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Home My WebLink About12-31472123365 THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES HEARING REQUIRED. GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 , 1001 E. Hector Street., Ste 220 Conshohocken, PA 19428 484/351-0500 Main Street Acquisition Corp. COURT OF COMMON PLEA P.O. BOX 2529, CUMBERLAND COUNTY SUWANEE,GA 30024 vs. DOCKET NO. lO?- 3? 47 Cl V EDWARD E LAMARQUE 2920 MARKET ST Camp Hill PA 17011-4537 NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NCTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YCU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 Q? ID3.?S? a? ??11oR1o3 ? a?s?t 30 COMPLAINT IN CIVIL-ACTION 1. Plaintiff, Main Street Acquisition Corp. , is a debt buyer and successor in interest to the original creditor, HSBC BANK NEVADA NA issuer of GM Platinum MasterCard. 2. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant(s) by the original creditor under the terms of which the original creditor agreed to extend to defendant(s)the use of original creditor's credit facilities. 3. Defendant(s) accepted and used the aforesaid credit card so issued and by so doing agreed to perform the terms and conditions prescribed by the original creditor for the use of said credit card. 4. The defendant (s) received and accepted goods and merchandise and/or accepted services or cash advances through the use of the credit card issued by the original creditor. A true and correct copy of the Statement of Account or Affidavit of Account, if available, is attached hereto as Exhibit o, A 5. All the credits to which the defendant(s)is entitled have been applied and there remains a balance due as of 4/1°1/12 in the amount of $5,459.04. 6. Plaintiff has made demand upon the defendant (s) for payment of the balance due but the defendant(s)has failed and refused and still refuses to pay the same or any part thereof. 7. Defendant's last payment on account was made on 2/23/2009. WHEREFORE, plaintiff claims of the defendant(s) the sum of $5,459.04 plus applicable costs, interest and attorney's fees. GORDON & WEINBERG, P.C. BY: FREDERIC I.t EINBERG, ESQUIRE JOEL M. FLINK, ESQUIRE Attorney for Plaintiff P01P.DB 2123365 11084936 Main Street Acquisition Corp. EDWARD E LAMARQUE 5466410021683153 VERIFICATION I hereby state that I am the agent for the plaintiff herein, and that the facts set forth in the attached Affidavit which is incorporated by reference in the foregoing Complaint in Civil Action are true and correct to the best of my knowledge, information and belief and is based upon information which plaintiff has furnished to counsel. The language in the Complaint is that of counsel and not of plaintiff. To the extent that the contents of the Complaint are that of counsel, plaintiff has relied upon counsel in making this verification. This verification is made subject to 18 Pa.C.S. §4904 which provides for certain penalties for making false statements. NAME: I Ohl Woods 2123365 Main Street Acquisition Corp. EDWARD E LAMARQUE 5466410021683153 I, EmNy Woods law, depose and say that: being duly served sworn according to 1. I am an affiant for the Plaintiff herein and I have access to the files relating to this account; 2. I have personal knowledge of the facts and circumstances in connection with this case and base this affidavit on Plaintiff's records, as well as the account information provided to Plaintiff Main Street Acquisition Corp. upon the purchase of debtor's account, which was issued by HSBC BANK NEVADA NA issuer of GM Platinum MasterCard. 3. Plaintiff's files are maintained in the usual and ordinary course of business; 4. This action is based on a claim for breach of contract and that damages are sought as a direct result of said breach; 5. There is now due and owing from defendant to plaintiff, the amount of $4,759.66 plus interest of $683.73 at the rate of 6% less credits in the amount of $.00 totaling $5,443.39 as of March 22, 2012. 6. If called upon, affiant can testify at trial as to the facts pertaining to this matter. The above facts are true and ?j rrectto the best of my knowledge, information and belief. n - Sworn to and Subscribed before me this day of 1 2012 r n \. Notary Public AFFIDAVIT AFFIANT I" : EMNY Wcycr" P ,??11111//?? \NESH/q ? oy ?> i .. Z tm 'Q ??'? m • m, •.•°? eGtC ?. ? ,''??0, ?? i i IG` O ??? SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor Qt ?A?an(?tfr ?f-juu -5 Am 0: 'Z Main Street Acquisition Corp. Case Number vs. Edward Eugene Lamarque 2012-3147 SHERIFF'S RETURN OF SERVICE 05/22/2012 07:00 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 22, 2012 at 1900 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Edward Eugene Lamarque, by making known unto himself personally, at 2920 Market Street, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and correct copy of the same. RYAN BURGETT, )Ef SHERIFF COST: $43.00 May 25, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF a Gou"r P . t T 'ea-loft . lns. Y 1 • ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY , PENNSYLVANIA CIVIL DIVISION ,T -- MAIN STREET ACQUISITION CORP , r- 6 p.„ Plaintiff(s) Docket No.: 12-3147 1i V. EDWARD E. LAMARQUE, Defendant(s) PRAECIPE FOR APPEARANCE Filed on Behalf of Defendant Counsel: The J. Murphy Firm The Grant Building, 33rd Floor 310 Grant Street, #3309 Pittsburgh, PA. 15219 (412)521-2000 Joseph P. Murphy, Esquire Pa. Supreme Court I.D. 83120 61N - .. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION MAIN STREET ACQUISITION CORP, V. Plaintiff(s) Docket No.: 12-3147 EDWARD E. LAMARQUE, Defendant(s) TO THE PROTHONOTARY: Kindly accept my appearance on behalf of The Defendant. l iv, 8 . Murphy T e . Murphy Firm Grant Building, 33rd Floor r10 Grant Street, #3309 Pittsburgh, PA. 15219 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY , PENNSYLVANIA CIVIL DIVISION 17 - MAIN STREET ACQUISITION CORP, Plaintiff(s) Docket No.: 12-3147 7P- CD V. Ica CD EDWARD E. LAMARQUE, Defendant(s) PRELIMINARY OBJECTIONS TO COMPLAINT Filed on Behalf of Defendant Counsel: The J. Murphy Firm The Grant Building, 33rd Floor 310 Grant Street, #3309 Pittsburgh, PA. 15219 (412)521-2000 Joseph P. Murphy, Esquire Pa. Supreme Court I.D. 83120 of IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION MAIN STREET ACQUISITION CORP, Plaintiff(s) Docket No.: 12-3147 V. EDWARD E. LAMARQUE, Defendant(s) CERTIFICATE OF SERVICE I, Joseph P. Murphy, counsel for the Defendant in the above captioned matter, do solemnly swear that the foregoing ,,ET'APPEARANCE TLJ PRELIMINARY OBJECTIONS TO COMPLAINT XE MOTION/REQUEST/PRAECIPIE FOR ARGUMENT were delivered by First Class, U.S. Mail, Postage Pre-Paid to the Below: Joel Flink, Esq. Gordon and Weinberg, P.C. 1001 E. Hector Street, Suite 220 Conshohocken, Pa 19428 spectfull* SuoFrOtted, 1, r 11, Jo Za" une1phy M 2012 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION MAIN STREET ACQUISITION CORP, Plaintiff(s) Docket No.: 12-3147 V. EDWARD E. LAMARQUE, Defendant(s) PRELIMINARY OBJECTIONS TO COMPLAINT Now comes the Defendant, by and through counsel, the J. Murphy Firm, and Joseph P. Murphy, Esquire and bring(s) and file(s) the within Preliminary Objections to Complaint, averring in support thereof as follows: OBJECTIONS TO CONTRACT CLAIMS 1. The Complaint references a credit agreement or contract. 2. No averment is made as to whether said agreement is oral, or written. 3. The foregoing amounts to a violation of Pa. R.C.P. §1019(h), as amended, which requires that, "When any claim or defense is based upon an agreement, the pleading shall state specifically if the agreement is oral or written." 4. Accordingly, the Complaint is the proper subject of preliminary objections pursuant to Pa. R.C.P. 1028(a)(2) for violation of rule of court 1019(h). 5. Although the Complaint references a credit agreement or contract, no copy of the agreement or contract is attached thereto. 6. The foregoing amounts to a violation of PA. R.C.P. §1019(i). 7. Accordingly, the Complaint is the proper subject of preliminary objections pursuant to Pa. R.C.P. §1028(a)(2) for failure to conform to Rule of Court 1019(i). OBJECTIONS TO ASSIGNMENT OR DEBT BUYING ARRANGEMENT 8. The Complaint references an assignment, succession of interest, debt buying arrangement, or the like. 9. Although the Complaint references an assignment, succession of interest, debt buying arrangement, or the like, no copy of said agreement is attached thereto. 10. The foregoing amounts to a violation, interaiia, of Pa. R.C.P. §1019(i). 11. Pursuant to Pa. R.C.P. §1028(a)(2), the Complaint is the proper subject of preliminary objections for failure to comply with rule 1019(i). OBJECTIONS DIRECTED TOWARD LACK OF SPECIFICITY 12. These objections arise under Rule 1028(a)(3) and Rule 1019(f) 13. Pa. R.C.P. 1028(a)(3) provides for the filing of preliminary objections where the complaint is insufficiently specific. 14. Rule 1028(a)(3) is commonly understood to require that the complaint be sufficiently specific as to allow the Defendant to formulate an answer, admitting or denying the averments in the complaint. 15. As set forth in the attached brief, the complaint in this case is not so sufficiently specific. 16. Pa. R.C.P. 1019 requires, inter aiia, that facts be pled and that items of special damage be pled with specificity. 17. In the context of a credit case, the facts and items of special damage, which are to be pled, include the dates and amounts of charges, fees, fines, interest, and the like. 18. In the context of a credit case, the requirements of 1019 are normally met by attaching copies of an un-interrupted chain of statements, starting with a zero balance and ending with a statement showing the amount sought in the complaint. 19. It is respectfully submitted that the neither the Complaint, nor the documents attached thereto, sufficiently or specifically plead the facts and items of special damage underlying the case. 20. This renders the Complaint the proper subject of preliminary objections, pursuant to Pa. R.C.P. 1028(a)(2), for failure to conform to Rule of Court 1019, and the proper subject of preliminary objections, pursuant to Pa.R.C.P. 1028(a)(3) for insufficient specificity. WHEREFORE, Defendant respectfully prays that the Complaint filed by the Plaintiff be dismissed with prejudice, or, in the alternative that the complaint be stricken, and the Plaintiff be required to plead over in accord with the Rules of Court. PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in triplicate) e}? s: . 12 t'1 13 AM I I i'"Ui' BERLA D COU QTY PENNSYLVANIA TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next Argument Court.) CAPTION OF CASE (entire caption must be stated in full) vs. Lr- Noj/2 - 3/ Y7, r Term 1. State matter to be argue!Lz int iffs motion for new trial, defendant's demurrer to complaint, etc.): ? L ?O 1S A `e'v w 2 Identify all counsel who will argue cases: ( for plaintiffs: w1 D *CjjZ" $ . (Name and Addres ) / 7?1Z i7 (b) for defendants: (Name and Address) P., 1 S` ZI 47 3. 1 will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: ?- 1 • nt your narrje Z Attorney for Date: 10 INSTRUCTIONS: 1. Two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case is rellsted. ?Si cok ?? . 01 1.- qua v4a-IU LO ? L/cam • /C1 -e 2 z 0 }? al IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION MAIN STREET ACQUISITION CORP, Plaintiff(s) Docket No.: 12-3147 v. EDWARD E. LAMARQUE, Defendants} -ORDER- C d° w "'- i ~:a ~" ~~ = 7m- ~ ~ -~ ~ On this ~~ day of ~,'' v , 20 ~ L' , it is hereby ORDERED that Plaintiff's Complalnt is stricken. Plaintiff may file an amended complaint within iZ0 days. If Plaintiff fails to file an amended complaint within the time set forth above, the Prothonotary, upon Praecipe of the Defendant, shall dismiss this case with prejudice. CONSff:.K1'ED TO ~/ Joseph P. Mummy / Joe r in , Esa: OF THE ABOVE O ER: ~~ Cokes ~ ~~l~d 4/~I~~a Y r` ~/ ~,~isi~ ~. -1 ~~ ~~ --~r"`' 3> a _.~ c ~ c,:. ~., ~v -~-; ate. ~,___ ~~ "' ~~~ ~~ ~-~~ ~~, ~~ W ~ ry t..~~ ~~ 2123365 THIS IS AN ARBITRATION MAT'T'ER. DAMAGES HEARING REQUIRED. GORDON & WEINBE RG, P . C . BY: FF:EDERIC .C. WEINBERG, ESQUIRE Identification No.: 41360 JC)EL M. FI~INK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshoriocken, 1?A 19428 484/35]_-0500 Main Street Acquisition Corp. P.O. BOX 2529 SUWANEE,GA 30024 vs. ASSESSMENT C1F, - , ~ w .. , -- . ... -_- ,; ~~ ., ° '- . c-; _., _~ _, ~. , . ,.~ COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET N0. : 12-3147 CIVIL TERM AMENDED COM~?LAINT EDWARD E LAMARQUE 2920 MARKET ST Camp Hill PA 17011-4537 NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE; CLAIMS SET FORTH Ill THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE: PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED ..N THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LO E MONEY OR PROPERT" OR OTHER. RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE„ IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUP WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 AMENDED COMPLAINT PURSUANT TO Pa.R.C.P. 1028(c)(11 1. Plaintiff is a debt buyer and successor in interest to the original creditor as set forth in the caption of this Complaint. True and correct copies of documents evidencing the chain of title are attached hereto as part of Exhibit "A". 2. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant (s)on or about. May 5, 2005 by the original creditor under the terms of which the original creditor agreed to extend to defendant(s)the use of the original creditor's credit facilities. 3. Defendant(s) accepted and used the aforesaid credit card so issued anti by so doing agreed to perform the terms and conditions prescribed by the original creditor for the use of said credit card. A true and correct copy of the exemplary account agreemE~nt is attached hereto as part of Exhibit "A". 4. The defendant(s)received and accepted goods and merchand- ise and/or accepted services or cash advances through the use of the cry=dit card issued b_y the origina:]_ creditor. True ar~d correct copies of Statements from October 2008 to October 2009 are attached hereto as part of Exhibit "A". 5. All -the credits to which the defendant: (s) is ent:i_tled have been applied <~nd there remains a balance due in the amount of $4,720.66. 6. Plaintiff has made demand upon the defendant(s)for payment. of the balance due of $4, 720.66 but the defendant (s) has failed and refused and still refuses to pay the same or any part thereof . ~ . The 1_ast payment made on account was made on February 23, 2009. W~-~EREFORE,, plaintiff claims of the defendant(s) the sum of $4,120.66 together with costs, interest and attorney fees. GORDON & WEINBERG, P . C` . BY: FREDERI~ I~'WEINBERG, ESQUIRE JOEL ~. LINK, ESQUIRE Attor, v for Pla_ntiff P30? VERIFICATION Understanding that false statements herein made subject to the penalties of 18 Pa.C.S. Section 49Q4, relating to unsworn falsification to authorities, I verify that I am an authorized representative of plaintiff, and that the facts set forth above are true and correct to the best of my knowledge, information and belief. ~-~.s. Name: Ana OPOZCC3 Title: ~3S19k~tc~h' ALL ~1C~-C~' BILL OF SALE HSBC CARD SERVICES (III} INC. ("Seller"), for value received and pursuant to the terms and conditions of the Receivables Purchase Agreement ("Agreement") dated February 20, 2009 between Seller and Main Street Acquisitions Corp.("Purchaser"), does hereby sell, assign and convey to Purchaser, its successor and assigns, all right, title and interest of Seller in and to those certain purchased receivables listed on the Sale File attached as Exhibit A, without recourse and without representation of, or warranty of, collectibility, or otherwise, except to the extent provided for within the Agreement. EXECUTED this 25th day of November, 2009. HSBC CARD SERVICES (III) INC. Name: Susan Solomon Title: Vice President-Assistant Secretary ~p 1/ r2 QI JUN-24-10 09:33 FR0~1- T-721 P.002/003 F-754 aLI±FIllAVIT OF ORIGINATION ANll ASSIGNMENT OF POlt7'FOL1O ACCOCTNTS STI~TE OF NEVADA ) as. CO JNT'Y C1F CLARK. ) I, Stuart Austin, being frrst duly sworn on oath or upon affirmation, depose aid state that I a~ n the authorized agent and a custodian of records of HSBC Bank Nevada, N.A. and HSBC Cat d Services (III) Inc., that I am of legal age with full authority to make the statements contained herein, that I have personal lcnowledgc of the following facts and that they are true and Co r reCt, rued if called as a witness I cAUld competently testify to the matters stated herein as fog ows: I. I am familiar with the books and records of HSBC I3anlc Nevada, N.A. and HSBC C,:~ ~d Services (III) Inc. regarding credit card accounts sold to Main Street Acquisition Carp. by )-1~~ BC Card Services (III} Inc. pursuant to a forward flow Receivables Purchase agreement er:,ered into on February 20, 20p9 ("Agreement"). 'T'hese records are kept in the ordinary course oi' a regularly conducted business activiry and are made either by a person having personal kn ~wledge of the information contained therein ar based an information conveyed by a person lva ring personal knowledge of ilte information contained therein, and I know from my experience in reviewing such records and from common knowledge of how credit cards work that those rr:<:ords are made and maintained by individuals who leave a business duty to make entries in the r~: ,orris accurately at or near the time of the event that they record. 2. The records consist of electronic information that is generated, stored and n~ ~intained in accordance with generally accepted standards in the financial industries by individuals that possess the knowledge and uaining necessary to enstu~e the accuracy and r~:.~liability ofthe records. JUN-24-10 09:33 FR0~1- T-721 P 003/003 F-T54 The business records furnished show that HSBC Ban1: Nevada, N.A. was the em i ty which originated the original credit card account contracts, or re-originated the credit card ac~:~aunt contracts after purchase from another entity by reissuing the account with the same card nuruber and notif~-ing the account holder of same, for all of the credit cazd accounts wlucli have begin ar will be sold by I~SBC Card Services (III) Inc. to Main Street Acquisition Corp, under the Al; •eement; and that HSBC Bahl: Nevada, N.A. transferred all of its rights and interest in these accounts, and the records related thereto, to its affiliate HS1iC Card Services (III} inc. on or abc:~ut the date of charge off of each such account, pursuant to an agreement between HSBC B;t~th Nevada, N.A. and HSBC Card Services (III) Ina, as such charge off date is identified in th~~ electronic business records of each account which has been or will be transferred to Main Street Acquisition Corp., contemporaneously with the sale of oath such accotult. 1'tusuant to the ai;i•een:ent between HSIIC Baal: Nevada, N.A. and HSBC Card Services (III) Cnc. alJ Charged o~Ff ac~:ounts were transferred to HSBC Card Services (III) Inc. in the ordinary course of business. Fti rther Affiant sayeth not. >;,~, ~ted this" day of ~u~ , 20~. 11-N SBC Bank Nevada, N.A. HS$C Card Services (Ili)1} Inc. 1J~T: _ By:~ I-`~ int Name; ~~"~ r ~"' Print Name: ~~ I" ''~~"'J 7' tle: Vice President Title: Vice President ~~ zbscribzd and sworn to before me on this ~~ day of , ~,...~ , , 20 to . 34otaxy ublic My c fission expires: JOMNA fiANHALt.JR. NOTgRY PUBLIC • 9TA7E OF NEVADA ~ COUNTY OF CLARK NIY APP'f. EXP RES JULY 2B 201 t ®(GM Card® and II GM Platinum Card® Cardmember Agreement and Disclosure Statement Plesae keep this wILFt your impor+ant papers. AOREEMEI~lT TO TERMS AHD DEF9ATIIOiVS This Cardmember Agreement and Disclosure Statement, the ' enclosed document wrth "Important Information Regarding Yovr Account", and any amendments to them are collectively the "Agreement" that governs the o en end line of credit we have established for you (your Accoun~, "You" and "your" refer to all persons who a~plred for the Account, "HSBC Bank Nevada," "we," us;' and 'our' refer to HSBC Bank Nevada N.A. °Card" means any credit cards issued under this Agreement, 5tou and we are bound by this Agreement from the earlier of the time you receive it or from the date of the first transaction, including, without limitation, the placement er posting of any Annual Fee on your Account. You may cancel vourAccovnt before using it without paying any Annual Fee if you Gait us within i)0 days of your Account open date, at the customer service number on the back of your card. You ogee to use your Account only for personal, family, household, or charitable purposes. You agree not to use your Account to make payments to us ar to arty of our a[fifiates. You agree to only use your Account for valid and lawful purposes and that tf your Account is used far any other purposes yov are responsible bor such use and may be required to reimburse us and MasterCard International Incorporated for all resulting amounts and expanses. PROMISETO PAY You promise to pay according to the terms of this Agreement for a[i: (a} credit we extend to you or to anyone you authorize to use your Account; (b~ Finance Charges late charges, overiimit charges and administratrve charges (e.g. for research, returned checks, etc.) ' provided in this Agreement• and {e) collection costs and attorneys' fees to the extant permitted by appllicable law, ~ If your Account (s a joint Account, each joint Accountholder is jetntly and individually responsible for all amounts due under this Agreement regardless of death, divorce, other tags( proceedings or any agreement that may affect ilabillty between you. If either~oint Accountholder denies liability for amounts owed we may close your Account. [f we da, you moat continue to pay according to the terrrrs of this Agreement, but you will not be able to make new charges on your Account. SKIP PAYMENT ~. We may allow you Cmm @me Do time to skip a monthly payment. We wiU notify you when this option is available. Tf you skip a payment, periodic Finance Charges, and any program costs far AecountSacure" or AocountSecure Plus (or any insurance premiums), wW aecnre on your bal- . ante )n accordance with the Agreement The ret~uirement that you make a Minimum Payment each month wkll resume followung your skipped p~mrent F,ARNIIdGS You are automatically enrolled in The GM Card Earninggs and Redemption Allowance Program when your Account is opened. We will request that GM make an amount equal to five percent of your el" 'bie purchases available to you in the form of GM Cazd'Earnings, GM Card Earnings are for use toward various rewards, including savings on retail purchase or lease of ef' bie new GM rzrs and trucks. Only the pun:hase of goods and services which are not rehrrned) with the GM Card aze ellgr'bie m receive or use GM Card Earn'u~s, From time to time, GM may offer special promotions to provide additional opportunities to receive GM Card Earnings. Cash advances or the use of Balance Transfer or Convenience Checks are not eligible to receive GM Card Earnings, unless otherwise disclosed. GM Card Earnings are valid for sewn years. You understand The GM Card Earnings and Redem~ ption Allowance p~~, v oflered by General Motors Corporation ("Gbf") and is sub' t to'1'he GM Card Earn[n;~s and Redemptron Allowance P m Ru~as. GM is not a ppaawr~j to rhea Agreement and does not partite fn ally extensions of aedlt. GM is solely responsible [or The GM Card Earnings and Redemption Allowance Program. We disclaim a liability or resportvibpltyforOM'~ failure to award or redeem f3M Cardnings. GM Card Earnings may not be applied to the balance on your Aoooant. The accumulated amount of your GM Card Earnings will appear on your credit card billing statement, GM Card Earnings ((up to the amount on your last GM Card billing statement) may be redcemed bl' calling the GM Card Customer Center via the dealer hotline at the time of purchase ar lease. GM Card Earnings maybe redeemed only by cardmembers who are not in default under the terms of this Card Earni GM reserves the right to modi[y or terminate The GM ttgs and Redemption lowance Program at arry time, USBVG YOUR ACCODNT You can access ycur Account using your Card or by other means approved by us which may Include cash advance transactions, We may limit the dollar amount and/ar frequency of any type of transaction without notice to you. YOUR. CREDIT IJAflT We will advise yeu of the total credit limit on your Account. Ail or a portion of your total credrt limit is available for cash advances. Your total credit limit and cash advance limit may change from time to time. We wilt notify you of arty such changes through your billing statement or by sendfngyou a separate notice. If no separate cash advance limit is listed an your bUUng statement, then the amount of your credit Umft available for call, advances is your total credit Ilmit You agree not to albwyour unpaid balanrre to exceed your total credit limit, Your unpaid balance includes Finance Charges and other charges. We are not required to extend credit if yon have exceeded your total credit limit or if the amount requested would cause you to exceed your total credit limit. If you exceed your total credit [brut you agree to pa us that excess amount immediately. Your total credit 1'unit and cash advance limit may not reflect your payments for up to 14 days. PAYM1fENT Each statement you receive from us wilt identify a Minimum Payment and a Current Payment Due, The Minimum Payment la calculated as follows: (1) If your New Balance is not more than 516, your Minimum Payment is the New Balance. (2) ff your New Balance is more than SI6, your Minimum Payment is the greater of: (a} i% of the New Balance shown on your statement plus the following: • any periodic Finance Charges • any Late payment Fee • any Overt[mit Fee, and • an amount equal to 1/12 of the Annual Fee, if applicable, or (t,) 516. The Current Payment Dus is the greater of; (1) your Minimum Payment plus aqy amount past due, or (2) the greater of: (a} 1% of the New Balance shown on your statement plus the following: + any periodic Finance Charges • any Monthly Maintenance Fee Finance Charge, or an amount equal to f/12 of the Annual Fee, if applicable, and • any amount over your cnedlt limit, or (b) S 16 plus arp~ amount over your credit limit An over[imit amount is the amount by which your New Balance exceeds your credit limit. Your Minimum Paymont and Current Payment Due will be rounded up to the nearest dollar, unless doing so will cause the resulting vatue to exceed the New Balance. You must pay at least the Clunent Palmrent Due in lima to be credited to de~fauAlt~f tl»sby lire Payment Due Date, and faUiinc to do so constitutes a Agreement. [f you da mt pay at least the Minimum P ant and arty amount past duo in time to be credited to your Account by the fPaym~ Due Date, you maybe assessed a late payment foe, Instructions ng payments ace on your bWina atabement. For a ptlyment to be credited to your Acxourd as of a parti day, we must receive your pay- ment by the date and time and in the manner specified rn those inswettons, The Payment Due Date wUl I>e determined by us but 38 at leant 20 days agar the close of your bUUng cycle, The close of your billing cycle. is the Statement Date on your bUUrsg statement. You must ply ary overlimlt or past due amount immediately, You may pay more than the Current. Payment Due and pay the entire New Balance at any time. All payments must ba in U.S, dollars. Except for disputed payments, if you pay by mail, the payment must be sent to the address specified on your bdlrng statement. If you pay by negotiable instrurnenL, such as a money order or check, it must be rn a form that is acceptable to us and must be dawn on a U.S. financial Institution. Disputed pay- ments, iaeluding those marked "Payment in FuH" or otherwise restrictively endorsed, must be sent to the address for xrttten inquiries shown on your statement We can accept such pa ants, and any that are late or partial, without waiving our rights under this Agreement. By sending us a cheek far peymant on your Account, you authorize us to lnidate an electronic funds transfer from your bank or other financial institution account, according to the terms of the check, This means that your check will be corwerted to an electronic transaction and your onglna! check will not be returned to you by your bank, Your origins[ check will be destroyed, If you do not want your check fa be converted to an electronic funds transfer, please call customer service at the phone number on the back of your card. Your bank or other financial institution account may be debited the same day we receive your check. You may request a change to your billing cycle date na more than once a year. You agree that changes based on your request may shorten any Grace Period you may have or Increase the time period for which periodic Finance Charges may accrue.. CHECK BY PHONE You agree we may add a fee to your Account each time a payment is made by telephone even if the payment is made by someone other than you. This fee wild be disclosed at the time such payment is requested. APPLICATION OF PAYMEN'T'S At our discretion palymants are generally applied to interest, fees and then principal balances. We apply your payments to lower APR balances before higher APR balances. The applicatien of payments is subject to change at arq time, without notice. ANNUAL PEItCP.NI'ACrF. RATES AND PEl1lODTC RATES FOR VARIABLE RATE ACCOUNTS The Deify Periodic Rate used to determine your periodic Finance Charges will be a variable rate which may change, The Spread, Annual Percentage Rate ("APR"), Dally Periodic Rate, and minimum rate of Finance Charge for the variable Premium APR for credit card purchases and cash advances made b credit card check the variable Cash APR for cash advances and for the variable Default APR era indi- cated on the enclosed document entitled "Important Information Regarding Your Account." We calculate the APRs by adding the [ndex (explained on the enclosed document entttiad "Important information Regarding Yout Aceount~ to the appliable Spread, Different types of transactions may have different APRs, The Deity Per[odic Rate rs the corresponding APR divided by 566. ANN[1AL PI~NTAOB RATES AND PERIODIC RATES FOR FIftBD PRk3II111-i RATfi F1XED CASH RATS AND YABIABLB DBFAULT SATBACCOUNTS The ?ally Periodic Rate used to determine your pRearkisod(ic Finance corres~op nding Daily~Periodic Rate or the Furod P~mtum AI'R foRr~crd 1 card ppurchases and cash advanoas made by credit card check, and for the Sxed Cash APR for cash advances, are indicated on the enclosed document entitled "Important Information Regarding Your Account" The Daily Periodic Rate used to determine your periodic Finance Charges for the Default APR will be a variable rate which may change. The Spread, Annual Percentage Rate ("APR's Daily Periodic Rate, and minimum rate of Fittarrce Charge for the variable befault APR, is indi- cated on the enclosed document entitled "Important Information Re riling Yow Account," We calculate the Default APR by adding the [ndex to the applicable Spread (explained on the enclosed document entitled "Important Information Regarding Your Aurount"). Different types of transactions may have different APRs. The Dai)y Periodic Rate is the corresponding APR divided by 366. PRAMOTIONAL BATE OFFERS At out discretion, we may offer you a Promotional Annual Percentage Rate for any type of transaction. The period of time for which the pro- motional rate applies maybe limited, Certain promotional offers may or may not 6e subject to Cash Advance Fees. ~y prornotianal rate, the corresponding periodic rates, and the period of time during which it is in etfact, will be disclosed to you. Any promotional rate otter will he subject tp the terms of the offer and this Agreement. iHfMMUM FINANCE CBAROB There will be a Minimum of 601 for each billing cycle in which a periodic Finance harge s le. Any MiNmum Finance Charge may increase the actual Annual Percentage Rate on your Account ANNUAL FEE The enclosed document entitled °Important Information Regarding Your Account" indicates whether or not yotu Account is subject to am Annual Fee, If your Account has an Annual Fee, you agt~ee to pay an Annual Fee for each year your Account is open or closed with a balance in an amount to be set by us 6rom time to tune. The Annual Fee compensates us, in part, for cardmember services pprovided or made available to you through- out the memben;hip year which Includes but is not limited #o the right of the cardmember to access cuvtomer service staff, the right of the card• member to wtthhold payment of disputed charges, and the processing and malting of the monthly billing statement. LATE PAYMBNT FEE We may add a late p ent fee to ur Account for each billing cycle you fail to pay at least the Minimum Payment, and arty amount peat due, in limo to be credited to your Acerntnt by the Payment Due Date. This late pa ment fee will var based on the amount of ycur total outstanding balance on your Payment Due Date, and will be: $1B if your balance is 3100 or lesa• S28 if your balance is more than $100 up to and including $l,OliD; or S3~ if your balance is greater than $1,000. RETURNED CHECK CRARGFdRETURNED PAYMENT FEE We may add a fee to your Account each time a credit card check (a convenience check balance transfer check, electronic check, etc.) is returned unsatisfied by us for any reason. This fee is $30. We may add a fee to your Account each time a payment check, automatic payment deduction or similar instrument is not honored.or es returned unsatisfied by your ~xnk or other financial institution. This fee Is 536. You agree that any payment returned unsatisfied for arty reason maybe repeated to ar~v type of transaction (i.e. cash advance, purchase, eta) and Finance Charges may be reinstated hack to the payment data at the APR being charged for that tn2nsactlon type. OYERLIMiT FEE We may add an over[imit fee to your Account if your balance exceeds your credit limit at arty time dunng that billing cycle. We may impose this fee even if we authorize or imppose anyy charges that cause your balance to exceed your credit iimit.lhis overt'imit fee is 536. CASH ADVANCE FEE FINANCE CHAItt}E A Finance Charrgge will be computed on the amount of each cash advance as of the date of transacton Cash advances include all advances to get cash aver the counter, through an ATM, balance transfers, ar other °cash-like' transactions (such as purchasing a menay order, traveler's checly casino or betting chip, or a lottery ticket) as determined by us. The ~c%ash Advance Fee Finance Charge is indicated on the enalosed document entitled "Important Informabon Regarding Your Account." FOEEit}N TRANSACTION FE6 FINANGB CHAB(iE A Finance Charge will be computed on the amount of each Fore' n Transaction made in a foreign currency. The Foreign Transaction I~ee Finance Charge is indicated on the enclosed document entitled "important Information Regarding YourAocount" R8$EAR.CII CHARGE ~~agreet spay S7 for each sales slip wpy you request and $6 for each py you request DEFAULT AND TERMINATION OF AORHBMENT You will be in default under this Agreement if: (a}you fail to make at feast the Current Payment Duo in fime to be credited to your Account by the Payment Due llate; (b} yeu violate any other provision of this Agreement; (c) you die; (dd you become subject to bankruptcy ar msalvency proceedings• (e; you sup ly us with misleading, false, incomplete or incorrect I Ormabon; (~ we receive information from third parties,inclading credit reporting agencies, which indicate a serious delinquency or charge-off with other creditors; ()yeu fail to provide •us a physical address; (h you exceed your credit limit; (i) your payment ui returned vnsat~ed by your bank or other financial institubon for ar1Y reason' or (j) any credtt card check is returned unpaid by us. Upon default, we have the right to close your Account, to terminate or suspend your credit prlvtteges under this Agreement, to change the terms of your Account and this Agreement, fo regwire you to pay your entire Account balance including all accrued but unpaid charges immediately and to sus you for what you owe.. If you do not pay us your Account Valance will continue to accrue Finance Charges and fees until aid in full and will remain subJect to all the farms and conditions otPthis Agreement. If we sue you or it we hire a third party to collect your Account balance, yrou will' pay our court costs, reasonable attorneys' fees and other collection costs related to the default to the extent permitted by law In the state in which you reside, and we will apply your ppayment first to attorneys' fees and other costs and then to prlneipaland unpaid Finance Charges. CREDIT AUIHORl2AT10NS Some pun;hases w![I require our prior authorization and you may be asked by the merchant to provide identitcation. if any part of the authorization system is not working, we may not be able to authorize a transaction, even if you have sufficient available credit. We will not ba liable to you tf any of these events happen. We are not responsible for the refusal of any merchant to accept or honor your Card. CARD RENEWAL Cards are issued with an expiraticn date. We have the right not to renew your Card for any reason. ACCOUNT CL03URE We may close your Account, suspend your credit privileges, or reduce your credit limit at any time and for any reason, subject to the requirements of applicable ]aw. In arty of these events your Account balance will continue to aecnre Finanr;e Charges and Fees until paid in full, and will remain subject to all the terms and conditions of this Agreement. If we close your Account, you agree Co destroy your Card(s) and aqy unused credit card checks. If your Account has been close , or your credit privileges are suspended, you may not use your Card or credit card checks. CL05ING YOUR ACCOUNT You may close ycur Account at any time by writing to us at P.O. Box 80082, Salinas, CA 93912.0082. It you close your Account, you must immediately pay everything you owe us, including any amounts owed but not yet titled to you in order to avoid the accroal of Ftnance Charges and other less. !!f you do not pay us, your Account balance wilt continue to accrue Finance Charges and other fees, and will remain subject to all the terms and conditions of this Agreement Upon closing your Account, yyoou also agree to destroy your Card(s) and arty unused credit card,checks. If you close your Account you may not use your Card or credit card checks. LL4BRd1'f FOR UNAUTRORIZED L5B You should retain copies of all charge slips until yoe receive your statement At which time you should var~[y that the charges are lure and the amounts unaltered. You maayy be Liable for the unauthorized use of your credit card. Yov will not' be liable for unauthorized use that occurs after you notify us of the least theft or possible unauthorized use. Notification must be given by writin& us immediately upon leami~ of the lass theft or possible unauthorized use at P.O. Box 80056, Sa frees CA 9312-0066 or call'mg us at (800) 374-0OOi. You will not be 1'tabie for any unauthorized use of your credtt card Account when you notify us immediately at the phone number or address above. in any case your liability for unauthorized use of your credtt card will not exceed ~Ko. SECURITI' We are extending you an unsecured line of credit. We thetrlore waive any security interest that might arise under this Agreement due to language in other Loan agreements you may have with us. LOSE OR STOLEN CREDPf CARD CNkxKS You agree tD notlly us immediately if a credtt card checks are lost or stolen. You may notify us by calling (84(~ 874-0001. CIIANCii OF NAME, ADDRESS, TEL6PRONE Ni91BER OR EMPfAYMENf You agree to glue us prompt notice of any change to your name, mulling address, telephone number or place of employment. STOP PAYMENT We may add a $29 fee to the cash advance balance when a payment of a credtt card check is at your rer~uest. You may sto ent on a credtt card check by noticing us m wd4ng at P.O. Box 80 ,ulnas CA 93012-0082 or by calling us at the telephone number listed on the bl(Iing ' GM•AG1837 (17/05! statement When you write, include the number, payee, amount, and date of the credit card check on which ppayment is to ba slapped. TF you caU, you must confirm the Dell In writteg within I4 days. A written stop payment will remain In effect for six months unless renewed rn wrlt6rg. FOREIGN TRANSACTIONS If you make a transaction in a Foreign currency, the transaction will be converted by Visa International or MasterCard International, depending on which card You use, into a U.S. dollar amount in accordance w[th its operating regulations or conversion procedures in effect at the time the transaction is processed. Currently, those re uiations and procedures provide that the Curren conversion rate to be used is either (1)) a wholesale market rate, or (~'L) a ggovernment- mandated rate in eYfeet on either (i) the applicable central processing date,.or {ii) one day prior to the processing date. The currency conversion rate 1n effect on the processing date may differ from the rate in effect on the transaction data or posting date. APPLICABLE LAW This Agreement and your Account wilt be governed by federal law and the laws of the state of Nevada, whether or not you live In Nevada and whether or not your Account is used outside Nevada, This Agreement is ontered into In Nevada and all credit under this .Agreement will be extended from Nevada. ASSIGNMENT OF A00011N'[' We may sell, assign ar transfer your Agreement and Account or any portion thereof without notice to you. You may not sell, assign or transfer your Account. . CERTAIN PRNACY PRACTICES You agree that from Ume to time we may receive credit information concerning you from others, such as stores, other lenders and credit reporting agencies, and that; we may use thu information ~ cancel or susppend yyour Credit privileges under this Agreement even if you are not in default with us. You agree that the Depardnent of Motor Vehicles may release your iesidance address to us, should it become necessary to locate you. You agree that our supervisory personnel may listen to and record telephone calls between you and our re res~entatives in order to evaluate the qualit3' of our service to you and t4 other cardmembers. For additional information regarding our privacy practices, please refer to onr Privacy Statement previously provided to you. CREDIT REPORTING If you fall to fuHill the farms of your credit obligation, a negative report redact' on your credit record maybe submitted to a Credit Rsportirig Agency. If any specific information related to your Account transactions or credit experience with us is Inaccurate, you may notify us and request us to correct the inaccurate information (after confirmation of the alleegged error reported to any credit reporting agency by writing to us at P.O. Box 980$, Las Vegas, NV 89193, W may choose to delay enforce' or waive arty of our rights under this Agreement m certain siWatlons. We can delay enfordng or waive arq~ of our rights without affecting our other rights. If we waive a right, we do not therebywaive the same right to other situations. UPDATED FINANCIAL AND OTHER INFORMATION Uppon request .yon ogee to promptly give us accurate financial and other InPorma{ron abort yourself, SEVBRAB[LITY If arty provision of this reement is finally determined to be void or unenforceable under arty rule or regulation, all other prmisions of this Agreement will remain valid and ennfforceabl~. ARBITRATION You agree and claim, dispute,_or controversy (whether based upon law•i or equity and whether pre-ezisnng, presCnt or future J, mcluomg initial claims, counter-claims, cross-claims and third party claims, arising from or relating to this Agreement or the relationships which result From this Agreement, including the validity or enforceability of this arbitration clause, arty part thereof or the entire Agreement ("Claim"), shall be resolved, upon the election of you or us, by binding arbitration pursuant to this arbitration provision and rho appliable rules or procedures of the arbitration administrator selected at the time the Claim is tiled, The party Initiating the arbitration proceeding shall have the right to select one of the followingg two arbitration administrators: the National Arbitntlon Forum (°NAF"} or JAMS. The arbitrator shall be a ]a er with more than ten years experience or a retired or former Judge. We ages not to invoke our n t to ari,ltrate an individual Claim ~u may bring in small claims cour~or an egirivafent court, i! aqy, so ong as the Claim is pending on~Y In that court The rules and forms of the NAF and JAMS maybe obtained by wilting to or calling these organirations at the addresses and/or telephone numbers Fisted below. Our address for service of process under this provision is HSBC Bank Nevada, N.A, P.O. Box 98740, Las Vegas, Nv 89193.8740. Any participatory arbitration hearing that you attend will take place in the city nearest to your residence where a federal district court is located or at such other location as eed by the parties. On arty Claim you file, you will pav the Irst S50 of the filing fee. At your request we will pay the rernalnder of the filing fee and any administrative or hearing fees charged by the arbitration administrator on any Claim submitted by you rn arbitration up to a maximum of 51,600, if you are rreeqquired to pay aqy additional fees to the arbitration administrator we wiU consider a request by you to ay all or part of the additional tees; however, we shaD not be ohilQated to pay arty additional fees unless the arbitrator grants you an award. If the arbitrator grants an award in your favor, we will reimburse you for any additional fees paid or owed by you to the arbitration administrator up bo the amount of the fees that would have been charged if the original Claim had been forthe amount of the actual award in your favor. The parties shall bear the expense of their respective attorney's fees, except as otherwise provided by law. If a statute gives you the right to recover arty of these fees, ar the fees paid to the ar ltratlon administrator, these statutory rights shall apply in the arbitration notwithstanding anything to the contrary contained here-n If the arbitrator issues an award in our favor you will not be required to reimburse us for any fees we have previously paid to the arbitration administrator ar for which we are responsible. 'Phis arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be ~wemed by the Federal Arbitration Act, 8 U.S.C. Sections 1 - I6 (the FAA"). The arbitrator shall apply app icable substantive law consistent with the FAA and provide written reasoned tindi of fact and conclusions of law. The arbitrator's award shall not be su~ect to appeal except as permitted by the FAA. The parties agree that the award shall be kept confident[al. Judgment upon the award may be entered in any cour3 having jurisdiction. This arbitration agrcement shall survive termination of your Account as wall as the repayment of ail amounts borrowed hereunder. If any portion of this arbitration agreement is deemed invalid or unenforceable under env law or statute consistent with the FAA, it shall not invalidate the remaining portlans of this arbitration ageemant or the Agreement Ln the event of a conflict or inconsistency between the roles and procedures of the arbitration administrator and this arbitration agreement, this arbitration agreement shall govern. No rc~lyass actipoens or ar a peerrnlttCOea in a~(tration Without the written l~nsent of you~and us on THE PARTIES ACKNOWLEDGE THAT THEY HAD A RIGHT TO LITIGATE CLAIMS THROUGH A COURT BEFORE A JUDGE OR JURY BUT WILL NOT HAVE THAT RIGHT IF EITHER PARTY ELECif'8 ARBiTR.ATION. THE PARTIES HEREBY KNOWINGLY AND VOLUNTARILY WAIVE THEIR RIGHTS TO LITIGATE SUCH CLAIMS IN A COURT BEFORE A JUDGE OR JURY UPON ELECTION OF ARBITRATION BY EITHER PARTY. You maY contact, obtain the arbitration roles of, or file a Claim with NAF or JAMS as follows: NsiionalArbltreLimFbnan JAMS P.O.I4a50lBl 9b Brmdwnr Mhrr~eepoar,ltti65405 NewYwk,NYlD005 wwwarb~forum.arg www,}errwdr.com Code of Procedure Plrw~cW services Arblttatkn Rules end Procedures What To Do If There's Au Error In Your BiII YOUR BIIJlNG RIGHTS - EP THI U9E This notice contains important information about your Account rights and our responsibilities under the Fair Credit BIlling Act, NOTIFY IE IN CASE OF ERRORS OR QUESfIDNS ABOUT YOUR BILL If you think your bill is wrong, or ff you need more information about a transaction on your bill, write us on a separate sheet at the address listed on your bill. Writs to us as soon as possible. We must heaz from you -ro later than li0 days alter we sent yvu the first hill on which the error or problem appeared. You can telephone us, but doing eo will not preserve your rights. In your letter give us the fo{IoLVing information; • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain, if you can, wily you believe there is an error. If you Head more information, describe the Elam you are not sure about If you have authorized us to payyour credit card bill automatlcaliy from your savings or checking account you can stop the payment on any amount you think rs wrong, To stop tie payment your letter must reach us three business days before the automatic payment is scheduled to occur. YOUR R1GIiTS AND O11R RBSPONS~[[1'fIES AFTER K'E RECEIVE YOUR Vi'R1TP8N NOTIGB We must acknowledge your letter within 30 days, unless we have corrected the error byy than. Within 90 days, we moat either correct the error or explain wtiywe believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as detmgqvent. We can continue to bill you for the amount you question, inclnding finance charges and we can apply any unpaid amount against your credit limit. You c{o not have to p any questioned amount while we are lnvest[gating, but you are still obligated to pay the parts of your bill that arse not in quesfron. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. if we didn't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. Cn either case, we will send you a statement of the amount you owe and the date that it is due. Tf you fall to pay the amount that we think you mve, we m$y report yvu as delingwent, However, if our explanation does not satisfy you and you write to us w(ttun ten days telling us that you still cefnse to pay, we must ~ tall anyone to whom tive furnished credit utfotmation about you that you have a gaestbn about your bill. And we must tell you the name of agYOne to whom we gave this mfonnadon. We must te6 ary~one we report you to that the matter has been settled between us when rt flnal>y ls, !f we don't fallow these rules, we can't collect the first S50 of the questioned amount, even lfyour bill wu correct. SPECIAT, AUIE FOR CREDIT GAED F'[lBCHASF,S If you have a problem with the quality of Property or services that you purchased wtth a credit Card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the retraining amount due on the property or services. There are two ilmltatrons on this nght: (a) You must have made the purchase in the same state as your current i designated address ar, !f not within the same slats, within 160 mites j from that address; and (b) The purchase price must have been more than 350. These limitations do not apply if we own or operate the merchant, ar tf we matted you the advertisement far the property or aernces. HSBC Gard 5orvicea Inc. and HSBC Card Services (II) [nc. provide processing services for HSBC Bank Nevada, NA. You may write to us at: H58C Bank Nevada NA. 1111 Town Carter give I.as Vegas, Nevada 89134 fy.f..~~ Thomas M. Kimble Executive Vice President November 1, 2006 MasbetCard is a t~egistered made of [itaster{:ard itttematiottal, Incorporated Visa is a tegivtered mark of Visa International and Vcsa U.SA GM Card website oddness is tmt .mm ®2005 H96C Bank Nevada, N.A. GM-AGt897 (1 W6) ®~GMCard Customer Center Pagmert Addres& 1$00-947-10(?!! HS6C C~~.RD SERVICES ~ ^ EOX ±'L)C92 PO 6OX 37281 Salinas, CA BALTI h40RE MG 9391 0082 2129?-3281 Visit us at www.gmcard.com Quick Look Account Summary SLa tense nl Gate !i_ i „ Account numlxr 5468 4100 'L,iB 3153 rJe~,a 6a~ance $35D3J7 To`al Gedd L.unit $1'J,OuO Mnimu'n Payment' $12G.iv Tu.al Q+al~ Ad,,:~nce Lirnil $11~, Oiu Payment Due 0.,te t0i28n~f1 Avai able C~~~dd $*i4G6 G:. ails Ele Cemli 6,d„once $c466 Current ayment Due' S12S.00 B Drys This Billing Cycle :u Page 1 of 1 See About Vour Payment on reverse for an explanation of these amounts. :: ! :::::::::::::::::::::::::: E :::::::::: i :::: GP1:?letltttlat ~tlr~d:Tt~rls~Gtt4ttS :::::::::::::::::::::::::::::::::::::::::::::::::::::: I ::::::::::::: i :::::::::::::::: i ::::::::: i :: E (r'.9t iafl<diritsrai!1iF~d hsaG?IW? Qgtdil 9a ?p wWyt.~IPParp,clot)::::::::::::::::::::::::: ; : :::::::::: Transaction Gate Post Gate De:.cription Amount Reference fJumtxr 0<?+rx_ O~1r08 HShI'HSr18081:4'.A6 800-~04-3900 FL $54."%8 MT08'_52M7gOM01n1t'940 rx3ria OSP15 ShophlEC' S73T•410.3 800 67ii 7523 MfJ $4t5S' MT0825900730000101?084 C9i21 ~'XU22 ShopIJEC' S74551%?0.3 %?00$7ii-5523 h11J $174.9f~ MT082c600?40000101142~i9 ngi?2 Ofln2 PAYAdENT-THAPJK VOU $151200 GR 2092208fJ000001201?9~OOt rxt+2<~ !KP23 HSIJ'HSIJ+3086?6803 10F4 x00-234-3900 FL $3244 MTng?67009rv,7nnOtnO?g7n~ :::::::::::::::::::::::::: ::::::::::::::::::::::::::::::•:: V `y:::::::::i::: ii:i::ii::iiiiii::iii:iiiiii:iii:iiiiiii H liiiiii;iiii P~ea~ous f3alarc-e Pigments and Other Credits + Purchases, Cash Advances. « Finance Charges - IJe.n~ Bala•ice Fees and Other Gebds $:351 31 $15J. i>u $303_:A 88c' 16 $35D37. ::Finance:C?ia~'•e:Ca6~ula'tiori::::i:::::i:::isi :::::::::::::i:::i:::::i::~:i::~:: Avenge Gaily Daihf Periodic Nominal Annual Finance !:ash Advances Annual Balance Rate Pereerrtaae Rate Charge Tiausac Gun Fees Percentage Rate $3,4f~@E~ G.CY_,491% :~i.£k+°5 $8916 $0 Cv :.O g40 0 Purchases $Qw 0.08491%iv! 30.9£1%Ivl $OAO $v v0 Or~,nq% Cash Advances i:d indicates variable rate :::Eitrtltrt 5:5lf9iEtid? .::::::::::::::::::::::::::::::::::::: Prenous Earnings $238.72 New Earnings Total $254.88 Remember, every time you make a purchase with Ean,ingc. Rrrceived $1 16 Annivercory Date E•itrn,; your GM Card, you'll eam 5°< in GM Card Eamings. Fddltional E:arninge $O.OG Anniversary `/ T D Earnings $118 58 You can save hundreds, even thousands on the Earnirgs Ndiustments $0 00 Lifetime Eamings Redeemed SO uG Purchase or lease of your eligible new GM vehicle. Currant Penod Ean,inge $15 16 Choose from over 50 brand~t iEorni~ 5liopiEainiii ~ case iriEEridediiii yoiirililei~b~5irici9e 7otd3oiiaid:ian soli ~ die; iieF>ii ~3tilivelizilei L ~ ~ anitii vievr''oui ~oiiiis Slio ~ iESiraui ~~, sits i i i i i : i i i i i : ~ i _.....9 ............. _ ......................................4......................°9..........Y..............?. .... a....... ......... :~.a:m Hats:d:comMiectc ::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: ~.2........ ' Important Information As a reminder, your APRs may immediately increase up to the Default APR if your payment is late or you exceerJ your credit limit. as per your Cardmember Agreement and Disclosure. 100750; 03 STMT9-0 401-01 ib65n"7!PM GMC1 (please detach and return bottom potion with payment and retain top portion for your records. Do not staple or clip your check to the form helo`nt.) HSBC /Z/ 4ccount Number 5466 41 d0 2168 31 52 Pigment Due C%ate 10/28/08 Nru 6alanre $;;.503 T' Current Payment Due $126.00 Include account number on check to HSBC CARD SERVICES, Do not send cash. Send payment 7 to ID vl,lt gmta-d.tom da s rior to Pa ment Due Date to ensure time) deliver f tomarugcyourACwurrtonllrr Y p Y Y Y. tSee reverse for more information Amount Enclosed 2920 MARKETSTP,RQL~ II'rill'II'IIIIIIIIrIIIrLrI~IIIIIIIIIIIIIInIIrLlllll'lllll'~~' CAMP HiLEA 1701 1 X537 HSBC CARD SERVICES PO BOX 37281 rrrlrllllrrlll'III'Illlllllltlrlllllllrllrrlrrlrrlllllllllrlllrll BALTIMOREM1D2 1 2 97-328 1 0012600 0359377 5466410021683153 0 ®~GMCard Customer Center Payment Addrece. 2~8m.gg7-1060 HSEC CARD SERVICES P.G. BOX !~D052 PO 6^X ;37281 Salinas, CA BALTI hdORE MD 93912-0082 223973232 Visit us at www.gmcard.com Quick Look Account Summary ~, tatemeht ate _ L ccormt nui~~r ;, uU _ _ S .;d tdenr balance $3.06^0 42 Total Credit Limit $~ ', Minimum Payment' $ t 78.00 Total Gash Advance Limi[ $u Payment Due Ciate 1118106 Available Ciedi. $o Past Gue Amount $126-vG Available Cash Achrance $u ri Days This Billing Gyde - Current Payment Due' 304.0 Page 1 of 1 7n maid trn adldin~( late fee, enrr rrur.rf7ru,r~ Ikr Lio~r e~nt Yantrent Orre nvAa•h mc(rdr.v the .ilinunuur Yu rvuerciph..v onv Yuvt Uuc;Luoranq • See About Your Payment on reverse for an explanation of these amounts. ............................................................:p ...p ...;:..r.;............ :::::::::::::::::::::: :::::::::: ::::::::::':::::::::::' ::::::::::::::::::::::::::::::::::::::::::::::::::: GM.. lati . u~r3:Ca :d.Tt~iB~Ctt4R5.......................... ::::iF4tapt}ix?ana?:e!aesactlon~kta?Igt>:ta:vyww.~m~aFe;gtsr>tj :::::::::::::::::::::::::: :. Transacnoc Gate ~ ~ Post Date ~ ~ ~ ~ Decrip4on ~ ~ ~ ~ Amount ~ ~ ~ ~ ~Reference~tJu~m ber~ tNt4 1nt14 ShopIJEC'S73~410.4 500a7o-5523 MIJ $A1.Sf~ MTng2g3m8!~000 u?C_S`_~ 1N21 10x21 ShopIJBC' 5745;1180.4 A00 673 S,i23 MIJ $174 c~ MTn82£i56_r860S'~Cr01n0?52`N 1ppt 10t?3 HSN'HSN8056268032CF4x00-334-'P00 FL $1997 M'n32cpnn7g0mOrnp2gtgg7 1n,~g tn;ti8 LarEC~,u.RGE.AS5ESSnnErtT $P•9.00 10000002ptnOnng9gg92a~2 PROT ECT 'lOIJR CREDIT RAT IfJG. ~; OUR ACCOUNT IS PAST DUE. Cif U_ 500.25-`100 TODA Y TG A4AKE VOJR PA `lP4.NT THn1JK Vp~J. Rf~difrtt ~,t3iVify ::::::::::::: :::::::::::::::::::::::::::::::::::::::::::::: o~N~,~ F.,I_+,~r~e P,/rr:ent; and Other Credits + v~~r~~l,~,,ti.,~ Ca~l~ v,i,,,,~~~„~ a Finance Charges -rte,,.. B.~l:~,re Fees and Ckher Gebits $3.Sn3.,, $Qw $275.SS $9t~.0f! $::066 9t ................................. ........................ ......... ............... ::Eiriailce:Cliai~'e:t":akcu3atiori :::::: :::::::::::::::::::::::::::::::::::::::::::::::::::::: Hverage Daily Daily Penodw Nominal Annual Finance Cash Advancei Annual Balance Rete Percentage Rate Charge Tnanaaction Fees Percentage Rate $3 76a a0 6.08492% 30.g<iao $99. Ch: $uuG ,n g90% Purchases $QGit O. C2ff491461v1 30-99%prl $0.00 $Q. irit 0'?OQ% Caah Ad~;_+rcee Iv? indicate variable rate :::: :::::::::::::::::::::::::::: :::::~1#rftiA SE54f91t8 Pre~~~ous Earn,nas $214.85 New Earnings Total 5266.71 Remember, every time you make a purchase with Earnings Received $11.83 Fnniversary [iate E.i1rn. your GM Card, you'll earn 5. in GM Card Earnings. ~ddit~on al Earnings Earnings Adtustments Current Penod Earnmas $6.00 $G.Oit $11.8:- Anrnversary Y T 0 Earn~ngc $t ;0 _a1 Lifetime Earnings Redeemed $~~ ~xi You can save hundreds, even thousands on the purchase or lazse of your eligible new GM vehicle. Chocso from over 50 brandnt :(:ortris ~6opiEcdniii ~ cane indEudeiiiiii t oiQitileir~ain' ~ .~ 7oEd :toiir5 idciin Ali ~ 3ilet ineNr: G361ivehacilei L ~ ~ ini~ vieer. ~oui]1115 ~liop ~5mui '.it i i i i : i i i i i i i i i i . 9 ................f.............~....................8......................°4..........Y..................... s.......... ivram^ign.~cai<Icomiiievc: ::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::iiiiiiiii 1007505 ~. G3 STAAT44 u 01-01 0064o4iPM GMCt iPlease datach and return bottom port on v,~th payment and retain top portion for your records, Do not staple or clip your check to the form belo~.v ) HSBC IZ- Account Number 5466 4100 2168 315: tJe•n+balance $3.06^oA1 Minimum Payment $178 iti Payment Due Date 11i28lQ'S Curren[ Payment Due 5304.00 vlglt rnCa-d.tOrn niuuoe accoum numuer On CIIBCK TO r1Jt3G GHKU JtKVIGtS. UO nol send rash. send payment / !0 10 9 days prior to Payment Due Date to ensure timely delivery. To avoid an additional late fee, pay ,he Curren) A to manegeyourAanunt onllnr_ Payment Due. tSee reverse for more information Amount Enclosed EDWARD E LAMARQUE 2920 MARKET ST CAMP HTLBA 17011 4$37 ~~~~~r~l~liiill~rllrl~~~~~llli~~l~ii~liri~~~il~~~~r~lllrr~il~~ill ~rlllt~~il~lin~ll~trii~ill~iilirl~i~rtlrnl~i~linirinll~ilrl~ HSBC CARD SERVICES PO BOX 37231 BALTIMORE MD 21297-3281 0030400 0396841 5466410021683153 8 ®IGMCard r ustomer Cerder Payment Address. t-800-94?-tOnO HSBC C.~.RD SERVICES p ~ BOX !'D082 PO 6^X 37281 '>alinas, CA BALTIRIGRE rt1D 93912-0082 2t29?-328t Visit us at www.gmcard.com Quick Look Account Summary -~ Stateintinl Uale `L4_ Account nun-Ixr ?xbU 4, p0 i~~3153 rJaw balance $37x38: Total Gedd L~cr,~i $.t 105 Minimum Payment " $138.Gv.~ Tidal Cash ,4cb•ance Llndi $x.105 I Payment Due Gate 12T'8h?8 Aval able C,eJd $ ='.61 A.vallable Lash A.d~ance $361 i ~ Current Payment Due' $t3a.0 ?+ Drys This Billing Cycle ^u ' Page of 1 See About Vour Payment on reverse for an explanation of these amounts. :: :: :::::::::::::: :::GM:P36iiolliri:EerdiTiiirisECtioiisi:::isi::::ii::fiii:::Eii:::::iE::E:f::::i:::i:i:i:::iEi .. . ................................................................................................................................................ ..... . .. ...... .... ra ttton aTansac ron a iat o arrrrri: rocai'.d comJ :::::::::::::::::::::::::::::::::::::::.:...................................e.:..:......8.......~......:::::::::::::::::::::::::::::::::::::: .. .................................................................................................................................................. Transaction Gate Post Gate Dc~:cription Amount Reference tJumber 11 r2' 11!28 P.aYMEraT . THAtJK YOU $?26 u0 CR 2112?08N00!n013?149?801 .............................. .................................... ccotmt c rvf ............. ..... ~ Pia.noua Ealaece Payments anal OtherCredits +PwnliatiNS C:+sl~Adv:anre.~; +Finance Charges -'den: Ea l;i~~r e gees and Other Gebds $£; Jea a1 $32 .w SQiwJ $100.x1 $3 7x3 a, :: L iiiiiiiiiiiiiiiiiiiiiiiii ........................ iiiiiiiiiiii:iii:Ei::i:::i:iii~i...... i ... '~tC ~ a i~it:::EiE ................................ fwlnr. r~.~!df J4.~~ ..GI. S.Q........ :6E:i::ii:iE::E:i:iii:iiii:ii:i::iE:iiii:i'~i!i;:iiii:: ........................................... .......... . Average Gaily Daily Periodic Nominal Annual _ Finance Cast G.dvancei Annual Balance Rate Percentaae Rate Char e Transaction Fees Percentaae Rate $3.541.33 0_Q9491 % 30.92°'0 $100 71 Su GO 30.990°'v Purchases a_I +d a_n~r._ $nm D.Q'S491°.~o w, 3n gyao ivl $fi In 1;n nn n:_,nnp; fv, iadicale~ va•~able rate ::::Ekrftiri ~:SlEriimN't ..::::::::::::::::::::::::::::::::::::: P~evicus Earmnas $<66.77 New Earnings Total $266.71 Remember, every time you make a puronase with Earnings Received $V.ilU Anniaersary Gate Ei1Jn your GM Card, you'll earn 5yo in GM Card Earnings. A;ladion al Earnings Earnings ~dJU=,tments Current Period Eanvngs $v.w Fnniversarj `/ T D Earning& $1 30A1 $v.iJU Lifetime Earnings Redeemed $G ~ $n_nn Vou can save hundreds, even thousands on the purchase or lease of your eligible new GM vehicle. Chocse from over 50 brandst iEoiius Stio~ iEainiri'siare ine(tided:iii'wicifileivf5irivi'§ 7ot~d3oirv5idaiari ieli'd~ei iie~.br.~;li~ieh~lei 3.: ~ ~ 3nitii irieu% oui~onusi Slid ~ ~Strivi s ati i i : i i i i : i i :iii i .P.......9 ................5...............9....................9.......... P9..........5..............@.......9................... ~~.vw grnca~tlicom,"news ~i ::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: 100750'i 03 STVITg4 .101-01 OOb09A,%PM GMC1 (Please detach znd return bottom portion nnth payment and retain top portion for your records. Do not staple or clip your check to the form belo'•+e) HSBC 1./ ,ccount Number 5466 4100 2168 31 5 Payment Due Date 1z138h1 Jen, balance $3 7x3 8: Current Payment Due $136.P d,lt gmea-d.eom Include account number on check In HSBC CARD SERVICES. Do not send cash. Send payment 7 to 10 p to manegeyourACCOUrtk on8nr: days prior to Payment Due Date to ensure timely delivery. tSee reverse for more information Amount Enclosed EI)WARU E LAMARQUE 2420 MARKET ST CAMP H1LEA 1701 1 X537 r~rll~iniri,l~riiriinlnliri~ilrrrl~i~l~lilrl~rlllilli~rilr~~il rlllitr~rrrl~iiiiiilrliltilllirniiirilirl~irllitirrill~liri~irll HSBC CARD SERVICES PO BOX 37231 BALTIMORE MD 21297-3231 0013800 0374382 5466410021683153 7 ®~GMCard Gusto ~.ner Center Payment Addrecr, 1-800"94?-10!!0 HSEC C.~.RD SERVICES ~ O BOX ±10082 PO 8^X ;7281 Saunas, CA BALTIMORE MG 93912 ~OE2 2129'-328t Visit us at www.gmcard.com Quick Look Account Summary J tatement ate '1_ i_,1 ' HGCOnnt number - lL 1 _ . _ >t~i''~`.'i '. tJe'.~• balance $3.060.~.i Total Crecht Limit $a °.u5 Mlmmum Payment' $t 24 Oii Total Cash Hd'eance Limd $a ^u5 Payment Due Gate OV29109 tivailable Gadd $- 35 Past Gue Amount $? 32.00 tivailable Cash Ad„ance $'~ S p Days This Billing Cycle 32 Current Payment Due' 322,0 Page 1 e! 1 Tn tn»id aH rsdriitinrw! lure' lia•, rrNUHU.Yt~v lh~r Cmrrnr Yurna'HI Uue nohich inc'lrvk'.Y (he .4finulvrun Yll t'lllt'H!Y!(I.Y 4Hl' I/4Yl U(It' : f 111lNYrl~. + See About Your Payment on reverse for an explanation of thesa amounts. ....................................................................................................................................................... ::::Ght:?iattetlal Cdr.4:Ttlsris39CttARS :::::::::::::::::::::::::::::::::::::::::::::::::::::: .. .. (Fqt, :'4ftUit3W?d?Cr1AK?Gt!Wtt d@tdil gt? tO !rWN/w.ghit~r di6t3rYlf : ::::::.::::: Transaction Date Post Gate De:,cri ion Amount Reference Numbe- T2l10 12!11 ShopIJBC` 573,'7410,5 800$76-55'23 t,41J $41 5f~ MT0834Gnn?40!uL01003244' 1'i11 12112 HSPI'HSI'1808620"0"0 30F4800-2343900 FL $1991 MTp83470074000010033?Oc T~l?2 12122 HSIJ'HSIJ 8086268034pF4800-234-3900 FL $199; MT08357008!m0001!Y_r',3-:?t 12%2d 12128 LATE CHF.RGE A.SSESSMErdT $"~ W 100000020100~~9.~:'98?0'!~ PROTECT"/OUR CREDIT RAT ING. YOUR ACCOUNT IS PAST DUE. CALL H00.28 5-5100 TODAY TO P9AKEYOUR PA' . r'_~ENT. THANK VOU ::: AfO:biidt flttivtty ::::::::::::: :::::::: ! :::::::::::::::::::::::::::::::::::::::::::: P~y.,~r.,,~ Eal:~r~~,e P a/rnen><and OtherCreditc + vnrr:i~~sas c:.,~i~ kll~:,r~n.,.~ a Finance Charges - rle,~. E-di~+~~t~ gees and Other Gebds $<; ._3 u2 $O.w $120.55 $10494 $3 J60.2_r . :::.. .. ......... ... Fiiiance:Cliai"e'l".aticula'tion ...............::............... 9 .:......... :•:: h'rerage Gaily Daily Periodic Nominal Annual Finance Gash Advancei Annual Balance Rale Pereemdae Rate ChargO Tnansecliun Fees Pereentage Rate $3,86, ~u 0.06491% 30.99"'0 $104.94 $O.uO 3n,clgnoro Purchases $uC0 0 08491961x1 3Q99°>olvl $OAO $0 W 0 000 C~sb Ad;_.rces w) indicatee variable rate :: :::::• ::::::::::: :::::::::: •::::EitrltlA 9:5tf91atat .::::::::: ::::::::::::::::::::::::: ..................................................... ::::::: ::::::::::::::::::::::::::::::::::::::::::::: Previous Earnings $266.71 New Earnings Total 5270.79 Remember, every time you make a purchase with Ean,inge Received $a.08 A.nnivereary Cate 5.jirn your GM Card, you'll earn 5 in GM Card Earnings. Rddd~onal Earnin gc Earnings Acjustments Current Period Earnings $O.Ou knnrversary Y T D Ean,in gc $134.4f; $O.uG Lifetime Earnings Redeemed $0.D0 $a_GFs You can save hundreds, even thousands on the Purchase or lease of your eligible new GM vehicle. Chocse from over 50 bra nd nt :GVfRr,~. 'Jrt ll0[~:E:iTrlln ~ L:afe InG~Ided .. 8 ............. :eaw~t gnacaxl.comA4 srme ::::::::: .. :IR • Ollr:la PYr ~arn~Tl ~L'1:O~it:fnkiafd ~:.ln >el ~ 11~e; SOek/; '~i~'1:Yeh[CE': ~:O ~ :m:~ Yte~f ~OUf ~.OCIIS .~f, hO • :E i(n pl ~° _tt::::::: ~:: ...l...............cJ.....................Q.......................@..........7..............?...... 9........... :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::~:::::::::::::::::::::::::::::::::~.: 100%505 0'; STVT94 401-01 0073S~1PM GMC1 1Please detach znd return bottom portion with payment and retain top portion for your records. Do not staple or clip your check to the foam belo':^/ HSBC /./ Account Number 5466 4100 2168 3153 Nrn!balance $3.060.cJ Minimum Payment $1Q4. vl Payment Due Gate 01 i29I!xi Current Payment Due 5322.00 Yd,ltgmeard.eom Include account number on check to HSBC CARD SERVICES. Do not send cash. Send payment 7 to 10 } to maneyeyourAwourrt Donne days prior to Payment Due Date to ensure timely delivery. To avoid an additional late fee, pay the Current Payment Due. tSae reverse for more information Amount Enclosed 2920M RKET TARQUE ~n~l'~Inl'1~1'II'~II~'I~'~InI~InJI~I~~'~~~~I~r~r~rlr~lr~~l~~ CAMP HiLEA 17011 -0537 HSBC CARD SERVICES PO BOX 37281 rr'rlr~~I~~r~r~rl~l~~~l~lrrlt~~~rr~I~'~rllr~f~~~I~~r~I~~r~~~~IIII BALTIMORE MD 21297-3281 0032200 0396929 5466410021683153 4 ®IGMCard CustamerCenter PaymentAddreer'. 1-,gm.gq?-t Onn HSEC CARD SERVICES P.~ BOX 80082 PO 6QX 37281 Salinas, CA BALTIRIORE MD 95.912 ~Od2 2t 297-328- Visit us at wNw.gmcard.com Quick Look Account Summary Slaleinenl U,ile .L 1_.I Hccou nt numlxr 54bi3 1100 ~i ti4 3153 Ple~ar balance $3 60L34i Total Gedil Llmil $:: 705 h4inimum Payment" $rrl w Total Cash AcL•ance _~mil $3.705 Payment Due Ciate '!2128h79 Avai able CraJd $1 u": kcailable Ca.h Hdva nce $1 V3 urrent Payment Due' E54,0 N Days This Billing Cycle Page ' of 1 See About Vour Payment on reverse for zn explanation of these ;amounts. .. :::::~ ::::::::::::::::~::::::::::::::::::::::GMEPIetIAilKrliC~(t1iTiBEtls~Gt~gRS::::isi:::isisisi::::'.isi:::i:i:iii:i:ii;iiiiilii::i:::i ..... {Fqt kldgitstiriait`raA~5l6?IQtt aRta31 ~P:1V ~1'Y?W.•ym~1 ES~i6~NrlI :: i! i: i i :: i: i i i i i i ::iii :: i i i I ::::: i :: i transaction Gate ~ ~ Post Gate • ~ ~ ~ Description . ~ ~ ~ •Amount ~ ~ ~ ~ -~- ~ ~Reference~Number~ n1.x, nvx~ pAYMErJT sv pHOrJE FEE $15.iv 35a.~a15r02919797M?3x130 ni rx~ ni rx~ pAYn9EFIT 6Y PHOIJE - TH.u.rJK VOU $x0000 GR c4+,841 £10'_gi£R97M?34130 10r?8 n1!30 LATE FEE REVERSAL $38.00 CR 1'02'-30.iAIJ05 (01-011000 12r2b M130 LATE FEE REVERSAL '$3g.G0 GR to"22 30JADlpg j01 O~I i000 'iVE HAVE HAG TO DECREASE VQUR CREDIT LIMIT TO THE APA^UtJT SHO' :^.rIJ ABOVE. FOR ~UESTIOfJS PLEASE C ti'_L g00-3?H-1253 :::Aftdlirit i9t3i43ty ::::::::::::: :::::::::::::::::::::::::':::::::::::::::: :: P,N.".us B:,la~ ,.e Payment5:+n:1 Other Qedas + p.. ,-h:,.~ c:..~b a,iwv,~,.P.~ .Finance Charges - rde^~ e~ ~~ ~-~ Fees and Lather Gebds $; v6C~ ~.i $475-GG $15-w $95.70 $3.60 ~ C., .... ........................... iiiFiiiai~e:Ctia~••eiL"aFcuiatiorii:iiii:iiiiiiiiiiiiiiiiiiiiiiiiiiiii:ii:ii:iiii:i!i:i:i:iiii Are rage Daily Daily Penodic Nominal Annual Finance Cash Advance! Annual Balance Rale Percentage Rate Charge T,wnslurion Fees percentage Rate $37E7 Cir nr1y4g1 0 3Q 9£~ o $E~5?0 $G 00 3n ggn o pufrh a5P5 $v Oiw O. LYS491 %IV) 3n. g<iy, f;,l $0.00 $G Cni nr~_xJ°'a Cash u.d.ic„ices iv)indicates variable rate ........................ .....E~rirtin s5ut»inat ........... Pre~•ious Earnings $270.7£! New Earnings Tatal E270J9 Remember, evory lima you make a purchase with Earninge~ Recewed $QGO A..nnrvereary Date 5i1in; your GM Card, you'll eam 5% in GM Card Eamings. Additional Eamings EO.w Anniversary Y T D Earnings $134 ac,; Vou can save hundreds, even thousands on the Earnings Adjustments EG w Lifetime Earnings Redeemed $0 Op purchase or lease of your eligible new GM vehicle. current Period Earnings $pA0 Choose from over 50 brand.,} i2ornie 5liopi6uniii~edre iricEudediiii ~oiQtil'einiESiriiii~c 7otd3ori5idMari ialigB~e ine~.vi ~3Vlivelizaei i:oj,intii vievr.Youit;onie; ~IropiEairinigsit i i i i i i i i i'. i i i i .... . :"nma. mcard comnAa,,e: .............. ...... .... ..... ......: . ,007 i0`.; 0'; STMT44 x01-01 0054a63iPM GMC, iPlease detach and return bottom port'~on with payment and retain top portion for your records, Do not staple or clip your check to the form belav.l HSBC /./ tccount Number 5466 4100 2168 31 5: Payment Due Ciate 02/28hx Jew balance g3601.CfJ Current Payment Due E54.0( vtelt gmealyd.eom Include account number on check to HSEC CARD SERVICES. Do not send cash. Send payment 7 to 10 ~ to manage yourACmurrt cnnrx: days prior to Payment Due Date to ensure timely delivery. tSee reverse for more information Amount Enclosed EUWARU E LAMARQUE 2920 MARKET ST CAMP HTLEA 17011 A537 III{{~ilir~l~i~tl~,ii,riri~ririir~iirriiriliililiril~,ril~liitirr trlrl~~l~llli~r~llliritlril~lilli~llrirri~rlll~~r~i~irll~i~lrl~~~ HSBC CARL SERVICES PC BOX 37231 BALTIMORE MD 21297-3231 0005400 0360199 5466410021683153 7 ®IGMCard Customer Censer Payment Address- 1.8nn.gg7-?p!m HSEC C.~.RD SERVICES o n. BOX 800+;2 PO 60X 37281 Salinas, GA BALTIMORE AdG 939'2-0082 '_129?-3281 Visit us at w+M.v.gmcard.com Quick Look Account Sulnmury Slaleulenl G_+le i_ 1.,.3 Account num7er 54bL` 110C ~1i3+ 3158 Ple~,v balance $3.G8ZN5 Total Gedll L rnd $~ 7u5 P,-0nimum Payment ` $122%0 Total Caali Aclr•ance Limit $~ 7iu Payment Due Ciate OSi2bhXl Avai able Clalill x117 f•.vailable Cash 6.d„anr-e £117 Currant Payment Due' St22.o tt Days This Filling cycle ~` Page 1 or 1 ' See About Vour Payment on reverse for an explanation of these amounts. ::::::::::::::::::::::::::::::::::::::::::::::::::::::::::GMiPlatiniilai fCerd:Tiierisisctioiis :::::::::::::::::::::'. i s E: 6: i ::::::::: i: i i :::: l :::::::::: ........................................................................................................................................................ :: FAial3ditiiiriixl:Cta6saitiori'sietail8v.to.riiv4v.~iui~ed:ciitiij:::::: iiiiiiiiiiiliiiiiiiiiiiiiiiiiiiiiiiiiiiiiii..~ ..................................... iiiiiiii::::::::::::::,iiiiiiiiii .............................................................P......................................................................................... Transaction Gate Post Gate De~,en bon Amount Reference tJumlxr np~3 n~r~3 pgvAAEFJT ~ TH.~.tJK YOU $10000 CR 2022309rJ0000011 %1781401 iiiAcCOUriti'~liiibif'iiii:iiEiii:i_ii_:ii:ii:i:::iiiiili~ P. e.,laus &ala nre Payments and Other Credits + Punaiases C:+sl~ Ad~41~rr,r; + Finance Charges _ - rde~n~ B~e la re Fees and Other Gebds $3 6ntfv $1Qj.W $QiIJ $g5.8G $~ So%±15 ............................. ........................ :::::::::::: .............. .............. :::::::::::::: .............. .............. ::::::::::::::.....r<a...e.. a.sa...~w.a.19 ........ .......... .................................. Average Gaily Daly Periodic Nominal Annual Finance Cash i~.J:a~lce~ Annual Balance Rate Percentage Rate Charge Transaction Fees Percentage Rate $3.F1133 QQ5491% 30.99°6 $8; N6 SOOG 3Q990°'0 Purchases $n nn n,ryy491~6 fN 30 g9 orvl $u 1Y~ $0m nnnno~ Cash a.d;_. r,+e~ rv) Indloatee. variable rate :E~riliri ~:Slftritrlh} .:::is:::::::::::: ::~:::::::::::::::: Pre~~oue Earrnngc $""<7G 79 New Earnings Total 5270.79 Remember, every time you make a purchase with Earnings Recen•ed $p IN Annversary Date 6iiln3 your GM Card, you'll cam 5'6 .n GM Card Eammgs. +'-dddional Eaming& $Qi/V Anniversary V T D Earnings $134.4(, You can save hundreds, even thousands on the Earnings Acju,hnentc $ui~ Lrfetlme Earnings Redeemed $p;jp Purchase or lease of your eligible new GM vehicle. Current Period Earnings $nm Chocse from over 50 brandst ...................................................................................y ..:..........................;.:......p....:...:.................. EoRlis 56opEaiilili~saGe irieEudecl:iii yoivfileiv~ailiaigs 7otai3oivaidsah ~eligi3~e~ ireer!'3±1'tefaicle iajiilGi irten~roui Eonus Stio' :famirigsat ::: :::::::::: Siyeim+gmea~d coiriAnevus .........:...::......... ..:.:: .:...... . 1007,00 03 STMTa4 401-01 00542^_.rPM GMC1 (Please detach and return bottom port on with payment and retain top portion for your records. Do nol staple or clip your check to the form belo•,v.1 HSBC /./ Account Number 5466 4100 21 68 3153 Payment Due Date ng~~ghxl Near balance $3 5^07 ~ Current Payment Due $122.00 n llilUllC ~IUGV VIII Ilillnl~l VII [:IICGR IV I"lJ6l- VI1RV JCRYII.C J. VO nVl Sell(1 G. Sri. Jen(1 paymelll / i0 IU Ylslt gmeard.t;om days prior to Payment Due Date to ensure timely delivery. tSee reverse fGr more information ¢' to manage your Acmunt online Amount Enclosed EUWARU E LAMARQUE 292(1 MARKET ST CAMP HiLEA 1701 1 -4537 rlill~~llrilnnitir~ll~r~~~li~tn~ilnlllr~llrl~llrlllrl~l~llll ~illnrniriiliiltrrllill~iliiltirlilnlirll~ilirlilnilirlli,it HSEC CARD SERVICES PO BOX 37281 BALTIMORE MD 2 1 2 97-323 1 0012200 0358785 5466410021683153 6 ®~GMCard Custo ine, Cenrer Payment A,ddrees, 1-B00.g4?-1000 HSECC,~.RDSERVICES ~ ^ BOX +?DC?r J PO 6^X '.7281 Salinas CN BALTIMORE R1G X39'2-?Od:' ^_12?.3291 Visit us at wlvw.gmcard.com Quick Look Account Summary tatement ate ~_ _J ceount num ~er~udbc~i dTbS~og J"I :,d fJrv balance $3.?~27c; Total Credit Limit $u Minimum Payment' $'173.i~ Total Cash Advance Limit $u Payment Due Cate D4f281~~ Ava fable Ciedll. $0 Or•e,lirnl L~nwwd 517.73 A'.~aila Lle Oash Adoance $V Past Gue Anwunt ~,12'.!x~ TM Drys Thle Filling (;yde 31 urrent Payment Due' 5293.0 Page 1 ,:i 7n ~nd<uldrin.ra!!ad',uuld,rnievdu+nr ka,,. r.,t/wr[ke Cra-i rnr Par,i~ent Urrc n,•hlch rnclnde, the ,4fininumr Vy,vnrn! and am Pour Uue anrLnr U. e~~f ornr ~nurmfJ ' See About Your Payment on reverse for an exoUnation of Phase amnums . ......... ::::::::::::::::::::::::::::::::::::::::::::::::ZiM191atiiaiitti~ard:tisrisastiairs::::::::::::: ::::::::::::::::::::::::::::::: i ... ..... :: :::: :::::::::::::: :::::: ~radditi6riaiEtSaasaitioriidetail' atawwov"miraid'cotii ... . :::::::: ..................................... 9...........?3.......~.....~::::::::::::::::~::::::::::: ::::::::: ............................................................p..............................................................................,......... transaction Date Post Gate Dc~cri lion kmount Reference tJumber 4&''8 ntr?g LATE CHARGE A.SSESSMEIJT $39.iA 100000020100009999941?0 PROTECT YOUR CREDIT RkTVIG YOUR ,4000UIJT IS PAST GUE. C,4LL 500-285-5100 TODP.V i0 M,4KE YOUR P.4YMEa JT. TH,~. G1K YOU iiii4Bt;~iiril ~tlivltyiii:iiiiiiiii iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii li Prevlo ~s Balance Payment, and Other Credits + Pinrl~asNS Crash Nr.w,~, ~e, + Finance Charges = News Ealarr' Fees and Ckher Gebits $3 So785 $O.W $3P. v0 $95.88 $::. ~,.. ............................. _ :E:piiiaitceE~"}tai"e:Cahculakioii:E::E: .....:.:.:.:..:::::::::~:::..................g..................... iE::EiE::iE:i:::E:E::i::ii:i::E::::i::::ii: ii:i:::::E ...........................................,...... l+.verage Gaily Daily Periodic Nominal Annual Finance Cash kdvancei Annual Ealanre Rate Percerrtaae Rate Charge T,ansacr~on Fees Percentage Rate $36d27g 0-f!H4919~, 3n gc,~ao qr; n qcn o $. P5 $u i,Cw 3_ ~ 3_ Purchases $0 w u p`_~4Pt oo iv! ^G cy~rv! $0 Du $u %iw ~5 uGGrS r:,, ad;_.r~,_e_ w1 ,ndicates ~ar~able rate :: :'::: . . ::':::::EdrtliA S:SU91ma~ .::::::::::: :~: ::: ::::::: ::..::.::. Prevous Earnings $2'OJn New Earnings Total 5270.79 Remember, every time you make a purchase with Earn ngs Reeewed $0.00 Hnnn•ersary Uate 511105 your GM Card, you'll earn 5", in GM Card Earnings. Adddional Eammgs E,~rrvn gs Adlushrents G.~rrent Pe(iod Earnings $O.w ~nnivereary Y T D Earnings $1 i1 q<, $0.00 Lifetime Earnings Redeemed $n_r~ $Qu~ You can save hundreds, even thousands on the purchase or lease of your eligible new GM vehicle. C hoo•.:e from over 50 brandnt :Bonus BIioD:Eiainio"s:are iocEuded:iii'yoim~rile:.vfi+i~irigs7dl'a33bi~aids:anieligitde; iie~.ivt•:1^ieklicle: ~o~:initiiirie~iv:gout:Evnu's~liop~airiirigsaL•:' i'~ ~ ~ ::: i ~:::' .. :ca:,ro.,. mcatd:comMe~~:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: :::::::::::::::::::............ Important Information YoLlr amoLlnt available for Cash Advances has been adjLlsted as shown in the Total Cash Advance Limit above. 1007505 A 0° STMT94 A 01-01 0p5:?ng,PM GMC1 iPlease detach and return twttom portion ,with payment and retain top portion for your records. Do not staple or clip your check to the form belowel HSBC IZ- account Number 5466 4100 2168 31 5. Ne•u Balance $3J2273 Minimum Payment $173.i~ir Payment Due Ciate nci''8hx1 Current Payment Due $293.00 Include account number nn check to HSBC CARD SERVICES. Do not send cash. Send paymrnl 7 to 10 „I,Itgmeard.wm days prior to Payment Due Date to ensure timely delivery. To avoid additional late andlor overlimil fees. ~/ to rnanaye your ACCOUrtt anllnr: pay the Current Payment Due. tSne reverse for more information Amount Enclosed 29 OMARKETSTARQL'E '~I~~II1~~"I~'11111'~'II'III~II'Iltrlllrrlllllllrlllllllll~lllll CAMP HTLEA 1701'. 1531 HSBC CARDS=RVICES PO BOX 37231 'Illllllrllllllllrrllll~l~lg'I'II"~~I~Illlllt~~"'lllll'Irlt"II BALTIMORE MD 21297-3231 0029500 0372273 5466410021683153 0 ~IGMCard Custoi-+er Center Payment Addrecc. 1-P00~94?-100 HSSC G.~,RD SERVICES P.O BOX +}DO??2 PO 6^X 2.7281 Salinas, CA BALTIMORE MD 93012 X082 2129?32£31 Visit us at vnvw.gmcard.com Quick Look Account Summary fatement 'ate .,!_ r_J ccount num ~~r ;, ob4 _10 ,31 ~d tJe•,u Balance $'d-503.11 Total Credit LimJt $0 Minimum Payment' S21 uw Total Cash Advance Limit $u Payment Due Date !x~281Mr kva fable Ciedll. $0 O•rerllrnlt Anwuid $1 "e8.11 G.vellyble Cash Ad~r nee $ir P_a st Gue Anruunt w>'95 00 TM Days This P,Ilhng Gycle 30 urrent Payment Due' S3D3.00 I Page ~ =t 1 Tn anid r,ddrinrof In1e• a lior n+rr lvui(%eev, .am moult r (he Qo-r en! Vm~rner0 Uue nr•hi~•h iru~Lrdes (he ,4flnirrrrmr Vurv+en(andane Vuvl Uue urvLor Orn ltiui(urnnrmlj ' See About Your Payment on reverse far an explanation or these amounts :::: GM:PlAtithttrSi :6ijC~f:TtEirl§aCtitlti~ :::::::::::::::::::::::::::::::::::::::::::: ':: '::::::::::: :::::::::::::::::::::::::::::::::::::::::::::::::::::................................................................................................. isii ::isisI::iiii:iiii:iiiiiiiiiiiiiiiii:iii{F.dfiBd's1<<3tirf~~C~~l~+l~~ttibtid8tb31~dttiwt^iW.~it3cifitc~;ti7r~ili:iiiiE:iiiii::::ii::::i::iiiiiiii:iE:: .... P ........ Tra sacbon Gatc Post Gate De~cn lion Amount Reference -?Dumber nq ng ngr2g Ov ERLIMIT CHARGE ASSESSMErdT SP.; ~w 1200Cr0020100!n999H918P/? .,qr^& 04r?8 _ATE C~.4ROE ASSESSME3IT 53P :~0 100M00201000099frd918a0 YOUR ,4000UtJT IS fd0'Pi PkST GUE. PLEASE CALL TQGAY TO hdAKE POUR PAYP.4EIJT OVER THE PH^NE. CALL US AT 800-2N5-5100 i:ilAi;c:~itilt fittf6ftyiii':iiiii:i:i :iiiii:iii:iiij.._ iiiiiiiiiiiiiiiiiiiiiii'iiiiiiii ~ree~ious Ealance Payments anal Other Credits ~ Purchases. Cash Advances. + Finance Charges = tJe,;w Ealance Fey yiid Other Gdl>its 53.7 _.., SO.w 574.w 596.°t5 53903.11 :::......:::::......:::::.... .:::::..... :::::::::::::.::.: ~iikiRie~3iais~e:~a~cw3acl4~l ::::.: :::: ~ : ~ ::. ~ :::::::.::::::.:::::::::::::::::::::.::::: hverage Gaily Daily Periodic Nominal Annual Finance CSSh A.J~.ence~ Annual Balance Rate Percentage Rate Charge Trunsacbun Fees percentage Rate $3 ?837F nry34919ro 309Jao $SB.38 $0 %v 32'920°'0 Pur~.h ases $Q00 0 Ob491 or,rvl 3n cxlor, Ivl $0 UO $0 ir5 n ~~,nog Casa kdvan~es w) indicatee va+iable rate ::::Ei';~11tri $:SUryihtt7' .::::::::::::::::i:::::::::::::::::::: Previo ue Ea-nings $2767<; New Earnings Total 5270.75 Remember, every Ume you make a purohase with Earnings Recewed $O. Cv; Anniversary Crate ~i1i06 your GM Card, you'll eam 5'; in GM Card Earnings. Adddional Eumingc $v.inr Anniversary Y T D Earninge $0 t~ Vou can save hundreds, even thousands on the Earnings Adlu~.tments $0.00 Lifetime Earnings Redeemed $0 iiG Purchase or lease of your eligible new GM vehicle. Current Penad ',=arningc $O.inw Choose from over 50 brand;;} i Lornis ~liopi~:vniii ~ iare irichidediiii 7oi6ihl eiv famiiigs Toted Soit~idsiiri ieligdilei ~etv: G3tilivehzilei Lo ~ oaito vievr.gour ~.c'1.oni+~; ~Fiop iESrnnig :it i ::: i ::: i i : i :: i ...................~.............................................................................`3..................... _..................... ........ :•AA.NVJ. mGa7d~GOmA.q BVJ^> ::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: :: ::.......:.... a ..................................................... .. Important Information Your amount available for Cash Advances has been adjusted as shown in the Total Cash Advance limit above. 1007Ci04; E 03 STMT41 401-01 011?37!PM GMC1 iPlease detach and return bottom portion with pa5'ment and retain top portion for your records Do not staple or clip your check to the form belo•x 1 HSBC /Z- Account Number 5466 4100 2168 3153 Ne•nr Balance 53.503 11 Minimum Payment $21Qu( Payment Due Crate 0`•i'-8f`-xi Current Payment Due 5305.00 Include account number on check to HSBC CARD SERVICES. Do not sand cash. Send payment 7 to 10 ~t,ttgmeard.eom days prior to Payment Due Date to ensure timely delivery. To avoid additional late andror overlimit fens, ~ 4o manage your Account onllnc pay the Current Payment Due. }See reverse far more information Amount Enclosed r r r I r rl r Inn I r Ir rl r rl III r l rl E~2oMa xETSrAUQt,~ ~I I III I ill ~~ ~~ I ~ ~ ~ ~~ ~~ ~ I I ~I~11~ IIII CAMP HTLP.A 17011 4537 HSBC CARD SERVICES PC BOX 3728! I'IIII~rIrIIIIrIIIIII~rlllt'rlllllllll~l~rllrl~~rlll'lllllllllrll BALTIMORE MtD2 1 2 97-328 1 0050500 0389311 5466410021683153 5 puick Look Account Summary ® I GM C rd tatement 'ate ~:~_ r_.3 ccvunt num xr :,4uu 41 ",.'~o J'~d a tJew balance $A.Ci71 34 Total L'redit Limit $G Minimum Payment' $219 Cn, Total Wash Advance Limit $G Customer Center Payment Address. Payment Due Date ng128r!Ki Available C,edit $G 1-82G~94?-10Lw) HSEC C.~.'RD SERVICES O,~e,Grnd Arnvwd $='•6634 ?:,~'ddeLla Cash AcL•ance $G P O BOX ±Y70E_> PO BOX 37281 Pyal Uue .4rnuunl $.`x115 Cit ',' r Day's Thls Bill ng Cyde 41 Eannas GA BALTRtOF2E AtD urrent Payment Due' 5724.00 'Page t ~r t 93912-`~OBt X129?32t'~t Tn mr,rd rrddNinrrul Wle' ~nr nrei luui(Jer.r, cnu ums(pu}~ (hr (:rv+rnl Pu,'u~rn[ Une nohieb inekrde,v Vstt us at wmrw_gmea rd.eom ffir .4finiunua Yyrvnent mrd am Pael Urre om4ni Oi~vdu+rrd m+tnrrrrlJ. • See About Your Payment on reverse for an explanation of these amoums :::: GEd:I?IBtif~llt+1 ~i']rd:7rAr1§actioiis ::::::::::::::::::::::::::::::::::::::::::::::::::::::: iiiiiiiiiiiiii;iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiEEdt:1tfd ttit~tiBliCt'si ~t~3tti6tt d~tFll~atd ririvd.gf''t3ti~EdEti]ttfl:Eiiiiii:ii:iEEE:6 is i::iii:i'',iii:iiiii ......: ...........:............................... ` i.p..............................................................................,......... Transaction Gate Post Gate De°~rn bon Amount Reference tJumber rna~g rung OL'ERLInAITCHARGE.4SSESSMErJT $35.ijG 100000620100m999993;40 ntn8 n,;r?b LATE C-IA.RGE P.SSESSMErJT $a9.iri+ 100000Q201006>n99£t.993~~L!t IF YOU :,RE LhJAELE TO SEIJG'/OUR PAYMENT TOGi+V. PLEASE CALL 800-25F~-6100 TO UIS'C.IJSS A REPn VME1JT AFiRAP1GEMEtJT E::;4C~:~lidti4t31Vlty::::ii:ii::i::ii:;isii;i::is:i:i:::::i:iii:::i:iiiiii:iilii Previous Ealance ?z~m,ents a.na Other Credits + Purchases. Cash Advances • Finan Ce Charges = IJ evv Balance Fees acid Olhe, Geblls $~ 9L~3 11 $G.W $74. uG $104.2"; $4.071 3a :::::::::::::::::::::::::::::::::::::::::::::::::::::::: ::p~nre:~tar94:~%a~cc~laclon....... ............. .................. Average Dally DailyPenodw Nominal Annual Finance Casl,A.dcancel Annual Ealance Rate Percentage Rate Charge Tr snsectwn Feas Percentage Rate $3959.8ti QQ9491do 30.99% $1G42d $O.GG 3n.Sic~.04,0 Purchases $QGG ODE1491°'o IV! 30.9<.laolw $0 AG $G.GG ngnn ;,o Casir Ad,,anees Ivt indicate`. variable rate :: i:E~litr3 $:SlErrihlbt .::::::::::::::::: :::::::::::::::::::: :: Prew OUF Earnings $uw New Earnings Total S0.0U Remember, every time you make a purchase with Earnings Recewed $Qw Annivereary Date H.Ii/n your GM Card, you'll earn 5'6 in GM Carr) Earnings. kdddion al E~m~ngs $G.GG Anniversary'. T D Earnings $G ~~ You can nave hundreds, even thousands on the Purchase or lease of your eligible new GM vehicle. Eam.ings Adluetment& $QGG Lifetime Earnings Redeemed gG irv Choo GO from over 50 brand,' Current Penod Earnings $G vG i2oini~ 56opiE-$nin ~ iaidie inbtud®dilii %oimitJeivfairivige 7otd3oi,raidiiiri ieligd~e; i,is4uiGililiveGadlei L ~ ~ aoi~ view:poiai ioniFi ~iopfartinig.iti i i i i i ~', i ........ .......... ...................... 8 .......... ....(.................................................. .°4............. :•DF,RnY. I%IC01d~GOrnr{.+J2W5 :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: :: :: :: :::::::::: :: :: ',: t00750`~ E 03 STMTQ:1 -70'I-01 OOSiio6lPM GMC1 (Please detach and return bottom portion ,mth payment and retain top portion for your records. Do not staple or clip your check to the form belo~,v.1 HSBC /.1 4ccount Number 5466 4100 2168 315; tJrnr balance $4.G71.3.t Minimum Payment $219.iA Payment Due Gate r-Y'l2~hxr Current Payment Due 5724.00 Include account number on check to HSBC CARD SERVICES. Do not send cash. Send paymcnl 7 to 10 vtsk9R1W~.CO1T days prior to Payment Due Date to ensure timely delivery. To avoid additional late andlor overlimii fees, ~l to mansge your Account online pay the Current Poyment Due. tSee reverse for more information Amount Enclosed 29'zo•MARxETSTARQLTE „II,III,I~~'llll~~~~ll~'II'~'~I'~Illll,llrllll,ll,lllrlll,rllll~ CAMP HiLEA 17011 X537 HSBC CARD SERVICES PC BOX 37231 Ilrllllll,lllll~llllllr~IlrIIII~I~I~I~,II,III~„rlrlllr,lllllllll BALTIMORE MD 21297-3281 0072400 0407134 5466410021683153 2 ®IGMCard Customer Center PaymentA,ddress. 1-8nn.94?-1000 HSBCC.~.RDSERVICES P ^. BOX ?~Ob2 PO 6^X 87281 8allnas, CA BALTIMORE MD 9_t~9Y2-0082 '129?32`~' Visit us at vnrw.gmcard.com Cluick Look Account Summary tatement 'ate .+_ _.3 ccountnwn per .; ou ":.'o dt.iJ New balance ¢425G.1iE Total Credit Limit $G Minimum Payment' $<22.iiG Total Cash Advance Limit $~ Payment Due Date 0''28109 Available Ciedd $u O+•e+linfd .lnrount $545.Bb G:,-silo Lle L~asL AcL•mnce $u Pu sl Gue drnuunt S?24 On TM Days This BIII ng Cyrle 30 urrent Payment Due' 5946. Page ? ~' t 7"n tnniri add'linnul W [e nrrdinr n+rrluni! Ices, crar enrsl rxt,r !hr Liu~rrnd Ymviend Uue r mhicA incGade.r !hr ,Nruunmt Yyvnrenf turd ono Yu54 thre and/or O+z•r{unid annmrlJ. ' See About Your Payment on reverse far an explanation nr n,ese amounts ........................................................ " :ii:iii'ii'.iiii::iiiiii:iii::iiiiiiEiiiiiEEiiiiiii~MiiPl6tiqumd,"a..:.ransac,ooiisiiiiiiEii:iii:is?iE:isiiEiiiiiiiiiiiii:iiiii.iii?:?iii:: _. F'aiailititioria3Etraitsactionidetail~atoirvovw.zjiniaidcoriil::::::;::::: :;;:: ::: .I.......... ra. :..................................... ... . isacbon Gate Post Gate Description !,mount Reference tJumlxar ng n8 rv_:.ng LArE CZAR ,E A.SSE_°SMEI~T $30.00 100!r0020t000~~999g8'~?m ngny ti.,»9 O`JERLIPdIT CH ~.R~~E ASSESSMErJT $3500 100000020100L~99FW92'"s?0 - ~~iQi~t:OiirltiDi~3iVit`iiiiiiiiiiii Y iiii:Eiiiiiiiiii iiii~iiiiiiiiiiii:iiiiii:ii'~!~ _. P+~~S Baiy+~~E o,gments ani Other Credits + Pnn4~as ~ Cv~h t,d~:++~~~.«~ + Finance Charges -~ rtert- &al-~~~r _ Fees and Other Gebits g4 G J 1 &t $G i~u $74 w $105.,°,4 g4 "•5G l H ::firtaitce:ftiaige:~al~u3atioii ::: ............... ::::::: ::::::: .................. :::::::::::::::::: ..................... ::::::::._::::::::::: Average Gaily Daily Penodic Noininal Annual Finance Cash Advancei Annual Ealance Role Percentage Rate Charge ~+~^s~c'ti~~+~ Feds Percentage Rate ¢4 t 35 53 0 L>fS491 M 30 9<_l00 $1 p5 24 $G irir sn (+gn pro Purchases $G Gil 0 0&491 ao (v'1 30.9P%n'I $0 CIG $v iriw '? 0!inng Cash A.d.;:~rn_e5 fv, indiFates variable rate .............................. ....... .......... .... .. ................ ... :::EEI~Er)ltrt S:S-EHIFAdt .:::::::E:::i:i:i: .................... :i :::::::::::::::::: Prevwua Eaminas t;G. C^J New Earnings Total 50.00 Remember, every time you make a purchase with Earnings Rececred $v ixi Anniversary Date Si1in,. your GM Card, you'll eam 5`> in GM Card Earnings. ~ddnional Eam~ngs $Qw Anniversary Y T D Earnings gG GO You can save hundreds, even thousands on the Eirnirge ud;uaments 8000 Lifetime Earnings Redeemed $nrn purchase or lease of your eligible new GM vehicle. '.urrent Period Earnings $G.iir Choose from over 50 brandy :2oiirF ~Iiop:Ecrrnin' i:dce incEudeiJ: iii yoiQ:fil eivfaidiiigs:T:dEd 3os'ra'rd:id ieli ~aa~e; nxm: htyt:ve6Q:le: ~ - ~ an:to vie~r.youi ~oni4, E~lidp~amiiig iit:::::~ .. a... .............................................Q......................°$..........................................:::::: E:dni. iai;aidEcom(shat-~di:iE :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::~.i~iiiiiii ' * ' * ' * * ' Important Information * * ' * * * * "~ Your account has been laced with a collection agency. Please contact them directly, or call us at 1-800-366-5333 1001.505103 STMTQ4 401-01 lX)9P6~rPM GMCt release detach and return bottom portion mrith payment and retain top portion for your records. Do not staple or clip pour check to the form below 1 HSBC IZI tcount Number 5d66 4100 2168 315 Je;•r balance ¢4.<SG li8 Minimum Payment $;.22 u payment Due Ciate 0 1'_81!x! Curent Payment Due $946.P vlllt tmCattd.eom incruuc awuwn +iun+uct un cnecn w nao~, t.nrtu xrwww, vu our senu cosh. echo payn+cn+ t to w 9pl to marageyour Axourrt ontinr. days prior to Payment Due Dale to ensure timely delivery. To avoid additional late andlor overlimit fees, pay the Current Payment Due. tSee reverse for more information Amount Enclosed 2920 MARKETSTaRQUE I,Irllllll~lrlrrllllll'~'II'~II~I~~~'I"II'Ill'Il~rllrlllrllllllr CHMP HILL'A 17011 -0537 HSBC CARD SERVICES PO BOX 37281 1'~'I'II~IIIrrnIIIIIIIIIrtIIrl~Irllllnlllllrrlllltllrlrrlltl~lr BALTIMORE MD 21297-3281 0094600 0425068 5466410021683153 4 ®IGMCard ~ustoir z' Center P. /ment AddrFeg. 1-80094?-1000 HSBC C.aRD SERVICES P.O BOX 1300&2 PO 6^X 37281 Salinas, CA BALTIMOF2E PAD 93912-0082 ''129?~32P~1 Visit us at www.gmcard.com Quick Look Account Summary tatement 'ate !_ r_J /+ccount number ~4bb 41 1"0 S'uJ fJe',~ balance $4.403 24 Total Credit Lund $i, Mlnimum Payment' $1 a7 OG Total :'ash r:dvance Limit $0 Payment Due Crate 0b.2&Ck~ A,radable Ged~t $u O~eilin(il Amount $EiP824 k~,.eJy41n Cash G.dr-apse $u Past Gue .4rnuwd $945 00 n Drys This EIII ng Gyde 11 urrent Payment Due' St,f43.oo Page 1 ~,I 1 T~n mvid uddilinrrul bre urrriibr nrrr(irnil li'ee, ,rnu em.vfl .r lhr Cru~r~en1N unenl lhrc nvhicA incirrdee !he' Slininnun Yueveen! and am' Pue! Lhrc unrL4a~ Orc'r~unil anorrniJ. • See About Your Payment on reverse far an explanation of tl,ese amounts. ................................................... ::: GM:Ptetiitiirri :Eerd:Tieriseefioiis :::::::::::::::::::::::::::::::::::::::::::::::::::::: :: Fdtardclitiwia3:L~rao'sactioriidetail8otarii^iri.~incaecl:ciirii): ::: ::: ::::: :: ............................................ ..................................... ...........................................................p....................................................................................... mnsachon Gate Post Gate D~,cn lion Amount Reference tJumbe- n?,?& 0''28 LATE C1.4RGE A.SSESSMEFJT $89.00 1000007201000?99£u?92?t4 .. :::::_ ::::::::::::::::::::::::::::::::::::i:::::i:i::::::::::::::::%ICI,`D Unt iAtilVlt~:::::::::::::::::::::::::::::::::::::::::::::::::::::::: ::::::.;:. Piy,io ~s Balance Payments and Other Credits + Pnn:fia~es C:+sii t-d v:anne~; .Finance Charges - tJy.n~ 0alan ce Fees and O[her Gebds $a rGu u? $u Gu $p,n,i~ $113.56 $aaoaz4 Purchases Caaii i•.d,an~:ae iv, ind~catee vanable rate overage Gaily Daib/ Periodic Nominal Annual Balance Rate Percentage Rate $4.314'.'9 nLYS491°.ro 3099°'0 $0 00 0 ~'~{491 %fv! 30 99°6 Oq Finance Cash H.d,an~e' Annual Charge Transaction Fees percentage Rate $113 .`fi $0 Chi 3g c,.gngra 9;0. u0 y,n. nn ~ nrn ::::E~rttri ~:Stfr$iM~ :: Previous Earnings $0 Oiw New Earnings Total 30.00 Remember, every time you make a purchase with Earnmgs Renewed $Qi,S Anniversary' Date Sdtrn,, your GM Card, you'll eam 5`e ~n GM Card Eamings. Additional Eamngs $O.Ou 4nnlversar/ `/ T D Eamings $0 Cr0 Vou can nave hundrada, even thou panda on the Earnings ?daistment& $Qw Lifeline Earnings Redeemed $0 Cti Purchase or lease of your eligible new GM vehicle. Current Penod Earnings $n_rr, Choose from over 50 brands' :Eoiius olio' :Eainiri "s:aie ineEudeiiSii''oiiriNaro~airi" ~'s Ydbii 3wroaids:ad Ali' k~e~ i'iei/:!,i';~I:`irihicle; is ~ ~ an:ta hear 'oui iobus ~tidp ~airivi'sat ::::::::::::::: i ...........P.......9 ................f.............??9 ....................9...r..................a3..........t......................9......... ......... :'rte. mcatd;colrr,Mevs ::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: ......... 9 ............................... ........ ' ' ' ' Important Information ' ' ' ' ' '~ Your account has been placed with a collection agency. Please contact them directly, or call us at 1-800-388 X333 t007ri0~5103 STMTOd 401-0t Opa:?;;3rpM GMC~ (Please detach and return bottom portion 'oath pagment and retain top portion for your records, Do not staple or clip your check to the form below. ~ HSBC /~ Account Number 546fi 4100 2168 3153 tJew 6alanoe $4.403 24 Mlnimum Payment $19; Gv Payment Due Crate ^8/-'81'xf Current Payment Due 31,143.00 inciuue accoum numuer un cnecrc to rnJDl. I.NRU JCRViI'CJ. L/0 nor send cash. Jena paymem r to i~ wsngmeard.tom days prior to Payment Due Date to ensure timely delivery. To avoid arJditional late andror overlimil fees, ~ to manage your Accourtk onllnr. PnY the Current Payment Due. tSee reverse for mare information Amount Enclosed 2~zoMA xErsrARQuE 11111~~~11~11"111111'I'I~III~I~I~II'I'~IIII'~"~IIII'~I'IrJrl~ll CAMP HILEA 17011 4537 HSBC CARD SERVICES PO BOX 37281 I11~'~Ii'rill'rllrrll'lll~rlrlrllllllrl~lrlll'II'I~II'l~~"Illllr BALTIMORE MD 21297-3281 0114300 0440324 5466410021683153 8 Quick Look Account Summary ® /'~ A A I' ..J tatement 'ate I_ r_J ccount number ;, bo 1 ._ .:10 .i ~~d V t V t l.. a ~ l! PJew Baianre $a.65G 66 ,Total CrecLt L~m~t $! i Minimun, Payment' $Z(73.iti + Tofel Cash Advance Lima $~i C ustomer Genter Payment 4ddress: Payment Due Cate !'44`28r!k; Available C~edd $0 1-300-94?.1000 HSEC: C.nRD SERVICES O•-edlrnd An,uunl $5`3.86 P..~ellable C:es6 4d:•.ance $~ ~.0. BOY 80082 PO 6^X 37231 P_+st Gue .Vmounl $1 143uu n Days This Bill ng Gycle a~: ~ahnas, CA BALTIDAORE A9D Urtent Payment Due' $1,346. Page t !'r' 939' 2 :?082 _'129?-32P 1 Tn mrc,id uddi[iarul Jule r~o i nrerlunilli'n vnu ruuwl~ . the Liu irnl Yyranrn[ Due nvhich inc•(udev the Strtiunmr Yyunrn[ andonr Yur[ Dur orv~ni~ O~x•r fund mnnrWJ Visit u s at wvaw. g mea rd.eom ' See About Your Payment on reverse for an explanation of tt,ese amowxis. i i~!~itiii:~ti~:iitiii~ittitii'ttttiiittttttittittttitttGMiPlatioutTi:Gerd iT'ruinsactio iesiii ::::::::::::::::::::::::::::::::::::::::::::::::::::: E E i E E:(F.Ct;9fCdltifirSbJ?Er;dlh'#dtti8ti dptltil 8ti tti riViV•t.~irici~tctaiatiil E i~ i E E i ...: c vn ~~ .............:....:..........p.L.....................................'.................. ...... .. .. ........ ............ d t G to P t U t DeE•cn ton Nmount Reference tJurnlx~ 0b.+2b Ob!28 Li+TE C-iARGE ASSESSP>4ENT $3000 1000000201r_,prr'y99B91 ;!!' ttt A6~:viiritfl~#iYit~:::::i::iiii: ::::ii::isiE:::i::::::E:iiEi:::::::::::i:::lii:::::::: Previous Ealance Payments and Other Credits + Purchases. Cash Hdvances. + Finance Charges = IJ e~e~ Ealance Feea end Other Gebils $a ao3 za $ai[u $3p u, $1 v lie $a ssaa6 :::::::::::::::::::::::::::::: :::::::::::: ::::::::::::::::::ti...~.:...r...E .....i.t ..................... hverage Gaily Daily Penodic Nominal Annual Finance Csi~ Auvenue~ Annual Balance Rele Percentage Rate Charge Tre~isac Gun Feee percentage Rate $4 438 G1 0.!~b491 % 30 95i?6 $117 62 $0 Ou 3n c~c,noro Purchases $G Cii QOES491 Holy! 30 9f~°',rv? $0 Ou $QGv n nrna mash Advances jd indicate, variable rate :: krill $~ Iliiitl'lbf .'tttitits'iiiitiiEttiiti[iiiiiiiiEiit ::..E 14 .5 Prpvinn5 Eamincs $G Gv New Earnings Total SU.OrI Remember, every time you make a ours hale with Earnings Recewed $vw _nnlvercary Crate Sitrna your GM Card, you'll eam 5°6 in GM Card Earnings. Additional Eamingc Earnmgs Adjustments Current Period Earnings $V. VCI $0 till $0 OG Anniversary'. T D Earnings $V CiU Lifetime Earnings Redeemer $G C~, You can viva ~,undreds, even thou~anda on the purchase or lease of your eligible new GM vehicle. Chaose from. over 50 brand~t ..:....... :Borne ~6op:E:rii,id ~s:dce iricfudeiliiii ~ oiir:t:J eii:Eaidiriga 7»Eil3oira id :id ieli ~ii~e; i,ievv.6>41:veGicile: ~: ~ ~ an:lii iie~r.'oui:P_anic: ~IioA~iirinig iit:::: ............... ~................1....................................8......................°9..........Y................................:::::::::: •n~,yrs.gmeardcomnnev~s :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: Important Information Your account has been placed with a collection agency. Please contact them directly, or call us at 1-800-388-5333. t00750':i 163 STMTaa a 01-01 0053571PM GMC1 iPloase detach and return bottom porton vnth paS'ment and retain top portion for your records. Do not staple or clip your check to the form belo•:v.) HSBC 1~/ tcount Number 5466 4100 2168 315 Je•nr balance 54550.?S Minimum Payment $203.P payment Due Gate ngi28Axl Current Payment Due $1,346.4 vlflt9RlC8nL00fl1 °1~'uue auuuum numuei un uneun w n,~o~, ,..eac ~r .~ercvi~,w. vu nur sciiu casn. ,~enu paymcm r iu iu it to manage your Aaount onlla: days prior to Payment Due Date to ensure timely delivery. To avoid additional late andlor overlimit fees, poy the Current Payment Due. tSee reverse for morn information Amount Enclosed z~zoM RxETSrAUQc,~ II'1111'~I"I~Irll~rllllllll'Illlllrlrlllrir~llllrl~~llrllll~r~ir CAMP HiLEA 17011 3537 HSBC CARD SERVICES PO BOX 37281 Irtllllltlr~rll'II'I~~Illllrrlr~l"'~III~III~'~1'~~I~~~~IIiItIrII BAI_TIMOREtvID2 1 2 97-328 1 0134600 0455986 5466410021683153 2 ®IGMCard Customer Center Payment F.ddrecc: 1-800-94'-100!7 HSEC CARD SERVICES P.^. RGX 800x,2 PO 60X 37251 Salinas Gd EALTI A40RE 4tG 93912 ~OB2 21?9?-32E1 Visit us at wunw.gmcard.com Quick Look Account Summary tatement 'ate _ /_J ccount nwnber ~ bu .-1o d?v3 tJe~.v Balance $dV; ^Q lib Total Credit Gmil $~ Minimum Payment' $208.i~0 Total Cash Adrmce Llrnit $5 Payment Due Date 10,'29J~) Available Gedd $v O,•erlirnil Arnuunl $1.ii15.16 A:allable Cash ~.dvance $G Pasl Gue Anwunl $1 EVd6 Cx~ +* Days This Eill ng Cyrle :j? urrent Payment Due' St,55d.0 Page i rrl t To arnirl tuiJilrnru~l lore rum'/nr nrPrlugidJcc.a, rnu nrrr~ei pug d6P CmrFn1 F'aonCn( Une rwhith 1ru'hrdnr ffie bfinirrrtmr Ym7nrnl andanr Nov( Uue aru~or Urv~rluui[mwnnnlJ Sew About Vour Payment on reverse (or an explanation orfh wsw amnu nrs iiiii r iiiiiiiiiiiiii::iiiiiiiiiiiii!iiiiiiiiiiiiiiiiiiGMipiStiniiivi CardiT'rarisi3dtidifsti:iiiii iiiiiiiiiiiiiiiiiiiiii:iiiii:ii ii ::::::::::::::::::::::::::::::::::::::::::(FOti9ftt1iti03i81C~r;Alb'~dCtiCtl~ft8il~tittiviivvrt.~f~itidfdCtilti):::: :': ::::; :::::::::::::::::: ............................................. _ TraneacLun Gate Pusl Dale Description Amours[ Re(ereuce tdun,bei nct,rg rxli?5 LATE C-IAR ~E riSSESSP.IEIJT $39 i~0 10000002010000999991 Hrn E::i4tadlirlt Attibit':iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii iiil:iiiiiiiii ....................... .... 1 Prey-rods C'alanre j ~ayment~ and Other Credits + Purohases. Cash Advanres. + Finance Charges = rJ e",~ Ealaece Fees a~~,J Ollrer Geh~ty ga 5SG 86 $0 iti $".P OG £ 121 80 $4, 72u G6 ::::: ~i' :' ~ceCti aF..e I~a~caiail4n :: . S~ J :::::::::::::::::::::::::::::::::::::::::_ ; i____ E ::: Arerage Gaily Daily Periodic Nominal Annual Finance Cash Advunce.~ Annual Ealance Rale Pereerrtage Rate Charge Tr~~nsacGun Fees Percentage Rate $4.F??.25 0.08491% 30.99°6 $121.80 $D.u'v 3Q9f±09ro Purchases $OuG Q08491%iv! . 30.9996 iv! $0.00 5000 nrv7nao Iasi, Kdvances wl indicate;. van ible rate ::::E~riifr! d:SUrrifribf.:::i::::::::::! :: :::::::::::::::::::: Previous Ea~nings $ui,~' New Earnings Total SU.ar Remember, every time you make a purchase with Earn mgs Reserved $0.%Cw knnlvereary Gate ~iti05 your GM Card, you'll coin 5°; in GM CaM Earnings. ~.;Id~.fional Eam~ngs $0.00 Anniversary `/ T D Earnings $0 W You can slue nundreda, even thoucanda on the purchase or lease of your eligible new GM vehicle. Earnings Adjustment& $0.00 Lifetime Earnings Redeemed $0 Ci0 Choose from over 50 brandst Current Period Earnings $O.w :......... i2oriri~~lio iEcrmiii sane iridEudediiii~oiii-itAeir;cSirim s7oEif3osiaidsiiriieli i3aletrieFiriG3tilivelizilei~: iini~vie~r.gouii(;oairs~liop~irriuig~it::ii P ....9 ................1...............~....................4......................°4...........................................i,........ Important Information TDDIHearing Impaired' 1-80C-685-9020. Important Information Your account has been placed with a collection agency. Please contact them directly, or call us at 1-800-388-5333. 1007500103 STMT9d 401-01 006308,rPM GMC1 iPlease detach znd return bottom portion with payment and retain top portion for your records. Do not staple cr clip your check to the form belo•u,1 HSBC IZ- account Number 5466 4100 2168 315: tJenr6alance $A720.ti6 Minimum Payment $208.ii; Payment Due Data tUi'-flrtiXr Curren[ Payment Due $1,S34.Oo vr,lt mea-d.eam Include account number on check to HSBC CARD SERVICES. Do not send cash. Send paymcnl 7 to 10 91~4omanageyourACmorrkonnnr_ days prior to Payment Due Date to ensure timely delivery. To avoid additional late andior overlimit fees. pay the Current Payment Due. tSee reverse for mare information Amount Enclosed EUWARUELAMARQUE rrlrrlllll~lllllllr~lrlll~l'~'~I~~I~III'I~Illllrtllllllll'I'll'1~ 2920 MARKET ST CAMP HTLEA 17011 4537 HSBC CARD SERVICES PO BOX 37281 III'IIIIIIIIrlllllrtlrllr~llll'I~Irrllllrlll~l~~'lll~l~~~lllllrll BALTIMORE MD 21297-32st 0155400 0472066 5466410021683153 7 ,~,a,3,~~ C~~~~~ CERTIFICATION OF SERVICE I, JOEL M. FLINK, ESQUIRE, hereby certify that I, on tie date below, served a copy of Plaintiff's Amended Complaint Pursuant to Pa.R.C.P. 1028 (c) (1) , via First Class Mail, postage pre-paid, to all other parties or their counsel of record. ,. JOEL M. FL~~11~,~ESQUIRE Dated: ~~ ~ yC ~ ~ ~ MAIN STREET ACQUISITION CORP., M� Plaintiff IN THE COURT OF COMMON PLEAS V. OF THE NINTH JUDICIAL DISTRICT EDWARD E. LAMARQUE, Defendant 2012-03147 CIVIL TERM IN RE: PRELIMINARY OBJECTIONS TO AMENDED COMPLAINT BEFORE HESS, P.J., MASLAND, AND PLACEY, J.J. ORDER OF COURT AND NOW, this IIth day of April 2013, upon consideration of Defendant's Preliminary Objections to Amended Complaint, the Amended Complaint, briefs of the parties, and en Banc argument, the objections are OVERRULED in part and sustained in part. The objection for insufficient specificity relating to the lack of an "un-interrupted chain of statements, starting with a zero balance and ending with a statement showing the amount sought in the complaint," is OVERRULED. See Citibank v. Wedas, 61 Cumb. 303 (Peck, J. 2012). The objection for failure to attach a copy of the written assignment of debt is SUSTAINED. Plaintiff is given thirty (30) days in which to file an amended complaint that comports with the Pennsylvania Rules of Civil Procedure. E OUR , Thomas . lacey C.F . -03 =M �z i Distribution: ter- w v'Joel M. Flink, Esq. < x> , ✓Joseph P. Murphy, Esq. / co eS ,1,001 IV//al /3 ArU F11.EM-OFIR ;L 2123365 OF THE PRO T HONOTAR' � 20113 MAY --6 PM 2: 27 GORDON & WEINBERG, P.C. BY: FREDERIC I . WEINBERG, ESQUIRE CUMBERLAND COUNTY Identification No. : 41360 PENNSYLVANIA JOEL M. FLINK, ESQUIRE Identification No. : 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 Main Street Acquisition Corp. COURT OF COMMON PLEAS CUMBERLAND COUNTY VS . DOCKET NO. : 12-3147 CIVIL TERM EDWARD E LAMARQUE PRAECIPE TO WITHDRAW COMPLAINT = TO THE PROTHONOTARY: Kindly withdraw the above-captioned action, without prejudice . GORDON & WEINBERG, P.C. BY: _ FREDERIC I . WEINBERG, ESQUIRE JOEL M. FLINK, ESQUIRE Attorney for Plaintiff P006 CERTIFICATION OF SERVICE I, FREDERIC I . WEINBERG, ESQUIRE, hereby certify that I, on the date below, served a copy of the Praecipe to Withdraw Complaint to Pa. R. C. P. 1028 (c) (1) , via First Class Mail, postage pre-paid, to all other parties or their counsel of record. FREDERIC I. WEINBERG, ESQUIRE Dated ( ( �j