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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. MCQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LAMANNA, ESQUIRE - ID # 310321
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
M&T Bank a/k/a Manufacturers and Traders
Trust Company
1100 Wehrle Drive
Williamsville, New York 14221
V.
Marilynn Zaydon a/k/a Marilynn F. Zaydon
612 Somerset Drive
Mechanicsburg, Pennsylvania 17055
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
Number 7 - ?g 1 u I
COMPLAINT IN MORTGAGE FORECLOSURE
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NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages, you
must take action within twenty (20) days after this
complaint and notice are served, by entering a written
appearance personally or by attorney and filing in
writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a
judgment may be entered against you by the court
without further notice for any money claimed in the
complaint or for any other claim or relief requested by
the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO
YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR
NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, Pennsylvania 17013
(800) 990-9108
AVISO
Le han demandado a usted en la torte. Si usted quiere
defenderse de estas demandas ex-puestas en las paginas
siguientes, usted tiene veinte (20) dias de plazo al partir
de la fecha de la demanda y la notificacion. Hace falta
asentar una comparencia escrita o en persona o con un
abogado y entregar a la torte en forma escrita sus
defensas o sus objeciones a las demandas en contra de
su persona. Sea avisado que si usted no se defiende, la
torte tomara medidas y puede continuar la demanda en
contra suya sin previo aviso o notificacion. Ademas, la
cone puede decidir a favor del demandante y requiere
que usted cumpla con todas ]as provisioner de esta
demanda. Usted puede perder dinero o sus propiedades
u otros derechos importantes para usted.
USTED LE DEBE TOMAR ESTE PAPEL A
SU ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE A UN ABOGADO, VA A O TELEFONEA LA
OFICINA EXPUSO ABAJO. ESTA OFICINA LO
PUEDE PROPORCIONAR CON INFORMATION
ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDI PROPORCIONAR
PARA EMPLEAR UN ABOGADO, ESTA OFICINA
PUEDE SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS
QUE PUEDEN OFRECER LOS SERVICIOS
LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN
HONORARIO.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, Pennsylvania 17013
(800) 990-9108
COMPLAINT IN MORTGAGE FORECLOSURE
Plaintiff is M&T Bank aik/a Manufacturers and Traders Trust Comlaan? _ dnl?' organized
and doing business at the above-captioned address.
The Defendant is Marilynn Zaydon a/k/a Marilynn F. Zaydon, who is the mortgagor and
real owner of the mortgaged property hereinafter described, and his/her last-known address is 612
Somerset Drive, Mechanicsburg, Pennsylvania 17055.
On May 12, 2004, mortgagor made, executed and delivered a mortgage upon the
premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of
Cumberland County in Mortgage Book 1866, Page 3172, such Mortgage being incorporated herein by
reference by virtue of Rule 1019(g) Pa. R. C. P.
4. The premises subject to said mortgage is described in the legal description attached as
Exhibit "A" and is known as 612 Somerset Drive, Mechanicsburg, Pennsylvania 17055.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due August 17, 2011 and each month thereafter are due and unpaid, and by the terms of said
mortgage, upon default in such payments for a period of one month, the entire principal balance and all
interest due thereon are collectible forthwith.
The following amounts are due on the mortgage:
Principal Balance $ 66,802.49
Interest through April 16, 2012 $ 2,029.54
(Plus $11.39 per diem thereafter)
Late Charges $ 25.00
Attorney's Fee $ 1,450.00
GRAND TOTAL $ 70,307.03
Notice of Intention to Foreclose under Act 6 of 1974 (41 P.S. §403) was sent to Defendant
by certified mail, return receipt requested as required by that Act. Notice under the Homeowner's Emergency
Mortgage Assistance Act (Act 91) was not provided as the provisions of such Act were not applicable at that
time and no notice under such Act was required.
WHEREFORE, Plaintiff demands in rem Judgment against the Defendant in the sum of $70,307.03,
together with interest at the rate of $11.39 per diem and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged property.
McCABE, WEISBERG A D CONWAY,P.C.
BY:-
[ ] T NCE J. McCABE, ESQUIRE
[ ARC S. WEISBERG, ESQUIRE
[ ] EDWARD D. CONWAY, ESQUIRE
[ ] MARGARET GAIRO, ESQUIRE
[ ] ANDREW L. MARKOWITZ, ESQUIRE
[ ] HEIDI R. SPIVAK, ESQUIRE
[ ] MARISA J. COHEN, ESQUIRE
[ ] KEVIN T. MCQUAIL, ESQUIRE
[ ] CHRISTINE L. GRAHAM, ESQUIRE
[ ] BRIAN T. LAMANNA, ESQUIRE
Attorneys for Plaintiff
VERIFICATION
The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the
within action, and that he/she is authorized to make this verification and that the foregoing facts based on
the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this
verification at this time, and are true and correct to the best of his/her knowledge, information and belief
and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904
relating to unsworn falsification to authorities.
McCABE, WEISBERG AND CONWAY,P.C.
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BY. V1
[ ] T ENCE J. McCABE, ESQUIRE
[#, J, IARC S. WEISBERG, ESQUIRE
[ ] EDWARD D. CONWAY, ESQUIRE
[ ] MARGARET GAIRO, ESQUIRE
[ J ANDREW L. MARKOWITZ, ESQUIRE
[ ] HEIDI R. SPIVAK, ESQUIRE
[ ] MARISA J. COHEN, ESQUIRE
[ ] KEVIN T. MCQUAIL, ESQUIRE
[ ] CHRISTINE L. GRAHAM, ESQUIRE
[ ] BRIAN T. LAMANNA, ESQUIRE
Attorneys for Plaintiff
M&T Bank aWa Manufacturers and Traders Trust Company v. Marilynn Zaydon a/k/a Marilynn F. Zaydon
'Schedule A'
NAMES): MARILYNN ZAYDON
LONG LEGAL: ALL THAT CERTAIN PARCEL OR TRACT OF LAND SITUATE IN THE
MECHANICSBURG BOROUGH, COUNTY OF CUMBERLAND, COMMONWEALTH OF
PENNSYLVANIA AND BEING THE SAME REAL PROPERTY CONVEYED TO MARILYNN ZAYDON
BY DEED RECORDED 1/411985 AS BOOK 31B PAGE 374 AMONG THE OFFICIAL RECORDS OF
CUMBERLAND COUNTY, COMMONWEALTH OF PENNSYLVANIA. SAID DEED REFERENCE
MADE HEREIN FOR A MORE FULL DESCRIPTION.
TAX MAP#: 17-24-0789-332
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0310212012 V.2'2:26 AM CUMBERLAND COUNTY
Inst.#L004197a6 - Pigs 8 of 8
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Plaintiff(s)
vs.
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Defendant(s)
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FORM 1' _i 10 ( (}
IN THE COURT OF COMMON PLEAS'QJErRLD CU;NI`
CUMBERLAND COUNTY, PENNSYLVAN[AENINS,YLVANIA'
v 0 ( Civil
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you may be able to
participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender.
If you do not have a lawyer you must take the following steps to be eligible for a
conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal
Services at (717)243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative,
at no charge to you. Once you have been appointed a legal representative, you must promptly meet with the legal
representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal
representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If
you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will
prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days
of the service upon you of the foreclosure complaint. IF you do so and a conciliation conference is scheduled, you will have an
opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender
before the mortgage foreclosure suit proceeds forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to
be eligible for a conciliation conference. it is not necessary for you to contact MidPenn Legal Service for the
appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that
a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format
attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed
with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation
conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out
reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE
STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE.
Respectfully submi ted:
5?4(I a-
Date Sig ture of Counsel for Plaintiff
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
9?ttiD of clutl
OFFICE Of ERIFF
0TH0N CTA
TA E PR
2012 MAY 22 AM 9: 09
CUMBERLAND COUNTY
PENNSYLVANIA
M 8r, T Bank
VS. Case Number
Marilynn F. Zaydon 2012-2881
SHERIFF'S RETURN OF SERVICE
05/11/2012 05:07 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 11,
2012 at 1707 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of
Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Marilynn
F. Zaydon, by making known unto herself personally, at 612 Somerset Drive, Mechanicsburg, Cumberlan4
County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and
coned copy of the same.
SHERIFF COST: $38.00
May 17, 2012
RYAN BURGETT, D
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySuite Sheriff, Teleosoft, Inc,
M&T Bank a/k/a Manufacturers and
Traders Trust Company
Plaintiff
V.
Marilynn Zaydon,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Docket No. 2012-2881
: CIVIL ACTION- MORTGAGE FORECLOSURE
PRAECIPE FOR ENTRY OF APPEARANCE ? C__
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TO THE PROTHONOTARY:
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Please enter the appearance of MidPenn Legal Services on behalf of the Defen iant,
Marilynn Zaydon, in the above matter, representing the Defendant in the Cumberland County
Residential Mortgage Foreclosure Diversion Program.
Respectfully Submitted,
DATE: July 3, 2012
MIDPENN LEGAL SERVICES
Amy Hi s, Esquire
Attorn y or Defendant
Supre e Ct. ID # 310094
401 E. Louther Street, Ste 103
Carlisle, PA 17013
(717)243-9400
M&T Bank a/k/a Manufacturers and
Traders Trust Company
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
V.
Marilynn Zaydon,
Defendant
: Docket No. 2012-2881
: CIVIL ACTION- MORTGAGE
CASE MANAGEMENT ORDER
AND NOW, this 11 tkday of A , 2012, the defendant/borrower in the above-
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captioned residential mortgage foreclosure action having filed a Request for Conciliation
Conference verifying that the defendant/borrower has complied with the Administrative Rule
requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND
DECREED that:
The parties and their counsel are directed to participate in a court-supervised
a ? 12
conciliation Conference on S0, v/aat 66 in
CoCt'-4/at the Cumberland County Courthouse, Carlisle,
Pennsylvania.
2. At least twenty-one (21) days prior to the date of the Conciliation Conference, the
defendant/borrower must serve upon the Plaintiff/lender and its counsel a copy of t]
"Cumberland County Residential Mortgage Foreclosure Diversion Program Financ
Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon
agreement of the parties in writing or at the discretion of the Court, the Conciliatioi
Conference ordered may be rescheduled to a later date and/or the date upon which
service of the completed Form 2 is to be made and may be extended. Upon notice to
the Court of the defendant/borrower's failure to serve the completed Form 2 with th(
time frame set forth herein or such other date as agreed upon by the parties in writin
or ordered by the Court, the case shall be removed from the Conciliation Conference
schedule and the temporary stay of proceedings shall be terminated.
3. The defendantiborrower and counsel for the parties must attend the Conciliation
Conference in person and an authorized representative of the plaintiff/lender must
either attend the Conciliation Conference in person or be available by telephone
during the course of the Conciliation Conference. The representative of the
plaintiff/lender must discuss resolution proposals with the authorized representative
in advance of the Conciliation Conference. If the duly authorized representative of f
plaintiff/lender is not available by telephone during the Conciliation Conference, the
court will schedule another Conciliation Conference and require the personal
attendance of the authorized representative of the plaintiff/lender at the rescheduled
Conciliation Conference.
4. At the Conciliation Conference, the parties and their counsel shall be prepared to
discuss and explore all available resolution options which shall include: bringing
mortgage current through a reinstatement; paying off the mortgage; proposing a
forbearance agreement or repayment plan to bring the account current over time;
agreeing to tender a monetary payment and to vacate in the near future in exchar
for not contesting the matter; offering the lender a deed in lieu of foreclosure;
entering into a loan modification or reverse mortgage; paying the mortgage default
over sixty months; and the institution of bankruptcy proceedings. j
I
5. All proceedings in this matter are stayed pending the completion of the scheduled
conciliation conference.
BY THE COURT,
DISTRIBUTION:
Amy Hirakis, Esquire
MidPenn Legal Services
401 E. Louther Street, Ste 103
Carlisle, PA 17013
For the Defendant
Marc S. Weisberg, Esquire
123 South Broad Street, Ste 2080
Philadelphia, PA 19109
For the Plaintiff
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M&T BALK a/k/a
MANUFACTURERS AND
TRADERS! TRUST COMPANY,
Plaintiff
vs.
MARILYNN ZAYDON a/k/a
MARILYNIN F. ZAYDON,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 12-2881 CIVIL
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IN RE: CONCILIATION CONFERENCE
Present at a mortgage conciliation conference held on August 30, 2012, were Nathan C.
Wolf, Esquire, attorney for the plaintiff, and Nicholas Matash, Esquire, attorney for the
defendant.
It was agreed that a HAMP packet would be submitted to the plaintiff through the offices
of McCabe, Weisberg and Conway, P.C., within ten (10) days. It was further agreed that a
continued conciliation conference is set in this matter for October 12, 2012, at 3:00 p.m.
September 4, 2012
v' Nathan C Wolf, Esquire
For the Plaintiff
z/ Nicholas Matash, Esquire
For the Defendant
:rlm,:?5
Kev' A. Hess, P.J.
M&T BANK aWa
MANUFACTURERS AND
TRADERS TRUST COMPANY,
Plaintiff
vs.
MARILYNN ZAYDON a/k/a
MARILYNN F. ZAYDON,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 12-2881 CIVIL
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IN RE: CONCILIATION CONFERENCE
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Present at a mortgage conciliation conference held on October 12, 2012, were Nathan C.
Wolf, Esquire, attorney for the plaintiff, and Jaime Haley, Esquire, attorney for the defendant.
Documents submitted following our prior conciliation conference have been lost. It was
agreed that documents would be resubmitted within ten (10) days. It is further understood that if
there are any deficiencies in the documents presented, that the plaintiff will notify both the
borrowers and their counsel. It is understood that counsel for the borrowers will submit the
"workout" packet to counsel for the plaintiff. Continued conciliation conference will be set by
order of even date herewith.
ORDER
AND NOW, this I Z ` day of October, 2012, continued conciliation conference is
set in this matter for Friday, December 14, 2012, at 10:00 a.m. in Chambers of the undersigned.
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BY THE COURT,
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11 ? ? Nathan C. Wolf, Esquire
For the Plaintiff
? Jaime Haley, Esquire
For the Defendant
M&T BANK a/k/a
MANUFACTURERS AND
TRADERS TRUST COMPANY,
Plaintiff
VS.
MARILYNN ZAYDON a/k/a
MARILYNN F. ZAYDON,
Defendant
NO. 12-2881 CIVIL
IN RE: CONCILIATION CONFERENCE
Present at a mortgage conciliation conference held on February 20, 2013, were Nathan C.
Wolf, Esquire, local counsel for the plaintiff, and Jaime Haley, Esquire, attorney for the
defendant.
It appears that Ms. Zaydon has been approved for a loan modification. Counsel have
requested a brief continued conciliation conference to assure that Ms. Zaydon is on course in
making her payments.
ORDER
AND NOW, this -Z° r day of February, 2013, continued conciliation conference
is set for Wednesday, April 17, 2013, at 3:45 p.m. in Chambers of the undersigned.
BY THE COURT,
Kevin AAHess, P. J.
vl" Nathan C. Wolf, Esquire
For the Plaintiff
V Jaime Haley, Esquire
For the Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
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McCABE,WEISBERG AND CONWAY, P.C.
BY: TERRENCE J.McCABE,ESQUIRE-ID# 16496
MARC S. WEISBERG,ESQUIRE-ID#17616 Attorneys for Plaintiff
EDWARD D.CONWAY,ESQUIRE -ID#34687
MARGARET GAIRO,ESQUIRE-ID# 3441.9
ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 C C3
HEIDI R.SPIVAK,ESQUIRE-ID#74770 `b r --
MARISA J.COHEN,ESQUIRE-ID#87830 �� :3-1 Z
KEVIN T.MCQUAIL,ESQUIRE-ID#307169 zo
CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 -co�� +C
BRIAN T. LAMANNA,ESQUIRE-ID#310321 r``z W C+
ANN E.SWARTZ,ESQUIRE-ID#201926
JOSEPH F.RIGA,ESQUIRE-ID#57716
JOSEPH I.FOLEY,ESQUIRE-ID#314675 fir'
x
123 South Broad Street,Suite 1400
Philadelphia,Pennsylvania 19109
(215)790-1010 +�
M&T Bank a/k/a Manufacturers and Traders Trust CUMBERLAND COUNTY
Company
Plaintiff COURT OF COMMON PLEAS
No. 12-2881 CIVIL
v.
Marilynn Zaydon a/k/a Marilynn F.Zaydon
Defendant
PRAECIPE TO DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly mark the above-captioned matter as Discontinued and Ended,without prejudice, upon
payment of your costs only.
DATE: Zq 1.3 McCABE,WEISB AND CONWAY,P.C.
BY:
[ ]Terrence J.McCab , uire [ ]Marc S. Weisberg, Esquire
[ ]Edward D. Conway,Esquire [ ]Margaret Gairo,Esquire
[ ]Andrew L.Markowitz,Esquire [ Heidi R. Spivak,Esquire
[ ]Marisa J.Cohen,Esquire [ ]Kevin T. McQuail,Esquire
[ J Christine L. Graham,Esquire [ ]Brian T.LaManna,Esquire
[ ]Ann E. Swartz,Esquire [ ] Joseph F.Riga,Esquire
[ )Joseph I.Foley,Esquire
Attorneys for Plaintiff
r
s
McCABE, WEISBERG AND CONWAY,P.C.
BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff
MARC S.WEISBERG,ESQUIRE-ID#17616
EDWARD D.CONWAY,ESQUIRE -ID#34687
MARGARET GAIRO,ESQUIRE-ID# 34419
ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009
HEIDI R.SPIVAK,ESQUIRE-ID#74770
MARISA J.COHEN,ESQUIRE-ID#87830
KEVIN T.MCQUAIL,ESQUIRE-ID#307169
CHRISTINE L.GRAHAM,ESQUIRE-ID#309480
BRIAN T.LAMANNA,ESQUIRE-ID#310321
ANN E.SWARTZ,ESQUIRE-ID#201926
JOSEPH F.RIGA,ESQUIRE-ID#5771.6
JOSEPH I.FOLEY,ESQUIRE-ID#314675
123 South Broad Street,Suite 1400
Philadelphia,Pennsylvania 1.9109
(215)790-1.010
M&T Bank a/k/a Manufacturers and Traders Trust CUMBERLAND COUNTY
Company COURT OF COMMON PLEAS
Plaintiff
No. 12-2881 CIVIL
V.
Marilynn Zaydon a/k/a Marilynn F.Zaydon
Defendant
CERTIFICATE OF SERVICE
The undersigned Attorney for Plaintiff,hereby certifies that a true and correct copy of the within Praecipe to
Discontinue and End was served on the below person by regular first class mail,postage prepaid,on the d ay of April,
2013.
Jaime Hailey,Esquire
MidPenn Legal Services
401 East Louther Street
Suite 103
Carlise,PA 17013
DATE: °� McCABE,WETSBER ND CONWAY,P.C.
BY:
[ ] Terrence J.McCabe, sq 're [ ]Marc S. Weisberg,Esquire
[ ]Edward D.Conway, quire [ J Margaret Gairo,Esquire
[ ]Andrew L.Markowitz,Esquire [✓J Heidi R. Spivak,Esquire
[ ]Marisa J. Cohen,Esquire [ ]Kevin T.McQuail,Esquire
[ ]Christine L.Graham,Esquire [ ]Brian T.LaManna,Esquire
[ ]Ann E. Swartz,Esquire [ ] Joseph F.Riga,Esquire
[ ] Joseph 1. Foley,Esquire
Attorneys for Plaintiff