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Home My WebLink About05-08-121505611185 1500 EX (02-11)(FI) REV - OFFICIAL. USE ONLY PA Department of Revenue County Code Veer Fila Number Sureau orlndivleualTaxes INHERITANCE TAX RETURN 21 11 0879 Po sox zeosot Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW SDCial SeCllrity Number Date Oi Death MMODYYYV Date of Binh MNIDOVVYV 08082011 01191928 Decedent's Last Name Sutfix Decedent's First Name M I BRANDY ROBERT E (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Sutfix Spouse's First Name MI Spouse's Social Security Number FILL IN APPROPRIATE BOXES BELOW THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS ® 1. Original Return ^ 2. Supplemental Return ^ 3. Remainder Return (Date of Death Prior to 12-13-82) ^ 4. Limited Estate ^ 4a. Future Interest Compromise (date of ^ 5. Federal Estate Tax Return Required death after 12-12-82) 6. Decedent Died Teslale ^ 7. Decedent Maintained a Living Trust 1 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) ^ 9. Litigation Proceeds Received ^ 10. Spousal Poverty Cretlit (Date of Death Between 12-31-91 and 1-1-95) ^ 11. Election to Tax under Sec. 9113(A) (Attach Schedule O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number RICHARD C- SNELBAKER 717-697-8528 r_, First Line of Address SNELBAKER 8 BRENNEMANr p•~• Second Line of Address 44 WEST MAIN STREET City or Post Office State ZIP Code MECHANICSBURG PA 17055 USE ONL)G REGISTER T ` _ 07 Zj Sz; f-ri F><' I n y _v~ ce' _z~ ~ ,~ c~~,e~-~ r ~-, ~.~ t, s . - c._._ .y ~, ~ __ j _ { n DATE FILED Correspondent's e-mail address: Under penalties of Derjury. 1 declare that I have examined this relum, inclutling accompanying schedules and statements, and to [he best of my knovAedge and belief it is true, cyyect and complete. Declaration of preparer other then the personal representative is based on all information W which preparer has any knovAetlge. RIC D S• SIMPSON, II, EXEC 426 SOUTH THIRD STREET, SUITE 104 SIG OF EREfjARER OTHER THAN REPRESENTATIVE Lemoyne, P.A 17043 DATE / _~ _~ <'7 ?J C' 1~'i t~~i ~~ _; r1 O Tel RICHARD C• SNELBAKER, ESQUIRE 44 WEST MAIN STREET, MECHANICSBURG PLEASE USE ORIGINAL FORM ONLY pA 17055 1505611185 Side 1 DM4841 3.000 1505611185 1 1505611285 -J REV-1500 EX (FI} Decedent's Social Security Numbcv Oecedenrs Name. BRANDY R OBERT E RECAPITULATION 1. Real Estate (Schedule A) .......................... .. 1. 157 , 4 4 7 • 21 2. Stocks and Bonds (Schedule B) . . . z 153 ,160 •09 3. Closely Held Corporation, Partnership or SoIL~Proprietorship (Schedule C) , 3 ~ • ~ Q 4. Mortgages and Notes Receivable (Schedule D) 4. 0 • ~ 0 5. Cash, Bank Deposits and Miscellaneous Personal Properly (Schedule E) 5. 9 4 5 , 0 31.81 6. Jointly Owned PropeRy (Schedule F) ~ Separate Billing Requested g O • O O 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ~ Separate Billing Requested 7. 56 , 3~2 • 53 8. Total Gross Assets (total Lines 1 through 7) 8 1, 311, 9 41.6 4 9. Funeral Expenses and Administrative Costs (Schedule H), ... ....... . g_ 71, 90 4.66 10. Debts of Decetlent, Mortgage Liabilities, and Liens (Schedule I) 10. 4 76 , 5 3 1 t. Total Deductions (total Lines 9 and 10), _ 11 72 , 381.19 12. Net Value of Estate (Line 8 minus Line 11) .. 1 z 1 , 2 39 , 560.4 5 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (SChedufe J) , 13. ~ . ~ 0 14. Net Value Sub)ect to Tax (Line 12 minus Line 13) 14. 1 , 2 3 9 , 56 0.4 5 TAX CALCULATION • SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount bf Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(12) x .0 _ 0.00 1 s. 0.00 16. Amount of Line 14 t xable o 4~ atllnearratex . 1,239,560.45 1s. 55,780.22 17. Amount of Line 14 taxable at sibling rate X .12 ~ • ~ 0 17. ~ • ~ O 18. Amount of Line 14 taxable at collateral rate X .15 ~• ~ ~ 18. ~• ~ ~ 19. TAX DUE....... .. .... .... 19. Z0. FILL tN THE BOX IF YOU ARE REgUESTINO A REFUND OF AN OVERPAYMENT 1505611285 Side 2 OM464a 3.000 155611285 55,7B0.22 a REV-1500 EX (FI) Page 3 Decedent's ComOlete Address: File Number al, 1, 1, f1A79 DECEDENT'S NAME BRANDY ROBERT E STREET ADDRESS OF SHIREMANSTOWN C ER C UN Y CITY STATE ZIP SH REMANS OWN A 17 11- Tax Payments and Credits 1. TaxDUe(Page2,Line19) (1) _ 55,78Q•22 2. Credits/Payments A. Prior Payments 5 5, 0 0 0.O Q 8. Discount 2, 7 5 Q. Q Q Total Credits(A+B) (2) _ 57,75Q•QQ 3. Interest (3) _ Q•QQ 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in box on Page 2, Line 20 [o requests refuntl. (4) _ 1 , 969.78 5. If Line i + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5J __ _ _ Q . Q Q Make check payable to: REGISTER OF WILLS, AGEf~T. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1, Did decedent make a transfer and: Yes No a. retain the use or Income of the property transferred . . . . . . . . ... . . . . . . . . ^ b. retain the right to designate who shall use the property transferred or its in~me ......... ^ c. retain a reversionary interest .......... .. ................ ^ d. receive the promise for life of either payments, benefits or care? ............... ^ 2. If tleath occurred after Dec. 12, 1982, did decedent transfer property within one year of tleath without receiving adequate consideration? ......................... ^ 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death'? ^ 4. Ditl decedent own an individual retirement account, annuity, or other non-probate property, which contains a beneficiary designation? ... ........ ............. ® ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS VES, YOU MUST COMPLETE SCNEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on a after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or far the use of the surviving Spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)[, The statute does not exempt a transfer to a Surviving spouse from tax, antl the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the survwing spouse is the only beneficiary. For dates of death on or after July 1, 2000' • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the chiltl is 0 percent 172 P.S. §9116(a)(1.2)]. • The tax rate imposetl on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4,5 percent, except as noted in p2 P.S. §9116(a)(1)]. • the tax rate imposed on the net value of transfers to or for the use of the tlecedent's siblings is 12 percent X72 P.S. §9116(a)(1.3)]. Asibling is defined untler Section 9102, as an individual who has at teas( one parent in common with the decedent, whether by blood or adoption. OMO6I] 2000 REV-r 5n2 EX + (Ot-101 pennsylvania OEPPATMENr OF REVENUE INHERITANCE TA%RETURN SCHEDULE A REAL ESTATE ESTATE OF: FILE NUMBER: RoHert E. Brandt 21 11 0879 All real property ownetl solely or as a tenant in common must ha reported at fair market value. Fair market value is defined as the pace at whiUl property would be exchanged between a willing buyer antl a willing seller, neither being competled (o buys sell, both hating reasonable knoMadge d the relevant facts. Real properly that is Jointty-owned wffh right of surWvorshlp must be tliaGoaetl on Schedule F. 9W4695 2.000 If more space is needed, use additional sheets of paper of the same size. REV4503 E%~ (&9B) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE B STOCKS 8r BONDS FILE Robert E. Brandt 21 11 0879 All property jointlyowned with right of survivorship must 6e disclosed on Schedule F. 3W4e96 t.000 (If more space is needed, insert additional sheets of the same size) REV-1506 E%. It 1-t0) pennsylvania SCHEDULE E ofvARTMENroF RevENUE CASH, BANK DEPOSITS, Hi MISC. I"RERIT"NDE rwc RETURN PERSONAL PROPERTY RESIOEM DECEDENT ESTATE OF: FILE NUMBER: Robert E. Brandt 21 11 0879 Include the proceeds of litigation and me date the proceeds ware rerei~ed by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH t. 2000 Cadillac Deville 3,000.00 sale value 2 Belco Community Credit Union 198,927.50 various accounts as follows under account #009370: a. Savings (#S1) $2,674.78 b. Money Market (#S16) $124,093.34 c. Checking (#S4) $7,092.65 d. Money Market (#S6) $720.56 e. Certificate of Deposit $5,569.57 f. Certificate of Depsoit $10,627.70 g. Certificate of Deposit $26,261.65 h. Certificate of Deposit $10,161.34 Z. Certificate of Deposit $11,725.91 3 Cash found in Decedents possession 20.00 4 Citizens Investment Services 120,373.20 IRA, account #L7K000094 5 CUNA Mutual Group 22,912.34 IRA, account #000060127376 6 Encompass of America 182.00 premium refund due the decedent on auto insurance 7 Household goods 632.50 gross proceeds from sale of household goods 8 Jewelry 6,500.00 consisting of ladies 14K yellow gold diamond solitaire, appraised value (see attached appraisal) Total from continuation schedules I 592,484.27 OW46nD 2.000 TOTAL (Also enter on line 5, Recap If more space is needed, use additional sheets of paper of the same size. Estate of: Robert E. Brandt 21 11 0879 Schedule E (Page 2) Item Value at Date No. Description of Death 9 M6T Bank 118,369. 24 various accounts as follows: a. checking account #42680778 $1,919.39 b. Certificate of Deposit account #31003918742791 $30,054.69 c. Certificate of Deposit account #31003917889453 $10,950.76 d. Certificate of Deposit account #31003918742501 $30,248.50 e. Certificate of Deposit account #31003918742585 $45,695.90 10 Merrill Lynch 402,387 .57 investment account, #872-33912 11 MorganStanley SmithBarney 17,176 .05 investment account, #724-11415-19-019 12 MorganStanley SmithBarney 49,733 .47 investment account, #724-11906-15-019 13 Patriot-News 70 .91 subscription refund due the decedent 14 Sports Illustrated 39 .87 subscription refund due the decedent 15 U.S. Treasury 2,156 .00 refund due the decedent on 2011 Final Individual Income taxes {Form 1040) 16 Various coins 615 .15 found in safe depsoit box (see attached listing) 17 Verizon 1,936 .01 pension payment due the decedent Total (Carry forward to main schedule) 592,484.27 REV-1510 EX +(08-09) pennsylvania DEPARTMENT OF REVENUE SCHEDULE G INTER-VIVOS TRANSFERS AND MISC. NON-PROBATE PROPERTY ESTATE OF ' '~~ ""'•"'~^ Robert E. Hrandt 21 11 0879 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. ITEM NUMBE DESCRIPTION OF PROPERTY mAUnrra uwnsor ne*wwsrsaas.r~in vEianarswa ro oecroeNrnw +rE wrecr ma,s=as+T*nn+acom'or rr¢oEeo ran aEU SS.ars DATE OF DEATH VALUE OF ASSET %OF DECD'S INTEREST EXCLUSION is orPLICAB~E TAXABLE VALUE t~ MetLife 26,861.31 100.0000 0.00 26,861.31 annuity, account #060 374 368 VM. Beneficicaries are Jacqueline Maddison and David E. Brandt in equal shares. 2 Western National Life Insurance Company 29,441.22 100.0000 0.00 29,441.22 annuity, account #XP215880. Beneficiaries are Jacqueline L. Iladdison and David E. Brandt in equal shares. TOTAL (Also enter on line >, Recapitulation) $ If more space is nestled, use additions! sheets of paper offhe same size. 9W4fiAF 2.000 REV.,S„Ex. „a°9, SCHEDULE H pennsylvania NUE FUNERAL EXPENSES AND RE DERraTNrENroE VE ADMINISTRATIVE COSTS iw+ERlTrrvcE,~aRETURN RESIDEM DECEDENT ESTATE OF FILE NUMBER Robert E. Brandt 2111 0879 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: t Pathemore Funeral Home balance due for funeral services 270.52 8. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: 38 ,112.78 Name(s) of Personal Represenlalive(s)Richard S Simgson II Street Address 426 South Third Street Suite 104 City Lemoyne State PA ZIP 17093 Year(s) Commission Paid: z. ALlorneyFees Snelbaker & Brenneman, P.C. 7,612.75 3. Family Exemption: (If decedent's address is not the same as Gaimant's, attach explanation.) 3 , 500.00 Claimant David E . Brandt Street Address 124 South Market Street City Shiremanstown State PA ZIP 17011 Relationship of Claimant to Decedent SON 4. Probate Fees: 743.50 5. Accountant Fees: 6. Tax. Return Preparer Fees. 7. 1 Chuck Bricker appraisal fee for household goods 100.00 2 Cumberland Law Journal advertise Executor's Notice 75.00 Total from continuation schedules 21,490.11 TOTAL (Also enter on Line 9, Recapitulation) $ 71 904.66 ewasnc z o0o If more space is needed, use atlditional sheets of paper of the same size. Estate of: Robert E. Brandt 21 11 0879 Schedule H Part 7 (Page 2) 3 David Simpson snow removal 25.00 4 Encompass of America homeowners insurance/umbrella policy for 6 months 321.00 5 interstate Waste Services garbage services 37.02 6 Jim Lenigs Jewelry 6 Coins coin appraisal 20.00 7 Lawnscapes, Inc. lawn care services 429.70 8 Lower Allen Township sewer from 1/1/12 - 4/10/12 110.00 9 Mountz Jewelers jewelry appraisal 95.00 10 PA Landscape Group, Inc. spring clenaup, tan bark and tree/shrub cutting 1,524.15 11 Pathemore Funeral Home death certificates 30.00 12 Pennsylvania American Water water services from 8/30/11 - 4/13/12 369.30 13 PPL Electric electric service from 8/30/11 - 4/30/12 949.85 14 Real Estate settleent charges a. Realtor's commission $9,390.00 b. Transfer tax $1,565.00 c. County/Borough Taxes $780.32 d. Sandra Feigley, mowing $45.00 e. Tax Certification $5.00 f. Home Warranty $705.00 12,490.32 15 Register of Wills filing fee for inheritance Tax Return 15.00 16 Register of Wills short certificate 32.00 Total (Carry forward to main schedule) 16,448.34 __ Estate of: Robert E. Brandt Schedule H Part 7 (Page 3) 17 Rowe's Auction Service commission and hauling fees on sale of household goods 18 RSR Appraisers 6 Analysts real estate appraisal 19 Sandra Feigley basement cleanup, painting and wallpaper removal 20 The Sentinel advertise Executor's Notice 21 Vital Records death certificates 22 Zimmerman's Heating, Plumbing 6 Air Conditioning clean floor drains and open main line to remove blockage 23 Reserve for filing fees, accountant fees and other miscellaneous costs associated with the administration of the Decedent's estate Total (Carry forward to main schedule) 21 11 0879 251.37 350.00 2,700.00 221.40 36.00 483.00 1,000.00 5,041.77 aE~_,S,ZE"^ „^.oa, rc c^ ^ I SCHEDULE I - pennsylvania ceaaxrraerrr of aEVeNUe DEBTS OF DECEDENT, ~~~Ee~rr~celnxaEtunN MORTGAGE LIABILITIES & LIENS ESTATE OF Robert E. Brandt ~ " oe..,,.. dents ~~~,~..ed b~ the decedent prior to death that remained unpaid at the tlate of tleath, including unreimbursed medical expenses. awasnr, zooo If more space is needed, insert additional sheets of the same size. REV-15t3 EX+701-10) Pennsylvania OEPARTMENt OF REVENUE INHERITANCE TA% RETURN RESIDENT DECEDEM SCHEDULE J BENEFICIARIES ESTATE OF: FILE NUMBER: v..t-..,«~ v n....,.,.~.. ~~ t~ noon RELATIONSHIP TO DECEDENr++ v AMOUNT OR SHARE NUMBER IJAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Indude ouln9hl spousal distri6ulions and trensters under Sec. 9176 (a) (1.2).j T. David E. Brandt 124 South Market Street Shiremanstown, PA 17011 MetLi,fe Inventory Value: 13,430.66 Western National Life Insurance Company Inventory Value: 14,720.61 One ;Half of Residue: 591,628.96 Son 619,780.22 ENTER DOLLAR AMOUNTS FOR DISTRIBUTONS SHOWN ABOVE ON LIDS 15 THROUGH 1 8 OF REV-1500 COVER SHEET, AS APP ROPRIATE. II NONTAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBlJ77ONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B. CHARfiAeLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II • ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 73 OF REV-7500 CIJVER SHEET. ; 0.00 ewasAi zoou n more space is neeae4 use atltl¢IOnal sheets of paper of the same size. Estate of: Robert E. Brandt 21 11 0879 Schedule J Part 1 (Page 2) Item No. Description Relation Amount 2 Jacqueline B. Maddison 114 Eaton Place Voorhees, NJ 08043 MetLi.£e Inventory Value: 13,430.66 Western National Life Insurance Company Inventory Value: 14,720.61 One Ralf of Residue: 591,628.96 Daughter 619,780.22 SETTLEMENT STA W,••/~•~w•••~_•.•• ~i.iv'vu. nu<Y~tm TEMENT TIT! EPRO I Brian C. Linsentaach, Esq. B. nPE of LaAN 8 North Baltimore Street Dillsburg. PA 17Q19 ®1.1=HA ~ 2. FMHA ^ 3. coNV.DNINS. 4.'/A ^ 5 cooly ws. Phone (717432-2089 Fax (717)432-6158 5 FILE' NUMBEA: 7. LOAN PIUMBER. 3096 e7fiz MORT. INS CASE NO.: 94fi-7191751-703 C. NOTE: This farm is lurnishetl to give you a statement of nquel satllement vests. Amounts paid to an J by the settlement agent ore shown. Items marked "(p.o.e)"were paid outside the Gosinq they are shown here tar inbrmntien purposes and are not included in the totals. D.NAME AND ADDRESS OF BORROWER: E. NAME AND ADDRESB OF SELLER AARON M. LEIGHOW RICHARD S. eIMPSON, II. EXECUTOR OFTHE ESTATE OF 11 BROADMOOR DRIVE ROBERT E. BRANDY, 124 S. Market SL MECHANICSBURG, PA 17055 Shiremanstown. PA17055 F. NAME AND ADDRESS OF LENDER WELLS FARGO BANK N A. 2707 WELLS FARGO WAY MINNEAPOLIS. MN 554610000 G. PROPERTY LOCATION: 124 5. MARKET STREET SHIREMANBTOWN, PA 17017 H. SETTLEMENTAGENT: BRIAN C. LINSENBACH, ESO. PHONE: (717) 432-2009 L SETTLEMENT DATE Apr 27 2012 Friday Shiremanstown earn. Cumberland Co. TAX PARCELk37-Z3-0555-065 PLACE OF SETTLEMENT: BNORTH BALTIMORE STREET DILLSBURG, PA 17019 11 :00 AM J.SUMMARY OF BORROWER'S TRANSACTION K.SUMMARY OF SELLER'S TRANSACTION 100. Gross Amount DUe From Borrower 400. Gross Amoum Duero Seller :101. Contras sales price 156,50000 401. Contras sdes price 156,500.00 702. Personal Property 402. Persona( Propery ,103. Settlement Charges (line 1400} 8.07728 403. 104. 404. 105. 405. Atllustments foritems paid in advance by se0egs) Adlustmenls fontems pnitl In advance by seller(s) 106. Gy/TOwn tax to 406. Ciy)Town tax tv '707. Count'/Ciytex 4/27)2012 tv 12/31/2012 528.74 407. Count'/Ciy>Fx 4)27J2012 to 12/31J201Z 528.74 100. Assessments to 408. Pssessmente to 109. Bchvat Tnz 4/2?/2012 to 6)30/2012 379.)9 409. SchoolTnx 4/27/2012 to 6/30/2012 379.79 110. to 410. to 17 7. to 411. to 112. SEWER 4/27/2012 to 6/30/2012 38.60 412. SEYJER 4/27/2012 to G/30/2012 38.60 120. Gross Amount Due from Borrower 165.524.49 420. Gross Amount Due to Seller 157,447.21 200. Amounts Paid By Orln Behdf Ol Borrower 500. Reductions In Amount Due Tv Seller 201. Deposit ar earnest money 1,000.00 501. Excess deposit (see instructions) 202. PrincipnlAmount of new loon(s) 126,250.00 502. SeHlemem charges to seller (line 1400) 12,490.32 203. Existing loan(s)taken subject to 503. Existing lven(s)tnken subjectto 204. 509. Payoff of Ficrt Mortgage LOen ~Z05. 505. Pnyafl of Secantl Mortgage Loan 206. 506. 207. 507. 208. 508. 209. 509. Adjustments for items unpaid 4t' seller Adjustments tar items unpaid by seller 210. Ciy/TOwn tax to 570. Ciy/I"own tax to 211, Cauny)Ciytnx to 517. Couny/Ciy lm tc 212. Assessments tv 512. Assessments to 213. SchovlTax to 513. SchaolTmt to 214. tv 57 4. 10 215. to 575. to 216. to 516. to 277. 517. 210. 510. 219. 519. 220. Total Paid bypor Borrower 127.25000 520. Tatel ReduNOn in Amount Due Seller 12.490.32 300. CASH AT SETTLEMENT Framjro BORROWER 600. CASH AT SETTLEMENT Ta/From SELLER 1301. Gross anount duelram borrower(Ime 120} 156,524.99 601. Gross Amountdue Seller (Ilse 420) 157,447.21 302. Less amounts pnitl by(far harrower (line 220) 727.250.00 fi02. Less redutlian in amt. due seller (line 520) 12,490.32 303. Cash®FRDM ^TO Borrower 38.27449 603. Cnsh~TO ^FROM Seller 144,956.139 ~~~~~ e~ra,ore4„~,. >ss~a~~„ ~~a.~ _ SETTLEMENT CHARGES Case # 3095 ]OD. Totd Renl Esteta Broker Fees E 9.390.00 Paid Fram Paid Fram Division of commission (line 700) as lallows: Borrower's Sellers 701. 4.695.00 to LAWYERS RE4L7Y. LLC Funds At Funds At 702. 4.695.00 to KELLER WILLIAMS KEYSTONE REALM Settlement Senlement 703. Commission paid at Settlement 9.?90.00 704. to 000. Items Payable in Connection With Lo¢n 1701. Our origineVOn charge Wells Fmgo Bnnk NA 942.50 Qrom (GFE#1) 002. Your credit ar charge (points)torthe interest rate chasen8 Qmm(GFE k2) B03. Your adjusted onginafion charges to Wells Fargo BankNA (from (GFE A) 942.50 000 804. Apprdsal Fee to Rels VeluaUon (fmm(GFE k3) 555.00 805. CreditAaport to Rels Credit (from (GFE#3) 2332 806. Tax Service to (from (GFE k3) 007. Flcotl cedl5cntion to (from (GFE k3) 000. FHA UPFRONT MIP to W'eUs Fargo Bank NA 1.250.00 009. tc 010. Line 001 D¢ICUlatlan includes to origina0on fee of 8312.50 811. to 012. to 813. tp 814. to 900. Items Required by Lenderto Be Paid in Advance 907. Ddlyinterest charges from 4127/2812 to 511/2012 @ 8 13.4000 /day (from (GFE #10) 53.fi0 902. Mortgage insurance premiurt far 0 months to (from (GFE k3) 903. Homeowner's insurance premium fah ye¢rs to (from (GFE k11) 904. to 1000. P,eserves Deposited with Lentler 1001. Initial depositfor your escrow account (from (GFE N9J 1.090.11 0.00 1002. Homeowmer's insurance 7 Monfis@$ 67.00 /Momh 201.24 1003. Mortgage Insurance 0 Months @ 8 /Month 1004. Property taxes D Months @ $ /March 1005. School ProperryTax 11 Months @ $ 184.69 Rdanth 2.03L59 1006. Cuunry Property Tav 3 Months@1 66.35 /Month 199.05 1007. Aggregate Adlustment 1 533.77 1100- Title Charges 1101. Tide saMres and lender's CUle insurnnw (from (GFE N4) 7,413.75 1702. Senlement or Goring fee to S1ane,Duncan$Linsenbach 45.00 1103. Owners title insumnre to FlR5TAMERIC4N TITLE (tram (GFE k5) 1104. Lender's title insurance tc FlRSTAMERICAN TffLE 1.368.75 1105. Lender's title polity limit 8 126.250.00 1106. Owner's tite policy limtt f 75fi,5D0.00 1107. Agent's poNOn otthe fatal title insurance premium 1.016.44 1100. Underwriter's portion of the mtal UUe insurance premium 35231 1109. to 1110. to 7117. w 1200. Government Recalling end Transfer Charges 1201, Gavemment recording charges Recorder of Deeds (tmm(GFE #7) 162.00 1202, Deed 8 62.00 Mortgage $ 100.00 Release $ 1203. Trensfertexes (from (GFE #B) 1.565,00 1204. GrylCOUnrytnxlstamps Deed81.565.00 Martgnge8 Retarder al Deeds 1205. Slate (erJstamps Deedf 1$65.00 Modgnge8 Recorder of Dee.tls 7,56500 1206. to 1300. AddiUannl Senement Charges 1301. Required services [hatyou can shop for (tram (GFE kfi) 214.00 1302. TRANSACTION FEE to KellerWlliams Keystone 195.00 1303. Flocd (Cite ofLOen) to Wells Fargo Flood SeNiws 19,00 1304 2012 CaunrylBarough Taxes to Judy C. ProwelhTax COlledor 780.32 1305. MOWING to SANDRA FEIGLEY 4540 730fi. TP>(CERTIFICATION to JUDY C. PROWELL 500 7307. ONE YEARHOME WARRAMV to AHS HOME PROCTECTIONPWJ 705.00 1400. Total Settlement Charges (enter an lines 703, Sections J and 502, Secfiens K) _ 8.077.20 12.490.32 Padles agree that nO liab0iry Is aesumM by Settlement Agent /Or the accuracy of In(ormalion fbrnishetl W OtneB as mown an the HUD-1 Senlement SGfement I have carefully revlewetl the HUp-1 Settlement Statemrent and m the best of my knowledge entl belief, it is a true and accurate statement of all receipts and disbursements matle on my account by me in this lransadbn. I further certify that ~ave reACeivedopy dt the HU0.1 Settlement Statement. r~i /;'/ / r F~L' N e~ r-~'-n--fi ~Yeev RtL _ Buyer or 6 ~B rroweks Signature Seller's Signature Buyer's Address 8 Phone: Salters New Atldress 8 Phone: The HUD-[ Settknrent Stateme h l have ed is a true a daccurete account of Nis Vansa<aon.~f have caused m wiN cause the funds to ba disbursed in accordance witn Nis ~ywMjc P statement. / ~ / r i/I~ _ c,~ q_. Settlement Agent Oate ' WARNINGI It is acnmebknowingly make Fdlse atat4menteNNe UnrteC Slates on Nis or any similar loon. Penalties upon conviction can lndudeaMe anO imprisonment FOrtletaiU see Title i6: U5. Ccde Section 1001 and Section 101 o. Comparison ei Good Faith Estimate (GFE) and HUD-1 char es Goad Faith Estimate HUD-7 Charges that Cannot Increase HUD-1 Li ne Number Loan# TiNe# 3095 Our origination charge #BOl 8 94250 $ A4230 Your credNcharge (points for the rote chosen #802 $ 00 $ 00 Your adjusted ariginadan charges # 803 $ 942.50 $ 94250 Transfertexes #1203 S 1,600.00 $ 1,565.00 Cher es that cannot increase more than l0% Gocd Faith Estimate HUD-1 Government rerording charges #7201 $ 16400 $ 162.00 FHA UPFRONT MIP # BOB S 1,25000 $ 1,250.00 Flood (Cite of Lann) # 1303 f 79.00 $ 19.00 Appraisal Fee # 804 8 555.08 $ 555.00 Gedit Report # BOS S 23.32 $ 23.32 Lender's title insurance # 1104 4 7,264.08 f 1.3fiH.75 Title servires and lentler's title insurance 1101 8 550.00 8 45.00 # 0 S 00 S .00 Total g 3,82540 8 3,423.07 Increase bertreen GFE and HUD-1 charges g -402.33 OR n/e Char es that can then a Good Fnifh Estimate HUD-1 Initlal deposilforyour escrow account #1 001 $ 2,463.30 S 1898.11 Daily interest charges #907$ 13.4ey E 201.00 $ 53.fi0 Homeewner's'msurence # 903 8 805.00 f .00 # 0 S .00 S .00 # a a oo s o6 # a s 09 E 6H Loa Terms Your initial teen amount is 4 126.250.00 Yourlonn tens is 30 years Your initial interest rate is 3.875 Vour initial monthly emauM mvedfor prindpel. interest end arcy mortgage insurance is' Y 707.32 includes ~ pdncipal ^ X Interest Mortgage lnsuranre Can your interest rate dse? QX N~Yes. it ten rise tonmaximum of p %.Thefirsf change will be an and can change again every after .Every change date, your interest rate can inueese ardetteese by0 %. U~erihe life of the loon. your interest rate is guerenteedto neverbe lower Ihan0 %or higher than0 Even paying on Ume. ten your balance rise4 X NoOYes, dean rise toamndmum of$ .00 Even Tyau make pnymems on Nme, ten your monthly amount owedforprincipal, interest end modgnge insurance rise? ~X NaQYes, the first incxeese can be on end the monNy amount owed ten rise tat 00 Themaximum it ten evenise to is$ DO Dees your loan have aprepnyment penalty? X Na Yes. your mexmum prepnymentpenaltyisS .80 Doesyeurlaan haveaballoan payment? QX NcQVes, youwillhave a6alloon payment of4 .DO due in 0 years on Total monthly amount owed, including esnow OYou da net haveamunthly esuow payment taritems such as taxes and homeawnef s Insurance. You must pay these items yourself. ~X You have an eddilionnl monthy escrow payment off 310.12 That results inamtal ini5el monthly amount of$ 1025.44This intludes principal, interest anymnrtgage insurance, end items checked below. ~X Property taxes OHOmeowners Insurance ~Flocd insurance a Note' If yeu have ary questions about the SeMement Ch urges end Loen Terms an this form, please contact your lender Previous edifions ere obsolete Pege3of3 HVD-1 SETTLEMENT STATEMENT LINE 1101 DETAIL FEE DESCRIPTION $25.00 OvemightMail $20.00 Notary Fee $1,368.75 Title Seazch/Insuranae PAYABLE TO Fed-Ex Brian C. Linsenbach First American Title Total Fees Dne on Line 1101: $1,413.75 ~._........_,. . ,..,...,, ,.,,.. _ „r,,. ,,,....6., .~.,..,.~.,~ Calculated Value of Your Paper Savings Bond(s) Calculator Results for Redemption Date 08/2011 C~ /CU JEr~.~ rn~c i vi . Tota! Price Total Value Total Interest YTD Interest $60,587.50 $142,961.45 $82,373.95 $4,267.34 Bonds: 1-221 of 221 Serial # Series Denom Issue pate Next Accrual FinaE Maturity Issue Price Interest Interest Rate Value Note L2123435899E E $50 06/1978 06/2008 $37. 50 $176. 38 $213.88 MA L159767521EE EE $50 01/1984 01/2012 01/2014 $25. 00 $79. 44 4. 00% $104.44 L158126308EE EE $50 12/1983 1Z/2011 12/2013 $25. 00 $79. 44 4. 00% $104.44 L158071611EE EE $50 12/1983 12/2011 12/2013 $25. 00 $79 .44 4. 00% $104.44 L153089927EE EE $50 11/1983 11/2011 11/2013 $25. 00 $79 .44 4. 00% $104.44 L150698975EE EE $50 10/1983 10/2011 10/2013 $25. 00 $79. 44 4. 00% $104.44 L150654033EE: EE $50 10/1983 10/2011 10/2013 $25. 00 $79 .44 4. 00% $104.44 L148760984EE: EE $50 09/1983 09/2011 09/2013 $25. 00 $79 .44 4. 00 % $104.44 L147434235EE EE $50 08/1983 02/2012 08/2013 $25. 00 $81 .54 4. 00% $106.54 L145495998EE: EE $SO 08/1983 02/2012 08/2013 $25. 00 $81 .54 4. 00% $106.54 L144332277EE: EE $SO 07/1983 01/2012 07/2013 $25. 00 481 .54 4. 00% $106.54 L138204060EE: EE $50 06/19$3 12/2011 06/2013 $25. 00 '.$81 .54 4. 00% $106.54 L138185161EE= EE $50 06/1983 12/2011 06/2013 $25. 00 $81 .54 4. 00% $106.54 L138174487EE EE $50 05/1983 11/2011 05/2013 $25. 00 '.81 .54 4. 00 % $106.54 L136207803EE= EE $50 04/1983 10/2011 04/2013 $25. 00 :b85 .24 1. 42% $110.24 L136190375EE EE $50 04/1983 10/2011 04/2013 $25. 00 :$85 .24 1. 42% $110.24 L128404762EE EE $50 03/1983 09/2011 03/2013 $25. 00 :85 .24 1. 42% $110.24 L128375806EE EE $50 02/1983 02/2012 02/2013 $25. 00 $107 .08 4. 00% $132.08 L128351968EE EE $50 02/1983 02/2012 02/2013 $25 .00 $107 .08 4 .00% $132.08 L121964574EE EE $50 01/1983 01/2012 01/2013 $25 .00 $107 .08 4 .00% $132.08 L121921132EE EE $50 12/1982 12/2011 12/2012 $25 .00 $107 .08 4 .00 % $132.08 L116125655EE EE $50 12/1982 12/2011 12/2012 $25 .00 $107 .08 4 .00% $132.08 L11611101ZEE EE $50 11/1982 11/2011 11/2012 $25 .00 $107 .08 4 .00% $132.08 L113568404EE EE $50 10/1982 10/2011 10/2012 $25 .00 $113 .42 4 .00 % $138.42 L113562578EE EE $50 10/1982 10/2011 10/2012 $25 .00 $113 .42 4 .00% $138.42 L113538659EE EE $50 09/1982 09/2011 09/2012 $25 .00 $113 .42 4 .00% $138.42 L102705406EE EE $50 08/1982 02/2012 08/2012 $25 .00 $116 .18 4 .00% $141.18 L105127060EE EE $50 08/1982 02/2012 08/2012 $25 .00 $116 .18 4 .00% $141.18 L102699369EE EE $50 07/1982 01/2012 07/2012 $25 .00 $116 .18 4 .00% $141.18 L102644774EE EE $SO 06/1982 12/2011 06/2012 $25. 00 $;116 .18 4. 00% $141.18 L96584880EE EE $50 06/1982 12/2011 06/2012 $25 .00 $'116 .18 4 .00% $141.18 L96551976EE EE $50 05/1982 11/2011 05/2012 $25. 00 $116 .18 4. 00% $141.18 L96504639EE EE $50 04/1982 10/2011 04/2012 $25 .00 $116 .18 4 .00% $141.18 L96510316EIE EE $50 04/1982 10/2011 04/2012 $25 .00 $116 .18 4. 00 % $141.18 L88489764EE EE $50 03/1982 09/2011 03/2012 $25 .00 $116 .18 4 .00% $141.13 L88440369EE EE $50 02/1982 02/2012 02/2012 $25 .00 x,119 .02 4 .00% $144.02 L88424302EE EE $50 02/1982 02/2012 02/2012 $25. 00 $119 .02 4. 00 % $144.02 L87599376EE EE $50 01/1982 01/2012 01/2012 $25 .00 >119 .02 4 .00% $144.02 L87572318EE EE $50 12/1981 12/2011 12/2011 $25. 00 $iL9 .02 4. 00% $144.02 L83116377E:E EE $50 12/19$1 12/2011 12/2011 $25 .00 $119 .02 4 .00% $144.02 L83108478E:E EE $50 11/1981 11/2011 11/2011 $25. 00 $119 .02 4. 00% $144.02 L79296031EE EE $50 10/1981 10/2011 10/2011 $25 .00 $119 .02 4. 00% $144.02 L79279373E:E EE $50 10/1981 10/2011 10/2011 $25. 00 $119 .02 4. 00% $144.02 http://www.treixsurydirect.gov/BC/S$CPrice 9/28/201 _...._.. . _ ................r...,,....~., .,,,....~°~ rage ~ or L76675419EE EE $50 09/1981 09/2011 09/2011 $25. 00 $119. 02 4.00 % $144.02 L73422196EE EE $50 08/1981 08/2011 $25. 00 $12:1. 90 $146.90 L70654488EE EE $50 08/1981 08/2011 $25. 00 $121. 90 $146.90 L70629672EE EE $50 07/1981 07/2011 $25. 00 $121. 90 $146.90 L66000577EE EE $50 06/1981 06/2011 $25. 00 $121. 90 $146.90 L68409460EE EE $50 06/1981 06/2011 $25. 00 $121. 90 $146.90 L58392739EE EE $50 05/1981 05/2011 $25. 00 $121, 90 $146.90 L68351330EE EE $50 04/1981 04/2011 $25. 00 $1:!8. 44 $153.44 L50279290EE EE $50 04/1981 04/2011 $25. 00 $1:!8. 44 $153.44 L50259075EE EE $50 03/1981 03/2011 $25. 00 $128. 44 $153.44 L48829273EE EE $50 02/1981 02/2011 $25. 00 $128. 44 $153.44 L48858661EE EE $50 02/1981 02/2011 $25. 00 $12$. 44 $153.44 L46227191EE EE $50 01/1981 01/2011 $25. 00 $128. 44 $153.44 L46191768EE EE $50 12/1980 12/2010 $25. 00 $1:28. 44 $153.44 L41830006EE EE $50 12/1980 12/2010 $25. 00 $1:28. 44 $153.44 L41821276EE EE $50 11/1980 11/2010 $25. 00 $128. 44 $153.44 L30652891EE EE $50 10/1980 10/2010 $25. 00 $142. 40 $167.40 L29324442EE EE $50 10/1980 10/2010 $25. 00 $142. 40 $167.40 L30619596EE EE $50 09/1980 09/2010 $25. 00 $142. 40 $167.40 L29291365EE EE $50 08/1980 08/2010 $25. 00 $142. 40 $167.40 L28888049EE EE $50 08/1980 08/2010 $25. 00 $142 .40 $167.40 L28887135EE EE $SO 07/1980 07/2010 $25. 00 $142 .40 $167.40 L15050893EE EE $50 06/1980 06/2010 $25. 00 $142 .40 $167.40 L32225268EE EE $50 06/1980 06/2010 $25. 00 $142 .40 $167.40 L15051609EE EE $50 05/1980 05/2010 $25. 00 $142 .40 $167.40 L454481607EE EE $50 09/1990 09/2011 09/2020 $25. 00 $46 .18 4.00% $71.18 L454481608EE EE $50 09/1990 09/2011 09/2020 $25. 00 $46 .18 4.00% $71.18 L454372977EE EE $50 08/1990 02/2012 08/2020 $25. 00 $47 .60 4.00% $72.60 L454327564EE EE $50 08/1990 02/2012 08/2020 $25. 00 $47 .60 4.00% $72.60 L454256468EE EE $50 07/1990 01/2012 07/2020 $25. 00 $47 ,60 4.00% $72.60 L454176155EE' EE $50 06/1990 12/2011 06/2020 $25. 00 $47 .60 4.00% $72.60 L454130003EEI EE $50 06/1990 12/2011 06/2020 $25. 00 $47 .60 4.00% $72.60 L454052389EE: EE $50 05/1990 11/2011 05/2020 $25 .00 9>47 ,60 4.00% $72.60 L453946704EE: EE $50 04/1990 10/2011 04/2020 $25. 00 ~p47 .60 4.00 % $72.60 L453918150EE: EE $SO 04/1990 10/2011 04/2020 $25. 00 $47 .60 4.00 % $72.60 L451769146EE: EE $50 03/1990 09/2011 03/2020 $25 ,00 '.$47 .60 4.00% $72.60 L451680066EE: EE $50 02/1990 02/2012 02/2020 $25 .00 X549 .04 4.00% $74.04 L451658421EE: EE $50 02/1990 02/2012 02/2020 $25 .00 :549 .04 4.00% $74.04 L449300520EE: EE $50 01/1990 01/2012 01/2020 $25 .00 :549 .04 4.00% $74.04 L449215280EE EE $50 12/1989 12/2011 12/2019 $25 ,00 :549 .04 4.00 % $74.04 L433287601EE EE $50 12/1989 12/2011 12/2019 $25 .00 '549 .04 4.00% $74.04 L433209869EE= EE $50 11/1989 11/2011 11/2019 $25. 00 $49 .04 4.00% $74.04 L433128405EE EE $50 10/1989 10/2011 10/2019 $25 .00 $49 .04 4.00% $74.04 L432366263EE EE $50 10/1989 10/2011 10/2019 $25. 00 $49 ,04 4.00 % $74.04 L432327356EE EE $50 09/1989 09/2011 09/2019 $25 .00 $49 .04 4.00% $74.04 L430894053EE EE $50 08/1989 02/2012 08/2019 $25. 00 $50 .52 4.00 % $75.52 L430864557EE EE $50 08/1989 02/2012 08/2019 $25. 00 $50 .52 4.00% $75.52 L430840777EE EE $50 07/1989 01/2012 07/2019 $25 .00 $50 .52 4.00 % $75.52 L427852605EE EE $50 06/1989 12/2011 06/2019 $25. 00 $50 .52 4.00% $75.52 L427816851EE EE $50 06/1989 12/2011 06/2019 $25 .00 $50 .52 4.00 % $75.52 L425775792EE EE $50 05/1989 11/2011 05/2019 $25. 00 $50 .52 4.00% $75.52 L405751779EE EE $50 04/1989 10/2011 04/2019 $25 .00 $50 .52 4.00% $75.52 L405715974EE EE $50 04/1989 10/2011 04/2019 $25. 00 $50 .52 4.00% $75.52 L406640564EE EE $50 03/1989 09/2011 03/2019 $25. 00 $50 .52 4.00 % $75.52 L405551291EE EE $50 02/1989 02/2012 02/2019 $25. 00 $52 .04 4.00% $77.04 L405521543EE EE $50 02/1989 02/2012 02/2019 $25. 00 $52 .04 4.00% $77.04 L405460522EE EE $50 01/1989 01/2012 01/2019 $25. 00 $52 .04 4.00% $77.04 L402798690EE EE $50 12/1988 12/2011 12/2018 $25. 00 $52. 04 4.00% $77.04 L402745387EE EE $50 12/1988 12/2011 12/2018 $25. 00 $52 .04 4.00% $77.04 MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA ittp://www.treasurydirect.gov/BC/SBCPrice 9/28/201 ~ai~uiaicu v aiuc vi i vui r apci ~aviu~a uvuu~~/ rake ~ ui . L399573384EE EE $50 11/1988 11/2011 I1/2018 $25.00 $52.04 4.00% $77.04 L383405622EE EE $50 10/1988 10/2011 10/2018 $25. 00 $52.04 4.00% $77.04 L383367624EE EE $50 10/1988 10/2011 10/2018 $25. 00 $52.04 4.00% $77.04 L383318535EE EE $50 09/1988 09/2011 09/2018 $25. 00 $52.04 4.00% $77.04 L381996406EE EE $60 08/1988 02/2012 08/2018 $25. 00 $53. 58 4.00% $78.5$ L377550642EE EE $50 08/1988 02/2012 08/2018 $25. 00 $53. 58 4.00% $78.58 1377499863EE EE $50 07/1988 01/2012 07/2018 $25. 00 $53. 58 4.00 % $78.58 L376549649EE EE $50 06/1988 12/2011 06/2018 $25. 00 $_`13. 58 4.00 % $78.58 L376512243EE EE $50 06/1988 12/2011 06/2018 $25. 00 $`_13. 58 4.00 % $78.58 L372460204EE EE $50 05/1988 it/2011 05/2018 $25. 00 $`13. 58 4.00 % $78.58 L372114336EE EE $50 04/1988 10/2011 04/2018 $25. 00 $`.13. 58 4.00 % $78.58 L372075870EE EE $50 04/1988 10/2011 04/2018 $25. 00 $.`13. 58 4.00 % $78.58 L359128032EE EE $50 03/1988 09/2011 03/2018 $25. 00 $.'13. 58 4.00% $78.58 L359002107EE EE $50 02/1988 02/2012 02/2018 $25. 00 $55. 16 4.00% $80.16 L355886981EE EE $50 02/1988 02/2012 02/2018 $25. 00 $!55. 16 4.00% $80.16 L355807641EE EE $50 01/1988 01/2012 01/2018 $25. 00 $:55. 16 4.00% $80.16 L353432076EE EE $50 12/1987 12/2011 12/2017 $25. 00 $55. 16 4.00 % $50.16 L353379896EE EE $50 12/1987 12/2011 12/2017 $25. 00 $55. 16 4.00% $80.16 L353307348EE EE $50 11/1987 11/2011 11/2017 $25. 00 $55. 16 4.00% $80.16 L348843248EE EE $50 10/1987 10/2011 10/2017 $25. 00 $55. 16 4.00 % $80.16 L348797254EE EE $SO 10/1987 10/2011 10/2017 $25. 00 $55. 16 4.00 % $80.16 L348717204EE EE $50 09/1987 09/2011 09/2017 $25. 00 $55. 16 4.00 % $80.16 L339502962EE EE $50 08/1987 02/2012 08/2017 $25. 00 $56. 76 4.00% $81.76 L331500230EE EE $SO 08/1987 02/2012 08/2017 $25. 00 $56. 76 4.00% $81.76 L331437991EE EE $50 07/1987 01/2012 07/2017 $25. 00 $56. 76 4.00% $81.76 L331296776EE EE $50 06/1987 12/2011 06/2017 $25 .00 $'.56. 76 4.00% $81.76 L331331482EE EE $50 06/1987 12/2011 06/2017 $25 .00 $56. 76 4.00% $81.76 L331230681EE EE $50 05/1987 11/2D11 05/2017 $25 .00 $56. 76 4.00% $81.76 L324325118EE EE $50 04/1987 10/2011 04/2017 $25 .00 $56. 76 4.00% $81.76 L324307438EE EE $50 04/1987 10/2011 04/2017 $25 .00 $56. 76 4.00% $81.76 L323731852EE'. EE $50 03/1987 09/2011 03/2017 $25 .00 P56. 76 4.00% $81.76 L314489551EE: EE $50 02/1987 02/2012 02/2017 $25 .00 $58. 40 4.00 % $83.40 L314518170EE: EE $50 D2/1987 02/2012 02/2017 $25 .00 !58. 40 4.00% $83.40 L313439282EE: EE $50 01/1987 01/2012 01/2017 $25 .00 :$58. 40 4.00 % $83.40 L292688197EE EE $50 12/1986 12/2011 12/2016 $25 .00 '58. 40 4,00 % $83.40 L292657882EE° EE $50 12/1986 12/2011 12/2016 $25 .00 '$58. 40 4,00% $83.40 L291656443EE: EE $50 11/1986 11/2011 11/2016 $25 .00 $58. 40 4.00% $83.40 ~L285087504EE EE $50 10/1986 10/2011 10/2016 $25 .00 $67 .74 4,00% $92.74 L285042326EE EE $SO 10/1986 10/2011 10/2016 $25 .00 $67. 74 4.00 % $92.74 ~ LZ85026186EE EE $50 09/1986 09/2011 09/2016 $25 .00 $67 .74 4.00% $92.74 L277721077EIE EE $SO 08/1986 02/2012 08/2016 $25 .00 $69 .60 4.00% $94.60 L277711095EIE EE $SO 08/I986 02/2012 08/2016 $25 .00 $69 .60 4,00% $94.60 L2776679DDEE EE $50 07/1986 01/2012 07/2016 $25 .00 $69 .60 4.00% $94.60 L269631835EE EE $50 06/1986 12/2011 06/2016 $25 .00 $69 .60 4.00% $94.60 ~L269670492EE EE $50 06/1986 12/2011 06/2016 $25 .00 $69 .60 4.00% $94.60 L267779597EE EE $50 05/1986 11/2011 05/2016 $25 .00 $69 .60 4.00% $94.60 L266643904EE EE $50 04/1986 10/2011 04/2016 $25 .00 $69 .60 4.00 % $94.60 L266643639EE EE $50 04/1986 10/2011 04/2016 $25 .00 $69 .60 4.00% $94.60 L266524391EE EE $50 03/1986 09/2011 03/2016 $25 .00 $69 .60 4.00% $94.60 L263885905EE EE $50 02/1986 02/2012 02/2016 $25 .00 $71 .50 4.00°/a $96.Sa L263845424EE EE $50 02/1986 02/2012 02/2016 $25 .00 $71 .50 4.00°/a $96.50 L262780717EE EE $50 01/19$6 01/2012 01/2016 $25 .00 $71 .50 4.00% $96.50 L255001764EIE EE $50 12/1985 12/2011 12/2015 $25 .00 $71 .50 4.00% $96.50 L254933330E:E EE $50 12/1985 12/2011 12/2015 $25 .00 $71 .50 4.00 % $96.50 L251223022E:E EE $50 11/1985 11/2011 11/2015 $25 .00 $71 .50 4.00% $96.50 L251149224E:E EE $50 10/1985 10/2011 10/2015 $25 .00 $71 .50 4.00% $96.50 L250469396E:E EE $50 10/1985 10/2011 10/2015 $25 .00 $71 .50 4.00 % $96.50 L250430934E:E EE $50 09/1985 09/2011 09/2015 $25 .00 $71 .50 4.00% $96.50 L250354821E:E EE $50 08/1985 02/2012 08/2015 $25 .00 $73 .42 4.00 % $98.42 http://www.treasurydirect.gov/BC/SBCYrice 9/28/201 .. u..,.....w.. . u.u., v. . vu, . u~... vu. u.~° uvuu~°~ YdgC W L1I L250388252EE EE $50 08/1985 02/2012 08/2015 $25.00 $73. 42 4.00 % $98.42 L165214476EE EE $50 07/1985 01/2012 07/2015 $25.00 $73. 42 4.00% $98.42 L225887804EE EE $50 06/1985 12/2011 06/2015 $25.00 $73. 42 4.00% $98.42 L220138539EE EE $50 06/1985 12/2011 06/2015 $25. 00 $73. 42 4.00% $98.42 L220092838EE EE $50 05/1985 11/2011 05/2015 $25,00 $73. 42 4.00% $98.42 L215309049EE EE $50 04/1985 10/2011 04/2015 $25,D0 $73. 42 4.00 % $98.42 1214135573EE EE $50 04/1985 10/2011 04/2015 $25. 00 $73. 42 4.00% $98.42 L214083066EE EE $50 03/1985 09/2011 03/2015 $25.00 $7'3. 42 4.00% $98.42 L209388361EE EE $50 02/1985 02/2012 02/2015 $25, 00 $75. 40 4.00% $100.40 L209367S28EE EE $SO 02/1985 02/2012 02/2015 $25. 00 $75. 40 4.00% $100.40 L207588792EE EE $SO 01/1985 01/2012 01/2015 $25. 00 $75. 40 4.00% $100.40 L198751400EE EE $50 12/1984 12/2011 12/2014 $25. 00 $75. 40 4.00 % $100.40 L207496699EE EE $50 12/1984 12/2011 12/2014 $25. 00 $75. 40 4.00 % $100.40 L198692564EE EE $50 11/1984 11/2011 11/2014 $25. 00 $75. 40 4.00% $100.40 L193973969EE EE $50 10/1984 10/2011 10/2014 $25. 00 $:15. 40 4.00% $100.49 L194492269EE EE $50 10/1984 10/2021 10/2014 $25. 00 $:75. 40 4.00% $100.40 L193939812EE EE $50 09/1984 09/2011 09/2014 $25. 00 $'75. 40 4.00% $100.40 L192377041EE EE $SO 08/1984 02/2012 08/2014 $25. 00 $77. 40 4.00 % $102.40 L192397457EE EE $SO 08/1984 02/2012 08/2014 $25. 00 $77. 40 4.00% $102.40 L191350267EE EE $50 07/1984 01/2012 07/2014 $25. 00 $77. 40 4,00% $102.40 L185173557EE EE $50 06/1984 12/2011 06/2014 $25. 00 $77. 40 4.00% $102.40 L182507034EE EE $50 06/1984 12/2011 06/2014 $25. 00 $77. 40 4.00 % $102.40 L181384927EE EE $50 05/1984 L1/2011 05/2014 $25. 00 $77, 40 4.00 % $102.40 L172931516EE EE $50 04/1984 10/2011 04/2014 $25. 00 $77. 40 4.00% $102.40 L172912428EE EE $SO 04/1984 10/2011 04/2014 $25. 00 $77. 40 4.00 % $102.40 L164859152EE EE $50 03/1984 09/2011 03/2014 $25. 00 $77. 40 4.00% $102.40 L164798976EE EE $50 02/1984 02/2012 02/2014 $25. 00 $79. 44 4.00% $104.44 L159831766EE EE $50 02/1984 02/2012 02/2014 $25. 00 $79 .44 4.00% $104.44 K77458135EE EE $75 09/1987 09/2011 09/2017 $37. 50 $82 .74 4.00% $120.24 K72685613EE1 EE $75 03/1987 09/2011 03/2017 $37. 50 $85 .14 4.00 % $122.64 Kb7104036EE! EE $75 09/1986 09/2011 09/2016 $37. 50 $].01 .61 4.00% $139.11 K63615676EE: EE $75 03/1986 09/2011 03/2016 $37. 50 $].04 ,40 4.00% $141.90 K53977552EE: EE $7S 08/1985 02/2012 08/2015 $37. 50 $].10 .13 4.00% $147.63 K50711173EE: EE $75 02/1985 02/2012 02/2015 $37. 50 $113 .10 4.00% $150.60 K47093705EE: EE $75 08/1984 02/2012 08/2014 $37. 50 $:116 .10 4.00% $153.60 K40047011EE: EE $75 02/1984 02/2012 02/2014 $37 .50 $119 .16 4.00% $156.66 K36626211EE: EE $75 07/1983 01/2012 07/2013 $37. 50 $122 ,31 4.00% $159.$1 K19769328EE EE $75 01/1983 01/2012 01/2013 $37 .50 $160 .62 4.00% $198.12 K23056484EIE EE $7S 07/1982 01/2012 07/2012 $37 .50 $174 .27 4.00 % $211.77 K22216128EE EE $75 01/1982 01/2012 01/2012 $37. 50 $178 .53 4.00% $216.03 C263189537EE EE $100 01/1991 01/2012 01/2021 $50 .00 $92 .36 4.00% $142.36 C280082632EIE EE $100 01/1991 01/2012 01/2021 $50. 00 $92 .36 4.00% $142.36 C279988694EE EE $100 12/1990 12/2011 12/2020 $50 .00 $92 .36 4.00% $142.36 C265316301E'E EE $100 12/1990 12/2011 12/2020 $50 .00 $92 .36 4.00 % $142.36 C265191900EE EE $100 11/1990 11/2011 11/2020 $50 ,00 $92 .36 4,00% $142.36 C258676740EE EE $100 11/1990 11/2011 11/2020 $50 .00 $92 .36 4,00% $142.36 C258542263EE EE $100 10/1990 10/2011 10/2020 $50 .00 $92 .36 4.00% $142.36 C258475918EE EE $100 10/1990 10/2011 10/2020 $50 .00 $92 .36 4,00% $142.36 X2189141EE EE $10,000 08/1992 02/2012 08/2022 $5,000 .00 $8,412 .00 4,00% $13,412.00 X2185733EE EE $10,000 08/1992 02/2012 08/2022 $5,000 .00 $8,412 .00 4.00% $13,412.00 X2223065EE EE $10,000 09/1992 09/2011 09/2022 $5,000 .00 $5,152 .00 4.00 % $13,152.00 X2182998EE EE $10,000 07/1992 01/2012 07/2022 $5,000 .00 $8,412 .00 4.00 % $13,412.00 V2363384EE EE $5,000 09/1992 09/2011 09/2022 $2,500 .00 $4,.076 .00 4,00°/a $6,576.00 V2347571RR EE $5,000 07/1992 01/2012 07/2022 $2,500 .00 $4;206 .00 4,00% $6,706.00 V2350421EE EE $5,000 08/1992 02/2012 08/2022 $2,500 .00 $4,206 ,00 4.00% $6,706.00 V2353867EIE EE $5,000 08/1992 02/2012 08/2022 $2,500 .00 $4,206 ,00 4.00% $6,706.00 X00134134:>I I $10,000 10/2001 09/2011 1D/2031 $10,000 .00 $7,060 .00 3.75% $17,060.00 V001622497I I $5,000 04/2003 09/2011 04/2033 $5,000 .00 $2,110 .00 2.35% $7,110.00 V0014Z6269I I $5,000 10/2001 09/2011 10/2031 $5,000. 00 $3,530 .00 3.75% $8,530.00 ittp://www,treasurydirect.gov/BC/SBCPrice 9/28/201 ..nn. u~uwu v ui uc w i vui i nNci .~av uiga uuuu~a) V002365251I I $5,000 11/2002 09/2011 11/2032 Totals for 221 Bonds Notes NI Not Issued NE Not eligible. for payment PS Includes 3 month interest penalty MA Matured and not earnin interest utp://www, treasurydirect. gov/BC/SB CPrice $5,000.00 $2,246.00 6.24% 0.587.50 $82,373.95 rage ~ of $7, 246.00 42.961.45 9J28/201 C~t.1I~1TZ E W- .E L E R S ~Trusr Your Special Moments To Mountz. .:September 21, 2011 Richard S. Simpson' I[ 426 South Third Street _ Suite 104 WorinleysUurg, PA 17043 Dear Richard Sirnpsoti ll, At yaw request ] axarnined the jewelry you, submitted for valuation and have provided an opinion of the Pair Market Value foi the estate of Robert E. Brandt, August 8, 201 f. ' This report is valid only in its entirety and the final figure excludes any applicable ta;ees. Yoa may wish to take this into consideration when using the report.. The value conclusions aresuUject to limiting conditions thaCare set forth in the body of the report.: To the best of my knowledge and experience, I estimate the jewelry has a total Fair Market Value of$6,500.00. Photographs are included with the original report For your reference. 1 suggest that you I:eep your copy of this report in a safe place. 'This report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice ('USPAP): if I can be of anyfurther assistance, pleasecal1. :sincerely, ,: ~' f /// /~~~~f/.f ~~I Cherie`L-ymSGrove Certified Gemologist Appraiser, AGS _. Enclosures 3780'Crindle Road • Camp Hall, PA 17011 • 717.763.1199 • (P) 717.763.&953 • mowttzjewelers.com Page 1 of 7 {y~y A \I G A LC A N G[ M ~ _ 5 O C I ~ t V 'l dble of t.ontents • Letter ofTmnsmittal • Table of Contents Purpose • - Intended Ilse - ~ - - - • f.Tefinition of Pair Market Value Approach (o Value • Market Limiting Conditions Subscriptions Retained fpr Value Consulting • iMe1a1 Markets • .Certification • list of Laboratory Instruments • Item Descriptions • Photograph(s)' •' Biographical Information This report is valid only in its entirety and for. its stated pwpose acid intended use and was prepared in "accordance'witl7 the Uniform Standards of ProtessionaLAppraisal Practice (USPAP) Statements and Limiting Condifions Purpose The putppsc of this report is to describe and document the quality of the jewelry fisted and td tsstimate iPs Fair Market Value. Intended Use Valuation Date: 8/08/2011 Definition of Fair Market Value The fair market value is the price at which the prpperiy would change hands hettveen a tivilling buyer arid wtlling seller; neither being under any dompulsion to buy or sell and-both having reasonable knowledge of relevant.facts. The fair market!value of a particular item of propertTy... is notto'be determined by a forced sa [e price. Nor is the fair market value of an item of property to be determined 6y thi: sale price ofxhe item in a market other than that in which such. item is most commonly sold to the pubfio, taking into account.. location of the ilem:where4er appropriate. Taken from T[t;asury Regulation 20:?U31-] (b) Approach,to Value There are three traditional approaches to value that are as follows: ]ncome approach: Applies to income producing properties artd is used poly if an income situation or rental property can be identified. Market Data approach; Compares the qualities of the subject item to an article with similar or identical qualities, and researches and records curreafverifiable sales of such merchandise. Cost approach: Establishes the total value of an itemby considering the value ofitscomponent parts - Qpreciousmetal conrettt, gemstone weights and qualities, labor; and nny other fees) together with the appropriate retail markup according to the nouns of[hejewelers in the locale, supply and demand, and the current state of the marketplace. Page? of7 Fair Market Value is estimated using the market data approach. Neit}ter the income approach ¢or the cost approach apply in establishing Fair Market Value. However, the cast approach to value was used to check on Ste reasonableness or marketvalues found. Market Tn value an item a market {and marketlevel) must~6e recognized. The most appropriate market for jewehy can vary depending uponthe article's age, conditidn, quality, intrinsic conterit, aestlietic appeal, provenance, current fashion [rends, artistic interpretation; period of manufacture among ethers. The type of retail outlet that most emnmonly carries the items being appraised is considered to be the most appropriate market. However, the auction market was also considered as ¢nothecappropriate market in establishing Fair market Value for}his type ofjewelry. -Limt6ng Conditions Thejewelry described within has been analyzed and graded in accordattde with. prescribed grading statidards using "state of the art" methods andprecision. laboratory equipment. Jewelry constructed solely of, dr in combination widt, precious metals (i.e. platinum, palladium; yellow or while gold and/or silver) is tested, analyzed and described for its type and codtent of su+ai metal.. Unless otFiensise stated, all gemstone weights, grades and measurements are approximate and .atones have riot been ' removed from dteir mountings. - Diamonds are graded with the prescribed grading nomenclature ofihe Gemological Institute ofAmerica (GIA) and the use of pre.graded pet4ataneni master diamond color comparison stones. Colored stones are color graded. according to the GIA color grading system. Unless ot!.~erwise crated, all colored stones listed on this appraisal report have prpbably been subjected to various h~ea[ments to improve their appearance..Treatments are'considereil usual and customary practices whey properly disclosed and when done withdut.intent to defraud the consumer. The treatments are mostly stable and do not require spiscial care. When a treatment isdetegted and considered unusual it will be so agted by this appraiser. Some treatments areae4ersible and re-treatable. It may be beyond the scope of ah appraisal to determine exact treatment methods or the amountoftreatment present Some treatments require sophisticated equipment iiot found in:a standard gemological.laboratory. Prevailing market vahies are based' on these universally practiced and accepted processes by the gems and jewelry trade. Sources are assumed to be reliable and the appraiser does not assume responsibility:forrheir information. The appraiser assumes the ownership of the~subjec[ property is [rue asstated Ity [he client. The fees paid for this appraisal do riot include the services of the appraiser for any other matter, In particular, fees paid to date do not' include any of the appraiser's time or services in tiannection with any statement, testimony ocother inattets before ati i»surance company,'its agents, employees of any court or other body in connection with thgproperty herein described. If the appraiser is required to testify or to make. any statemems to a third party concerning the described properly and/or appraisal, the applicant shall pay the appraiser for al! of such time and services so rendered. `'this document is limited to its statedintended use and is invalid if all items listedin the Tableof Contents . are nut preset. Ylnless expressly stated, the items appraised are in goodcpndition. Any serious deficiencies and repairs are noted. Ordinary wear and tear is not noted: - _ The information in this report is confidential. Page 3 of 7 .This appraisal process does not discover liens, encumbrances, or fractional interests but, if F:nown, 0tey are .noted. The limited owner of this appraisal is the party for whom the ivork was performed. Possession of this report-does not provide title to the items appraised. Possession of this report, any portion of this report, or any copy thereof, does not include [he right of Publicatioti without the appraiser's written consent Use oFthe information rontained in the appraisal is invalid if ail items listed in the Table of Contents are not present. Each item described in this report has been photographed and file copies of the photograph(s) as well as a copy ofihe i-epor[ are maintained in the appraiser's files for at least five years after the report date. Third parties may rely oit the information in this report forthe defined purpose and intended use nnl y. Third parties requiring further informatiodthan what is in the report must obtain the wriiten permission of the owner pf fire appraisal before the appraiser will discus.the report. No cdtanges may be made to this.report by anyone ether than the appraiser. Theappraiser cannot be responsible farunauthorized aIterations. The professional relationship between the appraiser and the client ends with the delivery of this report. Substriptinns Retained. for Value Consulting Drucker, Richard -The Guide:: Northbrook, IL Rapaport, Martin- Rapaport Diamond ReQort, New York, NY Metal Market 8/OS/2t111 Gall $1,695,80 List oCLnbotatory Instruments Binocul¢r tnicroscape Leveridge gauge , Electronic scale Thermul ctinductivity diamond tester- - Touchstone and acids Ultraviolet light trait Spectroscope Proportionscope Pnlariscope - Dichroscope Re!ructometer Chelsea co{or flier Heavy liquids - C!iamond light and graded master comparison diamonds.. Page ~{ of 1 Certification. ~ - - • 7 herzby certify that, to the hest of my knowledge and belief.. • The statements of feet contnined in this report are true and correct. • The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting cnndidons, and atemy unbiased. professionalonalysis, opinions, and conclusions...' • t have m present dr prospective interest in the property that is the subject of this report anti 1 have no personal interest or bias tvidt respect to the partieg involved. • n4y compensation is eat contingent upon the development or reporting of a predetermined value or direction ui value that favors the cause of my client, the amount of the value estimate, theattainment of a stipulafed result or the occuirence of a subsequent event. • I have made a personal inspection of the property that is the subject oFthis report. • No one provided significant professional assisttmce to Ote person signing dtis7eport. • My analyses, opinions, and conclusions were deveioped, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. '.~ f.~ r CherieLynnGrove , Certified Gemologist Appraiser, AGS 9121h011 Page S of 7 .Prepared Fur:. Richard S, Simpson 11. - - Dnte: 9121!201 1 " 426 South Third Streei suire loa Wormleyshurg, PA 17043 Aging '~. One 1¢dy's 14K yellow gold diamond solitaire engagement ring. There is one npprosima.tely 2.OOct marquise brilliant cut d iamond set with six prongs, two ofavhich are V-tip, in laK white-gold. The ring measures 12.73mm at t he top, 2:62mm wide at the high palish high ilomed pinched shoulders, and 2.15mm wide. ai the base of the ring The ring is stamped ' 14K", weiglis 2.3dw4, and measures flinger siie, GaS. Note: The value for the dimnondwas calcul¢ted using 3.OUctprices. - Diarnon~ Grading Report Shape and Cut Marquise Measurements: 12.00 x 6 50 x 3.93 rnm japproxirriate) .Weight 2.OD Cts. (estim¢ted)_ Depth: 60.46% Table: 50.8% Girdle: Medium to'Slightly thick, faceted Cufet: None -, Finish Polish: Good Sgmmetry: Good .Clarity: 51-2 Color: J `Fluorescence: Faint yellow(1w) Comments:.. Htuy under microscope. Total Approximate Value Excluding Tax $6,SDO:UO TolalApproximateValueforAl]items-Excluding Tag: $6,500.00 Sicthousarid Five~hurtdred t3ollars anil nu cents , ' - i - - P ~ Signnture of Appraiser: - - -Chezte- ynn Grove - _ "Certified Gemologisi Appraiser, AGS _ " Page G of 7 Biographical Background and Quali~catioiis Appraiser's Name ;Cherie Lynn Grove, C.G.A.,G.G. '.o o'.o~o o%o'.q o IN; ~, o o`;o~co~oio~..o o o!~~.o r~~n'~o r o. o~o.o o .n ~n~.o ~.0 ~'N'O 01010 00 0.. 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I ~ x.~ F, .,....1 /~rn~ . ! i F i' ! ~ - ,/ I r I I ~ v I ' ' ~ ,r'~ ~ TA: I ~, I -`- sou ~\~ necnveo u'r TOTAL I y j -^ „j ; JA tlr~inn anA IclmnaJ pang. !~ 4 ~ . xmsT i••, aacaq=msa o~! n:xaon. ~~~P-BS tl ~Q.~ ~ n~enucr ~, o K LAST WILL AND TES"f~iVCE4~YT I, ROBERT E. BRANDY, of the Borough of Shiremanstown, County of Cumberland, and Commonwealth of Pennsylvania, being of sound and disposing mind, memory and understanding do make, publish and declare this as and for my Last Will and Testament, hereby revoking and making void all former wills and codicils by me at anytime heretofore made. FIRST. I order and direct That all my just debts and funeral expenses be paid by my Executor or Executors, as the case may be, hereinafter named, as soon as conveniently maybe done after my decease. SECOND. [give, devise and bequeath all Clte rest, residue and remainder of my Estate, real, personal and mixed, whatsoever and whensoever si£uated, in equal shazes unto my two children, namely, DAVID E. BRANDY and JACQUELINE B. MADDISON, share and share alike, absolutely and in fee simple. If either of my said children should predecease me, I order and direct that the foregoing share o£ nny residuary estate attributable to such deceased child shall be distributed among his or her lawful issue per stirpes by representation and not per capita, subject, however, to the protective trust provisions seC forth in Item Third hereinbelow as Lo any beneficiary who has not attained the age of twenty-three (23) yeazs at the time of distribution hereunder. THIRD. If any beneftcimy hereinabove has not attained the age oftwenty-fluee (23) yeas at the time of distribution, I order and direct that the distributive shine of such person shall be paid over and delivered unto the beneficiary's surviving parenC, as my testamentary Trustee, 1N TRUST, NEV$RTHELESS, to hold, manage, invest, accumulate income and reinvest until the beneficiary attains [he age of twenty-three (23) years, at which time said trust shall be temtitated and the net proceeds thereof be paid Duet to [he beneficiary absolutely. I authorize and empower said Tmstee to incest the assets of said truss itr any reasonable mam~er and not be limited dre so-called "legal' or stah¢ory investments for Fiduciaries. I designate any trust hereunder to be a spendtlv'ift trust. The beneficiary shall have no LqW OFFICES SNELeArcER a right to in\"adr, pledge, asstgn or otherwise drspose of lire assets of smd trust (rncludmg BRENNEm AN, P.G. inemnel nor shall any creditor of a benetciary have any right to seize, levy or execute upon said assets by reason of any pledge, assignment or other transfer, volun4'uily or involunfazily, made by sxid beneticiary. I further authorize and empower my said Trustee to use, consume, expend, and appl y from Time to time such amounts of income and principal oL' and Gom said trust which in the exercise of its sale discretion shall be determined to be reasonable and necessary for the bcneticiary's education. The term "education" shall be construed and interpreted to mean college or other post-high school hnining which is intended to improve the beneficiary's productivity as au adult or enhance the quality oFltis or her life. In considering what is reasonable and necessary, my said Tmstee will take into consideration the primary responvbility of ilte beneficiary's surviving parent to provide such education. It is my will and intention tltat the foregoing discretionary provision for education shall be supplementary to the parent's primary responsibility, LASTLY. I nominate, constitute and appoint RICHAF;D S. SIMPSON, II, CPA, to be the Executor of this, my Last Will and Testament, but if for any reason he should fail to qualify as such Executer, or cease so to serve, then and in that event, I nominate, constitute and appoint my two children, namely, DAVID E. BRANDY and JACQUELINE B. MADD[SON (or either of them if one should fail to quality or cease so to serve), to be the Executors hereof; each and all to serve without bond or other security as a condition of qualification hereunder. IN WITNESS WHEREOF, I, ROBERT E. BF:ANDT, have hereunto set my hand and seal to this my Last Will and Testament, which consists of two (2) typewritten pages to each of which I have affixed my signature this 2nd day of September, Two Thousand Nine (2009}, ~OBERT C. BRANDY The preceding instrument, consisting of this and cue (I}other typewritten page, each identified by the signahve of the Testator, was nn the date thereof signed, sealed, published and declared by ROBERT E. BRANDY, the Testator [herein Wanted, as and for his Last Will and Testament, in the presence of t~s, who, at his request, in his presence and in [he presence of each o[Irer. have subscribed our names as witnesses hereto~,r ~~ LAW OFFCE'o ~ (L(,~ 2ENNEMAN, P,C. l COMMONWEALTH OF PENNSYLVANIA} COI tNTY OP CUMBERLAND SS. We, ROBERT E. BRANDY, RICHARD C. SNELBAKER and SUSAN L. MATRAZI, the Testator and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being 5rst duly sworn, do hereby declare to the rmdexsi$ned authority that the 'testator signed and executed the instrument as his Last Will and Testament and that he had signed willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatoc, signed the Will as a witness and dtaC to the best of hls or hee knowledge, the Testator was at that time eighteen years of age or older, of sotmd mind and under no constraint or tmdue influence. Testato/~r~(~~-~~ __'~?_~~% 11.E-~-~' Witness ~~~1'nes~ Subsoribed, swont to and acknowledged before me by ROBERT E. BRANDY, the Testator, and subscribed mid sworn to before me by RICHARD C. SNELBAKER and SUSAN L. MATRAZI, the witnesses, this 2nd day of ;September, 2009. Notary Riblic COMMONWEA4TM bF PENIVSYlVAN1A NoWr'aI Sea; Sandra K SMxkva: Ncbry Publir, Mechanicsrurg IYim, G,~mbeitxnd Cc+mly MY Conmtlss~rt [xo.'ras Nn v. 22, 2071 Member, Pennsylvarnz Sasocia~fon ai Nolarles uw oFxrcEs SNELa AKEft &