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Home My WebLink About04-11-12 (2),~ 1505'610105 REV-1500 Ex c~-u' cFn ~' PA Department of Revenue Pennsytvartla OFFICIAL USE ONLY Bureau of Indlvtdual Taxes °`"'"'~"`~"°'e1Y` Cow-jty Code Year (F~l~e~~~Num~ber Po Box 28osoi INHERITANCE TAX RETURN (~'J~ I ~~ I IJ [ A Harrisburtt. PA 17128-osoi RESIDENT DECEDENT (,Il ~ ~ Date of Birth MMDDYYW ~~ 01/24/1940 ~ Decedent's First Name MI Arthur Spouse's First Name MI Margaret A (~ ~~~~~ THIS RETURN MUST BE FILED IN DUPLICATE WITH THE ~ REGISTER OF WILLS FILL IN APPROPRUITE OVALS BELOW ~ 1. Original Retum p 2. Supplemental Retum O 3. Remainder Retum (Date of Death Prior to 12-13-82) O 4. Limited Estate O 4a. Future Interest Compromise (date of O 5. Federal Estate Tax Retum Required d~th after 12-12-82) O 6. Decedent Died Testate O 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) O 9. Litigation Proceeds Received O 10. Spousal Poverty Credit (Date of Death O 11. Election to Tax under Sec. 9113(A) Between 1231-91 and 1-1-95) (Attach Schedule O) ENTER DECEDENT INFORMATION BELOW Sodal Security Number ~__ _ Date of Death ~~ MMDDYYYY --- ~ 191-32-9837 ~ 06/24/2011 ~ Decedent's Last Name Suffix Zimmerman ~ ~~~ (If Applicable) Enter Surviving Spouse's Information Below _' Spouse's Last Name Suffix Zimmerman ~ ~~ Spouse's Sodal Security Number ~ ~ CORRE8PONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTUIL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number Marvin Beshore, Esquire _ ~ (717) 236-0781 First Line of Address 130 State St. Second Line of Address P.O. Box 946. ®~ ~ ,.. City or Post Office ___ ~ ~~~_ __~ State 21P Code REGISTER OF WILLS USE OI~~; rv :7D ~'» "t..i _ ~ 'Z7 ~ ~ ~tn~ V C? `Z3 ~r~ ~ Harrisburg - ~__.. _ ~~~~ ~ PA 17108~~~~- ~~ ~" ~~ ~ .~ ~ rT ~ t"4 1 ~~ ~"..,r~ i``! .: ~:i:..~ r~rt ~» correspondents e-mail address: mbeshore@beshorelaW.com Under penalibs pf perjury, i declare that 1 have examined this Tatum, including acoorripanying schedules and statemenffi, and to the best of my knaMedge and bNlef, it ffi hue. oarsct ~d complete. Declaration of preperer otl~er than the personal represenffitNe ffi based on aq infomration of whidt preparer has any knowledge. FOR FILING RETURN 1408 Carlisle Rd., Camp Hill, PA 17011 iKiNA PREIMRER OTLIQR REPRESENTATNE ._. ~9' /~ 130 State St., P.O Box 946, Harrisburg, PA 17108 PLEASE USE ORIGINAL FORM ONLY Side 1 L 15056117105 1505610105 J .~ 1505610205 REV 1500 EX {FI) Decedent's Sodal Security Number oaoadent's Name: Arthur A. Zimmerman 191-32-9837 RECAPITULATION 1. Real Estate (ScheduleA) ............................................. 1. ~ ~~ 19,500.00 2. Stocks and Bonds (Schedule B) ....................................... 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages and Notes Receivable (Schedule D) ........................... 4. 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5. 8,720.00 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ....... 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested........ 7. 8. Total Gross Assets (total Lines 1 through 7) ............................. 8. 28,220.00 9. Funeral Expenses and Administrative Costs (Schedule H) ................... 9. 13,671.82 10. Debts of Decedent, Mortgage Liabilities and Liens (Schedule I) ............... 10. 79,858.17 11. Total Deductbns (total Lines 9 and 10) ................................. 11. 93,529.99 12. Net Value of Estate (Line 8 minus Line 11) .............................. 12. -65,309.99 13. Charitable and Governmental eequests/Sec 9113 Trusts for which an eledlon to tax has not been made (Schedule J) ........................ 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) ........................ 14. -65,309.99 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 "~- {ax1.2} x .o_ 16. Amount of Line 14 taxable '~""- -` at lineal rate X .0 17. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 15. 16. 17. 18. 0.00 19. TAX DUE ......................................................... 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT L 1505610205 Side 2 1505610205 J ,~ REV-1500 IX (FI) Page 3 Decedent's Complete Address: Flle Number 21-11-0725 D E Arthur A. Zimmerman STREETADDRESS 1408 Carlisle Rd. CITY Camp Hill STATE PA ZIP 17011 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. CreditslPayments A. Prior Payments _ B. Discount 3. Interest 4. If Line 2 ~ greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (t j 0.00 Total Credits (A + B) (2) (3) (4) 5. If Line 1 + Line 3 is greater than Lkle 2, enter the difference. This is the TAX DUE. (5) 0.00 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decsdent make a transfer and: ~ Yes tJo a. retain the use w income of the property transferred .......................................................................................... ^ b. retain the right to designate who shall use the Property transferred or its klcome ............................................ ^ c. retain a revers'xmary interest .............................................................................................................................. ^ d. receive the promise for IiFe of either payments, benefits or care? ...................................................................... ^ 2. ff death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .............................................................................................................. ^ 3. Did decedent own an'in trust for' or payable-upal~eath bank account or security at his or her death? .............. ^ 4. Did decedent own an individual retirement accalnt, annuity or other non~robate property, which contains a beneficiary designation? ........................................................................................................................ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE R AS PART OF THE. RETURN. For dates of death on or after July 1,1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)). For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent p2 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disdosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(x)(1.2)). • The tax rate imposed on the net value of transfers to orfor the use of the decedents Nneal benefidaries is 4.5 percent, except as noted in [72 P.S. §9116(a)(1)J. • The tax rate imposed on the net value of transfers to or for the use of the decedents siblings is 12 percent p2 P.S. §9116(x)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.. ,~: 1" REV-1502 EX+ (11-08) Pennsylvania SCHEDULE A DEPARTMENT OP REVENUE INHERrrANCE TAX RETURN REAL ESTATE RESIDENT DECEDENT ESTATE OF FILE NUMBER Arthur A. Zimmerman 21-11-0725 All real property owned solely or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property that is jointlyrowned with right of survivorship must be disclosed on Schedule F. Attach a copy of the settlement sheet if the property has been sold. ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE NUMBER OF DEATH DESCRIPTION 1• 1/5 undivided interest in 50.476 acres of wooded mountain land in Juniata County with an ''assessed value of $3790 for the total tract. The Common Level Ratio Factor at the time of .death was 5.88. The interest sold to decedent's son on 03/30/2012 for $19,500. The deed ahowing decedent's interest and documentation of the assessed value are attached hereto. 19,500.00 TOTAL (Also enter on Line 1, Recapitulation.) ~ 19,500.00 If more space is needed, insert additional sheets of the same size. ~. i REV-1508 EX+ (is-so) Pennsylvania DEPARTMENT OFREVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCNEpuLE E CASH, BANK DEPOSITS ~ MISC. PERSONAL PROPERTY ESTATE OF: FILE NUMBER: Arthur A. Zimmerman 21-11- 0 72 5 Indude the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be discbsed on Schedule F. ITEM VALUE AT DATE NUMBER DESQtIP'TION OF DEATH 1, Decedent's share of timber sold Spring 2011 from real estate listed in Schedule A 8,150.00 2. Winchester 30-06 Hunting Rifle with sling, Bausch & Lomb telescopic sight, and case 500.00 3. .Hunting knife _ 20.00 4. Few miscellaneous hand tools 50.00 TOTAL (Also enter on Line 5, Recapitulation) ~ I 8,720.00 If more space is needed, use additional sheets of paper of the same size. 'i REV-1511 EX+ (10-09} ~pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INNERITANCETAxRETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Arthur A. Zimmerman 21-11- 0 72 5 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: i' Musselman Funeral Home A Cremation Services, Inc. 6,433.00 2. Tri-County Memorial Gardens 1,600.00 B. ADMINISTRATNE COSTS: 1. Personal Representative Commissions: Name(s) of Personal Representative(s) Margaret A. ZlmmerfTtan street Address 1408 Carlisle Rd. ~;tyy Camp Hill State PA Zip 17011 Year(s) Commission Paid: 2. 3. Attorney Fees: Family Exemption: (If decedents address is not the same as claimants, attach explanation.) claimant Margaret A. Zimmerman 1, 750.00 3,500.00 street Address 1408 Carlisle Rd. pity Camp Hill State PA Zip 17011 Relationship of Claimant to Decedent _SpOUSe 4. Probate fees: 103.00 5. Aaountant Fees: 6. Tax Retum Preparer Fees: 7• 'Filing Fee: Petitionfo~~~~~~~ ~~ ~ ___ __ .~~.. ~_ r Substitution of Administrators 20.00 '_ s.'= Advertising: Harrisburg Patriot-News 102.59 s.= - _ _. ~ - ;,Advertising: Cumberland County Legal Journal 75.00 1a° ';Postage 823. ~~. .Filing Fees: Inheritance Tax Return, Inventory, First and Final Accounting 80.00 TOTAL (Also enter on Line 9, Recapitulation) ~ 13,671.82 If more space is needed, use additional sheets of paper of the same size. ~. r REV-1512 EX+ (12-08) Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Arthur A. Zimmerman 21-11- 0 72 5 SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES 8c LIENS Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unrelmbursed medical expenses. If more space is needed, insert additional sheets of the same size. • ~, ~" .+ t REV-1513 IX+ (01-10) Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE ~ BENEFICIARIES ESTATE OF: FILE NUMBER: Arthur A. Zimmerman 21-11- 0 0 72 5 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECENING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] i. Margaret A. Zimmerman, 1408 Carlisle Rd., Camp Hill, PA 17011 spouse .50 2. Brian A. Zimmerman, 200 Red Mill Rd., Etters, PA 17319 'child .25 3. Lisa L. Love, 9 Brier Rd., Camp Hill, PA 17011 child 25 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET, AS APPROPRIATE. II NON TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. _ _ . _ .. ' .a a~ ~ COPY THIS DEED MADE this _ J~ day of li ~ , in the year of our Lord two thousand ten (2010), BETWEEN -Glen Leon Zimmerman, single man, Arthur Alfred Zimmerman and Margret A. Zimmerman, his Wife; the Estate of Esther Maye Brackbill; Cooleen Kay Junod and Robert J. Junod, her Husband and Madilene Mary Henry and Dale E. Henry, her Husband all of the Commonwealth Pennsylvania GRANTORS, AND Glen L. Zimmerman, Arthur A. Zimmerman, Elmer J. Brackbill, Madeline Henry, and Cooleen K. Junod all of the Commonwealth Pennsylvania GRANTEES, WITNESSETH: that in consideration of one ($1.00) Dollars in hand paid, the receipt whereof is hereby acknowledged, the Grantors do hereby grant and convey unto the Grantees, all those certain premises specifically described on Schedule "A" attached below and, by this reference, incorporated herein and made a part hereof, and which schedule bears the signatures of the Grantors, and which premises are situate Being the same premises which Grantors became seized by Deed of Yvonne S. Arnold et ux et al. Dated February 19, 2010 and recorded on February 25, 2010 in the Recorder's Office of Juniata County, Pennsylvania, as instrument No. 2010-434 The within conveyances between parties who are brother and sister and their respective spouses and hence is exempt from the payment of Pennsylvania Local Realty Transfer Taxes. There are no Pennsylvania nor local municipal realty transfer taxes due on the within conveyance for the reason that AND the Grantors do hereby WARRANT SPECIALLY the premises hereinabove described. IN WITNESS WHEREOF, the Grantors have hereunto set their hands and seals the day and year first above written. Signed and delivered in the presence of ESTHER MAY BRACKBILL ESTATE By: Elmer J. B bi 1- Executor Glen Leon mmerman r Arthur Alfred im rman Margret A. immerman Robert J. un~ iCJ ~ e ~ . Dale E. Henry t' ~. SCHEDULE "A" For Title see Deed recorded in Juniata County Record Book -, Page All that tract of land, together with the improvements thereon erected, situate in, Milford Township, Juniata County, PA more particularly bounded and described as follows, to wit: BEGINNING at a set rebar in found stone pile situate in the North Western corner of the tract being herein conveyed, said set rebar also situate in the North Eastern corner of lands now or formerly of Kevin E. Kauffman and in the Southerly boundary line of lands now or formerly of the Commonwealth of Pennsylvania; fence along lands now or formerly of the Commonwealth of Pennsylvania North fifty-nine(59) degrees fifty-six(56) minutes ten(10) seconds East a distance of one thousand seven hundred twenty five and sixty- six hundredth feet (1,725.66) to a set rebar at witness tree situate in the Northeastern corner of tract herein conveyed. and also being situate in the Northwestern corner of lands now or formerly of Jackie L. Bossinger; thence along lands now or formerly Jack L.Bossinger South twenty four(24) degrees fifteen(15) minutes twenty- one(21) seconds East a distance of one thousand seven hundred thirty-nine and fifty-six one-hundredths feet (1739.56)to set rebar in found stone pile which set rebar is also situate in the Southeastern corner of the tract being herein described and in the Northerly boundary line of lands now or formerly of Deborah K. Beward; thence now along lands now or formerly of Deborah K. Beward and Donald E. Foltz South fifty- nine(59) degrees twenty-five(25) minutes fifty- seven(57) seconds West a distance of six hundred eight and eighty five one -hundredth (608.85)feet to a found rebar situate in the Northeastern corner of lands now or formerly of Harold E. O'Donnell, Sr.; thence along lands now or formerly of the said Harold. E. O'Donnell, Sr. the following 3 courses and distances; North thirty eight(38) degrees thirty four(34) minutes nineteen(19) seconds West a distance of two hundred forty six and twenty nine and one hundredths feet (246.29)to a found pipe; North eighty six(86) degrees ten(10) minutes twenty-nine(29) seconds West a distance of one hundred thirty-one and fifty seven one hundredths feet(131.57) to a ~~ found pipe; thence South sixty-four(64) degrees thirty(30) minutes fifty(50) seconds West a distance of three hundred nine and sixty one hundredths feet (309.60)to a found rebar situate in the Southwestern corner of the tract being herein described and also eing 'tuate in the Southeastern corner of lands now or t~. ('~ U ~`f'/.P/1~ ~IL'~/+~1. ~~~~Yl(~fy ~V'~ _`/E;f'~e~ ~ ~~t ~C~IM~'~\I~hYyL~'t"~ {-J"v""^°_ ~~' 1 ~ ~`",~' -' ,. formerly of Kevin E. Kauffman; thence along lands now or formerly of Kevin E. Kauffman North forty nine(49) degrees seventeen(17) minutes fifty-nine(59) seconds West a distance of one thousand four-hundred seventy six and seventy seven one hundredths feet (1476.77)to a set rebar in found stone pile the place of all BEGINNING. CONTAINING 50.476 acres and being as is set forth and described in Draft of Survey of Esther M. Brackbill et al dated hereby William E. Reich RPLS dated February 26, 2009 and being recorded contemporaneously herewith in Juniata County Map Book Volume Page This parcel bares Juniata County Tax Assessment No. 9-86. For Title see Juniata County Instrument No. 2010-434. Grantors certify that no hazardous waste, within the meaning of the Solid Waste Management Act of 1980, is presently being disposed or has ever been disposed by the Grantors or to the Grantor's actual knowledge in or upon the premises above described. Arthur 1 i merman Cooleen Kay Juno ~~~~~ Madilene Mary Henry ~~~ ~ ...~..-- ~/,~~ ~ Glen Leon Zi erman ~~ 6t, ~~' _~~~ argret A. immerman Robert J. Ju d Dale E. Henry i' S •• COMMONWEALTH OF PENNSYLVANIA, COUNTY OF b7..,c ~Af~l • ss. On this the 28`" day of May, 2010, before me, the Undersigned Officer, personally appeared Glen Leon Zimmerman, Arthur Alfred Zimmerman, Margret A. Zimmerman, Cooleen Kay Junod, Robert J. Junod, Madilene Mary Henry and Dale E. Henry known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument and acknowledged that he executed the same for the purposes therein contained. In witness whereof, I hereunto set my hand and official seal. ;~,. Notary Pu coMMONwentn~ of aavNmvarirn NohAd seal Nancy ~ 7JrtImMYnm. Notary Publk M~ C~unN Feb. i, 2014 CERTIFICATE OF RESIDENCE MEmeer,FerMSvwaMaAssoda~"~NOm''~ The precise residents address of the within GRANTEE is: Glen L. Zimmerman 6433 Licking Creek Mifflintown, PA 17059 The Law Office of Randy Zimmerman sy: ~ Attorney f Grantee PIN: 9-8-6 Owner: ZIlVIl~~ERMAN GLEN L ET AL Billing Address: 6433 LICKING CREEK NIIFFLINTOWN„ PA 17059-0 Deed Info: Book: 2010, Page: 1224 Steb Code: 6500 Land Type: F: Farm Land Code: 91: Undeveloped (Unused Land) Structure Type: ,Grade: Structure Info: Sq Ft: 0, Gross Living Sq Ft: 0 Year Built: 0/0 Values: Building: $0, Land: $3790 Assessed Value: $3790 Clean & Green: Y, CG Value: $0 Sale Info: Sale Price: $15333, Sold on: 2/25/2010 Sold By: BRACKBILL ESTHER ET AL Acreage: 50.47 acres PIN Owner Location Acr 9-8-6 ZIlVIl~~RMAN GLEN L ET AL SR 4002 50.47 •~ . •~ • ~_ A. SETTLEMENT STATEMENT (HUD-1) ~ ~ +~ • s ~ 1. LJ FHA 2. U FHMA 3. U CONV. UNMS. 4. ^ VA 5. ^ CONV. tN3: 6. FILE NtJMBIxt: 7. LAAN NUMBER 8. MORTOAOE INS. CASB NO.: C. NOTE: This Gam is tiunished m givo you a atate~nt of equal settianerd coats. Artaunb paid m and by fhe seltlemart agent sre shown. hems rocked "(p.o.a)' were p aid onside the cbsing; they am shown here for informational purpoaa and ate not inducted in the totals D. NAME A ADDRESS Brian A. Zimmerman OF BORROWER: 200 Red Mill Road. Fifers, PA 17319 E. NAMB & ADDRESS Tha Estate of AAhur A. Zimmerarao, by Margaret A. Zimmermazr, Administratrix OF SELLER: 1408 Carlisle Road, Camp HiIL PA 17011 ~ ' F. NAME 8t ADDRESS H. SE177SMEN1'•A(iENT: Iohoaoa, Dui15e, Stewart do Weidnw _. PLACEDF 3E1'lLEMElV'I': 30I Muket Shut, Lemoyne. PA 17043 (717) 761-4340 I. SETTLEMENT DATB: 3%30/2012 J. Srmmarv of Borrower's Tneuctinn Y c...............r C.rl..r. ~n........H.... 100. Gr6a Amoaat bee From Borrower: - ---_- -- 400. Groan A®ooat Dne To Seller: • 101. Corrtraot sets a 19 300. 401. Camect sales oe l9 300.00 102. Pdaanal 402, pp~ 103. Sealerrrent m borrower: ice 1400 141.3 403. 104. 404. 105. 405. ' A earn F r 1 Pa r Ia Advan ce: Ad ~ enb For Ib id B Seller Io Advan 106. C' /fawn taxer m 406. C' /town taxes m 107. tsxa 03li0/12 m 12/31/12 13.1 407. taxes 03/30/12 m 12/31/12 13.10 108. Aaaarrenti ,m 408. Assemmenb m 109. Homeowners Infuroae 3/302012 m 11!272012 g, 409. liaoeownas Insurance 3/30!2012 m 11272012 9,g9 110. School Taxes 3/302012 m 6/302012 10.49 410. School Taxes 3/302012 m 6!30/2012 10.49 11 L 411. 112. 412. 113. 413. 114. 414. 113• 413. 116. 416. 120. Gros Aaoart Dw Frem Borrower; 19,673.08 420. Gros Amount Due To Seller: 19,333.38 201. oraNopt 1000. 301. ExCem seeiastroctioru 20L Primal anamrtofgawt a 502. Settterrrerrt mselkr iae1400 397.50 2~• a taken ~• m 303. s talon nub m ~• , 304. 1 st M l.n. 203. ~ 303. ff 2nd M Tom. 206. 306. 207. 307. 2~• 508. 209. 309. Adjastmenb For Items Unpaid By Seller: 210. C' taxer m Adjostmeob For Items Unpaid By Seller: 310. Ci /mwrr taxer m 211. Cam taxes m 311. Corm taxes m 2t2. Assessments ' m 312. Amemararta m 213. 313. 214. 314. 2tS. ~ 313. 216. 316. 217. 317. 218. 318. 219. 319. 220. Tebl Pali By/For 1,000. 520. Total Rsducdoos Ta Amoeat Dtro Seller 397.30 301: drop dm tiaaibarowar 1 19 673.0 601. t3rom amowd due m seller lne 42 19 333.38 302. Las emaau fiorcower 220 ]000, 602. Lem reductions in amount due seller ins 320 397.50 303. Cub (®FR011n ~QfO) Bortower: 18,673.0 603, Caa6 ~TO) FROM) Seller: 18,936.08 Province Edition V Farm No. 1581 3186 X X SB-4-3338-000.1 HUD-1(3-86) Page 1 of 3 X RESPA, HB 43032 Form No. 1582 Page 2 of 3 SB-4-3538-000-1 .~ SELLER'S AND/OR BORROWER'S STATEMENT Escrow: 12-00013-JD 'I have rxtefttliy reviewed the HUD-1 Sdtlema~t StataneM and to the best of my knowledge and belief; it is a true snd accwate stataneait of all receipts and disbursements merle on my account or by me in this transition. I finther certify that I have received a copy of the HUD-1 SeWement Statemenk Bortowers/Purchesers an A. Sellers The P.state of Arthur A. Zimmerman, by Margaret A. Zimmerman, Administratrix The HUD-1 Settlement Statement which I Gave prepared is a true end accurate account of this transaction. I have caused or will cause the funds to be disbursed in accordance with this statemenk Settlement Agent: Date: Titre APfiar, Johnson, Duffie, Stewart & Weidner WARNING: It is a crime'to knowingty make. false staterrr~ts to the United States on U-is or any other similar form. Penalties upon conviction can include a fine or imprisonmwk For details see: Title 18 U.S. Code Section 1001 end Section 1010. Page 3 of 3 ~: ~~q~ ..... ~~ ~cA~~:r. ~.!_~~_i.FR ~~co~oER c~hc~cs SUM©ERLAMa C~~"!TY-P.1 2006 ~flfl 28 A(110 0~ rtbpared ayw ttnomtt MsLra ~~- Lflhll aaatvlCSB 7590 8. Y71R7~ IIOIiD, BQITi 601 111JR01tl1, 00. 10014 RCWta To: ,Newt ~e~gtmlDUs r~jl,ap,ta,C ~a1i~ rra22; Y ~t~~c~n 82d re~etxmnbu: "'~' ~ o~tZ`P~tea: 14oe G1RLIeLe sm., '3~ 2~054~2~ GNP HILL, A71 17011 ptp~e. Alin 1fi Iirl~r Baa+~ t~ GQR 2(D ~ c~A MORTGAGE fdIId 1000754400030410!! THIS IyfORT(3AtiS LZ made fhit __? _ dip of fah. 7006 , ~~n ~ ~. 3~RT1ltti 71. i 7111D IWttitl>Rtir 71. 9Y>Ra10ot (he:~da'Bernower'~, aad the Maatptee, Btedrooic Bum Syttemt, hoc. ("M>3RS'~, (toldy ae nominee Rr Lender. as hen~tler did, aad~ Leoder'a au0ogaort ind aadyu).1-~3 h ot~aed ad eaipfoa ntider the lnrt of I~a1Va[e, and hq m ~ddtat and telephone number of P.O. Boat 2026, Punt, IrII 46301-2026. td. (~ 679-I~t.S. L1aDItAf ~RO'iHiRtt lJI1R, 19E,h 1>m1R71L A71Piar08 1i7Nla: ("Lmder7 ii artaniaed and eadatlna under the lava of vHis~ 8171THS and hat an addrat ad t 377 I11V>t01i88 DItIVi 80D'1'H, i~1N00D, 170 90117 wl®RBAS, Boc:awer le hidebted ro Lender m the prlneipal aam of U.S. S 90.400.00 whidi ~debledneta h evldeoeed by Boa:nwrr'a aobe dated laarah 7, 7006 ~ eat~t am trnewalt thereof p-a'dn "Note', pawWing ihr monthly inomihnem of prlocipal aad heat, with the bahmoe of tba indabtednett, If mt sooner pahi, doe atd payable oa Hasoh 1; 7036 itNU - 8t3COND MDRTGAOE -1/a0 - RrtAll4RttC UgMORM IlitilpRISIT 19118 I~IIt Parr salt ~j~ lam Aaewidai aloe ro.td~ ~ MiYYC Any I ~~ Vw Ys~plaMlerw lm ~Yt• 1 ~ ~~ k ` ~19b4PG3092 To to reader ~ ,epaymeoe d ~ i~beedaaa e~ideaoed by ~ Naoe, aim httereat theream; me pa;ym4ait;at Wl omen wma. aim h~leroat maeao, ad~aooed m aooealn~ nab b peohct me aew~y d ~ ldortpte~ >ad me pa<lanmoa d the aareaaaa eat ynemawh d Hoem~er herdn caatdned, Bonowar dtdea heroby ataetetise. ~t.at canrey b l®Its G~+b as aadaee ib< Leader and Lwder'a >ucoe>eon add a>eigr) >at b me e~~ealpr d I~t.4. me de>atbed paopaty locaoed ~ me Ebanfg d , male dPbmi~yhaah: 1111 that-twat os paa:aai o! lead as ohorn on tiahadala ^a^ sttaahad harato ~ihiah is inaerporatad harain and awida • part haraol. whlcbhai addtea>of 140t! f7lkLitiL1 RD. taxi >tiLL ~,1~ p~yl~ 17011 (Z~Cade] 1'OGi6!'HI# aim all fhe feoptoveanah anv ar haeal6rr erected m me peopaty, and all a+aemaMa, rlShb.+QPmEeamea wad raata, all a~ ~rhieh abali Oe deemed to 6e and ceayia a part of die peaperty oaveaed by ~ I~oRlyre; >at an of me ewe, loSemer wlm add ptoperiy (at• me letat8oid shoe i< dde ~cegye ion a wee hadnAer nbtred b as me "Property."Baimaer nndaahnde >al aerea mat IY®L4 ll01da aoq leSd tWa to me iota>ab e~ by Hormaor io tMa + bat, it aaxaary m c~ampi; wld4hw err waoou, ~t4. W madaee ibr Leader and I.aader'a aaooaao~a tmd aai;n). here die rlebtE OD ea>eglae way a all d moss iateerna, hwshwUae, bat sot Bmfbd b. the debt Oo loeee.loae wad aeii fhe ao~ ot- taloe way acdon regained d Iamder ioclodbte, bat sot limhed to, edadae err canodine tbb that l3arraaer is Lalldly aehed d me epode hereby camvayad and haf dws right to moetee~, wad ~9 the Propertj, oai mat me Pmpaty is , eaaept llor emwmbraooee of nxwcd. cove0onb mot Borrower earraoh and will dedead saoeeally me tide to mo PiopeiY agaimt ali dabm demands, aoldax oa eacaetbe>ocea d rxord. UNg+O tJOV@iANTS. Borma+er and Leader coreamt and agree a lblloeve: 1. Pgnoeat d PtYMdpal aawl Inbreat. Botrnaa ddt prampdy pay when dna dw: pnc~lpat and iereneK iodellhdoem evldaiced by dye NWe and lore dares a peovlded in me Nape. 2. 1Pbaila Ibr Taaetr and Iaaaraace. SubJect a applkable law or a wrltom waiver by Lawler. Banoaa ahait pay oe ! aadrr on me day moomty paymem oI pdodpel atwl iaterat txcpp~abie mda the Nape, uotll me Note b add bt lull, a am piadn 'Punda'~ egmi ro owe-twdRh d me yarly ta~oet wad sa~mu 00]7iS5~4 1000Ze44000]0410l9 i„a,k ~~ ~7a~~ t~ ro.sa• ~ ~Fomitga ~'/ ~.. 8 k' a ~ ~i 1944PG3093 .. __ '., doh +wd vLooed uait d~elopmmt +ae~ob, It +o~) which ~y a~dn p~b~tY ova and r~ pa ~Ae A+opeaty. fi gay. p~ aoe a[ yatd~ poems ~w~meon 1bc oa, hhr Mefira~ of ye~eiy pramima mmb 1bc more woe. if fir. au ~u ~aated,hddagy trod tkam tlme b rime by Loader on rite brN"ot,~eeionaab and bid god mua thereat: eamwa thag not ba b mdre rock payaaeob of Purdt b Lends b BaROwar matoet ascJs p4Ymmte b 9~e hoida a~ a prior made or deed of lost !t meh --$ Horsier Pnodt b Linda, the Pardt that! be hdd Jn an htttibtloa ~a depoda a accaaon of whirh ara or weed ~j a llrdenl a ttab a~acy Lerch Leads L ash an eYe~:a~p~ die P1mde b pq add Maa. aeeea~eob- , Toanamoe prmniome sad poaod rmla. mq oat dter~e_ _ dx ao hoWas mod appVhK Ws ~4ode. aer~lq old account err vim{ and mod biro. ulna i.mder pq~ Hanumnr labial m die Patin med ~pp~c~s 4w b mdse ffttch a eocrortet and Tinder mq ~ in wtith~ at drd limo. of mma~Oa of 8da dpt htteeett m dra 1~mde drtfl be ptld b 8an~oaar~ mod mkea ash yromiar !f made a appBeeble ~+ req~a ash hyaert m Ib paid, Laakr tdnU ant ba regdrod b Borrower may hyena or os~lre Leader ~aU dtve b Borrower. wlmort ~. an inroad aooomti~ of de Paode sad debMa b the ihrtdt mtd me parpote lbr which each debit b ~ Pottdt wort made. 1lte Fmde aro a mldltlood ee~r for the oar arare~d b7 dYa AtaetpBn. N ~dte at rite Pq~t hdd by Linder. to/ed+er wl~ rite ildone monthly is of Pmdn Payer b d10 daa dabt of ttaaet, alteameatt, htttannee and dtOmd tinier tMIl eaead the watatat b l1q mdd aura, attamaeab. htaraaan~m~od atoutd neab as dby 11U doe, ash eaotM _ rt Baeroaer't aptla4 eimer promplil b Borrower a ctedibd b Bamwer at madhly it Paod1. N die aarraot of the PPuo~dir hdd pbqq Leader roll rot be anlAdat b pay linos, ataaaoerlq premlams mri lf~m rays a they tirIl doe, Borrower rhatl pq b Lana say amount n b np ~e delleteucy Y one err moss r Ladx arty ragalee. in tldl of au ter tecomd b~ Lattda tWi nAmd a Borrower rosy Fronde by Leader. I[ soda awma~ah 7 hemea[ b told a Iha b olha~wtne Leader doll ~~ iMx drm prior b the tab a[ err ib aogdaffias Lander, aos Faedt M Leader a tha tuna of appllcwtian ore a credit spinet tha saw loosed by t~MMart~e. 3. at Payrrmtt. Unlat !aw pravJdea otherwlra, all ~ymart received by Lauder rite Nob ad paraQapb 1 sari a~o! nhdt be appibd by Leader Mt fn•p~ ~ amoum ~nrhtcibOat ~ big arnw~ttH ®uodix puragaph 2 hereof. dam b hyeaat payable ar< ma Nom, and that to ~{. MoetNet sad Datdt alt ~ tara~at hIan. Boemwer nhalt paihrm au or Boe:uwar't deed of troll a orbs retatity apeemait veldt a uat which ha pebrity ors thk Boeeower't oava+aat b mdoe paymaft wLen dots. Bormwa~ rip ~ ~ro bo paid aaettnMmb ad albs ~sna and hupotNitoa atlrPoad6ae b the tgWa a ~ ova ride Martp>e. sad paymedt a tip ~. ~ ~Y• !0. Bbty~rd Lnrttatoe. Barrows than loerp the impuvanan noe- adatnH err haalla erected as the trapertiy hturd addott bat by the. haraedt hr~ded wlfmn the temr 'atbaded oovaa/e,' sari loch odor harardt rot mid tegeMa sad ffi nar$ aatoaatt and >aor each ore Leader mqr regaite. YAe wrrla+ providht~ the httaraaca rhall be by Barmeer b Ltmda; tlgt mdt appeowl aitdl rot be ueeaoertbb vriAll b~aaoe~pa~ aed ~ ~ bb thaeK la a>axm aoceolabie to Leader ad shall lrc~e more a domt b Leader. f shell huva the rim b hold the policlet ~adreaawait ihaeot, atbJect to oos~saa~ s soooss~aooo~o~io~9 ~ ~~ lo~q r.e.sa~ ~ g CFanemga ~ 1944PG3094 r ....._ the Oanu at'amq mortEape, deed of tarot err ocher seaattily a wLh a lien which hat pub' over this ~tfte d h-ta. Basmwer shall Slve pavmpt notlce io Oae haasanmce twazier a~ Lemdrr. Leaodax may mate psbtl~f lon itaot mWe by Daeto~er. _ _ des Sam tear tl~ ~ msYed bybr Lmider b HaetO~aluaemoe c~o~trs b segie a c~iaim >iOr htstaaooe bei'bAp. bender 4 aadtodaed b eolbct and ~Ppb dae hrmaaaoe proceeds at Lader's ~ tailh~ to ratoesttiag a repair at dae Yiopaty ~ b the sterns second by Oa4 Mortppe. .t i. Peiaenaliat ttnd Dtnhttatnooa d Ltetetrhoidsi Doodomialan~ Phrased Uok . Brxtowtx tahall beep the ~,~p~~ in -food ~r and dnlt mt commit wash or permit tit dsteeiaatloa of the Yeapeety aodshill oooo~m~,,yy wffi the praNlslaes a[ la's if tlrs l~tastpEe 4 err a hraadtold, it tM4 b m a snit ht a aada~4tnm err a plaooed adt Btsrmwtx ~ 1 art i3! Bor:os obH/atletas amdtar the decJaaatlm err ooveaaotr a~eageH ~ coadoa~a4~ err pLaoed udt deveiopmeot, the by-laws and iepuiatlons c[ the caodooddam err amt de.dopasteot, ooneOwaat doamtxrte. ~. ;Yto~eclloa d Leodax'e t3ecrrfty. >t Htriawer tYW ro perk>fms tlaa oovaaaets and yreemaat: coataioaad h><~s • a if eery aaaxloa ear L t~mmeoced which malxLi~y at'Beaa L,eoder's imetat !a ~ Plopetty. daen Lender, eat LemdeC~i op~an, span aotlce to >io~oa~. may. wales each eppetteaooee mdr some, hrlodhtE eeaeooahie Ntoeaeys' fba. am aloe etach sa9im ere 4 to ~raloct h>atxest. >rt ~ iegfaltad_moegye_iuanaooe ~ a tataodiHee ~ matiaaj tlae lam~hy apretenamt a~+up~tathle law. shau `~ io8e6t~adaeat t0 th4 7, wlW hYtxest ~. u the Nate rate, oB rmra seemed- b~ 164 Mat~,pe. Unless Bormear amd Imder atitee >. tame of pay~rmmt, taaach amaatate th,li be p4yabb ~m ntltloe tl+em Lt"odec m Banrrtvrx :egosNtes dbraoL NaWing cooWaed m Ode pangaph 7 slutt regaim Le~oder to itaar aoD' a~ee a taloe eery hereoodar. a Iee~iaeWor. Li:oda~ amty mate or terse oo be made rarormble ware apm am hrpa9laoe of the c marraaLted~to L~mdar'e~ima~at iPmp~y, p~ ~ ~ ~ ~ 9. CAajtlaemarttoo. The of award err cla4n for thamaEa, tlhact or otmeequtmdtat, in ~carneodon ~ a~caaudpmoatian arm pof~ ~ ~ arpart theeeof, err for oom~ayame in lien of hmtietari~ieremwl~ a lien which has otlerity a mM~ ~ ~ , ~ !0. Not Forheararace Hy Leader Nat a Waiver. Hateodon of Oro thoe For p4>rmenc tx1~ of amortlatdm tat the smu eeatred lry tma Moryge~praotoat l ~ to aaq ~ooeaor la a[ Harrower tahd! mt taptaeale b areiase. in aqy aamaer. offal Dartnltrr Horrawer'~ mtxaseon m hliaaat. Linder titeti aot be negtdnd b oaameotx psottee~op a~ret ptchm~r a ndhse to raked thae to palYmeat err atberwlse nrodlty emordration at We s®s seared by_ by ttasm of soy detoand meads by the atiainl Htrtower amd Btrm~aaaer'e atibtded by rpplicable law. shall mt be a wadver of a prechde the es>ercise of athr such rigla err remedy. 0037a5E~9 100095440003043099 a~r.a~ ~7ne1(!•A~..loeaea ws.~a~ ~ ~sroam>pe i 3 z ~ BK i 944FG3Q95 ~- p i s i 11. t3trotawsvt and AaMgne Hoaad; Ja6k and 8naa1 Lbhietji Co~alprera. The covmaMt and agieemeatr Ibrdn caoWoed ehdt bind. and the dgbb henaoder ~ hrnre to, the rapecxtve eucoaeors and aalpsa oP lneadar and Bott~ooer. enbJea to die psovbioot a[ parytaph 16 haeol Alt ooveaauu aM agreemeala a[ Ho (n~our ahaU be Jdat sad eevaral. Any Hareower who oo~ipa thb but dose not aoecale~ L+eaderddr Maetpye only to ma~~e ~t sad cacvey ~'s iott~t in rice to ~ tame of thb 1/omge. (6) b'mt pet>toadty Uabie m die NoOe ar omda thb ~ and (c) agrees that Lauder and say omen Harrower beteamder mty agree b i9cleod, modify, iba66ar. a aq odri aooemmodaHooe widr regard to the lemn aE dile ar the Note wMhont fat Boeeowlx'e oooeeat and wl~ rdwms gat Horroaer ar modltyiag this Masigage as b that llerroa~a'e ht rite l'topeaty. 12. Notloa. l~cept !br any mtix regahed mtda~ appliaWe 1sw to be glum In another mam>ca, (a) any nodoe to Bo~oufar pmvlded far >a thb Mortgage dWl be by ddtveriog i< or bs~ milling audt mtkx by oettided wd~ addtaaed ib Bosmwet at the 1Ptnpetgr A a tat ach other addrraa as Haroa+cr say ttedguaee by~odCe ro Leader as paovided herds, and (b) soy nodoe oo Larder shall be glum by oertlded mgt to Leoder'a tiddraa aged herdn or oo corn other addna a Linder may dedgoaoa by note m Hamwer as ha~ln:~ ~ ~ e6all be deemed to bare bean glum to HormvNer 13. ~,~io[ Lewi Beea'aDWb. 1fa pate a~ loaJ has y~ to tbia Martgago slap be the larva or tadietlan in ~hidt rice b tocsMd. '1La f aenomce dell not limit the ,or tbderal hnv tomb Mactgyaa a fiveat d~ aqy provWon a dense of rigor Mortgage ar the ' widr Inv. sorb coodMx shall not aAbcx odvar pmvldo~ of ride htToetgage ar des Note whld- ~ glvm~w!>bout the camGidhog sad to t6ia and fhe provldona ad rigor Mahe sad Ih6 ar0 deilae' Oil t0 Ue aOYaabia Aa ~i~~. aw ~ ~atooaneyar faaw include all acme IO adept not prohibhed by appiko~ie law ~ 1hd00d herds. 14. Ba~oea~'s (Dopy. Barto9ver da116e flaniahed a copy of the Note and oP this Mortgage at tha tlme of` a ar atDer ra~sdaflam haaoP. 1S. ~ Lava Agraaaak. Bosmwer shall flil811 alt of Honower'e abligatirma wodcr any home repair, ar other loan agremieut whidt Borrower eorara into whh leader. Leader, at 'e ~rega4e ]latrower to eaewte and dellva to Lender. in a Pam acapmbie m leader, as ~ ~ sup righu, galore m deteaaea which easrowar mry have agataet pardes,vho eappty labor, or aervlcae in caantecdon whh hnptovemeate made to the Propaiy. 16. Trlinefa Of the Property a e Boaeliabl Iatesaat hn Borrowa~. IP alt ~ anypatt Of die P or arq butt hr i< b aald or kaa>Pared (a N a tKaedcW hYerat Jn ltorrrrvvt7 b aald err teanePerr~ Harmwerb-. a nahaal p~ I.euder'e psbr written ooaeeor. Leader may, at is opthm, roquhe immediate' is still o[ all emoe aetaaed by dila Mortgage. HawMevorat,~tldee opttou eMlt not be aoadsod ~ 1s,Nwder ea~arsfaeaoptton. Lesda ehaU give Harrower mtloe-oP axdeuatinu. The ~t4x shall ~tde a at sot lees trim 30 drys tlnm tl~e dace the notlc~e ie delivered or nsdled ~61a ~v>dch mkt pry ail fauna aeoored by chic Mastgae. Tt Hosrowor fails to pay there rosin prior to the as .aatfydde, Leader may imrolse auy remedla paa~itted by thin Mortgage ~vhhout fmlha mace ~. 8 t{ 0037686j,6] 3000954~00030~1099 x+~.k fi'"'r" ~~~"1 (eRIYt Pp~bq~ t<Ollaaaa 1. '~ 19--5 'e f.. ~i 1944PG3096 ......... w..»......._.._. _ .~ .... ... .. ........ :, S #, r x Nox tirtII+oRbt oov@tAN'rs. 9aaoA« tod l,aoea rartlher comae am asree ai Bouowa: 17. Aatilita~athsai ltetenereR Upm Dorrasor'a bnac6 d a4 eoaotet er aa+eemesr d Berenwer ba tidt ttse eeo+eoaate to pt~ when dns asae~~ save aecnrod M tdtla Lender prior teh i~Mitn /he aetioe to ]huroner a. ps+aided bT aROidde hn- ~ji~, asoo~ amtr p~te~e (i) ~e hreat~ ~ qM aogoa regiwi ro an wch be!ea~ p~ a ibr not lew edn 3b dda~aa tira~ ~e deplr tY aotlea to uoMnl to HarnrNr~ wW9r wd- he+ee~dq~ ernt br ansdt and (4) Ohet 4~tOrs a aka sasoh breach ~ er bMdre eY dettJ e ~ d ie tw r~olb aoM d~lhe The adoa~oe nitue tttitrteai title Meef~ Ibraeiaatre by aced char • ~at>lawitr d the ~ to eehtelale i~ srtl He ~ b aeeest tome tbndrMtre the maeeaMenoe d a dellealt ar as4 atlra ehlbse d lheeewer M aealaratbn oad ~` the beaar~ le clot c~+ed os ar betlora t3o date epeellNd ha me ratios, Lender, at Lwder's °` ~tq~y detdaeae sdl d the tttarr raeseed by mir 1o be b dne and pegrile ilisther deowri aed ntq fb+xlerr Ihte isa~ye~e bo~Ndd peo~e~ Lnder elu0 be atttdWd Ito aolMet d sash preorei~ a! arpeoor d Aoeedorefe. lndn edi m betaot lhdted to, reaeeeehie t_dtoreseya' 1bs, and ooelo d doceenagUy eeidesso~ abrtracb asd etlga seporb. lA. Hot~rossor'tt ttirtt m itoloslale. NaNsldtafa~ Leader's aooeiartlen d the wme rernred by this b~0er dirao~odaned~~ ttme prl~or b at 7eut me ~ ~oam~mt M btiddhtp at a ~1Q ar other sale poet~at to Ibis Yaega•a lf: {{~~ BOCrow~ pays Leerier all eaoee wide3- woohi be tboa duo mda tbir htloeyye and me Noce hrd ao eoeaktWon ooa>rn~ N aen+ower ceree au 6teadser d ~groQMS eo~eaaob a aQaanaole d BoaOwar eaotrtaed is thts ~c) Haemwer petys su snaeoetabie hsctasod by LeOder in abeaUod the cormaad assi d Dewar oomiaed hs t6tt aM ffi~LmdeC'e remedleo ae peavWed •fn paeadrapt~ 17 l~eo~, bat mt thee; and (~ eoemeoer Wove such adios ~ isader nn4y ~7' ~~ b fib' the heMrd Otb . Laodor's hsteeert ~ die and Bassower'e b pqr the emas ..bJ dah Mattp>e eoetloae umioopehed. Upon~pq~meot Imd wro bq Botm~vc. dde biaetaaae Ore obh~atlooe aacmed hereby shell amain to ihII force and effict oe if m aooelaatlen hed uwvrcw. 19. d ~ Appohetseent d IEeeeitel'; LeWer hf Peereaelao. A• addldomt secntity hmeuodes. a~ btx~ebJ ~ b i,eatler dte rmb of db Pmpaty. pewlded that Barowa~ e6all~ Peim' b aoWa~neteder pk 1~' lrtcaot ar abndommeat of ~a Prapaty. har0 die r[dht b eo~lle~x am cetein each sere ae: beioaeoe dos sad pe0tible. iJpoe< under 17 heaeof er rheodoamaot ot* the Peepesty, Lander. in penaso, hY rpcmt orb rhril be erdded b ester apro, Gies poaeatan of aed ~ the Psepettir b ootloet reab d dte PnopmeJ Woes pact doe Ail s+eata oolletted Leader or the seceltes be lhitt b p~ymemt of the mw ofm~em~t of the Psapeey and coNaxion of cede, sat NmYed`b. seod~a'e iba. p~ m reoei i basil sad s+aeoeab~le attoantsye' >9see. send dtm- b L rtebm+ed by dde Maat,~e. Leader and d-e se;cefvar ebaU be Wbio b aa~tur only lint those semis ,rnelved. wUbnt t9tar1Boesewet shall pay allall cmeb ~ seoadodan, >iany. shall dte~barge t6b Mostp~e Zl. IsrQreet Hate Auer Jutl~sseat. Bcemwer yroee that the hotesest race payable attsa• a jud~nt is entered as the Note ar hn an rcdm dsuortpda ibsec~etme shell be the sate stated is the Note. ~. 003765bl64 100045440003043099 xa~ t~ wo.aa• ~' SFon~ia7e j ~r ~; ~~ ~ 1944PG3097 ~ ~ .~. ~' f ~ { ~' r } ;i. BimQi~BT lroit NOTil3 Ol-D~'AULT AND F~GO~ LA~~ ~IOR ~~ MO~At~80R D1~8 Ol-TAYJBP which oar t~ ~ ro Sire No~~x to ~u I.mdet'~ oddte~ ~etpye aoe of this I~latfDDi~e, a~an~ de0a0t~~ teperlor maanb~ance eod o~ aogr aie ar o~6er faaec3owe acdd~o. 1N W1~NBS3 WI~tBOP, Borrower hae e~oecatcd thb Martg~e. Witasra: s _ ~aA IIR 11. g11N~ -Baero~rar Y (~ -Ba,ewe- (~ .H,,,ewa (sag ~~ v ~. ~-. e - -- saw _ (sat) .> _ (sat) _~„~,~ (san (SYgn t~-igt-at nM'1 0087655361 100095440003041099 ~7~p4tPAj o~ wo.sae B~~s~~PC~os~s Fenn ~ «' i ...., ... a, ._.. ... _... ..... .. , . :. .... ....._ _T ,...,...~_. _... . . ~ ~~ COVdALTS OF Pffi~IlNSYLVAMA, lJU hN~ ~~ Comity ae•. on dda~ me ~ ~ I'vbg ~e 6 ,, ~, the irodeeai6oed otHar, P~y~ lmmvn ro me ca uua~eaoily i~ m be dx pesoo(i) ~rtioae name(s) Ware aubacribed to the wllnln imfn~eat and acammvledged ~ I+dr6e/tl~ey eoeeabd dm same Gtr ~6e poepoaea hetetn uaoWoed. 1N WT118H93 W~F, I nerennoo set my hand and omdal seal. My Commladoot &ptra: :~ i L 9 C~~(Yup~~~,~,if~tJS . do hereby artliy disc tha cornxs addcros of db wlthin-Homed Moctp~ce is P.O. Bao~ 2U?b, Fliat, MI 46301-2026. wltoee~ my neon tbta a,,rid. day of rYlarl_,h ~ app (o . ~eli pxbtu Neocotmoc~ae ocessor ~ ; (.~ri~ty ti~,i~. ~.:~ be recorded oo3~asa~ss 1000s5l400090{ijwlCl1111t):.•: i2~::+. County PA,,.,,,~ ~~0-N ~ ~~aa „ • ~Fa.aaaa ., F of Deeds ~is~~~`~b~~ .. ._..,.. w._.....,....,._.... .... ......... .. _.._....._~___..._... ,~. Exhibit A ALL TEAT CERTAIN piece or parcel of land situate is the Township of Lower Allen, County of Cumberland and Conunonweahh of Pennsylvania, bounded and described as follows: ; s BEGINNING at a point on the Northerly line of Carlisle Road said point being located 450,feet named Wentwerdly along said line fiom the Northwest corrxr of Carlisle and Solwick Roads; thence North 84 degrees 11 minutes West, along said line of Carlisle Road, 70 feet to a point; thence North OS degrees 49 minnrtea East, along lands now or late of Capitol Aparttntms, Inc., 153.26 fat to a point; thence North 49 degrees Oi minutes East, a distance of 31.58 feet to a stake; thence South 76 degrees 20 minutes East, a distance of 48.84 feet.to a point; thence South OS degrees 49 minutes West, along the division line between Lots 18 and 19, a distance of 169.63 feet to a poi, the place of BEGINNING. BEING shown as Lot No. 19, on Plan of Highland Park, Block M, recorded in Plea Book 4, page 98 The imprgvements thereon being lurown as 1408 Carlisle Road. BEING ~ SA11~ property which, by Deed dated October 30, 1998, and recorded' Novembeq 2, 1998 saiong the Laud Records of the County of Cumberland, Commonvyealth of .Pennsylvania, in Deed Book 188, page 246, was granted and conveyed;py Robert W. Vendroae and Patricia A. VeMrone unto Arthur A. Zimmreman and Margaret A. Springs. Taz Ident~eation No. 13-23-0545-2611 i a Bli 1944PG3 100 ~ ~~~~ ~~ err; ~v~t..~! .~.. ~r- pp .l. L'" =. iii; •G:'. 0~' !i~E~S 2GG6 ~iflfl 28 H(110 09 r; IIJN! 11~L1i . 11Ulo01l~1 t,Qi1M 8=RVSt7i8 4a30 8. >tiI11RRlR tOaD, aOISi 601 LDRO;R71, t70. 80014 RBt:RON A: Return To: New (b-umlpus Gr ,u-G -~~ Qeister6tov~tn Rd Gomrr~+rcer re Ep4g+25'3 Paceelxam)ta:~alttr~e,ma ~~~ 13-23-0545-2100 1408 G1RLI8L= RD. C1NDP ;ALL, F7- 17011 2~ 1 ~ ,~ [Bpw AMA 711W Iio Pbe)aew~a >~1 nBPwrrloivs MORTGAGE sooosaa~ooo3o3e3s1 Wasds used in amttipie aecrioas of thls doameent aro deaaed bebw eras otter words are delha~d is Sectiaras 3,11,13, 18, 20 s~ 21. Certain mlea tegacding the Wage of words used la thia docmnart ate also provided is Secdan 16. (~ "80eu1l~ 1hMe'mereot" mwm tide docameat, which ie dated ~reh 3. 2006 togedrcr wl~~all Ridara b thin dotatrtteot. ~ "~r'o'~'" ~ ]1R1EUR ]1. EIfOQRlp1lK 1111D , 1G11lORE>dT 11. SPIII~R 9 Bot7oNet It the mocigagar tcuder dlii 3aauity InsUtamerK. (~ "~'i b ilteckoo~ Sys6mss, lnc. At131tS 1r a separ~e caapotatlou That is acting eaidy a a A~miae for Leader am I.ender'a suaxasoea sad asdgss. ll~lt8 la the sosfgttgee under triter Becaib Iae~raieak. Mffit3 is argadaod sod eaist[rig mdtx the Lws ~ Ddawue, and tees as address sad te>eghooe m~ber of P.O. Banc 2025, Dint bII 4RS01~026, tel. (8B8) ti79-M®t3. 0037faa3~7 t~/MYI.YAetIA -81npb Famey -FannN YaalFYaiM ltlao IM1r1111e OetiflNret~llT 1Ntfei e~M ~M;P~D Famaeaa 11oi wr. ~ a v xwrk ll~ uu1-~ v-P lla~awaarr,lm lWOletl-7t~t /II (~~ i ~t 1944PG3069 -• - _._...._.... r- - - i ~ti . z .' ~ "Lander" L at~n-tr ~ROYaRS 3181Q, sss, ~- ~L 871var08 s2amt Ltader b a coxpora<tia° • I.etl ~ {~ ~I0101L asIVY~, BITSY'1 500, W1I77QR8011~t0, 1D 10879 ~ ~" m~ ~ Pr's Hobe ~ b7' BOR'a'wCr end ~md ftarah 1, 1006 'ibe Note ala0ea d>.t Bamr•er owes Lendm Oarti 10~r TaOD~ i 00/100 Dal~ra Ns. s u~, ooo: oo ) t~ ice. Barmier hea promised to pay mia debt in re~lar F~eriodic P+y~maib em oo P4 tlse debt ~ iidl not homer dun lsasoh 1. 1036 "Aop~se#j" mono die prapertq mat b deacxfbed below mider me headhig "Tant4r of Ri81ns is the ~~`7^"Y"Corm": mesas db debt avidemced by die Nape. plm 1no~t. aoY Pe'~V~ ~ ~ ~ dna ender orb Nara, and efl soma dos order dmti 9acodty Intnrnwt, phn h>ta+eat. (~ "RMeryd' meaoa oIl Rldart b tlds 3eauity Iaapnxoent dab are exea>ted by Borrower. The following Rhbn m td be aeecuted by Borrowor [check box ffi applicabk]: r Adjv~le Race Bidet Candomiohea Rider Second Home Rider Bailooµ Rides Flamed Unit Devdopmmt Rider 1.4 Family Rider VA Riga Blweeidy FaymaY RWer ~ Omer() [mil ;, tiltiYllYf mewr all applicable hedecat. sfaee and local stashes, she into a~ orders (Orr have d-e es9ax of Liw) u wdi a7 all applica~, Idaoa. dfoa Dtrea~ Far, erd Asshromtr" mews ell dnea. &ea, sad Omer l m Ba~mwer or do Pmpaty by a oaadomiohrm assodaOon, hmieowatra Q4 "lalmwria ltitat'lYarMbi~' meua aqy ktrrafar dlitAimda, oma dtm a ifamactlon~bd by chxk, draft. ar am~lar p~psr LMtOmeat, winch b htMiabd mrash an aleceeamc laaotlad, in~mmt. caaipater. aS mldgetla taps ao ar to order, Ltiht>ot. ar a~odae a snwdal won p-debk or alt an aocamt. Saph term LM~isdaa bat is not Hndted ts, poiafrof~ls bwosmer. snmmsMed teibr machine tranpcd0ar'tetprWee hdfhited by lelephsos, whe mss. and woomated dadnghonee traaatera. (W "Hrav~ ItassP aewa than itmoa mat me deaalbed in Sectlon 3. ~ ~ 1'>rapsetlr" meaortwy oampmrMim. aetd~at. award d ar proceeds paid by atgr thb~d ps~q (~' dten htaocwoe proceeds pdd ~ ba dammed m Lor: (ij dama/e sot a destmcdom d. dte Fi+apmty; AU aoodamrdan ar other d ~ or airy port d mes~mpaty; o~dlfi9u d ooudmr0stba; ar pv) ~ d, a amtaaiane m to, du whre aM/ar ~"l~lfo~ Luunnoe" mews h~nuanx pratxtlng Corder spinet the nonpayment of, or dedadt an, drr N~ots~arq " mds 3~a.~tlan~3O[ tlds Savrity ~ ~) p~P~ and lnedest seder me 100015810003036311 003765547 r ~++~ ~+e1P~11{lae4 w..:ass ~ ~ Fonnea7a 1/01 ~. a .j ~ 1944P63070 1 i~ ^~..~~- ~..... .. . _M .. _ 1 t~ . //p~~ ~~p~. Y'/ fiYfi"Ian r~ ~ ~fG/l NNW ~7R1iiw9• saW~YWW L1N ~Z V.~.~r. JR~N~I ~1 a ~~~ YL Yi t Waa, Reptlatlon % (7A l..P.A Ant 3300, ar mldlt be 7wteaded Aom rhos to tha. C~~ aa000He1' e~ tbat pweraa~ aamD sabjx~t mallet. As used is dda OOdOr t A10ft/i/D 10~ EYldl it ih0 Ql~ as aA/ g '~dlC~Ily 1~IDOli~E )0f11S •81M,Ca~e! 16 Tdl1~lK at mean/ aqy patty that has faloen thle to dle Property, whether Oi not party has ataomed Botruwer'a dltlptlaea m1dR the Noce aud/a thia Seavlty Imo. TRANSFis~OF RIGHTS IN'PHB FROPBRTY TWa Seaaity hint eacatea to leader. (q the repayment of the Loan, a~ all reocwah. esleotlora and modlifcatloo~ o! tha Noce; aM (l0 tha parthcmaotx o~ RarYaweYS ooveaaob aad ape~merlla under this Seanity hta![an>cat aM the Note. For dda pmpoae, Harrower doa hereby mortp~e, paK aad amey to Mfsis ~q ae noa~inea !br Ieada aM Leader's ta~oatsaa and auipr) aad m d-e woxaeae and aadpa of ,the Aollowiog deacd6ed piopaty located is the ~~' (lype of lieoaaioa raiaieuoo) o[ ~ thnbarelaad [Name orRacadt•a raeYdiatim): rtli than tsaat or paraal o! land at thaMn on Sahadula •r1^ attaahad harato which is iaaarporatad harain and aada a part haraol. r which ha ~ addreaa of loot cttu=aLa na. tst~] taila~ u~ [~'~,) . Pemrsylvania l~ols ltiv ceae~ ("Property AAdrest~: 1 WITH ail tha now ~ herewAer erected an iha pcope~y, and aU eaaemeoh, and tbehnnt mw a~x i paK of the p~op~tq All r~ephcmr~ cad addfNan ~hdi aLo 6e. coetotl that mar. Ail at thse If re/pned m m tYa seamy Iaxn~meet ~ me "Pmpaty.' tmderSaade cad apes drt~3 oida aa~ lepai tlda to the bMeteab ~aoted by ht~b ' T,~ors+t. bat, ii necaaatp a aa>apbr wldr law a 1tlEet$ tm nomhbe Iar I.eoikr and~l a aaocaaaoea cad aat~ )~ dte b e>mrciae aupr or all htlet+ata, hrchdias, bat oat Hued b •the tijht to lbteciok cad tall dteoperty; cad to tdae a~ action n~gaited of Leader looo oooso~ssaii '~ q0°`~ tma ~1II°0°t' ooa~sss3a~ aea~ ~!•ly}peoq r.e. s d ~e ~ ~s FOelq i0M Uel Eft! 944P6307 ~ s ~, 110R1t~W1~ C70V8NANT3 tha Borrower h hiwlblly edfea of me eaters heroby ooaveyed amt hers me ~ bo<i~e, praat and ca-ve9 the Property sad mat me Frapaty >s Tmeoamrbaed, aaoept ~ aiarnbe~aac of teoord. Barroaa wanaab and wW dalbad ~aaaalty the title b dre Prnpaty apinat all cWor and ga~ax b aeq~ eaaaobeaaoa o[receed. TINS ; BYSTAiJA®NT ceordoea nabrm ooveaanb 1br naiooat sere and noeamiibrm covemmn ~ Nodbd varLtloat by )miadkaian b ooaatibb a odfban eecarity imtnaneat onveiing real >~• .. UNIPQBM t'AVBNANTS. Borrower and Linder covemot and spree a dalk-wa: 1. Pert of Prlocipa, Iaeeait. 16~+aar i~ Pr+epaymmaa' L'marSer, sad Lae f]raeyea. Borrower afiaIl pay whin doe me priadpal a4 sad mterat aq me debt evidenxd by the Note sad soy ptepe9meat ~harpaa and hMe ~ der under me Note. Bet:ower shall aha- pay lbeda lbr H~crow Bkma pmaaaot b 3. Paymmb doe under me Nob and th4 Seemity lnprumeat ahW be made m U.S. cueroocy. K say check or omer i~pa recdved by Leader at payment wader me Note or orb Seanity ~ b repuned b Leader uapaW. Leader may rogaire that argr a ail abeegnmt paymeata due order dte Nob am mice Security In~meat be made fn am or mane op ma lblbwhq florin!, err edecbd by Leoder:;y) arh: N) money order: (c) cad}ied check. bade doeck. treaanrer'a chxk or cathier'a clock, provided ~' eurh check b drawn spas an mpltodoa where depaiq are mroted by a federal speacy, mprnmeatd~y, err entlty; a (~ Hledrudc Pmda Traoriix. - Paympptr ere deerded received by Zeader when received a the kN~n deai~p0ed m me Noce a a arch oilier 11[ccalon ~ may be deaijaaeed by Leader m aooccdance whh me notice provWon m Seta is. Leader m4:~m7' P~ a'P~ P>~ U ~ P~ orp~ paymeab ate b being the Loaa Ltmder mr~y accept soy payment a parthd payment mwmckat b bring the Lan currant, whhont wairpr oaf aqy ~ henetaoder a proJadice b ib ~ b reAye inch paymea err parihil peymmb m me fbda~e, bq6 Ltmder b mt abllpled b apply rnrh paymeola a the time aot91 pr;ymeab aro aocepbit If each Pb{odic Payment M appNed a of is scheduled doe dab, ores Leader need roe pay hae~et as umppflea lhads. Laadar may hold arch ma~pplbd lhms ill Harrower nWeea paymea b ~ 8te Lan cuereat. If Bosmwesmt do ro wU6in a naatortsbie period of thus, Leader shall !liner apply loch loads err return mron b knot appibd earlier, aeik finds wW be appibd b me outasodlap prltadpat bahmce Hader the Nob lpo~edbteb prior b Aoeadoame. No e~et err clahn which Hasr~ower raid have m+v err m me !lame. aph~t Lander ahaB rdkve Bon:o~c from matins psymemu doe order ma Nob and thls Sawuity Inttenmmt pedoemh>s We oaee+naots and groemaae seateed by infer Saaxlty lastnmrma. Z. of Pa~b or Prooesdr. >baoept err omerwLe deatxibed m mis Sactlm 2, all paymems accepted appibd by Linder shag be applied m tha order of prmri<y: (a) mtersa due mabr me Nob; (b) ptfprJ~ul due nailer the Note; (c) amauob doe wader Sectlan 3. Sack paymeab shell be applied b each Periodid Pgmeot m the at~der m which 1< became doer. My remaida` amoum shall be mWkd Mt b here clurea.~aacmd to a~ other rtmomh due lords toil Saarrity Im~ot, s~ mint to ccduoe me prlndpal balance of ffi~ Note. It L~r tooeiva a prymea loam Borrower Ibr a deUnqucat Periodic payment whkh masses a suflkkat serious b pay any lab ehar~ due, me payment mty be applied b ills delmgnaot payment soil me lace ducpe. Tj more than one Periodic Payamt is outer. Leader may apply m4 P~U'~ necdvad from Boemwer reptRymeM of me Periodic Paymeate 1f, and b the e~ that. each payment can be paid m -~ ~dy gar: ~Fa~. t~W-~~t~J P•.••a,. ~~ rvwioaa vo1 i 51 i K t ~ yY ~ . 3o~a _. _.. _...._ _. --- ... r ..... -- ~, r' 'r. ibll. TO 41D (~ alty Wxae eadeta atier ~0 pltymeat ~ appibd b d1C tbll payment OL aoe ax mole Ptxlodio P~me~b. eadh eotcaaa mq be appibd b a41 WO ~p does Volonuy peepgrmmb abaU be appifed ~ , ~ ~ymeat ~ and 8tea as daae8led hr 810 Kota Arb o[ paymeob, foearaooe ptaoeede. a h®aaRuteena Praceeda b pahrclpsl doe under the Nd0 ahaB ttab~ad be poMpanO Ste dn0 dale, ar cbaa5e Ih0 amatat. d the Periodic Ylgmaeab. 3.1MotAY [toe Eaersw Recta. Batsower ~ pq b Lender an rile ~+ Peaio~c Paymeala are doe nsdlx 81e Nab. m>di di4 Nob 4 paid is lbR. a tarn (be •Pmda'~ b provide Lot payment of aotoma doe Lox: (a) taloea and r~iarnaeaa and other ieema whi1R an awdn prlarlly ara 8da iaefetmeot as a llea or eac>mbntocb m 810 Prapafy; (b) Wreitald paymaw or 5raand rent an th0 Ptapagr, it aqy; (c) premitw 81r arty and Jill hzaoraoo0 agldled by Lander order Sectlan S; sod (d) liar hroraace paemhna, it soy, ar any aom% payabl0 by >ioarower b Lada~ is 5m1 at ere pgaleat a[ 56ortp5e inmmoa ptamioma in aocardaooe wilt 810 pravldem of Sectlon 10. These Wore ae0 milled "Bacaow Reor.' At aaijiaa8on ac at soy thne dtni0~< the perm ~ rite Lam, Lewder nu4y regtdre Stet COaamooitp AnocYBon Does, Pea, and !>r0enmmfs` S any. be atn+owOd by Horsower, sod atlch dtlea, Lea and aaeeameaer efidl be m Bacmw Rem. Borrow a praaipey lbrdah b Leader a9 sorbs ~ aoweota b b0 paid nodes »>la Section. Barm~war a6all pay Leader 8re Pnoda ~ Haaaw Rtam mkae Linder waiwra Borrower's ohliptlOn b pay the Ftmda Lot soy ax aq BsrnOw Remy. Leader mq worts Borrower's ob8pdam b pqr b Lender Prods Lot say ar sU Bsmaw Read at star 8nr. Arq such walvar mty only be ht wtldq. in th0 event of such wirer. Barmwer shall p4 may, w~ sod where ptq~abl0.810 amouda due 8x arp Bsmow Rome 8x which paytaot of Foods hr hem waited by Linder and. it Lariat . thdi 8lmhth b Leader radpls evidenahts aldt payment wi8dn aunt thns period :a Leader may rOgtdrO. BarrawOr'a oblisatlan b matoe loch payatars and b provide rtpcxdpb tdtall 8u all purposes be looted b 60 a covenant and atteemat canWoed is thb Severity Iaamoeot, >u the phr>tee 'aoraaot and agleemait" m need is Sexdaa 9. It Borrower h oblipeed b pal Bscrovv Reoit e5lecfly. pnrtnaot b a waives. and Bacriower >IdR b p14y the amoat ehle Lot m Bscrew hm-, Lander may)elaxcMe its ~ corder Samlen 9 and pay arch amwrtt and Beurower shall then be adapted lender 9edlga 9 b repay b header aaq each ameuot. Lewder mq tevoloe th0 waives as b a>ry ax all Hatxow Remy at aapi;tt®e by a notWe 5lven is aoooxdalro0 wLh Sadba 15 end, npon each revaatlan, Borrower shell pay m ` aII Pemde, sad is mtfi amooub, 81st are Wan regdrod orris 8116 30ceon 3. 1mty, at soy tlme, arl)ect std hold Ptmds is an aotumt (a) set[Ecierlt b permit Lender b apply the P81s t~010 apeohbed tinder RHSPA, sari (b) not b aaceed fhe maa~tm aemoorr a leader can regdre tati8gr R84PA. Linder a>>odl apimtte d10 amount auT Pemds rises as the bade at car+eot rides and reasmisbie e> a~teapad4mes eKlbtst~e Bsmow Bane a otherwht0 is aoooethioae tv18-J-ppliesbie Law. Tb0 Pads ldldl b0 he7d is m htuho8oa whos0 depadb ere htousd by a 8tdaeal apeacy, httddity, as en8ty @6 Landes, !t Lader b m imdtodon whose depodbt aro m Maned) a in any Parietal Home Loan Baok.d"LOOder shall apply ma Poade b pay the Hscratr Rome m Wet thin the time aped8ed order R»YA. t.epder shall not char8e Borrower Let holdb>a am applylag 81e Paolo. aora>aBy aaalyabg the edceaw aotxfpmt, a rewifyia5 d-e Bscrow Rem, tmlas Lender pays Harrower htteuat en 81e Paadt std Applicabl0 >~ttr permitr Lander b insane nlch a chae8e. LTnlas m a8teamaat b mad0 is wrLiap a Applicable Law tegp~ htfett'at b 60 paid oa 8te Prods, Lender shall not be required b pay Betrrntver say imet~.t or earmop etnpre Fends. Boa'owet and Leader can sates in writhta, however. riot httetett shall be paid em fhe 30009540003036331 003765D~47 # ~'~''~ ~N, taaq vy.cau ~ ~ Farattlaa U01 B r'' t- ~1944PG3073 ;~~ ~~. s .._._ _.~...._............. «. _ .. .. ~ _...._..______.._~.. Ponds. Leader shall give to Borrower, wllLoat charge, an amen! aoosandog of the Puada as randred by RBSPA. L' tbar~ i. a ~ of Paods held ffi esaow, as defimd a~oder RBSPA, Erodes thdl axaun to Harrower ib~ die manor iLodi ffi accaedaooa w1W RHSPA. If 9taa+a it a tdaetage of Prods held ffi escrow, as defined tmd&r R13.4PA, Ltwder ~a11 mdly Barrowor s rotpdred by 1tBSPA, aM Baerow~a duu pay to Leerier d`e ti~miormt rteoawry to mloe up We ffi acoaedaotx w!W HBSPA, tint ffi no moro Wan 12 moodily pay~b. IE Weie L s detlkieocy at! Puo~ heW ffi esaow, ae dea3aed Hader RBA, I.ader shall nodfy 1lorm~rer r by IItIlL4PA, soil Btxrarter tdtall pq to Lander the amomit aecaary to maloe up the ffi a<xadaooe wiW RBSPA, bat ffi no mote Wan 12 moodily payment. ffiheld ~ i. d r~ eecared by this Sewdty IaMcumeot, Leader shall promptly refund to 4, ~'itai Liens. Borrower ebdl pay all fazes, apawoeats, ~, lino, sail hnpotitlone atuibtrtrbia h'o Wa Pmpaty whtrh faun ~qin priority over fl~ SecodtY Imtammt, leardtold paymads or gm's ~~ ~ ~tY. ff ~6'. +~ ~y Aaodadm lots, Fes, and Asregmaiat, if air. To d>c extent that t 'lfese !!rent eta l3ecr01r Loma. Borrower shall pay them ffi Wa namKr provided ffi Secdon 3. IBoerotrfer shall Ply nW lien whk9t hat priaiq over this StxatrLy Inptrweat mdw Harrower: (~ agroer ffi wrldog b the payment of WO obggstlon weaned by We lies ffi amrmatr acapuble m leader. ba idly a long at Borrower i, pai6rmiag tack agrr,emenr (b) oootalt We)ien ffi good irbh by, or aeftmds agaiirtt eauoe~ent of We list hr, lepl PuviceedlnP which ffi Leader's opiadon operate eo prewmt We eaEorrxmeatof ~ lien while Wane peooeedingt ate pending, tae oily stmt :am proceedings are cmchrded; or (c) aeomai loam We holder ~ the lka an agreamot utisOtetoey to lender mLaedinaog We llea oo W+e Secodty hru~ameat. >i leader detamina that any part as We Property b rnbject ffi a lies which can Baia prialty~, W~is 3awrlty Intrtmwt, Leoda mty give 19oeroert a mtioe idendlyh~ the lies. WiWia 10 days. ay WaMe on which Nat nodce L gives, Borrower dell satlsiy We llea or solos ame or mom of the atx6as set lb~th above ffi Wit Seixion 4. I.eadea.toay require Borrower to pay a ame-tlme chaeg~e tiu a seal estate tax verificatl~ aad/az teportiag aervia wed ~-y Lendes ffi oomrocdm whh thb- Lam d. Proptniy Iauyaroe: Borrower shell laxp the hr~ptovemmis now Ming ar haeaita erneted a~n the Property httap+ed sgalost lop by 8r+e, luizardr laclnded whhffi We term 'extended ," and arty other hamds hrchldiog, bat rot limiood to, and-qurioet sail doodt, ibr which Leader retpdret iosmam. '!tile iataraoce ah~ll be rmdagined ffi the amounts (iochtding dedndible kvab) soil for We palods duct Lmlar . Whit Lmtder regslra parwaot to the ptecediog eeoteaces tztn t~attge dm~lag We tam of the Loan. The hwnlti~ pellet providing the hwuaooe shall ire chosen by Borrower wbJax b Leodrr': rJgbt uo • disapprove >$cerower'a choip, whlrL right shall not be eaercLed amoasooabiy. Lander may retptire Harrower b,py, ffi conoecdon widt Wls Lan, etWer: (a) a arusWne cLaga fbr hood zone de0anotaadan, cerdficsdon ~ trac7tiag savloa; a (b) a eoetime cJntge tbt flood zone desanohrtdan soil catlifatlon savioes soil c>vrga each thne remapphip or dmilar changes otxmr whhdt rearomaMy miglU sllbct snrh a oaimtaaloa. Barrowa~ shall also i>e rtnpanrible far Ste payment of salt tea Faderai Bma'm~yr Mamgmrent Agency in oomioctlea w1W the mvkw of any !food mme rarn~ag traan an obJecdon by Barmwer. i~ 1000Zb4 ~ 003096391 00976bb7 N+uYe ~~aA(-Al~jaoq wr.sd~e x'1/4'-5 FonaaOaa ust #~ ;i ,+ BK 1944PG3~74 ~~. :~ ii Harr~aws >>iu to mairMain soy of the awaaga dexlcdbed move, Calder rosy obtain hmtraooe atvaage, a~ Lmds'a option aM Barrows'e eapeaae. Leader i• wader m obUgetbn to pmrbree any partlcalar~' sa a~otmt of ooveia5e. 1~reLoae. anch covaaa shall aver I,mde~r. bot milt or ad~t na protect . Barows'a aprhy is the Property, s the aaaoerra of dro Property, ay~tnt say rH1r, hrrsrd ~ ~' ~ pr0o~ Jim a leans arverage thm was prevlooaly hi oi~x. Borrower adt1t47YlOd/C~ that the o0rt Od the hranaooe a-vaa>e eo ObhlOOd mi~1t dgd>it~rYty eaceed die a-et of hsaaooe ~ BOrrOwer sold have abWaal. Arty aoromte dhdiated by Leader uods dda Section S shall beawe addt~ooal dot Dt Harranror eeCarbd b! fhhl Saauitp laaht~. There amouab shall bar ialereat at the Nola rah~ifiooa dte data at d(abunemmt and shall be papbhe, wJtlt wch httetat, apam notkoe Lrom header to Boaower ° . payment. Ail k~polkda regnirod by Lads and raievrala of oath polh~a shalt be aubJsx ro I.eads's rim b digppeuve such polida. ahaU brands a standard ntaetga>e laws, and shall mme Lads as oertlticwta.~Lads tegntra. Bamws elwll ptoarpdq aivo to 1~ all recdpta of p~praoio~ a~ renewal ao0~a. If Barrows obtalaa any ib~ a~f hranaace a-veaage, not ofha~wlee regahed by Lends, for damage to, 9r dafnwdon of, the Property, oath policy shall hratde a standard mortgage clause and shall name I~mart;agee aaNor ere as addidaui loss pays. In the ~ 1oaa. Borrower shall give prompt notbe ro the hreuraoce aurkr trod Leader. Leader may n>rdoe proof ~ loo ht rot mrde prontptty by Basrower. LTnbp Leaser aM Barrows odterwiro agree in . aRT proaeda. whether or rot the hreoraooe was required by Lads, aheIl 6e Lads' ae~ul a! a~p~ed.~Dmi ~ r~ rstoratlonapaia~d, Laodhayvo ~~oo hold ands igmaocx peoceede rmW Lama has had as appoeutoity to hrepa:t :nab Property to arure the work hoe boon apopieted to Cadet's ads!>tdioa, provkkd dud. sell htspaxton shall 6e adatalam prompdy. Lards mayQlebnne prooeoda tTS the tapain and rpmtadon is a ahrgle payment a la a oats of prograa paymeata assthe wait b camped. Urdeae an agaowat.la suds ha wrlthrg a Appli<wble Law regdrea iahrat ro beC grid art soar hteaanoe proaeda, Leader abrU not be required tD pay Barrows arty irritssat a aral»p on uch psooeeda. Fes Sot public aq~eeeea, s albs third parch, retained by Barrows ebalt rot be grid art of tie ianaance protasis and shall be Poe sole obllgeNom ai Barrows. If the reeooeadon s repair L not eooaomitiliy >bufWo a Leads'a aeaniry world be kxtaated, the htionmoe prooeeda shall be applied to dta amna by thb 3amrlty laetnmreae, wheths a rot then doe. with dYO oacaa, if soy. paid to Barm~rs. Suds hrearana prooeedr thall be applied is the ands provided far in Saxian 2. it Baat~wer abaadane the Property. L,ader mty tile, negodtAe and settle arty available imuraace daim and related ~ Tt Boetows dos rot +'eapad w3t6in 30 days to a notice fYam Lender that ate iaaaance arms }an ~d ro eettb a claim, then Lender may agotlate and eeC1e the lobe. The 30day period wlU begin ~nottas is gives hr sorbs eves, s it I.eatds aapdree the Property under Salon 22 s hereb9 aadgoa to IROder W Borrows'e' rlghb to ~ h>samtx proceeds io as amount not to ate amoanb uapdd under ~e Nod a thb Saarrhy Imleraamt, sal (b) aq apex of Borraws'a rtghta (Oths'~tltaa ih6 ri=ht to aqy re/Ymd of messed pew paid by BarOwer) urds all iaaaaace polidaa ane~g the Ptopaty, ialotltr w audt right are applkabia to the awera>e of the Property. I.ader mry use thegwanmoe prOCeeaa eh'hs b ~ a rotate me Property or to pay auotmb mpaid ender the Note err this $aaaity IaatNment, wheths a rot drca due. 300095 0003031371 003765547 ~• 1~ ~W~tNn r.o.ra,. ~~ ronasoaa vut i ~. HK 1944PG3075 A ' :,:. ~. 6.Oeapaoey. Baerower dull occupy. agDWh. am seas die Property as Barrower'r pdocipd reaideooe wll>tln 60 dajR' aAn~ thb aarcndm d ddr ' IoanvIDerr and duH oaothme tD aexitepy the Property as Hoerower'a priucdped naideare for ~ laR as year alts the dab d oawperwy, eeoka Leerier adeerwlae apes ht w~tln`. which oorrrmt ahdi >nt be emeemaooably wllhhdd. ~ eealen eaora~athed chcom~ncea aaiat which $e begramd Hormaer'a oaotrol. 7. Praiaevilbey Idhiobeafpa and Pr+rtutirn d fba ~Pertyi ~~ Harrower mull not detkevy, dtm~e err hnpdr ~ Prapaq~. edlov- tha Propergr a dolndorNe err commit waste on the Property. vVheler err sot Borrower h- reiidlod m le Property, Barae+er ehdl mdmin tlee 1Ropar{y m ceder to petavmt des Ptopaty;A+am de0ai0ratlod err detxadaH h valve due a i0t aoodttlao. Untep 1<hj deleemined pnrataot to 9ecdon 3 dot eepdr err re'oontlon h- nor eornoeoicdiy lade. Boerewer daft promptly eepeir tlee Ptopaty if damrhed to~-void ~cWa detaiootlan or daert~a. Tf hetaaaace err oaodmrnatlm peoaeda see paid is canoection Kith drmrhe m, m dte hidoa d, the PeeperRy. Harrower dull be nerpanlbip Aer repahbea err . e'~E~~Pe+ti' edy ii Lewder has rabaaed proceeds !hr ao~ purporea. Lender mq diabrne peaceeda for the sod reatoratloa in a dosle payment err la a axis d prate paymenlt err the work h wmpbxed. ~ the hrntanoe ac ccadeataatba prooeaia see ent eufficimt b eepdr ro store the Property. Harrower h- ~ erJievoA d Banewer'a obHptioa ihr the caeopletlan d ~ nprir err raoaratloo. Lerder~or ~ spear may mdse eearatable eateia upon sad hwpectioeu d Qw Property. If It hoe ngwaabie c~nae, Lemda mq herpes! la hrteriar d the hnprOVeateotr an We Pmpaty. Leader dull Give Barrmeeer aoilce at>m tiros dor prior b aoch an haerior he~peatim apedQrhr~ arch retronable ewnee. l Borr~rwae'r Lam Applltalioo. Baesower a6all be ht delhnh it. dmh~ du Low app~tion praceu, Borrower or~aoy person or artldaa arah>H at the dbnctlon d Borrower or wl~ Bartovrtx'a lmowled®e err camaamt ~ eeutssatly lLe, mbd~, a hzaacaeate iulrmNioa or rtatemeesr to Linder (a tldh:d to provide Leader ~ maid lalbrmadogl in twemeetioa with the Lom I~aW ropreaeretatlaoa hr.iade. but see not llmitgd oo, eeprea~tana E Borrowrr'a oaaQancy d le Property err Hormwer'e principal redder. '• 9. Prrl~dioa d Iwoder'r Iutyr+at >o the Property sod ~ Antler' tbta t3earity Iaatraoeat. if W HmieweexlW to perlmd the oovenam and.aemsenn oomieed hr thb- hrame~t, (b) d-er+e it a IeHtd prooogdia~ that uda6t dadecantly at]bct Lenhu'a h~tereat m the Property aod/ar rlahta emeer this sevaeity rew,~at (,md- n a proceedfog in b~opry. probate, lr ooadeaamdom err lydsiture, trr edbnromemt d a lha which may strum pdorhy over ddf Saautty err to eatbeae lava or reHniWaot),~ar (c) Bareower ho abandoned le Properly, then Lender may der am pay far whatever la eeauorrabia to protecx Leader's helaat m des Preperty and rlyhta eee-der dda Saauity Taavcteot _ pre0eatr` aod/ar die vah>a d des Property, std seaulap aodkr repdrmg the Property.. 'a acttma can lnchtde. but ue sot Bndted to: W PRYmi a+4 sews weaned by a &a whlh boa prladty ~ thb inlrrmeat: (b) appreriot is oouet j and ~) itghy reaaoaabio apocneya' lea to 7 P6• ~3 ~7 ha~oderder mt ~ to ~ Prapro mdoe reeprdett c8aale loab, replace err board up down and whdowa, drtin water Gam ptpa, eliminae buii~op err ~r Dods vWatlom err dw'aen ooodftlana, wed have eNBitla tamed on ~ o>i AHhou~e Leedar may fake acxfart coder dda Sedlm 9, Lender doer int have to do ro sad is not ender say duty err abHption tondo ro. It l weed ~ Lender mtara m lia6Wty !br mt takioH aeey err all aabaa aeNhariaed nadtx mice secdoa 9. 3 30009b1~0003036391 0037ibb3~,47 ' i~ ~~ , ~-q itoeop wawa a ~~ taerea ana Uat ~~ G ~(1944PG3076 ......._... ......_..._..._...___ a-. ._.._.._.M.T.___ __.. ~ _---r ..' K ;, An9 argoum dhd~ by Lender order thb Secdan 9 shall beceooe additbnol debt of Harrower aewred by tads lnalrumeat. These amomb shall bar httaest at die Nob rape Ham the dab of disbrnsemm~~ and drag be payabb, veldt such laki+eat, upon mtloe >lnmm Leader to Borrower regaeedoa qty hrdtrment ht on a hmadwld, Boerovru ehaU ANY whh all the provldoa of the bee. Ti BO[rowei ;acgolsa 1be dftie b the Piepaty, the ksaehold sad Lfie !be thle /hall not rnetge ttdas Letda agcaa b the ~' h1 wdtlgg. 19. loweaeoa >t Leader tegohed ldartp/e hteoraoce of s rnoditlen of making the Lana. Baervwa~ the premtrmts iegaired b mahttsin the Mortgage hteurace is etba. If, ibr say resin, d-e Moetpge hnuraoce sequhed by Leader ~a~~e~ two bde available fiam We aaoat~e i~ thtu towered dre pa~mittmas Mortgage Fmmmoe, Bormwa atoll pay die premiomsiequir~ed babnia ool sobst~atly ~egrdvalamt b die Maetgage hitnnnoe pravlawly hi efLax, at a cat enbshmdally egafvakot to die cat b $ of the Mortgage htemarr;e prevbndy ht etlxt, Lrem an alternate mortgage htemer selected 69 Leadrx. B'subWmdally egdvakmt Moetgye hiearssx oavaa'e b mt svailable. Harrower shall canduee b spy to Ltoder Bie aawrmt of the aepara0dy dedgaabd psymeds that were due when the haeararix covmape cued to 6e in eabct. Leedx wiB accept, the rind reltla these pepmmta err s rromretlmdabie ba reserve in of Mortgye Inaursnce. Sbd-1oa save shall be nomret~dabie, notw)~gg die fact dot die Lan lady paid !n tdtil, and Leader ehaU mt be requhed m prig Barmwa anry htlaat a aeNoBr ~ etch ba~earve. Leader an m bags rapdro L>re reserve paymem i! Maetgrt~e hwraaoe coverage (in the amount dpd for die period dot Leader nQoha) peovlded by m h~rurer eebcbd by I~adv again beoamee available, hr ybWned, sad Leads regnira aepaeabiy dedgoated paymem toward die prea~mns !ix Mortgage htearaooe. 1SLeader required Martpge Ir» sa a cooditlon of maktog die Loan a~ Harrovr~ was a ~ b~req~ted Martpge loaa>~oe inetdeet, or to a nou-rely bee save, ta~ LoodePs regntremeat !br Mortpge htfmasce sore ffi er~oordaoce whh say wrlt0ea agremteat Hotween sad Lt4der provJd<sg for each temtfoattat err maH Oetmiaatlan b regdrod by Applk,abk Law. No~dtb Secdon 10 affects Bormwer'e obllgrdon ro pay 1n0tYeat at rite rate provided ht dx Note. htarranx tvimbursa Leads (err s4- ead4y dot parchap the Note) fir caorin lees i< may lacer !t des not repay the Loan a agreed. Borrower L sot a pasty to rite Mortgage Inncrmce. fameeaa evahaoe their total risk an all midi iaemasoe ht tbrce tram time b tlme, and msy inter hrb ~ w~i other part6a tlat share ere modify thdr rh~t, err mdece bas. These agreemem aro en ~ oonhdooi dot are tadedcbry b the mortgage htea+er sad the odta party (ac parties) b these ineay a~vdlable (whmq hrlade lbads obi ~ Innuaoce preaehnm). Ass of Ihae ugmwoeott, I,mder, say purchaser ~ the Nob, another bream. anY rdoaner. arty other eadty~agy a~Nab of any of the Laeaadag, merry receive (dhvxdy err htdheedry) amomtte that derive from (or be chaeactaiaed ere) a poetlm of earovtrr'a psymmta mr Mortgage lrmuaacx, m ~ t6r ehtrrh~g modl>~yhig die matgago htemer's rink. a tedudag bees. it sock agreement provlda that an atHtlab of eakd a aura of the brain's tick b erachaa~ge ibr a sheue of the preadmos paid to We imueer. fbe hi Ofba tsmsed "apllve I~Allaitfi:e. ~ PIPihCr: W alleh srreenaaib wiH not agbet 16e amasds that Boerower bees e~eed t0 priy for Mastgage err soy other lama d tlie'IASO. t9uch agraerneata wBl ant hrcrene the arnocott Borrower owe fbr Mortgage Ittaaraeoe, and they w~ sot eatltle Borrower to arp evdamd. a~ Mr.r: wo.oau ~~..S t=arrn701a Uel i, ~ ~l944PG3077 4 ~. . _._... __----.._ .r ..... _. _ ~.~._. i s ,' . ~w,~pr) orb asawtoreob wYl not atibet the r1~a Hocrener has ~ i< arq - wl~ ta~~yt to the •~...~,A Irld! tb 1~BmlewaRa I!eeMCllOn ~' d ifli dr itny af6tt IalI.ltiMe • 7~~ /pqy htelni 1Le t0 ieOtdN asrfa4 atidea~tt~ !b r+tgtlelt and abbit caroeitlan d the Iawnwa, tht lltaiMe Ltteaara termYalad artoreatlcdl, atrd-or to eeodve a rdlyd d col prniern tlsttt were oaeaened at tLe tine d eaeY artoeBdtoa err terasinttlas. ii. d 1~tetlnnots Paeceeda Pbelbigrre. All i~tCdlaoeoot Prooeedt are hacby awed b~be pp~idQ b Lander. N ttie P.+opetty ~ riermlged. tnch 1tlboallaaeoa Paoceedt rbdl 6et~1 to seraoaatlon ac nspdr d the ~a~r~. if ~e aatteatian err repdr b aoooodceily ~tt~le wad Leodet=t~ta~l b Hot kartened. l)suing moil ~-per' find ial0eitlou period, Leader a1Wt have the rljht to Loki arch IrBeoe~eoeone Pioceede notll Laidx Iw ` tm qr iogiect arch Yropatr m moue dre wodc Lr heea otrnpieled ro Leada'e 1Mt thaU be nndagMen pramPdJ'. Lentbr ~l Pal !ht ~e repairs and tettoratlon s triode ditbraenteat a in a Bala d ptslaaealt at Ste work b Unba an a~eameat.ir ~~ pq~~ aol~aothtp aa~ath~Adbcallaneeai Paaoeedt. It' rite Lander tltill~tot ba aataratlou otr iapdi b cot aeoaadalb lbtdbie ac Leoda"e ao~q world be k~ueoed. firs L~Heodhaeow Praoeode t~l be apptltd to the wmt tewrod bl fhb 9ec~r intrttmmt, whetLex a not tLevi doe, wllh the etrcat. it' ao~. pdd to Boatawer. SbcL MbcaWaeoae Pteceedt than be applied in the wader pa+uvlded for in Seaton 2. 1n die dvemt d a topl Wdej, depractbn, ac loo in vahra apt the Piepaty, rise Miaodlaaeoae Pmoeede ~tq he eppi[ed m rise toou taarr~ed 6y fhb Samaity inttrtmoamt, whedrr oc not then doe, wNh the coaxal, if ~' ~~ d a ptrtbl taidag, datrractloo, ac lee In value d the Paoperly In which d-e fldr anrka urine aft ~Ya~paty lmone bedam rite del Wdn[. dau+sdia®. or loo In value ie espul ro err dsan do am~tmt d the won teateed by 1Lb Security iathrrmeat immedtsoaUr bethae dra paetbl nidag, deetrttctlou ~' ba la value. oche Haetower and Laada odtawlta agaae is wddag, fire taann tecoted by ihb StxattiRy Ipt$uaeat tt~ be tedttoed bf the amount d the iditodhsoeoat Paeo00dt moitlplied by the >Ncgm: W tLe mtat amount of the aanot teenrod betbce the paaWi eddog. daaractlon. ac loo !a rabne dhdded bl N) the ddr anrlmt vahae d the Property inmaedtatdy bel6ae rite partial tddag, dauagba, dr ion mwthte. Atq bdance t~Ltll be paid tD Htnroaar. Lr ~a Ov'~t d a pat1W taldod. datttastfan, oc law !n vahta d the Ptopaty io whidt rise Adr mortal vales ~ tl~Preptatl imotediatety beAxe tla partW taldop, dettsodlaa, oc tsa is vdae b lot thm ~e aaromt'd'11re twat ~ecored loamedlMely befloce me ptaAld takhsg, dealeocd~ao, ~ loo in vahae, Hake Harrower Leader olhaalte agree in wrltl~, the Mitodlaoeeoe A~ooeedt shall ba apptled to the tcuott tewrod bl Soaui<y t'attnoteat wLaha oc cot der ~ are they doe. >i' the it abaadoaad bl Bamwor. err it calla notice by Lender to Horrewa that the Appoelrsg• la the cast teoteaee) ofiees a mdse to awed to teWa a claha floc damget, Hacmwer taib Leader ial~n 30 dqt atler the dtle rite wallow b Loader b tmlLoeiaed to collect and ~ rise Pt!aceedt eiPoer b nttoradea a tepdr d lira reopaty oc to rite Hama warned by fhb Staai wLetLar er cot that due. Party' rnaa the thhd P ~ L°~flaxllaooone Mieod Plvoeedt or Lire parry agaiatt when Lot a nidtst d aaxloa in Paeoeedt. ~ tMII be in defladt ff way atxbn a paoceadhg, whether dull ac ctimiml. b began that, In Leoder't could marl In lbrlidmra d tlp Ptnpary err atLa malaW lmpdrmemt d Leader's lateral m the err ~ ~ Wit Inetaaaemt. Haeravaar can lasre at9t a tlefleolt std, if aoodaadan hat oot~m~ rile a ptoavlded gffia9ea~39, bl cntrdog dsa actlon a paocae~ag to ba dboiaed whL a rnilag .that, tJn Leadtx'a ,1adgraent. PeeaMda tbcfldtme of tLa Property or other anteriat tmpairmem of ra. ~o a ~e ~ ~.5 .Fats awe 1At }. 8~1944PG3Q78 ~~, Ladrt'r hat~+ert to the Property err rtgbtr order dab 9eaeity hrnumemt.lrie prooaedr as aqy award err claim for dtowea a. rmddoabte m the hnpatsment of Leader', halaett is dre Property aro hereby wigged sort dadt be a Lewder. M PtocAedr the gee got applbd m rertaradon or mpair o[ the Property ,hail be apptiod in doe order fir m gectiaa 2. 1~, aer~raear Nat Ferbeararroe sy Leader trot a waiter. >3gaubn of the time for paymait ere potgAeatlore ac>tmatlradon at the aoor neared by dab Saauity leratmoeot graakd by i„ader >D Borrower for as y soc~~eaor m L~laeac or Harso~r dtalt me opanwe m ,dare ~a gab~ty err Borro~er a 9~eeao~~Bo m~aor b i~ ~ t~~poy~ot othendoe ~ of die amor ~e~ed by fhb Iapeumeat by ,reran of aeq danard cads by the ariglml Barrow,, or a,ooapt~a is >~leeef< o[ Eortower. Aqy Lorbeat~ce by fords, m esarhiag ata ~ m' ~r w~dont Bmiaglon. Leodm`'s aooeplanoe of paymaob from thud perroor, mdtlor err Suocaeoro to talerert of Bbrowv err m asaoemb hur thin the aoaoaot than doe. dull got be a watwx ~ a proobede the maevc3ae o[ eight aaeaoedy. . 13 tad 8e-oral Lbt~; Coiipa~q 8~uoaraata and Aarigiu Bound. Banowa oowmanb gal apw that , a obligadom aM WldHty ,full be Joint gad revaal. However, any Borrower who coaigor ddr Iortrameat bat doer ant eeoecerte the Naas (a "co-dgoa'~c <e~ b ooh trio SaauitY imenmeat m matpge. grant gad oom~ey dre 'r lotaert ht daa Property render' the tame ~ dur SeaMly • N) ~ ~ piny ~~ m pq die terror recaned by ~b and (c) agrw tlut Corder arrl any odes Harrower can sgaee m emead, modliy, forbear or anuas aqy wider regud m der: twat o! dug Secalty Itutn®mt or the None wldtaat doe co-dgoer~s - - -So$jegyfo the providoor err 9eabn 18, any 9oooeaor m laxaat of Barower who aaaoer Bonowa•s obtlpiNmr dada fhb 9eoodtp t in wrhing. ad b approved by Leada~, du11 obtain ail of Hoirowar'a • aai 6eaeflb under thin ~1b Larteameat. Borrower ,hall not be ,skated 6rom Hnntswe['i gad gads, Id1r h11t[Im1eCt uolw Leader agtea m each echoic ht wtidq.'1Le and agreaneotr of fhb t3oatltY tartrameot thdt bind (earoept as provided is Soctlon 2q gad the aaooararr and aayor ~ bonder. 14. Charged. Leader may dmge Baaowrr fro for oavk+a perfo®ed In camcetlon with Ba~uwer'a for the pnrpore al prolafing Leader's htlerert is doe Property and rights odder this . bat rot Hmlted m, aloorneye' fear. properly brpedion gad vabatlon fxe. In ~ 10 adex feet, Wa aboeatx at eeeprw antlaori4Y In dug y Ieeneweot m charge a apeddc fx m eaavwarc got be oaortnaad ere a padaibdion as doe of rnch fee. Leader may ant charge fxo tlnd tae peablbMed by ddr 9xmity lartnrawt err by Law. If b b a law wldch tab meadoa>fn ban chi p. gad dot 1aa b »ao~ lnoapeeted a tlut doe iateibrt err adier berg charger aoibcied or m be oogedod hi cameeeeebn with der Lawn eaaceed doe paged deem W aapr ands bm daaye atoll be eodooed by doe aee-oemt eaeowary m redone the cbege m ~ mmc: and (b) av germ already coUeeba foam Borrower which esaceeaea pam111ed lmdtr wiB' be m Borrower. Leader may chose m mrlos fhb rdrad by ree>mog din pdedpal awed wader the Note err ~iy maddat; a direct pq~mwt m Borrower. it a reAmd rednoet priadpd, die eeeduaulen will be treaYett`a •a~~tlal preptryntml w4hont arq ProPrU~ ~ ( or not: a prepaytaa~t gage b prodded for Sae Note). Bearo~ra'r aeeeprmoe of any weh eetbod nude by dieeex payment m Barrow,, wlII aoaWm~~a wafira of aqy right ~ acdari Borrows might haw: aeWog gat of such ovaehage. nw~ vo.,, a n ~~, t~oaaa aw not BK 1944PG3079 *~, 'Y 13. Not~aa. All n01~00f $l by Hoemwer ar !.ender III aaooeetloa wide (~ . laptauat mau be in wdtio~ Any mllce to Baesoaer in oonoectlan wLh Ydt amity Iofhumeet mil be doomed 1o have boor ghRn to Hanover when tnelled by lhyt doles! mail a wLen ~y ddlvand a Hueeoaa'e ndia addaa 1f eek b! adR+r mew. Notba to aqy aro Haemwex did! b notlee to all Hatoeeaa aaba i~w y odeawlee. Tie mtlaa addaao atoll! be Poe Properly Addoaa mleae Htxrownc deaigaMed a~ mdoe addroa by soda b ceodx. Haaawar ~ pmmpdy n~ilty tooder pa! owwt'a d addraa. >t laidet a pmoedaee 1br reparda~ 1loaower'a eheose d add<aa: ~4 Hoeo+~er ~1 oeb iepaet a c]w~e d addmw Ibt'oa~ ~t ~e~3Aed 1~°°odut°. '1La° nu~r be aBe ~p ~~~qp OddO[ did I01~011ot at Imr 011e tl~0. My 11Dtl00 p I.OOde[ atlill ~}pn by " $ er by mailing h flat dre mdl tD I.eader'a addraa awed hmain adea I+ador Ilal ~amlher addax by Halloo b ~oeso~: My mdoe 1n caaoecdm ~ did Seca~y Laamomt eiWt let be to Lave 6eaa gluon ro leader ooW actoegy recdved by I.mdor. if aqr notloe regnMed by dda ~Sigr;IaNruooamt d aba ia5elebd oader Iaw, dte AppHable I.aw regdrm~ent will eatlofy do uudar dda 9~eco~~ ~aetruoaot. !i. in ~ tasfi~ 7i 1trM d ©eoMrodioa. lhd Seanity Jast~eot ehdl 6a Snveaned by lbdeal adod the ltw of fte jorddidion ht w>floh die PmpeetT d bcabd. All r156b and obii~tlOm oontrdeed did Seweiq Ioe~ent am wbJea b aapr regoMemmeu am Hmiddoot d Appllpibb Lw. might 1 err L allow d~a parch to agee~e codracx err it aelgLt be dint, hot s~oc~ddiae+~ehdl mt be conuoed ere a proh~Won ydnet ~e~oeot n9 aoolnct. In the evert dot my prevWelt ar~ama of`t64 lnoten~t err db Nola voodkb wld<Appliaab1e Iaw. adt ~ shall not atleat aih~ peovdloot as dda $eairlhr Last err the Nob which can be glum e>~a without d,e M wdtt is dda Saaulty Inetsanmt: (a) wazde of die auecaline gender dull man and Lrlode tleater weerd or woedo d tlm ~daa gaodm. (b) words In doe sie~dar atari mem and iaaltda tba . nl and vLx veaa; and (e) tba wood 'may" glva ama dbaedon wl~ont nay aWlgatioa to talus anyy ladioo.a ~ ~~ droll be glum one copy of the Nob and d ddo Seaidty Inr4nmeat. ifl. TelaoOer d the Properly or a Baatllelat laeereal b Havvw'M'. Aa used is tlda Sectim 18, "laemekla Avperty' meano any fepd a beneddd Lela the Lr~odiog. bat as limited to, thane tdmdazad hl a band 1br dead. camteatx fbr deed~mmt pla eoatract err actow agroewNll, tom al• wh4dt d tba taaoAer d tide by Harower al a !torus date to a poe~ha'es. It aN tmy plat of the err nay tdaaot is die Pmparty b odd err eraoostaod (or ff Harrower !a mt a and a ben~dd~ in Hanover d aald err trao~ernd) wl8wat ismder'a prior wt4tm ~q~ra Lamellate pq In Adl d ail nano aaared by ddt_ Seeadgr fin. H aptiou al>ad mt ba ~eer~daed by~Imla it ach mowdae i. proidbtled by AppNabte Lw. if ~ aooercda dde aptLia, !.ender ohaH glue Bartower mtloe apt acc~atlm. The notice doll! provlda a etT not loo dnn 30 dqn lkme die due dr; mdx d glum in aoooedanee wLh Salton 1S w11ffin Boe~rowec ~ ply all onme reamed by ddo Seaeilyy Tnetevneot. It Baeeower fYid to pay these morn prior Oa the eeq~iradoa of pia period. I.mder mty lnvoloa uq remedfa pamiacd by ~ Y tnetrnmad litter notice or demerd as Harrower. v 1Ba ~ to Bahoobte Alter sooekatloo. u Borrower meet oeruin camditlaor, Baco~-er tmidt Lave dte tight a have aedbr~oemenl d the Intmmeol dieoondnued at auuy tine pciar to ~e~odh (~ itve days belbae de d db Propeety parnpak b ate' Paeror apt wh oooWad in d~ia (~ and adax peeiod err Applicable caw ~ apetdiy for ma teeaiaadm dBamwer'a m err (v~ mfr of a judgmaat tbd 9eenrLy hzittumeol. '!'Lore ooodWone aro that BoROteel: T,mder ati soma which dm would ba tine order dda Seauity lallmmeal and die Nob err It m l,ad oaaa:ed; (b) auen+ any daboit or nay other omreaaob ~ ageomata: (c) Pori ~ 100095 000!0!6!91 0037655 47 .. wrre t~~A~aoa aauaru twaeaoae vet •-l )~'S ~ 1944PG3080 --_-.... _......_---T-------- --- "> r _. .. ....~. ....V.. _. .. .. .. .._~... ... M .... .. _ .... ..~..., ........-...~,.n..,~.~ i. i 7 i ~~.~ "~S •"" ~II 60~1.~0$ l~f $OQ~ id "r`r"'6. ~ 110 )10~1~ ~flr 26 B~Eyis ~. l hmpecriou a~ vahutlan ~, and ocher Ibea lured the the pnepoae of probixhag Leoder'r httatat hi fl$ Prapecty anti ~ order thlr Seanily 111/trlt0~. and (d) tskN WCh atxion Y Lender ~y raia~ rpfptire tD argue tint Lecrier'r hataert hl the Property and right under fhki Seaalty ht~at, and Hcecawr?r'r obltpttoa tD pay dle Wort recoeed hY fhir Y lrrtt11o1~t, ~ COe1tiW6 noduged. Lewder meg that Ba~ower pay ash rdnlabemmt coot sad erparea In as a more d the 8 . a. by Leader: (a) ~h: (h) marry aeda; (c) oaUSed cLecJc. back check, traau~a'e check or curhia'r provided scq ash shalt ht drawn upaa< m htWtatlan ulnae depoNtf are banned by a Rdtaal . sgeawy, lart~mWlgr ar entlty: or (d) Hbtxraotc Pmdr 7'rsor~r. Upon r~dnNSeeanmt by Batcoveer, thir Sawrgy 1~ and obliptioar aecamd hateby rhW rmosin ~ eabdlve ae if a aoodaation had oaaca~ed. . thir dBLt to cdarme s>>~ not apply ~ tln true d fooderatlon under Section 18. 20. Slai d Notet lounge d Lord Bkrvioeri Natloe d Grkva-ce.1Le Note ar a psrdcl hrier+ert in the Nola (logedi"~r ~ tilt Sewrlty 6ulr~mrmt) pm be told one a mare fhner without prior notice to Batmaa. A rate mcaidt m a lunge in the entlty Qmnwn u the "loan Savicer"} that cailxp Pacbdic Pnymeata due molar Nate and tilt Security Iodntmat and pealbraoar omen maatg~ge kwa retvkdag ob~ilptlaa a»dix die NQQ~~,. thir Secndty Inrfeumeat, tad AppBccNa Law. 'lba+e alto might be one ar mane c3ao8ea of the Loin Set~vkex narelabd m a tale of the Note. N then b a cluaga d the Lan Secular; Borrower wiU be glean mtltx of the change which wIR rmoe the more and sddtar d the new Lom Servkxr, the sddnxr a paymem dtonld be mtde sod say other iaeemwian RffiPA requfree In twnoecdOn with a mtioe d of servidng. It the Nato ht cold and the Lom L rervlced by a Lan Servioer other thm dte d die Note, the mortgage torn ~1du8 ebligatiam Oo Borrower will remdn wkh the Lam 9ovkxr m be tcaMErred to a rarocaaor Lom Serviar acd ace not caromed by the Note purchara nakxt othavylae grovided by tha Note purchtra. Ndlher3.Bohvwer nor Leader aauy ocnocaeoce, Join, or be Jatscd to rqy jadkial action (ar eidter m lndlvldoal 1$lgaot or $-e member of a dart) tbat arlra bnm the otlaar party's action poraoAnt to tbir Sewriry inrtrt®eot a tha alleger d,n the other party bar 6neaclaed coy peovltl~m of, or ruy aaey weed hY csaeon a~[ thb Se~nrtmmeot, ~til nc~h Boauaer ar Leader her aotieed ~ a~ri party (with Birch mtloe glum la oompduace ~ fbe cetpdntioaeob d Salton 13) of ad- sikged breach and atlltrded dte other party hereto s rraro~ebie pl~riod a8ier the giving d loch notice to take oorrective actlao. if Applk:cble Law provlda a time pbtlod w)>4d},mort ehrpee betoce t:ectain action can be hkm, that thtn parted will be deemed oa be Hateable for pmpaerid th4 prragrcph.lbe notlca d aocelaatlan and apportuaaity tD cure gives ro Horcower pocaamt to Sailor ?~ and the mtioe ad ccalaation gluon to Borrower prrauct to 3ot3ion 18 ahrll be deemed a ~' the Mice cad oppoehtdty to talae corrective almn provlriocm ot* tide Sectim 20. 21. 8u6rta9rar. As timed in tliir Sexrlon 21: (a) "ilaacrdoro Sttbepnce9" are these ntbwncat at toads err hareudoat rsbfuooa, polhrmib, err wceta by Havlraomeaml Law anti the Pottowdag : grrllae, kemreoa, other ~mmable err mods petrdeum ptadtwtit, toads pertkida cod he=biddea. rolvrsdr, aaadaiair oootemlog arbretar or Ra®cidphjde, anti radiostxtve maoedala; (b) ')lavlreoma11a1law" meaar tEdard brat sad lows d die)mi~on whoa do Prepaty it kat~ed that r+ehme to heahh, a~ety err mvhameaW pnolectfon: (c) "BavhrmoreaW C7anup" halaadd air capotue action, remedial at~aa, or cemovd actmn, a defined m Bnvlratamaoui Law; am (d) m "BavimammW Conditlon" mace a oaaditlon that tug creme, otaNri6ate to, ~ othawire trigger m Bnvito>moeffial Cleaamp. 1000Z0~~000303634i 003768D 47 t. rYU.ic ~~aA~/~.}proq nw wa u m ~ Faw 701a 7At 81(1944PG308 I T~~ .~ r bball not caaae Or pwno0 the preaenoe, me, difpoaal. ar rdeaae of any Haaardaie ~ 8ueaoen b raleate atq Hiastadera 8abal~oat, m a in~. Honowec ehaH act do, ~ ebte w do, ~ Promat Y is vbbttlaa ar arq Haviraaweatal $ atanta ea ~ ar c i4t dos b the pprae~noe~. nee, a telaee at a beietoe, taaxa a twrltdiNtloa riot adwrtrely me value of theamd[qu~nd ~~~°0'Haordooi ~ out ~ b the preveace, nee, a as the ~pp~ at et atae ~eaetttgy ~ bb+step!3~ b maod~ ~e~deatlat uva and b mtlalenax or imtea~, but as b, aobatanoa ht caoatmes prodacb). r~~i~~~R p~pdy ~ro Iao~ar wiitlett mtloe d W tma cLim. da~ad. lawmit ar b~etreoepa~r ~ a Iaw ~ D~N~~ l~ma~ ~p~ ~ Cbedhtan. i bat act »mtled b, tom, Vii. dbt9raHe, r+eieaee ar ~ a~ ~~ Y~aet~dam 8tdtwioce. aad (c) ~ aoodbton cooled by rite preeeooe, nee a >rolane of a 4alaaca adveeaely aibat the value Ot the AOpee~y. It Honower leaene. a it ~otl>Sed by tttal ar atstiterlty. ar aqy ptiab .mat rt!moval ar timer i~edbttloa at aay bemtoe the >'t'al~f ~ may. aha>t peaatp~ talus all teoeeaay remedtd laadatrse wl~ HnrlraimtmW Lw. Nambsg hadn duH cteaee any abHdallan as Leader ffi an N~~t70V81TA1~11S. Baerowar aad Lerner tbtdter oorenaot and ajeee o Lolbwa: ti~ettgera >Ra~eser. Leada~ ahtl rve toque to tarev~er ~aoealewtloa (+ebowto0 ~~ ~ ~ eoaaattt aretaett tt gda`atl~ t~oet~} H teetlt~F ~eofllet ~ tb/1Wt Qs? tia toKm engii4ad to cart I~t>tr ~ wban the dahdt aad?m'fiat •fWtva to eera tits dMlettlt • aesedfMd react naaaitln loeei~ptlon d 16e m atr a[ We ~ b reYtetaM niter aooeleraYer attd the to aaaart tea~atee of s ddtttit er tNier tNhaq- a# to dehak ~ not cttnd nt; e~aalged~der at itrx o/Iktt ta4 r+tgt~ire r wcta'a~d y1~ ~tl~i malrnateet wMiaat ihtier detnaasd aed tart ~lur>~ Larir ataaH 1K attgtted to aaieet art IeIMIt/ee Y IYe ?Z, bat nett Hmited to, eaa to tie dtaet oer~INetl Law. Idl ataea veatei by thY ~~ tide Sea~Imt b aad become vcio. AOar a>ch oow~eoca, I.mder fall and till ~hOtaeOt. >lottowar than per a~ ieoanhtloa caa4. Lcader mry chac0e BaesOwar a eee fir Ltetttmteat. bat cooop~yy It be Ax ie paid b a thhd patty ibr axvkq iaideied and the dew in fbe !a peed artier Apptiable Law. ~ peat lbem~a lava ~ ~M a~ttOn Lrom attac3tttaet. levY~oa1 ak, a~ hamna itlaa. ~Y N. >Nalbenlefrteat Period. Boemtte:'e tlme b idaa+Me ptcvided IIa Section 19 obeli aalend b aae hoar prior b me dbidtda{ at a a6erjtPa rain a other eat parataot b thb alb' bo~eot. 26. ~ )Mloag7 >1/oANe. N of the debt aetaned by fbht Setter Iuehtanmt L kat to Harrower b. tWe to the !'~+oparty. tltb jy lorfiatomt ball be a pmrada asotel maer~a. 27. lEate Met Jttd/taatt. Haaower apace mat the bebrat reb pgyabits aikr a)ud~eeat L catered m Nob ar in ao uxba of martpSe Aoeeclotrore shall be the rate payable snm time b time imda~ tha Nob, a e_. >t 1000Z54E0003036311 0037665;x47 t~.tA(llyztaoq ~.o. ~4 a u ~ ~s ~ aoea 1Alt i A ~, ~(1944PG3082 .i a BY s>~nva sffi.~w, >~~ aocapb aad ,~. to die oar and coves caagainod ~ dila am m any Rids aoecaeed by Eo:m~r.oa recaaded nth is wimaea: } p ' 1i~.~ ~ ... a. rchn '~ ~ II -Bonow« r ~,. t ~ d 11. BP 3; 1 ~) ~~ e -Hcnown -HormRer (~) ~~ 3 .Honower -Baro,rer . (seaq (Seal -Hono~aar •BotmRx 10001300003036311 0037633#{7 ~1A(PJy ~ ry. u a ~~ Fa~a aaaa Uot s. ~t i 944PG3083 .• x aovu~o~warwTarn-Pern~s~rrv~xle, CA'~'wS~+~"'~ t'~rd7as: on thh i~ ~NL1 day as (~ j`Q.ti~, fJl1( fiic~(o . oedome me. fbe ~ndexai~,ed o»t«r, n~7 r , w~ ~~ A s p~ :~~ lrao,rn to me ca aatleaaodly. prweo) to be the pawo(a) ahoae mine(s) ~s/aie to me wimin ias<teumaot am admowled0ad iha<>a~aeerthay eaxcvbtd ~a ame ~ !be pntposa heeds oootsined. 1N WI~NBSS WI~RBOF, I herooow ast my hand and official sal. My Caemnbsljom i5xpinx: ,J N Be f'~bi.~irylend My Commlaa(on Expina _Auguat O1, 2009 J the ~Y~e~alrbia-mined Mort3aSee is P.O. Haoc 2026. Flint. MI 18501-2026.~~ ~~ ~ c WJtmsrmy hand thiia a,~ dap of ~,~,,~~ , a0o ~ MP.~i~CeSSpt' ~a 3000951~`000303ti321 0037655]{7 ~•~a ra.vau BK 1944PG3084 l~s Fofa~ apa i/b1 --_._~ .._,......_. -T-- .' .• 1 i Ezhibit A ALL THAT CERTAIN piece or parcel of land situate in the Townahip of Lower Allen, Coumy o~Cumberlaad and Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING at a poi oa the Northerly line of Carlisle Road said point being located 450 feet ~easue+ed Westw~dly along said line from the Northwest corner of Carlisle and Solvviclc Roads; theacx North 84 degrees 11 minutes West, along said line of Carlisle Road, 70 feat to a point; thence North OS degrces 49 minutes East, along leads now or late of Capitol Apartments, Inc., 153.26 feet to a point; thenx North 49 degrees 01 minutes Epst, a diatanx of 31.58 feet to a stake; thence South 76 degroes 20 minutes East, a diataaoe of 48.84 feet to a poi thence South OS degrees 49 minutes West, along tl~e division lizee between Lots 18 and 19, a distance of 169.63 feet to a point, the place of BEGINNING. BEING shown as Lot No. 19, on Plan of Highland Park, Block M, recorded in Plan Book 4, page 98: The bnpr~vements thereon being Imown as 1408 Carlisle Road. BEING '1~ SA11~ property whid~, by Deed dated October 30, 1998, and recorded NovemberF. 2, 1998 among the Lam! Records of the County of Cumberland, Comumnvveatth of Pennsylvania, in Deed Book 188, page 246, was granted and conveyod ~y Robert W. Ventrone and Patricia A. Ventrone unto Arthur A. Zimmreman and Margret A. Springer. i Taz Idesti6attion No. 13-Z3-0545 260 T 8K1944PG3085 ,,,, ,_ ~' .• 100095144003036341 00376ss3~o-7 ADNSTABLE RATE RIDER ~~OA >Mda (Ae Pebtrhed b TAir Mreerloweef) -n ab~1006 THIS 11DJU8TAtlI.E RATE RIDEfi b made fhb day of and b htobtpaaled bto end shed be deemed b emend end .uppbnxwd the Mortpats, DNd of Tnat, of SeowKy Dad (the '8eourlty NfatrlNrlatN) of 1M emne dds given by the widersipned (•Borrowerq b sours Borrowers A~uHsbb Rafe Nots (ths 'Hots') b Ltttt1tt018 tlbo>~Rt errs, sts (•Lerxier") tof iM same dais end covering the property desorbsd M tM Seoursy Instrument end boatedat 14Q8 CAftLI8L8 RD., C711~ BILL. 1i>allSlLV71>tltl 17011 y I~P~N ) THE NOTE OW~RANf PROYN07Nt ALLOwNO POR CHANON N THE NAT IIA'T! AND Tf! llI1NTIll.Y PAYMlNT. TIIE NOTE LMT= THE AID ~!01p10EE~1'i NYNIL~ RA1! QAN ONANaE AT ANr ONE AND Ti! MA>NAtM MATE OOMMOMIBt MUST PAY. ADDTF~ONAL OOVENANTi. M addMon b the eownanb end egreen»nis msde to the 8eaepy ~ Borrerwr end !.ender turlher oovaner~t and aprw a folows: A. M~TT~TiUTE AND MEfNiNLY PAT1NNf dGNAEA The N~Ne provWes for an iN0a1 Interest me of s .9s0 96. The Note provides to- oherapss-ln fN kdsreN rab and the monMdy paymsnb, a iolorva: 4. /r11n1lET MTE AND MONTHLY PAYMENT CNANOEt ~~ ie~roh 900e The bier~et rate I witl paY maY change an the Arst day of , and on lhetbay every i nanth thensftsr. Each date on which my Interest rate could ohanpra b oaNd e'Chanpe Dats.' B~iOk~et(n0 wMh the tlrst Chants Dale, my inlsrest rals wM be based on en Index. The •IM~oc' b ~~ h• avetye of krterlfank otNred rata br abc nanih U.8. dolehdenonintsd depape k(d» Lordon market ('LIBOR7, a publsMd in Thl.)!!f#N see.t .iournal. The most reowrt ptdxoc tl0ws avalabb a of the tlret bustress day of the mono krerrdbtey Wa~O t¢e narrth to whbA tM ~ Date aooun b ogled tM'Cumnt Indsrr K tM ~ndeor b no .bnper evailsbM, the Noss Holder wll ohooa anew Index that b bad upwt oonparahle Mormaton. TM Not. Holder ww Olve ms notice of tds choice. (rJ1 fJrttaratlar ~ OherrOa BNoret~ aaoh OIMn~ Deis, Hie Nots Holder wE oebubM ny new kilereet rate by eddin0 >r~ 111Q! 4s BWO~DT88 PYs Pub ( 5.950 96) b the CuRenf Index. TM Note Holder wB then round the result of ~. = L ~~I~IAMt.~ ~ FaMN RMM Un~ hMdunwk 1MM j ttl7 l~ettrl 01st 1M 1 of &r InMals: ,~ f,~ I VMP MorlO~pe SoNdioa, Inc. (00021-7,?rt1 ~)}-s .; `I fit! 944PG3086 • •~ r• y- .. , ..,_.___.._._.-.-_._. 100095{{0003036311 00376853{7 1 p r~p~ pp(~ ) 8~ubj~pt fimib~ ti $eotion 4(D) b~tl~ta rounded nnwuM vrNl ba my tnaw iMeresf ntts untM the rterct tnp. Dab. TM Ngle Molder wft then dalwnia the amourd of the montlry t that would be sulAaartt tq tM urgald prltoipal that I am errpeoMd b owe at the t~npe Dat. in fuM tl~il.~oeloufw~Nl b:1f s r~ - n~noum~ot eyromo ,tF ly w~ w Tl,e reek of f~ LltnRr on inlerwt Mle Clwpee 1?ie MMnet -ate I am regaled to pay st the first I~snpe DaM wIN not be preatsr than a 11.950 %or bn man 8.950 %. Thereafter, my lrMrest rate wiN rte~be lriereased or deoreesed on any ehryle Chanps Dsts by more man ~ i .000 ~ %) from the rata of Interest I have been ~ Pub 8 ~ montl». MY Interest rats wN rawer bs pnater man paw for me p1 ~tOnp %. (!~ Eflisetlw LtaM of ChenOes My inlenet beoans of ~e ~ ~mtrlranps Dste. I wM pay ~e Cln t of RN new ly payment aa~ a pe Date urrtA anwaM of rrry rro~payment ohenpes again. ~ ch. ~Noldw w^ dealer or maY b raw a noUae of any ohanpss lr my inlwrst rate and the d my mommy payrneM bebro the dfeotke dots of arty olranpe. The notloe number of lrlbrrrMtlorr roq Fu ed by Iew to be piwn b me and aNo me Mps and tekphons person who wid anaMrer any gwetlon 1 may have roperdinp the rwtbe. B. OF Tim frROPERT1f CR A ~1lFICIAt. NV11lfREtlrT IN sORi10WER Uniform Qo)rensM 10 of tira 13aouritsr lrelrunrent M amended b read ae foYowa: of the ProoeMy of a fiardlotel YMereeR b oonverer. N wed in this ill, 'lydereet _In tfie r~rooerfv' mean any or bene#okl Interest M ~ ~Pa3Y~ 0._ but not ~rnlled _ ,mow _ krtereete lrarreierred M a wno aeeo, convaoi ror sees, ewewrrem sates aomraet or eeotow m• of whbh M the iranefer of !tk by Borrower at a fuluro is b a ~ H~iM or any part of the Property or eery Interest In 1M p~~ is cold or tranele~red (or K Borrower b not a natural and a benaAale( krMreet to npuk~t~ Mrs d~lati paynin t ~N aans~ssiour~id bymie 8 I~nrdrumen~t. Howeyrr, mle eha9 not be waroNed by Lerwler M suoh exerolee N prohbked ~~ran~d~ w. Lender aMo ehtl not srrerofes mle optbn If: (a) Borrows to be submMMd b Lender kdormatlon roqulnd by Lender b evalwts the translaroe a K a new bar wero help made b me transferee: and f(hb) lea Viand fFar k of a breacAs ot~arry~oove~nsM ob a ~t bra fhb a aooopleble b Lender. T m• eederrt parnlBed by Appfioable Lew Lender na oharys a reasonable fee # o0ttdflon b Landers oonewd b the ban Lender aMo msy requli the tr+ureferae b etpn an wrarr~bn mil N boopgbk b Lerdet.and ihrd obf(patN the traraterw b laep a 1M promNas anda~fapraenNnte rmde'~ the Nola and b this Icrstrerrerrt Bonower wig dleua fo bs Barra' rr under ma Nots and mis urNy hnNument uMeea Lender rNeasea to writing. ~. inlUsls: ~,~ ~~ '(0402) Paps 2.of 3 m ~ Form 01341At x i' i r ~.1944PG3087 x ;, .` y 160025{{0003031391 00376bli3~7 } i b '°L.endu ~oteroNee Use option to require 4rmedMM peym~nt in TuN, lender ~orrorrrr noroe of aooeNretbn. 7M robe •lu1 provide a p~~ of not ~in 90 dey~ ><om iM dde 1M ralio0 N ~Iwn in soooidra~oe wire atnobn 15 +:whioh ®onraw~r rnwt pey ei ammo eeound by thle M iYe b these cams prbr to 1M ~ thiefpod, L~ndK mey P by ~ Y~ p ~ wNhout f~xMNr notlo~ or IMO 9fr3ANY, Borrower nooopb end sprees b the terms and aovenenb IF tlIN AdJ~1si~M RaM Rlder. 1. ~- _ -BOlrowet ` 11. 01ht ~~ -BoROwer ~~~ it -Borrower G }. { ~~~ -BonoMn- L 1 tom) f: -BOffOWer A ~ A . (Seel) -Bomowar .--- (~ -Borrowe- _ (SN~ -80110WM Form a~ae ~a~ ~ 1944PG3088 i " ~___...._.. ~• ADDENDUM TO AD,NlSTABLE RATE RIDER TMa addendum b mad0 March 1 1006 and b McorpOrebd Into end deemed t0 amend and supplement U1e AdJrabbk Rata Rider of the same date. The coventd by this addendum b described M the SscsrAly instrumart and located at: 110e Cali}IBLM RD. . C3MM SILL , p:101BlLYNrI7- 17011 AMENDED PROMSIONS M addldorr to the provbions and aoraemsnts made In the Security InslnrmaM, I/we fuller oovenarrt and~aproe as follows: ADJt~TA~.E q~'TEItE,ST RATE AND MONTHLY PAYMENT CHANGES LNtlb on Nrbreat Rata tEtanoes The. M1br+set rate I errrr required to pay at the Ml Chaps Dab wip not be Qroater thaf<i.1s0% Or INaUlaltt.l~0 9G. Ttrereater, my a~rrMabb irrbtasi rata wIN rtevar be Ntdsaeed or decreased on any Cl~rfps Date by moro than oMM peroenupe poMt(s) (i . ooti) from the rage of krleresti hav4 been paylnQ for tM preoedNp sbt (8) martlrs. My Mteresl rats wHl never bs.Qreabr than te.lso %. tNy tnter+eat rote will never be isle thane.ls0 %. TRANSt°ER OF THE PROPERTY OR A BRJ~IEFICW. INTEREST W BORROWER Unffo,~rn Covenant 18 of the Security InaGumeM is amended to road as follows: Trasaer of ill Property or a BerrbkW Inbrat in Borrower. Aa used In fhb Section 18, 'intents ht the Properly' meats any bptl a bsnetlcW kderost in tM Propsrh, InahrtsrrQ, brit trot Narked tA,lhOae bs11i111olat krlerseb trenafsnsd In a bond for deed, contract for deed, hratakrnsrrt sales contract ru escrow sBrsenreM, the Intent of which b the transfer of title by eomower at a future date to a purohaeer. *; ff ap ~or amt part of the Properly or any Interest to the Property b sold or trerrtsarod (or ff eorrows- b oat a natural person and a beneAr~al hderoet M Bon+ower b add a trarrsferre~ witlrout L~ertder's prlo~ rNtttsn cor>sent, Lerrdermay roqutro wrrmerNate payment in GrN of aN sortie secrned by fhb sit tllslnatteM. However, fhb opdar shah not be exerdssd by Lender ff such exercbe b prohibited by ApppaableCt.aw. ff Via' exs tl~ option, Lsrrdsr ahaN Qlva Borrower notice of aocebratlon. Tha notke ahrrll provide "a pellod of not leas that 30 Jaya from the data the notice b Qhron in aoaordanoe wkh Seattat 15 wMOh Borrower must pay aN soma aerated by fhb Serxnrit- Irwtnrrrrart. ff eorfower felts b pay these ~rrtrrs pAor to Urs expkation of fhb period, Lender nay invoke any remsdtss pennkted by fhb Instrument without fuAher nOtbs or demand on eonower. 1~ F 0037i6S»7 30001540003036311 i~ Lr01lAddwilllum b RMIo p~y~ 1 dt 7p1 WA OA077Z i~ ~t 944PG3089 _.. ,, ,. ,vv ~ra_Q au ~3 ~ ~_ ~ ~ nw ' y nw ' ar O@376b5347 im~tmatAUe4mauaR WA Dm0073 8ds add~d®. `_ emo~vr~ys~eon EDODiR~M Haeewrii~ ~san 100045440003036321 ~roi Btf ~ 944PG3090 .• PREPAYMENT RIDER This Prepynnent tiidel' b made ttlb lad dy o f 11~sos. 1006 Ynd iS kioorporated Into and shah 6e deemed to amend and suppkrt-eM 1hs Mortpaps, Dssd of Tnret or Baarlly Dahl (IM'8a0u~Ky Irnbrenard') of 1M aorta data ghren by the undelaipnsd phs'Bonorrs~ to secure bata~s Hots {the~'Nota") to rsMx sa0ltoas eau. rn ~nde~ of 1M same date and ooverMp the properq- des<xlbsd in the 8scuiily Instrument era k-cdad at i{Oa cant=srt so: cJ~ Hirs, ttnwra- 17011 t~'y')• /-ddNbnal Cowrurds. Nolwtthstandkrp arrylfdnp to fhs contrary aet foAh in the Note or t3ecurky laahiunerrt, Bonowsr era Leader fiather covenant and aproe as foNows: Borrower has the Aphi to make paynlsnts of prMlolpal at any Urns befcrs they are due. A thsiptk~e unpafdprkta~ due under the ANote~payme~ A a n~the ur~afdn~al is known as a'partlal prspayrtront.' If. withM the 1 rysa- padod be0grrrhrp wNh the dale somo+~wr exeeuMe the Nob "~h- Parted"), Somwer atalrr a lydl pnpaygrerrf, or pngal prepayraerk M MtU ~1ZF+aonth palod that axCeeda f0li of the ori~hnl prtnaipal loan aarourrt, INNI prey ~ ptePayrrreat ohMtN as carrrelderaNon tar iM Nate Holder's aeaep{anp of~~h prepy-nMrrl. The pnpayNnrrt c~M wW ~ tM anrorartt d inlewet drat wrrdd aeatla dr~hq ,a sbr period oa the arrroratt pnMid IhrR aa>caeds ~!i of /M ~o`,N prhwNpat baNrrea d the Nola, oakrrMed at tM rale of hManeet In ettltct rrrWer tM of tits NoM al qre ltrse d the prepayruant, urdas otlydtirNa prohWNed ht- apppable law or tprdetlon. No prapayrnsert charge vrtH ba assaesd for any prepayment ooouirhrp att3hr the Pwalgt Period. "+ NotrrhtrelandNrp the foropoitrp, kr the event of a fuH prepayment corrarrrtent wlth a tare tide a~`~'Is d the PropMy to an unrelated ttdrd party attar the tkst 1 year(s) of the term of the Nbta:'ra prepayatent pNraRy w01 be aseeeeed. In that event, Bomowsr atlrees to provkte the Nate Holder wNh evidence acceptable to the Note Hoklsr of such eels. By Rldst below, Bonvwer acoepta and aprosa to the ~mra and covenants contained in this fropayment 3 c8ean - cseaq Bong ,F eonowar ~.~<<iiy ti-ri~ ;c~ be recorded '~, Cur:bt.~rI:,a_:;I County PA 00l76bS3{~ j ` y ~ ~~~ 100015{{0003036311 ~OIeZ WA IUdor ~ i ~,: Pig d 1 ~ '~ ~ ~.. 11Me/a1 AI,e6~YIfA { ' ' ~~~~~ i e .No, r 631, 3019 ': ~y~ ,. ,~ ;, ... ...a ~ .. t~t3~~a.a.~:3z:3caa t~ot)c~ir z~t3 (SrNo4aw g,4rd5.t~ . Murl~ caar~, :t.[llFiWt"if3N(~f1~6~'l_~)40 O CaUOD OFAIR ©POOR ~~ 5~£3'45.~ i ®. ~ roR FUlL euslMESS MAME) MIDDtE MACE F NF CFfRY~I,.R ;I~E:F' t,l.C T~fA°'~@AYO1"''~ `,5fif1~~QIC? ~ cam, ~. iAtBTA><DIIE ~ roR BUSMESS NA1r1~ NAME MwoLE wAr~E w-oe~Tn roa DATE nF ~RTwI xslc (.Del apex T>r (m} ~ aeaua.we *~s..~er.anR,lrw.). :3ti3.60"" . !.l'hiME;RMAN, AFt t'i1Uf2 A N/A :'."CMMERMAN, 'MARGARE=T" A ~ C~A/00j00 i ~,_- '. ~ '1.!~hi f3' t'1~t3i.L~k.~ Rq *sti r1 21 s TRLE ~ 2? . aft) CRY 8TATE 2W CODE DATE PUti'L~fABED REFER'TO COUNSY CODES LJ8TNII6 ON REVERSE SIDE aF coPY i LIEM Fr?E ' S . t?)0 D NAME ~ aReaS. nar I a aEawTR+~TIDU oR PROCBpM1N i~ N f A ~ PA IDIk TE r F~ 6>~fMR NU1~R As ASNq)m'i~Tl~ i DEeMaTe~ruir i ~ couMTY cooE e. ouPUCATE aEa. FEE No. «>F N / A cARO>i STATE z~ cCDE DATE A~IIIRED/ ' fi . 0(h PURCHASED ~ To c•.ouNrY CODES e. TRAeIfFBt ~ uaTrro oM REVEReE e of Yeuaw oaN+r I aFV~ruaF ~ vEH~cLE TION i E z '.~. ' (30gGt TRUC :1.RIIiti22X;(:ti34g6h]. ~ N A BODYTYPE (CP, TK, ETC.) 6. IEPL/<C~P[ FEE } 2r11V1a. F:XTL:NgC'i) O C300D OFA)R OPOOR '' T~DTAL nAri ~ to. F OPIATE TO BE ISSUED BY TRAl~FER OF PREVIOUSLY 18841ED PLATE (~ ~ TNRU ~ n ,~~ ~ . ~(~ O TRAti4FER d RENEWAL OFPIATE was ~ O TRANeFER a rsEPI.Ar of Pu-TE +~. owwo tqT~ ~ pae c,~c w ITT) t7 TRANS of PuTE a REPIACEe~Ni OF STICKER (ADD a t ~p THIB AEIOIM~i ~ .:3F3 `/ . l~ . o r>wraMOE~ FoR r O PLATE 19911E0 'r' O L08T R oE~D i3 BTDLEM. f.7 NE11dt (toga In lWq ,I 6Y FULEAOBlT :i eeonTh . ~ ~ rar ~ ~ , '~'; NOTE:. It9rEVER RE~11lE[Y Node It grdard.; ~PpegMK mur mnpMh Fmn M1RM. '~ ~~ .. -'~ ~ "~; '613714.£i99r0?_' - ~ N7GG22XX1S34Q~6~1 j"'?` ~. P-AT'E~eEwo(F .SKIFtHERE ~': ~ s OTHER , LQAD APO~NO.(oR aJe~sa$2-ta0e-3s ''` s/z~/~rro D~,TE ~ owl wcx IwaEC~a®TO ~w-TTHEV s uI~ E1R~PtN~ HR P I.LC `; 8 ~?238RR .~ IasumTe~POtw~r~ISTw-narlTO-trlEAeovEAPPUC.Axr.rt Tpy oddPLtAMCE WIIFiALLAPPLKJIBIE Plmwlslaels c>F THE vEHKxE { ~' cooEANOOERARre~TI.Anol~e. .- ({17)~'6t5--76(36 G' CERTIFY THAT ewE HAVE ffXAetlIEiDAND 8Ki11ED THIS FORM AFTER ITS COMP'1ETK~NAND-THAT THE TiOtd ©IVQ7 IB TRUE AND CORRECL! a= A(~Y Elt£tp77OH E/ CLAWED, THE P1 iABERfIJ1iIF1ER CERTE~IEB TNT NEISFIE IS AUTHORIZED TO CI.AM411Y~~R.RON: GWE~XO~NR.~GE THAT YWE YAY DOSE MY/QIAt O~K11NQ PMIL8~8(S) OR 4EFIICLE dl~if~l~l40RRTONNNUWAIW~IN.RESPOH81&LRYOHTHEt.Y VEHICLEFORTHEPEF~IOD{~~BTi~llfilOM. Y1A~ACIGIeJ~.~9ETHATYNrE yUK 8! dUBJECTTO,AFINE 1~ E "Y~,MIg lbfl~lAlii IIA°RISO~MA<NT OF HOT MORE THI~t TFORANY FALl~ 8TATEME,IFt;I}MT UNIPrAMKG Wi TIMB WRIJ. 1atT i >~11K t I'i~ ~ MOTE: IBACO~Pt~iCtY1~t'tiT}IER THAN YIMJR BPOUBE IS US't~ RND YOt~-YiM1TTHE TRtE'EO BE LISTED AS •.IOIHT TEHMiTB N4TN R16FIT UF>RtJ~iNld(>RBII!'td1 OFATN QF OIEe CMeESt,'TRLE GOES TO stM~vMNO ONREeR.) CHECK HERE Q OTHERWISE. THE TRLE WIU.I~ ISSt1ED A9'TENANi8 w CDeWD1r (ofe DEATH OF OME OwNPA. E1lEREST OP DECEASED OWNER 60E$ TO H18MER HEeT$ OR ESTATE.) ~ __ _ ., " _ ~ NOTE: IFTH6~J~CLEIS~TOBEU!'#ED/18ADNLYIiE~FI'IY:ORLE~HEWGTHI$EiLCX~f~.`#~SLQEICIIt.bOyAl!~jEiEA(YQATTiI1CRFOIW1Ai1L ~, `" ~~ ,.vx, . 1 >. 3. AP~LtCAMT'$ t:oPY tTElliti•ORARY RECaI>$'~RATION (VAU ` taAY8j i .~ 0 . M ' ^ ^ ~ ^ 'Brenner Cadillac ~ 2222 Paxto Str t Brenner Dodge Kia 181 Brenner Nissan Brenner Chrysler Jeep Leidy Chevrolet Leidy Ford . n ee 2-1830 Paxton Street 6271 Carlisle Pike 6039 Carlisle Pike 4 Parkside Court 4 Parkside Court P.O. Box 2851 Harrisburg, PA. 17111 Harrisburg, PA. 17104 Phone (717) 232-427t°,:% -'Mechanicsburg, PA. 17050 ~ Phone (7171697-8400 Mechanicsburg, PA. 17050 Phena nor ~a~~aru P.O.'l3ox 186 ulre.,.....,., oe ,",mss P.O. Box 188 rnorie to ifrse- PLEASE ENTER MY ORDER FOR THE FOI ^ NEW o~ ;~ ^ USED ^ l>EMO ^ CAR ^ TRUCK ra. M~ MooEL i ox Phone (717) (7 7) R 21't~fMcF2rRN °'"TE s~ r. 7r.nM~ree5,; t?/?5/~1Qi h~! ~~aoE •IomEOFei~R ei In _ a+,'± a en PRICE OF VEHICLE 2F , 99& . CKn REBATE '~ r h NET VEHICLE SELLING PRICE 25 ~ ry95 ~ FOR TRADE-IN 3,89<7.~$ rACtan Muf1FN1Kr1•tlr naWmart..rrinyantlYwr a m rondo ran nrpwlbb rw dme wrMara. Tlr nrar tru~y eoiaNyllaoYlra Yl.m.tlw,.rrr avrwad ar tapYre tnclirairp ay Ynpird ~ of a larrr far ~ prtlirilr puyw~, and rr arler neaw wane nor ry orw Venan b raair br A ry lately F aanrdai rA9r Yle mb ar Oi weir. IEED CAR NMARANIY - Ural nr M awvrtl ty a NiMO warmly dMeted h e reparele doameM. YaunryohYhahlcaq'da9'eppfcWeM~'kanu. A918-TiIS Ir010R VEHCLE IS B+JLD'ABIfl'IMIrIpIlrAfil' WAMAInY EIIFER E%PRESSED OR al%.IED. 111E a~usEawx~L7~_w n~E Errrlr~ EIwEr~E of aEPawrm oa coRAECrx~o u~rc oEFECr 1w~r RC~EPCI fi ~., WYOf%%Ri~NTFff VEFRCLE. ~ (}rl Ct~- '-- DE LA DEL you rhdl, at our option. forrsh es lJr`""t 0 . v~ f `~. ~~N~~TyP~:Hk'd~t.1=Fr F.r;VT(:F (.;DNTRRCT 1.A10.@~ MONTHS 9fj MILES U,m e ~ Cash Price of Vehicle & Accessories 2 r! > 805 , 8'L Sales Tax i,35~. e,~ nEasrnagr, m~ rnnrisFEn r+cne~sE e+anasnu,cE ~Il;'~ <<%. 5G 6.6'><3 NIr~ ;,.~lQ 33.5 Documentary Fee ? 13 ?c9 Messenger Fee r. ~~ Notary Fee N/!; PA. TIRE TAX P!/!1 TEMP. TAG FEE N/ti ON-LINE REG. FEE 14 - T 5 ON-LINE DEALER FEE N JCr Total Pf1ce 26 , 3'~0. ra7 Trade-In5 A S,~ r~ ;~ Is Subject7o `~ Less Payoff 2,.245.27_ v'o" Net Trade In. n • p ~> J J r J. yl Deposit N j k Cash on Delivery ~~/ `~ . ~°n Total DownrPiyfneM ~,t,De wry{ 3,59S.i.F ~~~, y ~lUnpeld Balance of Total PHce .,~ .,,,,, ,,., ourmr mgrees of^f ufrs wgrsamanl rnGlaeea an m me Temis ana conemona on m~ Trom and bacK side hereof, that this Agreement cancels and supersedes any prior agreement Including orel agreements, abd as of the dale below comprises, with any retail installment sale contract, the complete and exclusive statement of the terms of the agreement relating to the subject matters covered by this Agreement. Buyer, by signing this Agreement, acknowledges that he has read its terms and has received a true copy of this Agreement. This AgreeMent b not bindiagupon eitber Dealer or Buyer until signed by an authorized Dealer representaUre. YOU, THE BUYER, MAY CANCEL THIS AGREEMENT AND RECEIVE A FULL REFUND ANY TIME BEFORE RECEIPT OF A COPY OF THE AGREEMENT SIGNED BY AN AUTHORIZED DEALER REPRESENTATIVE HY GIVING tiYRITTEN NOTICE OF CANCELLATION TO DEALER. ^ BUYER ACIINOtNLEDGES THAT IF THIS BOX IS CHECKED, THIS AGREEMENT CONTAINS AN ARBITRATION CLAUSE. BUYER HAS READ ALL PAGES OF THIS AGREEMENT AND AGREES TO ALL TERMS AND CONDITIONS IN THIS AGREEMENT. BUYER SIGNB Xti~/~ . ~,,~-•~;,~ _ - DATE MANAGER'SAPPROYAL '~~~'"`-~^"~ (aaal.ArarIMhIl~Agbrlalilgraahtloolwoaim) CO-BUYER SNINS X - ~ ~n~ ~*~+ ~~ `7--'~~~' .~~,~' DATE Jti 436-2161 Phone 1 436-2161 t'wralsY.9Y-PA-GUST Munaeool+aa0 nenanelwu~wwwwm.ovxEpaxwum,~erocanerta+ eeJDlaywdi.wd ttyaY. rlmemrarruwoeeoFnrsrorucarawrwunawxu~wurra. A •« a RETAIL INSTAM..MENT SALE CONTRACT ~~! ~ ~ &MfkE-F~EXI64C~F ;,.aAN't/~N'>~~k. ~A~SU~I'll~~. ~.i>~ ~1~ Dealer Number 26704 Contract Number ~~ 1/.~ ~{i - ~~•gjZ Buyer (and Co-Buyer)- Name and address (include county and zip code) Creditor (Seller name and address) ARTHUR A Zzk{MERfiHiV BRENNER Ci•1RY8LER JEEP LLC - MARGARET A ZZPtMERhit'+kl Gva9 CnRLTSLE PIKE 9.408 CARLISLE RD gECHANICSBtIRB3 PA 17050 - r t ' You, the Buyer (and Buyer; if any), may buy the vehicle described below for cash or on credit. By signing this contract, you choose to buy the vehicle on credit under the agreements on the front and back of this contract. You agree to pay us, the Creditor, the Amount Financed and Finance Charge according to the DBVmeM Shcedule shown below. We will figure the Fnance Charee en a riaily hack. New or Used Year Make and Model Vehicle Identrficetlon No. Prima Use for Which Purchased USED 2 DODGE flAKOTA 1D7HW58Pt085632940 personal, family, or household ^agricuttural X~ business ^ Your trade-in i$ a: Year ' Make Model FEDERAL TRUTHdN-LENDING DISCLOSURES Insurance. You may, buy the physical damage 'ANNUAL' FlNANCE Amount Total of Payments Total Sale Price msurance this contract requires (see back) from PEjtCENTA~jE.,, , ~ ~ CF)¢pG~ ,• ;. -. F)ner(ced The amount you The total cost of anyone you choose who is axeptable to us. You are ' ~ ' ' RAi~ ~ 1'Fre ler•°' . ' 'The amount of ~ . will have f>d(d aitgr , , , your purytlase pn not, required to buy any other insurance to obtai~t : • `The~C&stof'ydur <•arti¢tint~tfili>"; ''o~editprovidecl'to , , "youti9vemadealP . , '~redit;fnt•Judirig''- ' ~cfQdit~; lour-•deofs(pn:.iorbuy o[ not buy' other ` .credit as. ayearly °credtt;vyill aost: .[~ you or-0nyour payments as' • . your ddwnpayment : • . vnsurance will not ba a fador in the credit approval , .; o ' -r@te. yw,. behalf,, : 'scheduled. of $ ~~:6~?9•, ts'i is r cess, .. P ~..3.24G~ % „568.01 _,350.0% y3E.?J5.4iR $9.,896,25 ~ irisuranee is checked below, y policies or certificates from the named In ran i ill Your Payment Schedule WIII 8e: ' su ce compan es w describe the terms and conditions. Number Amount When Payments Or as Check the insurance you want and sign beloved of.pa a ts_ .of Pa meets. .. Aref)ue' -Follows-' - '- - O tl - C dit I 7 ~ . , : .. $- . 3 , ,• ~ . Mgnthly begihning d p ona re nsurance. ^ Credit Life: ^ Bu er ^C B y o- uyer - Late' Charge.~Yf a paymem'is not received in full within 10 days,after•it is`iiue,•you-wiA'pay elate charge. If the vehicle is a heavy cemmerciaf motor vehicle; the'clrarge'w01 •be'4% oPthA'pait'oF the ^ Credit-DisabilRy (BUysr,Only) payment that isiate. Cz'thenvisa, the charge'wlll be 2% per month'of.~thepart of'the payment that is Term' - late, figured based on a full calendar month for any part of a month.that is: mere than 10 days. premium: Prepayment, If. you pay off all your debt earl, you will not have to pay a penalty. • Credit Life $ ~A~ Security Interest. You are giving a security interest in the vehicle being purchased. - . ~ - . • ,. CreditQisability $ ~sq ~ . . Additional Information: See this contract for more infpmratlon .including, intomiation_ about: . nonpayment, default, any required repayment in full before the scheduled date, and security interest (Insurance Company) • - (Home Office Address ) REMIZATION OFAMOUNT FlNANCED , ~ - 1 Cash rice inoludi an accessories, services, and taxes P (. ng Y .. ) 1 $^14 245+- rf.-, (~)' Credif life Insurance and credit disability Insurance ' . are not required to obtain credit " Your decision to 2 Total downpayment = (If negative enter '0' and see line 4H below) - •' . buy dr not buy credit life' insurance and credit Gross'trade=ln $': '~~ ' qtr" ~, ' -=Payoffbyseller $ ' ., ., ~ disability;i8~!(~!ce will not be a factor in the-credtt- 2,~~ ~ =net trade-in $ ~ , + cash $ ~ . approval process. They will not be prov)dedunless , • SrS~•N ~ , f¢fl ~ you'slgn and •agree'to pay the extra cost Credit Irfe +other(describe) .. $ $„ _;,~ (2) ~~ ~ insurance pays'•the'unpaid part of .the amount "'' ' ""` - 3 Unpaid balance.of cash price (1 minus 2 '' financed if die. This insurance a onl the - F ' "' ~'?~ ' ~ ' amount you would owe H you paid all your payments S Other includin amounts d to chargas g psi your behalf others on (Sellermay on time. Credit disability insurance pays the ' ~~' ... keep part-of these amounts:): - ,..... scheduled paymams due.,under this contract while •: ' A Cost of optional credit insurance paid to the insurance you are disabled. This insurance does not cover company or companies ~ any increase in your payment or in the- number of • l1fe~ $ payments.•The'policiesorcertificatesissued'bythe , $ `~ ~ Disability . named Insurance companies may further liintt'the'' . . B Other Insurance d to the insurance corn an `; ~ P y r ' ~ 'coverage'that credit life oecredit disability Insurance provides. :See .the -poicies or certificates for ... ..~ '(describe)' :.....: :: :• ._ .g .' . .. . ~ coveragelirgitsapdpthertermsandconditlons:..; . . C •Offfcial fees paid th government agencies ' ' ' $~ .. .. .. ~' .~ • D Government taxes notlrtcluded in cash price $~ `~ Other Insurance. E Government tlwnse arMlor registration fees ~ ~ ^ .. $ &.tZG1-. •Typi3~W,insurance Nf,T~enn F Government oartiflcste of tltle fees - Premium $ ~~_ •. (includes. c, ~gouri(y(merestrecordingfee) $ -~' ~~ • 'N~~ ,. G t~Utercharges(Seller my~st fdentlty who.is.paid and " (Insurance Company) •deacdbe purpose.)' . . ru~YCt"k~;cUti~rcr;oiiTr>c ~nalrc~s~• ~•".n,rn rwa - ... •z•::( ,, e,OtficeAddress) . to for $ "~.° ~~ .. ~1 want the insurance checked above. ' tORRPkf,~IFR"•r~+(~tfOrrl~i-„mrYrt' FQ.g $ 1?`•t C-.%r . ~ . . focus torn{ c Knare :(; - Buyer Signature Da to for $ hl /A X .. • 'to ~ for $ ' • N lA •' Co-Buyer Signature Date H Net trade- in payoff to $ .d f A ~•, Total' Other cherl7es and' amounts paid to'others'on your behalf $1 _ ~i3r7i . f.5 (4) , ` 6 Amount ftnanced (3 +d)' ~ ~ ~a ~.sao, rnT . (s) . ANY INSURANCE: ~EFfRREb TO IN THIS • s Finance•drarae~~ $s . ~~.;~;...-;~ (s) NOT INCLUDE COVERAGE CONTRACT DOES ' 7. Dotal of payments -time balance (5+ 6) ~P _ gar; ~~~ (~) FOR PERSONAL LIABILITY -AND PROPERTY • •. ' ~ •. '-' .DAMAGE IiAUSED TO:OTHERS. .. . ft you' do hot meet ~rodtractual obligations, you may loos your motor Kehlcle. , . HOW.THIS CONTRACT CAN'BE~CHANGED. This contract contains"the entire agreement between'you_ end us: relating to this contract. Any change to the • contract must n w we mu~t~g~+' it, No oral changes are binrfing: ' ~ ~ •~ B r S ne t' c j ~ . Co-Buyer Signs XJ .+~~ ~~~ __r,r.%:.~r Gam-dt.-• . • If any part of this contract Is rwt valld,all -Other parts stay valid: We ay delay orrefrain from.erifordng any of our dghts under this contract without losing •thern. uw ,..neya.~ n n paymnnr is our tncetvw ut gun wtenn w uays atwr n is uue, ytw-wurpay a tale ctter¢e M.the vehicle 4S a heavy commerdal motor vehicle; the'rtharge'wBl •be~4% of the part of the that is'late. Otherwise, the charge will tre 2% per month'of the part •of the payment that is' ~te, fi(pJrttd baseri'on a fulF calendar month for any part of a month.that is: mpie than 10 days. r PrepaymenL.•ff.you payoff all your debt early, you will not have to pay a penalty. tufty I•rnenst You are giving a security Interest in the vehicle being purchased: Additlonal IMormatbn: See this contract for more information . inclttding, information.,•about, nonpayment, default, any required repayment in full before the scheduled date, and security interest. REMIIZATION.OFAMOUNT FINANCED , .. :~ :, .. , - 1 Cash price (including any a~ssortes, senrices, and taxes) : ` ~ $,,,, ,~ t: ~ (1 j . • ' . ~ 2 Total downpetyment = ' (If negaWe'enter '0' and see Ilne 4H 6eiow) •' ..Gross •tradtr' M $"~ ~~~~ -~~'~'.. ° -payoff by seller $ ~,,~ ~;, ~ ... = net trade-in S ~ ec Qg 1 ~ + cash $ N , ' - ~ ~ + other (describe) .. $ . ~ A $- i • ~--e3~~~r3~ T 3 Unpaid bttJartce of cash price (1 minus 2) .., t - ~ ~ ~ le (3) .~ r a 4 Othaf charges Induding'amounts paid to others on your behalf(SeNer•may - . ... keep part of these amourtts:):.... _. ~. .... A Cost .of optional credR insurance paid to the insurance ~ ' ~ "~ °"'" " - company or companies . . Life . .. .:;$ .. - . ,, - - -~ B Other Insurance pakt to the Insurance company ~ ~ ' C Official feeapald"b government agencies '~ $~" . , .... .. D Government taxes riot irtduded in cash Drke $ . E ~Govemment license and/or registration lees ~~ , $ & . GYM . F Go~emtrtortt bANficete of title fees ~ - - . (indudeg, ~ B . merest recording fee) $ ~ ., ~ A ...G Qther.ttltarg@a (Seller must Identity who Is. paid atad , •deacribe purpose.) ' ~. rWhVC:t~~"•Fnc~)f9rSFfi(1xCc~nntrhr~ a'.n~n na r . . ,to for $ "~'~ ' .. -~~. . 1DRRFtitMFR'~r`t•IRVC~IfOR1nr~~ue~»_$ t'9~_G'.?f . tq r`-SlG ... - ' fOft1(S FB~R@ $~ 11t - .9 c,. ' 'to for $ i4/A .to for $ - N/A ~ .. - H Nettrade-Inoayoff to $ N~p .. . Totatottter charoes rind amairds said to`otiiers'on your be'haif ~ $•) _ .r,'RO, . FK {4) b Amourtt flnttitced (3 +.41 ~ ~~ Sao.. o,T (5) . $ Finarx;ed~rtte • "' ~j _ Cti,ft. P, i (8) ' 7 Total of oavmeMe -time balance (5 + 6) ~ §R . -~gx qQ (7) __.. ~ .. r .. . .j . H you do not meat yoyr contractual obtlgaUons, ~yoamay` lose your motor ~tehble.. •, .. _ ; HOW.THIS CONTRACT •CAN'BE CHANGED. Thfs contract contains'tfie entire'sgreernent belween'you,.antl us: relating to• tllis contract Any change to the contrailmt~t gejn why we•mu;g~fig~No oral changes are binding: ' ~ ' ~ •' ~ ~_ •' : • Buyer Signs lt~ ~'/'~t_~~~~,,,,(~• c ~ _ ,.,~ ~+ r^~ Co-Buyer Signs Xa ~ ~ ~ aAw,...~ Oa~rr "'ice If arty pert of.•this contreFt is rwt.vaiidall tlter parts stay valid..Wetriay delay or.refrain tronr.ert7orcirtg' any of our rights -under this contract without befog them. For example. wamay extend the time formakirtg some payments~withoutaxtending the Brae for making others: • ~ - .. r :You authorize us to obtain Information about you, or the vehice'you are buying, front the state ~rnotor veh)cle ~clepartrnerit or other motor vehicle registration. atitltoritltis. ~ - .. See back for other imporfarrt agrwrrtents. ~ .. S Do not sign this contract on a Sunday.. .. .. The A. nnual.~Pntage •Rste~nay be negotiahle„with.the Sel/er. • The SeJler.• may :assign this. contract. and reta/n Its right to receive a. part of. the Finance Charge: - Notice to Buyer: ~ . Do. not. sign his contract in blank..You• are entitled.~to'an exact copy of the contract:you sign. Keep it to prot ' p1t~ 1 ~` 1 rights. ~ . ~ ~- ~euyel Signs Da Co•Buyer'$igns f~ ~ 1~6 to e You agree„to thy: s o_f,this contract. You confirm tha# before•'you signed° s contract, we-gave it to you, and •yoti ,werle fre$ fo. take .it~'and xeview it. -'You' confirm that ~you• received a completely filled-in c y hen yo signed it. • B r 3i X ~ •.' Da Co-Buyer Sfgns- E~' f7~tF,~'/~ ~'"~~ Da ,~ CgBuyets an Owitere - A buyer is a person o is responsible for paying the entire debt. An Browner is a person whose rrame is'or~i th@~BUe to the vehicle but dope not have to a debt. The other owner agrees to the security iMeresfin the.vehicle given b us In this con ct, , •••, Other.owner signs here. X .. .. .. „_. Dat r~ y~_ Address . ~ ... .. ...... ......... .. "G`reditor$i9nRfi'FNNFR t iJRYCI FR )FFP I~t• Da 8~.?5 •trn BYX - TiBe y~%'" - a 2109 FR-P/! 11M006 (2) (For use in the State of Pennsylvania) (1 of 4) Copyright ~g GMAC. Aq RigMs Reserved: . Notice: See Other Side {, . s' .O.Creoit•Uisabfiity.(Buy@r Only) _ • Term' •' Premium: Credit Ufe_$ r ..C (edit usability $;~~ (Insurance Company) (Home Office Address ) Credit life Insyianpe: and' credit disability insurance' are not' required b obtain credit `Your deGsion to buy' di not fiuy credit`'gfe- insurance arxJ credit disabiiity,(s),sufance will not be a factor in the-credit approval 'process. They will not be provided unless you•sign and'agree-to;pay the extra rbst Credit Iff@ Insurance pays' the- unpaid part .of the ampunt financed fi you die. This insurance pays only the amount you would ownrf you paid ail your payments on time. Credit disability insurance pays the St:hedul@d..payrnents. dufl.uRder this contract •while you are disabled. This insurance does not cover any tnsrease 1n your payment or in the numbet of payments. • The policiesor certiflcates isst~'tiy the. named insurance companies may •turther IiinR •tlte' coverage that credit Itle orcredit disability'lnstirattbe provides. :Sea the •ppNcies or certificates for coverage lirgite apd other terms and conditions,..; ~. Other Insurance. D Ty~q{Insurerice ~(f~~erm Premium $ .ht ~~ • (Instlraixe Cbmpahy) . e Office Address '• ~ ' ~i want the insurance checked:above. X '• o _ •. Buyer Signature '~ Da -~ X , .... .. t,.o-B}iyerSfgnature,. Date • ~ ~`,. ANY ~ INSURANCE; ~~CFER~kb TO IN THIS CONTRACT DOES NOT INCLUDE COIfERAGE FOR PERSONAL LIABILITY -AND PR01'ERTI( .D~MAGE,CAUSEDTO:OTHERS.' ~ ~~ ~ ,. DUPLICATE ORIGINAL -BUYER'S COPY ,, ~' a . 0~ EMERGENCY MEDICAL SERVICES WEST SHORE EMS - ALS ; q,e r 205 GRANDVIEW AVE SUITE 211 (~~1 CAMP HILL, PA 17011-1708 ON REVERSE SIDE Phone #: (800) 367-0512 Federal Tax ID: 23-2463002 PATIENT NAME: ARTHUR ZIMMERMAN CALL NUMBER: ~ 1111749A ' ARTHUR ZIMMERMAN C/O MARVIN BESHORE ,ESQUIRE 130 STATE ST HARRISBURG, PA 17101 INSURANCE: HIGHMARK -FREEDOM BLU ESTATE B DATE OF CALL: 06/20/2011 FROM: 1408 CARLISLE RD TO: HARRISBURG HOSPITAL ACCOUNT 5UMMA~Y TOTAL CHARt3ES: 996.86 PAYMENTS/ADJUSTMENTS: 100.00 PLEASE PAY THIS AMOUNT: $86.$6 DETACH ALONG PERFORATION AND RETURN STUB WITH PAYMENT 801 6-6 601 6 Vd `IIIH dWdO 66Z 311f1S 3Ad M31/14NbRIJ 90Z SlV - SW3 3?JOHS 1S3M •s;uawaBueus;uawl(ed anew o; aa~o ono ;ar~uoa ~o N-ou;uaw~(ed ~no/I puss 13fia 1S~dd SI 1Nf1000V SIHl :S3JbSS3W 1NH1liOdWl Z 60Z20/ZO :aldd lnlnowv ~d6ti11~ 1~ 4 ~ ~aaewnN ~~o d anHlad'Ndwa3Wwlz :awvl~ J.N3LLVd 98'968= ~ 6E$ - 33d ~03HQ a3N>;if113>:i ~-- 1d1303a NOdn 3fia 3010AN1-1NnOW11 SIHl Add 3S~d3ld 00'006 ~lp~Ol~ol 00'006 6 60Z/BZ/80 8255 ~a40 / }uauu(ed a3~d 1NnOWV 31~1a 1N3WAVd 1d1303d 1N3WAVd d0 NOI1dIkiOS30 98'866 ~~4OIg3o1 ZIOZ L - 83~ ~ ~ ~ v~'£ zc ~ ~~ mos ~~dwnn -II1N3noad zs' 6 zs' 6 0' i vs£od ~.IS do b8'£ ~s'£ o' 6 zztrod 213Znn83N ZB'ZL Z5'Zl 0' L t+6£OV SS313~U33N w813S NOISN~IX3 08'0 08'0 0' L 86£Od C6) S3002,t1.Q3`13 0~3 ZL'8 ZL'9 0'6 46£Ob ~tiZi-6) HIVQOIJNd Z8'L96 Z9'L96 0' 6 6660V 613A31 JlON39213W3 Slb iNAOWM SOlad 11Nn r At1lNrrno 3fllnM0 dG NOLLdIa"JBJG