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HomeMy WebLinkAbout12-2842NEW CUMBERLAND FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION - LAW ROBERT L. FAIRLEY AND a --? OLGA B. FAIRLEY DEFENDANTS NO. o? _'a$y o1 l.? `= NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINSTctHE?. CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 By: 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 C?? loy4t 2 cp' 49a `1 NEW CUMBERLAND FEDERAL IN THE COURT OF COMMON PLEASE CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION - LAW ROBERT L. FAIRLEY AND OLGA B. FAIRLEY DEFENDANTS NO. COMPLAINT 1. The Plaintiff is the New Cumberland Federal Credit Union with a principal place of business located at 345 Lewisberry Road, New Cumberland, York County, Pennsylvania 17070. Plaintiff is a federally chartered nonprofit credit union 2. The Defendants Robert L. Fairley and Olga B. Fairley, who are adults residing at 807 Fishing Creek Road, New Cumberland, Cumberland County, PA 17070. 3. The Defendants are not current members of the Armed Forces. COUNT I: VISA CARD 4. On October 4, 1996 Defendant Robert L. Fairley executed a Credit Card Application attached as Exhibit "A". 5. On May 10, 2005 Defendant Olga B. Fairley became a joint owner of the VISA Card with Defendant Robert L. Fairley per the Increase Limit Form for the Visa Card attached as Exhibit "B". 6. The terms of Exhibit "A" required timely payments of at least 2% of the outstanding balance due or $20.00 whichever is greater, plus the amount of any prior minimum payments that you have not paid and any amount you are over your credit limit. 7. Defendants have not made regular payments despite repeated requests and are delinquent in the amount of $774.15 as of April 15, 2012. 8. Pursuant to the Credit Card Application the Defendants agreed to pay all court costs and reasonable attorney fees incurred in any collection action. See the Visa Credit Card Agreement attached hereto as Exhibit "A". 9. The outstanding balance due on the VISA credit card is $10,166.15 with a per diem interest rate charge of $2.76 from April 15, 2012. WHEREFORE, Plaintiff respectfully requests entry of judgment in the amount of $10,166.15 at 9.900% interest or $2.76 per diem from April 15, 2012 together with all court costs and an award of reasonable attorneys' fee. Respectfully submitted, By: Steve owell, Esquire ell Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 04-26-'12 12:26 FBOM- C t-Card Application jogo? T-228 P0012/0013 F-314 Important Instructions: Complete and sign -Appl wr portion to apply for credit in your name only. To apply for a joint aaaount. u complete and sign the 'A icml' pprtian, end 9 the • •m applcant complstas aref signs the 'Co-applicant' portion. Bolt applicant and eo- app? ant rtgA beloro? to the Credit Union, and both assume responsibility for any charges mats to the oicy.t. Availabiyry of an individual account Ali an authorized user depends >f ell on the hoard pWid y. ? •B A ASr ?MMOfJIJ :: ,',? ?NSi 40!A.M1rilr?Atar ?AiDOI.E} a <:-? : .r, . Now ? R• -', '. '. ::k,•.AV •NOWLOW./ ;• zt •.•, ati1G,}.'>.:•' .;:i''.Y '•,;?.-• :HOlY Li7N0?,, ; M1t:?'i ?:::'. : v. n.G' :. ,,. •t ::., . :W. i ' it l'. ;4 ' 1 ?: e ??•? ?'• ". `• ' ?q .a Q : • , 4 ; ? •• t , , . y , i ,%.F • SS bJ E+ '? , .. V., LK . :1 `e. •• H , ' aF :?'?.•:• k,¢;'x^9i:;s?: r:: ' „?r,,.._,t,:rr? LANG ? ?•t,•'.' .y ,••:t?1} •'k . ' : ;' ? ? '' '>;+• • • A? ) •• a??y':ix ' :??7r?"•' ?•< ,i ,?;` t•' ;?? ' ! , • m , . ; , . .. ; .: !: : i ? , q ? . . . NMI . p ; j yy lr? , .• .:?A Hoiitrt ? ,. . • •'q:, ;y',r,.. •. ?. ??:? /. 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' ,.:• ,::?• .. .r S t3 :{ Is ¦ v irl. b tits smog= ¦ao4 b be fn" "MapYo 7 ' `` Qji Uelllidtloalf il:lfM •1w0 r k k?; a •Y /Niti11?01A?MR? '?iV.'.M+1' 7:7.:' , ??:3;('1`1`': 'iCk( •'t' !} X p "r 3 „i':?J' A7? i , t ^ .?? .x.^ , DEBTS pnduda ! j%M ==n14, IFOO teftt contraft credit cafds, rent, mo .etc. use 1L1lpArata ablest if rtecessaryy I tlle?lAilp' :'M ,..'„ yerrarrApoee??: ?.?;? ••,. ArPR0ILiwWIEt'vALIIE': • ' •' , OiagINALAtwtelr sIiIIJIWCEfJt1E . AAO.PirrJHENr FWA NGEP KUM lotrran ;;b¢ Atx?ixlt?rtwnitt?at s 0 G $ o s ' • go,ao 's $ e5b -6a pt[penlG0.tltAflEpNAFrM:CT.NO;, :rOtallTeoN sAV1;WACCDLN W8, WXAYM $10TAL ( nEtATerENOtLlvf wt7MVOU,..,:?:,. ;;;,- AB0RES PTY4TA gELIT10NSfifp An you ste 00 mi lm .rtdore1 oil' d -Whom? guararrormarrybenaoonfrstcfl: JYtis f] Ndi,; i.=:., for TO whom? An) Mleoe Yes+- . • . ? . a?< • . ' ' ' li ' 1 , . Jtsdperaeale 1tgaYret yattr ;x . '': ';k;?,: • ?'. ? No'>?- %: °a?.', r •. • . `•' ' Amount t to whom? ? ? Caw?rawsls?-+Ea.esbaryatrrsabnsnr.onton,pporl,**OAFmvehanwos. Usesopmmusheetifnaosssivy') m Hors you arw tree ¦ rse sir serer pwsoMl pte4lefd t NIP ane!d by a dealer or a f WAN comper y, filed for benkiuplcy: or ban prltrd p a Wspa A00riment w coludon suit, or have you near boertdt?t4ted on a inn ap?Noallonb #* anti unioli9 .13 Yes. , :o No.: if your aftewerto any pelt of the girospom is yes, pleas giw dowis. ' Z M01MM IM F*WWfG MY W- Y0 1 1111111111M IN A COIiaMINffY pAOPERTY BTAYE (CAI CAtIMFINLA, 9140. LOUMANk NOVADAI NEW MW W, YElut.4, WAN40MTDN Off 17 , Mf1600i1aONrFAeOfr@!f'EpSOMM1hL08(IOINt1YUAlbEfON7FIfsV00tMiT.. Moll sd :0' 8eperatetl O Wmasled 0 Z a M INS V O Q Y ill n D a A This staternant is submitted to obtan welt and I(**) dxttey that all informatOn herein is VW and cotmpleio. I (We) also authorize the Credit Union to verily or obtain further inlormaflon the Credl LAtion m¦y dirern aeoe3serycorgerrfing ray tour) creditstanding: Ifthis application is approved and a Credii Cant(s) issued, the undersigned applicant(s) by signing, using or permitting ar i*w to un the Credt CWC(s) ague(s) #%it mte applicant(s) will be bound by the farms anti conditions aocoropanying the Credit Cprd(s) and AN amendments. 1(We) hereby solmowl- edw l?, IP! of Mrs C490 Ufeoh Orem cod Aprosi mord and Dwdowro and OIIHng Rlghfs Mid Inform me (us) of the tame, responslbillges and rights as a Credit Union Credit Cerd accoum um. DATE 'GO-A!•ALICANT111-MNATUpE GATE _ x !o a x` Name Of authorized uwr 6 k y zl l Y 1 e Date 04-27-'12 14;03 FROM- T-230 P0002/0005 F-329 2.1 Cr Is .2 1 17 URI ' s n U111, C c`3 O m Im '1? Him, gm la 1.11. - e 0 Wt m g ot? N rF1 " ?- .. r 1 I IL .1 1. er i ime r i? g' C '?` ?•• y M 'iii .'$• Q O l o f rid CO ??. - a .? a c I-Lai $ g? .5 t 21. ? g s-7 • ? .9.Q g' lit I I' g 11. [ILI j I Fla- ?" s s L. S rill., H, uu* 4 2. a' sr give ir - 11 10 all A CL g sg s? g $. 1 11 1 ? ? . i g C e c s ? ?. ' IL x m $. -tic; ?.• ?d ?? a' IF g ter 1.1161 t. OL # g s er Co 9 a, t I? m 04-27-'12 14;04 FROM- T-230 P0003/0005 F-329 fill I ?C SE . Ig r ?.m Sk .? ? SL ' I „?. ;w 1.19 ?? p ID Liss ° ?rr O 0 N ?? ??•C+p K $ 1 1 ar 2. 0-4 A ?• -? 21 1 N . $ ISM t..111 erg r $? . 1o 943 p ?EMIR ..: I H I I ? -K I", all :. e• es g sE St s, g Fr I v 9. Est ...? Err-Ili P Hill e w ?. ? 6.1 ills bi s. ? p m w? Ire x ?? $C 04-27-'12 14;05 FROM- V I S A T-230 P0004/0005 F-329 UPGRADE / (I:N:CREAS IMIT FORM NAME: ACCT: I0 R6q VISA # r;.,?.??q CARD: L-O? GOLD PLATINUM LIMIT: $ 000 lolz .¦rr¦¦¦¦•rrr¦¦¦¦¦¦r¦¦s¦•rr¦¦¦¦¦¦r¦¦¦¦¦ar¦¦¦¦¦.¦¦¦r¦¦¦¦¦,¦r¦¦¦¦¦¦r¦r¦¦most DEBT RATIO : mob` 12 CREDIT SCORE: MONTHLY INCOME: ?°? s v or L N OFFICER ATE Aid -Ji L ??! 11 wob al/ua ?? . 04-27-'12 14:05 FROM- ;/,[ lGY /%. CJ YG"I Date city 19 State ??Wip %1-? $ _/ vor-t • (-f-`tt-"lam 4NOWNWIt Yearo There OwNRent Pmt. Amt. H&ft Fhone Previous Address (if less than two years at present add(W) Years There OWWRertt Number of Dependents.- Prn rnpi r jAployev's Street Address Em loyer'c Ci Sate Zip ?o $7 Da Hired W r r city 4 / state - 2i "4 Date Hired Work Phone Notice; Alimony, chiid support, or separate maintenance need not be reYeated If yov do rtot w6 Uaavfe it iA 4*red. Monthly IISallary Q Gross Net Other Income C3 Croa Net f1j e.w- NCFC A count o. Cre i itnit Requested This statement is submitted to obtain credit and IAve certify that all informa- T-230 P0005/0005 F-329 Optional. Simply complete this Authorization Form and return it to any NCFCU office, Weil take care of the rest, Please complete the following information, listing the most important transfer first. Creditor It Payment Street AddreU Payment city payment State Payment Zip Accoun[ Number Exact Balance Crediter 12 Payment Street Address Payment City Payment State Paymentlip Account Number Exact Balance Credlsor t3 . PaymMt Street Address Payment City f`ayment State payment Zip Account Number Exact Balamc please attach any additional required information,. By signing below, I authorize New Curmbeirland' Federal Credit Union to perform a cash advance on my aQproyed NCFCl1. VISA Credit card in the amount(s) listed above. I understand that NCFCU will notify me when payment is mailed or if you are unable to process my payment request for any reason. In addition, NCFCU will not be responsible for any charges billed to me for the accountfs) indicated above. 2?/2?".2 22 7' 777?127 '_4W,. FIRM PAGE P-12/14 Verification I verify that the statements made in the forgoing document are true and correct. J understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unworn falsification to authorities. I verify that I am the President of the New Cumberland Federal O-edit Union and that I am authorized to execute this document. By: / Donald Varner, Pres' fl1 NCFCU Date: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NEW CUMMBERLAND FEDERAL CREDIT UNION Plaintiff CIVIL ACTION - LAW ; = • rrl v NO. 12-2842 Civil " r r Q1 ROBERT L FAIRLEY AND . OLGA B. FAIRLEY Defendant Petition to Enter Appearance Please enter my appearance as the attorney representing the Defendants, Robert L. Fairley & Olga B. Fairley, in the above captioned case. y submitted, ?arold es' incept Natal , Esquire 208790 Shepley & Assoc., LLC 209 West Patriot St. Somerset, PA 15501 (814) 444-0500 Attorney for Defendant -?ZC ZZ; - r7i co : , - rte -1:, = ,*Y +-"_ e,,n IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NEW CUIMBERLAND FEDERAL CREDIT UNION Plaintiff CIVIL ACTION - LAW V. NO. 12-2842 Civil ROBERT L. FAIRLEY AND OLGA B. FAIRLEY Defendant DEFENDANT'S PRELIMINARY OBJECTIONS PURSUANT TO PA.R.C.P.1028 AND NOW COMES the Defendants, Robert L. Fairley and Olga B. Fairley, by and through their attorney, James Vincent Natale, Esquire, and makes this Defendants' Preliminary Objections pursuant to Pa.R.C.P. 1028 as follows: COUNTI 1. Defendants appear for the limited purpose of challenging venue in Cumberland County. 2. Defendants reside in York County. 3. Plaintiff states that its principal place of business is in York County. 4. Venue is improper in Cumberland County. 5. Plaintiff's Complaint having been improperly filed in Cumberland County violates Pa.R.C.P. 1028(a)(1). WHEREFORE, Defendant demands that the Court transfer the case to York County, and provide Defendant's with twenty (20) days from the date of transfer to file a response. COUNT II 1. Plaintiff makes this proceeding Preliminary Objection to preserve it on the record to be decided after venue is determined. 1. Plaintiff has failed to plead the date that Defendant allegedly made the last payment on the alleged account. 2. Plaintiff claims that Defendant used the alleged credit card. 3. Plaintiff failed to specifically state the dates of the alleged purchases 4. Plaintiff failed to specifically state the place where the alleged purchases were made. 5. Plaintiff failed to specifically state what items were allegedly purchased. 6. Plaintiff failed to specifically state the amount purchased for each item. 7. Plaintiff failed to specifically state the dates of any alleged cash advances. 8. Plaintiff failed to specifically state the amounts of each alleged cash advance. 9. Plaintiff failed to specifically state the dates that Plaintiff alleges that Defendant made payment on the alleged account. 10. Plaintiff failed to specifically state the amounts of the payments that Plaintiff alleges were made by Defendant. 11. Plaintiff has failed to provide sufficient documentation and allegations to permit the Defendant to calculate the total amount of damages that are allegedly due, and there for Plaintiff's complaint fails to conform with the requirements of Pa.R.C.P. 1019(a) and Pa.R.C.P. 1019 (f). 12. Plaintiff complaint contains insufficient specificity of its pleadings, PA.R.C.P. 1028(a)(3). WHEREFORE, Defendant demands that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. COUNT II 1. Plaintiff makes this proceeding Preliminary Objection to preserve it on the record to be decided after venue is determined. 2. Plaintiff attaches to its Complaint an application for the alleged credit card account dated October 4, 1996. 3. Plaintiff attached to its complaint a VISA Credit Card Agreement which is dated at least after December 1, 2000. 4. Plaintiff has failed to attach a copy of the original terms and conditions to its complaint. 5. Plaintiff has failed to attach a copy of all amendments to the alleged original terms and conditions to its complaint. 6. Plaintiff's complaint fails to conform with the requirements of Pa.R.C.P. 1019(1). 7. Plaintiff's complaint fails to conform to law or rule of court, Pa.R.C.P. 1028(a)(2). WHEREFORE, Defendant demands that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. Respectfully submitted, fames Vincent Matale, Esquir6 ID #208790 Harold Shepley & Assoc., LLC 209 West Patriot St. Somerset, PA 15501 (814) 444-0500 Attorney for Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NEW CUMMBERLAND FEDERAL CREDIT UNION Plaintiff CIVIL ACTION - LAW V. ROBERT L. FAIRLEY AND OLGA B. FAIRLEY Defendant NO. 12-2842 Civil CERTIFICATE OF SERVICE I served this Petition to Enter Appearance, Defendant's Preliminary Objections, and Brief by U.S. Mail, postage prepaid, 619 Bridge Street, New Cumberland, PA 17070 on Steven Howell, Esq., the attorney for the Plaintiff, New Cumberland Federal Credit Union on June 1, 2012. I declare under penalty of perjury that this information i rue. Date: Serv s Signature Printed Name and Title Harold Shepley & Assoc., LLC 209 West Patriot St. Somerset. PA 15501 Server's Address SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor v€?. i'J -7 AM Q, 2? L'MEPk L'? PEMNSYLVA IA New Cumberland Federal Credit Union vs. Olga B. Fairley (et al.) Case Number 2012-2842 SHERIFF'S RETURN OF SERVICE 05/14/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Olga B. Fairley, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania to serve the within Complaint and Notice according to law. 05/14/2012 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Robert L. Fairley, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania to serve the within Complaint and Notice according to law. 05/17/2012 07:58 AM - York County Return: And now May 17, 2012 at 0758 hours I, Richard P. Keuerleber, Sheriff of York County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Robert L. Fairley by making known unto himself personally, at 807 Fishing Creek Road, New Cumberland, Pennsylvania 17070 its contents and at the same time handing to him personally the said true and correct copy of the same. 05/17/2012 07:58 AM - York County Return: And now May 17, 2012 at 0758 hours I, Richard P. Keuerleber, Sheriff of York County, Pennsylvania, do hereby certify and return that I served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Olga B. Fairey by making known unto Robert Fairley, Husband of Defendant at 807 Fishing Creek Road, New Cumberland, Pennsylvania 17070 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $53.00 June 05, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF (c) CountySuite Sheriff, Teleosoft, Inc. SHERIFF'S OFFICE OF YORK COUNTY Richard P Keuerleber PETER J. MANGAN, ESQ. Sheriff Solicitor Reuben B Zeager Richard E Rice, 11 Chief Deputy, Operations Chief Deputy, Administration NEW CUMBERLAND FEDERAL CREDIT UNION I vs. I Case Number ROBERT L. FAIRLEY (et al.) 12-2842 CIVIL SHERIFF'S RETURN OF SERVICE 05/17/2012 07:58 AM -DEPUTY MICHAEL DONOVAN, BEING DULY SWORN ACCORDING TO LAW, SERVED THE REQUESTED COMPLAINT IN CIVIL ACTION (CICA) BY "PERSONALLY" HANDING A TRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE THE DEFENDANT, TO WIT: ROBERT L. FAIRLEY AT 807 FISHING CREEK ROAD, NEW CUMBERLAND 17070, PA. MICHAEL EfONOVAN, DEPUTY 05/17/2012 07:58 AM -DEPUTY MICHAEL DONOVAN, BEING DULY SWORN ACCORDING TO LAW, SERVED THE REQUESTED COMPLAINT IN CIVIL ACTION (CICA) BY HANDING A TRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE ROBERT FAIRLEY, SPOUSE, WHO ACCEPTED AS "ADULT PERSON IN CHARGE" FOR OLGA B. FAIRLEY AT 807 FISHING CREEK ROAD, NEW CUMBERLAND 17070, PA. SHERIFF COST: $53.20 May 29, 2012 MICHAEL ONOVAN, DEPUTY SO AN WERS, (CHARD P K UERL BER, SHERIFF COMMONWEALTH OF PENNSYLVANIA Notarial Sea' Sheila E. Cook, Notary Public Sprinpettoury Twp., York County My Commlaelon Expire Feb. 1, 2018 Member, Pennsylvania Association of Notaries NOTARY Affirmed and subscribed to before me this 29TH day of MAY 2012 NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF V. ROBERT L. FAIRLEY and OLGA B. FAIRLEY DEFENDANTS • : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - LAW NO. 2012-2842 NOTICE - YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AG T ,HI CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTI WITTHIM T TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE S VEIR BY-) ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTO?Y ;-f?W1:z.' FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS- T4??THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL T6 Do SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 By: tire Howell Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 11 NEW CUMBERLAND FEDERAL CREDIT UNION, Plaintiff VS. ROBERT L. FAIRLEY and OLGA B. FAIRLEY, Defendants NO. 2012 - 2842 CIVIL ACTION - LAW -- AMENDED COMPLAINT'S 1. Plaintiff is the New Cumberland Federal Credit Union with its principal< 4ace ' business located at 345 Lewisberry Road, New Cumberland, York County, 71 Pennsylvania 17070. 2. Defendant Robert L. Fairley is an adult individual residing at 807 Fishing Creek Road, New Cumberland, Fairview Township, York County, Pennsylvania 17070. 3. Defendant Olga B. Fairley is an adult individual residing at 807 Fishing Creek Road, New Cumberland, Fairview Township, York County, Pennsylvania 17070. 4. The Defendants are married. 5. On October 4, 1996 Defendant Robert L. Fairley signed a Credit Card Application as an "applicant". A true and correct copy of this Application is attached as Exhibit "A' 6. On October 4, 1996 Defendant Olga B. Fairley signed a Credit Card Application as an "authorized user". See Exhibit "A". 7. On May 9, 2005 Defendant Robert L. Fairley signed a VISA Credit Card Application as an "applicant". A true and correct copy of this Application is 0 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA attached as Exhibit "B". • • 8. On May 9, 2005 Defendant Olga B. Fairley signed a Visa Credit Card Application as an "applicant". A true and correct copy of this Application is attached as Exhibit «B", 9. In response to the Defendants' May 9, 2005 Visa Credit Card Application, the Plaintiff on May 10, 2005 increased the credit limit and changed Defendant Olga B. Fairley from an "authorized user" to joint responsibility with Defendant Robert L. Fairley. See Exhibit "C". 10. After the Defendants became Co-Applicants on May 9, 2005 the Defendants on May 24, 2005 took out a cash advance in the credit card for $1,550.00. 11. After the Defendants became Co-Applicants on May 9, 2005 the Defendants on May 26, 2005 took out a cash advance in the credit card for $2,100.00. 12. Each month from November 1996 through the present time the Defendants have received a written statement showing new charges, prior balance, interest, cash advances, and any payments or credits. 13. The Defendants have never challenged the present outstanding principal balance owed or the calculation of payments, debits and charges between October 4, 1996 and May 16, 2012. 14. The Defendants used the Visa Credit Card in 2012 as set forth in Exhibit "D". 15. The Defendants received the goods and services set forth in Exhibit "D". 16. The Defendants used the Visa Credit Card in 2011 as set forth in Exhibit "E". 17. The Defendants received the goods and services set forth in Exhibit "E". 18. The Defendants used the Visa Credit Card in 2010 as set forth in Exhibit "F". 19. The Defendants received the goods and services set forth in Exhibit "F" 0 0 20. The Defendants used the Visa Credit Card in 2009 as set forth in Exhibit "G". 21. The Defendants received the goods and services set forth in Exhibit "G". 22. The Defendants used the Visa Credit Card in 2008 as set forth in Exhibit "11". 23. The Defendants received the goods and services set forth in Exhibit "11". 24. The Defendants used the Visa Credit Card in 2007 as set forth in Exhibit "I". 25. The Defendants received the goods and services set forth in Exhibit "I". 26. The Defendants used the Visa Credit Card in 2006 as set forth in Exhibit "J". 27. The Defendants received the goods and services set forth in Exhibit "J". 28. The Defendants (as co-applicants and as applicant and authorized user) used the Visa Credit Card in 2005 as set forth in Exhibit "K". 29. The Defendants received the goods and services set forth in Exhibit "K". 30. The Defendants (as applicant and authorized user) used the Visa Credit Card in 2004 as set forth in Exhibit "L". 31. The Defendants received the goods and services set forth in Exhibit "L". 32. The Defendants (applicant and authorized user) used the Visa Credit Card in 2003 as set forth in Exhibit "M". 33. The Defendants received the goods and services set forth in Exhibit "M". 34. The Defendants (as applicant and authorized user) used the Visa Credit Card in 2002 as set forth in Exhibit "N". 35. The Defendants received the goods and services set forth in Exhibit "N". 36. The Defendants (as applicant and authorized uses) used the Visa Credit Card between October 1996 and December 2001 as set forth in Exhibit "O". 37. The Defendants received the goods and services set forth in Exhibit "O". 0 • 38. The outstanding balance, credit limit, interest rate charges and all credits and debits to the account for each month from October 1996 to May 2012 are set forth in Exhibits "D" through "O". 39. The last payment date by the Defendants was.March 1, 2012. 40. The Defendants are delinquent by $404.00 as of April 26, 2012. 41. The Defendants accrue a $15.00 per month late fee each month no minimum payment is received. 42. Defendants owe a late fee for the month of June 2012 and continuing until the account is paid current. 43. Despite repeated written requests the Defendants have failed to make any payments on the account since March 1, 2012. 44. The date of the last payment by the Defendants is March 1, 2012. 45. The Defendants last used the credit card on March 5, 2012 at the Sunoco Gas Station in Mechanicsburg, Cumberland County on March 5, 2012 charging $31.25. 46. As of May 16, 2012 the amount due from the Defendants on the Visa credit card is Ten Thousand Two Hundred Sixty Three and 54/100 ($10,263.54) Dollars. 47. As of May 16, 2012 the balance is accruing interest at 9.90% annual percentage rate (APR). 48. On October 4, 1996 Defendant Robert L. Fairley was informed on the back of Exhibit "A" that he would pay 13.20% APR and that he has received the "Credit Union Credit Card Agreement and Disclosure and Billing Rights" and was informed of the "terms, responsibilities and rights as a Credit Union Credit Card Account User." • 0 49. On May 9, 2005 Defendant Robert L. Fairley and Defendant Olga B. Fairley acknowledged that they would be "bound by the terms and conditions of the cardholder agreement accompanying the VISA Credit Card(s) and all amendments". 50. The Visa Credit Card Agreement in effect from December 1, 2000 to present is attached hereto as Exhibit "P" 51. The Visa Credit Card Agreement in effect from October 1996 to December 1, 2000 is attached hereto as Exhibit "Q". 52. Paragraph 5 of Exhibit "P" states that in the event of a collection lawsuit the Defendants "will also be required to pay the Credit Union 20% collection expenses including court costs and attorney's fees". 53. Pursuant to Paragraph 5 of Exhibit "P" Plaintiffs seeks an award of court costs and its attorneys' fees calculated at $115.00 per hour at the conclusion of the case. 54. The Visa Credit Card Agreement in effect between 1996 and 2000 stated that in the event of a collection lawsuit the Defendants "will also be required to pay the Credit Union's collection expenses, including court costs and reasonable attorney's fees." See Paragraph 6 of Exhibit "Q". 55. The Defendants simply refuse to pay the debt owed the Plaintiff. 56. The Defendants have no defense to refusing to pay the debt owed the Plaintiff. WHEREFORE, Plaintiff demands judgment against the Defendants in the amount of Ten Thousand Two Hundred Sixty Three and 54/100 ($10,263.54) Dollars at 9.90% interest from May 16, 2012 plus court costs and legal fees to be determined at the conclusion of the case. Respectfully submitted, By: uire Law Firm Certificate of Service 619 Bridge Street New Cumberland, PA 17070 Supreme Court ID 62063 (717) 770-1277 Voice Plaintiff s Counsel I hereby certify that on the date set forth below a true and correct copy of the foregoing document was served upon the party/parties set forth below by postage prepaid, first class United States Mail addressed as follows: James V. Natale, Esquire Harold Shepley & Associates LLC 209 West Patriot Street Somerset, PA 15501 By: Date: June 15, 2012 06/14/2612 2:?n 77.7770127£3 IYTA7-1-- VERIFICA7f'ION Uwe verify that the statements made in, the foregoing document are true and correct. I/we understand that false statements herein are made subject to the penalties of 18 Pa, C.S.A. Section 4904 relating to unsworn falsification to authorities. BY; I'Ai?few m4l Wald M. Varney President, New Cumberland Federal Credit Union Date: (,//1 17,1/'? "'AGE "2/90 Credit, C rd Applicatiolf Diaa'& F irle 0 M M v v ? a m d? d ? ? C r o ,00 ?v oa n m? M m O M 0 M M v 0 v This statement is submitted to obtain credit and I (we) certify that all information herein is true and complete. I (We) also authorize the Credit Union to verity or obtain further information t Credit Union may deem necessary concerning my (our) credit standing. If this application is approved and a Credit Card(s) issued, the undersigned applicant(s) by signing, using or permitti another to use the Credit Card(s) agree(s) that the applicant(s) will be bound by the terms and conditions accompanying the Credit Card(s) and all amendments. I (We) hereby ackn edge receipt of the Credit Union Credit Card Agreement and Disclosure and Billing Rights that Inform me (us) of the terms, responsibilities and rights as a Credit Union C Card account user. Name of authorized user Address Important Instructions: Complet sign "Applicant" portion to apply for credit in your name only. To apply for a joint acco you complete and sign the "Applicant" portion, and p the joint applicant completes and signs the "Co-applicant" portion. Both applicant and co- applicant must belong to the Credit Union, and both assume responsibility for any charges 0 M made to the account. Availability of an individual account with an authorized user depends m on the board policy. ZZ M O Z v c m O Z r; M 0 m v O Signature Date l 0I I q ? O? I s for yt;omT To O M c c O .a = U >, c? O .?, N bA ? ? ' O C > c? O C V "" Q C t c ?: O t j pp ` C GJ N •? ?• t/1 O . ?n C U O C V a ? C V N 64 ? °: c ? aci3 xov i3 -- --o Lcco ?? o roa V -a a? MU uo L? '~ ,t ? • Q G? ° ?? 1 C i ft = O N U oh >. o a)? ? ++ ? Q T 0 > 1 U -0 - L ro ? m > .a ?. U y 4-0 Q? . U . w O rz= w 0--c to CLu> LA :D U p U? .O to C RS = E EV =_ M V i E au Zu.cn O ?r• c m lV w M z ? > o E O O *'' 00 cu to UV j M (Fd 'a > C •. c v, v a'Z3 DUtztv 0 ? O r *E .Q 'p GJ C et E VUm?i L r' ? V 3 CJ Z C Q - G) o: ro Cc -60 C y 00 N O th Q) O O Q) C fl ry (D c c c a p c 3 - Ln N Z Z Z U) es3 Z Q co c u W c c .r 00 W ` m N Q) E Q MLn y o m a) U- Y E o G? 'o C) v? vii w U- v c L C 4) L n U CU C_ •0 w Q) L U O L 0 E d) E V C L o ca a- E L L G M 4 L u o 2 ra :3 C RS L U M i =) C v) C. C -C . Q) a) > c m C C. -?; m W c Q c •. U C! -O Q t 0 F- U J LL C ti Q) ?. 5-; .c O C L « C to C c R1 fl u v ? c m o°3 ro 0 w N i ? rUC `4 v O v t u o N «j y V O c o W t5 b o 0 a` D E Vo NCFCU VISA Credit Crpptica#ion Balance Tram Authorizatn Form le ee? Applicant LAST Na a Applicant First lam Optional. Simply complete this Authorization Form and return it to any NCFCU office. We'll take care of the rest. Please complete the following information, listing the most important transfer first. Drivers License Num r & State S«7 City /F X State r7,??wr ip Years There Own/Rent Pmt. Amt. Home Phone Previous Address (if less than two years at present address) Street Joint Sate DalGHire 7 SSN Date of Bi nrivw'c tJrar.rr1&nn tots ttatae .._ . • L PrWt Employer Employer's Street Address v cw .w /? a' E State Position - Date Hired Work Phone E Notice: Alimony, child support, or separate maintenance need not be revealed it you do notes' rt considered. c c_ Monthly Salary ? Gross Net Other Income 0 == t I "1 G Cis: NCFCU Account No. Cre it ftnit Requested 0 v This statement is submitted to obtain credit and I/we certify that all informa- tion herein is true and complete. 1/We also authorize NCFCU to verify or -y obtain further information NCFCU may deem necessary concerning my/our credit standing if this application is approved and a VISA Credit Card(s) is is- ing another to Q sued. The undersigned applicants) by signing, using, or Permitt use the VISA Credit Card(s) agree(s) that the applicants will be bound by the terms and conditions of the cardholder agreement accompanying the VISA Credit Card(s) and all amendments. I/we understand the type of credit card -0 and credit " I b establish fter my financial informati n ha been a review 9 O?' a no Applicant' S' nature a ate O Joint Applic 's Signature D e Verification Of Income Mav Be Required _ Due: E 0 0 v Creditor rt Payment Street Address Payment City Payment State Payment Zip Account Number Exact Balance Creditor 82 Payment Street Address Payment City Payment State Payment Zip Account Number Exact Balance Creditor !3 Payment Street Address Payment City Payment State Payment Zip Account Number Exact Balance Please attach any additional required information. By signing below, I authorize New Cumberland Federal Credit Union to perform a cash advance on my approved NCFCU VISA Credit Card in the amount(s) listed above. I understand that NCFCU will notify me when payment is mailed or if you are unable to process my payment request for any reason. In addition, NCFCU will not be responsible for any charges billed to me for the account(s) indicated above. Signature Date Print Name Member Account Number 0 w} w cl, r< WWP 0wa~o 2Z aU W Oz? Z O z ? uoiun upwD Flapa3 puEjjDqu-mD mDN aE CO ? CY) I sarUauaq,dr jsraquiaur Xu w acja3o ag>;aurnpr 2 U) w Q ° a7a oa ams aq •anlasap no,( aarnzas jeuoszad o pue Ife!auapryuoa ?j-euolssDjord atja se Ipm sE a z m p Q 'saarnlas ptm saanpozd jprauuuy f(arjenb ?aim W a LL a. aipQp aru aA\ cars a a?ij .rno,( guT ?uuj oa paaE . Z z a c m U?CC m g g uoijnl!lsul immeuy ?a W -J (W5 W W aainaas-??n? anoA ?-j¢ a Cog o 00 CO m ? X = jW341 anotjaten pant] Iana noX moo 000 CO .rapuom jj,noA •asra yim saunoaoE uorun ? CO W W arpaaD Itilapa3 pu-epoquunD mDN inox U- Z a Z ssaaa-e oa ajq-e aq jj noX IoO not.Iana.rarj& •92urn-Cs pule aauaruanuoa Jo uorapuigwoa jEtauzurg aa33lad Dili ap?nozd saaTA_ras SurVDU/iJElQ DELIS pue lasuodsa-d anion IWd lgur? ueq aurjup `auawX-d Ilig aiuoiaaajg 'PIED xipwD USIA in0 uoijeurgwo:) PaPad aql V I S A UPGRADE / INCREAS IMIT FORM NAME: ACCT : VI SA # CARD: kf? GOLD PLATINUM J LIMIT: $ t7u J lqz. ¦¦longsBoomgang¦looma¦¦¦¦angt¦¦ar¦¦¦¦a¦r¦¦¦.¦¦¦¦¦Y¦¦¦¦¦rnr¦¦¦¦¦•Y¦g¦¦¦¦01 DEBT RATIO: CREDIT SCORE: MONTHLY INCOME: uhl) d'i'do- TN OFFICER S O /of ATE `? A D A A Q mK w aaa DUB ,5(d P'vbtrus 1. +0 )% f ?ORP 023113_48209855( • ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4Qf&i8Y@WWW 0147 Statement Closing Date: May16,2012 Summary of Account Activity Payment Information Previous Balance S 10,166.15 New Balance $ 10,263.54 (Includes Past Due Amount of $608.00) Total Minimum Payment Due $1077.54 Payments - 0.00 Other Credits - 0.00 (Includes Past Due Amount of $608.00) Other Debits + 0.00 Payment Due Date 06/10/12 Purchases + 0.00 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR 15.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. interest Charged + 82.39 NEW BALANCE $ 10,263.54 Minimum Payment Warning: If you make only the minimum payment Credit Limit $ 10,000.00 each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated using this card and statement in about ... total of... Statement Closing Date 05/16/12 each month you pay... Days in Billing Cycle 31 Only the minimum 22 year(s) $17,064.00 payment Contact Information 331.00 3 years $ 11,905.00 Customer Service: (800) 299-9842 (Savings=$5,159.00) Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 If you would like information about credit counseling services, Please send Billing Inquiries and Correspondence to: call (800)716-2328. CUSTOMER SERVICE PO BOX 30495 'PAMPA, FL 33630 Visit us on the web at: Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 THIS ACCOUNT CONTINUES TO REMAIN SERIOUSLY PAST DUE. THE PAYMENT IS Now OVERDUE THREE MONTHS. CALL YOUR INSTITUTION TO MAKE ARRANGEMENTS TO FORESTALL FURTHER ACTION. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY VT - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 05/16/12 $10,263.54 $1077.54 06/10/12 S ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 54994 NEW CUMBERLND PA 17070 - 2706 3601974521212' VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 21 00107754 01026354 1 _CRP 023713_482099550 • ROBERT L FAIRLEY r: 54994 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 147 Sta tement closing Date: - May16,2012 Transactions Trans Date Post Date MCC Code Reference Number Descri ption Amount FEES + 04/25 04/25 0000 74820982116006116062001 $ 15.00 LATE FEE TOTAL FEES FOR THIS PERIOD 15.00 Interest_ Charged 05/16 05/16 + 74820982137215137064004 82.39 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR T HIS PERIOD 82.39 2012 Totals Year To Date Total Fees Charged in 2012 $ 60.00 Total Interest Charged in 2012 S 411.21 Interest Charge Calculation/Plan Le vel Information Plan Description ICM1 Balance Subject Periodic Annual Percentage I nterest Ending Balance to Interest Rate Rate Ra te (APR)2 Charge CURRENT PURCHASES G $ 9,986.46 0.8250% 9.90% $ 82.39 CASH F $ 0.00 0.82508 9.90% $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 0.9083% 10.90% $ 0.00 OLD PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 1.0750% 12.90% $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.904 $ 82.39 $ 10,263.54 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a v ariable rate account the periodic rate and Annual Percentage Rate (APR) may va ry. CC7,P 023713_482098550 9 ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 9 Statement Closing Date: Aprill5,2012 Summary of Account Activity Payment Information Previous Balance $ 10,068.76 New Balance S 10,166.15 (Includes Past Due Amount of $404.00) ' Total Minimum Payment Due $774.15 Payments - 0.00 Other Credits - 0.00 (Includes Past Due Amount of $404.00) Other Debits + 0.00 Payment Due Date 05/10/12 Purchases + 0.00 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR 15.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + 82.39 NEW BALANCE $ 10,166.15 Minimum Payment Warning: If you make only the minimum payment Credit Limit $ 10,000.00 each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated using this card and statement in about ... total of... Statement Closing Date 04/15/12 each month you pay... Days in Billinq Cycle 30 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send. Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Only the minimum 22 year(s) $16,897.00 payment 328.00 3 years $ 11,792.00 (Savings=$5,105.00) If you would like information about credit counseling services, call (8001716-2328. YOUR ACCOUNT IS NOW TWO MONTHS PAST DUE. YOUR ABILITY TO PURCHASE ON THIS ACCOUNT HAS BEEN SUSPENDED UNTIL THE TOTAL MINIMUM PAYMENT HAS BEEN MADE. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY C - ` 0161 0250 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 7 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 04/15/12 $10,166.15 $774.15 05/10/12 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 113892 NEW CUMBERLND PA 17070 - 2706 360197 45212123 VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 21 0077415 01016615 1 r^ZP 023713_482098550 • ROBERT L FAIRLE? 0 113892 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: qA@lk§ldMM 0147 St atement Closing Date: Aprill5,2012 Transactions Trans Date Post Date MCC Code Reference Number Descr iption Amount FEES 03/26 03/26 0000 } 74820982086016086062002 $ 15.00 LATE FEE TOTAL FEES FOR THIS PERIOD 15.00 Interest Charged 04/15 04/15 } 74820982106215106064006 82.39 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 82.39 2012 Totals Year To Date Total Fees Charged in 2012 $ 45.00 Total Interest Charged in 2012 $ 328.82 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G S 9,986.46 0.82508 9.90% $ 82.39 CASH F $ 0.00 0.8250% 9.90$ $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 0.9083% 10.90% $ 0.00 OLD PURCHASES G $ 0.00 1.0750% 12.906 $ 0.00 CASH F $ 0.00 1.0750% 12.90% $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.90% $ 82.39 $ 10,166.15 1 ICM Interest Charge Method: See reverse side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the per iodic rate and Annual Percentage Rate (APR) may va ry. CORP 023,13_482098550 I* ROBERT L FAIRLEY 0 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 44AWN 0147 Statement Closing Date: March16,2012 Summa.:y of Account Activity Payment Information Previous Balance S 10,074.21 New Balance $ 10,068.76 (Includes Past Due Amount of $202.00) Total Minimum Payment Due $472.76 Payments - 194.00 Other Credits - 0.00 (Includes Past Due Amount of $202.00) Other Debits + 0.00 Payment Due Date 04/10/12 Purchases + 91.25 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR 15.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + 82.30 NEW BALANCE $ 10,068.76 Credit Limit $ 10,000.00 Available Credit 0.00 Available Cash 0.00 Amount Disputed 0.00 Statement Closing Date 03/16/12 Days in Billing Cycle 31 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... Only the minimum 22 year(s) $16,732.00 payment 324.00 3 years $ 11,679.00 (Savings=$5,053.00) If you would like information about credit counseling services, call (800)716-2328. THANK YOU FOR YOUR RECENT PAYMENT, HOWEVER YOUR ACCOUNT REMAINS ONE PAYMENT PAST DUE. PLEASE BRING IT UP TO DATE IMMEDIATELY TO AVOID ADDITIONAL LATE CHARGES. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS MAY BE REFLECTED IN YOUR CREDIT REPORT. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ' NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 03/16/12 $10,068.76 $472.76 04/10/12 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 54586 NEW CUMBERLND PA 17070 - 2706 160197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 0047276 01006876 4 CORP 023713 482098550 • ROBERT L FAIRLEY • 54586 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4000 ? 0147 Statement Closing Date: Marchl6,2012 aaaaaa.aa++a+aa+aaaaaa+aaaaaaaaa «aaaa+aaaaa+aaa+aa+aaaa+a+aaa+aara+++aa+a++ a THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + WAS...$ 832.75 + aaa+aa+aa++a+aa+a++aaaaa+a+aaa++«++++aa+++aaaa++++++a+a++aaaaaaa+aaa++a«+aa Transactions Trans Date Post Date MCC Code Reference Number Description Amount 03/03 03/05 5542 24427332064710000366863 RUTTER'S FARM STORE 45 $ 60.00 NEW CUMBEALAN PA 03/05 03/07 5542 24692162066000483896017 SUNOCO 0003673103 31.25 MECHANICSBURG PA PAYMENTS, ADJUSTMENTS AND OTHERS 03/01 03/01 6010 7492098206100lKS0000140 194.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR AD JUSTMENTS 194.00- FEES + 02/24 02/24 0000 74820982055005055062009 15.00 LATE FEE TOTAL FEES FOR THIS PERIOD 15.00 Interest Charged + 03/16 03/16 74820982076220076064000 82.30 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR T HIS PERIOD 82.30 2012 Totals Year To Date Total Fees Charged in 2012 $ 30.00 Total Interest Charged in 2012 $ 246.43 Interest Charge Calculation/Plan Level Information Plan Descri ption ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Ra te (APR)2 Charge CURRENT PURCHASES G $ 9,975.39 0.8250% 9.90% $ 82.30 CASH F $ 0.00 0.82508 9.909 $ 0.00 PREV PURCHASES G $ 0.00 1.07509 12.908 $ 0.00 CASH F $ 0.00 0.90839 10.909 $ 0.00 OLD PURCHASES G $ 0.00 1.07509 12.90$ $ 0.00 CASH F $ 0.00 1.07503 12.909 $ 0.00 FEES/INTEREST CHARGE 90& 9 $ 0.00 30 $ 82 76 $ 10 068 TOTAL . . , . 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you ha ve a variable rate account the periodic rate and Annual Percentage Rate (APR) may va ry. C(A2P 023713_482098550 . ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 0147 Statement Closing Date: Februaryl4,2012 Summary of Account Activity Payment Information Previous Balance $ 10,064.62 New Balance $ 10,074.21 (Includes Past Due Amount of $194.00) Total Minimum Payment Due $470.21 Payments - 210.00 Other Credits - 0.00 (Includes Past Due Amount of $194.00) Other Debits + 0.00 Payment Due Date 03/10/12 Purchases + 122.46 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR 15.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + 82.13 NEW BALANCE $ 10,074.21 Credit Limit $ 10,000.00 Available Credit 0.00 Available Cash 0.00 Amount Disputed 0.00 Statement Closing Date 02/14/12 Days in Billing Cycle 29 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuorrline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... Only the minimum 22 year(s) $16,741.00 payment 325.00 3 years $ 11,685.00 (Savings=$5,056.00) If you would like information about credit counseling services, call (800)716-2328. THANK YOU FOR YOUR RECENT PAYMENT, HOWEVER YOUR ACCOUNT REMAINS ONE PAYMENT PAST DUE. PLEASE BRING IT UP TO DATE IMMEDIATELY TO AVOID ADDITIONAL LATE CHARGES. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS MAY BE REFLECTED IN YOUR CREDIT REPORT. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ` 0909 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 02/14/12 $10,074.21 $470.21 03/10/12 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 54692 NEW CUMBERLND PA 17070 - 2706 '60197 4521212' VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 21 1 01007421 8 _GaP 023713_482098550 • ROBERT L FAIRLEY • 54692 ROBERT L FAIRLEY CLGA B FAIRLEY Account Number: yll 0147 Statement Closing Date: February14,2012 «.«««+««+««+«a«a+aa+aa+a.««+««raaa+aa«a««««as+a+«++aaaa«««.«««+.+««++«+a.«a « THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR « • WAS...$ 832.75 + «««+«aaaa+aa.a«a«+««««««a«+aaaa.t««««+««aa+aaa«««+«+«««««+«««««++««««aaa«+« Transactions Trans Date Pest Date MCC Code Reference Number Description Amount 02/03 02/05 5542 24427332035710000411152 RUTTER'S FARM STORE 05 $ 40.06 NEW CUMBERLAN PA 02/05 02/07 5912 24445002037100353961588 CV5 PHARMACY #1630 Q03 37.75 CAMP HILL PA 02/07 02/08 5941 24707802038714391147540 HONIG'S MID ATLANTIC 28.90 919-781-8553 NV 02/08 02/08 7941 24435652039207021400089 NCAA FULFILLMENT 15.75 317-917-5222 IN PAYMENTS , ADJUSTMENTS AND OTHERS + 01/30 01/30 6010 7482098203000JK50000130 210.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUS TMENTS 210.00- FEES + 01/26 01/26 0000 74820982026013026062005 15.00 LATE FEE TOTAL FEES FOR THIS PER IOD 15.00 Interest Charged + 02/14 02/14 74820982045224045064008 82.13 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 82.13 2012 Totals Year To Date Total Fees Charged in 2012 $ 15 .00 Total Interest Charged in 2012 $ 164 .13 Interest Char ge Calculation/Plan Leve l Information Plan Description :: CHI Balance Subject Periodic Annual Pe rcentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,955.28 0.8250% 9.908 $ 82.13 CASH F $ 0.00 0.82509 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07509 12.908 $ 0.00 CASH F $ 0.00 0.90838 10.909 $ 0.00 OLD PURCHASES G $ 0.00 1.07509 12.909 $ 0.00 CASH F $ 0.00 1.07508 12.909 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.909 $ 82.13 $ 10,074.21 1 ICM Interest Charge Method: See reve rse side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a var iable rate account the per iodic rate and Annual Pe rcentage Rate (APR) may va ry. CORaP 0237:3482098550 ROBERT L FAIRLEY 0 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 0147 Statement Closing Date: January16,2012 Summary of Account Activity Payment Information Previous Balance $ 10,086.11 New Balance $ 10,064.62 (Includes Past Due Amount of $202.00) Total Minimum Payment Due $468.62 Payments - 201.00 Other Credits - 0.00 (Includes Past Due Amount of $202.00) Other Debits + 0.00 Payment Due Date 02/10/12 Purchases + 82.51 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR 15.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + 82.00 NEW BALANCE $ 10,064.62 Minimum Payment Warning: If you make only the minimum payment Credit Limit $ 10,000.00 each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated using this card and statement in about ... total of... Statement Closing Date 01/16/12 each month you pay... Days in Billing Cycle 31 Only the minimum 22 year(s) $16,725.00 payment Contact Information 324.00 3 years $ 11,675.00 Customer Service: (800) 299-9842 (Savings=$5,050.00) Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 If you would like information about credit counseling services, Please send Billing Inquiries and Correspondence to: call (800)716-2328. CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 THANK YOU FOR YOUR RECENT PAYMENT, HOWEVER YOUR ACCOUNT REMAINS ONE PAYMENT PAST DUE. PLEASE BRING IT UP TO DATE IMMEDIATELY TO AVOID ADDITIONAL LATE CHARGES. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS MAY BE REFLECTED IN YOUR CREDIT REPORT. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - t NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0656 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 01/16/12 $10,064.62 $468.62 02/10/12 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 54912 NEW CUMBERLND PA 17070 - 2706 '60197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 46862 01006462 1 023713482098550 1* ROBERT L FAIRLEY • 54912 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number:.6?0 0147 Statement Closing Date: January16,2012 +«+«++««++.+,««.+«+++++.+.+,++++..+«++««.«+++ ............................... THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + + WAS...$ 832.75 a +++++....+++.+a.++.+++««..++a+«+..a+aa+aaaaaa+aa+aaaaaa+aaa..++++++++.aaaaa Transactions Trans Date Post Date MCC Code Reference Number Description Amount 01/04 01/05 5542 24692162004000026740057 GIANT 6253 $ 30.01 NEW CUMB ERLAN PA 01/05 01/08 5999 24707802006980147755930 WERTZ COAL YARD 52.50 MECHANIC SBURG PA PAYMENTS, ADJUSTMENTS AND OTHERS 01/03 01/03 6010 7482098200300IK50000290 201,00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 201.00- FEES } 12/26 12/26 0000 74820981360022360062006 15.00 LATE FEE TOTAL FEES FOR THIS PERIOD 15.00 In terest Charged « 01/16 01/16 74820982016231016064003 82.00 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 82.00 2012 Totals Year To Date Total Fees Charged in 2012 $ 0.00 Total Interest Charged in 2012 $ 82.00 Interest Char ge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,939.19 0.8250% 9.908 $ 82.00 CASH F $ 0.00 0.82508 9.904 $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 0.9083% 10.90$ $ 0.00 OLD PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 1.0750% 12.90% $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.90% $ 62.00 $ 10,064.62 1 ICM Interest Charge Method: See reverse side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) i s the annual interest rate on your account. (V) = Variable Rate. If you have a va riable rate account the per iodic rate and Annual Percentage Rate (APR) may vary. :CRP 023113_482098550 IS ROBERT L ?ALRLEY is ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: +0147 Statement Closing Date: December16,2011 Summary of Account Activity Payment Information Previous Balance $ 10,004.25 New Balance $ 10,086.11 (Includes Past Due Amount of $201.00) Total Minimum Payment Due $489.11 Payments - 0.00 Other Credits - 0.00 (Includes Past Due Amo unt of $201.00) Other Debits + 0.00 Payment Due Date 01/10/12 Purchases + 0.00 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + 81.86 NEW BALANCE $ 10,086.11 Credit Limit $ 10,000.00 Available Credit- 0.00 Available Cash 0.00 Amount Disputed 0.00 Statement Closing Date 12/16/11 Days in Billing Cycle 30 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... Only the minimum 22 year(s) $16,761.00 payment 325.00 3 years $ 11,699.00 (Savings=$5,062.00) If you would like information about credit counseling services, call (800)716-2328. PLEASE NOTE MINIMUM PAYMENT DUE. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS MAY BE REFLECTED IN YOUR CREDIT REPORT. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ` NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 12/16/11 $10,086.11 $489.11 01/10/12 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 54930 NEW CUMBERLND PA 17070 - 27015 360197 45212123 VISA PO BOX 4521 3170702706073' CAROL STREAM IL 60197 - 4521 21 00048911 01008611 4 O CORP 023713_482098550 ROBERT L FAIRLEY 54930 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 St atement Closing Date: December16,2011 Transactions Trans Date Post Date MCC Code Reference Number Descr iption Amount Interest Charged + 12/16 12/16 74820981350235350064004 $ 81.86 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 61.86 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.44 Total Interest Charged in 2011 $ 996.47 Interest Charge Calcula tion/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interes t Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,922.39 0.82508 9.908 $ 81.86 CASH F $ 0.00 0.8250% 9.90$ $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.908 $ 0.00 CASH F S 0.00 0.90838 10.909 $ 0.00 OLD PURCHASES G $ 0.00 1.07508 12.906 $ 0.00 CASH F $ 0.00 1.0750% 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.906 S 81.86 S 10,086.11 1 ICM Interest Charge Me thod: See reverse side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) Is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary CORP 023713_482098550 • ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Statement Closing Date: November16,2011 Summary of Account Activity Payment Information Previous Balance $ 10,093.63 New Balance $ 10,004.25 Payments - 403.00 Total Minimum Payment Due $205.25 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 12/10/11 Purchases + 231.76 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 81.86 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 10,004.25 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit. 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 11/16/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 31 Only the minimum 22 year(s) $16,622.00 payment Contact Information 322.00 3 years $ 11,604.00 (Savings=$5,018.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 10/25 10/26 5411 24692161298000747119766 GIANT 6253 $ 69.38 NEW CUMBERLAN PA NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ' 0910 0907 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 11/16/11 $10,004.25 $205.25 12/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 546 85 NEW CUMBERLND PA 17070 - 2706 '60197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 0020525 01000425 7 CORP 023713_482098550 . ROBERT L FAIRLEY • 54685 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4R.yiiMl? Trans Date Post Date MCC Code Reference Number 10/25 10/26 5542 24692161298000748322199 GIANT 6253 NEW CUMBERLAN PA 11/10 11/11 5533 24445001315000261420344 AUTOZONE #1953 MCHANICSBUP.G PA 11/11 11/13 5968 24692161315000808412996 NFI-WWW.NETFLIX.COM/CC NETFLIX.COM CA 11/11 11113 5968 24692161315000808702875 NFI`WWW.NETFLIX.COM/CC NETFLIX.COM CA 11/12 11/14 5200 24610431317010182173100 THE HOME DEPOT 4120 MECHANICSBURG PA 11/12 11/14 5542 24692161317000309345172 SUNOCO 0003688920 MECHANICSBURG PA 11/13 11/14 5542 24692161317000357930909 GIANT 6253 NEW CUMBERLAN PA + 10/24 PAYMENT - THANK YOU + 11/08 PAYMENT - THANK YOU + 11/16 INTEREST CHARGE-PURCHASE Statement Closing Date: November16,2011 Transactions... Continued Description Amount 20.00 20.97 14.84 14.84 23.71 20.02 48.00 PAYMENTS, ADJUSTMENTS AND OTHERS 10/24 6010 7482098129700lKS0000100 201.CO- 11/08 6010 74820981312001K50000120 202.00- TOTAL PAYMENTS OR ADJUSTMENTS 403.00- Interest Charged 11/16 74820981320236320064006 81.86 TOTAL INTEREST FOR THIS PERIOD 81.86 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.44 Total Interest Charged in 2011 $ 914.61 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G S 9,922.57 0.82508 9.908 $ 81.86 CASH F $ 0.00 0.82508 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.908 $ 0.00 CASH F $ 0.00 0.9083% 10.90% $ 0.00 OLD PURCHASES G $ 0.00 1.07508 12.90% $ 0.00 CASH F $ 0.00 1.0750% 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.90% $ 81.86 $ 10,004.25 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Pate. If you have a variabl e rate account the periodic rate and Annual Percentage Rate (APR) may vary. CORP 023713_482098550 0 ROBERT L FAIRLEY 0 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4jk6jN0jWM17 Statement Closing Date: October16,2011 Summary of Account Activity Payment Information Previous Balance $ 10,011.71 New Balance $ 10,093.63 (Includes Past Due Amount of $201.00) Total Minimum Payment Due $996.63 Payments - 0.00 Other Credits - 0.00 (Includes Past Due Amount of $201.00) Other Debits + 0.00 Payment Due Date 11/10/11 Purchases + 0.00 Cash Advances + 0.00 Late Payment Warning: IF WE. DO NOT RECEIVE YOUR 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY Fees Charged + HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + 81.92 NEW BALANCE $ 10,093.63 Minimum Payment Warning: If you make only the minimum payment Credit Limit $ 10,000.00 each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Available Credit: 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated using this card and statement in about ... total of... Statement Closing Date 10/16/11 each month you pay... Days in Billing Cycle 31 Only the minimum 22 year(s) $16,775.00 payment Contact Information 325.00 3 years $ 11,708.00 Customer Service: (800) 299-9842 (Savings=$5,067.00) Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 if you would like information about credit counseling services, Please send Billing Inquiries and Correspondence to: call (800)716-2328. CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 PLEASE NOTE MINIMUM PAYMENT DUE. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS MAY BE REFLECTED IN YOUR CREDIT REPORT. NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ' 0909 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balanc? Total Minimum Payment Due Date Payment Due 10/16/11 $10,093.63 $496.63 11/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 120265 NEW CUM13ERLND PA 17070 - 2706 360197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 49663 01009363 7 'ORP 023',1_3_482098550 ROBERT L FAIRLEY . 120265 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4$ Statement Closing Date: October16,2011 Transactions Trans Date Post Date MCC Code Reference Number Description Amount Interest Charged + 10/16 10/16 74820981289230289064007 S 81.92 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 81.92 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.44 Total Interest Charged in 2011 $ 832.75 Interest Charge Calcula tion/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,929.76 0.8250% 9.90 S 81.92 CASH F $ 0.00 0.8250% 9.901 $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 0.9083% 10.90% $ 0.00 OLD PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 1.0750% 12.90% $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.90% $ 81.92 S 10,093.63 1 ICM Interest Charge Method: See reverse side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the per iodic rate and Annual Percentage Rate (APR) may va ry. CORLI 023713_482098550 • ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4,ip47 Statement Closing Date: September15,2011 Summary of Account Activity Payment Information Previous Balance $ 10,017.81 New Balance $ 10,011.71 Payments - 475.00 Total Minimum Payment Due $212.71 Other Credit - 0.00 Other Debit= + 0.00 Payment Due Date 10/10/11 Purchases + 386.95 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 81.95 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 10,011.71 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 09/15/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 29 Only the minimum 22 year(s) $16,636.00 payment Contact Information 323.00 3 years $ 11,613.00 (Savings=$5,023.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) $70-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 08/22 08/24 5533 24559301235400002190631 STRUTMASTERS 00 OF 00 $ 229.00 866-5972733 NC NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment. Due 09/15/11 $10,011.71 $212.71 10/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58436 NEW CUMBERLND PA 17070 - 2706 '601974521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 00021271 01001171 6 C OAP 02713_482098550 0 ROBERT L FAIRLEY 58436 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number : Statement Closing Date: Se ptember15,2011 Transactions ... Continued Trans Date Post Date MCC Code Reference Number Description Amount 08/28 08/29 5968 24692161240000545908967 NFI-WWW.NETFLIX.COM/CC 15.89 NETFLIX.COM CA 09/02 09/04 5411 24427331245720003871912 KARNS PRIME S FOOD - 23.97 LEMOYNE PA 09/04 09/07 3501 24180021249900012300000 HOLIDAY INN EXPRESS 98.09 KITTANNING PA 09/08 09/11 5542 24427331252710000365653 RUTTER'S FARM STORE #5 20.00 NEW CUMBERLAN PA PAYMENTS, ADJUSTMENTS AND OTHERS + 08/22 08/22 601) 74820981234001K50000120 200.00- PAYMENT - THANK YOU + 08/24 08/24 6010 74820981236001K50000010 75.00- PA7Y'4ENT - THANK YOU + 09/01 09/01 601) 7482098124400IKS0000190 200.00- PAYMENT - THANK YOU 475.00- TOTAL PAYMENTS OR ADJUS TMENTS Interest Charged + 09/15 09/15 74620981258231258064009 80.99 INTEREST CHARGE-PURCHASE + 09/15 09/15 74820981258232258064007 0.96 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 81.95 2011 Totals Year To Date Total Fees Charged in 2011 $ 0 .44 Total Interest Charged in 2011 S 750 .83 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,816.86 0.8250% 9.90% $ 80.99 CASH F $ 0.00 0.82508 9.90$ S 0.00 PREV PURCHASES G $ 0.00 1.07508 12.908 $ 0.00 CASH F $ 0.00 0.90839 10.908 $ 0.00 OLD PURCHASES G $ 89.54 1.07509 12.90% $ 0.96 CASH F $ 0.00 1.0750% 12.90% $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 9.938 S 81.95 $ 10,011.71 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. C`n ?`23713 482098550 ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 7 Statement closing Date: Augustl7,2011 Summary of Account Activity Payment Information Previous Balance $ 9,853.52 New Balance $ 10,017.81 Payments - 500.00 Total Minimum Payment Due $218.81 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 09/10/11 Purchases + 581.97 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 82.32 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 10,017.81 Minimum Payment Warnlcg: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 08/17/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 31 Only the minimum 22 year(s) $16,889.00 payment Contact Information 323.00 3 years S 11,619.00 (Savings=$5,270.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO POX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount + 07/17 07/19 5814 24445001199300222900082 $ 12.71 DOMINO'S 4861 LEMOYNE PA 07/21 07/22 5411 24692161202000507957800 GIANT 6253 22.91 NEW CUMBERLAN PA NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - 0907 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 06/17/11 $10,017.81 $218.81 09/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58258 NEW CUMBERLND PA 17070 - 2706 '601974521212' VISA PO BOX 4521 3170702706073' CAROL STREAM IL 60197 - 4521 21 )021881 01001781 8 CL,-,P 023713_482019550 ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA 8 FAIRLEY Account Number ..ate : ???...^r w u1 ?1 Statement Closing Date: Augustl7,2011 Transactions ... Continued Trans Date Post Date MC C Code Reference Number Description Amount 07/21 07/22 5300 24445001203000262177294 BJ WHOLESALE #0025 28.28 CAMP HILL PA 07/22 07/24 5944 24445001204100460453643 LITTMAN-JEWELERS #0896 28.61 CAMP HILL PA 07/22 07/24 592_ 24435651204200648400997 OLDE TOWNE BEVERAGE 16.14 NEW CUMBERLAN PA 07/28 07/29 5968 24692161209000948379252 NFI•WWW.NETFLIX.COM/CC 15.89 NETFLIX.COM CA 08/03 08/04 5969 24692161215000160478640 HOTWIRE-SALES FINAL 457.43 866-468-9473 CA PAYMENTS, ADJUSTMENTS AND OTHERS + 08/02 08/02 6010 74820981214OOlKS0000060 500.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 500.00- Interest Charged + 08/17 08/17 74820981229228229064007 78.30 INTEREST CHARGE-PURCHASE + 08/17 08/17 74820981229229229064005 4.02 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 82.32 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.44 Total Interest Charged in 2011 $ 668.88 Interest Charge Calculation/Plan Level Information Periodic Annual Percentage Interest Ending Balance Plan Descr iption ICM1 Balance Subject Rate Rate (APR)2 Charge to Interest Rate CURRENT PURCHASES G S 9,491.55 0.82508 9.908 $ 78.30 CASH F $ 0.00 0.82509 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07508 12.908 S 0.00 CASH F $ 0.00 0.9083% 10.908 $ 0.00 OLD PURCHASES G $ 373.89 1.07508 12.909 $ 4.02 CASH F $ 0.00 1.0750% 12.909 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.019 $ 82.32 $ 10,017.81 1 ICM Interest Charge Method: See rever se side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. 58258 (V) = Variable Rate. If you have a variable rate account the periodic rate and Annual Percentage Rate IAPR) may vary CORP 023713_482098550 ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B PAISLEY Account Number: 7 Statement Closing Date: July17,2011 Summary of Account Activity Payment Information Previous Balance $ 9,818.94 New Balance $ 9,853.52 Payments - 197.00 Total Minimum Payment Due $198.00 Other Credits - 0.00 Other Debits + 0.10 Payment Due Date 08/10/11 Purchases + 149._7 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 82.31 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 9,853.52 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 146.00 Available Cash 133.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 07/17/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 32 Only the minimum 23 year(s) $16,933.00 payment Contact Information 318.00 3 years $ 11,430.00 (Savings=$5,503.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 THE CARDCENTIVES WEBSITE HAS BEEN UPGRADED, AND IS NOW AT A NEW ADDRESS! PLEASE VISIT WWW.MYCARDCENTIVES.COM TO VIEW THE VALUABLE BENEFITS ASSOCIATED WITH THIS ACCOUNT, AND DON'T FORGET TO UPDATE YOUR 'FAVORITES'! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - 0250 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 07/17/11 $9,853.52 $198.00 08/10/11 $ ROBERT 1. FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 604 96 NEW CUMBERLND PA 17070 - 2706 360197 45212123 VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 21 9800 00985352 4 CORP 0-43713_482098550 . RCSERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number : 9 '.. Statement Closing Date: Ju1,v17,2011 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 06/17 06/19 5542 24692161169000320773559 GIANT 6253 $ 55.51 NEW CUMBERLAN PA 06/17 06/19 5541 24692161169000320773567 GIANT 6253 3.56 NEW CUMBERLAN PA 06/19 06/20 5251 24388941170230132349303 HEPFERS HOMECENTER 41.15 LEMOYNE PA + 06/20 06/21 5411 24226381171360727545801 33.16 WM SUPERCENTER ETTERS PA 06/28 06/29 5968 24692161179000496292507 NFI+WWW.NETFLIX.COM/CC 15.89 NZTFLIX.COM CA PAYMENTS, ADJUSTMENTS AND OTHERS + 07/05 07/05 0000 74820981186001728200716 197,00- PHONE PAYMENT TOTAL PAYMENTS OR ADJUSTMENTS 197.00- Interest Charged + 07/17 07/17 74820981198232198064003 76.62 INTEREST CHARGE-PURCHASE + 07/17 07/17 74820981198233198064001 5.69 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 82.31 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.44 Total Interest Charged in 2011 $ 586.56 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,287.28 0.82508 9.908 S 76.62 CASH F $ 0.00 0.82508 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07508 12.908 $ 0.00 CASH F $ 0.00 0.9083% 10.90% $ 0.00 OLD PURCHASES G S 529.76 1.07506 12.908 $ 5.69 CASH F $ 0.00 1.07506 12.906 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.066 $ 82.31 $ 9,853.52 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the per iodic rate and Annual Percentage Rate (APR) may va ry. 60496 ,:02,P 023713 482098550 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 1lSR7 Statement Closing Date: Junel5,2011 Summary of Account Activity Payment Information Previous Balance $ 9,622.21 New Balance $ 9,818.94 Payments - 250.00 Total Minimum Payment Due $197.00 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 07/10/11 Purchases + 364.50 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.44 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 81.79 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 9,818.94 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit S 10,000.00 pay off your balance. For example: Available Credit 181.00 Available Cash 181.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 06/15/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 30 Only the minimum 23 year(s) $16,871.00 payment Contact Information 317.00 3 years $ 11,390.00 (Savings=$5,481.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 05/16 05/18 5542 24427331137710000367635 RUTTER-S FARM STORE #5 $ 52.58 NEW CUMBERLAN PA NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 06/15/11 $9,818.94 $197.00 07/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58382 NEW CUMBERLND PA 17070 - 2706 1601974521212' VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 ROBERT L %AiRLEY 2 9700 00981899 1 CC3P 0.77'23_482098550 0 ROBERT L FAIRLEY 0 58382 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 01 -UT47- Statement Closing Date: June15,2011 Transactions... Continued Trans Date Post Date MCC Code Reference Number Description Amount 05/18 05/20 5399 24512391139900013659734 AIRTRAN AIRWAYS, INC 10.00 ORLANDO FL OS/21 05/23 752? 24755421142731425695073 PIT STOP AIRPORT PARKING 41.65 CORAOPOLIS PA 05/21 05/23 5812 74540611142306172626349 BUBBA GUMP SHRIP CO 44.49 BENITO HARE PURCH: 516.35 MXN + 05/22 05/23 5542 24122541142740142810320 56.00 BUY N FLY #20 MERCER PA 05/23 05/24 5542 24122541143740143450125 FUELAND FD STRE 226 20.39 MCKEES ROCKS PA 05/27 05/29 7922 24258021147701263762181 AMERICAN MUSIC THEATRE 87.00 717-397-7700 PA 05/28 05/29 5968 24692161148000028920185 NFIIWWW.NETFLIX.COM/CC 15.89 NETFLIX.COM CA 06/12 06/14 5921 24013391164012937595382 BLUE MOUNTAIN VINEYARDS & 36.50 NEW TRIPOLI PA PAYMENTS, ADJUSTMENTS AND OTHERS + 06/07 06/07 6010 74820981158001K50000050 250.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 250.00- FEES + 05/21 05/23 5812 74820981143001726263494 0.44 INTERNATIONAL TXN FEE TOTAL FEES FOR THIS PERIOD 0.44 Interest Charged + 06/15 06/15 74820981166226166064001 75.67 INTEREST CHARGE-PURCHASE + 06/15 06/15 74820981166227166064009 6.12 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 81.79 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.44 Total Interest Charged in 2011 S 504.25 Interest Charge Calculation/Plan Level Information Plan Description I CM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 9,171.76 0.82508 9.908 $ 75.67 F $ 0.00 0.82508 9.90% $ 0.00 CASH PREV PURCHASES G $ 0.00 1.07508 12.908 $ 0.00 CASH F $ 0.00 0.90838 10.908 $ 0.00 OLD PURCHASES G $ 569.66 1.0750% 12.90% $ 6.12 CASH F $ 0.00 1.0750% 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.44 TOTAL 10.13% $ 81.79 9,818.94 1 ICM Interest Charge Method: See reve rse side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a var iable rate account the per iodic rate and Annual Percentage Rate (AM may va ry. C03P 023713 482098557 ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B -FAIRLEY Account Number: 9j Statement Closing Date: May16,2011 Summary of Account Activity Payment Information Previous Balance $ 10,028.07 New Balance $ 9,622.21 Payments - 630.00 Total Minimum Payment Due $193.00 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 06/10/11 Purchases + 139.67 Cash Advances 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.47 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 9,622.21 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 377.00 Available Cash 376.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 05/16/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 31 Only the minimum 23 year(s) $16,596.00 payment Contact Information 311.00 3 years $ 11,162.00 (Savings=$5,434.00) Customer Service: (800) 299-9942 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 04/14 04/17 5542 24427331105710004742559 HESS 38420 $ 30.00 NEW CUMBERLAN PA NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ; NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 .. NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 05/16/11 $9,622.21 $193.00 06/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58603 NEW CUMBERLND PA 17070 - 2706 1601974521212 VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 2 9300 00962221 9 CORP 023713_482098550 ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Trans Date Post Date MCC Code Reference Number 05/11 05/12 5968 24692161131000536584373 NFI*WWW. NETFLIX.COM/CC NETFLIX.COM CA 05/11 05/13 5999 24692161132000680933144 THE VITAMIN SHOPPE#119 HARRISBURG PA 05/12 05/15 541:. 24445001133100401396436 WEGMANS #45 MECHANICSBURG PA 05/12 05/15 5542 24427331133710000416329 RUTTER'S FARM STORE 45 NEW CUMBERLAN PA + 05/10 05/10 6010 74920991130001K50000210 PAYMENT - THANK YOU + 05/16 05/16 6010 748209811360OIK50000080 PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS Statement Closing Date: Mayl6,2011 Transactions... Continued Description Amount 15.89 20.48 28.25 45.05 AYMENTS, ADJUSTMENTS AND OTHERS P 230.00- 400.00- 630.00- Interest Charged + 05/16 05/16 74820981136225136064007 73.76 INTEREST CHARGE-PURCHASE + 05/16 05/16 74820961136226136064005 10.71 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.47 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.00 Total Interest Charged in 2011 $ 422.46 Interest Char ge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 8,940.76 0.82508 9.908 $ 73.76 CASH F $ 0.00 0.82508 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07503 12.908 $ 0.00 CASH F $ 0.00 0.90838 10.908 $ 0.00 OLD PURCHASES G $ 996.31 1.07508 12.908 $ 10.71 CASH F $ 0.00 1.07508 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.208 $ 84.47 $ 9,622.21 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. 58603 CORP 023713_482098550 . ROBERT L FAIRLEY 0 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 47 Statement Closing Date: Aprill5,2011 Summary of Account Activity Payment Information Previous Balance $ 9,921.13 New Balance $ 10,028.07 Payments - 200.00 Total Minimum Payment Due $229.07 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 05/10/11 Purchases + 222.81 Cash Advances 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.13 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 10,028.07 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 04/15/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 30 Only the minimum 24 year(s) $17,746.00 payment Contact Information 325.00 3 years $ 11,638.00 (Savings=$6,108.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 03/16 03/18 5542 24692161076000742273818 SUNOCO 0364156003 $ 30.00 CAMP HILL PA NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 04/15/11 $10,028.07 $229.07 05/10/11 S ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58087 NEW CUMBERLND PA 17070 - 2706 160197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 111INY607 01002807 2 CORP 023713_48209855, ? ROBERT L F.RIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 477 Statement Closing Date: Apri.15,2011 Transactions ... Continued Trans Date Post Date MC C Code Reference Number Description Amount 03/18 03/20 5411 24692161078000997088141 GIANT 6253 17.45 NEW CUMBERLAN PA 03/24 03/27 5542 24231681084006000163950 GULF OIL 92046373 12.09 MECHANICSBURG PA 03/28 03/29 5968 24692161087000831955363 NFI-WWW.NETFLIX.COM/CC 15.89 NETFLIX.COM CA 03/31 04/03 5542 24692161091000596799315 SUNOCO 0364156003 15.04 CAMP HILL PA 04/08 04/10 5812 24323001099253228015348 JOHN'S DINER FAMILY RE 15.84 NEW CUMBERLAN PA + 04/08 04/10 5812 24435651099207000059798 18.56 EL RODEO LEMOYNE PA 04/09 04/10 5411 24692161099000191442891 GIANT 6253 33.57 NEW CUMBERLAN PA 04/11 04/12 5411 24455011101141008599364 WAL-MART 81591 19.95 HARRISBURG PA 04/12 04/14 5251 24388941103230130237155 J S W HARDWARE II 9.53 ETTERS PA 04/13 04/15 5912 24445001104100400372359 CVS PHARMACY 81630 Q03 14.63 CAMP HILL PA 04/13 04/15 5411 24427331104710022364213 WEIS MARKETS 8125 S 20.26 CAMP HILL PA PAYMENTS , ADJUSTMENTS AND OTHERS + 04/07 04/07 0000 74820981097001510041797 200.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 200.00- Interest Charged + 04/15 04/15 74620981105234105064003 73.20 INTEREST CHARGE-PURCHASE + 04/15 04/15 74820981105235105064000 10.93 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.13 2011 Totals Year To Date T otal Fees Charged in 2011 $ 0 .00 T otal Interest Charged in 2011 $ 337 .99 Interest Charge Calculation/ Plan Level Information Plan Descr iption ICM1 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 8,872.55 0.82504 9.908 $ 73.20 CASH F $ 0.00 0.8250$ 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.908 $ 0.00 CASH F $ 0.00 0.90834 10.908 $ 0.00 OLD PURCHASES G $ 1,016.46 1.07504 12.904 $ 10.93 CASH F $ 0.00 1.07504 12.904 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.214 $ 84.13 $ 10,028.07 1 ICM Interest Charge Method: See rever se side of Page 1 for exp lanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the per iodic rate and Annual Percentage Rate (APR) may vary. 58087 :ORP 023713_482098550 ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 47 Statement Closing Date: March16,2011 Summary of Account Activity Payment Information Previous Balance $ 10,042.98 New Balance $ 9,921.13 Payments - 245.00 Total Minimum Payment Due $199.00 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 04/10/11 Purchases + 38.88 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.27 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 9,921.13 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 78.00 Available Cash 77.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 03/16/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 31 Only the minimum 24 year(s) $17,560.00 payment Contact Information 321.00 3 years $ 11,514.00 (Savings-$6,046.00) Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, call (800)716-2328. After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 1100.55 }#}###;t4a4+#i#it#}#}#####;#;;##t}+};#i##;*;#*#*#4t+#*#44;iii#;i##i4;*iitt# NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - 0161 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 03/16/.L1 $9,921.13 $199.00 04/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 57478 NEW CUMBERLND PA 17070 - 2706 160197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 All 00992113 9 1._,RP 023713_482058550 9 ROBERT L FAIRLEY • 57478 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 97 Statement Closing Date: Marchl6,2011 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 03/07 03/08 5968 24692161066000795763089 NFI`WWW.NETFLIX .COM/CC $ 15.89 NETFLIX.COM CA 03/12 03/13 5311 24445001072600248638661 KOHL'S #0337 22.99 MECHANICSBURG PA PAYMENTS, ADJUSTMENTS AND OTHERS + 03/04 03/04 6010 74820981063001K50000240 245.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 245.00- Interest Charged + 03/16 03/16 74820981075239075064004 73.07 INTEREST CHARGE-PURCHASE + 03/16 03/16 74820981075240075064002 11.20 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.27 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.00 Total Interest Charged in 2011 S 253.86 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject Periodic A nnual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 8,856.33 0.8250% 9.908 S 73.07 CASH F $ 0.00 0.82508 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07508 12.908 $ 0.00 CASH F $ 0.00 0.90838 10.904 $ 0.00 OLD PURCHASES G $ 1,042.31 1.0750% 12.905 $ 11.20 CASH F $ 0.00 1.07508 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.228 $ 84.27 $ 9,921.13 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) i s the annual interest rate on your account. (V) = Variable Rate. If you have a va riable rate account the per iodic rate and Annual Percentage Rate (APR) may vary. 023713 482098550 . ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Qf?3 47 Statement Closing Date: Februaryl3,2011 Summary of Account Activity Payment Information Previous Balance $ 10,041.05 New Balance $ 10,042.98 Payments - 245.00 Total Minimum Payment Due $243.98 Other Credits - 0.00 .er Dec i?= + 0.00 Payment Due Date 03/10/11 e + 162.23 + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.70 HAVE TO PAY A LATE FEE UP TO $15. Interes. :aarged + NEW BALANCE $ 10,042.98 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit S 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 02/13/11 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 26 Only the minimum 24 year(s) $17,816.00 payment Contact Information 325.00 3 years $ 11,656.00 Customer Service: (800) 299-9842 (Savings=$6,160.00) Report Lost or Stolen Card: ('727) 570-4881 If you would like information about credit counseling services, After Hours: (866) 604-0381 call (800)716-2328. Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. ncfcuonline.org Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 #i####}}ii****t***#*}*****t*}4+##i##RRiitiiii#RiR#iii4i4*Rt**iR*##**##t##*} } THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR « WAS - $ 1100.55 « NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - 0900 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 7 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 02/13/11 $10,042.98 $243.98 03/10/11 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 1207 93 NEW CUMBERLND PA 17070 - 2706 360197 45212123 VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 21 01004298 2 023"713_482098550 0 ROBERT L FAIRLEY C? 120'93 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 Trans Date Post Date MCC Code Reference Number 02/08 02/10 5542 24427331040710000343541 RUTTER'S FARM STORE #5 NEW CUMBERLAN PA 02/09 02/10 5941 24107801040714391261620 HONIG'S WHISTLE STOP 739-761-2244 MI 02/09 02/11 5912 24445001041100369260609 CVS PHARMACY #1630 Q03 CAMP HILL PA 02/09 02/11 5999 24707801041980147755947 WERTZ COAL YARD MECHANICSBURG PA 02/10 02/11 5968 24692161041000042583835 NFI"WWW.NETFLIX.COM/CC NETFLIX.COM CA 02/11 02/13 5411 24427331042720002962758 KARNS PRIME S FOOD LEMOYNE PA + 02/07 02/07 6010 7482098103800lKS0000270 PAYMENT - THANK YOU Statement Closing Date: February13,2011 Transactions Description Amount $ 39.00 28.90 30.00 31.50 15.89 16.94 PAYMENTS, ADJUSTMENTS AND OTHERS 245.00- TOTAL PAYMENTS OR ADJUSTMENTS 245.00- Interest Charged + 02/13 02/13 74820981044247044064003 72.94 INTEREST CHARGE-PURCHASE + 02/13 02/13 74820981044248044064001 11.76 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.70 2011 Totals Year To Date Total Fees Charged in 2011 $ 0.00 Total Interest Charged in 2011 $ 169.59 Interest Charge Calculation/Plan Level Information Plan Description ICHI Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 8,840.97 0.82508 9.90% $ 72.94 CASH F $ 0.00 0.82508 9.90% $ 0.00 PREV PURCHASES G $ 0.00 1.07509 12.908 $ 0.00 F $ 0.00 0.90835 10.908 $ 0.00 CASH OLD PURCHASES G $ 1,093.76 1.07509 12.909 $ 11.76 CASH F $ 0.00 1.07508 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.239 $ 84.70 $ 10,042.98 1 ICM Interest Charge Method: See re verse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a v ariable rate account the periodic rate and Annual Percentage Rate (APR) may vary. CORP 023'713_482098550 • ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4Y U-TTR 7 Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle Contact Information Summ ary of Account Activity $ 10,078.50 New Balance 280.00 0.00 + 0.00 + 157.66 + 0.00 + 0.00 84,89 $ 10,041.05 $ 10,000.00 0.00 0.00 0.00 01/16/11 31 Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.eZCardInfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 ++««««a+++«a++««a++««a««««aaa.a,aa+«««a++«++a«raaaa++aaaa++«a+++a++++a«++«« • THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + WAS...$ 1100.55 « «««««+«a«aa«««+++aaa«aa.a+««aaa,.a++aaa++«++«+«a++««+a««++a««a++«++«+«aa++«a NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVER Y - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 01/16/11 $10,041.05 $242.05 02110111 $ , ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 123399 NEW CUMRERLND PA 17070 - 2706 1601974521212' VISA PO BOX 4521 1170702706073' CAROL STREAM IL 60197 - 4521 Only the minimum 24 year(s) $17,857.00 payment 325.00 3 years $ 11,655.00 (Savings=$6,202.00) If you would like information about credit counseling services, call (800)716-2328. Statement Closing Date: January16,2011 Payment Information $ 10,041.05 Total Minimum Payment Due $242.05 Payment Due Date 02/10/11 Late Payment Warning: IF WE DO NOT RECEIVE YOUR MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY HAVE TO PAY A LATE FEE UP TO $15. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer tc pay off your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... 4205 01004105 6 ':ORP C23"13_482098550 • ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Statement Closing Date: January16,2011 Trans Date Post Date MCC Code Reference Number Description Transactions Amount 12/28 12/29 5968 24692160362000904207369 NFI*WWW.NETFLIX.COM/CC $ 14 83 NETFLIX.COM CA . 12/28 12/29 5411 24445000363586953623172 GIANT-EAGLE #0060 12 83 MONROEVILLE PA . 12/29 12/31 8011 24142020364900016600049 INTERNISTS OF CENTRAL PA 100 00 LEMOYNE PA , . 12/30 01/02 5999 24707800365980147755947 WERTZ COAL YARD 30 00 MECHANICSBURG PA . PAYMENTS, ADJUSTMENTS AND OTHERS + 12/27 12/27 0000 74820980361001510380873 280.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 280.00- + 01/16 01116 74820982016244016064008 Interest Charged 72.7q INTEREST CHARGE-PURCHASE + 01/16 01/16 74820981016245016064005 12.15 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR T HIS PERIOD 84.89 2011 Totals Year To Date Total Fees Charged in 2011 S 0.00 Total Interest Charged in 2011 S 84.89 Interest Charge Calculation/Plan Level Information Plan Des cription IC241 Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Ra te (APR)2 Charge CURRENT PURCHASES G $ 8817.74 0.82508 91308 $ 72.74 CASH F $ 0.00 0.82503 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07508 12.90$ $ 0.00 CASH F $ 0.00 0.90838 10.9D% $ 0.00 OLD PURCHASES G $ 1129.92 1.0750 12.908 $ 12.15 CASH F $ 0.00 1.07506 12.906 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.249 $ 84.89 $ 10,041.05 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) = Variable Rate. If you have a variable rate account the peri odic rate and Annual Percentage Rate (APR) may var y. :23399 CORP 023713_482'098S50 ROBERT. L FAIRLE7 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Account 4 Statement Closing Date: December16,2010 Summary of Account Activity Payment Information Previous Balance $ 10,063.96 New Balance $ 10,078.50 Payments - 266.00 Total Minimum Payment Due $280.50 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 01/10/11 Purchases + 195.39 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 85.15 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged NEW BALANCE $ 10,078.50 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in in terest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 12/16/10 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 31 Only the minimum 24 year(s) $17,998.00 payment C ontact Information 326.00 3 years $ 11,700.00 Customer Service: ( 800) 299-9842 (Savings=$6,298.00) Report Lost or Stol en Card: (727) 570 -4881 If you would like information about credit counseling services, After Hours: (866) 604-0381 call (800)716-2328. Please send Billing Inquiries and Cor respondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. eZCardInfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDIMPO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - " NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 12/16/10 $10,078.50 $280.50 01/10/11 $ ROBERT L FAIRLEY OLGA 8 FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58234 NEW CUMBERLND PA 17070 - 2706 360197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 01007850 0 :ORP 023713_482098550 ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: ggll!!? Statement Closing Date: 2010 l6 D b ecem er , Transactions Trans Date Post Date MCC Code Reference Number Description Amount 12/11 12/12 5968 24692160345000402455694 NFI•WWW.NETFLIX.COM/CC $ 14.83 NETFLIX.COM CA 59 98 12/13 12/14 5942 24692160347000785407583 Amazon.com . AM2:4.COM/BILL WA 12/14 12/15 5542 24692160348000145622896 GIANT FUEL #253 46.30 NEW CUMBERLAN PA 12/14 12/15 5411 24692160348000145952111 GIANT FOOD #253 74.28 NEW CUMBERLAN PA PAYMENTS, ADJUSTMENTS AND OTHERS + 12/09 12/09 6010 748209803430OIK50000160 266.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 266.00- Interest Charged + 12/16 12/16 74820980350237350064002 71.92 INTEREST CHARGE-PURCHASE + 12/16 12/16 74820980350238350064000 13.23 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 85.15 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 1016.18 59234 Interest Charge Calculation/Plan Level Information n ICM1 Balance Subject i ti Pl D Periodic Annual Percentage Interest Ending Balance escr p o an to Interest Rate Rate Rate (APR)2 Charge CURRENT PURCHASES G $ 8718.10 0.8250% 9.90% $ 71.92 CASH F $ 0.00 0.82506 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.07508 12.909 $ 0.00 CASH F $ 0.00 0.90839 10.908 $ 0.00 OLD PURCHASES G $ 1230.24 1.07508 12.906 $ 13.23 CASH F $ 0.00 1.0750% 12.909 $ 0.00 $ 0.00 FEES/INTEREST CHARGE 10.279 $ 85.15 $ 10,078.50 TOTAL 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (V) - Variable Rate. If you have a variabl e rate account the periodic rate and Annual Percentage Rate (APR) may vary. ")RP 023713_482098550 ROBERT L FAIRLEY . ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4@ '47 Statement Closing Date: Novemberl5,2010 Summary of Account Activity Payment Information Previous Balance $ 10,008.93 New Balance S 10,063.96 Payments - 209.93 Total Minimum Payment D ue $265.96 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 12/10/10 Purchases + 180.12 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.84 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 10,063.96 Minimum Payment Warning : If you make only the minimum payment each period, you will p ay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 11/15/10 using this card and statement in about ... total of... each month you pay. .. Days in Billing Cycle 29 Only the minimum 24 year(s) $18,031.00 payment Contact Information 326.00 3 years $ 11,684.00 Customer Service: ( 800) 299-9842 (Savings=$6,347.00) Report Lost or Stol en Card: (727) 570-4881 If you would like information about credit counseling services, After Hours: (866) 604-0381 call (800)716-2328. Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. eZCardlnfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.C0M AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ` NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 11/15/10 $10,063.96 $265.96 12/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 59239 NEW CUMBERLND PA 17070 - 2706 360197 4521212' VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 01006396 9 '03P 023713482098550 0 ROBERT L FAIRLEY E 59239 ROBERT L FAIRLEY OLGA 3 FAIRLEY Account Number: 447 Statement Closing Date: November15,2010 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 10/30 10/31 5968 24692160303000397602409 NFI*WWW.NETFLIX.COM/CC $ 14.83 NETFLIX.COM CA 11/03 11/05 5542 24427330308710000381722 RUTTER'S FARM STORE #5 44.01 NEW CUMBERLAN PA 11/05 11/08 5532 24258020311980012836072 C 6 J TIRE #13 121.28 MECHANICSBURG PA PAYMENTS, ADJUSTMENTS AND OTHERS + 10/29 10/29 6010 74820980302001K50000180 209.93- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 209.93- Interest Charged + 11/15 11/15 74820980319233319064001 71.40 INTEREST CHARGE-PURCHASE + 11/15 11/15 74820980319234319064009 13.44 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.84 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 931.03 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage Interest Ending Balance Interest Rate Rate 2 Rate (APR)3 Charged CURRENT PURCHASES G $ 8654.72 0.82508 9.908 $ 71.40 CASH F $ 0.00 0.82508 9.908 $ 0.00 PREV PURCHASES G $ 0.00 1.0750$ 12.908 $ 0.00 CASH F $ O.CO 0.9083% 10.90% $ 0.00 OLD PURCHASES G $ 1250.15 1.0750$ 12.90% $ 13.44 CASH F $ 0.00 1.07508 12.908 $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.288 $ 84.84 $ 10,063.96 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) . Monthly (D) - Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. CGRP 023713_482098550 ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIFLEY Account Number: 9?K1 Statement Closing Date: October17,2010 Summary of Account Activity Payment Information Previous Balance $ 9,929.88 New Balance $ 10,008.93 Payments - 200.00 Total Minimum Payment Due $209.93 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 11/10/10 Purchases + 194.43 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.62 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 10,008.93 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 0.00 Available Cash 0.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 10/17/10 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 32 Only the minimum 24 year(s) $17,941.00 payment Contact Information 324.00 3 years $ 11,621.00 Customer Service: (800) 299-9842 (Savings=$6,320.00) Report Lost or Stolen Card: (727) 570-4881 If you would like information about credit counseling services, After Hours: (866) 604-0381 call (800)716-2328. Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.eZCardInfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WNW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 10/17/10 $10,008.93 $209.93 11/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 58143 NEW CUMBERLND PA 17070 - 2706 360197 45212123 VISA PO BOX 4521 '1707027060733 CAROL STREAM IL 60197 - 4521 3 01000893 6 =CRP 023713_482098550 0 ROBERT L FAIRLEY 58143 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 Trans Date 09/16 NEW CUMBERLAN PA 09/17 JACOBUS PA 09/28 NETFLIX.COM CA 10/05 866-615-6680 FL + 10/08 HESS 38419 LEMOYNE PA 10/13 CAMP HILL PA + 10/04 PAYMENT - THANK YOU + 10/17 INTEREST CHARGE-PURCHASE + 10/17 INTEREST CHARGE-PURCHASE Post. Date MCC Code Reference Number 09/19 5542 24427330260710000347786 RUTTER'S FARM STORE $5 09/19 5542 24427330260710000321377 RUTTER'S FARM STRE X51 09/29 5968 24692160271000123517663 NFI•WWW.NETFLIX.COM/CC 10/06 5912 24435650279364030292107 MEDCO HEALTH NETPK 10/10 5542 24427330282710005090690 10/15 5912 24445000287477050208666 CVS PHARMACY X1630 Q03 10/04 6010 748209802770OIK50000240 • Statement Closing Date: Octoberl7,2010 Transactions Description Amount $ 15.01 15.00 14.83 100.00 20.00 29.59 PAYMENTS, ADJUSTMENTS AND OTHERS 200.00- TOTAL PAYMENTS OR ADJUSTMENTS 200.00- Interest Charged 10/17 74820980290233290064007 71.12 10/17 74820980290234290064005 13.50 TOTAL INTEREST FOR THIS PERIOD 84.62 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 846.19 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage Interest Rate Rate 2 Rate (APR)3 CURRENT PURCHASES G $ 8619.77 0.8250% 9.906 CASH F $ 0.00 0.82506 9.906 PREV PURCHASES G $ 0.00 1.07506 12.909 CASH F $ 0.00 0.90836 10.906 OLD PURCHASES G $ 1256.25 1.07506 12.906 CASH F $ 0.00 1.07508 12.906 FEES/INTEREST CHARGE TOTAL 10.286 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) = Monthly (D) = Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 71.12 $ 0.00 $ 0.00 $ 0.00 $ 13.50 $ 0.00 $ 0.00 $ 84.62 $ 10,008.93 CO,.P 023713_482098550 ROBERT L FAIRLEY . ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Statement Closing Date: September15,2010 Summary of Account Activity Payment Information Previous Balance $ 9,995.28 New Balance $ 9,929.88 Payments - 200.00 Total Minimum Payment Due $199.00 Other Credits - 0.00 Other Debits + 0.00 Payment Due Date 10/10/10 Purchases + 49.92 Cash Advances + 0.00 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE, YOU MAY 84.68 HAVE TO PAY A LATE FEE UP TO $15. Interest Charged + NEW BALANCE $ 9,929.88 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in in terest and it will take you longer to Credit Limit $ 10,000.00 pay off your balance. For example: Available Credit 70.00 Available Cash 70.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 09/15/10 using this card and statement in about ... total of... each month you pay... Days in Billing Cycle 30 Only the minimum 24 year(s) $17,803.00 payment C ontact Information 322.00 3 years $ 11,529.00 Customer Service: (800) 299-9842 (Savings=$6,274.00) Report Lost or Stolen Card: (727) 570 -4881 If you would like information about credit counseling services, After Hours: (866) 604-0381 call (800)716-2328. Please send Billing Inquiries and Cor respondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. eZCardInfo.co. Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 4 NEW CUMSERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 09/15/10 $9,929.88 $199.00 10/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 57730 NEW CUMBERLND PA 17070 - 2706 360197 45212123 VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 0 00992988 4 CG..P 023713_482098550 ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4? W4 Statement Closing Date: September15,2010 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 09/09 09/12 5814 24164070253835311283632 PIZZA HUT #2308 4430156 $ 22.26 NEW CUMBERLAN PA 09/10 09/12 5968 24692160253000238678352 NFI*WWW.NETFLIX .COM/CC 14.83 NETFLIX.COM CA 09/11 09/12 5921 24435650255207000964724 WINE 6 SPIRITS 9206 12.83 MC KEES ROCKS PA PAYMENTS, ADJUSTMENTS AND OTHERS + 09/07 09/07 6010 74820980250001K50000260 200.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 200.00- Interest Charged + 09/15 09/15 74820980258231258064001 71.17 INTEREST CHARGE-PURCHASE + 09/15 09/15 74820980258232258064009 13.51 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.68 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 S 761.57 Interest Charge Calculation/ Plan Level Information Plan Description ICM1 Balance Subject to Periodic Ann ual Percentage Interest Ending Balance Interest Rate Rate 2 Rate (APR)3 Charged CURRENT PURCHASES G $ 8626.52 0.8250% 9.90% $ 71.17 CASH F $ 0.00 0.8250% 9.901 $ 0.00 PREV PURCHASES G $ 0.00 1.0750% 12.90% $ 0.00 CASH F $ 0.00 0.90838 10.90$ $ 0.00 OLD PURCHASES G $ 1256.69 1.0750% 12.904 $ 13.51 CASH F $ 0.00 1.0750% 12.90% $ 0.00 FEES/INTEREST CHARGE $ 0.00 TOTAL 10.28% $ 84.68 $ 9,929.88 1 ICM Interest Charge Method: See reverse side of Page 1 for exp lanation. 2 Periodic Rate (M) = Monthly (D) - Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annua l Percentage Rate (APR) may vary. 57730 I CORP 023713_462098550 0 ROBERT L FAIRLEY 0 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 rlS4. Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0361 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. eZCardlnfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... Only the minimum 24 year(s) $17,917.00 payment 324.00 3 years $ 11,605.00 (5avings-56,312.00) If you would like information about credit counseling services, call (800)716-2328. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - ` NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 7 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 08/16/10 $9,995.28 $200.00 09/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 57612 NEW CUMBERLND PA 17070 - 2706 160197 4521212' VISA PO BOX 4521 1170702706073' CAROL STREAM IL 60197 - 4521 Statement Closing Date: August16,2010 Summary of Account Activity Payment Information $ 9,774.71 New Balance $ 9,995.28 200.00 Total Minimum Payment Due $200.00 0.00 + 0.00 Payment Due Date 09/10/10 + 336.67 + 0.00 Late Payment Warning: If we do not receive your minimum + 0.00 payment by the date listed above, you may have to pay a $15 late 83.90 fee. $ 9,995.28 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to $ 10,000.00 pay off your balance. For example: 4.00 4.00 0.00 08/16/10 31 21 00999528 7 CC.tP 023713_482098550 • ROBERT L FAIRLEY • 57612 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 Trans Date 07/18 NEW CUMBERLAN PA 07/26 CAMP HILL PA 07/26 CAMP HILL PA 07/27 NEW CUMBERLAN PA 07/28 NETFLIX.COM CA 07/28 MECHANICSBURG PA 07/28 NEW CUMBERLAN PA + 07/29 KFC 050 LEMOYNE PA 07/29 MCHANICSSURG PA 07/29 MECHANICSBURG PA 07/29 CAMP HILL PA 07/30 NEW CUMBERLAN PA 08/15 LAS VEGAS NV + 08/06 PAYMENT - THANK YOU Post Date MCC Code R=_°erence Number 07/20 5542 2442733C200710000306181 RUTTER'S FARM STORE #5 07/27 5542 24231680207006000123214 CEDAR CLIFF GULF 07/28 5912 24445000208365646220293 CVS PHARMACY #1630 Q03 07/29 5814 24164070209835311287232 PIZZA HUT 023084430156 07/29 5968 24692160209000112024371 NFI*WWW.NETFLIX.COM/CC 07/29 5200 24692160210000161975397 LOWES #02223- 07/30 5542 24427330210710005009796 HESS 38420 07/30 5814 24231680211200000000274 07/30 5533 24445000211369338985408 AUTOZONE #1953 08/01 5651 24445000211369782776592 MARSHALLS #834 08/01 5411 24427330211710023684629 WEIS MARKETS 4125 S 08/01 5542 24129420211100000576156 TOM'S LIMEKLIN ROAD 08/16 7922 24492800227118000165238 ORLEANS SHOWROOM 08/06 6010 7492098021800lKS0000360 + 08/16 08/16 INTEREST CHARGE-PURCHASE + 08/16 08/16 INTEREST CHARGE-PURCHASE Statement Closing Date: Augustl6,2010 Transactions Description Amount $ 25.00 15.00 14.73 21.20 14.83 21.18 40.00 10.59 14.83 18.45 7.47 12.39 121.00 PAYMENTS, ADJUSTMENTS AND OTHERS 200.00- S 200.00- Interest Charged TOTAL PAYMENTS OR ADJUSTMENT 74820980228235228064006 70.36 74820980228236228064004 13.54 TOTAL INTEREST FOR THIS PERIOD 83.90 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 676.89 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage Interest Rate Rate 2 Rate (APR)3 CURRENT PURCHASES G $ 8529.42 0.82508 9.908 CASH F $ 0.00 0.82508 9.908 PREV PURCHASES G $ 0.00 1.07508 12.904 CASH F $ 0.00 0.90838 10.901 OLD PURCHASES G $ 1259.27 1.07503 12.908 CASH F $ 0.00 1.0750$ 12.90% FEES/INTEREST CHARGE TOTAL 10.298 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) - Monthly (D) - Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 70.37 $ 0.00 $ 0.00 $ 0.00 $ 13.54 $ 0.00 $ 0.00 $ 83.90 $ 9,995.28 COAP 0237"..3 462098550 • ROBERT :. FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 447 Statement Closing Date: Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle July16,2010 Summary of Account Activity Payment Information $ 9,961.15 New Balance $ 9,774.71 200.00 Total Minimum Payment Due $196.00 0.00 F 0.00 Payment Due Date 08/10/10 + 29.83 + 0.00 Late Payment Warning: If we do not receive your minimum + 0.00 payment by the date listed above, you may have to pay a $15 late 83.73 fee. $ 9,774.71 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to $ 10,000.00 pay off your balance. For example: 225.00 225.00 If you make no You will pay off the And you will end up 0.00 additional charges balance shown on this paying an estimated 07/16/10 using this card and statement in about ... total of... each month you pay... 31 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.eZCardInfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Only the minimum 24 year(s) $17,538.00 payment 317.00 3 years $ 11,350.00 (Savings=$6,188.00) If you would like information about credit counseling services, Call (800)716-2328. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - t 0250 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 07/16/10 $9,774.71 $196.00 08/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 574 71 NEW CUMBERLND PA 17070 - 2706 '601974521212' VISA PO BOX 4521 1170702706073' CAROL STREAM IL 60197 - 4521 600 00977471 6 .,,nP 023713482098'30 • ROBERT L FAIRLEY E 57471 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: Trans Date Post Date MCC Code Reference Number NETFLIX.COM CA 06/28 06/29 5968 24692160179000369996384 NFI`WWW.NETFLIX.COM/CC 07/14 07/16 5542 24692160196000101894557 SUNOCO 0363458104 CAMP HILL PA 07/12 07/12 6010 74820980193001K50000200 PAYMENT - THANK YOU + 07/16 INTEREST CHARGE-PURCHASE + 07/16 INTEREST CHARGE-PURCHASE Statement Closing Date: July16,2010 Transactions Description Amount $ 14.83 15.00 PAYMENTS, ADJUSTMENTS AND OTHERS 200.00- TOTAL PAYMENTS OR ADJUSTMENTS 200.00- Interest Charged 07/16 74820980197226197064009 70.16 07/16 74820980197227197064007 13.57 TOTAL INTEREST FOR THIS PERIOD 83.73 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 592.99 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage CURRENT Interest Rate Rate 2 Rate (APR)3 PURCHASES G $ 8504.73 0.8250% 9.90% CASH F $ 0.00 0.8250% 9.908 PREV PURCHASES G $ 0.00 1.07508 12.90% CASH F $ 0.00 0.9083% 10.90% OLD PURCHASES G $ 1262.37 1.0750% 12.90% CASH F $ 0.00 1.07505 12.908 FEES/INTEREST CHARGE TOTAL 10.296 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) - Monthly (D) - Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 70.16 $ 0.00 $ 0.00 $ 0.00 $ 13.57 $ 0.00 S 0.00 S 83.73 $ 9,774,71 CCPP 023713_482098550 0 ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 497 Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit Limit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries ana Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.eZCardlnfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... Only the minimum 24 year(s) $17,690.00 payment 320.00 3 years $ 11,450.00 (Savings=$6,240.00) If you would like information about credit counseling services, call (800)716-2328. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 06/15/10 $9,861.15 $198.00 07/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 57309 NEW CUMBERLND PA 17070 - 2706 36019745212123 VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 Statement Closing Date: June15,2010 Summary of Account Activity Payment Information $ 9,961.80 New Balance $ 9,861.15 200.00 Total Minimum Payment Due $198.00 0.00 + 0.00 Payment Due Date 07/10/10 + 14.83 + 0.00 Late Payment Warning: If we do not receive your minimum + 0.00 payment by the date listed above, you may have to pay a $15 late 84.52 fee. $ 9,861.15 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to S 10,000.00 pay off your balance. For example: 138.00 138.00 0.00 06/15/10 30 511- 0986115 4 CCPP 023713_482098550 Is ROBERT L FAIRLEY . ROBERT L FA=RLE Y OLGA B FAIRLEY Account Number: ? 47 Statement -losing Date: Junel5,2010 Transactions Trans Date Post Date MCC Code Reference Number D escription Amount 05/28 05/30 5968 24692160148000488419795 NFI*WWW.NETFLIX.COM/CC 3 14.83 NETFLIX. COM CA PAYMENTS, ADJUSTMENTS AND OTHERS + 06/10 06/10 6010 7482098016100IK50000210 200.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 200.00- Interest Charged + 06/15 06/15 74820980166225166064005 70.95 INTEREST CHARGE-PURCHASE + 06/15 06/15 74820980166226166064003 13.57 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.52 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 509.26 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage Interest Rate Rate 2 Rate (APR)3 CURRENT PURCHASES G $ 8599.39 0.8250% 9.90% CASH F S 0.00 0.8250% 9.90% PREV PURCHASES G $ 0.00 1.0750% 12.90% CASH F $ 0.00 0.9083% 10.90% OLD PURCHASES G $ 1262.69 1.0750% 12.90% CASH F $ 0.00 1.0750% 12.90% FEES/INTEREST CHARGE TOTAL 10.28% 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) - Monthly (D) - Daily 3 Your Annual Percentage Rate (APR) is the annual interes t rate on your acco unt. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 70.94 $ 0.00 $ 0.00 $ 0.00 $ 13.57 $ 0.00 $ 0.00 $ 84.52 $ 9,861.15 57309 Page 2 of 2 C-RP 023713_48209855O . ROBERT L FAIP.LEY • ROBERT FAIRLEY OLGA B FAIRLEY Account Number: 4 Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit. Limit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.eZCardlnfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about ... total of... each month you pay... Only the minimum 24 year(s) $17,865.00 payment 323.00 3 years S 11,567.00 (Savings=$6,298.00) If you would like information about credit counseling services, call (800)716-2328. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVER Y - ' NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 05/16/10 $9,961.80 $200.00 06/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 121370 NEW CUMBERLND PA 17070 - 2706 36019745212123 VISA PO BOX 4521 31707027060733 CAROL STREAM IL 60197 - 4521 Statement Closing Date: May16,2010 Summary of Account Activity Payment Information $ 10,063.19 New Balance $ 9,961.80 - 270.00 Total Minimum Payment Due $200.00 0.00 + 0.00 Payment Due Date 06110110 + 83.45 + 0.00 Late Payment Warning: If we do not receive your minimum + 0.00 payment by the date listed above, you may have to pay a $15 late 85.16 fee. $ 9,961.80 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to $ 10,000.00 pay off your balance. For example: 38.00 38.00 0.00 05/16/10 31 2 ?00996180 0 70RP 023713_482098550 • ROBERT L FAIRLEY 0 121370 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: itli Statement Closing Date: Mayl6,2010 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 05/08 05/10 5411 24427330129710025232915 WEIS MARKETS 4125 S $ 47.61 CAMP HILL PA 05/11 05/12 5968 24692160131000833052035 NFI*WWW.NETFLIX.COM/CC 14.83 NETFLIX.COM CA 05/14 05/16 5542 24122540134740134960465 OLD GETTYSBURG PK BP 21.01 MECHANICSBURG PA PAYMENTS, ADJUSTMENTS AND OTHERS + 05106 05/06 0000 74820980126001710520951 270.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 270.00- Interest Charged + 05/16 05/16 74820980136228136064003 71.11 INTEREST CHARGE-PURCHASE + 05/16 05/16 74820980136229136064001 14.05 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 424.74 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage Interest Rate Rate 2 Rate (APR)3 CURRENT PURCHASES G S 8619.80 0.82508 9.908 CASH F $ 0.00 0.82508 9.908 ?REV PURCHASES G $ 0.00 1.07508 12.908 CASH F $ 0.00 0.90839 10.901 OLD PURCHASES G $ 1306.56 1.07509 12.908 CASH F $ 0.00 1.07509 12.909 FEES/INTEREST CHARGE TOTAL 10.298 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) = Monthly (D) = Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 71.11 $ 0.00 $ 0.00 $ 0.00 $ 14.05 $ 0.00 $ 0.00 $ 65.16 $ 9,961.80 Page 2 of 2 CORP 023713 482098550 I& ROBERT L FAIRLEY • ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 Statement Closing Date: Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit Limit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle Aprill5,2010 Summary of Account Activity Payment Information $ 9,998.74 New Balance $ 10,063.19 200.00 Total Minimum Payment Due $265.19 0.00 + 0.00 Payment Due Date 05/10/10 + 179.45 + 0.00 Late Payment Warning: If we do not receive your minimum + 0.00 payment by the date listed above, you may have to pay a $15 late 85.00 fee. $ 10,063.19 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to $ 10,000.00 pay Off your balance. For example: 0.00 0.00 If you make no You will pay off the And you will end up 0.00 additional charges balance shown on this paying an estimated 04/15/10 using this card and statement in about ... total of... each month you pay... 30 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (966) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www.eZCardlnfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Only the minimum 24 year(s) $18,106.00 payment 326.00 3 years $ 11,685.00 (Savings=$6,421.00) If you would like information about credit counseling services, call (800)716-2328. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 7 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 04/15/10 $10,063.19 $265.19 05/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAK E CHECK PAYABLE TO: 807 FISHING CREEK ROAD 579 89 NEW CUMBERLND PA 17070 - 2706 36019745212123 VISA PO BOX 4521 '170702706073' CAROL STREAM IL 60197 - 4521 21 1 01006319 3 -CRP 0237;:_482098550 ROBERT L FAIRLEY ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4? ? r7 Trans Date Post Date MCC Code Reference Number 04/08 04/09 5411 24455010098141010518516 WAL-MART 41886 MECHANICSSUR PA 04/08 04/09 5411 24692160099000716234601 GIANT FOOD #253 NEW CUMBERLAN PA 04/08 04/11 5542 24692160099000814723026 SUNOCO SVC STATION MECHANICSBURG PA 04/10 04/11 5968 24692160100000993392244 NFI`WWW.NETFLIX.COM/CC NETFLIX.COM CA 04/10 04/12 5542 24427330101710005290513 HESS 38420 NEW CUMBERLAN PA 04/14 04/15 5411 24692160105000638184068 GIANT FOOD #253 NEW CUMBERLAN PA + 04/05 04/05 6010 7482096009500IK50000150 PAYMENT - THANK YOU + 04/15 INTEREST CHARGE-PURCHASE + 04/15 INTEREST CHARGE-PURCHASE • Statement Closing Date: Apri115,2010 Transactions Description Amount $ 10.19 61.69 25.01 14.83 25.00 42.73 PAYMENTS, ADJUSTMENTS AND OTHERS 200.00- TOTAL PAYMENTS OR ADJUSTMENTS 200.00- Interest Charged 04/15 74820980105230105064003 70.70 04/15 74820980105231105064001 14.30 TOTAL INTEREST FOR THIS PERIOD 85.00 2010 Totals Year To Date Total Fees Charged in 2010 $ 0.00 Total Interest Charged in 2010 $ 339.58 Interest Charge Calculation/Plan Level Information Plan Description ICM1 Balance Subject to Periodic Annual Percentage Interest Rate Rate 2 Rate (APR)3 CURRENT PURCHASES G $ 8569.17 0.8250% 9.908 CASH F $ 0.00 0.82508 9.906 PREV PURCHASES G $ 0.00 1.07506 12.906 F S 0.00 0.90836 10.906 CASH OLD PURCHASES G $ 1330.69 1.07506 12.906 CASH F $ 0.00 1.07506 12.906 FEES/INTEREST CHARGE TOTAL 10.306 1 ICM Interest Charge Method: See reverse side for explanation. 2 Periodic Rate (M) = Monthly (D) = Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 70.70 $ 0.00 $ 0.00 $ 0.00 $ 14.30 $ 0.00 $ 0.00 $ 85.00 $ 10,063.19 57989 Page 2 of 2 CO RP 023713_482098550 I* R!: 3ERT L FAIRLEY 0 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number6jAj Statement Closing Date: Previous Balance Payments Other Credits Other Debits Purchases Cash Advances Fees Charged Interest Charged NEW BALANCE Credit Limit Available Credit Limit Available Cash Amount Disputed Statement Closing Date Days in Billing Cycle Marchl6,2010 Summary of Account Activity Payment Information $ 9,908.29 New Balance $ 9,998.74 199.00 Total Minimum Payment Due $200.00 0.00 + 0.00 Payment Due Date 04/10/10 + 204.64 + 0.00 Late Payment Warning: If we do not receive your minimum + 0.00 payment by the date listed above, you may have to pay a $15 late 84.81 fee. $ 9,998.74 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to $ 10,000.00 pay off your balance. For example: 1.00 1.00 If you make no You will pay off the And you will end up 0.00 additional charges balance shown on this paying an estimated 03/16/10 using this card and statement in about ... total of... each month you pay... 30 Contact Information Customer Service: (800) 299-9842 Report Lost or Stolen Card: (727) 570-4881 After Hours: (866) 604-0381 Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA, FL 33630 Visit us on the web at: www. eZCardInfo.com Please Mail Your Payments to: VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Only the minimum 24 year(s) $17,993.00 payment 324.00 3 years $ 11,611.00 (Savings=$6,382.00) If you would like information about credit counseling services, call (800)716-2328. p p +a+++aaaa..+a.*a.a+a++.+.+a+aa+aa++++a.++++++++++++++++++++++.+++++,+++++++ * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 932.13 + +++++++++++++++++++++++++a+aa+aaa+aa+a+aaa+aaaaaa+aa+aa+aaa+aaaaaaaaaaaaaaa NOTICE: CONTINUED ON PAGE 3 Page 1 of 2 + PLEASE DETACH COUPON AND RETURN PAYMENT USING THE ENCLOSED ENVELOPE - ALLOW 5 DAYS FOR MAIL DELIVERY - 0161 NEW CUMBERLAND FEDERAL CREDIT UN Account Number PO BOX 658 NEW CUMBERLND PA 17070 - 0658 Check box to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date Payment Due 03/16/10 $9,998.74 $200.00 04/10/10 $ ROBERT L FAIRLEY OLGA B FAIRLEY MAKE CHECK PAYABLE TO: 807 FISHING CREEK ROAD 56660 NEW CUMBERLND PA 17070 - 2706 36019745212123 VISA PO BOX 4521 3170702706073' CAROL STREAM IL 60197 - 4521 00999874 5 CORP 023713482098550 is ROBERT L FAIRLEY 0 56660 ROBERT L FAIRLEY OLGA B FAIRLEY Account Number: 4 - Statement Closing Date: _ _ ? ' March16, 2010 p p MANAGE YOUR CARD ACCOUNT ONLINE . IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Transactions Trans Date Post Date MCC Code Reference Number Description Amount 02/13 02/15 5331 24387750045004024500995 MICHAELS #2754 $ 47.67 CAMP HILL PA 02/20 02/22 5331 24387750052004028430546 MICHAELS #2754 10.59 CAMP HILL PA 02/22 02/24 5969 24158020054290912030699 NCAA FULFILLMENT 01 OF 01 15.75 888-3889748 IN 03/01 03/01 5968 24692160060000507754721 NFI+WWW.NETFLIX.COM/CC 14.83 NETFLIX.COM CA 03/11 03/12 8021 24323000071124179010121 PERCARPIO,KEANE&ASSOCI 24.00 MECHANICSBURG PA 03/11 03/14 5542 24445000071176873518372 BSS FUEL 49025 10.00 CAMP HILL PA 03/12 03/14 5411 24692160072000455231009 GIANT FOOD #253 61.80 NEW CUMBERLAN PA 03/13 03/15 5542 24692160073000674933491 SUNOCO SVC STATION 20.00 PITTSBURGH PA PAYMENTS, ADJUSTMENTS AND OTHERS + 03/08 03/08 0000 74820980067001610353918 199.00- PAYMENT - THANK YOU TOTAL PAYMENTS OR ADJUSTMENTS 199.00- Interest Charged + 03/16 03/16 74820980075232075064001 70.51 INTEREST CHARGE-PURCHASE + 03/16 03/16 74620980075233075064009 14.30 INTEREST CHARGE-PURCHASE TOTAL INTEREST FOR THIS PERIOD 84.81 2010 Totals Year to Date Total Fees charged in 2010 $ 0.00 Total Interest Charged in 2010 S 254.58 Interest Charge Calculation/Plan Level Information Periodic Annual Percentage Plan Description ICM1 Balance subject to Rate 2 Rate (APR)3 Interest Rate CURRENT Purchases G $ 8545.80 0.82508 9.908 Cash F $ 0.00 0.82508 9.90$ PREV Purchases G $ 0.00 1.07508 12.908 Cash F $ 0.00 0.90838 10.908 OLD Purchases G $ 1330.69 1.07508 12.903 F $ 0.00 1.07503 12.908 Cash Fees/Interest Charge Total 10.302 1 ICM Interest Charge Method: See reverse side for explanation. 2 Periodic Rate (M) = Monthly (D) = Daily 3 Your Annual Percentage Rate (APR) is the annual interest rate on your account. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. Interest Ending Balance Charged $ 70.50 $ 0.00 $ 0.00 S 0.00 $ 14.30 $ 0.00 $ 0.00 $ 84.81 $ 9,998.74 Page 2 of 2 023713 0000 ;000 OOJO 0000 0000 0000 7ISA x 016055.01.01 NEW CUMBERLAND FEDERAL CREDIT J'N PO BOX 658 4 T NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02/14/10 9908.29 199.00 03/11/10 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21-?$'7 00019900 00990829 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/10 J1N11?17 10000 91 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692160034000726898161 5968 2 04 2 03 NFI*WWW.NETFLIX.COM/CC NETFLIX.COM CA 24445000041137202013524 5912 2 11 2 09 CVS PHARMACY #1630 Q03 CAMP HILL PA 24427330041710005350047 5542 2 11 2 09 HESS 38420 NEW CUMBERLAN PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------- 74820980032001K50000240 6010 2 01 2 01 PAYMENT - THANK YOU ++aax++rxxxrr+r++ax++xa+ra+xxxr+r++r+++xx+++a+aaaa+ax+arr++a+ax++rarxx++xaa * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...S 932.13 ++««x«x«x««x«.x.«+«««xxxx««««««+a+a+«x«.x««xxxx+xxxxxr+«x.«««x+«+«««+«««.«. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 8541.41 .82508 9.90% 70.47 10.30% CURB CASH 0.00 .82506 9.908 0.00 Min Payment PREV PURCH 0.00 1.07506 12.906 0.00 199.00 PREY CASH 0.00 .90836 10.908 0.00 Past Due OLD PURCH 1330.69 1.07506 12.906 14.30 0.00 OLD CASH 0.00 1.07506 12.906 0.00 Overlimit FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 28 TOTAL 84.77 Total Min 199.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 14.83 14.07 15.00 250.00- Account Summary 10029.62 Previous Balance 43.90 Purchases 0.00 Cash 0.00 Credits 250.00 Payments 0.00 Insurance 0.00 Other 84.77 Finance Charge 9908.29 New Balance CASH ADVANCE: F C 023713 0000 0000 0000 0000 0000 )000 VISA a 015890.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA '_7070-0658 Closing New Minimum Payment Date Balance Payment Date 01117110 10029.62 230.62 02/11/10 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 00023062 01002962 8 mr- CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date _ Limit Avail TAMPA FL 33630 01/17/10 4ASb1? 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24427339349710000300567 5542 12 16 12 14 RUTTER'S FARM STORE 05 NEW CUMBERLAN PA 24388949351230155882093 5251 12 18 12 17 HEPFERS HOMECENTER LEMOYNE PA 24692169353000891568692 5542 12 20 12 18 SUNOCO SVC STATION CAMP HILL PA 24692169363000374421706 5968 12 30 12 29 NFI*WWW.NETFLIX.COM/CC NETFLIX.COM CA 24445000007094446637943 5912 1 08 1 06 CVS PHARMACY #1630 Q03 CAMP HILL PA 24323000007253622017893 5812 1 08 1 06 NICK'S 114 CAFE NEW CUMBERLAN PA 24692160008000770635354 5542 1 08 1 07 GIANT FUEL 0253 NEW CUMBERLAN PA 24692160008000770833959 5411 1 08 1 07 GIANT FOOD #253 NEW CUMBERLAN PA 24692160008000770834049 5411 1 08 1 07 GIANT FOOD #253 NEW CUMBERLAN PA 24445000009096491210698 5533 1 10 1 08 AUTOZONE #1953 MCHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820980004001K50000280 6010 1 04 1 04 PAYMENT - THANK YOU *«+r.a.r«.««++++++«+rr««+«,.+,«+,,«r«aa«,«.r.a,,,a.aaa*.«r«.«aarar+a+,r+aa+ * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 932.13 MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! *IT'S EASY!• r SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 8568.64 .82508 9.90% 70.70 10.308 CURR CASH 0.00 .82508 9.909 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.90% 0.00 201.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.0750'3 12.90% 14.30 0.00 OLD CASH 0.00 1.07508 12.90% 0.00 Overlimit FEES / FINANCE CHAR GE 0.00 29.62 DAYS IN CYCLE 33 TOTAL 85.00 Total Min 230.62 Amount 20.02 10.58 10.01 14.83 26.45 36.34 30.00 7.95 11.95 33.23 200.00- Account Summary 9943.26 Previous Balance 201.36 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 85.00 Finance Charge 10029.62 New Balance IL J FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F :23713 0911 0000 0000 0000 0000 000010 71SA h 015618.01.01 NEW =UMBERLAND FEDERAL CREDIT UN PO BOX 656 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 12/15/09 9943.26 199.00 011/11/10 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 907 FISHING CREEK ROAD C :'?ROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 9 7 00019900 00994326 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/15/09 10000 56 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24445009325026925877166 5912 11 22 11 20 CVS PHARMACY #1630 003 19.43 CAMP HILL PA 24692169324000880933424 5542 11 22 11 20 GIANT FUEL #253 40.00 NEW CUMBERLAN PA 24435659325200000484107 5921 11 22 11 20 WINE S SPIRITS 2102 22.24 LEMOYNE PA 24692169332000067967401 5968 11 29 11 28 NFI*WWW.NETFLIX.COM/CC 14.83 NETFLIX.COM CA 24427339343710000315090 5542 12 10 12 08 RUTTER'S FARM STORE #5 41.50 NEW CUMBERLAN PA 24029469343509462435868 9011 12 10 12 09 INTERNIST OF CENTRAL PA 40.00 LEMOYNE PA -------------------------- ------ PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------ 74820989334001K50000110 6010 11 30 11 30 PAYMENT - THANK YOU * + 200.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 8492.38 .8250$ 9.90% 70.07 10.318 CURR CASH 0.00 .82508 9.909 0.00 Min Payment PREV PURCH 0.00 1.07508 12.908 0.00 199.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.07506 12.908 14.30 0.00 OLD CASH 0.00 1.07506 12.906 0.00 Overlimit FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 32 TOTAL 84.37 Total Min 199.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Account Summary 9880.89 Previous Balance 178.00 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 84.37 Finance Charge 9943.26 New Balance CASH ADVANCE: F • ;23713 0901 0000 0000 0000 G,00 J( VISA + 0 015440.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO 3OX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 11/13/09 9880.89 198.00 12/08/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 410 00019800 00988089 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 11/13/09 10000 119 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24625129292492592158628 5542 10 20 10 18 CHEVRON 00207111 LAS VEGAS NV 24692169293000426379378 5542 10 21 10 19 SUNOCO SVC STATION PITTSBURGH PA 24692169301000528909429 5968 10 29 10 28 NFI'WWW.NETFLIX.COM/CC NETFLIX.COM CA 24388949302230166226157 5251 10 30 10 29 HEPFERS HOMECENTER LEMOYNE PA 24427339303710004793290 5542 11 01 10 29 HESS 38421 ETTERS PA 24164079310105205793001 5943 11 08 11 05 STAPLES 00116442 CAMP HILL PA ------------------------------ PAYMENTS, ADJUSTMENTS AND OTHERS --------------- 74820989306001710222197 0000 11 02 11 02 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! rIT'S EASY!* } SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 8503.89 .8250% 9.90% 70.16 10.318 CURR CASH 0.00 .82508 9.908 0.00 Min Payment PREV PURCH 0.00 1.07508 12.908 0.00 198.00 PREV CASH 0.00 .90836 10.908 0.00 Past Due OLD PURCH 1330.69 1.07508 12.90% 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Overlimit FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 30 TOTAL 84.46 Total Min 198.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 34.00 27.00 14.83 10.59 6.00 5.29 200.00- Account Summary 9898.72 Previous Balance 97.71 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 84.46 Finance Charge 9880.89 New Balance CASH ADVANCE: F C? :23713 0902 0000 0000 0000 0000 000 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Date Balance Payment 10/14/09 9898.72 198.00 ROBERT L FAIRLEY OLGA B FAIRLEY 807 FISHING CREEK ROAD NEW CUMBERLND PA 17070-2706 21 00019800 00989872 7 VISA 015380.01.01 Payment Date 11/09/09 VISA PO BOX 4521 CAROL STREAM IL 60197-4521 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 10/14/09 10000 101 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692169284000175258782 5968 10 12 10 11 NFI'WWW.NETFLIX.COM/CC NETFLIX.COM CA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820989279001710092031 0000 10 06 10 06 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! BIT'S EASY!{ SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Amount 14.83 208.52- Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8555.30 .82508 9.90% 70.59 10.308 10007.52 Previous Balance CURR CASH 0.00 .82508 9.90$ 0.00 Min Payment 14.83 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 198.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750E 12.90% 14.30 0.00 208.52 Payments OLD CASH 0.00 1.0750E 12.90% 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 29 TOTAL 84.89 Total Min 84.89 Finance Charge 198.00 9898.72 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 723713 :906 )000 0000 0000 0000 VISA 0 je 01_`272.01.01 • NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 09/15/09 10007.52 208.52 10/13/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 00020852 01000752 2 CUSTOMER SERVICE Closing Curd Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/15/09 4 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24692169240000136323686 5968 8 30 8 28 NFI*WWW.NETFLIX.COM/CC 14.83 NETFLIX.COM CA 24625129242492139116304 5542 8 31 8 29 TEXACO 00307300 TOWSON MD 30.48 24427339251710019914099 5411 9 09 9 07 WEIS MARKETS %125 S 26.57 CAMP HILL PA 24692169255000105149403 5542 9 13 9 11 GIANT FUEL X253 29.70 NEW CUMBERLAN PA 24071059256987153208516 5945 9 14 9 11 LIFE'S A PARTY 39.33 MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820989237001110122474 0000 8 25 8 25 PAYMENT - THANK YOU ` } { 200.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8521.41 .82508 9.908 70.31 10.318 9982.00 Previous Balance CURR CASH 0.00 .82508 9.908 0.00 Min Payment 140.91 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 201.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07506 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.908 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 7.52 0.00 Other DAYS IN CYCLE 32 TOTAL 84.61 Total Min 84.61 Finance Charge 208.52 10007.52 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0"305 0000 0000 0000 0000 010 VISA ;15043.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 - - 7 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 08/14/09 9982.00 200.00 09/08/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 400020000 00998200 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date _ Limit Avail TAMPA FL 33630 08/14/09 10000 18 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692169197000144772653 5735 7 16 7 16 APL'ITUNES 866-712-7753 CA 24692169211000128085694 5968 1 31 7 30 NFI-WWW.NETFLIX.COM/CC NETFLIX.COM CA 24427339213710000321905 5542 8 02 7 31 RUTTER'S FARM STORE #5 NEW CUMBERLAN PA 24435659213200839000186 5812 8 02 7 31 VILLA ROMA PIZZA NEW CUMBERLAN PA 24445009213859260072968 5533 6 02 7 31 AUTOZONE #1953 MCHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820989209001710011010 0000 7 28 7 28 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! *IT'S EASY!; + SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Amount 2.28 14.63 35.00 21.68 24.88 240.00- Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 8574.76 .8250% 9.902 70.75 10.308 10038.28 Previous Balance CURB CASH 0.00 .82508 9.90% 0.00 Min Payment 96.67 Purchases PREV PURCH 0.00 1.07508 12.90% 0.00 200.00 0.00 Cash PREV CASH 0.00 .90838 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.90% 14.30 0.00 240.00 Payments OLD CASH 0.00 1.07509 12.90% 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 85.05 Total Min 85.05 Finance Charge 200.00 9982.00 New Balance 0 FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G CASH ADVANCE: F x_23713 0250 0000 0000 0000 0000 00 VISA + 014939.01.01 NF's CUMBERLAND FEDERAL CREDIT UN PC BOX 658 NEW CUMBERLND PA 17070-0658 Closir.i New Minimum Payment Date Balance Payment Date 07/15/09 10038.28 239.28 09/09/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 00023928 01003828 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/15/09 7 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692169169000311793130 5411 6 18 6 17 GIANT FOOD #269 CAMP HILL PA 24435659169200839600252 5812 6 18 6 17 VILLA ROMA PIZZA NEW CUMBERLAN PA 24427339169710000304400 5542 6 19 6 17 RUTTER'S FARM STORE #5 NEW CUMBERLAN PA 24692169169000441289926 5735 6 19 6 18 APL'ITUNES 866-712-7753 CA 24445739172807527508044 5311 6 21 6 20 MACY'S EAST #620 PITTSBURGH PA 24692169179000769941965 5968 6 29 6 28 NFIaWWW.NETFLIX.COM/CC NETFLIX.COM CA 24427339185710000299154 5542 7 05 7 03 RUTTER'S FARM STORE #5 NEW CUMBERLAN PA 24692169185000535912508 5411 7 05 7 03 GIANT FOOD INC #353 TOWSON MD 24692169190000322650132 5411 7 10 7 09 GIANT FOOD #253 NEW CUMBERLAN PA 24254779191462259530296 5812 7 12 7 09 BROTHERS PIZZA NEW CUMBERLAN PA 24427339192710000323112 5542 7 12 7 10 RUTTER'S FARM STORE #5 NEW CUMBERLAN PA 24692169192000474090929 5735 7 12 7 11 APL-ITUNES 866-712-7753 CA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820989181001510010990 0000 6 30 6 30 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 8530.58 .82508 9.90% 70.38 10.30% CURR CASH 0.00 .8250% 9.908 0.00 Min Payment PREV PURCH 0.00 1.07508 12.90% 0.00 201.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.908 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Overlimit FEES / FINANCE CHARGE 0.00 38.28 DAYS IN CYCLE 33 TOTAL 64.68 Total Min 239.28 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 36.78 12.70 20.00 9.90 64.18 14.83 38.80 69.86 14.42 18.65 10.00 7.83 200.00- Account Summary 9835.65 Previous Balance 317.95 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 84.68 Finance Charge 10038.28 New Balance CASH ADVANCE: F G=3713 0000 0000 0000 0000 0000 0016 VISA + 015 NEW CUMBERLAND =ERAL CREDIT UN PO BOX 658 M NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/12/09 9835.65 197.00 07/07/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 00019700 00983565 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06/12/09 7 10000 164 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692169146000086801447 5735 5 27 5 26 APL+ITUNES 866-112-7753 CA 24692169148000447284414 5968 5 29 5 28 NFI+WWW.NETFLIX.COM/CC NETFLIX.COM CA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ 74820989152001710921793 0000 6 01 6 01 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Amount 15.51 14.83 200.00- Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 8474.79 .8250% 9.90% 69.92 10.31% 9921.09 Previous Balance CURB CASH 0.00 .8250% 9.90% 0.00 Min Payment 30.34 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 197.00 0.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.90 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.903 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 29 TOTAL 84.22 Total Min 84.22 Finance Charge 197.00 9835.65 New Balance C. FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G CASH ADVANCE: F `.:23713 0000 0000 )000 0000 0000 0* VISA 015124.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 05/14/09 9921_.09 199.00 06/08/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 00019900 00992109 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date ^Q? Limit Avail TAMPA FL 33630 05/14/09 UAW 10000 78 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692169118000317467558 5968 4 29 4 28 NFI*WWW.NETFLIX.COM/CC NETFLIX.COM CA 24445009130753594363773 5533 5 10 5 09 AUTOZONE #1953 MCHANICSBURG PA 24388949130230192296164 5251 5 11 5 10 HEPFERS HOMECENTER LEMOYNE PA 24427339130040000814737 5411 5 11 5 10 KARNS QUALITY FOOD LEMOYNE PA 24164079131868003270004 5310 5 12 5 10 DOLRTREE 945 00009456 LEMOYNE PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820989124001711074498 0000 5 04 5 04 PAYMENT - THANK YOU + * + a a + MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH F.ZCARDINFO. ENROLL TODAY! Amount 14.83 15.88 16.97 13.73 8.48 ------------ 200.00- Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8524.24 .8250% 9.90% 70.33 10.30% 9966.57 Previous Balance CURB CASH 0.00 .8250% 9.90% 0.00 Min Payment 69.89 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 199.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.90% 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.90% 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 84.63 Total Min 84.63 Finance Charge 199.00 9921.09 New Balance FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 '000 0000 0000 0000 VISA 01 i 0 015043.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 04/14/09 9966.57 200.00 05/10/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 7 00020000 00996657 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/14/09 4j??1S?1` 10000 33 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24792629101691632724474 5912 4 12 4 10 RITE AID STORE 0418 24.25 NEW CUMBERLAN PA 24226389100360824524138 5411 4 12 4 10 WM SUPERCENTER 8.78 MECHANICSBURG PA 24692169100000953169849 5968 4 12 4 10 NFI-WWW.NETFLIX.COM/CC 14.83 NETFLIX.COM CA 24435659101200100030636 5921 4 12 4 10 WINE 6 SPIRITS 6708 8.47 NEW CUMBERLAN PA 24435659101206260900104 5533 4 12 4 10 A s A AUTO PARTS ST 32 8.25 LEMOYNE PA 24435659101206503601022 5462 4 12 4 10 THE PENNSYLVANIA BAKERY 19.60 CAMP HILL PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820989096001K50000330 6010 4 06 4 06 PAYMENT - THANK YOU - ` 210.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8564.49 .8250% 9.90% 70.66 10.30% 10007.43 Previous Balance CURR CASH 0.00 .82503 9.90% 0.00 Min Payment 84.18 Purchases PREV PURCH 0.00 1.07508 12.90% 0.00 200.00 0.00 Cash PREV CASH 0.00 .90838 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07503 12.908 14.30 0.00 210.00 Payments OLD CASH 0.00 1.07503 12.908 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 84.96 Total Min 84.96 Finance Charge 200.00 9966.57 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 015. 0000 0000 0000 0000 0* VISA } 014888.01.01 NEW CUMBERLAND FEDERAL CREDIT UN ?0 BOX 658 7 NEW CUM3ERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 03/13/09 10007.43 208.43 04/07/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17010-2706 21 7 00020843 01000743 0 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/13/09 7 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692169057000272262393 5411 2 26 2 25 GIANT FOOD #253 NEW CUMBERLAN PA 24122549057739056450392 5542 2 27 2 25 CEDAR CLIFF BP CAMP HILL PA 24254779057455924000078 5812 2 27 2 25 VILLA ROMA PIZZA NEW CUMBERLAN PA 24692169058000484070765 5542 3 01 2 26 SUNOCO SVC STATION MECHANICSBURG PA 24692169059000627195817 5542 3 01 2 27 SUNOCO SVC STATION MECHANICSBURG PA 24445009059664688841284 5533 3 01 2 27 AUTOZONE #1953 MCHANICSBURG PA 24692169059000617308859 5968 3 01 2 28 NFI}WWW.NETFLIX.COM/CC NETFLIX.COM CA 24445009066673781112221 5542 3 08 3 06 BJS FUEL #9025 CAMP HILL PA 24692169069000935100937 5542 3 it 3 09 SUNOCO SVC STATION MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS --------------__ 748209890540OIK50000110 6010 2 23 2 23 PAYMENT - THANK YOU }#a!!t*a}}##}#}44;4444iii}}t4a*#*tt###a4t}#}*#r}#}###at##aa#k4*#**4*}###4#* THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR WAS...$ 1013.21 + * * # a # a MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 8566.75 .82508 9.908 70.68 10.309 CURR CASH 0.00 .82508 9.908 0.00 Min Payment PREV PURCH 0.00 1.07508 12.90% 0.00 201.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.07508 12.90% 14.30 0.00 OLD CASH 0.00 1.0750$ 12.909 0.00 Overllmit FEES / FINANCE CHARGE 0.00 7.43 DAYS IN CYCLE 28 TOTAL 84.98 Total Min 208.43 Amount 21.80 8.02 12.70 10.00 20.51 10.58 14.83 15.00 10.01 223.64- Account Summary 10022.64 Previous Balance 123.45 Purchases 0.00 Cash 0.00 Credits 223.64 Payments 0.00 Insurance 0.00 Other 84.98 Finance Charge 10007.43 New Balance • FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 3712 0903 0000 0000 0000 0000 010 VISA a 014797.01.,1 N-E.4 CUMBERLAND FEDERAL CREDIT UN PO BOX 158 NEW CU"-`BERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02/13/09 10022.64 223.64 03/10/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 907 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4V17 00022364 01002264 0 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/13/09 f47 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24445009038639253880905 5411 2 08 2 06 i4EGMANS #45 123.72 MECHANICSBURG PA 24427339038710028332283 5411 2 08 2 06 SUPERPETZ #327 15.14 MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ -------_---- 74820989026001510591030 0000 1 26 1 26 ++a.+xx+aa+-aaaa+a+raaa+aaax++a++aara++a +-- PAYMENT - THANK YOU aaaa+++aaaa+aaa+aaaa+++a++++a+aa 211.29- * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + + WAS...$ 1013.21 xaa+aaaaaaa.axaaxxa+++aaaaaa.aa+axaxax+a++a aa+++++x++xxxx++++aaaxx+++a+++x+ a a x a MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE a + + ! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 8542.44 .82508 9.908 70.48 10.308 10010.29 Previous Balance CURR CASH 0.00 .82508 9.908 0.00 Min Payment 138.86 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 201.00 0.00 Cash PREV CASH 0.00 .90636 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 211.29 Payments OLD CASH 0.00 1.07508 12.90% 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHAR GE 0.00 22.64 0.00 other DAYS IN CYCLE 30 TOTAL 84.78 Total Min 84.78 Finance Charge 223.64 10022.64 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 OOOG 0000 0000 0000 000 VI-A 014392.01.01 NEW CUMBERLAND 9 DERAL CRE:31T UN PO BOX 658 Rpm NEW CUMBERLND PA 17070-0658 Ciosing New Minimum Payment Date Balance Payment Date 01/14/09 10010.29 211.29 02/08/09 RCBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 X17 00021129 01001029 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/14/09 10000 0 X800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24246519003554005120569 5719 1 04 1 02 BED BATH 6 BEYOND #1135 MECHANICSBURG PA 24692169004000727254346 5411 1 05 1 04 GIANT FOOD #253 NEW CUMBERLAN PA 24164079006288310874541 5942 1 07 1 05 BORDERS EXPRES01006634 CAMP HILL PA 24445009009605384674777 5542 1 11 1 08 BJS FUEL #9025 CAMP HILL PA 24792629010691780929529 5912 1 11 1 09 RITE AID STORE 0418 NEW CUM13ERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820988364001110630291 0000 12 29 12 29 PAYMENT - THANK YOU +*+++.+++++.+++++++++«++++++++++++++++++++++ ...........................«+«« * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 1013.21 .*...a+.+..+++.++«a+....++..++aaa.aaaa+..a++..+++++++++++++.++++++++a++++++ MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 8553.09 .82508 9.908 70.57 10.308 CURR CASH 0.00 .8250% 9.908 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.908 0.00 201.00 PREV CASH 0.00 .90838 10.906 0.00 Past Due OLD PURCH 1330.69 1.07506 12.903 14.30 0.00 OLD CASH 0.00 1.07506 12.906 0.00 Overlimit FEES / FINANCE CHARGE 0.00 10.29 DAYS IN CYCLE 33 TOTAL 84.87 Total Min 211.29 FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G Amount 57.22 18.25 10.59 25.01 18.97 ----------------- 200.00- Account Summary 9995.38 Previous Balance 130.04 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 84.87 Finance Charge 10010.29 New Balance CASH ADVANCE: F 0 G'_3713 0000 0000 0000 0000 0000 000 VISA 014207.,1.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 12/12/08 9995.38 200.00 01/06/09 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070 -2706 21 4000WV7 00 020000 00999538 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12;12/08 10000 4 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24692168320000865236633 5735 11 16 11 15 APL'ITUNES 9.99 866-712-7753 CA 24427338322710014132629 5411 11 18 11 16 WEIS MARKETS #125 S 5.99 CAMP HILL PA 24692168324000363236503 5735 11 20 11 19 APL'ITUNES 1.98 866-712-7753 CA 24445008326538632115863 5912 11 23 11 20 CVS PHARMACY #1622 003 18.48 LEMOYNE PA 24692168333000604489043 5735 11 30 11 28 APL'ITUNES 10.98 866-712-7753 CA 24427338341710021053708 5411 12 07 12 05 WEIS MARKETS #125 S 27.07 CAMP HILL PA 24210738341206088002003 5942 12 07 12 06 SCHOLASTIC BOOK FAIRS 27,54 MONROE CT 24427338342710020689766 5411 12 08 12 06 WEIS MARKETS #125 S 32.09 CAMP HILL PA 24129428342100000553200 5542 12 08 12 07 TOM'S LIMEKLIN ROAD 28.82 NEW CUMBERLAN PA 24427338345710017912699 5411 12 11 12 09 WEIS MARKETS #58 SH 18.04 MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 7482098B339001510614471 . + 0000 + 12 04 12 04 + PAYMENT - THANK YOU + + 199.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE ! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YO UR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8535.12 .82508 9.903 70.42 10.306 9928.68 Previous Balance CURR CASH 0.00 .82508 9.90% 0.00 Min Payment 180.98 Purchases PREV PURCH 0.00 1.07509 12.908 0.00 200.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 199.00 Payments OLD CASH 0.00 1.0750% 12.908 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 TOTAL 84.72 Total Min 64.72 Finance Charge 200.00 9995.38 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0906 0000 0000 0000 0000 0000 • VISA Y 014803.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 y, NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date .1'14/08 9928.68 199.00 12/09/08 ROBERT L FAIRLEY VISA OLGA 3 FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 019900 00992868 8 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 11/14/08 10000 71 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24445008310519033358524 5542 11 06 11 04 BJS FUEL 89025 CAMP HILL PA 24228998310980023480634 5812 11 06 11 04 FRANCESCOS PIZZA LEWISBURG PA 24388948310230115996605 5251 11 06 11 04 J & W HARDWARE II ETTERS PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820988308001710064698 0000 11 03 11 03 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! }IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 8568.65 .82508 9.90% 70.70 10.308 CURR CASH 0.00 .82508 9.908 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.90% 0.00 199.00 PREV CASH 0.00 .90839 10.908 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.90$ 14.30 0.00 OLD CASH 0.00 1.07509 12.908 0.00 Overlimit FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 30 TOTAL 85.00 Total Min 199.00 FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G Amount 10.00 16.68 18.00 ------------- 230.02- Account Summary 10029.02 Previous Balance 44.68 Purchases 0.00 Cash 0.00 Credits 230.02 Payments 0.00 Insurance 0.00 Other 85.00 Finance Charge 9928.68 New Balance CASH ADVANCE: F s • J2? P_ 0881 0000 0000 0000 0000 0000 • VISA + 01,4123.01.01 :JEW CUMBERLAND FEDERAL CREDIT UN PC BOX 658 9 NEW CUMBERLND PA 7.7070-0658 Closing New Minimum Payment Date Balance Payment Date 1o/15/08 10029.02 230.32 11/09/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 00023002 01002902 0 CUSTOMER SERVICE Clcsing Card Number Credit Credit PC BOX 30495 Date Limit Avail TAMPA FL 33630 10/15/08 4 ? 10000 0 (900) 299 9642 Reference Number MCC Date Date Description Amount Code Posted Trans 24692168271000973544562 6012 9 28 9 27 ONLINE GIFT REGISTR 110.00 858-433-1506 CA 24210738271207020214130 5734 9 28 9 27 GRIFFIN TECHNOLOGY CORP. 49.99 NASHVILLE IN ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820988269001510253639 0000 9 25 9 25 . t PAYMENT - THANK YOU 200.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE ! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Bal ance Period Corres Finance Annual Rate Acc ount Summary Rate APR Charge CURB PURCH 8583.59 .82509 9.908 70.82 10.308 9983.91 Previous Balance CURB CASH 0.00 .82509 9.909 0.00 Min Payment 159.99 Purchases PREY PURCH 0.00 1.07509 12.908 0.00 201.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 29.02 0.00 Other DAYS IN CYCLE 30 TOTAL 85.12 Total Min 85.12 Finance Charge 230.02 10029.02 New Balance FINANCE CHARGE CALC ULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F "23713 0881 7905 0000 0000 0000 VISA 0000 + 014072.01.01 0 • NEW CUMBERLAND FEDERAL CREDIT 11N 0 BOX 653 NEW CUMBERLND PA 17.070-0658 Closing New Minimum Payment Date Balance Payment Date 09/15/08 9983.91 200.00 10/10/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 --00020000 00998391 1 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/15/08 10000 16 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24692168256000182194190 5542 9 12 9 11 GIANT FUEL #253 47.00 NEW CUMBERLAN PA 24692168256000182363795 5411 9 12 9 11 GIANT FOOD #253 53.48 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- -------------- 74820988252001K50000430 6010 9 08 9 08 + + + PAYMENT - THANK YOU + + + 271.50- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE ! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8620.63 .82508 9.906 71.13 10.306 10069.50 Previous Balance CURT? CASH 0.00 .82506 9.906 0.00 Min Payment 100.48 Purchases PREV PURCH 0.00 1.0750% 12.906 0.00 200.00 0.00 Cash PREV CASH 0.00 .90636 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07506 12.906 14.30 0.00 271.50 Payments OLD CASH 0.00 1..07506 12.908 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 85.43 Total Min 85.43 Finance Charge 200.00 9963.91 New Balance FINANCE CHARGE CALC ULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 723713 )Coo 0000 0000 0000 0000 0000 VISA 014532.01.01 NEW CUMBERLAND FEDERAL CREDIT 1JN PO BOX 658 NEW CUMBERLND PA 17070-065^ Closing New Minimum Payment Date Balance Payment Date 08/14/08 10069.50 271.50 09/08/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 00027150 01006950 8 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 08/14/08 o 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24692168202000835656335 5542 7 21 1 18 SUNOCO SVC STATION MECHANICSBURG PA 24164078206110001300331 5542 7 25 7 24 TOM S 7 60010071 NEW CUMBERLAN PA 24427338209040001487739 5411 7 28 7 27 KARNS QUALITY FOOD LEMOYNE PA 24164078213498037295372 5542 8 01 7 31 SHEETZ 00003970 GREENVILLE NC 24692168216000463861995 5542 8 04 8 01 SUNOCO SVC STATION STAFFORD VA 24445008216404666548334 5542 8 04 8 02 BJS FUEL 09025 CAMP HILL PA 24164078216018266209436 3405 8 04 8 02 ENTERPRISE RENT-A-CAR CAMP HILL PA --------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820988210001K50000120 6010 7 28 7 28 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW. EZCARD INFO. COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 8426.09 .82503 9.90% 69.52 10.314 CURR CASH 0.00 .82509 9.90% 0.00 Min Payment PREV PURCH 0.00 1.07509 12.909 0.00 202.00 PREV CASH 0.00 .90839 10.909 0.00 Past Due OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 OLD CASH 0.00 1.07509 12.909 0.00 Overlimit FEES / FINANCE CHAR GE 0.00 69.50 DAYS IN CYCLE 30 TOTAL 83.82 Total Min 271.50 FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G Amount 35.00 21.07 34.72 85.00 25.00 20.02 305.99 245.00- Account Summary 9703.88 Previous Balance 526.80 Purchases 0.00 Cash 0.00 Credits 245.00 Payments 0.00 Insurance 0.00 Other 83.82 Finance Charge 10069.50 New Balance CASH ADVANCE: F • C23713 0250 0950 0000 0000 0000 VISA 0000 • 019487.01.01 • NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4-1 NEW CUMBERLND PA 17070-0653 Closing New Minimum Payment Date Balance Payment Date 07/15/08 9703.38 195.00 08/10/OB ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 307 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 -147 00019500 00970388 1 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/15/08 4 NOR. 10000 296 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24106388177642753043989 3390 6 26 6 25 DOLLAR RAC LAS000 153.97 LAS VEGAS NV 24427338194060000031756 5542 7 14 7 11 RUTTER'S FARM STRE #14 25.00 DILLSBURG PA -------------------------------- PAYMENTS, AD JUSTMENTS AND OTHERS ------------------ ------------- 74820988168001K50000120 6010 6 16 6 16 PAYMENT - THANK YOU 150.00- 74820988185001510014453 0000 7 03 7 03 PAYMENT - THANK YOU ; { 200.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE IT'S EASY! ! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YO UR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8331.85 .82506 9.908 68.74 10.316 9791.87 Previous Balance CURR CASH 0.00 .82506 9.906 0.00 Min Payment 178.97 Purchases PREV PURCH 0.00 1.07506 12.908 0.00 195.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07503 12.908 14.30 0.00 350.00 Payments OLD CASH 0.00 1.07506 12.908 0.00 Overlimit 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 83.04 Total Min 83.04 Finance Charge 195.00 9703.88 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 0"3713 0000 0000 3D00 0000 0000 VISA )000 k . 019450.J_.01 . NEW CUMBERLAND FEDERAL CREDIT UN L0 SOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/13/08 9791.87 196.00 07/08/08 ROBERT L FAIRLEY VISA ALGA B FAIRLEY PO BOX 4521 :07 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 QjjyfiAfii?i `I 00019600 00979187 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06.'13/08 10000 208 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans THE FOLLOWING ITEMS WERE TRANSFERRED FROM ACCOUNT 4820 9855 0001 1269 24332398142000569992536 8299 5 23 5 20 AMERICAS BEST 76.00 360-6836640 WA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 748209881610O1K50000350 6010 6 09 6 09 PAYMENT - THANK YOU * t 200.00- IT'S EASY! MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT 15 FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8453.51 .82509 9.908 69.75 10.318 9631.82 Previous Balance CURR CASH 0.00 .82508 9.908 0.00 Min Payment 76.00 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 196.00 0.00 Cash PREV CASH 0.00 .9083% 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 84.05 Total Min 84.05 Finance Charge 196.00 9791.87 New Balance FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 0-3713 Y 0000 0000 0000 0000 0000 0000 VISA 014370.'1.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 _ NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 05/14/08 9831.82 197.00 06/08/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 0019700 00983182 0 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date __._..., Limit Avail TAMPA FL 33630 05/14/08 4, 10000 168 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164078122799121260291 5542 5 02 4 30 AMOCO OIL 06887392 LEMOYNE PA 24427338124710004830:315 5542 5 04 5 02 KE55 38421 ETTERS PA 24427338129710004587084 5542 5 09 5 07 HESS 38420 NEW CUMBERLAN PA ------------------------------ PAYMENTS, ADJUSTMENTS AND OTHERS ----------- 74820988126001511631257 0000 5 05 5 05 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! 'IT'S EASY!' ` SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! CURRENTLY A 1.08 FEE IS ASSESSED ONLY ON INTERNATIONAL TRANSACTIONS WHEN A CURRENCY CONVERSION OCCURS. THIS FEE IS UNCHANGED. EFFECTIVE APRIL 4, 2006 VISA WILL ALSO IMPOSE A 0.88 FEE ON FOREIGN TRANSACTIONS WHERE A CURRENCY CONVERSION IS NOT PERFORMED. Amount 20.01 25.01 20.00 ----------------- 200.00- Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 8450 .90 .8250% 9..908 69.72 10.318 9882.78 Previous Balance CURB CASH 0 .00 .8250% 9.908 0.00 Min Payment 65.02 Purchases PREV PURCH 0 .00 1.0750'% 12.90% 0.00 197.00 0.00 Cash PREV CASH 0 .00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330 .69 1.07506 12.908 14.30 0.00 200.00 Payments OLD CASH 0 .00 1.07508 12.90% 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 84.02 Total Min 84.02 Finance Charge 197.00 9831.82 New Balance J FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023 713 Y 0000 0000 0000 0000 0000 0000 VISA 014530.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 9 NEW CUMBERLND PA 17070-0656 Closing New Minimum Payment Date Balance Payment Date )4/14/08 9882.78 198.00 05/09/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 1269 00019800 00988278 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/14/08 10000 117 1800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24692168075000859372474 5411 3 16 3 14 GIANT FOOD #310 23.07 DILLSBURG PA 23427338075710004670694 5542 3 16 3 14 HESS 38421 ETTERS PA 35.03 24164078074498357241541 5542 3 16 3 14 SHEETZ 00002014 25.03 MECHANICBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820988088001710242290 0000 3 28 3 28 PAYMENT - THANK YOU ' } f 200.00- IT'S EASY! MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! CURRENTLY A 1.03 FEE IS ASSESSED ONLY ON INTERNATIONAL TRANSACTIONS WHEN A CURRENCY CONVERSION OCCURS. THIS FEE IS UNCHANGED. EFFECTIVE APRIL 4, 2008 VISA WILL ALSO IMPOSE A 0.88 FEE ON FOREIGN TRANSACTIONS WHERE A CURRENCY CONVERSION IS NOT PERFORMED. Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8513.30 .8250% 9.908 70.24 10.308 9915.11 Previous Balance CURR CASH 0.00 .82508 9.908 0.00 Min Payment 83.13 Purchases PREV PURCH 0.00 1.0750% 12.908 0.00 198.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 84.54 Total Min 84.54 Finance Charge 198.00 9882.78 New Balance u FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F .23717 Y 0161 OOG0 0000 0000 0000 0000 VISA + 014471.01.01 -E'R CUMBERLAND FEDERAL CREDIT UN r0 BOX 658 9 annompommw NEW CUMBERLND PA 17070-0658 -losing New Minimum Payment Date Balance Payment Date 03/'4/08 9915.11 199.00 04/08/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 'n69 00019900 00991511 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/08 10000 84 (800) 299 9842 Reverence Number MCC Date Date Description Code Posted Trans 24071058046987138279456 7298 2 17 2 14 POLISHED A NAIL SUN 6 LEMAYNE PA 24427338047710004476840 5542 2 17 2 15 HESS 38421 ETTERS PA 24692168051000226622393 5542 2 21 2 19 SUNOCO SVC STATION CAMP HILL PA 24692168053000463738744 5542 2 24 2 21 SUNOCO SVC STATION CAMP HILL PA 24692168062000358080136 5542 3 02 2 29 SUNOCO SVC STATION MECHANICSBURG PA 24138298066761001316713 5655 3 06 3 05 DICK'S SPORTINGGOODS HAMPDEN TOWNS PA 24692168067000967423029 5411. 3 07 3 06 GIANT FOOD 0269 CAMP HILL PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- 74820988059001610063536 0000 2 28 2 28 PAYMENT - THANK YOU a+«aa+++++++««++a+++a+aaa««a++a++aa+aa+aa+aaa+++aaaaaaaaa+aaaaaaxaa++aaaaaa " THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR - " WAS...$ 1059.27 " a++++«.«+a++a++aaa.+++a+++ +aa«aaaa+as+aaaxxaxx+xx++xxxxxxxx+xaxxxxax xxxxaa MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! -IT'S EASY!a SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! CURRENTLY A 1.03 FEE IS ASSESSED ONLY ON INTERNATIONAL TRANSACTIONS WHEN A CURRENCY CONVERSION OCCURS. THIS FEE IS UNCHANGED. EFFECTIVE APRIL 4, 2008 VISA WILL ALSO IMPOSE A 0.83 FEE ON FOREIGN TRANSACTIONS WHERE A CURRENCY CONVERSION IS NOT PERFORMED. Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 8510.29 .82508 9.903 70.21 10.30% CURR CASH 0.00 .8250$ 9.90% 0.00 Min Payment PREY PURCH 0.00 1.0750% 12.908 0.00 199.00 PREV CASH 0.00 .90838 10.90% 0.00 Past Due OLD PURCH 1330.69 1.07503 12.903 14.30 0.00 OLD CASH 0.00 1.07503 12.90% 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 29 TOTAL 84.51 Total Min 199.00 FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G Amount 75.00 25.20 20.01 10.01 20.01 15.89 7.07 200.00- Account Summary 9857.41 Previous Balance 173.19 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 84.51 Finance Charge 9915.11 New Balance CASH ADVANCE: F 023"'.3 0000 0000 0000 0000 0000 0000 VISA + 013862.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW C'JMBERLND PA 17070-0659 Closing New Minimum Payment Date Balance Payment Date .;2/14/06 9857.41 198.00 03/10/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 ,07 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 _iEW CUMBERLND PA 17070-2706 21 269 00019800 00985741 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/08 10000 142 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24164078016799016150333 5542 1 17 1 16 AMOCO OIL 06955629 20.00 MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------ 74820988042001K50000130 6010 2 11 2 11 PAYMENT - THANK YOU 200.00- ...................... * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + WAS...S 1059.27 + MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! -IT'S EASY!• + SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8541.65 .82509 9.909 70.47 10.306 9952.64 Previous Balance CURR CASH 0.00 .82509 9.909 0.00 Min Payment 20.00 Purchases PREV PURCH 0.00 1.07509 12.90% 0.00 198.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 84.77 Total Min 84.77 Finance Charge 198.00 9857.41 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F C23713 0903 0000 )000 0000 0000 0000 VISA + 013853.01.01 NEW -UMBERLAND FEDERAL CREDIT UN PO 30X 658 NEW CUMBERLND PA 17010-0658 Closing New Minimum Payment Date Balance Payment Date 01/15/08 9952.64 200.00 02/10/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4f @"0* X1269 00020000 00995264 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/15/08 10000 47 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164077355105172782870 5111 12 23 12 20 STAPLES 00106435 MECHANICSBURG PA 24445007357115497368061 5300 12 23 12 22 BJ WHOLESALE #0025 WOX HARRISBURG PA 224164078004105183489237 5111 1 06 1 03 STAPLES 00116442 CAMP HILL PA 24445008004132237739159 5542 1 06 1 03 BJS FUEL #9025 WOX HARRISBURG PA 24610438006004000009225 5331 1 07 1 05 JR OUTLETS SELMA NO 24610438006004000012989 5331 1 07 1 05 JR OUTLETS SELMA NC 24692168009000485552441 5542 1 09 1 08 GIANT FUEL #253 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820987365001K50000060 6010 12 31 12 31 PAYMENT - THANK YOU +aa++++a+aaa+aaaaaa+a+aaa++a+.+aaa:a+a+++aaaa++aa++aa++a++aa+aaaaaa+a+aaa+a * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + WAS...$ 1059.27 +++++++++++++++++++++++++++++.++aaa+a+aa+aa++++aa+++++. as+a++++++++a++aa.aa + + + + + a MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 8470.94 .82508 9.90% 69.89 10.318 CURR CASH 0.00 .8250% 9.908 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.90$ 0.00 200.00 PREV CASH 0.00 .9083% 10.908 0.00 Past Due OLD PURCH 1330.69 1.07508 12.90% 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 32 TOTAL 84.19 Total Min 200.00 Amount 10.48 93.49 20.66 36.51 31.99 26.96 20.00 --------------- 197.00- Account Summary 9825.36 Previous Balance 240.09 Purchases 0.00 Cash 0.00 Credits 197.00 Payments 0.00 Insurance 0.00 Other 84.19 Finance Charge 9952.64 New Balance 0 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F '723713 0000 ".000 0000 0000 0000 0000 VISA + 014834.01.01 • NEW CUMBERLAND FEDERAL CREDIT JN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date '2/14/07 9825.36 197.00 01/08/08 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4+1269 000197C0 00982536 8 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/14/07 10000 174 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24"_64077328799327490480 5542 11 25 11 23 AMOCO OIL 02446862 25.00 NEW CUMBERLAN PA 24733097327200449300047 5211 11 25 11 23 BUDDING 6 ASSOCIATES INC 40.28 HORSHAM PA 24692167334000703405396 5542 11 30 11 29 GIANT FUEL #253 15.00 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820987338001710093396 0000 12 04 12 04 PAYMENT - THANK YOU } } + 198.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDiN£O. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8453.71 .82508 9.908 69.75 10.318 9859.03 Previous Balance CURR CASH 0.00 .82508 9.908 0.00 Min Payment 80.28 Purchases PREV PURCH 0.00 1.07508 12.90% 0.00 197.00 0.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.906 14.30 0.00 198.00 Payments OLD CASH 0.00 1.07508 12.90% 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 84.05 Total Min 84.05 Finance Charge 197.00 9825.36 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0:000 0000 0000 0000 VISA 013684.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 -`- Closing New Minimum Payment Date Balance Pay-,ent Date 11/14/07 9859.03 196.00 12/09/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 69 00019800 00985903 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 11/14/07 10000 140 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans ^4692167293000488108891 5542 10 21 10 19 SUNOCO SVC STATION CAMP HILL PA 24610437296072013300726 5411 10 24 10 23 GIANT FOOD STORES #253 NEW CUMBERLAN PA 24445007298031323923296 5912 10 26 10 24 CVS PHARMACY #1630 003 CAMP HILL PA 24692167300000123271568 5542 10 28 10 26 SUNOCO SVC STATION CAMP HILL PA 24918117304247054000065 1711 11 01 10 30 OLD FASHION HEAT NEW CUMBERLAN PA 24755427313133130166187 5310 11 09 11 08 OLLIES BARGAIN OUTLET 3 MECHANICSBURG PA 24399007315140000312890 5812 11 12 11 10 THE OLIVE GARD00014712 MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS -------------------- 74820987309001K50000070 6010 11 05 11 05 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! {IT'S EASY! r SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 8419.14 .82508 9.908 69.46 10.318 CURR CASH 0.00 .82508 9.908 0.00 Min Payment PREV PURCH 0.00 1.07508 12.908 0.00 198.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.07508 12.906 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Fees FEES / FINANCE CHAR GE 0.00 0.00 DAYS IN CYCLE 30 TOTAL 83.76 Total Min 198.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 25.02 13.54 4.69 20.08 37.04 56.87 23.93 200.00- Account Summary 9794.10 Previous Balance 181.17 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 83.76 Finance Charge 9859.03 New Balance CASH ADVANCE: F • 023713 0912 0000 J000 0000 0000 0000 VISA 013641.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 10/15/07 9794.10 196.00 11/09/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM 1L 60197-4521 NEW CUMBERLND PA 17070-2706 21 ,?. 1269 00019600 00979410 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 10/15/07 _ FoRri- 10000 205 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164077264683263360244 5541 9 23 9 20 AMOCO OIL 02446862 NEW CUMBERLAN PA 24692167266000998649395 5542 9 24 9 23 GIANT FUEL 0253 NEW CUMBERLAN PA 24692167272000497728015 5542 9 30 9 28 GIANT FUEL 0253 NEW CUMBERLAN PA 74423637274001050894943 5542 10 02 9 30 7-ELEVEN 20792 Q05 WAYNESBORO VA 24427337275710003999367 5542 10 03 10 01 HESS 38421 ETTERS PA 24427337279710004652425 5542 10 07 10 05 HESS 38421 ETTERS PA 24445007279007424469747 5533 10 07 10 05 AUTOZONE 01883 14ECHANICSBURG PA 24445007282010483928053 5921 10 09 10 08 GLENN MILLER BEER LEMOYNE PA 24493987286006601930187 4814 10 14 10 12 AT&T X004 9966 ESTOR 8882843014 PA 24427337286710004655056 5542 10 14 10 12 HESS 38420 NEW CUMBERLAN PA 24224437288319803200139 7394 10 15 10 14 CREMO'S VARIETY OU MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ 74820987278001K50000070 6010 10 05 10 05 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! {IT'S EASY!} + SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 8194.72 .82508 9.908 67.61 10.32% CURR CASH 0.00 .8250E 9.90% 0.00 Min Payment PREV PURCH 0.00 1.07506 12.90E 0.00 196.00 PREY CASH 0.00 .90836 10.906 0.00 Past Due OLD PURCH 1330.69 1.07506 12.909 14.30 0.00 OLD CASH 0.00 1.0750E 12.906 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 81.91 Total Min 196.00 FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G Amount 30.00 41.40 38.23 40.63 25.00 32.00 79.65 26.49 31.78 44.35 17.79 200.00- Account Summary 9504.87 Previous Balance 407.32 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 81.91 Finance Charge 9794.10 New Balance CASH ADVANCE: F • :2371; 0000 0000 0000 0000 0000 0000 VISA Y 013595.01.01 . NEW CUMBERLAND FEDERAL CREDIT UN PC, Box 1-58 4 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date ^.9/14/07 9504.87 191.00 10/09/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4x69 00019100 00950487 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/14/07 10000 495 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820987242001510114058 0000 8 30 8 30 PAYMENT - THANK YOU 193.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! {IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 8144.43 .82509 9.909 67.20 10.328 9616.37 Previous Balance CURR CASH 0.00 .82509 9.909 0.00 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 191.00 0.00 Cash PREY CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 193.00 Payments OLD CASH 0.00 1.07509 12.901 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 81.50 Total Min 61.50 Finance Charge 191.00 9504.87 New Balance FINANCE CHARGE CALC ULATION METHOD` CREDIT PURCHASES: G CASH ADVANCE: F 023713 1000 0000 0000 COOL' :000 0000 1 0134 66.O1.Oi • NEW CUMBERLAND PC BOX 658 FEDERAL CREDIT UN ' 9 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date )8/15/07 9616.37 193.00 09/09/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 1269 00019300 00961637 8 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 08,15/07 , sl1 9 10000 383 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24445007199902089050765 7513 7 19 7 17 U-HAUL-MEMORIAL-DR-E %326 57.88 GREENVILLE NC 24073147200400000770041 7011. 7 20 7 18 JAMESON INN GREENVILLE NC 202.95 GREENVILLE NO 24692167202000444486258 5719 7 22 7 20 WILLIAMS-SONOMA 0729 55.12 HARRISBURG PA ______________________________ PAYMENTS, ADJUSTMENTS AND OTHERS -----------------_ ___-_----__-- 74820987211001711050850 0000 7 30 7 30 PAYMENT - THANK YOU 190.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL I N OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOU R ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 8218.79 .82508 9.908 67.81 10.328 9408.31 Previous Balance CURR CASH 0.00 .82508 9.909 0.00 Min Payment 315.95 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 193.00 0.00 Cash PREY CASH 0.00 .90839 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.908 14.30 0.00 190.00 Payments OLD CASH 0.00 1.07508 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 82.11 Total Min 82.11 Finance Charge 193.00 9616.37 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F -^^^ VISAod.02.02 y 3'713 0250 00 00 0000 0000 0000 0000 VISA ,W CUMBERLAND FEDERAL CREDIT .'4F UN 90 BOX 658 4820 9855 0001 1269 NEW CUMBEP.LNG PA 11070 -0658 Closing New Minimum Payment Date Balance Payment Date 07/16/07 9408.31 189.00 08/10/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 801 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070 -2706 21 _SGINININgr 1269 00018900 00940 831 1 CUSTOMER SERVICE Closing Card Number C redit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/16/07 10000 591 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24459307166900013602102 7992 6 17 6 15 GOLF ADVENTURES 405.00 702-566-7324 NV 24692167169000609261653 5542 6 18 6 16 GIANT FUEL #253 41.24 NEW CUMBERLAN PA 24323007172542085010252 5812 6 22 6 20 BLONDIES LAS VEGAS NV 61.07 24455017172140008523706 5411 6 22 6 21 WAL-MART #2593 22,04 LAS VEGAS MV 24129427175100001988649 5542 6 25 6 23 TERRIBLES 0145 27,92 LAS VEGAS NV 24164077176018306150400 3405 6 26 6 25 ENTERPRISE RENT-A-CAR 334.09 LAS VEGAS NV 24445007178878541237981 5912 6 28 6 26 CVS PHARMACY 01630 Q03 12.69 CAMP HILL PA 24445007178878541238062 5912 6 28 6 26 CVS PHARMACY #1630 Q03 18.10 CAMP HILL PA 24164077179498167925537 5542 6 29 6 28 SHEETZ 00002329 20.00 MT HOLLY SPRG PA 24164057181378002884149 5542 7 01 6 29 EXXONMOBIL 42097220 33.58 CAMP HILL PA 24138297182206399000132 3502 7 02 6 30 BEST WESTERN HOTELS 107.99 KING OF PRUSS PA 24692167182000778084996 5542 7 02 7 01 SUNOCO SVC STATION 20.02 MECHANICSBURG PA 24013397190012642424774 5612 7 10 7 08 ROCKET PIZZA ETTERS PA 23 30 24164077193624090525845 5995 7 13 7 12 PETSMART 00005835 . 24,37 MECHANICSBURG PA 24445007194896513620745 5533 7 15 7 12 AUTOZONE 01953 23.81 MCHANICSBURG PA --------------- ---------- ----- PAYMEN TS. AD JUSTMENTS AND OTHERS ------------------ ------------ 74820987183001710901495 0000 7 02 7 02 PAYMENT - THANK YOU 167,00- L? !23713 0250 0000 1000 3000 0000 0000 VISA . { 013384.02.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 WON@ P., NEW CUMBERLND PA 17070-0658 Closing New M_nimum Payment Date Balance Payment Date 07;16/07 9408.31 169.00 08/10/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 1269 00018900 00940831 1 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/16/01 q 10000 591 (800) 299 9842 Reference Number MCC Date Date Description Cade Posted Trans MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.CCM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Amount Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 7112.00 .82508 9.908 63.63 10.348 8322.16 Previous Balance CURB CASH 0.00 .8250% 9.90% 0.00 Min Payment 1175.22 Purchases PREV PURCH 0.00 1.07506 12.908 0.00 189.00 0.00 Cash PREV CASH 0.00 .90838 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07506 12.906 14.30 0.00 167,00 Payments OLD CASH 0.00 1.07506 12.906 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 77.93 Total Min 77.93 Finance Charge 189.00 9408.31 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 7000 0000 0000 0000 0000 0000 • VISA ` 014513.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 656 9 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/14/07 8322.16 167.00 07/09/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17010-2706 21 000167CO 00832216 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06/14/07 4?? 10000 1677 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24399007138904275137299 5310 5 20 5 17 KMART 00042754 MECHANICSBURG PA 24427337140710009902145 5411 5 21 5 19 HARRIS TEETER GREENSVILLE NO 24073147141400000180060 7011 5 22 5 20 JAMESON INN GREENVILLE NO GREENVILLE NC 24073147141400000180169 7011 5 22 5 20 JAMESON INN GREENVILLE NO GREENVILLE NO 24427337159710025186010 5995 6 10 6 07 SUPERPETZ #327 MECHANICSBURG PA 24445007160858535140417 5542 6 10 6 08 BJS FUEL #9025 WOX HARRISBURG PA 24445007161859559461175 5533 6 11 6 09 AUTOZONE #1883 MECHANICSBURG PA 24435657161236000022530 5533 6 11 6 09 A S A AUTO PARTS ST 32 LEMOYNE PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------- 74820987162001K50000040 6010 6 11 6 11 PAYMENT - THANK YOU MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! tIT'S EASY!* + SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 6839.59 .82508 9.909 56.43 10.398 CURR CASH 0.00 .82508 9.90% 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.90% 0.00 167.00 PREV CASH 0.00 .90836 10.908 0.00 Past Due OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 OLD CASH 0.00 1.0750% 12.90% 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 70.73 Total Min 167.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 44.48 60.69 67.65 135.30 148.38 47.20 43.10 14.28 300.00- Account Summary 7990.35 Previous Balance 561.08 Purchases 0.00 Cash 0.00 Credits 300.00 Payments 0.00 Insurance 0.00 Other 70.73 Finance Charge 8322.16 New Balance CASH ADVANCE: F 3713 0000 0000 0000 0000 0000 0000 . VISA t 019375.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 05/14/07 7990.35 160.00 06/08/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING REEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4'ii!"ftNNW1R#PW769 00016000 00799035 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 05/14/07 4 10000 2009 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24164077103799102190058 5542 4 15 4 12 AMOCO OIL 02446862 44.70 NEW CUMBERLAN PA 24610437104072018323634 5411 4 15 4 13 GIANT FOOD STORES #253 48.66 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ---------_-_-__-- -----___------ 74820987128001K50000050 6010 5 08 5 08 PAYMENT - THANK YOU 2000.00- MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE ! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 7128.37 .82508 9.909 58.81 10.37% 9823.88 Previous Balance CURR CASH 0.00 .82509 9.906 0.00 Min Payment 93.36 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 160.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 2000.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 73.11 Total Min 73.11 Finance Charge 160.00 7990.35 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F :23713 0905 0000 0000 0000 0000 0000 VISA 014277.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 __ __ NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 04/13/07 9823.88 197.00 05/08/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 307 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 VEW CUMBERLND PA 17070-2706 21 1269 00019700 00982388 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/13/07 4812??? 10000 176 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24164077075799075900099 5542 3 18 3 16 AMOCO OIL 06955629 15.00 MECHANICSBURG PA 24323007077253002010229 5812 3 19 3 17 HO WAH RESTAURANT 19.50 LEMOYNE PA 24445007078768840768292 5912 3 20 3 18 CVS PHARMACY #1630 Q03 8.87 CAMP HILL PA 24445007080770875017468 5912 3 22 3 20 CVS PHARMACY #1630 Q03 12.64 CAMP HILL PA -------------------------------- PAYMENTS, AD JUSTMENTS AND OTHERS ----------------- ------------- 7482098709900IK50000130 6010 4 09 4 09 PAYMENT - THANK YOU 200.00- PHONE-BILL. CABLE BILL. -GYM DUES.- PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! MAKE PAYING YOUR CREDIT CARD EASIER-AND FASTER - SEND YOUR PAYMENTS DIRECTLY TO: NCFCU, PO BOX 658, NEW CUMBERLAND, PA 17070 OR CALL US TO DO A TRANSFER FROM YOUR SHARE OR SHARE DRAFT ACCOUNT AT NCFCU - 1-800-716-2328. WE ARE HERE FOR YOU !!! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 7188.40 .82508 9.908 59.31 10.318 9883.47 Previous Balance CURR CASH 1307.60 .82508 9.908 10.79 Min Payment 56.01 Purchases PREY PURCH 0.00 1.07508 12.90% 0.00 197.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.90% 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 84.40 Total Min 84.40 Finance Charge 197.00 9823.88 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0161 0000 0000 0000 0000 0000 VISA « 014189.01.01 NEW CUMBERLAND FEDFF.;L CREDIT UN PO BOX 658 4 :JEW CUMBERLND PA _7070-0658 Closing New Minimum Payment Date Balance Payment Date 03/14/07 9883.47 :98.00 04/08/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 +JiJ.f69 00019800 00988347 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/07 10000 116 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS. ADJUSTMENTS AND OTHERS ---------__----------_-------- 74820987068001K50000120 6010 3 09 3 09 PAYMENT - THANK YOU 231.00- ............. -........+x.x...x+. * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR WAS...$ 983.65 PHONEBILL. CABLE BILL. +GYM DUES.* PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! MAKE PAYING YOUR CREDIT CARD EASIER*AND FASTER - SEND YOUR PAYMENTS DIRECTLY TO: NCFCU, PO BOX 658, NEW CUMBERLAND, PA 17070 OR CALL US TO DO A TRANSFER FROM YOUR SHARE OR SHARE DRAFT ACCOUNT AT NCFCU - 1-800-716-2328. WE ARE HERE FOR YOU !!! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 7140.92 .82506 9.90% 58.92 10.30% 10029.36 Previous Balance CURB CASH 1441.33 .82506 9.906 11.89 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07509 12.908 0.00 198.00 0.00 Cash PREV CASH 0.00 .90836 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07506 12.906 14.30 0.00 231.00 Payments OLD CASH 0.00 1.07506 12.906 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 TOTAL 85.11 Total Min 85.11 Finance Charge 198.00 9863.47 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0000 VISA + 014143.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PC BOX 658 NEW :UMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02,14/07 10029.36 230.36 03/11/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4 0023036 01002936 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/07 '?ML 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24692167017000980765847 5542 1 18 1 16 SUNOCO SVC STATION 36.70 MECHANICSBURG PA 24610437043072015442092 5411 2 13 2 12 GIANT FOOD STORES X253 67.79 NEW CUMBERLAN PA 24610437044004118118252 5541 2 14 2 12 GIANT FOODS GAS X253 36.11 NEW CUMBERLAN PA 24610437044004101350532 5541 2 14 2 12 REHBEIN'S SEVICE CTQ39 14.20 LEWISBERRY PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS --------------_--_ --------___-- 74820987040001K50000110 6010 2 09 2 09 PAYMENT - THANK YOU 200.00- * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * - * WAS...S 983.65 + PHONE BILL. CABLE BILL. *GYM DUES.* PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 7024.64 .8250% 9.90% 57.96 10.30% 9987.39 Previous Balance CURR CASH 1564.99 .8250% 9.90% 12.91 Min Payment 156.80 Purchases PREV PURCH 0.00 1.0750% 12.906 0.00 201.00 0.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.90% 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.90% 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 29.36 0.00 Other DAYS IN CYCLE 30 TOTAL 85.17 Total Min 85.17 Finance Charge 230.36 10029.36 New Balance FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0000 VISA + 014061.01.01 ?JEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date O1/15/07 9987.39 200.00 02/09/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 YEW CUMBERLND PA 17070-2706 21 4 020000 00998739 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/15/07 10000 12 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164076357624121322844 5995 12 24 12 23 PETSMART 00005835 MECHANICSBURG PA 24418006358360098457004 5735 12 26 12 23 SUNCOAST 2047 CAPITAL CIT CAMP HILL PA 24792626358675000113291 5621 12 26 12 23 VICTORIA'S SECRET 0281 CAMPHILL PA 24445007007696480273867 5300 1 07 1 06 BJ WHOLESALE #0025 WOX HARRISBURG PA 74445737007696480273948 5311 1 07 1 06 CREDIT VOUCHER MACY+S EAST #0199 CAMP HILL PA 24610437007072015347949 54:1 1 08 1 06 GIANT FOOD STORES #253 NEW CUMBERLAN PA 24445007007696962922395 5533 1 08 1 06 AUTOZONE #1883 MECHANICSBURG PA 24509177007980003212014 5812 1 08 1 06 VILLA ROMA NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ 74820981004001K50000040 601.0 1 04 1 04 PAYMENT - THANK YOU ««+««++««+++++++++++.++++++.+++++++++++++.+++++++++.+++++++++++++++++++++++ + THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + " WAS...$ 983.65 PHONE BILL. CABLE BILL. 'GYM DUES.' PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! RING IN 2007 WITH YOUR NCFCU VISA....... + DON'T LET THOSE HOLIDAY BILLS START YOUR NEW YEAR OFF WITH STRESS... USE YOUR NCFCU VISA AND ALLOW OUR LOW INTEREST RATES TO WORK FOR YOU WITH BALANCE TRANSFERS. Amount 5.08 26.49 31.80 78.44 5.00- 43.44 20.61 18.70 200.00- Avg Daisy Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 6847.81 .82508 9.90% 56.50 10.308 9883.34 Previous Balance CURR CASH 1659.97 .82506 9.909 13.69 Min Payment 224.56 Purchases PREY PURCH 0100 1.07509 12.909 0.00 200.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 5.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07509 12.903 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 84.49 Total Min 84.49 Finance Charge 200.00 9987.39 New Balance • FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F J23713 0330 0000 0000 0000 0000 0000 VISA + 013950.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0699 C_?sing New Minimum Payment Date Balance Payment Date 12/14/06 9683.34 198.00 01/08/07 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 211269 00019800 00988334 0 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/14/06 10000 116 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans ----- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820986341001K50000060 6010 12 07 12 07 PAYMENT - THANK YOU 221.00- PHONE `BILL. CABLE BILL. `GYM DUES.` PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! RING IN 2007 WITH YOUR NCFCU VISA....... DON'T LET THOSE HOLIDAY BILLS START YOUR NEW YEAR OFF WITH STRESS ...USE YOUR NCFCU VISA AND ALLOW OUR LOW INTEREST RATES TO WORK FOR YOU WITH BALANCE TRANSFERS. Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 6764.56 .82508 9.908 55.82 10.308 10019.34 Previous Balance CURR CASH 1803.97 .82506 9.908 14.88 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07506 12.906 0.00 198.00 0.00 Cash PREV CASH 0.00 .90836 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07506 12.906 14.30 0.00 221.00 Payments OLD CASH 0.00 1.07506 12.906 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 85.00 Total Min 85.00 Finance Charge 198.00 9883.34 New Balance FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0000 VISA + 013796.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 C:,sing New Minimum Payment Date Balance Payment Date 11/14/06 10019.34 220.34 12/10/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CU14BERLND PA 17070-2706 21 469 00022034 01001934 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 11/14/06 10000 0 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164076288835320164597 5814 10 16 10 14 PIZZA HUT #23034430156 NEW CUMBERLAN PA 2410838628e200099400957 5812 10 16 10 14 TGI FRIDAYS LANCASTER LANCASTER PA 24427336290710003393333 5542 10 18 10 16 HESS 38420 NEW CUMBERLAN PA 24610436298004119414739 5542 10 26 10 24 REHBEIN'S SEVICE CTQ39 LEWISBERRY PA 24610436299004123483273 5541 10 27 10 25 REHBEIN'S SEVICE CTQ39 LEWISBERRY PA 24427336308720006253889 5542 11 06 11 04 KENNEDY SHOP'N SAVE FU MCKEES ROCKS PA 24610436311004114235512 5542 11 08 11 06 REHBEIN'S SEVICE CTQ39 LEWISBERRY PA 24610436311072013291175 5411 11 OB 11 07 GIANT FOOD STORES #253 NEW CUMBERLAN PA 24427336312710003206216 5542 11 09 11 07 HESS 38256 LEMOYNE PA 24427336313710003291795 5542 11 10 11 08 HESS 38421 ETTERS PA 24445736314631416634827 5311 11 10 11 09 MACY'S EAST #0090 KING OF PRUSS PA 24323006314253707010693 7922 11 12 11 09 WHITAKER CENTER-BOX OF HARRISBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS __---------- 74820986310001K50000120 6010 11 06 11 06 PAYMENT - THANK YOU PHONE BILL. CABLE BILL. ;GYM DUES.` PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! r FALL HAS ARRIVED AND THATk MEANS THAT THE HOLIDAYS ARE QUICKLY APPROACHING.... DON'T BE LEFT OUT IN THE COLD!! TAKE ADVANTAGE OF YOUR NCFCU CREDIT CARD FOR ALL YOUR HOLIDAY NEEDS. Amount 21.19 60.97 36.00 32.00 14.19 10.70 16.70 39.69 34.51 10.00 63.60 136.00 200.00- Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 6455.15 .82508 9.90% 53.26 10.31% 9640.35 Previous Balance CURR CASH 1925.07 .82508 9.909 15.88 Min Payment 495.55 Purchases PREV PURCH 0.00 1.07509 12.906 0.00 201.00 0.00 Cash PREV CASH 0.00 .9083& 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 19.34 0.00 Other DAYS IN CYCLE 32 TOTAL 83.44 Total Min 83.44 Finance Charge 220.34 10019.34 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F • 023713 0000 0000 0000 0000 0000 000 VISA ' 013714.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 10/13/06 9640.35 193.00 11/07/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 0019300 00964035 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 10/13/06 10000 359 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 74820996268451358000010 6010 9 25 9 22 CASH ADVANCE NEW CUMBERLAND FED CU NEW CUMBERLN PA 24711056280122805850731 5733 10 08 10 06 SHEETMUSICDIRECT COM 507-4542920 MN 24445006285603316064736 5912 10 13 10 07 CVS PHARMACY #1630 Q03 CAMP HILL PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820986283001K50000140 6010 10 10 10 10 PAYMENT - THANK YOU MAINTAINING CURRENT CONTACT INFORMATION IN OUR FILES IS CRITICAL TO ASSIST US IN REACHING YOU IN CASE WE DETECT SUSPICIOUS ACTIVITY ON YOUR ACCOUNT. YOUR CURRENT CONTACT NUMBERS ON RECORD ARE: HOME: {717) 938-1459, BUSINESS: (717) 790-6780. PLEASE UPDATE YOUR INFORMATION ON THE CHANGE FORM ON THE BACK OF YOUR STATEMENT PAYMENT COUPON IF EITHER NUMBER IS INCORRECT, OR NOTIFY YOUR LOCAL BRANCH OFFICE. THE FORM MUST INCLUDE YOUR SIGNATURE. PHONE BILL. CABLE BILL. 4GYM DUES.+ PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! + ? a k FALL HAS ARRIVED AND THAT MEANS THAT THE HOLIDAYS ARE QUICKLY APPROACHING.... DON'T BE LEFT OUT IN THE COLD!! TAKE ADVANTAGE OF YOUR NCFCU CREDIT CARD FOR ALL YOUR HOLIDAY NEEDS. Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 6240.31 .82508 9.908 51.49 10.328 CURR CASH 2031.79 .82508 9.90% 16.76 Min Payment PREV PURCH 0.00 1.07509 12.90% 0.00 193.00 PREY CASH 0.00 .90839 10.908 0.00 Past Due OLD PURCH 1330.69 1.07508 12.90% 14.30 0.00 OLD CASH 0.00 1.07508 12.90% 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 28 TOTAL 82.55 Total Min 193.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 100.00 11.85 20.11 ---------------- 193.00- Account Summary 9618.84 Previous Balance 31.96 Purchases 100.00 Cash 0.00 Credits 193.00 Payments 0.00 Insurance 0.00 Other 82.55 Finance Charge 9640.35 New Balance CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0000 VISA + • 014747.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 09/15/06 9618.84 193.00 10110106 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4'+00019300 00961884 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/15/06! ill 10000 381 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24001756241286799900162 8220 6 30 8 29 ECU CASHIER OFFICE POS 92.50 GREENVILLE NC ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS 74820986240001511004914 0000 8 28 8 28 PAYMENT - THANK YOU 200.00- . a a a + PHONE BILL. CABLE BILL. GYM DUES. PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! IDENTITY THEFT IS ON THE RISE. DON'T LET IT HAPPEN TO YOU!! HELPFUL TIPS..CHECK STATEMENTS MONTHLY..GET FREE YEARLY CREDIT REPORTS.. USE SECURE SITES WHEN MAKING INTERNET PURCHASES. MORE INFORMATION AND BROCHURES AVAILABLE AT NCFCU OFFICES OR VISIT WWW.IDTHEFTCENTER.ORG Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 6196.97 .82508 9.908 51.13 10.329 9644.31 Previous Balance CURR CASH 2011.94 .82509 9.909 16.60 Min Payment 92.50 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 193.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 82.03 Total Min 82.03 Finance Charge 193.00 9618.84 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0000 VISA { • 013723.01.01 NEW CUMBERLAND FEDERAL CREDIT UN _ PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 08/16/06 9644.31 193.00 09/10/06 ROBERT L FAIRLEY VISA OLGA 5 FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 >IEW CUMBERLND PA 17070-2706 21 fiw 00019300 00964431 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 08/16/06 10000 355 (600) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans ------------------------------ PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820986226001K50000160 6010 8 14 8 14 PAYMENT - THANK YOU 200.00- PHONE BILL. CABLE BILL. *GYM DUES.* PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN - THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! IDENTITY THEFT IS ON THE RISE. DON'T LET IT HAPPEN TO YOU!! HELPFUL TIPS..CHECK STATEMENTS MONTHLY..GET FREE YEARLY CREDIT REPORTS.. USE SECURE SITES WHEN MAKING INTERNET PURCHASES. MORE INFORMATION AND BROCHURES AVAILABLE AT NCFCU OFFICES OR VISIT WWW.IDTHEFTCENTER.ORG Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 6144.55 .82508 9.908 50.69 10.318 9761.24 Previous Balance CURR CASH 2190.94 .82506 9.90% 18.08 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07506 12.906 0.00 193.00 0.00 Cash PREV CASH 0100 .90838 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07504 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.905 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 83.07 Total Min 83.07 Finance Charge 193.00 9644.31 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 000 VISA * 013751.01.01 • NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 q,8,ii+lBVSrk'2'1}J NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 07/17/06 9761.24 196.00 08/11/06 ROBERT L FAIRLEY 'LISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 4: 00019600 00976124 3 CUSTOMER SERVICE ;losing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/17/06 4 '?? 10000 238 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS -_----_---------- _------------- 74820986174001510133557 0000 6 23 6 23 PAYMENT - THANK YOU , } 200.00- PAY THOSE MONTHLY BILLS WITH VISA. SAY GYM DUES. PHONE BILL. CABLE BILL. GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! THE MORE YOU USE NCFCU, THE MORE "REWARDS" YOU RECEIVE! YOU CAN EXPECT FREE SERVICES, DISCOUNTED FEES AND SPECIAL RATES. NEED A LOAN AND/OR CD? OUR MEMBER SERVICE REPRESENTATIVES ARE EAGER TO EXPLAIN HOW YOU CAN GET THE LOWEST RATE ON LOANS AND HIGHEST RATE ON CD's THROUGH OUR "MEMBER REWARDS" PROGRAM. CONTACT YOUR LOCAL NCFCU OFFICE FOR MORE DETAILS. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 6144.55 .8250& 9.90& 50.70 10.318 9877.84 Previous Balance CURR CASH 2230.68 .62506 9.906 18.40 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 196.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 33 TOTAL 83.40 Total Min 83.40 Finance Charge 196.00 9761.24 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0250 0000 0000 0000 0000 00J& VISA } 013703.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 4 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/14/06 9877.84 198.00 07/09/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 17070-2706 21 -- -000@080PAMW 00019800 00987784 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06/14/06 10000 122 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24610436135004018443745 5311 5 16 5 14 SEARS ROEBUCK 2624 CAMP HILL PA 24323006135253511011892 7992 5 16 5 14 DAUPHIN HIGHLANDS GOLF HARRISBURG PA 24610436149004097484408 5541 5 30 5 28 REHBEIN'S SEVICE CTQ39 LEWISBERRY PA 24610436149004097484390 5542 5 30 5 28 REHBEIN'S SEVICE CTQ39 LEWISBERRY PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820966142001K50000040 6010 5 22 5 22 PAYMENT - THANK YOU PHONE BILL. CABLE BILL. `GYM DUES.; PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! PAY ONLINE OR VIEW YOUR ACCOUNT AT:+ THE MORE YOU USE NCFCU, THE MORE "REWARDS" YOU RECEIVE! YOU CAN EXPECT FREE SERVICES, DISCOUNTED FEES AND SPECIAL RATES. NEED A LOAN AND/OR CD? OUR MEMBER SERVICE REPRESENTATIVES ARE EAGER TO EXPLAIN HOW YOU CAN GET THE LOWEST RATE ON LOANS AND HIGHEST RATE ON CD'S THROUGH OUR "MEMBER REWARDS" PROGRAM. CONTACT YOUR LOCAL NCFCU OFFICE FOR MORE DETAILS. PLEASE NOTE THE CHANGE IN YOUR REMITTANCE ADDRESS. IF YOU USE A BILL PAYING SERVICE, PLEASE NOTIFY THEM OF THIS CHANGE TO PREVENT POSSIBLE DELAYS IN POSTING OF YOUR PAYMENT(S). Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 6117.68 .82508 9.90% 50.47 10.31% CURB CASH 2350.19 .82508 9.90% 19.39 Min Payment PREY PURCH 0.00 1.0750% 12.90% 0.00 198.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.90% 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 33 TOTAL 84.16 Total Min 198.00 FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G Amount 39.73 66.00 13.50 20.00 -------------- 200.00- Account Summary 9854.45 Previous Balance 139.23 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 84.16 Finance Charge 9877.84 New Balance CASH ADVANCE: F • 023713 0000 0000 0000 0000 0000 000 VISA 013662.01.01 NEW CUMBERLAND FEDERAL CREDIT UN _ PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Data Balance Paymenc Date 05112106 9854.45 198.00 06/06/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 4521 807 FISHING CREEK ROAD CAROL STREAM IL 60197-4521 NEW CUMBERLND PA 1.7070-2706 21 ? -60 00019800 00985445 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 05/12/06 _ -1710- 10000 145 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164076111398112686052 5542 4 23 4 20 BP OIL 20719217 MCKEES ROCKS PA 24399006113142088751433 5912 4 24 4 22 WALGREEN 00065797 GREENVILLE NC 24226386113360235010876 5411 4 24 4 22 WM SUPERCENTER GREENVILLE NC 24610436127072019362073 5411 5 08 5 06 GIANT FOOD STORES $253 NEW CUMBERLAN PA 24270746128307301660111 0742 5 10 5 08 WILLOW MILL VET HOSPITAL MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------- 74820966118001K50000010 6010 4 28 4 28 PAYMENT - THANK YOU TO REPORT P. CARD LOST/STOLEN, PLEASE CALL f866) 604-0381 OR (727) 570-4881. PHONE BILL. CABLE BILL. GYM DUES. PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! PLEASE NOTE THE CHANGE IN YOUR REMITTANCE ADDRESS. IF YOU USE A BILL PAYING SERVICE, PLEASE NOTIFY THEM OF THIS CHANGE TO PREVENT POSSIBLE DELAYS IN POSTING OF YOUR PAYMENT(S). Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 5885.88 .82506 9.906 48.56 10.31% CURR CASH 2512.53 .82506 9.906 20.73 Min Payment PREV PURCH 0.00 1.0150% 12.906 0.00 198.00 PREV CASH 0.00 .90836 10.906 0.00 Past Due OLD PURCH 1330.69 1.0150% 12.906 14.30 0.00 OLD CASH 0.00 1.07508 12.906 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 28 TOTAL 83.59 Total Min 196.00 Amount 30.00 21.38 5.21 98.26 24.20 250.00- Account Summary 9841.81 Previous Balance 179.05 Purchases 0.00 Cash 0.00 Credits 250.00 Payments 0.00 Insurance 0.00 Other 83.59 Finance Charge 9854.45 New Balance C FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 00010 VISA + 013744.01.01 NEW CUMBERLAND FEDERAL CREDIT UN _ PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 04/14/06 9841.81 197.00 05/09/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON -'Al 53707-1044 NEW CUNBERLND PA 17070-2706 440019700 00984181 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/14/06 10000 158 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24445006075403646817482 5942 3 17 3 15 BARNES & NOBLE 42046 HARRISBURG PA 24610436076004126807865 5542 3 19 3 16 REHBEIN'S SEVICE CTQ39 LEWISBERRY PA 24326886079666000231772 5533 3 21 3 19 ADVANCE AUTO PARTS #1229 HARRISBURG PA 24692166082000127258245 5542 3 24 3 22 SUNOCO SVC STATION HARRISBURG PA 24692166084000293977469 5542 3 26 3 24 SUNOCO SVC STATION MECHANICSBURG PA 24428606103000874830114 5533 4 14 4 12 R J AUTO SALVAGE INC GOODMAN MO 24001756103286799900011 8220 4 14 4 13 ECU CASHIER OFFICE POS GREENVILLE NC ------------------------------ PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820986100001K50000150 6010 4 10 4 10 PAYMENT - THANK YOU TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. PHONE BILL. CABLE BILL. GYM DUES. PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 5593.89 .8250% 9.90% 46.15 10.31% CURR CASH 2695.27 .8250% 9.90% 22.24 Min Payment PREV PURCH 0.00 1.0750% 12.90% 0.00 197.00 PREV CASH 0.00 .9083% 10.90% 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.90% 14.30 0.00 OLD CASH 0.00 1.0750% 12.90% 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 82.69 Total Min 197.00 FINANCE CHARGE CALCULATION METHOD" CREDIT PURCHASES: G Amount 15.89 10.00 20.31 10.03 40.00 166.00 50.00 193.00- Account Summary 9639.89 Previous Balance 312.23 Purchases 0.00 Cash 0.00 Credits 193.00 Payments 0.00 Insurance 0.00 Other 82.69 Finance Charge 9841.81 New Balance CASH ADVANCE: F 023713 0161 0000 0000 0000 0000 00• VISA + 013559.01.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 656 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 03/14/06 9639.89 193.00 04/09/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 41-1 - 00019300 00963989 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/06 NOW 10000 360 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24435656045207899500096 5462 2 15 2 14 D AND B CONFECTIONS MECHANICSBURG PA 24445006046378041409059 5311 2 16 2 14 BON-TON-CAMP-HILL #0031 CAMP HILL PA 24445006048379445982368 5300 2 17 2 16 BJ WHOLESALE 00025 WOX HARRISBURG PA 24164076048494520942922 5942 2 19 2 16 BORDERS BOOKS 01004555 CAMP HILL PA 24733096051286309300106 5947 2 21 2 20 YANKEE CANDLE CO X165 DURHAM NC 24445006063392925604618 5942 3 05 3 03 BARNES 6 NOBLE #2046 HARRISBURG PA 24455016063710003845074 5542 3 05 3 03 HESS 38420 NEW CUMBERLAN PA 24445006066396014580685 5542 3 08 3 06 TURKEY HILL X0236 Q69 MECHANICSBURG PA 24445006068397582512256 5542 3 10 3 08 BJS FUEL #9025 WOX HARRISBURG PA 24692166071000103865172 5542 3 13 3 10 SUNOCO SVC STATION MECHANICSBURG PA 24692166071000103865180 5542 3 13 3 10 SUNOCO SVC STATION MECHANICSBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ 74820986069001K50000060 6010 3 10 3 10 PAYMENT - THANK YOU „+rrr rrrrr« ,rr+rrrrrr+r+++rrrr+rrr+rr++rrr rrrr++r++rrrrr+r++:.rrr++++,+, ' THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR ' ' WAS...S 762.94 r +,rrrrr++rr.++«rr++rrrrrr+rr,++rrrrrr++++++,r+r+rrr+rrrrrrr+rrrrrrrrr+++rrr TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. Amount 13.14 17.99 112.09 70.98 64.16 15.89 36.00 10.00 36.75 10.51 10.01 200.00- u 023713 0161 0000 0000 0000 0000 00? VISA ` • 013559.02.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 656 NEW CUMBERLND PA 17070-0658 Closing New Minimum Date Balance Payment 03;14/06 9639.89 193.00 ROBERT L FAIRLEY OLGA B FAIRLEY 807 FISHING CREEK ROAD NEW CUMBERLND PA 17070-2706 44 00019300 00963989 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/06 NNW 10000 360 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans PHONE BILL. CABLE BILL. 'GYM DUES.- PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! Payment Date 04/09/06 VISA PO BOX 77044 MADISON WI 53707-1044 Amount Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 5391.40 .82508 9.90$ 44.48 10.328 9360.38 Previous Balance CURR CASH 2812.87 .82508 9.90% 23.21 Min Payment 397.52 Purchases PREV PURCH 0.00 1.0750% 12.905 0.00 193.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07508 12.90% 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 TOTAL 81.99 Total Min 81.99 Finance Charge 193.00 9639.89 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 000 VISA a 013595.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 rah NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02/14/06 9360.38 188.00 03/12/06 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 4!!If 00018800 00936038 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 3363u 02/14/06 11 9 10000 639 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24445006029362941064264 5300 1 30 1 28 BJ WHOLESALE #0025 WOX 187.03 HARRISBURG PA 24412956039207088600623 5947 2 09 2 07 HOUSE OF CARDS 38.11 CAMP HILL PA 24445006039311801134842 5542 2 09 2 07 BJS FUEL #9025 WOX 37.00 HARRISBURG PA 24765016041200961850151 7922 2 10 2 09 INSTANTSEATS 79.00 202-882-6573 DC -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820986030001K50000030 6010 1 30 1 30 PAYMENT - THANK YOU 200.00- aa++aaa+++aaa++a»+»+a «++++ +++ ++ +++ as+:++++«++a+a++++a++aa+a++++++++ * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + « WAS ...S 762.94 + +aa.a+a+.aa++aaa a+++a.a+aa+aaa++++++aa+++a»»++++»+++«»»»+++«a«.«a»+»»+:++++ TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. PHONE BILL. CABLE BILL. aGYM DUES.' PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK? Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 4907.73 .8250% 9.908 40.50 10.348 CURR CASH 2888.85 .82508 9.908 23.83 Min Payment PREV PURCH 0.00 1.07508 12.908 0.00 188.00 PREV CASH 0.00 .9083% 10.909 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.909 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Fees CASH FEE 0.00 0.00 DAYS IN CYCLE 29 TOTAL 78.63 Total Min 188.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Account Summary 9140.61 Previous Balance 341.14 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 78.63 Finance Charge 9360.38 New Balance CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 00 VISA + 013588.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 _ _ 69 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Dace Balance Payment Date 01/16/06 9140.61 183.00 02/10/06 ROBERT L FAIRLY VISA OLGA 8 FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 00018300 00914061 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/16/06 a,* POW" 10000 859 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans ______________ ________________________________ PAYMENTS, ADJUSTMENTS AND OTHERS _______-___-____ 7482098600900IK50000120 6010 1 09 1 09 PAYMENT - THANK YOU 200.00- *THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 162.94 +««a++«aa++aa«+«a++«+++a«aa«+«a+aa+r+++a+a«+++++++a++.+++«.++.+++„a+,+++„ TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. « + a « + + + PHONE BILL. CABLE BILL. GYM DUES. PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 4775.38 .82509 9.908 39.40 10.348 CURR CASH 3047.17 .82509 9.909 25.14 Min Payment PREV PURCH 0.00 1.07509 12.909 0.00 183.00 PREV CASH 0.00 .90839 10.909 0.00 Past Due OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 OLD CASH 0.00 1.07509 12.909 0.00 Fees CASH FEE 0.00 0.00 DAYS IN CYCLE 33 TOTAL 78.84 Total Min 183.00 FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G Account Summary 9261.77 Previous Balance 0.00 Purchases 0.00 Cash 0.00 Credits 200.00 Payments 0.00 Insurance 0.00 Other 78.84 Finance Charge 9140.61 New Balance CASH ADVANCE: F 023713 0001 0000 0000 0000 0000 00? VISA 013 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 12/14/05 9261.77 186.00 01/08/06 ROBERT L FAIRLEY 932933VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 4.9 00018600 00926177 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/14/05 BMW- 10000 738 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820985325001K50000030 6010 11 21 11 21 PAYMENT - THANK YOU 190.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. PHONE BILL. CABLE BILL. GYM DUES. PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PRCVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFC.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.CCM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 4775.38 .82508 9.908 39.40 10.338 9372.51 Previous Balance CURR CASH 3098.39 .8250% 9.906 25.56 Min Payment - 0.00 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 186.00 0.00 Cash PREV CASH 0.00 .90838 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.908 14.30 0.00 190.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 79.26 Total Min 79.26 Finance Charge 186.00 9261.77 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE; F 023713 0000 0000 0000 0000 0000 00? VISA 013457.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUNBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 11/14/05 9372.51 168.00 12/09/05 ROBERT L FAIRLEY 932933VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 00018800 00937251 1 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 1_/14/05 4 10000 627 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ---_--------------------------- 74820985297001K50000030 6010 10 24 10 24 PAYMENT - THANK YOU 190.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. PHONE BILL. CABLE BILL. -GYM DUES.- PAY THOSE MONTHLY BILLS WITH VISA. SAY GOODBYE TO WRITING CHECKS, BUYING STAMPS AND WORRIES ABOUT GETTING BILLS IN THE MAIL ON TIME TO AVOID LATE PAYMENTS. AND VISA'S ZERO LIABILITY POLICY PROVIDES YOU WITH MAXIMUM PROTECTION AGAINST FRAUD. FOR MORE DETAILS, GO TO WWW.EZCARDINFO.COM AND CLICK ON THE "PAY BILLS WITH VISA" LINK! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 4775.38 .82505 9.90% 39.40 10.336 CURR CASH 3217.73 .82505 9.905 26.55 Min Payment PREV PURCH 0.00 1.0750% 12.908 0.00 188.00 PREV CASH 0.00 .90835 10.905 0.00 Past Due OLD PURCH 1330.69 1.07505 12.905 14.30 0.00 OLD CASH 0.00 1.07508 12.905 0.00 Fees CASH FEE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 80.25 Total Min 188.00 FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G Account Summary 9482.26 Previous Balance 0.00 Purchases 0.00 Cash 0.00 Credits 190.00 Payments 0.00 Insurance 0.00 Other 80.25 Finance Charge 9372.51 New Balance CASH ADVANCE: F 11 023713 0000 0000 0000 0000 0000 0010 VISA 013441.01.01 NEW CUMBERLAND FEDERAL CREDIT ON PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 10/14/05 9482.26 190.00 11/08/05 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 00019000 00948226 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 10/14/05 ?_- 10000 517 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----_-----_------ -----_-------- 74820985273001610182279 0000 9 30 9 30 PAYMENT - THANK YOU 200.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCAIkDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PORCH 4775.38 .82509 9.908 39.40 10.328 9600.89 Previous Balance CURR CASH 3353.71 .82508 9.908 27.67 Min Payment 0.00 Purchases ?REV PORCH 0.00 1.07508 12.908 0.00 190.00 0.00 Cash ?REV CASH 0.00 .90838 10.906 0.00 Past Due 0.00 Credits OLD PORCH 1330.69 1.07508 12.908 14.30 0.00 200.00 Payments OLD CASH 0.00 1.0750% 12.908 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 81.37 Total Min 81.37 Finance Charge 190.00 9482.26 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0021 0000 0000 0000 0000 0 VISA 015434.01.01 « NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 09/14/05 9600.89 193.00 10/09/05 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44l 00019300 00960089 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/14/05 18 10000 399 (800) 299 9842 Reference Number MCC Date Date Description --------------------------Code-Posted Trans PAYMENTS, ADJUSTMENTS AND OTHERS -------------- 74820985238001K50000050 6010 8 26 8 26 PAYMENT - THANK YOU + + + + + TO HELP PROTECT AGAINST FRAUD, WE MAY CONTACT YOU IN THE EVENT OF SUSPICIOUS ACTIVITY ON YOUR ACCOUNT. TO AID US IN REACHING YOU, IT IS CRITICAL, TO HAVE CURRENT CONTACT INFORMATION IN OUR FILES. OUR RECORDS SHOW THE FOLLOWING NUMBERS, HOME: (717) 938-1459, BUSINESS: (717) 790-6780. PLEASE NOTIFY YOUR LOCAL BRANCH OFFICE IF EITHER NUMBER IS INCORRECT. TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! *IT'S EASY!' « SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 4775.38 .82508 9.908 39.40 10.329 CURR CASH 3456.68 .82509 9.909 28.52 Min Payment PREV PURCH 0.00 1.0750% 12.909 0.00 193.00 PREV CASH 0.00 .9063% 10.909 0.00 Past Due OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 OLD CASH 0.00 1.07509 12.909 0.00 Fees CASH FEE 0.00 0.00 DAYS IN CYCLE 33 TOTAL 82.22 Total Min 193.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount 195.00- Account Summary 9713.67 Previous Balance 0.00 Purchases 0.00 Cash 0.00 Credits 195.00 Payments 0.00 Insurance 0.00 Other 82.22 Finance Charge 9600.89 New Balance CASH ADVANCE: F 023713 0021 0000 0000 0000 0000 0* VISA 013 NEW CUMBERLAND FEDERAL CREDIT ON PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Ba_3nce Payment Dats 03/12/05 9713.67 195.00 09/06/05 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUM33ERLND PA 17070-2706 44 W00019500 00971367 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 08/12/05 10000 286 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820985206001K50000010 6010 7 25 7 25 PAYMENT - THANK YOU TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! USE OUR NEW PAY BY PHONE SERVICE TO MAKE YOUR MONTHLY CREDIT CARD PAYMENT FROM YOUR CHECKING ACCOUNT. SIMPLY CALL THE CUSTOMER SERVICE NUMBER ABOVE. HAVE YOUR CHECKBOOK AVAILABLE TO PROVIDE THE NECESSARY INFORMATION TO COMPLETE THE TRANSACTION. A SERVICE FEE MAY APPLY. YOU WILL BE ADVISED OF THE FEE AMOUNT, IF ANY, AT THE TIME YOU REQUEST TO MAKE A PAYMENT BY PHONE. IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 4775.38 .8250% 9.90% 39.40 10.318 CURR CASH 3564.83 .82508 9.908 29.41 Min Payment PREV PURCH 0.00 1.07508 12.908 0.00 195.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.90% 14.30 0.00 OLD CASH 0.00 1.0750% 12.908 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 28 TOTAL 83.11 Total Min 195.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Amount -------------- 210.00- Account Summary 9840.56 Previous Balance 0.00 Purchases 0.00 Cash 0.00 Credits 210.00 Payments 0.00 Insurance 0.00 Other 83.11 Finance Charge 9713.67 New Balance CASH ADVANCE: F 0 023713 0021 0250 0000 0000 0000 00 VISA 013758.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 07/15/05 9840.56 197.00 08/09/05 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 49 00019700 00984056 7 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/15/05 4 10000 159 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans ------------------------------ PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820985186001K50000110 6010 7 05 7 05 PAYMENT - THANK YOU 200.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DONTT LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 4857.35 .82508 9.908 40.08 30.316 9956.07 Previous Balance CURR CASH 3650.00 .82508 9.908 30.11 Min Payment 0.00 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 197.00 0.00 Cash PREV CASH 0.00 .90835 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07505 12.905 14.30 0.00 200.00 Payments OLD CASH 0.00 1.07505 12.905 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 84.49 Total Min 84.49 Finance Charge 197.00 9840.56 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 Y 0677 0021 0000 0000 0000 Or VISA « 016171.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 656 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/14/05 9956.07 200.00 07/10/05 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44.42'! 00020000 00995607 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06/14/05 4 10000 43 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24164075139799138030122 5542 5 20 5 18 AMOCO OIL 06955405 SHIREMANSTOWN PA 24164055141378000047684 5542 5 22 5 20 EXXONMOBIL18 09988742 MECHANIC PA 24210145140301301660117 0742 5 23 5 20 WILLOW MILL VET HOSPITAL MECHANICSBURG PA 74620995145451358000011 6010 5 25 5 24 CASH ADVANCE NEW CUMBERLAND FED CU NEW CUMBERLN PA 24315905146914146315863 3000 5 27 5 25 UNITED AIR 0162125966556 ROSEMONT IL 74820995147451358000019 6010 5 27 5 26 CASH ADVANCE NEW CUMBERLAND FED CU NEW CUMBERLN PA 24610435162004035616388 5311 6 12 6 10 SEARS ROEBUCK 2624 CAMP HILL PA 24692165162000175389244 5542 6 12 6 10 SUNOCO SVC STATION MEC14ANICSBURG PA 24399005163904275161440 5310 6 13 6 10 KMART 00042754 MECHANICSBURG PA --------------------------•----- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820965154001K50000060 6010 6 03 6 03 PAYMENT - THANK YOU TO REPORT A CARD LOST/STOLEN, PLEASE CALL {866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARI)INFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Amount 15.00 25.00 72.00 1550.00 352.81 2100.00 14.99 15.00 27.70 135.00- Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 4729.64 .8250% 9.90% 39.02 10.378 5845.63 Previous Balance CURR CASH 2378.13 .8250% 9.908 19.62 Min Payment 522.50 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 200.00 3650.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.0750% 12.908 14.30 0.00 135.00 Payments OLD CASH 0.00 1.07509 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 72.94 Total Min 72.94 Finance Charge 200.00 9956.07 New Balance E FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G CASH ADVANCE: F 023713 0917 0021 0000 0000 0000 00 VISA . * 012273.01.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070 -0658 Closing New Minimum Payment Date Balance Payment Date 05/13/05 5845.63 117.00 06/07/05 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 807 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070- 2706 94 Yf011700 Net 00589563 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 05/13/05 In 10000 4154 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24266575109934229300157 8220 4 20 4 18 HACC/ON-LINE TUITION 35.00 717-780-2300 PA 24755425109731092801584 5310 4 20 4 19 OLLIES BARGAIN OUTLET 3 11.64 MECHANICSBURG PA 24445005112117533684113 5533 4 24 4 21 AUTOZONE #1883 21.66 MECHANICSBURG PA 24326885113043819400347 5812 4 24 4 22 CHICO'S MEXICAN RESTAUR 41.78 GREENVILLE NC 24060655114900014200127 5921 4 25 4 22 PITT COUNTY ABC BOARD #10 35.88 GREENVILLE NC 24610435118004085807619 5111 4 29 4 27 STAPLES #643 11.62 MECHANICSBURG PA 24142025119011803724039 5921 4 29 4 27 BEVERAGE EXPRESS 19.07 MECHANICSBURG PA 24792625119749004181190 5912 5 01 4 27 RITE AID STORE 0418 37.05 NEW CUMBERLAN PA 24692165119000806397081 5542 5 01 4 28 SUNOCO SVC STATION 36.38 MONROEVILLE PA 24455015120710008113497 5542 5 01 4 29 HESS 38420 23.90 NEW CUMBERLAN PA 24142035121978456089321 7321 5 02 4 29 CIC-Credit Report 9.50 800-2202626 CA 24142035121978456157888 7321 5 02 4 29 CIC-Credit Report 5.00 800-2202626 CA 24493985121982420652298 4814 5 02 4 30 CINGULAR 3068 15.28 CAMP HILL PA 24692165123000117853438 5733 5 04 5 02 MCFAYDEN MUSIC 29.96 GREENVILLE NC 24060655123900010600477 5942 5 04 5 02 UNIVERSITY BOOK EXCHANGE 12.73 GREENVILLE NC 24164075124799124980022 5542 5 05 5 04 AMOCO OIL 06955629 8.00 MECHANICSBURG PA 24270745131307301660159 0742 5 13 5 11 WILLOW MILL VET HOSPITAL 11.20 MECHANICSBURG PA -------------------------- ------ PAYMENTS. ADJUSTMENTS AND OTHERS ----------------- -------------- 023713 0917 0021 0000 0000 0000 0• NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 05/13/05 5845.63 117.00 06/07/05 VISA • 012273.02.02 ROBERT L FAIRLEY VISA OLGA B FAIRLEY PO BOX 77044 907 FISHING CREEK ROAD MADISON WI 53707-1044 NEW CUMBERLND PA 17070-2706 44 IA2 .0 _ 00011700 00584563 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/13/05 10000 4154 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 74820985126OOlK50000150 6010 5 06 5 06 PAYMENT - THANK YOU TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! *IT'S EASY!* + SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Amount 130.00- Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 4352.96 .82508 9.908 35.92 10.609 5559.76 Previous Balance CURB CASH 0.00 .82509 9.909 0.00 Min Payment 365.65 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 117.00 0.00 Cash PREV CASH 0.00 .90638 10.906 0.00 Past Due 0.00 Credits OLD PURCH 1330.69 1.07509 12.909 14.30 0.00 130.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 29 TOTAL 50.22 Total Min 50.22 Finance charge 117.00 5845.63 New Balance FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 023713 0021 0000 0000 0000 0000 0 • VISA 013476.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date )4/14/05 5559.76 112.00 05/09/05 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44,---Oft 00011200 00555976 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/14/05 4 6000 440 (300) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24399005074904275073627 5310 3 16 3 14 KMART 00042754 57.58 MECHANICSBURG PA 24692165077000463283202 4722 3 20 3 18 HOTELS.COM 142.00 800-394-1454 TX 24001755097206799900068 8220 4 08 4 07 ECU CASHIER OFFICE POS 14.88 GREENVILLE NC 24717055103641034923743 5046 4 14 4 13 BEST LINE EQUIPMENT (300) 11.66 MERCHANICSBUR PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS _-------_-------_- ------------- 74820985098001K50000100 6010 4 08 4 08 PAYMENT - THANK YOU 150.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. ' + i MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! ? . t t IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURB PURCH 4211.74 .8250% 9.908 34.75 10.62% CURB CASH 0.00 .82508 9.908 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.908 0.00 112.00 PREV CASH 0.00 .90838 10.908 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.90# 14.30 0.00 OLD CASH 0.00 1.07508 12.908 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 49.05 Total Min 112.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Account Summary 5434.59 Previous Balance 226.12 Purchases 0.00 Cash 0.00 Credits 150.00 Payments 0.00 Insurance 0.00 Other 49.05 Finance Charge 5559.76 New Balance CASH ADVANCE: F 023713 0280 0021 0161 0000 0000 0* VISA + 014588.01.01 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658.(169 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 03/14/15 5434.59 109.00 04/08/05 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 9Q!l9 fY W600010900 00543459 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/05 6000 565 (800) 299 9642 Reference Number MCC Date Date Description Code Posted Trans 24307925049000804622521 7922 2 20 2 17 AMERICN MUSIC TKT00 OF 00 800-3520212 CA 24692165050000463064140 5964 2 20 2 19 DEN•WOODWIND BRASSWIND 800-348-5003 IN 24445005055072140457883 5912 2 25 2 23 CVS PHARMACY #1630 003 CAMP HILL PA 24755425059120594187595 5310 2 28 2 27 OLLIES BARGAIN OUTLET 4 HARRISBURG PA 24435655063003604400154 5462 3 06 3 04 THE PENNSYLVANIA BAKERY CAMP HILL PA 24610435069072014704750 5411 3 11 3 10 GIANT FOOD STORES #253 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------- 74820985053001K50000040 6010 2 22 2 22 PAYMENT - THANK YOU 7482098507000IK50000100 6010 3 11 3 11 PAYMENT - THANK YOU .+++++++.+++ .++ +aaa++++. + + +++++++a+aar++++aa++a+++++++++++aaa++++aa+a+ • THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + • WAS...S 372.14 + . + TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 4034.25 .8250% 9.90$ 33.29 10.64% CURR CASH 0.00 .8250% 9.90% 0.00 Min Payment PREV PURCH 0.00 1.0750% 12.90% 0.00 109.00 PREV CASH 0.00 .9083% 10.90% 0.00 Past Due OLD PURCH 1330.69 1.0750% 12.908 14.30 0.00 OLD CASH 0.00 1.0750% 12.90% 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 28 TOTAL 47.59 Total Min 109.00 Amount 132.45 393.96 27.04 122.09 36.40 18.93 280.00- 140.00- Account Summary 5076.13 Previous Balance 730.87 Purchases 0.00 Cash 0.00 Credits 420.00 Payments 0.00 Insurance 0.00 Other 47.59 Finance Charge 5434.59 New Balance 0 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 Y 0919 0021 0000 0000 0000 0? VISA # . 017326.01.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Date Balance Payment 02/14/05 5076.13 102.00 ROBERT L FAIRLEY 807 FISHING CREEK ROAD NEW CUMBERLND PA 17070-2706 ?ayment Date 03/11/05 VISA PO BOX 77044 MADISON WI 53707-1044 400010200 00507613 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/05 6000 923 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24001755015318014411000 5942 1 16 1 14 ECU STUDENT STORES POS 84.53 GREENVILLE NC 24164075017091007835436 5310 1 18 1 17 TARGET 00012542 72.12 HARRISBURG PA 7416407501.7091012488234 5310 1 18 1 17 CREDIT VOUCHER 33.91- TARGET 00012542 HARRISBURG PA 24445005025048319636421 5300 1 25 1 24 BJ WHOLESALE #0025 WOX 26.49 HARRISBURG PA 24418005033033120652505 7321 2 03 2 01 AUTOCHECKVEHICLE HSTRY 26.74 888-4092204 IL 24399005037904275036778 5310 2 07 2 05 KMART 00042754 32.98 MECHANICSBURG PA 24610435040072009271520 5411 2 10 2 09 GIANT FOOD STORES #253 26.23 NEW CUMBERLAN PA 24399005041341090021210 5533 2 11 2 09 THE PEPBOYS 00000216 195.02 MECHANICSBURG PA 24445005041061327053174 5542 2 11 2 09 BJS FUEL #9025 WOX 16.80 HARRISBURG PA 24403695044400006710198 3501 2 14 2 12 HOLIDAY INN EXPRESS 140.12 GREENVILLE NC ---------------------------•----- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- ------------ 74820985038001K50000100 6010 aa+aaaia#+#+?a+a« + a++ 2 07 2 07 aaaa#a4##aaa PAYMENT - THANK YOU aa#4#s+++aaa44+#+++aaaaa?+aa+aaa+ 300.00- #+ « x + ' THEa TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR ' ' WAS...S 372.14 ++a.+a4««aae+a++aaraxx.+ xaaa+ «a4xaaaaxx#a ' ##+x xxx##aa#+x+xaa#a#xa##+#++aa«+ TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING , SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! 023713 Y 0919 0021 0000 0000 0000 0? VISA • + 017326.02.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02/14/05 5076.13 102.00 03/11/05 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 411 1? P00010200 00507613 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/05---- -- r7 6000 923 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 3496.34 .82508 9.908 28.85 10.73% 4745.96 Previous Balance CURB CASH 0.00 .8250% 9.90% 0.00 Min Payment 621.03 Purchases PREV PURCH 0.00 1.07508 12.90% 0.00 102.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 33.91 Credits OLD PURCH 1330.69 1.07508 12.90% 14.30 0.00 300.00 Payments OLD CASH 0.00 1.07509 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 43.15 Total Min 43.15 Finance Charge 102.00 5076.13 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F C:23713 0021 0000 0000 0000 0000 09 VISA + 015218.01.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Mi nim um Payment Date Balance Pa yment Date 01/14/05 4745.86 95. 00 02/08/05 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND ?A 17070-27 06 MADISON WI 53707-1044 44 ?C0009500 00 474586 6 CUSTOMER SERVICE Closing Card Number Cred it Credit PO BOX 30495 Date Lim it Avail TAMPA FL 33630 01/14/05 4 60 00 1254 (800) 299 9842 Reference Number MCC D ate Date Description Amount Code Pos ted Tr ans 24455014349120000210226 5542 12 15 12 13 SUNOCO PITTSBURGH PA 17.60 24455014349120001972501 5542 12 15 12 13 SUNOCO MECHANICSBUR PA 36.65 24610434350072007010406 5971 12 16 12 15 BOOBIS CHANIN SCULPTURE" 175.00 BRONX NY 24610434351004020360038 5964 12 17 12 16 VICTORIA SECRET 74.90 800-888-1500 OH 24610434353004016728527 5311 12 19 12 17 BOSCOV'S #76 18.00 HARRISBURG PA 24792624353681080806002 5621 12 19 12 17 LEANER N Y INC 0808 29.50 HARRISBURG PA 24717054352153520659493 7631 12 19 12 17 CLOCK PEDDLER 200.00 HARRISBURG PA 24445004359023518724095 5311 12 24 12 23 KOHL'S #0337 53.50 MECHANICSBURG PA 24387754359004056603412 5331 12 26 12 23 MICHAEL'S #2754 112.85 CAMP HILL PA 24387754363004037474861 5331 12 29 12 27 KAUFMANNS/FILENES #113 39.46 PITTSBURGH PA 24367754363004037474853 5331 12 29 12 27 KAUFMANNS/FILENES 0113 5.77 PITTSBURGH PA 24387754364004038488406 5331 12 30 12 28 KAUFMANNS/FILENES #113 27.99 PITTSBURGH PA 24246515003541001429712 5719 1 04 1 02 LINENS N THINGS #1114 73.88 HARRISBURG PA 24387755004004028127496 5311 1 05 1 03 HECHT'S #29 CAMP HILL PA 15.88 24387755007004028179437 5311 1 09 1 06 HECHT'S #29 CAMP HILL PA 30.21 24387755008004028163711 5311 1 09 1 07 HECHT'S #29 CAMP HILL PA 40.80 24418005008008026166405 5735 1 09 1 07 FYE CAPITAL CITY 1506 36.84 CAMP HILL PA 24445005009036216164282 5311 1 10 1 08 BON-TON-CAMP-HILL #0031 34.75 CAMP HILL PA 24164075010799009240234 5542 1 11 1 09 AMOCO OIL 02446662 15.00 NEW CUM13ERLAN PA 24164075012091008002734 5310 1 13 1 12 TARGET 00012542 83.48 HARRISBURG PA O[3713 0021 0000 0000 0000 0000 0* VISA i • 015218.02.02 NEW CUMBERLAND FEDERAL CREDIT UN PO BOX 658 NEW CUMBERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date ')1/14/05 4745.86 95.00 02/08/05 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44? 00009500 00474586 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/14/05 6000 1254 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820985004001K50000030 6010 1 04 1 04 PAYMENT - THANK YOU 500.00- a„+++aaaaaffa,++aaaaaa,a,,,++,+a++++,++++aaaf aaaaaaaaaaa,a aaa,a,a,,,+++++, THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR # WAS...$ 372.14 #e#f #ia++f###+ #+aia#ii##i#ii+affiaaaffff,a#k###f ffii4#a#af#f?fi+ii4tataa+i TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 3268.32 .82508 9.908 26.97 10.778 CURR CASH 0.00 .82508 9.906 0.00 Min Payment PREV PURCH 0.00 1.07508 12.908 0.00 95.00 PREV CASH 0.00 .90838 10.906 0.00 Past Due OLD PURCH 1330.69 1.07508 12.908 14.30 0.00 OLD CASH 0.00 1.07505 12.908 0.00 Fees FEES / FINANCE CHARGE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 41.27 Total Min 95.00 FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G Account Summary 4082.53 Previous Balance 1122.06 Purchases 0.00 Cash 0.00 Credits 500.00 Payments 0.00 Insurance 0.00 Other 41.27 Finance Charge 4745.86 New Balance CASH ADVANCE: F VISA 023713 0021 0000 0000 0000 0000 00 0 014106.01.01 • NEW CUMBERLAND FEDERAL ;REDIT UN PO BOX 658 NEW CCT!BERLND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 12/14/C 4082.53 82.00 01/09/05 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 00008200 00408253 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/14/04 6000 1917 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24158134347004911800051 5999 12 13 12 11 MASER GALLERIES 37.45 PITTSBURGH PA 24473014348000348513656 5733 12 14 12 12 L&L MUSIC WIND SHOP IN 138.39 GAITHERSBURG MD -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- -------------- 74820984342001K50000110 6010 12 07 12 07 PAYMENT - THANK YOU 2000.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! IDENTITY THEFT STRIKES MILLIONS OF PEOPLE EVERY YEAR... DON'T LET IT HAPPEN TO YOU! NOW YOU CAN FIGHT BACK WITH EASY, AFFORDABLE EQUIFAX CREDIT WATCH WITH IDENTITYPROTECT. GO TO WWW.IDENTITYPROTECT.COM/CSCU AND SIGN UP TODAY, OR CALL 1-800-437-4919 TO RECEIVE IT BY MAIL. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 3996.66 .82509 9..90% 32.98 10.65% 5859.41 Previous Balance CURR CASH 0.00 .82508 9.908 0.00 Min Payment 175.84 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 82.00 0.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PORCH 1330.69 1.0750% 12.908 14.30 0.00 2000.00 Payments OLD CASH 0.00 1.07509 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 47.28 Total Min 47.28 Finance Charge 82.00 4082.53 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 0000 1_00 CC00 O OG? VISA „ 915094.7L.J: NEW ';','MPE?.LAN'D ^7I_?AL IRED:- UN ari wr...943.S?e--1if1??-4Rq_ EW C "MBE-,LN- 14. _7T ± s...7 New Minimum Payment_ Da_e Balance Payment Date _4 8059.41 _:9.OC 12/C7/04 ROBERT L FA:PLE? VISA FISHING CREEK POAD PC 3OX 77044 ^_L-MBEP.LND RA 17010-2706 MADISON WI 53707-1044 ,. 4QAWd6?4GC'118OG 00585941 9 CUSTOMER SERVICE C'_cs-_ng Card Number. Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 3363E 6000 140 (800) 299 9842 Reference Number MCC Hate Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------ 73820984310001K5CCOOC3G 60=0 11 05 11 05 PAYMENT - THANK YOU TO REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MASAGE YOUR CARD ?.CCCUNT CNL:NE. IT'S FREE' BIT'S EASY! SiMPL'f ,0 TO WWW.EZCARDINFo.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN PEVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EAST WITH EZCARD:NFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 4525 .33 .8250=. 9.902 37.34 10.582 5926 .77 Previous Balance CURB CASH 0 .00 .8250= 9.903 0.00 Min Payment 0 .00 Purchases PREV PORCH 0 .00 1.0750' 12.90`.2 0.00 118.00 0 .00 Cash PREV CASH 0 .00 .9063s 10.90; 0.00 Past Due 0 .00 Credits OLD PURCH 1330 .69 1.07502 12.90r 14.30 0.00 119 .00 Payments OLD CASH 0 .00 1.0750= 12.90= 0.00 Fees 0 .00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0 .00 Other DAYS IN CYCLE 29 TOTAL 51.64 Total Min 51 .64 Finance Charge 118.00 5859 .41 New Balance FINANCE CHARGE CALC ULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F t ,_i =.. ^090 Oi?00 0000 0000 000 VISA C19029.O1.J1 vTEW CUMBERLAND FEIERAL -RED-- UN NEW `-U-MBERLND r,. )3-P".; New Minimum P -.'finent ate 3a isnce Paymen- Date -C: 14/04 . 119.00 11:08/04 ROBERT L FAIRLEY VISA 907 FISHI`TC _REEK RCAD PC 3OX 77044 `fEW CU143ERL:7D PA 170-0-2706 MADISCN WI 53707-1044 44 - _ 9 OC011900 00592677 8 CUSTOMER SERVICE osing _ard Number Cred_.= Credit PO BOX 30495 Date Lima Avail TAMFA FL 33630 :0/14/04 6000 73 (800; 299 9842 Reference Number MCC Date Date Description Code Posted Trans --------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 6010 6010 10 12 10 12 PAYMENT - THINK YOU TO REPOFT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) E70-4881. MANAGE YCUR CARD ACCOUNT ONLINE. IT'S FREE! BIT'S EASY! SIMPLY GC TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN RE,; JEW ACC CGNT LNFORMA.TION, TRACK SPENDING, SET ALERT NOTIFICATIONS, ZOWNLOAD FILES , AND MTJCH MORE. MANAGING YOUR ACCOUNT. IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Amount ---------------- 130.00- Avg Dally Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 4613 .65 .825 9.90§ 38.07 10.57E 6004.40 Previous Balance CURB CASH 0 .00 .8250, 9.90- 0.00 Min Payment 0.00 Purchases PREV PURCH 0 .00 1 .07509 12.90x C.00 119.00 0.00 Cash PREV CASH 0 .00 .9093= 10.90= 0.00 Past Due 0.00 Credits OLD PJRCH 1330 .69 1 .0750%. 12.90, 14.30 0.00 130.00 Payments OLD CASH 0 .00 1 .0750=. 12.903 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 29 TOTAL 52.37 Total Min 52.37 Finance Charge 119.00 5926.77 New Balance FINANCE CHARGE CALCULATION METHOEI CREDIT PURCHASES: G CASH ADVANCE: F 0 D'3713 ?Oi JC3J 0000 6000 'CC) 000 LISA 10 '.8749.01.01 %C L''BERLD I RAL "R?Di2 LN -G C'E ?`'i JEW ;JMBERL:dD P.. _.7eiag New Minimi_n Payment Cate Balance Pa,men. Date 79/15/04 6004.40 125.40 10/10104 }?BER: - FAIRLEY VISA 7 FISHING ^_REEK ROAD PO BOX 77C44 .IW CUMBERLND PA 1"070-2766 MADISON WI 53707-1044 44 LjM; ,M_ , 50012540 00600440 4 CUSTOMER. SERVICE I ' ,-sing Card Number Credit Credit PO BOX 30495 Da*_e Limit Avail TAMPA FL 33630 ?-!15/09 6000 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24226364254360333008032 541_ 9 12 9 10 WM SUPERCENTER 16.68 GREENVILLE NC 14E10434154004000286114 533= 9 12 9 _0 JR OUTLETS SELMA NC 39.07 24610434256004054058967 5651 9 13 9 11 GOODY'S 4047 WILSON NO 21.39 2442363425691'810305483 5542 9 13 9 11 KANGAROO #3471 WILSON NC 20.00 -_ ----------------------- PAYMENTS, AC JUSTMENTS AND OTHERS ________---_---__ ______ _ 74820984244001K5O000030 6010 8 31 8 31 PAYMENT - THANK YOU 123.00- REPORT A CARD LOST/STOLEN, PLEASE CALL ( 866) 604-0381 OR (727) 570-4881. # + MANPGE YOUR CARD ACCOUNT ONLINE. IT'S FREE ! IT'S EASY' "YPLY GO TO WWW.EZCARDIN,-O.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN RE:._EW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, PCWNLCAD FILES, AND MUCH MORE. MANAGING YO UR ACCOUNT IS FAST, SECURE AND EASY WITH EZCAP-DI1I-0. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 4568 .25 .8250= 9.90= 37.69 i0.58= 5975.27 Previous Balance CURR CASH 0 .00 .8250§ 9.903 0.00 Min Payment 97.14 Purchases PREV PURr_H 0 .00 1.0750, 12.903 0.00 121.00 0.00 Cash PREV CASH 0 .00 .90833 10.90* 0.00 Past Due 0.00 Credits OLD PURCH 1330 .69 1.07503 12.901 14.30 0.00 120.00 Payments OLD CASH 0 .00 1.0750±. 12.90= 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 4.40 0.00 Other DAYS IN CYCLE 30 TOTAL 51.99 Total Min 51.99 Finance Charge 125.40 6004.40 New Balance FINANCE CHARGE CALCSLATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F CC, 05 0^00 0000 0000 LISA '28070. !.Cl `iEW .UNBER:.AND -§:7ERAL :'RE:= '7N O BOX 558 400 'TEW CU.IBER_NE -A _ e-)-0658 _Icsing New Minimum Payment tat=_ Balance Payment Date ../_6/24 `_975..7 120.J0 09/1D/04 ,uBERT :. 7A?RLE2 VISA t;7 F?Si :iG R OAT PO BOX 77044 NEW CUYE 3LND .n :'270-2705 MADISON WI 53707-1044 4' D0012C00 00597527 8 CUSTOMER SERVICE Nosing Card Number -edi? Credit PO BOX 30495 Date -unit Avail TAMPA FL 33630 ?3 /1'o/G4 6000 24 (800) 299 9842 Reference -Number MCC Date Date Description Code Posted Trans _42465142026C6309140204 3405 7 21 7 20 ENTERPRISE RENTACAR LAS VEGAS NV ,4455014207207491128586 5142 7 26 7 24 SUNOCO MECHANICSBUR PA '443`6542210C3220710749 ??21 8 08 8 07 WINE & SPIRITS 2102 LEMOYNE PA 2432300421'23220010200` 5995 8 09 8 07 MALEC'S PETS LEMOYNE PA 24387754221004033238056 5331 8 09 8 07 MICHAEL'S #2754 CAMP HILL PA 1_4399004224138000079946 5812 8 12 8 10 RED LOBSTER US00001958 MECHANICSBURG PA __-_------_ _____________ PAYMENTS, ADJUSTMENTS AND OTHERS _-_-------------__ 74820994215C01512C94878 0000 9 02 8 02 PAYMENT - THANK YOU .2 REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-038: OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT. ONLINE. IT'S FREE! }IT'S EASY!Y } SIMPLY GO TO WWW.EZCARDINFC.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCCCNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MCRE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! PE SURE TO READY AND RETAIN THE ENCLOSED DESCRIPTION OF COVERAGE THAT DETAILS THE VALUABLE TRAVEL ACCIDENT INSURANCE YOU AUTOMATICALLY HAVE WHEN PURCHASING TRAVEL WITH THIS CREDIT CARD. Amount 135.90 30.01 17.25 13.76 29.99 87.14 114.00- Acc Daily Balance Period Corres Finance Annual Rate Acco unt Summary Rate APR Charge CUR:+. PURCH 4474.13 .8250'3 9.90= 36.92 10.59% 5674. 10 Previous Balance CUFR CASH 0.00 .8250% 9.90- 0.00 Min Payment 363. 95 Purchases PRE" PURCH 0.00 1.0750% 12.90= 0.00 120.00 0. 00 Cash PP.EV CASH 0.00 .90833 10.90s 0.00 Past Due 0. 00 Credits OLD PURCH 1330.69 1.07503 12.90% 14.30 0.00 114. 00 Payments OLD CASH 0.00 1.0750% 12.902 0.00 Fees 0. 00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0. 00 Other DAYS IN CYCLE 32 TOTAL 51.22 Total Min 51. 22 Finance Charge 120.00 5975. 27 New Balance • FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F ??1"'' COOL .,000 5 C 9000 G00?0 VISA 014376.0'."2 NEW CJMBE?LAND FEDERAL C RED_. UN NEW 2UMBEPL.1ID ?A _77-0 -0555 osir. New Minimu m Payment Date Balance Paymen t Date 56,4.10 114.,0 0 08/09/04 ROBEH T FAIRLEY VISA 8C7 F-SHING CREEs ROAD PO BOX 77044 NEW CCMBE P.LPID PA 1707 C- _'-i MADISON WI - 5- ,707-' 044 9=4J32 000 11400 005674 10 6 CUSTOMER SERVICE ^_los-ng Tard Nu=mb er Cr edit Credit PO BOX 30495 Date L imit Avail TAMPA FL 33630 ,7;15/63 6000 325 (800) 299 9842 Reference Number MCC Date Date Description Amc unt Cede Posted Trans 241640731666245055001, 5995 6 6 14 PETSMART 00005835 10 .59 MECHAN ICSBURG PA ^4610434"_68,,34:_45524925 5964 6 17 6 16 QVC'3076281741 39 .46 800-367-9444 PA 244550141691694674^-7432 5542 6 19 6 17 RUTTER'S FARM STRE #53 8 .0C ETTERS PA 24270744174307301660101 0742 6 24 6 22 WILLOW MILL VET HOSPITAL 81 .90 MECHAN_CSBURG PA 2461C434175372011373579 5411 6 24 6 23 GIANT FOOD STORES 4253 47 .00 NEW CUMBERLAN PA 241640741756245771800"_4 5995 6 24 6 23 PETSMART 00005835 13 .76 MECHANIC_SBURG PA 24403694177176000040442 5533 6 27 6 24 CAMP HILL AUTO PARTS 26 .95 CAMP HILL PA 24270744176307301660067 074-2 6 27 6 24 WILLOW MILL VET HOSPITAL 10 .70 MECHANICSBURG PA 24i64074180913178594053 3000 6 29 6 25 UNITED AIR 0162111562912 248 .40 E-TKT IL 24755424180131P01,30'396 4225 6 29 6 28 CAROLINA MINI STORAGE OF 40 .00 252-3553000 NO 24792624181749004181816 5912 6 30 6 28 RITE AID STORE 0418 31 .77 NEW CUMBERLAN PA 24224434182272881206055 5947 6 30 6 29 KATHIES CHRISTMAS 18 .27 CAMP HILL PA 24610444182004017338991 5311 7 5 6 29 HECHT'S #29 CAMP HILL PA 15 .99 24445004182858529470441 5912 7 01 6 29 CVS PHARMACY #1630 Q03 35 .63 CAMP HILL PA 24755424183641831709851 7922 7 01 6 30 STRAND CAPITAL PA 168 .00 717-8461155 PA 24401404183004 5 5115477 5691 7 02 6 29 AEROPOSTALE #337 22 .49 CAMP HILL PA 24792624194749004181847 5912 7 04 6 30 RITE AID STORE 0418 '8 .35 NEW CUMBERLAN PA 2444 5 39189860157377109 5311 7 04 7 01 MACY*S EAST #090 71_ .40 KING OF PRUSS PA ?23?L 7007 CCCO 4000 OOCO 0000 VISA 014376.0^_.J2 _dFW CUMBERLAND FEDERAL CREL.T_7 .,N PC' BOX ESn EW '-JM5ERL";D ?A 17P-7-0656+ os-,nQ New Mlnlmum Date 3aiance Payment 04 5674.1] 1-4.00 ROBERT L FAiR1EY =07 FISHING CREEK ROAD NEW CUMBERLND PA _7070-27C6 W9 00011400 JC567410 6 Payment Cate 08/09/04 VISA PO BOX 77044 MADISON WI 53707-1044 C=OMER SERVICE ,losing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 _ C7/15/04 6000 325 800) 299 984' Reverence `]umber MC^_ Date Date Description Amo unt Code P osted Trans 24445734184860157377286 E31_1 7 04 7 01 MACY*S EAST #090 ,6 .49 KING OF PRUSS PA 24164054188837000-11336 5541 7 07 7 05 EXXONMCBIL75 04211843 23 .00 MOUNT NO PA 24455014189189469939194 S1-42 7 06 7 06 SUNOCO WATERFALL PA 21, .00 29158384191865598838053 521 11 7 08 TRINDLE AUTO SALES 323 .9: MECHANICSBURG PA 24610434194CO40384iC768 37,30 7 13 7 11 MGM GRAND/RETAIL #101 51 .60 LAS VEGAS NV 24008704196452397600062 1,742 7 15 7 12 ANIMAL EMERGENCY MEDIC 5 .00 MECHANICSBURG PA 244928041361_8001-100085 4722 7 15 7 14 LAS VEGAS GOLF ADVENTURES 179 .00 HENDERSON NV ------------------------------ PAYMENTS, A DJUSTMENTS AND OTHERS ----------------- ------- -- - 74820984184C31K5000OC6C 6010 7 02 7 02 PAYMENT - THANK YOU 100 .00- 74820984194CO1K50000090 6010 7 12 7 12 PAYMENT - THANK YOU 180 .00- TO REPORT A CARS LCST/STOLEN, P LEASE CALL (866) 604-0381 OR (727) 570-4881. * * Y_NAGE YOUR CAR: ACCOUNT ONLINE . IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN PEVIEW ACCOUNT INFORMATION, TRA CK SPENDING , SET ALERT NOTIFICATIONS, ^OWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND =ASY WITH EZCARDINFO. ENROLL T ODAY' Avg Daily Balance Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 3446 .667 .8250% 9.90% 28.44 10.74% CURB CASH O .CO .8250% 9.90% 0.00 Min Payment PREV PURCH 0 .00 1.0750% 12.90% 0.00 114.00 PREY CASH 0 .00 .9083% 10.90% 0.00 Past Due OLD. =JRCH 1330 .69 1.0750% 12.90% 14.30 0.00 OLD WASH 0 .00 '.0750% 12.90% 0.00 Fees FEES / FINANCE CF.AR GE 0.00 0.00 DAYS IN CYCLE 31 TOTAL 42.74 Total Min 114.00 FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G Account Summary 4233.70 Previous Balance 1677.66 Purchases 0.00 Cash 0.00 Credits 280.00 Payments 0.00 Insurance 0.00 Other 42.74 Finance Charge 5674.10 New Balance CASH ADVANCE: 7 L 1237 13 :_07 - OJO : ^.0 000 0 0000 000 VISA C19399.0i.02 `!EW :^'M.BER L.4"7D FEDERAL CREDS'." UN -: 3OE 8 -j -UYBEPLND PA 8 New Minim um Payment Date Pa :-ance Payme nt Dace 8/L4/04 4733.70 85. 00 07/09/04 _R=BERT :, ?A:RLE"i VISA FLSHING CREEK ROAD PO BOX 77044 NEW C:MBeRLND PA 1.0,0 -2,06 MADISON WI 53707-1044 44, 00 008500 00423 370 3 CUSTCMER SERVICE c_ sing --ard Number C redit Credit PC BOX 30495 Date _,imit Avail TAMPA FL 33630 -8;'4/04 60''7 1766 (800) 299 9842 3e`erence Number MCC Date Date Description Amou nt Code Posted Trans 24910434'-39004003157764 5301 5 19 5 18 BOSCOV'S #012 30. 28 CAMP HILL PA 24610434139004C03159604 53=1 5 19 5 18 BOSCOV'S #012 22. 90 CAMP HILL PA 4610444-41004019187i15 53_1 5 21 5 19 HECHT'S #29 CAMP HILL PA 15. 80 24245514"_45322245868375 3405 5 25 5 24 ENTERPRISE R-A-C #5713 93. 42 CAMP HILL PA _'444500414983230'249048 5300 5 28 5 27 BJ WHOLESALE #0025 WCX 72, 35 HARRISBURG PA 24403694149148009037707 5533 5 30 5 27 CAMP HILL AUTO PARTS 69. 51 CAMP HILL PA 2_4792624151749004181507 59_2 6 01 5 28 RITE AID STORE 0418 31. 23 NEW CUMBERLAN PA 24'_640751`109100816C6C1 53--0 6 01 5 29 TARGET 00012534 131. 15 HOMESTEAD PA 2439900415150830`_5645616 53'_1 6 01 S 30 FILENES BASEME0000S645 64. 35 HOMESTEAD PA 244450041`_2934742104956 54.-.1 6 01 5 30 GIANT-EAGLE #6379 SUB 95. 17 HOMESTEAD PA -4246514153322296247792 3405 6 02 6 01 ENTERPRISE R-A-C #5713 51. 16 CAMP HILL PA 246921641`_600064785C667 5542 6 06 6 03 TEXACO INC 91004100840 10. 01 CAMP HILL PA 244356541E8200899200369 5261 6 07 6 06 HIGHLAND GARDENS 21. 16 CAMP HILL PA 244450341_6C841079229777 5999 6 09 6 07 THINGS REMEMBERED 0151 26. 49 CAMP HILL PA 21792624160684020144042 5621 6 09 6 07 VICTORIA'S SECRET 0281 25. 44 CAMPHILL PA 24792624164749004181643 59"2 6 13 6 11 RITE AID STORE 0418 38. 25 NEW CUMBERLAN PA 34399004164907699163688 53'_0 6 14 6 11 KMART 00076992 LEBANON PA 43. 15 -------------------------- ------- PAYMENTS, ADJUSTMENTS AND OTHERS ----- ----- ---------- ---- 7482098415900IK5000C160 60'0 6 07 6 07 PA'1MENT - THANK YOU 100. 00- v ,i261- 0^C V000 0000 70J0 Io006 VISA 014399.02.02 iEN CUMB-Li1ND FE)_ERAL _:cDI7 UN .n POX 653 - - - 9 rE ] CLR^.PERLNG ?A 1777r-J65's _.sinc New Minimum Payment Da-- Pa_ance Payment Date _?/-4/04 d33. ,G 33.00 07/09/04 ROBERT " FAIRLEY VISA 8s'.7 F=S HING CREEK ROAD PO BOX 77044 NEW CUMBERLNC PA _7070-2706 MADISON WI 53707-1044 44 00008500 00423370 8 CUSTOMER SERVICE osing Card Number Credit_ Credit PO BOX 30495 Date Limi Avail TAMPA FL 33630 2 c/L9/04 6000 1766 (800) 299 9842 -e erence Number MCC Date Date Description ;.-mount Code Posted Trans .C REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! BIT'S EASY! =FLY GO TO WWW.EZCARDINFO-.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, OCWNLOAD FILES, AND MUCH MCRE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EAST WIT'; EZCARDINFO. ENRCLL TODAY! BY SENDING YOUR`CAECK FOR PAYMENT ON YOUR CARD ACCOUNT, YOU WILL BE AJTHORIZING THE USE OF THE INFORMATION ON YOUR CHECK TO MAKE A ONE-TIME ELECTRONIC DEBIT FROM THE ACCOUNT ON WHICH THE CHECK IS DRAWN. IF YOU HAVE E:-TIONS REGARDING THIS, PLEASE CALL I-866-662-3320. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PJRCH 2472 .27 .8250 9.90s 20.40 10.95k 3457. 18 Previous Balance CURR CASH 0 .00 .8250 9.90A 0.00 Min Payment 841. 82 Purchases PREY PURCH 0 .00 1.07503 12.90; 0.00 85.00 0. 00 Cash FREV CASH 0 .00 .9083? 10.90a 0.00 Past Due 0. 00 Credits OLD PURCH 1330 .69 1.07504 12.903 14.30 0.00 100. 00 Payments OLD CASH 0 .00 1.0750""= 12.90? 0.00 Fees 0. 00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0. 00 Other DAYS IN CYCLE 31 TOTAL 34.70 Total Min 34. 70 Finance Charge 85.00 4233. 70 New Balance F_NANCE CHARGE CALC ULATION METHODt CREDIT PURCHASES: G CASH ADVANCE: F J33"_3 '71_ 0 0000 ]001 VISA a 014500.01.02 >IEW 7J'MBERL.::ND EP.?L -DIT '.,.. 90 BCX dc8 NEWUMBER L:JL 2P. 1 New Minimum Payment Cate SaLance Pa-en- Date ._,_x!04 3-1.18 -_.CC 06.'08/04 BERT PAiRLE'C VISA BG7 FISHING C9EEX P.OAL PO BOX 77,144 NEW C,?YBERLND PA i-70 -2106 MADISCN WI 53707-1044 4* 19 000 c-000 0034571 9 5 CUSTOMER SERVICE a o sing card Number Cre dit Credit PO BOX 30495 Late Li mit Avail TAMPA FL 33630 14/G4 6 000 2542 (800) 299 9842 Re'erer.ce N-ber MCC Date Date Description Amou nt Ccde Fosted T rans 2433239410590936C100144 0742 = 15 4 13 VALLEY GREEN VETERINARY 83. 50 ETTERS PA 24455014'061064731`04761 5542 4 '6 4 14 HESS 38421 ETTERS PA 10. 01 2-455014-' 081084890-783 5542 4 18 4 16 SUNOCO HARRISBURG PA 15. 00 - -:1 054'_11641'1282:416 5312 4 21 4 i9 CITY BAR & GRILL 60. 53 HARRISBURG PA 2432301-11145061li010144 5542 4 25 4 22 UNI-MART #04224 20. 00 NEW CUMBERLAN PA 24610444116004012261843 531: 4 26 4 24 HECHT'S #29 CAMP HILL PA 68. 37 24610444116004012261850 5311 4 26 4 24 HECHT'S #29 CAMP HILL PA 37. 93 24:64074-_16398162497461 .`,542 4 26 4 25 BP OIL 35294942 23. 00 NEW CUMBERLAN PA 24792624:1'8749004181:16 5912 9 23 4 26 RITE AID STORE 0418 7. 43 NEW CUMBERLAN PA 2479262411R74900418i186 591? 4 28 4 26 RITE AID STORE 0418 39. 18 NEW CUMBERLAN PA 2469216418000229927492 5733 4 28 4 27 MCFAYDEN MUSIC 85. 00 GREENVILLE NC 243990047.18041001911'_83 `691 4 29 4 27 A EAGLE OUTFTR00001917 56. 00 CAMP HILL PA 2444500411980924990E 07 5912 4 29 4 27 CVSPHARMACY #1630 4. 39 CAMP HILL PA 24445004119809249905289 5912 4 29 4 27 CVSPHARMACY 41630 9. 86 CAMP HILL PA 74445004119809249905367 5912 4 29 4 27 CREDIT VOUCHER 4. 39- CVSPHARMACY 41630 CAMP HILL PA 2440369,112193198952C)'-46 5912 5 02 4 29 THE MEDICINE SHOPPE #427 6. 08 N CUMBERLD PA 24792624121749004181215 5912 5 02 4 29 RITE AID STORE 0419 31. 87 NEW CUMBERLAN PA 24792624121749004181215 5912 5 02 4 29 RITE AID STORE 0418 14. 42 NEW CUMBERLAN PA 24792624'_2174900418:215 5912 5 02 4 29 RITE AID STORE 0418 5. 99 NEW CUMBERLAN PA •):17 3 -:;;0 v G I)000? '":SA < 014300.02.02 'JEW 3LT?B ERL:= FED n_-__ !.'PETIT ;N ?3 BOX n58 _ _. _ NEW CCMBERLND PA 1,J?2-3'c58 ?__..l Se-m Minimum Payment -ate Ba1an_e Paymen- Date ., L4,-4 _43.._r 70.'06/08/04 ROBERT FAIP.LEY VISA 3^.7 FISHING _REEK ROAD PO BOX 77044 NEW CUMBERLND 2A I717C-_706 MADISON WI 53707-1049 44 4'_ __ - _ 0?'C70C0 00345718 5 CUSTOMER SERVICE Closing Card N=ter Credit_ Credit PO BOX 30495 Dale Limit Avail TAMPA 33630 ^5/19/04 _ mom 6000 2542 (800; 299 9842 Reference Number MCC Date Dace Description Amount Ccde Posted Trans '_43990C9L239042-5122329 5310 5 03 5 0- ;.MART 00042754 42.36 MECHANICSBURG PA 24445004124812858575206 5300 5 03 5 02 BJ WHOLESALE #0025 WOX 85.04 HARRISBURG PA ?4755424125131257382590 4225 5 C5 5 04 CAROLINA MINI STORAGE OF 38.48 252-3553000 NO 2475542412_-131257382008 4225 5 05 5 C4 CAROLINA MINI STORAGE OF 6.00 252-3553000 NO 2441295412720018890):40 5947 5 07 5 05 HALLMARK CREATIONS 4849 19.18 GREENVILLE NO 2442363412785705282816 5542 5 07 5 GS SMOKERS EXPRESS 3104 20.60 GREENVILLE NO 24387'S41_30004056300262 5331 5 10 5 C7 MICHAEL'- #2754 58.42 CAMP HILL PA 2416407412909:008498505 5310 5 10 5 G8 TARGET 00012534 125.20 HOMESTEAD PA 2444500413081770030133 5411 5 10 5 08 GIANT-EAGLE 46379 SU8 1-5.09 HOMESTEAD PA 24246514131322245201-55 3405 5 11 5 10 ENTERPRISE R-A-C 45713 153.62 CAMP HILL PA 24435144133004018244510 5611 5 13 5 11 MEN'S WEARHOUSE #5208 322.99 HARRISBURG PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS -------------------_---_-____-- 74820984128001K50000050 6010 5 ::7 5 07 PAYMENT - THANK YOU 60.00- 7482098413200_K30000060 6010 ., 5 11 PAYMENT - THANK YOU 40.00- T7 REPORT A WARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4381. BY SENDING YOUR CHECK FORPAYMENT ON YOUR CARD ACCOUNT, YOU WILL BE A7THORIZIN3 THE USE OF THE INFORMATION ON YOUR CHECK TO MAKE A ONE-TIME ELECTPONIC DEBIT FROM THE ACCOUNT ON WHICH THE CHECK IS DRAWN. IF YOU HAVE QLiESTIONS REGARDING THIS, PLEASE CALL 866-662-3320. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB FURCH 1149.90 .8250= 9.90< 9.49 11.52* 1973.00 Previous Balance CUPP CASH O.CO .8250= 9.90# 0.00 Min Payment 1564.64 Purchases PREY FURCH 0.00 1.0750= 12.90-: 0.00 70.00 0.00 Cash PREV CASH 0.00 .9083° 10.90= 0.00 Past Due 4.39 Credits OLD PORCH 1343.15 1.07505 12.90= 14.44 0.00 100.00 Payments OLD CASH 0.00 1.07503 12.908 O.OC Fees 0.00 Insurance FEES / FINANCE CHARGE G.OC 0.00 0.00 Other DAYS :N CYCLE 30 TOTAL 23.93 Total Min 23.93 Finance Charge 70.00 3457.18 New Balance • F_NA.NC_E CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F .,J 7 ,1 r -co L0 00 G:_pD 00* VI3A 716135. Cl.01 1E-,q =-BER':.AND FE,E RAL '?EDIT UN PC BOX I58 11w CUMBERLNL 1707)-065'4 C_o sLng New Minimum Payment Date Balance Paymen= Date .;4/'.4/04 o,3.JC 4C.C0 05/09/04 9OBERT L FAIP.LEY VISA 307 FISHING CREEK ROAD PO BOX 77044 NE'v7 -,MEZEPLND PA 1-070-2706 MADISON WT 5:,07-1044 44 4 ;;2 00004000 00197300 4 CUSTOMER SERVICE os-..g Card Nu-mer Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/14%74 6000 4027 (800) 299 9842 Re'er=_nce N_mber MCC Date Date Description Code Posted Trans 434 : 9`_304004202355 r31: 4 05 4 03 BOSCOV'S 4012 CAMP HILL PA 2461043409500400420324- 5311 4 IS 4 03 BOSCOV'S 4012 CAMP HILL PA 24275304C9_23600C0:708' -912 4 05 4 03 CVS #1630 MEW CUMBERLAN PA 2439900409E21184C463045 5999 4 06 4 03 PIER 1 00008409 CAMP HILL PA 242.I4434C97266568102364 5261 4 06 4 03 ASHCOMBE FARM AND MECHANICSBURG PA 246034E4C97473472539014 5733 4 07 4 05 LSL MUSIC WIND SHOP IN GAITHERSBURG MD 24398834C9790C013737-157 5099 4 07 4 05 SAXQUEST, INC 314-8650698 MO 24226384097360772589022 5411 4 J7 4 06 WM SUPERCENTER GREENVILLE NO 24403694096400003620299 350_ 4 08 4 06 HOLIDAY INN EXPRESS GREENVILLE NC 24164074099494455010029 5942 4 ?9 4 07 BORDERS BOOKS 01004555 CAMP HILL PA 24055244103000669600268 5812 4 13 4 12 NEW CHINA ETTERS PA 24455014104104472950639 5542 4 14 4 12 HESS 38421 ETTERS PA ----- ----------- PAYMENTS, ADJUSTMENTS AND OTHERS --------------------- 748209841196001K50000070 6010 9 OS 4 OS PAYMENT - THANK YOU T3 REPORT A CARL) LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. MANAGE YO7'P CARD ACCOUNT ONLINE. IT'S FREE! *IT'S EASY!} + SIMPLY GO TO WWW.EZCARCINFO-.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNE.OAD FILES, AND MUCH MORE. MANACING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg D aily Balance Period Correa Finance Annual Rate Rate APR Charge JRR PURCH 218. 67 .82501- 9.90'-, 1.80 12.483 CURB CASH O. OC .82505: 9.90$ 0.00 Min Payment PRSV PURCH O. OC 1.07502= 12.904 0.00 40.00 PRFV CASH. C. OC .9083, 10.90.= 0.00 Past Due OLD P URCH. 1345. 07 1.0750'=_ 12.906 14.46 0.00 OLD CASH 0. 00 1.0750% 12.905 0.00 Fees FEFS / FINA NCE CHAR GE 0.00 0.00 DAYS IN CYCLE 33 TOTAL 16.26 Total Min 40.00 FINANCE CHARGE CALCULATION METHODt CREDIT PURCHASES: G Amount 33.38 7. CC 32.37 28.09 41.27 11a.00 122.35 21.86 ,2.03 21.10 1.82 28.65 44.OC- Account Summary 1462.82 Previous Balance 537.92 Purchases 0.00 Cash 0.00 Credits 44.00 Payments 0.00 Insurance 0.00 Other 16.26 Finance Charge 1973.00 New Balance CASH ADVANCE: F 23,13 -_5i' IC00 n`nn ';U00 ),D 2 C OOC? VISA 023278.01.01 _:E:7 CLT^3 ER:.?i4C _Ei;FRAL LRECI" UN _ ='O 30X 51 492ti'59Ta5 -0004,4430- .JFL1 C--'MBEILND cn 07J-;65d a nsi r- .;e. Minimum ?ayment Date 3aiance Payment Date _., -/04 1 _._.82 44.01 04/06/04 RCBERT T F,,IRLVISA SPi7 --If NG .REFS ROAD PC BOX 77044 NEW TUMBERLND PA 17070-27CE MADISCN WI 53707-1044 44 - 00004400 00146282 8 CUSTOMER SERVICE losing Cara Number Credit Credit PO BOX 30495 Jate Limi= Avail TAMPA FL 33630 C3/12/04 1500 37 (800) 299 9842 Reverence Number MCC Date Date Description Amount =ode Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74920994061o01K50000150 6010 3 01 3 D1 PAYMENT - THANK YOU 45.00- ` *=E*TOTAL FINANCE' CHARGE PAID; ON*YCUR*ACCOUNT *DURING *THE*PAST Y YEAR *T ** * WAS.. $ 189.51 YOUR CREDIT CARD STATEMENT WILL HAVE A NEW LOOK BEGINNING NEXT MONTH. A G',-DE WILL BE INCLUDED WITH YOUR FIRST NEW STATEMENT TO HELP YOU IDENTIFY KEY CHANGES. WE HOPE YOU WILL FIND THE NEW FORMAT BENEFICIAL AND EASIER TO "- . PLEASE NC-E CNLY YOUR PAPER STATEMENT WILL CHANGE. ON-LINE STATEMENT FORMATS (IF APPLICABLE) WILL NOT CHANGE. ') REPORT A CARD LOST/STOLEN, PLEASE CALL (866) 604-0381 OR (727) 570-4881. -SAGE YCUR CARD ACCOUNT ONLINE. IT'S FREE! *IT'S EASY! SIMPLY GC TO WWW.EZCA.RDIVFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND E35': WTTH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Torres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 118. 66 1.0750% 12.901 1.28 12.90= 1492.08 Previous Balance CURR CASH 0. 00 1.07503 12.903 0.00 Min Payment 0.00 Purchases PREV PURCH 0. 00 1.0750'1 12.90? 0.00 44.00 0.00 Cash PP.EV CASH 0. 00 .90833. 10.90= 0.00 Past Due 0.00 Credits OLD PURCH 1345. 0% 1.07505 12.905 14.46 0.00 45.00 Payments OLD CASH 0. 00 1.07501 12.90= 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 TCTAL 15.74 Total Min 15.74 Finance Charge 44.00 1462.82 New Balance FINANCE CHARGE CALC ULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F VISA ?21508.'J 1.0'_ 'EW ::UMHER'_FNL F:.;ERPL :n_L?. .'N 3CX 6=.9 ;E "I :JMPERLNIL PA P')?J-O i55 7iosing New Min_ma^? Payment Iate Balance Pa y:ner.*_ Date C'/13/1-4 149'_..'2 45.00 03!C9/04 ROBERT L FAIRLEY VISA 907 FISHING CREEK ROAD PO BOX 77044 NEW =BERLC- PA .7077-2706 MADISON WI 53707-1094 44 48°^ ° -- --- 700C45J? CC1492C9 CUSTOMER SERVICE lcs,_n _q ard Number Credit Credit PO BOX 30495 Cate Limit Avail TAMPA FL 33630 .`/13/04 ,., 150C 7 (8001 299 9842 3e`erence Number Mr:: Date Date Description Amount Co-ie Posted Trans 44550140390394-3265951 5=42 2 09 2 C^ HESS 38421 ETTERS PA 23.00 ----------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- -------------- 74920994G35701KSSJ;0013C 6010 2 04 2 G4 PAYMENT - THANK YOU ' * * ' { ' * # { ' 45.00- DURING * T*:E CHARGE PA-D ON ACCOUNT THE PAST YEAR TOTAL FINANCE YOUR WA- .$ 199._ ' _; REPORT. A CARD LOST./STOLEN, PLEASE CALL 866}604-0381 OR 727 570-4881. { ' MANAGE YOUR CARD ACCOUNT ONLINE. LT'S FREE! IT'S EASY! S:MPLY GO TO WWW.EZCARDINFC.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DCWNLOAD FILES, AND MUCH 710RE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARD_NFC. ENc LL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 131. 52 1.0750' 12.903 1.41 12.902 1498.21 Previous Balance CURB CASH 0. 00 1.0750= 12.903 0.00 Min Payment 23.00 Purchases PREV PURCH C. GO 1.0750% 12.90` 0.00 45.00 0.00 Cash PREY CASH O. CO .90833 10.90? 0.00 Past Due 0.00 Credits OLC PURCH 1345. 07 1.0750"* 12.90: 14.46 0.00 45.00 Payments OLD CASH 0. 00 1.0750= 12.90t 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DA'iS IN CYCLE 30 TOTAL 15.87 Total Min 15.87 Finance Charge 45.00 1492.08 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 3 7131 =?-00 O r. "J Or, r, ;OOG 000 VISP 024339 .:Ji.Ol :E'11 .-"MBERLAND F-"ERF.L -'REDT_': CN 3Ct ,W CUMBERi'iD PA 17070-0656 __"sing ::ew Minimum Payment ?Da-e Balance Pavment Date 45.00 02/08/04 3O0ERT L FAIRLEY VISA .,7 FISHING -REEK RCAD PO BOX 77044 'SEW CUMBFP:,= FA 17070-2706 MADISON WI 53707-1044 44 Q- --- M10001EVNif, 00004500 00149821 5 CUSTOMER SERVICE -losing Card Number Credit Credit PO BOX 30495 Cate Limi= Avail TAMPA FL 33630 '0--/-4,04 ""a 1500 1 (800) 299 9842 Peeerence Number MCC Date Dare Description Ccde Posted Trans 444500400=73056084624 5942 1 02 12 31 BARNES & NOBLE #2046 HARRISBURG PA _4610433365004C00041--16 531 1 02 12 31 BOS COWS #012 CAMP HILL PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 402099336UO 01K50001:30 6010 12 26 12 26 PAYMENT - THANK YOU ?i THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR WAS...S TO REFCRT A ._P.RD LOST/STOLEN, PLEASE CALL 8t6+604-0381 OR 727 570-4881. ?MANAGE YOUR CARD ACCOUNT ONLINE. IT`S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT =S FAST, SECURE AND EASY WITH EZr_,ARD.NFO. ENROLL TODAY! Amount 13.99 44.61 45.00- Avg Daily Bal ance Period Torres Finance Annual Rate A cco unt Summary Rate APR Charge CURB PURCH 113.38 1.0750, 12.90=. 1.222 12.90, 1468. 93 Previous Balance CURR CASH 0.00 1.0750; 12.90; 0.00 Min Payment 58. 60 Purchases PREY PURCH 0.00 1.0750n 12.90= 0.00 45.00 0. 00 Cash PREY CASH 0.00 .9083, 10.90{ 0.00 Past Due 0. 00 Credits OLD PURCH 1345.07 1.07503 12.90= 14.46 0.00 45. 00 Payments OLD CASH 0.00 1.0750, 12.90= 0.00 Fees 0. 00 Insurance FEES / FINA NCE CHAR GE 0.00 0.00 0. 00 Other DAYS IN CYCLE 33 TOTAL 15.68 Total Min 15. 68 Finance Charge 45.00 1498. 21 New Balance F-NANCE CHA RGE CALC ULATION METHOD+ CREDIT PURCHASES: G CASH ADVANCE: F C. .;?0 J000 000 VISA 022344.01.01 ^'EW UMBERLAND FECERA:, ?R ED:.' UN -C BOn NEW _UMEER_ND PA _ _ -.-0653 'mac s-,ng New Minim?Im Paymmnt --ate Balance payment - _'!1?/C3 1,.;x.33 4' .OC 01/Ot 34 ROBERT L FAIR:.EY VISA 90, 7ISHItiG CREEK RCP_G PO BOX 77044 NEW _LT7BERLND _.. 17''70-2705 MADISON WI 53707-1044 44- 001,041100 00146993 7 CUSTOMER SERVICE Clcsing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 /12/03 4?? 15L'0 31 (800) 299 9842 ae`_erence !lumber Mir_C Date Late De_cript_cr Amount Code Pcsted Trans -------------------------------- P:,YMENTS, ADJUSTMENTS ASJ OTHERS -----___--------- ------------__ 74820993342IKSOOC0160 6010 12 08 i2 OS PAYMENT - THANK YOU 55.00- TC REFORT A CARD LGST/STOLEN, PLEASE CALL 966 604-0381 OR 727 570-4981. B * IT'S EASY! 'AT,NAGE YOU3 CARD ACCOUNT ONLINE. IT'S FREE! 3=MPLY GO TO WWW.EZCAP.DINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN FE7:EW ACCOUNT INFOP24A.T I0N, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MOB.E. MANAG=NG YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARD P]F0. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 139 .95 1.0750= 12.90= 1.50 12.90s 1507.97 Previous Balance CUR-. CASH O .OC 1.075C* 12.90? 0.00 Min Payment 0.00 Purchases PREY PURCH 0 .00 1.07503 12.907 0.00 45.00 0.00 Cash PREV CASH 0 .00 .90831 10.90= 0.00 Past Due 0.00 Credits OLD PURCH 1345 .07 1.0750= 12.90=_ 14.46 0.00 55.00 Payments OLD CASH O .CC 1.0750= 12.90, 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE C.00 0.00 0.00 Other DAYS IN CYCLE 28 TOTAL 15.95 Total Min 15.96 Finance Charge 45.00 1468.93 New Balance FINANCE CHARGE CALC ULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0920 0000 0000 0000 0000 00C? VISA • 021673.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 49AMMONSONNOMW 5 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 11/14/03 1507.97 53.97 12/09/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 4 00005397 00150797 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 11/14/03 419FAVO... 1441 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24445003315692882915995 5300 11 11 11 10 BJ WHOLESALE 00025 WOX 37.99 HARRISBURG PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- -------------- 74820993311001K50000230 6010 11 07 11 07 PAYMENT - THANK YOU 1 52.52- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 8 604-0381 OR 727 570-4881. 66 + ` MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE IT'S EASY! ! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 141.02 1.07508 12.90% 1.52 12.908 1506.52 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 37.99 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 46.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07508 12.908 14.46 0.00 52.52 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 7.97 0.00 Other DAYS IN CYCLE 31 TOTAL 15.98 Total Min 15.98 Finance Charge 53.97 1507.97 New Balance FINANCE CHARGE CALCULATION METHOD` CREDIT PURCHASES: G CASH ADVANCE: F M ;23'13 0000 0000 0000 „000 0000 000 VISA + 021649.01.01 NEW CUMBERLAND FEDERAL CREDIT ON P 0 BOX 65t 4 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 10/14/03 1506.52 52.52 11/09/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 00005252 00150652 7 cjn ¦ CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 10/14/03 -Ib 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24435653287003725600026 7538 10 14 10 13 WILTECH AUTOMOTIVE 7.95 MECHANICSBURG PA 24445003287678106462074 5300 10 14 10 13 BJ WHOLESALE #0025 WOX 43.-2 HARRISBURG PA ------------------------------ PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820993283001K50000260 6010 10 10 10 10 PAYMENT - THANK YOU + 60.00- 604-0381 OR 727 570-4881. TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH E2CARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 132.14 1.07506 12.908 1.42 12.908 1498.97 Previous Balance CURR CASH 0.00 1.0750% 12.908 0.00 Min Payment 51.67 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 46.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.0750% 12.909 14.46 0.00 60.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 6.52 0.00 Other DAYS IN CYCLE 29 TOTAL 15.88 Total Min 15.88 Finance Charge 52.52 1506.52 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F )23713 0000 0000 0000 0000 0000 000 VISA 0 021595.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 41M MAI @@a@ 165KI NEW CUMBERLAND ?A 17070-0658 ' Closing New Minimum Payment Date Balance Payment Date 09/15/03 1498.97 45.00 10/10/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 482n ^0004500 00149897 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/15/03 1500 1 (800( 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24445003258663914443628 5300 9 15 9 14 BJ WHOLESALE #0025 WOX 29.39 HARRISBURG PA - ------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------ 74820993251001K50000220 6010 9 08 9 08 PAYMENT - THANK YOU 55.00- + + + + + TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! -IT'S EASY!- + SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL IN OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 138.86 1.0750$ 12.90$ 1.49 12.909 1508.63 Previous Balance CURR CASH 0.00 1.07509 12.909 0.00 Min Payment 29.39 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 45.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PORCH 1345.07 1.07509 12.909 14.46 0.00 55.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 15.95 Total Min 15.95 Finance Charge 45.00 1498.97 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0925 0260 0000 0000 0000 00? VISA • 027470.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 5 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 08/14/03 1508.63 54.63 09/08/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 48 &Mb1 R5 00005463 00150663 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 08/14/03 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24692163196000526374411 5542 7 16 7 14 SHELL OIL 20457960944 17.41 PALM SPRINGS CA 24445003201635143761002 5970 7 20 7 18 029 PAT CATAN'S SHARON PA 19.07 24418003221221184111008 5735 8 10 8 08 FYE CAPITAL CITY 1506 15.89 CAMP HILL PA 24792623225659004182252 5912 8 14 8 12 RITE AID STORE 0418 28.05 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- ------------- 74820993216001K50000180 6010 8 04 8 04 a # # # PAYMENT - THANK YOU # # r 50.00- YOUR VISA CARD IS NOW PROTECTED BY VERIFIED BY VISA -- IT PASSWORD PROTECTS YOUR CARD FOR FREE. THE NEXT TIME YOU SHOP AT PARTICIPATING ONLINE STORES, ENTER THE INFORMATION REQUESTED TO ACTIVATE YOUR CARD IN ORDER TO COMPLETE THE TRANSACTION. YOUR CARD WILL THEN HAVE PASSWORD PROTECTION WHENEVER YOU SHOP ONLINE AT PARTICIPATING STORES LISTED AT WWW.VISA.COM/SHOPVERIFIED. a 604-0381 OR 727 570-4881. TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 a # a # # # # MANAGE YOUR CARD ACCOUNT ONLINE. IT'S FREE! IT'S EASY! SIMPLY GO TO WWW.EZCARDINFO.COM AND ENROLL I N OUR ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERT NOTIFICATIONS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR ACCOUNT IS FAST, SECURE AND EASY WITH EZCARDINFO. ENROLL TODAY! Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 126.51 1.07508 12.909 1.36 12.908 1462.39 Previous Balance CURR CASH 0.00 1.07506 12.908 0.00 Min Payment 80.42 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 46.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07509 12.909 14.46 0.00 50.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 8.63 0.00 Other DAYS IN CYCLE 30 TOTAL 15.82 Total Min 15.82 Finance Charge 54.63 1508.63 New Balance FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F -2373 0925 0000 0000 000u 0000 000 VISA ` 027537.01.01 NSW CUMBERLAND FEDERAL CREDIT UN P O BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 07/15/03 1462.39 44.00 08/10/03 ROBERT L FAIRLEY VISA 907 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44r '0004400 00146239 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/15/03 qlqpm 1500 37 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------ 74820993188001K50000190 6010 7 07 7 07 PAYMENT - THANK YOU a a a . + a YOUR VISA CARD IS NOW PROTECTED BY VERIFIED BY VISA -- IT PASSWORD PROTECTS YOUR CARD FOR FREE. THE NEXT TIME YOU SHOP AT PARTICIPATING ONLINE STORES, ENTER THE INFORMATION REQUESTED TO ACTIVATE YOUR CARD IN ORDER TO COMPLETE THE TRANSACTION. YOUR CARD WILL THEN HAVE PASSWORD PROTECTION WHENEVER YOU SHOP ONLINE AT PARTICIPATING STORES LISTED AT WWW.VISA.COM/SHOPVERIFIED. TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866a604-0381 OR 727 570-4881. Amount ---------------- 45.00- Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 122.53 1.07508 12.908 1.32 12.908 1491.61 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 44.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07508 12.908 14.46 0.00 45.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 32 TOTAL 15.78 Total Min 15.78 Finance Charge 44.00 1462.39 New Balance • FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0925 0000 0000 0000 0000 000• VISA . 027 661.01.01 NEW CUMBERLAND FEDERAL CREDIT UN _ ? 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/13/03 1491.61 45.00 07/08/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 0004500 00149161 6 CUSTOMER SERVICE .:losing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06/13/03 f1i1 iIBWYMrYM/! 1500 8 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24610433136004048498541 5311 5 18 5 15 THE BON TON #31 21.60 CAMP HILL PA 24001753162318016401187 8220 6 12 6 10 ECU STUDENT STORES POS 30.92 GREENVILLE NC -------------------------------- PAYMENTS, AD JUSTMENTS AND OTHERS ------------------ ------------- 74820993160001K50000230 6010 6 09 6 09 PAYMENT - THANK YOU = 45.00- YOUR VISA CARD IS NOW PROTECTED BY VERIFIED BY VISA -- IT PASSWORD PROTECTS YOUR CARD FOR FREE. THE NEXT TIME YOU SHOP AT PARTICIPATING ONLINE STORES, ENTER THE INFORMATION REQUESTED TO ACTIVATE YOUR CARD IN ORDER TO COMPLETE THE TRANSACTION. YOUR CARD WILL THEN HAVE PASSWORD PROTECTION WHENEVER YOU SHOP ONLINE AT PARTICIPATING STORES LISTED AT WWW.VISA.COM/SHOPVERIFIED. ` TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 124.01 1.07508 12.908 1.33 12.908 1468.30 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 52.52 Purchases PREV PURCH 0.00 1.07508 12.909 0.00 45.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07509 12.909 14.46 0.00 45.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 15.79 Total Min 15.79 Finance Charge 45.00 1491.61 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0925 0000 )000 0000 0000 000 VISA « 028141.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date ]5/14/03 1468.30 45.00 06/08/03 ROBERT L FAIRLEY VISA 307 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 ?5 00004500 00146830 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit - Avail TAMPA FL 33630 05/14/03 9 ?l 1"15 1500 31 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- -------------- 74820993129001K50000260 6010 5 09 5 09 PAYMENT - THANK YOU + 45.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 604-0381 OR 727 570-4881. 866 YOUR VISA CARD IS NOW PRt)TECTED WITH VERIF IED BY VISA. ACTIVATE YOUR PASSWORD ONCE AT ANY PARTICIPATING ONLINE MERCHANT AND GET ADDED SECURITY FOREVER. TO WWW.VISA.COM/SHOP VERIFIED FOR A LIST OF PARTICIPATING MERCE-.."S. Avg Daily Balance Period Corres Finance Annual Rate Account Summary Rate APR Charge CURB PURCH 130.68 1.07508 12.90% 1.40 12.908 1497.44 Previous Balance CURR CASH 0.00 1.0750% 12.906 0.00 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 45.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07508 12.90% 14.46 0.00 45.00 Payments OLD CASH 0.00 1.0750% 1.2.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 15.86 Total Min 15.86 Finance Charge 45.00 1468.30 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F .23713 0000 0000 0000 0000 0000 000 VISA • 0 029741.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 04/14/03 1497.44 45.00 05/09/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 'JEW CUMBERLND PA 17070 -2706 MADISON WI 53707-1044 44 00004500 00149744 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/14/03 1500 2 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24455013073073392408722 5542 3 16 3 14 SUNOCO MANTUA OH 23.01 24455013096097376741306 5542 4 08 4 06 HESS 38420 27.00 NEW CUMBERLAN PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820993090001K50000070 6010 3 31 3 31 PAYMENT - THANK YOU + 45.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 604-0381 OR 727 570-4881. 866 Avg Daily Balance Period Correa Finance Annual Rate Account Summary Rate APR Charge CURR PURCH 129.96 1.0750% 12.908 1.40 12.908 1476.57 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 50.01 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 45.00 - 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07508 12.90% 14.46 0.00 45.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance FEES / FINANCE CHARGE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 15.86 Total Min 15.86 Finance Charge 45.00 1497.44 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 X000 00? VISA 029547.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 03/14/03 1476.57 45.00 04/08/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 48,b 00004500 00147657 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/03 9 1500 23 (800) 299 9642 Reference Number MCC Date Date Description Amount Code Posted Trans 24455013071072376409641 5542 3 14 3 12 HESS 38420 22.00 NEW CUMBERLAN PA -----------------------------'-- PAYMENTS, ADJUSTMENTS AND OTHERS -------- --------------------- 74820993070001K50000090 6010 3 11 3 11 PAYMENT - THANK YOU 45.00- #«a««+}yy}fiifif if a+i+a##a#f##+k}}#ylfix}yif#}}ifiiikii#1f i}iiy}i}f i#}}ykiy • THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR # - WAS...$ 205.07 + ««a««a.a}««11xy«yafaaaa#a.}.x«««aa}a}}aa««}a}«}}}f}«fxxa}«}+}}}}+}}}}y}«««} TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866#604-0361 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 119.79 1.07508 12.908 1.29 12.908 1483.82 Previous Balance CURR CASH 0.00 1.07508 12.90% 0.00 Min Payment 22.00 Purchases PREV PURCH 0.00 1.0750% 12.908 0.00 45.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1345.07 1.07508 12.90$ 14.46 0.00 45.00 Payments OLD CASH 0.00 1.07508 12.901 0.00 Fees 0.00 Insurance FEES / FINANCE CHAR GE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 TOTAL 15.75 Total Min 15.75 Finance Charge 45.00 1476.57 New Balance FINANCE CHARGE CALC ULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023717 0000 0000 9000 0000 0000 00? VISA # . 032452.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P D BOX 658 5 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02/14/03 1483.82 45.00 03/11/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 48 00004500 00148382 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/03 1500 16 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24246513022389455283736 5942 1 23 1 21 BORDERS BOOKS&MUSIC X455 23.22 CAMP HILL PA 24610433024004050100881 5311 1 26 1 23 HECHT CO. VAL SPORT PET 15.59 CAMP HILL PA 24610433037072010299445 5411 2 07 2 06 GIANT FOOD STORES X056 27.50 CUMBERLAND PA 24164053038378000026051 5542 2 09 2 06 EXX0NMOBIL34 01065762 23.00 DANBURY CT -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820993034001K50000200 0601 a««a««««++.+aa«aa+«««++aaaaaaaa 2 03 2 03 a+aaaaa++a«a PAYMENT - THANK YOU aa«+aa+a+««aaaaaa««««a««a«aiaa}+ 60.00- * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS-$ 205.07 +#k#k}+++i#«+i#a+##a«««#++a+a+# aiia}a+}+ia+ + +##a}#ii#aa#+i#a##kaakaa+aaa4aa« TO REPORT A CARD LOST/STOLEN, P LEASE CALL 8 66#604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 84.01 1.07508 12.908 0.90 12.908 1438.97 Previous Balance CURR CASH 0.00 1.07508 12.909 0.00 Min Payment 89.31 Purchases PREY PURCH 0.00 1.07509 12.909 0.00 45.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1361.88 1.07509 12.909 14.64 0.00 60.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 15.54 Total Min 15.54 Finance Charge 45.00 1483.82 New Balance FINANCE CHARGE CALC ULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F )33713 1)000 0000 0000 00;;0 0000 00? VISA 032 NEW CUMBERLAND FEDERAL :REDIT UN P 0.BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date Oi/15/03 1438.97 44.00 02/09/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 4517'00004400 00143897 4 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/15/03 1 1500 61 (800) 299 9842 Reference Number MCC Date Date Description Code Posted Trans 24639232350403490010428 5970 12 17 12 15 STUDIO VIRSU INC GREEN MOUNTAI NC 24164072352398522771339 5542 12 19 12 17 BP OIL 35284942 NEW CUMBERLAN PA --------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------- 74820992357001K50000070 6010 12 23 12 23 PAYMENT - THANK YOU - THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR + + WAS...$ 205.07 + TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866+604-0381 OR 727 570-4881. Amount 18.90 15.00 44.00- Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 54.33 1.0750% 12.909 0.58 12.90% 1433.73 Previous Balance CURR CASH 0.00 1.07509 12.909 0.00 Min Payment 33.90 Purchases PREV PURCH 0.00 1.07509 12.908 0.00 44.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1373.09 1.07509 12.909 14.76 0.00 44.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 33 TOTAL 15.34 Total Min 15.34 Finance Charge 44.00 1438.97 New Balance FINANCE CHARGE CALC ULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F • 023713 0000 0000 0000 0000 00co 00? VISA 029763.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 12/13/02 1433.73 44.00 01/07/03 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 47 00004400 00143373 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/13/02 E 1500 66 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820992340001K50000210 6010 12 06 12 06 PAYMENT - THANK YOU 44.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 65.77 1.07508 12.908 0.71 12.90% 1462.26 Previous Balance CURR CASH 0.00 1.07508 12.90% 0.00 Min Payment 0.00 Purchases PREV PURCH 0.00 1.07506 12.906 0.00 44.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1373.09 1.07508 12.909 14.76 0.00 44.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 29 TOTAL 15.47 Total Min 15.47 Finance Charge 44.00 1433.73 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0? VISA 031916.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 11/14/02 1462.26 44.00 12/09/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 00004400 00146226 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 :1/14/02 momm 1500 37 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24435652307200496670067 7841 11 04 11 03 WEST COAST VIDEO 1101 39.16 LEMOYNE PA ________________________________ PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------ 7482099231200ID31201210 6010 11 08 11 07 PAYMENT RECEIVED - THANK YOU 50.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 8664604-0381 OR 727 570-4881. Period Correa Finance Annual Rate Rate APR Charge CURR PURCH 73.76 1.0750% 12.904 0.79 12.908 1457.55 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 39.16 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 44.00 0.00 Cash PREV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1373.09 1.07508 12.908 14.76 0.00 50.00 Payments OLD CASH 0.00 1.07508 12.90% 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 15.55 Total Min 15.55 Finance Charge 44.00 1462.26 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0925 0000 0000 0000 OOUO 0? VISA • 4 032198.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 _ NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 10/14/02 1457.55 44.00 11108102 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 00004400 00145755 2 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date _ Limit Avail TAMPA FL 33630 10/19/02 1500 42 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820992284001D28400010 6010 10 11 10 10 PAYMENT RECEIVED - THANK YOU 45.00- "THE EXCITEMENT THE INTRIGUE. THE SHOPPING. WIN THE VERIFIED BY VISA SHOP LIKE A SECRET AGENT SWEEPSTAKES. VISIT VISA.COM/VERIFIED FOR MORE DETAILS." TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866.604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 92.69 1.07509 12.908 1.00 12.908 1486.79 Previous Balance CURB CASH 0.00 1.07509 12.909 0.00 Min Payment 0.00 Purchases PREV PURCH 0.00 1.0750% 12.909 0.00 44.00 0.00 Cash PREV CASH 0.00 .90839 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1373.09 1.07509 12.909 14.76 0.00 45.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 TOTAL 15.76 Total Min 15.76 Finance Charge 44.00 1457.55 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 00,0 VISA 001 0 030292.01.01 • NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 09/16/02 1486.79 45.00 10/11/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 4 00004500 00148679 8 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 09/16/02 1500 13 (800) 299 9842 e Reference Number MCC Date Date Description Amount Code Posted Trans 24164072252398523077604 5542 9 10 9 08 BP OIL 35284942 17.00 NEW CUMBERLAN PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820992238001510744058 0000 8 26 8 26 . + + + PAYMENT - THANK YOU + 50.47- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 96.04 1.07508 12.908 1.03 12.908 1504.47 Previous Balance CURR CASH 0.00 1.07508 12.909 0.00 Min Payment 17.00 Purchases PREV PURCH 0.00 1.07509 12.909 0.00 45.00 0.00 Cash PREV CASH 0.00 .90839 10.909 0.00 Past Due 0.00 Credits OLD PURCH 1373.09 1.07509 12.909 14.76 0.00 50.47 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 33 TOTAL 15.79 Total Min 15.79 Finance Charge 45.00 1486.79 New Balance FINANCE CHARGE CALC ULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 00? VISA 030374.01.01 '7EW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 08/14/02 1504.47 50.47 09/08/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 h8?'J 00005047 00150947 6 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 08/14/02 4 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24254772214463567220495 5947 8 04 8 01 KATHIES CHRISTMAS AND 36.31 CAMP HILL PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------- -------------- 74820992206001510011399 0000 7 25 7 25 PAYMENT - THANK YOU - 60.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 8 66 604-0381 OR 727 570-4881. NOW YOU CAN CREATE A PASSWORD THAT PROTECTS YOU WHEN YOU BUY ONLINE. INTRODUCING VERIFIED BY VISA, THE NEW SERVI CE THAT HELPS PREVENT UNAUTHORIZED PURCHASES BEFORE THEY EVEN HAP PEN. SO WHAT'S YOUR PASSWORD? VISIT WWW.VISA.COM/VERIFIED TO ENROLL. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 102.80 1.0750% 12.908 1.11 12.908 1512.26 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 36.31 Purchases PREV PURCH 0.00 1.07503 12.908 0.00 46.00 0.00 Cash ?REV CASH 0.00 .90838 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1375.98 1.07508 12.908 14.79 0.00 60.00 Payments OLD --ASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance CASH FEE 0.00 4.47 0.00 Other DAYS IN CYCLE 30 TOTAL 15.90 Total Min 15.90 Finance Charge 50.47 1504.47 New Balance FINANCE CHARGE CALC ULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0925 0000 0000 0000 0000 0 C? VISA . 030324.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 ESSMENIM-FT NEW CUMBERLAND PA 17070-0658 Jm" :Losing New Minimum Payment Date Balance Payment Date 07/15/02 1512.26 58.26 08/09/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 445-00005826 00151226 0 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 07/15/02 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24610432165004017704248 5311 6 16 6 13 SEARS ROEBUCK 2624 26.60 CAMP HILL PA 24610432167004033888130 5311 6 17 6 14 SEARS ROEBUCK 2624 18.00 CAMP HILL PA 24445002188464030775176 5300 7 07 7 05 BJ WHOLESALE %0025 WOX 34.57 HARRISBURG PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820992183001D18301170 0000 7 02 7 01 PAYMENT RECEIVED - THANK YOU 45.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 8 66 604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURB PURCH 102.04 1.07508 12.908 1.10 12.908 1462.13 Previous Balance CURB CASH 0.00 1.07508 12.908 0.00 Min Payment 79.17 Purchases PREV PURCH 0.00 1.07506 12.908 0.00 46.00 0.00 Cash PREY CASH 0.00 .90836 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.07508 12.908 14.86 0.00 45.00 Payments OLD CASH 0.00 1.07508 12.904 0.00 Fees 0.00 Insurance CASH FEE 0.00 12.26 0.00 Other DAYS IN CYCLE 31 TOTAL 15.96 Total Min 15.96 Finance Charge 58.26 1512.26 New Balance FINANCE CHARGE CALCULATION METHOD' CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 000 J000 00? VISA e • 032619.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 4 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 06/14/02 1462.13 44.00 07/09/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 00004400 00146213 1 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 06/14/02 4 1500 37 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ----------------------------- 74820992161001D16100110 0000 6 10 6 07 PAYMENT RECEIVED - THANK YOU 60.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 96.29 1.07508 12.906 1.04 12.908 1506.23 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 0.00 Purchases PREV PURCH 0.00 1.0750% 12.908 0.00 44.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.07508 12.908 14.86 0.00 60.00 Payments OLD CASH 0.00 1.07508 12.908 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 31 TOTAL 15.90 Total Min 15.90 Finance Charge 44.00 1462.13 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 00? VISA • 032385.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 05/14/02 1506.23 52.23 06/09/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 00005223 00150623 9 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 05/14/02 5 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24610432108004058162355 5311 4 19 4 17 HECHT'S DOMESTIC MISS 19.99 CAMP HILL PA 246610 2123120122010089 5999 5 05 5 02 KATHIE'S CHRISTMAS 33.33 CAMP HILL PA 24610432126004049164211 5311 5 07 5 03 HECHT'S LADIES SOCKS 9.76 CAMP HILL PA ------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS --------------------- ---------- 74820992120001D12003060 0000 4 30 4 29 PAYMENT RECEIVED - THANK YOU + 45.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. r + + + a WANT TO MANAGE YOUR CARD ACCOUNT ONLINE? IT'S EASY WITH EZCARDINFO. SIMPLY GO TO HTTP://WWW.EZCARDINFO.COM AND ENROLL ON OUR NEW ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERTS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR SPENDING IS EASY WITH EZCARDINFO. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 88.38 1.07508 12.908 0.95 12.908 1472.34 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 63.08 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 46.00 0.00 Cash PREV CASH 0.00 .9083% 10.908 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.07508 12.909 14.86 0.00 45.00 Payments OLD CASH 0.00 1.07509 12.909 0.00 Fees 0.00 Insurance CASH FEE 0.00 6.23 0.00 Other DAYS IN CYCLE 32 TOTAL 15.81 Total Min 15.81 Finance Charge 52.23 1506.23 New Balance FINANCE CHARGE CALCULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0260 0000 0000 0000 0000 0* VISA . 030646.01.01 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 04/12/02 1472.34 45.00 05/07/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLND PA 17070-2706 MADISON WI 53707-1044 44 04414'5 00004500 00147234 3 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 04/12/02 4 - 5, 1500 27 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24455012089209010280309 5947 3 31 3 30 KATHIES CHRISTMAS 6 CO 21.91 CAMP HILL PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------ ------------- 74820992086001D08600010 0000 3 27 3 26 PAYMENT RECEIVED - THANK YOU 45.00- TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. WANT TO MANAGE YOUR CARD ACCOUNT ONLINE? IT'S EASY WITH EZCARDINFO. SIMPLY GO TO HTTP://WWW.EZCARDINFO.COM AND ENROLL ON OUR NEW ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERTS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR SPENDING IS EASY WITH EZCARDINFO. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 72.96 1.0750% 12.908 0.79 12.908 1479.78 Previous Balance CURR CASH 0.00 1.07508 12.908 0.00 Min Payment 21.91 Purchases PREV PURCH 0.00 1.07508 12.908 0.00 45.00 0.00 Cash PREY CASH 0.00 .90838 10.903 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.07508 12.90$ 14.86 0.00 45.00 Payments OLD CASH 0.00 1.07509 12.906 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 29 TOTAL 15.65 Total Min 15.65 Finance Charge 45.00 1472.34 New Balance FINANCE CHARGE CALC ULATION METHOD- CREDIT PURCHASES: G CASH ADVANCE: F 023713 0260 0000 0000 0000 0000 000 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Date Balance Payment 03/14/02 1479.78 45.00 ROBERT L FAIRLEY 807 FISHING CREEK ROAD NEW CUMBERLND PA 17070-2706 44 4 S 00004500 00147978 S Payment Date 04/08/02 030425.01.01 * VISA • 5 VISA PO BOX 77044 MADISON WI 53707-1044 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 03/14/02 1500 20 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24661002069120068010180 5999 3 it 3 09 KATHIE'S CHRISTMAS 17.49 CAMP HILL PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 7482099206300100551703S 0000 3 04 3 04 PAYMENT RECEIVED - THANK YOU 45.00- i#####»#i#ii##»i»###sir#»####»»»»#»»»»##»#»r»?»»»»i##»i»»»##i»»»»»»i»»»»### * THE TOTAL FINANCE CHARGE PAID ON YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 190.59 #tii#rii#######i!i####4#i#iiri####i#iiii#ii#i#fiiiii#i##iri##ii###*#i###### TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. WANT TO MANAGE YOUR CARD ACCOUNT ONLINE? IT'S EASY WITH EZCARDINFO. SIMPLY GO TO HTTP://WWW.EZCARDINFO.COM AND ENROLL ON OUR NEW ONLINE SERVICE. YOU CAN REVIEW ACCOUNT INFORMATION, TRACK SPENDING, SET ALERTS, DOWNLOAD FILES, AND MUCH MORE. MANAGING YOUR SPENDING IS EASY WITH EZCARDINFO. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 84.07 1.0750% 12.90% 0.91 12.90% 1491.52 Previous Balance CURR CASH 0.00 1.0750% 12.90% 0.00 Min Payment 17.49 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 45.00 0.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.0750% 12.90% 14.86 0.00 45.00 Payments OLD CASH 0.00 1.0750% 12.90% 0.00 Fees 0.00 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 28 T OTAL 15.77 Total Min 15.77 Finance Charge 45.00 1479.78 New Balance FINANCE CHA RGE CALCULATION METHOD* CREDIT PURCHASES: 6 CASH ADVANCE: F 023713 0000 0000 0e0e 0000 0000 000 VISA 032707.01.01 * NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Payment Date Balance Payment Date 02/14/02 1491.52 45.00 03/11/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLNO PA 17070-2706 MADISON WI 53707-1044 44 00004500 00149152 5 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 02/14/02 W 1500 8 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24765012042002042600607 5970 2 12 2 10 KAN DO CRAFTS 18.85 CONNELLSVILLE PA 24445002045409904333407 5912 2 14 2 13 RX PLACE 8527 15.84 CAMP HILL PA -------------------------------- PAYMENTS, AD JUSTMENTS AND OTHERS ----------------- -------------- 7482099203S001D03500260 0000 2 04 2 01 PAYMENT RECEIVED - THANK YOU 50.00- ************s*******sss#****** *#*ss*ss*ssss sssssssssssssssssss*#s#*##***s*s * THE TOTAL FINANCE CHARGE PAI D ON YOUR ACC OUNT DURING THE PAST YEAR * WAS...$ 190.59 kk#kk#kkkkkik##k###kikkk##tkk# ##k#k#kkk###k kkkkkkkk#k####k#kkk#####k#kkkk#k TO REPORT A CARD LOST/STOLEN, PLEASE CALL 8 66 604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 78.97 1.0750% 12.90% 0.85 12.90% 1491.12 Previous Balance CURR CASH 0.00 1.0750% 12.90% 0.00 Min Payment 34.69 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 45.00 0.00 Cash PREV CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.0750% 12.90% 14.86 0.00 50.00 Payments OLD CASH 0.00 1.0750% 12.90% 0.00 Fees 0.80 Insurance CASH FEE 0.00 0.00 0.00 Other DAYS IN CYCLE 30 TOTAL 15.71 Total Min 15.71 Finance Charge 45.00 1491.52 New Balance FINANCE CHA RGE CALC ULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 0040 VISA • 030912.01.01 NEW CUMBERLAND FEDERAL CREDIT U P 0 BOX 658 75 NEW CUMBERLAND PA 17070-0658 Closing New M inimum Payment Date Balance P ayment Date 01/15/02 1491.12 45.00 02/10/02 ROBERT L FAIRLEY VISA 807 FISHING CREEK ROAD PO BOX 77044 NEW CUMBERLNO PA 17070-2 06 MADISON WI 53707-1044 44 5 00004500 0 6149112 9 I CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 01/15/02 4 1500 8 (800) 299 9842 Reference Number MCC ate Date Description Amount Code Posted Trans 24610432013004033066410 5311 14 1 12 THE BON TON #31 21.19 CAMP HILL PA -------------------------------- P YMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820992007001D00700160 0000 07 1 04 PAYMENT RECEIVED - THANK YOU S8.36- *ssxslaakr»x»xssa!»»»ss»»»ssssrts srrrkr»r»ssxrtssasssslkxssxrtxxassssslk!»rtss * THE TOTAL FINANCE CHARGE PAID N YOUR ACCOUNT DURING THE PAST YEAR * WAS...$ 190.59 !sa##*##»*lkss####!x###k!######» !!!!t!#!######»#ks!#####»tttx!!k!k#»x»»xti s ! s * # TO REPORT A CARD LOST/STOLEN, PL ASE CALL 866 604-0381 OR 727 570-4881. Period Corres Finance Rate APR Charge CURR PURCH 99.15 1.0750% 12.90% 1.07 CURR CASH 0.00 1.0750% 12.90% 0.00 PREV PURCH 0.00 1.0750% 12.90% 0.00 PREV CASH 0.00 .9083% 10.90% 0.00 OLD PURCH 1382.73 1.0750% 12.90% 14.86 OLD CASH 0.00 1.0750% 12.90% 0.00 CASH FEE 0.00 DAYS IN CYCLE 32 TOTAL 15.93 Annual Rate 12.90% 1512.36 Previous Balance Min Payment 21.19 Purchases 45.00 0.00 Cash Past Due 0.00 Credits 0.00 58.36 Payments Fees 0.00 Insurance 0.00 0.00 Other Total Min 15.93 Finance Charge 45.00 1491.12 New Balance FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F 023713 0000 0000 0000 0000 0000 000 NEW CUMBERLAND FEDERAL CREDIT UN P 0 BOX 658 NEW CUMBERLAND PA 17070-0658 Closing New Minimum Date Balance Payment 12/14/01 1512.36 58.36 ROBERT L FAIRLEY 807 FISHING CREEK ROAD NEW CUMBERLND PA 17070-2706 44 00005836 00151236 8 Payment Date 01/08/02 VISA 031332.01.01 * VISA PO BOX 77044 MADISON WI 53707-1044 CUSTOMER SERVICE Closing Card Number Credit Credit PO BOX 30495 Date Limit Avail TAMPA FL 33630 12/14/01 1500 0 (800) 299 9842 Reference Number MCC Date Date Description Amount Code Posted Trans 24610431343004001136321 5311 12 10 12 08 BOSCOV'S $012 42,49 CAMP HILL PA -------------------------------- PAYMENTS, ADJUSTMENTS AND OTHERS ------------------------------- 74820991330001006066643 0000 11 26 11 26 PAYMENT RECEIVED - THANK YOU 56.19- 4 # # # # TO REPORT A CARD LOST/STOLEN, PLEASE CALL 866 604-0381 OR 727 570-4881. Period Corres Finance Annual Rate Rate APR Charge CURR PURCH 93.09 1.0750% 12.90% 1.01 12.90% 1510.19 Previous Balance CURR CASH 0.00 1.0750% 12.90% 0.00 Min Payment 42.49 Purchases PREV PURCH 0.00 1.0750% 12.90% 0.00 46.00 0.00 Cash PREY CASH 0.00 .9083% 10.90% 0.00 Past Due 0.00 Credits OLD PURCH 1382.73 1.0750% 12.90% 14.86 0.00 56.19 Payments OLD CASH 0.00 1.0750% 12.90% 8.00 Fees 0.00 Insurance CASH FEE 0.00 12.36 0.00 Other DAYS IN CYCLE 30 TOTAL 15.87 Total Min 15.87 Finance charge 58.36 1512.36 New Balance FINANCE CHA RGE CALC ULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: F s a !? s J,u :aE1 Q!'??i., i 3 3 a N i .. n r a w -XIC s° J O A? t-alai I 14 r r r N? Oo •n ?N O r b orrr rs 136 'a 0i>i0„0 u. 7 N" w,OMy10< tal m a e l., -' 4pQ N + j N i O i ? J O O J 00 N. O r I ? Uu g !s o V s r J 00 N i sigh y 0 0 0 ? o $ i o 'o ? all, r 0it rr'' r ? ! 19 a V s 41 N fro r 7 1 N!!!! i - *Is. ! 0 All, N 'V7S ? A ?• O r g g +? r r fv? I O 44 w W r N r N i r ? ? 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L1 1 ?h?5.00 1110!101 . - " j z ROBERT L 7AIRLEV VISA " ' 507 PI9HING CREEK ROAD PO SOX 77044 NEW CUMKRLND PA 17070-1706 MADISON WI 33707-1044 44 4620 9933 0001 9573 00004300 00147MI 4 -• ftm 911121 THIS PORTION TO MOIRE PRO/IR CMIT DI SIT $1 9TLE cm .'. BOO IMMUItt?l?? '. . r a tT SERVICE aAltw Ntt I aw "AIM umNr aestt PO ?0 BOX 30493 TAMPA iL' 33630 S 10//S/O1 46 1300 S9 (900) t99 9641 - Svltoac AM?IR n swlnlw 5111551 ----- --------- ------- ---?--N PAYMENTS, ADJUSTMENTS AN OTHERS °°----------------- --- 74920991977001006130796 ,0000 10 04 10 04 PAYMENT RECEIVED - THANK YOU 45.00- - ? TO REP • ,... • _ • r : ?. • `• :.';., -. :, ,. REPORT A CARD LOST/STOLEN,-PLEASE CALL 664 604-0301 'Oft 797 570-4001. DUE TO RECENT EVENTS, THEiMAIC DELIVERY SYSTEMS HAVE SEEN IMPACTED. WHILE THE U.S..POST :orrice ANDCARRIERS HAVE IMPLEMENTED ALTERNATE ROUTING, YOU MAY EXPERIENCE DELAYS IN_;MAIL DELIVERY. PLEAS CONSIDER THIS WHEN SENDING PAYMENTS AND CORRESPONilCNCE,;TO ENDURE TIMELY ARRIVAL. THANK YOU FOR YOUR UNDERSTANDING. - f . , ., MLSCi q pIWIC[ fJMlla .., _ Yf CAW .. ? vOOIIRYti YR MWM NU LT YLSMS Ytt ; soma" GURR PURCH so. to Y. _. .95 ?. " C11 RR CAtH ' O OD ,,.1.07501 IS. 924 T•. 0. Ca -4 1rAlIR AN 1 PREV PURCH F: 0 00? 1:07504 11.904 0.00 - 41 000 gape PREY tlASN 000 -; .9M3X 10.9OX < - - OLD`PURCH 1302.73 1.075041t 904 *14 66 0.0 CASH 000 1.07501 11 9%z0 00 : CASH FE[ w 0 OD eaa w .+ . !!1100 Ms+can DAYS IN CYCLt k TOTAL -?,IS SI.^1.? M1191c;t , TION r' ? MEND an PAW Ui =-i K= f o M ? iW #I ir mm sa wDll[4CC4OHTT II[PRIMIC DIP t 1 ` M, DRIQiiED'Jp? OW UrVARMDSUIM IM". 91t01 fM ? ? 7 -- f ? C _ - L at X55 ?41c v. i 0 y? ter. - css71 s a Is OOOO alb"W'dhod 0000 °fe w • MV, WJ0M, ftAW'tK*AL CUPI 4 ®?4 ay F 0 mm 6" AF. It[Y .CYIMtRLAl10 M 17070.ONO MlMI 7?1T R1lSS I M 11R TUM T :_? mew? M ftvt OD •lMt1U YR b 1CLYq[ aL o 1.11011 •. >:'M11OIT am • e ` te?ol.o1 t?a?rot 1s?o:?s M704 I, ;g ROKRT L ?AIRM VIDA 007 IlOM1110 C*M ROAD : ?O DOtt 77044 Wu CIAIOS:RLNO ?A 17070-=700 IMOl00M Yl 32707-1004 44 4010 99S3 DOOR OS7S OOM"10=111019 0 RIIRSI RT1>M TOTS PWII 1 TI lam MR?R ORSIT M M SIM![ CM _. MO:t./?c OYOTOIKR 03MYIOR , awtw MR can 1111AC• ' uiitTT '? ' aatl ' ro 00R i01fS ? BUBO t1/tlrot °y1S00 0 ISMI It" 9942 •IICYMI ?i>r1= - tt7L1tITIM ?IICYI CM -9 x 1 . r L[NOYIR' MI StK104StZC9O01O74S924S4 SJAe OOOOLZO NEW 0 LIt[D SOM Rs.00 CAIM _ MILL M -- ---_____00T1lMTO fm OTNERR t• `I D Rf MYIIRRT`nccclvm Twvw you 49.00- 0 • • • ? TO REPORT A CARD L"VoISTOLCM, 16LC*K CALL 000 004-0110/ OR 777 S70-4001. : MJCt 1* rn t Ct .::... Ml$ble e*WM Man No" P own % cum QAON O 00 1.07fOlt 1t 007. O 00, - IMt?I? roSY IIMpI 00 , 1.07l01t '1 R tOlt - O 00 O rwmv QAOIt O OO :OOtii 10 fOi :O 00 ` IV, OLO DYRCM 1707 T7 1.07S" Is 007 /1 00 . OLO;QAMI 0 O0 1.0790s 11 00t c O N r, s ' frY10C1 I[[ r . .. ,t r: ?ramr.%O 00 N.•', M11f IM CYOL[ sfl TOTAL tt 00 ettti•c' "MW= qlr fSf OS wiSR:. ? :u *r r ra A Slfl[t1?1gSRKR [R?t 1R hR_r?OO I MRweR#1?MT W 143" A, 04-27-'12 14;04 FROM- IOU Its sInk 41 11111 fit Q 0 T-230 P0003/0005 F-329 S L ilia • L, 'Eta it GL ` 54 i, ? or W ? I ISO. ell IgH fit A g fill -4 11 Ir list Ilia of 111 014 I so It . sk r L Y Y' S N e 9 " •'- cl) ?? ?Q flu Sri fill PRO SL wr- lit can 06-14-'12 12: 37 1FROM- NEW CUM82RLAND FEDERAL CREDI ON P.O. Pox 658 New Cumberland. PA 17070-0658 (717) 774-7706 or (800) 716-2328 VISA CREDIT CARD AGREEMENT In this Agreement the words "you" and "your" mean each and all of those who agree to be bound by this Agreement; "Card" means the VISA credit card and any duplicates, renewals, or substitutions the Credit Union issues to you; Account" means your VISA credit card line of credit account with the Credit Union, and "Credit Union.. means the Credit Union whose name appears on this Agreement or anyone to whom the Credit Union transfers this Agreement. Using Your Aepgygk If you are approved for an Account, the Credit Union will establish a line of credit for you and notify you of your credit limit. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on yourAccount at any time. Each payment you make to your Account will restore your credit limit by the amount of the payment, unless you are over your credit limit. If you are over your credit limit, you must pay the amount you are over before payments will begin to restore your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union has the right to reduce your credit limit, refuse to make an advance and/or terminate your Account at any time for any reason not prohibited by law. 2. Using the VIA Card. You may use your Card to make purchases from merchants and others who accept VISA Cards. In addition, you may obtain cash advances from the Credit Union and from other financial institutions that aceeptVISA Cards, and from some automated teller machines (ATMs), such m the VISA ATM Network, that accept VISA Cards. (Not all ATMs accept VISA Cards.) To obtain cash advances from an ATM, you must use the Personal Identification Number (PIN) that is issued to you for use with your Card. 1 Ttrrrpnrrsib-Y-Ax You agree to pay all charges (purchases and cash advances) to your Account that are made by you or anyone whom you authorize to use your Account. You also agree to pay all finance charges and other charges added to your Account under the terms of this Agreement or another agreement you made with the Credit Union. If this is a joint Account, Section 18 below also applies to your Account. 4. Grace Period. In order to avoid a finance charge on purchases made since your last statement date, you must pay the Total Maw Balance shown on your statement within 25 days of the statement closing date. Otherwise finance charge on purchases is calculated from the beginning of the next statement period on previously billed but unpaid purchases and on new purchases from the date they are posted to your account. Cash advances are always subject to finance charge from the date they are posted to your account. 5, )Finance. Charees. The finance charge (interest) on purchases and cash advances is calculated at the periodic rate of 1.100% per month which is an ANNUAL PERCS14TAGE RATE of 13.3%. Separate finance charges for purchases and cash advances are determined by multiplying the periodic rate by the separate average daily balances for purchases and cash advances. Each average daily balance is determined by taking the beginning balance (of cash advances or purchases) in your account each day, adding any new purchases or cash advances (whichever is applicable) and subtracting any payments or credits. The results are the daily balances. All the daily balances for the statement cycle are added and the total is divided by the number of days in the statement cycle to arrive at the average daily balance for the cycle. 6. Othelr Charge.N. The following other charges (fees) will be added to your Account, as applicable' a) Over-the-Credit-Limit Fee: $10.00. b) late Payment Fee: $5.00 after 10 days. c) Collection Costa: To the extent permitted by law, you will also be required to pay the Credit Union's collection expenses, including court costs and reasonable attorney's fees. 7. Payments. Each month you must pay at least the minimum payment shown on your statement by the date specified on the statement or no C) CUNA Service Group, Inc., 1991 T-407 7['ooC /OOOQ T?-q 0 Date 19? later than 25 days from tho statement closing date, whichever is later. Ifyourstatemerit says the payment is "Now Due!' Your payment is due no later than 25 days from the statement closing date. You may pay more frequently, pay more than the minimum payment or pay theTotal New Balance in full. If you make extra or larger payments, you are still required to make at least the minimum payment each month your Account has a balance (other than a credit balance). The minimum payment is 3% of your Total New Balance, or $15.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. The Credit Union also has the right to demand immediate payment of any amount by which you are over your credit limit, 8, ftIM e.+t. AHMation, Subject to applicable law, your payments may be applied to what you owe the Credit Union in any manner the Credii Union chooses. 9, Security Trrterest. If you give the Credit Union a specific pledge o; shares by signing a separate pledge of shares, your Account will be secured by your pledged shares. Collateral securing other loans yoc have with the Credit Union may also secure this loan, except that your home will never be considered as security for this Account notwithstanding anything to the contrary in any other agreement. 10. Defaylt, You will be in default if you fail to make any minimum payment or other required payment by the date that it is due. You wit' be in default if you break any promise you make under thisAgreement You will be in default if you die, file for bankruptcy or become insolvent that is, unable to pay your obligations when they become due. You wit' be in default if you make any false or misleading statements in an} credit application or credit update. You will also be in default is something happens that the Credit Union believes may substantialll reduce your ability to repay what you owe. 11, Uabili t Use-_1-ost/Stolen "d Notification You may be liable for the unauthorized use of your Card. You will not be liable for unauthorized use that occurs after you notify the Credii Union, orally or in writing, of the loss, theft, or possible unauthorizec use. In any case, your liability will not exceed $50.00. You can notffj the Credit Union by calling (717) 774.7706 or (800) 716.2328. 12. t].hanging or Termi Y nr Accoun The Credit Union mat change the terms of this Agreement from time to time. Notice of an, change will be given in accordance with applicable law. If permitted b, law and specified in the notice to you, the change will apply to youi existing Account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at am time, but termination by you or the Credit Union will not affect you: obligation to pay the Account balance plus any finance and other charge, you owe under this Agreement. You are also responsible for at transactions made to your Account after termination, unless the transactions were unauthorized. The Card or Cards you receive remain the property of the Credit Unoor and you must recover and surrender to the Credit Union all Card: upon request or upon termination of thisAgreement whether by you o the Credit Union. The Credit Union has the right to require you to pa: your fullAccount balance at any time after yourAccount is terminated whether it is terminated by you or the Credit Union. If this is a join Account, Section 16 of this Agreement also applies to termination o the Account. 13, Oredit InfbEmatiort. You authorize the Credit Union to investigat your credit standing when opening or reviewing your Account. Yoe authorize the Credit Union to disclose information regarding you Account to credit bureaus and creditors who inquire about your credi standing. 14. Returns and Adjustments. Merchants and others who honor you Card may give credit for returns or adjustments, and they will do so b: CONTINUED ON REVERSE SIDE 06-14-`12 12;37 FBOM- rwwuut„ it yvul creum 414u pay4sse*zu--purchases youowe the ureau Union, the amount will be applied and cash advances. Ifthe credit balance amount is $1 or more, it will be refunded upon your written request or automatically after six months. 15. Additional BeneefltalCard )Enhancements. The Credit Union may from time to time offer additional services to your Account, such as travel accident insurance, at no additional cost to you. You understand that the Credit Union is not obligated) to offer such services and may withdraw or change them at any time. 16, Foreign Transartion& purchases and cash advances made in foreign countries and foreign currencies will be billed to you in U.S. dollars. The conversion rate to US, dollars will be determined in accordance with the operating regulations established by VISA U,&A. Currently the currency conversion rate used to determine the transaction amount in U.S. dollars is either a govarnment-mandated rate or the wholesale rate in effect one day prior to the transaction processing date, increased by one-percent. The currency conversion rate used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement posting date. 17. Merest Disputes. The Credit Union is not responsible for the refusal of any merchant or financial institution to honor your Card. The Credit Union is subject to claims and defenses (other than tort claims) arising out of goods or services you purchase with the Card if you have made a good faith attempt but have been unable to obtain T-407 `0003/000r F-921 was macie posse to an auverwseuieu? sue W WA?4 v.uvu beuG O participate sending to you; or lb) your purchase cost more that $50.00 and was made in your state or within 100 miles of your home 18. ini.tAccaux&L Ifthis is a jointAccount, each person an theAccoun must sign the Agreement. Each of you will be individually and joint}: responsible for paying all amounts owed under this Agreement, Thi means that the Credit Union can require any one of you individually t repay the entire amount owed under this Agreement. Each Of yo, authorizes the other(s) to make purchmoa or cash advances individuall; Any one of you may terminate thoAccount and the termination will b effective as to all of you. 19. Effea of Agavcment. This Agreement is the contract which applie to all transactions on yourAccount even though the sales, cash advances credit or other slips you sign or receive may contain different terms. 20. MqWotver. The Credit Union can delay enforcing any of its rights an. number of times without losing them. 21, Statements and Nnder..e_ Statements and notices will be mailed t you at the most recent address you have given the Credit Union. Notic sent to any one of you will be considered notice to all, 22. o ' e You acknowledge that you have received a copy c this Agreement. YOM BILLING 1UGHTS KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Ve In Case of Errors or Questions About Your Bill If you think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the address listed on your bill, Write to us as soon as possible- We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: Your name and account number. The dollar amount of the suspected error, Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are not sure about. If you have authorised us to pay your credit card bill automatically from your savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We ReceiveYour Written Notice we must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay an: finance charges related to any questioned amount. If we didn't make i mistake, you may have to pay finance charges, and you will have to make ul any missed payments on the questioned amount. In either case, we wil send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you a delinquent. However, if our explanation does not satisfy you and you writ, to us within ten days telling us that you still refuse to pay, we must tel anyone we report you to that you have a question about your bill. And, w, must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finall: is. Ywe don't follow these rules, we can't collect the first $50.00 ofthe questionai amount, even if your bill was correct. Special Rule for Credit Card Purchases If you have a problem with the quality of property or services that yol purchased with a credit card, and you have tried in good faith to correct th problem with the merchant, you may have the right not to pay the remaininl amount due on the property or services. There are two limitations on thi right: (a) You must have made the purchase in your home state or, if not withil your home state, within 100 miles of your current mailing address; and (b) The purchase price must have been more than $50.00 These limitations do not apply if we own or operate the merchant, or if w, mailed you the advertisement for the property or services. 2777301R.V haWnv&? A w u.o?? NEW CUMBERLAND FEDERAL CREDIT UNION, Plaintiff VS. ROBERT L. FAIRLEY and OLGA B. FAIRLEY, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2012 - 2842 CIVIL ACTION - LAW ORDER OF COURT AND NOW, this 21 st day of June 2012 it is hereby ORDERED that the Prothonotary of Cumberland County shall transfer the certified docket, all pleadings and the Sheriff s Returns to the Prothonotary of York County. All costs associated with this transfer and removal shall be paid by the Plaintiffs. By the Court: IN,\ --? Certified Copies To: ? Steven Howell, Esquire Howell Law Firm 619 Bridge Street New Cumberland, PA 17070 /James V. Natale, Esquire Harold Shepley & Associates LLC 209 West Patriot Street Somerset, PA 15501 e.s /n.a. JCd Va Ib gy ( Judge M?m w