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HomeMy WebLinkAbout12-2505Johnson, Duffle, Stewart & Weidner By: Richard W. Stewart E=? f; a tq.neys for Plaintiff Attorney I.D. No. 18039 p , 301 Market Street `-?'. ,'E =RLANl D Cr,Li1, I P. O. Box 109 t t t? S `Y L ??A l,? Lemoyne, PA 17043-0109 (717) 761-4540 rws@jdsw.com THE BANK OF LANDISBURG, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. 1a'asos OiUll V. REALESTATE REHAB, LLC, CIVIL ACTION - LAW Defendant IN MORTGAGE FORECLOSURE NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defense or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Central Pennsylvania Legal Services 213-A North Front Street Harrisburg, PA 17101 (800) 932-0356 0 - 40 3'R 10 oit myna Johnson, Duffle, Stewart & Weidner By: Richard W. Stewart Attorney I.D. No. 18039 301 Market Street P. O. Box 109 Lemoyne, PA 17043-0109 (717) 761-4540 rws@jdsw.com Attorneys for Plaintiff THE BANK OF LANDISBURG, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. V. CIVIL ACTION - LAW REALESTATE REHAB, LLC, Defendant IN MORTGAGE FORECLOSURE COMPLAINT 1. The Plaintiff, The Bank of Landisburg (hereinafter sometimes referred to as "Mortgagee"), is a Pennsylvania corporation with a principal place of business at 100 North Carlisle Street, Landisburg, Perry County, Pennsylvania. 2. The Defendant, Realestate Rehab, LLC, (hereinafter sometimes called "Mortgagor") is a limited liability company with a principal office at 321 Buford Avenue, Gettysburg, Adams County, Pennsylvania. 3. At all times material to the Plaintiffs cause of action, the Mortgagor has been the owner of a tract of land and the building thereon erected, hereinafter called "Land," located in 626 State Street, Lemoyne Borough, Cumberland County, Pennsylvania. 4. The Land is described in Exhibit A, attached hereto and made a part hereof by reference. 5. On June 9, 2008, in consideration of the loan of One Hundred Ninety-Five Thousand ($195,000.00) Dollars made by the Mortgagee to the Mortgagor, the said Mortgagor executed and delivered to the Mortgagee a Note secured by a Mortgage on the Land obligating the Mortgagor to pay the Mortgagee the principal sum on demand with interest at the rate of 6.75 percent per annum on the unpaid balance and to make monthly payments on account of principal and interest, in the absence of demand, in the amount of One Thousand Four Hundred Eighty-Three Dollars and twenty-three cents ($1,483.23) each together with other terms and conditions set forth in said Mortgage. The Mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, to Instrument Number 200819839. A copy of said Mortgage is set forth in Exhibit B attached hereto and made a part hereof by reference. 6. The Defendant Mortgagor is in default on the Mortgage in that it has failed to make the monthly payments as required from and after August 9, 2011. 7. The Defendant is the present real owner of the Land. 8. The amount due the Plaintiff under the Mortgage is computed as follows: Principal balance $184,160.83 Interest through March 15, 2012 at the rate of 6.75% per annum 2,754.97 Late charges 1,409.04 10% attorney's collection fee 18.832.48 Total $207,157.32 9. The Plaintiff has complied with the provisions of Section 403 of Act No. 6, 41 P.S. 403. WHEREFORE, the Plaintiff demands judgment against the Defendant in the amount of Two Hundred Seven Thousand One Hundred Fifty-Seven Dollars thirty-two cents ($207,157.32), together with interest thereon at the rate of 6.75% per annum from March 15, 2012, and the cost of this suit. JOHNSON, DUFFIE, STEWART & WEIDNER BY: Richard W. Stewart Attorney 1. D. #18039 Johnson, Duffle, Stewart & Weidner 301 Market Street Post Office Box 109 Lemoyne, Pennsylvania 17043 717-761-4540 Attorneys for Plaintiff RWS:bf:488025 VERIFICATION I, ROGER L. BLUMENSCHEIN, Loan Manager of The Bank of Landisburg, the Plaintiff named in the foregoing Complaint, as such I am authorized to make this Affidavit on Plaintiffs behalf and have knowledge of the facts set forth in the foregoing and that said facts are true and correct to the best of my knowledge, information and belief. I understand that false statements made herein are subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification authorities. ROGER L. BLUME CHEIN EXHIBIT A LEGAL DESCRIPTION ALL THAT CERTAIN lot of land situate in the Borough of Lemoyne, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the southerly line of State Street, 105 feet measured northeastwardly along said line from the easterly line of a 20 foot alley; THENCE along said line of State Street, North 40 degrees 49 minutes East, 35 feet to a point; THENCE by the western line of Lot No. 93 on the hereinafter mentioned Plan, South 49 degrees 11 minutes East, 145.6 feet to an iron pin on the northerly line of a 20 foot alley; THENCE by the latter, South 40 degrees 49 minutes West, 35.9 feet to a point; THENCE by a concrete foundation wall and lands now or later of Ruth M. Shaffer, North 49 degrees 11 minutes West, 30.2 feet to a point; THENCE by the same, North 40 degrees 49 minutes East, 0.9 feet to a point; THENCE by the line of Lot No. 91, North 49 degrees 11 minutes West, 115.4 feet to the Southerly line of State Street, the place of BEGINNING. HAVING thereon erected a dwelling house and an apartment building, premises No. 626 State Street, Lemoyne, Pennsylvania. BEING the same property conveyed to Defendant by Deed of Paul E. Deitzel, Jr. and Patricia R. Deitzel, his wife, dated July 21, 1997 and recorded in Cumberland County Deed Book 162 at Page 420. EXHIBIT B MORTGAGE f??1 T 4is 3w4uturrf Made this 9th day of June in the year of our Tom, Two Thousand Eight (2008). BETWEEN REBECCA M. SMITH, unmarried, of Gettysburg, Pennsylvania (hrnirmor called the Mortgagor, party of the first part, AND THE BANK OF I.ANDISBURG, a State banking anacLatio. existing under the law. of the C.-tivealth of Pmusyhania, havigg In principal place of business in the Borough of lsndaburg, Ferry County. Penntylvenia. (Monies., Perry of the second part) WHEREAS, the mid Moryyor, executed and delivered m the Mwtsmsee a Non in the principal mum of ONE HUNDRED NINETY-FIVE THOUSAND ----------------------------------- ($195,000.00)DOLLARS, with interest at the nn set forth in amid Note payable at the time and in the wanner at forth in the aid Non a the office of aid MonsWe (or much other plain u designated is writing by the holder hereof), and oho for the payment from time to time until said debt and lam" be fully paid, of the orcesary premiums and darses on much policy or policies of fin, corm, implosion iawnae, war dames, insurance, or on any and all whet Joanna, which the Mortgagee, In successor aid anismt, rosy demand from time on time spirits: amy other bastards, ea.maltles and comdnpoties, for the further security of the debt hemby secured, upon the buildings and impsovemma described hemia, or any which may hereafter be coded on the premims Eeseribed herein; mid policies of isurace of whatsoever kind to be deposited with the Moryasee, its scorn ore or amens, and transferred by properly registered and approved suiprents with non<ontributory omrtppe clever attached, mod any mnewuls of the am to be famished on mid Mortgyre at least serm (7) days before the capitation of the ante. In the event of loss o decamp, the proceeds of mid in. momee shall be paid to Mortsssee done. Mortgagee is authorized to adjust and comp-rise such lose without the consent of Mortppt, to unhurt , receive and receipt for arch proceeds I. the nude of Mortps. awl Mortgagor, mod to, endorue Mongagors name upon any check in payment thereof. Such proceeds shall be applied mew mimburamens of all mss and empeae of Mortpsee in cohlenies aid proceeds, and toward the payment of all mmwntz payable by Mwtgapr to Mortgagee haunted", and toward the paywast of the indebted. mess secured hereby or any portion thereof, w"t or not thin due or payable, or Moteppe at is option, may apply Will insurance proceeds or any part thereof to the repair or rebtdiding d mid pcemlmn. In the ev or of We of the premises on foreclosure, the ownership of all policies of I...- shall part m the purchaser a mid We and Monppr hereby Appoints, Mortsmpe in amomey.in.fmt, in Mompsoi s name to assign and transfer all such policies no such purchaser. And also, fa the payment, from dime to thee, until mid debt and interest be fully paid, of all cam, ware, mod mover ran and all other elm rpraad.d.i-.msmned a levied at any tires, present or future, by any lawful ssrthorky, upon the property hereby granted, to secum mid obliptioo, which by any present or future law or laws shall lave priority in lien or payment to the debt represented by mid obligation and secured by this Motyep, when and as the mine sIWI booms due and payable, and elm for the exhibition to rid Mortppe, in succewn or aWps, of receipts for d1 eves, weer and sewer remn miceed upon o d-seble to the mapped property, a de office of mid Mortise a, or at such other plan as may be designated by the Monppe I. wririmS. within twenty (20) days alter each tames or even, or mover reran hem been payable at face without the imposition of Interest or penalties, as well u receipts for all whet axes or charges or claims of every kind or nature which by any present or town law or laws my be or become a lien upon the counselled property prior in lien to mid Mortsep, or which maybe w become, by any present or future law or laws, first distributable or allowable or Payable Were aid debt, out of the proceeds of any judicial We for collection of mid debt, or an distributable or allowable or payable me of the proceeds of any other judicial alt, wad I. rase of default of paymmn at afe-id, also fw the Payment of all seas, fees and e:p,- of collating the tame, including an momej. mcnminion of ten per centum (10%) mod proridios further that upon failure of the Morrppr, Mortgapr's Inds or amisgs, to mmiamin mid insurance upon the buildings, or an pay the eve, water rear and awe eau or whet charge, claims or lien as aforesaid, the Moappe, in uncommon and assigns, may Insure the buildingm, or pay such mmes, weer cents and miter met or whet charges, claims or lies, and the sums m advanced by the Mortgagee, is mccenon and assigns, shall be payable by the Mortgagor. Morepsoi s heist ad msigu m the Mortgage, is sucmot. and wipe, and shall be added to and become • pan of the principal debt secured hereby and shall bur interest thereon a the nit sec forth I. mid nos mail paid. Tim Mortgagor herein spas that in the crew of the pomp, *her the doe of this Mortgap, of any law of the Commonwealth of Prowimah, dedactins from the Wue of the land for mention purposes, any lien thereon, or changins in any way the Laws now in force far slue nmloo of un r rope or deter secured thereby, for mare or local purposes, or the manor of the collective of say each eves, an e an mifM the law" of the Mortgages, then the whole of mid principal debt secured by this Mortpp, together with the Interest due deteaa, JWI ter the option of the Mortgagee Intel., immediately became due and PayaMa. The Mortgasor herein further as" that if my Inmalimea of interest be not paid when due, such. Inualiment shall bet interest a the ram set forth in mid anle until paid; in the cam that any payaew, provided for in the Note secured hereby shall herotrre oredue for • period I. racer of file- (IS) days, Monpsor awes to pay a "hte chase" of En ants (10) for each dollar an werdue, for the purpose of defnyins empe.ms incident an beadlins the delinquent payment. And lumber, Monpsor awes nor to convey or wberwhe crosier this to the martpged premises (either kph or equitable) without prior wtimen cam ent by the Mortgagee or the specific transfer. A transfer to the wnivor or devisor or heirs of the Mortgagor in the evens of the Motrpson death shall not come within the prohibition of this covcoses. - NOW THIS INDENTURE WITNESSETH: That the aid . Mottpgor, as well for and In consideration of the aforemid debt and fee the baser mom,ls; the payee.. of the tams, and iaeterr, e-slomafl new the mid Motcppe. Its succesatre or sssisv, and she pay. Went of all premlmmr of insurance, taxes, water ,eon and sewer ants, municipal amesuoenm or charps, u a(oremid, exceeding to the mndkiM of aid abliptiM, ad in dlselrarp thereof, u for and In consideration of the further mum of One ($1.00) Dollar stew Mottgapr i0 Mod well and wly paid by the aid Mortgage, at and before the staling ad delivery of de se presents, the receipt vdamd, is hereby acknowkdpd, MoMapr has gaemd, bargained, sold and cmveyed, and, by ehese presence don grant. bupim, sell and convey mate the mid Mortgagee. Its nmmmn ad strips: ALI. that certain lot ofland situate in the Borough of Lemoyne, Cuntbcrland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the southerly line of State Street, 105 feet measured northeastwardly along said line from the easterly line of a 20 foot alley; thence along said line of State Street, North 40 degrees 49 minutes East, 35 feet to a point; thence by the western line of Lot No. 93 on the hereinafter mentioned Plan, South 49 degrees 11 minutes East, 145.6 feet.to an iron pin on the northerly line of a 20 foot alley; thence by the latter, South 40 degrees 49 minutes West, 35.9 feet to a point; thence by a concrete fowidation wall and lands raw or later of Ruth M. Shaffer, North 49 degrees ) I minutes West, 30.2 feet to a point; thence by the same, North 40 degrees 49 minutes East, 0.9 foot to a point; thence by the line of Lot No. 91, North 49 degrees 11 minutes West, 115.4 feet to the SoutheFly line of State Street, the lace of BEGINNING. HAVING thereon erected a dwelling house and an apartment building, premises No. 626 State Street, Lemoyne, Pennsylvania. BEING the same property conveyed to Mortgagors by decd of Paut E. Deit: el, Jr. and Patricia R. Deit-rel, his wife, dated July 21, 1 1997 and recordeJ in Cumberland County Deed Book 162 at Page 420. TOG EMER with the oceans, allem Forages, ways, where, water eoumes, rights, liberties, pri.0yes, hereditament ad appu saran cm whatmewr 'hernnro belonging as, I. anywise sppessidel j, and the revenkms and remainders, mots, I-. aad profit therm!, and TOGETHER'with all buildings and Imptenemenn of -,y kind and deneription now as, bereaftar erected or placed thereon, including all boilers, heating and lighting appamtus, aim JI oresm, awnings, rages or --a. and mechanical nfrliltdon, and all. each said artery of the interior improvement aad limiters, -bk or immutable, of etery kind rod description I. and upon said promises„ or which may herafar be placed I. or upon the same, as, used is connection nhemwhh; it being understood aad agreed between the parties harvest that the words "land" and/or "premise" whereter they occur in these presents, than be deemed an Include all the fixtures and permad property .hove mentioned aad winged. . TO HAVE AND TO HOLD the mid described la of land, herediumestt and premim hereby granted and cooteyed, with rise appur- ,anan, unto the aid Mortgagee, its successtrs and assigns, m the only proper use and beboof of the aid Mortgagee, its euteemn *ad assigns, FOREVER. PROVIDED, HOWEVER, that in rue of default at .air time, in payment of mid principal debt or men, or of interest or charges or premiums of inmsance, or of soy Pan be-(. when du.eud payable respretltely, by the terms and madhions of hid obligating far the sp a of twenty (20) daysu aforeaid, o n the pedmnt of soy of the cmeasms n m fin inrouser, taus, or water *ad newer rem r charges or claims u aforesaid, the whole of ski prhnlpal debt or sum and interest then unpaid, hull thereupon become due and payable and an action of mortgage forerlomre my be rammenad forthwith co, this Mostpge and prosecuted to judgmeut, a:eradena aad ale (or the eolletion of the whole amount of the mid principal debt and/or intent dietmn remaining -paid, together with all premium d thee, ones and water and sewer tents paid, feet, costs and e:peaaes of strh proceedings, together with an mm-Ws comminion of ten n per mntum (1096). 'All erron in mid proceedings, together with my of, or eaemptkn, or extension of time of payment, which my be given by any Act or Am of Assembly, now to form, or which my be enacted hercr(ner, are- hereby foreter waived and released. In the event of the taking of all or any portion of the pramime in any proceedings -der the power of emlomc danain, the entire award rendered in mch proceedings than be paid at Mortgages, at be applied towed reimbunemear of ell cmta and elpeoees of Mortgagee nation with mid proceedings, and toward the payment of all amounts payable by Mortgagor m Mortgagee hereunder, and towed payment of the indebtedness treated hereby, or my pool- thereof, whether or not that due or Payable, or Mortgagor, at let option, apply mid award, or any Pan thereof, w repair or rebuilding of aid premires. AND PROVIDED further that it is thereby and hereby expressly agreed that in the event of any breach by Mortgagor of any nostrums, condition, or agreement of mid recited obligation, or of this Mortgage, it Dull be lawful for the Mortgagee to enter upon all mod singular the lands, building. and premises herein particularly described and by this Indenture anortsagmd, togahar with the hereditament. cad appurtenances, and each and every part thereof, and to take possession of the same sod of the fixtures, appliances and equipment therein contained, and at base, hold, manage, lease m the Mortgagor or my other person or persons, use and operate the man in such parcels and on such term and for such periods of time as Moregages my deem proper in the sole ducresion of Mortgagee, the Mortgagor sgneiog that Mortgagor shall and will, whenever requested by Mortgagee at at do, assiga, transfer and deliver area Mortgagee, any lease or sublese; and to collect and receive all rents, issues and profits of the mid mortgaged premise and every put therof for which this Indenture shall be a sufficient warrant whether or tam such lest or sublease he bent assigned m Mortgagee, and to make from rime a time, all alterations, renovations, repirs and replacements thereto as may srcm judicious to Mortgagee, and after deducing the tort of any or all such alnntiom, rcnovatioms, regain and replacement and expenses incident to taking sod mining possession of the mortgaged property and the management and operation thereof, and keeping the same property insured, to, apply the residue of such rams, inure and prwfha, if coy, aching as afoterid, at the payment of all evens, charge, claim., mieemmts, water and sewer ream and any other liras that may be prior in lien or payment to the principal debt secured by this Intimater and premiums for sold insurance, with interest thereon, or w the interest and principal due and secured by this Indenture of Mortgage, with all cote and mos cry's fees, in such order or priority, at Mortgagee, In the sole discmiom of Mortgagee, may de a mine, any asaux, law, cusmor or use no the contrary, nossvid.ssmding; it being expressly agreed, however, that the taking of possession by Mortgagee under this provision dull rat relieve any default which easy have been made by Morgagor, or prevent the enforcement of any of the remedie by this Indenture, or by mid secimd obligation, provided in cam of such default,, and it is further expressly understood and agreed that the mmcdin by this Indmsure and mid recited obligation provided for the enfoneaeor of the payment of the principal sum hereby secured, with any adtikions theeto at above provided, together with low" thereon, a hereinbefore specified and for the performance of the covam s, conditions and agreements, rotten and things herein contained, or by this Indenture referred to, rc cumulative and concurrent and my be pursued singly or successively or together a the sole discretion of she Mortgagee, and my be exercised u often as occasion therefor shall occur. AND for the purpose of starring mid possession of mid mortgaged premises to Mortgage, I. the event of any breach a afotemM, Mortgagor doe hereby authorise and empower my summary of any Court of Common Pleas In any County of the Commonwelth of Peem- sylvania, or of any other court there or elsewhere, n attorney fm Mortgagor, a well as for all persons claiming under, by, or through Mortgagor, to sign an agreement for enrccing in my components court an amicable maim In ejectment for possession of the premises mortgaged by this Indenture, mgaher with rise heredhaments and apprrtmmhhaes as well a all figures, appliances and equipment of any nature wherso- ever, now or hereafter installed upon or in amid mortgaged property (without my my of execution or appeal), aminat mid Mortgagor, u well as all persons claiming under, by, or through Mortgagor and therein canfess judgment for the recovery by the Mortgagee of the pnmedon of the mid mortgaged premises togarhar with rise hemditamenev sad apprteroances, as well as all fixture, appliance and equipment of any nature whatsover now, or brasher installed upon or in mid mortgaged property, for which this Indenture (or copy, thereof verified by affi. davit) shall be a sufficient warrant; whattupon If the Mortgagee so derims, a Writ of Possession my be Issued forthwith, without any prior writ or proceeding whatsoever, Mortgagor hereby releasing and agreeing at release she Mortgagee from all errors and defects whameer in meeting such action and/or judgment and in taming a" writ or writs ro be issued, and in any proceeding thereon or cancarniag the come, and hereby agreeing that no writ of error or objection shall be made or taken thereto, provided but the Mortgagee dull have filed in such anion an affidavit by it, or some one on behalf of Mortgagee, setting forth the (acts necessary as authorize the entry of such judgment, according to the term of this Indmsure, of which fan such affidavit shall be coodusire evidence. PROVIDED ALWAYS, NEVERTHELESS, chat if the mid Mortgagor. Mortgagor's heir and anigm, shall and do well and truly pay em camx m be paid uoro the mid Mortgage, its successors and staigm, rise aforesaid debt together with interest as aforesaid, as set forth In the condition of this obligation, and don lumber satisfy and discharge the mm, and the premiums of insurmte aforesaid, and further will, duties each sad every year of the continuance of this Mortgage, comply with all conditions aced requirements for or in respect at all taus, water and sewer rents, charge or claims as aforesaid, all of which the min Mortgagor, for Mortgagor's bein sad assigns, hereby expressly cavmsata, agrec. to do and perform, them sad from thenceforth, u west this presenr Indenture, and the estate hereby granted, as the mid raised obllga- don, shall became void of an effect, anything heariobefon remained m the contrary oawfthmrding. AND PROVIDED FURTHER, and it Is hereby and tbettby especially covemated and agreed that in the vent there is more than am party turned herein a a Mortgagor, the singu(ar word 'Woryagot", wherever occurins betties, shall be domed and taken at mean the plural. AND PROVIDED FURTHER, that an savors. covenants, waivers, options, stipu(atiom, promises, undereakiega, agtoemerts, and rights and bencfks given to, and obligations or Iisbilkin imposed upon, each and an of min parties taro„shag..irhsseh.so.sod.-61ad•duvo?joi y and severally and its, his, her and their, and each of their respective. Men erecutin, admisha tat, su-ts, andCaisigbi. u" It' Sol l IVvw ' ranes+.twvw 1 .111N1A "'.404 Nn4"- - - Mgp4A r hYrg ?Os'grMwor ItYl IN WITNESS WHEREOF, the mid Mortgagor has bermnm sec hand and sal to day and year first. above wrkrea. Wkoms: SEAL) REBECCA M. SMITH __....___............ _.._.__---- -.._----- __.._....._---- ---------- (SEAL) ............................ .......... _._..._..._.__.__..._-------- ._....-.. (SEAL) ._._..._................. .... --------- ____._._.._........... (SEAL) COMMONWEALTH OF PENNSYLVANIA }SS: COUNTY OF MXXCUMBERLAND ) On this 9th day of June A. D.2008. before me, a Notary Public to and for said County and Coaomonwealth,petsorallyapPeared Rebecca M. Smith, unmarried brown to me (or aisfactodly proven) to be the person whom name is submribed m the within Inammeny and acknowledged that she executed the none for the purpou therein contained. IN WITNESS WHEREOF, I have hercunso set my hand and Notarial Seal the day and year almessid. Walary PuMk M/?CotmHidoe Hapim:, NOWAK MM YFMff7F T FM NOW hillillb MMMM iMfAOAW COIMIY My OatnMgglsn 0q*" Jul 811 111011 I hereby certify that the predw address of the Moatppe herein is P.O. Box 1.79, Landisburg, Fenmylrania. 0 _S q C/A _._ etomq for Mortppe ro li C O CzH N r ? U rot O" rot Wq aro w on O 9r .0 r I N 00 oW 0 41 p ?O i 2 u r J 41 O uN st 'tl 14 • to N to .9 COMMONWEALTH OF PENNSYLVANIA I f SS: COUNTY J RECORDED in rim Office for Remoding of Deeds, Mortpgp, ere., in and for the County of b Mortpp Rook Vol. . pap WITNESS MY HAND and Seal of Office this _- -- day of Amo Domino M 4 tl??a 0 50?? ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 200819839 Recorded On 6/13/2008 At 11:04:22 AM * Instrument Type - MORTGAGE Invoice Number - 22947 User ED - RAK * Mortgagor - SMITH, REBECCA M * Mortgagee - BANK OF LANDISBURG * Customer - BEAUCHAT ET AL *FEES STATE WRIT TAX $0.50 STATE JCS/ACCESS TO $10.00 JUSTICE RECORDING FEES - $11.50 RECORDER OF DEEDS AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $38.50 * Total Pages - 5 Certification Page DO NOT DETACH This page is now part of this legal document. I Certify this to be recorded in Cumberland County PA icf ouy? -? 0 ?° RECORDER O D DS 1730 " - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. ?I IIIIII1IIIIIII 1141III SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ?4ttttlr, :?I ?utut?Ffi??lt? ? tt 31 ? 1 riFl i tL Al CCU r' ? 1'. , a v Bank of Landisburg vs. RealEstate Rehab, LLC Case Number 2012-2505 SHERIFF'S RETURN OF SERVICE 04/26/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: RealEstate Rehab, LLC, but was unable to locate them in his bailiwick. He therefore deputized the Sheriff of Adams County, Pennsylvania to serve the within Complaint and Notice according to law. 05/02/2012 02:20 P'M - Adams County Return: And now May 2, 2012 at 1420 hours I, James W. Muller, Sheriff of Adams County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: RealEstate Rehab, LLC by making known unto Becky Smith, adult in charge for RealEstate Rehab, LLC at 321 Buford Avenue, Gettysburg, Pennsylvania 17325 its contents and at the same time handing to her personally the said true and correct copy of the same. 05/15/2012 01:18 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on May 15, 2012 at 1318 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: RealEstate Rehab, LLC, by making known unto Robert Jumper, Tenant at 626 State Street, Apartment 2, Lemoyne, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $69.45 May 17, 2012 110-AH CLINE, DEPUTY SO ANSWERS, z X?az-? RON R ANDERSON, SHERIFF YORKTOWNE BUSINESS FORMS. INC. • PK (717) 845-5955 • FAX (717) 848.8936 DATE RECEIVED SHERIFF'S DEPARTMENT ADAMS COUNTY, PENNSYLVANIA COURTHOUSE, GETTYSBURG, PA 17325 DATE PROCESSED INSTRUCTIONS: See "INSTRUCTIONS FOR SERVICE OF PROCESS BY SHERIFF SERVICE THE SHERIFF" on the reverse of the last (No. 5) copy of this form. Please PROCESS RECEIPT, and AFFIDAVIT OF RETURN type or print legibly, insuring readability of all copies. Do not detach any copies. ACED ENV.Y 1. PLAINTIFF/S/ 2. COURT NUMBER THE BANK OF LAND$SBURG 2012-2505 Civil 3. DEFENDANTS/ 4. TYPE OF WRIT OR COMPLAINT: REALESTATE REHAB, LLC Complaint in Mortgage Foreclosure SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC., TO SERVICE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED OR SOLD. RealEstat:e Rehab, LLC 10 6. ADDRESS (Street or RFD, Apartment No., City, Boro, Twp., State and ZIP CODE) AT 321 Buford Avenue, Gettysburg, PA 17325 7. INDICATE UNUSUAL SERVICE: ? PERSONAL ? PERSON IN CHARGE ? DEPUTIZE ? CERT. MAIL ? REGISTERED MAIL ? POSTED ? OTHER Now, , I, SHERIFF OF ADAMS COUNTY, PA., do hereby deputize the Sheriff of County to execute this Writ and make return therof according to law. This deputation being made at the request and risk of the plaintiff. SHERIFF OF ADAMS COUNTY 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE. NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN-Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction or removal of any such property before sheriff's sale thereof. 9. SIGNATURE of ATTORNEY or other ORIGINATOR requesting service on behalf of: 10. TELEPHONE NUMBER 11. DATE PLAINTIFF i Richard W. Stewartf Es q• ? DEFENDANT ? (717) 761-4540 1 Ormor- Gfr\Jry rvn war- yr ?ntcn?rr v1,11- ¦ - vv 1w I twos I W. oIW.a.vtn r n1.7 "IV,, 12. 1 acknowledge receipt of the writ SIGNATURE of Authorized ACSD Deputy or Clerk and Title 13. Date Received 14. Expiration /XINALK4[date or complaint as indicated above. 4/30/2012 MAY 23 2012 15. 1 hereby CERTIFY and RETURN that I have personally served, ? have served person in charge, ? have legal evidence of service as shown in "Remarks" (on reverse) ? have posted the above described property with the writ or complaint described on the individual, company, corporation, etc., at the address shown above or on the individual, company, corporation, etc., at the address inserted below by handing/or Posting a TRUE and ATTESTED COPY therof. 16. ? 1 herebv certifv and return' a NOT FOUND because I am. unable to locate the individual, company, corporation, etc., named above. (See remarks below) 17. Name and title of individual served 18, A person of suitable age and discretion Read order Becky Smith, adult in charge at time of service then residing in the defendant's usual place of abode. ? ? 19. Address of where served (complete only if different than shown above) (Street or RFD, Apartment No., City, Boro, Twp., 20. Date of Service 21. Time State and ZIP CODE) 5/2/12 2:20PM 22. ATTEMPTS Date MIINs Dep.lnt. Date Mlles Dep.lnt. Date Mlles Dep.lnt. Date Mlles Dep.lnt. Date Mlles Dep.int. 23. Advance Costs 24. 25. 26. 27. Total Costs 28. = REFUND $IM,W fLAtty. 39688 18.00 Pd. 5/9/12 $132.00 Ck. #29186 AFFIRMED and subscribed to before me this day A By X MIi Dsp• Sheriff) (Please Print or Type) Date mel Garcia, Jr. S SigneWre of Sheriff Date SHERIFF OF ADAMS COUNTY - ?? /1-7 I ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE 1 1 39. Date Received 33000026 ( } { 1 ) The within upon , the within named defendant by ntaiiing to by mail, return receipt requested, postage prepaid, ' on the _ a true and attested COPY thereof at The return receipt signed __.----_.-- defendant on the made a part of this return. ( 2 ) Outside the Commonwealth, pursuant to Pa. and attested copy thereof at in the following manner: ( ) (a) to the defendant by { ) registered ( ) certified maid, return receipt requested, postage prepaid, addressee only on the said receipt being returned NOT signed by defendant, but with a notation by the Postal Authorities that Defendant refused to accept the same. The returned receipt and envelope is attached hereto and made a part of this return. And thereafter: { ) (b) To the defendant by ordinary mail addressed to defendant at same address, with the return address of the Sheriff appearing thereon, on the I further certify that after fifteen (1) days from the mailing date, I have not received said envelope back from the Postal Authorities. A certificate of mailing is hereto attached as a proof of mailing. (3) By publication in the Adams County Legal Journal, a weekly publication of general circulation in the County of Adams, Commonwealth of Pennsylvania, and the Gettysburg Times, a daily newspaper published in the County of Adams, Commonwealth of Pennsylvania and having general circulation in said County for successive weeks of _ __ -The Affidavits from said Adams County Legal Journal and Gettysburg Times, are hereto attached and made part of this return. ( 4 ) By mailing to by return receipt requested, postage prepaid, on the a true and attested copy thereof at The Authorities marked is hereto attached. 5 ) Other is hereto attached and R.C.P. 405 (c) (1) (2), by mailing a true returned by the Postal Johnson, Duffle, Stewart & Weidner By: Richard W. Stewart I.D. No. 18039 301 Market Street P. O. Box 109 Lemoyne, Pennsylvania 17043-0109 (717) 761-4540 T L rAtW treys for Plaintiff p? 1: C Y 1-.VA 'l' ??. THE BANK OF LANDISBURG, Plaintiff V. REALESTATE REHAB, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 12-2505 Civil CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Enter judgment by default in favor of the Plaintiff, and against the Defendant, RealEstate Rehab, in the amount of $207,157.32 with interest at the rate of 6.75% per annum from March 15, 2012, and costs, by reason of the failure of the Defendant to enter an appearance or to file an Answer within 20 days of the date of service of the Complaint endorsed with a notice to defend. It is hereby certified that written notice of intention to file this Praecipe was mailed to the Defendant, Rebecca M. Smith, at her last known address on June 6, 2012; said notice being mailed after the default occurred and at least ten (10) days prior to the date of the filing of this Praecipe. A true and correct copy of the aforesaid notice, together with receipts for mailing, are attached hereto and made a part hereof. ? Dated: L kt 9- --&o > 2et :501446 Respectfully submitted, JOHNSON, DUFFIE, STEWART & WEIDNER By: Richard W. Stewart Qk ; (J' So-fd at qWM 2? a 9171 9690 0935 0013 0787 72 Johnson, Duffle, Stewart & Weidner By: Richard W. Stewart Attorney I.D. No. 18039 301 Market Street P. O. Box 109 Lemoyne, PA 17043-0109 (717) 761-4540 rws@jdsw.com Attorneys for Plaintiff THE BANK OF LANDISBURG, Plaintiff V. REALESTATE REHAB, LLC, Defendant NO. 12-2505 Civil CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE TO: Realestate Rehab, LLC, 321 Buford Avenue, Gettysburg, PA 17325 DATE: June b , 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Court Administrator Adams County Courthouse Gettysburg, PA 17325 (717) 337-9846 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JOHNSON, DUFFIE, STEWART & WEIDNER BY: IV Richard W. Stewart :499413 I Beth A. Fetterhoff From: U.S._Postal _Service _ [U.S._Postal_Service@usps.com] Sent: Thursday, June 07, 2012 4:28 PM To: Beth A. Fetterhoff Subject: USPS Shipment Info for 7196 9009 3500 1307 8772 This is a post-only message. Please do not respond. JOHNSON DUFFIE has requested that you receive a Track & Confirm update, as shown below. Track & Confirm e-mail update information provided by the U.S. Postal Service. Label Number: 7196 9009 3500 1307 8772 Service Type: First-Class Certified Mail Shipment Activity Location Date & Time -------------------------------------------------------------------------------- Delivered GETTYSBURG PA 17325 06/07/12 2:21pm Arrival at Unit GETTYSBURG PA 17325 06/07/12 8:22am Depart USPS Sort Facility Processed through USPS Sort Facility Electronic Shipping Info Received Dispatched to Sort Facility Acceptance HARRISBURG PA 17107 HARRISBURG PA 17107 LEMOYNE PA 17043 LEMOYNE PA 17043 06/07/12 06/07/12 4:27am 06/06/12 06/06/12 5:04pm 06/06/12 4:45pm Reminder: Track & Confirm by email Date of email request: 06/07/12 Future activity will continue to be emailed for up to 2 weeks from the Date of Request shown above. If you need to initiate the Track & Confirm by email process again at the end of the 2 weeks, please do so at the USPS Track & Confirm web site at http://www.usps.com/shipping/trackandconfirm.htm USPS has not verified the validity of any email addresses submitted via its online Track & Confirm tool. For more information, or if you have additional questions on Track & Confirm services and features, please visit the Frequently Asked Questions (FAQs) section of our Track & Confirm site at http://www.usps.com/shipping/trackandconfirmfaqs.htm 1 Johnson, Duffle, Stewart & Weidner By: Richard W. Stewart I.D. No. 18039 301 Market Street P. O. Box 109 Lemoyne, Pennsylvania 17043-0109 (717) 761-4540 THE BANK OF LANDISBURG, Plaintiff V. REALESTATE REHAB, LLC, Defendant Attorneys for Plaintiff °LEI OFI ??t ?;T PROTHONOTARY 2012 JUL 10 Al 11: 2 4 CUMBERLAND OUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSY LVANIA NO. 12-2505 Civil CIVIL ACTION - LAW IN MORTGAGE FORECLO AMENDED PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Enter judgment by default in favor of the Plaintiff, and against the Defendant, RealEstate Rehab, amount of $207,157.32 with interest at the rate of 6.75% per annum from March 15, 2012, and costs, by r failure of the Defendant to enter an appearance or to file an Answer within 20 days of the date of se Complaint endorsed with a notice to defend. It is hereby certified that written notice of intention to file this Praecipe was mailed to the Defendz Rehab, LLC, at its last known address on June 6, 2012; said notice being mailed after the default occurred (10) days prior to the date of the filing of this Praecipe. A true and correct copy of the aforesaid notice, receipts for mailing, are attached hereto and made a part hereof. Dated: July 6, 2012 504330 ,LC, in the ison of the ,ice of the RealEstate at least ten :ether with Respectfully submitted, JOHNSON, DUFFIE, STEWART & WEI )NER By:_ Richard W. Stewart t? 4C3 9171 9690 0935 0013 0787 72 Johnson, Duffie, Stewart & Weidner By: Richard W. Stewart Attorney I.D. No. 18039 301 Market Street P. O. Box 109 Lemoyne, PA 17043-0109 (717) 761-4540 rws@jdsw.com THE BANK OF LANDISBURG, Plaintiff V. REALESTATE REHAB, LLC, Defendant NO. 12-2505 Civil CIVIL ACTION - LAW IN MORTGAGE FORECL TO: Realestate Rehab, LLC, 321 Buford Avenue, Gettysburg, PA 17325 DATE: June b 2012 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEI APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COUR YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLES YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MA' BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUI PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO, LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO T? OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGA HELP: Court Administrator Adams County Courthouse Gettysburg, PA 17325 (717) 337-9846 Attorneys for Plaintiff IN THE COURT OF COMMON PL CUMBERLAND COUNTY, PENNS' JOHNSON, DUFFIE, STEWART & WEIDNER Richard W. Stewart OF ANIA IE :499413 Beth A. Fetterhoff From: U.S._Postal _Service _ [U.S._Postal_Service@usps.com] Sent: Thursday, June 07, 2012 4:28 PM To: Beth A. Fetterhoff Subject: USPS Shipment Info for 7196 9009 3500 1307 8772 This is a post-only message. Please do not respond. JOHNSON DUFFIE has requested that you receive a Track & Confirm update, as shown be Track & Confirm e-mail update information provided by the U.S. Postal Service. Label Number: 7196 9009 3500 1307 8772 Service Type: First-Class Certified Mail Shipment Activity Location Date & Time -------------------------------------------------------------------------------- Delivered GETTYSBURG PA 17325 06/07/12 2:21pm Arrival at Unit GETTYSBURG PA 17325 06/07/12 8:22am Depart USPS Sort Facility Processed through USPS Sort Facility Electronic Shipping Info Received Dispatched to Sort Facility Acceptance HARRISBURG PA 17107 HARRISBURG PA 17107 LEMOYNE PA 17043 LEMOYNE PA 17043 06/07/12 06/07/12 4:27am 06/06/12 06/06/12 5:04pm 06/06/12 4:45pm Reminder: Track & Confirm by email Date of email request: 06/07/12 Future activity will continue to be emailed for up to 2 weeks from the Date of Reque t shown above. If you need to initiate the Track &-Confirm by email process again at t e end of the 2 weeks, please do so at the USPS Track & Confirm web site at http://www.usps.com/shipping/trackandconfirm.htm --------------------------------------------------------------------------------- USPS has not verified the validity of any email addresses submitted via its online Track & Confirm tool. For more information, or if you have additional questions on Track & Confirm services and features, please visit the Frequently Asked Questions (FAQs) section of our Track & Confirm site at http://www.usps.com/shipping/trackandconfirmfaqs.htm 1