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Home My WebLink About04-4967 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION . Cumberland County v. William M. Hubble /1. C~ Rosemary L. Hubble, mortgagor : NO. 04 - 4q~ 7 L:~o~ _ 1 E:/2.r'n 3 Jean Avenue l Newville, PA 17241 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AV1SO Le han demandado a usted en la corte, Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Race falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 SUS objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previa aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Dsted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO 1MMED1ATAMENTE, S1 NO T1ENE ABOGADO o S1 NO T1ENE EL D1NERO SUF1C1ENTE DE PAGAR TAL SERVIC10, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OF1C1NA CUYA DIRECC10N SE ENCUENTRA ESCR1TA ABAJO PARA AVER1GUAR DONDE SE PUEDE CONSEGU1R AS1STENC1A LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity ofthe stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Homeowners Loan corp. Assignments of Record to: Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee Recording Date: 03/31/03 Book: 695 Page: 4191 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless desiqnated ot:h"n." 0= ,- ~'-- 1. caption is such Plaintiff is the Corporation designated as such on a preceding page. If Plaintiff is an assignee by virtue of the following recorded assignments: in the then it Assignor: Homeowners Loan corp. Assignments of Record to: Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee Recording Date: 03/31/03 Book: 695 Page: 4191 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g) The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 3 Jean Avenue MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Newville COUNTY: Cumberland DATE EXECUTED: 11/30/01 DATE RECORDED: 12/13/01 BOOK: 1742 PAGE: 1591 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 09/29/04: Principal of debt due Unpaid Interest at 9.875% from 05/05/04 to 09/29/04 (the per diem interest accruing on this debt is $17.02 and that sum should be added each day after 09/29/04) Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) Late Charges (monthly late charge of $27.35 should be added in accordance with the terms of the note each month after 09/29/04) Attorneys Fees (anticipated and actual to 5% of principal) TOTAL $62,044.84 2,501.94 325.00 280.00 109.40 3,102.24 $68,363.42 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $68,363.42 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. ! Mark J. Udr' l Mm UDREN LAW OF ICES, P.C. Attorney for Plaintiff Attorney I.D. No. 04302 ALL tbal cenabt traCt or pan:d. of land and pramlses. slmate. Iym, and belni bt tile Borough of Newville, bt the County of Cumberland and Commonweakh of 1'eIln$y1vaoia, more particularly described as followi: ON tile WetIl by tile Sprlnsfieldand Sbi~ Road, now known 85 Jean AVIlIIUC. 85 foct, IllOte or 1_: on the South by GJ. Alley. 70 feet, more or less; and on the East by Lor No. 88 in the General PIll! of tbe Borou,h of Newville. now or late of DorisS. Heekmlom. ' Tax Parcal No. 27.20.175~4 Also known as 3 Jean Avenue, Nl!WVlUe, PA 17241 Image Print Page 1 of6 Homec~ Pizumd.al AGMAC{.Ompanv AuiIu.<l 09. 2(1Il.t Cortifi<<J Mali, Rowm Receipt Roquc:""'" 0433403110 Wlllmrn M Hubbl< 31""" AI'. N"",,"Uo. PA 17241 .k~: Proputy Addr.ess :3 .JClUl Ave NHW't'ilh\ PA 17241 LomNumbo- ("334mt t (I A def.rolt <Xi... "",I:r the oi>_n,r,,,,,m:oo MOItllall<iDocd of I_I""" "Il'<orocnt The "",ion required to <me tIte default '" !be _t of alt..... ctuo1Wler the M~/[);eed of Trust I.... 1I/llO- ,'Ii! "fthe dore of this lett.er the total ar:DIJUftt du:&:: is $: IJ;S8.tn That: sum includes the following: 3 ]J<IY!tlOlll$toolling: $ I/i.4US i..Bte~' $ 27.35 Otha fc:es and/or com :$ 1(\'10 Unapplied Fund;; $ 1!9.71 The total Mli.lUni dt.Je; $bown 1l00,rtf is: su~Ject 1.0 further rnCfOOSilS for addjtianal moothJy payments, lat~} ~$, """",",,' f<<" andtor other 1'.." and""" wltlcli me)'",,"""'. due. eUetlhc ctul< oflllls l<ll<:r. 10 obteirt 1m "",dol, of the 1Obrl3m.':lunt 001:: to cur~ thIs dcf1lUJt. coniaci us at 1...800.286.1901 TO CURE TII[S DEFAULT, SEND YOUR CASHIER'S CHECK MONEY ORDER, OR CERTIFIED CHECK IN THE AMOUNT OF $ 1~82 BY lien""''''r OIl.:uJ04 TO THE FOLLOWING ADDRESS Ro.......1.8. JlI......r P.O. Box 7l14Z6 Ph.....,. AX llli061-i,u6 OR OVERNlGIJT TO, 18:U F...", Sky lhrbor Circle SouIh, S_ 100 Phoenix, AX &SOJ4JJ100 If the deUwlt is not ClltOd witbtn tIurty (J()) days of tIte nmilmg ofrln.letter, the lender. ..~thmrt furtller n,"",e or domond, will """"lcmtethe maturil)' date of the N_ and dl:cJ.aro uil SUI'" """"",d hy the ktOTtl!JflgOiDeod or T....., w be i_.<Ii....ly w.., ond poyobl.. The I""do.: then mien.... to I:um tho I'fOJXlrll' ",Id III n puh". fot~re: :liKle Aft;er ~iet'8tion. Q. t'l.l1'ing oflhe default ark.! reinl>tatemel'll of tile loan will be permiued up m the time of the sale by P"l~ the past duo monthly _",u. and otb.:r SUJIlfllhcn duo uOOcr the ~Deod ofTfUI!It Joon _'.,>1 and by """'P1!M@.wilhlillkml.oC_ernent You have the l1l!i1l to brmt! . 0(Jl!!t _OIl I" ..',.." tOO no_.,,,,,"'" of . lIefoul! or ooy Olller ",f.n"" that mny e..xw to prevent wxcleration and. saie of lhe properly TIIl.~ NOTICE IS SENT TO YOU IN AN ATIDMPT TO COllECT TIlE INDEBTEDNESS RliFERR1ID TO I1ERElN A'ID &"'Y INFOR.MATION OBTAINED FROM YOUWII.LBE USED FOR THAT PURPOSE. S"""""ly. Loon C_hog DOplln-1t llill HOfHocOmlnf.J:;; flncjnr:ietl 2111 Hot1h M(I$k~U^,'iffllVf: ~Iile ~DOIlas...l(:l)\{H 1;52l)4 ,oco.20&.2~(M iHOmOC()tr'ljfl{l~,t;>f)rl\ EXHIBIT A https://imaging.homecomings.com/imageview/PrintImages.asp ?DocumentID=64050703&... 9/21/2004 Image Print Page 2 of 6 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE TIllS NOTICE IS SENT TO YOU IN AN ATIEMPT TO COLLECT TIm INDEBTEDNESS REFERRED TO IlERElN M1J ANY INFORMATION OBT AIl'<'llD FROM YOU "''lL L BE USED FOR mAT PI,'RPOSE This is an off.mal notice that the ~ (lfl vour home is in def3u.lt. allld me lr::::nder Jnt.cnds to foreclrm:. Specif.lc infOrmarioo nN1ut tlw nAture ,(}f the default ISo provided. m the aua.ched ~'l The HOMEOWNER'S MORTGAGE ASSJ:\T ANCfll'ROCri/.AM IlffiMAP', ""1""" able", help """"")"'"' tmme This Notice e]Cf)wns how the,,~ vrorks ra... If HEMAl> <on hell" ....'" mU!lt l'\'fF.l'iT WITH ^ CONJR)l\'lFR (Rtmrr rcoL1NSHI ,INO AGF.'Nry IVITTm; 30 DAYS OF m DAm OF TIllS NOTICE, T,"", litis notice with _ w~ ",",urneet with the Coumdim> Allen", The name. address and nhooe. number u[ COO$Ul11ef Cred1t ~Ling ~I~ s~ vour Countv are ii$lCtl at (hit ~LQf.thjs Ncllce If you~'C zmv questlOl1ll-., VOU mRV mil the Penn$vl~~!:JE~..!1~LEi~~_~!l$..tQJ1J~l~Lt~ ~O('j,,342-2m, (J'ersnm with n1'lJ'l'lired lwonng" ~r) atll f117'i '7X(}o.ltlfl9't Th,. No<i<< COll""'" IlTlpOTlOl1t I~ infurmluion If you h.... any quosti""" r<:pr<:""""'-li... at the Conswnc:r Cre.,t CoutiSCl1ng Agency mo.y be able to h.elp explain it You nws elS(\ wal1t t() oonUlCt an att.:omey in your area. The 10(:a.l bliT lIliSOC:urti.oo may I.x.. able to help.fDU find a iawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA lMPORTANCIA, PUllS AFIKCTA se llERECHO A CON1ThiUAR VIVIENDO IlN SU CASA. Sf NO COMPRENDB BL. CD.t'-.'Tl.lNlDO DB ESTA NOTlFICAClllN OBlENGf\ UNI\ mA!)I()CCTON lMMlIDIATAMENTE LLAMANDf\ ESTA AGENCIA (PllNNSU,VANIA HOUlllNG FIN,INCE AGENCY) SIN CARGOS AI, NllMERD MENCiONADO ARRlBA PUEDES SER ELllGlIlLE PARl\ 1,11' PRr:STMfO POR EL PROORMlA LlA'\Wl<J "HOMEOWNER'S EMBRGllNCY MaRTGAGE ASSJSTANCE mOGRA,f' IlL CUAL PUEDn SALVAR SU CASA DE LA PERDlDA DEL DERECHO AllliDIMlR strHIl'OrBCA [Jote ~"09. :!!IDol TO. Wullom Mfiullbi< 3 JesnA'" NcW'\'dlc. PA 11241 PremIseS: l J~n A,,"(~ Nc...ilJe,PA 17241 Ik I_K1m1hc:r' 04T.,4H311(! FROM. Home<OlUnw FII\lItICiaI https://imaging.homecomings.comlimageview/PrintImages.asp?DocumentID=64050703&... 9/2112004 Image Print Page 3 of6 HOMEOWNERS' EMERGENCY MORTGA.GE ASSII'IT ANCE PROGRAM YOU MAY lIE I'!L1WDLE FOIl nNANCIAI, AS"~<;I"ANCF: WHICH CAN SA v>>: YOUR HOl\IF: I'ROM l'ORF:CJ.()IlIiRl>: ANfl HEI,I'YOl! MAim JIlrrlJRF: I\fOR'I'GAGF.: I'A YMI>:N'I'S IF YOU COMPLY wmI '!HE PROYJSIONS OF '!HE HOMEOWNER'S EMERGENCY MORTGAGE ASSITANCE ACT OFJ9h':l (TIlE nACT:" YOU MAY BE ELIGIIlLE FOR EMERGENCY MORTGAGE ,\SSISFANCE IF YOUR DEfAULT HAS BEEN CAUSED flY ClRClJMSTAN~1lS BEYOI\T' YOl.JJl COl'1TROL. IF YOU 13/\ VE II REII.~ONi\llLE PROSPECT OF llffiNO ABlE TO PAY YOt..'R MORTGAGE PAYMENTS. 11.,\'1) IF YOUMEET OTHER ELIGIBILIIYIl:EQUlREMENTS ESTABLISHED BY Tllli PENNSYl.VANIA HOUSING FlN,'L'lCP. ."G{,:NCY. TEMPORARY &1'A Y OF JlORECLOSURE - Under the Act y"" ore ontitIcd to a tCDlpora.>, ...y of i<m:cl= Clfi your m~1l" lor tluny (.30' d.,., !rom the OOIe of thl. NOltC<. r.iurJ.oJlthat tone. yoo rou," _ anJ attanJ . .'fuce-to-fsoe"' meeting with ClD.C of ihe coosamer- credit counseling ~C$ listed at the end of thts Noticc, nus MIHITING MIJIlT OCCUR WITHfi\l THF: NEXT 3D nA YSIF YOU 00 NOT API'L Y FOR R\IER('~Y MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAm] UP 10 DAni. lIlE PART OF THL'> NOTICE CALLlID "TIt}II' 1'0 CllRE YOUR MOR'l'GAGll DEFAlJI.'l"', EXPLAINS HOW 'TO BRlNG YOUR MORTGN1E t1P TO DATE CON!i{JMF.R CRImlT CO._KUNG AGF:NClKS If you me" witJ) <m. <If the "",",urn", 0,..<111 "'~l"ll ~je::; bsted at tht, end of this nt)(iu:, the lender 1'OOyNOr take ltCltdn egaJftSt you for thirty (YO) dayi> afier lhe datt: of thlS:mcrling I.he TW't'le.<l. &e!.dresses and tdcpbooe ~ben. of desaFlBtcd COI'l!iUma lXlXiu cDW1Seh~ :apCl1C-1C~ fM the OClUIrtv U1 which the flt'C'~. t$l~ed are wet fi.'lrth Qt ~ Md ('Ifthlf; Notice. It Jl) only nec~saI}'t.... ~uJc 01'1';- f8Cie'"tfJo-fn.ce mcctin:g, Advi:ac )~uur lender immcdialclv Df yOU!:' inlC'Jl.lit::Jns, APPLlCA1'J:ON FOR MORTGAGE ASSISTANCE - Yoor lllOl'Il!OIl" 1Il III ""mult Ittr'M ...."",. set Ilorth klttt in this Noucc (so:: fuUowing pap for specific inionnation about ~: nai:ure of your default) ff }'ou ~ tried lmd art Mllble to r~olve th:i:s pn>biem With the letider, you M\''e W r$ht 1ft Sl'Ply {('If ti.rtancwl 9tSls.tafiC:e from the H""",,,,,_'s Em_ Mo~ _.""""" Pn>gnm:. To do "'" )"'" ....... fill oul. sigl arullile . <.ornpkkd HOOI\!ow,"~':;> Ernt.'fp.e:nc)' Asst.~ l:>rogrwl ~"pph:C8tioo with OOCl of t!li,1 ~ ~. cr@dJt c\?UfWQhng ugencies 'Ii.st<<lllt the end ,-~f Dill> Noti-l.'l<:, Only 0i1m~; credI~ Ct.'lW1se.hng agM.cJlo'$OO\'e' ilWlkAllOfl.i:; fm- the pn:gfOtn and !hey will ....,. l"" in subnritt:inJ! . complete "I'I'l1arnon '" U,e Pennsylvania Hnusing Fin:m<e ~- Your .pp)Ji:oti'~1MUST l",tll<<:1 ... p_ ,,,llmt 1Jurt}. (31)) day' of yoUt'f"""ro..iilc. meetll'lt I,JI.JIlDER Co.""ACT INRF;(,,.ARDS TO I'F.NNSYJ,Vt\NlA ftOUSINC< J'lNANnAI. ,'\lillI!iTANCF i:iorntComin,g.'l: 'Flnro1(;]aj 9350 Wa'rie \liiflY Suhe H~) San Dicgch C'i't 91;1 23 Attn: C_ C...tOt. Fr",) M_elb Pl>cm:: t.800.206.:Jll(il. "'" 85~.5')5.1553 https:/ /imaging.homecomings.comlimageview/PrintImages.asp?DocumentID=64050703&... 9/21/2004 Image Print Page 4 of 6 ALI.< t.'ORRESPONDI<.'NCE REGAJl.I)!N(; PHI'A AlISI&"TANCE &'HOUW 1m ~'ORWAR'<mJ) 'f() TIU: AIlOVE REFERENCK!) ADDRF$8. YO'I M!m FILii: YOUR Al'PLICATION PROMf>fI.Y. IF YOU FAll. TO 00 SO OR IF YOU DO NOT FOLLOW THE: OTHER TIMF PERIOUS SEl nmTH IN THJS l.Ern::R. n)RECIA>5URE MA v PROCEEI) AGAINST YOUR HOME IMMF.I:>IATEI,Y AN'f) )'OUR APPI.ICATION FOR MORTGA<;t: A.'li>'IS'fANCE "1'\'11,1, BE DENIED AGE'NC\" ACTION - AvaiJ:ftbce: Iun(Js rOT c:m~IlC).' mo~ assistance are very hmitcd Tr~y will be disbu:r:sW b,. lb. A<\Oru.}< m<!<r the clJgibm.y <flt",", cSUJhh,bed by ~lC Act The P""",yll'lllll6 !lousing FIllilnoo I\g<m" ,..., :way (60) 0.,.. to tllllkll . ct.....on Illler< It reo,,,,,,,, Y""" "J>Pl1l"lllon. Dlln1llllilallmW, no jore"'''''''',, proo<c<l1ngs will be fIUl1'llC'l 'l!3mst)'O" ;()'P\l h..~metlhe 6.1l1< ",qui_ m forth """'~. ,,,,,will bcnotificddl100tly by lhe P~ylWJJl3. Ho~ FlIllUlCC ,,~ of Jis d~'islcn on YOOf:' a:PPiU::MJOCL NOTE: IF YOn ARE CIJRRENTLY !'ROTF-CTIID BY TIlE FtIJNG OF A PE1TnON IN BANKRIlPTCY, TIlE FOlLOWING!'ART OF THfSNOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTmIPT TO COLLECT TllEDERT (If"", ba..lIIN1 bukrupt<y you Odn s1IIluppty for E.........,. Mon;alll' AIl........e., HOW TO CURE YOUR MORTGAGE DEFAIlLT !Brim! it up 10 dJricl. N A111RF: OF 1'HR IlEFAUJ:r - The MORTOACiE dcbt ;"'1.1 by lI1c alxt,,, lender on yow- p"""",,r '",""cd at. 3 J.... """,NeM'ilk;PA 17241 IS SI:iIDOUSL Y IN DEFAVLT """Ill"" YOU HAVE NOT Io.IADE MONTI:ILY MORTGAGE PAYMENTS for th, loliOWIllll months and the fullowing lIIl'KJUl1l:ll me now pll!lt: due It.!lonthiy paymenl:\i trO<<tl ()6{O:i.i(14 t() 0&1'05104 totaJiTlI,i; Late Cl1:q4:.: Otbor i... ",,<\Ior""';N iinctwlitlg NSF <!largo. ond J'I"Of"'l1)' ....1"'''''_) LESS: Unapplied Funds TOTAL :; 1.641.13 $ :::1,35 $ W.Ol"> $ 119<11 $ 1.553<~: pow TO CURl? TIIF. DEI' AlIf, T Y OIl mol' ""'" the <IelOutt ,.'thin TIJIRTY (30) DAYS olb m< cf tlw; Nolioe BY PAYING TIlE TOTAL AMOUNT DUE TO TIlE LENDER. V,'HICHIS :; 1.558.112. PLt:'S AN,' MQRTGAGE PAYMENl":$ AND lJ\Tf CHARGHS\VHlCll BECOME DIlE DlJRIN0 l'Hli TlllRTY (30) DAY PERJOD. Ptl\'t'rtertlS must be made either bv CI.Wh, CllShit't' 5 check. c~fied ~ OftI:Jonev order truldx': f.IO'lfI'fbl~.JItl~ ~lO"':' Home.........,.. Finlmeial. P.O. Box 78426 PIlocnlx, AZ 85062-8426 OR OVERNIGHT' TO: 1820 Easr Sk}' Harbor Circle South, Suite tOO Phoellix, AZ 85034-9700. IF YOU DO NOT CURE TIlE DEFA1.1LT elf ,'aU do no' oure lI1c dd'BUlI within TIIlRTY (J(f) DAY S of !he d"" of tlu$' Noilce. tbt lender IHIm. tn t:wn;l~ ItHrmht In al:leC!teraie"'~ mOr1llDr"'1 Tins me;m:;; thalthc elUl~ (lUtstandU-;g hfl1anoo of Uti:\. detrt:. will be, c~dertd due Imtnediatciy and yoo mfiY )0$& tho c~t:o .PfiS tJ:t.t mortgage in IOOIrthly mstalliUenb;. If fulll pBFIOcni of the wt.aJ. lfmOtmL past due is nl1t madr wWUn TInRTI' (3(HDA Yts, the l_r aJoo mteruJs 11> ll1m1re' ItSI1ll"""'l' w "~'''I legJB! """Dn to I,"""Jo," upon your mOlll!l1SOd l'fop.'fty< https://imaging.homecomings.com/imageview/PrintImages.asp?DocumentID==64050703&... 9/21/2004 Image Print Page 5 of 6 W TIlE MORTGAGE IS FOR"Frl..osED liJ'ON Tbe m~d property ",ll b< soW i'l' the SherW' In l"lY "IT the ma~ debt If the iClder:refuS }'our' case tt) lt5 att-omc:,Y, but you cure the tkJinqumcy before the lender begins legaJ proce~ing.'t agamst yr,JoU. yuu wHi ~l-in be reqUiTed _opoy t.I1c rett$oo3bh''! an-orney's tees. that wcr;;: actually incumd up to $5{H:Xt Howffi:r~ if legal proce~ ere started sgaimt you., 'you will have 'U} pay all ~k =mcy', ~ """",Ill' m<:urred hl' tile l<:n.<lcr. """ ifthcy """""" $50.(J(), Any llttOm<),', f... wiJl be ad<l<:d III the amoUttt you 'llWti the Ifftder.. which may 1llS(\ mdude other reasowabllj 00Sl.ti, IfvoQ (U~ 'the- dd'.utt witbin tht THlRnr aO) DA \' IM'rtod, 'vou will not bP raruind to PfI'!" ~'5 fNlS. OTH"KR 1 ;RNDF.R RFMRmES - lhe ioru:lor mill' woo _ )'OU personaV)' for lile \IIlpo:ld prIncIpal hal"""" 000 aJ I otte ,ttmS due undi<r 11>.:__, ~JGHT 1'(1 <:I1R!': TIlf:llRFAULT PRIOR TO liJIIKRJ""'S Sl\U: - If }'OU ha"" _ ...... tb" dctlrnlt W1lhm tlte TIlIR IT (30, DAY portod 000, lOO:do",,", pl'OO<odinil" have !><gun. )'<lIL'llilIlme11>.:.llJ1.blltl=.Jhe<lclillll1 nnd, PJ'C''CTIt the sale at Iln.Y time up to one hour bef<J.re the Sheriff's. Sale. You may do so bv pav:ina the total amount then l~~ due- nlu~ II1\Y IAu- {If' ol:J1.ef ch:m.1&JK tbef'I due remu:mMI<c: J'lt.tome}"~ f~ and CQf.t-.. connec!J;1d witn iht; foreclosure sate B1i.d an..., other ~ ~ with the Sheriffs. Ssle es wceiHed IlIiwritinJ;!; by the lender and bv pm~ .,'" <Ilhor r<q11i_, llndcr lho 11KlIt7'lf'" Curing )'!Jur delault in tI>o ......nrr lOt forth in th.. Noll.. will rooto"'yeu. lIIOI1lloge to lb. ._e position ...If yllU had .....r defouhtd. FARUE8T POIlSnU,E SJmRIFF'S. SALE DATE 1, is estim~ Ihut tit. <mii... _ that ....., . Sheriffs Sal. of the mOl"l\!l1ilOd property rowd be beld would I:>e .ppmJt.Il....). .,. (Ii) ..onth. fmm tho II... of lhi, Notic.. A not,,,,, of !be """01 '""" of 1M Sheriff. Sal< will be II<t\t to you befure 11>.: sale. Of co....... 1M ","OUAl noedod It) cmo the defll11ll will '''''''''''''' lh. l_}'tlU ""'It 'lOll JIlll}' fin" t>Ul. .t any time """"'Iy whal:tl>e ""'IUll"" l"'ymmt or oct.,," will b< i'l' OOIItSCllllg 1ht lender flOW TO CONT ,l.CT TIfF urNDF:R: Homec.omii1#S F' inancia~ 1111 N. Ha,kell, Suit< <,l,X' Doll.,. 'IX 75204 Artn: Loan C:ounsclirw Ikpartment Phone I 1<<)0.;)(l(.,291) ] ElIFFX:"!' O~. 'l'RE !>'H~~RW"'S SA.L R - y"" ohouJd real,,,,, !bal. Sheriff. s.l. ",III .,.,d your own...hip of the mot1gllged pwpel1y Ilt1d your ri$ht 10 OCOUI'Y It If you """till'" to hI" m the flI'llIle!lY afr<r the Sheriff'" Sole. , ..",sm' tu """""" )'OU and """" fomishings and othe<. bel_ cooId be _d by the lender at any time. ASSUMPTION OF MORTGAGE - Yoo ....y b< lIbl. to ,.,J1 or lJ1Wfer yoor """'" to . buy'" or -.rete" who will JUsurnt', the, llltVtsaec debt, pmvl&dtbat all. the, out!ltancbn:s: flCi!}'I'f'lcnts, ~ and illttmney' s t~ and CCl.'tis are pltid pnor (1(1 Of M Lhc- sale and that the l')(her .equ.iretnents oftbe m~ are stimed )'OllMAY A!.'iOHAVFTRtr "1(;111: TO SEll. TIm PROPERTY TO OnTAJN MON"Y TO PAYOFF urn MORTGAGE DEBT OR TO BOlllklW MCME\' FJU1M ANOTHER LENnING NS1TJ"l.lTK1N TO I' AY OFF Tm3 DEBT 10 H!\ VE THIS DEFAt!,!, GURFJTHY ANY UllRD PARTY ACTING ON YOUR BEHALF https://imaging .homecomings.comlimageview /PrintImages.asp?DocumentID=64050703&... 9/21/2004 Image Print Page 6 of 6 TO HAVE "11m MOR'I'GAOO RESTORED 1'0 THE SAME POSITJON AS If NO DEEAIJI.T HAD occtJRREIl. IF YOU CIIRE TIffi DEFAU,T (HOIVEVER. YOU DO NOT HAVE THIS RIGHT TO ct.;RE YOUR DEFAULT MORE 11liIN TIIREE mms IN ANT Ci\I.ENDAR YEAR.) TO ASSHRJ THE NONIiXISIBNCH OF A DBFAULI IN ANY FOR.IlCLOsUlm PROCEBDING OR ANY OTlffiR LAWSL1T INSTI1TIED UNDER UlE MORTGAGE DClCnMEN'TS TO ASSERT A'lY OTHER DEFENSE YOU BELIEVE YOU M" Y 114.VE TO SUCH .'\CTJON BY THE LENDER TO SEEK PROTECTIONUJ-.JDBlI. TIffi FEDERAl..IJANKRUPTCY LAW Sl11.cerelr. LoottC_JIllJlD_ Encl{)wre(s) Lilt ofC.ounsehng~es https://imaging.homecomings.comlimageviewlPrintImages.asp?DocumentID=64050703&... 9/21/2004 Image Print Page I of 6 Bom.ec:~ PmaN:ia1 A GMAC Ctl.n~ Augu." ()~, 2(1114 U:rtifl<<llvlmL R<lUm Rc""p! Rcquc5l<d 043.1403110 R""""'lIl}' L Hobble 3 Jc:anA\'e Ncvmll<. P A 17.41 ke: Pm!X"'i}' AddI(S!I. 3.lcanAve Newville, I'A I n4! 'LaanNumber 04334<1311(1 A defaul, cxi.w. 11Ilcicr the '"""" rcfcrc:ncccl Morljj>jlcitlccclor TTUllt I""" "II"'omcnt Th. action. n;quirerlln ""'" the default jg lb. _t 01'011...... due under tlte Mort3llg<d:l<ed of Trust l<><llt"!lt"o_ As ortlte<lJlt. of this lcticf'ihe totnlmnount due IS $ lRilJ.82 That sum indud.ea-the roUowins: , pgymOlltslOO11itltl $ 1,(i4J.lS Ltrte ~ $ 27.35 Other f_ ondfor e<>Ot& $ 10,(1) U_I..od Fund< $ 119.71 Thl1lotal IWOUflt d:l.Je; $hown 1l00w IS suhJI'!<:t t{I furtherfn~ fi::lr addnional monthly payments, late cbmps; atrom~' fees. sntliot othet fees. snd cost wJrich mey beOOlt'lt: due. IIftet'the dat~ of thiS le1icr. To obtain an update of-me totiIl3MC1unt due: to cure thl!!. dcl:ruJ1. CMtat::tw :rll...800:l06.2.901 TO ClIRE TIIlS DEFAlJl.T, SEND YOUll CASHIER'S CIlECI~ MONEY ORDER, OR CERTIFIED CHECK IN TIlli AMOUNT O}" $ I !!5ll.li2 BY _"'r 08. ZlM14 TO THF }"OLLOWING A1)j)RF.~$ Ho........l"ll. Flnan...l, P.O. Dox?lWU Ph....I'" AZ liS06%.jj426 OR OVERNIGJrr TO: ._ EaR Sky llarbor Circlo Soulh, S_ lOOPb_.. AZ 8!!W4-9100 Ifill. default is not cureo w.llrin tlurty ('1(1)"'" <>f themailingoj.thi. lotter. the lender, with<>lIt rurther ""'''''' '" demornJ. will =!trnte the !llOturit). dot. or the NolO ond _ aU .,"'" scoured by the ~Deed or Tm.,' to be immeclJlll<lly llm, ond P/IYlIb!c. The lendie, then mien,", 10 Mile the pI"OJ1<lrt)' solo lit " flUbhc r""",lo.ul<> ..Ie. Aller "",,,I.ronon, . cllrinll of"", die....l' aOO reinmol""'",,' "[the 1_ will b. p"""itted up Ul the time of tho ..1. by _"'" post due moruhlyl"'l"'h'''1:l< ami ather SWJIS lhen do. under the ."~ ofT_loon llll""""" ond by """",lymg with oil'"",," 01'__ 'You have the nght to' bring 3 c:oun IlC'UM (0 {L~ert the ~xlStet~ .of n dofault or any od1er defen.<re that may exist to prevent acccleraiian and!S9ie of the ]x..,y TIns NOTICE IS SE1'-,'T 10 YOU IN i\;'i ATTI3MPT TO COllECT TIiE Il';DE13TI!PNllS5 REFERRED TO IIERElN A'll) ,\1,'Y INFORMATION OBTAINED FROM YOU1N1LL BE USED FOR TH.4.T PURPOSE Si:rtcere]y. Loon C"","..ehng D.po..-n. lll11 HlifHer:Dll1ingo; fil'jOflC;O! 2711 iNOItl1tlo~k:eI~,I\il'el"'e ~1i'!~'fQJO(Ula),-16U:H152t:k 13O),.2:Of,...2!'01 HUfflecOftlifl{b,(>tm\ https://imaging.homecomings.comlimageview/PrintImages.asp ?DocumentID=64050697 &... 9/21/2004 Image Print Page 2 of 6 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE TIIlS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT 11lIlINllEBfBDl'<1!SS REFERRED TO HEREIN A,"lJ A,"Y INFORMATION OBTAlNED FROM YO! I WILL IlE USEPFOR THAT t'llR/'OSE Thi!3 is an offtciaJ notice t1ul1 the mortp:me on your home is in default, nlhe fcru.ier mt:cnns to Wrcclose. Specif!p inl""",,'ioo about lb. I1lltUre of lb. d.rnult " vwvwO<! ",th. ~ JlllII'" Th. HOME~'S MORTGAGE ASSlST,!\NCE /'ROORAM (HllMA"'I"""" Ix: al>le h' ho;p m '''''''your home IJ1#Ll':J~l'.9c~~~hcwJtae~WQ~. To... ,I HEMAl' "In help. >"" n'W1t MFFT WITH A CONSllMER CREDIT rOt!NsFt .ING AGF.Nr'Y WI'11f1'i 30.DAYS OF rn D.4IE OF TIllS NOTICE. ToI:e this notice witil 'M! when ,,,u meet wilh tile COlJllSe!"",- Atldll'> The nam.t:. address and nhone number (If COJ:'J:$umer Credit Coun..-relitw; }\2e:nCI~ Ser\lW voor C()I.tt'tlV ore ii%tOO at tht ~L91.!b]s NC!(i~~~fs.gu i!l:~~tQ!l!i, "-o!:L!!mY..~!lJ,b~L,e~!I_!'!YLv~rn8J:101Jl!IJl~t!jn.l!@~~.D.e:J,9JL~.I!LL: t<:fX-J~342':2397, (P~ WIlh IInflOlrM hearing 0III'l 0011 (711) 73H..IS6l;rj Thilii Noti~ cootains Importm'lt kgai infoonatioo. If you hat'e any qucstlOM, rqm:!lC1ltatiVC$ ~ the COOSl,1n1Cf Cf(:dit COU/'tireltng: Ag.tncymay be :SIbiri!' 'W help explAtl1 it. Yoo:rooy MOO want to oontaCll an Ifttomey 1nyoUf orto. The 10(:9;1 brer ll!l!l.Ociatwn ml!lY be able to heip you fLnd a lawyer_ LA NOTIFlCAClON It" ADJli'lTO ES DE SUMA IMPORTANCIA PIJES AFECIA SU IlERECllD A CON1IN1J.i\R \1VlENDO I1N SU GASA S! NO (lOMPRHNDIl HI. CONTRNIlX) DB ESTA N01'!FICACI0N OIlTENOA m'A TR>\D\JCCfON JMMEDJATAMENTF LLAMANDA ESTA A<JENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS ,IL Nl.TMERO l\1ENClONADO ARRIBA PUEDES SER ELEGIBLE PARA UN /'RESTA\!O FOR IlL PROOR.'II\>!A I.LAMADO "HOMEOWNER'S EMIlR.<JENCY MORTGAGE .A.SSlSTANCl] PEOGRA.\J" EL CLlbJ. PUEJ:lE S.bJ. VAR SU CASA DE LA PERDIDA DEl.. DERECHO AREJlL'4:IR sOIIll'O"mCA f.late: ...st 09. 2004 TO _l'LHUbbl< J Jean A\1t No,,,illc, I'A 17241 Premises: 3 lean Ave .Newville, PA J724] 1<0 Loan Numb,," ".334Im W FR()/\'L EOIll"'''''''''''''' Financtat https:/ limaging.homecomings.comlimageviewlPrintImages.asp ?DocumentlD=64050697 &... 9/21/2004 Image Print Page 3 of 6 HOMFAl\\'NER'" EMERGENCY MORTGAGE A<lSISTANCE PROGRAM YOU AlA Y BE EU(:mU: FOR nNANCIAL ASSL<;")'ANCE WHICH CAN SA Vii YOUR 110M!!: F1~OM 110R';CWSllIU; ANI! m;I,PVOIJ MARl: I1lrrlJRE MORTGAGE PAV~mNTS IF YOC COMPLY 111m) TIlE PROVlllIONS or TIlE 1I0MEOWNllR'S EMERGENCY MORTGAGE ASSITANCE ACT OF J91l3 (TlIE "ACT) YOU MAY BE ELlGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE IF YOUR DEY AULT HAS IlEEN cAUSED BY CIRCUMSTANCES BEYOND YO'v'R CONTROL. IF YOU HAVE AREA.90NAI3LE PROsPECT OF BIlING ABLE TO PAY YOUR MORTGAGE PAYMIl!-;-rS. M'D IF YOU MEBT OTImR ELIDrBILITYREQUIREMENTS EST ABLlSl-IEll BY TIlE PENNSY!. VANIA HOUSING FlNA,"lCE AHIlNCY TEMPORARV !ITA Y OF FORECLO!lllRE - Undor the Act, you "'" entitled to . b:t!lpOtlll'J' ""Y of lOr""!""",, on your mMil'll" f<>r thuly (3D) doy. u- the <101. of !hi, Nct'oe. t:lut1nJl.1hM time, you ID\ISt _ .,,,j IItt.",:) . "'fuce..w-face"' moeti.ng' with cmc of the 00I18l1Jl)t,r credit WllI'l5C:lins: ~cs listed at the md of tiUs Notice. ~ MRF:TING MllST OCCfJR \Vfl'HIN THF: NFXT lD nA. YSIF YOU 00 NOT APPIX FOR RYRRGf:NCY MORTGAGE ASSISTANCE, YOU MUST IJ.g!~." YOUR MORTGAGE 111' TO DAni 11lE PART Of THIS NOTICE CAU.Jl!) "HOW' TO CURE YOUR MORTGAGE DIlFALI.T". EXPLAINS H01,'i TO .BRlNG YOUR MORTC1AGR \lP TO lJIl.II1 coroUJII>fF.R CRlmrr an_Ef,I1\lG AGENCIF.S [f you m.'" will1 "". of jj", _or mdl' """""elmg age:Dt.ii;$lTSled lit the- etW. (If lb.is nQ4j.ce. the tender ttJily NOT mkelllCtioo against you rUt' thit1y (lO) 00}'s. Qfier the dilte of this: ttIOtting Therwna ad.drcSliC'.O and. telephone numben of desim:l.3md C~ aodu COUl'1!idioo 3jlcmc1C:t tOr- th!'!' coomy 1n wmch tb~ propo1\' 1$ 'oco:Med are set. fQtth At. the; end of chi$' N()T1~_ It Ji;. omy.tteCe!;$ltY to sthadule Cine f3Ce~k1-iace m.c:ctln;g. Mvlac.!fOUl' lender ,immcdialciv of your inlcntitn>. APPLICATION FOR MOIO'GAGE ASSISTANCE - Yoor m~,. in default [(".the ,.._ set f<ll'lh 1"",' in this NotJoe fs~ fallowing: pap fur specific lnii:n-nunian about the natI.1re of your default,) Ii)'aU hal'e tried and lll'< unabl. to ,",01.. th1Ii proll101ll Wltlt the 1.00.1', you hlIw tht tJl!ht "" apply for firlonc.al __ from the _own",' s Erm:'1I.""~' :;,~ .""".stsnol: l'rnf;tam. To do IiO. yt>U. ..... fill ouL ~ ""d fik . e<>mpl<:<<d HOOle~}WI~'r; i:itnt'fptlcy MH.s~ Progmm ApphcrrtlOO with OOi.\' of thll: dt."$~ ~"f crCldit oountleit~ ~e:o;; listed lit the end ufdut;. Notice. Only oomu:met...:tedll ~'48bng fJb~"I.rtl$ hRvt'! IiIpp.Jimtion" fUtthe~ and they will assis1 you in submi,ttirtg a complete appliattion to the Pauayivania Housins Finance ..4.ga~" Your "I'J'!""'IOO MlJ&T be filed 0' r~ will"" Ilurty (J<l) d.}~ "fyourf_-l<>-"",e ...et~ J,IiNDER CONT ACT TNR~;GARIlS ro PF.NNSYf.VAl'lIA HOTlSfNG FINANCIAl, ASSIST ANCF. HonwComlfl.S:l;Flnl'ID.:naI 9350 \\iwe Waf Suite ]1)(1 San Diego. CA91:i.23 Ann' C<>.tIW.Cl Cent... Fl'ed ~IL Phcm:: UOIJ.J06.::!90l. Of B5B.S05.7553 https:/ /imaging.homecornings.com/imageview/PrintImages.asp ?DocumentID=64050697 &... 9/21/2004 Image Print Page 4 of 6 ALL CORRESPONI)ENCE REC;ARI)lNG PHI'A ASSI!.1'ANCE SHOUW BE F(lRW ARl)EJ) TO THE ABOVE RRFERENCIID JillDRF$S. YOU ~ FII.E 'YOUR APPLICATION J'I<<>MPTL\'. !I' YOl) FAil, TO /JO so OR IF 'YO\} DO NOT I'OLWW THE OTH),.1{ TIME PERI()J)5 SET ~'ORll1. IN TmS LETTER, HlRE<:LOSlJRf; "lAY PRoeREl) AGAINST YOUR HOME IIUMED/ATEL\' ANI) YOUR AJ'J'UCATION FOR MORTGAGF: ASS/SIANCE W1U.. DE DEN1Ell AGF..NCV ACTION -" AY1liJahie funds. for cme.rgency mo~ ass:iJLtance are \'C:ry. hmlkd. They will be disbtrn>t::d by tilt! Al><wY ",,<leT tlw oiij;mdjly <II""" eSlllblished by the,wl. The l'""",ylvania Housing F"""'''' Agmcy "", ...'<.ly (&I) dll)" '" _. . d_.on of... .1. rece11'es YOOt ""'l""'u..... Dunng lba1 time, no !""eel"""", proceedtngs ",II be Jl'll'lI"'! i1pn>l )'PU i f)'<'u !la,,, met lho limo roqui_ .et (ortlllloovo. y"" wi!! be m:tifi.d diTtClly by lht:: Pe:r.tnsylvlPliu llaw.'"ttlg F.1.J1BtJCC .~ of tk> d~lon 00 your apphcauoo. NOTE: IF YOU ARE CURRRNTL Y PROTJl..cTED BY THE Fll.JNG OF A J>ETfl'ION Ii'( IlANKRUPTCY, THE. FOLLOWING PART OF THIS NOTICE IS FOR IN"FORMATfON PURPOSES ONLV AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT 1lI:EDEllT (If,.... M'" 01'"' ......kruptqyou cab _.ppty ro. ,,__ MOI1lllIIl: All...........) BO'W TO ClJRE YOUR MORTGAGE DEFAULT (BriJIl! it up to datc). II/ATllIl.f:OF THE DRF'AI1LT - TI>eMORTGAGE doblheld by"'" """'" Imd<r an yourpropmy I_odat 3 J.... A"". N""wk, l'A 17241 IS Sf!RlOUSL Y IN DEI' ADLT hee."". YOU HAVE NOT MADE MONTl:lLY MORTClAGE PAYMENTS for me Jollowmg months and the fulIO'o"ting: IIIllOUflis are nDW p8!Il due Monthly piiymenB ftt'lfrl f)6/05/(\~ ro OS/o).,-'l)4 totaling: I..:ucC~ 011I.,. r...lllldIor""",. Imcludmg NBF "-' """ ~ ins""eI'_:' LESS: U_liod FlII1ds' TOTAL $ L64LlR $; 11,35 S IO.OC' $ 119.71 $ 1.5,UZ flOW TO c:vRl1 TIm DRFAUT,T You mmy ""'" the deIOultWlthil1. TIIIRTY IW) DAYS oflile.... O[I[us Notice BV PAYING mE TOTAL AMOUNT DUE TO 1lI:E LENDER. WHICH IS $ 1.558.82. PLD'S ANY MORTGAGE PA11--tENTS AID LI\.TE CHARGES WHICH BECOME DUE 'Dl.lRlNG l"lIE THIRTY (31)) DAY PERIOD. Pfi\'n'ier'll:;: mUsI be,made either bv cash. clfSbitr'.s cheek certified ched.:: Ottl:tOliev otder- made VA~blt iftl4 ~L: Homecomings Finlmcial,. ('.0. Ilox 78426 I'hoeub:. AZ 850b2:.84Ui OR OVERNIGHT TO: 1 fIUl. East Sky Hamor Cirdc SOIIlI.. Sulk 100 Phocllix, AZ 85034-9700. IF VOU 00 NOT CImF. THE DEFAULT -If vou 00 not cure the dcl.ul. wilhin TIlIRTY (1(1) DAYS of tho date of this Noo<:c, the h~nd..r iniemb: tn eurcilW ib 'right to aeederate dill JMOrInH debt TillS ~ean:% tha~ the ~ti:n:: ,nltscflfl.difig balance of tn!:<, deb(" wiJJ be ~(lJlside:red dUlt', Ji1'I1nOOJaudy and you mAY lose the cha:r:i.ce in pay tM :~ In DJr<ttllihly instslirnent'i;. if WlJ paymen1 of the tntallllDOWlt,pesi due m ndt mlltk ,,-ithin TIURTV (:~(j) DA y~, the 1_' .1.... mtellu. m mstnlctlts a~l\t1lO). to SlOTt l<t!'ll aotlOn 10 too.:Ja,. """" yo", mmgagod. propero;. https://imaging.homecomings.comlimageviewlPrintlmages.asp?DocumentlD=64050697 &... 9/21/2004 Image Print Page 5 of 6 fF TIfF MORTGAGE IS J1'ORl'CLOSID 11f'01'1 The mor1gl!gOd p'operty wm be '01,1 by tho Sherifl' to pay 011' lhe mo~ debt Ifthe lender:rclers your' case to iis att-omey, but you am: the dtJ:in~y before tile lender begin:, legal procee.d.ing.'t flgamst y<loU. ~fOU wiU.mll be r"'!ulfed 10 pay the- Jl,'l3SooillhJ.e auomey's f6."S t:1:mt we:r~ w.."'1U:aIJ}' illewred. up '" S5<'IJ)fJ However. if legs! J::<OO'lllliIlgs are <UlI'led "ll"""" you, you will M\'e ffi poy ..u r_le "''''1ll::(' t_ 3ClU3lJy IJlCllTl:Cd by tile l=>:r. c:v<:n if Ih::y .""".d $~(I,(lO Any 0lt0<fley', t... will '" lI<Idod to the arnQ!.ntt you ()We; the Imder. which may WS(l I11dude other rensooable oos.t;;. Jf ''\i'qU CUff' 1tw ....ult within tbt nnRTV (3iO)DAY IN!rkMt. 'vou win no1ll1l" nuui...d to pal' attonJn,l!il (NI\i, OTII1<R r ,KI'lJ)!1R RF.MRllTJi:S The leru:lermoy ai,,' "'" Y"" 1"""",.1])' lor til< llIljJllid prme,paJ bolon"" mld.1l other SUlt\S c:Iu<."",li<r th<: __, JUGHT 11) (:VRF: THE IlRFAllI,T PRIOR ro SIIERIFJ"S SAl.E - ]f you MI'" not """,d the dc(""ll Wltbm Ille THIRD' (301 DAY period and lo...:Josure _oding:< bave begun. Y<lll.st]l1ha'~I<L<:Ur!Uhe.dclimll and, prevent the sale at lIJ1.v time up tn one hourbef.ore the Sheri,Frs. Sale. You mnv do so h\t?flvlmz fuetO'bal amount U'!OO M'" due-plu:'l- In\' l;1llr or' other ol."t'mTJle~ tmn d,ue, rN.'lN10Mlc fUtnmt:r'~ f~ ond 00/it<I conn:<<.ted '\It:ith fh~~ liJ<eclosure ..Ie and. an\' owr 00$l:; __ wllh th<: &eriffo S.l. .s :I/looill.d m """"" lw tile render and ",' pmarmm, """ ""'... r_iremcnt., ""dor the l1lllJtlIlme CanDID'..... del....lt in doe """'..... sot forth ,.. tM, N...... will ......."'.yew- morI.ll"'ll. "'111, ..... P"_ ..Ir you had ....... dd.uJled. EARLIEST POSSlBLE SlJEII.1F"F'S SALE DATE II is "",imat<d that 111. ...Iies. date thot. ...ro . Sh..-iff', S31~ of the ,"~d pro"""" ",u14 be. heJd would be .pp",....olr1l). ,,. (Ii)....th. [",..111. dale .r 11110 N.li<<. A """"" of tile _ """ of the Sheriff', Sale will be ""'t to yoo before th<: sale.. Of "".....tIle amount needed '0 ""'" the dc(""Jt wi]] .........,be 1_ j'OIl wmL You mll)' find OUl at lmj' tim. """"'))' wiw lh< t<<j"!T<:d pa:\mcnt or .ct'oo will "" by COIItll<l:lIlg lb. Jeode" flOW TO CONTACT TIlE J.FJm~, Hotneoomi~, F UJIii1c:iill 2711 N H..k<ll, Suite '1(., Dalla:;, TX '15204 Aim Loon eounsdi"ll Dq:n..mmt Ph01lc 1$(J(l,:!(1(l,2901 El/FRCT OF THf: SH"RIlIFl'~S SAI.E -)'00 .b""ld ...J.." tlllIt.Sh.rifl'. S...w41. enQ)'OUl' """...hip ofth. ~propel1y and your nghl: to ~'It If}'oo oontinue to in'e Jfl the pt1Jf)trty At't<< the Sherifr~ Sal.e.. a ill"""" '" '''"''''''')'OU and yo'" 1Umi~ and othu bel""Bi"llS coold be suort<d by the lend<Iat anY' time. ASSUMPTION OF MORTGAGE - You m.y be abl. '0 ....11 or tl'lIml<T your home to . buyer or l<lmSfer.. Wm.' wlll 3!I!Wl'IX', the mon~Bo debt, provided that all the OlJt.!ttsnding p<<}-"fl1~nts, ~ and attorney's fees and costs: are pllid ptlO'lo or .. the ",le ond (bat th<: olh.,. require"".... ortha m_ are ",,,,fie;] von M...." AlSO flAVf: Tiff; RIGflT, TO SELL TIlE PROPERTY TO OBTAIN MONEY TO PAY OFl' TIlE lVlORTGAGE DI1BT OR 1,\ BORROW },10NEY FIWM ANOlllliRLh'Nl.lINO NS'fTJ'U1'!ON TO PAY OfF '!Tl!S DEBT 111 HAVE TIllS DllFAtT,TC1JREDBY ANY UlIR.D PNUr AC~I!N(}O~J rOlJRBEHAJ,E https:/Iimaging.homecomings.comlimageview/PrintImages.asp?DocumentID=64050697 &... 9/21/2004 Image Print TO ltWE 11lll MORTGAGE RESTOR.El.l TO '11lll M.ME !'OSmON AS iF NO DEP AOCT BAD OCCIJRR.Bn. IF Y0!.1 Cl.JR.E T1ffi DEFAtJLT (HOWEV'ER. YOU DO NOT HA \iB TIllS IUGHT TO CURE YOUR DEFAULT MORE TILIN THREE TIMES IN ANY CALENrMR YEAR) TO ASSIlRI nlE NONE.X1S'lBNCE OF ."' DEFAUL1 u'l ANY FOIUlCWSllRH l'ROCEEDlNG OR AN,' OT1ffiR LA'W'Svrr lNSTITI7IED 1)h'DBR THE MORTGAGE DOCIJl\1EJ..'TS TO ASSERT A.1oJY (:>TIlI!R DEFENSE YOllllELlEYE YOU MAY HAVE TO SUL'll ACTiON B \. TIm LENDllR TO SllEKPROTECTlONUNDER T1ffi FEDERAL fJANKRtJPTCY LAW S,"""",ly. Loon C""'""'''ng DepllttlMlt Enel{l~re(!:'J L... of C".<IUIl..hng Ag<ncies Page 6 of 6 https:/ /imaging.homecomings.comlimageview/Printlmages.asp ?DocumentID=64050697 &... 9/21/2004 V E R I F I CAT ION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. ~ \ r Mark J. Udren) JJQ-~RE UDREN LAW OFFI~ES, P.C. tv (.) .(Q t 1l <tA ~ ~ () j~r J- C'-, r-,"> (' 8 ; V) , . , . , UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 04-4967 Civil Term PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: November 3, 2004 UD~ OFFICES, P.C. Mark J. Udren, ESQUIRE ATTORNEY FOR PLAINTIFF ,......~- ,'..... (I;, . f~!: >; ( , :t~~; (;.~ :::~j -<. \D o c: r:~ ,-' ' /"-..) = co::.:. ~C- o -11 ~i! 'T ell t~ :H c:j ~:::: (~? -~.. -. C5 -< I e.J'l ~;11 -""!'~.. -~:I... UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Plaintiff NO. 04-4967 Civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Mark J. Udren, Esquire, moves this Honorable Court for an Order directing service of the Complaint in Mortgage Foreclosure upon Defendant, William M. Hubble by regular mail and certified mail and by posting the mortgaged premises, and in support thereof avers the following: 1. Process was unable to be served at the then last known address of said Defendant at 3 Jean Avenue, Newville, PA 17241, which is the mortgaged premises. A copy of the Return of Service is attached hereto as Exhibit "AU. 2. Pursuant to Pa.R.C.P. 430, Plaintiff made a Good Faith Investigation, the report thereof being attached hereto as Exhibit "B". 3. Said investigation was unable to determine an alternate address for said Defendant. 4. The last known address of Defendant is as set forth in the attached Exhibits. WHEREFORE, Plaintiff prays and respectfully requests that this Honorable Court enter an Order pursuant to Pa.R.C.P. 430 directing service of the Complaint in Mortgage Foreclosure upon said Defendant, William M. Hubble by regular mail and certified mail and by posting the mortgaged premises. UDREN LAW OFFICES, P.C. By: Mark J. Ud e, quire Attorney fdr Plaintiff UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 p1eadings@udren.com Deutsche Bank Trust Company Americas as Trustee fjkja Bankers Trust Company, as Trustee ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County plaintiff NO. 04-4967 Civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a) If service cannot be made under the applicable rule the plaintiff may move the court for a special order directing the method of service. The motion shall be accompanied by an affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the defendant and the reasons why service cannot be made. NOTE: A sheriff's return of "not found" or the fact that a defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). Notice of intended adoption mailed to last known address requires a "good faith effort" to discover the correct address. Adoption of Walker, 468 Pa. 165, 360 A2d 603 (1976). An illustration of a good faith effort to locate the defendant includes (1) inquiries of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. As set forth in the Return of Service marked Exhibit A, the Sheriff has been unable to serve the Complaint in Mortgage Foreclosure. A good faith effort to discover the whereabouts of the Defendant has been made as evidenced by the attached Affidavit of Good Faith Investigation marked Exhibit B. WHEREFORE, Plaintiff prays and respectfully requests service of the Complaint in Mortgage Foreclosure upon Defendant by regular mail and certified mail and by posting the mortgaged premises. UDREN LAW OFFICES, P.C. By: Mark J. Udren Attorney for SHERIFF'S RETURN - NOT FOUND ~SE NO: 2004-04967 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DEUTSCHE BANK TRUST CO VS HUBBLE WILLIAM M ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT HUBBLE WILLIAM M but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , " , NOT FOUND , as to the within named DEFENDANT , HUBBLE WILLIAM M 3 JEAN AVENUE NEWVILLE, PA 17241 Sheriff's Costs: Docketing Service Not Found Surcharge So answers: J 18.00 17.76 5.00 10.00 .00 50.76 ,." '..< t::~'.;; '~ R. Thomas Kline. Sheriff of Cumberland County MARK UDREN 10/28/2004 Sworn and subscribed to before me this day of A.D. Prothonotary EXHIBIT A Players National locator, Inc. AFFIDAVIT OF GOOD FAITH INVESTIGATION "f,"' .... , Loan Number: 04090350 Attorney Firm: MARK J UDREN & ASSOCIATES Case Number; Subject William M Hubble AKA.: None Last Known Address: 3 Jean Avenue Newville, PA 17241 Last Known Number: ( } - Melissa Kozma, being duly sworn according to law, deposes and says: 1. I am employed in the capacity of Location Specialist for Players National Locator, Inc. 2. On 12/2312004, I conducted an investigation into the whereabouts of the above named defendant(s). The results of my investigation are as follows: CREDIT INFORMATION- A. SOCIAL SECURITY NUMBER(S):219-58-6715 B EMPLOYMENT SEARCH: We were unable to verify current employment for William M Hubble. C. INQUIRY OF CREDITORS: Creditors indicated the last reported address for William M Hubble is 3 Jean Avenue, Newville, PA 17241 with no valid home number. INQUIRY OF TELEPHONE COMPANY - A. DIRECTORY ASSISTANCE SEARCH: Directory assistance does not have a listing for William M Hubble. INQUIRY OF NEIGHBORS - We contacted 717-776-7817 registered at 1 Jean Avenue and spoke with a neighbor who stated William M Hubble is living at 3 Jean Avenue, Newville, PA 17241. INQUIRY OF POST OFFICE- A. NATIONAL ADDRESS UPDATE: As of December 21, 2004 the National Change of Address (NCDA} has no change for WIlliam M Hubble from 3 Jean Avenue, Newville, PA 17241. MOTOR VEHICLE REGISTRATION- A. MOTOR VEHICLE & DMV OFFICE: The Pennsylvania Department of Motor Vehicles has William M Hubble listed at 3 Jean Avenue, Newville, PA 17241. OTHER INQUIRIES. A. DEATH RECORDS: As of December 21, 2004 the Social Security Administration has no death record on file for WIlliam M Hubble and/or AKA's under the social security number provided. B. PUBLIC LICENSES ( PILOT, REAL ESTATE, ETC, ): None Found. EXHIBIT B 6~B-j fOOl/OD'd 96f-1 BlSO Of/ 9f9 UO!le!JOSSV s,laneld-W01J weES:Ol ~O-B/-'.O C. COUNTY VOTER REGISTRATION: The Cumberland County Voters Registration Office has William M Hubble listed at 3 Jean Avenue, Newville, PA 17241. ADDITIONAL INFORMATION ON SUBJECT- A. DATE OF BIRTH: November 1951 ~AJJJJc' r(9;4ZJ FFIANT Melissa Kozm "NOTARY SEAL" Kristine M. Scott, NoIary Public 51. Louis County, Stale ot Missouri My Commission Expires 9/2/2006 Players National Locator, Inc. 174 Clarkson Road, Suite 225 St.Louis, MO 63011 Phone: (636)230-9922 Fax: (636)230-0558 6t8-j EOO/EOO"d 96E-1 8550 OEI 9E9 UO!le!JOSSV s/Ja^eld_woJ~ weE~:OI ~O-8l-Jaa VERIFICATION Mark J. Udren, Esquire, hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to take this Verification, and that the statements made in the foregoing MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Sec 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. Date: 1\ 13\OS , I I I Mark J. Udren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Plaintiff NO. 04-4967 Civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) CERTIFICATE OF SERVICE I, Mark J. Udren, Esquire hereby certify that I have served true and correct copies of the attached Motion For Special Service upon the following person named herein at their last known address or their attorney of record by: ~ Regular First Class Mail Certified Mail Other Date Served: \ \ 1',\<Y5 TO: William M. Hubble 3 Jean Avenue Newville, PA 17241 UDREN LAW OFFICES, P.C. By: Mark J. U Attorney squire or plaintiff s:2 "'"-.' C::J ~::; '-- :;;;::, C:) <:) " --, T" hlp ~c;23 -~,~? mr~ -. ..;;() n c..::.:: en C" JAN 1 9 20051 .';\- IN THE COURT OF COMMON PLEAS OF CUDU>erland COUNTY CIVIL DIVISION Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee NO. 04-4967 civil Term Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) o R D E R ~~ , 2005, upon AND NOW, this 244-- day of consideration of Plaintiff's Motion and the .~ffidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Complaint in Mortgage Foreclosure and all subsequent pleadings on Defendant, William M. Hubble, shall be complete when plaintiff or its counselor agent has mailed true and correct copies of the Complaint in Mortgage Foreclosure and all subsequent pleadings by certified mail and regular mail to the last known address of Defendant, William M. Hubble at 3 Jean Avenue, Newville, PA 17241 and by posting the mortgaged premises located at 3 Jean Avenue, Newville, PA 17241~ CU\& \0,\ (~h~\"'''~ vt-Q~ C/f. ~ ~\l-t'\ '-1 . ~ ~ ~ BY tf COURT: :?/ /~ ~ ,do Pv . "~ -- 'M1 ~t.J2Lu-w ~ J. ./ "T' \~~ ~~' ,C} \..)",,-/ (;.:,2t:'~ \..~- "" \.,.\-,-""'::. C)T::..-. "1 ~, nU- 't:iJ.o- -:.~\.\.! I,.j,..."',j.", ,- q-:--) l_ .:$ -- rP ~ en c-l ~ .-, '<G5 ~ ~.... ~ "7 :54. (J ;:-;~ ,:::)-:-1' ~)~~ ,.' ,",,- .c')\S~ \btb ;"r::,\(~- '3 -------- UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 04-4967 Civil Term PRAECIPE TO REINSTATE COMP:LAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: February 1, 2005 UDREN~lCES' P.C. Mark J. ren, ESQUIRE ATTORNEY FOR PLAINTIFF (' -r! '"T] po: \,~:u I f"," ;., '-', 0- UDREN LAW OFFICES, P.C. BY: Mark J. Udren ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@Udren.com Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Plaintiff NO. 04-4967 Civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) VERIFICATION OF SERVICE BY CERTIFIED MAIL AND REGULAR MAIL PURSUANT TO COURT ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the Complaint in Mortgage Foreclosure to Defendant (s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: 2. \9los William M. Hubble 3 Jean Avenue Newville, PA 17241 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties relating to unsworn falsification to authorities. Dated: 'z...\L:1\% \~r\AW OFFICES, P.C. Mal-~dren, Esquire Actorney for Plaintiff I I I I I " I I I' ,: i z t 'f!; j li i ~ t ~ I }iG ;'", ~f _I~J 3 :\ ,; A ...) ~3 ) . ~f ;~ tt. (:. O. .~ i) / r .- !~ ~! 11!ll!I!Ii, l~! !!.1"I~~ ,.-. .~ ~_.;:. 1- :~ \;-1 I:" 11"1 ,! :~ I'J) , '.) -1 ,- ;) :;'j ~ _ .J ,') c . '''':n - : :0 "'tJ =r ?- .~~ 0 :!; _ :i JJ :-- ::>:ll!; :' :-g:'J rn:1 , :t> rJ ~' IJ Q'! ~. c. -, C' ---..--- :r "" d- - .......- --...,-- 0 D c~ r'l -~-_-..'- r- f'- -'.---"-- -"-- _..__.._--_.~ ..-".-- ...ll ...ll ------ ..Jl ...ll _..___......_ n_____ -----~-- IT' IT' -..-- ---- -- <t, '" rl r'l 0 0 -- 0 0 - 0 0 - !!!. ---.-. 0 0 - .. - LTI en ---_.- rT! 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SHERIFF'S RETURN - REGULAR CASE NO: 2004-04967 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK TRUST CO VS HUBBLE WILLIAM M ET AL RON KERR , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HUBBLE WILLIAM M the DEFENDANT , at 1903:00 HOURS, on the 4th day of February, 2005 at 3 JEAN AVENUE NEWVILLE, PA 17241 by handing to POSTED PROPERTY AT 3 JEAN AVENUE NEWVILLE, PA a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Posting Surcharge 18.00 8.14 6.00 10.00 .00 42.14 So Answers: :~~~~"'~_. ~ " f~ R. Thomas Kline 02/07/2005 UDREN LAW OFFICE Sworn and Subscribed to before By: --/ tuv-, I~ Deputy Sheriff me this I> 1/ ' day of L_L. ;ldtJ'; A.D. I, ~ ;';r'~ () )h~JL A~ Ip othonotary , SHERIFF'S RETURN - NOT FOUND CASE NO: 2004-04967 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DEUTSCHE BANK TRUST CO VS HUBBLE WILLIAM M ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT HUBBLE WILLIAM M but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , HUBBLE WILLIAM M 3 JEAN AVENUE NEWVILLE, PA 17241 DEFENDANT IS CURRENTLY IN WARNERVILLE STATE HOSPITAL. Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 17.76 5.00 10.00 .00 50.76 So answers: ./ >;;5;';'- ~ e~;.'.... R. Thomas Kline Sheriff of Cumberland County ..-..--_? MARK UDREN 10/28/2004 Sworn and subscribed to before day oq~7 me this "If2... ,J.,,-,,{ A.D. PSJ:t~ot~r~';I'-; r SHERIFF'S RETURN - REGULAR CASE NO: 2004-04967 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK TRUST CO VS HUBBLE WILLIAM M ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HUBBLE ROSEMARY L the DEFENDANT , at 1640:00 HOURS, on the 27th day of October 2004 at 39 N CORPORATION STREET NEWVILLE, PA 17241 by handing to ERIC TRIMMER, FRIEND, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 ~O./;::_~'M /~ "r ~Z'~;~"."'-~f~ R. Thomas Kline 10/28/2004 MARK UDREN Sworn and Subscribed to before By: /7 J))J;f ~ Deputy'Sheriff vr .... me this 'i ~ day of (~__ AD I - / , _ () )f"P'L, <tJm:- honotary ,-/ SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2004-04967 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK TRUST CO VS HUBBLE WILLIAM M ET AL R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: HUBBLE WILLIAM M but was unable to locate Him in his bailiwick. He therefore deputized the sheriff of BERKS County, Pennsylvania, to serve the within COMPLAINT - MORT FORE On December 17th, 2004 , this office was in receipt of the attached return from BERKS Sheriff's Costs: Docketing Out of County Surcharge Dep Berks County 18.00 9.00 10.00 26.00 .00 63.00 12/17 /2004 UDREN LAW OFFICE ->)-- .-/ So answer$_;_~'c"5""'" ,'--'../..-____---- ,,--- <__-~---- - C .?<~ --- /// / -' .,...-",., ,/ R. Thomas Kl ine ,/ - Sheriff of Cumberland County Sworn and subscribed to before this (., ~ day of ~"'''7 02b1Je( A.D. C ~ 0 )n"p~/.. ~ f Prothonotary' me 4RTY'!J\1/2 fi' ~1i. ~..;;tl<<::.. !:!i '7-- ,..... '0 ~"lj!~ ~~y SHERIFF OF BERKS COUNTY 633 Court Street, Reading, PA 19601 Phone: 610-478-6240 Main Fax: 610-478-6222 Sheriff Fax: 610-478-6072 Barry Jozwiak, Sheriff Eric J Weaknecht, Chief Deputy AFFIDAVIT OF SERVICE DOCKET NO. 04-4967 COMMONWEALTH OF PENNSYLVANIA: COUNTY OF BERKS Personally appeared before me, RICKY SCHLOUCH, Deputy for Barry J. Jozwiak, Sheriff of Berks County, 633 Court Street, Reading, Pennsylvania, who being duly sworn according to law, deposes and says that after diligent search having been made by him, he was unable to find WILLIAM M. HUBBLE, within named defendant, within this bailiwick. ~dB~ NOTE: THE GIVEN ADDRESS FOR THE WITHIN NAMED DEFENDANT IS A DRUG AND ALCOHOL TREATMENT CENTER, AND THEY WILL NOT TELL WHO IS CURRENTLY IN THERE CARE. Swo arid subscribed be.fl;>.: re me 'this TH day of DECEM.BER, 2004 "NOT FOUND" as to the above named defendant. NOTARIAl. SEAL Tammy Rodrigue/., N()tary Public Rl::l(ling, Ucrks ()Wllly My (:()'i)mIS~iGn t:xpircs Ot.:h:,h:r"6. 2f~07 So Answers, {5e-r 0 ~../ SHERIFF OF BERKS COUNTY, PA Sheriff's Costs in Above Proceedings $ 75.00 DEPOSIT $ 26.00 ACTUAL COST OF CASE $ 49.00 AMOUNT OF REFUND All Sheriff's Costs shall be due and payable when services are performed, and it shall be lawful for him to demand and receive from the party instituting the proceedings, or any part liable for the costs thereof, all unpaid sheriff's fees and the same before he shall be obligated by law to make return thereof. Sec. 2, Act ofJune 20, 1911, P.L. 1072 In The Court of Common Pleas of Cumberland County, Pennsylvania Deutsche Bank Trust Canpany VS. William M. Hubble No. 04-4967 civil Now, November 5, 2004 , I, SHERIFF OF CUMBERLAND COUNTY, P A, do hereby deputize the Sheriff of Berks County to execute this Writ, this deputation being made at the request and risk ofthe Plaintiff. ~~ '"/~ ",;V,</"' . ",,-. ~?.cd< ".,'" ..y-:: ~ A .:'jf..~"''-_-f''-'~ Sheriff of Cumberland Connty, PA Affidavit of Service Now, ,20_, at o'clock M. served the within upon at by handing to a copy of the original and made known to the contents thereof. So answers, Sheriff of County, PA Sworn and subscribed before methis_dayof ,20_ COSTS SERVICE MILEAGE AFFIDAVIT $ $ UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOOD CREST CO PRORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) '\ " I Ii ATTORNEY FOR~LAINTIFF II ,1 I I COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 04-4967 Civil Term PRAECIPE TO FILE PROOF OF PUBLICATION TO THE PROTHONOTARY: Kindly file the attached Proof of Publication with the captioned matter. DATE: March 21, 2005 UDRE~ L OFFICES, P.C i I I I \ I I I gard to BY Mark J. Udren, ESQUI E ATTORNEY FOR PLAINTI F . .' PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland Tammy Shoemaker, Classified Sales Manager, of The Sentinel, of the County and tate aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper f general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regula ly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues 0 THE SENTINEL on tl1e following day(s) J;~,bl:\"'l}'_~ZlL~QQ2 COPY OF NOTICE OF PUBLICATION PUBLtC = IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION-LAW NO. 04-4967 Civil Term NOTICE OF ACTION IN MORTGAGE FORECLOSURE DEUTSCHE BANK TRUST COMPANY-AMERICAS AS TRUSTEE Ilk/a BANKERS TRUST COMPANY, AS TRUSTEE, PLAINTIFF vs. WILLIAM M. HUBBLE and ROSEMARY L. HUBBLE, MORTGAGOR, DEFENDANTS TO: WILLIAM M. HUBBLE, Defendant, whose last known address is 3 Jean Avenue, Newville, PA 17241. COMPLAINT IN MORTGAGE FORECLOSURE You are hereby notified that Plaintiff, DEUTSCHE BANK TRUST COMPANY AMERICAS AS TRUSTEE f/k/a BANKERS TRUST COMPANY, AS TRUSTEE, has filed a Mortgage Foreclosure Complaint endorsed with a Notice to Defend, against you in the Court of Common Pleas of Cumberland County, Pennsylvania, docketed to NO. 04-4967 Civil Term, wherein Plaintiff seeks to foreclose on the mortgage secured on your property located, 3 Jean Avenue, Newville, PA 17241, whereupon your property would be sold by the Sheriff of Cumberland County. NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the notice above, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fall to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed In the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH THE INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 Uberty Avenue Carlisle, PA 17013 717.249.3166 800.990.9108 MARK J. UDAEN ATTORNEY FOR PLAINTIFF UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 I Affiant further deposes that he/ she is ot interested in the subject matter of the aforesaid notice or advertisement, and all allegations in the foregoing statem as to time, place and character of publication are true. Sworn to and subscribed before me tho ~2rd day of 1'~Qb.Ic\latXL2JlJ)2 My commission expires: q /1/ () f - ---- -- l~ C!::::,~j:-r:' l W: Xo;, N::,':.v."" r~lb!i,~ C,J,:j<;>~ ::.k<" \~i1:ilr0(a.d C>:; r ,'v \ (\1>":-;r,'" '<en ;:.:'(Pj<!'" 8",)1 ':', ;C8 t v':::'~ r" . f , ,. j I ,,' PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. 1.1784 COMMONWEALTH OF PENNSYL VANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, ofthe C untyand State aforesaid, being duly swom, according to law, deposes and says that the Cumbe land Law Joumal, a legal periodical published in the Borough of Carlisle in the County and Sta aforesaid, was established January 2,1952, and designated by the local courts as the official leg I periodical for the publication of all legal notices, and has, since January 2,1952, bee regularly issued weekly in the said County, and that the printed notice or publication attached reto is exactly the same as was printed in the regular editions and issues of the said Cumberl d Law Joumal on the following dates, Viz FEBRUARY 25, 2005 Affiant further deposes that he is authorized to verify this statement by the C berland Law Journal, a legal periodical of general circulation, and that he is not interested in t e subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoin statements as to time, place and character of publication are true. Ii S TO AND SUBSCRIBED befo me this 25 day of FEBRUARY, 2005 NOTA EAL LOIS E. SNYDER, Notary Public Carlisle Boro, Cumberland County My Commission Expires March 5, 2005 CUMBERLAND LAW JOURNAL NOTICE In the Court of Common Pleas of Cumberland County, Pennsylvania eM} Action-Law No. 04-4967 CMl Term DEU1SCHE BANK TRUST COMPANY AMERICAS. AS TRUSTEE. f/k/a BANKERS TRUST COMPANY. AS TRUSTEE. PLAINTIFF vs. WlLLlAM M. HUBBLE and ROSEMARY L. HUBBLE. MORTGAGOR, DEFENDANTS NOTICE OF ACTION IN MORTGAGE FORECLOSURE TO: WlLLIAM M. HUBBLE, Defen- dant, whose last known address is: 3 Jean Avenue, Newville, PA 17241. COMPLAINT IN MORTGAGE FORECLOSURE You are hereby notified that Plain- tiff. DEUTSCHE BANK TRUST COM- PANY AMERICAS. AS TRUSTEE. f/k/a BANKERS TRUST COMPANY, AS TRUSTEE. has filed a Mortgage Foreclosure Complaint endorsed with a Notice to Defend, against you in the Court of Common Pleas of Cum- berland County. Pennsylvania, dock- eted to No. 04~4967 Civil Term. wherein Plaintiff seeks to foreclose on the mortgage secured on your property located. 3 Jean Avenue, Newville, PA 17241. whereupon your property would be sold by the Sheriff of Cumberland County. NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the notice above, you must take action w1thin twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your de- fenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court wtthout further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PA- PER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OF- FICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WlTH THE INFORMATION ABOUT HIR- ING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PRO- VIDE YOU WtTH INFORMATtON ABOUT AGENCIES THAT MAY OF- FER LEGAL SERVICES TO ELI- GIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE CUMBERLAND COUN'lY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 (7t 7) 249-3166 (800) 990-91OS MARK J. UDREN. ESQUIRE UDREN LAW OFFICES, P.C. Attorneys for Plaintiff 4 I"" CUMBERLAND LAW JOURNAL Woodcrest Corporate Center 111 Woodcrest Road Sulle 200 eheny HiU. NJ 08003-3620 (856) 482-6900 Feb. 25 5 (") <;; -n;-C. {~;', \ -';; ~:-. (j.' ~::,~ r . "'1:;'1 -y ~Ct:~ > ~, \." - z :.J .-> C? = U' ::& V' ?J N c.-:> 3'1" :;'l';. o -n .-' :e...,., f\'?~ ~Orr -nc;.> (-?,C) ~~S ~;~ ~.n) ::.;'~ )"~, :;:<. - - u) - . UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) ATTORNEY FOR PLAINTIFF l:). COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 04-4967 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) William M. Hubble and Rosemary L. Hubble, mortgagor for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 09/30/04 to 04/01/05 Late charges per Complaint From 09/30/04 to 04/01/05 TOTAL I hereby certify that Defendant are as shown abov accordance with Rule 237.1, DAMAG~AREHEREBY ASSE~ED DATE: (1.. 1 e" d 600 $68,363.42 3,131.68 164.10 $71,659.20 Plaintiff and been given in hereto. addresses of th ) that notice ha f which is attache AS IND('r,TED . .~A.~ PRO PROTHY ~ R~ p .:;:: ""r> ~... rr;m >r' ~~:, v}(~ r:5 (;y y:; ',. ;c-c ::;-;;(~ ~:.J :!i f\) co :;;; ~ ~ =>;:j , 0\ :Ji - -. 'if ~::n .:t:Igf'" i!J ::::I 0.): ::;, ~, - jl .>c'- drrt ::;::.:' 55 -" .. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOOD CREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) NO. 04-4967 Civil Term TO: Rosemary L. Hubble, mortgagor 39 N. Corporation Street Newville, PA 17241 DATE of Notice: March 21, 2005 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFlCACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS ~S AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE~OR THAT PURPOSE. I sl \ \ Mark J. Udren, q l e Woodcrest Corporat Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 (') ~ ,,{p U) t~~ ;-tt,> '!l ':;.~~:. ~c.. :p;("j ~t-' >e: "Z 2 ~ ~ -;0 I 0' -0 ::s: - Q, :(,-r, t'l'Ir' 131Q ~~Q- -::r.. -ri qB f5f1"1 "---I P E: N OJ - -------- . UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY 1.0. NO. 04302 WOOD CREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL. NJ 08003 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f!k!a Bankers Trust Company, as Trustee ATTORNEY FOR PLAINTIFF 1 COURT OF COMMON PLEAS 1 CIVIL DIVISION Cumberland County Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) NO. 04-4967 Civil Term William M. Hubble 3 Jean Avenue Newville, PA 17241 DATE of Notice: March 21, 2005 IMPORTANT NOTICE TO: YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE~ FOR THAT PURPOSE. /s/ II Mark J. Udren, \ squ re Woodcrest Corpora e Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 Q (-,;; ~:,.~ ""0\,:\1 Q)rp ~.C:.-, (~~: t;.:....) ~:r'l '>-: '~- :;;U ~ ~ ~ ~ " , c:1' '"'" ::Jt: Q, ..-t :r:~ n'lp :f'q 6D -,~ :..--:;.:-;.; C)B ~7 to 9 """ "'.0 '-< - .. N .....l ..' ... UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 Deutsche Bank Trust Company Americas as Trustee f/k7a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 04-4967 Civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF Minnesota SS COUNTY OF Dakota THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon invest1gations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Defendant: Age: Residence: Employment: William M. Hubble Over 18 As captioned above Unknown Rosemary L. Hubble, mortgagor Over 18 As captioned above Unknown C~FME\-; D. LAGARILE V'Y"'~"( ~"t)BUC - MINNESOTA . '~..,y c:,:,.:'I\AM!SSION . .,AI"<. 31. 2008 , (;....-.-- - '*~ ('":l ~ r-> ,~ c~ "J"' ~ ." I 0.... _~e. . -'l"j{;':; rnff: --:< ..'~ ;~-~,~ V""" %..:. (-. , k': '.' ~-{.~'; :PC: ?...:: :t """ :% Q. .-\ ff.~ rn 1\0 (~<~ -:1-.:;' ()~ -5'1 ~,~ ?Q :<: - .- N ...J --,. , UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) NO. 04-4967 civil Term TO: Rosemary L. Hubble, mortgagor 39 North Corporation Street Newville; PA 17241 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -K- Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-669-5400 ';,.,.. -ci.-,c? 1'T:pi Lei Zl.. (n,):, -<.-.' r-,_'.i '< 4;0 "'"() 5>c: ~ o ~ "'" = = c,ro ".. -0 :::0 I 0-.. ~ ~,-:n [1 F- 8~) -:::! or, ~;~} r-j "'~-rn S ~ =< -0 :x N -l ., .... UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOOD CREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) TO: William M. Hubble 3 Jean Avenue Newville, PA 17241 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 04-4967 Civil Term NOT! CE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -K- Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings ATTORNEY IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: Mark J. Udren, Esquire At this telephone number: 856-669-5400 ~ V: r l) -<: ~ @)~ ~, €"'~ ~ '\-' --- ~ d , '?-- .~ " r- eI ~ ~ r ~ 0\ ~ ~ r;;- 6 v'" ~ '$J. ~ -;:0 I Cf' 2 -~ "'" "'""!"~\'~' rflr,-i, z<;\ ~.~ " ,t'.-I-.. (J~.f> ~.' r:;.:C) 'i::' .~. "Z""~ ""'u ...-C ~ o ...., -' .,:"" (\~e ....,ra -,,0 06 ...:.t ~~ ":)::-1" (J (""") Z'I"O a _I -... ~2t -0 ':;J:. - N ...J WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 04-4967 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK TR CO AMREICAS AS TRUSTEE flkla BANKERS TRUST CO , as Trustee Plaintiff(s) From WILLIAM M. AND ROSEMARY L. HUBBLE, 3 JEAN AVENUE, NEWVILLE PA 17241. (I) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE LOCATEDAT3JEANAVENUE,NEWVILLE PA 17241 (SEELEGAL DESCRIPTION) . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is fonnd in the possession of anyone other than a named garnishee, yon are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $71,659.20 L.L. $,50 Interest from 4/2105 to 917105 @ $17.02 per diem = $2,706.18 Atty's Carom % Due Prothy $1.00 Atty Paid $253.90 Other Costs Plaintiff Paid Date: APRIL 6, 2005 CURTIS R. LONG (Seal) REQUESTING PARTY: Name MARK J. UDREN, ESQ, Address: WOODCREST CORPORATE CENTER III WOODCREST RD., STE. 200 CHERRY HILL NJ 08003-3620 Attorney for: PLAINTIFF Telephone: (856) 669-5400 Supreme Court ID No. 04302 ; . , UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) ATTORNEY FOR PLAINTIFF 6. COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 04-4967 Civil Term TO THE SHERIFF: PRAECIPE FOR WRIT OF EXECUTION Issue Writ of Execution in the above matter: Amount due Interest From 04/02/05 to Date of Sale September 7. 2005 Per diem @$17.02 $71,659.20 2,706.18 I (Costs to be added) $ ..... g :i:~ -o~p ~rt' ':t':!',' ~L~r~ f...-..-'- ~:? ("2 ~L "'C:: "" 2. ~ ~ :!?O -;:0 \ 0" ~ ~-.P. ~~ 00 3.,., _J..... -r'\ -0 Q 'C) ~ /'("(\ ~ ~,' ._ "1'.... N ?1 .,p .' . , ATTORNEY FOR PLAINTIFF UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 plaintiff MORTGAGE FORECLOSURE COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) NO. 04-4967 Civil Term WRIT OF EXECUTION TO THE SHERIFF OF Cumberland COUNTY: To satisfy the judgment, interest and costs in the above matter, you are directed to levy upon and sell the following described property: 3 Jean Avenue Newville, PA 17241 SEE LEGAL DESCRIPTION ATTACHED Amount due $71,659.20 Interest From 04/02/05 to Date of Sale September 7, 2005 Per diem @$17.02 2,706.18 (Costs to be added) $ Prothonotary By Clerk Date COURT OF COMMON PLEAS NO. 04-4967 Civil Term ------------------------------------- ------------------------------------- Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee vs. William M. Hubble Rosemary L. Hubble, mortgagor ------------------------------------- ------------------------------------- WRIT OF EXECUTION ------------------------------------- ------------------------------------- REAL DEBT $ 71,659.20 INTEREST $ 2,706.18 from 04/02/05 to Date of Sale September 7, 2005 Per diem @$17.02 COSTS PAID: PROTHY $ SHERIFF $ STATUTORY $ COSTS DUE PROTHY. $ M k J. Udren, ESQU UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER III WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 669-5400 n "'" = ~ c: (::0 :;j.~ <.n L't;;:: :> -l mfT -0 :I:-n z:...... :;0 n'F ~~~':, I ::gm .,.... ~?~ K'. -0 :i! ..,' ~,.". , , :x ~~c) ~C\ c5rn c: ?: ~ --j N :Xl -< I.D -< . ALL tI1at cenain tract ar jmeel of land and ?~es. simate. lying and being in the Borough of Newville, in the County of Cumberland and Conunonwealth of Penn.rylvania, mo~ panicuJarly described as follows: ON the West by the Springfield and Shippensburg Road, now known as Jean Avenue. 85 feet, more or 11,..; on lite South by Glebe Alley, 70 feet, more or less; and on the East by Lot No. 88 in the General Plan oflbe Borough of Newville, now or late of Doris J, Heckendorn, Tax j>an:el No. 27.20-1154-054 Also known as 3 Jean Avenue, NewviUe. PA 17241 BEING KNOWN AS: 3 JEAN AVENUE, NEWVILLE, PA 17241 PROPERTY ID NO, : 27-20-1754-054 TITLE TO SAID PREMISES IS VESTED IN WILLIAM M, HUBBLE BY DEED FROM WILLIAM M, HUBBLE AND ROSEMARY L, HUBBLE, HUSBAND AND WIFE DATED 01/30/03 RECORDED 02/13/03 IN DEED BOOK 255 PAGE 3813, ~ c-N U' " c (eY" \ ,.$) G --- c.J C; 8- C' L~€"~ . ~ ~. ~T~~d ~ cl 9-> '< 0i O'-)--L c?\' ,- '-J ~ ~ '0 o ~ -0(:0 ~~:' Ul".'-' .:../' - --~ r; :> ~-- .,,.\. .' $:f :;t -. -< ~ ~ ~ ~ !O ~:n :Al ..- I :gm 0-.. 8~ ~ ():.D _ ,/0 c5rn ---"I ?D .-< N v::> ATTORNEY FOR PLAINTIFF UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO.04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Deutsche Bank Trust company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 plaintiff MORTGAGE FORECLOSURE v. william M. Hubble NO. 04-4967 Civil Term Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) CERTIFICATE TO THE SHERIFF I HEREBY CERTIFY THAT: I. The judgment entered in the above matter is based on an Action: ____A. In Assumpsit (Contract) ____B. In Trespass (Accident) ~C. In Mortgage Foreclosure ____D. On a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: ~A. ____B. ____C. ____D. ____E . ____F. An individual Tenants by Entireties Joint Tenants with right of survivorship A partnership Tenants in Common A corporation III. The Defendant(s) is (are): ~A. ____B . ____C. Resident in the Commonwealth of Pennsylvania Not resident in the Commonwealth of Pennsylv nia If more than one Defendant and either A or B above is not applicable, state which Defend t is resident of the Comm wealt f Pennsylvani . Resident: ~ Q- 1\~~~ D'\\-\:' \ '(~:q. ~ \', 6" ~~:Q, ~';/ -<:> '%'0' <2-'-' ~ 9, '%c, ..... y,: " .' ~ ~~ - y~ ~ UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) C E R T I F I CAT E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: An FHA insured mortgage Non-owner occupied Vacant X Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities, ./ , ! ar J. Udren, ESQ TTORNEY FOR PLAINTIFF (") ..., = ~ c: = ;~.". "" -on,l > :r {!lr-n .." n,:n ~?:..~l:: :::0 -om -?:c I (;)01:" :]:)6 ...-' 0'1 C) ~c.'. :7lj ......~ ?> (~~ ..., Q-n 2:0 ::l:: t5~ )>c: - 2: " --1 ~ W ?ii 0 .< II UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 3 Jean Avenue Newville, PA 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address William M. Hubble 3 Jean Street Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address Rosemary L. Hubble, mortgagor 39 N. Corporation Street Newville, PA 17241 3. Name and record lien Name address of every judgment creditor on the real property to be sold: Address whose judgment is a None " 4. Name and of record: Name address of the last recorded holder of every mortgage Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name interest sale: Name and address of every other person who has any record in the property and whose interest may be affected by the Address Real Estate Tax Dept. 1 Courthouse Sq. Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St. Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 3 Jean Avenue Newville, PA 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: April 1, 2005 Mark J. U ,ESQ. Attorney for plaintiff .UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 civil Term Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: William M. Hubble 3 Jean Avenue Newville, PA 17241 Your house (real estate) at 3 Jean Avenue, Newville, PA 17241 is scheduled to be sold at the Sheriff's Sale on September 7, 2005, at 10:00 in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $71,659.20, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669,5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856,669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. amount due 5400. The sale will go through only if the buyer pays the Sheriff the full in the sale. To find out if this has happened, you may call 856-669- 4, If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. S. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer, At that time, the buyer may bring legal proceedings to evict you, 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. home back, You may also "have other rights and defenses, or ways of getting your if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249'3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717,249-3166 800,990-9108 () c: ~ -u(.u Q)L~; JC.. ,~~ :;:C, . (/),,\/ -s ~,,:, fee) ~() =U yc ; ..., = = cJ"' ".. ~ ::Q I ~ ~ ~, ::D n..- :g8 Z:)o '-.i~'";. :1._-"1'\ ~.Jo Zh, ~ :t :..;; .", :x - ., L.) Cl , ~ UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Rosemary L. Hubble, mortgagor 39 N. Corporation Street Newville, PA 17241 Your house (real estate) at 3 Jean Avenue, Newville, PA 17241 is scheduled to be sold at the Sheriff's Sale on September 7, 2005, at 10:00 in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $71,659.20, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff1s Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorneyts fees. To find out how much you must pay, you may call, (856) 669-5400, 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney,) ~ YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669, 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3, The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669,5400, 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717,249-3166 800,990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717'249'3166 800,990-9108 o G -o~:' if1i " ~-),'. ~\_'- (fi,-,: 2:\: ;;- Z'-: .-(.J ):-'"f.; ~ ...., = = c,ro ~ :::0 , C1' ~ ~:n nlt;; ::gt;J 06 '-1*T' 6-" ~ ~~ (~~ --- on -.. ~ W :< o - , . 6. '" UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY LD. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee ATTO Y FOR PLAINTIFF COURT OF COMMON LEAS CIVIL DIVISION Cumberland Count Plaintiff NO. 04-4967 civi Term v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) PRAECIPE TO SUBSTITUTE VERIFlCATIO TO THE PROTHONOTARY: Kindly substitute the attached Verifica ion for the Verification attached to the Complaint in Mortgage reclosure with regard to the captioned matter. BY: \Ma k J. Udren, Attorney for PI DATED: April 1, 2005 ;,# /' .. . . V E R I F I CAT ION The undersigned, an officer of the Corporat'on which is the Plaintiff in the foregoing Complaint or an 0 ficer of the Corporation which is the servicing agent of Plai tiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the for going Complaint are taken from records maintained by persons su ervised by the undersigned who maintain the business records of t mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of he knowledge, information and belief of the undersigned. The undersigned understands that this stat ment is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: ()cf. 7- ~y ame : /l"C1 <.. Title:Assistant Company: Homecomi Network ice President gs Financial William M. Hubble Rosemary L. Hubble, mortgagor Loan #0433403110 MJU #04090350 <2. :,Y' 'Cb 'fJ. ~ -;P I 6' .-~.. i.:'. f.t <r. ~?;>~~ ::z..'",,; fL.".. l':'( ~() ~~ ~;~:i ::.t. .--.,.......,-,. ----.....------ q., .--1 :'k 4~ (\"\:(,.-::. -;:1f"':' ~'1..1 ;:.J (~) '::;~_:::i:; ,?C) j:'(-(\ (~\ ':''21 ';c. --0 ~ .- .. l") .J UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) NO. 04-4967 Civil Term VERIFICATION OF SERVICE BY CERTIFIED MAIL AND REGULAR MAIL PURSUANT TO COURT ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the Notice of Sale to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: April 14, 2005 William M. Hubble 3 Jean Avenue Newville, PA 17241 I verify that the statements made herein are true and correct and I understand that false statements made herein are SUbject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDRE P.C, Dated: August 16, 2005 Mar EsquJ.re , JAilll ~ :2UU;' ( IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL DIVJ:SION Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee .' NO. 04-4967 'Civil Term plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) o R D E R AND NOW, this ).. Y day of jo.(y\",LlLlh_~ ,2005, upon consideration of Plaintiff's Motion and the Aff\1avit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Complaint in Mortgage Foreclosure and all subsequent pleadings on Defendant, William M. Hubble, shall be complete when Plaintiff or its counselor agent has mailed true and correct copies of the Complaint in Mortgage Foreclosure and all subsequent pleadings by certified mail and regular mail to the last known. address of Defendant, William M. Hubble at 3 Jean Avenue, Newville, PA 17241 T~lil~ i"'.l'if.'{ I'h ,", , t . ~ ':1 ~Y(j .'.\.~ 'hit A ,~~tlme '1V wheFt'of, I h;~ ,'nt: ,: I my hand :O~~21~~' g~id c:;~~~~' p~~ ,. ( ~U . Prothonotarv. /( ~/ c" "'0 ' , ~ 0 Oc 0 0::00 :I:~::O::O m~m~ ~0~1j;: <oo~ :1:00 -0::00 F::o'tl'Tl tCl ' mo'Tl 0 t:.~~B O::O@m ""0 5Jl 0".. -0 Z oj :E: Bog. C1J f-'. z0 ~ c, >-' -{ C1J >-' m c.. III f-'" 1--' ::J III >-' 8 Z C1J :"' , ,.. :g 0 '. tCl (]l 'tI::J H :<' ~ ~ n C1J ~ t>1 I-' tr 0 -J 0' IJ >-' "1 '"" M .<> C1J U1 L1l 1-' (J) IT' IT' gl m m ?' l"- f'- H :r :r '>;! m m "1 '" '" (J) :r :r c::J c::J (J) c::J c::J ~ c::J c::J t<l c::J c::J U1 L1l m m r'I r'I :r :r c::Jc::J c::Jc::J I"- I"- U.S. Postal Service". CERTIFIED MAIL. RECEIPT (DomestIc Mall Only: No Insurance Coverage ProVided) CertlfledFet!> 930 Po,,",",,, He" RE.ltum Reclepl Fee (endorsement Aaquinld) AeetTlcted OeDvery Fee (Endorsement Aeql,l\redj Total Postage & Fees $ ~ nf 0 __.'........__..,...'....VVllliam M, Hubble Strnel, Apr. No., or PO Box No. 3 Jean Avenue Ci~:-stBt6:'ijp:;.j_.-w- ~~YMlle, Pa a17241 PS Form 3800 June 2002 See RCVorSll for Instn1Cllons Ppbh/O'. ,,- / /7 ,~() L~, " '" d' ~ Ii: 3 ~ ~ CJ.) ~ z co ,. C ..&. g 3 .-"" ; If ~ ~ CT - 2 2 ! I g ... ,eVe) 9 035"'0 / G.fi1/'~'(/'~..d '" z"'~ ~i;;-,= ~~ Ai" .m>- :3 'TJ~~ ""I ~ar5- j\j S!: :: " 5' ~ t:J 3 t:J 'Il & < 0" ';J) "" . C lJJ 3 In !'" ~ t:l ,., ;J) Cl Of{ ~ t:l ~ :;:n t:l KuL c:J & ~ ~H~ Cb < == e!. lJJ ! - & ~ i ~li lJJ g' g f .Jl Ln = " "" H ];I. ~ Cl ft iii ;:: " if ~ * . i1 is. '" 0 . ,. . . . i!t Q)>~"'lJ;::;:O i g~sa~~ :> _::r~,< A'O ~ i~:Eg~! ! a' /ii"!>>.... 'JJcl1 !l. ;j.ag~~H ::0; Q)('J(I) !'ffJS~!!l[.- ~:;3 Q.c~1\) ecn.....~(Dl>> igi"!:f~a 3 ~() g:~ ~ ifaa"'iFl;: , 9' sg 0. ~ \Do '< g:.~. 0 3g"Olo ~. ~ P-.g 12. en ii" .g i .. DO ~g. p !D >< ;J) I tT '< ~ ;J' ~ 8: f ~ ,,- ~j ~B. c. c. H . -< III &! ~ ~ ~" n :: p i DO a ?~ o It . . " 0 ;;' ~ - ~ m 'SOd~ pu. SOd" 01 p.ss.tpp. II.W uo .lqe"el,e\OU SI uo"eWtOlu! At.,".P 01 ...... ,.u'.'UI 1nbu! U. ftul~.W ue'lM. II\U.S8td pu.\dl..et S'llIB'.S :!NlflHOdMlI "nBW pU9 e68lQOd 4Wf.18Q8:I ~ putJ QOUl9P 'pepeeu 10U 61 Jdr9:JEU iipemUeO 9~1 UO )fJ9ttJlSod e ~I '6UI)fJ8W~ JOl 90,"0 190d ~1 1'6 e~ l\9lU ~&S9Jd &S891d 'pl~J!sep 81 :idlBOEU IJBVII P6uweo 9ln UO )fJeWlsOd ell. '.Al9It!lBQ-')8l0.UIf1B~. lU8W9SJopue 11[M 908jdn8W eta )fJeUJ JO ""910 84'(. ElS!^t)V "1U86'8 p9Z1J0\.1~ s,eesseJppe ",aSSaJppB El41 01 pe:iOJ.QSQI aa A8W AJEl^llep 'eej IBuoR1Ppe ue .IO:!. "peJ,"beJ laoeJ (!BUll P9W,\JElO mo#: uo ~9W\SOd 9SdSn 'e 'ld!9OOl WOIaJ 9l.BOudnp B ';9Aj8M EI9J. e 9^!eo9J Dol '"P9lSenbel::l JdI90SI:1 wmsiju 009!:dneuJ. 9S!Opu3 "eel \eM)':) ol96'e1sod 91QeOlIdde PP8 pue &fO~ 8q1 01 (~UJe WJO;::1 Sd) ~d!909l:;f .91::1 e 402UBJ'lRi' 81sldwl)O 9S88Id 'QQ\N9$ldI9Oetl W1lJ9l:J UfBlQO o.l 'A19^11ap lOJd epJAOJ at PSlsentlQl eq ^ew~d!80S1:J WI11Bl::J e 'eel \euolUPpe us JO.:I . 'I!BUII p9J8J9f6el::i JO pe.tnsur J8P!SUOO 9S1!I'81d 'selqanlB^ 'I!BI\! p8!l!l1B:J _ 03C1hO\,ld 91 3El\f~3hO:J 3:JN\f\,lnSNI ON . "lIeW leUO!lBu.I8\Ul JO SS'8JO Atre JOl 8lQ'81!8^e ~ou s, I!8W PBmJ,leQ _ N NIJOlJd "0 Ii\!BW SSUl(rlSJI.:::I tnlM. p6Ujqwoo 9Q ^1NO J.uw IfSr.J peUlUs:) _ :aurpUIWBH JliinJ<idw1 SJesA' 0Mf. JIOI BO!^J9SIWSOd BID Aq Jd8)( AJa~lep JO p.IO'39J V . eoS!d!IBW JncM JOI JeupuePlenb!un 't/ . Rmn 3800, June 2002 (ReVElrse) ld!909.1 5u!l!l3'w't/ . :SepIAD.ld lIeW pe!lllJa:J . CC/.1PLCTE THIS SrCTlOI L '~ERY . Complete Items 1, 2, and 3. Also complete item 4 jf Restricted Delivery is desired. . Print your name and address on the reverse $0 that we can return the card to you. . Attach this card to the back 01 the mailplece. or on the front if space permits. 1. Article Addressed to: A. SIgnature X ~ ~ :::Ssee .;;, l0iJ(t1::t';;~t '~:tf:7;/ 0:("'" D. Is delivery address different from tteg;f;,~,11 0 Yes If YES, enter delivery address belCiW; 0 No Williem M. Hubble 3 Jean Avenue Newville, Pa a 17241 3. Serv)e6Type B' Certltled Mall o Registered Cllnsured Mall o Exe!J'SO Mail ~etum Reoalpt fcr' Merchandise o C.O.D. 4. Restricted Delivery? (Extra Fee) DYes 2. Article Number (Transfer from S8n1ice label) PS Form 3811, February 2004 __~7~E4 ,135[] _D[][]Ll. 1l342-~~5_~ Domestic Return Receipt 10~02-M-1S4D S i!. ,.li h;n. ''''~H IH~!i r:EeSlllrs 'Ec~lig€ :;l~!S~o Hi~d '~&ln:g Fig.",~ 1 U~!~ :;;l!og ~ htld ii~lil q"ig~ HUn i!;!ili15~ !iliU li~ "",!il uKb' l';\~[- ~f~Ut ~l!~~fi h"ll15 HI~d H1i( 'I =-=- - '.- .eN'-; , 'i" ~.i~g}i '.'''H~~ !~ '", 2: ~ ~a: :im <ri"- o , ~ c:i m !lIS ~= ',!ii t6u.. "i~~ ~ ii i5:s. e: 'Ill lIJ 0)_ 0;::. a; ='=0 <ua:u... "&'lii i .. - E' ~ .l!_ 'p ~~1ii 'l! 118 s'ilg gcllo tb a <0= .!S~i ~" ~8~ ~c ~ - lr~ I C~ 'h - '!s il~ .5! ~~" 1 ~lic fil~! ~li: if ;I: .E ! iil~ ! IIJl a~cic t 1! i 0. 1181 aacie ~ ~ '~ co .. ll.. ~ '0 ll.. i , ... o ~ .5 ..: ,'~,. t I- . I I ,', . U . Ir. LQ '''';:if''''-' .fr '"a .. .. ,-- ,. ".:.-,_., - Ii :; ... S .. 'ii e o (,) .8 .. ::J :E e 6 ... '4 .. , :0. "" "'1 , 'C ~ ~ ~ ~ 0. i l i 0. €I l ~... ell tl -g' 'E3~. as ~i:'U>i _ :'0.1, III . "'..., ~ aE~~ ~ iI'"; 3S: .'i j~g~ ~ ~]~j i ~~::u ill.ll .~5 a.. -~ -- ~!L llii .... CD "i CD z> - GiW ~ ~,~ '" ::J .a Ol il ... m ~ 0:..... H '" u e g$ - 0 u. ;:i (/) s- ll.. '" '" .r I~ ~~ , 0 I:: - ~ ~ ,<0 '" ~ '" ,... ! ~ ~~iii :1::" '" . ~o.. ':E<(oi !ij~l ~;a i~ ~ 1~ t~ <> ~I}~ "::::i: ~ c) ~ "O(/JQ; ~ ~:-g \l}~Q) E:g (1) ~<o (\J \t? Q) c ::l _ '" .r (o'"" r:.::~ ~;.f<. >'c..', ~ () f; "f-. ,..., "'" "'" CJ"' :l> c:::;'~ c.-J ~ ~..,., m- 'n5 -,;9 (~6 --. -r. :r: -n ();::'O:;; --" .... "~1 Ofl .-\ Jj; :< 1.0 -0 ::K ~ en UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) NO. 04-4967 Civil Term AMENDED AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3, If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the olttached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S, Section 4904 relating to unsworn falsification to authorities. Dated: August 16, 2005 UDR OFFICES, P.C. BY: Mar Att en, Esqu~re for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOOD CREST CORPORATE CENTER 1~~ WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ,ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v, william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) AMENDED AFFIDAVIT PURSUANT TO nULE 3129.1 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets fort:h as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 3 Jean Avenue Newville, PA 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address William M. Hubble 3 Jean Avenue Newville, PA 27241 2. Name and address of Defendant(s) in the judgment: Name Address Rosemary L. Hubble, mortgagor 40 Eberly Road, Newburg, PA 27240 3. Name and record lien Name address of every judgment credit:or on the real property to be sold: Address whose judgment is a None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5, Name and address of every other person who has any record lien on the property: Name Address None 6. Name interest sale: Name and address of every other person who has any record in the property and whose interest may be affected by the Address Real Estate Tax Dept. 1 Courthouse Sq. Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St. Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, J?A 17128-0946 7. Name and address of every other person of' whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 3 Jean Avenue Newville, PA 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: August 16, 2005 Udren, Esquire for Plaintiff LAW OFFICES, P.C. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ;r.TTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff COURT OF COMMON PLEAS CIVIL DIV,:SION Cumberland County NO. 04-4967 Civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) DATE: April 12, 2005 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SJ~LE OF REAL PROPERTY OWNER(S): William M. Hubble <<Rosemary L. Hubble, Mortgagor PROPERTY: 3 Jean Avenue, Newville, PA 172~ll Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on September 7. 2005, at 10: 00, at the Commissioners Hearing Room, 2nd Floor Courthouse, Carlisle, Pa. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto wi thin 10 daY~3 after the filing of the schedule. EXHIBIT A ~~ ." ;i $. ~ wI>- '& . ~ci ~ _~ '. oil>- \,S tI) '8 ~~ ~ "," . 1l'"'5 0 ." :o::a '<ll o::.u.. 411iiU). g i~\ ~:t \ n ~\~ % .,,~'!l '!1,'" ~~1& ,"",0- '%,~ ~ ~ ~i~ ~ d~-;;i \1~" ;t \,%0'5 l\l!l~ o!OW!O :s i \ l~ ~ \\\l I>- o~oc g, ~ \ I>- !I\ ~ \1%] Ooou :' , '~'l. " ~ 6- ., ~ ~ ~ ~ \~-~\~- ~ \ ~, .1>", ~ is 0 a ':t ;; g ~ . :J: g'5! ...... I>- ~ \~ \~ g 10 ! '" l '!l \~ a:;::' ~ . :) ~ ~~. ~ "5~ ~ i%il \ I! ~ ~~l ~ i~8 \ '€- ~ ~~ $ ~~\~ \ '\ \~"6~ \ ~ 'tl:f ~ i ~~-~\ ~ i\~~ ~ III ~~\\.~ !~~6 z 1 ~! B~ .. %'" ,,;; 1. 'P-,glti... \l%_~ut li\~'''~%. ,,~il\!h tt 5""% -\ \l ;~\~ ..\~ ... ~..~~ . l'.~U1al1 i\\ll~ -s_a'%'5i l\lil~'ir ~ t\~t 11t11~ \\\\a~ \\~]t\ \,\%11 ~i\~l"" \\l\~~\ .!~~ \a h\i\ \\" li" n\~""\ :n\%U ril ~l ~;~~ ~ Y: '.' !!;Ll,'a, - ('N -,.' " ~t:t\'Oa"':;;11 .' " 1", ',' k~~' ... .... 'Jill " . ~ '6 ,_:~. -- -~ ~'- ..~.,-< i c. -a '15 c. 1 . o ".. S !. '& I>- !l \ I>- U I>-~ ..,,_U)- 00 .i ~ l, .,.. II ~ ..dO e ., ~ ~ li- I>-- i "'5~ ~~-:r €: 0 n II- CIl \~ ~ ... '" ~.;) \ (>.. .,.. .,.. .,.. .,.. .,.. ~'I.\-\\B\\ ~ I .. l\ .. \ a . ;!. Cl "" - "2'~ % ! i,~~ :J: 0"" ~%~ \", 0 g \D t- O> .,.. ~"''5 ::l \.,.. '" '" ... '" Deutsche Bank Trust Company Americas as Trustee f/kla Bankers Trust Company, as Trustee VS William M, Hubble and Rosemary 1. Hubble The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2004-4967 Civil Term Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on May 11,2005 at 6:20 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: William M. Hubble, by making known unto William M, Hubble, personally, at 3 Jean Ave" Newville, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Shannon Shertzer, Deputy Sheriff, who being duly sworn according to law, states that on May 20, 2005 at 7:22 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: Rosemary Hubble, by making known unto Rosemary Hubble, personally, at 40 Eberly Road, Newburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on July 15,2005 at 7:22 o'clock P,M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of William M. Hubble and Rosemary 1. Hubble, located at 3 Jean Ave., Newville, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: William M. Hubble, by regular mail to his last known address of 3 Jean Ave" Newville, PA 17241. This letter was mailed under the date of July 01, 2005 and never returned to the Sheriffs Office, R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Rosemary 1. Hubble, by regular mail to hc:r last known address of 40 Eberly Road, Newburg, P A 17240, This letter was mailed under the date of July 01, 2005 and never returned to the Sheriffs Office. Sworn and subscribed to before me ~~~:s _~ ~e This _ day of Prothonotary R, Thomas Kline, Sheriff B~jl A r,/1A a L RealEsl~ 2005, A.D. EXHIBIT B WREN LAW OFFICES, P. C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER ~1~ WOODCRESTROAD, SUITE 200 CHERRY EILL, NJ 08003-3620 856-669-5400 llTTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County ,..., = = <..n (') ,~[ n"lr ". c:: c:;, v. 2.'~ :-~:- tI;'''':-, ~ ,;::;:., ~~~ z, =<: William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) VERIFICATION OF SERVICE BY CERTIFI:ED MAIL AND REGULAR MAIL PURSUANT TO COURT ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the Notice of Sale to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: April 14, 2005 William M. Hubble 3 Jean Avenue Newville, PA 17241 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties of 18 Pa.C,S. Section 4904 relating to unsworn falsification to authorities. Dated: August 16, 2005 OFFICES, P.C. EXHIBIT B \.D o -n -l :L" m- ,- -riG ~~ C)O (=srn ':::, ?:O -< -v ::c: ~ C1' UDREN LAW OFFICES, P. C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 1~1 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) NO. 04-4967 Civil Term VERIFICATION OF SERVICE BY CERTIFIED MAIL AND REGULAR MAIL PURSUANT TO COURT ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the Notice of Sale to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: April 14, 2005 William M. Hubble 3 Jean Avenue Newville, PA 17241 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties of 18 Pa.C.S, Section 4904 relating to unsworn falsification to authorities. UDRE P.C. Dated: August 16, 2005 Mar, Esqu~re ~,,; EXHIBIT B JAN 1 92(!lJ; ( IN THE COURT OF COMMON PLEAS OF C=berland COUNTY CIVIL DIVISION Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee . ' NO. 04-4967 'Civil Term Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor Defendant(s) o R D E R AND NOW, this jy day of jClIYU.L~ ,2005, upon consideration of Plaintiff's Motion and the Aff\javit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Complaint in Mortgage Foreclosure and all subsequent pleadings on Defendant, William M. Hubble, shall be complete when Plaintiff or its counselor agent has mailed true and correct copies of the Complaint in Mortgage Foreclosure and all :subsequent pleadings by certified mail, and regular mail to the last known, address of Defendant, William M. Hubble at 3 Jean Avenue, Newville, PA 17241 and vy posting the mortga~ed premises Newville, PA 17241. ~ ~ J:h Hu ~ f1v fi/1W~ ~ ~ ,d fJ III ~j~ rt~ (Z' j (' '~~j "~:J ' , ~ 0 Oc::: t::I O~(")O :I:--.::c:D m~m2 ~g~s; :;:OO:Z -("):00 F=:IJ-O~ ..., . mO"'" 0 c~~g g e;rri~'" 0)> 't> :8 00e:. Z w <>> mCl (1l f-" z. ~ C, I~ -I (1l I-' IT' e', PJ f-'. 1-'::1 PJ I-' 8 \~ (1l 't>l . '< ;g GI I1J ::J :r: :P ~ (1l ~ ~ I-' 0' -J t1 0 .-'l tv l-' "! '"" '" (1l U1 Irl rn II" II'" IJ :II m m ~ ~ f"- f"- H "" :r 'tJ m m "! cQ cQ Ul :r :r 0 0 Ul 0 0 ~ 0 0 '" 0 0 U'l Irl m m r-'I r'I =r :r 00 00 f"- f"- \(- '''-I lih! \:"1 ~ 0; ~ jCflq \ ~~ tt:1! l rnl III ... .- "'" '!' U.S. Postal Service CERTIFIED MAIL RECEIPT (DomestIc Mall Only; No Insurance Coverage Provided) P~le $ Certlfi9d Fee C!3D Postmark Rerum Fleclepl Fee Here (EndotSement AequUetl) Restrloted o.Uvery Fell (EndOrsement Re~uirec!l Total Postage & Fee:; $ t 0 YFiSiCApCNC:;.~m~" William M. Hubble orPOB01tNo, 3 Jean Avenue ciiY.-stiii8~Zrp;:r".-. Newville, Pa a17241 PS Fnrm 380D June 2002 See ReVNSrl for InstruclIons EXHIBIT 8 ,/ III /-in) hip /1_ ''f /!" . ~~(-_.< /1 -- v /,-I(F.i(J35V Cu./YJ/J'U'~../ 'tl !" en 6' n 3 . - '" ~~ ~ ~ ~ ~ 3 C" "''''::;; - . ~ ci' . 1'- _. ;; m= C" 2' -' ~ iii" 2 .en}>. 3 W f -< "'D~~ '" = w=>:r 0 wee 0 I _mO" ... ;:j st ... m " ->.l 0 I:J 3 I:J .m '!'l I.t: 0' :D 10-' . " UJ 3 l11 ... :D I:J '" . :~ClClfi 2 I:J " '[ I:J ~ U~~ I:J Il. S. !'l',,; '" .t: ~m,< ~ 3: Q. i Cb ;r- g, ~ UJ m _ -/: ~ -,J i~" UJ "' p~"C .Jl CD P 3 l11 ~ ::tJ 10-' . ;:: ~~ 1< ~ Ii Q" w ;: ~ ~ 6 ~ f . " ~ 0. ~ O' 0 m :-'" . '. '. )> Q >~ '1J;:;:O ~ 0 ~ :J. 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N ~!JOlJd"O 8ilBw SS81::NSJI.:I tmM pBLijqwoo eq A1NO ~BW 1!8W P81m,JeO _ :SUBPUIW81:1 PIB1JoDwl SJ8e,{ DfWJOJ 8O!AJ8SI8JSOd elll Aq lC!8>f A19^flep JO PJOO8.I V . eoeJd!fBw JneA JC),I J8upuep! enblun v- Ferm 3800, June 2002 (R61/erse) Jd!909J 6u!lfBW"d . :S8PIAOJd I!ew p8!1!I.IB:) EXHIBIT B .. Complete ttems 1, 2, and 3. Also complete item 4 If Restricted Delivery is desired. . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mailpiece, or on the front If space permits. 1. Article Addressed to: William M. Hubble 3 Jean Avenue Newville. Pa a17241 2. ArtIcle Number (Transfer from service label) PS FoOll 3811, February 2004 ~J:I Agenl X ..". ~;,:'~~:., 0 Addressee B. RSC?i~ by (Prlnt"g.Mnfj)';;;;t~ "f Date of Delivery Wi//(f1.n "1/fr/til/IV.19. OS D. ISdellveryaddressdlfferentfrom~;11? 0 Yes If YES. enter delivery address bel6W: 0 No 3. Se~ype I9"Certlfied Mall CJ ~ Mail o Registered ~etum Reo8tpt for Merchandise o InsuredMaH 0 C.O.D. . 4, R_cled Delivery? (Extra Fee) 0 Vas 7004 1350 0004 8347 3951 Domestic Return Receipt 102595-02-M-15'4tS EXHIBIT B ~ '" 1l:~ lite o~ 'a: ~ ",,$ tilL\... ." f/J .-: ~ q <l) to....=:a ,'i!t rJl u.. -g.e (I) e "s-g .:!,'" cn~ "'5ts:(I) :;;$,O Ill.ttu... .-:= CoO ~ "..'" Q !~l 'F hl ",i8 ~S", t~~ ~~.~ .~.c ;g" :g 8li~ "g ~<~~.-, JS "~-- !,l, \t'! "<<S! l~~~;. ~'8 ',<<- ~~~ If6!il z ~ ~ .' 1 "ll :t \~~I di~r: t ~ ~ ~ !,loze a:.~8S o i l o Cl 1t ~,~ ~ .!r.,.. ';I' ~, C::'.::=o:: ~ CtS ~~~:! ~ A;.~':~:P:':CJ::m ....l!~= !i. .8:~g )lS ~.,':o;.'?', '.~ o (.).~-:: :g ~:':;a',:,~;~< iO"O~ "S ~.%~ ~ ~ mo, "lD': '-1 ~:o~,~, :;1;::....0 . o ~ = ,1.; , '~1fr'" "J; . g.,. (,N. : ~;:~':,i i .,.~..; '} -.. Co "" e ,,'y}. 0 ~=: (.l j - .. , '" \ '2 \ I e ~ f , \ e.. Q,g 1\ 1\0"" ~UH. 'li8~~ t~'V! ~ ~t=8G1~ ~\i\h \~~~n ~i~!n 1 \t\1~ 1lI_~ '0>- lh~..l ~a~l~~ h~'H~ i i h5i ..~li,t! .~~~u '0 ;;.tll...El \ii'~.= ~\'i~l! 'i,' IN:-. 5l -;l~ 'p!"'!l~ _1!~!l'..." !\il\$~ ~hfl.~ t-o~IH \\Bb~ l~t~i .i!l!,lig!a' ~.2-l\.~l ~,- l,j.-'{R ~11!iOO '" m::{~T ~ ~d~ ~,;$) ".,.,.J',' F" . ,. .\. ,- -, - ~ ,i1I-lil1Jfrlt:~ ,Lll~~ --{ii", . , ,- , ; ,;,II;, ~" .. , '0 ~ ! 0; Q. , , I 0; 1;1 \ Q. i ~ -c 'S A. - Ii 111 "'8 ~s .0 Q.~ "S1l -- ...0;.. E1ii .... 10] ~ ~-" ~ ;;~ i::' '0' .. ....a: e '" ~. YJ u- '" ... ;;; l; _..6) o'a '" l~ - ~ o~ u. ~l . (/) .... '" ....3 C>. '" <') - - - ~ \::;}\,rll.... 'l:' . :;; '" '" ~,d):~ ~~.. . >~ :=;<:di iil ~~e 3="'Z 1& ~ 1 'C!l ~\ ~ \I) j 0 ...., <:1- ~ ~z --<:< <:l , -0 './1.~ :::t ':> "is <:J im:'t:l 0 - l\\.~.ii '" - ~ r- eo E-o'" ~ .... >0 co ~<:o '" '" ~ ( ~, -,~ ';:".n -(".,.. 'C::::, '-~;) l~.') ....;:,\ <;;;\ ,->. -C-'" f-r'\ ~-::'i '~\\\:j '\C') ---,' <:: , \'\ ',',,' -" ~-: :.:~ ;1 '3~ -- <:::) Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee VS William M. Hubble and Rosemary L, Hubble The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2004-4967 Civil Term Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on May 11, 2005 at 6:20 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: William M. Hubble, by making known unto William M, Hubble, personally, at 3 Jean Ave., Newville, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Shannon Shertzer, Deputy Sheriff, who being duly sworn according to law, states that on May 20, 2005 at 7:22 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: Rosemary Hubble, by making known unto Rosemary Hubble, personally, at 40 Eberly Road, Newburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same, Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on July 15,2005 at 7:22 o'clock P.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of William M. Hubble and Rosemary L. Hubble, located at 3 Jean Ave., Newville, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: William M. Hubble, by regular mail to his last known address of 3 Jean Ave., Newville, PA 17241. This letter was mailed under the date of July 01, 2005 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Rosemary L. Hubble, by regular mail to her last known address of 40 Eberly Road, Newburg, P A 17240, This letter was mailed under the date of July 01, 2005 and never returned to the Sheriffs Office. R, Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per instructions from Attorney Mark Udren, Sheriffs Costs: Docketing Poundage 30,00 1,342.73 Posting Handbills Advertising Law Library Prothonotary Mileage Certified Mail Levy Surcharge Law Journal Patriot News Share of Bills Postpone Sale 15.00 15.00 .50 1.00 33.60 12.34 15.00 30.00 251.00 238.52 18.20 20.00 $2,022.89 Sworn and subscribed to before me ?JZ:,.~ /~~ 2005, A.D, R. Thomas Kline, Sheriff .~~" t' BY ) ~+y1'LC ~ Real Estate ergeant -0 I. ' UL .;"Ii ,J:1. J2v l'Iopg . , UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. william M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 3 Jean Avenue Newville, PA 17241 1. Name and address of Owner(s) or reputed Owner(s) Name Address william M, Hubble 3 Jean Street Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address Rosemary L. Hubble, mortgagor 39 N. Corporation Street Newville, PA 17241 3. Name and record lien Name address of every judgment creditor on the real property to be sold: Address whose judgment is a None ; 4..Name and address of the last recorded holder of every mortgage of record: Name Address plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name interest sale: Name and address of every other person who has any record in the property and whose interest may be affected by the Address Real Estate Tax Dept. 1 Courthouse Sq. Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St. Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 3 Jean Avenue Newville, PA 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: April 1, 2005 I P.C. Mark J. U Attorney for ~ , UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Rosemary L. Hubble, mortgagor 39 N. Corporation Street Newville, PA 17241 Your house (real estate) at 3 Jean Avenue, Newville, PA 17241 is scheduled to be sold at the Sheriff's Sale on September 7, 2005, at 10:00 in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $71,659.20, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney1s fees. To find out how much you must pay, you may call: (856)-669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. ThE~ sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) T YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856'669, 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669'5400. 4. If the amount due from the Buyer is not paid t:o the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within t.en (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717'249'3166 800'990'9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717~249-3166 800,990,9108 ,A .. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 NO. 04-4967 Civil Term Defendant (s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: William M. Hubble 3 Jean Avenue Newville, PA 17241 Your house (real estate) at 3 Jean Avenue, Newville, PA 17241 is scheduled to be sold at the Sheriff's Sale on September 7, 2005, at 10:00 in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $71,659.20, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff1s Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorneyls fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) If . YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffls Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856,669,5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3, amount due 5400. The sale will go through only if the buyer pays the Sheriff the full in the sale. To find out if this has happened, you may call 856-669- 4. If the amount due from the Buyer is not paid to the Sheriff I you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7, home back, You may also have other rights and defenses, o:r ways of getting your if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249'3166 800-990,9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800,990,9108 ALL that Certain tract or pw:cc:l of land and l'rcmi.ses, situate, lying and being in the Borough of Newville, in the County of Cumberland and Commonwalth <1f ~rylvania. more particularly described as follows: ON the West by the Springfield and Sbippensburg Road, now known as Jean Avenue, 85 f..t, more or I"",; on the South by Glebe Alley, 10 feet, mote or less; and on the East by Lor No. 88 in the General Plan of the Borough of NewviJle. now Or late of Pori. J, Heckendorn. Tax Parcel No. 27.20.1754-054 Also known as 3 Jean Avenue, NewviUe, PA 17241 BEING KNOWN AS: 3 JEAN AVENUE, NEWVILLE, PA 17241 PROPERTY ID NO. : 27-20-1754-054 TITLE TO SAID PREMISES IS VESTED IN WILLIAM M. HUBBLE BY DEED FROM WILLIAM M. HUBBLE AND ROSEMARY L. HUBBLE, HUSBMJD AND WIFE DATED 01/30/03 RECORDED 02/13/03 IN DEED BOOK 255 PAGE 3813. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYL V ANIAJ COUNTY OF CUMBERLAND) NO 04-4967 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBF.RLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK TR CO AMREICAS AS TRUSTEE f/k/a BANKERS TRUST CO , as Trustee Plaintiff(s) From WILLIAM M. AND ROSEMARY L. HUBBLE, 3 JEAN AVENUE, NEWVILLE PA 17241. (I) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE LOCATED AT 3 JEAN AVENUE, NEWVILLE P A 17241 (SEE LEGAL DESCRIPTION) . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $71,659.20 L.L. $.50 Interest from 4/2105 to 9/7/05 @ $17.02 per diem ~ $2,706.18 Atty's Comm % Due Prothy $1.00 Atty Paid $253.90 Other Costs Plaintiff Paid Date: APRIL 6, 2005 (Seal) CURTIS R, LONG Prothdii ary By: "U--vJ- REQUESTING PARTY: Name MARK J. UDREN, ESQ. Address: WOODCREST CORPORATE CENTER 111 WOODCREST RD., STE, 200 CHERRY HILL NJ 08003-3620 Attorney for: PLAINTIFF Telephone: (856) 669-5400 Supreme Court ID No, 04302 Real Estate Sale #21 On May 05, 2005 the Sheriff levied upon the defendant's interest in the real property situated in Newville Borough, Cumberland County, P A Known and numbered as 3 Jean Ave" Newville, more fully described on Exhibit "A" Date: May 05, 2005 By"Jodu1~ Real E;ta~ Deputy ~ c:u:a c:;r;l c;:::J @ W\l filed with this writ and by this reference incorporated herein. bZ:b cJ '1- 8dV ~OOl ',.; '. '; ",:" .,'!,' , ,:::j";,'\'S''-''': '1' ,'0 ";'/-j']'O ..:J..:J\o.:lr ':':l, .::l .:lJ . . THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Connnonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Connnonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot, News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot,News and The Sunday Patriot,News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 19th and 26th day(s) of July and the 2nd day(s) of August 2005. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot,News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317, COpy SA L E #21 PUBLICATION CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 . Statement of Advertising Costs To THE PATRIOT-NEWS CO. For publishing the notice or publication attached hereto on the above stated dates 238.52 REAL ESTATE SALE No. 21 Writ No. 200' i967 CMlTerm Deutsch. B.nkTruat Compllny Al1HIrIcas as TrusllHt fIkI. Bm1kl1rs Trust ComplIny, as TrustH Va WIHlam M. Hubblt> and ROHIII.ry L Hubbl. Ally: M.rk Ud"", ! DESCRIPTION ALL tbat certaintntCt or parcel of land and premises, situate. lying and being in the' Borough of Newville, in the Coonty of CUmberland and . Commonwealtb of Pennsylvania, more parti<ularly_..fo11ows: ON the Wes' by the Springfield and Shippensburg Road, now known as Jean Avenue, 85 feet. more or Iess. on the South by G~be Alley. 10 feet, more or less; and on !be East by Lot No. 88 in the General Plan of the Borough of Newville, now or late of Doris 1. HocknOOm. Tax Parcel m.1i)..1754-054. Also known as 3 Jean Avenue, Newville, PA 17241. PROPERTY LD. NO,: 27.2().1754<l.54. TITLE TO SAID PREMISES is vested in WIlliam M, IInbble by Deed from WtIliam M. ljubble and Rosemary L. Hubb~, busband and wife, dated OIf3(W3 recorded 02113103 in Deed Book 255 Page 3813. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. 1.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: July 15, 22, 29, 2005 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. , ( \ ,-~ AND SUBSCRIBED before me this day of Julv. 2005 l SEAL LOIS E. SNYDER, Notary Public Carhsle Bo.o, Cumberland County MV Commission EKpires March 5. 2009 REAL ESTATE SALE NO. 21 Writ No. 2004,4967 Civil Deutsche Bank Trust Company Americas, as Trustee, f/k/a Bankers Trust Company. as Trustee vs. William M. Hubble and Rosemary L. Hubble Atty.: Mark Udren ALL that certain tract or parcel of land and premises, situate, lying and being in the Borough of Newville, in the County of Cumberland and Com- monwealth of Pennsylvania, more particularly described as follows: ON the West by the Springfield and Shippensburg Road. now known as Jean Avenue. 85 feet, more or less; on the South by Glebe Alley, 70 feet, more or less; and on the East by Lot No. 88 in the General Plan of the Borough of Newville, now or late of DorIs J. Heckendorn. Tax Parcel No. 27-20-1754-054. Also known as 3 Jean Avenue, Newville, PA 1724l. BEING KNOWN AS: 3 JEAN AVE, NUE. NEWVILLE, PA 17241. PROPERTI ID NO.: 27,20,1754, 054. TITLE TO SAID PREMISES IS VESTED IN William M. Hubble by Deed from William M. Hubble and Rosemary L. Hubble, husband and wife dated 01/30/03 recorded 02/ 13/03 in Deed Book 255. Page 3813. UDREN LAW OFFICES, P.C. :BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER ~~~ WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Deutsche Bank Trust Company Americas as Trustee f/k/a Bankers Trust Company, as Trustee 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 04-4967 civil Term v. William M. Hubble Rosemary L. Hubble, mortgagor 3 Jean Avenue Newville, PA 17241 Defendant(s) PRAECIPE TO MARK SETTLED, DISCONTINUED AND ENDED AND SATISFY JUDGMENT TO THE PROTHONOTARY: Kindly mark the above captioned matter SETTLED, DISCONTINUED AND ENDED AND JUDGMENT SATISFIED, upon payment of your costs only. \ fV\!\--- Mar~J. Udren, Esquire UDREN LAW OFFICES, P.C. Attorney for Plaintiff DATED: October 7, 2005 ~~ C'" co c ..r::- 0.::