HomeMy WebLinkAbout12-1790KML LAW GROUP, P.C. II d F _ `tt F 4,i?.
Sum 5000 - BNY MEI,LoN INDEPENDENCE CENrER ? '', (i 0T I i G ;? V i Fi ?1 t
701 MARX FT S7fItEET
PFIILADELPWA, PA 19106
(866)413-2311 ' G Q F CO. : L
THE BANK OF NEW YORK MELLON FKA TH`E'I§ M1
OF NEW YORK, AS TRUSTEE FOR THE
CERTIFICATEHOLDERS CWALT, INC.,
ALTERNATIVE LOAN TRUST 2006-OC11, MORTGAGE
PASS-THROUGH CERTIFICATES, SERIES 2006-OC1 I
7105 Corporate Drive
PTXB 209
Plano, TX 74024
Plaintiff
4 U U U 441A W COURT OF COMMON PLEAS
LVANIA
OF Cumberland COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
vs.
NAFISSATOU BARRY
Mortgagor(s) and Record Owner(s)
180 Virginia Avenue
Carlisle, PA 17013
Defendant(s).
No. ,P01`a - 17915 1. iVil
CIVIL ACTION: MORTGAGE
FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after the Complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further notice for any money claim in the Complaint
of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYM TfHS MICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES
THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
AVISO
Le ban demandado a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en las
paginas siguientes, usted tiene veinte (20) dial de plazo al partir de la fecha de la demanda y la notification.
Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la torte en forma
escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se
defiende, la cone tomara medidas y puede continuer la demanda en contra suya sin previo aviso o notification.
Ademas, la torte puede decider a favor del demandante y requiere que usted cumpla con todas las provisioner
de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O
SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA O LLAME
allA 't 163.75 t--A
ok SID
POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA
AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
THUS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WELL BE USED FOR THE PURPOSE OF COLLECTING TBE DEBT.
RESOURCES AVAILABLE FOR HOMEOWNERS IN FORECLOSURE
ACT NOW!
Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you
still may be able to SAVE YOUR HOME FROM FORECLOSURE.
1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-
243-9400.
2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling.
3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes.
4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners
in default. Please See the PHFA website http://www.phfa.org/consumers/homeowners/real aspx.
5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home
Retention options.
6). Foreclosure Resource Center: http://www.philadelphiafed.org/foreclosure/
7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage
or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email
at homeretention(a)kmllawgroup.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or .
package you requested will be mailed to the address that you request or faxed if you leave a message with that
information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be
reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 104251FC.
Para informacon en espanol puede communicarse con Loretta al 215-825-6344.
This Action of Mortgage Foreclosure will continue unless you take action to stop it.
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS
TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST
2006-OC11, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC11, 7105 Corporate
Drive, PTXB 209, Plano, TX 74024.
2. The name(s) and address(es) of the Defendant(s) is/are NAFISSATOU BARRY, 180 Virginia Avenue,
Carlisle, PA 17013, who is/are the mortgagor(s) and record owner(s) of the mortgaged premises
hereinafter described.
3. On November 03, 2006 mortgagor(s) made, executed and delivered a mortgage upon the Property
hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING
SOLELY AS A NOMINEE FOR DECISION ONE MORTGAGE COMPANY, LLC, which mortgage
is recorded in the Office of the Recorder of Deeds of Cumberland County on November 17, 2006 as
Book 1973 Page 1878. The mortgage has been assigned to: THE BANK OF NEW YORK MELLON
FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT,
INC., ALTERNATIVE LOAN TRUST 2006-OC 11, MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-OCI I by assignment of Mortgage recorded on November 12, 2010 as
Inst.#201033008. The Mortgage and Assignment(s) are matters of public record and are incorporated by
this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(8); which Rule relieves the
Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public
record.
4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit
"A" ("Property").
5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid
for February 01, 2010 and each month thereafter and by the terms of the Mortgage, upon default in such
payments for a period of one month or more, the entire principal balance and all interest due and other
charges are due and collectible.
6. The following amounts are due to Plaintiff on the Mortgage:
Principal Balance ..................................................................................$105,813.24
Interest from 01/01/2010 through 12/16/2011 at 8.1400% . ....................$16,862.68
Per Diem interest rate at $23.5978
Late Charges from 02/01/2010 to 12/16/2011 .................... .........................$320.84
Hazard insurance ................................................................. ......................$1,860.14
City tax ................................................................................ .........................$667.14
School tax ............................................................................ ......................$3,696.23
Paid attorney fee ................................................................. .........................$400.00
Property inspections ............................................................ .. ..............$375.00
Reasonable Attorney's Fee ................................................. .........................$900.00
$130,895.27
7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less
than the amount demanded based on work actually performed. Plaintiff reserves the right to request
additional attorney's fees if the complexity of the action results in fees in excess of the amount
demanded. Further, Plaintiff will request recovery of all costs incurred in this action including, but not
limited to, costs of suit, process serving and skip tracing, title searches, recording costs and any other
costs of the action in accordance with the mortgage documents and applicable law.
8. Plaintiff is not seeking a judgment of personal liability (or an "in nersonam" judgment) against the
Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such
right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy
proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal
liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property
pursuant to Pennsylvania law.
9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance, the
combined Act 6/91 notice, has been sent to Defendants by certified and regular mail on January 28,
2011, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in
the true and correct copy of such notice(s) attached hereto as Exhibit "B". The date of the postmark on
the Notice was the same as the date of the Notice. The Defendants had the required face to face meeting
within the required time and Plaintiff has been advised that the Defendants filed an application for
mortgage assistance with the Pennsylvania Housing Finance Agency, the Plaintiff has been advised by
the Pennsylvania Housing Finance Agency that the Defendants' application has been denied.
WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $130,895.27,
together with interest at the rate of $23.5978, per day and other expenses, costs and charges incurred by the
Plaintiff which are properly chargeable in accordance with the terms of the Note and Mortgage and
Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale
of the Property. A a , . A
By:
KML LAW , P.C.
Michae Mc eever Pa. ID 56129
Jay E. Kivi Pa. ID 26769
Lisa Lee Pa. ID 78020
Kristina Murtha Pa. ID 61858
David Fein Pa. ID 82628
Thomas Puleo Pa. ID 27615
Ann E. Swartz Pa. ID 201926
Jill P. Jenkins Pa. ID 306588
Attorneys for Plaintiff
Y
VERIFICATION
n , hereby states that he/she is
pss
of Bank of America, N.A., successor by merger to BAC Home Loans Servicing L.P., servicing
agent for Plaintiff in this matter, that he/she is authorized to make this Verification, and verify that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to
the best of his/her knowledge, information and belief. The undersigned understands that this
statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification
to authorities.
Date:j r ( o'U?U1
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#104251FC - NAFISSATOU BARRY
180 Virginia Avenue Carlisle, PA 17013
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ACT 91 NOTICE
DATE OF NOTICE: 01/28/2011
TAKE ACTION TO SAVE YOUR
HOME FROM FORECLOSURE
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTE'VH'TING TO COLLECT A
DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THE PURPOSE OF COLLECTING THE DEBT.
This is an official notice that the mortgage on your home is in default, and the
lender intends to foreclose. Specific information about the nature of the default is provided in
the attached pages.
The HOMEOWNERS MORTGAGE ASSISTANCE PROGRAM (MIAP) maw
able to help to save your home. This Notice explains how the program works
To see if HEMAP can help, you must MFF,T WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE Take this
Notice with you when you meet with the Counseling Ap:ency.
The name address and hone mmber of Consumer Credit Course ' Ar4encies se
your County are listed at the end of this Notice. If you have any questions you may call the
Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired .
bearing can call (717) 780-1869.)
This Notice contains important legal information. N you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to help explain it.
You may also want to contact any attorney in your area The local bar association may be able
to help you find a lawyer.
La notifcacon en adjunto es de suma importancia, loves afecta su derecho a continuar
viviendo en su casa, Si no comprende el contenido de ester notification obtenga una traduccion
immediatamente llamanda ester agencia (Pennsylvania Housing Finance Agency) sin cargos al
numero mencionada arriba. Puedes ser elegible para ua prestamo por el programs llamado
"Homeowner's Emergency Mortgage Assistance Program" el coal puede salvar su casa de la
perdida del derecho a redimir su hipoteca.
Prepared by: GOLDBECK McCAFFERTY 8c McKEEVER
Suite 5000 - Mellon Independence Center.
701 Market Street
Philadelphia, PA 19106
Fax (215) 627-7734
HomeRetentwn@goldbecklaw.com
2
Date: 0128/2011
Homeowners Name: NAFISSATOU BARRY
Property Address: 180 Vrgginia Avenue, Carlisle, PA 17013
Loan Account No.: IW764
Original Lender: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING
SOLELY AS A NOMINEE FOR DECISION ONE MORTGAGE COMPANY, LLC
Current L ft/Serviccr- BAC HOME LOANS SERVICING, L.P.
HOMEOWNERS'
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAW YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FV-MRE
MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE
ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
* IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
* IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND .
* IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage fnr thirty (30) days from the date of this Notice (plus three (3) days for
mailing). During that time you must arrange and attend a "Face to-face" meeting with one ofthe
designated consumer credit counseling agencies listed at the end ofthis Notice.
THIS MEETING MUST OCCUR WITHIN THE NEXT (331 DAYS_ IF YOU DO NOT
A"LY FOR EMERGENCY MOUQA Q ASSISTANCE. YOU MUST BRING YOUR
MORTGAGE UP TO DATE. THE PART OF TWS NOTICE CALLED "HOW TO CURE
YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO
DATE.
CONSUMER CREDIT CQMEI.ING AGENCIES - If you meet with one of the consumer
credit counseling agencies listed at the end of this notice, the lender may NOT take action against you
for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of
designated consumer credit counseling agencies for the county in which the property is located are set
3
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forth at the end of is Notice. It is only necessary to schedule one face-to-face meeting. Advise your
lender immediately of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the nature of
your default.) You have the right to apply for financial assistance from the Ilomeowner's Emergency
Mortgage Assistance Program To do so, you must fill out, sign and file a completed Homeownee's
Emergency Assistance Program Application with one of the designated consumer credit counseling
agencies listed at the and ofthis Notice. Only consumer credit counseling agencies have applications
for the program and they will assist you in submitting a complete application to the Pennsylvania
Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your
application MUST be filed or postmarked within thirty (30) days of your fact-to-face meeting with the
counseling agency.
YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF yOU
HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE
POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA
WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE IRMPORARILY
PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS
EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF
FORECLOSURE."
YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND
THESE TIME PERIODS A LATE APPLICATION WILL NOT PREVENT THE LENDER
FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS
EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE
FORECLOSURE WILL BE STOPPED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria established by the Act. The
Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your
application. During that time, no foreclosure proceedings will be pursued against you if you have met
the time requirements set forth above. You will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it na to date)
NATURE OF IRLDEFAULT - The MORTGAGE debt held by the above lender on your property
bcated at: 180 Virginia Avenue, Carlisle, PA 17913 IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due:
(a) Monthly payment from 02/01/2010 thru 0 1/28[2011
(12 mos. at $717.78/month) $8,61336
(b) Late charges
(c) Other charges; Escrow, Inspect., NSF Checks
(d) Other provisions ofthe mortgage obligation, if any
(e) TOTAL AMOUNT REQUIRED AS OF THIS DATE: $8,613.36
ROW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the
date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH
IS ,S&613, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME
DUE DURING THE THIRTY (30) DAY PERIOD. Pay= must be made either b_v cashier's check
certified check or money order made paiyable and tent to:
Attention: Act Leiter Department
BAC HOME LOANS SERVICING LP
c% Goldbeck McCafferty & McKeever
701 Market Street
Suite 5000
Philadelphia, PA 19106
HomeRetention@goldbecklaw.com
866-413-2311
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default
within THIRTY (30) DAYS of the date ofthis Notice, the lender intends to exercise its dghts to
accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be
considered due immediately and you may lose the chance to pay the mortgage in monthly installments,
Hfull payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose unoa your morggaged nronerty
IF THE. MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the
Sheriff to pay off the mortgage debt. if the lender refers your case to its attorneys, but you cure the
delinquency before the lender brings legal proceedings against you, you will still be required to pay the
reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are
started against you, you will have to pay off reasonable attorney's fees actually incurred by the lender
even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which
may also include other reasonable costs. If you cure the default within the THIItTY (30) DAY
period, von will not be reasired to pay attorney's tees.
OTHER LENDERREBIEDIF.S -The lender may also sue you personally for the unpaid principal
balance and all other sums due under the mortgage.
RIGHT TO CURE TAE DIRTAULT PRIOR TO SHERIFF'S SALE - if you have not cured the
default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you All bave
the right to cure the default and prevent the sale at any time into one hour before the Sheriffs Sale
You may do so by _paving the total amount then past due plus any late MAW charges then due
reasonable anwme 's foes and costs connected with the foreclosure sale and an other costs Q=MctCd
with the Sheriffs Sale as sQecified in writing by the lender and by kerfm gang other MQuirrments
under the mortgage. Curing your default in the manner set forth in this notice will restore your
mortgage to the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a
Sheriffs Sale of the mortgaged property could be held would be appr limately four (4) to six (6 )
mouths from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be seat to
you before the sale. Of course, the amount needed to cure the default will increase the longer you wait.
You may find out at any time exactly what the required payment or action will by contacting the
lender.
HOW TO CONTACT THE LENDER:
Name of Leader: BAC HOME LOAN'S SERVICING LP
Addrrss: 7105 Corporate Drive
PTX B-35
Plano, TX 75024-3632
Phone Number. 800-669-6650
Fax Number: 817-230-6811
Contact: Loss Wigation Department
Email: PI FA.Program c@benkofamerica com
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of
the mortgaged property and your right to occupy it. If you continue to live in the property after the
Sheriffs Sale, a lawsuit to remove you and your fumishings and other belongings could be started by
the lender at any time.
F
6
ASSUMPTION OF MOR'T'GAGE - You may sell or transfer your home to a buyer or transferee who
will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees
and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE TIC 1tIG
* TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE
DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY 01-T
THIS DEBT.
* TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACING ON YOUR
BEHALF.
' TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO
DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TM ES IN ANY i
CALENDAR YEAR.)
* TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTTTUTED UNDER THE MORTGAGE f
DOCUMENTS.
* TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER
I
* TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
I
Contact Person: Loss Mitigation Department j
Phone Number. 8041-669-6650 '
FUMAM 9M
7
HEMAP Consumer Credit Counseling Agencies
L!!?orl _ last updated: 113/20119:56:25 AAA
St. Martin Center Awnririrt Credit Counseling IwAtute
1701 Parade Sh" 6800 k4arlaer Street
E60, PA I$= 1st Floor
814.452.61113 Upper Darby, PA 19082
888212.6741
CUMBERLAM County
American Credit Counse8rg Mstifule
Western PA
CCCS of Western 175
Stredford Avenue
2000 Lk%* $Nm (toad SU4'e 1
Harrisburg, PA 17102 Wayne, PA 18087
888.511.2227 610.971.2210
Community Action Commission of Capital Region 888.212.6741
1514 Derry Street American Credit Counseling instihde
Rarrisburg. PA 17104 526528 Oekalb Street
717.232.9757 Narislown. PA 19401
Maranatha 610.9712210
43 Philadelphia Avenue 888.2126741
Waynesboro. PA 17268 American Credit Counseling 4ratitute
717.762.3285 6800 MOW Si re3et
PA Intsrbiih Cerremrmity Programs Inc 1st Floor
40 E High Street Upper Darby, PA 19082
858.212.fi741
Gettysburg. PA 17325
717.334.1518 American Financial Counseling Services Inc.
175 8tr86ard Avenue
PFA Suite One
211 North Front Street Wayne, PA 19087
Harrisburg. PA 17110 267228.7903
717.780.3940 800.490.7039
8003422397
Anwdc m Financial Counseling Services Inc.
DAUPHIN County :toy west Gwmw tO Mr Pike
CCCS of Y1kslem PA Norristown, PA 19403
2000 Lingkelown ifoad 287228.7903
Heribbufg. PA 17102 .490.3039
800
888.511.2227 American Financai Counse8ng Ssr A- Inc.
Community Action Commission of Capital Region 1080 N. Delaware Avenue
Deny Street . 200
Suite
Harrisburg, PA 17104 Philadelphia, PA 19125
7172329757 267.267.298.7903
2
800.490.3039
PHFA
211 North Front Street
American Red Groan of Chester
Harrisburg. PA 17110
Avenue
1729 EdH
717.780.3940 PA 19015
Chester,
800.3422397 610174.1484
6109
DELAWARE COUOY APM
600 W Dimond Street
Advocates far Financial Independence Ph'hdaiphia. PA 19122
1503 Wadsworth Ave 215.235.6070
PM"ladolptra, PA 19150 PM 963-4615
267-373-2696
Carron Park Community Council, tees.
5218 Master Street
Philadelphia. PA 18131
215.877.1157
i
1
F
F
Papa 8 of 21
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
?attrtt?, at ?a,n+r'.,???r
J1 fl r
PF, 4:
'ENf4 a
The Bank of New York Mellon Case Number
vs.
Nafissatou Barry 2012-1790
SHERIFF'S RETURN OF SERVICE
04/04/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Nafissatou Barry, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant Nafissatou Barry. Request for service at 180 Virginia Avenue, Carlisle, Pennsylvania 17013 is
vacant. The Carlisle Postmaster has confirmed, Nafissatou Barry has moved and left no forwarding
address.
SHERIFF COST: $39.00 SO ANSWERS,
April 04, 2012 RbNWY- R ANDERSON, SHERIFF
ti
KML LAW GROUP, P.C.
Suite 5000 - BNY Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
THE BANK OF NEW YORK MELLON FKA
THE BANK OF NEW YORK, AS TRUSTEE
FOR THE CERTIFICATEHOLDERS CWALT,
INC., ALTERNATIVE LOAN TRUST 2006-
OC11, MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-OC 11
7105 Corporate Drive
PTXB 209
Plano, TX 74024
Plaintiff
vs.
NAFISSATOU BARRY
(Mortgagor(s) and Record owner(s))
180 Virginia Avenue
Carlisle, PA 17013
Defendant(s)
OF CUMBERLAND COUNTY
No. 2012-1790 civil
PRAECIPE TO DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly mark the above case Discontinued and Ended without prejudice upon payment of
By:
your costs only.
IN THE COURT OF COMMON PLEAS
KML LAW GROUP, P.C.
F/K/AA,GOLDBECK McCAFFERTY & McKEEVER
;chael McKeever Pa. ID 56129
ay E. Kivitz Pa. ID 26769
-Lisa Lee Pa. ID 78020
Kristina Murtha Pa. ID 61858
Thomas Puleo Pa. ID 27615
David Fein Pa. ID 82628
_Andrew Gornall Pa. ID 92382
Jill P. Jenkins Pa. ID 306588
Attorneys for Plaintiff
0 ,
KML LAW GROUP, P.C.
Suite 5000 - BNY Mellon Independence Center
701 Market Street
Philadelphia, PA 19106
(215) 627-1322
Attorney for Plaintiff
THE BANK OF NEW YORK MELLON FKA
THE BANK OF NEW YORK, AS TRUSTEE
FOR THE CERTIFICATEHOLDERS CWALT,
INC., ALTERNATIVE LOAN TRUST 2006-
OC 11, MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-OCI I
Plaintiff
vs.
NAFISSATOU BARRY
(Mortgagor(s) and Record Owner(s))
Defendant(s)
CERTIFICATE OF SERVICE
No. 2012-1790 civil
Jessica Doebley, hereby certifies that he/she did serve true and correct copies of Praecipe
to Discontinue and End and all supporting papers attached hereto upon Defendant, by first class
mail, postage pre-paid, on Tj l1 Z
NAFISSATOU BARRY
180 Virginia Avenue
Carlisle, PA 17013
KML LAW GROUP, P.C.
F/K/A GOLDBECK McCAFFERTY & McKEEVER
By:
essica Doebley, Legal Assis t
jdoebley@kmllawgroup.com
215-825-6327 (Direct Phone)
IN THE COURT OF COMMON
PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE
FORECLOSURE