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HomeMy WebLinkAbout12-3111° t r ,1t? sf, ! -r r t r. j LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400 OUR FILE NO. 414874 Attorney for Plaintiff CUMBERLAND COUNTY CAPITAL ONE BANK (USA), N.A. 4851 COX ROAD GLEN ALLEN, VA 23060 VS. DANTHANH T HO 25 GLENDALE DR MECHANICSBURG PA 17055 COURT OF COMMON PLEAS CIVIL DIVISION TERM. No. ?a -311 ?tv?l CIVIL ACTION "NOTICE "You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be en- tered against you by the court without further notice for any mon- ey claimed in the complaint or for any other claim or relief request- ed by the plaintiff. You may lose money or property or other rights important to you. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD STREET CARLISLE PA, 17013 800-990-9108 "AVISO "Le han demandado a usted on Is coue. Si usted quiere defenderee de estas demandas expuestas en [as pdginas siguientes, usted tiene veinte (20) d[as, de plazo al patir de la fecha de Is demanda y to notificacibn. Haos falta asentar una comparencia escrita o en persona o con un abogado y entregar a Is oorte en forma escrita sus defenses o sus objeciones a las demandas en contra de su persona. Sea avisado quo si usted no se defiende, la coue tomard medidas y puede continuer la demands en contra suya sin previo aviso o notificacidn. Adem3s, la core puede decidir a favor del demandante y requiere quo usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pare usted. "LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAIL SERVICIO, VAYA EN PERSONA O LLAME POR TELtFONO A LA OFICINA CUYA DIRECCI6N SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONS EGUIR ASISTENCIA LEGAL. 0 VA%1 `S. C N lll? 2-°12 ?ct CIVIL ACTION 1. Plaintiff CAPITAL ONE BANK (USA), N.A. is a business entity securing or collecting debts, with offices located at: 4851 COX ROAD, GLEN ALLEN, VA 23060. 2. Defendant(s) DANTHANH T HO is/are individual(s) residing at: 25 GLENDALE DR, MECHANICSBURG, PA 17055. 3. Upon application by Defendant(s) a Credit/Revolving Charge Account was established for Defendant(s), which was assigned account number ************8652. 4. Defendant(s) subsequently utilized the aforesaid account to make various purchases and/or receieve cash advances, thereby incurring payment obligations to Plaintiff and/or Plaintiff's predecessor in interest. 5. Defendant(s) defaulted by failing to adhere to repayment terms and in accordance therewith, the entire remaining balance became due and immediately payable. 6. As a consequence of the foregoing there is presently due and owing to Plaintiff by Defendant(s) the following amounts (see Exhibit "A"): Unpaid Balance: Interest: TOTAL DUE: $12,417.28 $.00 12,417.28 7. Despite repeated demand by Plaintiff, Defendant(s) has/have failed and refused to pay the aforesaid sum. WHEREFORE, Plaintiff demands that judgment be entered against Defendant(s) in favor of Plaintiff in the amount of $12,417.28 together with interest and costs. /7 LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: a-lu ARTHUR LASHIN 23425 Attorney for Plaintiff 00000) MasterCard Platinum Account 5116.0525-3512.8652 ?J _iN0HW.%fe Your Account Information REWARDS TOTAL CREDIT LINE $12,800.00 TOTAL AVAILABLE CREDIT $9,360.35 CREDIT LINE FOR CASH $4,992.00 AVAILABLE CREDIT FOR CASH $4,992.00 Q 1* Q • Spread too thin Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One' balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. Ready to transfer? See reverse to learn how. Call 1-800-955-7070• J FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment $3,480.79 - $57.00 + $15.86 +C $0.00 = $3,439.65 ( $50.00 Nov. 07, 2008 - Dec. 06, 2008 Page 1 of 1 -? PLEASE PAY AT LEAST THIS AMOUNT Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $3,071.55 0.01581% F 5.77% $14.57 Cash $0.00 0.05425% 19.80% $0.00 SpecialTrans $392.22 0.01093% 3.99% $129 ANNUAL PERCENTAGE RATE applied this period: 5.40% O At Your Service - Go to www.cmdebm.com to manage your account a Cent 1-800-955-7070 to report a lost or stolen cad or speak to Customer Relations AMik Pay Online at www.ceodabre.corn a mail your payment to C*.l One Bank (USA), N A. • P.O. Box 71083 - charlotte, NC 28272-1083 A Send Inquiries to: Capital Ons- P.O. Box 30285 - Set Lake Cry, UT 84130 0285 ® Manage your Rewards online by visiting Qs -.1mah-ft or Celt 1-800.228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www caoitalone.comldisoutes Rewards Summarv Previous available balance: Earned this period. (reflects transactions posted during this bifng co) Available Balance 500258 Due Date Dec. 31, 2008 Payments, Credits & Adjustments 1 24NOV PAYMENT $5700- PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPFrALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 3439650057000050008 Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed `Dec. 31, 2008 $3,439.65 PLEASE PAY AT LEAST THIS AMOUNT #9034278294727162# DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 I I I I I I I I I I I' I' I I' I l I l l l l l' I I I I' 1 1 1 1 1 1 1 I' I I I"I I I I 111"I"' I l l l l l' Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. Pay online anytime-no more checks, stamps or clutter. Q Moving? Change your address online or on the back. ® Help save the planet-Go paperless. 0 Sign up at www.capitalone.com. Capital One Bank (USA), N.A. P.0• Box 71083 Charlotte, NC 26272-1083 IIIIIII'III"VIII'II'IIIIIII--IIIIII'?II'I'lll'll"IIIIIIII'll XHIBIT A Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. J Q ? Q • Spread too thin? Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One' balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. Ready to transfer? See reverse to learn how. Call 1-800-955-7070• J 500258 FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $11,049.80 H $264.13 1 + $133.13 $1,611.94=? $12,530.74 $258.00 Dec. 31, 2009 ---- -----, Nov. 07, 2009 - Dec. 06, 2009 Page 1 of 2 MasterCard Platinum Account 5178.0525.3512.8652 Hwsle A I Your Account Information C t! REWARDS' TOTAL CREDIT LINE $12,800.00 TOTAL AVAILABLE CREDIT $269.26 CREDIT LINE FOR CASH $4,992.00 AVAILABLE CREDIT FOR CASH $269.26 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $11,653.95 003808%D 1390% 3133.13 Cash $0 00 0 06822% D 2490% $0.00 ANNUAL PERCENTAGE RATE applied this period: 13.90% .. Q At Your Service -Go to wwwoedtehne.com to manage your account or Cal: 1-800.955.7070 to report a lost or stolen card or speak to Customer Relations 0 Pay Online at www.caonalona.mm or mail your payment to: Capital One Bank (USA), N.A. • P.O. Box 71083 • Charbite, NC 28272-1083 A Send Inquiries to: Capital One- P.O. Box 30285 • Sal Lake City, UT 84130-0285 ® Manage your Rewards online by visiting ?ret.,a mm/mlkr?award? or Calf 1-800-2283001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www caoitalone oom/disputes Rewards Summary PLEASE PAY AT LEAST THIS AMOUNT Previous available balance' 10,904 Earned this period 1,580 (reflacts transactions posted during this biting cycle) Available Balance 12,484 Payments, Credits &Adiustments_----- 1 23NOV PAYMENT 5232.00- 2 30 NOV WAL-MART #1408 TALLAHASSEE FL $3213- Transactions 3 09 NOV MIKE'S SEAFOOD/ORIENTA TALLAHASSEE FL $28.07 4 09 NOV SHELL OIL 575425299QPS TALLAHASSEE FL $2000 5 10 NOV MIKE'S SEAFOOD/ORIENTA TALLAHASSEE FL $24.13 6 13 NOV KANGAROO EXPRESS 14090 TALLAHASSEE FL $30.20 7 14 NOV WAL-MART #1408 TALLAHASSEE FL $53.04 8 15NOV THE HOME DEPOT #6374 TALLAHASSEE FL $22.54 9 15 NOV MARKET SQUARE LIQUORS TALAHASSEE FL $1579 10 16 NOV THE HOME DEPOT #6374 TALLAHASSEE FL $1797 11 17 NOV WAL-MART #1408 TALLAHASSEE FL $33.35 12 17NOV HARVEYS SUPERMARKET TALLAHASEE FL $30.82 13 17 NOV KMART 4489 TALLAHASSEE FL $4274 14 18 NOV WAL-MART #1408 TALLAHASSEE FL $75.87 15 22 NOV WAL-MART #1408 TALLAHASSEE FL $24.40 16 22 NOV THE HOME DEPOT #6374 TALLAHASSEE FL $17.97 17 24 NOV SAMS CLUB TALLAHASSEE FL $250.40 18 24 NOV SAMS CLUB TALLAHASSEE FL $70.97 19 24 NOV MIKE'S SEAFOOD/ORIENTA TALLAHASSEE FL $39.44 20 25 NOV MIKE'S SEAFOOD/ORIENTA TALLAHASSEE FL $8970 21 25 NOV SHELL OIL 2462722OMPS TALLAHASSEE FL $15.00 22 26 NOV MARKET SQUARE LIQUORS TALAHASSEE FL $1579 23 30 NOV WAL-MART #1408 TALLAHASSEE FL $5344 24 30 NOV SHELL OIL 575425299QPS TALLAHASSEE FL $1500 25 30 NOV MARKET SQUARE LIQUORS TALAHASSEE FL $102 10 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000232000258009 C"W V_ Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed Dec. 31_211 C $12,530.74 $258.00 J PLEASE PAYAT LEAST THIS AMOUNT #9034078294727166# DANTHANH T HO 1444 CAPITAL CIR NIA TALLAHASSEE, FL 32303-1111 Pr1NrlrrIIIIIIII-III II-III rIIIII-I-I-In,IIIIIIIIn1rllnllll ORGANIZATION MADE EASY. Forget the filing. Manage your account online and simplify your life. Sign up at www.capitalone.com Capital One Bank (USA), N.A P.O. Box 71083 Charlotte, NC 28272-1083 EXHIBIT A IIIIIIIrIIIr?ulllrlrllllllirrllnlrrllrlrlllrll^Illlllllrlnl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Pay less interest: 500455 Transfer your higher-rate balances See your personalized, money-saving balance transfer offers that may include: • No transaction fees • Rates lower than your purchase rate Page 1 of 3 1.800-955-7070 www.capitalone.com Aug. 07 - Sep. 06, 2010 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make onlythe minimum payment each period, you will Pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated I I T IC Platinum MasterCard NEW BALANCE $11,799.92 Credit Limit: 512,800.00 Available Credit: $1,000.08 MINIMUM PAYMENT DUE DATE AddkionalChargesAre Ma a Statement - anceota ost $258.00 Oct 03, 2010 Minimum Payment 9 Years $24,956 $403 3 Years -?- _' $14,498 PLEASE PAY AT LEAST THIS AMOUNT Your estimated savings if you pay off this balance in 3 years: $10,458 Cash Credit Umh: 54,992.00 if you would like information about credit counseling services, call 1-888-326-8055. Available Credit for Cash: 51,000.08 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance / - $11,919.89 $160.00 , + I S14 0A3 + 50.00 J = 511,799.92 (,TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 1 23 AUG PAYMENT (5260.00) FEES Total Fees This Period 50.00 Total Fees This Year 50.00 INTEREST CHARGED INTEREST CHARGEYURCHASES $140.03 Total Interest This Period $140,03 Total Interest This Year $1,288.41 REWARDS INFORMATION _.I PREVIOUS AVAILABLE REWARDS BALANCE 12,856 REWARDS EARNED THIS PERIOD 0 (reflects transactions posted during this billing cycle) AVAILABLE BALANCE AS OF 09/06,/2010 12,856 For up-to-date rewards tracking, visit www.capitalone.com (AciHassk rewards or simply call 1.800-228-3001 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Pu¢hases 13.90%D $11,862.10 5140.03 Cash 24.90%D 50.00 S0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW,CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000260000258004 CW W_ Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed 0003,20 10 $11,799.92 $258.00 PLEASE PAY AT LEAST THISAMOUNT DANTHANH T HO 1444 CAPITAL CIR NIJ TALLAHASSEE, I'L 32303-1111 I?I?IIr?IIr1111r11.nrn1111111111^rI1111?IIrrlllrll?llhlhlrrr GO GREEN. SAVE GREEN! $ •? Pay online and save money on stamps. f Sign up at www,capitalone.com 400008 Transfer balances today! Give us a call 1-800-833-6393 OR Go online AQ transferbalances.capitalone.com/offers Capital One Bank (USA), N. A. EXHIBIT A P.O. Box 71083 Charlotte, NC 28272-1083 1111111-111r.11111,11.1111111rr111111. rIIrI.111.11,rllllllll-1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. important notification 500525 V of a change in terms to your account Please refer to the Important Notification of a change in terms enclosed with this statement. It explains in detail how, consistent with new federal credit card rules, we've revised the following account terms and policies: • Late Payment Fees • Other Penalty Fees • Limitations on APR increases Please note that these same changes are being made to both older and newer accounts Capi taj in an effort to consistently implement laws that only recently became effective. j Platinum MasterCard NEW BALANCE $11,676.19 Credit Limit: 512,800.00 Available Credit: 81,123.81 Previous Balance 511,799.92 - Page 1 of 3 1-800.955.7070 www.capitalone.com Sep. 07 - Oct. 06, 2010 30 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges Are Made Statement Balance Total cost $251.00 Nov 03, 2010 Minimum Payment 29 Years_ $24,694 $399 3 Years $14,346 Your estimated savings if you pay off this balance in 3 years: $10,348 PLEASE PAY AT LEAST THIS AMOUNT Cash Credit Limit: 7S4,192 if you would like information about credit counseling services, call 1-888-3268055. Available Credit for CashLATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, -you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Payments and Credits Fees and Interest Charged I_ $258.00 + I - 5134.27 _I + Transactions New Balance $0.00 I = 511,676.19 (TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 1 24 SEP PAYMENT !$258.001 FEES Total Fees This Period 50.00 Total Fees This Year 50.00 INTEREST CHARGED INTEREST CHARGE: PURCHASES $134.27 Total Interest This Period $134.2 ..Total Interest This Year I I it II i 51,422.70 REWARDS INFORMATION PREVIOUS AVAILABLE REWARDS BALANCE 12,856 REWARDS EARNED THIS PERIOD 0 (reflects transactions posted during this billing cycle) AVAILABLE BALANCE AS OF 10/06/2010 12,856 For up-to-date rewards tracking, visit www.capitalone.com QlNoHassle rewards- or simply call 1-800-228.3001 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate 24 S134 Purchases 13.901/6 D .9% D S11,753 $0.00 S000 Cash 24 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE,COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000258000251005 Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed Nov 03, 2010 ( $11,676.199 ( $251.00- PLEASE PAY AT LEAST THIS AMOUNT DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 (II,ILIII'I'I'lll,I,..,,IIIIIIIIJIIIIII'11111111111111111,1,1,1 BE SAFE! Your trash could be an identity thief's . gold. Manage your account online and end the paper trail. i Sign up at www.capitalone.com 400009 Capital One Bank (USA), N.A. EXHIBIT A P.O. Box 71083 Charlotte, NC 28272-1083 III 1111.111^llhlrlr1lll111..11nlrrll,k,l11.11..Ill ldlll.1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 500439 CeiiFN?l www.capitalloon"```e"..coom 0 0 DREAM BIG Look what you can get with your Miles ... Travel • Cash • Gift Cards • Merchandise • Experience RewarclsSM • Charitable Donations How to redeem t:71 Platinum MasterCard NEW BALANCE $11,562.38 Credit Limit: $12,800.00 Available Credit: $1,237.62 Page 1 of 1 1.800.955-7070 www.capitalone.com Oct. 07 -Nov. 06, 2010 31 Days in Billing Cycle 11 MINIMUM PAYMENT WARNING: If you make only the minimum payment each period. You will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay tNf Estimated MINIMUM PAYMENT DUE DATE Additional Charges Are Made statement Balance Total Cost $252.00 Dec 03, 2010 Minimum Payment 29 Years $24,444 $395 3Years $14,206 Your estimated savings if you pay off this balance in 3 years: $10,238 PLEASE PAY AT LEAST THIS AMOUNT Cash Credit Limit: $4,992.00 If you would like information about credit counseling services, call 1-888-326-8055. Available Creditfor Cash: 51,237.62 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 511,676.19 1 - 5251.00 I -F $137.19 } 50.00 = 511,562.38 TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 1 23 OCT PAYMENT 1$251.00) FEES Total Fees This Period $0.00 Total Fees This Year 50.00 INTEREST CHARGED INTEREST CHARGE:PURCHASES $137.19 Total Interest This Period $137.19 Total Interest This Year $1,559.89 REWARDS INFORMATION ) PREVIOUS AVAILABLE REWARDS BALANCE 12,856 REWARDS EARNED THIS PERIOD 0 reflects transactions posted during this billing cycle) AVAILABLE BALANCE AS OF 11106/2010 12,856 For up-to-date rewards tracking, visit www.capitalone.com QINOHanle rewards or simply call 1.800.228.3001 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.90%D $11,621.37 5131.19 Cash 24.9011. D $0.00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000251000252001 Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed ( Dec 03, 2010 ( $11,562.38 ( $252.00 l PLEASE PAY AT LEAST THISAMOUNT DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 .I III Il,l,II.111111111IN111111,IINIIII'I11111lip I111111.111111 GO PAPERLESSI The trees will thank you. Sign up at www.capitalc)ne.com 400010 Capital One Bank (USA), N•A. Pita Box 71083 EXHIBIT A Charlotte. NC 28272-1083 nlllllrlll^nlllrlrlllllllrrllnlrrllrl?lll?llrrllllllllrlnl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. TAKE CONTROL of your Auto Loan! Get Up to $40, 000, Fixed Rates as low as 3.01 % Ali ?inance -See revenue for important diacbsures regarding this offer. Page 1 of 1 1.800.955.7070 www.capitalone.COM Nov. 07 - Dec. 06, 2010 30 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Platinum MasterCard XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated NEW BALANCE MINIMUM PAYMENT DUE DATE Additional Charges Are Made Statement Balance Total cost $11,441.37 $245.00 tan 03, 2011 Minimum Payment 29 Years S24,189 $390 3 Years 514,057 Your estimated savings if you pay off this balance in 3 years: $10,132 PLEASE PAY AT IFAsr THIS AMOUNT Credit Limit: 512,800.00 Cash Credit Limit: $4,992.00 if you would like information about credit counseling services, call 1-888-326-8055. Available Credit. $1,358.63 Available Credit for Cash: 51,358.63 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, you may have to pay a late fee of uP to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance S11,562,38 - $252.00 + I 5130.99 + $0.00 = 511,441.37 TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 1 18 NOV PAYMENT ($252.00) FEES Total fees This Period 50,00 Total Fees This Year 50,00 INTEREST CHARGED INTEREST CHARGE:PURCHASES $130.99 Total Interest This Period $130.99 Total Interest This Year $1,690.88 IN vvMr i IrYrVnivimilviY 'REVIOUSAVAILABLE REWARDS BALANCE REWARDS EARNED THIS PERIOD reflects transactions posted during this billing cycle) IVAILABLE BALANCE AS OF 12/0612010 or up-to-date rewards tracidng, visit vww.capitalone.com (A110Hmle rewards sr simply call 1.800-228.3001 ?'. Purchases 13.90%D $11,466.29 5130.99 Cash 24.90%D $0,00 50,00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000252000245000 Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed Jan 03, 2011 $11,441.37 1 ? $245.00 PLEASE PAY AT LEAST THIS AMOUNT ORGANIZATION MADE EASY. Forget the filing. Manage your account online and simplify your life. Sign up at www.capitalone.com Coo 400011 DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 if III11111111rhun111-11^1111rlrlllrlrlIII -IF11lrlrlr111111, Capital One Bank (USA), N.A P.O Box 71083 Charlotte, NC 28272-1063 nlllllrlllrr11hlrlrllllnlrrll11h^Ilrlrlllrll??lilllld?l111 EXHIBIT A Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account Annual Percentage Balance Subject to j Type of Balance Rate (APR) Interest Rate interest Charge TAKE CONTROL of your Auto Loan! Get Up to $40, 000, Fixed Rates as low as 2.99% APR* eie?F?inance 'See reverse for important disclosures regarding this offer. Platinum MasterCard NEW BALANCE $11,330.24 Credit limit: 512,800.00 Available Credit: 51,469.76 Page 1 of 1 1.800-955-7070 www.capitalone.com Dec. 07 - Jan. 06, 2011 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges Are Made Statement Balance Total Cost $247.00 Feb 03, 2011 Minimum payment__ _ 29 Years $23,944 $387 3 Years $13,921 PLEASE PAY AT LEAST THIS AMOUNT Your estimated savings if you pay off this balance in 3 years: $10,023 Cash Credit Lim¢: $4,992.00 If you would like information about credit counseling services, call 1-888-326-8055. Available Credit for Cash: 51,469.76 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, ______..__-._._._ you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 511,441.377 - ??$245.00 + 15133.87 } ?E0.00? _ 511,330.24 Renewal Notice - See both sides of the first page of this statement for important information about rates and interest charge calculation ------------------J ,TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 1 17 DEC PAYMENT ($245.00) FEES Total Fees This Period 50.00 Total Fees This Year 50.00 INTEREST CHARGED INTEREST CHARGETURCHASES $133.87 Total Interest This Period $133.87 Total Interest This Year $133.87 Grow your savings faster online with our InterestPlus Online Savings account. Earn high interest plus a quarterly bonus - and get the security of FDIC insurance and no fees. Learn more today at www.capitalonedirect.com/interestplus. REWARDS INFORMATION PREVIOUS AVAILABLE REWARDS BALANCE 12,856 REWARDS EARNED THIS PERIOD 0 (reflects transactions posted during this billing cycle) AVAILABLE BALANCE AS OF 01/06/2011 12,856 For up-to-date rewards tracking, visit www.capitalone.com CINOHass/e rewards- orsImply call 1.800-228.3001 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.901/6 D .90% D $1 $000 38 $5000 7 Cash 24 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000245000247008 y""` Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed j Feb 03, 2011 - $11,330.24 -- - l $247.00 PLEASE PAY AT LEAST THIS AMOUNT DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 rrlll,rl,Illrllr4lllrlrl?rllllrlrll,lhllllhrlnl^Ihlllrrlr PAPERLESS STATEMENTS Stop waiting for the mailman. View up to 13 months of statements anytime-online. Sign up at www.capitalone.com 400007 _-J Capital One Bank (USA), N.A. EXHIBIT A P-O Box 71083 Charlotte, NC 28272-1083 nlllll?lllrrnhlrlrllllnirrlhlh^Ilrl?lllrll^Illllhl?lNl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Get Paid. Twice. Page 1 of 1 1.800.955-7070 r "--__...__..._......_...._..._ _ www.capitalone.com j Jan. 07 -Feb. 06, 2011 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay off Estimated I a Great savings rate m25 AFY* e 10% bonus on interest earned e No fees rr Learn more and open online at capitalone.com/sati BONUS' Use Offer Code DCDVT87DF r *Turn over for more information. Platinum MasterCard NEW BALANCE $11,216.91 Credit Limit: 512,800.00 Available Credit: $1,583.09 _-__..._..___._-. MINIMUM PAYMENT DUE DATE Additional Charges Am Made Statement Balance iota Cost $245.00 Mar 03, 2011 Minimum Payment _ 29 Years $23,698 $383 3 Years 513,782 PLEASE PAY AT LEAST THIS AMOUM Your estimated savings if you pay off this balance in 3 years: $9,916 Cash Credit Limit: 54,992.00 If you would like information about credit counseling services, call 1 888-3268055. Available Credit for Cash: 51,583.09 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance $11,330.24 - $247.00 } I 5133.67 } $0.00 = %11,216.91 TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 1 29 JAN PAYMENT ($247.00) FEES Total Fees This Period 50.00 Total Fees This Year 50.00 INTEREST CHARGED INTEREST CHARGEPURCHASES $133.67 Total Interest This Period $133.67 Total Interest This Year $267.54 Grow your savings faster online with our InterestPlus Online Savings account. Earn high interest plus a quarterly bonus - and get the security of FDIC insurance and no fees. Learn more today at www.capitalonedifect.com/interestplus. (REWARDS INFORMATION ''. PREVIOUS AVAILABLE REWARDS BALANCE 12,856 REWARDS EARNED THIS PERIOD 0 (reflects transactions posted during this billing cycle) AVAILABLE BALANCE AS OF 02/06/2011 i 12,856 For up-to-date rewards tracking, visit www.capitalone.com Q1N0HWSk rewards- or simply call 1.800.228.3001 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.90%D $11,323.40 5133.67 Cash 24.90% D $0.00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000247000245008 Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed _ Mar 03, 2011 $11,216.91 $245.00 J PLEASE PAY AT LEAST THIS AMOUNT DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 I'Illllllllll'Il'Illl'III"k'I'Illlllll'Ill'Illlllll""'111'1111 GREEN FACT! 1 tree can be saved for every 13 people that go paperless. Sign up at www.capitalone.com 400005 500592 Capital One Bank (USA), N. A. EXHIBIT A P.O. Box 71083 Charlotte, NC 28272-1083 IIIIIII,klirrIIIII-II,IIIIIIIrr111111"II'1'III-II--IIIIIIII-IIII Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. If you cannot make your minimum payment, but can pay at least $258.00, call us at 1.800.955.6600. Your account will not fall further behind, even though it will remain past due. DANTHANH T HO 500304 It could happen to anyone. Make sure you pay the amount due on your statement as soon as possible. Keeping your credit in good standing can do a lot more than you think. GOOD CREDIT = GOOD CREDIT REFERENCES BETTER INTEREST RATES (good credit could mean lower interest rates) IMPROVED CHANCES TO GET APPROVED FOR LOANS (when you want to buy a home or new car) © 2009 Capital One. Capital One is a federally registered service mark. All rights reserved. Page 1 of 2 1.800-955-7070 www.capitalone.COM Platinum MasterCard NEW BALANCE $11,362.16 Credit Limit: 511,600.00 Available Credit: $237,84 Feb. 07 - Mar. 06, 2011 28 Days in Billing Cycle I ¦- MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to payoff your balance. For example: XXXX-XXXX-XXXX-8651 Payment Amount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges Am Made Statement Balance Total Cost $50100 Apr 03, 2011 Minimum Payment 29 Years $23,742 If you would like information about credit counseling services, call 1-888-326-8055. rr[>sE >ro nT. rrsr r.g?,traocr;r LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit Limit: S4, 992,00 you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Available Credit for Cash: S237.84 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 511,216.91 - 50.00 } Imo- $145.25 } 50.00 _ , - 517,362.16 - --- - ------------ -----? I-_ ..? ?. i k; 1, 1-111 '111 r,1r0 pa 0.151, bu: c 111 pay at I -- x311a ; c,a i null 1'1-.111111111" 3 ll L c;cr tl t +o II u Al " le 1, 3 Or'p 1 - -? ,irn m rt b; d"e dr-.. Inez r l 1, .n.. )i n 1 u'nt. e r dt I 1 II I'll -` as ITIr it rn keen, r "o, : of it -y".11, "Important Notice- Your account was past due. Under the terms we previously disclosed to you, if your account is past due again in the next 12 hiring cycles, your Annual Percentage Rates (APRs) may increase, I TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES 1 03 MAR PAST DUE FEE 525.00 Total Fees This Period 525.00 Total Fees This Year 525.00 Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. X11 Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.90%D $11,278.34 5120.25 Cash 114.90%D $0.00 5000 Transactions continue on page 2 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000247000503005 GW Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed Apr 03, 2011 $11,362.16 $03.00 PLEASE PAY AT I.[At T THIS Af:IOUN I DANTHANH T HO 1444 CAPITAL CIR NW TALLAHASSEE, FL 32303-1111 11-II-III111-1-11111-1-IIIII-1-II,II11111-I-111-III-1111-111--III Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information A;a Manage your account in privacy 400006 Capital One Bank (USA), N.A. EXHIBIT A P.O. Box 71083 Charlotte, NC 28272-1083 I I I I III - I I I--11111-h-I I I II I I --111111--II-I-I I I,I I -- IIIIIhI - hll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. what's in your wallet? If you cannot make your minimum payment, but can pay at least $285.00, call us at 1,800.955.6600. Your account will not fall further behind, even though it will remain past due. DANTHANH T HO 500305 LET'S TALK - WE'RE HERE TO HELP. Sometimes unexpected expenses keep you from making your credit card payments. We understand. At Capital One we're here to help you keep your credit on track. Give us a call. Here are 3 easy ways to make a payment: • Give one of our associates a call at 1.800.955.6600. • Mail us the amount due on your statement. • If you have Internet access, you can make a payment securely online by logging on to www.capitalone.com. 2009 Capital One. Capital One it a federally registered service mark. All rights reserved. Platinum MasterCard NEW BALANCE $11,532.10 Credit Limit S11,600.00 Available Credit: $67.90 Page 1 of 2 1-800.955.7070 www.capitalone.com --- Mar. 07 - Ape 06, 2011 31 Days in Billing Cycle --.1. MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balan(e. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges A. Made Statement Balance Total Cost Minimum Payment 28 Years - r $23,792 $788.00 May 03, 2011 If you would like information about credit counseling services, call 1 888-326-8055. as cn, AI rr.Al, r -s -111 r LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit Limit: 54,992.00 you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Available Credit for Cash: 567.90 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance - --- 50.00 -.J + /- 5169.94 } ?- $0.00 1 = 511,532.10 --- 511,362.16 '!s;u -i „in (Sa}m 'tt but<ar wya eEst5 iallusar - a,ill ?ct'all further b 11, eur tf 4h I'x 11 re ,.=n )aYiirr{b)trol73yrne;t r II rhadi?.„] L?n ine hem.;:. Lis ir,c Ir if Ur ' ro It u n Help is Available. __.............. _____ Just pick up the phone. TRANSACTIONS _JI PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES 1 04 APR PAST DUE FEE $35.00 Total Fees This Period 535.00 Total Fees This Year 560.00 INTEREST CHARGED INTEREST CHARGE:PURCHASES $134.94 Total Interest This Period $134.94 Total Interest This Year 8522.73 Transactions continue on page 2 Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases j 13.90%D $11,430.71 5134.94 Cash 24,90%D 50.00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 06 0000000247000788001 W Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed May 03, 2011 $11,532.10 4,-788.00 ? ? -- . PLEASE PAY AT I_EA.ST T10 AE1ouNT DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055-6136 11111111111.1.11r1'Illll'Irl11lr•1I'll"III IIIII I-Irll•III IIII Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information AQ Manage your account in privacy 400006 Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 28272-1083 1111111rInrrIII llrl1ri111Ill. rlhlll^IIr1.11111r-III Il111.1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. EXHIBIT A in your wallet) If you cannot make your minimum payment, but can pay at least $298.00, call us at 1.800.955.6600. Your account will not fall further behind, even though it will remain past due. DANTHANH T HO 500306 MAKE A PAYMENT. AND TAKE CONTROL OF YOUR CREDIT WITH CAPITAL ONE? Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. 01009 Capital One. Capital One is a federally registered service mark. All rights reserved. rage T or L r-ow-a»-rr 1 www.capkalone.com Apr. 07 - May. 09, 2011 33 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, yon will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated 'MENT DUE DATE Additional Charges Are Made Statement Balance Total Cost Jun 06, 2011 Minimum Payment 29 Years $24,001 If you would like information about credit counseling services, call 1-888-326-8055. `1111+(""? LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date Cash Credit Limh: 54 992.00 you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the , Penalty APR of 79.40%. Previous Balance $11,532.10 ...., Payments and Credits _$G.00-----i Fees and Interest Charged 5180.90 ri uu r >rsm rt hu a, pn rT rlu r t 11r 1 11 Iqd r u I, C a t h r) I ri h t I a r. h i, r tl P m )e 1 l ;1[ nl him r J,I I, t i Irr irLl e rdT it ,u, ttp I,p f el r,dl el dbe a cd ^& it r 1d, Y Ir wr, (TRANSACTIONS-------- PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES 03 MAY PAST DUE FEE S35.OC Total Fees This Period S35.OC Total Fees This Year S95.OC INTEREST CHARGED INTEREST CHARGEPURCHASES $145.90 Total Interest This Period $145.90 Total Interest This Year $668.63 Transactions continue on page 2 Transactions SO.00 _ I, Help is Available. Just pick up the phone. I Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.90% D $11,610.10 5145.90 Cash 24.90% D $0,00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 09 0000000247001086008 CWillft Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed ?_..._...__.._....---- ------- ----.... J - ------ Jun 06, 2011 $11,713.00 $1,086.00 PLIAV PAY AT 11Al,l THIS A1v401JNT DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055-6138 11111.1 rll 111 rll rIP111111 Jill 1.111111.... 1111?411rnr1 Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information 4Q Manage your account in privacy 400006 Capital One Bank (USA), N.A. P-O Box 71083 Charlotte, NC 26272-1083 nIIIII?III??IIIII?Ir1111111rrllulrrll?l?lll?lh?llhlll1?1111 EXHIBIT A Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. --;a,w wh? in your wallet? If you cannot make your minimum payment, but can pay at least $292.00, call us at 1.800.955.6600. Your account will not fall further behind, even though it will remain past due. DANTHANH T HO 500307 TAKE CONTROL OF YOUR CAPITAL ONE@ ACCOUNT AND KEEP IT FROM BEING PERMANENTLY UNUSABLE. We're here to help. You can regain your charging privileges and bring your account back into good standing by paying the amount due on your statement. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. 0 2009 C.'apital One. Capital One is a federally registered service mark. AU rights reserved. Platinum MasterCard NEW BALANCE $11,887.12 Credit limit: 511,600.00 Available Credit: $0.00 Page 1 of 2 1-800-955.7070 www.capitalone.com May. 10 - Jun. 09, 2011 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges Are Made Statement Balance Total Cost $1,378.00 Jul 06, 2011 Minimum Payment 29 Years $24,035 If you would like information about credit counseling services, call 1-888326-8055. P V6 4" M I`kj T-.15 'N"', NT LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit Limit' 54,992.00 you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Available Credit for Cash: 50.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance so.o0 _ 511,887.12 $11,713_00_ - - $0.00 } 5174.12 } L I n un,v-. pa in ant, bur _a Ta r_ hrv n;, „g dT I T 11I'%il'. io 'ail fu2her d .N to ich t ,v 11 wTd r lil iu I --i raiRiens ,ci r I of- .an In Tr.; i•, _. i I l i t ua m?.i e L-rr a /ou Y to N-ei F=1p' I TRANSACTIONS - - PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES 1 06 JUN PAST DUE FEE S35.00 Total Fees This Period $35.00 Total Fees This Year 5130.00 lINTEREST CHARGED INTEREST CHARGE:PURCHASES $139,12 Total Interest This Period $139.12 Total Interest This Year $807.75 Transactions continue on page 2 Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Interest Charge Rate (APR) Interest Rate Purchases 13,90%D $11,784.69 $139.12 Cash 24.90% D $0.00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALON E.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 09 0000000247001378005 CqW V_ Account Number: 5178-0525-3512-8652 Due Date /-_ New Balance _ Minimum Payment Amount Enclosed Ju106 2011 $11,887.12 ti S1,378.00 PIFAYEPAYATto sT THIS AMOUNT DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055-6136 1.II-+-III•III IIII-IIIIIIII-IPlllnll•'Ill'Illll"III'IllIII- Capital One Bank (USA), N.A. P.O. Box 71083 EXHIBIT A Charlotte, NC 28272-1083 ulllll?lll^nhl?lrllllNl??llnlrrll?l?lll?ll^Illllld?lNl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Take advantage. Take control. 1 Manage your account online at www.capitalone.com Make payments Review account information Manage your account in privacy 400006 Capillft hat's in your wallet? If you cannot make your minimum payment, but can pay at least $292.00, call us at 1.800.955.6600. Your account will not fall further behind, even though it will remain past due. DANTHANH T HO Page 1 of 2 1-800.955.7070 1 www.capitalone.com Jun. 10 -Jul. 09, 2011 30 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges Am Made Statement Balance Total Cost $1,670,00 Aug 06, 2011 Minimum Payment 29 Years $24,071 if you would like information about credit counseling services, call 1 888-326-8055. Est rt..? n? L @t,5??-is.uanum LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit Limit: $4,992.00 you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the Penalty APR of 29.40%. Available Credit for Cash: 50,00 Platinum MasterCard NEW BALANCE $12,058.72 Credit Limit: 511,600.00 Available Credit: $0.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance --- - -- -__-_S11,887 12-_-_ _---50.00 -? + ( 5171.60 1 } $0.00 J = ?\ - S12,058.72 l 1 aI, rr mI n i r pa m. rt, but ca' riar ,Ira;; E _ nom, call u- at its i <adl-s-'allfudh?rr u 1 Sato nA.t.v.llte-an cncl I epaymarU II•.ouioitiii? ruffs 11 1 ; it t i 4 , 7e ( ha p cl of Fh 3 a Jot`! i tli ;p9e ii. I eon 1 -<1 r >>ni ii ,r : 1 „c ,or , t -o ve- inn TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES L. 1 06JUL PAST DUE FEE 535.00 Total Fees This Period 535.00 Total Fees This Year 5165.00 INTEREST CHARGED INTEREST CHARGE:PURCHASES $136.60 Total Interest This Period $136.60 Total Interest This Year $944.35 Transactions continue on page 2 500308 IT'S STILL NOT TOO LATE. Your account is unusable. Please pay the amount due on your statement by the due date. Remember we're here to help! Let's work together to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. 0 2009 Capital One. Capital One is a federally registered service mark. All rights reserved. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 09 0000000247001670000 Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 213,90% D 4.90h D $11,957 $000 65 S136,60 W Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed Aug 06, 2011 $12,058,72 $1,670.00 PLEASE. PAY At L' 'AY IHISAli DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055-6138 I' l 111111' I "' 1111111' I l l l'' 1 1 1 1 1 1 l' I l l s l' I l l l l l l l l l l" I I' I' I l l l' Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information AQ Manage your account in privacy 400006 Capital One Bank (USA), N.A. Pita Box 71883 EXHIBIT A Charlotte, NC 28272-1083 nlllll?lll^nhl•11?IIIIN1,rllnlr•11?1?111.11rrllllllll?lNl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. what's in your wallet? If you cannot make your minimum payment, but can pay at least $300.00, call us at 1.800.955.6600. Your account will not fall further behind, even though it will remain past due. DANTHANH T HO 500309 IT'S TIME TO TAKE CONTROL OF YOUR DEBT. WE'RE HERE TO HELP. Even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? Please contact us to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement oy the due date to eliminate the risk of being charged off. © 2009 Capital One. Capital One is a federally registered service mark. All rights reserved. Page 1 o f 2 1-800.955-7070 2011 31 Days in Billing Cycle Jul. 10-Aug. 09 _ WWW.CapRalOne.COm , MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Platinum MasterCard XXXX-XXXX-XXXX-8652 Payment Amount Each Period If No Approximate Time to Pay off Estimated NEW BALANCE MINIMUM PAYMENT DUE DATE Additional Charges Am Made Statement Balance Total Cast $12,236.94 $1,970.00 Sep 06, 2011 Minimum Payment 29 Years $24,109 i if you would like information about credit counseling services, call 1 888-326-8055. nr ron. r r -I' v.tu 'I LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Credit Limit: S 11 600 00 Cash Credit Limit $4,992.00 you may have to pay a late fee of up to $35.00 and your APRs may be increased up to the , . Penalty APR of 29.40%. I Available Credit: 50.00 Available Credit for Cash: 50.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 512,058.72 l - --- --------- $0.00 I + 5178.22 - - ---- 512,236.94 1 } L 80.00 J -- ,. - -u vir ?mi pa xnenL buC?an ?a+'a'.leas. :, _al s u. err Gill i;t =all f j Try r h - in I, aver tl irh 1 I,, ` i h ;iv,pan F%o, hrgeafl a_It Irl, .i r it C 1 rue hr rr t Faye' t e I Pu am t - tl r rwr- P, nrat a,ror n r a ;:qtr 1nr t x yi; i s -rna. .r iePa -mp TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES 1 06 AUG PAST DUE FEE Total Fees This Period Total Fees This Year INTEREST CHARGED INTEREST CHARGE:PURCHASES Total Interest This Period Total Interest This Year Transactions continue on page 2 $35.00 535.00 5200.00 $143.22 $143.22 $1,087.57 Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.90%D $12,132.39 S143.22 Cash 24.90% D $0,00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 09 0000000247001970007 CW III - Account Number: 5178-0525-3512-8652 Due Date New Balance Minimum Payment Amount Enclosed -Sep 06, 2011 ) (\ $12,236.94 ( 51,970.00 l ?? 1 PLEASE PAY AT LEAST / THISAr10UNI DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055-6138 Ill'Il'Illlllllllllllll""NI"IIII'Ill'Ill"I'Illllll'IIIrILIr Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information AQ Manage your account in privacy 400006 Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 28272-1083 EXHIBIT A Illllll?lllrruhlrlrlllllllrrllnh?rllrl?lll?llr?llhllll?lnl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. hat's in your wallet? 500343 Ca i7arw Your account works differently now that you're 7 payments late. Please see the next page for important account information. Page 1 of 2 1-800.258.9319 www.capitalone.com/solutions Aug. 10 - Sep. 09, 2011 31 Days in Billing Cycle IMPORTANT ACCOUNT UPDATES Platinum MasterCard 51780525-3512-8652 Your full balance is due. Any payment you make will reduce your balance and help pay off NEW BALANCE PAYMENT DUE DUE DATE your debt faster. The amount you owe may differ if you've entered into a separate payment agreement. $12,417.28 $12,417.28 PAST DUE Available Credit: $0.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 512,136.94 - $0.00 + S180.34 } SO.00? _ 512,417.28 ,TRANSACTIONS J PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES 1 06 SEP PAST DUE FEE 535.00 Total Fees This Period S35.00 Total Fees This Year 5235.00 INTEREST CHARGED INTEREST CHARGE: PURCHASES $145.34 Total Interest This Period $145.34 Total Interest This Year S1,232.91 Help is Available. Just pick up the phone, Call 1-800-258-9319 and a specially trained agent will be happy to help you check your balance and make payments INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 13.90%D $12,311.63 $145.34 Cash 0.00%D $0.00 50.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COWSOLUTIONS TO MAKE YOUR PAYMENT ONLINE. 1 5178052535128652 09 0000000247000000003 WC --"m Account Number: 5178-0525-3512-8652 Due Date New Balance Amount Enclosed Past Due $12,417.2 Manage your account online. AQ Visit www.capitalone.com/solutions to manage your account online. Have information at your fingertips 24/7 without picking up the phone. 400004 DANTHANH T HO 25 GLE NDALE DR MECHANICSBURG, PA 17055-6138 ••Ir.,llrrlllllrrPllrrlIIIII Ir[III ll'IllIII III III h1-111-1-1111, Capital One Bank (USA), N.A. Box 71083 Cha EXHIBIT A Charlotte, NC 28272-1083 lllllllrlllrrnhlrlrllllnlrrllnlrrllrlrlllrllr?llhllll?lnl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 01 ( Take control of your finances today! Call 1-800-258-9319 to get up-to-date information about your account and make payments. It's not too late. Call now to get started. CapHa1- Page 1 of 1 I Customer Service 1400-258.9319 Sep 10 Dec. 08, 2011 I www.capitalone.com/solutions --' MASTERCARD PLATINUM 5178-0525-3512-9652 IMPORTANT ACCOUNT UPDATES NEW BALANCE PAYMENT DUE DUE DATE your full balance is due. Any payment you make will reduce your balance and help payoff your debt faster. The amount you owe may $12,739.72 $12,739.72 Past Due differ if you've entered into a separate payment agreement. I Available Credit: SO.00 Previous Balance Payments and Credits Fees Interest Charged New Balance ?r $12,417.28 - 50.00 + $0.00 + 532244 _ S12739.72 --- C __ ---- -- ..- - ....... . TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR DANTHANH T HO #8652 FEES INTEREST CHARGED 1 12 SEP INTEREST CHARGE 2 12 OCT INTEREST CHARGE 3 12 NOV INTEREST CHARGE 4 08 DEC INTEREST CHARGE TOTALS YEAR TO DATE Total Fees This Period $0.00 $714 69 S10869 $112.31 594.20 Total Interest This Period $322.44 Total Fees This Year $235.00 Total Interest This Year 51,555.35 Help is Available. Just pick up the phone. Call 1-800-258-9319 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject Interest Charge Rate (APR) to Interest Rate Interest Bearing 10.650% $12,416.58 1 $322.44 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM/SOLUTIONS TO MAKE YOUR PAYMENT ONLINE 1 5178052535128652 08 0000000000000000000 RW W_ Account Number: 5178-0525-3512-8652 Due Date New Balance Amount Enclosed 1 ?_-.-- Past Due $12,739.72 DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055-6136 Manage your account online. Ill Visit www.capitalone.com/solutions to manage your account online. Have information at your fingertips 24/7 without picking up the phone. Capital One Bank (USA). N. A. EXHIBIT A P.O. BOX 71083 CHARLOTTE. NC 28272-1083 ,11111,1., 1, 1111.111111i11111.1.1'1'11111"'Ill. 1.1'.11.Ild1.111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 1 CYCLE # 09 CAPITAL ONE CYCLE FACSIMILE REPORT ACCT-ID: 02535128652 CARD# 5178052535128652 STMT-TYPE: ENGLISH PREV-BALANCE: $12,236.94 PYMTS&CREDITS $0.00 $0.00 NEW-BALANCE $12,417.28 MINIMUM PYMT $2,274.00 CREDIT-LIMIT: 11600 CREDIT-AVAIL 0.00 0.00 RPAY-TOTMTHS: 343 RPAY-TOTCOST $24,138.41 $15,256.45 INTEREST-CTD: $145.34 INTEREST-YTD $1,232.91 $235.00 08/10/2011 - 09/09/2011 REWARDS: Y TPC: MP HOLD: 000 SAC-PGM: INTR CHRGS : $180.34 TRANSACTIONS: PAGE 4217 LATE FEE $35.00 DUE-DATE 10/06/2011 CASH-LIMIT 4992 CASH-AVAIL 36MA-MTHPAY: $423.79 36MA-TOTCOST: FEE-AMT-CTD: $35.00 FEE-AMT-YTD : HIGH-LATEFEE: $35.00 HIGH-PNLTY-APR: 29.40% OVERALL-APR: 0.000 CLOSE-DATE . CHRGOFF-DATE: OOB: N MISS-ADDR: N BK-HOLD: N BANKRUPTCY: N LEGAL: N CTC-CHG-IND: NEW: N EBPP: N ARCH: N REASON: 00 HARDCOPY: 04 ACTIVE WATCH: WO CRED-RVK: PD CUR-PD: 07 CTC IND: INS: RETURN-MAIL: CLOSE: CHARGED-OFF: XFER: FRAUD: OL: 01 MULTI-IND: S PROV-ID: 000001 US PROF-CNTR: 0000000001 COB SERVICE-OWNER: 000022 Prime OL-OPTIN-IND: DANTHANH T HO 145.34 25 GLENDALE DR 0.00 MECHANICSBURG PA 17055613825 USA TBAL C/I BALANCE AMOUNT RATE CORR APR INTEREST CHRGS Purchases 0001 01 12,311.63 00.0380800 0013.900000000 Cash 0002 01 0.00 00.0000000 0000.000000000 ACCOUNT BRAND DATA - ODS & SIMS BRND VNR PLCY ID: 00000000000 CUST SERV CONT PLCY ID: 00000000000 CPN CAL ID 0101 RWDS DISPLAY IND: Y BRND NAME BRND LOGO ID: 001 BRND DISPLAY IND: Y NH ALLWD IND Y CPN CODE NSC213 MINI CPN CODE: NSMC17 REMIT CPN CODE NSRC03 ODS RWDS URL ODS RWDS PHN GEN SERV URL www.capitalone.com/solutions GEN SERV PHN 1-800-258-9319 REWARDS COUPON CODES MILES CPN CODE : NSC211 CASH CPN CODE: NSC405 POINTS CPN CODE NSC307 TRANSACTION DATA S UMMARY NAME: DANTHANH T HO CUST TYPE: 0 PRINT AREA: 001 NUM OF CREDITS: 00000 AMT OF CREDIT S: $0.00 NUM OF PYMTS 00000 AMT OF PYMTS $0.00 NO CREDIT TRANSACTIONS FOR THIS CYCLE NAME: DANTHANH T HO CUST TYPE: 0 PRINT AREA: 020 NUM OF DEBITS 00000 AMT OF DEBITS $0.00 NO DEBIT TRANSACTIONS FOR THIS CYCLE NAME: DANTHANH T HO CUST TYPE: 0 PRINT AREA: 070 NUM OF DEBITS 00001 AMT OF DEBITS $35.00 TRANDATE REFERENCE NUMBER MERCHANT DESCRIPTION TRANS-AMOUNT P OSTDATE C/D FC CARD NUMBER 09062011 PAST DUE FEE 35.00 09062011 D N 5178052535128652 NAME: DANTHANH T HO CUST TYPE: 0 PRINT AREA: 090 NUM OF DEBITS : 00001 AMT OF DEBITS : $145.34 TRANDATE REFERENCE NUMBER MERCHANT DESCRIPTION TRANS-AMOUNT P OSTDATE C/D FC CARD NUMBER 090920 - - - - - - - - - - - INTEREST CHARGE:PURCHASES- - - - - - - - - - -145.34 - 09092011 D -_1- 5178052535128652 - - - M? CAPITAL ONE BANK (USA), N.A., Plaintiff, V. DANTHANH T HO Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that I am an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, that I am duly authorized to make this Verification, and that the facts set forth in the attached Affidavit are true and correct to the best of my knowledge, information and belief and is based upon information which Plaintiff has furnished to counsel. I understand the attached Affidavit will be incorporated by reference into the Complaint in Civil Action filed in this matter. The language in the Complaint is that of counsel and not of Plaintiff. To the extent that the contents of the Complaint are that of counsel and are relevant to this Verification, Plaintiff has relied upon counsel in making this Verification. Dated: 1d N00000039851124 708439740 A088 HAYT, HAYT & LANDAU Lola Buafo SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor uapnai une tianK (U.S.A.) N.A. VS. Danthanh T. Ho "(J .i 12JJ1.11 12 girl €* 1.1 Case Number 2012-3111 SHERIFF'S RETURN OF SERVICE 06/04/2012 08:52 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on June 4, 2012 at 2052 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Danthanh T. Ho, by making known unto Stephanie Tran, adult in charge at 25 Glendale Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $38.00 June 06, 2012 RYAN BURGETT, D SO ANSWERS, RON R ANDERSON, SHERIFF (c) CountySuite Sheriff, Teleosoff, Inc. IN THE COURT OF COMMON L IOF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DON CAPITAL ONE BANK (USA), N.A. VS. DANTHANH T HO DEFAULT FF? N C t- na a? e? 0-n !?Pk- rn NUMBER: 12-3111 CIVIL C") OF An = TO THE PROTHONOTARY: y cn Kindly enter judgment in favor of Plaintiff and against thV - Defendant(s) DANTHANH T HO for failure to answer Plaintiff's Complaint, endorsed with twenty (20) day notice to plead served upon Defendant(s) on JUNE 04, 2012 and assess damages'as follows: Unpaid Balance: Plus Interest: Additional Charges: Plus Attorney's Fees: Less Credits, if any: TOTAL DUE: $12,417.2811 $.00: $.00:: $.00 $.00 , Pursuant to PaR.C.P.237.1, I hereby certify that notice to Praecipe was mailihe Defendant(s) copy/copieh of Record (if applicable) of the same is/are attached hereto. By: th's rn y Attorney for the Plaintif LAST OFFICES OF HAYT, HAYT & LANDAU, LLC 123 S. Broad Street Suite 1660 Philadelphia, Pennsylvania 19109- (215) 928-1400 O.W" a 111 C? L003 . 5D ? orb -7 ?5 13 Mc?led .Y COURT OF COON PLEAS VERIFICATION OF NON-MILITARY SERVICE CAPITAL ONE BANK (USA), N.A. . COMMONWEALTH OF PENNSYLVANIA - VS - COUNTY OF PHILADELPHIA DANTHANH T HO I represent the Plaintiff in the above entitled case an am authorized to make this verification. I make this verificat on on behalf of the Plaintiff upon information and belief: the ve name Defendant(s) is/are 18+ years of age; the address of the Defendant(s is/are DANTHANH T HO 25 GLENDALE DR MECHANICSBURG, PA 17055 the occupation of Defendant(s) is unknown; and the Defendantl(s s/ not in the military Service of the United States, nor any St f Territory thereof and its Allies as defined by the Servic s Civil Relief Act, 50 U.S.C. section 521. By: ARTHM , squ re, Attorney for Plaintiff true and I verify that the statements made in this verificatioJna correct upon information and belief. I understand thls?e statements herein are made subject to the penalties oPa. C.S.A section 4944 relating to unsworn falsification to aut i;s. y: v B ARTHUR , Esquire, Attorney for Plaintiff LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400______ Attorney for Plaintiff DATE: JULY 05, 2012 CAPITAL ONE BANK (USA), N.A. 4851 COX ROAD GLEN ALLEN, VA 23060 VS. DANTHRNH T HO 25 GLENDALE DR MECHANICSBURG PA 17055 CUMBERLAND COUNTY COURT OF COW" MAM CIVIL DBASION TERM. No. 12-3111 CIVIL N OTICZ OF INTZ11TION TO TAKE DICrAULT PMkSUZN'T TO PA.R.C.P 237.1 You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth a ainst you. Unless you act within ten days from the date of this gotice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this paper to your lawyer at once, if you do not have a lawyer, go to or telephone the office set forth below. This office can provide you with information about hiring ai lawyer If you cannot afford to hire a lawyer, this office maylbe able to provide you with information about agencies that may offer legal services to eligible persons at a reduced fee or no e CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD STREET CARLISLE PA, 17013 800-990-9108 By: F FLED ONCE OF THE PROTHONOTAR t LAW OFFICES OF 203 APR 12 PM 13 i HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Attorney for P1aMLAND COUNTY Identification No. 23425 PENNSYLVANIA 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400 CUMBERLAND COUNTY OUR FILE NO: 414874 COURT OF COMMM PLEAS CAPITAL ONE BANK (USA) , N.A. CIVIL DIVISION VS. DANTHANH T HO No. 12-3111 CIVIL ORDER TO MARK JUDGMENT SATISFIED TO THE PROTHONTARY: Kindly mark the Judgment Statisfied with regard to t above captioned matter upon payment of your costs only. LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: AR LA HI Attorney for Plaintiff 4 gSOMa