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HomeMy WebLinkAbout12-1394KML LAW GROUP, P.C. SUITE 5000 - BNY MELLON INDEPENDENCE CENTER 701 MARKET STREET PHR ADELPnU, PA 19106 (866) 413-2311 BANK OF AMERICA, N.A., S/B/M TO BAC HOME LOANS SERVICING, LP FIK/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R. WINK Mortgagor(s) and Record Owner(s) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. ?d -134 6;v1)7-exA, CIVIL ACTION: MORTGAGE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FF.F. LEGAL SERVICES INC. 432 S. Washington St. Gettysburg, PA 17325 ro ^' , 717-334-7623 'rn s Fri "" -,Um ?y> N -t C1 PENNSYLVANIA BAR ASSOCIATION P.O. Box 186 Harrisburg, PA 17108 y-21 800-692-7375 `" AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede eontinuar la demanda en contra suya sin previo aviso o notification.? Ademas, la corte puede decider a favor del demandante y requiere que usted cumpla con todas las provisioner ! 1 de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. 4103.73 A0 ATN tY7ys--g?70'11055? 77 ,tea ???sy LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAI, SERVICO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRTTA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. St USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC. 432 S. Washington St. Gettysburg, PA 17325 717-334-7623 PENNSYLVANIA BAR ASSOCIATION P.O. Box 186 Harrisburg, PA 17108 800-692-7375 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. RESOURCES AVAfLABLE FOR HOMEOWNERS IN FORECLOSURE ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-334- 7623 or 800-692-7375. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling- 3). Visit HUD' S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website ht!p://www,phfa.orgJconsurners/homeowners/real gpx. 5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Horne Retention options. 6). Foreclosure Resource Center: http://www.philadeli)hiafed.orR/foreclosure/ 7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentiongkmllawgroup com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 104853FC. Para information en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is BANK OF AMERICA, N.A, S/B/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP, 7105 Corporate Drive, PTX B-209, Plano, TX 75024. 2. The name(s) and address(es) of the Defendant(s) is/are JEFFREY A. WINK, 4075 Carlisle Road, Gardners, PA 17324 and CHRISTINA R. WINK, 4075 Carlisle Road, Gardners, PA 17324, who is/are the mortgagor(s) and record owner(s) of the mortgaged premises hereinafter described. 3. On May 01, 2007 mortgagor(s) made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST M:AGNUS FINANCIAL CORPORATION, AN ARIZONA CORPORATION, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County on May 18, 2007 as Book 1992 Page 3354. The mortgage has been assigned to: BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP by assignment of Mortgage recorded on January 10, 2011 as Inst.#201101219. The Mortgage and Assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" (`=Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for January 01, 2010 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and 0 interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ........................................................................ Interest from 12/01/2009 through 12/27/2011 at 6.3750%......... Per Diem interest rate at $22.43 Late Charges from 01/01/2010 to 12/27/2011 ............................ City tax ........................................................................................ School tax .................................................................................... Hazard insurance ......................................................................... Paid attorney fee ......................................................................... Property inspections .................................................................... Property preservation .................................................................. Suspense credit ........................................................................... Reasonable Attorney's Fee ......................................................... ..........$128,471.56 ............$16,963.64 .................$330.56 ................. S405.38 ..............$3,447.40 ..............$2, 898.00 ................. $400.00 .................$210.00 ................. $164.5 0 .............. ($447.98) ................$900.00 $153,743.06 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. Plaintiff reserves the right to request additional attorney's fees if the complexity of the action results in fees in excess of the amount demanded. Further, Plaintiff will request recovery of all costs incurred in this action including, but not limited to, costs of suit, process serving and skip tracing, title searches, recording costs and any other costs of the action in accordance with the mortgage documents and applicable law. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of' Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance, the combined Act 6/91 notice, has been sent to Defendants by certified and regular mail on March 23, 2011, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $153,743.06, together with interest at the rate of $22.43, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Note and Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale of the Property. I „ By. i 4.1411/a UR_ KML LAW OW ' , P.C. Michael McK ever Pa. ID 56129 lay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Ann E. Swartz Pa. ID 201926 __)?_Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff VERIFICATION hereby states that he he is f , V,\ Qv ;,r (i of Bank of America, N.A., successor by merger to BAC Home Loans Servicing L.P., Plaintiff in this matter, that heA is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/Q knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unworn falsification to authorities. Date: 1-- ga Name: -0,.??.? ?-, ??'??R +(? `-?- Title:? 4104853FC - JEFFREY A. WIl,IK and CHRISTINA R. WINK 4075 Carlisle Road Gardners, PA 17324 Eu)(hibitA ALL thst certain lot or piece of hound logefher with tfie improvements thereon erected, situate in the Township - of Dicldnaon. County of Cumberland and Carnmor wealth of Pennsylvania, more particularly bounded and described as follows: BEGINNING at an iron pin in the j„ction of a public road and lands now or Uw mwty of Clair spertzal and running along aide public road South 66 degrees Ent la7.8 feet to a ra road apdre; thence sang lands now or formerly of Ira Davis Sou1N 28 degree, 43 Minutes bleat, 119.2 feet to an iron pin; tbwmo along {ands trove or formerly of Ira Davis North 80 degrees 45 minutes West 13Z45 het to a point in Me Stale highway loading to Gettysburg; Chance along said Wgbway No,d 9 degrees 45 minufss East_ 191.E fast to dw place of BEGINNING. PARCEL NO.: 09-43-2734.01 0 Exhifiit ?B F-clAbit has been redacted to remove all personally identifiable information or non-public information M ACT 91 NOTICE DATE OF NOTICE: 03/23/2011 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSU" THIS LAW FYRM IS A DEBT COLLECTOR AND WE ARE ATTEMP77NG TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. i This is aan_offiicial notice that the mortgage on Your home is in default and the lender intends to foreclose. Specific information about the nature of the default is pmvided in the attached pWcs. ; The HOMEOWNEWS MORTGAGE ASSISTANCE PROGRAM (HEMAP) maw able to hclp to save your home. This Notice explains how the program works. _ To see if 1lEMAP can help, you must MEET WITH A CONSUMER CREDIT ? COUNSELING AGENCY WITHIN 33 DAYS OF UM DATE OF THIS NOTICE- Take this Nntice with you when you meet with the Counseling Agency The name address and phone member of Consumer Crcdit Cocrose figg Agencies serving your County are listed. at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Fj%M Agency toil free at 1-500-342-2397.Pgrns with impaired hearing can call (717) 750-1869.) This Notice contains important legal h&rmatian If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de soma itnport mcia, pues afecta su dereeho a watinuar vivienda en su casa. Si no comprendc cl contenido de esta notification obtenge una traduceion immediatamente llamanda esta agencies (Pennsylvania Housing Finance Agency) sin cargos al Dumero mencionada arriba. Puedes scr clegible para un prestamo por el progzama llamado " l lomeowner`s Emergency Mortgage Assistance Program" el coal puede salvar su casa de la perdida del derecbo a redimir su hipoteca. Prepared by: GOLDBECK McCA1:FERTY & WKEEVER Suite 5000.- Mellon lndependeace Center- 701 Market Street Philadelphia, PA 19106 Fax (715) 627-7734 11omeRctentiGD@pWb X k1aw.cum 1 Date: D323R011 Homeowners Name JKFMEY A- WINK and CMUSTINA R. VVIW I"ropetty Address 4975 Carlisle Road, Gardners, PA 17324 Loan Account No.: X582 Original Lender. MORTGAGE ELECTRONIC REGMRATION SYSTEMS, INC-, AS NOMINEE FOR FIRST MAGNUS FINANCIAL CORPORATION, AN ARIZONA CORPORATION Current LendalServicer: BAC HOME LOANS SERVICING, L.P. HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE JCM HOME FROM FORECLOSURE AND HELP YOU MAKE FiTi UIt,? MORTGAGE PAYMF "I5 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S KNIERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"? YOU MAY BE ELIGIBLE FOR EMIMUENCY MORTGAGE ASSISTANCE- * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY -REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. M'IPORARY STAY OF FORECLOSURE - Under are Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from are date of this Notice (plus three (3) days for mailing). Dwing that time you must arrange and attend a "Face-te-face" meeting with one of the designated consumer credit counseling agencies listed at the end ofthis Notice. TBIS MEETING ]MUST OCCUR WITHIN THE NEXT 031 DAYS IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSIbTAKE, YOU b=1 BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "NO'W TO CURE YOUR MORTGAGE DEFAULT" ES,PLAI W HOW TO BRING YOUR MORTGAGE UP TO DATE_ CONS MF.1R CREDIT COUNSELING AGENCIES -1f you meet wft one of the consumer credit counseling agencies listed at the end of this notiec, the lender may NOT take action against you for thirty (30) days after the dale of this mectmg. Tho ttamm addressc:s Aud telephone numbers of 2 designated consumer credit counseling agencies for the cougV in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one faco-to-face hooding Advise your lender immWiately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information ahnut the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Fmergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed momeowner's Enwgency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end ofthis Notice. Only coruwuer credit counseling agcacies have applications for the program and they will assist you in submitting a complete application to the Pennsyhranta housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your applicadon MUST be filed or postmarked within thirty (30) days of your fact-to-fact meeting with the counseling agency. YOU SHOULD FILE A IIEMAP APPLICATION AS SOON AS POSSTHI,E. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WrIIIIN 33 DAYS OF THE POSTMARK DATE OF TIIIS NOTICE AND F IL AN APPLICATION WITH PEFA WITMN 30 DAYS OF MAT MEETING, TIIEW THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE" YOU HAVE THE RIGHT TO BILE A IIEMAP APPLICATION EVEN BEYOND THESE TIMS PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY "PROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision afkr it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. HOW TO CURE YOUR MORTGAGE DEFAU VT (Brigg iup to date). NAT'U)<tE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at 4075 GrrWe Road, Gardners, PA 173241S SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTRLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly paymwt fom 01!01!2010 ffim 03!2312011 (15 mos. at $1,010-70/month) $15,160.50 (b) Late charges from 01101/2010 t6ru 03123/201-1 (15 mo& at $4132/montb) $619.60 (c) Suspense Balance ($447.98) (d) Other provisions of the mortgage obligation, if any (e) TOT.4I.. AMOUNT REQUIRED AS OF 17US DATE: $15,33232 HOW TO CURE THE DEFAULT - You may cure the default within. THIRTY (3o) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICFI IS 515,332-32. PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WWR BECOME DUE DURING THE Tl-11RTY (30) DAY PERIOD. Payments must be made either by cashier's check certified check or MM order made nayabk and sent to: Attention: Act Letter Department BAC HOME LOANS SERVICING LP c/o Goldbeck McCafferty & McKeever 701 Market Street Suite 5000 Philadelphia PA 19106 HomeRetmtioti@goldbecklaw.com 966413-2311 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rizkts to accelerate the mortexEe debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose tke chance to pay the mortgage in monthly installtnems. If fill payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your myrt =d property. 1T THE MORTGAGE IS FORECLU3ED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinqumcy before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incmreef, up to $50.00. However, if legal proceedings are started against you, you will have to pay al! reasonable attorney's fees actually incurred by the lender even ifthcy exceed $50.00_ Any attorney's fees will be added to the amount You owe the lender, which may also include other reasonable mate- If you cure the default within the Tl?'I'y (30) DAY period, you will not be reauhed to pay atternWs fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the. defanlt within the THR Y (30) DAY period and foreclosure proccedengs have beM you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale You may do so by Vtrsrittt the total amount then due. UW a" lac or other charges then duo reasonable attorno s foes and g;pm eonoected witty the fo=losure sale and au othcx costs connected g+AfhLSh;dM Salt as specified is writing by the leader and bjperfom9ft any other regWLa ents under tfre mnrtMnr. Curing yc ar default in the manner set forth in this notice will restore your mortgage to the same position as if you had wever defatdted. EARLIEST POSSMLE SMUFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale ofthe mortgaged property could be held would be appnoramately four (41 to six (61 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sak_ Of course, the amount needed to cure the default will iruxease the longer you wait. You may find out at any time cx=tly what the required payment or action will by coulacting the lender. HOW TO CONTACT THE LENDER: Name of Leader: BAC ROME LOANS SERVICING LP Address: 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Fhane Number: 800-669.6650 Fax Number: 817-23"81I Contacts -Loss Nf'itigation Department Entail: PHFA.Program@bankofamerica_com EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. 5 ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mmigage debt, provided chat all the outstanding payments, charges and attorney`s fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied_ YOU MAY ALSO HAVE TBE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO P4,Y Off TIRS DEBT- 'k TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS W NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES-III ANY CALENDAR YEAR) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURL' PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACUON BY THE LENDER- 10 SEEK PROTECTION UNDER THE !FEDERAL BANKRUPTCY LAW _ Contact Person: Loss Mitigation Department Phow Number: 800-669-6650 9 HEMAP Consumer Credit Counseling Agencies IReport last updaled:ItM20118:3125AM -- -- I st. Kwtlm Center American Credit Counseling Ins5tele 1701 Parade Skeet Swin Malay Street Erie, PA 16503 1st Floor 814-452.6113 tipper Darby. PA 19082 888212.a41 CUMBERLAND County An -fteri Credit Counsolirg Inshhde CCCS of Western PA 8800 Mad et Skeet 2000 L"n*esinwn ROUd 1st Floor Harrisburg. PA 171 D2 Upper Darby, PA 19082 888.5112227 d88212674i Coetrnunity Action r"untlesion af CapRal Region Andean Credit Counseling Ins9hrte 1514 Derry Street 175 Sratiord Avenue Harrisburg, PA 17104 stale 1 7172329757 Wayne, PA 19087 _---'ha 610171.2210 43 PhtadelphiaAvenue 185212.6741 Waynesboro, PA 17268 American Credit Counseling Insgtute 717.7623285 525-528 Dekalb Shast PA InterINIM Caterunity Programs !n4- Non-Maw PA 19401 40 E High Street 610971.2210 Gtllys6vg, PA 17325 888212.8741 717331.1516 American FkwondalCounseling Services Inc_ PHFA 175 Skatkud Avenue 211 North Front Street sui! One Haridjuay, PA 17110 Wayne, PA 19087 717.750.3940 267228-7503 DW,3422397 800.490.3039 DAUPHIN County American Frranciai Counseling Ser4an Inr:_ 1080 N. Delaware Avenue, CCCS of Viestem PA Suite 200 2000 L'eeglesform Road Ph&ddphia, PA 19125 Harrisburg. PA 17102 267228.7903 888511.2'7.27 80DA90.3039 Curneisnity Action Connnfssion of Cap" Region Argwkan FlrnandJ CounwI&S 3etvloes kw 1514 Deny Street 405 West Germammo POs Harrisburg, PA 171D4 74unisben, PA 1940,4 7172329757 267MB_7903 800.490.3039 PHFA 711 Nate Front Ske d Ameriraa Red Cross of Greater tlerrtsb re, PA 17110 1729 C498111110ft Avenue 717.7$0.394D Chester, PA 19013 800.3421397 610.874.1484 DELAWARE Counter APM Dli mood Sheet SCOW Advrawfes for Rrwrclai Indepearders.r PhAKIRlra, PA 19172 lsw WadsworthAw 215234.6070 Phiiadetphia, PA 19150 (26n 953-0615 2157-M-2696 Carrod Park Con munity Coerrcll kw- 5211 Mash Street Phiadelliftik PA 19131 215.877.1157 Page a of 21 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson s t r n 'N0n. Sheriff , at 01A 0 T ntx tr ? 'r i ,EJ ?"iuurr ?'ra r f' Jody S Smith 16 A? Chief Deputy Richard W Stewart Solicitor pE?P?S Bank of America, NA vs. Jeffrey A. Wink (et al.) Case Number 2012-1394 SHERIFF'S RETURN OF SERVICE 03/12/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Jeffrey A. Wink, but was unable to locate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Jeffrey A. Wink. Request for service at 4075 Carlisle Road, Gardners, Pennsylvania 17324 is vacant. The Gardners Postmaster has advised Jeffrey A. Wink's new address is 460 Fish & Game, New Oxford, Pennsylvania 17350. 03/12/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Christina R. Wink, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Christina R. Wink. Request for service at 4075 Carlisle Road, Gardners, Pennsylvania 17324 is vacant. The Gardners Postmaster has advised Christina R. Wink is not known at this address. SHERIFF COST: $65.00 March 12, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF c?ir id 3i;?r_ KML Law Group, P.C. SUITE 5000 - BNY INDEPENDENCE CENTER 701 MARKET STREET `j PHILADELPHIA, PA 19106-1532 (215) 627-1322 ATTORNEY FOR PLAINTIFF BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/KJA COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff VS. JEFFREY A. WINK CHRISTINA R. WINK 4075 Carlisle Road Gardners, PA 17324 Defendant(s) ask i(..L IN THE COURT OF COMMON PLEAS ?R 20 Vbk"Iberland COUNTY tdNSYl..?AACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 12-1394 PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. By: L AW GROUP, P.C.- Michael McKeever Pa. ID 56129 Lisa Lee Pa. ID 78020 _Kristina Murtha Pa. ID 61858 -David Fein Pa. ID 82628 -Thomas Puleo Pa. ID 27615 -Jay E. Kivitz Pa. ID 26769 -Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff a -7 q os SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ' b Jody S Smith Chief Deputy Richard W Stewart Solicitor '017 MAY 18 PM 1: 12 ',UMSERLARD CU INT'4; PENNSYLVANIA Bank of America, NA I Case Number vs. 2012-1394 Jeffrey A. Wink (et al.) SHERIFF'S RETURN OF SERVICE 04/20/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Jeffrey A. Wink, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of Adams County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 04/20/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Christina R. Wink, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of Adams County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 04/2012012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Christina R. Wink, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of Adams County, Pennsylvania to serve the within Complaint In Mortgage Foreclosure according to law. 04/23/2012 08:40 PM - Adams County Return: And now April 23, 2012 at 2040 hours I, James W. Muller, Sheriff of Adams County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Jeffrey A. Wink by making known unto Eugene Wink, Father of Defendant at 460 Fish and Game Road, New Oxford, Pennsylvania 17350 its contents and at the same time handing to him personally the said true and correct copy of the same. 04/24/2012 04:50 PM - Adams County Return: And now April 24, 2012 at 1650 hours I, James W. Muller, Sheriff of Adams County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Christina R. Wink by making known unto Sandra Kramer, Mother of Defendant at 2555 Mummasburg Road, Gettysburg, Pennsylvania 17325 its contents and at the same time handing to her personally the said true and correct copy of the same. 04/24/2012 Adams County Return: And now, April 24, 2012 I, James W. Muller, Sheriff of Adams County, Pennsylvania, do hereby certify and return, that I made diligent search and inquiry for Christina R. Wink the defendant named in the within Complaint in Mortgage Foreclosure and that I am unable to find her in the County of Adams and therefore return same NOT FOUND. Request for service at 11 Dale Road, Biglerville, Pennsylvania 17307 the Defendant was not found. Christina R. Wink currently resides at 2555 Mummasburg Road, Gettysburg, Pennsylvania 17325. SHERIFF COST: $71.25 May 17, 2012 (c) CountySuite Sheriff, Teleosoft, Inc. SO ANSWERS, RON R ANDERSON, SHERIFF DATE RECEIVED DATE PROCESSED SHERIFF'S DEPARTMENT ADAMS COUNTY, PENNSYLVANIA COURTHOUSE, GETTYSBURG, PA 17325 INSTRUCTIONS: See "INSTRUCTIONS FOR SERVICE OF PROCESS BY SHERIFF SERVICE THE SHERIFF" on the reverse of the last (No. 5) copy of this form. Please PROCESS RECEIPT, and AFFIDAVIT OF RETURN type or prim legibly' insuring readability of all copies. Do not detach any copies. AM ENV.# 1. PLAINTIFFS/ 2. COURT NUMBER 3 DEFEf gAyrc& F 4. TYPE OF WRIT OR SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC., TO SERVICE OR DESCRIPTION OF PROPERTY TO BE LEVIED, 16 J e- ?r-e y- lyi??C ©Ir? lu TTACHED OR SOLD. 6. ADDRESS (Street or RFD, Apartment No., City, Boro, Twp., State and ZIP CODE) /? AT L-1 6 & /? -t- C?pq?-e iilo?4_rcj /1/e? l'4. 2 _?jT 7. INDICATE UNUSUAL SERVICE: ? PERSONAL ? PERSON IN CHARGE ? DEPUTIZE ? CERT. MAIL ? REGISTERED MAIL ? POSTED ? OTHER Now, , I, SHERIFF OF ADAMS COUNTY, PA., do hereby deputize the Sheriff of County to execute this Writ and make return therof according to law. This deputation being made at the request and risk of the plaintiff. SHERIFF OF ADAMS COUNTY 6. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN-Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction or removal of any such property before sheriff's sale thereof. 9. SIGNATURE of ATTORNEY or of er ORIGINATOR requesting service on beh of: 10. TELEPHONE NUMBER 11. DATE FF LkDEFENDANT vrrr, W. vGLV to rvn v r .?nLl?Irr I11L I - tvv Iw I TV "I I G OGL TV 1 F-110 L M& 12. 1 acknowledge receipt of the writ SIGNATURE of Authorized ACSD Deputy or Clerk and Title 13. Date Received 14. Expiration /NKaYft date or complaint as indicated above. 4/23/2012 MAY 18 , 2012 15. 1 hereby CERTIFY and RETURN that I K have personally served, ? have served person in charge, ? have legal evidence of service as shown in "Remarks" (on reverse) ? have posted the above described property with the writ or complaint described on the individual, company, corporation, etc., at the address shown above or on the individual, company, corporation, etc., at the address inserted below by handinglor Posting a TRUE and ATTESTED COPY therof. 16. ? 1 hereby certify and return a NOT FOUND because I am unable to locate the individual, company, corporation, etc., named above. (See remarks below) 17. Name and title of individual served Eugene Wink, father of Jeffrey A. Wink 18. A person of suitable age and discretion then residing in the defendant's usual P... .,o Read Order ? 19. Address of where served (complete only if different than shown above) (Street or RFD, Apartment No., City, Boro, Twp., 20. Date of Service 21. Time State and ZIP CODE) 4/23/12 8:40PM 22. ATTEMPTS Date Mgss Dep.lnt. Date Mlles Dep.Int. Date Mlles Dep.lnt. Date Miles Dep.lnt. Date Miles Dep.Int. 23. Advance Costs 24. 25. 26. 27. Total Costs 28MtM7b 910 REFUND WA3 •ODtY- 38.63 Pd. 5/8/12 111.37 Ck. #29172 N/A 1T Y, AFFIRMED and subscribed to before me this By WOW Dap Sheriff) (PNes. Print or Type) ' Dat9 2 2 2 day of ?.n 0 Brien Keev / 4 3/ 01 s t Sheriff D? JAMES MULLER 4/23/2012 Piothtm aryMeputylNolary Public SHERIFF OF ADAMS COUNTY MY COMMISSION EXPIRES I ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE 39. Date Received OF AUTHORIZED ISSUING AUTHORITY AND TITLE. PROTHONOTARY DATE RECEIVED DATE PROCESSED SHERIFF'S DEPARTMENT ADAMS COUNTY, PENNSYLVANIA COURTHOUSE, GETTYSBURG, PA 17325 INSTRUCTIONS: See "INSTRUCTIONS FOR SERVICE OF PROCESS BY SHERIFF SERVICE THE SHERIFF" on the reverse of the last (No. 5) copy of this form. Please PROCESS RECEIPT, and AFFIDAVIT OF RETURN type or print legibly, insuring readability of all copies. Do not detach any copies. ACSD ENV.# 1. PLAINTIFF 2. COURT NUMBER 3. DEFENPANTM 4. TYPE OF WRIT OR SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC., TO SERVICE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED OR SOLD. 6. ADDRESS (Street or RFD, Apartment No., City, Boro, Twp., State and ZIP CODE) 7. INDICATE UNUSUAL SERVICE: ? PERSONAL ? PERSON IN CHARGE ? DEPUTIZE ? CERT. MAIL ? REGISTERED MAIL ? POSTED ? OTHER Now, , I, SHERIFF OF ADAMS COUNTY, PA., do hereby deputize the Sheriff of County to execute this Writ and make return therof according to law. This deputation being made at the request and risk of the plaintiff. 6. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE. SHERIFF OF ADAMS COUNTY NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN-Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction or removal of any such property before sheriff's sale thereof. 9. SIGNATURE of ATT2!MEY or othe IGINATOR requesting service on haH of: 10. TELEPHONE NUMBER 11. DATE ? DEFENDANT •7rMV - vGt.vaa rvn %07G yr %717Gn1rr VI1§L r - 6/V IMV 1 VVnl 1 G WGL VV 11'117 L.1911C 12. I acknowledge receipt of the writ SIGNATURE of Authorized ACED Deputy or Clerk and Title 13. Date Received 14. Expiration / Ae date or complaint as indicated above. 4/23/2012 MAY 18 2012 15. 1 hereby CERTIFY and RETURN that I K have personally served, ? have served person in charge, ? have legal evidence of service as shown in "Remarks" (on reverse) ? have posted the above described property with the writ or complaint described on the individual, company, corporation, etc., at the address shown above or on the individual, company, corporation, etc., at the address inserted below by handing/or Posting a TRUE and ATTESTED COPY therof. 16. ? 1 hereby certify and return a NOT FOUND because l am unable to locate the individual, company, corporation, etc., named above. (See remarks below) 17. Name and title of individual served 19. A person of suitable age and discretion Read Order Sandra Kramer, mother of Christina R. Wink then residing in the defendant's usual placeerabade. o ? 19. Address of where served (complete only if different than shown above) (Street or RFD, Apartment No., City, Boro, Twp., 20. Date of Service 21. Time State and ZIP CODE) 4/24/12 4:50PM 22. ATTEMPTS Dots Mlles Dep.int. Date Miles Dep.int. Date Mlles Dep.int. Date Miles Dep.lnt. Date Miles Dep.int. 23. Advance Costs 24. 25. 26. 27. Total Costs 28. COST DUE OR REFUND AFFIRMED and subscribed to before me this N/A ANS ! - 1 ` day of By t Dep. Sheriff) (Pls.ae « Type Shane Shultz at?/24/2012 we of stww JAAMEE S W MULLER J e /24/2012 ?t4 Prothonetary?D.ptrtymaary Pubk SHERIFF OF ADAMS COUNTY MY COMMISSION EXPIRES I ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE OF AUTHORIZED ISSUING AUTHORITY AND TITLE. 39. Data Received PROTHONOTARY In the Court of Common Pleas of Cumberland County BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive No. 12-1394 PTX B-209 ?.2 *-= o Plano, TX 75024? Plaintiff vs. -T- JEFFREY A. WINK - r CHRISTINA R WINK - - (Mortgagor(s) and Record Owner(s)) < U r -- 4075 Carlisle Road Gardners, PA 17324 Defendant(s) .- PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against JEFFREY A. WINK and CHRISTINA R WINK by default for want of an Answer. Assess damages as follows: $157,399.15 Debt Interest from 6/8/2012 to Date of Sale per diem at $22.44 Total (Assessment of Damages attached) I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe &lcurr livered to the party against whom judgment is to be entered and to his attorney of record, if any, after the d d at least ten days prior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. By: _Michtl McWever Pa. ID 56129 -Jay E. Kivitz Pa. ID 26769 -Casa Lee Pa. ID 78020 Kristin Murtha Pa. ID 61858 -David Fein Pa. ID 82628 -Thomas Puleo Pa. ID 27615 Joshua L Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 l) Attorneys for Plaintiff AND NOW l? 1. I 0 j 1 BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP I SERVICING, LP and against JEFFREY A. WINK and CHRISTINA R WINK by damages assessed in the sum of $157,399.15 as per the above certification. 011'? ,It'.5o?a C' ^if 'Ali -3 6 N0'6" , Judgment is entered in favor of k COUNTRYWIDE HOME LO) for and Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK (Mortgagors and Record Owner(s)) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) No. 12-1394 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. David D. Buell Prothonotary of Cumberland County 1 Courthouse Squ 7 Z; Carlisle, PA 17013 / Prothonotary By: eputy If you have any questions concerning the above, please contact: KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 104853FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: JEFFREY A. WINK 4075 Carlisle Road Gardners, PA 17324 BANK OF AMERICA, N.A, S/B/M TO BAC HOME LOANS SERVICING, LP F/K/A COUN'T'RYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A WINK CIIRISTINA R WINK (Mortgagor(s) and Record Owner(s)) 4075 Carlisle Road Gardners, PA 17324 Defend-t(s) DATE OF THIS NOTICE: May 17, 2012 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure No. 12-1394 TO: JEFFREY A. WINK 4075 Carlisle Road Gardners, PA 17324 IMPORTANT NOTICE YOIT ARE IN DEFAUI:T BECAUSE YOU IIAVE FAILED TO ENTER A WKITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN "]TING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGITI'S. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH i BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO 1 TIRE A LAWYER THIS OFFICE MAY BE ABLE 'M PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC. 432 S. Washington SL Gettysburg, PA 17325 717-334-7623 PhNNSYLVANIA BAR ASSOCIAI lON P.U. Box 186 Harrisburg, PA 17108 800-692-7375 I01i1(,?e P.C. clr cKeever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristine Martha Pa. ID 61858 David Fein Pa. ID 82628 'Moms Puleo Pa. ID 27615 Jill P. Jenkins Pa. ID 306588 215-825-6360 Attorneys for Plaintiff 104853FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: CHRISTINA R WINK 4075 Carlisle Road Crardncrs, PA 17324 BANK OF AMERICA, N.A, S/B/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE IJOMH LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A WINK CHRISTINA R WINK .Mortgagor(s) and Rccord Owner(s)) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) TO: CHRISTINA R_ WINK 4075 Carlisle Road Gardners, PA 17324 DATE OF THIS NOTICE: May 17, 2012 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure No. 12-1394 I14"RTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR AY A:YJ DRNEY AND FILE IN WR IING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST' YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE; THIS PAPF,R 1b YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A JAWYER, GO TO OR TELhPJJONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNO r AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LFGAL SFRVICFS TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC. 432 S. Washington St. GettysbtM PA 17325 717-334-7623 PENNSYLVANIA BAR ASSOCIATION P.O. Box 186 Harrisburg, PA 17108 800-692-7375 By:_ (L KML V G P, P.C. Michael McKeever Pa. ID 56129 Liss Lee Pa. ID 78020 Kristian Martha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jill P. Jenkins Pa. ID 306588 215-825-6360 Attorneys for Plaintiff 104853FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WELL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE. OF '1111S NOTICE: May 17, 2012 TO: JEFFREY A WINK 460 Fish and Game Road New Oxford, PA 17350 BANK OF AMERICA, N.A, SB1M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano,'IX 75024 Plaintiff" VS. JEFFREY A WINK CHRISTINAR WINK (Mortgagor(s) and Rccord Owner(s)) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) TO: JEFFREY A WINK 460 Fish and Game Road New Oxford, PA 17350 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure No. 12-1394 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED '1'0 ENTER A WRFTIEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHT'S. YOU SHOULD TAKE THIS PAPAL TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE I'O PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO PEE. LEGAL SERVICES INC. 432 S. Washington SL Gettysburg, PA 17325 717-334-7623 PENNSYLVANIA BAR ASSOCIATION P.O. Box 186 Harrisburg, PA 17108 800-692-7375 A I . 56129 Lisa Lee a. ID 7 8020 Kristin Murtha Pa. ID 61858 David Fein Pa. 71182628 Thomas Puleo Pa. ID 27615 (V Jill P. Jenkins Pa. ID 306588 U 215-825-6360 Attorneys for Plaintiff By: 1 KML C. M heel cliverPa.ID 104853FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. 'ID: CHRISTINA R WINK 2555 Mummasburg Road Gettysburg, PA 17325 BANK OF AMERICA, NA, S/B/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A WINK CHRISTINA R WINK (Mortgagor(s) and Record Owner(s)) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) TO: CHRISTINA R WINK 2555 Mummasburg Road Gettysburg, PA 17325 DATE OF THIS NOTICE: May 17, 2012 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure No. 12-1394 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY AI'I'ORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO 11IE CLAIMS SF'f rORT71 AGAINST YOU. UNLESS YOU ACT WnIRN TEN (10) DAYS FROM THE DATE OF TIJIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITJ IOITT A FEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NO"I.' HAVE A LAWYER, GO TO OR TELEPIIONE THE OFFICE, S1F'I' FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WFII I INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE A13LE TO PROVIDE YOU Will1 INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC. 432 S. Washington St Gettysburg, PA 17325 717-334-7623 PENNSYLVANIA BAR ASSOCIATION P.O. Box 186 Harrisburg, PA 17108 800-692-7375 i By: Mlchaei McKeever Pa. ID 56129 Lisa Lee FIL ID 78020 Krishna Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. 10 27615 Jill P. Jenkins Pa. ID 306588 215-825-6360 Attorneys for Plaintiff 104853FC TIIIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: May 17, 2012 TO: CHRISTINA R WINK 1 I Dale Road Biglervilic, PA 17307 BANK OF AMERICA, N.A., S/B/A4 TO BAC DOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 71,05 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A WINK CHRISTINA R WINK (Mortgagor(s) and Record Oumer(s)) 4075 Carlisle Road Gardners, PA 17324 1)efendant(s) TO: CHRISTINA. R WINK 11 Date Road Biglervilic, PA 17307 In the Court of Common Pleas of Cumberland County CIVIL AC'170N - LAW Action of Mortgage Foreclosure No. 12-1394 (IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER. A WRITTEN APPEARANCE PERSONALI,Y OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SF,F FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WI'T'HOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OT .R IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. 'IRIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH TNFORMAT'JON ABOUT AGF',NCIES THAT MAY OFFER. LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED TEE OR NO FEE. LEGAL SERVICES INC. 432 S. Washington St. Gettysburg, PA 17325 717-334-7623 PENNSYLVANIA BAR ASSOCIATION i P.O. Box 186 Harrisburg PA 17108 800-692-7375 By: TIM, KML MP-C_ Mica el McKeever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristin Martha Pa. ID 61B58 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Ti11 P. Jenkins Pa. ID 306588 215-825.6360 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP FIK/A COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK Defendant(s) NO. 12-1394 VERIFICATION OF NON-MILITARY SERVICE UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT AS AMENDED 1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plaintiff in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That an inquiry has been made with the Defense Manpower Data Center ("DMDC") website operated by the United States Department of Defense (https://www.dmdc.osd.miUappj/scra/scraHome do) for the following individual(s): JEFFREY A. WINK, has a last known residence of 460 Fish and Game Road, New Oxford, PA 17350. The following information was used to search the DMDC (check all that apply): X Last Name X First Name X Social Security Number 3. The DMDC search results, a copy of which is attached, states that based on the information provided, the DMDC does not possess any information indicating that the individual is on active duty or has been on active duty within the last 367 days. The undersigned understands that the statements herein are made subject to penalties of 18 Pa. C.S.A. 4904 rel ting to unsworn Date -) 1 t By:_ V- KML LA , P.C. Michael Mc eever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 92382 Joshua I. Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff Department of Defense Manpower Data Center status Repott Pu uant to Servicemembers Civil Relief Act Last Name: WINK First Name: JEFFREY Active Duty Status As Of: Jun-07-2012 Results as of : Jun-07-2012 06:36:03 SCRA 2.2.1 Active Duty Start Date Active Duty End Date status Service Component On Active Duty On Active Duty Status Date NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Data _ Active Duty Start Date Active DutyEnd Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or HislHer Unit Was Notified of a Future Call- p to Arbve Duty on Acute Duty Status Dale Order Notification Start Date Order Notification End Dale Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. )I)jgj)j. L.& - Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: hftp:/twww.defenselink.miltfaq/pis/PC09SLDR.htmf. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: CHTJ8EDM9R IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP FIK/A COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK Defendant(s) NO. 12-1394 VERIFICATION OF NON-MILITARY SERVICE UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT AS AMENDED 1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plaintiff in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That an inquiry has been made with the Defense Manpower Data Center ("DMDC") website operated by the United States Department of Defense (https://www.dmdc.osd.miUappjlscra/scraHome do) for the following individual(s): CHRISTINA R WINK, has a last known residence of 2555 Mummasburg Road, Gettysburg, PA 17325. The following information was used to search the DMDC (check all that apply): X Last Name X First Name X Social Security Number 3. The DMDC search results, a copy of which is attached, states that based on the information provided, the DMDC does not possess any information indicating that the individual is on active duty or has been on active duty within the last 367 days. The undersigned understands that the statements herein are made subject to penalties of 18 Pa. C.S.A. 4904 rel ting to unsworn Date to By-1-J,91f 11 KML L , P.C. Mic el Keever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristin Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 92382 Joshua I. Goldman Pa. 205047 dill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff Department of Defense Manpower Data Center smus R Pursuant to Servicemembers Civil Relief Act Last Name: WINK First Name: CHRISTINA Active Duty Status As Of: Jun-07-2012 Results as of : Jun-07-2012 06:35:22 SCRA 2.2.1 Active Duty Start Date Active Duty End Date Status Service Competent on Active Duty On Active Duty Status Date NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Lett Acute Duty Within 367 Days of Active Duty Sfatius Dale Active Duty Start Date Active Duty End Date Status Service, Conponerd NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or Hm Her Unit Was Notified of a Fuhae Cat-Up to Active Duty on A *m Duty Status Date Order Notification Start Date t7rder Notification End Dale Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Awit 1 4"1 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 at seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAH Commissioned Corps) Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: JU0669M65 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF AMERICA, N.A, SB/M TO BAC HOMI LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK (Mortgagor(s) and Record owner(s)) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) ORDER FOR JUDGMENT IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 12-1394 Please enter Judgment in favor of BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP, and ainst JE Y A. WINK and CHRISTINA R WINK for failure to file an Answer in the above action within (20) daysm theldate ? service of the Complaint, in the sum of $157,399.15. ?/' ;, By: KML OUP, P.C. Michael McI ever Pa. ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 and that a name(s) and last known address(es) of the Defendant(s) is/are JEFFREY A. WINK, 460 Fish and Game R?ad Ne Oxf PA 17350 and CHRISTINA R WINK, 2555 Mummasburg Road Gettysburg, PA 17325; ?f 1 I r . By: Ali L11A1 1111A - ?. KAWA GRO P, P.C. Mic el M Keever Pa. ID 56129 Jay . Kivitz Pa. ID 26769 Lisa Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff • ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $128,471.56 Interest from 12/01/2009 through $20,619.73 06/07/2012 Reasonable Attorney's Fee $900.00 Late Charges $330.56 City tax $405.38 School tax $3,447.40 Hazard insurance $2,898.00 Paid attorney fee $400.00 Property inspections $210.00 Property preservation $164.50 Suspense credit ($447.98) f $1 7,39 15 By: I A OUP, P.C. Mi ael M Keever Pa. ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristin Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 _Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff AND NOW, this ' I day of 2012 damages a asses d as a w ' Pro Prothy 12-1394/104853FC WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 12-1394 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF AMERICA, N.A. S/B/M TO BAC' HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff (s) From JEFFREY A. WINK, CHRISTINA R. WINK (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $157, 399.15 L.L.: $.50 Interest FROM 6/8/2012 TO DATE OF SALE PER DIEM AT $22.44 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $299.25 Other Costs: Plaintiff Paid: Date: 6/11/12 id D. Bu 11, Prothonot (Seal) Z Deputy REQUESTING PARTY: Name: JILL P. JENKINS, ESQUIRE Address: KML LAW GROUP, P.C. SUITE 5000-BNY INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 306588 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street c Philadelphia, PA 19106 215-627-1322 r^..x"'1SERLAND 00UINT Attorney for Plaintiff x'? N N S Y LVA N I A BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK Mortgagor(s) and Record Owner(s) 4075 Carlisle Road Gardners, PA 17324 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 12-1394 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 6/8/2012 to Date of Sale per diem at $22.44 (Costs to be added) aKAI *a?.s60 a At Ws.06 C8F -71. a 5 ?, I. 7 s ti to )U. 50 P a. sp ?, u Q 46 aq?.as -ba.as We Cb. . 50 U- C4if 712 2-1fri- a?? 58-t wV11 By: $157,399.15 wich A?V(C Pko fjP, P.C. Mc eever Pa. ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff d W a z O O N G4 ~o za O U x F 4 W WO ox xQ U? Q O? ?UU Q ? z? u?z wz0 U_ w> OW ?z 0 a 0 ^ F V i ? W. c zO"9 ? W orx? ? O azc?? 3 co ? W .. a a U F+ a m U U ? ? o CL? ??N a O ? N ALL that certain lot or piece of ground together with the improvements thereon erected, situate in the Township of Dickinson, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows: BEGINNING at an iron pin in the junction of a public road and lands now or formerly of Clair Spertzel and running along side public road South 56 degrees East 187.8 feet to a railroad spike; thence along lands now or formerly of Ira Davis South 28 degrees 43 minutes West, 119.2 feet to an iron pin; thence along lands now or formerly of Ira Davis North 80 degrees 45 minutes West, 132.45 feet to a point in the State highway leading to Gettysburg; thence along said Highway North 9 degrees 45 minutes East. 191.1 feet to the place of BEGINNING. TAX PARCEL #: 08-43-2754-018 BEING KNOWN AS: 4075 Carlisle Road, Gardners, PA 17324 MUNICIPALITY: TOWNSHIP OF DICKINSON Being the same premises by deed dated 03/7/2006, given by Leroy A. Durf and Danita A. Durf, husband and wife to Jeffrey A. Wink and Christina R. Wink, husband and wife and recorded 03/17/2006 in book 273 page 2989. KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff i ?< < - . Lt BANK OF AMERICA, N.A, S/B/M TO BA LOANS SERVICING, LP F/K/A COUNTR HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 VS. JEFFREY A. WINK CHRISTINA R WINK (Mortgagor(s) and Record Owner(s)) 4075 Carlisle Road Gardners, PA 17324 Plaintiff s?ii-ucai of Cumberland County CIVIL ACTION - LAW Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 12-1394 BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP, Plaintiff in the above action, by counsel, KML Law Group, P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 4075 Carlisle Road Gardners, PA 17324 1.Name and address of Owner(s) or Reputed Owner(s): JEFFREY A. WINK 460 Fish and Game Road New Oxford, PA 17350 CHRISTINA R WINK 2555 Mummasburg Road Gettysburg, PA 17325 2. Name and address of Defendant(s) in the judgment: JEFFREY A. WINK 460 Fish and Game Road New Oxford, PA 17350 IN THE COURT OF COMMON PLEAS ACTION OF MORTGAGE FORECLOSURE CHRISTINA R WINK 2555 Mummasburg Road Gettysburg, PA 17325 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 CHASE BANK USA NA 200 WHITE CLAY CENTER DR. NEWARK, DE 19711 CHASE BANK USA NA C/O GOLDMAN & WARSHAW PC 312 W BROAD STREET QUAKERTOWN, PA 18951 4. Name and address of the last recorded holder of every mortgage of record: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC 3300 SW 34TH AVENUE SUITE 101 OCALA, FL 34474 MERS INC. ACTING AS NOMINEE FOR COUNTRYWIDE BANK, FSB 1199 N FAIRFAX STREET STE 500 ALEXANDRIA, VA 22314 MERS INC. ACTING AS NOMINEE FOR COUNTRYWIDE BANK, FSB POB 2026 FLINT, MI 48501-2026 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 4075 Carlisle Road Gardners, PA 17324 I verify that the slat ments made in this affidavit are true and correct to the false statements herei e m e subject to the penalties of 18 Pa. C.S. QL-tion 4904 i DATED: By: of my information and belief. I understand that ng to unswom falsification to authorities. UP,-P.C. 1 Mc ver Pa. ID 56129 -Jay E. Kivitz a. ID 26769 -Lisa Lee Pa. ID 78020 Kristin Murtha Pa. ID 61858 -David Fein Pa. ID 82628 -Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 (215) 627-1322 Attorney for Plaintiff E' ;l ? . ? J J 1 0 Tr-i Pill I: L' 8E BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK Mortgagor(s) and Record Owner(s) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) Docket No. 12-1394 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: WINK, JEFFREY A. JEFFREY A. WINK 460 Fish and Game Road New Oxford, PA 17350 Your house at 4075 Carlisle Road, Gardners, PA 17324 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2012, at 10:00 AM, in Courthouse 111 Baltimore St Gettysburg PA to enforce the court judgment of $157,399.15 obtained by BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to BANK OF AMERICA, N.A, SB/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. NIA IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may he able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC. 432 S. Washington St. Gettysburg, PA 17325 717-334-7623 PENNSYLVANIA BAR ASSOCIATION P.O. Box 186 Harrisburg, PA 17108 800-692-7375 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-334-7623 or 800-692-7375. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http://www_phfa.org/consumers/homeowners/real.4Wx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@kmllawgroup.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is Michael McKeever who can be reached at 215-825-6303 or Fax: 215-825- 6403. Please reference our Attorney File Number of 104853FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. K1VII, LAW GROUP, P.C. Suite 5000 BNY Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attornev for Plaintiff ' ' r t --. -- BANK OF AMERICA, N.A, S/B/M TO BAC ~~~' HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK Mortgagor(s) and Record Owner(s) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) 104853FC CF: 03/02/2012 SD: 12/05/2012 $157,399.15 ,_~ ~ ~_. _, _ (.. , , v r ~ ~,~ ~ , ~, ! i ~,+: "`~ ~;~~ COURT OF COMMON PLEAS of Cumberland County CNII., ACTION -LAW ACTION OF MORTGAGE FORECLOSURE Term No. 12-1394 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Keith C. Halili, an employee of KML Law Group, P.C., counsel of Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: Personal Service by the ~~+~ec/competent adult (copy of return attached). ( ) Certified mail by KML Law Group, P.C. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by KML Law Group, P.C. to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by KML Law Group, P.C. (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail KML Law Group, P.C. (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully su fitted BY: Keith C. Halili Legal Assistant i ~ ~ ~ , _ ~ _ I ~~ ~~ =~` ~7 ~ ~ ~1~ M ~ A'.52o ,, 0004285gg~ JU .7 0 ,~ N t 8 2012 ' o` --- ~-- ~ ~_ -- - i - ~ Q --__ - - -- - o c o ~ ~ ~(PL o _ - O ~ ~ ~ O p 2 O ~ ~, ` r' ~ v ~ ~ ~- ~ LL W LL W U v N i ~~~ . a Q ~+ ~ w W z - z - a~~ . ' Qt ~ •~ U Om O a m ~ . L . z W ~ Z w ,~ z pN ~ m m i Z QZ ~ Q N ~ 4m`o ° ~~ W Q Z m Q Z N 'a t~n~~~m~ ao o~Yt Eo m ~ W V2 WZ~ U~ Q- ~ (~ Q Q ° m 2r ~Q `'S ~o ~~~ U' Vjcrlr- V~ ~ U t ya 0 m H VJZ t~Q (n NH U c ~ m ° ~ OH fn O~°~ ~~ WO WW ~ w mZ J ~n~ r a ~cq~tl) ~U ~Q ~ dl i °~tC7 w c ~. 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LL ~~L w. . ~ °o ~ ¢~ ~ a 0 v ~ a° v ~ ~ ~ ~ c~ ~ $$' cg ~ ~ A ~~ at ~ ~ ~ a o^o^ ~ m a ~ Z o ~ ~ Q 3n-N ~ o ~ ~ Z ~~ ~ ~ ~ ~Q E ~ ~ 0 o ~ o- Z~ z Z z g. t~iou'S ~ ~ 1- ~~ a U UNC9 a ~~ ~~ B 2 . oa W Z ~~ wa o' ~ a m Q ._ qo Na a e~ ~°C9pwa'n ~ ~s ~~,~~p~ ~ ~ ~J1w-~JO .b' z Z~uai~a° `- cv c~i v ui ca r~ ao ~~ c n. c `o .~ c ~~ a U r O N O N m 0 ~ Y W Z N ~ ~ Z ~ ~ ~ $ ~ U N Q1 ~ ~ Y U Z 1~ Q ~ ~ W c+7 o m LL ~- v ~ a ° ~ W THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA BANK OF AMERICA, N.A, S/B/M TO BAC HOME LOANS ;CASE and/or DOCKET No.: 12-1394 SERVICI3~1'G, LP F!K/A COUNTRYWIDE HOME LOANS SERVICING, LP; et seq. ~ 5heri8"s Ss1e Date: 12/5/2012 Plaintiff (Petitioner) V. .IEFFREY A. WINK; et aL Defendant (Respondent) AFFIDAVIT OF SERVICE I~' Complaint ~ Summons ~ Other: NOTICE OF SALE I, RYAN MARKS, certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party ,and that T served CHRISTINA R. WINK the above process on the 26 day of Tune, 2012, at 4:10 o'clock, PM, at 2555 Mummasburg Road Gettysburg, PA ] 7325 , County of Cumberland, Commonwealth of Pennsylvania: Manner of Service: By handing a copy at the residence of the Defendant(s) to an adult member of the family with whom he/she resides or to the adult person in charge of the residence because no adult family member was found • By handing a copy at the residence of the Defendant(s) to the clerk or manager of the hotel, inn, apartment house or other place of lodging at which he/she resides By handing a copy at the office or usual place of business of the Defendants} to the DefendanYs(s') agent or to the person for the time being in charge thereof * Name: SANDRA KRAMER Relationship(fitlelPosition: ~gther Remarks: Description: Approximate Age 51-55 Height S'¢ Weight 1g0, Race WHITE Sex h'EMALE Hair BROWN Military Status: ~No ~~` Yes Branch- Commonwealth/State of r~ ) SS: County of $t ~J ) Before mc, the undersigned notary public:, this day, personally, appeared L~~. ,k~„ ~ ~ _ to me known, who being duly sworn accordin law, deposes the following: I hereby swear or afii t the facts set forth in the foregoing Affidavit of Service aze true and correct of Affiant) Subscribed an orn to before me this 29_ day o ~~ 20 /~_. File Number:104853FC Public Nohrlet Sell Etk M_ Mrerbscfi, Notary P1+61k wactunymn Twp, sera county (My ODeMnln;ion Hxpkes Nov. 18, 2(113 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA BANK OF AMERICA, N.A, S/B/M TO BAC HOME LOANS ;CASE and/or DOCKET No.: 12-1394 SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP; et seq. ~ Sheriffs Sale Date: 12/5/2012 Plaintiff {Petitioner) , V. .IEFFREY A. WI11TK; et aL Detendant {Respondent) AFFIDAVTT OF SERVICE '~ Complaint ~ Sammons ~ Other: NOTICE OF SALE I I, RYAN MARKS, certify that I am eighteen years of age or older and that 1 am not a party to the action nor an employee nor relative of a party ,and that I served JEFFREY A. WINK the above process on the 26 day of Jane, 20]2, at 3:45 o'clock, PM, at 460 FISH AND GAME ROAD NEW OXFORD, PA 17350 ,County of Cumberland, Commonwealth of Pennsylvania: Manner of Service: By handing a copy at the residence of the Defendant(s) to an adult member of the family with whom heJshe resides or to the adult person in chazge of the residence because no adult family member was fotmd * By handing a copy at the residence of the Defendant(s) to the clerk or manager of the hotel, inn, apartment house or other place of lodging at which he/she resides By handing a copy at the office or usual place of business of the Defendant(s) to the Defendant's(s') agent or to the person for the time being in charge thereof * Name: GENE WINK RelationshiplTitle/Position: Father Remarks: Description: Appmximatc Age I-55 Height 5'8 Weight 18U Race WHITE Sex MALE Hair BLACK Military Status: ~ No ~ Yes Branch: Commonwealth/Statc of tp ) SS: County of _ Bs sm J _ ) Before mc, the undersigned notary public, this day, personally, appeared R~.. IHa.sC t to me known, who being duly sworn aocordin~o law, deposes the following: I hereby swear or affirat the facts set forth in the foregoing Affidavit of Service are true and correct Nile Number:104853FC of Affiant) Subscribed and to before me this 17 day 20 /*. -~ _ Notary Public ~~/"rol'11~+FA6 F PE(VIMSYLYANIA irotarr~ sal ~ew~a~ nyax,An~''~ A'ir` ~Y Co~nlssi0n i Nov. 18,2023 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF AMERICA, N.A, S/B/M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. JEFFREY A. WINK CHRISTINA R WINK Mortgagor(s) and Record Owner(s) 4075 Carlisle Road Gardners, PA 17324 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE Term No. 12-1394 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 BANK OF AMERICA, N.A, SB1M TO BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP, Keith C. Halili, an employee of KML Law Group, P.C., counsel of Plaintiff, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 4075 Carlisle Road Gardners, PA 17324 1.Name and address of Owner(s) or Reputed Owner(s): JEFFREY A. WINK 460 Fish and Game Road New Oxford, PA 17350 CHRISTINA R WINK 2555 Mummasburg Road Gettysburg, PA 17325 2. Name and address of Defendant(s) in the judgment: JEFFREY A. WINK 460 Fish and Game Road New Oxford, PA 17350 CHRISTINA R WINK 2555 Mummasburg Road Gettysburg, PA 17325 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE -Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 CHASE BANK USA NA 200 WHITE CLAY CENTER DR. NEWARK, DE 19711 CHASE BANK USA NA C/O GOLDMAN & WARSHAW PC 312 W BROAD STREET QUAKERTOWN, PA 18951 4. Name and address of the last recorded holder of every mortgage of record: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC 3300 SW 34TH AVENUE SUITE 101 OCALA, FL 34474 MERS INC. ACTING A5 NOMINEE FOR COUNTRYWIDE BANK, FSB 1199 N FAIRFAX STREET STE 500 ALEXANDRIA, VA 22314 MERS INC. ACTING A5 NOMINEE FOR COUNTRYWIDE BANK, FSB POB 2026 FLINT, MI 48501-2026 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 4075 Carlisle Road Gardners, PA 17324 CHRISTINA RENE WINK 2555 Mummasburg Road Gettysburg, PA 17325 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: November 21, 2012 KML Law Group, P.C. ~` BY: Keith C. Halili Legal Assistant