HomeMy WebLinkAbout04-5051
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN. ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE ]400 ATTORNEY FOR PLAINTIFF
PHILADELPHIA, PA 19103
(2]5) 563-7000
WELLS FARGO BANK, N.A., S/B/M TO WELLS FARGO COURT OF COMMON PLEAS
HOME MORTGAGE, INC, FIKIA NORWEST
MORTGAGE, INC. CIVIL DIVISION
3476 STATEVIEW BOULEVARD
FORT MILL, SC 297]5 TERM
Plaintiff
NO.Oll -.sos-f
e;u;L'--r~
v.
CUMBERLAND COUNTY
TIMOTHY A. WILT
COLEEN L. WILT
12 SOUTH STONER AVENUE
CAMP HILL, PA 17011
Defendants
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, P A 17013
(800)990-9108
File #: 99845
File #: 99845
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.c. ~ 1692 et seq. (1977),
DEFENDANT(S) MA Y DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MA Y OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS 01<' THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW RE:QUlRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
1. Plaintiff is
WELLS FARGO BANK, N.A., SfB/M TO WELLS FARGO HOME
MORTGAGE, INC., F/KJA NORWEST MORTGAGE, INC.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
TIMOTHY A. WILT
COLEENL. WILT
12 SOUTH STONER AVENUE
CAMP HILL, PA 17011
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 0712911 998 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to EQUITY ONE, INe. which mortgage is recorded in the Office of
the Recorder of CUMBERLAND County, in Mortgage Book No. 1471, Page: 554. By
Assignment of Mortgage recorded 7/30/98 the mortgage was assigned to PLAINTIFF
which Assignment is recorded in Assignment of Mortgage Book No. 584, Page 149.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 04/01/2004 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 99845
6. The following amounts are due on the mortgage:
Principal Balance
Interest
03/0 1/2004 through 10/0512004
(Per Diem $] 7.98)
Attorney's Fees
Cumulative Late Charges
07/29/1998 to ] 0/05/2004
Cost of Suit and Title Search
Subtotal
$94,342.] I
3,937.62
1,250.00
33.87
$ 550.00
$ 100,113.60
Escrow
Credit
Deficit
Subtotal
-1,175.85
0.00
$- 1,175.85
TOTAL
$ 98,937.75
7. The attorney's fees set forth above are in conformity with the mortgage documents and
PelIDsylvania law, and will be collected in the event of a third party purchaser at Sheriffs
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
9. This action does not come under Act 9] of 1983 because the mortgage is FHA-insured.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 98,937.75, together with interest from 10/05/2004 at the rate of$17.98 per diem to the date of
Judgment, and other costs and charges collectib]e under the mortgage and for the foreclosure and
sale of the mortgaged property.
FEDERM~ND PHELAN, Up/ j /
. ~ I:IkL-
By: Is ~allinan
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQU]RE
FRANC]S S. HALLINAN, ESQU]RE
Attorneys for Plaintiff
File #: 99845
LEGAL DESCRIPTION
ALL THAT CERTAIN tract or Parcel of land and premises, situate, lying and being in the Borough of Shiremanstown in
the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows:
BEGINNING at a point on the western line of Stoner Avenue, which point is fifty (50.00) feet North of Green Street and
which point is at the line dividing Lots Nos. 14 and 15 on the hereinafter mentioned Plan; thence along said dividing line
South 81 degrees 30 minutes West, one hundred nine and seventy-seven hundredths (109.77) feet to a point; thence North
09 degrees 07 minutes West fifty (50.00) feet to the line dividing Lots Nos. 13 and 14 on said Plan; thence along said
dividing line North 81 degrees 30 minutes East one hundred nine and seventy-seven hundredths (109.77) feet to the
western line of Stoner Avenue; thence along the same South 09 degrees 07 minutes East fifty (50.00) feet to the point or
place of Beginning.
BEING Lot No. 14 on the Plan of Lots as recorded in Plan book 2, Page 66.
HAVING thereon erected a two story frame dwelling known and numbered 12 South Stoner Avenue.
File #: 99845
VERIFICATION
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa. R. C. P. 1024 ( c ), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, it is counsel's intention to substitute a
verification from Plaintiff as soon as it is received by counsel.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.
C. S. Sec. 4904 relating to unsworn falsifications to authorities.
~allt::1!(
Attorney for Plaintiff
DATE: I D j-<;J ()l(
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SHERIFF'S RETURN - REGULAR
CASE NO: 2004-05051 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO BANK NA
VS
WILT TIMOTHY A ET AL
GERALD WORTHINGTON
, Sheriff or Deputy Sheriff of
Cumberland County/Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
WILT TIMOTHY A
the
DEFENDANT
I at 1655:00 HOURS I on the 11th day of October
2004
at 12 SOUTH STONER AVENUE
CAMP HILL, PA 17011
by handing to
TIMOTHY A WILT
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
11.10
.00
10.00
.00
39.10
So Answers:
~9L:~:/~~'""-. ,~~{e;~
R. Thomas Kline
10/12/2004
FEDERMAN & PHELAN
Sworn and Subscribed to before
me thi s 'i !!:; day of
~ ~&05 A.D
, ~ Q /7tt1~~' -- ~
rothonotary /
BY'~/~
Deputy She ff
".. '-....
SHERIFF'S RETURN - REGULAR
CASE NO: 2004-05051 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO BANK NA
VS
WILT TIMOTHY A ET AL
GERALD WORTHINGTON
I Sheriff or Deputy Sheriff of
Cumberland CountYIPennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
WILT COLEEN L
the
DEFENDANT
I at 1655:00 HOURS, on the 11th day of October I 2004
at 12 SOUTH STONER AVENUE
CAMP HILL, PA 17011
by handing to
TIMOTHY A WILT, HUSBAND
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
So Answers:
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R. Thomas Kline
10/12/2004
FEDERMAN & PHELAN
me this
of
By' )~
J}M~ f, .
~. Deputy She . f
Sworn and Subscribed to before
~
PHELAN HALLINAN & SCHMIEG, LLP
BY: FRANCIS S. HALLINAN, ESQUIRE
Identification No. 62695
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
Wells Fargo Bank, N.A., S/B/M to
Wells Fargo Home Mortgage, Inc., F/K/A
Norwest Mortgage, Inc.
Plaintiff
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
v.
Cumberland County
Timothy A. Wilt
Coleen L. Wilt
Defendants
No. 04-5051 CIVIL
PRAECIPE
TO THE PROTHONOTARY:
X Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date:
3/ nt $'
I I
~j~
Francis S. Hallinan, Esquire
Attorney for Plaintiff