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HomeMy WebLinkAbout12-2145 0D L _ 73 Is ... UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 SHERRI J. BRAUNSTEIN, ESQUIRE - ID #90675 PAIGE M. BELLINO, ESQUIRE - ID#309091 HARRY B. REESE, ESQUIRE - ID#310501 AMY GLASS, ESQUIRE - ID#308367 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadin_2s(c?.udren.com ATTORNEY FOR PLAINTIFF Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road #100 West Palm Beach, FL 33409 Plaintiff v. KRISTINA STAMBAUGH A/K/A K nSTINA M. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County NO. /o2- JILI3' vd(/Ir COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if -05 you fail to do so the case may proceed without you and a judgment may be entered against you 4103.15 Po ATr? e,1P as Iq'7 pt a73gg by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta aseentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the entity designated in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this Action. Plaintiff is either the current mortgagee of record, is the legal holder of the Mortgage by virtue of being successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assignment of Mortgage. If Plaintiff is the legal holder of the Mortgage by virtue of Assignment of Mortgage, it is by the following Assignments of Mortgage, all of which have either been recorded or Plaintiff is in the process of formalizing the actual Assignment of Mortgage in Plaintiff s favor: Assignor: Mortgage Electronic Registration Systems, Inc. Assignee: Deutsche Bank National Trust Company as Trustee under the Pooling and Servicing Agreement Dated as of September 1, 2005, GSAMP Trust 2005-WMC1 Date of Assignment: 07/11/2008 Recorded Date: 08/11/2008 Book/Instrument #: Instrument Number: 200827238 Page: Assignor: Deutsche Bank National Trust Company as Trustee under the Pooling and Servicing Agreement Dated as of September 1, 2005, GSAMP Trust 2005-WMCI Assignee: Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 Date of Assignment: 01131/2012 Recorded Date: Book/Instrument #: Page: 2. Upon information and belief Defendant(s) and/or their predecessor: Kristina Stambaugh A/k/a Kristina M. Stambaugh & Richard Stambaugh A/k/a Richard A. Stambaugh (hereinafter "Defendants"), are the owners of property located at 141 East Main Street, Walnut Bottom, PA 17266, by virtue of Deed dated 06/30/2005 and recorded 07/06/2005 in Official Records Book 269 at Page 3862 of the Public Records of Cumberland County, Pennsylvania (hereinafter the "Property"). 3. On 06/30/2005 , Defendant(s) and/or their predecessor: KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH RICHARD STAMBAUGH AMA RICHARD A. STAMBAUGH promised to pay to the order of WMC Mortgage Corp, the principal sum of $ 106,400.00 payable with interest thereon provided in the Note. 4. By Mortgage dated 06/30/2005, Defendant(s) and/or their predecessor: KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH to secure the Note, mortgaged to Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp, the Property which is the subject of this action. The Mortgage was recorded on 07/06/2005 in Official Records Book 1913 at Page 3412. Said Mortgage is incorporated herein by referenced in accordance with Pa.R.C.P 1019(g). A legal description of the mortgage premises is attached hereto and made a part hereof. 5. Said mortgage is in default in that the payment due 11/01/2010, and all subsequent payments have not been made, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with the other charges authorized by said Mortgage and itemized below, shall be immediately due. 6. After demand, the Defendant(s) continues to fail or refused to comply with the terms of the Mortgage as follows: (a) By failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) By failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage or modification agreement as of the date stated below Unpaid Principal Balance Accumulated Interest Accumulated Late Charges Escrow Deficit/(Reserve) Title Report Attorney Fee Other Suspense Balance Prior Servicer Fee Property Inspection Fee Property Valuation Fee Grand Total The above figures are calculated as of 03/01/2012: $109,068.19 $10,705.15 $1,543.60 $11,218.35 $300.00 $1,300.00 $-590.53 $829.80 $31.50 $292.00 $134,698.06 The interest rate is subject to adjustment if more fully described as such in the note and mortgage. The interest rate on the subject note is at 7.00000 %. The per diem interest accruing on this debt is $20.74 and that sum should be added each day after the above date. The late charge is subject to adjustment if more fully described as such in the note and mortgage. The late charge rate on the subject note should be added in accordance to the terms of the note and mortgage charged monthly at $38.59. 7. Breach letters have been sent to Defendant(s) in accordance with the requirements of the subject mortgage and/or The Pennsylvania Act 6 of 1974 of the Commonwealth of Pennsylvania and, if applicable, Act 91 of 1983. Copies of the breach letters are attached hereto as Exhibit "A". WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $134,698.06 plus ongoing interest, costs and attorneys fees and for sale of the Mortgaged premises. UDRF,1iLLAW OFFICES, BY: ) L PAIGE M. SELLINO, ESQUIR PA ID 309091 VERIFICATION The undersigned states that he/she is authorized to make this verification on behalf of the Plaintiff, and that the facts set forth in the foregoing pleading are true and correct to the best of the information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. Date: Name: A. Kee* Cw tdManagement Title: Coordinator Company. by its attorney in fact, Ocwen Loan Servicing, LLC Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005- WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 MJU #: 11100710 CASE #: 11100710-1 Transfer EXMrr A ALL the following described real estate lying and being situate in the Village of Walnut Bottom, South Newton Township, Cumberland County, Pennsylvania, more particularly described as follows: BEGINNING at a set railroad spike in the centerline of PA Traffic Route 174 (Walnut Bottom Road) at common comer of Lots 1 and 2 on the herein referred to subdivision plan; thence along common boundary line of Lots 1 and 2, which is also the easterly most boundary of Parcel 1A, South thirty-seven (37) degrees twenty-four (24) minutes fifty-five (55) seconds East, ninety-six and fifty-seven hundredths (96.57) feet to a set iron pin-, thence continuing by same, South forty-five (45) degrees forty-nine (49) minutes twenty-five (25) seconds East, one hundred eighteen and thirty hundredths (118.30) feet to a set iron pin in line of land now or formerly of Ronald A. Baker; thence along line of land now or formerly of Ronald A. Baker, South forty-nine (49) degrees zero (00) minutes zero (00) seconds West, thirty-nine and thirty-two hundredths (39.32) feet to a point; thence continuing by the same, South forty-nine (49) degrees zero (00) minutes zero (00) seconds West, fifty and zero hundredths (50.00) feet to a point at corner of land now or formerly of Randy K. Boyer; thence along line of land now or formerly of Randy K. Boyer, North forty-three (43) degrees fifteen (15) minutes two (02) seconds West, two hundred thirteen and thirty-seven hundredths (213.37) feet to a point in the centerline of Walnut Bottom Road; thence along the centerline of Walnut Bottom Road, North forty-six (46) degrees fifty-seven (57) minutes thirty-one (31) seconds East, fifty and zero hundredths (50.00) feet to a point; thence continuing by same, North forty-nine (49) degrees fifty-seven (57) minutes zero (00) seconds East, forty-three and eighty-three hundredths (43.83) feet to the set railroad spike, the point and place of BEGINNING. CONTAINING a total area of 18,793 square feet (0.0431 acres). BEING known and designated as Lot No. 1 on a subdivision plan entitled "Survey for Mary O. Bowers" prepared by Steven P. Wolfe, Professional Land Surveyor, dated 4/11/90, which subdivision plan has been approved by the appropriate municipal authorities as and for a subdivision plan and is recorded in the office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 69, Page 36. BEING the same premises which Bonnie Swartz and Harold Bowers, Sr., co-Executors of the Last Will and Testament of Mary O. Bowers, by their deed dated May 10, 1995, and recorded in Cumberland County, Pennsylvania Deed Book 122, Page 408, granted and conveyed unto Randy V. Singleton, a single man, Grantor herein. 1 Cert.i ry this to be recorded i11 ci_itr lbb ,--land County PA f ?. ; of Deects 1913PG3421 UT REN LAW OFFICES P. C. OODCREST CORPORATE CE TER MARK J. UOREA; ESQUIRE III WOODCREST ROAD NJ MANAGING ATTORNEY SUITE 200 C ERRY HILL, NEW JERSEY 08T3-3620 1 856. 669. 5400 TINA MARIE RICH FAX. 856. 669. 5399 OFFICE ADULVISTRATOR FREDDIE MAC PENNSYLVANIA DESIGNATED COUNSEL January 27, 2012 CERTIFIED MAIL RETURN RECEIPT REQUESTED ARTICLE 4 7011 1570 0001 9751 1101 Richard Stambaugh 141 East Main Street Walnut Bottom, PA 17266 RE: Mortgage Loan dated June 30, 2005 NOTICE OF INTENTION TO FORECLOSE Dear Mortgagor: The Mortgage serviced by Ocwen Loan Servicing and held by Deutsche Bank National Trust Company as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2005, GSAMP Trust 2005-WMC1 (hereinafter we, us or ours) on your property located at 141 East Main Street, Walnut Bottom, PA 17266 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,043.66 for the months of November 1, 2010 through January 1, 2012. The last assessed late charge on this account was $38.59 at a late charge rate of 551. for each delinquent payment (s) . As of today, late charges have accrued to the total amount of $1,543.60. Other charges including Property Inspection Fees and Property Valuation Fees/BPO have accrued at the total amount of $313.00. A Suspense Balance of $590.53 has been credited to your account. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $16,920.97. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of $16,920.97, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, WHITA cashier's check, certified check or money order, and made to UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NEW JERSEY 06003-3620 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise the lender's right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, the lender also intends to instruct our firm to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff or other similar official to pay off the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe the lender, which may also include our reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one. hour before the Sheriff's or other similar official foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's or other similar official's sale could be held would be approximately six months from the date of this letter. A notice of the date of the Sheriff's or similar official sale will be sent to you before the sale. Of, course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: (856) 669-5400. This payment must be cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's or other similar official sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's or other similar official sale, a lawsuit could be started to evict you. You shall have the right to assert in the foreclosure proceedings, the non-existence of a default or any other defense that you may have to acceleration or foreclosure. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR. TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. UDREN LAW OFFICES, P.C. CC: First: Class Mail NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 WOODCREST CORPORATE CENTER Ill WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 664-5400 II REN LAW OFFICES P. C. OODCREST CORPORATE CE ER MARK J. UDREN, ESQUIRE III WOODCREST ROAD N.I MANAGING ATTORNEY SUITE 200 C ERRY HILL, NEW JERSEY 08 3-3620 956. 66Y. 5400 TINA MARIE RICE/ FAX: 856 669. 5399 OFFICE ADMINISTRATOR FREDDIE MAC PENNSYLVANIA DESIGNATED COUNSEL January 27, 2012 CERTIFIED MAIL RETURN RECEIPT REQUESTED ARTICLE # 7011 1570 0001 9751 1095 Kristina Stambaugh 141 East Main Street Walnut Bottom, PA 17266 RE: Mortgage Loan dated June 30, 2005 NOTICE OF INTENTION TO FORECLOSE Dear Mortgagor: The Mortgage serviced by Ocwen Loan Servicing and held by Deutsche Bank National Trust Company as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2005, GSAMP Trust 2005-WMC1 (hereinafter we, us or ours) on your property located at 141 East Main Street, Walnut Bottom, PA 17266 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,043.66 for the months of November 1, 2010 through January 1, 2012. The last assessed late charge on this account was $38.59 at a late charge rate of 5% for each delinquent payment(s). As of today, late charges have accrued to the total amount of $1,543.60. Other charges including Property Inspection Fees and Property Valuation Fees/BPO have accrued at the total amount of $313.00. A Suspense Balance of $590.53 has been credited to your account. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $16,920.97. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of $16,920.97, plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made to UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NEW JERSEY 08003-3620 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise the lender's right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, the lender also intends to instruct our firm to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff or other similar official to pay off the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe the lender, which may also include our reasonable costs. If you cure the default within the THIRTY (30) DAY period you.will not be required to pay attorney's fees. The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. ` If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's or other similar official foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's or other similar official's sale could be held would be approximately six months from the date of this letter. A notice of the date of the Sheriff's or similar official sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: (856) 669-5400. This payment must be cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's or other similar official sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's or other similar official sale, a lawsuit could be started to evict you. You shall have the right to assert in the foreclosure proceedings, the non-existence of a default or any other defense that you may have to acceleration or foreclosure. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR. TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR. TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. if you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. UDREN LAW OFFICES, P.C. CC: First Class Mail NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 (856) 669-5400 016H.2a.5+9 n±c C ?'nC • t "•• _ - a u't! 271 2SO'{2 $ 66'') ecf From 'ry Mar f i?a^tY-. ? ? 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PENNSl'LVAN m (y Q? am A(s) fQj( 7, C/ sync/ Wit' yvs. Defendant(s) Civil r_. NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, You must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Date Res ect Ilv submitted: [Signature of C?ouns6l for Plaintiff] PAIGE M. BELLINO, ESQUiRL FA 10 309091 FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: Borrower name(s): Property .Address: City: Is the property for sale? Realtor Name: Borrower Occupied? Mailing Address (if different) City: Phone Numbers Email: # of people in household: Mailing Address: City: Phone Numbers: Office: Other: Email: of people in household: How, long? First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mort gage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Prim Reason for Default: State: Zip: Yes ? No E] Listing date: Price: $_ Realtor Phone:_ Yes ? No ? Home: Cell: State: Zip: Office: Other: How long? State: Zip: Home: Cell: Is the loan in Bankruptcy? Yes ? No ? If yes, provide names, location of court case number & attorney: Assets Amount Owed: Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $_ Checking: $ $_ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile 92: Model: Year: Amount owed: Value: Other transportation (automobiles boats, motorcycles): Model: Year: Amount owed-.Value Monthly Income Name of Employers: 1. Additional Income Description (not wages): I , monthly amount: 2 monthly amount: Borrower Pay Days: _ Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2" Mortgage Utilities Car Payment(s) Cundo/Nei h. Fees Auto Insurance Med. (not covered) Auto ftiel/re airs Other prop. payment Install. Loan Payment Cable TV Child Su ort'Alim. Spending Money Da /Child Care/Tuit. Other Expenses I Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ? No ? If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax:_ Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ? No ? If yes, please indicate the status of the application: Have you had any prior negotiations with Your lender or lender's loan servicing company to resolve your delinquency? Yes ? No ? If yes. please indicate the status of those negotiations: Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Servicing Company (Name): Contact: Phone: Phone: I/We authorize the above named _ to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I,'We understand that I/we am/are under no obligation to use the services provided by the above named Borrower Signature Co-Borrower Signature Date Date Please forward this document along with the following information to lender and lender's counsel: Proof of income V(( Past 2 bank statements V Proof of any expected income for the last 45 days V Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation t (hardship letter) V Listing agreement (if property is currently on the market) FORM 3 D c rS Cke B4n Lr7 I/V'O?'r? r ?yi q t TAu?f ( c/41 f a/J Plaintiff(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COLTNTY.. PENNSYLVANIA vs. R JA ?Lk4r'1 ??4Is'164U.?'h _. ?-e t a f Defendant(s) Civil" REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated C6 , 2012 governing the Cumberland Countv Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a `'Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in that Notice to be eligible to participate in a court-supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S, X4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel/Appointed Legal Representative Signature of Defendant Date Date Signature of Defendant Date UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 SHERRI J. BRAUNSTEIN, ESQUIRE - ID #90675 PAIGE M. BELLING, ESQUIRE - ID#309091 HARRY B. REESE, ESQUIRE - ID#310501 AMY GLASS, ESQUIRE - ID#308367 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadins(amdren.com •^?_. n C. x' Deutsche Bank National Trust Company, as Trustee for COURT OF COMMON GSAMP Trust 2005-WMC1, Pooling and Servicing PLEAS Agreement dated as of September 1, 2005 CIVIL DIVISION 1661 Worthington Road #100, West Palm Beach, FL 33409 CUMBERLAND County Plaintiff v. KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH NO. /oZ - oV 45 01V;1TV_*fi1 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 Defendant(s) ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter the appearance of the following counsel: Mark J. Udren, Esquire; Stuart Winneg, Esquire; Lorraine Doyle, Esquire; Alan M. Minato, Esquire, Sherri J. Braunstein, Esquire; Paige M. Bellino, Esquire; Harry B. Reese, Esquire; Amy Glass, Esquire; Kassia Fialkoff, Esquire; Elizabeth L. Wassall, Esquire; on behalf of the Plaintiff, in the above-captioned matter. UDR AW OFFICES, P.C. BY: (k,(0`, ij1 M. BELLINO, ESQUIRE PA TO 309091 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson F- Sheriff , D - r_ Jody S Smith 4E PPOTHONOTAt"' '% ' Chief Deputy 12 APR 20 AN 8: 44 Richard W Stewart Solicitor CUM NLAND COUN i" I'+ SYLVANIA Deutsche Bank National Trust Company vs. Case Number Kristina M. Stambaugh (et al.) 2012-2145 SHERIFF'S RETURN OF SERVICE 04/13/2012 05:19 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on April 13, 2012 at 1719 hours, he served a true copy of the within Complaint and Mortgage Foreclosure, upon the within named defendant, to wit: Krisitina M. Stambaugh, by making known unto herself personally, at 141 E. Main Street, Walnut Bottom, Cumberland County, Pennsylvania 17266 its contents and at the same time handing to her personally the said true and correct copy of the me. -n A TSHALL, PUTY 04/16/2012 05:21 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on April 16, 2012 at 1721 hours, he served a true copy of the within Complaint and Mortgage Foreclosure, upon the within named defendant, to wit: Richard A. Stambaugh, by making known unto himself personally, at 141 E. Main Street, Walnut Bottom, Cumberland County, Pennsylvania 17266 its contents and at the same time handing to him personally the said true and correct copy of the same. RYAN BURGETT, DE Y SHERIFF COST: $58.00 April 18, 2012 SO ANSWERS, '22 RON R ANDERSON, SHERIFF UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCRESTT' ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadi @udren.com Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 1661 Worthington Road #100 West Palm Beach; FL 33409 Plaintiff V. KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH 141 EAST MAIN' STREET WALNUT BOTTOM, PA 17266 RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH 141 EAST MAIN' STREET WALNUT BOTTOM, PA 17266 Defendant(s) ATTORNEY FOR PLAINTIFF . .. ?p? . I i + C_ 10: COURT OF COMM6j4, ? CIVIL DIVISION ,i Cumberland County MORTGAGE FORECLOSURE NO. 12-2145-Civil PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s), KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH; RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH; for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assessPlaintiffs damages as follows: Unpaid Principal Balance Interest Per Complaint Additional Interest Late Charges Per Complaint Additional Late Charges Escrow Per Complaint Title Report Attorney Fee Other Suspense Balance Prior Servicer Fee Property Inspection Fee Property Valuation Fee Grand Total FROM TO $109,068.19 $10,705.15 03/02/2012 05/25/2012 $1,762.90 $1,543.60 03/02/2012 05/25/2012 $115.77 $11,218.35 $300.00 $1,300.00 $-590.53 $829.80 $31.50 $292.00 $136,576.73 0"k*16.SOP4 '11? O?1W as -)ss 'P,H a-7s9/-? I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UD LAW OFFICES, P. q. B Atto ey or a' tiff rri I Braunstein, Esquire INP? DAMAGES ARE HEREBY ASSESSED AS INDICATED 9 DATE: PRO MJU#: 11100710 CAiSE#: 11100710-1 Transfer COPY UDREN' LAW OFFICES, P.C. BY; MARIA J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINiE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 SHERRI XF,BRAUNSTEIN, ESQUIRE - ID #90675 PAIGE M. BELLINO, ESQUIRE - 11)#309091 HARRY B. REESE, ESQUIRE - ID#310501 AMY GLASS, ESQUIRE - ID#308367 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 0800-1-3620 ATTORNEY FOR PLAINTIFF - :to ' .. ? _. ? y - Grr Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMCI, Pooling and Servicing Agreement dated as of September 1, 2005 CIO OcVven Loan Servicing, LLC 1661 Worthington Road #100 West Palm Beach, FL 33409 Plaintiff KRISTINA STAMBAUGH A/K/A I.'I.t1STINA M. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 RICHARD STAMBAUGH A/KJA RICHARD A. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County NO. /o`?- 021 ?{5J v i V t COMPLAINT INMORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. within you wish t'defendaga thhe claims set fart Notice following pages, you must take action within twenty (_0) y' are served, by entering a written appearance personally or by attorney and filing in writing with the Count your defenses or objections to the claims set forth against you. You are warned. that if you fail to do so the case may proceed without you and. a judgment may be entered against you 'rV SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff??xyttr at. L;c,t?lirrt?lD Jody S Smith 'z Chief Deputy Richard W Stewart Solicitor ksl'F C OF SHE EPiFF Deutsche Bank National Trust Company Case Number vs. 2012-2145 Kristina M. Stambaugh (et al.) SHERIFF'S RETURN OF SERVICE 04/1312012 05:19 PM' - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on April 13, 2012 at 1719 hours, he served a true copy of the within Complaint and Mortgage Foreclosure, upon the within] named defendant, to wit: Krisitina M. Stambaugh, by making known unto herself personally, at 141 E. Main Street, Walnut Bottom, Cumberland County, Pennsylvania 17266 its contents and at the same time handing to her personally the said true and correct copy of the me. 14 -40 A TSHALL, PUTY 04/16/2012 05:21 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on April 16, 2012 at 11721 hours, he served a true copy of the within Complaint and Mortgage Foreclosure, upon the within named defendant, to wit: Richard A. Stambaugh, by making known unto himself personally, at 141 E. Main Street, Walnut Bottom, Cumberland County, Pennsylvania 17266 its contents and at the same time handing to him personally the said true and correct copy of the same. RYAN BURGETT, DE Y SHERIFF COST: $58.00 SO ANSWERS, April 18, 2012 RON R ANDERSON, SHERIFF ,C) cumtySuite Snen't.. Ieiposrit. mr. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCRIk ST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400____.____ .-- Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for IGSAMP Trust 2005-WMC1, CIVIL DIVISION Pooling and Servicing Agreement dated as Cumberland County of September 1, 2005 Plaintiff MORTGAGE FORECLOSURE V. KRISTINA STAMBAUGH A/K/A NO. 12-2145-Civil KRISTINA M. STAMBAUGH, RICHARD STAMBAUG A/K/A RICHARD A. STAMBAUGH Defemdant(s) TO: EMSTIfNA STAMBAUGH A/KA KRISTINA M. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 Date of Notice: May 8, 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN 'TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTIFICACION IMPORTANTE LISTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA',DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAI3' DE COMPARARECER LISTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE, ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR AgSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Libertv Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. U N LAW O FICES, PC. BY Attorney forPlaintiff Sherri 1. Braunstein, Esquire PA ID 90675 Wooderest Corporate Center 111 Wooderest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 MJU#: 1110071 10 CASE#: 11100710-1 Transfer UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST (CORPORATE CENTER 111 WOODCOST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for IGSAMP Trust 2005-WMC1, % CIVIL DIVISION Pooling and SOrvicing Agreement dated as Cumberland County of September 1, 2005 Plaintiff MORTGAGE FORECLOSURE KRISTINA STAMBAUGH A/K/A NO. 12-2145-Civil IMSTINA M} STAMBAUGH, RICHARD STAMBAUGH AWA RICHARD A. STAMBAUGH Defendant(s) TO: RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH 141 EAST MAIN STREET WALNUT BOTTOM, PA 17266 Date of Notice: May 8, 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR. OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA OE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMIINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTINCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IIv)PORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE' ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ZZ;L . B Y: Attorney for Plaintiff Sherri I Braunstein, Esquire PA ID 90675 Wooderest Corporate Center I I I Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 MJU#: 11.100710 CASE#: 11100710-1 Transfer UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings a@uOren.com Deutsche B nk National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and lServicing Agreement dated as of September 1, 2005 Plaintiff V. Kristina Stambaugh A/k/a Kristina M. Stambaugh Richard Stambaugh A/k/a Richard A. Stambaugh Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 12-2145-Civil i AFFIDAVIT OF NON-MILITARY SERVICE UNDER Pa.R.C.P 76 THEUNDERSIGNED states based upon a search of the Department of Defense Manpower Data Center for the Defendant(s), that the Defendant(s), KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH9 RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH, who/each of whom is over 18 years of age is/are not in active military service as defined in the Servicemembers' Civil Relief Act. 'the Military Status Report(s) is/are attached hereto as Exhibit "A". The Affiant lacks sufficient information to be able to determine whether any other Defendants in this action are in active military service because Plaintiff cannot provide date(s) of birth and/or Social Security number(s) for said Defendant(s) to enable a search. This statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Attorney for Pl 'ntiff Sherri J. Braunstein, Esquire PA ID 90675 MJU#: 11100710 CASE#: 11100710-1 Transfer Results as of : May-29-2012 12:28:09 Department of Defense Manpower Data Center SCRA2.2 Sjta s Report nirsuant to Service-members Civil. Relief Act Last Name: STAMBAUGH First Name: KRISTINA Active Duty Status As Of: May-29-2012 Active Duty End Date I Status I Service Component Acura Duty Start at@ j on Active Duty on Active Duty Status Date NA No NA NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty End Date Status Service Component Active Duty Start ate NA No NA NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or HWKer Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification End Data Status Service Component Order Notificaton Start l Date NA No NA NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Y)Iia Mary M. Snavely-DixonF Director Department of Defense -'Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual leftActive Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Prior to 2010 only some of the active duty periods less Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Y than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported) by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (IRPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or, the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last (dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: GM43LDA09 Results as of : May-29-2012 12:28:49 Department of Defense Manpower Data Center SCRA 2.2 S?atus Report want to Semicemembers Civil Relief Act Last Name: STAM!BAUGH First Name: RICHARD Active Duty Status As Of: May-29-2012 Active Duty End Date Status Service Component Active Duty Start ate On Active Duty On Active Duty Status Date NA No NA NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Status Service Component Active Duty StartDate Active Duty End Date NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or Flis/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Status Service Component order Notification Slarl Date order Notification End Date NA No NA NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. 0 rte, FRI. Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22850 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: hftp://www.defenselink.mil/faq/pis/PC09SLDR.htmi. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported', by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (kPAS). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause on erroneous certificate to be provided. Report ID: C36N2EPB35 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 12-2145 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-WMCI, POOLING AND SERVICING AGREEMENT DATED AS OF SEPTEMBER 1, 2005. Plaintiff (s) From KRISTINA STAMBAUGH A/K/A KRISTINA M_STAMBAUGH, RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $136,576.73 L.L.: $.50 Interest FROM 5/26/2012 TO DATE OF SALE- SEPT. 5, 2012 - ONGOING PER DIEM OF $20.74 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD A LATER DATE - $2,136.22 Atty's Comm: '% Due Prothy: $2.25 Atty Paid: $209.25 Other Costs: Plaintiff Paid: Date: 5/30/12 David D. Buell, Prothonotary (Seal) --?.QP? ??a1L Deputy REQUESTING PARTY: Name: SHERRI J. BRAUNSTEIN, ESQUIRE Address: UDREN LAW OFFICES, P.C. 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(a),udren.com Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 Plaintiff V. Kristina Stambaugh A/k/a Kristina M. Stambaugh Richard Stambaugh A/k/a Richard A. Stambaugh Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE ' r x, NO. 12-2145-Civil c~} - 7, S PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $ 136,576.73 Interest From 5/26/2012 $ 2,136.22 to Date of Sale September 5, 2012 Ongoing Per Diem of $20.74 to actual date of sale including if sale is held at a later date (Costs to be added) $ Cl' d2.--?s ?l I I Spu,u?, t? UDRE LAW OFFICES, P.C. 1 Y :- BY: Attorney or Plainti Sherri J. Braunstein, Esquire PA ID 90675 MJU#: 11100710 CASE#: 11100710-1 Transfer ? X915 J?? ? 4 ?? 75-s',r-l UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ?leadi?s udren.com_ _ Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 Plaintiff V. Kristina Stambaugh A/k/a Kristina M. Stambaugh Richard Stambaugh A/k/a Richard A. Stambaugh Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 12-2145-Civil CERTIFICATE OF ACT 91 r, . I hereby state that as the attorney for the Plaintiff in the above-captioned matter: n Act 91 procedures have been fulfilled F1 Premises is not subject to the provisions of Act 91 This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDRE LAW OFFICES, P.C. BY- Attorney for Plaintiff Sherri J. Braunstein, EsquirE PA ID 90675 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(a-udren.com Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 Plaintiff V. Kristina Stambaugh A/k/a Kristina M. Stambaugh Richard Stambaugh A/k/a Richard A. Stambaugh Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS j CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 12-2145-Civil AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 r-; Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 141 East Main Street, Walnut Bottom, PA 17266 1. Name and address of Owner(s) or reputed Owner(s): Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 2. Name and address of Defendant(s) in the judgment: Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders - None 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 1661 Worthington Road #100 West Palm Beach, FL 33409 Sr Mortgage Holders - None MERS, Inc. as nominee for WMC Mortgage Corp., a Corporation PO Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any record lien on the property: Sr lien Holders - None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 141 East Main Street Walnut Bottom, PA 17266 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders - None Condo/Homeowners Association - None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED UDR LAW OFFICES, P.C. BY - Attorney for Plain i Sherri 1. Braunstein, Esquire MJU#: 11100710 CASE#: 11100710-1 Transfer PA ID 90675 i R`{~? raTTORNEY FOR PLAINTIFF UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTI? ?pf,., E 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 `" E j; t f %' U CHI'! 856-669-5400 rm it S Y (.v `i 1 A PleadinsisAudren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for GSAMP Trust 2005-WMC1, CIVIL DIVISION Pooling and Servicing Agreement dated as Cumberland County of September 1, 2005 Plaintiff MORTGAGE FORECLOSURE V. KRISTINA STAMBAUGH AWA NO. 12-2145-Civil KRISTINA M. STAMBAUGH, RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Your house (real estate) at 141 East Main Street, Walnut Bottom, PA 17266 is scheduled to be sold at the Sheriffs Sale on September 5, 2012 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of $136.576.73, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 Deutsche Bank National Trust Company : IN THE COURT OF COMMON PLEAS Plaintiff, : CUMBERLAND COUNTY, PENNSYLVANIA V. Kristina Stambaugh and : Docket No. 2012-2145 Richard Stambaugh, Defendants : CIVIL ACTION- MORTGAGE FORECLOSURE PRAECIPE FOR ENTRY OF APPEARANCE rrr ^: TO THE PROTHONOTARY: - C7 ED _} . Please enter the appearance of MidPenn Legal Services on behalf of the Defendants, Kristina Stambaugh and Richard Stambaugh, in the above matter, representing the Defendants in the Cumberland County Residential Mortgage Foreclosure Diversion Program. Respectfully Submitted, MIDPENN LEGAL SERVICES DATE: June 6, 2012 Amy is, Esquire Atto e for Defendant Supr e Ct. ID # 310094 401 E. Louther Street, Ste 103 Carlisle, PA 17013 (717)243-9400 4 Deutsche Bank National Trust Company Plaintiff, V. Kristina Stambaugh and Richard Stambaugh, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : Docket No. 2012-2145 : CIVIL ACTION- MORTGAGE FORECLOSURE CASE MANAGEMENT ORDER AND NOW, this //4day of ?_r4. , 2012, the defendant/borrower in the above- captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant/borrower has complied with the Administrative Rule requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that: 1. The parties and their counsel are directed to participate in a court-supervised Q. rye conciliation Conference on ?a7 901a at //. in at the Cumberland County Courthouse, Carlisle, Pennsylvania. 2. At least twenty-one (21) days prior to the date of the Conciliation Conference, the defendant/borrower must serve upon the Plaintiff/lender and its counsel a copy of the "Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties in writing or at the discretion of the Court, the Conciliation Conference ordered may be rescheduled to a later date and/or the date upon which service of the completed Form 2 is to be made and may be extended. Upon notice to the Court of the defendant/borrower's failure to serve the completed Form 2 with the time frame set forth herein or such other date as agreed upon by the parties in writing or ordered by the Court, the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceedings shall be terminated. 3. The defendant/borrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff/lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff/lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of the plaintiff/lender is not available by telephone during the Conciliation Conference, the court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff/lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing the mortgage current through a reinstatement; paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchange for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or reverse mortgage; paying the mortgage default over sixty months; and the institution of bankruptcy proceedings. 5. All proceedings in this matter are stayed pending the completion of the scheduled conciliation conference. BY THE COURT, S ? Amy Hirakis, Esquire MidPenn Legal Services 401 E. Louther Street, Ste 103 Carlisle, PA 17013 Paige M. Bellino, Esquire Udren Law Offices, P.C. Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 i ri r-y S' t UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 Plaintiff V. EMSTINA STAMBAUGH A/K/A EMSTINA M. STAMBAUGH; RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH; et al Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 12-2145-Civil 17 r PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: ? 0 t v?- UDREN LAW OFFICES, P.C. BY: Atto r laintiff HARRY B. REESE, ESQUIRE- PA ID 310501 Grn?0) 5? p Ck-y ?s ? ID 11 1?_7 UDREN LAW OFFICES, P.C. i u ? WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 ,.,, '' e E Q e +' 08003 3620 ATTORNEY FOR PLAINTIFF CHERRY HILL NJ 856-669-5400 a E D COUNT,`,. pleadings@udren.com i PEHNS LVAN Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 12-2145-Civil v. Kristina Stambaugh A/k/a Kristina M. Stambaugh RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH Defendant(s) PRAECIPE TO WITHDRAW JUDGMENT TO THE PROTHONOTARY: Kindly withdraw the Judgment entered on 05/30/2012 upon, Kristina Stambaugh A/k/a Kristina M. Stambaugh and RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH, in the amount of $ 136,576.73 DATED: I I I ! -)- MJU#: 11100710 CASE#: 11100710-1 Transfer C.K-? 3A?Gob e-11 11 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor t? 71 t"i F a Deutsche Bank National Trust Company Case Number vs. 2012-2145 Kristina Stambaugh (et al.) SHERIFF'S RETURN OF SERVICE 06/15/2012 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $95.07 SO ANSWERS, June 15, 2012 RON R ANDERSON, SHERIFF 7 ??? f to UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadinL,s(a).udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for GSAMP Trust 2005-WMC1, CIVIL DIVISION Pooling and Servicing Agreement dated as Cumberland County of September 1, 2005 Plaintiff v. Kristina Stambaugh A/k/a Kristina M. Stambaugh Richard Stambaugh A/k/a Richard A. Stambaugh Defendant(s) MORTGAGE FORECLOSURE NO. 12-2145-Civil AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 141 East Main Street, Walnut Bottom, PA 17266 1. Name and address of Owner(s) or reputed Owner(s): Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 2. Name and address of Defendant(s) in the judgment: Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders - None 0 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 1661 Worthington Road #100 West Palm Beach, FL 33409 Sr Mortgage Holders - None MERS, Inc. as nominee for WMC Mortgage Corp., a Corporation PO Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any record lien on the property: Sr lien Holders - None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 141 East Main Street Walnut Bottom, PA 17266 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders - None Condo/Homeowners Association - None I I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: MJU#: 11100710 CASE#: 11100710-1 Transfer UDR-V74 LAW OFFICES, P.C. BY: Attorney for Plain i Sherri ). Braunstein, Esquire PA ID 90675 _ ..- WRIT OF EXECUTION and/or ATTACHMENT COMMbNWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 12-2145 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-WMC1, POOLING AND SERVICING AGREEMENT DATED AS OF SEPTEMBER 1, 2005. Plaintiff (s) From KRISTINA STAMBAUGH A/K/A KRISTINA M.STAMBAUGH, RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $136,576.73 L.L.: $.50 Interest FROM 5/26/2012 TO DATE OF SALE- SEPT. 5, 2012 - ONGOING PER DIEM OF 520.74 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD A LATER DATE - $2,136.22 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $209.25 Other Costs: Plaintiff Paid: Date: 5/30/12 David D. Buell, Prothonot (Seal) B Deputy REQUESTING PARTY: Name: SHERRI J. BRAUNSTEIN, ESQUIRE Address: UDREN LAW OFFICES, P.C. I I I WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 TRUE COPY FROM RECORD in Testimony whereof, I here unto set my hand and the sea of said at Carlisle, Pa. This _-.YL. day of 20 Attorney for: PLAINTIFF Telephone: 856-669-5400 On June 11 2012 the Sheriff levied upon the defendant's interest in the real property situated in South Newton Township, Cumberland County, PA, known and numbered 141 East Main Street, Walnut Bottom, PA 17266 more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: June 1, 2012 By: Claudia Brewbaker, Real Estate Coordinator 1 t SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff?? Jody S Smith Chief Deputy # tires , ` Egli'.! ( k`i l Richard W Stewart Solicitor OFFICE r??,GSH,,,RIFF ?rl?l?13EiF E -WctvJ ? J•W,r? P F N S y j?.?f:t, C,5 f Deutsche Bank National Trust Company Case Number vs. 2012-2145 Kristina Stambaugh (et al.) SHERIFF'S RETURN OF SERVICE 06/18/2012 06:24 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on June 18, 2012 at 1824 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Kristina Stambaugh, by making known unto herself personally, at 141 E. Main Street, Walnut Bottom, Cumberland County, Pennsylvania 17266 its contents and at the same time handing to her personally the said true and correct copy of the same. ICI EL BARRICK, DEPUTY 06/18/2012 06:24 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on June 18, 2012 at 1824 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Richard Stambaugh, by making known unto Kristina Stambaugh, Wife of Defendant at 141 E. Main Street, Walnut Bottom, Cumberland County, Pennsylvania 17266 its contents and at the same time handing to her personally the said true and correct copy of the same. IC AEL BARRICK, DEPUTY SHERIFF COST: $58.00 June 19, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF (e) GountySuite Sheriff. Teleosoft. Inr,. Deutsche Bank National Trust Company : IN THE COURT OF COMMON PLEAS Plaintiff, : CUMBERLAND COUNTY, PENNSYLVANIA v. Kristina Stambaugh and : Docket No. 2012-2145 Richard Stambaugh, Defendants : CIVIL ACTION- MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Amy Hirakis, Esquire, of MidPenn Legal Services, attorney for the Defendants, Kristina Stambaugh and Richard Stambaugh, hereby certify that I served a copy of Form 2- Financial Worksheet on the Plaintiff, Deutsche Bank National Trust Company, through their attorney, on the following date and in the manner indicated below: U.S. First Class Mail Postage Pre-Paid C? Paige M. Bellino, Esquire c P"4 r ~r Udren Law Offices, P.C. C- -, Woodcrest Corporate Center :41 - ter" 111 Woodcrest Road, Suite 200 Wr -<34'. w Qd Cherry Hill, NJ 08003 r" DATE: July 2, 2012 -, a c-n LEGA f SERVICES / Z/y / -,--I '? 16" Amy H" "is, Esquire Atto ey or Defendant Supr m Ct. ID # 310094 401 . Louther Street, Ste 103 Carlisle, PA 17013 (717)243-9400 DEUTSCHE BANK NATIONAL IN THE COURT OF COMMON PLEAS OF TRUST COMPANY, CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff VS. CIVIL ACTION - LAW NO. 2012-2145 CIVIL C") C -vim rnw =rn rz w =c W N c r-- N KRISTINA STAMBAUGH and RICHARD STAMBAUGH, Defendants MORTGAGE FORECLOSURE IN RE: CONCILIATION CONFERENCE MEMORANDUM AND ORDER c? Present at a conciliation conference held this date were Nathan Wolf, Esquire,) local counsel for the plaintiff; Nicholas Matash, Esquire, counsel for the defendants; and Richard and Kristina Stambaugh, defendants. It has been agreed that the Stambaughs will submit a new HAMP application through counsel directly to'Paige Bellino, Esquire, counsel for the plaintiff, within fourteen (114) days. Continued conciliation conference is set by order of even date herewith. ORDER AND NOW, this 2 7 day of July, 2012, continued conciliation conference is set in this matter for Friday, September 14, 2012, at 11:00 a.m. in Chambers of Courtroom Number 4. ? athan Wolf, Esquire Paige Bellino, Esquire For the Plaintiff Nicholas Matash, Esquire For the Defendants Cep: es yarx . Jed -7/a7/ /A a? n A" BY THE COURT, DEUTSCHE BANK NATIONAL IN THE COURT OF COMMON PLEAS OF TRUST COMPANY, CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff CIVIL ACTION - LAW VS. NO. 2012-2145 CIVIL KRISTINA STAMBAUGH and RICHAR6 STAMBAUGH, Defendants MORTGAGE FORECLOSURE IN RE: CONCILIATION CONFERENCE ORDER AND NOW, this Z? *4 day of August, 2012, continued conciliation conference set in Septembe 14, 2012, is rescheduled to Wednesday, September 12, 2012, at 11:30 a.m. in Chambers of Courtroom Number 4. BY THE COURT, .// . Kevin ess, P. J. Esquire /Nathan Wblf , V Paige Bell?no, Esquire For the Pl4intiff ?,,r r? ry ^.: r ra /Nicholas Matash, Esquire -v -' For the D4fendants :rlm Imo. lew? f/,?/ ?a Rwz r SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson a, -._ .. Sheriff r i-I 0-0)I'i`I t"xt? t aaaaabr} # _" C ter ,;. Jody S Smith +. 7w �,TE�OIC�r�r� f Chief Deputy 1013 JUL 17 PPS : 27 Richard W Stewart Solicitor OFFICE OF THE 814ERIIFF CUMBERL€Q COUN- PENNSYLVA141A Deutsche Bank National Trust Company vs. Case Number Kristina Stambaugh (et al.) 2012-2145 SHERIFF'S RETURN OF SERVICE 01/02/2013 01:20 PM-Deputy Amanda Cobaugh, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 141 East Main Street, Walnut Bottom, PA 17266, Cumberland County. 01/02/2013 01:20 PM -Deputy Amanda Cobaugh, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be AMBER BAUGHMAN, DAUGHTER, who accepted as"Adult Person in Charge"for Kristina Stambaugh at 141 E. Main Street, South Newton Township, Walnut Bottom, PA 17266, Cumberland County. 01/02/2013 01:20 PM-Deputy Amanda Cobaugh, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be AMBER BAUGHMAN, DAUGHTER, who accepted as"Adult Person in Charge"for Richard Stambaugh at 141 E. Main Street, South Newton Township, Walnut Bottom, PA 17266, Cumberland County. 03/07/2013 Ronny R.Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Cumberlad County, on March 6,2013 at 10:00 a.m. He sold' the same for the sum of$ 1.00 to Attorney Mark Udren, on behalf of Deutsche Bank National Trust Company as Trustee for GSAMP Trust 2005-WMC1, being the buyer in this execution, paid to the Sheriff the sum of$ SHERIFF COST: $1,678.22 SO ANSWERS, July 17, 2013 RbNW R ANDERSON, SHERIFF Qs- �rrY d243 G (c)C011n1ySUite Sl,oriff,Teleosvfi,Inc. ' UDREN LAW OFFICES;P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER _ 111 WOODCREST ROAD; SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for GSAMP Trust 2005-WMC1, CIVIL DIVISION Pooling and Servicing Agreement dated as Cumberland County of September 1,2005 Plaintiff MORTGAGE FORECLOSURE V. Kristina Stambaugh A/k/a Kristina M. Stambaugh NO. 12-2145-Civil Richard Stambaugh A/k/a Richard A. Stambaugh Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005,Plaintiff in the above action,by its undersigned attorney,upon information and belief,Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 141 East Main Street,Walnut Bottom, PA 17266 1.Name and address of Owner(s) or reputed Owner(s): Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 2. Name and address of Defendant(s) in the judgment: Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders-None 4. Name and address of the,last.recorded holder of every mortgage of record:. Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2005-WMC1, Pooling and Servicing Agreement dated as of September 1, 2005 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders -None MERS,Inc. as nominee for WMC Mortgage Corp., a Corporation PO Box 2026 Flint,MI 48501-2026 5. Name and address of every other person who has any record lien on the property: Sr lien Holders -None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 -Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 141 East Main Street Walnut Bottom, PA 17266 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: I C` 5-1 Z UDREN L OFFICES, P.C. B Attorney for Plaintiff SALVATORE CAROLLO, MUIKE MJU#: 11100710 CASE#: 11100710-1 Transfer PA ID 31.30513 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings(ti),udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for GSAMP Trust 2005-WMCI, CIVIL DIVISION Pooling and Servicing Agreement dated as Cumberland County of September 1,2005 Plaintiff MORTGAGE FORECLOSURE v. IMSTINA STAMBAUGH A/K/A NO. 12-2145-Civil KRISTINA M. STAMBAUGH, RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Kristina Stambaugh A/k/a Kristina M. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Your house(real estate) at 141 East Main Street,Walnut Bottom,PA 17266 is scheduled to be sold at the Sheriffs Sale on March 6,2012 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor,Carlisle, PA 17013, to enforce the court judgment of$139,468.77, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To fmd out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The,sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney:) r 4 YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless . exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW,TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17413 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee for GSAMP Trust 2005-WMC1, CIVIL DIVISION Pooling and Servicing Agreement dated as Cumberland County of September 1,2005 Plaintiff MORTGAGE FORECLOSURE V. EMSTINA STAMBAUGH A/K/A NO. 12-2145-Civil KRISTINA M. STAMBAUGH,RICHARD STAMBAUGH A/K/A RICHARD A. STAMBAUGH Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO:' Richard Stambaugh A/k/a Richard A. Stambaugh 141 East Main Street Walnut Bottom, PA 17266 Your house (real estate) at 141 East Main Street,Walnut Bottom, PA 17266 is scheduled to be sold at the Sheriff s Sale on March 6,2012 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle,PA 17013,to enforce the court judgment of$139,468.77, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings.. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ALL THE F4LLQWING-DESCRIBED REAL ESTATE LYING AND BEING SITUTAE IN THE VILLAGE OF WALNUT BOTTOM, SOUTH NEWTOWN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA,MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING AT A SET RAILROAD SPIKE IN THE CENTERLINE OF PA TRAFFIC ROUTE 174(WALNUT BOTTOM ROAD) AT COMMON CORNER OF LOTS 1 AND 2 ON THE HEREIN REFERRED TO SUBDIVISION PLAN; THENCE ALONG COMMON BOUNDARY LINE OF LOTS 1 AND 2, WHICH IS ALSO THE EASTERLY MOST BOUNDARY OF PARCEL 1A, SOUTH THIRTY-SEVEN (37) DEGREES TWENTY-FOUR(24)MINUTES FIFTY-FIVE (55) SECONDS EAST,NINETY-SIX AND FIFTY-SEVEN HUNDREDTHS (96.57) FEET TO A SET IRON PIN; THENCE CONTINUING BY SAME, SOUTH FORTY-FIVE (45) DEGREES FORTY-NINE(49) MINUTES TWENTY-FIVE(25) SECONDS EAST, ONE HUNDRED EIGHTEEN AND THIRTY HUNDREDTHS (118.30) FEET TO A SET IRON PIN IN LINE OF LAND NOW OR FORMERLY OF RONALD A. BAKER; THENCE ALONG LINE OF LAND NOW OR FORMERLY OF RONALD A. BAKER, SOUTH FORTY-NINE (49) DEGREES ZERO (00) MINUTES ZERO (00) SECONDS WEST,THIRTY-NINE AND THIRTY-TWO HUNDREDTHS (39.32) FEET TO A POINT; THENCE CONTINUING BY THE SAME, SOUTH FORTY-NINE (49) DEGREES ZERO (00) MINUTES (00) SECONDS WEST, FIFTY AND ZERO HUNDREDTHS (50.00)FEET TO A POINT AT CORNER OF LAND NOW OR FORMERLY OF RANDY K. BOYER; THENCE ALONG LINE OF LAND NOW OR FORMERLY OF RANDY K. BOYER,NORTH FORTY-THREE (43) DEGREES FIFTEEN (15) MINUTES TWO (02) SECONDS WEST, TWO HUNDRED THIRTEEN AND THIRTY-SEVEN HUNDREDTHS (213.37) FEET TO A POINT IN THE CENTERLINE OF WALNUT BOTTOM ROAD; THENCE ALONG THE CENTERLINE OF WALNUT BOTTOM ROAD,NORTH FORTY-SIX (46) DEGREES FIFTY-SEVEN (57)MINUTES THIRTY-ONE (3 1) SECONDS EAST, FIFTY AND ZERO HUNDREDTHS (50.00) FEET TO A POINT; THENCE CONTINUING BY SAME,NORTH FORTY-NINE (49) DEGREES FIFTY-SEVEN(57)MINUTES (00) SECONDS,FORTY-THREE AND EIGHTY-THREE HUNDREDTHS (43.83) FEET TO THE SET RAILROAD SPIKE, THE POINT AND PLACE OF BEGINNING. CONTAINING A TOTAL AREA OF 18,793 SQUARE FEET (0.0431 ACRES) BEING KNOWN AND DESIGNATED AS LOT NO. 1 ON A SUBDIVISION PLAN ENTITLED"SURVEY FOR MARY O. BOWERS"PREPARED BY STEVEN P. WOLFE,PROFESSIONAL LAND SURVEYOR, DATED 4/11/90,WHICH SUBDIVISION PLAN HAS BEEN APPROVED BY THE APPROPRIATE MUNICIPAL AUTHORITIES AS AND FOR A SUBDIVISION PLAN AND IS RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA IN PLAN BOOK 69, PAGE 36. BEING KNOWN AS: 141 EAST MAIN STREET,WALNUT BOTTOM,PA 17266 PROPERTY ID NO.: 41-31-2230-064 TITLE TO SAID PREMISES IS VESTED IN RICHARD A. STAMBAUGH AND KRISTINA M. STAMBAUGH,HUSBAND AND WIFE BY DEED FROM RANDY V. SINGLETON DATED 06/30/2005 RECORDED 07/06/2005 IN DEED BOOK 269 PAGE 3862. WRIT OF EXECUTION and/or ATTACHMENT COM MONWVALTH OF PENNSYLVANIA) NO. 12-2145 Civil COUNTY OF CUMBERLAND) CIVIL ACTION–LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-WMCI,POOLING AND SERVICING AGREEMENT DATED AS OF SEPTEMBER 1,2005 Plaintiff(s) From KRISTINA STAMBAUGH A/K/A KRISTINA M. STAMBAUGH,RICHARD STAMBAUGH A/K/A RICHARD A.STAMBAUGH (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering,any property of the defendant (s)or otherwise disposing thereof; (3)) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated, Amount Due: $139,468.77 L.L.: Interest FROM 10/5/2012 TO DATE OF SALE MARCH 6,2013 ONGOING PER DIEM OF$20.74 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE-$3,173.22 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $426.07 Other Costs: Plaintiff Paid: Date: 10/9/12 David D. Buell,Prothonotary (Seal) By: Deputy REQUESTING PARTY: Name: SALVATORE CAROLLO,ESQUIRE Address:UDREN LAW OFFICES,P.C. WOODCREST CORPORATION CENTER, 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 Attorney for:PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No.311050 IMUE I COPY FROM RECORD In Testimonj whereof,I here unto set my hand and the seal of said Courfat Carlisle,pa. ThlS--13—,day of--02-+--- .2019 Prothonotary On October 26, 2012 the Sheriff levied upon the defendant's interest in the real property situated in South Newton Township, Cumberland County, PA, Known and numbered as, 141 East Main Street, Walnut Bottom, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: October 26, 2012 By: o- Real Estate Coordinator 01 130 IIN All 1 CUMBERLAND LAW JOURNAL Writ No. 2012-2145 Civil (213.37)feet to a point in the center- line of Walnut Bottom Road;thence Deutsche Bank National along the centerline of Walnut Bot- Trust Company tom Road, North forty-six (46) de- ws. grees fifty-seven(57)minutes thirty- Kristina Stambaugh one(3 1) seconds East,fifty and zero a/k/a Kristina M. Stambaugh, hundredths (50.00) feet to a point; Richard Stambaugh thence continuing by same, North a/k/a Richard A. Stambaugh forty-nine(49)degrees fifty-seven(57) At Mark Udren minutes(00)seconds,forty-three and Atty.: eighty-three hundredths(43.83)feet ALL the following described real to the set railroad spike, the point estate lying and being sitiute in the and place of BEGINNING. Village of Walnut Bottom,South New- CONTAINING a total area of town Township,Cumberland County, 18,793 square feet (0.0431 acres). Pennsylvania, more particularly de- being known and designated as Lot scribed as follows: No.1 on a subdivision plan entitled BEING at a set railroad spike in "Survey for Mary O. Bowers" pre- the centerline of PA Traffic Route 174 pared by Steven P.Wolfe,Profession- (Walnut Bottom Road) at common al Land Surveyor, dated 4/11190, corner of Lots 1 and 2 on the herein which subdivision plan has been ap- referred to subdivision plan; thence proved by the appropriate municipal along common boundary line of Lots authorities as and for a subdivision 1 and 2, which is also the easterly plan and is recorded in the Office most boundary of Parcel 1A, South of the Recorder of Deeds in and for thirty-seven(37)degrees twenty-four Cumberland County, Pennsylvania (24) minutes fifty-five (55) seconds in plan Book 69,Page 36. East,ninety-six and fifty-seven hun- BEING KNOWN AS: 141 East dredths(96.57)feet to a set iron pin; Main Street, Walnut Bottom, PA thence continuing by same, South 17266. forty-five(45)degrees forty-nine(49) PROPERTY ID NO.: 41-31-2230- minutes twenty-five (25) seconds 064. East, one hundred eighteen and TITLE TO SAID PREMISES is thirty hundredths (118.30) feet to vested in Richard A. Stambaugh a set iron pin in line of land now or and Kristina M. Stambaugh, hus- formerly of Ronald A. Baker;thence band and wife by deed from Randy along line of land now or formerly of 06 dated Singleton V. Sin 06/30/2005 Ronald A. Baker, South forty-nine g / / recorded 07/06/2005 in Deed Book (49) degrees zero (00) minutes zero (00) seconds West, thirty-nine and 269 Page 3862. thirty-two hundredths (39.32) feet to a point;thence continuing by the same, South forty-nine (49) degrees zero(00)minutes(00)seconds West, fifty and zero hundredths(50.00)feet to a point at corner of land now or formerly of Randy K. Boyer; thence along line of land now or formerly of Randy K.Boyer,North forty-three (43)degrees fifteen(15)minutes two (02) seconds West, two hundred thirteen and thirty-seven hundredths 102 µ PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952,been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 25, February 1, and February 8, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland .Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time,place and character of publication are true. /] r Lisa Marie Coyrik, Editor SWORN TO AND SUBSCRIBED before me this da of Februar 2013 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY My Commission Expires Apr 28,2014 The Patriot-News Co. 2020 Technology Pkwy t al�Suite 3O - tw 1J tw s Mechanicsburg, PA 17060 Now you know Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania,with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the clate(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M",Volume 14, Page 317. ]OP-1-7 I � 2012,21"Civil ad ran on the date(s)shown below: )T U! Do the Bank National rust Company 01122/13 ;)I f VS 01129/13 1!1E Kristina Stambaugh,alfk1a Kristin M.Stambaugh 02/06/13 Richard Stambaugh,a/k/a Richard A.Stambaugh Attr. Mark Udren ALL THE FOLLOWING DESCRIBED REAL ESTATE LYING AND BEING SITTUTEINTHEVILLAGEOFWALNUT Sworn Jo an subscribed before;mthis 14 day of Febr ary, 2013 A.D. BOTTOM, SOUTH NEWTOWN TOWNSHIP, CUMBERLAND �iAA COUNTY, PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS It Iqo ta?v ubIIG FOLLOWS: BEING AT A SET RAILROAD', SPIKE IN THE CENTERLINE OF PA TRAFFIC ROUTE 174 (WALNUT BoTrom ROAD) AT COMMON CORNER OF LOTS I AND 2 ON n-M ympxiN izEFERRIP-D TO SUBDIVISION PLAN; THENCE COMMONWEALTH OF PENNSYLVANIA Seat 0 ALONG COMMON BOUNDARY LINE Notarial seat OF LOTS I AND 2,WHICH IS ALSO Holly Lynn Warfel,Notary Public TR EASTERLY M 'Y MWaShingwn Twp.,6 Dauphin ' Q$J WDAR Washington Twp.,Dauphin county YC m OF PARCEL 1A, SOUTH TIURTY- My cDrnrnlsslon Expires Dec.12,2016 SEVEN (37). DEGREES TWENTY- 4 MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES FOUR (241 MygijTES FIFTY-FIVE, COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: 1,Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which Deutsch Bank National Trust Company as Trustee for GSAMP Trust 2005- WMC1 is the grantee the same having been sold to said grantee on the 6th day of March A.D., 2013, under and by virtue of a writ Execution issued on the 9th day of October, A.D., 2012, out of the Court of .Common Pleas of said County as of Civil Term, 2012 Number 2145, at the suit of Deutsche Bank National Trust Company as Trustee for GSAMP Trust 2005-WMCI against Krishna Stambbaugh a/k/a j Kristina M. Stambaugh and Richard Stambaugh a/k/a Richard A. Stambaugh is duly recorded as Instrument Number 201323550. IN TESTIMONY WHEREOF,I have hereunto set my hand and seal of said office this /�z day of Recorder of Deeds