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HomeMy WebLinkAbout12-2881i _ f ifll:, L! "U f ? 'EF# ;:-oyI_?i,; A. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID #74770 MARISA J. COHEN, ESQUIRE - ID # 87830 KEVIN T. MCQUAIL, ESQUIRE - ID # 307169 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 M&T Bank a/k/a Manufacturers and Traders Trust Company 1100 Wehrle Drive Williamsville, New York 14221 V. Marilynn Zaydon a/k/a Marilynn F. Zaydon 612 Somerset Drive Mechanicsburg, Pennsylvania 17055 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 7 - ?g 1 u I COMPLAINT IN MORTGAGE FORECLOSURE 7,s d 0,t VA alt - Ck fZ# 0)-7 4 8 1 2 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la torte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la torte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la cone puede decidir a favor del demandante y requiere que usted cumpla con todas ]as provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDI PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 (800) 990-9108 COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff is M&T Bank aik/a Manufacturers and Traders Trust Comlaan? _ dnl?' organized and doing business at the above-captioned address. The Defendant is Marilynn Zaydon a/k/a Marilynn F. Zaydon, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 612 Somerset Drive, Mechanicsburg, Pennsylvania 17055. On May 12, 2004, mortgagor made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1866, Page 3172, such Mortgage being incorporated herein by reference by virtue of Rule 1019(g) Pa. R. C. P. 4. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 612 Somerset Drive, Mechanicsburg, Pennsylvania 17055. The mortgage is in default because monthly payments of principal and interest upon said mortgage due August 17, 2011 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. The following amounts are due on the mortgage: Principal Balance $ 66,802.49 Interest through April 16, 2012 $ 2,029.54 (Plus $11.39 per diem thereafter) Late Charges $ 25.00 Attorney's Fee $ 1,450.00 GRAND TOTAL $ 70,307.03 Notice of Intention to Foreclose under Act 6 of 1974 (41 P.S. §403) was sent to Defendant by certified mail, return receipt requested as required by that Act. Notice under the Homeowner's Emergency Mortgage Assistance Act (Act 91) was not provided as the provisions of such Act were not applicable at that time and no notice under such Act was required. WHEREFORE, Plaintiff demands in rem Judgment against the Defendant in the sum of $70,307.03, together with interest at the rate of $11.39 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG A D CONWAY,P.C. BY:- [ ] T NCE J. McCABE, ESQUIRE [ ARC S. WEISBERG, ESQUIRE [ ] EDWARD D. CONWAY, ESQUIRE [ ] MARGARET GAIRO, ESQUIRE [ ] ANDREW L. MARKOWITZ, ESQUIRE [ ] HEIDI R. SPIVAK, ESQUIRE [ ] MARISA J. COHEN, ESQUIRE [ ] KEVIN T. MCQUAIL, ESQUIRE [ ] CHRISTINE L. GRAHAM, ESQUIRE [ ] BRIAN T. LAMANNA, ESQUIRE Attorneys for Plaintiff VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, and are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY,P.C. (-1 1 , ? ?A,.' ? BY. V1 [ ] T ENCE J. McCABE, ESQUIRE [#, J, IARC S. WEISBERG, ESQUIRE [ ] EDWARD D. CONWAY, ESQUIRE [ ] MARGARET GAIRO, ESQUIRE [ J ANDREW L. MARKOWITZ, ESQUIRE [ ] HEIDI R. SPIVAK, ESQUIRE [ ] MARISA J. COHEN, ESQUIRE [ ] KEVIN T. MCQUAIL, ESQUIRE [ ] CHRISTINE L. GRAHAM, ESQUIRE [ ] BRIAN T. LAMANNA, ESQUIRE Attorneys for Plaintiff M&T Bank aWa Manufacturers and Traders Trust Company v. Marilynn Zaydon a/k/a Marilynn F. Zaydon 'Schedule A' NAMES): MARILYNN ZAYDON LONG LEGAL: ALL THAT CERTAIN PARCEL OR TRACT OF LAND SITUATE IN THE MECHANICSBURG BOROUGH, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA AND BEING THE SAME REAL PROPERTY CONVEYED TO MARILYNN ZAYDON BY DEED RECORDED 1/411985 AS BOOK 31B PAGE 374 AMONG THE OFFICIAL RECORDS OF CUMBERLAND COUNTY, COMMONWEALTH OF PENNSYLVANIA. SAID DEED REFERENCE MADE HEREIN FOR A MORE FULL DESCRIPTION. TAX MAP#: 17-24-0789-332 tit `??1 ilS 0310212012 V.2'2:26 AM CUMBERLAND COUNTY Inst.#L004197a6 - Pigs 8 of 8 IV Cr 31tak Plaintiff(s) vs. 'Wa>n r l y, n Z'1000 Defendant(s) F'F?L I F :'x'1'0,; FORM 1' _i 10 ( (} IN THE COURT OF COMMON PLEAS'QJErRLD CU;NI` CUMBERLAND COUNTY, PENNSYLVAN[AENINS,YLVANIA' v 0 ( Civil NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717)243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative, at no charge to you. Once you have been appointed a legal representative, you must promptly meet with the legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. IF you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. it is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submi ted: 5?4(I a- Date Sig ture of Counsel for Plaintiff SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 9?ttiD of clutl OFFICE Of ERIFF 0TH0N CTA TA E PR 2012 MAY 22 AM 9: 09 CUMBERLAND COUNTY PENNSYLVANIA M 8r, T Bank VS. Case Number Marilynn F. Zaydon 2012-2881 SHERIFF'S RETURN OF SERVICE 05/11/2012 05:07 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 11, 2012 at 1707 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Marilynn F. Zaydon, by making known unto herself personally, at 612 Somerset Drive, Mechanicsburg, Cumberlan4 County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and coned copy of the same. SHERIFF COST: $38.00 May 17, 2012 RYAN BURGETT, D SO ANSWERS, RON R ANDERSON, SHERIFF (c) CountySuite Sheriff, Teleosoft, Inc, M&T Bank a/k/a Manufacturers and Traders Trust Company Plaintiff V. Marilynn Zaydon, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Docket No. 2012-2881 : CIVIL ACTION- MORTGAGE FORECLOSURE PRAECIPE FOR ENTRY OF APPEARANCE ? C__ ' -na rijw s c _,i w TO THE PROTHONOTARY: v? Z vc Z Please enter the appearance of MidPenn Legal Services on behalf of the Defen iant, Marilynn Zaydon, in the above matter, representing the Defendant in the Cumberland County Residential Mortgage Foreclosure Diversion Program. Respectfully Submitted, DATE: July 3, 2012 MIDPENN LEGAL SERVICES Amy Hi s, Esquire Attorn y or Defendant Supre e Ct. ID # 310094 401 E. Louther Street, Ste 103 Carlisle, PA 17013 (717)243-9400 M&T Bank a/k/a Manufacturers and Traders Trust Company IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. Marilynn Zaydon, Defendant : Docket No. 2012-2881 : CIVIL ACTION- MORTGAGE CASE MANAGEMENT ORDER AND NOW, this 11 tkday of A , 2012, the defendant/borrower in the above- j/ f captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant/borrower has complied with the Administrative Rule requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that: The parties and their counsel are directed to participate in a court-supervised a ? 12 conciliation Conference on S0, v/aat 66 in CoCt'-4/at the Cumberland County Courthouse, Carlisle, Pennsylvania. 2. At least twenty-one (21) days prior to the date of the Conciliation Conference, the defendant/borrower must serve upon the Plaintiff/lender and its counsel a copy of t] "Cumberland County Residential Mortgage Foreclosure Diversion Program Financ Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties in writing or at the discretion of the Court, the Conciliatioi Conference ordered may be rescheduled to a later date and/or the date upon which service of the completed Form 2 is to be made and may be extended. Upon notice to the Court of the defendant/borrower's failure to serve the completed Form 2 with th( time frame set forth herein or such other date as agreed upon by the parties in writin or ordered by the Court, the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceedings shall be terminated. 3. The defendantiborrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff/lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff/lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of f plaintiff/lender is not available by telephone during the Conciliation Conference, the court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff/lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing mortgage current through a reinstatement; paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchar for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or reverse mortgage; paying the mortgage default over sixty months; and the institution of bankruptcy proceedings. j I 5. All proceedings in this matter are stayed pending the completion of the scheduled conciliation conference. BY THE COURT, DISTRIBUTION: Amy Hirakis, Esquire MidPenn Legal Services 401 E. Louther Street, Ste 103 Carlisle, PA 17013 For the Defendant Marc S. Weisberg, Esquire 123 South Broad Street, Ste 2080 Philadelphia, PA 19109 For the Plaintiff 446 Iota:Ied '7/ia-?/.2- 4 rrI =rn z -- c . r y - 1'V W c? m CD - To a)" , ? _o - P'yL M&T BALK a/k/a MANUFACTURERS AND TRADERS! TRUST COMPANY, Plaintiff vs. MARILYNN ZAYDON a/k/a MARILYNIN F. ZAYDON, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 12-2881 CIVIL cn ?? cn CD t 3> , C'D IN RE: CONCILIATION CONFERENCE Present at a mortgage conciliation conference held on August 30, 2012, were Nathan C. Wolf, Esquire, attorney for the plaintiff, and Nicholas Matash, Esquire, attorney for the defendant. It was agreed that a HAMP packet would be submitted to the plaintiff through the offices of McCabe, Weisberg and Conway, P.C., within ten (10) days. It was further agreed that a continued conciliation conference is set in this matter for October 12, 2012, at 3:00 p.m. September 4, 2012 v' Nathan C Wolf, Esquire For the Plaintiff z/ Nicholas Matash, Esquire For the Defendant :rlm,:?5 Kev' A. Hess, P.J. M&T BANK aWa MANUFACTURERS AND TRADERS TRUST COMPANY, Plaintiff vs. MARILYNN ZAYDON a/k/a MARILYNN F. ZAYDON, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 12-2881 CIVIL ?.a c? -a IN RE: CONCILIATION CONFERENCE to a:? Present at a mortgage conciliation conference held on October 12, 2012, were Nathan C. Wolf, Esquire, attorney for the plaintiff, and Jaime Haley, Esquire, attorney for the defendant. Documents submitted following our prior conciliation conference have been lost. It was agreed that documents would be resubmitted within ten (10) days. It is further understood that if there are any deficiencies in the documents presented, that the plaintiff will notify both the borrowers and their counsel. It is understood that counsel for the borrowers will submit the "workout" packet to counsel for the plaintiff. Continued conciliation conference will be set by order of even date herewith. ORDER AND NOW, this I Z ` day of October, 2012, continued conciliation conference is set in this matter for Friday, December 14, 2012, at 10:00 a.m. in Chambers of the undersigned. +?Iz 77 :T BY THE COURT, .A~' 11 ? ? Nathan C. Wolf, Esquire For the Plaintiff ? Jaime Haley, Esquire For the Defendant M&T BANK a/k/a MANUFACTURERS AND TRADERS TRUST COMPANY, Plaintiff VS. MARILYNN ZAYDON a/k/a MARILYNN F. ZAYDON, Defendant NO. 12-2881 CIVIL IN RE: CONCILIATION CONFERENCE Present at a mortgage conciliation conference held on February 20, 2013, were Nathan C. Wolf, Esquire, local counsel for the plaintiff, and Jaime Haley, Esquire, attorney for the defendant. It appears that Ms. Zaydon has been approved for a loan modification. Counsel have requested a brief continued conciliation conference to assure that Ms. Zaydon is on course in making her payments. ORDER AND NOW, this -Z° r day of February, 2013, continued conciliation conference is set for Wednesday, April 17, 2013, at 3:45 p.m. in Chambers of the undersigned. BY THE COURT, Kevin AAHess, P. J. vl" Nathan C. Wolf, Esquire For the Plaintiff V Jaime Haley, Esquire For the Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW Z T r... ?a ;v s? r r~ elz t s" r t ` McCABE,WEISBERG AND CONWAY, P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID# 16496 MARC S. WEISBERG,ESQUIRE-ID#17616 Attorneys for Plaintiff EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 3441.9 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 C C3 HEIDI R.SPIVAK,ESQUIRE-ID#74770 `b r -- MARISA J.COHEN,ESQUIRE-ID#87830 �� :3-1 Z KEVIN T.MCQUAIL,ESQUIRE-ID#307169 zo CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 -co�� +C BRIAN T. LAMANNA,ESQUIRE-ID#310321 r``z W C+ ANN E.SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH I.FOLEY,ESQUIRE-ID#314675 fir' x 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 19109 (215)790-1010 +� M&T Bank a/k/a Manufacturers and Traders Trust CUMBERLAND COUNTY Company Plaintiff COURT OF COMMON PLEAS No. 12-2881 CIVIL v. Marilynn Zaydon a/k/a Marilynn F.Zaydon Defendant PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter as Discontinued and Ended,without prejudice, upon payment of your costs only. DATE: Zq 1.3 McCABE,WEISB AND CONWAY,P.C. BY: [ ]Terrence J.McCab , uire [ ]Marc S. Weisberg, Esquire [ ]Edward D. Conway,Esquire [ ]Margaret Gairo,Esquire [ ]Andrew L.Markowitz,Esquire [ Heidi R. Spivak,Esquire [ ]Marisa J.Cohen,Esquire [ ]Kevin T. McQuail,Esquire [ J Christine L. Graham,Esquire [ ]Brian T.LaManna,Esquire [ ]Ann E. Swartz,Esquire [ ] Joseph F.Riga,Esquire [ )Joseph I.Foley,Esquire Attorneys for Plaintiff r s McCABE, WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T.MCQUAIL,ESQUIRE-ID#307169 CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 BRIAN T.LAMANNA,ESQUIRE-ID#310321 ANN E.SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#5771.6 JOSEPH I.FOLEY,ESQUIRE-ID#314675 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 1.9109 (215)790-1.010 M&T Bank a/k/a Manufacturers and Traders Trust CUMBERLAND COUNTY Company COURT OF COMMON PLEAS Plaintiff No. 12-2881 CIVIL V. Marilynn Zaydon a/k/a Marilynn F.Zaydon Defendant CERTIFICATE OF SERVICE The undersigned Attorney for Plaintiff,hereby certifies that a true and correct copy of the within Praecipe to Discontinue and End was served on the below person by regular first class mail,postage prepaid,on the d ay of April, 2013. Jaime Hailey,Esquire MidPenn Legal Services 401 East Louther Street Suite 103 Carlise,PA 17013 DATE: °� McCABE,WETSBER ND CONWAY,P.C. BY: [ ] Terrence J.McCabe, sq 're [ ]Marc S. Weisberg,Esquire [ ]Edward D.Conway, quire [ J Margaret Gairo,Esquire [ ]Andrew L.Markowitz,Esquire [✓J Heidi R. Spivak,Esquire [ ]Marisa J. Cohen,Esquire [ ]Kevin T.McQuail,Esquire [ ]Christine L.Graham,Esquire [ ]Brian T.LaManna,Esquire [ ]Ann E. Swartz,Esquire [ ] Joseph F.Riga,Esquire [ ] Joseph 1. Foley,Esquire Attorneys for Plaintiff