THE DEFAULT --If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON --The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lenderrefers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50,00, However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES --The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE --If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE --It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount' needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender, HOW TO CONTACT THE LENDER: Charles B, Ewing 1425 Spanglers Mill Road CampHill,PA 17011 (717) 761-6960 EFFECT OF SHERIFF'S SALE -Nou should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You _ mayor..:L may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: . TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. . TO HAVE TIllS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. . TO HA VB THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HA VB TillS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) . TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, . TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. . TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY: (Fill in a list of all Counseling Agencies listed in Appendix C forms\collections\cred cns1ing svcs.all cnties.App-C.doc FOR THE COUNTY in which the property is located, using additional pages if necessary) CUMBERLAND Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 Community Action Commission of Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 Financial Counseling SenncesofFranklin 43 Philadelphia Avenue Waynesboro, PA 17268 (717) 762-3285 Loveship, Inc, 2320 North 5th Street Harrisburg, PA 17110 (717) 232-2207 PHFA 2101 North Front Street P. O. Box 15530 Harrisburg, PA 17105 (717) 780-3940 TDD for hearing impaired: (717) 780-1869 Urban League of Metropolitan Hbg 2107 N, 6th Street Harrisburg, PA 17101 (717) 234-5925 NOTICE Pursuant to the Fair Debt Collection Practices Act, I am required to inform you that this letter is an attempt to collect a debt and any information obtained will be used for that purpose. Date: May 3, 2004 Resp<;qtblly stmi d, SAID;J, SIh1', OWER & LINDSAY By: JJ..~ \ - Mattftew J. Eshelman, Esquire ID #72655 2109 Market Street, Camp Hill, PA 17011 (717) 737-3405 (fax) 737-3407 Attorneys for Charles D. & Charles B, Ewing cc: Char1esB.E~g U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAil, DoES NOT PROVIDE FOR INSURANCE--PQSTMASTER R'''''Safdis, Shuff, Flower & Lindsay 2109 Market Street Camp Hill, P^ 17011 o71f);oa~ m~ 7lJ.'d "flv: tl (91), rifh'C'i_ :t:tff, ,Ai,,) (Qf1JlrR/4N1 1(1 /7070 / PS Fonn 3817, January 2001 ::r D . H {=c 1fT . Mv<;~ I Ai;; f..... hflr"'. in ~b.m!,~ ,',' '['F:"i--" (':1 ;i~~t \ :~ I CJ ;~~ jgl .0 lill ig C:) 111 l'?'L~le JtI'.....~*....,.~...""~t:"'li- :. !;t~~l: IT" ..". ,.1r.;1j. .-'l ~ i.".'f'lI"i."'f"""",I'i"""'.'~'.A"""L""""'lts"'E I <0 Postage $ I /'t1 f\ /J..... CJ Certified Fee ? 30 ~ El t7l,;" 6' Postmark D Return Reclept Fee 1 H (Endorsement Required) ere CJ Restricted Delivery Fee I ,J,z -j- -tt.-d1 ::ri (Endo""m,m R"'",'ed1h 7J i .;i~:~O?~';;~ft~~~_ ':1U!Ji1J..___ St,..t, /)1.'5//1 1.(;-' 71 . '~;~S~~:;j;;4'-~"'/!;Rf!:.Lj;,-'!f1%JI77;Fj;j" ",,,,,,,,,_,,,O]:]i:,,,,~~,,",,".,,~,,,.,,.,,,,,,,,,,,," ----~l >:1.....,,,..,"'...,,.,..,......... <',;-8:.,;';.,. ,',-_""<'-',,~,',~">;--::' ~ [JAcJeoi', t~~:~ wJ,%;~oei O"Sd9llveryaddress_from~ JJ..U 11 vEil. .ritsr dsllVSlY'addrsss,bsIow: 0 No ._'""""~C:;-~~- t'1::a~I.l:l:..Il.1l'Jl:J.=i'I.,:/~~.,::t...fl.l.1.'_1 I · Complete items 1, 2, B1)dS.'AIso complste I 'Item 41f RestrIcted , dssJrlld. , . 'Prinl your name !lI1d' the reverse : so thjIl we can retu ' tG you. .. AttaCh Ihls card 10 Ihe back of Ihe mal/piece. ,I oronthe'front1fspace permits. - i 1. ArtIeI. AddlSSll8d' to: \ , , .' , ' '-, ,', ,~,: I Kat!rryn M. Yeoman i 512 Te=ace Drive' I New Curnberland,PA 17070 I I ;';"-',;'.:f' a. _Type Xl{ CertIfled Mall 0 Exp9SS Mall o Registers<! 0 Return R_pt forMsrohandlse. o lneurs<! MIlII 0 C.O.D. 4, Rsstrlcied Osllvsry? (Extnl Fee) :2",-.ArtfcleNuri1ber (lhwferfrDm -label) , PS ,Fonn '3811. Augusl200'1 I 'j :~}:J.l';. it j,~y\ t'i-t.i ,DYss I 7004 0550 0000 8951 1904 Domestl?'RetUrn;B~pt:/_:' : , ; ExhiJ:H. t nF~' 102S95-{)2-M~154Q p >i ~ ~ CI{ ~ ....... Ir? I'll t~ ...... c;,) ~ Ctl D (';'::"l ~, f(;) (A -n ~ W (I'", :rj r' r.f\ ~ -cJ (n ~ r.,) -0 ~ P- ,"-.;' ::C -! (~, f- -r; E r,) ~ --r- () k;; ---t:. SHERIFF'S RETURN - REGULAR CASE NO: 2004-04857 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND EWING CHARLES D ET AL VS YEOMAN KATHRYN M RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - EJECTMENT was served upon YEOMAN KATHRYN M the DEFENDANT , at 1904:00 HOURS, on the 29th day of September, 2004 at 512 TERRACE DRIVE NEW CUMBERLAND, PA 17070 by handing to WILLIAM WEIGLE, SON a true and attested copy of COMPLAINT - EJECTMENT together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 12.58 .00 10.00 .00 40.58 .?"~~ , R. Thomas Kline 09/30/2004 SAIDIS SHUFF LINDSAY Sworn and Subscribed to before By: me this -.1e @~ ~'1 day of A.D. fl. ~ ~ Q. (k<Jo;.., i OAt... '----1"1'rothonotary ',. J CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT DF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. DOCKET NO.: 04-4857 KATHRYN M. YEOMAN, Defendant CIVIL ACTION -- ACTION IN EJECTMENT AND CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT DF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. DOCKET NO.: 04-4856 KATHRYN M. YEOMAN, Defendant CIVIL ACTION -- ACTION TO QUIET TITLE ORDER AND NOW, this _ day of 20__, upon Motion of Plaintiffs Charles D. Ewing and Charles B. Ewing, it is ordered that the above-captioned actions are consolidated for purposes of discovery and trial. BY THE COURT: J. CHARLES D. EWING and CHARLES B. EWING, Plaintiffs vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA KATHRYN M. YEOMAN, Defendant DOCKET NO,: 04-4857 CNIL ACTION - ACTION IN EJECTMENT PREVIOUSLY ASSIGNED TO: N/A Plaintiffs, Charles D. Ewing and Charles B, Ewing, by the finn of Saidis, Shuff, Flower & Lindsay, P.C., in the person of Matthew J, Eshelman, Esquire, requests that the Court enter an order under Pa. R.C.P. No. 213(a) consolidating the above-captioned action with another pending action for purposes of trial and in support avers as follows: PLAINTIFFS' MOTION FOR CONSOLIDATION I. Plaintiffs commenced this action in ejectment against Defendant Kathryn M. Yeoman on or about September 27, 2004, to the above-captioned tenn and number as to an installment sales agreement declared to be in default by the Plaintiffs with nespect to a parcel of real estate COmmonly known as 512 Terrace Drive, New Cumberland (the Property). 2. In their complaint in ejectment, plaintiffs allege that defendant failed to make all monthly payments as and when due, failed to payor reimburse Plaintiffs for lienable municipal utilities, and failed to payor reimburse Plaintiffs for property insur,ance premiums, all or some of which constitute a default under an Agreement dated March 20, 2002, such that Plaintiffs are entitled to retake sole possession of the Property. 3. Plaintiffs Simultaneously commenced an action to quiet title against Defendant Kathryn M. Yeoman in this Court to the following tenn and number: 04-4856. 4, In their complaint to quiet title, plaintiffs allege that defendant failed to make all monthly payments as and when due, failed to payor reimburse Plaintiffs for lienable municipal utilities, and failed to payor reimburse Plaintiffs for property insurance premiums, all or some of which constitute a default under an Agreement dated March 20, 2002, such that the Plaintiffs are entitled to retake quiet title of the Property, 5. The above-captioned cases involve common questions of both law and fact, and much, ifnot all, of the discovery and evidence presented in connection with one of the cases will be equally applicable to the diScovery and trial of the other action, in that: a. both cases involve alleged failures to abide by the terms and conditions of the same installment sales agreement between the same parties; b. any questions oflaw which may arise in botll actions would be identical; c. the discovery required in both actions is identical for the most part; d. only the relief sought in each action is differ<:nt. 6. Pa. R.c.P. No. 1055 ordinarily permits a plaintiff to join with an ejectment claim only those causes of action arising from possession of the property. However, "[sJince ejectment lies for possession of real property and damages for its detention, but not for breach of contract, plaintiff must bring a separate civil action for accelerated rent [or other, contract-based claims J. The actions may subsequently be consolidated for trial pursuant to Pa. R.C.P. No. 213." 13 Pa. Forms (MB Dunlap-Hanna) ~ 192.05 (1999) available in LexisNiexis, Matthew Bender Online. 7. While possession appears to be a condition precedent to bringing an action to quiet tille, it is submitted that evidence of ownership in a chain of title is sufficient 10 allow the Court to administer discovery and trial of both actions, then to rule first upon the matter of ejectment, followed by the matter of quiet title, Sines v. Packer, 316 Pa. Super 500,504-05,463 A.2d 475, 477-78 (1983). WHEREFORE, Plainliffs request the Court enter a Rule upon Defendant Kathryn M. Yeoman to show cause why the above-captioned actions should not be consolidated for trial and discovery, Respectfully submitted, SAIDI - Date: October l f , 2004 By: Matthew J. Eshelman, Esquire ID #72655 2109 Market Street, Camp Hill, P A 170 II (717) 737-3405 (fax) 737-3407 Attorneys for Plaintiffs CHARLES D. EWING and CHARLES B. EWING, Plaintiffs vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA KATHRYN M. YEOMAN, Defendant DOCKET NO,: 04-4857 CIVIL ACTION - ACTION IN EJECTMENT CERT~;;F SERVICE AND NOW, this ~ day of 2004, I, Matthew J. Eshelman, Esquire, of the finn of Saidis, Shuff, Flower & Lindsay, P.c., hereby certify that I this day served a true and correct copy of Plaintiffs' Motion to Consolidate Upon the Parties listed below in conjunction with the Simultaneously filed Complaint in the above-captioned matter: Kathryn M. Yeoman 512 Terrace Drive New Cwnberland, P A 17070 By: Matthew J. Eshelman, quire ID #72655 2109 Market Street, C p Hill, PA 17011 (717) 737-3405 (n) 737-3407 Attorneys for Plaintiffs -< "" C:::..J r.::~ -'~~ c.::;l c~') -I 1 0-\ o .n .--< :r:-n (11;:::': ."Orn ~_ut::J r:,') I ;~~ ,"-'l ~~; -< -n t;:') t'.) W o CHARLES D. EWlNG and CHARLES B. EWlNG, Plaintiffs OCT 0 ,7 2004J vs. IN THE COURT OF COMMON PLEAS OF CUMBERLMID COUNTY, PENNSYL V ANlA KATHRYN M. YEOMAN, Defendant DOCKET NO,: 04-4857 CNIL ACTION - ACTION IN EJECTMENT AND CHARLES D. EWING and CHARLES B. EWING, Plaintiffs vs. IN THE COURT OF COMMON PLEAS OF CUMBERL~)COUNT~PENNSYLVANlA KATHRYN M. YEOMAN, Defendant DOCKET NO.: 04-4856 CNILACTION-ACTIONTOQUffiTTITLE RULE TO SHOW CAUSE AND NOW, this ~ day of fJ t + 20 ci.L upon Motion of Plaintiffs , Charles D. Ewing and Charles B. Ewing, a Rule is issued upon Defendant Kathryn M. Yeoman to show cause why the above-captioned actions should not be consolidated for purposes of discovery and trial. Rule returnable within :Jd days of service. Service of the Rule is to be made by the Plaintiffs at the time and in the manner original service of process of the Complaints in the matters is made. All p!llcCe6tugs tv otu'y h.Gallwl~ 0(, ;J'L00 BY THE COURT: ! IJ/._i? J. i-J, : " " ':'1 S" \J'J '\'j'Q?, (.' CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANlA DOCKET NO.: 04-4857/ vs. CIVIL ACTION - ACTION IN EJECTMENT KATHRYN M. YEOMAN, Defendant AND CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANlA DOCKET NO.: 04-4856 vs. CIVIL ACTION - ACTION TO QUIET TITLE KATHRYN M. YEOMAN, Defendant CERTIFICATE OF SERVICE AND NOW, this 19th day of October 2004, I, Matthew J. Eshelman, Esquire, of the firm of Saidis, Shuff, Flower & Lindsay, P.C., hereby certify that a true and correct copy of the Rule to Show Cause on Plaintiffs' Motion for Consolidation was served upon the Defendant on October 16, 2004, via United States Mail, postage prepaid, certified, return receipt requested, addressed as follows: Kathryn M. Yeoman 512 Terrace Drive New Cumberland, P A 17070 Attached hereto as Exhibit "A" is the return receipt (Postal Service Form 3811) evidencing receipt of the Rule to Show Cause by the Defendant at the address and on the date indicated on the return receipt card. By: Matthew . Eshelrri , Esquire 10 #72655 2109 Market Street, Camp Hill, P A 17011 (717) 737-3405 (fax) 737-3407 Attorneys for Plaintiffs SENDER ::COMPLETE THIS SECTION . . . . . . Complete items 1, 2, and 3. Also complete Item 4 ~ Restricted Delivery is desired. . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: DAgen! ~- D Add"",... B, :Iv !,Y(:Z~""') ~ D. Is delivery address different from item 1? Yes If YES, enter delivery address below: 0 No K<itlrryn H. Yeoman 512 Te=ace Drive New Cumberland, PA 17070 3. Service Type Xl[ Certifiod Mall 10 ExpIllSS Mall o Registered 10 Return Recetpt for Merchandise D Insured Mall 10 C,O.O. 4, R_clod Delivery? (Extra Fee) D Yes 2. Artlde Number (r1lJlJSfet r"'rr",,,,,vlce ~ PS Form 3811. August 2001 7004 0550 0000 8951 2000 Domestic Return Receipt 102595-02-M-1540 " EXhibit nAil Ci (,,) f',J -",J . -"-I r.o,,) C::':i CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. DOCKET NO.: 04-4857 CIVIL TERM KATHRYN M. YEOMAN, Defendant CIVIL ACTION - ACTION IN EJECTMENT PRAECIPE TO THE PROTHONOTARY: Please enter judgment in the above-captioned proceeding in favor of Charles D. Ewing and Charles B. Ewing, Plaintiffs, and against Defendant Kathryn M. Yeoman for possession of the property known and numbered as 512 Terrace Drive, Cumberland County, New Cumberland, Pennsylvania 17070, and for the amount of $2,079.97 plus costs and interest on the judgment at the statutory rate. Judgment is entered pursuant to Pa. R.C.P. 3031 for failure to file an Answer to Plaintiffs Complaint which contained a notice to defend within twenty (20) days of service thereof and after a 1 O-day Notice was sent. Date: November 3, 2004 I Respectfully subm:'~d~ I SAlDIS ~U:"f~, FL WER & LINDSAY By: ~U>>! Maithew J. Eshelnan, Esquire ill #72655 2109 Market Street, Camp Hill, P A 17011 (717) 737-3405 (fax) 737-3407 Attorneys for Plaintiffs Pursuant to Pa. R.C.P. 237.1, I hereby certify that a notice of intent to take a default judgment was forwarded to Kathryn M. Yeoman by United States Mail, first class, postage prepaid, on October 20, 2004. The aforesaid notice was contwned withi1 an envelope bearing the return address of the undersigned. The notice has not been -; ed tq1t~c ~rsi d as undeliverable or otherwise. Copies of the notice and Postal Form 3817 e arlkl'.ed iueto d marked as Exhibits "A" and "B", respectively. CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. DOCKET NO.: 04-4857 CNIL TERM KATHRYN M. YEOMAN, Defendant CIVIL ACTION - ACTION IN EJECTMENT IMPORTANT NOTICE TO: Kathryn M. Yeoman 512 Terrace Drive New Cumberland, PA 17070 Date of Notice: October 20, 2004 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN TIllS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF TIDS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH lNFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HlRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Date: October 20, 2004 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 Telephone: (717) 249-3166 ( Respect~[y su~~, . SAID~S, ~c;: ,IT~ WER & UNDSAY ~\ \ .,' By: J ~ lJ \, ~ j ~ - Matthew J. EshO:man, Esquire ill #72655 2109 Market Street, Camp Hill, P A 17011 (717) 737-3405 (fax) 737-3407 Attorneys for Plaintiffs Exhibit "A" U.S. POSTAL SERVICE CERTIFICATE OF MAILING ", It MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT PROVIDE FOR INSURANCE-POSTMASTER , , Recew~dis, Shuff, Flower & Lindsay ?109 Mtlrket Street Ctlmp Hill, PA 17011 17tJ1() PS Form 3817, January 2001 Exhibit "B" /--C~~"J~ I ~: "2-:.\~, :1J '-:;-0' \:p :?: I, \ :;~ .-,?/;l J t;:,( ~ ;;~;,:, ~;;; iY ;;:;*:*~;-~l;:~~ I Q"O'lY tlY\ 1. ~ ~ o{Q. t 7CJ ....c - :-.c ~ (") t-.> 0 ~ () = g c = -n ?~., ,J;;- ~ ~':;. , -- ---I d.... M~fJ - (;t C) ~ ~ - -.c ~ I -Of"!:' ........ ~'J~::J V, (J J::: F " (.11 1'.)0 ~ - r ~';:1 Cf'. ~ ~ -0 L. -,1 ~J ~ , .- ::.I:;: ~2(~ ~ ll.f r -.() ~ {:-:~ fr':)m 6"- I c: (o,) ~':1 r- Z oJ>_ -.0 ~ =< 0 -~" .;:.- :< ~ . .,. ,., ~ " - CHARLES D. EWING and CHARLES B. EWING, Plaintiffs vs. KATHRYN M. YEOMAN, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. 04 - 4857 CNIL TERM CNIL ACTION - ACTION IN EJECTMENT PRAECIPE FOR WRIT OF POSSESSION To the Prothonotary: Pursuant to Pa, R,C.P. No. 3161.1, issue writ of possession in the above matter. A description of the property to be delivered to the Plaintiffs is attached hereto, with an additional copy that may be attached to the Writ. Dmc #'1 Matthew J. Eshelman, Esquire Id No. 72655 2109 Market Street, Camp Hill, PA 17011 Telephone (717) 737-3405 Fax 737-3407 Attorneys for Plaintiffs Ewing . -' , . CHARLES D. EWING and CHARLES B. EWING, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. DOCKET NO. 04 - 4857 CNIL TERM KATHRYN M. YEOMAN, Defendant CNIL ACTION - ACTION IN EJECTMENT PROPERTY DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in the Borough of Lemoyne, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: ALL THAT CERTAIN tract or parcel of ground situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, more particularly bounded and described according to survey of D.P. Raffensperger, Registered Surveyor, dated May 12, 1955, as follows, to wit: BEGINNING at point on the Southern side of Terrace Drive 590,03 feet East of the Southeast corner of the intersection of Terrace Drive and Allen Street, also at the dividing line between Lots Nos. 32 and 33, Block C on hereinafter mentioned Plan of Lots; thence Eastwardly along the Southern side of Terrace Drive 60 feet to a point at the dividing line between Lots Nos. 33 and 34, Block C on said Plan; thence Southwardly along the same at right angles to Terrace Drive 110 feet to a point at the dividing line between Lots Nos, 13 and 33, Block C on said Plan; thence Westwardly along the same 60 feet to a point at the dividing line between Lots Nos. 32 and 33, Block C on said Plan; thence Northwardly along the same at right angles to Terrace Drive 110 feet to a point, the Place of BEGINNING, BEING Lot No. 33, Block C on Plan of Simpson Terrace Addition No. 1 to Forrest Hills recorded in Plan Book 4, page 109, Cumberland County Records. HAVING thereon erected a one story frame dwelling house known as No. 512 Terrace Drive. t ~ ~~ b~~ r~ r: ti\ - o k\ ~ , -'fA, -- Q \) f] -. _ -t.~ ~ -o-c~o~ . . . . . o \) \) VI \I) l;) ""0 (;)Co4bo I , \ \ \ (::J..v ~ ::. '" ~r- _ ~ :.od'b -- ~ J"-" c.-\ ",-".., \-,-:' r'~-; _.,1 - ,..... ------ WRIT OF POSSESSION (Ejectment Proceedings PRep 3160 - 3165 etc.) ., CHARLES n. EWTNG AND IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. No. 04-4857 CIVIL Term No. Term Costs AU'y. $ 129.08 Pl'ff(s) $ Prothy. $ 1.00 CHARLES Fl. EWTNG KATHRYN M. YEa1AN COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND: To the Sheriff of CUMBERLAND County, Pennsylvania (1) To satisfy the judgment for possession in the above matter you are directed to deliver possession of the following described property to: CHARIES D. EWING AND CHARIES B. EWING Plaintiff (5) being: (Premises as follows): 512 TERRACE DRIVE NEW CUMBERLAND, PA (2) To satisfy the costs against the defendant (s) you are directed to levy upon any property of the defen- dant (s) and sell hislher (or their) interest therein. ~ Date NOVEMBER 10, 2004 --ay: (SEAL) >- f/J ." ." 2: z z ~ ~ :ii <"'l.... Cl- (1l 0 "- 0 0 Cl- ~ ~ ~ ':' cz ~ IJ ~ ~ ~ ~~ (1l ':' '" ~.., '" ,I:.~- ~ 0 en CI:i:J:: .... ,.~ ; I " ~ ".J:: ~ trltrl .... ~<"'l 00 ~ ,.... t-*, :-=:; UlUl U1 -....) 01 1:"'0 " ~ J "">- ?'=I~ ~ COO >-c (1l -....] . co:: . . n ~ W~I'S <"'l- Z~ H (1l " H ~ i gg 0.., < 'd It""' '"):J' c.., . .., H " w t"'1 -~ (1l . :-=0 <"'l0 t-< 'd ~... 'c''"< ~~ (1l o ' t<I n ...."" 0"" ~ U11;:l d~ ~ ....~ C<"'l en ., :b' (fl-:-''''1 0 0\0 '" ~ :3 ,.... j :Q '" ~O ~ '?oo ~ ~ en " " ....00 ~~ 0' o _. -trl (1l ,.... ;:; 0\00 ~~ ,.... _. "'00 '" =1{ trlO (1l ~ t<I trl- Zz ~ '" ~ ..,0 ro' ro' ., ~ Z~ (1l r"JZ Cl- "" {,q {,q {,q 001:'" ~ ~ H ~ -<trl :3 :3 eJ ~> ,.... ;.-rrJ 0 ZO 0 ...."" ;.- By virtue of this writ, on the day of I caused the within named , to have possession of the premises described with the appurtenances, and Sworn and subscribed to before rne this day of So Answers, Sheriff Prothonotary By Deputy WRIT OF POSSESSION (Ejectment Proceedings PRep 3160 - 3165 etc.) CHART,RS n. EWTNG AND IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. No. 04-4857 CIVIL Term No. Term Costs Att'y. $ 129.08 Pl'ff (s) $ Prothy. $ 1.00 CHARLES R. EWTNG KATHRYN M. YEa1AN COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND: To the Sheriff of CUMBERLAND County, Pennsylvania (I) To satisfy the judgment for possession in the above matter you are directed to deliver possession of the following described property to: CHARIES D. EWING AND CHARIES B. EWING Plaintiff (s) being: (Premises as follows): 512 TERRACE DRIVE NEW CUMBERLAND, PA (2) To satisfy the costs against the defendant (s) you are directed to levy upon any property of the defen- dant (s) and sell hislher (or their) interest therein. (SEAL) CURTIS R. LONG Prothonotary, Common Plea, Court of Cumberland County. Pennsylvania -.fu: .A ~,p 77z("/ZAd~r Deputy ~ Date NOVEMBER 10, 2004 ~ ~:::::.:-- . -!1~ ~~~:~) " {I . ~~i_. .~~ >- f/J "t:l :Q 2: ::T ~ <"'l_ Cl- (1l 0 ::1j ~. Cl- ~ 5'- V; ':' ~Z ~ iJ ~ ~ ~~ (1l I. ':' ~ ~.., '" '" c=::: "~I'J I ~ [;;[;; trltrl :::::,.... ...,... :-=:; UlUl ~<"'l -...,J 0': 1:"'0 ::T I "'.';J> ?::l~ :s: coo ;'-c ("p -...,J -,.,....... . ~ W~ljO <"'l.... Z~ (1l "H . .., i ~g 0.., '1:::j I '~, """\ c.., " W ~ ...~ :-=0 <"'lo '1:::j ~ ..",< tltl ("p 0 .., t<I n ","" 0"" ;;1 U1 '1:l ,..i Cf ~ 0 -~ ., C<"'l :P' U) - """\ 0\0 '" ~ :3 >'l "t:l ;C ~o " ,....~- ~ '" '?rn '< " " "'00 .-< ~ o _. -trl 0' ,.... ::l O\rn ~:: ("p ....... S; . "'00 trlO '" ..., (1l ~ t<I trl- Zz ~ en ~ ..,0 ., ~ Z~ (1l r"JZ Cl- '" "" '" "" rnl:'" H ~ -<trl eJ ~;.- ,.... ;.-rn 0 ZO 0 -"" ;.- By virtue of this writ, on the day of I caused the within named have possession of the premises described with the appurtenances, and _.;,~r (> ~ ", .~,'" , z Z ? 0 0 .... J .... 00 U1 " n H f'i t-< ;;' ro' ~ ~ :3 :3 , to WRIT OF POSSESSION RETURNED ABANDONED, NO ACTION TAKEN IN SIX MONTHS. Sheriff's Docketing Poundage Pro thy Milage Surcharge Return: 18.00 1. 32 1.00 26.64 20.00 66.96 Advance Costs: 150.00 Shpr;ff'~ ~o~t~. hh gh 83.04 Rpfllnnpn to Att)' on g/7,/O~ L Z :E d 8 I ADN ~OOl 'v'd 'AHiIIU..J u,., lu.:ll:l~~IIJ .:J.:HlBHS 3Hl .dO 3JI.:l~~ n ers, b",ih<d '0 b,ro"m, ilii, ,~ By ~ta"u,h~11[1iH)~ v" r~-'~~e !-- Sheriff ck. -"-13/1 K<-<-' /(..13,1 day of