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HomeMy WebLinkAbout03-09-12 (3)SECOND I give, devise, and bequeath my entire estate together with all insurance proceeds thereon of whatever nature and wheresoever situate in equal shares to my children, t1 ~ ~*C ~~ MINTER ~/ and PAUL J. LIPPI, providing that they survive me by sixty (60) days, per stirpes. THIRD My Executor is authorized and empowered to exercise from time to time in his, her or its sole discretion and without prior authority from any Court, in respect of any property forming any part of my estate hereby created or otherwise in its possession hereunder, all powers conferred by law upon trustees or executors and I intend that such powers be construed in the broadest possible manner. FOURTH No interest of any beneficiary of my estate, either in income or in principal, shall be subject to anticipation or pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have the power in any manner to charge or encumber his or her interest either in income or principal, nor shall the interest of any beneficiary be liable or subject in any manner while in the possession of my personal representative for the liability of such beneficiary. FIFTH I nominate, constitute and appoint my brother, ROBERT J. D'ANGELO, Executor of this my Last Will and Testament. In the event ROBERT J. D'ANGELO is deceased, unable or unwilling to serve or shall cease to serve for any reason whatsoever, then I nominate, constitute and appoint my children, MICHELLE MINTER and PAUL J. LIPPI, as Co-Executors, or the survivor thereof, to serve instead. I direct that my personal representative shall not be required to Page 2 of 5 Pages give or post bond for the faithful performance of his, her or its duties in this or any other jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand to this my Last Will and Testament this ~ day of l~' .ti,_ 2010. Witness KATHY . LI fitness Page 3 of 5 Pages ACKNOWLEDGEMENT COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS I, KATHY A. LIPPI, the Testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to the law, do hereby acknowledge that I signed and executed the instrument as my Last Will and Testament; that I signed it willingly, and that I signed it as my free and voluntary act for the purposes therein expressed. KATHY A. LI P Sworn or affirmed and acknowledged before me by KATHY A. LIPPI, the Testatrix, this ~~ _,L~~_ day of _ ~G i ~ f~~-z'../ , 2010. ~~ `NOTARY PUBLIC ' COMMONWEALTH Of PENNSYLVANIA NOTARIAL SEAL SHARON R. FEISTER, Notary Public NewCumberland Boro., Cumberland Co. My Commission Expires Apri115,2011 Page 4 of 5 Pages AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF CUMBERLAND We,~o,r~~ g~ ~~ ~~ ~ and the ~., witnesses whose names are attached to the foregoing document, being duly qualified according to the law, do depose and say that we were present and saw the Testatrix sign and execute the instrument as her Last Will and Testament; that she signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the testator signed the Last Will and Testament as witnesses and that to the best of our knowledge the Testatrix was at the time 18 or more years of age, of sound mind and under no constraint or undue influence. l ~ ~ ~~ ~~ Sworn or affirmed and subscribed before me by _ICU~~i27 ~ /~L~ ,u~ and ~L,~ ~,t1 /77 ~ ~jfG~~i~J,~I .t~ this ~ day of ~ ~>~/~ , 2010. ~'~~ OTARY PUBLIC COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL SHARON R. FEISTER, Notary Public New Cumberland Boro., Cumberland Co. My Commission Expires April 15, 2011 Page 5 of 5 Pages 06/22/2011 23:47 ~~ 7179752309 DETHLEFS-PYKOSH LAW THISDEED, Made the ~~ ,day of A,~ugnat, 2004, BETWEEN JAiViES TALAr.A-~ and TERRI TAL,Ai,Ai, husband and ~e, of Cuumberland County, Pennsylvania, Parties of tore First Part, het~inaf{ex designated as the GRAN'PORS, AND KATHY A. LYPPI, a jingle person, of C"•umberlaad County, Pennsylvania, Party of ~e Socond Part, hereinafter designated as the GRANTEE. PAGE 01104 ~ ~ b '~ ~ b N C1 r ~ ~ ~ r G ,rn'~. r t!"- ~ .~ WITNE33ETH, that the Grantors for and in coIISideration of ONE HUNpRED SI7~'TX NIlVE~OUSA-NI1 and Q4!!DO (S16~-,00a.00} Dollnr~IawfWmoneyoftlieUnitodStates of America, to the Grantors in hood we}I and truly said b3'tbe ~ delivery of these P , at or before the sealing aad p1'osents, the racer t wlteroof is hereby aclmowledged and the Grantors being therewith ;fully ~tisiied, do by these presents ~, bargain, sell and convey unto the Grantee forever. ALL ~1E FOLL AWING real estate aad being situate int Hampdenn To Cumberland County, Pennsylvania, boded and described as follows. ~~' BEGIrNNING at a pout an the western line of Meadowbz+ook Drive, which at the line between. I.ot No. 23 and Lot IYo. 24 ors the ho~naB~ me~nbioz~ed P~ point is along said Iine, South 88 degrees 10 minutes Weat.140 feet to the line between Lot No. 4 and Lot No. 25; thence along said line South 88 degnxs 1 p minutes West,140 feet to Lands now or fottnerly of Good Hope, Tnc.; thence along said. Iand, North 01 dcg~ee 50 m~iautea West, l Od feet to the Iine between Lot No. 23 and Lot Ne. Z4; thence along said line, North 88 degrees 14 minutes East, 140 feet to the Elate o£BEGINNI1rYG~ BEING designated as Lot No. 24, Section C, ,Plan b, Good Hope Farms, which p}an is recorded in Cwrnbaiand County, Pennsylvania im Plan Book 2Z, Page 100. eoox ~~ ~~c~4~ 06/22/2011 23:47 7179752309 DETHLEFS-PYKOSH LAW PAGE 02/04 PARCEL NO.: 1Q~8-1319-129 Property Address: 5224 Meadowbrook Ihive, Mechanicsburg, pemasyivamia 17fl55. UNDER ANA SUBJECT to restrictions of reco easement, coning ordinaacos, if arty and general taxes clad assessments not yet~due ~ adons and payable. $~~~ Tgl~ SAID pz'cmisea which Kurt N. Loudeuback and Valerie 1.,_ I,.oudenback, busbatld and wife, by their deed dated F in the Office of the ebruary l ~ 1995 and recorded March 24, i 998 Recorder of Deeds in and for Cumberland County, Pennsylvania im Deed Hook 174,1? a$e 5 t}, g tainted a nd c onveyed u nta Ta mes T alalai and T emi T alalai, b usbaad a nd w ife, GRANTORS herein. TOGETHER with all and s inguiar the boil ' waters, watercourses, rights, Iibertie dm8~ improvcanepts, ways, woods, belonging or in anywise s' P~~e$es, Laments and appurtenances to the same remts issues and appertaining; cad the reversion and reversions, remairtdcr and remainders profits thereof, and of every P~ and parcel themof; AND ALSO all the e right, titlq interest, use, possession, property, claim and. demand whets ' in law and in equity, o~ in and to the °~' of the Grantors both with the a{rgurtenances. TQ gAVE AND TO HOLD all and 8biend anrd every Part and parcel thereof together with the hereditameats and t ~ ~~~ herein de~n'bed and benefit forever. aPp~nanccs tuito the Grantee and to the Cnantee's Proper use AND the Cantors covenant tlxat, e~ceept as may be herein set forth, they do and will t'orever specially warrant and defend the lands and pronr~ises, lzeraditautents and appurtegances hereby conveyed, against tl~c Crrantors and all other persons lawfully claiming the same or to claim the same or $~y part thereoi; by, fmm or under it, them or any of them. In s1I refexenccs herein. to anyparties, persons, entities or corporations, the use ofarly psttiaular gender or ph~ral or singular number is intended to include the approp~~ ~. mutnber ss the tezct of the within instTUntent may require. Wherever in this instrument any party shad be designated or referned to byname or general refez+enee, such designatio~a is intended to and shall have the came effect as if the wotads 'heirs, executors, administrators, personal or le insextod a$er each and ev ~ mgresez~tatives, successors and ~~~ ~ been cry such desiggation. ~t~i'~ 06/22/2011 23:47 7179752309 DETHLEFS-PYKOSH LAW PAGE 03/04 IN WITNESS ~RE4F, the Grantors have hereunto set thou h,mds and scale t&e day and year first above written WITNESS: agues Talalai 1 '1 • `Teni 'I'~alai CQMMONW~EAI,TH OF PENNSYLVANI,A,, COUIVTy OF B~ IT RE1I~EMBERED, that on ~ ~ a„ "'~~"~-. ~ 2404, before me the subscriber p~O~Y ~Peared JAmes Talalsu and ~ err/ Talalai, bp~cband nsd wife, /mown to zae {or satisfactazily proven) to be the persons whose names are subscribed to the within ' acknowledged. that they executed the smme #or the ms~'uruent and PmPoses therein contained. W~'I'NESS my hand and seal the day and year aforesaid. blic JQDY GOiD E'sbllc ~b~~~EtQYas~ ~ 2006 ~a~~4~as 06/22/2011 23:47 7179752309 DETHLEFS-PVKOSH LAW PAGE 04/04 I HEREBY CERTIFY that the ~'eeise residence o~'the Grdtttee is: ~~~ ~~ord~r~~ ~r?a~ ~'1[~~csbat ~ l~d~~ _~ Attorn foz~ Gr~utorslCrantee T Ccrtzfy this to b e corded Zn CurzZberland C ' ounty P A 0: .L ,..ti l:~~Y } . . t ,' ~'. ,M,~: ~'O Recorder of Deeds ~ ~~ ~~~~~~~~~~ w s A7~~ iti ~.,~~~~ A aL' ~~py~ ~' ~ 4J N ~Y tYS ~ R ~-M ,~ ~ pp~ ~ T~ ~ l~ ~I i--~ ar ~ a. 4 ~ ~ ~~~ ~~~ G ~Ipp ~ ~ I'S •Q ~'!' ~ M. ~ ~~ ~~ ~ ~ r a .... `"' 4} ~ ~ d ! • • ~ W~ ~ ~ ~ Fr •M Ill [[,,~~ pp p QQ ~~}} ffjj~~ mow. V ~~ ~~cE4'~?9 Gl4 G 4pip $ C#OI ~ ~ SY~ ~.~~I~ W 06/30/2011 02:17 7179752309 DETFLEFS-PYK17SH LAW ~~Nt y'.. :-• ~,~~~ •a~~ A. Settlement Statement (HUD-1) PAGE 01/04 OMB Approval No. 2502-0265 i. Type of Loan 9. Fte Number: ~. Loan Number. 6. Mongape Insuranta Gase Number: . ®FHA 2. ^ RHS 3. ^ Conv, Unlns. A06-116107^STG 629258 4itS-0819693-703 ^ VA 5. Q Conv. Ins. :, Note: This form is furnished to give you a statement of actual setllemant costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.e.c)" wero paid outside the closing; they are shown hero for informational purposes and ere not included in the totals. ~, ngme a Addreae of eonower: E. Name a AddrWS Or 5eeer F. Name a nddnse or Lender: Armando T. Ch//maze F~state of -(afhy A. Llppl, Robert J. GSF Mo age Corporation, Pam Bents 517 North Second Street D Angelo, Executor 75490 W~apffo! Drive, Surfs 700 Lemoyne, PA 77043 5224 Meadowbrook Drive Brookt(eld, Yy! 53005 lennlfar 4 Chflmaza echanfcsburp, PA 77050 511 Nonh Second Street Lemoyne, PA 170dJ ;. Progeny Locat'ron: H. Settlement Agent: I. Settlement Date: 1224 Meadowbrook Drive DE7NLEFS-PYKOSH LAW GRDVP, LLC, ~ 08/30/207 i Mechanicsburg, PA 11050 itroll C. Dethlefs, F.squlre Da Phone NumBer• (777) 975.9446 Cumberland County 2132 Market Street , Camp HUI, PA 17011 Place o(Sattlemant 2132 Markel Street, Cemp Hill, PA 17011 Disbursement Data:05/30/20f1 Summary of Borrowers TransaoUon K. Summary of Seller's Transaction nn n__-~.'~...,...,.~ n„s d..... c,...,...,e. d00. Grnsg Amount Due 7e Seller 01. GOntraCt 56109 lice $219, 900.00 401, Contract sales prltx 5259, 900, DO 02. Personal property 402. Personal property 03. Settlement charges t0 bOffOwer (Gna 1400) S9, 992.62 403. p4. 404. D5. ~ 405. d)uetments for items paid by seller In advents O6. Citynown taxes ro D7, County taxes 06/30/2011 l0 12/91/2011 $231.84 Adjuetmenta for iterrta paid b setter In advenoa 408. City/town taxes to 407, County taxes 06/30/20I1 to 12/35/2011 5299.89 OB,Assessments 06/90/2011 to 06/90/3011 x9.53 408,Asssssments 06/30/2012 t0 06/30/2011 $4.53 09. rdunio3pel : ti/90/2012 to 6 30 ?OI1 ,95, g1 409.Da=nic3pal: 6/30/2011 t0 6/30/2011 51.81 t0. 410. 11. 411, 12. 412. 20. Groaa Amount Due Rrom Borrower 8290, os9. a0 420. Gross Amount Due To Seller 9220, 191.18 __._ .._.~ ......_._ .._~_,e n• n_~_...__ cnn wenu.enne m nmmmr uue i n saver Ot. Deposit or earnest money - 92, 000.00 501. F~ccess deposit see instructions D2, Principal amount Of nsw loan s 9214, 325.00 502. Settlement charges to Seiler (line t 400) 316,112.51 03. 6tisting IoBn(s) taKen sub act to 503. Existing loan(s) taken subject to Oa, 504. PayoR of first mortgage loan IdiT Bank Sao, 091, s9 05. O6. Seller Aesiet_ance w/Clos;n' Coati 47,900.00 505. Payoff of second mortgage loan 606.Seller Aaiiatene0 N'/Clod ink Costs $7,900.00 D7. 507. oe. 508. 09. 509. d)ustments for Items unpaid by seller Adjustment for items unpaid by salter t 0. Ci !town taxes to 510. C Rown taxes to 1 t. County taxes 10 511. County taxes t° 12. Assessments to 512. Assessments ~ 13. 513. tp 514. 15. 515. 18. 518. 17. 517. ig 518. 19. 519. 20. Total Pald ByfFor Borrower 9229,225.00 520. Total Reduction Amount Dua Seller $i 09,359. os 71. Gross amount due from borrower line 120) 5290 Oa3. a0 601. Grose amount due to seller (line 420) 5220,191. IB 32. Less amounts paid b !for borrower (Gna 220 ( $229,225.00 602. Less reductions in amt. due seller line 520 Sio9, 359.OS 73. Cash ®From ^ To Borrower S5, 65a. Bo 603. Cash ®To ^ From Seller 913s,1a7.3J he public Reporting Burden for this collection of information is estimated at 35 minutes per response for collecting, reviewing, end, :porting the data. This agency may not collect this information, and you are not required to complete this form, unless, it displays a urrently valid OMB control number. No Confidentiality Is assured; this disclosure is mandatory. This is designed to provide the parties to RESPA covered transaction with information during the settlement process, revious editions are obsolete Paga 1 of 3 HUD-1 06/30/2011 02:17 7179752309 DETHLEFS-PYKOSH LAW PAGE 02/04 L, Settlement Charges 700. Total Real Estate Broker Fees $9, 895.50 Paid From Paid From Division o(Commission (line 700 as folbws: 9orrower's Sellers 701.5 9,398.00 tp Cavalrp Realty, LLC Funds al Settlem t Funds at hi S t 702. f 5, 49>. SO tp Re/M8X Rsa1l~r Aaapcla Ces en e emen 703, Commission paid at Settlement 99, 895. SO 7pq. Erolcors Foo-Re/Hex Realty 1 p.o.c. by ) $395.00 t00. (tams Pavahle In Connection VYth Loan f01 Our o(Iglnati0n Charge OSI' Mortgage Corporation $ 4, 885.50 (from GFE #1) 102. YOUr Cfedit or Charge (points} for the s cific interest rata Chosen S -4, 732.30 (from GFE #Z) f03. Your adjusted originetlon charges (from GFE A) 9153. ao 104. Appralsaf fee t0 Heats Ntg Group t $450.00 P.O.C. byHorzower ) (from GFE #3) t05. Credit report to ( P.O.C. by ) (from GFE #3) {08, lax service l0 ( P.O.C. er ) (from GFE #3) 107. Fbod certification t r.o.C. try ) (from GFE #3) 108. t09. I10. 111. t12. i00. Itoms Required 9y Lender To ee Paid In Advance 101. Daily {nterest charges from 06/30/2011 r,0 07/01/2011 $ 26.0464 /da (from GFE #10) $26.05 102. Mortgage Insurance Pfomlum for months. (from GFE #3) $2,122.03 to ttun X03. HomaOwnel'9 Insurance fOf 1.00 years. 9654.00 (from GFE #11) S85t. 00 t0 Erie IasRraACe a4. ears. to X05. 001. Initial deposit for your esuow account (from GFE #9) 5469.12 002. Homeowner's insurance 3.00 months$54.50 pef month S 183.50 003. Mortgage insurance months X5201.94 per month $ OOa. Property taxes 5.Oo months ~t:34.OS par month S 17o.2s 005. cl ty ~Taxea 5.00 mOnth955.35 pef month 526. 75 OO6.School Taxea 2.00 months $140.66 per month 5282.32 007. Aggregate Adjustment _S 172. 70 101. Title services end lender's title insurance (from GFE #4) 51, 515.38 102. Settlement or closin fee $ 103. Owners title insurance (from GFE #5) 522. s0 104. Lender's tftle insurance $ 1, 462.88 t 05. Lender's the policy limit S 214, 325.00 1 De. Owner's title policy Itmlt S 219, 900.00 107. Agents portion of the total title Insurance premium Dett~lefs-pykosh zar czottp S i, 2e3. as 108. Underwrhers porton of the total title Insurance premium security Title 5229, a3 tp9. (Reissue - Eau. 500, 300, 900) 110. Seouzlty Title (C2L ,Fee) $75.00 111. Darrell C. Dethlefa (Rotary Fee) $10,00 112. ne Chlefe-pykpah Lair Group, LLC (Tax Cert AetmD) $10.00 113. De t4ltefa-Pykoeh Law Group, LLC (Overnight F6o) 030.00 114. 115. _..... ~n,l Tw~nafnr r`hernaa 201. Cumberland Cauaty Recorder Government recording charges: (from GFE #7) 5138.00 202. Deed $ 64.00 ; Mortgage S 7a • 00 ;Releases 3 203. Transfor taxes Cumberland Catmty Recorder (from GFE#8) 92,199.00 52,199.00 204. CitylCounty tax)stamps: Deed S 2,199, oo Mortgage S 205. State tax/stemps: Deed $ 2.199.00 Mort a e S 20ri. $ 207. $ 208. S 209, $ o rd:. .1 anul..«wr.. Phi 301. Required services that you can sh for (from GFE #6) 302, $ 303, $ 304. Epvimqueet (xome inepep[ioa) ~ $275.00 305. AHS r•7arraatp $435.00 305 r~.chael Langan, Treeenrar (2011-12 School Tax) ESTI2IATE 51,840.84 307. Saddoa DratII Ts~mi to F peat Control $132.50 308. Hampden Tprmhlp (2nd Quarter - Sexer/Trash) $165.01 309. ~`' praporty Services ~ $3,668.00 400.7ota15ettlement Charges (enter on lines 103, Section J and 602, Section K) S9, 942.62 $16, 412.31 •revious editions are obsolete Page 2 of 3 'HUD-1 06/30/2011 02:17 7179752309 DETHLEFS-PYKOSH LAW PAGE 03/04 Comparison of Good Faith Estimate (GFE) and HUD-1 Charges Goad Faith Estimate HUD-1 Charges That Cannot Increase HUD-1 Line Number Our orlglnadon charge # 801 9s, oas. so Sa, sea. so Your credit or charge (points) for the apacific Intoreat rata choson N 802 r$a, 732.30) r$a, 732.30) Your adjusted origination charges # 803 5353. zo $153.20 Transfer taxes # 1203 $2,199.00 $2,199.00 Chargas That In Total Cannot Increase More Than 1096 Good faith Estimate HUD-1 Government recording charges # 1201 5275. DO S13B. 00 Eppraiaal Fee # B09 $950.00 $950.00 OP-!rent Mertq.ge Inauranc. # 902 $R, lR,2. 03 $2, 1R2. 03 Tit1• Services/Leader~a Title Enaurance # IlOi $I, 838. 00 $1,515.38 owner's Ti t1e Iasuzaaco # 1103 $000 $22.50 # ~ 50.00 $0.00 # 50.00 $0.00 M $0.00 $0.00 # 50.00 50.00 # S0. 00 $0.00 # $0.00 $0.00 Total $9, 58S.OJ 59,297.91 Increase between GFE and HUD•1 Chargas S -337. T2 or -7.35 9'0 Charges That Can Change t3ootl Faith Estimato FEUD-1 Initialdeposltforyouraecraveccount X1004 52,820.00 5969.12 Dally Interest charge8 # B01 j26, 0969 !day S26. 05 $26. 05 Homeowmers Insurance # 903 5480.00 $659.00 # $0.00 $0.00 # $0.00 $0.00 # 50.00 50.00 # 50.00 50.00 # 80.00 so,oo # so.nv $o.oo # so.oo $o.oo Login Terms Your initial loan amount is S 2i9,32S. 00 Your loan tens is 3o years Your Inltlal Intar6at fate IS 9, 375 °~ Your initial monthly amount owed for principal, interest, and S T, 271.93 includes and any mortgage insurance is ®Principal ® Interest ® Mortgage Insurance Cen your interest rate rise? ®No. ^ Yes, it can rise to a maximum of °~. The first change will be on end can change again every after Every change date, your interest rata can increase or decrease by %. Over the life of the loan, your Interest rate is guereMeedtoneverbe lower than °h or higher than %. Even N you make payments on time, can your loan balance rise? ®No. ^ Yes, it can rise to a maximum of $ Even if yvu make payments on time, can your monthly ®No. ^ Yes, the first Increase Can be on amount owed for principal, Interest, and mongago inaurenoo riae7 and the monthly amount owed can rise to $ The maximum it can aver rise to is S Does your IOSn nave a prepayment penalty? ®No. ^Yas, your maximum prepayment penalty is S Does your ban have a balloon payment? ®No. ^ Yes, you have a balloon payment of S due in years an Total montnty amount owed including escrow account payments ^ You d0 not have a monthly escrow payment for items, such as property taxes antl Homeowners insurance. You must pay these Items tllrectiy yourself. ® You have an additional monthly ascraw payment of S 13~, 56 that results in a total initial monthly amount owed of S L,so6, 99 . This includes pdnCipal, interest, any mortgage insurance and any Items checked below; ® Property taxes ~ Homeowner's insurance ^ Flood insurance ®city Taxes ^ ® School Taxes Note: If you have any questions about the Settlamant Chargas and Loan 7erm9 listed on this farm, please contact your lender. Previnuc eriainna are nHsOlefe PaOe 3 Of 3 HLID•t 06/30/2011 02:17 7179752309 DETHLEFS-PYKDSH LAW PAGE 04/04 Certification (continued from HUD~f I have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of ail receipts and disbursements made on my account or by me in this transaction. I further certify that I have received a copy of the MUD-1 Settlement Statement. Borrower: `, ~~ .I / Sollar or Date: ( Agent: /~ mando ilmaza : ~ bate: ~G ~ obert J. ngeto, Executor 511 North Second Street Estate of Kathy A. Lippi Lemoyne, PA 17043 5224 Meadowbrook Drlve Mechanicsburg, PA 17050 Borrower: t ; Seller or ~ Date: Agent: aza ~ Date: 5 North Second Street Lemoyne, PA 17043 The MUD-1 Settlement which I have prepared is a tnae and accurate account of th~ section. I have caused or will cause the funds to be disbursed in accordance with this statement / Date; Settlement Agent: C, - ~G- t I Date: C. Dethlefs, Esquire WARNING: It is a crime t0 knowingly make false statements to the United States qn this or any other similar form. Penalties upon conviotion oen include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010.