HomeMy WebLinkAbout10-06-98
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COMMONWEALTH OFPENNBYLVANIA iNNERfTANCE TA)( RETURN RLENt1MBER
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DEPARTMENT CF REVENUE
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MARRI UR PA 77 1
COUNTY CODE YEAR NUMBER
DECEDENT6 NAME (U1at, FIRtlT, AND MIDDLE INITIAL) uaa a 6knk apap W aapwta worts
D
E RUTtJLAK 5 PETER N.
E 80CMiL aECURITY NUMBER DATE OF DEATH DATE OF ®IRTN
D 96 08/05 97 04/29 34
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~IRBT, At~O Y16DLE 1 1 )aPOUBE'8 NAME (LAST, aDC1AL aECUi41TY NUMBER 7/W3 REIIIRN Yllir BE FLED Nl DUPLI[`.ATE WITH THE
T Ma D. 1Cutul kia REGISTER OF WILLS
X 1. OrlgrW Rohm 2 8uppkrnantd Raven 3. Rar~lndar Ratan ~ o} dwth )
b 12-1~-i2
+A P B 4. Limlud ENaN 4L Futtw k,Nraat fbalproiMaa (daM of dwth •/Nr 12-tY-s~ X S Fadartl Eataa Taa Mlvn Ragakad
') P Rj (]L~~ X 6. Daoadant DNd TaahN T. Oaoadonl MalnMhrA a LWkip Trwt O 8. ToW Nombar of 8aM Dpoalt Boxaa
OR T K (Attaoh Dopy of WW) (Attach copy of Trwt)
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E $ 10. apauatl I°ovarly tAoNt
,,. ENatbn >o Lx Wld.r Sae. e119(A)
g. LItlpNbn Preaaatlr Raaalvad
daM Of death MtwNn 7Y-a1-07 ane 7-1-e6 ttaeh aeh O
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P NAME COMPLETE MALINO ADDREaa
C
p A Steven J. Schiffman EB 2080 LinglaBtotvn Road
RR DN FIRMNAME(IfAppNoabN) Sll7.te 201
E E SERRAT I S HIFFMAN et. al. Harrisburg, PA 17110
S T TELEPHONE NUMBER
OFFICIAL l1aF ONLY
1. Real Estatr (5ctleduk A) (7) 24, 000.00
2 Siodcs and Bonds (St~ledtfle B) (Z)
3. CkNnNy Fleld Ctxporation, Partrtersltip or (3)
S~-~
R 4. Mortgages d Noses Rsaivable (StiledtlN D) (4)
S. Cash, Bank DsposNs >k Mktdkarteous Personal Propary (~ 184 , 484.82
A (Schedule ~
6. Jointly Owned Prgtrty ( F) (6)
~ 7. IMx-Viva Transfers dt #MsoNlaneous Non-Probate Properly (7) 8 r 989.79
L (Std7Wuls G or U
T 8. Total Grass Assess (totN Lkles 1-7) (8) 217 , 47 4.61
I
O 9. Funeral F~Iperlses ~ AdRlNlistratlve Costs (Schedule H) (g) 45, 500.50
N m. Debts of Decedent, Morggge LiabilYes, ~ Lktas (Schsduk I) (t01 308 , 432.91
11. Total Dsduetlons ~ Lkles 9 ~ 10) (771 353.933.41
12 Net Value of EstaN (tine 8 rnkxts Line t i) (12) (136 , 458.80 ~
13. Charitable and Govermxntal Bequssts/Sac 9173 Truses for which an electlorl b tax has not been (13) 0.00
made {Schedule J)
14. Net Value Sub Tax 12 frdlltn Line t i4 136 458.80
C 7S. Amautt of irle 74 taxabk at
M the spousal tax rats 0.00 x .0.00 (tst 0.00
P See klstuetlofls on pegs 2 for appYcable percarttage
X A 16. Amoum tN Wlt 14 taxable at 6X rate 0.00 X .O6 (16) 0.00
T 77. AnlouM of Yrte 74 taxable at 1s% rate o . o o x . is (n) o . 0 0
~ 18. Tax Due (78L 0.00
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19. ~ I
ii I I E
I~ ~ i! II I t F 4 , ~. I,
Undo parW ilea of parpxy, I daokw tMt I haw ow>attinad thk nWn, IndudMe aeoomparykrp aohaduMa and atalamants, and b tM keel o/ ay knowkrdp and bakaf, It it trxa,
oomot soil aompMb. DaoNraeort of praparar other than tM paraaW raprasantftfw la based on aN Mtonsibn of whkh proprar hu any knowNdea. G
SIONAT//~~ RE8PON81BL OR FILING RETURN ADDRE88 ~~E/~ g~-/
c/o Dickinson School of_Law___ -,
----------------------------- ----------------
1 5n A _ r`nl 7 ann Cf _ (`arl i it a P1
axiN TORE P PARE HER THAN REPRESENTATIV ESa ~ DATE p p~
2080 Lin~leatown_Rd_,_ Suite 201 (~ )/ ~0
---------- --------------------- D(
Harriabur PA 17110
yrlehl( form onlyCPayaMim,Inc. FwatREV-1 (Rw.1-eq
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Decedent's Complete Address:
STREET ADDRESS
7 Eaet Cha 1 Avenu®
CITY STATE ZIP
Carlisle PA 17013
Tax Payments and Credits:
1. Tax Due (Page 1 LMIe 18) (1) 0.00
2 Credits/Payrner-ts
A. Spousal FbvsrtyGedk 0.00
B. P-lor Payrnsms 0.00
C. Dismount 0.00
Total Credits (A + B + C) (2) 0.00
3. hterssvPenauy N applkable
D. hbrsst 0.00
E Pemdty 0.00
Totm ktlereaJPenahy (D + E) (3) 0.0 0
4. N Ikte 2 k greater than prte 1 + Wrte 3, enter ill diNerencs. Thk is the OVERPAYMEM.
Chsdc box on Page 1 Una 1p to request ^ refund (4)
S N alts 1 + the 3 fs g-eaMr than Ana 2, emx the dfNa'ertce. Thk is the TAX DUE (5)
A. Enter the (merest on Mte tax due. (511) 0.0 0
B. Eller the ttrtal d Lkte S + SA. This k the BALMICE DUE. (5B) 0.00
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IIIIIII11111111f~l1111111i,llllliffll,illi~{I,~111~1
PLEASE ANSWER THE FOLLOWING CIUESTIONS
BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did dstxcNm make a rooster and: Yes No
a. rash the use « htxxne of the propergr s'ansMrrad : ......................... X
b. retch the right b deefgnats who shah use the propery 1-i1KfOrred «ks booms; .......... .
t IMah a rewnbnary hM-at; err .................................. .
d retxdvs the promise for Nte d ekt+er paymerne, bensNts a cars? ................... $
2 N death ooeutrod' on « before Decerrtber 12, 1982. did dstxxlsrN wktth tva years prscsdig death
taneAr prepay witlqut rsaivirg adequate tronside-ationt N dsaYt ooeurred aMr Dstwrtber 12,1982,
did decedent tfanefer property wilhit one year Of death without receNNtg adequate considsraYortt ... ^ QX
3. pfd decadent owe as "in trust for or payable upon death baMt atxxxxtt o- security at his
orMrdeaai7 .............................................. 8 8
4. Did Yte decedent own an hdivfdual rotiramem account, annuky, a other rton-probate property? .. .
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,
YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE F
72 P.S. Section 9116 W {/.1) ~ provided fa 1hs reduction of the tax rats inposed on the na valve of transisrs b «tar rite use of the staviWrtg:pouse
*arrr 6X b 3% for daNS of dash on or aRs- July 1, 19614 and boor? Jarwary 1, 1906.
72 P.S. Secibn 9716 W (1.1) W provided b the redtrctfort of the rase tnpoesd on the net vak+e d tanners b a rot the uw of the surviviig spouse
ham 3% b 0'K in dates of deatp on «aar January 1, 1995. The statute a transfer b a surviving spouse irtxrl lax, and tits statutory
rsquYarrrenh for trisdoare of awls and 11Nng a tax realm are stNl appYeabN even N the strvirirrg spouse k the orty berlNfciery.
tgDR DATES qF DFJ1TIi t]N t]R AFTER JANUARY 1, 1906 -Please answer the bowing question by ptat4ng an 'x' h the appropriate spas.
Dtd the decedent tree a trust o- sNnilar arrangement which b solely f« tlu surviving spouse's banal? for his « her emks {NetMrre9
Yes ~ No
N you answered yes b tfte above quasYon, Mrs tax on the trust «sittMar arrangartsm k postpoMd umk the treath of the setxxtd apouw, at whictt tine
k w41 bs fuy taxable at the tee(s) appfcabfe b the rMnaixfar baaAdaryQes). Entr the value of the tout txr Sdnduie J, Part N, h order b remove k
from the calq+Mlbn of the Tax due in Mrk estNS. You mry wish b iNe Schedule O h order b male the election avaNable under 5sctlon 9113. N ttre
elsctbn k atads, the truce or sintYar anangertterM which beneAle tale surviving spouse is axed a the zero tax rant, and the nmaMtdsr is taxed a the
tee(s) appMraWs q tree rsrttahdr bertsldary0es). Nyou titoose b malts the slsctfort, you RwsR atradt 5t9tedtrle O b a tYrMly-11ed tax FsYan, abng
wkh Stiadtrle(s) K artti/« M h oralsr' b show 11fe apporYortrrtent of the rust « shaNar anangsrrrm beavssn the surviving. spouse and rie tsrnairder
Co-yrtent kl ten r"nn."ftwr. onlq CXay"M"r, Mee. Farm REY-1500 IX in"v. t-e7)
REV-teo¢ Ex a It-s>7
„ SCHEDULE A
cwttN)NwEALTMCFPEMNDYLVANU REAL ESTATE
INHERITANCE TAX RETURN
RE3ICEMT CECECENT
ESTATE OF PETER N. RIJTUI.IUCIS FlI.E WlltABER -
Atl real property owned soktly or as a tenant M eonrrttNt rrwst be reported at tak market value. Fair market value k daNned as the price
at which properly would bs mlchanged behwen a wYWg buyer and a wNling tNtMer, nsiYw tNdng torrrpeNsd b txly a seN, bath having reasonable
qi more space k needed, taaart addilioRal shaele of the same siae~
~41~1 k1 te» roan wltnErE only OPeyENnN. Mw. Form ~-~ EX NMV. 1-aT)
F
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lY Ne:
APPRAISAL REPORT
of
330
Cresson Road
Carlisle
PA
17013
THIS APPRAISAL REPORT IS A LIMITED ANO SUMMARY APPRAISAL REPORT
PREPARED FOR:
Sarratalli, Schiffman, Brown 6 Calhoun
2040 Linglastovn Road Suite 106
Harrisburg, PA 17110
AS OF:
08/05/1997
PREPARED BY:
Leon D. Gerlach, Appraiser
Leon D. Gerlach, Appraiser
305 Nest Shady lane
Hnola, PA 17025-2240
717-732-5052
FAR (717)732-6646
R
10/28/1997
LEON D. GERLACH, APPRAISER
Pa CERTIFIED GENERAL REAL ESTATE APPRAISER
306 West Shsdy Lane
Enola. PA 17025-2240
OFFICE 717.732-6062 FAX 717-732-6646
Steven
Serratalli, Bchiffmsn, Brown 6 Calhocn
2040 Lingleatowa Road Suite 106
Harrisburg, YA 17110
Dear Stevan
Ra: OOR FIIS NOHBER - H709210B
Rs: YOUR CABS R01tBER - ROTIJI.AICI3-530 Cresson Bead, Carlisle
Is- response to your request of 09/10/1997 for an appraisal of the single family
residence at 530 Oraasa~- Road Carlisle PA 17013 I haw personally inspected that
property to utimate the marlat wlue, as defined !n this report, of the fee simple
interest in that propazty as of OB/OSj199T and 09/26/1997 the date of my impaction.
The accompanying SVHHARY APPRAISAL REPORT includes exhibits, addandums, assumptions
and limiting conditions.
Based on mY inspection, analysis and market studies as reported hare, I have
appraised the 8ubsect Property and in my opinion eha estimated market wlue of the fee
simple interest in the subject property as of 08/05/1997 is:
TWENTY F00R THOIISAND DOLLARS ----- ($ 24,000 )
DATE RHPORT SIGNED 10/28/1997
The value quoted above is only in affect alien accompanied by the entire appraisal
report attached here to containing Cover page to the Qualifications of Appraiser.
It has been a pleasure to assist you, if I may be of further service to you in the
future, please let me know.
RA7Speo~ctfvlly Submitted,
Loon D. Gerlach
CM, CCRA, PaCGBSA X368
Pa Certified General Real Estate Appraiser
SOPERVISORY APPRAISBR/OWNER
Leon D. Gerlach, Appraiser
r
' Leon D. Ger4ach, Appraiser
Propsnv Daeoriptlon KUTGIAKIS-530 treason Road, Carlisle
UNIFORM RESIDENTt01 OPPRAISAI RPPART ex. u. nYno~t nn
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teM1 w lne.r toner, wr n.u.n8r.a ttYyeterartroar v.~,r t.rwa wwehrre
'O°~i1Or
Ov« Ts% Beae% ttner ts% rwce / peel •ae Mel t4r rrner tlr ee.M ^ tart
arlwetfre AeDle NM4 Blew Ownr 92 lew N/emir MMeere
twtrM rYuw tM.eelio hero neNiaq T«rr 8
laeelemlr Tr.
an"~mMr Mwrlfn tiHrme llv««plr Veew ttre%1 Cennnrdr
iretr e....rn.err.ww.w..rB.~+Brr.rw.Bw.rwrwr+rta.~
Neyhewhetl trurrNe ~r NrrerYtlae Wert Petinsboro Totmahip
The neighborhood bounndaries per this appraiser's report include the irhola tinmship. Only using
a far blocks fix a neighborhood boundaries an appraiser can pick the beat blocks for the
report, but with a tamship rhlch includes neighborhood amenities. This sppsaiser•s belief is
that the neighborhood moat include neighborhood amenities like: schools, s ,
~~~ plaea of
trorship, employment, normally expected public services and ao forth.
teNen eut elver tti mrM.Ymy r w treerew ti Br,rya«n.a/ y,,.,YnNr 1. w.p.rmwB wd wnwMr, wnpMn«B rWNy, ryp,r ro mwwr. re.l:
This iTast Petmsbtxo Totmahip neighborhood is comprised primarily of properties reflecting
similar quality, maintenance, design and appeal, and marketability to the subject property.
Availability for this neighborhood, of asst public services combined frith average access to
employment, shopping, and schools gives it a similar appeal to the market as other nearb
y
nslghborhoods. Mo unfatrorabla fasters rera observed rhich trould adversely affect marketability.
Meer eumeerw et tlr eueieat rrgNwhwd arrv ewpart 1« pw eeew rnr~rlww wlr.e n er r..ne N peeenr relYr~ ern«ghtegh. er meaeenB ten.... sues r eNe wr
""'w'lw'n'wrBrr«.r.ti"w^.pawrww•w.wbx.,Nn,,.~+.,w,rr..w«.an.m+eeww.w.,N<r. The supply and demand for this
neighborhood is normal at this time. Aiso the marketing time is normal at this time. Market and
property values appear to be relatively stable ae this time frith a ride variety of financing
available. 8ttydorna and coneaseiona do trot aenm to be a major factor in todays market.
PBBSffi1T I11ND WSB PFRCEIiPACB -This net form does not require the reporting of vacancy
percentage be¢attae it could ba interpreted as being discriminative to an area as par FA1aNIB
NAB. So the vacancy for this neighborhood is the balance after all the percentage of area used
rMer er«nreewe M MW rl reeN.YeFN M eewl«,wAeldr m ervN N the Horne Ownwe' Aeeedrlen NGNr Yr Ns
Ayreeeneu trel meMw N ter N Nr eWre /releet MIA M«admero roW nnaw N urlb it eW M Yw euhled «Ueet ,
oeaerrw , r r r
Taposraphy
see Mee X4.900 S0. FT. M2 Cem«tr Yr Na Sixe
ereeBle aerenp a..rne.Bar.r aeeeMler B: Q~.1.~~ ~'r~ Shops
Zaiiie eampeenw ®l
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nenrrrermeq prendletlrrN wl lever Na,aNnr DralrteDe
NyrN a Mr w r enere.M geeer w ^ M
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N View
Utmtlae hbNo Other ttH+ita Type Pubtio Pdvea Lerdseepinp
belprOVaRMIIb nerwey Bohn
Eleetridri Btrset ASPHALZ
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,w,,,,,, e,,,n,r,~,
ties Curb/tiltner 1'~ 1TJi
Wetsr - SWewalk B$1MB ~ FEMA Speaad Flood Haxrd Aree ^ Yse ®No
Sanitary Sewer - Shoat li¢hte NONE FEMA Zona ~,_~ Mep Oats
0
t:«mnw.two««r we.... eeerrrw, «rrrreerr., elwrr w.ernr1r., rM «r. tigr «lepr nrr«,l.ma,e:stay
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For this nei
hborhood th
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subject property's site; has similar site improvements, landscaping and has had similar
maintenance. The site also is similar in size, and enjoys similar topography to the other sites
in this neighborhood. The present use of the site is legal as par the appraiser
interpretation of the the local zoning. No apparent adverse easements (except standard
utility), encroachments or other adverse conditions exist on the subject's site or in the
neighborhood,
SEWER/I/ATER -The subject property has septic system on site, rith no visible mlfunctioning
noted at the time of inspectitm also has not been used for some time and not sure it cork at
all and roll on site rith fro inspection or test by the appraiser of the rater.
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e..ew Mre form r0 e-ei MCe, a OM,tm N Ael Ow.1..w.... wtrn ..,_....
' 4 Leon D. Gerlach, Appraiser
Flls No. H7082108
Property Desoriptlon UNIFORM RESIDENTIAL APPRAISAL REPORT
GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDA710N BASEMENT INSULATION
No. of Unib Foundadon Slab Ara Srt. Ft. Root
No, of Storks Exterior WNIa Crawl Speoe % gnlahsd CNEnS E-19 +/-
TypNDat./Att.) Reof Surfaw Buamam CeSlrq Waaa R.-11 +/-
DaNyn letylq - atrw • prneMe Sump_ Pump WaNe poor
zetav~t'rer.w Window Typs Donpnsn floor Nons
Ape 1Yn.1 StomUSonem Settlement OuteWe Entry Nann,n
INTERIOp eter.relert.risuen HEATING KRCHEN EQUIP. ATTIC AMENITIES CAR STORAGE
goon Type Refdesrator - Nom greplaoele) il-FACH - None®
WeSe - FUN Rsnee/Own 6tNn Patio NONE - Graae tr Cw
T d.pa.N - Drop Stair Deck ADtH) An.rre
Ba[h Hoer COOLINti dehweeMr Scuttle Porch SD4ERF.D an.gwe
enewr~wr CantrN FanMood poor Fsnoe eosin
Doan - Other W9orowave Hwtad Pod ~ - Carport
s
~+w.ra.....Mwr.~e.rar..aw...krlyrpical for this style, type, age and price property in the area.
For steamer hamn or cabin.
CwMenr r er tee,.ennnee, ewedetlen krir.lni, e.wewn~, w esa~M, rwWe nw.d. eerM r ewyareYre re.era.yeaw,., wa This home has had Wore
than typical depreciation dtts to the leak of regttlar maintenance. The roof has a hole in it and
tw one has used the property for years.' Floor plan pravidee average utility, design, end
appeal for the neighborhood, and should receive average accsptanne in the market place.
AAwr oMwnreel eeMrw Iww ee, Wt eve anited M hrrdwe rent. rwe eub.r.n.., ereJ P,eene M rln 4nwer+nwne, en eve sea w M h bnrllere vkMar r er eueleet
erwwYt NONE KNOWN TD TitB APPRAISER
The appraiser is not an export in the identificaeion of hasardous substances or detrimental
anvirottmantsl conditions. Appraiser's routine inspection of and inquiries about the aub~ect
property did not develop any information that indicated arty apparent significant haaardous
substances ox detrimental anvirotmlantal conditions which would affect the property negatively.
I[ la possible that test and inspections made by a qualified hasardous substance and
envirotmlental azpert would reveal the ezistencs of hasardous material and ettvironmantal
conditions on or around the property that would negatively affect its value.
'.
r,.em. u,. twin ~o a-ea Mee, . a.Men M vets o..d.ew.w noel stares nroe +.z _ vfr
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' Leon D. Gerlach, Appraiser
Vdueuoas.attolt UNIFORM RESIDENTIAL APPRAISAL REPORT ~•~• H70921oB
ESTIMATED SITE YAIUE .. ...................... ~ ! Commsms w Coet Appfawtf (suoh w etnlrw of ooet
ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS: wtlmeta, dte vaWe. square foot odoWetlon end for HUD,
Ovrellinp 460 8q. Ft. ~ / 35 , 00 - 1 16.100 VA, and FmHA, tM setlmetsd r.mddns wonomlo sfs of
CRAWL SPA 460 8q. Ft. f 1 3 1.380 the ProPsrtYl: SEE SKETCH ADDHNDOM
p$=yATE SeWRR AND PRIQATB WATBR 6.500 Marshall 6 Swift Cost Service casbined
OarepsJCeryoR __ Bq. Ft. e / with the appraisers experience have
ToM E^Hmatsd Cwt New ................. ~ / 23.980 been used to arrive at replacement cost
Pfiydod Wnotlond External figures. Land value is an estimate
tee. 33.00 X ~ based on the limited mtmbar of lot
-
Depred.tlon 0 _, 7.913 sales in the area.
Dspndeted Vdua of knProverwnts ................. ' 6
"M-ie" Velw of Elts Improwmsnu ................
530 Orsason d 3465 Ritter Highray 316 NcCallistar Chttrch 1123 Centerville Road
o.e. «rh, INSPECTION MLS/STEB M8/STSB MIS/STSb
er. a, Rn«wMe
a«v...«. CASE 0 COM9ENTIONAL 0 C~-SI1 • 0
0
~u.+. aw
Item, cne.t 0 0 - 0
...«e«^.w~rl„e 09111iL 8PAC6 CMWL SPACE 0 CRAWL SPACB 0 CRAWL SPACE 0
eaeo. t14a or.ae
r.,ekrw,ow, -DECK STOOP-PATIO 0 STOOP-REAR 0 STOOP-PATIO 0
- - + 4 + +
Aq,Med e.I. hlee
«cempweW 0
c«,.nwa anew.c«,y.ten aa,a.vw«.I.ernm«Ir'e e«ro«IUarun. ,.ipearww, «r.l: After a thorough search of all available
market data the six sales used are considered to be the best indiaetors of value. All six sales
were aonsiderad to be treightad similarly in the final reconciliation of value. Camparablea used
era closed sales.
Y
SIZE -The subject prnparty and comparable sales #1 & ~2 are similar, comparable sales p3 & ~5
era larger and comparable agile ~(4 !a smaller so adjustments were made for the difference in
y site sire and usable area.
ACE -For this report the first mmlber is the actual age of the property as knasn from
information available to the appraiser and the second number is the effective age +j- of the
property at the time of the inspection for the subject property and for the comparable
properties as of the sales date and estimated from the information available to the appraiser
MCS, Tax Assessment etc.
AGE 6 CONDITION -Thera is a difference in effective age and condition beriaen the subject
property and the comparable properties so adjustments sera made for the differences in
affective ages as from the information available to the appraiser from the MLS, Taz Assessment
and etc. and adjustment for condition only if the difference can so warrant an adjustment
from information available to the appraiser or the appraiser hsa inspected both properties.
ROOM COU[T1' -Adjustment for bathrooms only on this line. The other room count difference is
normally adjusted itt the square foot adjustment for this report. The difference in room count
far bedrooms like, from two bedrooms to three bedrt>~s, does not have any affect on market
~, value because of the number of single parents today in the market place.
3%-~'
GROSS LIdING AREA -The adjustments are for the difference in Gross Living Area betrraen the
<~~, subject and the comparable sales. The amount of adjustment ie from the market of the
'
c
~3`: comparable sales used in this report.
it"
r%~ GARAGE/CARPORT -Comparable sale /j2 has a one car detached garage so an adjustment was made
-a for the era e.
.......mom...... ... .-.., m..........~... ...., .,...n-....+..M.~.., .... r.w ... 1 Il~f•7"Prw•rvn ~vY a~.a
Leon D. Gerlach, Appraiser
v.Iwdon Sp°oe UNIFORM RESIDENTIAL APPRAISAL REPORT Ftle No. H~os2toe
FTRHPLACE -The subject property and comparable sale ~6 haw a fireplace and comparable sales
~1, ~2, ~3, ~4 6 rP5 haw none so adjustments sere made for no fireplace. -
AL1 other adjustments are self explanatory. If there was no adjustment made it is because the
mrket did not ahor an adjustment should be made. The amount of the adjustments are from the
om..FMF..row 1974 NONB KNOWN WITHIN 1 YE NONE Rl1QfTN WTT[ISN 1 YR NON6 KNOWN WITHIN 1 YR
s.or w M.F.AF.
wMl~ r.+w w.~w
wwr.s d ry aunrF wrm.+r rM .onr, a Swo w w wq.ei w.F.4.r rM+Y a.nr wiw.r.. r wgre.w..ew.ur w~w..r r...r w eve w swr.r:
NO BALE ON TUB SDEJECP OB ANY OP iN6 CONPAEABLB SALES WITHIN TiOi L11$T YEAR.
1706 80EJBCT PEOPSHTY WA8 NOT LIBTSD FOA SAIS AT TUB TIME OF i'H6 1NSPBCTION.
S9DICAT~ VALUE BY aAlJ*Jt COMPARISON A1'PROACH .............................................. ~
77r w.rrYm.F. ~ "rw wpwalrFro+s ,DFFMIMY. rrwewn...w..ww Nlsw •NrFNlwwY.W.FM Fi...r.wew.w..
co++r..F.FF..rrFThL appraisal report has been prepared rith the property in F'as ia~F condition.
No pezaoaal property is included in this wluation.
Fawe.r~Fa.s.n,Ths Harker Approach 1s considered to be the best indicator of wlue for this type of
property and is given greatest vaight ~ this report, The comparable sales are felt to provide
reasonably good support for a final estimate of market wlue. The Incaaa Approach vas not used
due to the hack of similar type properties rentals and reliable data. The Cost Approach
received little weight because it ib more reliable on nav or nasrly new properties.
ThF FuNr M WF wJN Y Y r14D,FF Fw mwkr r,hw M Y.F M F.ruFY DW Y tlM wklRl M tl1N hPaF4 Arr w1 UIF Yew aMIdMN11 wF lM rrMer{w, sw~M+,n! MmILLa
..wu^n..r Dw-w .rF. F.n+D.n Fut q www N!r wt.dw FFw. ur F«,. uaF.,.l. Mr iv.w tows TFNra 06-1993 ~.
7eon D. Gerlach, Appraiser, 305 West Shady Lana, Erwla, PA 17025-2240
1 IWEI ESTIMATE THE MARKET VALUE, AS DEPNEO, OF THE REAL PIIOPERTY THAT K THE SUBJECT OF THIS REPORT, AB OF
(NIIaCH M THE TE OF INSPECTION ANO THE EFFECTIVE DATE OF TFaS REPORTI TO BE t 24.000
11H11111~b NlelVaDaN /PiMmBllWllY IF IIFDUR~1
FIFrM1w aloFeF~
a.~.*aoa D. Gerl^_~~.OAA.CCEA.PaCOAEA-8368 amn. a~ ~~~
Yr.a nwa
o.r n.F., eww 10/8/1997 D,,, ~,,, p~
sue. c./m.wn FGA-b00368-L s.w. PA MwFCMNkwhn F__ w
d pw Ueww • A,a Or suFF urr. • w
~..
F..dlw Mw frm 7D !•!] MCl, , pW+Nen M Ap DwM,em,M 111!01 !l7-77FJ P,w Z.7 ~ ,
•!]
Leon D. Gerlach, Appraiser
SALES COMPARISOIU AIIIALYSIS
File Ne. H709210B
M aNwdPeM IW ~.Ald ew rwrr wlr M F.ertln erw WNr rtl PwYn•1. ae rllvet rd M erWlwtl er» N M+mrW rWyW. Thr dw~ryYrt M,4v •!Mw e+uwewM,
nee mrW ~1 p Mw. Wen d.4~MWM rMMlrl Uww+.n e1. wp.e~ rd ernprWN wNrIM. N . rpMnnl Nr11In Ilw eerywlN Pwrh' ~ w~ M M Inre I.wrtlY
env.. rM. l.P~r.Yr a mYv~ FI .a~ebwie Y ewti, tlv MiwYV h MkNtl r~Fw e1 w6MeC a ..gnelere Ne11111 tl1. errorW,w MWr m. w NM lwwrM tlrM1 tlM rklw{
.~eNr~R Y ~eeee. d++Inaeeeq 1h. Mnhe vdr k rr rgeet. -
S30 Oraaaon Ewd 10 Bloaarnilla Road 88 Hilltop Lne 873 Cold. Springs Road
or.rww .INSPECTION !IIS/STSB !QS/STSB MLS/STBB
~'~'r~+a CASH 0 CONVENTIONAL 0 CONVENTIONAL 0
K.reaw
n..w c.w _ 0 0 - 0
e..nrw a e1Nr.e QRAiII. SPAOE CRAWL 6PACE 0 CRAWL SPACR 0 CRAWL 8PACE 0
11e.n. Ml.w OreN
r..ase.e.,ow, PHON'T-DEC& STOOP-PATIO 0 STOOP-PATIO 0 6TOOP-PATIO 0
M1MeaW..a.
+ - + +
-
-
~+Few err rne.
w e.ewrl.
oww eee. «r or. 1 74 NONE ENOWN WITHIN 1 YR NOSE ENOWN WITHIN 1 YR NONE ENOiiN WITHIN 1 YR
1neM fr eAw.Ar
MIW11 M d MPeul
SES ADDENDON/CONlB;NTS
MCe. • OWNL.~ d uv n.........•.-. w~~ eei ~~..
a
1
~z
Leon D. Gerlach, Appraiser
Fls No.
LenderSesratelli, Schiffman, Hrown 6 Calhoun
ADDITIONAL ADDENDUM COMMENTS
GENERAL COMMENTS
This addendum is designed to simplify the reporting of cooQanta most typically required by lenders
to clarify aspects of the appraisal process.
As of the data of this report, I, Leon D. Gerlach, love completed the requirements nndar the
continuing education progrars of thn Appraisal Institute. 'Phis appraiser has attended the FA1~IE
MAE underwriting class on appraisal standards and guidelines to help assure that this report ie in
compliance with their standards and guidelines as best ae possible
AVERAGE, 83llII.AR, STANDARD &/'OB TYPICAL se used in this report, is that the property is standard
for the style, type, else and value for the subject property and/or the comparable galas
properties.
Every subject property cannot always be compared to "ideal " comparable sales. The appraiser Bust
choose the bast soles available fran the search of market information, rhieh meet the best
underwriting standards possible. The appraiser has made avnry adjustment of line items on the
grids as per the information available from the market data, according to the guidelines
established by the professional appraisal association, of which this appraiser is affiliated, the
Appraisal Institute.
NOTB - The electronic Digital Photos in this report have not been altered in am. way as to change
the information of the photos. There is sometimes a need to lighten or darken the photo for
clarity only.
SITE COMMENTS
Subject has a prlvats water eystam and a private septic sgatam which is typical of the
neighborhood and does not adversely impact marketability.
Tha lack of storm sewers, curbs, gutters, sidewalks, end/or etraet lights is typical of the
neighborhood and does not adversely impact marketability.
INTERIOR COMMENTS
The property's heating, plumbing and electrical systems appear to be functioning properly to the
beat of the appraiser's knowledge and expertise.
COMPARISON COMMENTS
It ie noted that Comparable No(a). 3,4,5,6_ are located more than:
()One mile for urban location.
(R) Three miles for suburban location.
()Five miles for rural location from the subject.
These comparables sales were selected after a thorough search of the area. They are-located
in a neighborhood similar to the subject, and era considered to ba the best comparable sales
available at the time of this report.
It ie noted that Comparable No(s). 1,3,4,5,6_ occurred over sir months prior to the appraisal
date. These comparable sales were selected after a search of the area and era considered eo be the
beat available at the time of this report. It is batter to go a little further back in time
sometime than to go further away from the subject property.
It is noted that soma of the adjustments are slightly higher then normally acceptable for normal
underwriting as an ezcess of lOX adjustment pax line item or an excess of 15X Net adjustment for a
comparable sale or an excess of 25X Gross adjustment for a comparable sale. This is more normal
for this price range property because of the number of properties and the number of sales within
the last year and the comparable salsa used are the beet ccmparable sales available to the
appraiser at the time of this report. If not noted in this report these higher adjustments are
normal for this price range property and do not have atry affect on the present value or the future
value or future marketability of the subject property.
COMMENTS AND CONDITIONS OF APPRAISAL
THIS REPORT WAS PREPARED FOR THE ESTATE OF THE PERSON LISTBD IN THIS REPORT AS AN ESTIMATE OF
MARKET VALUE OF THE REAL ESTATE LISTED IN THIS RHYORT AND NOT TO 86 USED BY THE ESTATE POR ANY
OTHER PURPOSE AND NOT TO HE USED FOR A LENDING DECISION.
DATE: 08/05/1997 APPRAISER:
Leon D. Cerlach,CAA,CCRA,YaCGREA-¢368
ram rwe Mce.. d.w, a ~n o...~.wo..w Wool eo7aiea ( t I ~ 1 (` i A t A f
EXTERIOR OF SUBJECT
SKETCH/AREA TABLE ADDENDUM
ex. w.. a~n9zi oa
`s aerrow.t~a~~
,~ KUTULAKIS Peter N. Eetate
.
~~~. Prop.rtyllddnxr
.
~:,; 530 Greaeon Road
air Crnmy s,.n aP aoa.
~, Carlisle Cumberland PA 17013
': ~ lnd.r
Serratelli 5chiffman Brown s Calhoon
'?:
M;
P q
;~ Kitchen
O O ac
w
M 17'
~, 17eck
~; o Living
'":
T.; a
$' ~
~
4' 11' ~
r
c
H
scxe ~ men . ~o.oorn
AREA CALCULATIONS SUMMARY LIVING AREA CALCULATIONS
A': Area NameotArea Size ToWa Breakdown 5uhtotala
£, OL.1 Plr.! door af0.eo af0. oo 2a.00 x ll.oo ael.oo
A r/P evr.t.d fran! Perep aa.00 aa.ee 1].00 x 1.00 Sx.00
C
A
L
C
U
~;.
A
Tt
p,
N`
S:
TOTAL UNABLE (rounded) 460 460
_ nnlr~ini n I
,'
Leon D. Gerlach, Appraiser
No.
L«w..Sertatalli, Bchiffaan, Sram 6 Calhoun
, ~
,wm MP! MC6. , 1)IVl,fen N ACI OMbN.r., 1!001 !!)~))!!
COMPARABLE 7~1
3465 Ritter 8lglsn
1fe~t II~tmabox'o lbti
3.0 1QId8 8001780ZS
47,000
39.83
GSH
02/97
1,ieo
COMPARABLE ~2
316 ![eCailistar Ch
x~rt Vvum~o Tar
1.6 IS71.=8 tiOR'ni6A9
50,000
57.21
CONVYI~IONA1.
05/97
874
COMPARABLE A"3
1123 C~nt~zvilita R
Penn Tawn~hip
5.6 lSSLiB 80U11iNSS
83,000
56.61
CASH
11/96
864
COMPARABLE A~4
10 eloeasvilla Roa
Nast Panneboto Tour
3.6 MILEB HOR1flN68
28,000
29.91
C118H
11/96
936
COMPARABLE H5
88 Hilltop Lana
Nut Yaanaboro SoN
3.4 MILES SOOIHNEB
51,500
50.49
CONVBETIOHi1L
07/96
1,020
COMPARABLE N6
8T3 Cold 3piinge R
Meet Paemeboro Toa
7.5 MILES SOUTH
90,000
54.95
CONVENTIClF\L
09/96
728
Leon D. Gerlachr Appraiser
DEFINITION OF MARKET VALUE: TM moot probable grits whioh a property ehoukf bring In • oompedtlw and opm market
under dl oord{tlora reQUldts toe fdr tale, the buyer end edler, each eoNnp prudendy, knowladpsebly eM aeettminp the pdoe h tat
et/soled by undue athtwdrte, hrglidt M tNa dsfldtlon 6 tM ooneummetlon of a Bale ae of a pedflsd date and tM peedrtp of dtle from
esfler to buyer under oorrditbm wMreby: (1) 6uysr and edtsr ors typloatly motlvetsd; (21 both pardse sn well Informed er wafl advised,
errd seoh eodnp In whet M ooroldsro fife awn Met Interset; (31 • rsaoneble Nrm b aflowed for expown In the open market; (4) pay-
ment M mode In temp of oesh In U. S. dotlero or in terms of flnandd erranpemenn oomparabls thsroto; and (S) tM prloe rprseente
tM normal oarfderatlon for tM property sold utteffeotsd by epsdd or ersedw flnanoinp or edee oonoesdona • pramd by anyone ee•
eodatsd with tM eds.
• Adjuetmenn to tM oompardrMe must be made for psdd M oreetlw ihtanolttq or edee oonoesdone. No adjuelrrtems era neosnary
for thou ooste wMoh w rrormdly paW by adhn n a rswlt of tradldon or law In a market area; these ooaN ors raedfly Wandfleble
ainos the eefler goys these awu In Nrtudltr efl edee trertesotiens. Spedd or oreadw flnsrtoinp sdjuetmsnh can M made to tM
oomperabla property by aorttpMsom to flnandnp nm,. offered by • tMrd perry Inetltutlond lender that b not drsady Involved In tM
properly or treneaetlon. AaY edjuabnam ehoukl not M adaWetad on a maohedcd ddlar for dells coat of tM Onsndrq or oorandon,
but tM dotler amount o/ erry adjuetmsnt eheuW atrProxinrets tM market's roeedon to the flnerrdnp er oonoseebm bawd on tM epp-
rdear'e judNmsnt,
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND IIMiTING CONDITIONS: The apprdssr'e oerNfloadon that eppssre in the epprded report la et~aot to
the foflowirtp oorditlons;
1. TM apprdesr wlfl not M repore~ls for mattes of a Ispd nature that altect dther tM property bring epprdssd or tM tltle to it. The
apprdpr aewmes that tM tltle H peat end marketable and, tMrofon, wig not render erry opidona abort tM dtle. TM property is epp-
rdeed on tM bade of h Ddrrp order reepomibla owrwnhpr.
2, TM apprdesr Ma provided • sketch in tM apprdrN repot[ to chow approxknate dkrtsndom of tM improwmmn, and tM dtetah Is
Included ody to aerial tM rodsr of the report in viwatl8np tM property end undentandinp tM pprdssr'a detarminetlon of Its dze.
8. TM eppraiter fix examined tM evNleble flood mope that ero proWdad fry tM Fsderd Emerpsrroy Maneysmsnt Apsray for other date
eoureeal end hoe rated In tM appreled report wMthsr tM eulrjeot rite le looeted in an ksndlied Bpsdd Hood Hazard Aroa. Beowee
the appnber le not a wrwyor, he or eM makes ro puwnteea, sxprsse er Impltsd, regarding tMe determinaNon.
4, TM apprdesr wifl rat plus teeNmorry or appear In overt bwwee hs or she made en epprded of the property In tNesdon, arises
epsdfln errarrpamants to do ao hew Men made Mforehend.
6, TM spprdnr ha edimeted tM value of the IaM In tM cost epproaoh et Ih Mph»t eM beet use aM the improvemsnp et thdr ton
tdbutory value. TMes eepsrsro veWetlom of tM lend end krprowmantr must not ba aced in eertjunatlon with any other ggrded end
ere invdid if tlny ors ae aced.
8. The appraiser Ms noted In tM elrprded sport any adwne oonditlom Isuoh as, needed rpdre, depredation, the presence of hazsr-
dwe waetse, toile wbetenoes, sto.) oburvsd during lM Inspaetlon of tM subjsot propsrry or that hs or she Maame ewers of during
tM normd rauaroh Involved In perferrdnp the pprdsal. UMeer otherwbs stated In the epprded report, tM apprdesr hse no know-
ledge of any hidden or unspparsnt oonditlone of tM property or adorns arn{ronmentd aondidone Qnciudlnp the prasenae of hezardwe
weetes, toile eubetaness, ero.) that wetAd make the property more or Ie» valuable, erd hse euumsd that there ors no oath oordiNene
end makes no puerentess or werrandes, express or implied, tspardinp the eondliion of tM property. The apprdesr wifl not be report
dWe ter arty euah oonditlone that do exlet or for any enpinssdnp or testirq that might be rsQUired to discover whether woh oatditlons
extol. Hecwea tM appuiasr Is not alt expert in the flsW of snvironmentd Mzarde, the apprdrN rport must not be eensidered ae en
enNronmsntd nseesmsnt of the prpsrry.
7. The appraiser obtelnsd tM Information, eadmates, end opidana [het were expressed in tM epprded report from ewroas that fie or
she coneidsro to M rdlaWs and bdiewe tMm to M tnte end aorrset. The appraiser does not assume roeponaibiliry for tM eooeraoy of
wch Itame that ware fumiehed by other partlsa,
8. Tha epprdser will not diaclote the oontante of tM pprded report ezoept es provided for in tM UrJfonn StandeMs of Profesdond
Apprdsd Praodce.
9. The appraiser Me based Me or her pprded report and vduetfon conclusion for an epprded that Is subject to eedsfaotory oemp•
letlon, rspdrs, or dterstlorts on lM eewmpdon that cargrletfon of 1M fmprovamsnts witl be perlormed in a wodtmenflke manner.
10. The apprdesr must provide Ha or Mr prior wdttsn consent before tM lender/client psdfled in the epprded rport con dietdbute
the epprded report Ilnoludinp oonoludoM abort tM property vdue, the apprdssr's identity and profesdond dadtptedom, and
raHrenoes to any protessiond epprded orpadzetiona or tM flnn with wMoh the apprdesr Is sseocletsd) to anyone otMr then tM
borrower; tM mortgagee or Ile eucoeesoro erd seeipm; the monpays Inwrer; ceneWtents; profeselond epprded eryaMZStlone; arty
crate or federally approved tinsneid insdtutlon; or any deportment, aQenoy, or Inetrumenidiry of the Udted Statec er any nets or the
IXstdo[ or Cdumbla; exppt that the lender/dlent may distribute the prperty deacdpNon sectlon of tM report ordy to date cotleetion or
rpordrrq serviaa(s) witMut having to obtdn tM epprdser's prior written consent. Ths ppreiaei s wdttsn aonsent and approvd must
riot be obtdned before tM pprdeM con be comroyed by anyone to tM public through advertising, public rdedons, news, selee, or
other media,
SEE ATTACHED ADDITIONAL OONTINGENT AND UNITING CONDTTIONS ON THE SECOND PAGE TO FOLLOW
ra,....n ....
~.-....-w. ~.,....,, m.;s .sm u:e r.a+ r M Z r..r. Mw Fsm ro01a e~ee
nnl~lnl n I
Leon D. Gerlachr Appraiser
APPRAISER'S CERTIFICATION: The Apprdar certifies end aprsa that:
1.1 haw ranarehed tM wblsot madtst ern and Mw edeotad a miNmum of three renm edee of propsrtla most dm9ar end
proxknata to tM wblsot property for aonekleratlon in tM edee oampadeen snalyde and hew mds • doper edlustment wMn
eppropdate a reMo tM market rseotlon to throe home of dgN9oent vadadon. N a dgNibant Item M • oomparable property M auper-
lor to, or more favorable then, the eublsot property, 1 haw mda a mgatlw Wlueiment to reduce tM"dialed aaNs pdoe of tM oomp-
asbfe, and if • algNflnm hem In • oomparaWe property le Iniador to, M Ion fswraWe then tM eublaet prepsrty, I haw made • poo-
Ithn edNubMm a inersae tM adlwted edee prloa of tM oompereble.
2. 1 haw taken Imo oonsklsndon tM twton that Mw an Impeet on vaWe In my development of eM athnste of market vaWe M tM
apprded report. 1 hew not knowingly withheld any dgN9oanl Inlormadon Irom tM epprdW report, and 1 bdisw, to the Met of my
knowledge, that a9 atetarmna and Infonnetlon In tM apprded report aro tn7e and corrwl.
3. 1 orated in Ure appnlaal report oHy my own psnond, unWaed, and profeealond andyds, opltrkxte, and tanolualats, wiioh are std7-
Isot only to tM eentlngsnt and Nrrritlrrp oonditbnr eped9ed in tMe form.
4. I have ne prossM or prOSpeatlw Mterset in tM property tMt le tM eu6leet to tMs (sport, and 1 flaw na preesnt er prospsodw per-
wnd interact or bla with tapaot to tM psrdalpants M tM trargaaNon, i did net bas, e1tMr partla9y or oomplatdy, my andycle
end/or tM eetlmaa of market vaWe In tM apprded report on tM roe, odor, rcSglen, cox, harrdiop, famWd ehpn, or natlond origin
of dther tM latoep^^tiw owran a ooeupants o1 Nrs wbjsct property a of tM pram[ owmn or ooarpena of tM propsrtia in the
ylddty o} tM atrblsot property.
S. 1 hew no proant or oomamplated future Mtersst in tM sublsot property, end rrdeMr my ourrom a future employment nor my
oomperoetlon for performing this apprded b oontlngsnt on tM apprdeed vdua of tM property.
6. I wee not nrJuired to roport a pradsnrminsd vdus or dirntlon in vdua that town tM oaua of lM eNant or any related Party.
tM emoum of tM value atkneta, the ehdrmsnt of a spsd9o naWt, or tM oom7rnnos of a aU7aaquem evem kt order to radw my
atxnpemadm mdlor arploymant for per/orating tM apprded. I did not bees tM apprded report on a rsguatsd miNrtam vduadon, a
eped8o wluatlm, or tM nod a approve • cWd9o mortgage loan.
7. 1 performed thla apprded In omfemrity with the Udtorm Sterdarde of Profeedoral Appreled Preetlos tMt wen adopted erd pro-
mul9eted by tM Apprded StandarM Bosrd of TM Apprded Fourdaden and that wan in plan n el tM dlntlw data of tlris apprded,
with ehs exeaptlon of tM departure provtskm of thew Standards, which elves rat apply. 1 sdtnowledga that m atlmete of a rsason-
ebic dme for axpeture In tM opm msrket le a oordiUon In the deBNNon of market value end tM astlmaa I davsiopad Is oonsletant
witfi tM merkath+g rims noted in tM nalghbortaad rsoUon of thla report, udae 1 have otMnWa eared In the raooralNedon esotlm.
6. 1 hew psnondty Inepsoted tM intador end extedor erase of the tuhJeot property srd [ha eMSdor of eg properNss pared es oompsr-
ablee In tM apprded report. I IurtMr artlfy that I Mw noted arty apparent or known dvsra oonditlerr. In the wblsot knprovemena,
on tM aubleot dtaor on erry dta within ehs Imnsdists Nddty or tM eublsot property of whloh I em ewers and hew mods edluetmsnte
/or [Mee edwns oonditlom in my sndyde of tM property vdua to the extent that 1 had market evidence to fupport them. i Mw dso
commented about tM afro[ of tM edvene oorditlom on tM merketebdhy of tM tubleot property.
9. 1 penenelly pnpersd ell ooneludem end opidonr d7orrt ehs red state that wen at forth In tM apprdaN report. If I relied on slg-
Ntleent prefesdond essbtmoa from arw individud or Individuele in tM perforrnenoe of tM apprded a tM praparetlon of tM apprefad
report, 1 hew named euoh IndiNduel(s) end ditelosed the spadfio taeke performed by tMm in the reoorroNleNon section of tNe apprdsN
report. 1 oerUfy that any IryllvMud so named Is attaliNad to partarm tM teaks. 1 haw rwt sutfiorizad srryene to make a ohenpe to any
Item in tM report: ihsrslore, of en uneuthodted ohsnge ie made to the apprded report, 1 well take ra rsspomlMlity fro It.
SEE ATTACHED ADDTfIONAL CONTINGENT AND LIHITINC CONDITIONS ON TH6 NBRT PA08 Ta FOLLOW
SUPERVISORY APPRAISER'S CERTIFICATION: It a superNsory apprdssr dgrrea tM apprdser report, he or she csrUNss
and agrees [het: I t9raotly eupervin tM apprdeer wM prepared the apprded report, hew reviewed tM apprded roper[, agree with
tM etetemente aM ooncluakma of tM epprdser, agree to be bound by the APPrdeer's Certl9osdone numbered 4 through 7 above, end
am [eking fug rapoml6Nity for tM apprelsd end the apprded report.
ADDRESS OF PROPERTY APPRAISED: 530 Grea9on Road. Carlisle
APPRAISER:
Signature: O'~"ytJ/t// /d-'r-~~/[
Nems: Loon D Gerlach GM CCRA PaCGREA-368
bete Signed: 10/28/1997
stets Csrtidoetlm No.: GA-000368-L
or State Uoanee No.:
State: PA
Expiretlon Dete of Csrtifiaatlon or Ucensa: 06/30/1999
SUPERVISORY APPRAISER (only if requiredl:
Nome:
Date Sigrrad:
Stets CerN9oaNon No.:
or State Ucartee No.:
State:
Ex ration Dets of CsrNNceNon or Uoense:
Did ^ Did Not inspect the Property
frFea. M.e Fpm.ae s-sa
MCa, .OMl,lan N ACr ewNny,r,r,y woor ee7.71ea
MCe Fpm lC6 v.s. t a t
r.w MM fora roo.a e•u
na~r~nin~
Leon D. Gerlach, Appraiser
ADDITIONAL CONTINGENT AND LIMITED CONDITIONS
11. This report was prepared for the client named in this report and the fee
charged was for the preparation of this report only. If the client named in this report
gives a copy of this report and/or gives mitten consent to a third party and the third
party of this report rants a consultation of this report, with the appraiser, there sill
ba a consultation fss to the third party which must be paid prior to am. consultation
with the appraiser.
12. The comparable properties data relied upon Ln this report is believed to be
from reliable sources, however, it was not possible to inspect the comparable properties
aompletaly, and it was necessary to rely on information furnished by others as to said
data, condition, therefore, the value conclusions are subject to the correctness and
verification of said data.
13. Tha appraiser has inspected, as far as possible, by observation, the land and
the improvements thereon, however, it was not possible to personally observe conditions
beneath the soil or hidden structural coaponsnta within the improvements, therefore, no
raprasentations are made herein as to these sorter: and unless specifically considered in
the report, the value estimate is subject to ury suoh conditions that could cause a lose
in value. Condition of heating, cooling, ventilation, electrical, plumbing and other
equipment is considered to be commensurate with the condition of the balance of the
improvements unless otherwise stated.
14. All furnishings and equipment, except those specifically indicated and
typically considered as a part of real estate, have been disregarded by the appraiser.
Only the real estate has been eonsidered.
15. The appraiser has provided a sketch in the appraisal report to show
approximate dimensions of the Lnprovements, and the sketch is included only to assist
the reader of the report in visualising the propartq and understanding the appraiser's
determination of the else. Tha appraiser has examined the available flood maps that era
provided by the Federal >Daergancy Management Agency (or other data sources) and has
noted in the appraisal report vhather the subject site is located in an identified
Special Flood Ilazatd Arae. Because the app=aiaer is not a surveyor, he or she sokas no
guarantees, express or implied, regarding this determination.
16. I certify that, to the best of my knowledge and belief, the reported analyses,
opinions and conclusions were developed, and this report has been prepared, in confomity
with the requirements of the Code of Professional Sthiea and the 6tandards of
Professional Appraisal Practice of the Appraisal Institute.
17. I certify that the use of this report is subject to the requirements of the
Appraisal Institute relating to review by its duly authorized representatives.
18. As of the data of this report, Z Leon D. Gerlach Nava completed the
requirements of the continuing education program of the Appraisal Institute.
DATE: 08/05/1997 APPRAISER:i7~7 ~~ v~/"~^
peon D. Qer~ h,CAA,CCM,PaCCREA-4368
1 1 1'S 1 1'1 f I Y
' Leon D. Gerlach, Appraiser
APPRAISAL REClIlIREMENTS
MANDATED BY FIRREA
1 wrtity that tM eppreted eonlmem to tM UNform atendarda of Profaedond Apprded Pnodoa IU9PAP1 pronedaatb
by the Appnied Snndarde Beard of lM Apprded Foundatlon.
Ths subjsot ^ Bs1 ®Be noU path far ads, the Uetlna priaa Ie 1 I4/A My estimate of tM rsawmbls markstlnp
period of the aubJsot property i^ 3 MONTHS
If en approeoh to value wn not used, Ha following h en explamtbn why it wo not eenddsrod.
coat: The Coat AtlftrQach tra9 rand for this rpygrt.
MarWt: The Market At>oroach ran rued in this raoort.
Imotne: Tha Znerwe Atromaeh ras tmt used do to Che lack of sinala fiilY rentals.
The apprded asdgnmont ^ Iwol ®iwo mtl hoed on requsetb minNrwm or epsdga wluedon or on the at)Prowl
of a loan.
I ^ (hew) ®(hew m1 gnandN Inbroet In the loan traneaotlon end do mt atend to 6emflt in arty way from tM
vdue plaob on the property.
I ^ Ihevsl ®(hew tat) InolrMb • separate esseaamant of peraond property, flxtur», or hdsnpibie hsrta whloh
en atuohb to ar Iooatb on tM nd property. These items ^ Ido) ®ido noU effeot tiro market vdua of the
red property.
Arty orsatlw flmndd or adN conossdom that ere kmwn to the epprdesr haw been bluetb in tM aomperablee of eNe
apprahal.
In perlomdng tMs apprded. I was not able to review the:
N/A Bnort N/A if Inapplioeblsl
Ths above Items should be obtdned by the tender when reviewing the epprded report.
THe pprded rose done with en "ee le" market vdua. Thin 4 tfw value of the property fn he anrsnt DhWiod oonditlon
and wbiaot to the toting In sliest ae of tM currant date of value.
1 certify that I have the appropdats kmwledge and sxpsr{enoa that wet mosoery to oomplsts this esdgrtment.
08/05/1997
Leon D. Gerlach, ,CCRA,PaCGREA-p368 DATE
THIS APPRAISAL REPORT IS A LIMITED AND SUMMARY APPRAISAL REPORT
DATE APPRAISAL WAS SIGNED 10/2B/1997 DATE THE SDB,I6CT PROPEt<TY WA3 INSPECTED 09/26/1997
The copy of the DEED ras obtained by the appraiser.
rocs. ~ o,.,aw, er n:l O~rMq,.....a a'9CI ee)-) l e! I •I 1 J I ~ ~ I I\ I (l I _.
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Leon D. Gerlach, Appraiser
No.
BerrowarlCNlnt Hi111IIwKTS. Peter N CRetete)
Prowrev Addrllf 530 Oiaallon BoeA
_Gtr_SarlLle r•...,..w rS,tnl..,-t n[..1 &n[a PA 21n ~e 170 '0
f..nd.r Serratslli, Schiffman, H=ovll 6 Calhoun
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~~ji~ eel,
N.ef NN .-~r.~P. wr N ~ 11ppr11 r IW r..
NwtW ... neaw el,e WN,N nwnlY'teur (1771)
eervael Pptip N. ROTUGRyf eM Ndpy O. RVY(ILIJ[If, hle x14 e[ the
'•~ttntnehip e[ Wet hnneMw, CueljerleM CoWty, Yneeylwnle bye .
y TRONnt M. f1,pC0, • 9ingle ern, e[ Meet haneMm YetlaMlpT Cwb-.,
erlend County. pemeylrnie,, hnelnlbr culled
'. CnN.... - .'
Ve1lNtfeml, ew 4 Ten,NxNlr N Ylre rhotleend Nwn Nundred end 00/100 -
1. W.e [N4 IM Nbbl ~b„el h Wrh, r1'MNee41fe rY erNlwe NOS, 700.00) Fllr,,
r M,Nt twMe . hle MnW ~~ eM
c....y Min cad uelpleT
ALL CMt vermin Ynet o! land xlth the ligrowwenb (Moron
enemd eliwte In Wet hnnbon 7brnNlp, CwberLld Connty, penll-
g1vnA, bounded cad dew[!bM o tellwel
epcIMNtNO e! • polo! !n me cenmr e[ • ptlblle reed( et l/lu et
LM nox er [oraerly o[ W[wn M. Wrley, rt url tMnee by Me pN9,
North f1 dpreu Nast 177.5 [ot ron er lpe m n old tenor et line
eL land et Pemr N. NutuLkb, et upl (More by Ne nr In ~ No[N-
eeeterly dlteetiOn elollg nid tnN lln9, 773 tNt Ore e[ Seee m e
paint e! line e[ lend nex er [erwerly at My M. plbrlgfitl tMnn by the
nor, OeuN 70 degnee S7 alnnbe Nee C, 100 [ee! apn er lue m
polo( to tM nnmr line of uid reed) Nonce 6y the nrr, fexN 7] de-
grees )7 Nlntltee Wet, 19) fort rare or lue to the plow eL p00INN)NC,
epING Ne uer property xhlch Guy 0, call wad uNer N. 6w11,
h1e alter gnnled oral eenveyed m peter ry, KelnLkte eM'Nery O, Nntulekle,
hL vl te, Orenm[e herein, by deed doted dpfll U. if 7t eM neerded -
in tM oetloe o[ Ne peeerder et. Gede [or Cuoberlend County 1n Oeed
gook ' Vel. , Pege
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5
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generally h. e+r«Il1wW r'^n0• .
1001IQ,2$ NAI H88
ir,n MPo
MCd. a dNe~rn N dCl WvN.pmA 1900109(•1/(]
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Leon D. Gerlach, Appraiser
File
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Leon D. Gerlach, Appraiser
TA7C MAP PARCHL NUMBER - 46-08-0583-06T
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FLOOD 1fAZARD MAP NUMBER, ZONE, DATE, COMMONITY - 421590-OOSA C 03/04/88 Hest Pannsbozo Tofmshi
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Leon D. Gerlach, Aanraiser
QUALIFICATIONS OF APPRAISER
LEON D. GERLACH, CREA, CCRA, PaCGREA-#368
Pa CERTIFIED OENERAL.REAL ESTATE APPRAISER
EDUCATION
Real Satata Institute of PA, Harrisburg, PA
Institute of Real Satate Studies, New Cumberland, PA
Harrisburg Area Community Collage, Harrisburg, PA
Pemaylvania Association of REALTORS
Appraisal I ~ SI
Uniform Standards of Professional Appraisal Practice
Appraisal of Income Properties
Pennsylvania Association of REALTORS Appraisal Courses Z,II,III,IV,V,VI S VII
Aa follow Baaica of Appraisal, Real Estate Analysis, Balsa Comparison
Approach, Cost and Income Approaches, Appraisal Standards and Ethics,
Narrative Report Writing and Introduction to Commercial Appraisal(each 15 firs).
Appraisal Institute Courses
I110 - Appraisal Principles (39 Nours), I120 - Appraisal Procedures
(39 Hours), I210 Residential Case Study (39 Hours), I410 Standards of
Professional Practice, Part A (16 hours), II420 Standards of Professional
Practice, Part B (11 Hours), II500 Advance Residential Form 6 Narrative
Writing (39 hours), Basic Income Capitalisation (39 hours), Advanced Income
Capitalisation (39 hours)
Marshall 6 6wift Coat Approach - Residential (7 hours) - Commercial (7 hours).
Various seminars in real estate appraisal
PROFESSIONAL MEMBERSHIPS, DESIGNATIONS AND CERTIFICATIONS
Pennsylvania CBRTIPIBD GENERAL REAL ESTATE APPRAISBR Cert /j368 (PaCCAFA-//368)
Appraisal Institute as a State Accredited Affiliate (165365241)
Appraisal Institute Associate for the MAI (~N932129)
National Association of Realtors - Real Estate Appraisal Section
Oaneral Accredited Appraiser (GAR)
National Assoeiseion of Real Estate Appraisers
Senior Nambes: Certified Real.Sstate Appraiser (CREA (/27327)
Senior Member: Certified Commercial Real Estate Appraiser (CCRA //27327)
Greater Harrisburg Association of REALTORS
Greater Narrisburg Association of REALTORS - Appraisal Council 1991 to Present
Pennsylvania Association of REALTORS
National Association of REALTORS
EXPERIENCE
Presently: PA Associate Broker / PA Certified General Real 8state Appraiser
Real Estate Sales and Appraisals 1985 - PRESENT
Over 15 Yaara in the building industry - Ovner of construction company
for 10 years and worked for other construction companies in management,
as an estimator, and I personally performed all types of erork on
residential and commercial properties.
APPRAISAL EXPERIENCE
Appraisal for the purpose of first and second mortgage. loans, buyers, sellers,
property settlements, litigation, estates, employes transfers, vacant land,
special purpose, apartments, multi-family, commercial, as wall as single
family residential have been made in the folloo-ing Counties of Dauphin,
Oumberland, Perry, York, Lebanon and parts of Adams and Lancaster.
Other Coutties only on special request.
Raviev of various appraisals.
PARTIAL APPROVED AND COMPLETED ASSIGNMENTS LIST
Resolution Trust Corporation Internal Revemie Service
U.S. Department of HUD / Property Disposition Branch
Cosmumwealth of Pemsylvania Department of Transportation
For several different Boroughs and Townships
West Shore Teachers Federal Credit Union
Serratelli, Schiffman, & Brown Attorney and several other Attorneys
PNC Bank Dauphin Deposit Bank
Heridian Bank Mellon Bank
Commerce Bank Fulton Bank
Farmer Trust Bank First National Bank of Marysville
Mid Penn Bank Dauphin National Bank
Blue Ball National Bank Pennsylvania National Bank
Keystone Financial Mortgage Corporation CMAC
For other attorneys and lenders not listed also for many property owners
REV-teaExl(1-e~ SCHEDULE C
CLOSELY-HELD CORPORATION,
°D"" N°H"'"iar~Er~ "REr"u'~iiw""'" PARTNERSHIP or SOLE-PROPRIETORSHIP
ESTATE OF PLrTIIt li. 1CIITUI,AICIS FtLEt~UMBER
(M mare apace k needed, frteen addWonal sheets of rtt tams siee)
covf+~e (e) teW form aoftwara ordy p'aritMr. Mo. Farm RL"Y-7~4 !7((Mv. t-i71
schedule C-, a C-a pneY,dtig ar supportlrg kHom,ayw,l must be atfaeh.d for each ebssly-held aorporatloNpareterehtp knerest of the deceam,
other than asole-proprleloreltip. See Ir~stta:Yone for the wpporlkg k-fonnalbn to be subrtYged for eok-P-oprirbrshgs•
SCHEDULE C-EZ Net Profit From Business onneNO.,saS-oo~a
.(Form 1040)
_ (Sole Proprietorship) ~ 995
Department ct the Trnae,ry - Partnerships, JOlnt ventures, etc., must file Form 1065.
Intarr,al Rsvenus Sarvke - Attach t0 Form 1040 Of Form 1041. - See instrueUons on bade. s:a ehrme. Na 09A
Name o1 prcplet«
saeiar eeerlq,,,a„p~~
PETER N. KUTULAKIS 208-26-3096
'~H~Nt~# Generallnformation
• Had (yoss receipts from your business
You May l1aE of 525,000 ar less.
This Schedule • Had business expenses of 52,000 ar less.
Only If You: ~' Use the cash method of accrotlntlng.
• Did not have an inventory at any tlrne And You.
during the year.
• Did not have a net loss from your
business.
• Had only one business as a sole
proprietor.
• Had no employees during the year.
• Are not required to file Form 4562,
Depredatlon and Amortlzatlon for this
business. See tl,e instructions far
Schedule C, tlrNr t3, on page C-3 to
find out if you must file.
• Do not deduct expenses for business
use of your home.
• Do not have prior year unallowed
passive actlvKy fosses from this
business.
A Principal business of profession, including product or service ~ B Enter prindpal business code
CONSULTING ~ see . C-6 - 7690
C Business name. If no separate business name, leave blank. D Employer ID no. (EIN), if arty
CONSULTING SYSTEMS
E Business address (ncluding sulfa or room no.). Address not requtred if same as on Form 1040, page 1.
150 SOUTH COLLEGE STREET
City, town or post office, state, and ZIP code
~:~t>`.lls~ Figure Your Net Profit
1 Gross receipts. If more than 525,000, you must use Schedule C.
Caution: If this income was reported to you on Form W-2 and the'Statutory employee" boz on that form was
checked, see Statutory Employees in the instructions for Schedule C, line 1, on page C-2 and check here .. - ^ 1 3 , 5 0 0
2 Total expenses. If more than 52,000, you must use Schedule C. See instructions ............................. 2 5 8 5
3 Net profit. Subtract line 2 from Gne 1. If tens than zero, you must use Schedule C. Enter on Farm 1040, Itne 12,
and ALSO on Schedule SE, line 2. (Statutory employees do not report this amount on Schedule SE, Ilne 2.
Estates and trusts, enter on Form 1041, line 3.) ........................................................ 3 2 , 915
BJ'11lt'=`< {nformation on Your Vehicle. Complete this part ONLY if you are claiming car or o-uck expenses on line z.
4 When did you place your vehicle in service for business purposes? (month, day, year) -
5 Of the total number of miles you drove your vehicle during 1995, enter the number of miles you used your vehicle for:
a Business
b Commuting
e Other
6 Do you (or your spouse) have another vehicle available for personal use? ............................................ ^ Yes ^ Ho
7 Was your vehicle available for use during off-duty hours? ... . ..................................................... ^ Yes ^ No
8 a Do you have evidence to support your deduction? .............................................................. ^ Yes ^ No
b If "Yes,"is the evidence written? ............................................................................ ^ Yes ^ No
For Paperwork Reduction Aet Notice, see Form 1040 Instruc0ons. Schedule C-Q (Form 1040) 1995
SCHEDULE G-EZ
(Form 1040)
Oeparlment or the 7reaslr}r
Interlfal Rwsnue Servke
Net Profit From Business
(Sole Proprietorship)
- Partnerships, )Dint ventures, etc., roust file Form 1085.
- Attach to Farm 1010 a Form 1047. - See instructl0ns On back.
OMB N0. 1645-0074
~sss
Attxhment
Sequence No. 09A
Name of praprbtor - _ Sao~eenrilynae~~
PETER N. KUT'ULAKIS 208-26-3096
"" ' ~ General Information
e Had business expenses ~ 52,500
You May Use «less.
This Scbedute • Use the cash method of axouMing.
Only If You: • Did not have an inventory at any tlme
during the yam.
• Did not have a net loss tom your
business.
• Had only one business as a sole
Proprietor.
And You:
~ Had no employees during the year.
~ Are not requred to iNe Farm 46e2,
Depredatlon and Amortlzatlon, f« this
business. Sea 0te instructions for
Sctledtrle C. Noe 13. on Page C-3 to
find out tt you must iNe.
• Do not deduct expenses t« business
use of your home.
• Do not have pri« year unaNowed
passive actlvHy losses from this
business.
A Principal business « profession, including product «setvll;e 8 Enter principal business code
CONSULTING sea . C-6 - 7690
C tusiness Hama It no separate business name, leave blank. D Employer ID no. (EIN), If any
CONSULTING SYS$EMS
E Business address (including suite «room noJ. Address not required if same as on F«m 1040, page 1.
150 SOUTH COLLEGE STREET
City, town « past office, state, and DP code
CARLISLE, PA 17013
..fi~Yla~t~?l::< Figure Your Net Prom
1 Gross receipts.
Caution: If this income was reported to you on Form W-Z and the "Statutory employee" box on that f«m was
checked, see Statutory Employees in the instructions f« Schedule C. tine 1, on page C-2 and check here .. - ^ 1 2 , 5 0 0
2 Total expenses. If m«e than 52.500, You must use Schedule C. See instructions ............................. 2 5 8 5
3 Net proof. Subtract line 2 from line 1. If Iess than zero, you must use Schedule C. Enter on Form 7040, Iine 12,
and ALSO on Stdtedule SE, IMe 2 (Statutory employees tfo not report this amount on Schedub SE, Iine 2.
Estates and trusts, enter on F«m 1041, tine 3 . ................................................ 3 1 915
•';a~t'°:t.IC>: Information on Your Vehicle. Complete this part ONLY if you are claiming car « h~uck expenses on Nne 2.
4 When did you place your vehicle in service f« business purposes? (month, day, year) -
5 Of the total number of miles you drove your vehicle during t998, enter the number of miles you used your vehicle for.
a Business
b Commuting
c Other
a Do you (« your spouse) have another vehicle avaiable t« personal use? ............................................ ^ Yes ^ No
7 Was your vehicle available f« use during otf-duty hours? ......................................................... ^ Yes ^ No
a s Do you have evidence to support your deductian? .............................................................. ^ Yes ^ No
b if "Yes." is the evidence written? ............................................................................ ^ Yes ^ No
For Paperwork Reduction Aet Notice, gee F«m 1040 instruetlons. Schedule C-t~ (Farm 1040) 1896
• ~ ~1 ~
REV-1608 E%a (i-i7)
SCHEDULE E
COMMONWEALTHOFPENNSVLVANIA CASH BANK DEPOSITS, & MISC.
INHERITANCE7AxRETURN PERSONAL PROPERTY
ESTATE OF PETER N. 1CCITULAICIS
Fltg NUMBER -
IrN:Nide the proessds of~Yon and the date the proceeds were received by the estate. Alf property )Dimly-owrad wNh right oT survivorship
must be dhKbsad on k F.
ITEM VAt.UE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Corestatas Bank
Chocking Recount No.:
0032421237 4,890.22
2 Corestate• Bank
Savings Recount No.:
8264596301 701.59
3 Dean Witter Reynolds, Inc.
Recount No.: 410-042343 133.80
4 Final Pay - Payment made
directly to Estate 7,010.21
5 Final Pay - Payment made
directly to spouse 5,000.00
6 ?iellon Bank
Personal Checking Recount No.:
884-014-2650 22,47
7 Cooperative Rpartment
433 East 51st Street Rpt. G-8
New York, NY 10022
Sale Price - Sw attached
closing documents 160,000.00
8 Personal Property
See Rttaahed Rppraisal 2,860.00
9 R11State IASUrance
Homeowner's Insurance Refund 21.63
10 Conference Reimbursemeat 2,531.34
11 Coaterenoe Reimbursement 16.51
12 TIRR/CREF (Retis'ement Payment
refundJamouat received after
death) 388.37
13 The Dickinson School of Law
(Excess Social Security
Contributions) 908.68
(N more span k ttMded, iMSn addfYorui sheets of the same eke)
Covyrpht(s) iee~+a~.ohvw.c~ry CPSyrM~m, Mo. Fa~ni REV-i~J08 EX (Rw. ~-sn
~~
FROMME SCHWAftTZ
NEWMAN ~ CORNICELLA, LLP
MARTM D. NEWMAN • COUNSELORS AND ATTORNEYS AT LAW
PAUL F. PERAGRJE
ERIC F. FROMME
DOUGLAS L FROMME
PEl'FJl A SCHWARTZ
ANTHONY 1. CORNICFLA
DAVID & HIRSCHHORN
SUSAN R BAUMFl •'
DAVID 8. TENDLER
clRO DE SIMONE May 28, 1998
nulaiAFl. s. RosENBIATr
cour+sFJ.
r`~; :' ..
.. j:.- -~
~, ._ ..;
THE WOOLWORTH BUILDING
233 BROADWAY ~ SUITE 2702
NEW YORK N,Y. 10279-2 79 9
TELEPHONE(212) 267-8100
FACSIMILE (212) 408.222
• ALSO R~MlER W BAR
• A130 MB.YER OC !AR
ALSO AffAYFR CT !AR
• ALSO MFMIPJt w eAR
VIA FEDERAL EXPRESS ~
Thomas M. Place, Esq. \
The Dickinson School of Law
150 South College Street s•
Carlisle, PA 17013 ~
Re: Estate of Peter N. Kutulakis t ~ 9~, ~ i
~l e ~ n
Dear Tom: ~ ~ ~ ~ _
Enclosed herewith please find a check, payable to the order of the
Estate, in the amount of $3,575.43 representing 'the net proceeds due the Estate
inclusive of interest earned on the Contract Deposit~in the amount of $76.12. ~
i
Please note that there was one additional expense incurred by the Estate ~ ~Y
at Closing, as a result of one air-conditioner that was not included in the sale, in the
amount of $125.00. The Contract of Sale provided for two (2) air-conditioners, ~ ~~
however, I was advised that one of the air-conditione s was actually Doug Gibson's
and, therefore, not for sale. The Purchaser wanted an a ~ tment of $750.00, however,
I negotiated that d.4wn to $250.00 of which half was paL ou '' n__
Lastly, I will forward a Closing Statement to you ear y- next-weep---~
In the meantime, should you have any questions or comments
concerning the within, please do not hesitate to contact me.
Enclosure
cc: ~ Martin D. Newman, Esq.
p.~,:~~~,.o.k~M,br,vn,.,,~L~.. i u
Very truly yours,
.~
,.~ . ,>
'Paul . Peragine,i'~
--
Sent By: FROMME SCHWARTZ NEWMAN 8 CORNICE;212 406 2222 ; Sep-17-9B 11:16AM;
Purchase Price S 160,000.00
Coatract~Deposic
A.ir-Conditioner Adjustment
Maintenance Adjwtment 148.94
S 160,148.94
Balance Due Seller S 144.023.94
Balance Due Seller Paid as Follows:
Pege 3/4
;,
~jtd1CS -
S 1b,000.00
125.00 -
S 16,125.00
1. Bask check, drawn oa Commercial
$ank of New York, payable to the
order of Robert janicki, in full payment
of Seller's financing ................................. S 127,598.25
2. Bank check, drawn on Commercial
Bank of New York, payable co the order
of Turtle Bay Realty, in partial payment
of the brokerage commission (balance of
brokerage comcaission was paid from
proceeds of Contras Deposit escrow) ...................... 6,550.69
3. Bank check, drawn on Commercial
Bank of New York, payable to the order
of Douglas Gibson, in partial payment of _
amount due pursuant to a Settlement Agreement
(balance was paid from proceeds of Contract Deposit _
escrow) ..............................................l0,DD0.QQ
S 144,148.94 -
Less: Reimbursement to Purchasec
for airaoaditioner credit 125.00
3 14q,0_~ 94
3
RECEIVED TiME5EP. 17.. 11:14AM -. - -
Sent By: FROMME SCHWARTZ NEWMAN 8 CORNICE;212 406 2222 ; Sep-17-98 11:16AM;
Rage 4/4
1. Brokerage Commission S 9,600.00
2. New York City Transfer Tax and Filing Fee. 1,625.00 .
3. New York Stare Transfer Tax 640.00
4. Estate,Legal Fee 4 199.28 '">
1 '~f'
S. Managing Agent Legal Fee g00,Op
6. Dr. Janicki's Legal Fee 500,00 1
7. Douglas Gibson Settlement 11,846.66
8. Air-Conditioner Adjustment j
~
~
Tocal Expenses
. ,
,
~_~9~
,
,,.;
- -r:
1 ,
4
RECEIVED TIMESEP. 17. -11:14.AM .
Sent ey: FROMME SCHNlARTZ NEWMAN & CORNICE;212 406 2222 ; Sep-17-9fl 11:16AM; Pege 2
ATTENDANCE SHEET
CLOSING DATE: May 17, 1998
CLOSING PLACE: STIEFEL & COHEN
770 Lexington Avenue
' New York, New York'
SELLER:
SELLER'S ATTORNEYS:
ESTATE OF PETER N. KLITULAKIS
By: Paul F. Peragiae, Esq.
As Attorney-ia fact
FROMME SCHWARTZ NEWMAN
& CORNICELLO, LLP '
By: Paul F. Peragiae, Esq.
SELLER'S LENDER'S AT'T'ORNEY:
PURCHASER:
PURCHASER'S A170RNEY:
MANAGING AGENT_
TENANT:
BROKER:
PETER WEIR, ESQ.
THEODORE L. HERMAN
MICHAEL SLLITSKY, E5Q.
AMERICAN LANDMARK
MANAGEMENT CORP.
By: Stiefel & Co6ea
By: Vida Wallace, Esq.
DOUGLAS GIBBON
TURTLE BAY REALTY INC.
By: Mark Vaaderheiden .
2
RECEIVED TIMESEP,17. 11;14AM
JOHN T. ENSMINGER
AUCTIONEER and APPRAISER
302 Fireside Drive, Camp Hill, PA 1 701 1-1 421
Phone (717) 763-9779 FAX (717) 541-9444
Steven J. Schiffman, Esquire
2080 Linglestown Road
Harrisburg, PA
Dear Sir:
May 5, 1998
Re: Estate of Peter M Kutulakis
At the request of Jason Kutulakis, I have appraised the property of the
late Peter M. Kutulakis. This property is located in a storage shed
on the property at 411 Barnstable Road, Carlisle, Pennsylvania.
The values shown have been arrived at after careful inspection and I
believe that they reflect a fair market value as of this date.
~~~~~~`~
~~,~~~~v
Fair market value is defined as being the most reasonable or probable
price in terms of money which real or personal property will bring in an open _:.:
and competitive market under all conditions necessary for a fair sale, the
buyer and seller each acting in a prudent manner and assuming the price is
not affected by undue stimulus.
Taking into account the prices listed on the following page, it is the
opinion of the undersigned that the fairy market value of .the property is
$2,860.00 (Two Thousand Eight Hundred-Sixty Dollars).
Employment in and compensation for making this appraisal are in no manner
contingent upon the values reported and I certify that I have no financial
interest in the property appraised, present or contemplated,
Veny truly yours,
~~~. '~~
John T. Ensminger
Personal Property - Peter M. Kutulakis
Horse Fair - lithograph $125.00
Fox Hunt 75.00
Trova print 25.00
3 framed 21x35 Monet repos 300.00
3 pc living room suite 100.00
Tea wagon 150.00
Microwave 40.00
Pair of•kitchen armchairs 40.00
Washstand 175.00
Oak rolltop desk 650.00
Wall cabinet 75.00
Oval mirror 20.00
Square mirror 20.00
Schoolmaster's desk 300.00
Pair of andirons 20.00
Magnavox TV 25.00
Wing chair 50.00
Microwave stand 30.00
Pair antique rushbottom chairs 300.00
Bureau 300.00
Oak office chair 40.00
Total 2,860.00
JOHN T. ENSM INGER
AUCTIONEER and APPRAISER
' 302 Fireside Drive, Camp Hill, PA 17011
Phone (717) 763-9779
......................... M ay.. 5 ,............193 8~ ....... .
To .............$~~X~4. J.t. Schiffman.,. Esquire.....................................:......... .........................
............2A8A..l.ac~gJ.e~~wt1. Road ................................ ...............
... ....................................
.............Ha rx i. sh ur9 .~ . P.~l ...........:......................... , ........................................................... .
............................................................................ ......................................................
Estate of......P.etex'..h.1..X111:4?.~k? s ............................................ . '
..............................................
..............................................................................................................................
............................................................................................................................... .
Appraisal Services
Real Estate ~ $ ...................... per parcel $..........................
Personal Property 125.00
........................
Total $125•..OD ................
- REV-7610EXh(1-Y7) SCHEDULE G
INTER-VIVOS TRANSFERS &
COM~Ep~ NC ~AXpEn NAND MISC. NON-PROBATE PROPERTY
ESTATE OF PSTER N. RUTDL~l1CIS
FlLE NUMBER -
This seheduk muu be canplebd and Nkd N the answer to any of questions 1 through 4 on page 2 k yes.
NUMBS REU~i~ NT A E Tq NBFER. DATE OF DEATH
VALUE OF ASSET DECD'g
INTEREST EXClUS10N
IF APPLICABLE TAXABLE VALUE
1 Bank of New York Checking
Account #6300873322
In Trust for Douglas Gibson 51.60 100 0.00 51.61
2 Bank of Naw York Priority
Savings Aoaouat #6371220834
In Trust For Douglas Gibson 11,938.19 100 3,000.00 8,938.15
TOTAL (Also ergar on Nne 7 RacapiWlatlonl I i 8 989 79
(If more space is needed, insert addNbnal sheets of the same sire)
Copyrleht (c) tse7 ronn.onw..• oriy CPeytN~, Ine.
Fone REV-1510 EX (Rw. t-e7)
REV-1611 EX+(1-e/)
ESTATE OF PETER N.
SCHEDULE H
FUNERAL EXPENSES 8
ADMINISTRATIVE COSTS
FlLE NUMBER
Debts of decedent awst 6e raporMd on St~aduk 1.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES: '-'
1 Cumberland Valley Iiemorial
Gardens 1,480.00
2 Hoffman-Roth Funeral Home 1,626.81
B. ADMMNSTRATIVE COSTS:
1. Personal RepresenmWe's Camir~alons
Name Of Personal Represantafirs(s)
Sodm Scarily Nurnbr(s) / EIN Number of Personal Representative(s)
- -
Stroet Address
CKy Stns ~p
Year(s) Cornn>issbn Paid: 0.00
2 AaornayFees
8,000.00
3. FamYy Exemptlen: (If decedera's address k not the same as clairtanCs, attach explarwgfon)
Cktrrurn ?Lary D. 1Cutulakis 3, 500.00
Street Address 411 Barnatablg Road
Cagr Carlisle State PA Zip 17013
RNatbrtsFAp of ClairwK a Decedent Wife
4. Robots Fees 105.00
5. Aczaraar+Cs Foss 0.00
6. TaX Rttwn Preparer's Fees 0.00
7 Leon Gerlaah, Appraiser
Real Estate Appraisal teas 1,375.00
8 Cumberland Law Journal
Estate Advertisement 60.00
9 Delaware Secretary of State
Corporate Dissolution and
Franchise Tax 126.00
10 John T. Ensminger, Personal
Property Appraiser
125.00
Total acellaneous a noes from continuation a q s 29 102.69
TOTAL Gim ~nrr m IMw o a...... d.r....l c ~ e e n n
~kti1 k1 +~ rq~.~.`. (amore spec. k needed, insert sddiYonal s1leels o(the same ske)
°~~~~'~". Fenn REV-1511 EX(Rw.1-e>7
SCHEDULE H
MISCELLANEOUS EXPENSES (continued)
ESTATE OFs PETER N. 1CUTULAICIS
ITEM
NO DESCRIPTION
11 Pennsylvania National Bank
Check Charges
12 Rsal 8state Coats of Sale
Now York Co-Op
Sae Attached Closinq Sheet
13 The Sentinel
Estate Advertisesaent
FILE NUMBER: -
AMOUNT
18.45
29,035.94
48.30
Total. (Carry forward to gain ^chedule) $ 29,102.69
REY- 761Y EX a (1-Y7)
SCHEDULE I
DEBTS OF DECEDENT,
ESTATE OF PETER N. 1CUTULAKIS RLE NUMBER
Include unreNnbursed medial expenses.
ITEM
NUMBER DESCRIPTION AMOUNT
1 Bloomingdale's Visa
Account No.:
4308-5110-2011-2774 2,477.94
2 Corestate• Bank
Personal Loan X2001381868 20,224.07
3 Stephen Angle, CPA
Individual Accounting Fees 541.40
4 Carlisle Hospital
Services rendered October 24,
1996
45.00
5 Thoma• H. Place
Amount Owing Per Agreement of
Sale
505 Barnstable Road
Carlisle, PA 17013 33,023.74
6 Blocs~ingdale' e
Account No.: 500-09-653-02 1,232.28
7 American Express
Account No.a 3729-609431-54000 956.75
8 American Express
Account No.s 3728-338442-31005 7,515.21
9 Ballon, 3to11, Bader i Nadler,
P.C.
Attorneys Fees Rendered res
purchase of New York property 1,540.35
10 Capital Tax Collection Bureau
1996-1997 Carlisle Area School
District Delinquent Personal
Taxes
697.40
11 Cellular One 26.82
In more space ii needed, inert addWonel sheelc of the same she)
Copyrleht (o) we7 hrwe,.on...r. oriy CPaytNnN, arc.
Perm REV-1!i@ EX plw. i-es)
__
scHEDULE I
, DEBTS OF DECEDENT, MORTGAGE
LIABILITIES AND LIENS (continued)
ESTATE OFs PETER N. RUTULAICIS
ITEM
NO DESCRIPTION
12 Carol Hsly
(Vet Bills - Horse)
1/2 of Joint Debt owed for
horse (Milo) jointly owned
with Spouse
13 Chex Systems (Mallon Bank)
14 The Farmers National Bank of
Newville
(1/2 of Joint Mortgage
Obligation-411 Barnstable
Road, Carlisle, PA)
15 Fraame, Schwartz, Newman i
Cornicello, LLP
Attorney Fee - Purchase of New
York Property
16 Mellon Bank
Psrsoaal Loan
Account No.s 418-4002740
17 Montgomery Ward
Account No.s 223 604 463
18 Optima American Express
Account No.s 3737-407874-73008
19 David Rana, M.D.
Promissory Note
20 Pennsylvania Power i Light
Company
Account No.: 521 7511 205
Service for: 7 Chapel Avsnua,
Carlisle, PA 17013
FILE NUMBER: -
AMOUNT
358.38
614.41
61,924.21
354.95
24,337.13
1,870.58
1,819.43
10,000.00
86.59
Total. (Carry forward to main schedule) $ 101,365.68
SCHEDULE I
_ DEBTS OF DECEDENT, MORTGAGE
LIABILITIES AND LIENS (continued)
ESTATE OFs PETER N. 1CUTULARIS g=LE ~BER= _
ITEM
NO DESCRIPTION ~~
21 Pennsylvania Powr i Light
Company
Account No.s 524 5546 720
Service Fors 505 Barnstable
Rd., Carlisle, PA 17013 4.58
22 Reader~^ Digest
Account No.s 10896 75118 20.96
23 Robert S. Janicki
Secured Loan
New York Property 127,598.25
24 Sears
Account No.: 54 84065 92297 4 647.20
25 Sprint
Final Phone Charges 92.48
26 TV Cable of Carlisle
Subscriber No.s
50-01-0010091-7 9.55
27 Darlene Moyer, Tax Collector
1997 Borough of Carlisle
Personal Tax 11.00
28 Mellon Bank Mastercard/Visa
Account No.: 5256011011951941 4,008.40
29 Mellon Bank Viaa Cold
Aacotsnt No.: 4777953000146251 6,283.85
30 Young, Conaway, Stargatt i
Taylor, LLP
(Service Rendered - Consulting
Business) 110.00
Total. (Carry forward to main schedule) $ 138,786.27
r ~/" i . , 1
AGREEMENT OF SALE
t~
MADE THIS ~_ day of , 1996, by and between
3'IEI!<4MAS M. PLACE, 530 Greason Road, Carlis e, Cumberland County, Pennsylvania,
.(hereinafter referred to as "Seller") and PETER N. KU'I'ULAKIS, 7 Eas[ Chapel Street,
Carlisle, Cumberland County, Pennsylvania, (hereinafter referred to as "Purchaser").
NOW THIS AGREEMENT WITNESSETH, that the parties herein, for and in
consideration of the mutual covenants contained herein, and intending to be legally bound,
hereby agree as follows:
1. Premises Sold.
Seller a~reer to sell to Purchaaer, who Rgreeu to ptxrehasa then rant eatata located at
505 Barnstable Road, Carlisle, Cumberland County, Pennsylvania, together with a home and
all improvements situate on said property, the property more specifically described as
follows:
All that certain tract of land with the improvements thereon erected situate in
West Pennsboro Township, Cumberland County, Pennsylvania, bounded and described
as follows:
BEGINNING at a point in the center of a public road; at line of land now or
formerly of Herman M. Hurley, et tcr; thence by the same, North 74 degrees West
137.5 feet more or less to an old fence at line of land of Peter N. Kutulakis, et ux;
thence by the same in a Northeasterly direction along said fence line, 375 feet more or
less to a point at line of land now or formerly of Ray M. Albright; thence by the same,
South 20 degrees 52 minutes West, 100 feet more or less to a point in the center line of
said road; thence by the same, South 72 degrees 37 minutes West, 297 feet more or
less to the place of BEGINNING.
BEING the same property which Peter N. Kutulakis and Mary D. Kutulaltis, his
wife, by their Deed dated April 22, 1974, and recorded in the Office of the Recorder of
Deeds in and for Cumberland County in Decd Book O, Vol. 25, page 888, granted and
conveyed to Thomas M. Place, mortgagor herein.
2. Purchase Price.
Purchaser agrees to pay and Seller agrees to accept as full consideration for the
premises, the sum of Thirty-Four Thousand Dollars ($34,000.00) payable as follows:
Page 1 of 3 Pages
-- .~
A. $253.57 payable to Seller on the first day of each month beginning
September 1, 1996. Seller agrees to use this payment to pay the principal and
interest on the outstanding mortgage on the property.
B. The balance which shall consist of the purchase price less payments made on the 5 h o~u0
principal during the period of the contract shall be payable on August 1, 1977. -~ ~ ~ 997
Upon full compliance with the terms and provisions set forth herein, Seller agrees to
execute arxi deliver to Purchaser a deed for said premises.
3. Taxes and Insurance.
Purchaser agrees to pay taxes and insurance on said property during the period of this
contract.
4. Personal ProAg~.
All existing plumbing, heating, lighting fixtures, kitchen appliances, installed carpeting
and fixtures are included without warranty in the purchase price.
5. Use of Property.
Purchaser shall have full use of property including making improvements or alterations
in the property during the period of this contract.
6. Risk of Loss.
Purchaser shall bear risk of loss from fire and other casualty. In the event of damage
to the proporty by fire er other caayatty, any Insurance proceeds Seger receives from insurance
on the property shall be applied to the purchase price.
The Purchaser is purchasing and accepting the property as is. It is understood that
these terms constitute the whole Agreement between the Seller and Purchaser and there are no
other terms or conditions concerning this transaction. These terms cannot be amended except
in writing, signed by the parties.
7. Aecj¢~ent.
This A~rcement will Ix; hinding upon the resreclive heirs, executors, ~idministrators,
successors of the parties hereto.
Page 2 of 3 Pages
~~ ~ ~ .
8.
Tn the event that Purchaser violates any of the terms of this Agreement, the sums paid
by Purchaser which have been applied to the mortgage may be retained by Seller as rent or
liquidated damages for such breach. Purchaser shall then be released from further liability to
Seller.
IN WITNESS THEREOF, the parties herein intending to be bound legally hereby set
their hands and seals.
Seller:
~ ~ ~ ~~~~
..
witness
Purchaser:
Witness
Page 3 of 3 Pages
~ . ~ )
REV-161.1EXi(1-e71
SCHEDULE)
BENEFICIARIES
ESTATE OF PETER N. RIIT[JLARIS FILE NUMBER
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSONS RECEIVING PROPERTY Do Not Ust T s OF ESTATE
I. TAXABLE DISTRIBUTIONS QncM~ds outright spousal dk>ributlons)
1 Nancy Roberts Friend 0.01
342 W. 21st Street, l~lpt. 3B
New York, NY 10011
2 Jason P. Rutulakis Son 0.01
411 Bamatable Road
Carlisle, PA 17013
3 Nary D. Rutulakis Surviving Spouse 0.01
411 Bamstabl• Road
Carlisle, PA 17013
R T .1 R 17 RIA 1 R ET
11. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GONER4~MENTAL DISTRIBUTIONS
None
TOTAL OF PART II - E R AL NON-TAXABLE DISTRIBUTIONS LN~E 13 OF REV 19DD COYER SHEET 0.00
(If more space k needed, Msert addWorW sheds of the same siu)
C.FyrgAt (o) Asa farm wttww anyr aray.w.., Ur. Form REV-iS13 EX
(Rw. ~-nl
~°~ ~ Y.~wiar ~do~ AQ ~~U~s~{~ d^`~ aYwv .:~ '. . a et W t~. 1 rx. p~+~r\rx u+ yngt
.q J! ~ 5 ~i~ ! `~ ~,Q~~ P°~ 8k. ~f i ~ G t ti,. ~ i~; ~ i,Qit~ e r i; ~ u ~,. t i h ~1, r y 4 ~ R~~R~
^y.' .~ ~ ` ~; v ~r 1 Y'
pct :. ~ ,i v~.v.'_ r`I a _ ~. ,b _ I~r' t .l ,~~'.
Register of Wills of CUMBERLAND County, Pennsylvania
Certificate of Grant of Letters
No. 1997-00716 PA No. 2197-0716
ESTATE OF KUTULAKIS PETER N
Late of CARLISLE BOROUGH
Deceased
Social Security No. 208-26-3096
WHEREAS, on the 26th day of August 1997 an instrument
dated November 9th 1992
was admitted to probate as the last will of KUTULAKIS PETER N
late of CARLISLE BOROUGH , CUMBERLAND County, who died on the
5th day of August 1997 and,
WHEREAS, a true copy of the will as probated is annexed hereto.
THEREFORE, I, MARY C. LEWIS , Register of Wills in and for
the County of CUMBERLAND in the Commonwealth of Pennsylvania, hereby certify
that I have this day granted Letters TESTAMENTARY
to THOMAS PLACE
who has duly qualified as Executor(rix)
and has agreed to administer the estate according to law, all of which fully
appears of record in my Office at CUMBERLAND COUNTY COURT HOUSE,
CARLISLE, PENNSYLVANIA.
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal
of my Office the 26th day of August 1997.
~..
i
**NOTE** ALL NAMES ABOVE APPEAR (LAST, FIRST, MIDDLE)
e T Mnl M1 a i is \ i~SY'a v~l W .e, :n i r~, A ~ ~ X ~ lM1"^~ N ...,~ 1 3+ ~, ~~7J `x~u°!~n`~~} ~:.
t ~, p
!k'~ wJ~~ ~'( 4) {~q~yryrr ~~~1JRp~~Jyp, 'b''D'p 7 ~tx n 3 ~= t y~ b ~r'~~ f 4i ~'rA.~ t ~ I ~ , t i s.{, ~ t t_ k2 ~~ ~ „~ ~ ~ ~ t.61~~'~@ , Y
neF Y.~,~'M1~1R~11'F-,'9N +'M1~l~O tk> ~a'V~~Y ~ .'~ U ~ S~~S',~. `Iil`nIH I~ Y1: a~
. ~ 1
Register of Wills of CUMBERLAND County, Pennsylvania
Certificate of Grant of Letters
No. 1997-00716 PA No. 2197-0716
ESTATE OF KUTULAKIS PETER N
Late of CARLISLE BOROUGH
Deceased
Social Security No. 208-26-3096
WHEREAS, on the 26th day of August 1997 an instrument
dated November 9th 1992
was admitted to probate as the last will of KUTULAKIS PETER N
late of CARLISLE BOROUGH , CUMBERLAND County, who died on the
5th day of August 1997 and,
WHEREAS, a true copy of the will as probated is annexed hereto.
THEREFORE, I, MARY C. LEWIS Register of Wills in and for
the County of CUMBERLAND in the Commonwealth of Pennsylvania, hereby certify
that I have this day granted Letters TESTAMENTARY
to THOMAS PLACE
who has duly qualified as Executor(rix)
and has agreed to administer the estate according to law, all of which fully
appears of record in my Office at CUMBERLAND COUNTY COURT HOUSE,
CARLISLE, PENNSYLVANIA.
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal
of my Office the 26th day of August 1997. x
(~ ~ ~.. _
i
**NOTE** ALL NAMES ABOVE APPEAR (LAST, FIRST, MIDDLE)