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HomeMy WebLinkAbout12-2480-! 1 Lis CO R IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff VS. TIMOTHY M KRAUTHEIM Defendant No: CAW ?a COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan,47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 09487904 C A Pit SJS a-), I Pd ab? c??t loyb??49 eU- a?u?a? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff vs. Civil Action No TIMOTHY M KRAUTHEIM Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, Discover Bank, is a banking institution organized under the laws of the State of Delaware and maintains a business address of 12 Reads Way, New Castle, DE 19720. 2. DB Servicing Corporation is the servicing affiliate for Discover Bank, f/k/a Greenwood Trust Company, an FDIC-insured Delaware State bank. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank including, among other things, the collection of delinquent accounts, marketing, application approval, transaction approval, customer service, and billing. The collection of delinquent accounts includes the right to forward the account to the attorneys and/or collection agencies for collection and to file suit on Discover Bank's behalf. 3. At all times pertinent hereto, DB Servicing Corporation is the servicing affiliate for Discover Bank, in reference to Defendant account, which is the subject of this litigation. 4. Defendant is adult individual(s) residing at 607 FREEDOM RD MECHANICSBURG, PA 17055 5. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX4116 . 6. Defendant made use of said credit card and has a current balance due of $11784.12 , as of December 31, 2009 . 7. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 8. Plaintiff is entitled to the addition of interest at the rate of 29.990% per annum on the unpaid balance from December 31, 2009 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 111 II 9. Although repeately requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due the Plaintiff. WHEREFORE, Plaintiff prays for Judgment in its favor and against Defendant, TIMOTHY M KRAUTHEIM INDIVIDUALLY , in the amount of $11784.12 with interest at the rate of 29.990% per annum from December 31, 2009 until date of judgment and costs. William T. o czan 7437 WELTMAN, WEINBERG REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 WWR# 09487904 C A Pit SJS This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. DISCOVER New Balance Minimum Payment Due Account Number ending in 41 16 511,784.12 $11 784.12 Enter Amount Enclosed Below Payment Due Date $? DUE IMMEDIATELY 08 SDSN6A01 0000078 TIMOTHY KRAUTHEIM MARY KRAUTHEIM 13768 EDENWOOD WAY APPLE VALLEY MN 55124-9244 Access and manage your account at www.Discover.com or visit m.discovencom on your mobile phone. PO BOX 6103 11111111111111111111 sell 111111 CAROL STREAM IL 60197-6103 Address, e-mail hone change? Print change in spots Irllnllnnoil III luInI lIlI nurllllr,nrllrllnnrllnlull ????? above, or go to Discov Discover.com. Print your e-mail address to receive important Account information and special offers. 000001986453657023102117841200000001178412 Discover More Card Account Summary Closing Date: January 8, 2010 page 1 of 1 Account number ending in 4116 Previous Balance $11,784.12 Payment Due Date February 3, 2010 Payments And Credits 0.00 Minimum Payment Due $11,784.12 Purchases + 0.00 Credit Limit $9,700.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $0.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance $11,78A. 12 Cashback Bonuse Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus This Period + 0.00 Cashback Bonus® Anniversary Month: October Cashback Bonus Balance $ 0.00 How Can We Help You? 1 Visit Discover cons to pay your 6M for no cost, view your p latest Account information, earn and redeem rewards and more It's your choice - 3 ways to help 2. Call 1-800-DISCOVER (347.2683) for fast, easy sel&service options or to speak with a Customer Service Account Manager Please have your Discover Card available. 3. Write us at Discover Card, PO Box 30943, For TDD (assistance for hearing impaired) see reverse side Salt Lake City, UT 84130 Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You Your Account is ovodimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. mance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 8 days Purchases $0 0.08216% 29.99% F 29.99% $0 $0 Cash Advances $0 0.08216% 29.99% F 29.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above Important Information. It there is more than one page to this blig statement, see the back of each page for additional important information. o See your Cardmember Agreement. Your Cardmember Agreement contains all the terms of your Account. Z Lost or stolen cars, Report immediately! Call 14IW347-2663. o BilBng Rights Summary. In Case of Ends or Questions About Your Bill: If you think your bill is wrong, or if you need more intimation about a transaction on you bill, while to us on a o separate sheet of paper at Discover, PO Box 30421, Safi Lake Gry, UT 84130-0421. as soon as possible. We must hear from you fm later Man 60 days after we sent you the lust bill on °o which the anon or problem appeared. You can telephone us, but doing so will not preserve your rglds. In year letter. give us the following information: g Your name and Account number. The dollar amount of the suspected error. N Describe the end and explain, N you can, why you believe them is an error If you need mare information, describe the hem you are issue about. x You do rat have to pay any amount in question white we are kwesegalirg, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your V question, we cannot report you as delinquent or take any action to collect to amount you question. Special Rule far Credit Card Purchases: It you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith o caked the problem with the merchant, you may not have to pay the renenng amount due on the goods or services. You have this protection only when the purchase price was more than $50 and to purchase was made in your have state or wi1Hm 100 miles of your mating address. (t we own or operate the merchant, or d we mailed you the advertisement far the goods or services, all purchases are covered regardless of the amount or location of purchase.) Payments. Send only your payment and the top portion of this statement in the envelope provided. Do not send rash. By sending your dkeck as described above, you authorize us to use information on your check to make an electronic fund transfer from your scomm at the financial institution indicated on your check or to process the payment as a check transaction. It payment is processed as an electronic fund transfer, the transfer will be for the amount of to check. When we use information from you check to make an electronic fund transfer. funds may be withdrew from your account as soon as the same day we receive your payment, end you will not receive you died back from your financial institution. The processing of your payment may be delayed if you send cash, correspondence or other items with your payment, N you send the payment to any char address or N you use an envelope other tart the one provided. Payments received in proper form at our processing fac* by 5PM local lime on any day will be credited to your Accent as of that day. Payments received at our processing facility alter SPM local tine will be credited to ytwrAocount as of the next day. N you have misplaced your envelope, send your payment to Discover, PO Box 6103, Card, Stream. IL 60197-6103. Piease allow 7-10 days for delivery. N your payment is returned unpaid, we reserve the right to resubmit N as an electronic debit. You can pay your minimum payment or a greater amount over the telephone, and you can set up automatic payments. Cal us at 1.800347.2663. You will need this statement and your bank account information. You must et we that sufficient hinds are available in your bank accaxt, and all transactions must comply with U.S law. You will be asked to provide to first 5 digits of your account statement ZIP code. By entering Rose numbers as your electronic signature, you will be agreeing to this authorization to allow us and your bank o deduct each payment you authorize from your bank account, and to initiate debt or credit entries to your bank account, as applicable, to correct an error in the processing of such payment. You must tell us the amount of each payment or you can select an amount such as the Minimum Payment Due or the New Balance on each statement. You can cancel a payment: however we must receive notice at least arms business days in advance of the scheduled payment. You may notify us by phone at 1-800347-26113 or by mat at the address listed in the previous paragraph. It your payments vary in amount, we will tell you on each monthly stateme it when your payment will be made and how much it wil be. You automatic payment amount may be less than indicated an the monttiy statement based on credits or payments applied during the billing cycle. Credit Reporitnp, We may report informaton about your amount to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in you credit report. We normally report the sette and payment history of you Account to credit reporting agendes each month. N you balm hat our report is inaccurate or incomplete, please write us at the following address: Discover. PO Box 15316, Wilmington, DE 19850.5316. Please include your name, address, bane telephone number and Account number. Grace Parkod an purchases (at but 75 days). We begin to impose Periodic France Charges on all eansadions from the Trensedion Date for the transaction as shown on you biting statement, onus a transaction is posted to your Account after to dose of the tilling period in which t occurs, in which case we begin to impose Periodic Finance Charges on that transaction from the first day of be biting period In which 4 is posted to your Account. We cnrnire to impose Periodc Finance Charges until the date you pay your smile New Balance, by making payrenis or receiving credits. However, if you paid the New Balance on you previous billing statement by the Payment Due Date shown on that billing stalanenl and you pay the New Balance by the Payment Due Date on your cu ent billing s0terreni we will not impose Periodic Finance Changes on new purchases, tot is, purchases final appearing on the current billing statement We cal his the 'grace period.' There Is no grace period on balance traslers our cash advances. Minimum France Charge. We will charge you a m inimu t FINANCE CHARGE of $.50 for any biting period in which Periodic Finance Charges of less than $.50 would otherwise be imposed. Annul Fee. If your Account has an annual fee, It will be billed at the beginning of each anniversary year your Account is open. The amount of the fee appears on the statement when the fee is billed. The annual fee is not refundable unless you notify us tlwt you wish to dose your Account within 30 days of the mailing or delivery slate of the statement on which the fee is billed. You will receive this refund even N you use your Card during that period. Periodic Finance Charges. We sot your transactors into groups of purchases. cash advances and ba!.,rrr transient and ten kirh!r vvt H n tr.,nsarti,,m within each tyoun by OhekAnnual Percentage Rate For example, purchases subject o a promotiund rake and purd;.:;us sul.)e.I ;J a star, d rr w old lx sr, u- , •(i m up transaction categories. At the end of each billing period, we compute balances and Periodic Finance Charges for each day of to billing period for each transaction category. We use the following equation to compute Periodic Finance Charges for each transaction category: (Average Dairy Balance) times (days in being period) tines (Daly Periodic Rate). (You may rater to the finance charge summary on your billing statement for these amounts.) Then we add up the Periodic Finance Charges for each transaction category to get the total Periodic Franca Charges for your Account. The Average Daily Balance is shown as zero it, because of the grace period, no Periodic Finance Chagas apply to the balance in a transaM4 We use to Average Daly Balance (including new transactors) method d calculating the balance upon which we impose Periodic France Charges We compute the Average Dally Balance for each transactiah category by adding up all the daily balances in a billig period for a transaction category and divi li g the total by the number of days in to billing period. We compute the daily balance hx each transaction category on each day by first adding the following to the previous day's dairy balance: transactions with a Transaction Date of that day as shown on your billing statement unless the transaction is posted to your Account after the close of the billing period in which it occurs, in which case the transaction will be added to to daily balance as of the first day of the billing period in which t is posted to your Account, fees charged that day and Periodic Fkence Charges accrued an the previous days dairy balance: and by then subtracting any credits and payments that are applied against the balance of the transaction category on that day. In calculating the daily balance for this first day of the billing period, we consider the'prevbus days daily balance' to have been your balance for each transaction category on the Last day of your previous billing period. AN fees changed to your Account are added to the standard purchase transaction category with the exception of Cash Advance Transaction Fee Finance Charges which are added to the applicable cash advance transaction category and Balance Transfer Transaction Fee France Charges which are added to the applicable balance transfer transaction category. When the special rate expires, we nave to unpaid balance of Be balance transfer and the Balance Transfer Transaction Fee Finance Charges to the standard purchase transaction category. However, N to special rate has been terminated under the Default Rare section, we leave the unpaid balance of the balance transfer and the Balance Transfer Transaction Fee Finance Charges in the applicable balance transfer transaction category until the special rate would have expired. For TDD (Tabeomnnnicattons Device for the O"Q assistance, Please call 1-x160347.7449. Discover may monitor and/or record telephos, cab between you and Distuver representatives or quality assurance purposes The Discover` card is issued by Discover Bank, Member FDIC. OlTBK171 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that she is Natasha Szczygiel, LejZal Placement Account Manager (Name) (Title) of DB Servicing _Corporation successor to DES Services LLC, servicing agent for Discover Bank, (Company) plaintiff herein, that she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and belief. f let C (Signature) WWR# 9487904 Timothy M. Krautheim 6011007505514116 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy c??`,.,r ot?xtartl+cr?i? U THE PR0T H 0NO'TA?.f,. Richard W Stewart Solicitor 2012 MAY -8 AM 9: 55 CUMIERLAND COUNT PENNSYLVANIA Discover Bank vs. Timothy M. Krautheim Case Number 2012-2480 SHERIFF'S RETURN OF SERVICE 04/26/2012 06:29 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on April 26, 2012 at 1829 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Timothy M. Krautheim, by making known unto himself personally, at 607 Freedom Road Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $38.00 April 27, 2012 DENNI FRY, DEPU SO ANSWERS, -.` 4z RON R ANDERSON, SHERIFF !c; Crun-,Swe Shen*:f 7ele nott, K-1 t i :. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION r. J u t Discover Bank, Through Its Servicing Agent, r IT C O U ITX DB Servicing Corporation ,. LA ??, _.1;.J I 1i Plaintiff VS. Civil Action No. 12-2480 CIVIL TIMOTHY M KRAUTHEIM PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONTARY: Kindly enter Judgment against the Defendant TIMOTHY M KRAUTHEIM above named, in the default of an Answer, in the amount of $20356.24 computed as follows: Amount claimed in Complaint Less payments / adjustments made Interest on the remaining principa from December 31, 2009 to June 06, @ the interest rate of 29.990% Attorney's fees TOTAL $11784.12 $0.00 1 balance 2012 per annum $8572.12 $0.00 $20356.24 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: vv William T. o cz ,47437 09487904 C A Pi SJS Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 And that the last known address of the Defendant is TIMOTHY M KRAUTHEIM 607 FREEDOM RD MECHANICSBURG, PA 17055 am+ a C0 lb-<Sl awy IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent DB Servicing Corporation Plaintiff vs TIMOTHY M KRAUTHEIM Defendant Case No. 12-2480 CIVIL IMPORTANT NOTICE TO: TIMOTHY M KRAUTHEIM 607 FREEDOM RD MECHANICSBURG, PA 17 1551 Date of Notice: l oti YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717) 249-3166 WELTMAN, WEINBERG & REIS CO., L.P.A. By: Matthew Urban P.A.I. D.# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434-7955 (412) 338-7130 9487904 A PIT M4Z IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff vs. Civil Action No. 12-2480 CIVIL NON-MILITARY AFFIDAVIT TIMOTHY M KRAUTHEIM The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant , TIMOTHY M KRAUTHEIM is not in military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the DMDC does not possess any information indicating that the below individual is in the military service: TIMOTHY M KRAUTHEIM 607 FREEDOM RD MECHANICSBURG, PA 17055 Affiant further states that the averments contained herein are true and correct to the best of Affiant's knowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C.S.A. Section 4904 relating to unsworn falsification to authorities. AFFIANT Department of Defense Manpower Data Center 40 Status Rent t to Service Civil Relief Act Last Name: KRAUTHEIM First Name: TIMOTHY Active Duty Status As Of: Jun-08-2012 Results as of : Jun-08-2012 10:18:53 SCRA2.2.1 Active Duty Start Data Active Duty Erb Data Status Service component On Active Duty On Active Duty Status Date NA NA No NA This response reflects the Individuals' active duty status based on the Active Duty Status Dale Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the Individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Nothled of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notlflcetlon End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. AVV Y4. I Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 at seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: N682BTGKKD IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff vs. Civil Action No. 12-2480 CIVIL TIMOTHY M KRAUTHEIM NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that th o lowing order of Judgment was entered against you on Ulfla T(xx) Assumpsit Judgment in the amount of $20356.24 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration A Prothonotary By: TIMOTHY M KRAUTHEIM 607 FREEDOM RD MECHANICSBURG, PA 17055 Plaintiff's address is: Y c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955